Discount Map

Ipsa

Latest offers

Card reward only
HK$20.002%
Purchase amount
HK$1,000.00
Reward rate
2%
Estimated net cost
HK$980.00
hsbc easy credit card visa platinum cardView details
HK$1,000.00 purchase
Calculation
HK$20.00
  • Selected amount: HK$1,000.00
  • Purchase amount: HK$1,000.00
  • Promotion saving: HK$0.00
  • Card payment: HK$1,000.00
  • Card reward: HK$20.00
  • Additional charges: HK$0.00
  • Estimated net cost: HK$980.00

HK$20.00 ÷ HK$1,000.00 = 2%

Terms & conditions
  • Assumes the full reward limit is still available. extra 5X RewardCash across eligible spend
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Merchant category is not stated; only the matched merchant reward scenario is estimated.

@cosme Store等商戶:extra 5X RewardCash

  • Eligibility: Audience: all
  • Eligible spending: Applies to: @cosme store / beauty avenue / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / serge lutens / shiseido · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
  1. 0101/Beauty and personal care×ipsaIPSA 不費神美肌套裝優惠價 HK$980(套裝價值 HK$1,346)980HKD price
    01/Beauty and personal care×ipsa
    Beauty and personal care

    IPSA 不費神美肌套裝優惠價 HK$980(套裝價值 HK$1,346)

    980HKD price
    Promotional PriceCheck date conditions
    Offer details

    980 HKD price

    Added: 2026-10-14

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: ipsa · Type: merchant
    • Benefit limit: Period: not stated · Type: not stated
    • 網店優惠套裝;標示價值 HK$1,346
    • 來源列明套裝價值 HK$1,346,但未列明比較價格或節省額。
  2. 0202/Beauty and personal care×ipsaIPSA 不費神粉底套裝優惠價 HK$390(套裝價值 HK$576)390HKD price
    02/Beauty and personal care×ipsa
    Beauty and personal care

    IPSA 不費神粉底套裝優惠價 HK$390(套裝價值 HK$576)

    390HKD price
    Promotional PriceCheck date conditions
    Offer details

    390 HKD price

    Added: 2026-10-14

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: ipsa · Type: merchant
    • Benefit limit: Period: not stated · Type: not stated
    • 網店優惠套裝;標示價值 HK$576
  3. 0303/Beauty and personal care×ipsaIPSA 全新AQUA神水精華套裝優惠價 HK$360(套裝價值 HK$504)360HKD price
    03/Beauty and personal care×ipsa
    Beauty and personal care

    IPSA 全新AQUA神水精華套裝優惠價 HK$360(套裝價值 HK$504)

    360HKD price
    Promotional PriceCheck date conditions
    Offer details

    360 HKD price

    Added: 2026-10-14

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: ipsa · Type: merchant
    • Benefit limit: Period: not stated · Type: not stated
    • 網店優惠套裝;標示價值 HK$504
  4. 0404/Local online shopping×ipsaIPSA 網店購物免運費(優惠值未列明)—Value not stated
    04/Local online shopping×ipsa
    Local online shopping

    IPSA 網店購物免運費(優惠值未列明)

    —Value not stated
    Fee WaiverCheck date conditionsMinimum spending: HK$500.00
    Offer details

    — Value not stated

    Added: 2026-10-02

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: ipsa · Type: merchant
    • Minimum requirement: Period: per transaction · Spend: HK$500.00
    • Benefit limit: Period: not stated · Type: not stated
    • 限送香港地區
    • 購物滿 HK$500 即享免運費
  5. 0505/Local online shopping×ipsaIPSA 網店購物免運費(優惠值未列明)—Value not stated
    05/Local online shopping×ipsa
    Local online shopping

    IPSA 網店購物免運費(優惠值未列明)

    —Value not stated
    Fee WaiverCheck date conditionsMinimum spending: HK$500.00
    Offer details

    — Value not stated

    Added: 2026-10-02

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: ipsa · Type: merchant
    • Minimum requirement: Period: per transaction · Spend: HK$500.00
    • Benefit limit: Period: not stated · Type: not stated
    • 購物滿HK$500即享免運費。
    • 限送香港地區。
  6. 0606/Beauty and personal care×ipsaIPSA 不費神美肌套裝優惠價 HK$980(標示價值 HK$1,346)980HKD price
    06/Beauty and personal care×ipsa
    Beauty and personal care

    IPSA 不費神美肌套裝優惠價 HK$980(標示價值 HK$1,346)

    980HKD price
    Promotional PriceCheck date conditions
    Offer details

    980 HKD price

    Source-stated price HK$980 and value HK$1,346: saving = HK$1,346 − HK$980 = HK$366; rate = HK$366 / HK$1,346 × 100 = 27.19%, rounded to 2 decimal places. This rate uses the stated value as the comparison base.

    Added: 2026-10-02

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: ipsa · Type: merchant
    • Benefit limit: Period: not stated · Type: not stated
    • Percentage note: Source stated price HK$980 and value HK$1,346: saving = HK$1,346 − HK$980 = HK$366; rate = HK$366 / HK$1,346 × 100 = 27.19%, rounded to 2 decimal places. This rate uses the stated value as the comparison base.
    • 標示價值 HK$1,346。
  7. 0707/Beauty and personal care×ipsaIPSA 不費神粉底套裝優惠價 HK$390(標示價值 HK$576)390HKD price
    07/Beauty and personal care×ipsa
    Beauty and personal care

    IPSA 不費神粉底套裝優惠價 HK$390(標示價值 HK$576)

    390HKD price
    Promotional PriceCheck date conditions
    Offer details

    390 HKD price

    Source-stated price HK$390 and value HK$576: saving = HK$576 − HK$390 = HK$186; rate = HK$186 / HK$576 × 100 = 32.29%, rounded to 2 decimal places. This rate uses the stated value as the comparison base.

    Added: 2026-10-02

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: ipsa · Type: merchant
    • Benefit limit: Period: not stated · Type: not stated
    • Percentage note: Source stated price HK$390 and value HK$576: saving = HK$576 − HK$390 = HK$186; rate = HK$186 / HK$576 × 100 = 32.29%, rounded to 2 decimal places. This rate uses the stated value as the comparison base.
    • 標示價值 HK$576。
  8. 0808/Beauty and personal care×ipsaIPSA 全新AQUA神水精華套裝優惠價 HK$360(標示價值 HK$504)360HKD price
    08/Beauty and personal care×ipsa
    Beauty and personal care

    IPSA 全新AQUA神水精華套裝優惠價 HK$360(標示價值 HK$504)

    360HKD price
    Promotional PriceCheck date conditions
    Offer details

    360 HKD price

    Source-stated price HK$360 and value HK$504: saving = HK$504 − HK$360 = HK$144; rate = HK$144 / HK$504 × 100 = 28.57%, rounded to 2 decimal places. This rate uses the stated value as the comparison base.

    Added: 2026-10-02

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: ipsa · Type: merchant
    • Benefit limit: Period: not stated · Type: not stated
    • Percentage note: Source stated price HK$360 and value HK$504: saving = HK$504 − HK$360 = HK$144; rate = HK$144 / HK$504 × 100 = 28.57%, rounded to 2 decimal places. This rate uses the stated value as the comparison base.
    • 標示價值 HK$504。
  9. 0909/Beauty and personal care×ipsa@cosme Store等商戶:extra 5X RewardCashHSBC Easy Credit Card Visa Platinum Card5RewardCash reward
    09/Beauty and personal care×ipsa
    Beauty and personal care
    HSBC Easy Credit Card Visa Platinum Card5RewardCash reward
    Conditions applyPointsPeriod LimitedCap: HK$2,000.00 · promotion total
    Offer details

    5 RewardCash reward

    Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: @cosme store / beauty avenue / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / serge lutens / shiseido · Type: merchant
    • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
    • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
    • Application or registration is required.
    • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
    • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
    • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
    • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
    • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
    Related credit cards
  10. 1010/Beauty and personal care×ipsaCosme Store等商戶:Extra 5X RewardCash for 美容/個人護理HSBC UnionPay Dual Currency Card5RewardCash reward
    10/Beauty and personal care×ipsa
    Beauty and personal care
    HSBC UnionPay Dual Currency Card5RewardCash reward
    Conditions applyPointsPeriod LimitedCap: HK$2,000.00 · promotion total
    Offer details

    5 RewardCash reward

    Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: cosme store / beauty avenue / 法國嬌蘭 / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / 莎莎 / serge lutens / shiseido / 雪花秀 · Type: merchant
    • Requirements: Period spend <: HK$100,000.01
    • Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
    • Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
    • Application or registration is required.
    • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
    • Allocate the extra 5X RewardCash to one selected category.
    • Qualifying spend is counted during 2026-01-01 to 2026-12-31.
    • The first HKD100,000 of qualifying spend is eligible for the extra reward.
    • Maximum extra RewardCash is HKD2,000.
    • The extra reward is in addition to the basic RewardCash.
    • Selected category bucket: 賞購物.
    • Valid only for the listed merchants in the 美容/個人護理 group.
    • The merchant list and merchant category rules in the terms and conditions apply.
    • 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31
    Related credit cards
  11. 1111/Beauty and personal care×ipsa@cosme Store等商戶:extra 5X RewardCashHSBC Visa Gold Card5RewardCash reward
    11/Beauty and personal care×ipsa
    Beauty and personal care
    HSBC Visa Gold Card5RewardCash reward
    Conditions applyPointsPeriod LimitedCap: HK$2,000.00 · promotion total
    Offer details

    5 RewardCash reward

    Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.

    Terms & conditions
    • Eligibility: Audience: all
    • Eligible spending: Applies to: @cosme store / beauty avenue / 法國嬌蘭 / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / 莎莎 / serge lutens / shiseido / 雪花秀 · Type: merchant
    • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
    • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
    • Application or registration is required.
    • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
    • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
    • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
    • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
    • Spend is limited to the named participating beauty and personal-care merchants and their qualifying Hong Kong transactions.
    • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
    Related credit cards
11 / 11

Source-listed offers. Check terms.

Credit cards

Card reward
HK$20.002%
Purchase amount
HK$1,000.00
Reward rate
2%
Estimated net cost
HK$980.00
hsbc easy credit card visa platinum cardView details
HK$1,000.00 purchase
Calculation
HK$20.00
  • Selected amount: HK$1,000.00
  • Purchase amount: HK$1,000.00
  • Promotion saving: HK$0.00
  • Card payment: HK$1,000.00
  • Card reward: HK$20.00
  • Additional charges: HK$0.00
  • Estimated net cost: HK$980.00

HK$20.00 ÷ HK$1,000.00 = 2%

Terms & conditions
  • Assumes the full reward limit is still available. extra 5X RewardCash across eligible spend
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Merchant category is not stated; only the matched merchant reward scenario is estimated.

@cosme Store等商戶:extra 5X RewardCash

  • Eligibility: Audience: all
  • Eligible spending: Applies to: @cosme store / beauty avenue / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / serge lutens / shiseido · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
  1. 0101/HSBChsbc easy credit card visa platinum cardHSBC Easy Credit Card Visa Platinum Card2%HK$20.00
    Calculation
    HK$20.00
    • Selected amount: HK$1,000.00
    • Purchase amount: HK$1,000.00
    • Promotion saving: HK$0.00
    • Card payment: HK$1,000.00
    • Card reward: HK$20.00
    • Additional charges: HK$0.00
    • Estimated net cost: HK$980.00

    HK$20.00 ÷ HK$1,000.00 = 2%

    Terms & conditions
    • Assumes the full reward limit is still available. extra 5X RewardCash across eligible spend
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
    • Merchant category is not stated; only the matched merchant reward scenario is estimated.

    @cosme Store等商戶:extra 5X RewardCash

    • Eligibility: Audience: all
    • Eligible spending: Applies to: @cosme store / beauty avenue / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / serge lutens / shiseido · Type: merchant
    • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
    • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
    • Application or registration is required.
    • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
    • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
    • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
    • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
    • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
  2. 0202/HSBChsbc unionpay dual currency cardHSBC UnionPay Dual Currency Card2%HK$20.00
    Calculation
    HK$20.00
    • Selected amount: HK$1,000.00
    • Purchase amount: HK$1,000.00
    • Promotion saving: HK$0.00
    • Card payment: HK$1,000.00
    • Card reward: HK$20.00
    • Additional charges: HK$0.00
    • Estimated net cost: HK$980.00

    HK$20.00 ÷ HK$1,000.00 = 2%

    Terms & conditions
    • Assumes the full reward limit is still available. extra RewardCash under 2026 最紅自主獎賞
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
    • Merchant category is not stated; only the matched merchant reward scenario is estimated.

    Cosme Store等商戶:Extra 5X RewardCash for 美容/個人護理

    • Eligibility: Audience: all
    • Eligible spending: Applies to: cosme store / beauty avenue / 法國嬌蘭 / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / 莎莎 / serge lutens / shiseido / 雪花秀 · Type: merchant
    • Requirements: Period spend <: HK$100,000.01
    • Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
    • Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
    • Application or registration is required.
    • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
    • Allocate the extra 5X RewardCash to one selected category.
    • Qualifying spend is counted during 2026-01-01 to 2026-12-31.
    • The first HKD100,000 of qualifying spend is eligible for the extra reward.
    • Maximum extra RewardCash is HKD2,000.
    • The extra reward is in addition to the basic RewardCash.
    • Selected category bucket: 賞購物.
    • Valid only for the listed merchants in the 美容/個人護理 group.
    • The merchant list and merchant category rules in the terms and conditions apply.
    • 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31
  3. 0303/HSBChsbc visa gold cardHSBC Visa Gold Card2%HK$20.00
    Calculation
    HK$20.00
    • Selected amount: HK$1,000.00
    • Purchase amount: HK$1,000.00
    • Promotion saving: HK$0.00
    • Card payment: HK$1,000.00
    • Card reward: HK$20.00
    • Additional charges: HK$0.00
    • Estimated net cost: HK$980.00

    HK$20.00 ÷ HK$1,000.00 = 2%

    Terms & conditions
    • Assumes the full reward limit is still available. extra 5X RewardCash across eligible spend
    • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
    • Merchant category is not stated; only the matched merchant reward scenario is estimated.

    @cosme Store等商戶:extra 5X RewardCash

    • Eligibility: Audience: all
    • Eligible spending: Applies to: @cosme store / beauty avenue / 法國嬌蘭 / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / 莎莎 / serge lutens / shiseido / 雪花秀 · Type: merchant
    • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
    • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
    • Application or registration is required.
    • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
    • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
    • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
    • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
    • Spend is limited to the named participating beauty and personal-care merchants and their qualifying Hong Kong transactions.
    • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31

HK$1,000.00 Precomputed estimates. Conditions apply.