citi octopus credit card
Calculation
HK$50.00
- Selected amount: HK$1,000.00
- Purchase amount: HK$1,000.00
- Promotion saving: HK$0.00
- Card payment: HK$1,000.00
- Card reward: HK$50.00
- Additional charges: HK$0.00
- Estimated net cost: HK$950.00
HK$50.00 ÷ HK$1,000.00 = 5%
Terms & conditions
- Assumes the full reward limit is still available. Combined Fare Rebate and/or 5% rebate per Designated Credit Card account under option (b)
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Citi Octopus Card: 5% rebate on designated cross-border coach and ferry fares
- Eligibility: Audience: all
- Eligible spending: Applies to: 旅遊 · Type: category
- Requirements: Period spend ≥: HK$10,000.00
- Benefit limit: Amount: 500 · Applies to: Combined Fare Rebate and/or 5% rebate per Designated Credit Card account under option (b) · Currency: HKD · Period: per month · Type: limited · Unit: currency
- Application or registration is required.
- Applies to principal cardholders of Citi Octopus Credit Card. One successful registration with the principal designated card is required during the Promotion Period through the Designated Registration Page, SMS, or Citi Mobile App when applicable; supplementary cards and linked Citi Mobile Octopus are registered automatically. Earlier successful registrations for the named KMB/LWB/CTB/NWFB and transport-rebate promotions are carried forward automatically. Eligibility starts on the first day of the calendar month in which registration is completed. Monthly Eligible Transactions aggregate across the holder's eligible Citi credit cards (including supplementary cards) and eligible Citibank Debit Mastercard transactions. Credit-card transactions must post within the calendar month by transaction date; debit-card transactions must post within the month by posting date. Eligible spend includes posted local and overseas retail transactions and qualifying Merchant Installment Plan transactions; the terms also include cash advances on eligible credit cards and eligible debit retail purchases. Debit net spending uses the final charged amount after discounts and coupons, with Citi's stated foreign-currency conversion rule. Exclusions include Dynamic Currency Conversion, Octopus Automatic Add-Value and mobile Octopus add-value, Balance Transfer/Cash Conversion/FlexiBill/Paylite/Quick Cash/PayAll amounts, Inland Revenue Department payments, bills, utilities, auto-payments and recurring transactions, mutual funds, fees and charges, insurance, casino transactions, Faster Payment System transactions, charity donations for debit cards, unposted/cancelled/refunded/unsettled transactions, fraud/abuse, and other listed ineligible transactions. A fare or fee payment qualifies only if the service provider/OCL transaction data is received and the transaction is not cancelled; the provider's transaction type and OCL records/classification control. Citibank may request original sales slips and merchant receipts. Rebates are credited within five calendar months after the qualifying month and can only offset Octopus Automatic Add-Value transactions on a later statement; they cannot be transferred, exchanged, traded, or converted to cash. The relevant credit, designated, debit, and settlement accounts must remain valid and in good standing through the Promotion Period and rebate-fulfilment period; otherwise the Bank may forfeit rebates. Fraud, abuse, reversal, or cancellation may result in a debit of the rebate. Citibank decides eligibility from its records. The Bank may revise, modify, cancel, suspend, or substitute the promotion or rebate without notice. Promotion data is shared between OCL and Citibank for eligibility and fulfilment and is to be destroyed by 31 May 2028. Disputes are subject to Citibank's final decision. The English version prevails if versions differ, and these terms prevail over promotional materials. The terms also state that the referenced services are not offered to residents of a country where provision would breach local law. This is a 5% component of option (b), which requires monthly Eligible Transactions of HK$10,000 or more. Cross-border coach services are all routes of 24-Hour Cross-Boundary Express, All China Express Bus, China-Hong Kong Express, CTG Bus, Eternal East Bus, and Trans-Island Chinalink. Cross-border ferry services are all routes of Cotai Water Jet and TurboJET. Qualifying payments must be made via approved Octopus Equipment. The HK$500 monthly cap is shared with the 15% Fare Rebate and the other 5% categories.
- 15% fare and 5% tunnel toll, parking, electric-vehicle charging, and cross-border coach/ferry rebate promotion: 2026-09-01 – 2027-06-30
