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CNCBI Motion Credit Card dining and online: 5.6% extra cash rebate

• Eligibility: Audience: all · Document: Keep the original sales slips and official payment records; the Bank may request them for inspection.
• Eligible spending: Applies to: 餐飲 / 網上購物 · Type: category
• Requirements: Period spend ≥: HK$3,800.00
• Benefit limit: Amount: 200 · Applies to: 5.6% extra cash rebate on eligible dining and online transactions per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Accumulate HK$3,800 or more in eligible retail transactions with the Motion Credit Card in a calendar month.
• Applies to principal and supplementary Motion Credit Cards. A cardmember must accumulate HKD 3,800 or more in eligible retail transactions in the same calendar month. Eligible dining transactions are local or overseas food and beverage retail transactions identified by Mastercard or the acquirer, with official payment records, and posted when the rebate is rewarded. Excludes hotel dining, hotel banquets, private parties or functions, private rooms, private kitchens, food-court, supermarket or department-store food outlets, associations, clubhouses and bakeries. The 6% includes basic and extra cash rebate; the HKD 200 monthly cap is shared with eligible online transactions. The extra rebate is credited within four months after the transaction month and is available once per transaction. Excludes listed ineligible transactions such as e-wallet, P2P, FPS, autopay, bill payments, Octopus add-value, instalment repayments, fees, insurance, tax, investment, fund-transfer and e-wallet reload transactions, and unposted, refunded, invalid or unauthorised transactions. The Bank decides eligibility. Foreign currency transactions are converted to HKD at the Bank rate. The card account must be valid and in good standing when the rebate is awarded. Unused or uncredited rebate is forfeited if the account closes. Rebate is not transferable or redeemable for cash and can offset new retail purchases only, not an outstanding statement balance. It cannot be combined with other promotions unless stated. Use is subject to the Cardmember Agreement and other applicable promotion terms. Fraud or abuse can forfeit the rebate. The Bank may amend or cancel the promotion; its dispute decision is final. Hong Kong law applies and the English terms prevail.
• Applies to principal and supplementary Motion Credit Cards. A cardmember must accumulate HKD 3,800 or more in eligible retail transactions in the same calendar month. Eligible online transactions are internet retail transactions identified by Mastercard or the acquirer, with official payment records, and posted when the rebate is rewarded. Online supermarkets are excluded. The 6% includes basic and extra cash rebate; the HKD 200 monthly cap is shared with eligible dining transactions. The extra rebate is credited within four months after the transaction month and is available once per transaction. Excludes listed ineligible transactions such as e-wallet, P2P, FPS, autopay, bill payments, Octopus add-value, instalment repayments, fees, insurance, tax, investment, fund-transfer and e-wallet reload transactions, and unposted, refunded, invalid or unauthorised transactions. The Bank decides eligibility. Foreign currency transactions are converted to HKD at the Bank rate. The card account must be valid and in good standing when the rebate is awarded. Unused or uncredited rebate is forfeited if the account closes. Rebate is not transferable or redeemable for cash and can offset new retail purchases only, not an outstanding statement balance. It cannot be combined with other promotions unless stated. Use is subject to the Cardmember Agreement and other applicable promotion terms. Fraud or abuse can forfeit the rebate. The Bank may amend or cancel the promotion; its dispute decision is final. Hong Kong law applies and the English terms prevail.
• Dining and online spending exclude WeChat Pay, WeChat Pay HK, Alipay, AlipayHK, PayMe, and FPS transactions.
• Eligible dining includes local or overseas food and beverage outlets based on merchant codes. Exclusions include hotel dining and banquets, private events, food courts, supermarkets, department stores, club houses, and bakeries.
• Eligible online spending is based on internet transaction types and merchant codes; online supermarkets are excluded.
• The Bank decides transaction eligibility. The page also states a HK$400 monthly maximum for basic cash rebate, calculated using the lower of the cardmember's credit limit or HK$100,000 of eligible transactions.
• The page does not state whether the 0.4% basic rebate has the same eligibility when the HK$3,800 condition is not met.
• The page says the 0.4% basic cash rebate is included in the 6% total for eligible dining and online spending after HK$3,800 or more in eligible retail transactions in a calendar month.
• Eligible dining and online transactions: 2026-07-01 – 2026-12-31

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