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The card edit / Hong Kong

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Sorted by the highest estimated saving excluding merchant-specific offers, from left to right. Range upper bounds include merchant-specific offers; stated requirements apply. Show all reveals every category in the current group.

01 / COMPARE
02 — RESULTS
0101/FubonFubon Visa Infinite CardFubon Visa Infinite Card10%HK$100.00
Fubon Visa Infinite Card
01Fubon

Fubon Visa Infinite Card

Conditions apply

HK$100.0010%
Overseas spending
海外簽賬:10% equivalent cash rebate (20X bonus points)
HK$100.0010%
Points
Calculation
Total savingHK$100.00
  • 海外簽賬:10% equivalent cash rebate (20X bonus points): HK$100.00
Terms & conditions

Calculation assumptions

  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Source-stated 10% equivalent cash rebate. The table also states 20X bonus points and HK$0.75 = 1 mile.
  • Eligible categories: 海外簽賬
  • The validity period of the Fubon Credit Card Bonus Point Program and Bonus Point Conversion to Asia Miles is stated as ending on 2026-12-31.
  • Cash-rebate equivalence is based on 40,000 points for HK$200 cash reward.
  • Asia Miles conversion is based on 15 points for 1 Asia Mile. The source states a HK$250 minimum and HK$500 maximum handling fee for each conversion.
  • New Taiwan Dollar # transactions earn 20X bonus points; the source footnote states that this comprises 5X from the basic programme and 15X from the extra programme.

海外簽賬:10% equivalent cash rebate (20X bonus points)

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated 10% equivalent cash rebate. The table also states 20X bonus points and HK$0.75 = 1 mile.
  • The validity period of the Fubon Credit Card Bonus Point Program and Bonus Point Conversion to Asia Miles is stated as ending on 2026-12-31.
  • Cash-rebate equivalence is based on 40,000 points for HK$200 cash reward.
  • Asia Miles conversion is based on 15 points for 1 Asia Mile. The source states a HK$250 minimum and HK$500 maximum handling fee for each conversion.
  • New Taiwan Dollar # transactions earn 20X bonus points; the source footnote states that this comprises 5X from the basic programme and 15X from the extra programme.
  • Fubon Credit Card Bonus Point Program: Now – 2026-12-31
Other offers
Overseas spending
海外簽賬:5% equivalent cash rebate (10X bonus points)
Points
HK$50.005%

Alternative offer in the same group; only the best group offer is counted. • Source-stated 5% equivalent cash rebate. The table also states 10X bonus points and HK$1.5 = 1 mile. • Eligible categories: 海外簽賬 • The validity period of the Fubon Credit Card Bonus Point Program and Bonus Point Conversion to Asia Miles is stated as ending on 2026-12-31. • Cash-rebate equivalence is based on 40,000 points for HK$200 cash reward. • Asia Miles conversion is based on 15 points for 1 Asia Mile. The source states a HK$250 minimum and HK$500 maximum handling fee for each conversion. • Yen / Won # transactions earn 10X bonus points; the source footnote states that this comprises 5X from the basic programme and 5X from the extra programme.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated 5% equivalent cash rebate. The table also states 10X bonus points and HK$1.5 = 1 mile.
  • The validity period of the Fubon Credit Card Bonus Point Program and Bonus Point Conversion to Asia Miles is stated as ending on 2026-12-31.
  • Cash-rebate equivalence is based on 40,000 points for HK$200 cash reward.
  • Asia Miles conversion is based on 15 points for 1 Asia Mile. The source states a HK$250 minimum and HK$500 maximum handling fee for each conversion.
  • Yen / Won # transactions earn 10X bonus points; the source footnote states that this comprises 5X from the basic programme and 5X from the extra programme.
  • Fubon Credit Card Bonus Point Program: Now – 2026-12-31
Overseas spending
海外簽賬:2.5% equivalent cash rebate (5X bonus points)
Points
HK$25.002.5%

Alternative offer in the same group; only the best group offer is counted. • Source-stated 2.5% equivalent cash rebate. The table also states 5X bonus points and HK$3 = 1 mile. • Eligible categories: 海外簽賬 • The validity period of the Fubon Credit Card Bonus Point Program and Bonus Point Conversion to Asia Miles is stated as ending on 2026-12-31. • Cash-rebate equivalence is based on 40,000 points for HK$200 cash reward. • Asia Miles conversion is based on 15 points for 1 Asia Mile. The source states a HK$250 minimum and HK$500 maximum handling fee for each conversion.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated 2.5% equivalent cash rebate. The table also states 5X bonus points and HK$3 = 1 mile.
  • The validity period of the Fubon Credit Card Bonus Point Program and Bonus Point Conversion to Asia Miles is stated as ending on 2026-12-31.
  • Cash-rebate equivalence is based on 40,000 points for HK$200 cash reward.
  • Asia Miles conversion is based on 15 points for 1 Asia Mile. The source states a HK$250 minimum and HK$500 maximum handling fee for each conversion.
  • Fubon Credit Card Bonus Point Program: Now – 2026-12-31
Other
積分獎賞:0.5% equivalent cash rebate (1X bonus point)
Points
HK$5.000.5%

Alternative offer in the same group; only the best group offer is counted. • Source-stated 0.5% equivalent cash rebate. The table states 1X bonus point for local transactions. • Applies to all eligible spending, subject to the conditions. • The validity period of the Fubon Credit Card Bonus Point Program and Bonus Point Conversion to Asia Miles is stated as ending on 2026-12-31. • Cash-rebate equivalence is based on 40,000 points for HK$200 cash reward. • Asia Miles conversion is based on 15 points for 1 Asia Mile. The source states a HK$250 minimum and HK$500 maximum handling fee for each conversion. • The source states 1X bonus point for Local transactions; no spending category, named merchant or extra cap is stated.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated 0.5% equivalent cash rebate. The table states 1X bonus point for local transactions.
  • The validity period of the Fubon Credit Card Bonus Point Program and Bonus Point Conversion to Asia Miles is stated as ending on 2026-12-31.
  • Cash-rebate equivalence is based on 40,000 points for HK$200 cash reward.
  • Asia Miles conversion is based on 15 points for 1 Asia Mile. The source states a HK$250 minimum and HK$500 maximum handling fee for each conversion.
  • The source states 1X bonus point for Local transactions; no spending category, named merchant or extra cap is stated.
  • Fubon Credit Card Bonus Point Program: Now – 2026-12-31
Other
積分獎賞:180,000 Fubon Credit Card Bonus Points (equivalent to 12,000 Asia Miles)
Conditions applyPointsMinimum spending: HK$10,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Fixed welcome reward; the source does not state an eligible-spend percentage denominator. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 10000 • Applies to all eligible spending, subject to the conditions. • Application is by invitation only and the principal card must be successfully applied for on or before 2026-12-31. • The principal cardholder must spend HK$10,000 or more on eligible retail purchases and/or cash advances with the principal card within the first 3 months from card issuance. • Eligible spending excludes tax payment, online bill payment, balance transfer, instalment, administration fee, finance charge, annual fee, autopay, Octopus AAVS reload and casino transactions. • Only customers who are not existing holders of the Bank credit cards or co-branded cards are eligible; a card cancelled within the previous 6 months also prevents the welcome gift. • The account must remain valid and in normal status. The reward is credited within 4 to 6 weeks after the requirement is met. One welcome gift per customer; stock lasts and the Bank may substitute a gift. • If eligible transactions are later cancelled or reversed, or the card is cancelled within 14 months after account opening, the Bank may debit a handling fee to recover the welcome-gift cost. • The principal card must be successfully applied for on or before 2026-12-31. • The principal cardholder must spend HK$10,000 or more on eligible retail purchase and/or cash advance with the principal card within the first 3 months from card issuance. • Tax payment, online bill payment, balance transfer, instalment, administration fee, finance charge, annual fee, autopay, Octopus AAVS reload and casino transactions do not count. • Only customers who are not holders of the Bank credit cards or co-branded cards up to the application date are eligible; cancellation within the previous 6 months also prevents the gift. • The account must remain valid and in normal status. The bonus points are credited within 4 to 6 weeks after the requirement is met. One welcome gift per customer; stock lasts and substitution is possible. • The Bank may debit a handling fee if qualifying transactions are reversed or the card is cancelled within 14 months after account opening.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$10,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Fixed welcome reward; the source does not state an eligible spend percentage denominator.
  • Application or registration is required.
  • Application is by invitation only and the principal card must be successfully applied for on or before 2026-12-31.
  • The principal cardholder must spend HK$10,000 or more on eligible retail purchases and/or cash advances with the principal card within the first 3 months from card issuance.
  • Eligible spending excludes tax payment, online bill payment, balance transfer, instalment, administration fee, finance charge, annual fee, autopay, Octopus AAVS reload and casino transactions.
  • Only customers who are not existing holders of the Bank credit cards or co-branded cards are eligible; a card cancelled within the previous 6 months also prevents the welcome gift.
  • The account must remain valid and in normal status. The reward is credited within 4 to 6 weeks after the requirement is met. One welcome gift per customer; stock lasts and the Bank may substitute a gift.
  • If eligible transactions are later cancelled or reversed, or the card is cancelled within 14 months after account opening, the Bank may debit a handling fee to recover the welcome-gift cost.
  • The principal card must be successfully applied for on or before 2026-12-31.
  • The principal cardholder must spend HK$10,000 or more on eligible retail purchase and/or cash advance with the principal card within the first 3 months from card issuance.
  • Tax payment, online bill payment, balance transfer, instalment, administration fee, finance charge, annual fee, autopay, Octopus AAVS reload and casino transactions do not count.
  • Only customers who are not holders of the Bank credit cards or co-branded cards up to the application date are eligible; cancellation within the previous 6 months also prevents the gift.
  • The account must remain valid and in normal status. The bonus points are credited within 4 to 6 weeks after the requirement is met. One welcome gift per customer; stock lasts and substitution is possible.
  • The Bank may debit a handling fee if qualifying transactions are reversed or the card is cancelled within 14 months after account opening.
  • Principal-card welcome gift: Now – 2026-12-31
Other
積分獎賞:1% equivalent cash rebate (2X bonus points)
PointsMinimum spending: HK$300.00
——

The offer is not available on the snapshot weekday or date. • Source-stated 1% equivalent cash rebate. The table states 2X bonus points for local spending of HK$300 or above on Saturday or Sunday. • Minimum spend: Period: per_transaction; Spend: 300 • Applies to all eligible spending, subject to the conditions. • The validity period of the Fubon Credit Card Bonus Point Program and Bonus Point Conversion to Asia Miles is stated as ending on 2026-12-31. • Cash-rebate equivalence is based on 40,000 points for HK$200 cash reward. • Asia Miles conversion is based on 15 points for 1 Asia Mile. The source states a HK$250 minimum and HK$500 maximum handling fee for each conversion. • The source condition is local spending of HK$300 or above on Saturday or Sunday. The weekday condition is preserved in the source rule and is not inferred as a general local-spending reward.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Minimum requirement: Period: per transaction · Spend: HK$300.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated 1% equivalent cash rebate. The table states 2X bonus points for local spending of HK$300 or above on Saturday or Sunday.
  • The validity period of the Fubon Credit Card Bonus Point Program and Bonus Point Conversion to Asia Miles is stated as ending on 2026-12-31.
  • Cash-rebate equivalence is based on 40,000 points for HK$200 cash reward.
  • Asia Miles conversion is based on 15 points for 1 Asia Mile. The source states a HK$250 minimum and HK$500 maximum handling fee for each conversion.
  • The source condition is local spending of HK$300 or above on Saturday or Sunday. The weekday condition is preserved in the source rule and is not inferred as a general local-spending reward.
  • Fubon Credit Card Bonus Point Program: Now – 2026-12-31
Local online shopping
本地網購:Up to 5% equivalent cash rebate (up to 10X bonus points)
Conditions applyCashback
——

Category or merchant does not match. • Source-stated maximum of up to 5% equivalent cash rebate. The table states up to 10X bonus points and identifies the qualifying local-online registration rule. • Application, registration or activation required. See conditions. • Eligible categories: 本地網購 • The validity period of the Fubon Credit Card Bonus Point Program and Bonus Point Conversion to Asia Miles is stated as ending on 2026-12-31. • Cash-rebate equivalence is based on 40,000 points for HK$200 cash reward. • Asia Miles conversion is based on 15 points for 1 Asia Mile. The source states a HK$250 minimum and HK$500 maximum handling fee for each conversion. • The Local Online Merchants offer applies only to a single transaction settled in Hong Kong dollars. • Registration through the automated voice response system of the Fubon Bank Integrated Customer Service Hotline is required. • The stated up to 10X comprises extra 8X under the Upgrade Reward Program, extra 1X for local HK$300-or-more Saturday/Sunday spending, and the basic 1X bonus point. It is not an additional combined reward.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地網購 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated maximum of up to 5% equivalent cash rebate. The table states up to 10X bonus points and identifies the qualifying local online registration rule.
  • Application or registration is required.
  • The validity period of the Fubon Credit Card Bonus Point Program and Bonus Point Conversion to Asia Miles is stated as ending on 2026-12-31.
  • Cash-rebate equivalence is based on 40,000 points for HK$200 cash reward.
  • Asia Miles conversion is based on 15 points for 1 Asia Mile. The source states a HK$250 minimum and HK$500 maximum handling fee for each conversion.
  • The Local Online Merchants offer applies only to a single transaction settled in Hong Kong dollars.
  • Registration through the automated voice response system of the Fubon Bank Integrated Customer Service Hotline is required.
  • The stated up to 10X comprises extra 8X under the Upgrade Reward Program, extra 1X for local HK$300-or-more Saturday/Sunday spending, and the basic 1X bonus point. It is not an additional combined reward.
  • Fubon Credit Card Bonus Point Program: Now – 2026-12-31
Travel
旅遊:2 complimentary Plaza Premium Lounge visits
TravelCap: 2 visits · per year
——

This benefit does not apply to a purchase. • This is an access benefit, not a spending percentage. • Limit: 2 visits · Per Year • Limit applies to: Each eligible cardholder in the 2026 calendar year • The service is for Fubon Visa Infinite principal and supplementary cardholders. • The 2026 service is for newly applied and approved cards in the validity period; renewed, replacement and upgraded cards not newly applied and approved are excluded. • The card account must remain valid and in good standing. Unused complimentary visits are forfeited and cannot be transferred or carried forward. • The cardholder must present the Fubon Visa Infinite Card and a valid boarding pass at a designated Plaza Premium Lounge. • Eligible transactions are retail purchases during the validity period; cash advances, fees, finance charges, annual fees, tax, insurance or pension payments, casino or gambling transactions, Octopus AAVS, online bill or utility payments, installment transactions, and abusive or fraudulent transactions are excluded. • The service is for Fubon Visa Infinite principal and supplementary cardholders whose new card applications are approved in the 2026 validity period. • Two complimentary visits and two spending-offer visits are available per eligible cardholder in the calendar year. Renewed, replacement and upgraded cards not newly applied and approved are excluded. • Principal and supplementary card spending is combined. The account must remain valid and in good standing; unused complimentary visits are forfeited. • Eligible Transactions are retail purchases during the validity period. Cash advances, fees, finance charges, annual fees, tax, insurance or pension payments, casino or gambling transactions, Octopus AAVS, online bill or utility payments, instalment transactions and abusive or fraudulent transactions are excluded. • Designated Plaza Premium Lounge locations are listed in cc-plaza-list-e.pdf.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 2 · Applies to: Each eligible cardholder in the 2026 calendar year · Period: per year · Type: limited · Unit: visits
  • Percentage note: This is an access benefit, not a spending percentage.
  • The service is for Fubon Visa Infinite principal and supplementary cardholders.
  • The 2026 service is for newly applied and approved cards in the validity period; renewed, replacement and upgraded cards not newly applied and approved are excluded.
  • The card account must remain valid and in good standing. Unused complimentary visits are forfeited and cannot be transferred or carried forward.
  • The cardholder must present the Fubon Visa Infinite Card and a valid boarding pass at a designated Plaza Premium Lounge.
  • Eligible transactions are retail purchases during the validity period; cash advances, fees, finance charges, annual fees, tax, insurance or pension payments, casino or gambling transactions, Octopus AAVS, online bill or utility payments, installment transactions, and abusive or fraudulent transactions are excluded.
  • The service is for Fubon Visa Infinite principal and supplementary cardholders whose new card applications are approved in the 2026 validity period.
  • Two complimentary visits and two spending-offer visits are available per eligible cardholder in the calendar year. Renewed, replacement and upgraded cards not newly applied and approved are excluded.
  • Principal and supplementary card spending is combined. The account must remain valid and in good standing; unused complimentary visits are forfeited.
  • Eligible Transactions are retail purchases during the validity period. Cash advances, fees, finance charges, annual fees, tax, insurance or pension payments, casino or gambling transactions, Octopus AAVS, online bill or utility payments, instalment transactions and abusive or fraudulent transactions are excluded.
  • Designated Plaza Premium Lounge locations are listed in cc-plaza-list-e.pdf.
  • Designated Plaza Premium Lounges Services: 2026-01-01 – 2026-12-31
Travel
旅遊:HK$390 Plaza Premium Lounge fee reimbursement per visit
Fee WaiverMinimum spending: HK$4,000.00Cap: 2 visits · per year
——

This benefit does not apply to a purchase. • This is a fee reimbursement benefit, not a spending percentage. • Limit: 2 visits · Per Year • Limit applies to: Each eligible cardholder in the 2026 calendar year • Eligibility: Phase Spend Min: 4000 • The service is for Fubon Visa Infinite principal and supplementary cardholders. • The 2026 service is for newly applied and approved cards in the validity period; renewed, replacement and upgraded cards not newly applied and approved are excluded. • The card account must remain valid and in good standing. Unused complimentary visits are forfeited and cannot be transferred or carried forward. • The cardholder must present the Fubon Visa Infinite Card and a valid boarding pass at a designated Plaza Premium Lounge. • Eligible transactions are retail purchases during the validity period; cash advances, fees, finance charges, annual fees, tax, insurance or pension payments, casino or gambling transactions, Octopus AAVS, online bill or utility payments, installment transactions, and abusive or fraudulent transactions are excluded. • Spend HK$4,000 within 60 days after each designated lounge visit to receive reimbursement of the applicable HK$390 visit fee. Principal and supplementary card spending is combined. If the spending requirement is not met, the Bank may deduct HK$390 per visit within 120 days. • The service is for Fubon Visa Infinite principal and supplementary cardholders whose new card applications are approved in the 2026 validity period. • Two complimentary visits and two spending-offer visits are available per eligible cardholder in the calendar year. Renewed, replacement and upgraded cards not newly applied and approved are excluded. • Principal and supplementary card spending is combined. The account must remain valid and in good standing; unused complimentary visits are forfeited. • Eligible Transactions are retail purchases during the validity period. Cash advances, fees, finance charges, annual fees, tax, insurance or pension payments, casino or gambling transactions, Octopus AAVS, online bill or utility payments, instalment transactions and abusive or fraudulent transactions are excluded. • Designated Plaza Premium Lounge locations are listed in cc-plaza-list-e.pdf. • Spend HK$4,000 within 60 days after each designated lounge visit to receive reimbursement of the applicable HK$390 lounge fee, up to two visits. If the spending requirement is not met, the Bank deducts HK$390 per visit within 120 days.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Requirements: Period spend ≥: HK$4,000.00
  • Benefit limit: Amount: 2 · Applies to: Each eligible cardholder in the 2026 calendar year · Period: per year · Type: limited · Unit: visits
  • Percentage note: This is a fee reimbursement benefit, not a spending percentage.
  • The service is for Fubon Visa Infinite principal and supplementary cardholders.
  • The 2026 service is for newly applied and approved cards in the validity period; renewed, replacement and upgraded cards not newly applied and approved are excluded.
  • The card account must remain valid and in good standing. Unused complimentary visits are forfeited and cannot be transferred or carried forward.
  • The cardholder must present the Fubon Visa Infinite Card and a valid boarding pass at a designated Plaza Premium Lounge.
  • Eligible transactions are retail purchases during the validity period; cash advances, fees, finance charges, annual fees, tax, insurance or pension payments, casino or gambling transactions, Octopus AAVS, online bill or utility payments, installment transactions, and abusive or fraudulent transactions are excluded.
  • Spend HK$4,000 within 60 days after each designated lounge visit to receive reimbursement of the applicable HK$390 visit fee. Principal and supplementary card spending is combined. If the spending requirement is not met, the Bank may deduct HK$390 per visit within 120 days.
  • The service is for Fubon Visa Infinite principal and supplementary cardholders whose new card applications are approved in the 2026 validity period.
  • Two complimentary visits and two spending-offer visits are available per eligible cardholder in the calendar year. Renewed, replacement and upgraded cards not newly applied and approved are excluded.
  • Principal and supplementary card spending is combined. The account must remain valid and in good standing; unused complimentary visits are forfeited.
  • Eligible Transactions are retail purchases during the validity period. Cash advances, fees, finance charges, annual fees, tax, insurance or pension payments, casino or gambling transactions, Octopus AAVS, online bill or utility payments, instalment transactions and abusive or fraudulent transactions are excluded.
  • Designated Plaza Premium Lounge locations are listed in cc-plaza-list-e.pdf.
  • Spend HK$4,000 within 60 days after each designated lounge visit to receive reimbursement of the applicable HK$390 lounge fee, up to two visits. If the spending requirement is not met, the Bank deducts HK$390 per visit within 120 days.
  • Designated Plaza Premium Lounges Services: 2026-01-01 – 2026-12-31
Travel
旅遊:HK$7,800,000 personal accident coverage
TravelresidentCap: HK$7,800,000.00 · not stated
——

This benefit does not apply to a purchase. • Audience: Resident • This is insurance coverage, not a spending percentage. • Limit: 7800000 HKD • Limit applies to: Each eligible cardholder aged 18 to 64 on an eligible Insured Trip • The free plan applies to valid principal and supplementary Fubon Visa Infinite cardholders who are Hong Kong residents. • The eligible trip must originate from Hong Kong and travel to a place outside Hong Kong. • The cardholder must pay the full fare of a Public Transport ticket or 100% of the packaged tour cost including the Public Transport fare with the Fubon Visa Infinite Card. • The plan is underwritten by MSIG and is subject to the policy wording, conditions and exclusions. • For cardholders aged 18 to 64, the maximum personal-accident coverage is HK$7,800,000. • The benefits apply to a valid principal or supplementary Fubon Visa Infinite Cardholder who is a Hong Kong resident. • The Insured Trip originates from an immigration counter in Hong Kong and travels outside Hong Kong. • The full return-trip public-transport fare or 100% of the package-tour cost including that fare must be paid with the Eligible Credit Card. • The policy is subject to MSIG terms, conditions, exclusions, claim procedures and the insurer or service provider decisions. • The Benefits Table sets the principal sum at HK$7,800,000 for an Insured Cardholder aged 18 to 64.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 7800000 · Applies to: Each eligible cardholder aged 18 to 64 on an eligible Insured Trip · Currency: HKD · Period: not stated · Type: limited · Unit: currency
  • Percentage note: This is insurance coverage, not a spending percentage.
  • The free plan applies to valid principal and supplementary Fubon Visa Infinite cardholders who are Hong Kong residents.
  • The eligible trip must originate from Hong Kong and travel to a place outside Hong Kong.
  • The cardholder must pay the full fare of a Public Transport ticket or 100% of the packaged tour cost including the Public Transport fare with the Fubon Visa Infinite Card.
  • The plan is underwritten by MSIG and is subject to the policy wording, conditions and exclusions.
  • For cardholders aged 18 to 64, the maximum personal-accident coverage is HK$7,800,000.
  • The benefits apply to a valid principal or supplementary Fubon Visa Infinite Cardholder who is a Hong Kong resident.
  • The Insured Trip originates from an immigration counter in Hong Kong and travels outside Hong Kong.
  • The full return-trip public-transport fare or 100% of the package-tour cost including that fare must be paid with the Eligible Credit Card.
  • The policy is subject to MSIG terms, conditions, exclusions, claim procedures and the insurer or service provider decisions.
  • The Benefits Table sets the principal sum at HK$7,800,000 for an Insured Cardholder aged 18 to 64.
Travel
旅遊:HK$3,900,000 personal accident coverage
TravelresidentCap: HK$3,900,000.00 · not stated
——

This benefit does not apply to a purchase. • Audience: Resident • This is insurance coverage, not a spending percentage. • Limit: 3900000 HKD • Limit applies to: Each eligible cardholder aged 65 to 75 on an eligible Insured Trip • The free plan applies to valid principal and supplementary Fubon Visa Infinite cardholders who are Hong Kong residents. • The eligible trip must originate from Hong Kong and travel to a place outside Hong Kong. • The cardholder must pay the full fare of a Public Transport ticket or 100% of the packaged tour cost including the Public Transport fare with the Fubon Visa Infinite Card. • The plan is underwritten by MSIG and is subject to the policy wording, conditions and exclusions. • For cardholders aged 65 to 75, the maximum personal-accident coverage is HK$3,900,000. • The benefits apply to a valid principal or supplementary Fubon Visa Infinite Cardholder who is a Hong Kong resident. • The Insured Trip originates from an immigration counter in Hong Kong and travels outside Hong Kong. • The full return-trip public-transport fare or 100% of the package-tour cost including that fare must be paid with the Eligible Credit Card. • The policy is subject to MSIG terms, conditions, exclusions, claim procedures and the insurer or service provider decisions. • The Benefits Table sets the principal sum at HK$3,900,000 for an Insured Cardholder aged 65 to 75.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 3900000 · Applies to: Each eligible cardholder aged 65 to 75 on an eligible Insured Trip · Currency: HKD · Period: not stated · Type: limited · Unit: currency
  • Percentage note: This is insurance coverage, not a spending percentage.
  • The free plan applies to valid principal and supplementary Fubon Visa Infinite cardholders who are Hong Kong residents.
  • The eligible trip must originate from Hong Kong and travel to a place outside Hong Kong.
  • The cardholder must pay the full fare of a Public Transport ticket or 100% of the packaged tour cost including the Public Transport fare with the Fubon Visa Infinite Card.
  • The plan is underwritten by MSIG and is subject to the policy wording, conditions and exclusions.
  • For cardholders aged 65 to 75, the maximum personal-accident coverage is HK$3,900,000.
  • The benefits apply to a valid principal or supplementary Fubon Visa Infinite Cardholder who is a Hong Kong resident.
  • The Insured Trip originates from an immigration counter in Hong Kong and travels outside Hong Kong.
  • The full return-trip public-transport fare or 100% of the package-tour cost including that fare must be paid with the Eligible Credit Card.
  • The policy is subject to MSIG terms, conditions, exclusions, claim procedures and the insurer or service provider decisions.
  • The Benefits Table sets the principal sum at HK$3,900,000 for an Insured Cardholder aged 65 to 75.
Travel
旅遊:24-hour concierge service
Lifestyle
——

This benefit does not apply to a purchase. • No spending percentage is stated for this card feature. • The card page lists 24 Hours Concierge Service under Exceptional Travel Privileges; no quota, rate or validity period is stated.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No spending percentage is stated for this card feature.
  • The card page lists 24 Hours Concierge Service under Exceptional Travel Privileges; no quota, rate or validity period is stated.
Taxis, rides and car rental
的士/網約車/租車:48%
Discount
——

This benefit does not apply to a purchase. • Source-stated 48% discount on the original basic rate. • The service covers pick-up trips between Hong Kong International Airport and a local location in Hong Kong. • Booking is through vi@kcm.com.hk, +852-5529-9113 or fax +852 2619 1189. • The source states that the Visa-provided offer is subject to Visa terms and conditions.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated 48% discount on the original basic rate.
  • The service covers pick-up trips between Hong Kong International Airport and a local location in Hong Kong.
  • Booking is through vi@kcm.com.hk, +852-5529-9113 or fax +852 2619 1189.
  • The source states that the Visa-provided offer is subject to Visa terms and conditions.
Other
卡片優惠:Built-in contactless payment function
Lifestyle
——

This benefit does not apply to a purchase. • No spending percentage is stated for this card feature. • The card page states that the card can be tapped at a contactless reader accepting Visa payWave/Mastercard to settle a transaction.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No spending percentage is stated for this card feature.
  • The card page states that the card can be tapped at a contactless reader accepting Visa payWave/Mastercard to settle a transaction.
Travel
旅遊:Up to HK$195,000 reimbursement
TravelresidentCap: HK$195,000.00 · not stated
——

This benefit does not apply to a purchase. • Audience: Resident • This is insurance coverage, not a spending percentage. • Limit: 195000 HKD • Limit applies to: Each eligible cardholder on an eligible Insured Trip • The benefits apply to a valid principal or supplementary Fubon Visa Infinite Cardholder who is a Hong Kong resident. • The Insured Trip originates from an immigration counter in Hong Kong and travels outside Hong Kong. • The full return-trip public-transport fare or 100% of the package-tour cost including that fare must be paid with the Eligible Credit Card. • The policy is subject to MSIG terms, conditions, exclusions, claim procedures and the insurer or service provider decisions. • Medical expenses are reimbursed for reasonable and actual overseas expenses up to 100% of the principal sum. Hong Kong follow-up treatment is limited to 5% of the principal sum in the stated circumstances; herbalist, acupuncturist, chiropractor or bonesetter treatment is capped at HK$780 per bodily injury. • The covered period for the trip is up to 60 days from the trip commencement date.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 195000 · Applies to: Each eligible cardholder on an eligible Insured Trip · Currency: HKD · Period: not stated · Type: limited · Unit: currency
  • Percentage note: This is insurance coverage, not a spending percentage.
  • The benefits apply to a valid principal or supplementary Fubon Visa Infinite Cardholder who is a Hong Kong resident.
  • The Insured Trip originates from an immigration counter in Hong Kong and travels outside Hong Kong.
  • The full return-trip public-transport fare or 100% of the package-tour cost including that fare must be paid with the Eligible Credit Card.
  • The policy is subject to MSIG terms, conditions, exclusions, claim procedures and the insurer or service provider decisions.
  • Medical expenses are reimbursed for reasonable and actual overseas expenses up to 100% of the principal sum. Hong Kong follow-up treatment is limited to 5% of the principal sum in the stated circumstances; herbalist, acupuncturist, chiropractor or bonesetter treatment is capped at HK$780 per bodily injury.
  • The covered period for the trip is up to 60 days from the trip commencement date.
Travel
旅遊:HK$250
TravelresidentCap: HK$2,000.00 · not stated
——

This benefit does not apply to a purchase. • Audience: Resident • This is insurance coverage, not a spending percentage. • Limit: 2000 HKD • Limit applies to: Each eligible cardholder per eligible Insured Trip • The benefits apply to a valid principal or supplementary Fubon Visa Infinite Cardholder who is a Hong Kong resident. • The Insured Trip originates from an immigration counter in Hong Kong and travels outside Hong Kong. • The full return-trip public-transport fare or 100% of the package-tour cost including that fare must be paid with the Eligible Credit Card. • The policy is subject to MSIG terms, conditions, exclusions, claim procedures and the insurer or service provider decisions. • The table states HK$250 for each full 6-hour delay, up to HK$2,000. The delay must meet the policy causes and the traveller must check in and obtain written confirmation.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 2000 · Applies to: Each eligible cardholder per eligible Insured Trip · Currency: HKD · Period: not stated · Type: limited · Unit: currency
  • Percentage note: This is insurance coverage, not a spending percentage.
  • The benefits apply to a valid principal or supplementary Fubon Visa Infinite Cardholder who is a Hong Kong resident.
  • The Insured Trip originates from an immigration counter in Hong Kong and travels outside Hong Kong.
  • The full return-trip public-transport fare or 100% of the package-tour cost including that fare must be paid with the Eligible Credit Card.
  • The policy is subject to MSIG terms, conditions, exclusions, claim procedures and the insurer or service provider decisions.
  • The table states HK$250 for each full 6-hour delay, up to HK$2,000. The delay must meet the policy causes and the traveller must check in and obtain written confirmation.
Travel
旅遊:HK$1,000 emergency purchase reimbursement
TravelresidentCap: HK$2,000.00 · not stated
——

This benefit does not apply to a purchase. • Audience: Resident • This is insurance coverage, not a spending percentage. • Limit: 2000 HKD • Limit applies to: Each eligible cardholder per eligible Insured Trip • The benefits apply to a valid principal or supplementary Fubon Visa Infinite Cardholder who is a Hong Kong resident. • The Insured Trip originates from an immigration counter in Hong Kong and travels outside Hong Kong. • The full return-trip public-transport fare or 100% of the package-tour cost including that fare must be paid with the Eligible Credit Card. • The policy is subject to MSIG terms, conditions, exclusions, claim procedures and the insurer or service provider decisions. • The table states HK$1,000 for each full 6-hour baggage delay, up to HK$2,000. Baggage must not be restored within six hours after arrival at the scheduled destination and written confirmation is required.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 2000 · Applies to: Each eligible cardholder per eligible Insured Trip · Currency: HKD · Period: not stated · Type: limited · Unit: currency
  • Percentage note: This is insurance coverage, not a spending percentage.
  • The benefits apply to a valid principal or supplementary Fubon Visa Infinite Cardholder who is a Hong Kong resident.
  • The Insured Trip originates from an immigration counter in Hong Kong and travels outside Hong Kong.
  • The full return-trip public-transport fare or 100% of the package-tour cost including that fare must be paid with the Eligible Credit Card.
  • The policy is subject to MSIG terms, conditions, exclusions, claim procedures and the insurer or service provider decisions.
  • The table states HK$1,000 for each full 6-hour baggage delay, up to HK$2,000. Baggage must not be restored within six hours after arrival at the scheduled destination and written confirmation is required.
Travel
旅遊:HK$2,000 emergency purchase reimbursement for each lost check-in baggage article, pair or set
TravelresidentCap: HK$20,000.00 · not stated
——

This benefit does not apply to a purchase. • Audience: Resident • This is insurance coverage, not a spending percentage. • Limit: 20000 HKD • Limit applies to: Each eligible cardholder per eligible Insured Trip • The benefits apply to a valid principal or supplementary Fubon Visa Infinite Cardholder who is a Hong Kong resident. • The Insured Trip originates from an immigration counter in Hong Kong and travels outside Hong Kong. • The full return-trip public-transport fare or 100% of the package-tour cost including that fare must be paid with the Eligible Credit Card. • The policy is subject to MSIG terms, conditions, exclusions, claim procedures and the insurer or service provider decisions. • The table states HK$2,000 for any one article, pair or set, up to HK$20,000 for the insured cardholder. Baggage must not be delivered within 48 hours after arrival at the scheduled destination. Written confirmation is required.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 20000 · Applies to: Each eligible cardholder per eligible Insured Trip · Currency: HKD · Period: not stated · Type: limited · Unit: currency
  • Percentage note: This is insurance coverage, not a spending percentage.
  • The benefits apply to a valid principal or supplementary Fubon Visa Infinite Cardholder who is a Hong Kong resident.
  • The Insured Trip originates from an immigration counter in Hong Kong and travels outside Hong Kong.
  • The full return-trip public-transport fare or 100% of the package-tour cost including that fare must be paid with the Eligible Credit Card.
  • The policy is subject to MSIG terms, conditions, exclusions, claim procedures and the insurer or service provider decisions.
  • The table states HK$2,000 for any one article, pair or set, up to HK$20,000 for the insured cardholder. Baggage must not be delivered within 48 hours after arrival at the scheduled destination. Written confirmation is required.
Travel
旅遊:24-hour worldwide medical evacuation, repatriation and repatriation of mortal remains assistance
TravelresidentCap: HK$2,000,000.00 · not stated
——

This benefit does not apply to a purchase. • Audience: Resident • This is an assistance benefit, not a spending percentage. • Limit: 2000000 HKD • Limit applies to: Each eligible cardholder per covered emergency and eligible Insured Trip • The benefits apply to a valid principal or supplementary Fubon Visa Infinite Cardholder who is a Hong Kong resident. • The Insured Trip originates from an immigration counter in Hong Kong and travels outside Hong Kong. • The full return-trip public-transport fare or 100% of the package-tour cost including that fare must be paid with the Eligible Credit Card. • The policy is subject to MSIG terms, conditions, exclusions, claim procedures and the insurer or service provider decisions. • The assistance service applies worldwide outside Hong Kong during an Insured Trip up to 60 days. The service provider arranges medical evacuation or repatriation when medically necessary and can arrange repatriation of mortal remains or ashes when the stated conditions apply. The maximum amount payable under medical evacuation and repatriation sections is HK$2,000,000.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 2000000 · Applies to: Each eligible cardholder per covered emergency and eligible Insured Trip · Currency: HKD · Period: not stated · Type: limited · Unit: currency
  • Percentage note: This is an assistance benefit, not a spending percentage.
  • The benefits apply to a valid principal or supplementary Fubon Visa Infinite Cardholder who is a Hong Kong resident.
  • The Insured Trip originates from an immigration counter in Hong Kong and travels outside Hong Kong.
  • The full return-trip public-transport fare or 100% of the package-tour cost including that fare must be paid with the Eligible Credit Card.
  • The policy is subject to MSIG terms, conditions, exclusions, claim procedures and the insurer or service provider decisions.
  • The assistance service applies worldwide outside Hong Kong during an Insured Trip up to 60 days. The service provider arranges medical evacuation or repatriation when medically necessary and can arrange repatriation of mortal remains or ashes when the stated conditions apply. The maximum amount payable under medical evacuation and repatriation sections is HK$2,000,000.
Other
分期優惠:Up to 56 days interest-free period
Financing
——

This benefit does not apply to a purchase. • This is a card financing feature, not a spending percentage. • No interest is charged if the cardholder pays the balance in full by the due date each month. There is no interest-free period when the cardholder pays less than the Current Balance by the Payment Due Date.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: This is a card financing feature, not a spending percentage.
  • No interest is charged if the cardholder pays the balance in full by the due date each month. There is no interest-free period when the cardholder pays less than the Current Balance by the Payment Due Date.
0202/FubonFubon Visa Platinum CardFubon Visa Platinum Card · Generic credit card image8%HK$80.00
Fubon Visa Platinum Card · Generic credit card image
02Fubon

Fubon Visa Platinum Card

Conditions apply

HK$80.008%
Overseas spending
海外簽賬:20X bonus points (8% equivalent cash rebate)
HK$80.008%
Points
Calculation
Total savingHK$80.00
  • 海外簽賬:20X bonus points (8% equivalent cash rebate): HK$80.00
Terms & conditions

Calculation assumptions

  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Source-stated 8% equivalent cash rebate; the table also states 20X bonus points and HK$0.75 = 1 mile.
  • Eligible categories: 海外簽賬
  • All overseas transaction rewards apply only to transactions settled in the local currency of the country where the transaction is made, rather than Hong Kong dollars.
  • The 20X total comprises 5X points from the Fubon Credit Card Rewards Program and 15X points from the Fubon Credit Card Extra Program.
  • The cash-rebate calculation is based on 25,000 points to redeem HK$100 cash reward. The table also states HK$0.75 = 1 mile.
  • The page refers to a separate linked page for the calculation and cap of extra points. That linked page is not used because it is not a local source file.

海外簽賬:20X bonus points (8% equivalent cash rebate)

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated 8% equivalent cash rebate; the table also states 20X bonus points and HK$0.75 = 1 mile.
  • All overseas transaction rewards apply only to transactions settled in the local currency of the country where the transaction is made, rather than Hong Kong dollars.
  • The 20X total comprises 5X points from the Fubon Credit Card Rewards Program and 15X points from the Fubon Credit Card Extra Program.
  • The cash-rebate calculation is based on 25,000 points to redeem HK$100 cash reward. The table also states HK$0.75 = 1 mile.
  • The page refers to a separate linked page for the calculation and cap of extra points. That linked page is not used because it is not a local source file.
  • Fubon Credit Card Bonus Point Program: Now – 2026-12-31
Other offers
Overseas spending
海外簽賬:10X bonus points (4% equivalent cash rebate)
Points
HK$40.004%

Alternative offer in the same group; only the best group offer is counted. • Source-stated 4% equivalent cash rebate; the table also states 10X bonus points and HK$1.5 = 1 mile. • Eligible categories: 海外簽賬 • All overseas transaction rewards apply only to transactions settled in the local currency of the country where the transaction is made, rather than Hong Kong dollars. • The 10X total comprises 5X points from the Fubon Credit Card Rewards Program and 5X points from the Fubon Credit Card Extra Points Program. • The cash-rebate calculation is based on 25,000 points to redeem HK$100 cash reward. The table also states HK$1.5 = 1 mile. • The page refers to a separate linked page for the calculation and cap of extra points. That linked page is not used because it is not a local source file.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated 4% equivalent cash rebate; the table also states 10X bonus points and HK$1.5 = 1 mile.
  • All overseas transaction rewards apply only to transactions settled in the local currency of the country where the transaction is made, rather than Hong Kong dollars.
  • The 10X total comprises 5X points from the Fubon Credit Card Rewards Program and 5X points from the Fubon Credit Card Extra Points Program.
  • The cash-rebate calculation is based on 25,000 points to redeem HK$100 cash reward. The table also states HK$1.5 = 1 mile.
  • The page refers to a separate linked page for the calculation and cap of extra points. That linked page is not used because it is not a local source file.
  • Fubon Credit Card Bonus Point Program: Now – 2026-12-31
Overseas spending
海外簽賬:5X bonus points (2% equivalent cash rebate)
Points
HK$20.002%

Alternative offer in the same group; only the best group offer is counted. • Source-stated 2% equivalent cash rebate; the table also states 5X bonus points and HK$3 = 1 mile. • Eligible categories: 海外簽賬 • All overseas transaction rewards apply only to transactions settled in the local currency of the country where the transaction is made, rather than Hong Kong dollars. • The cash-rebate calculation is based on 25,000 points to redeem HK$100 cash reward. The table also states HK$3 = 1 mile. • The page refers to a separate linked page for the calculation and cap of extra points. That linked page is not used because it is not a local source file.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated 2% equivalent cash rebate; the table also states 5X bonus points and HK$3 = 1 mile.
  • All overseas transaction rewards apply only to transactions settled in the local currency of the country where the transaction is made, rather than Hong Kong dollars.
  • The cash-rebate calculation is based on 25,000 points to redeem HK$100 cash reward. The table also states HK$3 = 1 mile.
  • The page refers to a separate linked page for the calculation and cap of extra points. That linked page is not used because it is not a local source file.
  • Fubon Credit Card Bonus Point Program: Now – 2026-12-31
Other
積分獎賞:1X bonus point (0.4% equivalent cash rebate)
Points
HK$4.000.4%

Alternative offer in the same group; only the best group offer is counted. • Source-stated 0.4% equivalent cash rebate; the table also states 1X bonus point and HK$15 = 1 mile. • Applies to all eligible spending, subject to the conditions. • The source states 1X bonus point for Local transactions. The separate weekend tier applies when the stated HK$300 and Saturday/Sunday conditions are met. • The cash-rebate calculation is based on 25,000 points to redeem HK$100 cash reward. The table also states HK$15 = 1 mile. • The page refers to a separate linked page for the calculation and cap of extra points. That linked page is not used because it is not a local source file.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated 0.4% equivalent cash rebate; the table also states 1X bonus point and HK$15 = 1 mile.
  • The source states 1X bonus point for Local transactions. The separate weekend tier applies when the stated HK$300 and Saturday/Sunday conditions are met.
  • The cash-rebate calculation is based on 25,000 points to redeem HK$100 cash reward. The table also states HK$15 = 1 mile.
  • The page refers to a separate linked page for the calculation and cap of extra points. That linked page is not used because it is not a local source file.
  • Fubon Credit Card Bonus Point Program: Now – 2026-12-31
Other
現金回贈:HK$300 cash rebate
Conditions applyCashbackMinimum spending: HK$5,800.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Fixed welcome cash rebate; the source gives no eligible-spend percentage denominator. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 5800 • Applies to all eligible spending, subject to the conditions. • The principal card application must be successful on or before 2026-12-31. • The principal cardholder must spend HK$5,800 or more on eligible retail purchases and/or cash advance with the principal card within the first 3 months from card issuance. • Tax payments, online bill payments, balance transfers, instalments, administration fees, finance charges, annual fees, autopay transactions, Octopus AAVS reload transactions and casino transactions do not count. • Only customers without the Bank's credit cards or co-branded cards at application are eligible; cancelling one within the previous 6 months also prevents the gift. The account must remain valid and in normal status. • Each customer may receive the welcome gift only once and cannot change the selected gift. Gifts are first-come-first-served while stocks last, and a substitute may be offered. • If qualifying transactions are cancelled or reversed, or the eligible card is cancelled within 14 months after account opening, the Bank may debit a handling fee to recover the gift cost. The cash rebate is credited within 4 to 6 weeks after the requirement is met.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$5,800.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Fixed welcome cash rebate; the source gives no eligible spend percentage denominator.
  • Application or registration is required.
  • The principal card application must be successful on or before 2026-12-31.
  • The principal cardholder must spend HK$5,800 or more on eligible retail purchases and/or cash advance with the principal card within the first 3 months from card issuance.
  • Tax payments, online bill payments, balance transfers, instalments, administration fees, finance charges, annual fees, autopay transactions, Octopus AAVS reload transactions and casino transactions do not count.
  • Only customers without the Bank's credit cards or co-branded cards at application are eligible; cancelling one within the previous 6 months also prevents the gift. The account must remain valid and in normal status.
  • Each customer may receive the welcome gift only once and cannot change the selected gift. Gifts are first-come-first-served while stocks last, and a substitute may be offered.
  • If qualifying transactions are cancelled or reversed, or the eligible card is cancelled within 14 months after account opening, the Bank may debit a handling fee to recover the gift cost. The cash rebate is credited within 4 to 6 weeks after the requirement is met.
  • Fubon Visa Platinum Card principal-card welcome offer: Now – 2026-12-31
Overseas spending
海外簽賬:Up to HK$460 cash rebate (up to 116,000 bonus points)
Conditions applyCashbackMinimum spending: HK$5,800.00Cap: HK$460.00 · promotion total
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • The source states a tiered fixed cash rebate and points amount, but no single eligible-spend percentage denominator. • Limit: 460 HKD · Promotion Total • Limit applies to: Overseas-transaction cash rebate under the Fubon Credit Card Upgrade Reward Program per welcome offer • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 5800 • Eligible categories: 海外簽賬 • The Fubon Credit Card Upgrade Reward Program reward is for overseas transactions settled in the local currency of the country where the transaction is made, not in Hong Kong dollars. • The page states HK$1 spending equals 20 points for New Taiwan Dollar spending with this Fubon Visa Platinum Card. • The page example shows HK$4,000 of New Taiwan Dollar spending in month 1 earning 80,000 points and HK$320, and HK$1,800 in month 2 earning 36,000 points and HK$140, for up to 116,000 points and HK$460. • The page ties the total points to the HK$5,800 welcome-gift spending meeting the stated criteria and the separate Upgrade Reward Program terms. The complete linked program terms are not present in the source folder, so no additional condition is assumed. • The source states 25,000 points can redeem HK$100 cash rebate and 5,000 points can redeem cash rebate; the page example is preserved as the source amount without deriving a percentage.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Requirements: Period spend ≥: HK$5,800.00
  • Benefit limit: Amount: 460 · Applies to: Overseas transaction cash rebate under the Fubon Credit Card Upgrade Reward Program per welcome offer · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: The source states a tiered fixed cash rebate and points amount, but no single eligible spend percentage denominator.
  • Application or registration is required.
  • The Fubon Credit Card Upgrade Reward Program reward is for overseas transactions settled in the local currency of the country where the transaction is made, not in Hong Kong dollars.
  • The page states HK$1 spending equals 20 points for New Taiwan Dollar spending with this Fubon Visa Platinum Card.
  • The page example shows HK$4,000 of New Taiwan Dollar spending in month 1 earning 80,000 points and HK$320, and HK$1,800 in month 2 earning 36,000 points and HK$140, for up to 116,000 points and HK$460.
  • The page ties the total points to the HK$5,800 welcome-gift spending meeting the stated criteria and the separate Upgrade Reward Program terms. The complete linked program terms are not present in the source folder, so no additional condition is assumed.
  • The source states 25,000 points can redeem HK$100 cash rebate and 5,000 points can redeem cash rebate; the page example is preserved as the source amount without deriving a percentage.
  • Fubon Credit Card Upgrade Reward Program overseas-transaction welcome reward: Now – 2026-12-31
Other
積分獎賞:2X bonus points (0.8% equivalent cash rebate)
PointsMinimum spending: HK$300.00
——

The offer is not available on the snapshot weekday or date. • Source-stated 0.8% equivalent cash rebate; the table also states 2X bonus points and HK$7.5 = 1 mile. • Minimum spend: Period: per_transaction; Spend: 300 • Applies to all eligible spending, subject to the conditions. • The reward applies to local spending of HK$300 or above on Saturday or Sunday. • The cash-rebate calculation is based on 25,000 points to redeem HK$100 cash reward. The table also states HK$7.5 = 1 mile. • The page refers to a separate linked page for the calculation and cap of extra points. That linked page is not used because it is not a local source file.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Minimum requirement: Period: per transaction · Spend: HK$300.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated 0.8% equivalent cash rebate; the table also states 2X bonus points and HK$7.5 = 1 mile.
  • The reward applies to local spending of HK$300 or above on Saturday or Sunday.
  • The cash-rebate calculation is based on 25,000 points to redeem HK$100 cash reward. The table also states HK$7.5 = 1 mile.
  • The page refers to a separate linked page for the calculation and cap of extra points. That linked page is not used because it is not a local source file.
  • Fubon Credit Card Bonus Point Program: Now – 2026-12-31
Local online shopping
本地網購:8X extra bonus points
Conditions applyPoints
——

Category or merchant does not match. • Cash-equivalent calculation: 8 bonus points per HKD1 of eligible Local Online Merchant spend x HKD100 / 25,000 bonus points = 3.2%; the source states 25,000 points redeem HKD100 cash reward. The source-stated up to 4% is the combined local-online result, not an additional reward. The calculation does not add a cap or change the registration, HKD-settlement or other source limits. • Application, registration or activation required. See conditions. • Eligible categories: 本地網購 • The Local Online Merchants offer applies only to transactions settled in Hong Kong dollars and is calculated separately. • The source states that extra 8X bonus points come from the Fubon Credit Card Upgrade Reward Program. Registration through the Bank's automated voice response system at 2566 8181, pressing 1 > 7 > 2 after language selection, is required to earn the extra points. • The page states up to 10X and up to 4% as a combined result of extra 8X, the local HK$300-or-more Saturday/Sunday extra point and the basic 1X. The combined total is not emitted as a separate countable reward. • The page states that 25,000 points redeem HK$100 cash reward and that the Bonus Point Program is valid until 2026-12-31. The linked detailed terms and cap are not present in the source folder.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地網購 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: 8 bonus points per HKD1 of eligible Local Online Merchant spend x HKD100 / 25,000 bonus points = 3.2%; the source states 25,000 points redeem HKD100 cash reward. The source stated up to 4% is the combined local online result, not an additional reward. The calculation does not add a cap or change the registration, HKD settlement or other source limits.
  • Application or registration is required.
  • The Local Online Merchants offer applies only to transactions settled in Hong Kong dollars and is calculated separately.
  • The source states that extra 8X bonus points come from the Fubon Credit Card Upgrade Reward Program. Registration through the Bank's automated voice response system at 2566 8181, pressing 1 > 7 > 2 after language selection, is required to earn the extra points.
  • The page states up to 10X and up to 4% as a combined result of extra 8X, the local HK$300-or-more Saturday/Sunday extra point and the basic 1X. The combined total is not emitted as a separate countable reward.
  • The page states that 25,000 points redeem HK$100 cash reward and that the Bonus Point Program is valid until 2026-12-31. The linked detailed terms and cap are not present in the source folder.
  • Fubon Credit Card Bonus Point Program: Now – 2026-12-31
Octopus
八達通:100 bonus points per Octopus Automatic Add-Value (AAVS) transaction
Points
——

Category or merchant does not match. • Customer: New customer • Fixed points per transaction; the source gives no cash-equivalent spending denominator. • Eligible categories: 八達通 • The source states that cardholders receive 100 bonus points for each AAVS transaction regardless of the top-up amount. • Octopus AAVS reload transactions are excluded from the separate welcome-gift spending requirement. • The page links to further AAVS details; the linked page is not used as evidence.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Applies to: 八達通 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Fixed points per transaction; the source gives no cash equivalent spending denominator.
  • The source states that cardholders receive 100 bonus points for each AAVS transaction regardless of the top-up amount.
  • Octopus AAVS reload transactions are excluded from the separate welcome-gift spending requirement.
  • The page links to further AAVS details; the linked page is not used as evidence.
  • Fubon Credit Card Bonus Point Program: Now – 2026-12-31
Insurance
保險:Up to 20% premium discount
Conditions applyDiscountfubon credit card
——

Category or merchant does not match. • Source-stated maximum premium discount of 20%. • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: fubon-credit-card • Eligible categories: 保險 • The discount applies when a designated Single or Annual Travel Insurance Plan is purchased with a Fubon Credit Card. • The page names MyWay Travel Insurance and Get “Z” Go+ Travel Insurance Plan. These names are product examples, not merchant scope. • The promotion runs from 2026-01-01 to 2026-12-31 and is subject to relevant terms and conditions. The page provides an enrolment link.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 保險 · Type: category
  • Requirements: Pay with: fubon credit card
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated maximum premium discount of 20%.
  • Application or registration is required.
  • The discount applies when a designated Single or Annual Travel Insurance Plan is purchased with a Fubon Credit Card.
  • The page names MyWay Travel Insurance and Get “Z” Go+ Travel Insurance Plan. These names are product examples, not merchant scope.
  • The promotion runs from 2026-01-01 to 2026-12-31 and is subject to relevant terms and conditions. The page provides an enrolment link.
  • Single or Annual Travel Insurance Plan promotion: 2026-01-01 – 2026-12-31
Insurance
保險:7X bonus points
Conditions applyPointsfubon credit card
——

Category or merchant does not match. • The source states a 7X point reward but no cash-equivalent percentage for the insurance premium. • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: fubon-credit-card • Eligible categories: 保險 • The reward applies when a designated Single or Annual Travel Insurance Plan is purchased with a Fubon Credit Card. • The page names MyWay Travel Insurance and Get “Z” Go+ Travel Insurance Plan. These names are product examples, not merchant scope. • The promotion runs from 2026-01-01 to 2026-12-31 and is subject to relevant terms and conditions. The page provides an enrolment link.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 保險 · Type: category
  • Requirements: Pay with: fubon credit card
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a 7X point reward but no cash equivalent percentage for the insurance premium.
  • Application or registration is required.
  • The reward applies when a designated Single or Annual Travel Insurance Plan is purchased with a Fubon Credit Card.
  • The page names MyWay Travel Insurance and Get “Z” Go+ Travel Insurance Plan. These names are product examples, not merchant scope.
  • The promotion runs from 2026-01-01 to 2026-12-31 and is subject to relevant terms and conditions. The page provides an enrolment link.
  • Single or Annual Travel Insurance Plan promotion: 2026-01-01 – 2026-12-31
Other
費用豁免:First 3-year annual fee waiver
Fee Waiver
——

This benefit does not apply to a purchase. • A fee waiver has no spending percentage. • The card page lists a first 3-year annual fee waiver. • Fubon Bank will charge an annual fee in the following calendar year if its records show that the cardholder failed to pay the minimum payment by the due date twice or more within twelve consecutive months immediately on the account-opening anniversary. • The source does not separately state whether the waiver applies to the supplementary-card fee.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: A fee waiver has no spending percentage.
  • The card page lists a first 3-year annual fee waiver.
  • Fubon Bank will charge an annual fee in the following calendar year if its records show that the cardholder failed to pay the minimum payment by the due date twice or more within twelve consecutive months immediately on the account-opening anniversary.
  • The source does not separately state whether the waiver applies to the supplementary-card fee.
Octopus
八達通:Octopus Add-Value Service
Other
——

This benefit does not apply to a purchase. • Customer: New customer • The source lists a card service feature with no spending percentage or cash-equivalent value. • The card page lists Octopus Add-Value Service as an other privilege or feature and links to further details. • The separate AAVS reward is 100 bonus points per transaction, while AAVS reloads are excluded from the welcome-gift spending requirement.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source lists a card service feature with no spending percentage or cash equivalent value.
  • The card page lists Octopus Add-Value Service as an other privilege or feature and links to further details.
  • The separate AAVS reward is 100 bonus points per transaction, while AAVS reloads are excluded from the welcome-gift spending requirement.
Other
卡片優惠:Built-in contactless payment function with Visa payWave
Lifestyle
——

This benefit does not apply to a purchase. • The source lists a payment feature with no spending percentage or cash-equivalent value. • The card can be tapped on a contactless card reader accepting Visa payWave or Mastercard to settle a transaction. • The page links to further contactless-payment details; the linked page is not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source lists a payment feature with no spending percentage or cash equivalent value.
  • The card can be tapped on a contactless card reader accepting Visa payWave or Mastercard to settle a transaction.
  • The page links to further contactless-payment details; the linked page is not used as evidence.
Other
分期優惠:Up to 56 days interest-free period
Financing
——

This benefit does not apply to a purchase. • The source states a time period, not a spending percentage. • The interest-free period is available only when the cardholder pays the Current Balance in full by the Payment Due Date. • No interest-free period applies when the cardholder pays less than the Current Balance by the Payment Due Date.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a time period, not a spending percentage.
  • The interest-free period is available only when the cardholder pays the Current Balance in full by the Payment Due Date.
  • No interest-free period applies when the cardholder pays less than the Current Balance by the Payment Due Date.
0303/SimSim World MastercardSim World Mastercard8%HK$80.00
Sim World Mastercard
03Sim

Sim World Mastercard

Conditions apply

HK$80.008%
Overseas spending
HK$80.008%
CashbackMinimum spending: HK$1,000.00Cap: HK$200.00 · per month
CapHK$80.00 / HK$200.00
Calculation
Total savingHK$80.00
  • sim World Mastercard overseas retail: 8% CashBack: HK$80.00
Terms & conditions

Calculation assumptions

  • Assumes the full reward limit is still available. CashBack per Eligible Card under the promotion
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: 200 HKD · Per Month
  • Limit applies to: CashBack per Eligible Card under the promotion
  • Eligibility: Phase Spend Min: 1000
  • Eligible categories: 海外簽賬
  • The rate includes the basic 0.4% rebate. Eligible overseas retail means a retail transaction made outside Hong Kong and posted in a currency other than HKD. Online overseas transactions count as online transactions.
  • The cardholder must accumulate HKD 1,000 in non-online eligible retail transactions in the same calendar month.
  • The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals.
  • Transactions must post during the promotion and meet the issuer's merchant-code rules. Exclusions include cash advances, fees, bills, utilities, insurance, donations, cash or e-money transfers, wallet reloads, stored-value top-ups, instalments, and reversed or unauthorized transactions. The account must remain valid and in good standing.

sim World Mastercard overseas retail: 8% CashBack

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Requirements: Period spend ≥: HK$1,000.00
  • Benefit limit: Amount: 200 · Applies to: CashBack per Eligible Card under the promotion · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • The rate includes the basic 0.4% rebate. Eligible overseas retail means a retail transaction made outside Hong Kong and posted in a currency other than HKD. Online overseas transactions count as online transactions.
  • The cardholder must accumulate HKD 1,000 in non-online eligible retail transactions in the same calendar month.
  • The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals.
  • Transactions must post during the promotion and meet the issuer's merchant-code rules. Exclusions include cash advances, fees, bills, utilities, insurance, donations, cash or e-money transfers, wallet reloads, stored-value top-ups, instalments, and reversed or unauthorized transactions. The account must remain valid and in good standing.
  • CashBack Promotion: 2026-10-01 – 2026-12-31
Other offers
Other
sim World Mastercard welcome offer: HKD 700 CashBack
Conditions applyCashbackMinimum spending: HK$8,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • HKD 700 / HKD 8,000 × 100 = 8.75% (rounded to 2 decimal places); this threshold-equivalent rate decreases when eligible spend exceeds HKD 8,000. • Limit applies to: HKD 700 CashBack reward • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • Choose CashBack during card application; the choice cannot be changed. • Apply successfully for a principal sim World Mastercard during the promotion period. The applicant must not currently hold, or have held or cancelled, a principal card from the issuer in the prior 12 calendar months, and must not have used or held the issuer's non-card credit services or accounts in that period. • Earn the reward after at least HKD 8,000 in eligible retail purchases within 90 calendar days after card issue. Excludes cash advances, fees, bill payments, utilities, insurance, donations, cash vouchers, investments, gambling, money or wallet transfers, stored-value top-ups, instalments, and reversed or unauthorized transactions. • This is one of three welcome reward choices; only one applies. For multiple eligible cards issued together, only the first issued card qualifies. The account must stay valid and in good standing through the promotion and fulfilment period. Cancellation within 13 months may result in a debit for the reward value. Rewards are first come, while stocks last.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$8,000.00
  • Benefit limit: Applies to: HKD 700 CashBack reward · Period: not stated · Type: not stated
  • Percentage note: HKD 700 / HKD 8,000 × 100 = 8.75% (rounded to 2 decimal places); this threshold equivalent rate decreases when eligible spend exceeds HKD 8,000.
  • Application or registration is required.
  • Choose CashBack during card application; the choice cannot be changed.
  • Apply successfully for a principal sim World Mastercard during the promotion period. The applicant must not currently hold, or have held or cancelled, a principal card from the issuer in the prior 12 calendar months, and must not have used or held the issuer's non-card credit services or accounts in that period.
  • Earn the reward after at least HKD 8,000 in eligible retail purchases within 90 calendar days after card issue. Excludes cash advances, fees, bill payments, utilities, insurance, donations, cash vouchers, investments, gambling, money or wallet transfers, stored-value top-ups, instalments, and reversed or unauthorized transactions.
  • This is one of three welcome reward choices; only one applies. For multiple eligible cards issued together, only the first issued card qualifies. The account must stay valid and in good standing through the promotion and fulfilment period. Cancellation within 13 months may result in a debit for the reward value. Rewards are first come, while stocks last.
  • Welcome Offer: 2026-10-01 – 2026-10-31
Other
sim World Mastercard welcome offer: HKD 700 Apple Store gift card
Conditions applyGiftMinimum spending: HK$8,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit applies to: HKD 700 Apple Store gift card • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • Choose the gift card during card application; the choice cannot be changed. • Apply successfully for a principal sim World Mastercard during the promotion period. The applicant must not currently hold, or have held or cancelled, a principal card from the issuer in the prior 12 calendar months, and must not have used or held the issuer's non-card credit services or accounts in that period. • Earn the reward after at least HKD 8,000 in eligible retail purchases within 90 calendar days after card issue. Exclusions include cash advances, fees, bill payments, utilities, insurance, donations, cash vouchers, investments, gambling, money or wallet transfers, stored-value top-ups, instalments, and reversed or unauthorized transactions. • This is one of three welcome reward choices; only one applies. For multiple eligible cards issued together, only the first issued card qualifies. The account must stay valid and in good standing through the promotion and fulfilment period. Cancellation within 13 months may result in a debit for the reward value. Rewards are first come, while stocks last.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$8,000.00
  • Benefit limit: Applies to: HKD 700 Apple Store gift card · Period: not stated · Type: not stated
  • Application or registration is required.
  • Choose the gift card during card application; the choice cannot be changed.
  • Apply successfully for a principal sim World Mastercard during the promotion period. The applicant must not currently hold, or have held or cancelled, a principal card from the issuer in the prior 12 calendar months, and must not have used or held the issuer's non-card credit services or accounts in that period.
  • Earn the reward after at least HKD 8,000 in eligible retail purchases within 90 calendar days after card issue. Exclusions include cash advances, fees, bill payments, utilities, insurance, donations, cash vouchers, investments, gambling, money or wallet transfers, stored-value top-ups, instalments, and reversed or unauthorized transactions.
  • This is one of three welcome reward choices; only one applies. For multiple eligible cards issued together, only the first issued card qualifies. The account must stay valid and in good standing through the promotion and fulfilment period. Cancellation within 13 months may result in a debit for the reward value. Rewards are first come, while stocks last.
  • Welcome Offer: 2026-10-01 – 2026-10-31
Loans and installments
sim World Mastercard welcome offer: interest-free Cash Instalment Plan
Conditions applyFinancingCap: HK$100,000.00 · promotion total
——

This benefit does not apply to a purchase. • Customer: New customer • Limit: 100000 HKD · Promotion Total • Limit applies to: Cash Instalment Amount; also limited to 95% of approved credit limit, whichever is lower • Application, registration or activation required. See conditions. • This is one of three welcome reward choices; only one applies. Apply for the plan and select it as the welcome offer. • The minimum cash instalment is HKD 500, in HKD 100 increments. The plan has a six-month repayment period and waives monthly handling fees when each monthly repayment is paid in full on its payment date. • The account must be activated or receipt of the physical card acknowledged within 60 days. The issuer may set the approved amount. Cash Instalment Amounts do not earn cashback or other rewards. The account must stay in good standing. • If repayment is late or incomplete, finance charges and other applicable fees may apply. On plan cancellation or early settlement, outstanding instalments, any applicable one-off application fee and monthly handling fees, and an HKD 300 early-settlement handling fee may be due.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 100000 · Applies to: Cash Instalment Amount; also limited to 95% of approved credit limit, whichever is lower · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Application or registration is required.
  • This is one of three welcome reward choices; only one applies. Apply for the plan and select it as the welcome offer.
  • The minimum cash instalment is HKD 500, in HKD 100 increments. The plan has a six-month repayment period and waives monthly handling fees when each monthly repayment is paid in full on its payment date.
  • The account must be activated or receipt of the physical card acknowledged within 60 days. The issuer may set the approved amount. Cash Instalment Amounts do not earn cashback or other rewards. The account must stay in good standing.
  • If repayment is late or incomplete, finance charges and other applicable fees may apply. On plan cancellation or early settlement, outstanding instalments, any applicable one-off application fee and monthly handling fees, and an HKD 300 early-settlement handling fee may be due.
  • Cash Instalment Plan welcome offer: 2026-10-01 – 2026-10-31
Online shopping
sim World Mastercard online retail: 8% CashBack
CashbackMinimum spending: HK$500.00Cap: HK$200.00 · per month
——

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: CashBack per Eligible Card under the promotion • Minimum spend: Period: per_transaction; Spend: 500 • Eligibility: Phase Spend Min: 1000 • Eligible categories: 網上購物 • The rate includes the basic 0.4% rebate. Each online retail transaction must have a net amount of at least HKD 500 in the same calendar month. • The cardholder must accumulate HKD 1,000 in non-online eligible retail transactions in that calendar month. Online overseas transactions count as online transactions. • The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals. • Transactions must post during the promotion and meet the issuer's merchant-code rules. Exclusions include cash advances, fees, bills, utilities, insurance, donations, cash or e-money transfers, wallet reloads, stored-value top-ups, instalments, and reversed or unauthorized transactions. The account must remain valid and in good standing.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 網上購物 · Type: category
  • Minimum requirement: Period: per transaction · Spend: HK$500.00
  • Requirements: Period spend ≥: HK$1,000.00
  • Benefit limit: Amount: 200 · Applies to: CashBack per Eligible Card under the promotion · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • The rate includes the basic 0.4% rebate. Each online retail transaction must have a net amount of at least HKD 500 in the same calendar month.
  • The cardholder must accumulate HKD 1,000 in non-online eligible retail transactions in that calendar month. Online overseas transactions count as online transactions.
  • The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals.
  • Transactions must post during the promotion and meet the issuer's merchant-code rules. Exclusions include cash advances, fees, bills, utilities, insurance, donations, cash or e-money transfers, wallet reloads, stored-value top-ups, instalments, and reversed or unauthorized transactions. The account must remain valid and in good standing.
  • CashBack Promotion: 2026-10-01 – 2026-12-31
Other
sim World Mastercard designated local merchants: 3% CashBack
CashbackMinimum spending: HK$1,000.00Cap: HK$200.00 · per month
——

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: CashBack per Eligible Card under the promotion • Eligibility: Phase Spend Min: 1000 • Merchants: adidas, puma, fila, matsukiyo-hk, tokyo-lifestyle • Eligible merchants: adidas, puma, fila, matsukiyo-hk, tokyo-lifestyle • The rate includes the basic 0.4% rebate and requires HKD 1,000 in non-online eligible retail transactions in the same calendar month. • Applies to posted transactions at physical Hong Kong stores of Adidas, PUMA, Fila, matsukiyo HK, and Tokyo Lifestyle. Online store transactions count as online transactions. • The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals. • Transactions must meet the issuer's merchant-code rules. The account must remain valid and in good standing. Reversed, refunded, fraudulent, or abused transactions may have cashback debited.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: adidas / puma / fila / matsukiyo hk / tokyo lifestyle · Type: merchant
  • Requirements: Period spend ≥: HK$1,000.00
  • Benefit limit: Amount: 200 · Applies to: CashBack per Eligible Card under the promotion · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • The rate includes the basic 0.4% rebate and requires HKD 1,000 in non-online eligible retail transactions in the same calendar month.
  • Applies to posted transactions at physical Hong Kong stores of Adidas, PUMA, Fila, matsukiyo HK, and Tokyo Lifestyle. Online store transactions count as online transactions.
  • The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals.
  • Transactions must meet the issuer's merchant-code rules. The account must remain valid and in good standing. Reversed, refunded, fraudulent, or abused transactions may have cashback debited.
  • CashBack Promotion: 2026-10-01 – 2026-12-31
Bills and utilities
sim World Mastercard eligible bill payments: 2% CashBack
CashbackMinimum spending: HK$1,000.00Cap: HK$200.00 · per month
——

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: CashBack per Eligible Card under the promotion • Eligibility: Phase Spend Min: 1000 • Eligible categories: 賬單及公用事業 • The rate includes the basic 0.4% rebate and requires HKD 1,000 in non-online eligible retail transactions in the same calendar month. • Bill payments must use the sim Credit Card app's Pay Bills/Taxes service and post during the promotion. Excludes payments to tax authorities, financial institutions, insurers, and charities, plus instalments and reversed or unauthorized transactions. • The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 賬單及公用事業 · Type: category
  • Requirements: Period spend ≥: HK$1,000.00
  • Benefit limit: Amount: 200 · Applies to: CashBack per Eligible Card under the promotion · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • The rate includes the basic 0.4% rebate and requires HKD 1,000 in non-online eligible retail transactions in the same calendar month.
  • Bill payments must use the sim Credit Card app's Pay Bills/Taxes service and post during the promotion. Excludes payments to tax authorities, financial institutions, insurers, and charities, plus instalments and reversed or unauthorized transactions.
  • The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals.
  • CashBack Promotion: 2026-10-01 – 2026-12-31
Other
sim World Mastercard other eligible retail: 0.4% CashBack
CashbackCap: HK$200.00 · per month
——

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: CashBack per Eligible Card under the promotion • Eligible categories: 其他 • Applies to eligible retail transactions not classified as online, overseas, or designated local merchant transactions. The terms show no separate monthly spending requirement for this rate. • The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals. • Transactions must post during the promotion and meet the issuer's merchant-code rules. Exclusions include cash advances, fees, bills, utilities, insurance, donations, cash or e-money transfers, wallet reloads, stored-value top-ups, instalments, and reversed or unauthorized transactions. The account must remain valid and in good standing.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 其他 · Type: category
  • Benefit limit: Amount: 200 · Applies to: CashBack per Eligible Card under the promotion · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Applies to eligible retail transactions not classified as online, overseas, or designated local merchant transactions. The terms show no separate monthly spending requirement for this rate.
  • The shared cap is HKD 200 per calendar month and HKD 600 for the promotion. Principal and supplementary card transactions are pooled. Cashback is calculated monthly, credited the following month, and rounded down to two decimals.
  • Transactions must post during the promotion and meet the issuer's merchant-code rules. Exclusions include cash advances, fees, bills, utilities, insurance, donations, cash or e-money transfers, wallet reloads, stored-value top-ups, instalments, and reversed or unauthorized transactions. The account must remain valid and in good standing.
  • CashBack Promotion: 2026-10-01 – 2026-12-31
Other
sim World Mastercard student annual fee waiver: HKD 1,800 per year
Conditions applyFee Waiverstudent
——

This benefit does not apply to a purchase. • Audience: Student; Document: Valid student identity card, verified by the Card Issuer. • Limit applies to: Annual fee waiver • Application, registration or activation required. See conditions. • The applicant must attend a full-time programme at an accredited Hong Kong institution listed in the promotion terms. • Submit the valid student identity card during application, or submit it later if it was not available at application. The Card Issuer must verify it. The eligible card account must remain valid and in good standing. • The HKD 1,800 value is the listed annual fee for a sim World Mastercard principal card. The issuer may choose only one promotion when promotions overlap.

  • Eligibility: Audience: student · Document: Valid student identity card, verified by the Card Issuer.
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Annual fee waiver · Period: not stated · Type: not stated
  • Application or registration is required.
  • The applicant must attend a full-time programme at an accredited Hong Kong institution listed in the promotion terms.
  • Submit the valid student identity card during application, or submit it later if it was not available at application. The Card Issuer must verify it. The eligible card account must remain valid and in good standing.
  • The HKD 1,800 value is the listed annual fee for a sim World Mastercard principal card. The issuer may choose only one promotion when promotions overlap.
  • Promotion valid until further notice: 2026-01-01 – Not stated
Other
sim World Mastercard retail purchases: up to 53 days interest-free
Financing
——

This benefit does not apply to a purchase. • Limit applies to: Retail purchase interest-free period • The interest-free period is up to 53 days and does not apply to cash advance transactions. • No finance charge is levied if the Statement Balance of the monthly statement on which the relevant transaction first appears is paid in full on or before that statement's Payment Due Date.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Retail purchase interest free period · Period: not stated · Type: not stated
  • The interest-free period is up to 53 days and does not apply to cash advance transactions.
  • No finance charge is levied if the Statement Balance of the monthly statement on which the relevant transaction first appears is paid in full on or before that statement's Payment Due Date.
0404/AEONAEON Card WakuwakuAEON Card Wakuwaku6%HK$60.00
AEON Card Wakuwaku
04AEON

AEON Card Wakuwaku

Conditions apply

HK$60.006%
Overseas spending
海外簽賬:5.6% additional WAKU COIN reward
HK$56.005.6%
PointsCap: HK$200.00 · per statement period
CapHK$56.00 / HK$200.00
Other
積分獎賞:0.4% basic WAKU COIN reward
HK$4.000.4%
Points
Calculation
Total savingHK$60.00
  • 海外簽賬:5.6% additional WAKU COIN reward: HK$56.00
  • 積分獎賞:0.4% basic WAKU COIN reward: HK$4.00
Terms & conditions

Calculation assumptions

  • Assumes the full reward limit is still available. shared additional reward across online, Japan, and local dining spending
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • The 6% source total includes the 0.4% basic component; this offer stores the separately stated 5.6% additional component.
  • Limit: 200 HKD · Per Statement Period
  • Limit applies to: shared additional reward across online, Japan, and local dining spending
  • Eligible categories: 海外簽賬
  • The displayed total Japan reward is 6% including the 0.4% basic reward. The additional reward cap is shared across online, Japan, and local dining spending at HK$200 per statement period.
  • Japan spending must be made in Japan in JPY and supported by the original sales slip or formal transaction record; the amount is converted to HKD.
  • Limit: unlimited.
  • Applies to all eligible spending, subject to the conditions.
  • During the promotion period, eligible card spending earns unlimited 0.4% basic WAKU COIN per statement cycle. There is no minimum-spend requirement.
  • Category priority is online, Japan, local dining, then other. Exclusions include cash advances, fees, interest, e-wallet top-up or transfer, AEON self-instalment, gambling, invalid, cancelled, refunded, or fraudulent transactions.

海外簽賬:5.6% additional WAKU COIN reward

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Amount: 200 · Applies to: shared additional reward across online, Japan, and local dining spending · Currency: HKD · Period: per statement period · Type: limited · Unit: currency
  • Percentage note: The 6% source total includes the 0.4% basic component; this offer stores the separately stated 5.6% additional component.
  • The displayed total Japan reward is 6% including the 0.4% basic reward. The additional reward cap is shared across online, Japan, and local dining spending at HK$200 per statement period.
  • Japan spending must be made in Japan in JPY and supported by the original sales slip or formal transaction record; the amount is converted to HKD.
  • promotion: 2026-09-01 – 2027-02-28

積分獎賞:0.4% basic WAKU COIN reward

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: unlimited
  • During the promotion period, eligible card spending earns unlimited 0.4% basic WAKU COIN per statement cycle. There is no minimum-spend requirement.
  • Category priority is online, Japan, local dining, then other. Exclusions include cash advances, fees, interest, e-wallet top-up or transfer, AEON self-instalment, gambling, invalid, cancelled, refunded, or fraudulent transactions.
  • promotion: 2026-09-01 – 2027-02-28
Other offers
Online shopping
網上購物:5.6% additional WAKU COIN reward
PointsCap: HK$200.00 · per statement period
——

Category or merchant does not match. • The 6% source total includes the 0.4% basic component; this offer stores the separately stated 5.6% additional component. • Limit: 200 HKD · Per Statement Period • Limit applies to: shared additional reward across online, Japan, and local dining spending • Eligible categories: 網上購物 • The displayed total online reward is 6% including the 0.4% basic reward. The additional reward cap is shared across online, Japan, and local dining spending at HK$200 per statement period; after the cap, eligible spending continues to earn the unlimited 0.4% basic reward. • Eligible online spending is in HKD or foreign currency and is determined by Mastercard merchant number or transaction category. Insurance, e-wallet spending, and AEON merchant interest-free instalment spending are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 網上購物 · Type: category
  • Benefit limit: Amount: 200 · Applies to: shared additional reward across online, Japan, and local dining spending · Currency: HKD · Period: per statement period · Type: limited · Unit: currency
  • Percentage note: The 6% source total includes the 0.4% basic component; this offer stores the separately stated 5.6% additional component.
  • The displayed total online reward is 6% including the 0.4% basic reward. The additional reward cap is shared across online, Japan, and local dining spending at HK$200 per statement period; after the cap, eligible spending continues to earn the unlimited 0.4% basic reward.
  • Eligible online spending is in HKD or foreign currency and is determined by Mastercard merchant number or transaction category. Insurance, e-wallet spending, and AEON merchant interest-free instalment spending are excluded.
  • promotion: 2026-09-01 – 2027-02-28
Local dining
本地餐飲:0.6% additional WAKU COIN reward
PointsCap: HK$200.00 · per statement period
——

Category or merchant does not match. • The 1% source total includes the 0.4% basic component; this offer stores the separately stated 0.6% additional component. • Limit: 200 HKD · Per Statement Period • Limit applies to: shared additional reward across online, Japan, and local dining spending • Eligible categories: 本地餐飲 • The displayed total local-dining reward is 1% including the 0.4% basic reward. The additional reward cap is shared across online, Japan, and local dining spending at HK$200 per statement period. • Eligible local dining is HKD spending at Hong Kong Chinese restaurants, restaurants, fast-food shops, or hotel dining, determined by Mastercard merchant number.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地餐飲 · Type: category
  • Benefit limit: Amount: 200 · Applies to: shared additional reward across online, Japan, and local dining spending · Currency: HKD · Period: per statement period · Type: limited · Unit: currency
  • Percentage note: The 1% source total includes the 0.4% basic component; this offer stores the separately stated 0.6% additional component.
  • The displayed total local-dining reward is 1% including the 0.4% basic reward. The additional reward cap is shared across online, Japan, and local dining spending at HK$200 per statement period.
  • Eligible local dining is HKD spending at Hong Kong Chinese restaurants, restaurants, fast-food shops, or hotel dining, determined by Mastercard merchant number.
  • promotion: 2026-09-01 – 2027-02-28
Mobile payments
手機支付:10% WAKU COIN reward
Conditions applyPointsapple pay / google payMinimum spending: HK$8,000.00Cap: HK$500.00 · promotion total
——

Category or merchant does not match. • Customer: New customer • Limit: 500 HKD · Promotion Total • Limit applies to: Apple Pay and Google Pay welcome reward • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: apple-pay; google-pay; Phase Spend Min: 8000 • Eligible categories: 手機支付 • New customers only. The welcome SMS starts a 60-calendar-day spending period. Accumulated card spending or a successfully arranged AEON merchant interest-free instalment plan must reach HK$8,000 or more. • Only eligible Apple Pay and Google Pay spending earns this 10% reward. Octopus reloads and e-wallet top-ups are excluded. WAKU COIN is credited in equivalent HKD value and must be redeemed through the AEON HK app.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Applies to: 手機支付 · Type: category
  • Requirements: Pay with: apple pay / google pay · Period spend ≥: HK$8,000.00
  • Benefit limit: Amount: 500 · Applies to: Apple Pay and Google Pay welcome reward · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Application or registration is required.
  • New customers only. The welcome SMS starts a 60-calendar-day spending period. Accumulated card spending or a successfully arranged AEON merchant interest-free instalment plan must reach HK$8,000 or more.
  • Only eligible Apple Pay and Google Pay spending earns this 10% reward. Octopus reloads and e-wallet top-ups are excluded. WAKU COIN is credited in equivalent HKD value and must be redeemed through the AEON HK app.
  • promotion: 2026-09-03 – 2027-02-28
Other
其他:HK$100 WAKU COIN reward
Conditions applyPointsCap: HK$100.00 · promotion total
——

Merchant eligibility cannot be established from the incomplete source list. • Customer: New customer • Limit: 100 HKD · Promotion Total • Limit applies to: one designated welcome category • Application, registration or activation required. See conditions. • Eligible categories: 其他 • New customers can earn HK$100 for setting a monthly auto-transfer with a designated merchant and completing at least one auto-transfer during the 60-day spending period. • The source does not provide a complete designated-merchant list. The total of the two specified categories is capped at HK$200.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Applies to: 其他 · Type: category
  • Benefit limit: Amount: 100 · Applies to: one designated welcome category · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Application or registration is required.
  • The complete list of eligible merchants is not available.
  • New customers can earn HK$100 for setting a monthly auto-transfer with a designated merchant and completing at least one auto-transfer during the 60-day spending period.
  • The source does not provide a complete designated-merchant list. The total of the two specified categories is capped at HK$200.
  • promotion: 2026-09-03 – 2027-02-28
Online shopping
App Store等商戶:HK$100 WAKU COIN reward
Conditions applyPointsCap: HK$100.00 · promotion total
——

Category or merchant does not match. • Customer: New customer • Limit: 100 HKD · Promotion Total • Limit applies to: App Store or Google Play welcome category • Application, registration or activation required. See conditions. • Merchants: app-store, google-play • Eligible merchants: app-store, google-play • New customers can earn HK$100 for any card spending in App Store or Google Play during the 60-day spending period. The two specified categories together are capped at HK$200.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Applies to: app store / google play · Type: merchant
  • Benefit limit: Amount: 100 · Applies to: App Store or Google Play welcome category · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Application or registration is required.
  • New customers can earn HK$100 for any card spending in App Store or Google Play during the 60-day spending period. The two specified categories together are capped at HK$200.
  • promotion: 2026-09-03 – 2027-02-28
Other
積分獎賞:HK$200 WAKU COIN reward
Conditions applyPointsCap: HK$200.00 · promotion total
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit: 200 HKD · Promotion Total • Limit applies to: application-channel welcome reward • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • New customers who apply through the AEON HK mobile app or AEON website, receive approval, and complete one eligible card transaction during the 60-day spending period can earn HK$200. • The current welcome promotion runs from 2026-09-03 through 2027-02-28; the welcome SMS issue date controls the applicable 60-day spending period.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Benefit limit: Amount: 200 · Applies to: application channel welcome reward · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Application or registration is required.
  • New customers who apply through the AEON HK mobile app or AEON website, receive approval, and complete one eligible card transaction during the 60-day spending period can earn HK$200.
  • The current welcome promotion runs from 2026-09-03 through 2027-02-28; the welcome SMS issue date controls the applicable 60-day spending period.
  • promotion: 2026-09-03 – 2027-02-28
Insurance
保險:Free 6-month Chubb overseas accident protection plan
Travel
——

This benefit does not apply to a purchase. • Customer: New customer • Limited-time welcome benefit. The source page names the free six-month Chubb overseas accident protection plan but does not include the linked policy details.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Limited-time welcome benefit. The source page names the free six-month Chubb overseas accident protection plan but does not include the linked policy details.
Other
積分獎賞:HK$200 WAKU COIN reward
Conditions applyPointsCap: HK$200.00 · promotion total
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit: 200 HKD · Promotion Total • Limit applies to: Ocean Park special-promotion online welcome reward • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • Special promotion for new customers who applied through the AEON HK app during 2026-07-15 to 2026-08-31, were approved by 2026-09-08, and entered code OPWAKU26. Complete one eligible local retail, online, overseas retail, or AEON merchant interest-free instalment transaction during the 60-day SMS-based spending period. • This special promotion replaces the original welcome promotion for customers who entered the code. Eligible transactions exclude cash advances, transfers, e-wallet top-ups, P2P transfers, crypto, financial products, fees, interest, advertising, invalid, cancelled, refunded, or fraudulent transactions.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Benefit limit: Amount: 200 · Applies to: Ocean Park special promotion online welcome reward · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Application or registration is required.
  • Special promotion for new customers who applied through the AEON HK app during 2026-07-15 to 2026-08-31, were approved by 2026-09-08, and entered code OPWAKU26. Complete one eligible local retail, online, overseas retail, or AEON merchant interest-free instalment transaction during the 60-day SMS-based spending period.
  • This special promotion replaces the original welcome promotion for customers who entered the code. Eligible transactions exclude cash advances, transfers, e-wallet top-ups, P2P transfers, crypto, financial products, fees, interest, advertising, invalid, cancelled, refunded, or fraudulent transactions.
  • special promotion spending period: 2026-07-15 – 2026-10-31
Other
卡片優惠:Immediate online shopping and mobile-payment use
Conditions applyOther
——

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • After approval and confirmation in the AEON HK app, the virtual card can be used before the physical card arrives. The cardholder must complete the in-app confirmation.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • After approval and confirmation in the AEON HK app, the virtual card can be used before the physical card arrives. The cardholder must complete the in-app confirmation.
Mobile payments
手機支付:Apple Pay and Google Pay support with the same offers and points as the physical card(優惠值未列明)
Conditions applyPoints
——

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • Apple Pay and Google Pay are available for eligible AEON cards. The source states that wallet payments receive the same offers and reward points as physical-card payments; setup and identity verification are required.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Apple Pay and Google Pay are available for eligible AEON cards. The source states that wallet payments receive the same offers and reward points as physical-card payments; setup and identity verification are required.
Octopus
八達通:No application fee for first-time Octopus Automatic Add Value Service applicants
Conditions applyFee Waiver
——

This benefit does not apply to a purchase. • Customer: New customer • Application, registration or activation required. See conditions. • An AAVS application is required. A non-refundable HK$20 handling fee applies when transferring the AAVS from another financial institution or reactivating it after suspension or cancellation.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • An AAVS application is required. A non-refundable HK$20 handling fee applies when transferring the AAVS from another financial institution or reactivating it after suspension or cancellation.
0505/AEONAEON UnionPay Credit CardAEON UnionPay Credit Card6%HK$60.00
AEON UnionPay Credit Card
05AEON

AEON UnionPay Credit Card

Conditions apply

HK$60.006%
Overseas spending
海外簽賬:14X additional AEON Point reward
HK$56.005.6%
Conditions applyPointsCap: HK$100.00 · per month
CapHK$56.00 / HK$100.00
Overseas spending
海外簽賬:1X basic AEON Point reward
HK$4.000.4%
Conditions applyPoints
Calculation
Total savingHK$60.00
  • 海外簽賬:14X additional AEON Point reward: HK$56.00
  • 海外簽賬:1X basic AEON Point reward: HK$4.00
Terms & conditions

Calculation assumptions

  • Assumes the full reward limit is still available. Additional reward for each registered eligible card under Award 1
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • No reward limit is stated. Confirm any limits before purchase.
  • Cash-equivalent calculation: 14 AEON points per HK$1 × HK$400 ÷ 100,000 AEON points = 5.6%. Original cap: 25,000 AEON points per calendar month (=HK$100 at 100,000 points = HK$400) and 75,000 points for the full promotion (=HK$300).
  • Limit: 100 HKD · Per Month
  • Limit applies to: Additional reward for each registered eligible card under Award 1
  • Application, registration or activation required. See conditions.
  • Eligible categories: 海外簽賬
  • Eligible card: AEON-issued UnionPay credit card, including eligible co-branded UnionPay cards; this offer is for the AEON UnionPay credit card row in the source table.
  • Registration period: 2026-07-30 through 2026-10-31. Spending period: 2026-08-01 through 2026-10-31, inclusive.
  • The principal cardholder must register each eligible UnionPay card once in the AEON HK mobile app. Principal and supplementary-card qualified spending is combined, and the reward is posted to the principal account.
  • Qualified payment methods: physical card, Apple Pay, AEON UnionPay QR Pay, or UnionPay App QR payment.
  • Excluded transactions include e-wallet spending, top-up or transfer; insurance; cash advance; cash instalment; AEON Netmember bill payment; Octopus AAVS; fees and annual fees; late fees; interest or finance charges; gambling chips; and unposted, cancelled, refunded, or fraudulent transactions.
  • Points are expected to be posted by December 2026 or earlier, subject to the account remaining in good standing. AEON records and the promotion terms control eligibility.
  • Award 1 qualified spending: transactions settled in RMB, MOP, or TWD, or HKD transactions at merchants in Mainland China, Macau, or Taiwan, including online transactions at those merchants.
  • Transactions that meet Award 1 are not also counted as Award 2. The source gives an example that a TWD transaction at a Netherlands merchant remains Award 1.
  • Additional cap: 25,000 AEON points per registered eligible card per calendar month, up to HK$100. Whole-promotion cap: 75,000 points, up to HK$300. The monthly cap is represented in the cap field.
  • Cash-equivalent calculation: 1 AEON point per HK$1 × HK$400 ÷ 100,000 AEON points = 0.4%. The source states this 1X basic reward and notes that it does not require pre-registration.
  • This is the basic reward component. The source table states no pre-registration for the basic reward; registration is required for the additional promotion reward.
  • The qualified spending scope covers Award 1 Mainland China, Macau, and Taiwan transactions and Award 2 other foreign-currency or overseas-merchant transactions. The source does not state a separate basic-reward cap.

海外簽賬:14X additional AEON Point reward

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Amount: 100 · Applies to: Additional reward for each registered eligible card under Award 1 · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: 14 AEON points per HK$1 × HK$400 ÷ 100,000 AEON points = 5.6%. Original cap: 25,000 AEON points per calendar month (=HK$100 at 100,000 points = HK$400) and 75,000 points for the full promotion (=HK$300).
  • Application or registration is required.
  • Eligible card: AEON-issued UnionPay credit card, including eligible co-branded UnionPay cards; this offer is for the AEON UnionPay credit card row in the source table.
  • Registration period: 2026-07-30 through 2026-10-31. Spending period: 2026-08-01 through 2026-10-31, inclusive.
  • The principal cardholder must register each eligible UnionPay card once in the AEON HK mobile app. Principal and supplementary-card qualified spending is combined, and the reward is posted to the principal account.
  • Qualified payment methods: physical card, Apple Pay, AEON UnionPay QR Pay, or UnionPay App QR payment.
  • Excluded transactions include e-wallet spending, top-up or transfer; insurance; cash advance; cash instalment; AEON Netmember bill payment; Octopus AAVS; fees and annual fees; late fees; interest or finance charges; gambling chips; and unposted, cancelled, refunded, or fraudulent transactions.
  • Points are expected to be posted by December 2026 or earlier, subject to the account remaining in good standing. AEON records and the promotion terms control eligibility.
  • Award 1 qualified spending: transactions settled in RMB, MOP, or TWD, or HKD transactions at merchants in Mainland China, Macau, or Taiwan, including online transactions at those merchants.
  • Transactions that meet Award 1 are not also counted as Award 2. The source gives an example that a TWD transaction at a Netherlands merchant remains Award 1.
  • Additional cap: 25,000 AEON points per registered eligible card per calendar month, up to HK$100. Whole-promotion cap: 75,000 points, up to HK$300. The monthly cap is represented in the cap field.
  • registration period: 2026-07-30 – 2026-10-31
  • spending period: 2026-08-01 – 2026-10-31

海外簽賬:1X basic AEON Point reward

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: 1 AEON point per HK$1 × HK$400 ÷ 100,000 AEON points = 0.4%. The source states this 1X basic reward and notes that it does not require pre registration.
  • Application or registration is required.
  • Eligible card: AEON-issued UnionPay credit card, including eligible co-branded UnionPay cards; this offer is for the AEON UnionPay credit card row in the source table.
  • Registration period: 2026-07-30 through 2026-10-31. Spending period: 2026-08-01 through 2026-10-31, inclusive.
  • The principal cardholder must register each eligible UnionPay card once in the AEON HK mobile app. Principal and supplementary-card qualified spending is combined, and the reward is posted to the principal account.
  • Qualified payment methods: physical card, Apple Pay, AEON UnionPay QR Pay, or UnionPay App QR payment.
  • Excluded transactions include e-wallet spending, top-up or transfer; insurance; cash advance; cash instalment; AEON Netmember bill payment; Octopus AAVS; fees and annual fees; late fees; interest or finance charges; gambling chips; and unposted, cancelled, refunded, or fraudulent transactions.
  • Points are expected to be posted by December 2026 or earlier, subject to the account remaining in good standing. AEON records and the promotion terms control eligibility.
  • This is the basic reward component. The source table states no pre-registration for the basic reward; registration is required for the additional promotion reward.
  • The qualified spending scope covers Award 1 Mainland China, Macau, and Taiwan transactions and Award 2 other foreign-currency or overseas-merchant transactions. The source does not state a separate basic-reward cap.
  • registration period: 2026-07-30 – 2026-10-31
  • spending period: 2026-08-01 – 2026-10-31
Other offers
Overseas spending
海外簽賬:14X additional AEON Point reward
Conditions applyPointsCap: HK$200.00 · per month
HK$56.005.6%
CapHK$56.00 / HK$200.00

Not counted: this offer has the same calculation values as another offer. • Cash-equivalent calculation: 14 AEON points per HK$1 × HK$400 ÷ 100,000 AEON points = 5.6%. Original cap: 50,000 AEON points per calendar month (=HK$200 at 100,000 points = HK$400) and 150,000 points for the full promotion (=HK$600). • Limit: 200 HKD · Per Month • Limit applies to: Additional reward for each registered eligible card under Award 2 • Application, registration or activation required. See conditions. • Eligible categories: 海外簽賬 • Eligible card: AEON-issued UnionPay credit card, including eligible co-branded UnionPay cards; this offer is for the AEON UnionPay credit card row in the source table. • Registration period: 2026-07-30 through 2026-10-31. Spending period: 2026-08-01 through 2026-10-31, inclusive. • The principal cardholder must register each eligible UnionPay card once in the AEON HK mobile app. Principal and supplementary-card qualified spending is combined, and the reward is posted to the principal account. • Qualified payment methods: physical card, Apple Pay, AEON UnionPay QR Pay, or UnionPay App QR payment. • Excluded transactions include e-wallet spending, top-up or transfer; insurance; cash advance; cash instalment; AEON Netmember bill payment; Octopus AAVS; fees and annual fees; late fees; interest or finance charges; gambling chips; and unposted, cancelled, refunded, or fraudulent transactions. • Points are expected to be posted by December 2026 or earlier, subject to the account remaining in good standing. AEON records and the promotion terms control eligibility. • Award 2 qualified spending, excluding Award 1: transactions settled in a foreign currency, or HKD transactions at overseas merchants, including online transactions at those merchants. • Additional cap: 50,000 AEON points per registered eligible card per calendar month, up to HK$200. Whole-promotion cap: 150,000 points, up to HK$600. The monthly cap is represented in the cap field.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Amount: 200 · Applies to: Additional reward for each registered eligible card under Award 2 · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: 14 AEON points per HK$1 × HK$400 ÷ 100,000 AEON points = 5.6%. Original cap: 50,000 AEON points per calendar month (=HK$200 at 100,000 points = HK$400) and 150,000 points for the full promotion (=HK$600).
  • Application or registration is required.
  • Eligible card: AEON-issued UnionPay credit card, including eligible co-branded UnionPay cards; this offer is for the AEON UnionPay credit card row in the source table.
  • Registration period: 2026-07-30 through 2026-10-31. Spending period: 2026-08-01 through 2026-10-31, inclusive.
  • The principal cardholder must register each eligible UnionPay card once in the AEON HK mobile app. Principal and supplementary-card qualified spending is combined, and the reward is posted to the principal account.
  • Qualified payment methods: physical card, Apple Pay, AEON UnionPay QR Pay, or UnionPay App QR payment.
  • Excluded transactions include e-wallet spending, top-up or transfer; insurance; cash advance; cash instalment; AEON Netmember bill payment; Octopus AAVS; fees and annual fees; late fees; interest or finance charges; gambling chips; and unposted, cancelled, refunded, or fraudulent transactions.
  • Points are expected to be posted by December 2026 or earlier, subject to the account remaining in good standing. AEON records and the promotion terms control eligibility.
  • Award 2 qualified spending, excluding Award 1: transactions settled in a foreign currency, or HKD transactions at overseas merchants, including online transactions at those merchants.
  • Additional cap: 50,000 AEON points per registered eligible card per calendar month, up to HK$200. Whole-promotion cap: 150,000 points, up to HK$600. The monthly cap is represented in the cap field.
  • registration period: 2026-07-30 – 2026-10-31
  • spending period: 2026-08-01 – 2026-10-31
Mobile payments
手機支付:UnionPay QR payment access through 雲閃付App
Conditions applyOther
——

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • Cardholder can download the UnionPay App, register, bind the AEON UnionPay card, and scan to pay at merchants that accept UnionPay QR codes. Merchant acceptance must be checked before payment. • This is a payment feature, not a spending reward, and the source states no cash value, cap, or validity period.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Cardholder can download the UnionPay App, register, bind the AEON UnionPay card, and scan to pay at merchants that accept UnionPay QR codes. Merchant acceptance must be checked before payment.
  • This is a payment feature, not a spending reward, and the source states no cash value, cap, or validity period.
0606/GreaterGreater Bay Area Cup Diamond CardGreater Bay Area Cup Diamond Card · Generic credit card image5%HK$50.00
Greater Bay Area Cup Diamond Card · Generic credit card image
06Greater

Greater Bay Area Cup Diamond Card

Conditions apply

HK$50.005%
Overseas spending
海外簽賬:5% spending rebate
HK$50.005%
Conditions applyCashbackMinimum spending: HK$1,000.00Cap: HK$300.00 · per month
CapHK$50.00 / HK$300.00
Calculation
Total savingHK$50.00
  • 海外簽賬:5% spending rebate: HK$50.00
Terms & conditions

Calculation assumptions

  • Assumes the full reward limit is still available. eligible designated-foreign-currency spending in each monthly phase
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Source-stated 5% rebate; HKD1,000 is an eligibility threshold, not the rate.
  • Limit: 300 HKD · Per Month
  • Limit applies to: eligible designated-foreign-currency spending in each monthly phase
  • Application, registration or activation required. See conditions.
  • Eligibility: Phase Spend Min: 1000
  • Eligible categories: 海外簽賬
  • Applicable to principal and virtual CUP Dual Currency Credit Cards issued by the Bank; VISA cards, supplementary cards, Pacific Internet cards, and gift cards are excluded.
  • Register through the Bank website or WeChat during the Promotion Period; the quota is 5,000 and registration is first-come, first-served. The source lists online code 2026006CCD0000106 and WeChat code 202606CCD0000106.
  • In each monthly phase, accumulate eligible retail spending of HKD1,000 or above in designated foreign currencies of Japan, South Korea, Thailand, and Taiwan, China to receive a 5% rebate.
  • The rebate is capped at HKD300 in each phase and HKD1,800 for the entire Promotion Period.
  • Eligible transactions are non-HKD foreign retail spending, UnionPay QR/App retail spending, online retail spending, and purchases by post, fax, or phone; the amount uses the HKD value posted after currency conversion and country or region coding by UnionPay International.
  • Exclude foreign transactions paid in HKD, local retail spending, RMB transactions, cash advances, Octopus add value, electronic wallets, instalments, MPF/SVC, balance transfers, online bills, casino chips, tax, traveller's cheques, insurance, card charges, other redemption fees, and other transactions designated by the Bank.
  • Spending is counted by credit-card number and multiple eligible accounts cannot combine. Supplementary-card transactions combine with the principal account but the supplementary card does not receive the rebate; spending from another principal card cannot combine.
  • The Bank credits Phase 1-3 rebates in November 2026 and Phase 4-6 rebates in February 2027, subject to change; the amount is rounded to the nearest whole number.
  • Transactions must post before crediting and the account must remain valid and in good financial standing. Fraudulent, false, unauthorized, cancelled, refunded, or unposted transactions do not qualify; the Bank may debit the rebate after later cancellation.

海外簽賬:5% spending rebate

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Requirements: Period spend ≥: HK$1,000.00
  • Benefit limit: Amount: 300 · Applies to: eligible designated foreign currency spending in each monthly phase · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: Source stated 5% rebate; HKD1,000 is an eligibility threshold, not the rate.
  • Application or registration is required.
  • Applicable to principal and virtual CUP Dual Currency Credit Cards issued by the Bank; VISA cards, supplementary cards, Pacific Internet cards, and gift cards are excluded.
  • Register through the Bank website or WeChat during the Promotion Period; the quota is 5,000 and registration is first-come, first-served. The source lists online code 2026006CCD0000106 and WeChat code 202606CCD0000106.
  • In each monthly phase, accumulate eligible retail spending of HKD1,000 or above in designated foreign currencies of Japan, South Korea, Thailand, and Taiwan, China to receive a 5% rebate.
  • The rebate is capped at HKD300 in each phase and HKD1,800 for the entire Promotion Period.
  • Eligible transactions are non-HKD foreign retail spending, UnionPay QR/App retail spending, online retail spending, and purchases by post, fax, or phone; the amount uses the HKD value posted after currency conversion and country or region coding by UnionPay International.
  • Exclude foreign transactions paid in HKD, local retail spending, RMB transactions, cash advances, Octopus add value, electronic wallets, instalments, MPF/SVC, balance transfers, online bills, casino chips, tax, traveller's cheques, insurance, card charges, other redemption fees, and other transactions designated by the Bank.
  • Spending is counted by credit-card number and multiple eligible accounts cannot combine. Supplementary-card transactions combine with the principal account but the supplementary card does not receive the rebate; spending from another principal card cannot combine.
  • The Bank credits Phase 1-3 rebates in November 2026 and Phase 4-6 rebates in February 2027, subject to change; the amount is rounded to the nearest whole number.
  • Transactions must post before crediting and the account must remain valid and in good financial standing. Fraudulent, false, unauthorized, cancelled, refunded, or unposted transactions do not qualify; the Bank may debit the rebate after later cancellation.
  • Designated Foreign Currencies Promotion Period: 2026-07-01 – 2026-12-31
Other offers
Other
現金回贈:HKD500 spending rebate
Conditions applyCashback
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Threshold-equivalent calculation: HKD500 fixed reward ÷ HKD5,000 minimum eligible spending = 10.0% at the threshold. Effective rate changes when eligible spending exceeds the minimum. • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • Applicant must not hold a principal card of any type issued by the Bank in Hong Kong at the time of application or during the past 12 months; supplementary cards are excluded from this test. • Applicable to a successful principal-card applicant for a Greater Bay Area CUP Dual Currency Diamond Card during the Promotion Period. • Accumulate eligible spending of HKD/RMB5,000 or above within the first 3 months from new card issuance; supplementary-card spending combines with the related principal card. • Eligible transactions by physical card or Apple Pay include local, overseas, and online retail transactions, mobile payment including UnionPay App, WeChat Pay HK, PayMe and Alipay, Octopus AAVS transactions, and cash advances. • Exclude cash or purchase instalments, balance transfers, MPF/SVC contributions, Bank online-banking bill payments, casino chips, traveller's cheques, all credit-card charges, and transactions designated by the Bank. • Convert non-HKD transactions at the Visa International or UnionPay International rate; for this card, RMB1 equals HKD1 for eligible retail spending. • Unposted, cancelled, refunded, fraudulent, or otherwise ineligible transactions do not count; eligible transactions must post to the designated account within the first 3 months. • The HKD500 spending rebate is credited to the eligible principal-card HKD account within 2 months after the month in which the requirement is met and is for future retail spending only. • The card account must remain valid and in good credit standing during the Promotion Period and fulfilment period. • The Bank may charge an administrative fee of HKD600 for card cancellation within 13 months, or for an ineligible or duplicate gift, ineligible spending, or fraud or abuse.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Threshold equivalent calculation: HKD500 fixed reward ÷ HKD5,000 minimum eligible spending = 10.0% at the threshold. Effective rate changes when eligible spending exceeds the minimum.
  • Application or registration is required.
  • Applicant must not hold a principal card of any type issued by the Bank in Hong Kong at the time of application or during the past 12 months; supplementary cards are excluded from this test.
  • Applicable to a successful principal-card applicant for a Greater Bay Area CUP Dual Currency Diamond Card during the Promotion Period.
  • Accumulate eligible spending of HKD/RMB5,000 or above within the first 3 months from new card issuance; supplementary-card spending combines with the related principal card.
  • Eligible transactions by physical card or Apple Pay include local, overseas, and online retail transactions, mobile payment including UnionPay App, WeChat Pay HK, PayMe and Alipay, Octopus AAVS transactions, and cash advances.
  • Exclude cash or purchase instalments, balance transfers, MPF/SVC contributions, Bank online-banking bill payments, casino chips, traveller's cheques, all credit-card charges, and transactions designated by the Bank.
  • Convert non-HKD transactions at the Visa International or UnionPay International rate; for this card, RMB1 equals HKD1 for eligible retail spending.
  • Unposted, cancelled, refunded, fraudulent, or otherwise ineligible transactions do not count; eligible transactions must post to the designated account within the first 3 months.
  • The HKD500 spending rebate is credited to the eligible principal-card HKD account within 2 months after the month in which the requirement is met and is for future retail spending only.
  • The card account must remain valid and in good credit standing during the Promotion Period and fulfilment period.
  • The Bank may charge an administrative fee of HKD600 for card cancellation within 13 months, or for an ineligible or duplicate gift, ineligible spending, or fraud or abuse.
  • principal-card application promotion period: 2026-07-01 – 2026-12-31
Apple Pay
HKD20 spending rebate
Conditions applyCashback
——

This benefit does not apply to a purchase. • Customer: New customer • Fixed reward; no eligible-spend denominator. • Application, registration or activation required. See conditions. • Register the Apple Pay Promotion through the Bank website or WeChat during the Promotion Period; the registration quota is 5,000 and each cardholder registers once. • During the Promotion Period, a successfully registered cardholder who adds an eligible principal Visa or UnionPay card to Apple Pay receives an HKD20 spending rebate. • The first-time adding reward is not available if the eligible card was added to Apple Pay from 2022-09-26 through 2026-06-30, and each cardholder can receive it once in the Promotion Period. • Eligible cards include principal Visa and UnionPay cards, including virtual cards; supplementary cards, Pacific Internet cards, and gift cards are excluded. • The eligible card must remain valid until the reward is credited; the account must be valid and in good financial standing when the reward is credited. • The reward is credited in March 2027, is for future retail transactions only, and cannot be returned, transferred, exchanged for cash or other products, or withdrawn by cash advance.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Fixed reward; no eligible spend denominator.
  • Application or registration is required.
  • Register the Apple Pay Promotion through the Bank website or WeChat during the Promotion Period; the registration quota is 5,000 and each cardholder registers once.
  • During the Promotion Period, a successfully registered cardholder who adds an eligible principal Visa or UnionPay card to Apple Pay receives an HKD20 spending rebate.
  • The first-time adding reward is not available if the eligible card was added to Apple Pay from 2022-09-26 through 2026-06-30, and each cardholder can receive it once in the Promotion Period.
  • Eligible cards include principal Visa and UnionPay cards, including virtual cards; supplementary cards, Pacific Internet cards, and gift cards are excluded.
  • The eligible card must remain valid until the reward is credited; the account must be valid and in good financial standing when the reward is credited.
  • The reward is credited in March 2027, is for future retail transactions only, and cannot be returned, transferred, exchanged for cash or other products, or withdrawn by cash advance.
  • Apple Pay Promotion Period: 2026-07-01 – 2026-12-31
Apple Pay
Apple Pay:5% extra spending rebate
Conditions applyCashbackMinimum spending: HK$3,000.00Cap: HK$200.00 · per month
——

Category or merchant does not match. • Source-stated 5% extra rebate; HKD3,000 is an eligibility threshold, not the rate. • Limit: 200 HKD · Per Month • Limit applies to: eligible Apple Pay spending in each monthly Promotion Phase • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Eligible categories: Apple Pay • Register the Promotion during 2026-07-01 to 2026-12-31 through the Bank website or WeChat; the registration quota is 5,000 and each cardholder registers once. • After successful registration, accumulate eligible retail spending of HKD3,000 or above in each monthly Promotion Phase using the physical card and/or Apple Pay; receive an extra 5% rebate on eligible Apple Pay spending in that phase. • The reward is capped at HKD200 in each Promotion Phase and HKD1,200 for the entire Promotion Period. • Eligible transactions are local retail, foreign non-HKD retail, and online retail transactions paid by physical card or Apple Pay. • Exclude cash advances, Octopus add-value, UnionPay QR/App transactions, electronic wallets, instalments, MPF/SVC, balance transfers, online bills, casino chips, tax, traveller's cheques, insurance, card charges, other redemption fees, designated RMB categories, and other transactions designated by the Bank. • RMB1 spent in Mainland China by a CUP Dual Currency Credit Card equals HKD1 for the spending threshold. • Spending on more than one principal card cannot be combined; supplementary-card transactions combine with the principal account but the supplementary card does not receive the reward. • Transactions must post before the reward is credited; cancelled, refunded, fraudulent, unauthorized, or unposted transactions do not qualify. The account must remain valid and in good standing.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: Apple Pay · Type: category
  • Requirements: Period spend ≥: HK$3,000.00
  • Benefit limit: Amount: 200 · Applies to: eligible Apple Pay spending in each monthly Promotion Phase · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: Source stated 5% extra rebate; HKD3,000 is an eligibility threshold, not the rate.
  • Application or registration is required.
  • Register the Promotion during 2026-07-01 to 2026-12-31 through the Bank website or WeChat; the registration quota is 5,000 and each cardholder registers once.
  • After successful registration, accumulate eligible retail spending of HKD3,000 or above in each monthly Promotion Phase using the physical card and/or Apple Pay; receive an extra 5% rebate on eligible Apple Pay spending in that phase.
  • The reward is capped at HKD200 in each Promotion Phase and HKD1,200 for the entire Promotion Period.
  • Eligible transactions are local retail, foreign non-HKD retail, and online retail transactions paid by physical card or Apple Pay.
  • Exclude cash advances, Octopus add-value, UnionPay QR/App transactions, electronic wallets, instalments, MPF/SVC, balance transfers, online bills, casino chips, tax, traveller's cheques, insurance, card charges, other redemption fees, designated RMB categories, and other transactions designated by the Bank.
  • RMB1 spent in Mainland China by a CUP Dual Currency Credit Card equals HKD1 for the spending threshold.
  • Spending on more than one principal card cannot be combined; supplementary-card transactions combine with the principal account but the supplementary card does not receive the reward.
  • Transactions must post before the reward is credited; cancelled, refunded, fraudulent, unauthorized, or unposted transactions do not qualify. The account must remain valid and in good standing.
  • Apple Pay Promotion Period: 2026-07-01 – 2026-12-31
Mainland China spending
中國內地簽賬:5% spending rebate
Conditions applyCashbackMinimum spending: HK$2,000.00Cap: HK$300.00 · per month
——

Category or merchant does not match. • Source-stated 5% cash rebate; HKD2,000 is an eligibility threshold, not the rate. • Limit: 300 HKD · Per Month • Limit applies to: eligible RMB/MOP retail spending in each promotion phase • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 2000 • Eligible categories: 中國內地簽賬 • Register through the Bank website or WeChat during the Promotion Period; the quota is 5,000 and successful registration once enrolls all eligible cards under the cardholder's HKID. • After registration, accumulate RMB and/or MOP eligible retail transactions of HKD2,000 or more in each promotion phase to receive a 5% cash rebate. • The source phase table lists phases 1-3 in 2026, phases 4-7 in 2025, and phases 8-12 in 2026, while clause 2 states an overall 2026 Promotion Period; this source wording is preserved without date correction. • The rebate is capped at HKD300 in each phase and HKD3,600 for the entire Promotion Period. • Eligible transactions include RMB and/or MOP retail spending, UnionPay QR/App retail spending, online retail spending, and purchases by post, fax, or phone during the Promotion Period. • For an eligible Mainland China transaction, RMB1 equals HKD1 for rebate calculation. • Exclude RMB transportation transactions under the separate Travel & Earn promotion, cash advances, Octopus automatic add value, electronic wallets, instalments, MPF/SVC, balance transfers, online bills, casino chips, tax, traveller's cheques, insurance, card charges, other redemption fees, and designated RMB categories including property, wholesale, hospital, and tuition payments. • Eligible spending is counted by credit-card number and multiple principal-card accounts cannot be combined; supplementary-card transactions combine with the principal account but the supplementary card does not receive the rebate. • Transactions must post within the applicable phase; cancelled, refunded, fraudulent, unauthorized, or unposted transactions do not qualify. The account must be valid and in good financial standing. • The rebate is credited to the principal-card account in the month after the transaction, is rounded to the nearest whole number, and is for future retail spending only; it cannot be transferred, exchanged for cash, or used as a cash advance. • The Bank may debit the rebate value if a related transaction is cancelled after the Promotion Period and may vary or terminate the Promotion without prior notice.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 中國內地簽賬 · Type: category
  • Requirements: Period spend ≥: HK$2,000.00
  • Benefit limit: Amount: 300 · Applies to: eligible RMB/MOP retail spending in each promotion phase · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: Source stated 5% cash rebate; HKD2,000 is an eligibility threshold, not the rate.
  • Application or registration is required.
  • Register through the Bank website or WeChat during the Promotion Period; the quota is 5,000 and successful registration once enrolls all eligible cards under the cardholder's HKID.
  • After registration, accumulate RMB and/or MOP eligible retail transactions of HKD2,000 or more in each promotion phase to receive a 5% cash rebate.
  • The source phase table lists phases 1-3 in 2026, phases 4-7 in 2025, and phases 8-12 in 2026, while clause 2 states an overall 2026 Promotion Period; this source wording is preserved without date correction.
  • The rebate is capped at HKD300 in each phase and HKD3,600 for the entire Promotion Period.
  • Eligible transactions include RMB and/or MOP retail spending, UnionPay QR/App retail spending, online retail spending, and purchases by post, fax, or phone during the Promotion Period.
  • For an eligible Mainland China transaction, RMB1 equals HKD1 for rebate calculation.
  • Exclude RMB transportation transactions under the separate Travel & Earn promotion, cash advances, Octopus automatic add value, electronic wallets, instalments, MPF/SVC, balance transfers, online bills, casino chips, tax, traveller's cheques, insurance, card charges, other redemption fees, and designated RMB categories including property, wholesale, hospital, and tuition payments.
  • Eligible spending is counted by credit-card number and multiple principal-card accounts cannot be combined; supplementary-card transactions combine with the principal account but the supplementary card does not receive the rebate.
  • Transactions must post within the applicable phase; cancelled, refunded, fraudulent, unauthorized, or unposted transactions do not qualify. The account must be valid and in good financial standing.
  • The rebate is credited to the principal-card account in the month after the transaction, is rounded to the nearest whole number, and is for future retail spending only; it cannot be transferred, exchanged for cash, or used as a cash advance.
  • The Bank may debit the rebate value if a related transaction is cancelled after the Promotion Period and may vary or terminate the Promotion without prior notice.
  • RMB/MOP Promotion Period: 2026-01-01 – 2026-12-31
Macau spending
澳門簽賬:5% spending rebate
Conditions applyCashbackMinimum spending: HK$2,000.00Cap: HK$300.00 · per month
——

Category or merchant does not match. • Source-stated 5% cash rebate; HKD2,000 is an eligibility threshold, not the rate. • Limit: 300 HKD · Per Month • Limit applies to: eligible RMB/MOP retail spending in each promotion phase • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 2000 • Eligible categories: 澳門簽賬 • Register through the Bank website or WeChat during the Promotion Period; the quota is 5,000 and successful registration once enrolls all eligible cards under the cardholder's HKID. • After registration, accumulate RMB and/or MOP eligible retail transactions of HKD2,000 or more in each promotion phase to receive a 5% cash rebate. • The source phase table lists phases 1-3 in 2026, phases 4-7 in 2025, and phases 8-12 in 2026, while clause 2 states an overall 2026 Promotion Period; this source wording is preserved without date correction. • The rebate is capped at HKD300 in each phase and HKD3,600 for the entire Promotion Period. • Eligible transactions include RMB and/or MOP retail spending, UnionPay QR/App retail spending, online retail spending, and purchases by post, fax, or phone during the Promotion Period. • For an eligible Mainland China transaction, RMB1 equals HKD1 for rebate calculation. • Exclude RMB transportation transactions under the separate Travel & Earn promotion, cash advances, Octopus automatic add value, electronic wallets, instalments, MPF/SVC, balance transfers, online bills, casino chips, tax, traveller's cheques, insurance, card charges, other redemption fees, and designated RMB categories including property, wholesale, hospital, and tuition payments. • Eligible spending is counted by credit-card number and multiple principal-card accounts cannot be combined; supplementary-card transactions combine with the principal account but the supplementary card does not receive the rebate. • Transactions must post within the applicable phase; cancelled, refunded, fraudulent, unauthorized, or unposted transactions do not qualify. The account must be valid and in good financial standing. • The rebate is credited to the principal-card account in the month after the transaction, is rounded to the nearest whole number, and is for future retail spending only; it cannot be transferred, exchanged for cash, or used as a cash advance. • The Bank may debit the rebate value if a related transaction is cancelled after the Promotion Period and may vary or terminate the Promotion without prior notice.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 澳門簽賬 · Type: category
  • Requirements: Period spend ≥: HK$2,000.00
  • Benefit limit: Amount: 300 · Applies to: eligible RMB/MOP retail spending in each promotion phase · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: Source stated 5% cash rebate; HKD2,000 is an eligibility threshold, not the rate.
  • Application or registration is required.
  • Register through the Bank website or WeChat during the Promotion Period; the quota is 5,000 and successful registration once enrolls all eligible cards under the cardholder's HKID.
  • After registration, accumulate RMB and/or MOP eligible retail transactions of HKD2,000 or more in each promotion phase to receive a 5% cash rebate.
  • The source phase table lists phases 1-3 in 2026, phases 4-7 in 2025, and phases 8-12 in 2026, while clause 2 states an overall 2026 Promotion Period; this source wording is preserved without date correction.
  • The rebate is capped at HKD300 in each phase and HKD3,600 for the entire Promotion Period.
  • Eligible transactions include RMB and/or MOP retail spending, UnionPay QR/App retail spending, online retail spending, and purchases by post, fax, or phone during the Promotion Period.
  • For an eligible Mainland China transaction, RMB1 equals HKD1 for rebate calculation.
  • Exclude RMB transportation transactions under the separate Travel & Earn promotion, cash advances, Octopus automatic add value, electronic wallets, instalments, MPF/SVC, balance transfers, online bills, casino chips, tax, traveller's cheques, insurance, card charges, other redemption fees, and designated RMB categories including property, wholesale, hospital, and tuition payments.
  • Eligible spending is counted by credit-card number and multiple principal-card accounts cannot be combined; supplementary-card transactions combine with the principal account but the supplementary card does not receive the rebate.
  • Transactions must post within the applicable phase; cancelled, refunded, fraudulent, unauthorized, or unposted transactions do not qualify. The account must be valid and in good financial standing.
  • The rebate is credited to the principal-card account in the month after the transaction, is rounded to the nearest whole number, and is for future retail spending only; it cannot be transferred, exchanged for cash, or used as a cash advance.
  • The Bank may debit the rebate value if a related transaction is cancelled after the Promotion Period and may vary or terminate the Promotion without prior notice.
  • RMB/MOP Promotion Period: 2026-01-01 – 2026-12-31
Transport
交通:5% credit rebate
Conditions applyCashbackCap: HK$100.00 · per month
——

Category or merchant does not match. • Source-stated 5% credit rebate; no minimum spend is stated. • Limit: 100 HKD · Per Month • Limit applies to: eligible GBA travel expenses in each month • Application, registration or activation required. See conditions. • Eligible categories: 交通 • Applicable to principal UnionPay Dual Currency credit cards issued by the Bank; supplementary cards, Pacific Internet cards, and gift cards are excluded. • Register online or through WeChat; eligible expense is counted from the month in which the eligible account successfully registers. • Registered cardholders receive a source-stated 5% credit rebate on any eligible travel expense during 2026. • Eligible travel expense covers Hong Kong, Macau, Mainland China, and cross-border tunnel, highway and bridge tolls; petrol-station fuel; parking; electric-vehicle charging; car repair and maintenance; auto detailing; and designated public transport including MTR, buses, ferries, trams, light rail, high-speed rail, Turbo Jet, water jets, cross-border buses, intercity trains, subways, and Mainland public buses. • Exclude cash advances and related fees, Octopus automatic add value, electronic wallets, instalments, split transactions, balance transfers, tax, traveller's cheques, insurance, credit-card charges, other redemption fees, cancelled, returned, fraudulent, and unposted transactions, and other transactions designated by the Bank. • Supplementary-card travel expense combines with the related principal account. The account maximum is HKD100 credit rebate per month, credited by the end of the following month; rebate is rounded to the nearest integer and amounts below HKD1 are not awarded. • For Mainland China transactions, RMB1 equals HKD1 for this promotion. Multiple eligible credit-card accounts cannot combine spending. • The account must be valid and in good financial standing when the rebate is credited. The Bank may debit the rebate after a cancellation, refund, or fraudulent act and may determine eligibility from its transaction record.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 交通 · Type: category
  • Benefit limit: Amount: 100 · Applies to: eligible GBA travel expenses in each month · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: Source stated 5% credit rebate; no minimum spend is stated.
  • Application or registration is required.
  • Applicable to principal UnionPay Dual Currency credit cards issued by the Bank; supplementary cards, Pacific Internet cards, and gift cards are excluded.
  • Register online or through WeChat; eligible expense is counted from the month in which the eligible account successfully registers.
  • Registered cardholders receive a source-stated 5% credit rebate on any eligible travel expense during 2026.
  • Eligible travel expense covers Hong Kong, Macau, Mainland China, and cross-border tunnel, highway and bridge tolls; petrol-station fuel; parking; electric-vehicle charging; car repair and maintenance; auto detailing; and designated public transport including MTR, buses, ferries, trams, light rail, high-speed rail, Turbo Jet, water jets, cross-border buses, intercity trains, subways, and Mainland public buses.
  • Exclude cash advances and related fees, Octopus automatic add value, electronic wallets, instalments, split transactions, balance transfers, tax, traveller's cheques, insurance, credit-card charges, other redemption fees, cancelled, returned, fraudulent, and unposted transactions, and other transactions designated by the Bank.
  • Supplementary-card travel expense combines with the related principal account. The account maximum is HKD100 credit rebate per month, credited by the end of the following month; rebate is rounded to the nearest integer and amounts below HKD1 are not awarded.
  • For Mainland China transactions, RMB1 equals HKD1 for this promotion. Multiple eligible credit-card accounts cannot combine spending.
  • The account must be valid and in good financial standing when the rebate is credited. The Bank may debit the rebate after a cancellation, refund, or fraudulent act and may determine eligibility from its transaction record.
  • GBA Travel Promotion Period: 2026-01-01 – 2026-12-31
0707/BocBoc Chill World Master CardBoc Chill World Master Card5%HK$50.00
Boc Chill World Master Card
07Boc

Boc Chill World Master Card

Conditions apply

HK$50.005%
Overseas spending
HK$46.004.6%
CashbackCap: HK$150.00 · per month
CapHK$46.00 / HK$150.00
Calculation
Total savingHK$50.00
  • BOC Chill World Mastercard overseas spending extra 4.6% cash rebate: HK$46.00
  • BOC Chill World Mastercard earns 1 Gift Point per HK$1 of eligible spend: HK$4.00
Terms & conditions

Calculation assumptions

  • Confirm offer eligibility: Document: Original transaction sales slips or official payment records, and further documents if requested for verification..
  • Assumes the full reward limit is still available. Combined extra cashback from the Overseas and Online Spending and Chill Merchant offers per credit card account per calendar month.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Document: Original transaction sales slips or official payment records, and further documents if requested for verification.
  • Limit: 150 HKD · Per Month
  • Limit applies to: Combined extra cashback from the Overseas and Online Spending and Chill Merchant offers per credit card account per calendar month.
  • Eligible categories: 海外簽賬
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  • Cash-equivalent calculation: 1 Gift Point per HK$1 spend; 25,000 Gift Points = HK$100; HK$100 ÷ 25,000 = HK$0.004 per point; HK$0.004 ÷ HK$1 × 100 = 0.4%. The full Gift Point redemption rules are not included in the retained files.
  • Limit: unlimited.
  • Limit applies to: Base Gift Point cash-equivalent reward per credit card account.
  • Applies to all eligible spending, subject to the conditions.
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BOC Chill World Mastercard overseas spending extra 4.6% cash rebate

  • Eligibility: Audience: all · Document: Original transaction sales slips or official payment records, and further documents if requested for verification.
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Amount: 150 · Applies to: Combined extra cashback from the Overseas and Online Spending and Chill Merchant offers per credit card account per calendar month. · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • The source-stated extra rebate is 4.6%; the advertised 5% total includes the shared 0.4% Gift Point reward. Do not count 5% as an extra rebate. Overseas retail spending may be physical or online and must settle in foreign currency. Foreign-currency spending settled in HKD is excluded. The monthly HKD150 extra-rebate cap is shared with the Chill Merchant offer; when both promotions qualify, the higher rate applies. The promotion ends on 31 December 2026 by transaction date. Cash rebate is based on net spend. Only eligible transactions posted within 7 days of the transaction date count. Additional-card spending is combined with main-card spending. The account must remain valid and in good standing during the promotion and when the rebate is awarded; fraudulent, unauthorised, unposted, cancelled and refunded transactions are excluded. The terms also exclude e-wallets, instant rewards, cash advances, balance transfers, autopay, Octopus add-value, instalments, annual and finance charges, utility and bill payments, designated online payment systems, stored-value and e-wallet reloads, person-to-person transfers, financial-institution transactions, gambling, donations and other company-designated categories. The Company determines eligible transaction and merchant codes.
  • Eligible transaction date; the source states the promotion runs from now until 31 December 2026.: Now – 2026-12-31

BOC Chill World Mastercard earns 1 Gift Point per HK$1 of eligible spend

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: Base Gift Point cash equivalent reward per credit card account. · Currency: HKD · Period: per month · Type: unlimited · Unit: currency
  • Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 spend; 25,000 Gift Points = HK$100; HK$100 ÷ 25,000 = HK$0.004 per point; HK$0.004 ÷ HK$1 × 100 = 0.4%. The full Gift Point redemption rules are not included in the retained files.
  • The base point reward is shared across BOC Chill card variants and is counted once. It is already included in the published 5% and 10% cash-rebate totals. Eligible retail transactions and mobile payments are subject to the source terms' exclusions and posting rules. The full Gift Point programme terms are not included in the retained files.
  • Eligible transaction date; the source states the promotion runs from now until 31 December 2026.: Now – 2026-12-31
Other offers
Online shopping
BOC Chill World Mastercard online spending extra 4.6% cash rebate
CashbackCap: HK$150.00 · per month
——

Category or merchant does not match. • Document: Original transaction sales slips or official payment records, and further documents if requested for verification. • Limit: 150 HKD · Per Month • Limit applies to: Combined extra cashback from the Overseas and Online Spending and Chill Merchant offers per credit card account per calendar month. • Eligible categories: 網上購物 • T • h • e • • s • o • u • r • c • e • - • s • t • a • t • e • d • • e • x • t • r • a • • r • e • b • a • t • e • • i • s • • 4 • . • 6 • % • ; • • t • h • e • • a • d • v • e • r • t • i • s • e • d • • 5 • % • • t • o • t • a • l • • i • n • c • l • u • d • e • s • • t • h • e • • s • h • a • r • e • d • • 0 • . • 4 • % • • G • i • f • t • • P • o • i • n • t • • r • e • w • a • r • d • . • • D • o • • n • o • t • • c • o • u • n • t • • 5 • % • • a • s • • a • n • • e • x • t • r • a • • r • e • b • a • t • e • . • • O • n • l • i • n • e • • s • p • e • n • d • i • n • g • • c • o • v • e • r • s • • r • e • t • a • i • l • • t • r • a • n • s • a • c • t • i • o • n • s • • t • h • r • o • u • g • h • • o • n • l • i • n • e • • c • h • a • n • n • e • l • s • , • • r • e • g • a • r • d • l • e • s • s • • o • f • • c • o • u • n • t • r • y • • o • r • • c • u • r • r • e • n • c • y • . • • T • h • e • • a • m • o • u • n • t • • u • s • e • s • • t • h • e • • H • K • D • • a • m • o • u • n • t • • p • o • s • t • e • d • • a • f • t • e • r • • c • o • n • v • e • r • s • i • o • n • . • • T • h • e • • m • o • n • t • h • l • y • • H • K • D • 1 • 5 • 0 • • e • x • t • r • a • - • r • e • b • a • t • e • • c • a • p • • i • s • • s • h • a • r • e • d • • w • i • t • h • • t • h • e • • C • h • i • l • l • • M • e • r • c • h • a • n • t • • o • f • f • e • r • ; • • w • h • e • n • • b • o • t • h • • p • r • o • m • o • t • i • o • n • s • • q • u • a • l • i • f • y • , • • t • h • e • • h • i • g • h • e • r • • r • a • t • e • • a • p • p • l • i • e • s • . • • T • h • e • • p • r • o • m • o • t • i • o • n • • e • n • d • s • • o • n • • 3 • 1 • • D • e • c • e • m • b • e • r • • 2 • 0 • 2 • 6 • • b • y • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • . • • C • a • s • h • • r • e • b • a • t • e • • i • s • • b • a • s • e • d • • o • n • • n • e • t • • s • p • e • n • d • . • • O • n • l • y • • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • p • o • s • t • e • d • • w • i • t • h • i • n • • 7 • • d • a • y • s • • o • f • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • • c • o • u • n • t • . • • A • d • d • i • t • i • o • n • a • l • - • c • a • r • d • • s • p • e • n • d • i • n • g • • i • s • • c • o • m • b • i • n • e • d • • w • i • t • h • • m • a • i • n • - • c • a • r • d • • s • p • e • n • d • i • n • g • . • • T • h • e • • a • c • c • o • u • n • t • • m • u • s • t • • r • e • m • a • i • n • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • • d • u • r • i • n • g • • t • h • e • • p • r • o • m • o • t • i • o • n • • a • n • d • • w • h • e • n • • t • h • e • • r • e • b • a • t • e • • i • s • • a • w • a • r • d • e • d • ; • • f • r • a • u • d • u • l • e • n • t • , • • u • n • a • u • t • h • o • r • i • s • e • d • , • • u • n • p • o • s • t • e • d • , • • c • a • n • c • e • l • l • e • d • • a • n • d • • r • e • f • u • n • d • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • • a • r • e • • e • x • c • l • u • d • e • d • . • • T • h • e • • t • e • r • m • s • • a • l • s • o • • e • x • c • l • u • d • e • • e • - • w • a • l • l • e • t • s • , • • i • n • s • t • a • n • t • • r • e • w • a • r • d • s • , • • c • a • s • h • • a • d • v • a • n • c • e • s • , • • b • a • l • a • n • c • e • • t • r • a • n • s • f • e • r • s • , • • a • u • t • o • p • a • y • , • • O • c • t • o • p • u • s • • a • d • d • - • v • a • l • u • e • , • • i • n • s • t • a • l • m • e • n • t • s • , • • a • n • n • u • a • l • • a • n • d • • f • i • n • a • n • c • e • • c • h • a • r • g • e • s • , • • u • t • i • l • i • t • y • • a • n • d • • b • i • l • l • • p • a • y • m • e • n • t • s • , • • d • e • s • i • g • n • a • t • e • d • • o • n • l • i • n • e • • p • a • y • m • e • n • t • • s • y • s • t • e • m • s • , • • s • t • o • r • e • d • - • v • a • l • u • e • • a • n • d • • e • - • w • a • l • l • e • t • • r • e • l • o • a • d • s • , • • p • e • r • s • o • n • - • t • o • - • p • e • r • s • o • n • • t • r • a • n • s • f • e • r • s • , • • f • i • n • a • n • c • i • a • l • - • i • n • s • t • i • t • u • t • i • o • n • • t • r • a • n • s • a • c • t • i • o • n • s • , • • g • a • m • b • l • i • n • g • , • • d • o • n • a • t • i • o • n • s • • a • n • d • • o • t • h • e • r • • c • o • m • p • a • n • y • - • d • e • s • i • g • n • a • t • e • d • • c • a • t • e • g • o • r • i • e • s • . • • T • h • e • • C • o • m • p • a • n • y • • d • e • t • e • r • m • i • n • e • s • • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • • a • n • d • • m • e • r • c • h • a • n • t • • c • o • d • e • s • .

  • Eligibility: Audience: all · Document: Original transaction sales slips or official payment records, and further documents if requested for verification.
  • Eligible spending: Applies to: 網上購物 · Type: category
  • Benefit limit: Amount: 150 · Applies to: Combined extra cashback from the Overseas and Online Spending and Chill Merchant offers per credit card account per calendar month. · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • The source-stated extra rebate is 4.6%; the advertised 5% total includes the shared 0.4% Gift Point reward. Do not count 5% as an extra rebate. Online spending covers retail transactions through online channels, regardless of country or currency. The amount uses the HKD amount posted after conversion. The monthly HKD150 extra-rebate cap is shared with the Chill Merchant offer; when both promotions qualify, the higher rate applies. The promotion ends on 31 December 2026 by transaction date. Cash rebate is based on net spend. Only eligible transactions posted within 7 days of the transaction date count. Additional-card spending is combined with main-card spending. The account must remain valid and in good standing during the promotion and when the rebate is awarded; fraudulent, unauthorised, unposted, cancelled and refunded transactions are excluded. The terms also exclude e-wallets, instant rewards, cash advances, balance transfers, autopay, Octopus add-value, instalments, annual and finance charges, utility and bill payments, designated online payment systems, stored-value and e-wallet reloads, person-to-person transfers, financial-institution transactions, gambling, donations and other company-designated categories. The Company determines eligible transaction and merchant codes.
  • Eligible transaction date; the source states the promotion runs from now until 31 December 2026.: Now – 2026-12-31
Other
BOC Chill World Mastercard Chill Merchants extra 9.6% cash rebate
Cashbackphysical card / apple pay / google pay / samsung payMinimum spending: HK$1,500.00Cap: HK$150.00 · per month
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Merchant eligibility cannot be established from the incomplete source list. • Document: Original transaction sales slips or official payment records, and further documents if requested for verification. • Limit: 150 HKD · Per Month • Limit applies to: Combined extra cashback from the Overseas and Online Spending and Chill Merchant offers per credit card account per calendar month. • Eligibility: Payment Methods: physical-card; apple-pay; google-pay; samsung-pay; Phase Spend Min: 1500 • Eligible categories: 其他 • T • h • e • • s • o • u • r • c • e • - • s • t • a • t • e • d • • e • x • t • r • a • • r • e • b • a • t • e • • i • s • • 9 • . • 6 • % • ; • • t • h • e • • a • d • v • e • r • t • i • s • e • d • • 1 • 0 • % • • t • o • t • a • l • • i • n • c • l • u • d • e • s • • t • h • e • • s • h • a • r • e • d • • 0 • . • 4 • % • • G • i • f • t • • P • o • i • n • t • • r • e • w • a • r • d • . • • D • o • • n • o • t • • c • o • u • n • t • • 1 • 0 • % • • a • s • • a • n • • e • x • t • r • a • • r • e • b • a • t • e • . • • E • l • i • g • i • b • l • e • • C • h • i • l • l • • M • e • r • c • h • a • n • t • • t • r • a • n • s • a • c • t • i • o • n • s • • a • r • e • • a • t • • s • e • l • e • c • t • e • d • • l • o • c • a • l • • a • n • d • • o • n • l • i • n • e • • m • e • r • c • h • a • n • t • s • . • • E • a • c • h • • c • a • l • e • n • d • a • r • • m • o • n • t • h • , • • t • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • a • c • c • u • m • u • l • a • t • e • • a • t • • l • e • a • s • t • • H • K • $ • 1 • , • 5 • 0 • 0 • • o • f • • e • l • i • g • i • b • l • e • • s • p • e • n • d • i • n • g • • w • i • t • h • • a • • p • h • y • s • i • c • a • l • • c • a • r • d • • o • r • • A • p • p • l • e • • P • a • y • , • • G • o • o • g • l • e • • P • a • y • • o • r • • S • a • m • s • u • n • g • • P • a • y • • a • t • • l • o • c • a • l • • o • r • • o • v • e • r • s • e • a • s • • p • h • y • s • i • c • a • l • • m • e • r • c • h • a • n • t • s • . • • T • h • e • • c • u • r • r • e • n • t • • m • e • r • c • h • a • n • t • • l • i • s • t • • i • s • • n • o • t • • p • r • e • s • e • n • t • • i • n • • t • h • e • • r • e • t • a • i • n • e • d • • p • a • g • e • . • • E • - • w • a • l • l • e • t • • t • r • a • n • s • a • c • t • i • o • n • s • • a • t • • d • e • s • i • g • n • a • t • e • d • • m • e • r • c • h • a • n • t • s • • a • r • e • • e • x • c • l • u • d • e • d • , • • a • n • d • • t • h • e • • C • o • m • p • a • n • y • • c • a • n • • c • h • a • n • g • e • • t • h • e • • l • i • s • t • . • • T • h • e • • m • o • n • t • h • l • y • • H • K • D • 1 • 5 • 0 • • e • x • t • r • a • - • r • e • b • a • t • e • • c • a • p • • i • s • • s • h • a • r • e • d • • w • i • t • h • • O • v • e • r • s • e • a • s • • a • n • d • • O • n • l • i • n • e • • S • p • e • n • d • i • n • g • ; • • i • f • • b • o • t • h • • p • r • o • m • o • t • i • o • n • s • • q • u • a • l • i • f • y • , • • t • h • e • • h • i • g • h • e • r • • r • a • t • e • • a • p • p • l • i • e • s • . • • T • h • e • • p • r • o • m • o • t • i • o • n • • e • n • d • s • • o • n • • 3 • 1 • • D • e • c • e • m • b • e • r • • 2 • 0 • 2 • 6 • • b • y • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • . • • C • a • s • h • • r • e • b • a • t • e • • i • s • • b • a • s • e • d • • o • n • • n • e • t • • s • p • e • n • d • . • • O • n • l • y • • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • p • o • s • t • e • d • • w • i • t • h • i • n • • 7 • • d • a • y • s • • o • f • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • • c • o • u • n • t • . • • A • d • d • i • t • i • o • n • a • l • - • c • a • r • d • • s • p • e • n • d • i • n • g • • i • s • • c • o • m • b • i • n • e • d • • w • i • t • h • • m • a • i • n • - • c • a • r • d • • s • p • e • n • d • i • n • g • . • • T • h • e • • a • c • c • o • u • n • t • • m • u • s • t • • r • e • m • a • i • n • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • • d • u • r • i • n • g • • t • h • e • • p • r • o • m • o • t • i • o • n • • a • n • d • • w • h • e • n • • t • h • e • • r • e • b • a • t • e • • i • s • • a • w • a • r • d • e • d • ; • • f • r • a • u • d • u • l • e • n • t • , • • u • n • a • u • t • h • o • r • i • s • e • d • , • • u • n • p • o • s • t • e • d • , • • c • a • n • c • e • l • l • e • d • • a • n • d • • r • e • f • u • n • d • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • • a • r • e • • e • x • c • l • u • d • e • d • . • • T • h • e • • t • e • r • m • s • • a • l • s • o • • e • x • c • l • u • d • e • • e • - • w • a • l • l • e • t • s • , • • i • n • s • t • a • n • t • • r • e • w • a • r • d • s • , • • c • a • s • h • • a • d • v • a • n • c • e • s • , • • b • a • l • a • n • c • e • • t • r • a • n • s • f • e • r • s • , • • a • u • t • o • p • a • y • , • • O • c • t • o • p • u • s • • a • d • d • - • v • a • l • u • e • , • • i • n • s • t • a • l • m • e • n • t • s • , • • a • n • n • u • a • l • • a • n • d • • f • i • n • a • n • c • e • • c • h • a • r • g • e • s • , • • u • t • i • l • i • t • y • • a • n • d • • b • i • l • l • • p • a • y • m • e • n • t • s • , • • d • e • s • i • g • n • a • t • e • d • • o • n • l • i • n • e • • p • a • y • m • e • n • t • • s • y • s • t • e • m • s • , • • s • t • o • r • e • d • - • v • a • l • u • e • • a • n • d • • e • - • w • a • l • l • e • t • • r • e • l • o • a • d • s • , • • p • e • r • s • o • n • - • t • o • - • p • e • r • s • o • n • • t • r • a • n • s • f • e • r • s • , • • f • i • n • a • n • c • i • a • l • - • i • n • s • t • i • t • u • t • i • o • n • • t • r • a • n • s • a • c • t • i • o • n • s • , • • g • a • m • b • l • i • n • g • , • • d • o • n • a • t • i • o • n • s • • a • n • d • • o • t • h • e • r • • c • o • m • p • a • n • y • - • d • e • s • i • g • n • a • t • e • d • • c • a • t • e • g • o • r • i • e • s • . • • T • h • e • • C • o • m • p • a • n • y • • d • e • t • e • r • m • i • n • e • s • • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • • a • n • d • • m • e • r • c • h • a • n • t • • c • o • d • e • s • .

  • Eligibility: Audience: all · Document: Original transaction sales slips or official payment records, and further documents if requested for verification.
  • Eligible spending: Applies to: 其他 · Type: category
  • Requirements: Pay with: physical card / apple pay / google pay / samsung pay · Period spend ≥: HK$1,500.00
  • Benefit limit: Amount: 150 · Applies to: Combined extra cashback from the Overseas and Online Spending and Chill Merchant offers per credit card account per calendar month. · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • The complete list of eligible merchants is not available.
  • The source-stated extra rebate is 9.6%; the advertised 10% total includes the shared 0.4% Gift Point reward. Do not count 10% as an extra rebate. Eligible Chill Merchant transactions are at selected local and online merchants. Each calendar month, the cardholder must accumulate at least HK$1,500 of eligible spending with a physical card or Apple Pay, Google Pay or Samsung Pay at local or overseas physical merchants. The current merchant list is not present in the retained page. E-wallet transactions at designated merchants are excluded, and the Company can change the list. The monthly HKD150 extra-rebate cap is shared with Overseas and Online Spending; if both promotions qualify, the higher rate applies. The promotion ends on 31 December 2026 by transaction date. Cash rebate is based on net spend. Only eligible transactions posted within 7 days of the transaction date count. Additional-card spending is combined with main-card spending. The account must remain valid and in good standing during the promotion and when the rebate is awarded; fraudulent, unauthorised, unposted, cancelled and refunded transactions are excluded. The terms also exclude e-wallets, instant rewards, cash advances, balance transfers, autopay, Octopus add-value, instalments, annual and finance charges, utility and bill payments, designated online payment systems, stored-value and e-wallet reloads, person-to-person transfers, financial-institution transactions, gambling, donations and other company-designated categories. The Company determines eligible transaction and merchant codes.
  • Eligible transaction date; the source states the promotion runs from now until 31 December 2026.: Now – 2026-12-31
Other
BOC Chill World Mastercard welcome offer HK$500 cash rebate
Conditions applyCashbackMinimum spending: HK$5,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • HK$500 ÷ HK$5,000 × 100 = 10% at the minimum qualifying spend. The effective rate decreases when eligible spend exceeds HK$5,000. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 5000 • Applies to all eligible spending, subject to the conditions. • T • h • e • • c • a • r • d • • a • p • p • l • i • c • a • t • i • o • n • • m • u • s • t • • b • e • • a • p • p • r • o • v • e • d • • d • u • r • i • n • g • • t • h • e • • p • r • o • m • o • t • i • o • n • • p • e • r • i • o • d • • a • n • d • • t • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • a • c • t • i • v • a • t • e • • t • h • e • • c • a • r • d • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • a • c • c • u • m • u • l • a • t • e • • H • K • $ • 5 • , • 0 • 0 • 0 • • o • f • • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • w • i • t • h • i • n • • t • h • e • • f • i • r • s • t • • m • o • n • t • h • • a • n • d • • t • h • e • • f • o • l • l • o • w • i • n • g • • t • w • o • • c • a • l • e • n • d • a • r • • m • o • n • t • h • s • • a • f • t • e • r • • c • a • r • d • • i • s • s • u • a • n • c • e • . • • E • x • i • s • t • i • n • g • • m • a • i • n • • c • a • r • d • h • o • l • d • e • r • s • • o • f • • B • O • C • • C • r • e • d • i • t • • C • a • r • d • • o • r • • B • O • C • • D • u • a • l • • C • u • r • r • e • n • c • y • • C • r • e • d • i • t • • C • a • r • d • , • • s • t • a • f • f • , • • a • n • d • • a • p • p • l • i • c • a • n • t • s • • w • h • o • • c • a • n • c • e • l • l • e • d • • o • r • • h • e • l • d • • t • h • e • • l • i • s • t • e • d • • c • a • r • d • s • • d • u • r • i • n • g • • t • h • e • • p • r • i • o • r • • 1 • 2 • • m • o • n • t • h • s • • a • r • e • • e • x • c • l • u • d • e • d • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • t • h • e • • s • o • u • r • c • e • • t • e • r • m • s • ' • • e • x • c • l • u • s • i • o • n • s • • a • n • d • • p • o • s • t • i • n • g • • r • u • l • e • s • .

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$5,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: HK$500 ÷ HK$5,000 × 100 = 10% at the minimum qualifying spend. The effective rate decreases when eligible spend exceeds HK$5,000.
  • Application or registration is required.
  • The card application must be approved during the promotion period and the cardholder must activate the card. The cardholder must accumulate HK$5,000 of eligible transactions within the first month and the following two calendar months after card issuance. Existing main cardholders of BOC Credit Card or BOC Dual Currency Credit Card, staff, and applicants who cancelled or held the listed cards during the prior 12 months are excluded. Eligible transactions are subject to the source terms' exclusions and posting rules.
  • Card application approval date; the source states the offer runs from now until 31 December 2026.: Now – 2026-12-31
Loans and installments
Chill Easy Installment 3-month handling fee rebate(優惠值未列明)
Conditions applyFinancingMinimum spending: HK$1,000.00
——

This benefit does not apply to a purchase. • The handling-fee rebate amount and rate are not stated. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1000 • A • p • p • l • i • e • s • • t • o • • B • O • C • • C • h • i • l • l • • C • a • r • d • s • • i • s • s • u • e • d • • i • n • • H • o • n • g • • K • o • n • g • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • l • o • g • • i • n • • t • o • • i • n • t • e • r • n • e • t • • o • r • • m • o • b • i • l • e • • b • a • n • k • i • n • g • • a • n • d • • s • u • c • c • e • s • s • f • u • l • l • y • • a • p • p • l • y • • f • o • r • • a • • 3 • - • m • o • n • t • h • • S • t • a • t • e • m • e • n • t • • I • n • s • t • a • l • l • m • e • n • t • • d • u • r • i • n • g • • t • h • e • • s • t • a • t • e • d • • c • a • r • d • - • i • s • s • u • a • n • c • e • • w • i • n • d • o • w • . • • E • l • i • g • i • b • l • e • • s • p • e • n • d • i • n • g • • i • s • • a • c • c • u • m • u • l • a • t • e • d • • s • p • e • n • d • i • n • g • • o • f • • a • t • • l • e • a • s • t • • H • K • $ • 1 • , • 0 • 0 • 0 • • p • o • s • t • e • d • • i • n • • t • h • e • • c • u • r • r • e • n • t • • s • t • a • t • e • m • e • n • t • • a • n • d • • m • a • y • • i • n • c • l • u • d • e • • r • e • t • a • i • l • • s • p • e • n • d • i • n • g • , • • b • a • l • a • n • c • e • • t • r • a • n • s • f • e • r • s • , • • o • n • l • i • n • e • • b • i • l • l • • p • a • y • m • e • n • t • s • • a • n • d • • J • E • T • • p • a • y • m • e • n • t • s • ; • • t • h • e • • s • o • u • r • c • e • • l • i • s • t • s • • e • x • c • l • u • s • i • o • n • s • . • • T • h • e • • h • a • n • d • l • i • n • g • • f • e • e • • i • s • • f • i • r • s • t • • c • h • a • r • g • e • d • • a • n • d • • t • h • e • n • • c • r • e • d • i • t • e • d • • a • s • • c • a • s • h • • r • e • b • a • t • e • • w • i • t • h • i • n • • t • h • r • e • e • • m • o • n • t • h • s • . • • A • n • y • • a • p • p • l • i • c • a • b • l • e • • m • o • n • t • h • l • y • • h • a • n • d • l • i • n • g • • f • e • e • • o • r • • u • p • f • r • o • n • t • • a • d • m • i • n • i • s • t • r • a • t • i • o • n • • f • e • e • • d • e • p • e • n • d • s • • o • n • • t • h • e • • i • n • s • t • a • l • l • m • e • n • t • • a • m • o • u • n • t • , • • r • e • p • a • y • m • e • n • t • • p • e • r • i • o • d • • a • n • d • • a • c • c • o • u • n • t • • s • t • a • t • u • s • . • • T • h • e • • a • p • p • l • i • c • a • t • i • o • n • • s • c • r • e • e • n • • s • t • a • t • e • s • • t • h • e • • a • m • o • u • n • t • • a • n • d • • A • P • R • .

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Requirements: Period spend ≥: HK$1,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The handling fee rebate amount and rate are not stated.
  • Application or registration is required.
  • Applies to BOC Chill Cards issued in Hong Kong. The cardholder must log in to internet or mobile banking and successfully apply for a 3-month Statement Installment during the stated card-issuance window. Eligible spending is accumulated spending of at least HK$1,000 posted in the current statement and may include retail spending, balance transfers, online bill payments and JET payments; the source lists exclusions. The handling fee is first charged and then credited as cash rebate within three months. Any applicable monthly handling fee or upfront administration fee depends on the installment amount, repayment period and account status. The application screen states the amount and APR.
Sports and outdoors
Chill Date Pickle & Treat Pickleball Experience Class ticket HK$0
Conditions applyPromotional PriceMinimum spending: HK$1,500.00Cap: 2 item · promotion total
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This benefit does not apply to a purchase. • The source states a HK$0 ticket price but does not state a comparison price. • Limit: 2 item · Promotion Total • Limit applies to: Event tickets per eligible credit card account. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1500 • R • e • d • e • e • m • • t • h • r • o • u • g • h • • t • h • e • • d • e • s • i • g • n • a • t • e • d • • H • K • • T • i • c • k • e • t • i • n • g • • p • a • g • e • • f • r • o • m • • 7 • • O • c • t • o • b • e • r • • t • o • • 3 • 1 • • O • c • t • o • b • e • r • • 2 • 0 • 2 • 6 • ; • • t • i • c • k • e • t • s • • a • r • e • • l • i • m • i • t • e • d • • a • n • d • • f • i • r • s • t • • c • o • m • e • , • • f • i • r • s • t • • s • e • r • v • e • d • . • • A • • n • e • w • • H • K • • T • i • c • k • e • t • i • n • g • • a • c • c • o • u • n • t • • i • s • • r • e • q • u • i • r • e • d • . • • T • h • e • • t • i • c • k • e • t • • p • r • i • c • e • • i • s • • H • K • $ • 0 • , • • b • u • t • • t • h • e • • T • i • c • k • e • t • i • n • g • • P • l • a • t • f • o • r • m • • h • a • n • d • l • i • n • g • • f • e • e • • i • s • • p • a • y • a • b • l • e • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • m • a • k • e • • a • t • • l • e • a • s • t • • H • K • $ • 1 • , • 5 • 0 • 0 • • o • f • • r • e • t • a • i • l • • t • r • a • n • s • a • c • t • i • o • n • s • • f • o • r • • e • a • c • h • • e • v • e • n • t • • t • i • c • k • e • t • • w • i • t • h • i • n • • t • w • o • • m • o • n • t • h • s • • a • f • t • e • r • • t • h • e • • e • v • e • n • t • • d • a • t • e • ; • • t • w • o • • t • i • c • k • e • t • s • • r • e • q • u • i • r • e • • H • K • $ • 3 • , • 0 • 0 • 0 • . • • I • f • • t • h • e • • s • p • e • n • d • • c • o • n • d • i • t • i • o • n • • i • s • • n • o • t • • m • e • t • , • • t • h • e • • C • o • m • p • a • n • y • • m • a • y • • d • e • d • u • c • t • • H • K • $ • 3 • 5 • 0 • • p • e • r • • t • i • c • k • e • t • . • • C • h • i • l • d • r • e • n • • u • n • d • e • r • • 1 • 2 • • m • u • s • t • • b • e • • a • c • c • o • m • p • a • n • i • e • d • • b • y • • a • n • • a • d • u • l • t • ; • • a • l • l • • a • t • t • e • n • d • e • e • s • • m • u • s • t • • s • i • g • n • • t • h • e • • a • c • t • i • v • i • t • y • • l • i • a • b • i • l • i • t • y • • w • a • i • v • e • r • , • • a • n • d • • a • • p • a • r • e • n • t • • o • r • • g • u • a • r • d • i • a • n • • m • u • s • t • • c • o • m • p • l • e • t • e • • i • t • • f • o • r • • a • t • t • e • n • d • e • e • s • • u • n • d • e • r • • 1 • 8 • .

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Requirements: Period spend ≥: HK$1,500.00
  • Benefit limit: Amount: 2 · Applies to: Event tickets per eligible credit card account. · Period: promotion total · Type: limited · Unit: item
  • Percentage note: The source states a HK$0 ticket price but does not state a comparison price.
  • Application or registration is required.
  • Redeem through the designated HK Ticketing page from 7 October to 31 October 2026; tickets are limited and first come, first served. A new HK Ticketing account is required. The ticket price is HK$0, but the Ticketing Platform handling fee is payable. The cardholder must make at least HK$1,500 of retail transactions for each event ticket within two months after the event date; two tickets require HK$3,000. If the spend condition is not met, the Company may deduct HK$350 per ticket. Children under 12 must be accompanied by an adult; all attendees must sign the activity liability waiver, and a parent or guardian must complete it for attendees under 18.
  • Ticket redemption period, inclusive.: 2026-10-07 – 2026-10-31
Mobile payments
BOC Chill World Mastercard local mobile payment extra 4.6% cash rebate
Cashbackapple pay / google pay / samsung payCap: HK$150.00 · per month
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Category or merchant does not match. • Document: Original transaction sales slips or official payment records, and further documents if requested for verification. • Limit: 150 HKD · Per Month • Limit applies to: Combined extra cashback from the Overseas and Online Spending and Chill Merchant offers per credit card account per calendar month. • Eligibility: Payment Methods: apple-pay; google-pay; samsung-pay • Eligible categories: 手機支付 • T • h • e • • s • o • u • r • c • e • - • s • t • a • t • e • d • • e • x • t • r • a • • r • e • b • a • t • e • • i • s • • 4 • . • 6 • % • ; • • t • h • e • • a • d • v • e • r • t • i • s • e • d • • 5 • % • • t • o • t • a • l • • i • n • c • l • u • d • e • s • • t • h • e • • s • h • a • r • e • d • • 0 • . • 4 • % • • G • i • f • t • • P • o • i • n • t • • r • e • w • a • r • d • . • • D • o • • n • o • t • • c • o • u • n • t • • 5 • % • • a • s • • a • n • • e • x • t • r • a • • r • e • b • a • t • e • . • • L • o • c • a • l • • c • o • n • t • a • c • t • l • e • s • s • • m • o • b • i • l • e • • p • a • y • m • e • n • t • s • • a • r • e • • i • n • c • l • u • d • e • d • • b • y • • t • h • e • • a • p • p • l • i • e • d • • c • l • a • r • i • f • i • c • a • t • i • o • n • . • • T • h • e • • e • l • i • g • i • b • l • e • • m • o • b • i • l • e • • p • a • y • m • e • n • t • • i • d • e • n • t • i • f • i • e • r • s • • a • r • e • • A • p • p • l • e • • P • a • y • , • • G • o • o • g • l • e • • P • a • y • • a • n • d • • S • a • m • s • u • n • g • • P • a • y • . • • T • h • e • • a • d • v • e • r • t • i • s • e • d • • 5 • % • • t • o • t • a • l • • i • n • c • l • u • d • e • s • • t • h • e • • s • h • a • r • e • d • • 0 • . • 4 • % • • G • i • f • t • • P • o • i • n • t • • r • e • w • a • r • d • . • • T • h • e • • m • o • n • t • h • l • y • • H • K • D • 1 • 5 • 0 • • e • x • t • r • a • - • r • e • b • a • t • e • • c • a • p • • i • s • • s • h • a • r • e • d • • w • i • t • h • • t • h • e • • C • h • i • l • l • • M • e • r • c • h • a • n • t • • o • f • f • e • r • ; • • w • h • e • n • • b • o • t • h • • p • r • o • m • o • t • i • o • n • s • • q • u • a • l • i • f • y • , • • t • h • e • • h • i • g • h • e • r • • r • a • t • e • • a • p • p • l • i • e • s • . • • T • h • e • • p • r • o • m • o • t • i • o • n • • e • n • d • s • • o • n • • 3 • 1 • • D • e • c • e • m • b • e • r • • 2 • 0 • 2 • 6 • • b • y • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • . • • C • a • s • h • • r • e • b • a • t • e • • i • s • • b • a • s • e • d • • o • n • • n • e • t • • s • p • e • n • d • . • • O • n • l • y • • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • p • o • s • t • e • d • • w • i • t • h • i • n • • 7 • • d • a • y • s • • o • f • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • • c • o • u • n • t • . • • A • d • d • i • t • i • o • n • a • l • - • c • a • r • d • • s • p • e • n • d • i • n • g • • i • s • • c • o • m • b • i • n • e • d • • w • i • t • h • • m • a • i • n • - • c • a • r • d • • s • p • e • n • d • i • n • g • . • • T • h • e • • a • c • c • o • u • n • t • • m • u • s • t • • r • e • m • a • i • n • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • • d • u • r • i • n • g • • t • h • e • • p • r • o • m • o • t • i • o • n • • a • n • d • • w • h • e • n • • t • h • e • • r • e • b • a • t • e • • i • s • • a • w • a • r • d • e • d • ; • • f • r • a • u • d • u • l • e • n • t • , • • u • n • a • u • t • h • o • r • i • s • e • d • , • • u • n • p • o • s • t • e • d • , • • c • a • n • c • e • l • l • e • d • • a • n • d • • r • e • f • u • n • d • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • • a • r • e • • e • x • c • l • u • d • e • d • . • • T • h • e • • t • e • r • m • s • • a • l • s • o • • e • x • c • l • u • d • e • • e • - • w • a • l • l • e • t • s • , • • i • n • s • t • a • n • t • • r • e • w • a • r • d • s • , • • c • a • s • h • • a • d • v • a • n • c • e • s • , • • b • a • l • a • n • c • e • • t • r • a • n • s • f • e • r • s • , • • a • u • t • o • p • a • y • , • • O • c • t • o • p • u • s • • a • d • d • - • v • a • l • u • e • , • • i • n • s • t • a • l • m • e • n • t • s • , • • a • n • n • u • a • l • • a • n • d • • f • i • n • a • n • c • e • • c • h • a • r • g • e • s • , • • u • t • i • l • i • t • y • • a • n • d • • b • i • l • l • • p • a • y • m • e • n • t • s • , • • d • e • s • i • g • n • a • t • e • d • • o • n • l • i • n • e • • p • a • y • m • e • n • t • • s • y • s • t • e • m • s • , • • s • t • o • r • e • d • - • v • a • l • u • e • • a • n • d • • e • - • w • a • l • l • e • t • • r • e • l • o • a • d • s • , • • p • e • r • s • o • n • - • t • o • - • p • e • r • s • o • n • • t • r • a • n • s • f • e • r • s • , • • f • i • n • a • n • c • i • a • l • - • i • n • s • t • i • t • u • t • i • o • n • • t • r • a • n • s • a • c • t • i • o • n • s • , • • g • a • m • b • l • i • n • g • , • • d • o • n • a • t • i • o • n • s • • a • n • d • • o • t • h • e • r • • c • o • m • p • a • n • y • - • d • e • s • i • g • n • a • t • e • d • • c • a • t • e • g • o • r • i • e • s • . • • T • h • e • • C • o • m • p • a • n • y • • d • e • t • e • r • m • i • n • e • s • • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • • a • n • d • • m • e • r • c • h • a • n • t • • c • o • d • e • s • .

  • Eligibility: Audience: all · Document: Original transaction sales slips or official payment records, and further documents if requested for verification.
  • Eligible spending: Applies to: 手機支付 · Type: category
  • Requirements: Pay with: apple pay / google pay / samsung pay
  • Benefit limit: Amount: 150 · Applies to: Combined extra cashback from the Overseas and Online Spending and Chill Merchant offers per credit card account per calendar month. · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • The source-stated extra rebate is 4.6%; the advertised 5% total includes the shared 0.4% Gift Point reward. Do not count 5% as an extra rebate. Local contactless mobile payments are included by the applied clarification. The eligible mobile payment identifiers are Apple Pay, Google Pay and Samsung Pay. The advertised 5% total includes the shared 0.4% Gift Point reward. The monthly HKD150 extra-rebate cap is shared with the Chill Merchant offer; when both promotions qualify, the higher rate applies. The promotion ends on 31 December 2026 by transaction date. Cash rebate is based on net spend. Only eligible transactions posted within 7 days of the transaction date count. Additional-card spending is combined with main-card spending. The account must remain valid and in good standing during the promotion and when the rebate is awarded; fraudulent, unauthorised, unposted, cancelled and refunded transactions are excluded. The terms also exclude e-wallets, instant rewards, cash advances, balance transfers, autopay, Octopus add-value, instalments, annual and finance charges, utility and bill payments, designated online payment systems, stored-value and e-wallet reloads, person-to-person transfers, financial-institution transactions, gambling, donations and other company-designated categories. The Company determines eligible transaction and merchant codes.
  • Eligible transaction date; the source states the promotion runs from now until 31 December 2026.: Now – 2026-12-31
0808/BocBoc Cheers Card InfiniteBoc Cheers Card Infinite4%HK$40.00
Boc Cheers Card Infinite
08Boc

Boc Cheers Card Infinite

Conditions apply

HK$40.004%
Overseas spending
BOC Cheers Visa Infinite overseas spending: 10 Gift Points per HK$1
HK$40.004%
PointsMinimum spending: HK$5,000.00Cap: HK$1,000.00 · per month
CapHK$40.00 / HK$1,000.00
Calculation
Total savingHK$40.00
  • BOC Cheers Visa Infinite overseas spending: 10 Gift Points per HK$1: HK$40.00
Terms & conditions

Calculation assumptions

  • Assumes the full reward limit is still available. Eligible foreign-currency retail transactions
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Cash-equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 250,000-point monthly travel cap equals HK$1,000. The 300,000-point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files.
  • Limit: 1000 HKD · Per Month
  • Limit applies to: Eligible foreign-currency retail transactions
  • Eligibility: Phase Spend Min: 5000
  • Eligible categories: 海外簽賬
  • Additional Gift Point programme terms are referenced but are not included in the retained PDFs.
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Eligible travel transactions are retail transactions made and settled in foreign currency; foreign-currency transactions settled in HKD are excluded. First HK$25,000 of travel spend reaches the monthly cap of 250,000 points; the three categories share an overall monthly maximum of 300,000 points.
  • Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month.
  • Offers are subject to relevant terms and conditions.
  • Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined.
  • The Infinite card earns exactly 10 Gift Points per HK$1 of eligible retail transactions made and settled in foreign currency after at least HK$5,000 in eligible retail spending in each calendar month. Transactions settled in HKD do not qualify. Main and supplementary card spending is combined.
  • The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile.
  • The source also describes the rate as up to 10X.
  • Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.

BOC Cheers Visa Infinite overseas spending: 10 Gift Points per HK$1

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Requirements: Period spend ≥: HK$5,000.00
  • Benefit limit: Amount: 1000 · Applies to: Eligible foreign currency retail transactions · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 250,000 point monthly travel cap equals HK$1,000. The 300,000 point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files.
  • Additional Gift Point programme terms are referenced but are not included in the retained PDFs.
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Eligible travel transactions are retail transactions made and settled in foreign currency; foreign-currency transactions settled in HKD are excluded. First HK$25,000 of travel spend reaches the monthly cap of 250,000 points; the three categories share an overall monthly maximum of 300,000 points.
  • Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month.
  • Offers are subject to relevant terms and conditions.
  • Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined.
  • The Infinite card earns exactly 10 Gift Points per HK$1 of eligible retail transactions made and settled in foreign currency after at least HK$5,000 in eligible retail spending in each calendar month. Transactions settled in HKD do not qualify. Main and supplementary card spending is combined.
  • The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile.
  • The source also describes the rate as up to 10X.
  • Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • BOC Cheers Visa Infinite Card: 2026-07-01 – 2026-12-31
Other offers
Fine dining
Nadaman (Kowloon Shangri-La) designated set menu: buy one, get one free
Discount
——

Category or merchant does not match. • Limit applies to: Nadaman (Kowloon Shangri-La) designated set menu: buy one, get one free • Merchants: nadaman • Eligible merchants: nadaman • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time. • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits. • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person. • Eligible menus and prices: Wateshoku Iro-dori Set Lunch HK$395; Omakase Kaiseki Set Dinner HK$1,838. Applicable Lunch and dinner Monday-Sunday. • Reserve through the designated contact at least 2 days ahead; daily supply is limited and subject to restaurant reservation status and menu supply. • Blackout dates include 9-10 May, 21 June, 21-22 December, 24-26 December and 31 December 2026, plus other festive days and special events.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: nadaman · Type: merchant
  • Benefit limit: Applies to: Nadaman (Kowloon Shangri La) designated set menu: buy one, get one free · Period: not stated · Type: not stated
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time.
  • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits.
  • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person.
  • Eligible menus and prices: Wateshoku Iro-dori Set Lunch HK$395; Omakase Kaiseki Set Dinner HK$1,838. Applicable Lunch and dinner Monday-Sunday.
  • Reserve through the designated contact at least 2 days ahead; daily supply is limited and subject to restaurant reservation status and menu supply.
  • Blackout dates include 9-10 May, 21 June, 21-22 December, 24-26 December and 31 December 2026, plus other festive days and special events.
  • BOC Cheers Visa Infinite Card: 2026-10-01 – 2026-12-31
Fine dining
Shang Palace designated set menu: buy one, get one free
Discount
——

Category or merchant does not match. • Limit applies to: Shang Palace designated set menu: buy one, get one free • Merchants: shang-palace • Eligible merchants: shang-palace • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time. • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits. • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person. • Eligible menus and prices: Designated Set Dinner HK$1,328. Applicable Dinner Monday-Sunday. • Reserve through the designated contact at least 1 day ahead; daily supply is limited and subject to restaurant reservation status and menu supply. • Blackout dates include 9-10 May, 21 June, 24-25 September, 21-22 December, 24-26 December and 31 December 2026, plus other festive days and special events.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: shang palace · Type: merchant
  • Benefit limit: Applies to: Shang Palace designated set menu: buy one, get one free · Period: not stated · Type: not stated
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time.
  • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits.
  • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person.
  • Eligible menus and prices: Designated Set Dinner HK$1,328. Applicable Dinner Monday-Sunday.
  • Reserve through the designated contact at least 1 day ahead; daily supply is limited and subject to restaurant reservation status and menu supply.
  • Blackout dates include 9-10 May, 21 June, 24-25 September, 21-22 December, 24-26 December and 31 December 2026, plus other festive days and special events.
  • BOC Cheers Visa Infinite Card: 2026-10-01 – 2026-12-31
Fine dining
Ami designated set menu: buy one, get one free
Discount
——

Category or merchant does not match. • Limit applies to: Ami designated set menu: buy one, get one free • Merchants: ami • Eligible merchants: ami • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time. • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits. • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person. • Eligible menus and prices: Selected Tasting Dinner HK$1,288 or HK$1,588. Applicable Monday-Sunday. • Reserve through the designated contact at least 1 day ahead; daily supply is limited and subject to restaurant reservation status and menu supply. • Blackout dates include New Year's Day, Valentine's Day, Mother's Day, Father's Day, Christmas Eve, Christmas Day, Boxing Day and New Year's Eve, plus other festive days and special events.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: ami · Type: merchant
  • Benefit limit: Applies to: Ami designated set menu: buy one, get one free · Period: not stated · Type: not stated
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time.
  • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits.
  • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person.
  • Eligible menus and prices: Selected Tasting Dinner HK$1,288 or HK$1,588. Applicable Monday-Sunday.
  • Reserve through the designated contact at least 1 day ahead; daily supply is limited and subject to restaurant reservation status and menu supply.
  • Blackout dates include New Year's Day, Valentine's Day, Mother's Day, Father's Day, Christmas Eve, Christmas Day, Boxing Day and New Year's Eve, plus other festive days and special events.
  • BOC Cheers Visa Infinite Card: 2026-10-01 – 2026-12-31
Fine dining
Arbor designated set menu: buy one, get one free
Discount
——

Category or merchant does not match. • Limit applies to: Arbor designated set menu: buy one, get one free • Merchants: arbor • Eligible merchants: arbor • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time. • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits. • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person. • Eligible menus and prices: Selected Lunch Menu HK$688 or HK$888; Selected Dinner Menu HK$1,988. Applicable Lunch and dinner Monday-Sunday. • Reserve through the designated contact at least 1 day ahead; daily supply is limited and subject to restaurant reservation status and menu supply. • Blackout dates include New Year's Day, Valentine's Day, Mother's Day, Father's Day, Christmas Eve, Christmas Day, Boxing Day and New Year's Eve, plus other festive days and special events.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: arbor · Type: merchant
  • Benefit limit: Applies to: Arbor designated set menu: buy one, get one free · Period: not stated · Type: not stated
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time.
  • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits.
  • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person.
  • Eligible menus and prices: Selected Lunch Menu HK$688 or HK$888; Selected Dinner Menu HK$1,988. Applicable Lunch and dinner Monday-Sunday.
  • Reserve through the designated contact at least 1 day ahead; daily supply is limited and subject to restaurant reservation status and menu supply.
  • Blackout dates include New Year's Day, Valentine's Day, Mother's Day, Father's Day, Christmas Eve, Christmas Day, Boxing Day and New Year's Eve, plus other festive days and special events.
  • BOC Cheers Visa Infinite Card: 2026-10-01 – 2026-12-31
Fine dining
ÉPURE designated set menu: buy one, get one free
Discount
——

Category or merchant does not match. • Limit applies to: ÉPURE designated set menu: buy one, get one free • Merchants: epure • Eligible merchants: epure • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time. • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits. • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person. • Eligible menus and prices: Selected Lunch Menu HK$688 or HK$888; Selected Dinner Menu HK$1,388 or HK$1,688. Applicable Lunch and dinner Monday-Sunday. • Reserve through the designated contact at least 1 day ahead; daily supply is limited and subject to restaurant reservation status and menu supply. • Blackout dates include New Year's Day, Valentine's Day, Mother's Day, Father's Day, Christmas Eve, Christmas Day, Boxing Day and New Year's Eve, plus other festive days and special events.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: epure · Type: merchant
  • Benefit limit: Applies to: ÉPURE designated set menu: buy one, get one free · Period: not stated · Type: not stated
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time.
  • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits.
  • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person.
  • Eligible menus and prices: Selected Lunch Menu HK$688 or HK$888; Selected Dinner Menu HK$1,388 or HK$1,688. Applicable Lunch and dinner Monday-Sunday.
  • Reserve through the designated contact at least 1 day ahead; daily supply is limited and subject to restaurant reservation status and menu supply.
  • Blackout dates include New Year's Day, Valentine's Day, Mother's Day, Father's Day, Christmas Eve, Christmas Day, Boxing Day and New Year's Eve, plus other festive days and special events.
  • BOC Cheers Visa Infinite Card: 2026-10-01 – 2026-12-31
Fine dining
Beefbar designated set menu: buy one, get one free
Discount
——

Category or merchant does not match. • Limit applies to: Beefbar designated set menu: buy one, get one free • Merchants: beefbar • Eligible merchants: beefbar • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time. • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits. • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person. • Eligible menus and prices: Designated Lunch Menu HK$650; Designated Dinner Menu HK$1,380. Applicable Lunch Monday-Friday; dinner Monday-Saturday. • Reserve through the designated contact at least 1 day ahead; daily supply is limited and subject to restaurant reservation status and menu supply. • Blackout dates include festive days and other special-event dates.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: beefbar · Type: merchant
  • Benefit limit: Applies to: Beefbar designated set menu: buy one, get one free · Period: not stated · Type: not stated
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time.
  • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits.
  • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person.
  • Eligible menus and prices: Designated Lunch Menu HK$650; Designated Dinner Menu HK$1,380. Applicable Lunch Monday-Friday; dinner Monday-Saturday.
  • Reserve through the designated contact at least 1 day ahead; daily supply is limited and subject to restaurant reservation status and menu supply.
  • Blackout dates include festive days and other special-event dates.
  • BOC Cheers Visa Infinite Card: 2026-10-01 – 2026-12-31
Fine dining
Chiu Tang designated set menu: buy one, get one free
Discount
——

Category or merchant does not match. • Limit applies to: Chiu Tang designated set menu: buy one, get one free • Merchants: chiu-tang • Eligible merchants: chiu-tang • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time. • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits. • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person. • Eligible menus and prices: Designated Menu HK$1,280. Applicable Monday-Sunday. • Reserve through the designated contact at least 1 day ahead; daily supply is limited and subject to restaurant reservation status and menu supply. • Blackout dates include 22 December 2026 and other special events.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: chiu tang · Type: merchant
  • Benefit limit: Applies to: Chiu Tang designated set menu: buy one, get one free · Period: not stated · Type: not stated
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time.
  • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits.
  • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person.
  • Eligible menus and prices: Designated Menu HK$1,280. Applicable Monday-Sunday.
  • Reserve through the designated contact at least 1 day ahead; daily supply is limited and subject to restaurant reservation status and menu supply.
  • Blackout dates include 22 December 2026 and other special events.
  • BOC Cheers Visa Infinite Card: 2026-10-01 – 2026-12-31
Fine dining
SOMM designated set menu: buy one, get one free
Discount
——

The source calendar restrictions cannot be confirmed for this date. • Limit applies to: SOMM designated set menu: buy one, get one free • Merchants: somm • Eligible merchants: somm • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time. • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits. • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person. • Eligible menus and prices: 4-course SOMMallset Dinner Experience with 3-glass wine pairing HK$1,398; SOMMkind of Royale Brunch Menu HK$1,318. Applicable Dinner Monday-Sunday; brunch Saturday, Sunday and public holidays. • Reserve through the designated contact at least 2 days ahead; supply is limited. • Blackout dates include 9-10 May 2026, 20-21 June 2026 and other festive days or special-event dates.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: somm · Type: merchant
  • Benefit limit: Applies to: SOMM designated set menu: buy one, get one free · Period: not stated · Type: not stated
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time.
  • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits.
  • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person.
  • Eligible menus and prices: 4-course SOMMallset Dinner Experience with 3-glass wine pairing HK$1,398; SOMMkind of Royale Brunch Menu HK$1,318. Applicable Dinner Monday-Sunday; brunch Saturday, Sunday and public holidays.
  • Reserve through the designated contact at least 2 days ahead; supply is limited.
  • Blackout dates include 9-10 May 2026, 20-21 June 2026 and other festive days or special-event dates.
  • BOC Cheers Visa Infinite Card: 2026-10-01 – 2026-12-31
Fine dining
Embla designated set menu: buy one, get one free
Discount
——

Category or merchant does not match. • Limit applies to: Embla designated set menu: buy one, get one free • Merchants: embla • Eligible merchants: embla • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time. • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits. • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person. • Eligible menus and prices: Designated Lunch Menu HK$688; Designated Dinner Menu HK$1,288. Applicable Lunch Wednesday-Saturday; dinner Tuesday-Saturday. • Advance reservation required; give dietary restrictions at least 48 hours ahead; credit-card guarantee and 48-hour cancellation policy apply. • Not valid on festive days or other special-event dates when special menus are served.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: embla · Type: merchant
  • Benefit limit: Applies to: Embla designated set menu: buy one, get one free · Period: not stated · Type: not stated
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Advance reservation required; cardholder must dine and state redemption when booking and before ordering. One offer per table each time.
  • Dine-in only at stated meal times. General exclusions include beverages and wine, festive/special menus, tea and condiments, discounted items, private functions, delivery and takeaway. Cannot combine with other offers, discounts, vouchers or membership benefits.
  • The 10% service charge is not discounted. Supply and reservation are subject to availability; a child counts as one person.
  • Eligible menus and prices: Designated Lunch Menu HK$688; Designated Dinner Menu HK$1,288. Applicable Lunch Wednesday-Saturday; dinner Tuesday-Saturday.
  • Advance reservation required; give dietary restrictions at least 48 hours ahead; credit-card guarantee and 48-hour cancellation policy apply.
  • Not valid on festive days or other special-event dates when special menus are served.
  • BOC Cheers Visa Infinite Card: 2026-10-01 – 2026-12-31
Cafés, bakeries and desserts
AIRSIDE Cafe 10% off a la carte menu
DiscountMinimum spending: HK$500.00
——

Category or merchant does not match. • Limit applies to: AIRSIDE Cafe 10% off a la carte menu • Minimum spend: Period: per_transaction; Spend: 500 • Merchants: airside-cafe • Eligible merchants: airside-cafe • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Minimum spend HK$500. Reservation must use a stated channel, be made at least 1 day ahead, and is subject to availability. • Blackout dates include 26 September, 1 October, 19 October, 24-26 December and 31 December 2026, plus other dates. Cannot combine with other offers or discounts.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: airside cafe · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$500.00
  • Benefit limit: Applies to: AIRSIDE Cafe 10% off a la carte menu · Period: not stated · Type: not stated
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Minimum spend HK$500. Reservation must use a stated channel, be made at least 1 day ahead, and is subject to availability.
  • Blackout dates include 26 September, 1 October, 19 October, 24-26 December and 31 December 2026, plus other dates. Cannot combine with other offers or discounts.
  • BOC Cheers Visa Infinite Card and BOC Cheers Visa Signature Card: 2026-10-01 – 2026-12-31
Dining
WATERMARK complimentary house red wine bottle valued at HK$390
GiftMinimum spending: HK$1,200.00
——

Category or merchant does not match. • Limit applies to: WATERMARK complimentary house red wine bottle valued at HK$390 • Minimum spend: Period: per_transaction; Spend: 1200 • Merchants: watermark • Eligible merchants: watermark • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • One complimentary bottle with spending of HK$1,200. Reservation must use a stated channel, be made at least 1 day ahead, and is subject to availability. • Blackout dates include 26 September, 1 October, 19 October, 24-26 December and 31 December 2026, plus other dates. Cannot combine with other offers or discounts.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: watermark · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$1,200.00
  • Benefit limit: Applies to: WATERMARK complimentary house red wine bottle valued at HK$390 · Period: not stated · Type: not stated
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • One complimentary bottle with spending of HK$1,200. Reservation must use a stated channel, be made at least 1 day ahead, and is subject to availability.
  • Blackout dates include 26 September, 1 October, 19 October, 24-26 December and 31 December 2026, plus other dates. Cannot combine with other offers or discounts.
  • BOC Cheers Visa Infinite Card and BOC Cheers Visa Signature Card: 2026-10-01 – 2026-12-31
Local dining
BOC Cheers Visa Infinite local dining: 10 Gift Points per HK$1
PointsMinimum spending: HK$5,000.00Cap: HK$400.00 · per month
——

Category or merchant does not match. • Cash-equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 100,000-point monthly shared local-dining and pet cap equals HK$400. The 300,000-point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files. • Limit: 400 HKD · Per Month • Limit applies to: Eligible local dining and pet transactions combined for the card account • Eligibility: Phase Spend Min: 5000 • Eligible categories: 本地餐飲 • Additional Gift Point programme terms are referenced but are not included in the retained PDFs. • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • First HK$10,000 of dining and pet spend reaches the combined monthly cap of 100,000 points; the three categories share an overall monthly maximum of 300,000 points. • Foreign-currency dining is treated as travel spending; local dining must be settled in HKD at eligible restaurant or dining merchants. • Foreign-currency dining spending is deemed to be travel spending. • Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month. • Local dining must be settled in HKD at eligible restaurant/dining merchants. Banquets, private functions/rooms, food courts, supermarkets, department stores, social/sports clubs and BoC Pay+, AlipayHK and WeChat Pay HK are excluded. • Offers are subject to relevant terms and conditions. • Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined. • The Infinite card earns exactly 10 Gift Points per HK$1 of eligible local dining after at least HK$5,000 in eligible retail spending in each calendar month. Main and supplementary card spending is combined. • The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile. • The source also describes the rate as up to 10X. • Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地餐飲 · Type: category
  • Requirements: Period spend ≥: HK$5,000.00
  • Benefit limit: Amount: 400 · Applies to: Eligible local dining and pet transactions combined for the card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 100,000 point monthly shared local dining and pet cap equals HK$400. The 300,000 point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files.
  • Additional Gift Point programme terms are referenced but are not included in the retained PDFs.
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • First HK$10,000 of dining and pet spend reaches the combined monthly cap of 100,000 points; the three categories share an overall monthly maximum of 300,000 points.
  • Foreign-currency dining is treated as travel spending; local dining must be settled in HKD at eligible restaurant or dining merchants.
  • Foreign-currency dining spending is deemed to be travel spending.
  • Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month.
  • Local dining must be settled in HKD at eligible restaurant/dining merchants. Banquets, private functions/rooms, food courts, supermarkets, department stores, social/sports clubs and BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
  • Offers are subject to relevant terms and conditions.
  • Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined.
  • The Infinite card earns exactly 10 Gift Points per HK$1 of eligible local dining after at least HK$5,000 in eligible retail spending in each calendar month. Main and supplementary card spending is combined.
  • The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile.
  • The source also describes the rate as up to 10X.
  • Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • BOC Cheers Visa Infinite Card: 2026-07-01 – 2026-12-31
Pet supplies
BOC Cheers Visa Infinite pet spending: 10 Gift Points per HK$1
PointsMinimum spending: HK$5,000.00Cap: HK$400.00 · per month
——

Category or merchant does not match. • Cash-equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 100,000-point monthly shared local-dining and pet cap equals HK$400. The 300,000-point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files. • Limit: 400 HKD · Per Month • Limit applies to: Eligible local dining and pet transactions combined for the card account • Eligibility: Phase Spend Min: 5000 • Eligible categories: 寵物用品 • Additional Gift Point programme terms are referenced but are not included in the retained PDFs. • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Eligible pet transactions include local in-store purchases at pet shops or veterinary clinics under the stated merchant-category codes, and online purchases at pet shops or veterinary clinics. BoC Pay+, AlipayHK and WeChat Pay HK are excluded. • First HK$10,000 of dining and pet spend reaches the combined monthly cap of 100,000 points; the three categories share an overall monthly maximum of 300,000 points. • Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month. • Offers are subject to relevant terms and conditions. • Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined. • The Infinite card earns exactly 10 Gift Points per HK$1 of eligible pet spending after at least HK$5,000 in eligible retail spending in each calendar month. Main and supplementary card spending is combined. • The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile. • The source also describes the rate as up to 10X. • Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 寵物用品 · Type: category
  • Requirements: Period spend ≥: HK$5,000.00
  • Benefit limit: Amount: 400 · Applies to: Eligible local dining and pet transactions combined for the card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: 10 Gift Points per HK$1 eligible spend × HK$1 / 250 Gift Points = 4%; no rounding is needed. The 100,000 point monthly shared local dining and pet cap equals HK$400. The 300,000 point combined monthly maximum across all three categories equals HK$1,200. This uses the stated 250 Gift Points = HK$1 cash rebate conversion. Gift Point programme terms are referenced but are not included in the retained files.
  • Additional Gift Point programme terms are referenced but are not included in the retained PDFs.
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Eligible pet transactions include local in-store purchases at pet shops or veterinary clinics under the stated merchant-category codes, and online purchases at pet shops or veterinary clinics. BoC Pay+, AlipayHK and WeChat Pay HK are excluded.
  • First HK$10,000 of dining and pet spend reaches the combined monthly cap of 100,000 points; the three categories share an overall monthly maximum of 300,000 points.
  • Listed e-wallet, bill, cash-advance, instalment, fee and other excluded transactions do not qualify; transactions must post within 7 days. Points are credited to the main card in the following month.
  • Offers are subject to relevant terms and conditions.
  • Spend at least HK$5,000 in eligible retail transactions with the Infinite card in each calendar month to earn this rate. Main and supplementary card spending is combined.
  • The Infinite card earns exactly 10 Gift Points per HK$1 of eligible pet spending after at least HK$5,000 in eligible retail spending in each calendar month. Main and supplementary card spending is combined.
  • The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile.
  • The source also describes the rate as up to 10X.
  • Upon accumulated monthly spending of HK$5,000, dining, travel and pet spending are eligible for 10X Gift Points.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • BOC Cheers Visa Infinite Card: 2026-07-01 – 2026-12-31
Hotels
Hotels.com: 25% off hotel bookings
Discount
——

Category or merchant does not match. • Limit applies to: Hotels.com: 25% off hotel bookings • Merchants: hotels-com • Eligible merchants: hotels-com • Book 4 or more consecutive nights, up to 7, at the same hotel through the designated Hotels.com site in HKD and pay immediately with the Infinite card; payment at the hotel is excluded. • Booking must be for four consecutive nights or more at the same hotel. • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Hong Kong and Macau hotels, designated hotel groups, full/half board, suites, home/farm stays, serviced apartments, villas and packages are excluded. Taxes, service charges, additional hotel fees and extension nights are not discounted. • Hotels.com exclusions and terms of service are referenced but are not included in the retained PDFs. • Offers are subject to relevant terms and conditions. • Quota is 500 per phase, first come first served. Accommodation periods run through 30 November 2027 as listed in the terms. • The Visa Infinite table lists this offer; Visa Signature is marked not applicable. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: hotels com · Type: merchant
  • Benefit limit: Applies to: Hotels.com: 25% off hotel bookings · Period: not stated · Type: not stated
  • Book 4 or more consecutive nights, up to 7, at the same hotel through the designated Hotels.com site in HKD and pay immediately with the Infinite card; payment at the hotel is excluded.
  • Booking must be for four consecutive nights or more at the same hotel.
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Hong Kong and Macau hotels, designated hotel groups, full/half board, suites, home/farm stays, serviced apartments, villas and packages are excluded. Taxes, service charges, additional hotel fees and extension nights are not discounted.
  • Hotels.com exclusions and terms of service are referenced but are not included in the retained PDFs.
  • Offers are subject to relevant terms and conditions.
  • Quota is 500 per phase, first come first served. Accommodation periods run through 30 November 2027 as listed in the terms.
  • The Visa Infinite table lists this offer; Visa Signature is marked not applicable.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • BOC Cheers Visa Infinite Card: 2026-08-07 – 2027-08-05
Airlines
Qatar Airways: 15% off eligible air tickets
Conditions applyDiscount
——

Category or merchant does not match. • Limit applies to: Qatar Airways: 15% off eligible air tickets • Application, registration or activation required. See conditions. • Merchants: qatar-airways • Eligible merchants: qatar-airways • Book flights on the Qatar Airways website. • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Offers are subject to relevant terms and conditions. • Only flights from Hong Kong to listed destinations and the listed fare classes qualify. Discount applies to regular base fare only; taxes, fuel surcharges and other charges are excluded. • Outbound blackout dates: 20 September-1 October 2026 and 27 January-5 February 2027. Inbound blackout dates: 4-15 October 2026 and 7-14 February 2027. Quotas and booking-class availability are limited; cannot combine with other promotions, VIP discounts or special rates. • Purchase through the designated Qatar Airways website, use the promo code, and pay with an eligible card. Sales and travel dates are 1 September 2026-31 August 2027. • Qatar Airways fare rules and additional terms are referenced but are not included in the retained PDFs. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: qatar airways · Type: merchant
  • Benefit limit: Applies to: Qatar Airways: 15% off eligible air tickets · Period: not stated · Type: not stated
  • Application or registration is required.
  • Book flights on the Qatar Airways website.
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Offers are subject to relevant terms and conditions.
  • Only flights from Hong Kong to listed destinations and the listed fare classes qualify. Discount applies to regular base fare only; taxes, fuel surcharges and other charges are excluded.
  • Outbound blackout dates: 20 September-1 October 2026 and 27 January-5 February 2027. Inbound blackout dates: 4-15 October 2026 and 7-14 February 2027. Quotas and booking-class availability are limited; cannot combine with other promotions, VIP discounts or special rates.
  • Purchase through the designated Qatar Airways website, use the promo code, and pay with an eligible card. Sales and travel dates are 1 September 2026-31 August 2027.
  • Qatar Airways fare rules and additional terms are referenced but are not included in the retained PDFs.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • BOC Cheers Visa Infinite Card and BOC Cheers Visa Signature Card: 2026-09-01 – 2027-08-31
Travel
Two complimentary Plaza Premium lounge visits
TravelMinimum spending: HK$15,000.00
——

This benefit does not apply to a purchase. • Limit applies to: Two complimentary Plaza Premium lounge visits • Eligibility: Phase Spend Min: 15000 • Merchants: plaza-premium-lounges, intervals-sky-bar-and-restaurant • Access can be shared with accompanying guests. • After HK$15,000 eligible card-account spend in each quarter, the main cardholder receives 2 complimentary visits. Q3/Q4 2026 access is valid until 30 June 2027. • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Offers are subject to relevant terms and conditions. • Only designated Plaza Premium lounges are covered; the list is referenced in a linked page. • The designated lounge list is linked but is not included in the retained PDFs. • Two complimentary accesses are available upon accumulated spending of HK$15,000 per quarter. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets. • Visits can be shared with supplementary cardholders or guests; all users count. Access is limited to once per lounge per day. INTERVALS is limited to 90 minutes; Plaza Premium First is excluded.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Requirements: Period spend ≥: HK$15,000.00
  • Benefit limit: Applies to: Two complimentary Plaza Premium lounge visits · Period: not stated · Type: not stated
  • Access can be shared with accompanying guests.
  • After HK$15,000 eligible card-account spend in each quarter, the main cardholder receives 2 complimentary visits. Q3/Q4 2026 access is valid until 30 June 2027.
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Offers are subject to relevant terms and conditions.
  • Only designated Plaza Premium lounges are covered; the list is referenced in a linked page.
  • The designated lounge list is linked but is not included in the retained PDFs.
  • Two complimentary accesses are available upon accumulated spending of HK$15,000 per quarter.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • Visits can be shared with supplementary cardholders or guests; all users count. Access is limited to once per lounge per day. INTERVALS is limited to 90 minutes; Plaza Premium First is excluded.
  • BOC Cheers Visa Infinite Card: 2026-07-01 – 2026-12-31
Pet supplies
PRIVATE i PETS: 20% off pet products and services
Discount
——

Category or merchant does not match. • Limit applies to: PRIVATE i PETS: 20% off pet products and services • Merchants: private-i-pets • Eligible merchants: private-i-pets • Blackout dates: 15-31 December 2026 and 23 January-5 February 2027. Quota is limited, first come first served, and subject to availability. • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Offers are subject to relevant terms and conditions. • PRIVATE i PETS terms are referenced but are not included in the retained PDFs. • Pay with an eligible card for a single pet service or pet product; pre-order items and fixed-price products are excluded. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: private i pets · Type: merchant
  • Benefit limit: Applies to: PRIVATE i PETS: 20% off pet products and services · Period: not stated · Type: not stated
  • Blackout dates: 15-31 December 2026 and 23 January-5 February 2027. Quota is limited, first come first served, and subject to availability.
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Offers are subject to relevant terms and conditions.
  • PRIVATE i PETS terms are referenced but are not included in the retained PDFs.
  • Pay with an eligible card for a single pet service or pet product; pre-order items and fixed-price products are excluded.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • BOC Cheers Visa Infinite Card and BOC Cheers Visa Signature Card: 2026-07-01 – 2027-06-30
Pet supplies
OneDegree Pet CEO Plan 25% off the first-year premium
Conditions applyDiscount
——

Category or merchant does not match. • Limit applies to: OneDegree Pet CEO Plan 25% off the first-year premium • Application, registration or activation required. See conditions. • Merchants: onedegree • Eligible merchants: onedegree • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • If the policy is cancelled during its term within the promotion period, the merchant may deduct the offer value from a premium refund. Discounted premium is rounded to the nearest whole number; checkout shows the actual premium. • Offers are subject to relevant terms and conditions. • Policy coverage, terms, exclusions and merchant terms are referenced but are not included in the retained PDFs. • Purchase the Pet CEO Plan through the designated website, use promo code BOCCHEERS, and pay with an eligible card. • The discount applies to the first year's premium for OneDegree Pet CEO Plan. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: onedegree · Type: merchant
  • Benefit limit: Applies to: OneDegree Pet CEO Plan 25% off the first year premium · Period: not stated · Type: not stated
  • Application or registration is required.
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • If the policy is cancelled during its term within the promotion period, the merchant may deduct the offer value from a premium refund. Discounted premium is rounded to the nearest whole number; checkout shows the actual premium.
  • Offers are subject to relevant terms and conditions.
  • Policy coverage, terms, exclusions and merchant terms are referenced but are not included in the retained PDFs.
  • Purchase the Pet CEO Plan through the designated website, use promo code BOCCHEERS, and pay with an eligible card.
  • The discount applies to the first year's premium for OneDegree Pet CEO Plan.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • BOC Cheers Visa Infinite Card and BOC Cheers Visa Signature Card: 2026-07-01 – 2027-06-30
Pet supplies
OneDegree Pet CEO Plan free pet routine consultation voucher
Conditions applyGift
——

Category or merchant does not match. • Limit applies to: OneDegree Pet CEO Plan free pet routine consultation voucher • Application, registration or activation required. See conditions. • Merchants: onedegree • Eligible merchants: onedegree • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Offers are subject to relevant terms and conditions. • One free voucher/coupon with successful Pet CEO Plan purchase through the designated website, using promo code BOCCHEERS and an eligible card. • Policy coverage, terms, exclusions and merchant terms are referenced but are not included in the retained PDFs. • The page states that the plan includes an extra pet health check coupon. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: onedegree · Type: merchant
  • Benefit limit: Applies to: OneDegree Pet CEO Plan free pet routine consultation voucher · Period: not stated · Type: not stated
  • Application or registration is required.
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Offers are subject to relevant terms and conditions.
  • One free voucher/coupon with successful Pet CEO Plan purchase through the designated website, using promo code BOCCHEERS and an eligible card.
  • Policy coverage, terms, exclusions and merchant terms are referenced but are not included in the retained PDFs.
  • The page states that the plan includes an extra pet health check coupon.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • BOC Cheers Visa Infinite Card and BOC Cheers Visa Signature Card: 2026-07-01 – 2027-06-30
Other
BOC Cheers Visa Infinite Welcome Offer: 225,000 Gift Points
Conditions applyPointsMinimum spending: HK$12,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit applies to: BOC Cheers Visa Infinite Welcome Offer: 225,000 Gift Points • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 12000 • Applies to all eligible spending, subject to the conditions. • Accumulate spending of HK$12,000 or above. • Application must be approved during the period. Activate the card and spend at least HK$12,000 in eligible transactions during the first month and following 2 calendar months after issuance; supplementary transactions combine with main-card spending. • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Existing main-card holders of BOC Credit Card or BOC Dual Currency Credit Card, and applicants who cancelled or held such cards in the prior 12 months, are excluded, along with other listed excluded card types and BOCHK staff. Only eligible transactions posted within 7 days count; listed exclusions apply. • Offers are subject to relevant terms and conditions. • Points are credited within 4 calendar months after the issuance month. Gift Point programme terms are referenced but are not included in the retained PDFs. • The Seoul return economy ticket redemption uses the Asia Miles rate as of 1 May 2026; the latest Asia Miles information prevails. • The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile. • Unless otherwise specified, the promotion runs until 31 December 2026. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$12,000.00
  • Benefit limit: Applies to: BOC Cheers Visa Infinite Welcome Offer: 225,000 Gift Points · Period: not stated · Type: not stated
  • Application or registration is required.
  • Accumulate spending of HK$12,000 or above.
  • Application must be approved during the period. Activate the card and spend at least HK$12,000 in eligible transactions during the first month and following 2 calendar months after issuance; supplementary transactions combine with main-card spending.
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Existing main-card holders of BOC Credit Card or BOC Dual Currency Credit Card, and applicants who cancelled or held such cards in the prior 12 months, are excluded, along with other listed excluded card types and BOCHK staff. Only eligible transactions posted within 7 days count; listed exclusions apply.
  • Offers are subject to relevant terms and conditions.
  • Points are credited within 4 calendar months after the issuance month. Gift Point programme terms are referenced but are not included in the retained PDFs.
  • The Seoul return economy ticket redemption uses the Asia Miles rate as of 1 May 2026; the latest Asia Miles information prevails.
  • The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile.
  • Unless otherwise specified, the promotion runs until 31 December 2026.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • BOC Cheers Visa Infinite Card: 2026-10-01 – 2026-12-31
Other
BOC Cheers Card Extra Welcome Offer: 75,000 Gift Points
Conditions applyPointsMinimum spending: HK$12,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit applies to: BOC Cheers Card Extra Welcome Offer: 75,000 Gift Points • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 12000 • Applies to all eligible spending, subject to the conditions. • Applicable to a new credit card customer holding a BOC Private Wealth or Wealth Management account. • Apply for the Infinite card and obtain approval during the promotion period; card must be issued by 28 February 2027. Fulfil the Infinite Welcome Offer spend requirement and hold a BOCHK Private Wealth or Wealth Management Account within the period. • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Existing main cardholders of BOC Credit Card or BOC Dual Currency Credit Card, and applicants who cancelled or held such cards in the prior 12 months, are excluded, along with other listed excluded card types and BOCHK staff. Eligible transactions must post within 7 days. • Offers are subject to relevant terms and conditions. • Points are credited within 5 calendar months after the issuance month. Gift Point programme terms are referenced but are not included in the retained PDFs. • The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile. • Unless otherwise specified, the promotion runs until 31 December 2026. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$12,000.00
  • Benefit limit: Applies to: BOC Cheers Card Extra Welcome Offer: 75,000 Gift Points · Period: not stated · Type: not stated
  • Application or registration is required.
  • Applicable to a new credit card customer holding a BOC Private Wealth or Wealth Management account.
  • Apply for the Infinite card and obtain approval during the promotion period; card must be issued by 28 February 2027. Fulfil the Infinite Welcome Offer spend requirement and hold a BOCHK Private Wealth or Wealth Management Account within the period.
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Existing main cardholders of BOC Credit Card or BOC Dual Currency Credit Card, and applicants who cancelled or held such cards in the prior 12 months, are excluded, along with other listed excluded card types and BOCHK staff. Eligible transactions must post within 7 days.
  • Offers are subject to relevant terms and conditions.
  • Points are credited within 5 calendar months after the issuance month. Gift Point programme terms are referenced but are not included in the retained PDFs.
  • The page states 250 Gift Points = HK$1 cash rebate and 15 Gift Points = 1 Asia Mile.
  • Unless otherwise specified, the promotion runs until 31 December 2026.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • BOC Cheers Visa Infinite Card: 2026-10-01 – 2026-12-31
Other
BOC Cheers Infinite supplementary card offer: 25,000 Gift Points
Conditions applyPointsCap: 100,000 Gift Points · promotion total
——

This benefit does not apply to a purchase. • Limit: 100000 Gift Points · Promotion Total • Limit applies to: Base and extra supplementary-card offers combined per main-cardholder account • Application, registration or activation required. See conditions. • Apply for an Infinite supplementary card during the period, obtain approval, and make at least one transaction within 1 month after issuance. Points are credited to the main cardholder by 31 March 2027. • Apply for each supplementary card. • At least one transaction is required within one month after card issuance. • Combined base and extra offer maximum is 100,000 Gift Points per main-cardholder account during the promotion period. Gift Point programme terms are referenced but not included. • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Offers are subject to relevant terms and conditions. • The page states up to 100,000 Gift Points for supplementary-card rewards. • The promotion runs until 31 December 2026. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 100000 · Applies to: Base and extra supplementary card offers combined per main cardholder account · Period: promotion total · Type: limited · Unit: Gift Points
  • Application or registration is required.
  • Apply for an Infinite supplementary card during the period, obtain approval, and make at least one transaction within 1 month after issuance. Points are credited to the main cardholder by 31 March 2027.
  • Apply for each supplementary card.
  • At least one transaction is required within one month after card issuance.
  • Combined base and extra offer maximum is 100,000 Gift Points per main-cardholder account during the promotion period. Gift Point programme terms are referenced but not included.
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Offers are subject to relevant terms and conditions.
  • The page states up to 100,000 Gift Points for supplementary-card rewards.
  • The promotion runs until 31 December 2026.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • BOC Cheers Visa Infinite supplementary card: 2026-10-01 – 2026-12-31
Other
Extra BOC Cheers Infinite supplementary card offer: 25,000 Gift Points
Conditions applyPointsCap: 100,000 Gift Points · promotion total
——

This benefit does not apply to a purchase. • Limit: 100000 Gift Points · Promotion Total • Limit applies to: Base and extra supplementary-card offers combined per main-cardholder account • Application, registration or activation required. See conditions. • At least one transaction is required within one month after card issuance. • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Main cardholders must hold a BOC Private Wealth or Wealth Management account. • Meet the base supplementary-card requirements and hold a BOCHK Private Wealth or Wealth Management Account during the promotion period. • Offers are subject to relevant terms and conditions. • Points are credited to the main cardholder by 31 March 2027. Combined base and extra offer maximum is 100,000 Gift Points per main-cardholder account. Gift Point programme terms are referenced but not included. • The page states up to 100,000 Gift Points for supplementary-card rewards. • The promotion runs until 31 December 2026. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 100000 · Applies to: Base and extra supplementary card offers combined per main cardholder account · Period: promotion total · Type: limited · Unit: Gift Points
  • Application or registration is required.
  • At least one transaction is required within one month after card issuance.
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Main cardholders must hold a BOC Private Wealth or Wealth Management account.
  • Meet the base supplementary-card requirements and hold a BOCHK Private Wealth or Wealth Management Account during the promotion period.
  • Offers are subject to relevant terms and conditions.
  • Points are credited to the main cardholder by 31 March 2027. Combined base and extra offer maximum is 100,000 Gift Points per main-cardholder account. Gift Point programme terms are referenced but not included.
  • The page states up to 100,000 Gift Points for supplementary-card rewards.
  • The promotion runs until 31 December 2026.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • BOC Cheers Visa Infinite supplementary card: 2026-10-01 – 2026-12-31
Travel
BOC Cheers Visa Infinite personal accident insurance(優惠值未列明)
Travel
——

This benefit does not apply to a purchase. • Limit applies to: BOC Cheers Visa Infinite personal accident insurance(優惠值未列明) • Claim procedure, coverage scope, policy terms, and exclusions are referenced in a linked page. • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer. • Exact coverage, claims procedure, policy terms and exclusions are in insurer policy provisions not included in the retained PDFs. • Offers are subject to relevant terms and conditions. • Pay for transportation, accommodation and/or travel packages with the Infinite card; covered payments include deposits, travel expenses, flight charges and transport receipts. • Text states personal-accident protection including medical expenses and trip cancellation; medical and repatriation emergency services may be requested. Cardholder and spouse must be age 76 or below; legally dependent children must be unmarried and age 23 or below. • The Visa Infinite table states that flight tickets or accommodation must be paid with Cheers Card. • The source also requires relevant travel protection coverage. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets. • Visa Signature is marked not applicable.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: BOC Cheers Visa Infinite personal accident insurance(優惠值未列明) · Period: not stated · Type: not stated
  • Claim procedure, coverage scope, policy terms, and exclusions are referenced in a linked page.
  • Eligible card account must remain normal, valid and in good credit condition. Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify; account termination, default or abuse can forfeit the offer.
  • Exact coverage, claims procedure, policy terms and exclusions are in insurer policy provisions not included in the retained PDFs.
  • Offers are subject to relevant terms and conditions.
  • Pay for transportation, accommodation and/or travel packages with the Infinite card; covered payments include deposits, travel expenses, flight charges and transport receipts.
  • Text states personal-accident protection including medical expenses and trip cancellation; medical and repatriation emergency services may be requested. Cardholder and spouse must be age 76 or below; legally dependent children must be unmarried and age 23 or below.
  • The Visa Infinite table states that flight tickets or accommodation must be paid with Cheers Card.
  • The source also requires relevant travel protection coverage.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • Visa Signature is marked not applicable.
  • BOC Cheers Visa Infinite Card: 2026-10-01 – 2027-03-31
Pet supplies
Private pet pool party prize
Conditions applyPrize
——

Category or merchant does not match. • Limit applies to: private pet pool party prize • Application, registration or activation required. See conditions. • Eligible categories: 寵物用品 • Registration is required. • The customer with the highest accumulated spending can win. • The page says registering and completing transactions gives a chance to win. • Trade Promotion Competition Licence No. 61828-30. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets. • Offers are subject to relevant terms and conditions.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 寵物用品 · Type: category
  • Benefit limit: Applies to: private pet pool party prize · Period: not stated · Type: not stated
  • Application or registration is required.
  • Registration is required.
  • The customer with the highest accumulated spending can win.
  • The page says registering and completing transactions gives a chance to win.
  • Trade Promotion Competition Licence No. 61828-30.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • Offers are subject to relevant terms and conditions.
  • Pet experiences promotion: 2026-09-01 – 2026-10-31
Pet supplies
Pet massage workshop prize(優惠值未列明)
Conditions applyPrize
——

Category or merchant does not match. • Limit applies to: pet lucky draw • Application, registration or activation required. See conditions. • Eligible categories: 寵物用品 • Customers with pet spending and/or retail spending can enter. • Registration is required. • Trade Promotion Competition Licence No. 61828-30. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets. • Offers are subject to relevant terms and conditions.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 寵物用品 · Type: category
  • Benefit limit: Applies to: pet lucky draw · Period: not stated · Type: not stated
  • Application or registration is required.
  • Customers with pet spending and/or retail spending can enter.
  • Registration is required.
  • Trade Promotion Competition Licence No. 61828-30.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • Offers are subject to relevant terms and conditions.
  • Pet experiences promotion: 2026-09-01 – 2026-10-31
Pet supplies
Pet lucky draw: PRIVATE i PETS HK$300 cash voucher
Conditions applyPrize
——

Category or merchant does not match. • Limit applies to: pet lucky draw • Application, registration or activation required. See conditions. • Eligible categories: 寵物用品 • Customers with pet spending and/or retail spending can enter. • Registration is required. • The voucher is for PRIVATE i PETS. • Trade Promotion Competition Licence No. 61828-30. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets. • Offers are subject to relevant terms and conditions.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 寵物用品 · Type: category
  • Benefit limit: Applies to: pet lucky draw · Period: not stated · Type: not stated
  • Application or registration is required.
  • Customers with pet spending and/or retail spending can enter.
  • Registration is required.
  • The voucher is for PRIVATE i PETS.
  • Trade Promotion Competition Licence No. 61828-30.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • Offers are subject to relevant terms and conditions.
  • Pet experiences promotion: 2026-09-01 – 2026-10-31
Travel
Visa Infinite airport limousine service offer(優惠值未列明)
Travel
——

This benefit does not apply to a purchase. • Source did not include full programme terms in the supplied files. • Limit applies to: airport limousine service • The page names airport limousine service and directs users to Visa Infinite Card terms and conditions for full details. • The full offer terms are not stated in the retained HTML. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets. • Offers are subject to relevant terms and conditions.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: airport limousine service · Period: not stated · Type: not stated
  • Percentage note: Source did not include full programme terms in the supplied files.
  • The page names airport limousine service and directs users to Visa Infinite Card terms and conditions for full details.
  • The full offer terms are not stated in the retained HTML.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • Offers are subject to relevant terms and conditions.
Other
BOC Cheers Visa Infinite main card: HK$3,800 annual fee waiver
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: BOC Cheers Visa Infinite main-card annual fee • The first-year annual fee for the main card is waived. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets. • Offers are subject to relevant terms and conditions.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: BOC Cheers Visa Infinite main card annual fee · Period: not stated · Type: not stated
  • The first-year annual fee for the main card is waived.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • Offers are subject to relevant terms and conditions.
Other
BOC Cheers Visa Infinite supplementary card: HK$1,900 annual fee waiver
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: BOC Cheers Visa Infinite supplementary-card annual fee • The page states a perpetual annual fee waiver for supplementary cards. • Offers are subject to relevant terms and conditions. • The Key Facts Statement lists the Infinite supplementary-card annual fee as HK$1,900.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: BOC Cheers Visa Infinite supplementary card annual fee · Period: not stated · Type: not stated
  • The page states a perpetual annual fee waiver for supplementary cards.
  • Offers are subject to relevant terms and conditions.
  • The Key Facts Statement lists the Infinite supplementary-card annual fee as HK$1,900.
Other
BOC Cheers Visa Infinite main card: HK$3,800 annual fee waiver
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: BOC Cheers Visa Infinite main-card annual fee • The annual fee is waived for main cardholders who hold a BOC Private Banking, Private Wealth, or Wealth Management account. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets. • Offers are subject to relevant terms and conditions.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: BOC Cheers Visa Infinite main card annual fee · Period: not stated · Type: not stated
  • The annual fee is waived for main cardholders who hold a BOC Private Banking, Private Wealth, or Wealth Management account.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • Offers are subject to relevant terms and conditions.
Travel
BOC Cheers Visa Infinite miles redemption handling fee waiver(優惠值未列明)
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: miles redemption handling fee • The page states that the miles redemption handling fee is waived. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets. • Offers are subject to relevant terms and conditions.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: miles redemption handling fee · Period: not stated · Type: not stated
  • The page states that the miles redemption handling fee is waived.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • Offers are subject to relevant terms and conditions.
Other
Visa Personal Concierge Service(優惠值未列明)
Lifestyle
——

This benefit does not apply to a purchase. • Limit applies to: Visa Personal Concierge Service • The service can assist with trip planning, flight and hotel reservations, restaurant reservations, car rental, and performance ticket booking. • The service is provided by Visa and is subject to Visa terms and conditions; details are referenced on a linked site. • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets. • Offers are subject to relevant terms and conditions.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Visa Personal Concierge Service · Period: not stated · Type: not stated
  • The service can assist with trip planning, flight and hotel reservations, restaurant reservations, car rental, and performance ticket booking.
  • The service is provided by Visa and is subject to Visa terms and conditions; details are referenced on a linked site.
  • Visa Infinite qualification: annual income of $600,000 or holding $1,000,000 assets.
  • Offers are subject to relevant terms and conditions.
0909/CCBCCB Asia Mastercard Platinum Credit CardCCB Asia Mastercard Platinum Credit Card4%HK$40.00
CCB Asia Mastercard Platinum Credit Card
09CCB

CCB Asia Mastercard Platinum Credit Card

Conditions apply

HK$40.004%
Overseas spending
HK$40.004%
Conditions applyCashback
Calculation
Total savingHK$40.00
  • Overseas spending: up to 4% cash rebate: HK$40.00
Terms & conditions

Calculation assumptions

  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • The page states up to 4% cash rebate for overseas spending. The local page does not state a detailed tier schedule or spending cap.
  • Application, registration or activation required. See conditions.
  • Eligible categories: 海外簽賬
  • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period.
  • The page states no minimum spending requirement for the TRAVO Mastercard.
  • The page summary also states up to 10% cash rebate with the Privilege Continuity Rewards Program; the local source does not resolve its components, so that combined maximum is not counted as an additional reward.
  • The source gives only the local page summary and refers to linked terms that are not present in source_folder.

Overseas spending: up to 4% cash rebate

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The page states up to 4% cash rebate for overseas spending. The local page does not state a detailed tier schedule or spending cap.
  • Application or registration is required.
  • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period.
  • The page states no minimum spending requirement for the TRAVO Mastercard.
  • The page summary also states up to 10% cash rebate with the Privilege Continuity Rewards Program; the local source does not resolve its components, so that combined maximum is not counted as an additional reward.
  • The source gives only the local page summary and refers to linked terms that are not present in source_folder.
  • TRAVO Rewards promotion: 2026-07-01 – 2026-12-31
Other offers
Overseas spending
Overseas spending: HK$1.5 = 1 mile
Conditions applyPoints
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • The source states a spend-to-mile conversion, not a cash-equivalent percentage. • Application, registration or activation required. See conditions. • Eligible categories: 海外簽賬 • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period. • The conversion is an alternative to the overseas cash rebate, not an additional reward. • The page states no minimum spending requirement for the TRAVO Mastercard. • The source does not state the mileage programme name in this local page section; no programme name is inferred.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a spend to mile conversion, not a cash equivalent percentage.
  • Application or registration is required.
  • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period.
  • The conversion is an alternative to the overseas cash rebate, not an additional reward.
  • The page states no minimum spending requirement for the TRAVO Mastercard.
  • The source does not state the mileage programme name in this local page section; no programme name is inferred.
  • TRAVO Rewards promotion: 2026-07-01 – 2026-12-31
Local dining
Local dining: up to 2% cash rebate
Conditions applyCashback
——

Category or merchant does not match. • The page states up to 2% cash rebate for local dining transactions. The local page does not state a detailed tier schedule or spending cap. • Application, registration or activation required. See conditions. • Eligible categories: 本地餐飲 • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period. • The page states no minimum spending requirement for the TRAVO Mastercard. • The source gives only the local page summary and refers to linked terms that are not present in source_folder.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地餐飲 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The page states up to 2% cash rebate for local dining transactions. The local page does not state a detailed tier schedule or spending cap.
  • Application or registration is required.
  • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period.
  • The page states no minimum spending requirement for the TRAVO Mastercard.
  • The source gives only the local page summary and refers to linked terms that are not present in source_folder.
  • TRAVO Rewards promotion: 2026-07-01 – 2026-12-31
Local dining
Local dining: HK$3 = 1 mile
Conditions applyPoints
——

Category or merchant does not match. • The source states a spend-to-mile conversion, not a cash-equivalent percentage. • Application, registration or activation required. See conditions. • Eligible categories: 本地餐飲 • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period. • The conversion is an alternative to the local-dining cash rebate, not an additional reward. • The page states no minimum spending requirement for the TRAVO Mastercard. • The source does not state the mileage programme name in this local page section; no programme name is inferred.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地餐飲 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a spend to mile conversion, not a cash equivalent percentage.
  • Application or registration is required.
  • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period.
  • The conversion is an alternative to the local-dining cash rebate, not an additional reward.
  • The page states no minimum spending requirement for the TRAVO Mastercard.
  • The source does not state the mileage programme name in this local page section; no programme name is inferred.
  • TRAVO Rewards promotion: 2026-07-01 – 2026-12-31
Other
TRAVO Rewards advanced redemption: up to 450,000 Bonus Points
Conditions applyPointsCap: 450,000 point · not stated
——

This benefit does not apply to a purchase. • No spending percentage or defensible cash conversion is stated. • Limit: 450000 point • Limit applies to: TRAVO Rewards advanced redemption • Application, registration or activation required. See conditions. • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period. • The page also mentions redeeming gifts ahead of others and 30,000 miles; the local source does not define whether this is a separate reward or an alternative, so it is not counted separately. • No minimum spending requirement is stated on the page.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 450000 · Applies to: TRAVO Rewards advanced redemption · Period: not stated · Type: limited · Unit: point
  • Percentage note: No spending percentage or defensible cash conversion is stated.
  • Application or registration is required.
  • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period.
  • The page also mentions redeeming gifts ahead of others and 30,000 miles; the local source does not define whether this is a separate reward or an alternative, so it is not counted separately.
  • No minimum spending requirement is stated on the page.
  • TRAVO Rewards promotion: 2026-07-01 – 2026-12-31
Hotels
Expedia hotel bookings: up to HKD 500 instant discount
Conditions applyDiscountCap: HK$500.00 · not stated
——

Category or merchant does not match. • The source states a fixed maximum discount amount and gives no comparison price or percentage. • Limit: 500 HKD • Limit applies to: Each eligible Expedia hotel booking discount • Application, registration or activation required. See conditions. • Merchants: expedia • Eligible merchants: expedia • Visit the Expedia website for hotel booking and enter promo code TRAVO15. • The local page does not state a minimum booking amount, booking limit, or detailed redemption terms.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: expedia · Type: merchant
  • Benefit limit: Amount: 500 · Applies to: Each eligible Expedia hotel booking discount · Currency: HKD · Period: not stated · Type: limited · Unit: currency
  • Percentage note: The source states a fixed maximum discount amount and gives no comparison price or percentage.
  • Application or registration is required.
  • Visit the Expedia website for hotel booking and enter promo code TRAVO15.
  • The local page does not state a minimum booking amount, booking limit, or detailed redemption terms.
  • TRAVO Rewards promotion: 2026-07-01 – 2026-12-31
Travel
TRAVO Mastercard year-round travel and dining benefits(優惠值未列明)
Lifestyle
——

This benefit does not apply to a purchase. • The page names year-round travel and dining benefits but gives no numeric value or defensible conversion. • The page describes year-round benefits on travel and dining. • Detailed values and terms are in a linked page that is not present in source_folder; no details are inferred.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The page names year round travel and dining benefits but gives no numeric value or defensible conversion.
  • The page describes year-round benefits on travel and dining.
  • Detailed values and terms are in a linked page that is not present in source_folder; no details are inferred.
Insurance
Premium Free Annual Insurance Plan first-year enrollment fee waiver(優惠值未列明)
Conditions applyFee Waiver
——

This benefit does not apply to a purchase. • The page states a first-year enrollment fee waiver but gives no fee amount. • Application, registration or activation required. See conditions. • The plan provides selected insurance protections and can be shared by subscribing or transferring plans. • Enrollment is completed through CCB (Asia) Online Banking or Mobile Banking. • The page states that applying during the first card membership year gives a first-year enrollment fee waiver. • The local page does not state the enrollment fee amount or full coverage details.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The page states a first year enrollment fee waiver but gives no fee amount.
  • Application or registration is required.
  • The plan provides selected insurance protections and can be shared by subscribing or transferring plans.
  • Enrollment is completed through CCB (Asia) Online Banking or Mobile Banking.
  • The page states that applying during the first card membership year gives a first-year enrollment fee waiver.
  • The local page does not state the enrollment fee amount or full coverage details.
Other
CCB (Asia) Mastercard Platinum annual membership fee waiver(優惠值未列明)
Fee Waiver
——

This benefit does not apply to a purchase. • The KFS states that the annual membership fee is waived; it gives no waived amount for the Gold/Platinum row. • The KFS lists the annual membership fee per card as waived for Gold/Platinum principal and supplementary cards. • The KFS states that the annual membership fee waiver and related terms continue to apply. • The target card is the source package's Mastercard Platinum card. The World/Diamond and Infinite/Diamond Prestige fee rows are not applied.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The KFS states that the annual membership fee is waived; it gives no waived amount for the Gold/Platinum row.
  • The KFS lists the annual membership fee per card as waived for Gold/Platinum principal and supplementary cards.
  • The KFS states that the annual membership fee waiver and related terms continue to apply.
  • The target card is the source package's Mastercard Platinum card. The World/Diamond and Infinite/Diamond Prestige fee rows are not applied.
1010/CCBCCB Asia Tiramisu Credit CardCCB Asia Tiramisu Credit Card4%HK$40.00
CCB Asia Tiramisu Credit Card
10CCB

CCB Asia Tiramisu Credit Card

Conditions apply

HK$40.004%
Overseas spending
HK$40.004%
Conditions applyCashback
Calculation
Total savingHK$40.00
  • Overseas spending: up to 4% cash rebate: HK$40.00
Terms & conditions

Calculation assumptions

  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Source-stated up to 4% cash rebate.
  • Application, registration or activation required. See conditions.
  • Eligible categories: 海外簽賬
  • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period.
  • The page states no minimum spending requirement for the CCB (Asia) TRAVO Mastercard.
  • The page summary also states up to 10% cash rebate with the Your Journey, Our Reward! - Privilege Continuity Rewards Program; the local source does not resolve its components, so the combined maximum is not counted as an additional reward.
  • Linked TRAVO Rewards terms are not present in source_folder.

Overseas spending: up to 4% cash rebate

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated up to 4% cash rebate.
  • Application or registration is required.
  • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period.
  • The page states no minimum spending requirement for the CCB (Asia) TRAVO Mastercard.
  • The page summary also states up to 10% cash rebate with the Your Journey, Our Reward! - Privilege Continuity Rewards Program; the local source does not resolve its components, so the combined maximum is not counted as an additional reward.
  • Linked TRAVO Rewards terms are not present in source_folder.
  • TRAVO Rewards promotion: 2026-07-01 – 2026-12-31
Other offers
Overseas spending
Overseas spending: HK$1.5 = 1 mile
Conditions applyPoints
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • The source states a spend-to-mile conversion, not a cash-equivalent percentage. • Application, registration or activation required. See conditions. • Eligible categories: 海外簽賬 • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period. • The conversion is an alternative to the overseas cash rebate, not an additional reward. • The page states no minimum spending requirement for the CCB (Asia) TRAVO Mastercard. • The source states that mileage rewards use every 15 Bonus Points = 1 mile; it does not state the mileage programme name in this local page section.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a spend to mile conversion, not a cash equivalent percentage.
  • Application or registration is required.
  • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period.
  • The conversion is an alternative to the overseas cash rebate, not an additional reward.
  • The page states no minimum spending requirement for the CCB (Asia) TRAVO Mastercard.
  • The source states that mileage rewards use every 15 Bonus Points = 1 mile; it does not state the mileage programme name in this local page section.
  • TRAVO Rewards promotion: 2026-07-01 – 2026-12-31
Local dining
Local dining: up to 2% cash rebate
Conditions applyCashback
——

Category or merchant does not match. • Source-stated up to 2% cash rebate. • Application, registration or activation required. See conditions. • Eligible categories: 本地餐飲 • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period. • The page states no minimum spending requirement for the CCB (Asia) TRAVO Mastercard. • The cash rebate is an alternative to the HK$3 per mile option for local dining. • Linked TRAVO Rewards terms are not present in source_folder.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地餐飲 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated up to 2% cash rebate.
  • Application or registration is required.
  • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period.
  • The page states no minimum spending requirement for the CCB (Asia) TRAVO Mastercard.
  • The cash rebate is an alternative to the HK$3 per mile option for local dining.
  • Linked TRAVO Rewards terms are not present in source_folder.
  • TRAVO Rewards promotion: 2026-07-01 – 2026-12-31
Local dining
Local dining: HK$3 = 1 mile
Conditions applyPoints
——

Category or merchant does not match. • The source states a spend-to-mile conversion, not a cash-equivalent percentage. • Application, registration or activation required. See conditions. • Eligible categories: 本地餐飲 • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period. • The conversion is an alternative to the local-dining cash rebate, not an additional reward. • The page states no minimum spending requirement for the CCB (Asia) TRAVO Mastercard. • The source states that mileage rewards use every 15 Bonus Points = 1 mile; it does not state the mileage programme name in this local page section.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地餐飲 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a spend to mile conversion, not a cash equivalent percentage.
  • Application or registration is required.
  • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period.
  • The conversion is an alternative to the local-dining cash rebate, not an additional reward.
  • The page states no minimum spending requirement for the CCB (Asia) TRAVO Mastercard.
  • The source states that mileage rewards use every 15 Bonus Points = 1 mile; it does not state the mileage programme name in this local page section.
  • TRAVO Rewards promotion: 2026-07-01 – 2026-12-31
Other
TRAVO Rewards advanced redemption: up to 450,000 Bonus Points
Conditions applyPointsCap: 450,000 point · not stated
——

This benefit does not apply to a purchase. • No spending percentage or defensible cash conversion is stated. • Limit: 450000 point • Limit applies to: TRAVO Rewards advanced redemption • Application, registration or activation required. See conditions. • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period. • The page also mentions redeeming gifts ahead of others and 30,000 miles; the local source does not define whether this is a separate reward or an alternative, so it is not counted separately. • No minimum spending requirement is stated on the page.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 450000 · Applies to: TRAVO Rewards advanced redemption · Period: not stated · Type: limited · Unit: point
  • Percentage note: No spending percentage or defensible cash conversion is stated.
  • Application or registration is required.
  • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period.
  • The page also mentions redeeming gifts ahead of others and 30,000 miles; the local source does not define whether this is a separate reward or an alternative, so it is not counted separately.
  • No minimum spending requirement is stated on the page.
  • TRAVO Rewards promotion: 2026-07-01 – 2026-12-31
Hotels
Expedia hotel bookings: up to HKD 500 instant discount
Conditions applyDiscountCap: HK$500.00 · not stated
——

Category or merchant does not match. • No percentage discount is stated; the source states a maximum HKD amount. • Limit: 500 HKD • Limit applies to: Each eligible Expedia hotel booking discount • Application, registration or activation required. See conditions. • Merchants: expedia • Eligible merchants: expedia • Visit the Expedia website for hotel booking and enter promo code TRAVO15. • The local page does not state a minimum booking amount, booking limit, or detailed redemption terms. • Linked Expedia promotion terms are not present in source_folder.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: expedia · Type: merchant
  • Benefit limit: Amount: 500 · Applies to: Each eligible Expedia hotel booking discount · Currency: HKD · Period: not stated · Type: limited · Unit: currency
  • Percentage note: No percentage discount is stated; the source states a maximum HKD amount.
  • Application or registration is required.
  • Visit the Expedia website for hotel booking and enter promo code TRAVO15.
  • The local page does not state a minimum booking amount, booking limit, or detailed redemption terms.
  • Linked Expedia promotion terms are not present in source_folder.
  • TRAVO Rewards promotion: 2026-07-01 – 2026-12-31
Theme parks and attractions
Overseas Disneyland and Universal Studio: up to 15% cash rebate
Cashback
——

Category or merchant does not match. • Source-stated up to 15% cash rebate. • Merchants: overseas-disneyland, universal-studio • Eligible merchants: overseas-disneyland, universal-studio • Applies to designated overseas Disneyland and Universal Studio under the TRAVO Mastercard designated theme park cash rebate programme. • The page does not state a complete set of qualifying transaction rules for this programme. • The detailed theme park terms are not present in source_folder.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: overseas disneyland / universal studio · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated up to 15% cash rebate.
  • Applies to designated overseas Disneyland and Universal Studio under the TRAVO Mastercard designated theme park cash rebate programme.
  • The page does not state a complete set of qualifying transaction rules for this programme.
  • The detailed theme park terms are not present in source_folder.
  • TRAVO Mastercard designated theme park cash rebate programme: Now – 2026-12-31
Travel
TRAVO Mastercard year-round travel and dining benefits(優惠值未列明)
Lifestyle
——

This benefit does not apply to a purchase. • No numeric value or rate is stated in the local source. • The page describes year-round benefits on travel and dining. • Detailed values and terms are in a linked page that is not present in source_folder; no details are inferred.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No numeric value or rate is stated in the local source.
  • The page describes year-round benefits on travel and dining.
  • Detailed values and terms are in a linked page that is not present in source_folder; no details are inferred.
Insurance
Premium Free Annual Insurance Plan(優惠值未列明)
Conditions applyTravel
——

This benefit does not apply to a purchase. • The local source describes the plan but states no numeric value. • Application, registration or activation required. See conditions. • The plan provides selected insurance protections and can be shared by subscribing or transferring plans. • Enrollment is completed through CCB (Asia) Online Banking or Mobile Banking. • The page separately states that registration for the TRAVO World Mastercard free family travel insurance has ended; that ended registration is not treated as this current plan offer. • The local page does not state the full coverage details.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The local source describes the plan but states no numeric value.
  • Application or registration is required.
  • The plan provides selected insurance protections and can be shared by subscribing or transferring plans.
  • Enrollment is completed through CCB (Asia) Online Banking or Mobile Banking.
  • The page separately states that registration for the TRAVO World Mastercard free family travel insurance has ended; that ended registration is not treated as this current plan offer.
  • The local page does not state the full coverage details.
Insurance
Premium Free Annual Insurance Plan first-year enrollment fee waiver(優惠值未列明)
Conditions applyFee Waiver
——

This benefit does not apply to a purchase. • The source states a fee waiver but does not state the enrollment fee amount. • Application, registration or activation required. See conditions. • Apply for the Premium Free Annual Insurance Plan during the first card membership year. • Complete enrollment through CCB (Asia) Online Banking or Mobile Banking. • The local page does not state the enrollment fee amount or full plan terms.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a fee waiver but does not state the enrollment fee amount.
  • Application or registration is required.
  • Apply for the Premium Free Annual Insurance Plan during the first card membership year.
  • Complete enrollment through CCB (Asia) Online Banking or Mobile Banking.
  • The local page does not state the enrollment fee amount or full plan terms.
1111/CCBCCB Asia Travo MastercardCCB Asia Travo Mastercard4%HK$40.00
CCB Asia Travo Mastercard
11CCB

CCB Asia Travo Mastercard

Conditions apply

HK$40.004%
Overseas spending
HK$40.004%
Conditions applyCashback
Calculation
Total savingHK$40.00
  • 海外簽賬:Up to 4% cash rebate: HK$40.00
Terms & conditions

Calculation assumptions

  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Source-stated maximum of 4% cash rebate; the miles alternative remains separate.
  • Application, registration or activation required. See conditions.
  • Eligible categories: 海外簽賬
  • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period.
  • The page also describes a combined headline of up to 10% cash rebate under the Privilege Continuity Rewards Program; this offer is the source-resolved overseas component.
  • This cash-rebate option is an alternative to the HK$1.5/mile option for overseas spending.

海外簽賬:Up to 4% cash rebate

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated maximum of 4% cash rebate; the miles alternative remains separate.
  • Application or registration is required.
  • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period.
  • The page also describes a combined headline of up to 10% cash rebate under the Privilege Continuity Rewards Program; this offer is the source-resolved overseas component.
  • This cash-rebate option is an alternative to the HK$1.5/mile option for overseas spending.
  • TRAVO Rewards promotion: 2026-07-01 – 2026-12-31
Other offers
Overseas spending
海外簽賬:HK$1.5/mile
Conditions applyPoints
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • The source states a HKD-per-mile conversion rate, not a cash percentage. • Application, registration or activation required. See conditions. • Eligible categories: 海外簽賬 • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period. • The source states HK$1.5 per mile for overseas spending. • This mileage option is an alternative to the up to 4% cash-rebate option for overseas spending.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a HKD per mile conversion rate, not a cash percentage.
  • Application or registration is required.
  • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period.
  • The source states HK$1.5 per mile for overseas spending.
  • This mileage option is an alternative to the up to 4% cash-rebate option for overseas spending.
  • TRAVO Rewards promotion: 2026-07-01 – 2026-12-31
Local dining
本地餐飲:Up to 2% cash rebate
Conditions applyCashback
——

Category or merchant does not match. • Source-stated maximum of 2% cash rebate; the miles alternative remains separate. • Application, registration or activation required. See conditions. • Eligible categories: 本地餐飲 • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period. • This cash-rebate option is an alternative to the HK$3/mile option for local dining transactions.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地餐飲 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated maximum of 2% cash rebate; the miles alternative remains separate.
  • Application or registration is required.
  • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period.
  • This cash-rebate option is an alternative to the HK$3/mile option for local dining transactions.
  • TRAVO Rewards promotion: 2026-07-01 – 2026-12-31
Local dining
本地餐飲:HK$3/mile
Conditions applyPoints
——

Category or merchant does not match. • The source states a HKD-per-mile conversion rate, not a cash percentage. • Application, registration or activation required. See conditions. • Eligible categories: 本地餐飲 • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period. • The source states HK$3 per mile for local dining transactions. • This mileage option is an alternative to the up to 2% cash-rebate option for local dining transactions.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地餐飲 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a HKD per mile conversion rate, not a cash percentage.
  • Application or registration is required.
  • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period.
  • The source states HK$3 per mile for local dining transactions.
  • This mileage option is an alternative to the up to 2% cash-rebate option for local dining transactions.
  • TRAVO Rewards promotion: 2026-07-01 – 2026-12-31
Other
進階積分兌換:Up to 450,000 Bonus Points
Conditions applyPointsCap: 450,000 points · promotion total
——

This benefit does not apply to a purchase. • The source states a points-redemption limit, not a percentage. • Limit: 450000 points · Promotion Total • Limit applies to: Advanced Bonus Points Redemption during the TRAVO Rewards promotion • Application, registration or activation required. See conditions. • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period. • The page states Advanced redemption up to 450,000 Bonus Points and says cardmembers can redeem gifts ahead of others / 30,000 miles. • The points-redemption statement is a card privilege; it is not an additional cash reward.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 450000 · Applies to: Advanced Bonus Points Redemption during the TRAVO Rewards promotion · Period: promotion total · Type: limited · Unit: points
  • Percentage note: The source states a points redemption limit, not a percentage.
  • Application or registration is required.
  • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period.
  • The page states Advanced redemption up to 450,000 Bonus Points and says cardmembers can redeem gifts ahead of others / 30,000 miles.
  • The points-redemption statement is a card privilege; it is not an additional cash reward.
  • TRAVO Rewards promotion: 2026-07-01 – 2026-12-31
Hotels
Expedia 酒店預訂:Instant discount up to HK$500
Conditions applyDiscountCap: HK$500.00 · not stated
——

Category or merchant does not match. • This is a fixed discount amount, not a percentage. • Limit: 500 HKD • Limit applies to: Eligible Expedia hotel booking • Application, registration or activation required. See conditions. • Merchants: expedia • Eligible merchants: expedia • Use promo code TRAVO15 on Expedia for hotel booking. • The page states an instant hotel booking discount up to HK$500; terms and conditions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: expedia · Type: merchant
  • Benefit limit: Amount: 500 · Applies to: Eligible Expedia hotel booking · Currency: HKD · Period: not stated · Type: limited · Unit: currency
  • Percentage note: This is a fixed discount amount, not a percentage.
  • Application or registration is required.
  • Use promo code TRAVO15 on Expedia for hotel booking.
  • The page states an instant hotel booking discount up to HK$500; terms and conditions apply.
Theme parks and attractions
海外 Disneyland 及 Universal Studio:Up to 15% cash rebate
Cashback
——

Category or merchant does not match. • Source-stated maximum of 15% cash rebate for the named theme-park merchants. • Merchants: overseas-disneyland, universal-studio • Eligible merchants: overseas-disneyland, universal-studio • The source names Overseas Disneyland and Universal Studio as designated theme-park merchants. • The linked terms title states that the designated theme-park cash-rebate programme applies to both TRAVO World Mastercard and TRAVO Mastercard.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: overseas disneyland / universal studio · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated maximum of 15% cash rebate for the named theme park merchants.
  • The source names Overseas Disneyland and Universal Studio as designated theme-park merchants.
  • The linked terms title states that the designated theme-park cash-rebate programme applies to both TRAVO World Mastercard and TRAVO Mastercard.
Insurance
Premium Free Annual Insurance Plan(優惠值未列明)
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • The source states an insurance privilege but no quantitative value. • Application, registration or activation required. See conditions. • The page describes a Premium Free Annual Insurance Plan with several plan choices. • The page states that cardmembers must log on to CCB (Asia) Online Banking or Mobile Banking to complete enrolment and may share the privilege with a loved one.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states an insurance privilege but no quantitative value.
  • Application or registration is required.
  • The page describes a Premium Free Annual Insurance Plan with several plan choices.
  • The page states that cardmembers must log on to CCB (Asia) Online Banking or Mobile Banking to complete enrolment and may share the privilege with a loved one.
Insurance
Premium Free Annual Insurance Plan first-year enrollment fee waiver(優惠值未列明)
Conditions applyFee Waiver
——

This benefit does not apply to a purchase. • This is a fee waiver; the waived amount is not stated. • Application, registration or activation required. See conditions. • The page states that applying for the Premium Free Annual Insurance Plan during the first card membership year gives a first-year enrolment fee waiver. • The page states that online or mobile banking enrolment is required.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: This is a fee waiver; the waived amount is not stated.
  • Application or registration is required.
  • The page states that applying for the Premium Free Annual Insurance Plan during the first card membership year gives a first-year enrolment fee waiver.
  • The page states that online or mobile banking enrolment is required.
Travel
旅遊及餐飲全年優惠(優惠值未列明)
Lifestyle
——

This benefit does not apply to a purchase. • The source states a general year-round benefit but no quantitative value. • The page describes year-round benefits on travel and dining but gives no numeric value or detailed condition in the retained source.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a general year round benefit but no quantitative value.
  • The page describes year-round benefits on travel and dining but gives no numeric value or detailed condition in the retained source.
Other
TRAVO Mastercard annual membership fee waiver(優惠值未列明)
Fee Waiver
——

This benefit does not apply to a purchase. • This is an annual-fee waiver; the waived amount is not stated for the target card in the retained source. • The KFS lists the Gold/Platinum annual membership fee as waived for principal and supplementary cards and says the waiver continues to apply. • The card-information section identifies Mastercard Platinum Credit Card as upgraded to TRAVO Mastercard.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: This is an annual fee waiver; the waived amount is not stated for the target card in the retained source.
  • The KFS lists the Gold/Platinum annual membership fee as waived for principal and supplementary cards and says the waiver continues to apply.
  • The card-information section identifies Mastercard Platinum Credit Card as upgraded to TRAVO Mastercard.
Other
信用卡免息期:Up to 55 days
Financing
——

This benefit does not apply to a purchase. • The source states an interest-free duration, not a percentage. • The Key Facts Statement states an interest-free period up to 55 days for the credit card.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states an interest free duration, not a percentage.
  • The Key Facts Statement states an interest-free period up to 55 days for the credit card.
1212/CCBCCB Asia Travo World MastercardCCB Asia Travo World Mastercard4%HK$40.00
CCB Asia Travo World Mastercard
12CCB

CCB Asia Travo World Mastercard

Conditions apply

HK$40.004%
Overseas spending
HK$40.004%
Conditions applyCashback
Calculation
Total savingHK$40.00
  • TRAVO Rewards overseas spending up to 4% cash rebate: HK$40.00
Terms & conditions

Calculation assumptions

  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Application, registration or activation required. See conditions.
  • Eligible categories: 海外簽賬
  • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period.
  • The page headline states up to 10% cash rebate through the Privilege Continuity Rewards Program; that combined headline is not an additional reward.
  • The page states up to 4% cash rebate for overseas spending.

TRAVO Rewards overseas spending up to 4% cash rebate

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period.
  • The page headline states up to 10% cash rebate through the Privilege Continuity Rewards Program; that combined headline is not an additional reward.
  • The page states up to 4% cash rebate for overseas spending.
  • TRAVO Rewards promotion: 2026-07-01 – 2026-12-31
Other offers
Overseas spending
TRAVO Rewards overseas spending at HK$1.5 per mile
Conditions applyPoints
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Application, registration or activation required. See conditions. • Eligible categories: 海外簽賬 • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period. • The page headline states up to 10% cash rebate through the Privilege Continuity Rewards Program; that combined headline is not an additional reward. • The page states HK$1.5 per mile for overseas spending. • The page states that mileage rewards use every 15 Bonus Points = 1 mile.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period.
  • The page headline states up to 10% cash rebate through the Privilege Continuity Rewards Program; that combined headline is not an additional reward.
  • The page states HK$1.5 per mile for overseas spending.
  • The page states that mileage rewards use every 15 Bonus Points = 1 mile.
  • TRAVO Rewards promotion: 2026-07-01 – 2026-12-31
Local dining
TRAVO Rewards local dining up to 2% cash rebate
Conditions applyCashback
——

Category or merchant does not match. • Application, registration or activation required. See conditions. • Eligible categories: 本地餐飲 • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period. • The page headline states up to 10% cash rebate through the Privilege Continuity Rewards Program; that combined headline is not an additional reward. • The page states up to 2% cash rebate for local dining.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地餐飲 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period.
  • The page headline states up to 10% cash rebate through the Privilege Continuity Rewards Program; that combined headline is not an additional reward.
  • The page states up to 2% cash rebate for local dining.
  • TRAVO Rewards promotion: 2026-07-01 – 2026-12-31
Local dining
TRAVO Rewards local dining at HK$3 per mile
Conditions applyPoints
——

Category or merchant does not match. • Application, registration or activation required. See conditions. • Eligible categories: 本地餐飲 • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period. • The page headline states up to 10% cash rebate through the Privilege Continuity Rewards Program; that combined headline is not an additional reward. • The page states HK$3 per mile for local dining. • The page states that mileage rewards use every 15 Bonus Points = 1 mile.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地餐飲 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period.
  • The page headline states up to 10% cash rebate through the Privilege Continuity Rewards Program; that combined headline is not an additional reward.
  • The page states HK$3 per mile for local dining.
  • The page states that mileage rewards use every 15 Bonus Points = 1 mile.
  • TRAVO Rewards promotion: 2026-07-01 – 2026-12-31
Other
TRAVO World Mastercard welcome offer HK$600 cash rebate
Conditions applyCashbackMinimum spending: HK$6,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Threshold-equivalent calculation: HK$600 cash rebate / HK$6,000 minimum total spending = 10.00%; the effective rate can change outside the threshold. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 6000 • Applies to all eligible spending, subject to the conditions. • The applicant must not have held any principal credit card issued by CCB (Asia) during the 12 months ending on the application date. • The page states a minimum total spending of HK$6,000 within 2 months from card issuance date. • Only one welcome offer alternative may be selected. • The page states the HK$600 cash rebate as one TRAVO World Mastercard welcome-offer alternative.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$6,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Threshold equivalent calculation: HK$600 cash rebate / HK$6,000 minimum total spending = 10.00%; the effective rate can change outside the threshold.
  • Application or registration is required.
  • The applicant must not have held any principal credit card issued by CCB (Asia) during the 12 months ending on the application date.
  • The page states a minimum total spending of HK$6,000 within 2 months from card issuance date.
  • Only one welcome offer alternative may be selected.
  • The page states the HK$600 cash rebate as one TRAVO World Mastercard welcome-offer alternative.
Other
TRAVO World Mastercard welcome offer HK$800 cash rebate
Conditions applyFinancing
——

This benefit does not apply to a purchase. • Customer: New customer • The source states a fixed welcome cash rebate tied to a spending-installment application, not a percentage. • Application, registration or activation required. See conditions. • The applicant must not have held any principal credit card issued by CCB (Asia) during the 12 months ending on the application date. • The page requires application for a low-interest spending installment with a tenor of 6 months or above and a minimum total installment amount of HK$15,000 within 3 months from card issuance date. • Only one welcome offer alternative may be selected. • The page states the HK$800 cash rebate as one TRAVO World Mastercard welcome-offer alternative.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a fixed welcome cash rebate tied to a spending installment application, not a percentage.
  • Application or registration is required.
  • The applicant must not have held any principal credit card issued by CCB (Asia) during the 12 months ending on the application date.
  • The page requires application for a low-interest spending installment with a tenor of 6 months or above and a minimum total installment amount of HK$15,000 within 3 months from card issuance date.
  • Only one welcome offer alternative may be selected.
  • The page states the HK$800 cash rebate as one TRAVO World Mastercard welcome-offer alternative.
Hotels
Expedia hotel booking instant discount up to HK$500
Conditions applyDiscount
——

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: expedia • Eligible merchants: expedia • Use promo code TRAVO15 on the Expedia website for hotel booking. • The source page does not state a comparison price or a percentage basis.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: expedia · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Use promo code TRAVO15 on the Expedia website for hotel booking.
  • The source page does not state a comparison price or a percentage basis.
Theme parks and attractions
Overseas Disneyland and Universal Studio cash rebate up to 15%
Cashback
——

Category or merchant does not match. • Merchants: disneyland, universal-studio • Eligible merchants: disneyland, universal-studio • The source names overseas Disneyland and Universal Studio as the named merchant scope. • The page states designated-merchants cash rebate up to 15%; the linked programme terms are not part of the retained source package.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: disneyland / universal studio · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • The source names overseas Disneyland and Universal Studio as the named merchant scope.
  • The page states designated-merchants cash rebate up to 15%; the linked programme terms are not part of the retained source package.
Overseas spending
Designated overseas merchants cash rebate up to 15%
Cashback
——

Merchant eligibility cannot be established from the incomplete source list. • Eligible categories: 海外簽賬 • The offer is restricted to designated overseas merchants; the source page does not provide a complete recognizable merchant list. • The page states designated-merchants cash rebate up to 15%; the linked programme terms are not part of the retained source package.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • The complete list of eligible merchants is not available.
  • The offer is restricted to designated overseas merchants; the source page does not provide a complete recognizable merchant list.
  • The page states designated-merchants cash rebate up to 15%; the linked programme terms are not part of the retained source package.
Travel
TRAVO Mastercard year-round travel and dining benefits(優惠值未列明)
Lifestyle
——

This benefit does not apply to a purchase. • The page describes year-round benefits on travel and dining but does not state a quantitative value in the retained page.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • The page describes year-round benefits on travel and dining but does not state a quantitative value in the retained page.
Insurance
Premium Free Annual Insurance Plan travel insurance benefit(優惠值未列明)
Conditions applyTravel
——

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • The page states that cardmembers can choose a Premium Free Annual Insurance Plan and complete enrollment through CCB (Asia) Online Banking or Mobile Banking. • The page separately states that registration for the TRAVO World Mastercard free family travel insurance has ended; that ended registration is not emitted as a current offer.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • The page states that cardmembers can choose a Premium Free Annual Insurance Plan and complete enrollment through CCB (Asia) Online Banking or Mobile Banking.
  • The page separately states that registration for the TRAVO World Mastercard free family travel insurance has ended; that ended registration is not emitted as a current offer.
Insurance
Premium Free Annual Insurance Plan first-year enrollment fee waiver(優惠值未列明)
Conditions applyFee Waiver
——

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • The page states that applying for the Premium Free Annual Insurance Plan during the first card membership year can also provide a first-year enrollment fee waiver. • The waiver amount is not stated on the retained page.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • The page states that applying for the Premium Free Annual Insurance Plan during the first card membership year can also provide a first-year enrollment fee waiver.
  • The waiver amount is not stated on the retained page.
Other
Credit card interest-free period up to 55 days
Financing
——

This benefit does not apply to a purchase. • The KFS states an interest-free period of up to 55 days.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • The KFS states an interest-free period of up to 55 days.
1313/BocBoc Chill Platinum MastercardBoc Chill Platinum Mastercard4%HK$40.00
Boc Chill Platinum Mastercard
13Boc

Boc Chill Platinum Mastercard

Conditions apply

HK$40.004%
Overseas spending
HK$36.003.6%
CashbackCap: HK$150.00 · per month
CapHK$36.00 / HK$150.00
Calculation
Total savingHK$40.00
  • BOC Chill Platinum Mastercard overseas and online spending extra 3.6% cash rebate: HK$36.00
  • BOC Chill Platinum Mastercard earns 1 Gift Point per HK$1 spent: HK$4.00
Terms & conditions

Calculation assumptions

  • Assumes the full reward limit is still available. Combined extra cashback for Overseas and Online Spending and Chill Merchant offers
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: 150 HKD · Per Month
  • Limit applies to: Combined extra cashback for Overseas and Online Spending and Chill Merchant offers
  • Eligible categories: 海外簽賬, 網上購物, 手機支付
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  • Cash-equivalent calculation: the source states that HK$1 spending earns 1 Gift Point and that this reward is equivalent to a 0.4% cash rebate. The source gives no further point-to-cash ratio, rounding rule, or redemption limit, so no additional conversion was inferred.
  • Limit: unlimited.
  • Limit applies to: Gift Point Rewards
  • Applies to all eligible spending, subject to the conditions.
  • 8
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BOC Chill Platinum Mastercard overseas and online spending extra 3.6% cash rebate

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 / 網上購物 / 手機支付 · Type: category
  • Benefit limit: Amount: 150 · Applies to: Combined extra cashback for Overseas and Online Spending and Chill Merchant offers · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • The promotion runs until 31 December 2026, based on transaction date. Eligible overseas retail spending must be made at overseas merchants and settled in foreign currency; foreign-currency transactions settled in Hong Kong dollars are excluded. Eligible online spending may be local or overseas; the amount is the Hong Kong dollar amount posted after conversion. The 4% advertised total includes 1 Gift Point per HK$1 (stated as equivalent to 0.4% cash rebate) and this extra 3.6%; do not count 4% as another offer. Rebate is based on net spending. Eligible transactions must post within 7 days. Supplementary-card spending is combined. The account must remain valid and in good standing. E-wallets, bill payments, instalments, annual fees, finance charges, and other listed excluded transactions do not qualify. The combined extra cash rebate cap and higher-rate rule apply when a transaction also qualifies for the Chill Merchant offer. Local contactless mobile payments are also included in this Platinum 3.6% scope under the matching admin clarification.
  • Eligible transaction date: Now – 2026-12-31

BOC Chill Platinum Mastercard earns 1 Gift Point per HK$1 spent

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: Gift Point Rewards · Period: not stated · Type: unlimited
  • Percentage note: Cash equivalent calculation: the source states that HK$1 spending earns 1 Gift Point and that this reward is equivalent to a 0.4% cash rebate. The source gives no further point to cash ratio, rounding rule, or redemption limit, so no additional conversion was inferred.
  • The page states that the card earns 1 Gift Point for each HK$1 spent. The terms describe 1 Gift Point per HK$1 as equivalent to a 0.4% cash rebate. Count this shared basic reward once. The stated 4% and 8% programme totals include this reward; do not count those totals as additional offers. Full Gift Point redemption terms are linked but are not in the retained source files.
Other offers
Other
BOC Chill Platinum Mastercard Chill Merchant extra 7.6% cash rebate
CashbackMinimum spending: HK$1,000.00Cap: HK$150.00 · per month
——

Merchant eligibility cannot be established from the incomplete source list. • Limit: 150 HKD · Per Month • Limit applies to: Combined extra cashback for Overseas and Online Spending and Chill Merchant offers • Eligibility: Phase Spend Min: 1000 • Eligible categories: 其他 • T • h • e • • p • r • o • m • o • t • i • o • n • • r • u • n • s • • u • n • t • i • l • • 3 • 1 • • D • e • c • e • m • b • e • r • • 2 • 0 • 2 • 6 • , • • b • a • s • e • d • • o • n • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • . • • I • n • • e • a • c • h • • c • a • l • e • n • d • a • r • • m • o • n • t • h • , • • t • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • a • c • c • u • m • u • l • a • t • e • • e • l • i • g • i • b • l • e • • s • p • e • n • d • i • n • g • • o • f • • H • K • $ • 1 • , • 0 • 0 • 0 • • o • r • • a • b • o • v • e • • w • i • t • h • • p • h • y • s • i • c • a • l • • c • a • r • d • s • • o • r • • m • o • b • i • l • e • • p • a • y • m • e • n • t • s • • a • t • • l • o • c • a • l • • o • r • • o • v • e • r • s • e • a • s • • p • h • y • s • i • c • a • l • • m • e • r • c • h • a • n • t • s • . • • T • h • e • • e • x • t • r • a • • 7 • . • 6 • % • • a • p • p • l • i • e • s • • t • o • • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • a • t • • s • e • l • e • c • t • e • d • • l • o • c • a • l • • a • n • d • • o • n • l • i • n • e • • C • h • i • l • l • • M • e • r • c • h • a • n • t • s • . • • T • h • e • • a • d • v • e • r • t • i • s • e • d • • 8 • % • • t • o • t • a • l • • i • n • c • l • u • d • e • s • • t • h • e • • s • e • p • a • r • a • t • e • • 1 • • G • i • f • t • • P • o • i • n • t • • p • e • r • • H • K • $ • 1 • • r • e • w • a • r • d • • ( • e • q • u • i • v • a • l • e • n • t • • t • o • • 0 • . • 4 • % • • c • a • s • h • • r • e • b • a • t • e • ) • ; • • d • o • • n • o • t • • c • o • u • n • t • • 8 • % • • a • s • • a • n • o • t • h • e • r • • o • f • f • e • r • . • • E • - • w • a • l • l • e • t • • t • r • a • n • s • a • c • t • i • o • n • s • • a • t • • d • e • s • i • g • n • a • t • e • d • • m • e • r • c • h • a • n • t • s • • a • r • e • • n • o • t • • e • l • i • g • i • b • l • e • . • • T • h • e • • C • o • m • p • a • n • y • • d • e • t • e • r • m • i • n • e • s • • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • a • n • d • • m • e • r • c • h • a • n • t • • c • o • d • e • s • . • • T • h • e • • c • o • m • p • l • e • t • e • • m • e • r • c • h • a • n • t • • l • i • s • t • • i • s • • n • o • t • • i • n • • t • h • e • • r • e • t • a • i • n • e • d • • f • i • l • e • s • . • • T • h • e • • c • o • m • b • i • n • e • d • • e • x • t • r • a • • c • a • s • h • b • a • c • k • • c • a • p • • i • s • • H • K • $ • 1 • 5 • 0 • • p • e • r • • c • a • l • e • n • d • a • r • • m • o • n • t • h • ; • • w • h • e • r • e • • b • o • t • h • • t • h • i • s • • o • f • f • e • r • • a • n • d • • t • h • e • • O • v • e • r • s • e • a • s • • a • n • d • • O • n • l • i • n • e • • o • f • f • e • r • • a • p • p • l • y • , • • t • h • e • • h • i • g • h • e • r • • r • e • b • a • t • e • • r • a • t • i • o • • i • s • • u • s • e • d • . • • G • e • n • e • r • a • l • • t • r • a • n • s • a • c • t • i • o • n • • e • x • c • l • u • s • i • o • n • s • , • • p • o • s • t • i • n • g • , • • n • e • t • - • s • p • e • n • d • , • • a • n • d • • a • c • c • o • u • n • t • - • g • o • o • d • - • s • t • a • n • d • i • n • g • • t • e • r • m • s • • a • l • s • o • • a • p • p • l • y • .

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 其他 · Type: category
  • Requirements: Period spend ≥: HK$1,000.00
  • Benefit limit: Amount: 150 · Applies to: Combined extra cashback for Overseas and Online Spending and Chill Merchant offers · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • The complete list of eligible merchants is not available.
  • The promotion runs until 31 December 2026, based on transaction date. In each calendar month, the cardholder must accumulate eligible spending of HK$1,000 or above with physical cards or mobile payments at local or overseas physical merchants. The extra 7.6% applies to eligible transactions at selected local and online Chill Merchants. The advertised 8% total includes the separate 1 Gift Point per HK$1 reward (equivalent to 0.4% cash rebate); do not count 8% as another offer. E-wallet transactions at designated merchants are not eligible. The Company determines eligible transactions and merchant codes. The complete merchant list is not in the retained files. The combined extra cashback cap is HK$150 per calendar month; where both this offer and the Overseas and Online offer apply, the higher rebate ratio is used. General transaction exclusions, posting, net-spend, and account-good-standing terms also apply.
  • Eligible transaction date: Now – 2026-12-31
Tuition and courses
BOC Chill Platinum Mastercard designated tuition payments up to 4% cash rebate
CashbackCap: HK$200.00 · promotion total
——

Category or merchant does not match. • Limit: 200 HKD · Promotion Total • Limit applies to: Each Eligible Credit Card account during the Promotion Period • Merchants: The Chinese University of Hong Kong, UOW College Hong Kong, City University of Hong Kong, The University of Hong Kong, The Hang Seng University of Hong Kong, The Education University of Hong Kong, Hong Kong Shue Yan University, Hong Kong Baptist University, The Hong Kong Academy for Performing Arts, Hong Kong Chu Hai College, The Hong Kong Polytechnic University, The Hong Kong University of Science & Technology, Hong Kong Metropolitan University, Centre for Advanced and Professional Studies (Saint Francis University), Lingnan University, Vocation Training Council • Eligible merchants: the-chinese-university-of-hong-kong, uow-college-hong-kong, city-university-of-hong-kong, the-university-of-hong-kong, the-hang-seng-university-of-hong-kong, the-education-university-of-hong-kong, hong-kong-shue-yan-university, hong-kong-baptist-university, the-hong-kong-academy-for-performing-arts, hong-kong-chu-hai-college, the-hong-kong-polytechnic-university, the-hong-kong-university-of-science-and-technology, hong-kong-metropolitan-university, centre-for-advanced-and-professional-studies-saint-francis-university, lingnan-university, vocation-training-council • T • h • e • • o • f • f • e • r • • a • p • p • l • i • e • s • • t • o • • t • u • i • t • i • o • n • - • f • e • e • • p • a • y • m • e • n • t • s • • t • o • • t • h • e • • d • e • s • i • g • n • a • t • e • d • • m • e • r • c • h • a • n • t • s • • u • n • d • e • r • • b • i • l • l • • p • a • y • m • e • n • t • • t • h • r • o • u • g • h • • B • O • C • H • K • • M • o • b • i • l • e • • A • p • p • , • • P • e • r • s • o • n • a • l • • M • o • b • i • l • e • • B • a • n • k • i • n • g • , • • o • r • • I • n • t • e • r • n • e • t • • B • a • n • k • i • n • g • . • • T • h • e • • s • o • u • r • c • e • • n • a • m • e • s • • T • h • e • • C • h • i • n • e • s • e • • U • n • i • v • e • r • s • i • t • y • • o • f • • H • o • n • g • • K • o • n • g • , • • U • O • W • • C • o • l • l • e • g • e • • H • o • n • g • • K • o • n • g • , • • C • i • t • y • • U • n • i • v • e • r • s • i • t • y • • o • f • • H • o • n • g • • K • o • n • g • , • • T • h • e • • U • n • i • v • e • r • s • i • t • y • • o • f • • H • o • n • g • • K • o • n • g • , • • T • h • e • • H • a • n • g • • S • e • n • g • • U • n • i • v • e • r • s • i • t • y • • o • f • • H • o • n • g • • K • o • n • g • , • • T • h • e • • E • d • u • c • a • t • i • o • n • • U • n • i • v • e • r • s • i • t • y • • o • f • • H • o • n • g • • K • o • n • g • , • • H • o • n • g • • K • o • n • g • • S • h • u • e • • Y • a • n • • U • n • i • v • e • r • s • i • t • y • , • • H • o • n • g • • K • o • n • g • • B • a • p • t • i • s • t • • U • n • i • v • e • r • s • i • t • y • , • • T • h • e • • H • o • n • g • • K • o • n • g • • A • c • a • d • e • m • y • • f • o • r • • P • e • r • f • o • r • m • i • n • g • • A • r • t • s • , • • H • o • n • g • • K • o • n • g • • C • h • u • • H • a • i • • C • o • l • l • e • g • e • , • • T • h • e • • H • o • n • g • • K • o • n • g • • P • o • l • y • t • e • c • h • n • i • c • • U • n • i • v • e • r • s • i • t • y • , • • T • h • e • • H • o • n • g • • K • o • n • g • • U • n • i • v • e • r • s • i • t • y • • o • f • • S • c • i • e • n • c • e • • & • • T • e • c • h • n • o • l • o • g • y • , • • H • o • n • g • • K • o • n • g • • M • e • t • r • o • p • o • l • i • t • a • n • • U • n • i • v • e • r • s • i • t • y • , • • C • e • n • t • r • e • • f • o • r • • A • d • v • a • n • c • e • d • • a • n • d • • P • r • o • f • e • s • s • i • o • n • a • l • • S • t • u • d • i • e • s • • ( • S • a • i • n • t • • F • r • a • n • c • i • s • • U • n • i • v • e • r • s • i • t • y • ) • , • • L • i • n • g • n • a • n • • U • n • i • v • e • r • s • i • t • y • , • • a • n • d • • V • o • c • a • t • i • o • n • • T • r • a • i • n • i • n • g • • C • o • u • n • c • i • l • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • p • o • s • t • • b • y • • 1 • 4 • • J • a • n • u • a • r • y • • 2 • 0 • 2 • 7 • ; • • t • h • e • • r • e • b • a • t • e • • i • s • • c • r • e • d • i • t • e • d • • b • y • • 3 • 1 • • M • a • r • c • h • • 2 • 0 • 2 • 7 • . • • S • u • p • p • l • e • m • e • n • t • a • r • y • - • c • a • r • d • • t • r • a • n • s • a • c • t • i • o • n • s • • a • n • d • • t • h • e • • c • a • r • d • h • o • l • d • e • r • ' • s • • e • l • i • g • i • b • l • e • • a • c • c • o • u • n • t • s • • a • r • e • • c • o • m • b • i • n • e • d • . • • F • r • a • u • d • u • l • e • n • t • , • • u • n • a • u • t • h • o • r • i • s • e • d • , • • u • n • p • o • s • t • e • d • , • • c • a • n • c • e • l • l • e • d • , • • o • r • • r • e • f • u • n • d • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • • a • r • e • • e • x • c • l • u • d • e • d • . • • T • h • e • • s • o • u • r • c • e • • s • t • a • t • e • s • • u • p • • t • o • • 4 • % • ; • • i • t • • g • i • v • e • s • • n • o • • r • a • t • e • • t • i • e • r • s • .

  • Eligibility: Audience: all
  • Eligible spending: Applies to: the chinese university of hong kong / uow college hong kong / city university of hong kong / the university of hong kong / the hang seng university of hong kong / the education university of hong kong / hong kong shue yan university / hong kong baptist university / the hong kong academy for performing arts / hong kong chu hai college / the hong kong polytechnic university / the hong kong university of science and technology / hong kong metropolitan university / centre for advanced and professional studies saint francis university / lingnan university / vocation training council · Type: merchant
  • Benefit limit: Amount: 200 · Applies to: Each Eligible Credit Card account during the Promotion Period · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • The offer applies to tuition-fee payments to the designated merchants under bill payment through BOCHK Mobile App, Personal Mobile Banking, or Internet Banking. The source names The Chinese University of Hong Kong, UOW College Hong Kong, City University of Hong Kong, The University of Hong Kong, The Hang Seng University of Hong Kong, The Education University of Hong Kong, Hong Kong Shue Yan University, Hong Kong Baptist University, The Hong Kong Academy for Performing Arts, Hong Kong Chu Hai College, The Hong Kong Polytechnic University, The Hong Kong University of Science & Technology, Hong Kong Metropolitan University, Centre for Advanced and Professional Studies (Saint Francis University), Lingnan University, and Vocation Training Council. Eligible transactions must post by 14 January 2027; the rebate is credited by 31 March 2027. Supplementary-card transactions and the cardholder's eligible accounts are combined. Fraudulent, unauthorised, unposted, cancelled, or refunded transactions are excluded. The source states up to 4%; it gives no rate tiers.
  • Eligible tuition-fee transaction date: 2026-07-21 – 2026-12-31
Other
BOC Chill Platinum Mastercard cash rebate HK$300
Conditions applyCashbackMinimum spending: HK$3,000.00
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New-customer offers are excluded from this purchase comparison. • Customer: New customer • HK$300 ÷ HK$3000 × 100 = 10%. No rounding is required. This is the effective rate at the minimum qualifying spend; it decreases when eligible spending exceeds HK$3000 because the rebate amount is fixed. • Limit applies to: Not stated by source • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Applies to all eligible spending, subject to the conditions. • T • h • e • • w • e • l • c • o • m • e • • o • f • f • e • r • • i • s • • o • n • l • y • • f • o • r • • B • O • C • • C • h • i • l • l • • P • l • a • t • i • n • u • m • • M • a • s • t • e • r • c • a • r • d • • a • p • p • l • i • c • a • t • i • o • n • s • • a • p • p • r • o • v • e • d • • i • n • • H • o • n • g • • K • o • n • g • • d • u • r • i • n • g • • t • h • e • • P • r • o • m • o • t • i • o • n • • P • e • r • i • o • d • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • a • c • t • i • v • a • t • e • • t • h • e • • c • a • r • d • • a • n • d • • a • c • c • u • m • u • l • a • t • e • • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • o • f • • H • K • $ • 3 • , • 0 • 0 • 0 • • o • r • • m • o • r • e • • w • i • t • h • i • n • • t • h • e • • f • i • r • s • t • • m • o • n • t • h • • a • n • d • • f • o • l • l • o • w • i • n • g • • t • w • o • • c • a • l • e • n • d • a • r • • m • o • n • t • h • s • • o • f • • c • a • r • d • • i • s • s • u • a • n • c • e • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • i • n • c • l • u • d • e • • r • e • t • a • i • l • • s • p • e • n • d • i • n • g • • a • n • d • , • • w • h • e • r • e • • a • p • p • l • i • c • a • b • l • e • , • • m • o • b • i • l • e • • p • a • y • m • e • n • t • s • ; • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • p • o • s • t • • w • i • t • h • i • n • • 7 • • d • a • y • s • . • • S • u • p • p • l • e • m • e • n • t • a • r • y • - • c • a • r • d • • s • p • e • n • d • i • n • g • • i • s • • c • o • m • b • i • n • e • d • . • • E • x • i • s • t • i • n • g • • m • a • i • n • • c • a • r • d • h • o • l • d • e • r • s • • o • f • • B • O • C • • C • r • e • d • i • t • • C • a • r • d • • o • r • • B • O • C • • D • u • a • l • • C • u • r • r • e • n • c • y • • C • r • e • d • i • t • • C • a • r • d • , • • s • t • a • f • f • , • • a • n • d • • a • p • p • l • i • c • a • n • t • s • • w • h • o • • c • a • n • c • e • l • l • e • d • • o • r • • h • e • l • d • • t • h • e • • e • x • c • l • u • d • e • d • • c • a • r • d • s • • i • n • • t • h • e • • 1 • 2 • • m • o • n • t • h • s • • b • e • f • o • r • e • • a • p • p • l • i • c • a • t • i • o • n • • a • r • e • • n • o • t • • e • l • i • g • i • b • l • e • . • • A • d • d • i • t • i • o • n • a • l • , • • s • u • p • p • l • e • m • e • n • t • a • r • y • , • • b • u • s • i • n • e • s • s • , • • c • o • m • m • e • r • c • i • a • l • , • • v • i • r • t • u • a • l • , • • U • S • • d • o • l • l • a • r • , • • M • a • c • a • u • - • i • s • s • u • e • d • , • • a • n • d • • p • r • i • v • a • t • e • - • l • a • b • e • l • • c • a • r • d • s • • a • r • e • • e • x • c • l • u • d • e • d • . • • T • h • e • • a • c • c • o • u • n • t • • m • u • s • t • • r • e • m • a • i • n • • n • o • r • m • a • l • , • • v • a • l • i • d • , • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • . • • T • h • e • • r • e • b • a • t • e • • i • s • • c • r • e • d • i • t • e • d • • w • i • t • h • i • n • • t • h • e • • f • o • u • r • • c • a • l • e • n • d • a • r • • m • o • n • t • h • s • • a • f • t • e • r • • t • h • e • • c • a • r • d • - • i • s • s • u • a • n • c • e • • m • o • n • t • h • . • • I • f • • m • u • l • t • i • p • l • e • • c • a • r • d • s • • a • r • e • • a • p • p • r • o • v • e • d • , • • o • n • l • y • • o • n • e • • w • e • l • c • o • m • e • • g • i • f • t • • i • s • • p • r • o • v • i • d • e • d • .

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$3,000.00
  • Benefit limit: Applies to: Not stated by source · Period: not stated · Type: not stated
  • Percentage note: HK$300 ÷ HK$3000 × 100 = 10%. No rounding is required. This is the effective rate at the minimum qualifying spend; it decreases when eligible spending exceeds HK$3000 because the rebate amount is fixed.
  • Application or registration is required.
  • The welcome offer is only for BOC Chill Platinum Mastercard applications approved in Hong Kong during the Promotion Period. The cardholder must activate the card and accumulate eligible transactions of HK$3,000 or more within the first month and following two calendar months of card issuance. Eligible transactions include retail spending and, where applicable, mobile payments; transactions must post within 7 days. Supplementary-card spending is combined. Existing main cardholders of BOC Credit Card or BOC Dual Currency Credit Card, staff, and applicants who cancelled or held the excluded cards in the 12 months before application are not eligible. Additional, supplementary, business, commercial, virtual, US dollar, Macau-issued, and private-label cards are excluded. The account must remain normal, valid, and in good standing. The rebate is credited within the four calendar months after the card-issuance month. If multiple cards are approved, only one welcome gift is provided.
  • Eligible card application approval date: Now – 2026-12-31
Other
BOC Chill Platinum Mastercard extra cash rebate HK$300
Conditions applyCashbackMinimum spending: HK$3,000.00
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New-customer offers are excluded from this purchase comparison. • Customer: New customer • HK$300 ÷ HK$3000 × 100 = 10%. No rounding is required. This is the effective rate at the minimum qualifying spend; it decreases when eligible spending exceeds HK$3000 because the rebate amount is fixed. • Limit applies to: Not stated by source • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Applies to all eligible spending, subject to the conditions. • T • h • i • s • • i • s • • a • n • • e • x • t • r • a • • w • e • l • c • o • m • e • • r • e • b • a • t • e • • o • n • • t • o • p • • o • f • • t • h • e • • s • e • p • a • r • a • t • e • • H • K • $ • 3 • 0 • 0 • • P • l • a • t • i • n • u • m • • w • e • l • c • o • m • e • • o • f • f • e • r • ; • • d • o • • n • o • t • • m • e • r • g • e • • t • h • e • • t • w • o • • a • m • o • u • n • t • s • • o • r • • s • t • o • r • e • • H • K • $ • 6 • 0 • 0 • • a • s • • a • n • • a • d • d • i • t • i • o • n • a • l • • o • f • f • e • r • . • • T • h • e • • a • p • p • l • i • c • a • t • i • o • n • • m • u • s • t • • b • e • • m • a • d • e • • t • h • r • o • u • g • h • • t • h • e • • d • e • s • i • g • n • a • t • e • d • • p • r • o • m • o • t • i • o • n • • l • i • n • k • , • • o • r • • b • y • • a • • f • u • l • l • - • t • i • m • e • • s • t • u • d • e • n • t • • o • f • • a • • l • o • c • a • l • • u • n • i • v • e • r • s • i • t • y • • a • t • • a • • B • a • n • k • • o • f • • C • h • i • n • a • • ( • H • o • n • g • • K • o • n • g • ) • • b • r • a • n • c • h • . • • T • h • e • • a • p • p • l • i • c • a • n • t • • m • u • s • t • • n • o • t • • h • a • v • e • • c • a • n • c • e • l • l • e • d • • o • r • • h • e • l • d • • a • • B • O • C • • C • r • e • d • i • t • • C • a • r • d • • i • n • • t • h • e • • 1 • 2 • • m • o • n • t • h • s • • b • e • f • o • r • e • • a • p • p • l • i • c • a • t • i • o • n • . • • T • h • e • • c • a • r • d • • a • p • p • l • i • c • a • t • i • o • n • • m • u • s • t • • b • e • • a • p • p • r • o • v • e • d • • d • u • r • i • n • g • • t • h • e • • P • r • o • m • o • t • i • o • n • • P • e • r • i • o • d • • a • n • d • • t • h • e • • a • p • p • l • i • c • a • n • t • • m • u • s • t • • m • e • e • t • • t • h • e • • H • K • $ • 3 • , • 0 • 0 • 0 • • s • p • e • n • d • i • n • g • • r • e • q • u • i • r • e • m • e • n • t • • f • o • r • • t • h • e • • B • O • C • • C • h • i • l • l • • P • l • a • t • i • n • u • m • • M • a • s • t • e • r • c • a • r • d • • W • e • l • c • o • m • e • • O • f • f • e • r • . • • R • e • b • a • t • e • • i • s • • c • r • e • d • i • t • e • d • • b • y • • 3 • 0 • • J • u • n • e • • 2 • 0 • 2 • 7 • . • • T • h • e • • a • c • c • o • u • n • t • • m • u • s • t • • r • e • m • a • i • n • • n • o • r • m • a • l • , • • v • a • l • i • d • , • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • . • • T • h • e • • r • e • b • a • t • e • • c • a • n • n • o • t • • b • e • • c • o • n • v • e • r • t • e • d • • t • o • • c • a • s • h • • o • r • • t • r • a • n • s • f • e • r • r • e • d • .

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$3,000.00
  • Benefit limit: Applies to: Not stated by source · Period: not stated · Type: not stated
  • Percentage note: HK$300 ÷ HK$3000 × 100 = 10%. No rounding is required. This is the effective rate at the minimum qualifying spend; it decreases when eligible spending exceeds HK$3000 because the rebate amount is fixed.
  • Application or registration is required.
  • This is an extra welcome rebate on top of the separate HK$300 Platinum welcome offer; do not merge the two amounts or store HK$600 as an additional offer. The application must be made through the designated promotion link, or by a full-time student of a local university at a Bank of China (Hong Kong) branch. The applicant must not have cancelled or held a BOC Credit Card in the 12 months before application. The card application must be approved during the Promotion Period and the applicant must meet the HK$3,000 spending requirement for the BOC Chill Platinum Mastercard Welcome Offer. Rebate is credited by 30 June 2027. The account must remain normal, valid, and in good standing. The rebate cannot be converted to cash or transferred.
  • Eligible card application approval date: 2026-07-21 – 2026-12-31
Other
BOCHK account opening and BOC Chill Platinum Mastercard extra cash rebate HK$100
Conditions applyCashbackMinimum spending: HK$500.00
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New-customer offers are excluded from this purchase comparison. • Customer: New customer • HK$100 ÷ HK$500 × 100 = 20%. No rounding is required. This is the effective rate at the minimum qualifying spend; it decreases when eligible spending exceeds HK$500 because the rebate amount is fixed. • Limit applies to: Not stated by source • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 500 • Applies to all eligible spending, subject to the conditions. • T • h • e • • c • u • s • t • o • m • e • r • • m • u • s • t • • b • e • • a • t • • l • e • a • s • t • • 1 • 8 • , • • o • p • e • n • • a • • n • e • w • • s • i • n • g • l • e • • B • O • C • H • K • • s • a • v • i • n • g • s • • o • r • • c • u • r • r • e • n • t • • a • c • c • o • u • n • t • , • • a • n • d • • a • p • p • l • y • • f • o • r • • t • h • e • • e • l • i • g • i • b • l • e • • c • a • r • d • • w • i • t • h • i • n • • o • n • e • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • o • f • • a • c • c • o • u • n • t • • o • p • e • n • i • n • g • . • • T • h • e • • c • u • s • t • o • m • e • r • • m • u • s • t • • b • e • • a • • n • e • w • • m • a • i • n • • B • O • C • • C • r • e • d • i • t • • C • a • r • d • • c • a • r • d • h • o • l • d • e • r • • a • n • d • • m • u • s • t • • n • o • t • • h • a • v • e • • c • a • n • c • e • l • l • e • d • • o • r • • h • e • l • d • • a • • B • O • C • • C • r • e • d • i • t • • C • a • r • d • • i • n • • t • h • e • • 1 • 2 • • m • o • n • t • h • s • • b • e • f • o • r • e • • a • p • p • l • i • c • a • t • i • o • n • . • • T • h • e • • c • a • r • d • • m • u • s • t • • b • e • • a • p • p • r • o • v • e • d • • b • y • • 3 • 1 • • J • a • n • u • a • r • y • • 2 • 0 • 2 • 7 • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • a • c • t • i • v • a • t • e • • i • t • • a • n • d • • a • c • c • u • m • u • l • a • t • e • • e • l • i • g • i • b • l • e • • s • p • e • n • d • i • n • g • • o • f • • H • K • $ • 5 • 0 • 0 • • o • r • • m • o • r • e • • w • i • t • h • i • n • • o • n • e • • m • o • n • t • h • • a • f • t • e • r • • c • a • r • d • • i • s • s • u • a • n • c • e • . • • E • l • i • g • i • b • l • e • • s • p • e • n • d • i • n • g • • i • s • • g • e • n • e • r • a • l • • r • e • t • a • i • l • • s • p • e • n • d • i • n • g • • s • u • b • j • e • c • t • • t • o • • t • h • e • • l • i • s • t • e • d • • e • x • c • l • u • s • i • o • n • s • ; • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • p • o • s • t • • w • i • t • h • i • n • • 7 • • d • a • y • s • . • • E • a • c • h • • c • a • r • d • h • o • l • d • e • r • • m • a • y • • r • e • c • e • i • v • e • • t • h • i • s • • o • f • f • e • r • • o • n • c • e • . • • T • h • e • • a • c • c • o • u • n • t • • m • u • s • t • • r • e • m • a • i • n • • n • o • r • m • a • l • , • • v • a • l • i • d • , • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • . • • I • f • • t • h • e • • c • u • s • t • o • m • e • r • • h • o • l • d • s • • m • o • r • e • • t • h • a • n • • o • n • e • • e • l • i • g • i • b • l • e • • c • a • r • d • , • • t • h • e • • r • e • w • a • r • d • • g • o • e • s • • t • o • • t • h • e • • h • i • g • h • e • s • t • - • t • i • e • r • • e • l • i • g • i • b • l • e • • c • a • r • d • ; • • B • O • C • • C • h • i • l • l • • P • l • a • t • i • n • u • m • • M • a • s • t • e • r • c • a • r • d • • i • s • • b • e • l • o • w • • B • O • C • • C • h • i • l • l • • W • o • r • l • d • • M • a • s • t • e • r • c • a • r • d • • i • n • • t • h • e • • l • i • s • t • e • d • • t • i • e • r • • o • r • d • e • r • . • • T • h • e • • o • f • f • e • r • • g • i • v • e • s • • H • K • $ • 1 • 0 • 0 • • c • a • s • h • • r • e • b • a • t • e • • t • o • • e • l • i • g • i • b • l • e • • c • a • r • d • s • • o • t • h • e • r • • t • h • a • n • • B • O • C • • C • h • e • e • r • s • • C • a • r • d • .

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$500.00
  • Benefit limit: Applies to: Not stated by source · Period: not stated · Type: not stated
  • Percentage note: HK$100 ÷ HK$500 × 100 = 20%. No rounding is required. This is the effective rate at the minimum qualifying spend; it decreases when eligible spending exceeds HK$500 because the rebate amount is fixed.
  • Application or registration is required.
  • The customer must be at least 18, open a new single BOCHK savings or current account, and apply for the eligible card within one calendar month of account opening. The customer must be a new main BOC Credit Card cardholder and must not have cancelled or held a BOC Credit Card in the 12 months before application. The card must be approved by 31 January 2027. The cardholder must activate it and accumulate eligible spending of HK$500 or more within one month after card issuance. Eligible spending is general retail spending subject to the listed exclusions; transactions must post within 7 days. Each cardholder may receive this offer once. The account must remain normal, valid, and in good standing. If the customer holds more than one eligible card, the reward goes to the highest-tier eligible card; BOC Chill Platinum Mastercard is below BOC Chill World Mastercard in the listed tier order. The offer gives HK$100 cash rebate to eligible cards other than BOC Cheers Card.
  • BOCHK account-opening period: 2026-10-01 – 2026-12-31
Loans and installments
BOC Chill Easy Installment handling fee rebate(優惠值未列明)
Conditions applyFee WaiverMinimum spending: HK$1,000.00
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This benefit does not apply to a purchase. • Limit applies to: Not stated by source • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1000 • T • h • e • • f • o • r • m • a • l • • t • e • r • m • s • • s • t • a • t • e • • t • h • a • t • • t • h • e • • p • r • o • m • o • t • i • o • n • • p • e • r • i • o • d • • s • t • a • r • t • s • • i • n • • t • h • e • • f • i • r • s • t • • m • o • n • t • h • • a • n • d • • f • o • l • l • o • w • i • n • g • • t • h • r • e • e • • c • a • l • e • n • d • a • r • • m • o • n • t • h • s • • o • f • • c • a • r • d • • i • s • s • u • a • n • c • e • . • • T • h • e • • p • a • g • e • • s • u • m • m • a • r • y • • s • a • y • s • • t • h • e • • f • i • r • s • t • • t • h • r • e • e • • m • o • n • t • h • s • ; • • t • h • e • • f • o • r • m • a • l • • t • e • r • m • s • • c • o • n • t • r • o • l • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • l • o • g • • i • n • • t • o • • I • n • t • e • r • n • e • t • • o • r • • m • o • b • i • l • e • • b • a • n • k • i • n • g • • a • n • d • • s • u • c • c • e • s • s • f • u • l • l • y • • a • p • p • l • y • • f • o • r • • a • • 3 • - • m • o • n • t • h • • S • t • a • t • e • m • e • n • t • • I • n • s • t • a • l • l • m • e • n • t • . • • E • l • i • g • i • b • l • e • • s • p • e • n • d • i • n • g • • i • s • • a • c • c • u • m • u • l • a • t • e • d • • s • p • e • n • d • i • n • g • • o • f • • H • K • $ • 1 • , • 0 • 0 • 0 • • o • r • • m • o • r • e • • f • r • o • m • • r • e • t • a • i • l • • s • p • e • n • d • i • n • g • , • • b • a • l • a • n • c • e • • t • r • a • n • s • f • e • r • , • • o • n • l • i • n • e • • b • i • l • l • • p • a • y • m • e • n • t • , • • a • n • d • • J • E • T • • p • a • y • m • e • n • t • • t • r • a • n • s • a • c • t • i • o • n • s • • p • o • s • t • e • d • • i • n • • t • h • e • • c • u • r • r • e • n • t • • m • o • n • t • h • l • y • • s • t • a • t • e • m • e • n • t • • a • n • d • • n • o • t • • y • e • t • • d • u • e • . • • T • h • e • • m • i • n • i • m • u • m • • i • n • s • t • a • l • l • m • e • n • t • • a • m • o • u • n • t • • i • s • • H • K • $ • 1 • , • 0 • 0 • 0 • . • • M • o • n • t • h • l • y • • h • a • n • d • l • i • n • g • • f • e • e • s • • a • n • d • / • o • r • • u • p • f • r • o • n • t • • a • d • m • i • n • i • s • t • r • a • t • i • o • n • • f • e • e • s • • d • e • p • e • n • d • • o • n • • t • h • e • • i • n • s • t • a • l • l • m • e • n • t • • a • m • o • u • n • t • , • • r • e • p • a • y • m • e • n • t • • p • e • r • i • o • d • , • • a • n • d • • a • c • c • o • u • n • t • • s • t • a • t • u • s • ; • • t • h • e • • a • m • o • u • n • t • • i • s • • s • h • o • w • n • • d • u • r • i • n • g • • a • p • p • l • i • c • a • t • i • o • n • . • • T • h • e • • f • e • e • • i • s • • d • e • d • u • c • t • e • d • • f • i • r • s • t • • a • n • d • • c • r • e • d • i • t • e • d • • b • a • c • k • • a • s • • c • a • s • h • • r • e • b • a • t • e • • w • i • t • h • i • n • • t • h • r • e • e • • m • o • n • t • h • s • . • • O • t • h • e • r • • l • i • s • t • e • d • • e • x • c • l • u • d • e • d • • i • n • s • t • a • l • l • m • e • n • t • • c • a • t • e • g • o • r • i • e • s • • a • n • d • • a • c • c • o • u • n • t • • r • e • s • t • r • i • c • t • i • o • n • s • • a • p • p • l • y • .

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Requirements: Period spend ≥: HK$1,000.00
  • Benefit limit: Applies to: Not stated by source · Period: not stated · Type: not stated
  • Application or registration is required.
  • The formal terms state that the promotion period starts in the first month and following three calendar months of card issuance. The page summary says the first three months; the formal terms control. The cardholder must log in to Internet or mobile banking and successfully apply for a 3-month Statement Installment. Eligible spending is accumulated spending of HK$1,000 or more from retail spending, balance transfer, online bill payment, and JET payment transactions posted in the current monthly statement and not yet due. The minimum installment amount is HK$1,000. Monthly handling fees and/or upfront administration fees depend on the installment amount, repayment period, and account status; the amount is shown during application. The fee is deducted first and credited back as cash rebate within three months. Other listed excluded installment categories and account restrictions apply.
Loans and installments
BOC Chill Card 36-month installment option
Conditions applyFinancingMinimum spending: HK$1,000.00
——

This benefit does not apply to a purchase. • Limit applies to: Not stated by source • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 1000 • T • h • e • • p • r • o • d • u • c • t • • p • a • g • e • • s • t • a • t • e • s • • t • h • a • t • • a • • s • i • n • g • l • e • • t • r • a • n • s • a • c • t • i • o • n • • o • f • • H • K • $ • 1 • , • 0 • 0 • 0 • • o • r • • a • b • o • v • e • • c • a • n • • b • e • • c • o • n • v • e • r • t • e • d • • t • o • • a • • 3 • 6 • - • m • o • n • t • h • • i • n • s • t • a • l • l • m • e • n • t • . • • D • e • t • a • i • l • e • d • • f • e • e • s • , • • A • P • R • , • • f • u • l • l • • e • l • i • g • i • b • i • l • i • t • y • , • • a • n • d • • o • t • h • e • r • • p • l • a • n • • c • o • n • d • i • t • i • o • n • s • • a • r • e • • n • o • t • • i • n • • t • h • e • • r • e • t • a • i • n • e • d • • s • o • u • r • c • e • • f • i • l • e • s • . • • N • o • • f • e • e • • o • r • • r • a • t • e • • i • s • • i • n • f • e • r • r • e • d • .

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Minimum requirement: Period: per transaction · Spend: HK$1,000.00
  • Benefit limit: Applies to: Not stated by source · Period: not stated · Type: not stated
  • Application or registration is required.
  • The product page states that a single transaction of HK$1,000 or above can be converted to a 36-month installment. Detailed fees, APR, full eligibility, and other plan conditions are not in the retained source files. No fee or rate is inferred.
Other
BOC Chill Platinum Mastercard annual fee waiver(優惠值未列明)
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: Not stated by source • T • h • e • • p • r • o • d • u • c • t • • p • a • g • e • • s • t • a • t • e • s • • a • • p • e • r • p • e • t • u • a • l • • a • n • n • u • a • l • - • f • e • e • • w • a • i • v • e • r • • f • o • r • • m • a • i • n • • a • n • d • • a • d • d • i • t • i • o • n • a • l • • B • O • C • • C • h • i • l • l • • C • a • r • d • s • . • • I • t • • d • o • e • s • • n • o • t • • s • t • a • t • e • • t • h • e • • w • a • i • v • e • d • • a • m • o • u • n • t • s • .

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Not stated by source · Period: not stated · Type: not stated
  • The product page states a perpetual annual-fee waiver for main and additional BOC Chill Cards. It does not state the waived amounts.
Loans and installments
BOC Chill Platinum Mastercard up to 56 days interest-free repayment period
Financing
——

This benefit does not apply to a purchase. • Limit applies to: Not stated by source • T • h • e • • p • r • o • d • u • c • t • • p • a • g • e • • l • i • s • t • s • • a • n • • i • n • t • e • r • e • s • t • - • f • r • e • e • • r • e • p • a • y • m • e • n • t • • p • e • r • i • o • d • • o • f • • u • p • • t • o • • 5 • 6 • • d • a • y • s • . • • T • h • e • • K • e • y • • F • a • c • t • s • • S • t • a • t • e • m • e • n • t • • s • a • y • s • • n • o • • i • n • t • e • r • e • s • t • • i • s • • c • h • a • r • g • e • d • • w • h • e • n • • t • h • e • • b • a • l • a • n • c • e • • i • s • • p • a • i • d • • i • n • • f • u • l • l • • b • y • • t • h • e • • d • u • e • • d • a • t • e • • e • a • c • h • • m • o • n • t • h • .

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Not stated by source · Period: not stated · Type: not stated
  • The product page lists an interest-free repayment period of up to 56 days. The Key Facts Statement says no interest is charged when the balance is paid in full by the due date each month.
Entertainment
BOC Chill Card Chill Date experience events(優惠值未列明)
Lifestyle
——

This benefit does not apply to a purchase. • Limit applies to: Not stated by source • T • h • e • • p • r • o • d • u • c • t • • p • a • g • e • • l • i • s • t • s • • C • h • i • l • l • • D • a • t • e • • E • x • p • e • r • i • e • n • c • e • • E • v • e • n • t • s • • a • n • d • • d • e • s • c • r • i • b • e • s • • a • • r • a • n • g • e • • o • f • • e • x • p • e • r • i • e • n • c • e • • e • v • e • n • t • s • . • • E • v • e • n • t • • d • a • t • e • s • , • • a • c • c • e • s • s • • r • u • l • e • s • , • • e • l • i • g • i • b • i • l • i • t • y • , • • a • n • d • • v • a • l • u • e • • a • r • e • • n • o • t • • s • t • a • t • e • d • • i • n • • t • h • e • • r • e • t • a • i • n • e • d • • s • o • u • r • c • e • • f • i • l • e • s • . • • L • i • n • k • e • d • • d • e • t • a • i • l • s • • w • e • r • e • • n • o • t • • u • s • e • d • .

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Not stated by source · Period: not stated · Type: not stated
  • The product page lists Chill Date Experience Events and describes a range of experience events. Event dates, access rules, eligibility, and value are not stated in the retained source files. Linked details were not used.
Other
BOC Chill Platinum Mastercard supplementary card application(優惠值未列明)
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Limit applies to: Not stated by source • Application, registration or activation required. See conditions. • T • h • e • • p • a • g • e • • s • a • y • s • • c • a • r • d • h • o • l • d • e • r • s • • c • a • n • • a • p • p • l • y • • f • o • r • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • s • • f • o • r • • f • a • m • i • l • y • • o • r • • o • t • h • e • r • • l • o • v • e • d • • o • n • e • s • • a • n • d • • c • a • n • • c • o • m • b • i • n • e • • s • p • e • n • d • i • n • g • • t • o • • e • a • r • n • • r • e • w • a • r • d • s • • s • o • o • n • e • r • . • • T • h • e • • r • e • t • a • i • n • e • d • • s • o • u • r • c • e • • d • o • e • s • • n • o • t • • s • t • a • t • e • • a • n • • a • p • p • l • i • c • a • t • i • o • n • • f • e • e • • o • r • • d • e • t • a • i • l • e • d • • e • l • i • g • i • b • i • l • i • t • y • • t • e • r • m • s • .

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Not stated by source · Period: not stated · Type: not stated
  • Application or registration is required.
  • The page says cardholders can apply for supplementary cards for family or other loved ones and can combine spending to earn rewards sooner. The retained source does not state an application fee or detailed eligibility terms.
1414/WewaWewa UnionPay Diamond CardWewa UnionPay Diamond Card4%HK$40.00
Wewa UnionPay Diamond Card
14Wewa

Wewa UnionPay Diamond Card

Conditions apply

HK$40.004%
Overseas spending
HK$36.003.6%
CashbackMinimum spending: HK$1,500.00Cap: HK$200.00 · per month
CapHK$36.00 / HK$200.00
Other
HK$4.000.4%
Cashback
Calculation
Total savingHK$40.00
  • 海外簽賬額外現金回贈 3.6%: HK$36.00
  • WeWa 基本現金回贈 0.4%: HK$4.00
Terms & conditions

Calculation assumptions

  • Assumes the full reward limit is still available. One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: 200 HKD · Per Month
  • Limit applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts.
  • Eligibility: Phase Spend Min: 1500
  • Eligible categories: 海外簽賬
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  • The HTML states that HKD 1 per HKD 250 is equivalent to 0.4%. The formal terms state HKD 1 per HKD 250 and pro-rata calculation below HKD 250, rounded to the nearest cent.
  • Limit: unlimited.
  • Limit applies to: WeWa Cash Rebate Program; the terms state no monthly upper limit.
  • Applies to all eligible spending, subject to the conditions.

海外簽賬額外現金回贈 3.6%

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Requirements: Period spend ≥: HK$1,500.00
  • Benefit limit: Amount: 200 · Applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Applies to valid WeWa Credit Cards issued by PrimeCredit. Overseas Spending is the default category; no selection or registration is required. The cardholder must have at least HKD 1,500 in Eligible Retail Transactions per calendar month across all WeWa Credit Cards. This HKD 200 cap is shared across Extra Cash Rebate from Overseas Spending and the one selected Fun Category; it is not a separate cap for each category or card. Eligible transactions must be posted within 7 days of the transaction date. They exclude Octopus Automatic Add-Value, stored-value card purchases or reloads (including Octopus top-ups), autopay, Credit-to-Cash, instalment plans, offline transactions, card charges, split transactions, fund investments, casino transactions, cash vouchers, consumer deposits, bill payments, money or electronic-money transfers, e-wallet top-ups, chargeback transactions, unposted, cancelled, returned, counterfeit, and unauthorized transactions. PrimeCredit and the relevant card associations determine eligibility and category by merchant codes or names, which may change without notice. The posted amount prevails over the authorized amount; foreign-currency transactions use the posted amount converted to HKD. PrimeCredit's records and decisions control eligibility and category, and PrimeCredit does not have to confirm eligibility before a transaction. Rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the WeWa card account with the highest eligible spend that month; spend across all WeWa cards is aggregated. All WeWa card accounts must be valid and in good standing when the rebate is credited. Cancellation forfeits uncredited rebate and the account's rebate balance. PrimeCredit may debit rebate for a cancelled or returned transaction. Keep original receipts or official transaction records; PrimeCredit may request them or other proof in a dispute. Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. PrimeCredit may recover improperly or fraudulently obtained rebate and take legal action. PrimeCredit's records are conclusive. Communication failures that prevent category selection create no claim. PrimeCredit may amend, cancel, or end the promotion without notice; its decision in a dispute is final. The English terms prevail over the Chinese terms.
  • WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

WeWa 基本現金回贈 0.4%

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: WeWa Cash Rebate Program; the terms state no monthly upper limit. · Currency: HKD · Period: per month · Type: unlimited · Unit: currency
  • Percentage note: The HTML states that HKD 1 per HKD 250 is equivalent to 0.4%. The formal terms state HKD 1 per HKD 250 and pro rata calculation below HKD 250, rounded to the nearest cent.
  • The generic rebate is HKD 1 per HKD 250 for each Eligible Retail Purchase Transaction. A transaction below HKD 250 receives a pro-rata rebate, rounded to the nearest cent. The program applies to valid WeWa Credit Cards. Eligible transactions include posted local and overseas retail purchases, Octopus auto-reload, and online retail purchases. Exclusions include cash advances, card charges, casino transactions, money or electronic-money transfers (including P2P and mobile, app, or electronic-transfer platforms), e-wallet reloads, cash out, cash instalments, instalment amounts, unposted, cancelled, returned, counterfeit, and unauthorized transactions. PrimeCredit and the relevant card associations determine eligible transactions by merchant code; codes may change without notice, and PrimeCredit has final discretion. Rebate is calculated by posting date and settled by statement period; it is credited on the next statement. There is no monthly upper limit. The account must be valid and in good financial standing when the rebate is credited. Account cancellation forfeits uncredited rebate and the rebate balance. PrimeCredit may debit rebate for a cancelled or returned transaction. Rebate is non-transferable, non-exchangeable, non-refundable, and cannot be exchanged for cash. PrimeCredit may recover improperly or fraudulently obtained rebate and take legal action. PrimeCredit may amend or cancel the program without notice; its decision in a dispute is final.
Other offers
Mobile payments
手機支付額外現金回贈 3.6%
Conditions applyCashbackapple pay / unionpay quickpass omycard / unionpay qr payment omycardMinimum spending: HK$1,500.00Cap: HK$200.00 · per month
——

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: apple-pay; unionpay-quickpass-omycard; unionpay-qr-payment-omycard; Phase Spend Min: 1500 • Eligible categories: 手機支付 • T • h • i • s • • i • s • • o • n • e • • o • f • • t • h • r • e • e • • s • e • l • e • c • t • a • b • l • e • • F • u • n • • C • a • t • e • g • o • r • i • e • s • • f • o • r • • e • a • c • h • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • . • • F • o • r • • t • h • i • s • • U • n • i • o • n • P • a • y • • c • a • r • d • , • • e • l • i • g • i • b • l • e • • M • o • b • i • l • e • • P • a • y • m • e • n • t • • t • r • a • n • s • a • c • t • i • o • n • s • • u • s • e • • A • p • p • l • e • • P • a • y • , • • U • n • i • o • n • P • a • y • • Q • u • i • c • k • P • a • s • s • • i • n • • t • h • e • • O • m • y • C • a • r • d • • M • o • b • i • l • e • • A • p • p • , • • o • r • • U • n • i • o • n • P • a • y • • Q • R • • p • a • y • m • e • n • t • • i • n • • t • h • e • • O • m • y • C • a • r • d • • M • o • b • i • l • e • • A • p • p • . • • G • o • o • g • l • e • • P • a • y • • a • p • p • l • i • e • s • • t • o • • W • e • W • a • • V • i • s • a • • C • r • e • d • i • t • • C • a • r • d • s • • o • n • l • y • . • • A • • s • e • l • e • c • t • i • o • n • • f • r • o • m • • J • u • l • y • • 2 • 0 • 2 • 5 • • t • o • • S • e • p • t • e • m • b • e • r • • 2 • 0 • 2 • 6 • • c • a • r • r • i • e • s • • o • v • e • r • . • • I • f • • t • h • e • • e • a • r • l • i • e • r • • s • e • l • e • c • t • i • o • n • • w • a • s • • O • v • e • r • s • e • a • s • • S • p • e • n • d • i • n • g • , • • M • o • b • i • l • e • • P • a • y • m • e • n • t • • i • s • • s • e • t • • a • u • t • o • m • a • t • i • c • a • l • l • y • • a • s • • t • h • e • • s • e • l • e • c • t • a • b • l • e • • c • a • t • e • g • o • r • y • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • a • y • • c • h • a • n • g • e • • t • h • e • • s • e • l • e • c • t • i • o • n • • f • r • o • m • • 2 • 0 • 2 • 6 • - • 1 • 0 • - • 0 • 2 • • t • o • • 2 • 0 • 2 • 6 • - • 1 • 0 • - • 3 • 1 • • b • y • • c • a • l • l • i • n • g • • o • r • • c • o • n • t • a • c • t • i • n • g • • a • • P • r • i • m • e • C • r • e • d • i • t • • c • u • s • t • o • m • e • r • • s • e • r • v • i • c • e • • o • f • f • i • c • e • r • • t • h • r • o • u • g • h • • P • r • i • m • e • C • r • e • d • i • t • • C • h • a • t • b • o • t • . • • T • h • e • • s • e • l • e • c • t • i • o • n • • c • a • n • n • o • t • • b • e • • c • h • a • n • g • e • d • • a • f • t • e • r • • t • h • a • t • • p • e • r • i • o • d • , • • a • n • d • • O • c • t • o • b • e • r • • 2 • 0 • 2 • 6 • • r • e • b • a • t • e • • u • s • e • s • • t • h • e • • s • e • l • e • c • t • i • o • n • • a • t • • t • h • e • • e • n • d • • o • f • • t • h • a • t • • p • e • r • i • o • d • . • • A • • p • e • r • s • o • n • • w • h • o • • a • p • p • l • i • e • s • • f • o • r • • a • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • • d • u • r • i • n • g • • t • h • e • • p • r • o • m • o • t • i • o • n • • m • u • s • t • • s • e • l • e • c • t • • a • • c • a • t • e • g • o • r • y • • o • n • • t • h • e • • a • p • p • l • i • c • a • t • i • o • n • • f • o • r • m • ; • • t • h • e • • s • e • l • e • c • t • i • o • n • • c • a • n • n • o • t • • b • e • • c • h • a • n • g • e • d • • a • f • t • e • r • • s • u • b • m • i • s • s • i • o • n • . • • I • f • • n • o • • c • a • t • e • g • o • r • y • • i • s • • s • e • l • e • c • t • e • d • , • • M • o • b • i • l • e • • P • a • y • m • e • n • t • • i • s • • s • e • l • e • c • t • e • d • • a • u • t • o • m • a • t • i • c • a • l • l • y • . • • A • p • p • l • i • e • s • • t • o • • v • a • l • i • d • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • s • • i • s • s • u • e • d • • b • y • • P • r • i • m • e • C • r • e • d • i • t • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • h • a • v • e • • a • t • • l • e • a • s • t • • H • K • D • • 1 • , • 5 • 0 • 0 • • i • n • • E • l • i • g • i • b • l • e • • R • e • t • a • i • l • • T • r • a • n • s • a • c • t • i • o • n • s • • p • e • r • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • c • r • o • s • s • • a • l • l • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • s • . • • T • h • i • s • • H • K • D • • 2 • 0 • 0 • • c • a • p • • i • s • • s • h • a • r • e • d • • a • c • r • o • s • s • • E • x • t • r • a • • C • a • s • h • • R • e • b • a • t • e • • f • r • o • m • • O • v • e • r • s • e • a • s • • S • p • e • n • d • i • n • g • • a • n • d • • t • h • e • • o • n • e • • s • e • l • e • c • t • e • d • • F • u • n • • C • a • t • e • g • o • r • y • ; • • i • t • • i • s • • n • o • t • • a • • s • e • p • a • r • a • t • e • • c • a • p • • f • o • r • • e • a • c • h • • c • a • t • e • g • o • r • y • • o • r • • c • a • r • d • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • b • e • • p • o • s • t • e • d • • w • i • t • h • i • n • • 7 • • d • a • y • s • • o • f • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • . • • T • h • e • y • • e • x • c • l • u • d • e • • O • c • t • o • p • u • s • • A • u • t • o • m • a • t • i • c • • A • d • d • - • V • a • l • u • e • , • • s • t • o • r • e • d • - • v • a • l • u • e • • c • a • r • d • • p • u • r • c • h • a • s • e • s • • o • r • • r • e • l • o • a • d • s • • ( • i • n • c • l • u • d • i • n • g • • O • c • t • o • p • u • s • • t • o • p • - • u • p • s • ) • , • • a • u • t • o • p • a • y • , • • C • r • e • d • i • t • - • t • o • - • C • a • s • h • , • • i • n • s • t • a • l • m • e • n • t • • p • l • a • n • s • , • • o • f • f • l • i • n • e • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • r • d • • c • h • a • r • g • e • s • , • • s • p • l • i • t • • t • r • a • n • s • a • c • t • i • o • n • s • , • • f • u • n • d • • i • n • v • e • s • t • m • e • n • t • s • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • s • h • • v • o • u • c • h • e • r • s • , • • c • o • n • s • u • m • e • r • • d • e • p • o • s • i • t • s • , • • b • i • l • l • • p • a • y • m • e • n • t • s • , • • m • o • n • e • y • • o • r • • e • l • e • c • t • r • o • n • i • c • - • m • o • n • e • y • • t • r • a • n • s • f • e • r • s • , • • e • - • w • a • l • l • e • t • • t • o • p • - • u • p • s • , • • c • h • a • r • g • e • b • a • c • k • • t • r • a • n • s • a • c • t • i • o • n • s • , • • u • n • p • o • s • t • e • d • , • • c • a • n • c • e • l • l • e • d • , • • r • e • t • u • r • n • e • d • , • • c • o • u • n • t • e • r • f • e • i • t • , • • a • n • d • • u • n • a • u • t • h • o • r • i • z • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • . • • P • r • i • m • e • C • r • e • d • i • t • • a • n • d • • t • h • e • • r • e • l • e • v • a • n • t • • c • a • r • d • • a • s • s • o • c • i • a • t • i • o • n • s • • d • e • t • e • r • m • i • n • e • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • c • a • t • e • g • o • r • y • • b • y • • m • e • r • c • h • a • n • t • • c • o • d • e • s • • o • r • • n • a • m • e • s • , • • w • h • i • c • h • • m • a • y • • c • h • a • n • g • e • • w • i • t • h • o • u • t • • n • o • t • i • c • e • . • • T • h • e • • p • o • s • t • e • d • • a • m • o • u • n • t • • p • r • e • v • a • i • l • s • • o • v • e • r • • t • h • e • • a • u • t • h • o • r • i • z • e • d • • a • m • o • u • n • t • ; • • f • o • r • e • i • g • n • - • c • u • r • r • e • n • c • y • • t • r • a • n • s • a • c • t • i • o • n • s • • u • s • e • • t • h • e • • p • o • s • t • e • d • • a • m • o • u • n • t • • c • o • n • v • e • r • t • e • d • • t • o • • H • K • D • . • • P • r • i • m • e • C • r • e • d • i • t • ' • s • • r • e • c • o • r • d • s • • a • n • d • • d • e • c • i • s • i • o • n • s • • c • o • n • t • r • o • l • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • c • a • t • e • g • o • r • y • , • • a • n • d • • P • r • i • m • e • C • r • e • d • i • t • • d • o • e • s • • n • o • t • • h • a • v • e • • t • o • • c • o • n • f • i • r • m • • e • l • i • g • i • b • i • l • i • t • y • • b • e • f • o • r • e • • a • • t • r • a • n • s • a • c • t • i • o • n • . • • R • e • b • a • t • e • • i • s • • c • a • l • c • u • l • a • t • e • d • • b • y • • t • r • a • n • s • a • c • t • i • o • n • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • n • d • • r • o • u • n • d • e • d • • t • o • • t • w • o • • d • e • c • i • m • a • l • • p • l • a • c • e • s • . • • I • t • • i • s • • c • r • e • d • i • t • e • d • • w • i • t • h • i • n • • 3 • • m • o • n • t • h • s • • a • f • t • e • r • • m • o • n • t • h • - • e • n • d • • t • o • • t • h • e • • W • e • W • a • • c • a • r • d • • a • c • c • o • u • n • t • • w • i • t • h • • t • h • e • • h • i • g • h • e • s • t • • e • l • i • g • i • b • l • e • • s • p • e • n • d • • t • h • a • t • • m • o • n • t • h • ; • • s • p • e • n • d • • a • c • r • o • s • s • • a • l • l • • W • e • W • a • • c • a • r • d • s • • i • s • • a • g • g • r • e • g • a • t • e • d • . • • A • l • l • • W • e • W • a • • c • a • r • d • • a • c • c • o • u • n • t • s • • m • u • s • t • • b • e • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • • w • h • e • n • • t • h • e • • r • e • b • a • t • e • • i • s • • c • r • e • d • i • t • e • d • . • • C • a • n • c • e • l • l • a • t • i • o • n • • f • o • r • f • e • i • t • s • • u • n • c • r • e • d • i • t • e • d • • r • e • b • a • t • e • • a • n • d • • t • h • e • • a • c • c • o • u • n • t • ' • s • • r • e • b • a • t • e • • b • a • l • a • n • c • e • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • d • e • b • i • t • • r • e • b • a • t • e • • f • o • r • • a • • c • a • n • c • e • l • l • e • d • • o • r • • r • e • t • u • r • n • e • d • • t • r • a • n • s • a • c • t • i • o • n • . • • I • f • • a • • t • r • a • n • s • a • c • t • i • o • n • • f • a • l • l • s • • u • n • d • e • r • • m • o • r • e • • t • h • a • n • • o • n • e • • F • u • n • • C • a • t • e • g • o • r • y • , • • P • r • i • m • e • C • r • e • d • i • t • • d • e • c • i • d • e • s • • i • t • s • • c • a • t • e • g • o • r • y • . • • K • e • e • p • • o • r • i • g • i • n • a • l • • r • e • c • e • i • p • t • s • • o • r • • o • f • f • i • c • i • a • l • • t • r • a • n • s • a • c • t • i • o • n • • r • e • c • o • r • d • s • ; • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • r • e • q • u • e • s • t • • t • h • e • m • • o • r • • o • t • h • e • r • • p • r • o • o • f • • i • n • • a • • d • i • s • p • u • t • e • . • • R • e • b • a • t • e • • i • s • • n • o • n • - • t • r • a • n • s • f • e • r • a • b • l • e • , • • n • o • n • - • a • s • s • i • g • n • a • b • l • e • , • • n • o • n • - • e • x • c • h • a • n • g • e • a • b • l • e • , • • a • n • d • • c • a • n • n • o • t • • b • e • • e • x • c • h • a • n • g • e • d • • f • o • r • • c • a • s • h • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • r • e • c • o • v • e • r • • i • m • p • r • o • p • e • r • l • y • • o • r • • f • r • a • u • d • u • l • e • n • t • l • y • • o • b • t • a • i • n • e • d • • r • e • b • a • t • e • • a • n • d • • t • a • k • e • • l • e • g • a • l • • a • c • t • i • o • n • . • • P • r • i • m • e • C • r • e • d • i • t • ' • s • • r • e • c • o • r • d • s • • a • r • e • • c • o • n • c • l • u • s • i • v • e • . • • C • o • m • m • u • n • i • c • a • t • i • o • n • • f • a • i • l • u • r • e • s • • t • h • a • t • • p • r • e • v • e • n • t • • c • a • t • e • g • o • r • y • • s • e • l • e • c • t • i • o • n • • c • r • e • a • t • e • • n • o • • c • l • a • i • m • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • a • m • e • n • d • , • • c • a • n • c • e • l • , • • o • r • • e • n • d • • t • h • e • • p • r • o • m • o • t • i • o • n • • w • i • t • h • o • u • t • • n • o • t • i • c • e • ; • • i • t • s • • d • e • c • i • s • i • o • n • • i • n • • a • • d • i • s • p • u • t • e • • i • s • • f • i • n • a • l • . • • T • h • e • • E • n • g • l • i • s • h • • t • e • r • m • s • • p • r • e • v • a • i • l • • o • v • e • r • • t • h • e • • C • h • i • n • e • s • e • • t • e • r • m • s • .

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 手機支付 · Type: category
  • Requirements: Pay with: apple pay / unionpay quickpass omycard / unionpay qr payment omycard · Period spend ≥: HK$1,500.00
  • Benefit limit: Amount: 200 · Applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • This is one of three selectable Fun Categories for each WeWa Credit Card. For this UnionPay card, eligible Mobile Payment transactions use Apple Pay, UnionPay QuickPass in the OmyCard Mobile App, or UnionPay QR payment in the OmyCard Mobile App. Google Pay applies to WeWa Visa Credit Cards only. A selection from July 2025 to September 2026 carries over. If the earlier selection was Overseas Spending, Mobile Payment is set automatically as the selectable category. The cardholder may change the selection from 2026-10-02 to 2026-10-31 by calling or contacting a PrimeCredit customer service officer through PrimeCredit Chatbot. The selection cannot be changed after that period, and October 2026 rebate uses the selection at the end of that period. A person who applies for a WeWa Credit Card during the promotion must select a category on the application form; the selection cannot be changed after submission. If no category is selected, Mobile Payment is selected automatically. Applies to valid WeWa Credit Cards issued by PrimeCredit. The cardholder must have at least HKD 1,500 in Eligible Retail Transactions per calendar month across all WeWa Credit Cards. This HKD 200 cap is shared across Extra Cash Rebate from Overseas Spending and the one selected Fun Category; it is not a separate cap for each category or card. Eligible transactions must be posted within 7 days of the transaction date. They exclude Octopus Automatic Add-Value, stored-value card purchases or reloads (including Octopus top-ups), autopay, Credit-to-Cash, instalment plans, offline transactions, card charges, split transactions, fund investments, casino transactions, cash vouchers, consumer deposits, bill payments, money or electronic-money transfers, e-wallet top-ups, chargeback transactions, unposted, cancelled, returned, counterfeit, and unauthorized transactions. PrimeCredit and the relevant card associations determine eligibility and category by merchant codes or names, which may change without notice. The posted amount prevails over the authorized amount; foreign-currency transactions use the posted amount converted to HKD. PrimeCredit's records and decisions control eligibility and category, and PrimeCredit does not have to confirm eligibility before a transaction. Rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the WeWa card account with the highest eligible spend that month; spend across all WeWa cards is aggregated. All WeWa card accounts must be valid and in good standing when the rebate is credited. Cancellation forfeits uncredited rebate and the account's rebate balance. PrimeCredit may debit rebate for a cancelled or returned transaction. If a transaction falls under more than one Fun Category, PrimeCredit decides its category. Keep original receipts or official transaction records; PrimeCredit may request them or other proof in a dispute. Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. PrimeCredit may recover improperly or fraudulently obtained rebate and take legal action. PrimeCredit's records are conclusive. Communication failures that prevent category selection create no claim. PrimeCredit may amend, cancel, or end the promotion without notice; its decision in a dispute is final. The English terms prevail over the Chinese terms.
  • WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30
Travel
旅遊簽賬額外現金回贈 3.6%
Conditions applyCashbackMinimum spending: HK$1,500.00Cap: HK$200.00 · per month
——

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1500 • Eligible categories: 旅遊 • T • h • i • s • • i • s • • o • n • e • • o • f • • t • h • r • e • e • • s • e • l • e • c • t • a • b • l • e • • F • u • n • • C • a • t • e • g • o • r • i • e • s • • f • o • r • • e • a • c • h • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • a • r • e • • a • t • • m • e • r • c • h • a • n • t • s • • c • a • t • e • g • o • r • i • z • e • d • • b • y • • P • r • i • m • e • C • r • e • d • i • t • • o • r • • t • h • e • • r • e • l • e • v • a • n • t • • c • a • r • d • • a • s • s • o • c • i • a • t • i • o • n • • a • s • • t • r • a • v • e • l • • a • g • e • n • c • i • e • s • , • • a • i • r • l • i • n • e • s • , • • o • r • • h • o • t • e • l • s • • f • o • r • • r • o • o • m • • a • c • c • o • m • m • o • d • a • t • i • o • n • • o • n • l • y • . • • A • • s • e • l • e • c • t • i • o • n • • f • r • o • m • • J • u • l • y • • 2 • 0 • 2 • 5 • • t • o • • S • e • p • t • e • m • b • e • r • • 2 • 0 • 2 • 6 • • c • a • r • r • i • e • s • • o • v • e • r • . • • I • f • • t • h • e • • e • a • r • l • i • e • r • • s • e • l • e • c • t • i • o • n • • w • a • s • • O • v • e • r • s • e • a • s • • S • p • e • n • d • i • n • g • , • • M • o • b • i • l • e • • P • a • y • m • e • n • t • • i • s • • s • e • t • • a • u • t • o • m • a • t • i • c • a • l • l • y • • a • s • • t • h • e • • s • e • l • e • c • t • a • b • l • e • • c • a • t • e • g • o • r • y • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • a • y • • c • h • a • n • g • e • • t • h • e • • s • e • l • e • c • t • i • o • n • • f • r • o • m • • 2 • 0 • 2 • 6 • - • 1 • 0 • - • 0 • 2 • • t • o • • 2 • 0 • 2 • 6 • - • 1 • 0 • - • 3 • 1 • • b • y • • c • a • l • l • i • n • g • • o • r • • c • o • n • t • a • c • t • i • n • g • • a • • P • r • i • m • e • C • r • e • d • i • t • • c • u • s • t • o • m • e • r • • s • e • r • v • i • c • e • • o • f • f • i • c • e • r • • t • h • r • o • u • g • h • • P • r • i • m • e • C • r • e • d • i • t • • C • h • a • t • b • o • t • . • • T • h • e • • s • e • l • e • c • t • i • o • n • • c • a • n • n • o • t • • b • e • • c • h • a • n • g • e • d • • a • f • t • e • r • • t • h • a • t • • p • e • r • i • o • d • , • • a • n • d • • O • c • t • o • b • e • r • • 2 • 0 • 2 • 6 • • r • e • b • a • t • e • • u • s • e • s • • t • h • e • • s • e • l • e • c • t • i • o • n • • a • t • • t • h • e • • e • n • d • • o • f • • t • h • a • t • • p • e • r • i • o • d • . • • A • • p • e • r • s • o • n • • w • h • o • • a • p • p • l • i • e • s • • f • o • r • • a • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • • d • u • r • i • n • g • • t • h • e • • p • r • o • m • o • t • i • o • n • • m • u • s • t • • s • e • l • e • c • t • • a • • c • a • t • e • g • o • r • y • • o • n • • t • h • e • • a • p • p • l • i • c • a • t • i • o • n • • f • o • r • m • ; • • t • h • e • • s • e • l • e • c • t • i • o • n • • c • a • n • n • o • t • • b • e • • c • h • a • n • g • e • d • • a • f • t • e • r • • s • u • b • m • i • s • s • i • o • n • . • • I • f • • n • o • • c • a • t • e • g • o • r • y • • i • s • • s • e • l • e • c • t • e • d • , • • M • o • b • i • l • e • • P • a • y • m • e • n • t • • i • s • • s • e • l • e • c • t • e • d • • a • u • t • o • m • a • t • i • c • a • l • l • y • . • • A • p • p • l • i • e • s • • t • o • • v • a • l • i • d • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • s • • i • s • s • u • e • d • • b • y • • P • r • i • m • e • C • r • e • d • i • t • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • h • a • v • e • • a • t • • l • e • a • s • t • • H • K • D • • 1 • , • 5 • 0 • 0 • • i • n • • E • l • i • g • i • b • l • e • • R • e • t • a • i • l • • T • r • a • n • s • a • c • t • i • o • n • s • • p • e • r • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • c • r • o • s • s • • a • l • l • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • s • . • • T • h • i • s • • H • K • D • • 2 • 0 • 0 • • c • a • p • • i • s • • s • h • a • r • e • d • • a • c • r • o • s • s • • E • x • t • r • a • • C • a • s • h • • R • e • b • a • t • e • • f • r • o • m • • O • v • e • r • s • e • a • s • • S • p • e • n • d • i • n • g • • a • n • d • • t • h • e • • o • n • e • • s • e • l • e • c • t • e • d • • F • u • n • • C • a • t • e • g • o • r • y • ; • • i • t • • i • s • • n • o • t • • a • • s • e • p • a • r • a • t • e • • c • a • p • • f • o • r • • e • a • c • h • • c • a • t • e • g • o • r • y • • o • r • • c • a • r • d • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • b • e • • p • o • s • t • e • d • • w • i • t • h • i • n • • 7 • • d • a • y • s • • o • f • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • . • • T • h • e • y • • e • x • c • l • u • d • e • • O • c • t • o • p • u • s • • A • u • t • o • m • a • t • i • c • • A • d • d • - • V • a • l • u • e • , • • s • t • o • r • e • d • - • v • a • l • u • e • • c • a • r • d • • p • u • r • c • h • a • s • e • s • • o • r • • r • e • l • o • a • d • s • • ( • i • n • c • l • u • d • i • n • g • • O • c • t • o • p • u • s • • t • o • p • - • u • p • s • ) • , • • a • u • t • o • p • a • y • , • • C • r • e • d • i • t • - • t • o • - • C • a • s • h • , • • i • n • s • t • a • l • m • e • n • t • • p • l • a • n • s • , • • o • f • f • l • i • n • e • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • r • d • • c • h • a • r • g • e • s • , • • s • p • l • i • t • • t • r • a • n • s • a • c • t • i • o • n • s • , • • f • u • n • d • • i • n • v • e • s • t • m • e • n • t • s • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • s • h • • v • o • u • c • h • e • r • s • , • • c • o • n • s • u • m • e • r • • d • e • p • o • s • i • t • s • , • • b • i • l • l • • p • a • y • m • e • n • t • s • , • • m • o • n • e • y • • o • r • • e • l • e • c • t • r • o • n • i • c • - • m • o • n • e • y • • t • r • a • n • s • f • e • r • s • , • • e • - • w • a • l • l • e • t • • t • o • p • - • u • p • s • , • • c • h • a • r • g • e • b • a • c • k • • t • r • a • n • s • a • c • t • i • o • n • s • , • • u • n • p • o • s • t • e • d • , • • c • a • n • c • e • l • l • e • d • , • • r • e • t • u • r • n • e • d • , • • c • o • u • n • t • e • r • f • e • i • t • , • • a • n • d • • u • n • a • u • t • h • o • r • i • z • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • . • • P • r • i • m • e • C • r • e • d • i • t • • a • n • d • • t • h • e • • r • e • l • e • v • a • n • t • • c • a • r • d • • a • s • s • o • c • i • a • t • i • o • n • s • • d • e • t • e • r • m • i • n • e • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • c • a • t • e • g • o • r • y • • b • y • • m • e • r • c • h • a • n • t • • c • o • d • e • s • • o • r • • n • a • m • e • s • , • • w • h • i • c • h • • m • a • y • • c • h • a • n • g • e • • w • i • t • h • o • u • t • • n • o • t • i • c • e • . • • T • h • e • • p • o • s • t • e • d • • a • m • o • u • n • t • • p • r • e • v • a • i • l • s • • o • v • e • r • • t • h • e • • a • u • t • h • o • r • i • z • e • d • • a • m • o • u • n • t • ; • • f • o • r • e • i • g • n • - • c • u • r • r • e • n • c • y • • t • r • a • n • s • a • c • t • i • o • n • s • • u • s • e • • t • h • e • • p • o • s • t • e • d • • a • m • o • u • n • t • • c • o • n • v • e • r • t • e • d • • t • o • • H • K • D • . • • P • r • i • m • e • C • r • e • d • i • t • ' • s • • r • e • c • o • r • d • s • • a • n • d • • d • e • c • i • s • i • o • n • s • • c • o • n • t • r • o • l • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • c • a • t • e • g • o • r • y • , • • a • n • d • • P • r • i • m • e • C • r • e • d • i • t • • d • o • e • s • • n • o • t • • h • a • v • e • • t • o • • c • o • n • f • i • r • m • • e • l • i • g • i • b • i • l • i • t • y • • b • e • f • o • r • e • • a • • t • r • a • n • s • a • c • t • i • o • n • . • • R • e • b • a • t • e • • i • s • • c • a • l • c • u • l • a • t • e • d • • b • y • • t • r • a • n • s • a • c • t • i • o • n • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • n • d • • r • o • u • n • d • e • d • • t • o • • t • w • o • • d • e • c • i • m • a • l • • p • l • a • c • e • s • . • • I • t • • i • s • • c • r • e • d • i • t • e • d • • w • i • t • h • i • n • • 3 • • m • o • n • t • h • s • • a • f • t • e • r • • m • o • n • t • h • - • e • n • d • • t • o • • t • h • e • • W • e • W • a • • c • a • r • d • • a • c • c • o • u • n • t • • w • i • t • h • • t • h • e • • h • i • g • h • e • s • t • • e • l • i • g • i • b • l • e • • s • p • e • n • d • • t • h • a • t • • m • o • n • t • h • ; • • s • p • e • n • d • • a • c • r • o • s • s • • a • l • l • • W • e • W • a • • c • a • r • d • s • • i • s • • a • g • g • r • e • g • a • t • e • d • . • • A • l • l • • W • e • W • a • • c • a • r • d • • a • c • c • o • u • n • t • s • • m • u • s • t • • b • e • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • • w • h • e • n • • t • h • e • • r • e • b • a • t • e • • i • s • • c • r • e • d • i • t • e • d • . • • C • a • n • c • e • l • l • a • t • i • o • n • • f • o • r • f • e • i • t • s • • u • n • c • r • e • d • i • t • e • d • • r • e • b • a • t • e • • a • n • d • • t • h • e • • a • c • c • o • u • n • t • ' • s • • r • e • b • a • t • e • • b • a • l • a • n • c • e • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • d • e • b • i • t • • r • e • b • a • t • e • • f • o • r • • a • • c • a • n • c • e • l • l • e • d • • o • r • • r • e • t • u • r • n • e • d • • t • r • a • n • s • a • c • t • i • o • n • . • • I • f • • a • • t • r • a • n • s • a • c • t • i • o • n • • f • a • l • l • s • • u • n • d • e • r • • m • o • r • e • • t • h • a • n • • o • n • e • • F • u • n • • C • a • t • e • g • o • r • y • , • • P • r • i • m • e • C • r • e • d • i • t • • d • e • c • i • d • e • s • • i • t • s • • c • a • t • e • g • o • r • y • . • • K • e • e • p • • o • r • i • g • i • n • a • l • • r • e • c • e • i • p • t • s • • o • r • • o • f • f • i • c • i • a • l • • t • r • a • n • s • a • c • t • i • o • n • • r • e • c • o • r • d • s • ; • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • r • e • q • u • e • s • t • • t • h • e • m • • o • r • • o • t • h • e • r • • p • r • o • o • f • • i • n • • a • • d • i • s • p • u • t • e • . • • R • e • b • a • t • e • • i • s • • n • o • n • - • t • r • a • n • s • f • e • r • a • b • l • e • , • • n • o • n • - • a • s • s • i • g • n • a • b • l • e • , • • n • o • n • - • e • x • c • h • a • n • g • e • a • b • l • e • , • • a • n • d • • c • a • n • n • o • t • • b • e • • e • x • c • h • a • n • g • e • d • • f • o • r • • c • a • s • h • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • r • e • c • o • v • e • r • • i • m • p • r • o • p • e • r • l • y • • o • r • • f • r • a • u • d • u • l • e • n • t • l • y • • o • b • t • a • i • n • e • d • • r • e • b • a • t • e • • a • n • d • • t • a • k • e • • l • e • g • a • l • • a • c • t • i • o • n • . • • P • r • i • m • e • C • r • e • d • i • t • ' • s • • r • e • c • o • r • d • s • • a • r • e • • c • o • n • c • l • u • s • i • v • e • . • • C • o • m • m • u • n • i • c • a • t • i • o • n • • f • a • i • l • u • r • e • s • • t • h • a • t • • p • r • e • v • e • n • t • • c • a • t • e • g • o • r • y • • s • e • l • e • c • t • i • o • n • • c • r • e • a • t • e • • n • o • • c • l • a • i • m • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • a • m • e • n • d • , • • c • a • n • c • e • l • , • • o • r • • e • n • d • • t • h • e • • p • r • o • m • o • t • i • o • n • • w • i • t • h • o • u • t • • n • o • t • i • c • e • ; • • i • t • s • • d • e • c • i • s • i • o • n • • i • n • • a • • d • i • s • p • u • t • e • • i • s • • f • i • n • a • l • . • • T • h • e • • E • n • g • l • i • s • h • • t • e • r • m • s • • p • r • e • v • a • i • l • • o • v • e • r • • t • h • e • • C • h • i • n • e • s • e • • t • e • r • m • s • .

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 旅遊 · Type: category
  • Requirements: Period spend ≥: HK$1,500.00
  • Benefit limit: Amount: 200 · Applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • This is one of three selectable Fun Categories for each WeWa Credit Card. Eligible transactions are at merchants categorized by PrimeCredit or the relevant card association as travel agencies, airlines, or hotels for room accommodation only. A selection from July 2025 to September 2026 carries over. If the earlier selection was Overseas Spending, Mobile Payment is set automatically as the selectable category. The cardholder may change the selection from 2026-10-02 to 2026-10-31 by calling or contacting a PrimeCredit customer service officer through PrimeCredit Chatbot. The selection cannot be changed after that period, and October 2026 rebate uses the selection at the end of that period. A person who applies for a WeWa Credit Card during the promotion must select a category on the application form; the selection cannot be changed after submission. If no category is selected, Mobile Payment is selected automatically. Applies to valid WeWa Credit Cards issued by PrimeCredit. The cardholder must have at least HKD 1,500 in Eligible Retail Transactions per calendar month across all WeWa Credit Cards. This HKD 200 cap is shared across Extra Cash Rebate from Overseas Spending and the one selected Fun Category; it is not a separate cap for each category or card. Eligible transactions must be posted within 7 days of the transaction date. They exclude Octopus Automatic Add-Value, stored-value card purchases or reloads (including Octopus top-ups), autopay, Credit-to-Cash, instalment plans, offline transactions, card charges, split transactions, fund investments, casino transactions, cash vouchers, consumer deposits, bill payments, money or electronic-money transfers, e-wallet top-ups, chargeback transactions, unposted, cancelled, returned, counterfeit, and unauthorized transactions. PrimeCredit and the relevant card associations determine eligibility and category by merchant codes or names, which may change without notice. The posted amount prevails over the authorized amount; foreign-currency transactions use the posted amount converted to HKD. PrimeCredit's records and decisions control eligibility and category, and PrimeCredit does not have to confirm eligibility before a transaction. Rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the WeWa card account with the highest eligible spend that month; spend across all WeWa cards is aggregated. All WeWa card accounts must be valid and in good standing when the rebate is credited. Cancellation forfeits uncredited rebate and the account's rebate balance. PrimeCredit may debit rebate for a cancelled or returned transaction. If a transaction falls under more than one Fun Category, PrimeCredit decides its category. Keep original receipts or official transaction records; PrimeCredit may request them or other proof in a dispute. Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. PrimeCredit may recover improperly or fraudulently obtained rebate and take legal action. PrimeCredit's records are conclusive. Communication failures that prevent category selection create no claim. PrimeCredit may amend, cancel, or end the promotion without notice; its decision in a dispute is final. The English terms prevail over the Chinese terms.
  • WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30
Entertainment
線上娛樂額外現金回贈 3.6%
Conditions applyCashbackMinimum spending: HK$1,500.00Cap: HK$200.00 · per month
——

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1500 • Eligible categories: 娛樂 • T • h • i • s • • i • s • • o • n • e • • o • f • • t • h • r • e • e • • s • e • l • e • c • t • a • b • l • e • • F • u • n • • C • a • t • e • g • o • r • i • e • s • • f • o • r • • e • a • c • h • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • . • • E • l • i • g • i • b • l • e • • m • e • r • c • h • a • n • t • s • • a • r • e • • A • p • p • l • e • • A • p • p • • S • t • o • r • e • • ( • o • n • l • y • • t • r • a • n • s • a • c • t • i • o • n • s • • w • i • t • h • • m • e • r • c • h • a • n • t • • n • a • m • e • • A • P • P • L • E • . • C • O • M • / • B • I • L • L • ) • , • • D • i • s • n • e • y • • P • L • U • S • , • • G • o • o • g • l • e • • P • l • a • y • • S • t • o • r • e • , • • J • O • O • X • , • • K • K • B • O • X • , • • M • Y • T • V • • S • U • P • E • R • , • • N • E • T • F • L • I • X • , • • N • i • n • t • e • n • d • o • , • • P • a • t • r • e • o • n • , • • P • l • a • y • S • t • a • t • i • o • n • , • • S • p • o • t • i • f • y • , • • S • T • E • A • M • , • • X • b • o • x • , • • a • n • d • • Y • o • u • T • u • b • e • , • • a • s • • d • e • t • e • r • m • i • n • e • d • • b • y • • P • r • i • m • e • C • r • e • d • i • t • • o • r • • t • h • e • • r • e • l • e • v • a • n • t • • c • a • r • d • • a • s • s • o • c • i • a • t • i • o • n • . • • A • • s • e • l • e • c • t • i • o • n • • f • r • o • m • • J • u • l • y • • 2 • 0 • 2 • 5 • • t • o • • S • e • p • t • e • m • b • e • r • • 2 • 0 • 2 • 6 • • c • a • r • r • i • e • s • • o • v • e • r • . • • I • f • • t • h • e • • e • a • r • l • i • e • r • • s • e • l • e • c • t • i • o • n • • w • a • s • • O • v • e • r • s • e • a • s • • S • p • e • n • d • i • n • g • , • • M • o • b • i • l • e • • P • a • y • m • e • n • t • • i • s • • s • e • t • • a • u • t • o • m • a • t • i • c • a • l • l • y • • a • s • • t • h • e • • s • e • l • e • c • t • a • b • l • e • • c • a • t • e • g • o • r • y • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • a • y • • c • h • a • n • g • e • • t • h • e • • s • e • l • e • c • t • i • o • n • • f • r • o • m • • 2 • 0 • 2 • 6 • - • 1 • 0 • - • 0 • 2 • • t • o • • 2 • 0 • 2 • 6 • - • 1 • 0 • - • 3 • 1 • • b • y • • c • a • l • l • i • n • g • • o • r • • c • o • n • t • a • c • t • i • n • g • • a • • P • r • i • m • e • C • r • e • d • i • t • • c • u • s • t • o • m • e • r • • s • e • r • v • i • c • e • • o • f • f • i • c • e • r • • t • h • r • o • u • g • h • • P • r • i • m • e • C • r • e • d • i • t • • C • h • a • t • b • o • t • . • • T • h • e • • s • e • l • e • c • t • i • o • n • • c • a • n • n • o • t • • b • e • • c • h • a • n • g • e • d • • a • f • t • e • r • • t • h • a • t • • p • e • r • i • o • d • , • • a • n • d • • O • c • t • o • b • e • r • • 2 • 0 • 2 • 6 • • r • e • b • a • t • e • • u • s • e • s • • t • h • e • • s • e • l • e • c • t • i • o • n • • a • t • • t • h • e • • e • n • d • • o • f • • t • h • a • t • • p • e • r • i • o • d • . • • A • • p • e • r • s • o • n • • w • h • o • • a • p • p • l • i • e • s • • f • o • r • • a • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • • d • u • r • i • n • g • • t • h • e • • p • r • o • m • o • t • i • o • n • • m • u • s • t • • s • e • l • e • c • t • • a • • c • a • t • e • g • o • r • y • • o • n • • t • h • e • • a • p • p • l • i • c • a • t • i • o • n • • f • o • r • m • ; • • t • h • e • • s • e • l • e • c • t • i • o • n • • c • a • n • n • o • t • • b • e • • c • h • a • n • g • e • d • • a • f • t • e • r • • s • u • b • m • i • s • s • i • o • n • . • • I • f • • n • o • • c • a • t • e • g • o • r • y • • i • s • • s • e • l • e • c • t • e • d • , • • M • o • b • i • l • e • • P • a • y • m • e • n • t • • i • s • • s • e • l • e • c • t • e • d • • a • u • t • o • m • a • t • i • c • a • l • l • y • . • • A • p • p • l • i • e • s • • t • o • • v • a • l • i • d • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • s • • i • s • s • u • e • d • • b • y • • P • r • i • m • e • C • r • e • d • i • t • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • h • a • v • e • • a • t • • l • e • a • s • t • • H • K • D • • 1 • , • 5 • 0 • 0 • • i • n • • E • l • i • g • i • b • l • e • • R • e • t • a • i • l • • T • r • a • n • s • a • c • t • i • o • n • s • • p • e • r • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • c • r • o • s • s • • a • l • l • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • s • . • • T • h • i • s • • H • K • D • • 2 • 0 • 0 • • c • a • p • • i • s • • s • h • a • r • e • d • • a • c • r • o • s • s • • E • x • t • r • a • • C • a • s • h • • R • e • b • a • t • e • • f • r • o • m • • O • v • e • r • s • e • a • s • • S • p • e • n • d • i • n • g • • a • n • d • • t • h • e • • o • n • e • • s • e • l • e • c • t • e • d • • F • u • n • • C • a • t • e • g • o • r • y • ; • • i • t • • i • s • • n • o • t • • a • • s • e • p • a • r • a • t • e • • c • a • p • • f • o • r • • e • a • c • h • • c • a • t • e • g • o • r • y • • o • r • • c • a • r • d • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • b • e • • p • o • s • t • e • d • • w • i • t • h • i • n • • 7 • • d • a • y • s • • o • f • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • . • • T • h • e • y • • e • x • c • l • u • d • e • • O • c • t • o • p • u • s • • A • u • t • o • m • a • t • i • c • • A • d • d • - • V • a • l • u • e • , • • s • t • o • r • e • d • - • v • a • l • u • e • • c • a • r • d • • p • u • r • c • h • a • s • e • s • • o • r • • r • e • l • o • a • d • s • • ( • i • n • c • l • u • d • i • n • g • • O • c • t • o • p • u • s • • t • o • p • - • u • p • s • ) • , • • a • u • t • o • p • a • y • , • • C • r • e • d • i • t • - • t • o • - • C • a • s • h • , • • i • n • s • t • a • l • m • e • n • t • • p • l • a • n • s • , • • o • f • f • l • i • n • e • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • r • d • • c • h • a • r • g • e • s • , • • s • p • l • i • t • • t • r • a • n • s • a • c • t • i • o • n • s • , • • f • u • n • d • • i • n • v • e • s • t • m • e • n • t • s • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • s • h • • v • o • u • c • h • e • r • s • , • • c • o • n • s • u • m • e • r • • d • e • p • o • s • i • t • s • , • • b • i • l • l • • p • a • y • m • e • n • t • s • , • • m • o • n • e • y • • o • r • • e • l • e • c • t • r • o • n • i • c • - • m • o • n • e • y • • t • r • a • n • s • f • e • r • s • , • • e • - • w • a • l • l • e • t • • t • o • p • - • u • p • s • , • • c • h • a • r • g • e • b • a • c • k • • t • r • a • n • s • a • c • t • i • o • n • s • , • • u • n • p • o • s • t • e • d • , • • c • a • n • c • e • l • l • e • d • , • • r • e • t • u • r • n • e • d • , • • c • o • u • n • t • e • r • f • e • i • t • , • • a • n • d • • u • n • a • u • t • h • o • r • i • z • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • . • • P • r • i • m • e • C • r • e • d • i • t • • a • n • d • • t • h • e • • r • e • l • e • v • a • n • t • • c • a • r • d • • a • s • s • o • c • i • a • t • i • o • n • s • • d • e • t • e • r • m • i • n • e • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • c • a • t • e • g • o • r • y • • b • y • • m • e • r • c • h • a • n • t • • c • o • d • e • s • • o • r • • n • a • m • e • s • , • • w • h • i • c • h • • m • a • y • • c • h • a • n • g • e • • w • i • t • h • o • u • t • • n • o • t • i • c • e • . • • T • h • e • • p • o • s • t • e • d • • a • m • o • u • n • t • • p • r • e • v • a • i • l • s • • o • v • e • r • • t • h • e • • a • u • t • h • o • r • i • z • e • d • • a • m • o • u • n • t • ; • • f • o • r • e • i • g • n • - • c • u • r • r • e • n • c • y • • t • r • a • n • s • a • c • t • i • o • n • s • • u • s • e • • t • h • e • • p • o • s • t • e • d • • a • m • o • u • n • t • • c • o • n • v • e • r • t • e • d • • t • o • • H • K • D • . • • P • r • i • m • e • C • r • e • d • i • t • ' • s • • r • e • c • o • r • d • s • • a • n • d • • d • e • c • i • s • i • o • n • s • • c • o • n • t • r • o • l • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • c • a • t • e • g • o • r • y • , • • a • n • d • • P • r • i • m • e • C • r • e • d • i • t • • d • o • e • s • • n • o • t • • h • a • v • e • • t • o • • c • o • n • f • i • r • m • • e • l • i • g • i • b • i • l • i • t • y • • b • e • f • o • r • e • • a • • t • r • a • n • s • a • c • t • i • o • n • . • • R • e • b • a • t • e • • i • s • • c • a • l • c • u • l • a • t • e • d • • b • y • • t • r • a • n • s • a • c • t • i • o • n • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • n • d • • r • o • u • n • d • e • d • • t • o • • t • w • o • • d • e • c • i • m • a • l • • p • l • a • c • e • s • . • • I • t • • i • s • • c • r • e • d • i • t • e • d • • w • i • t • h • i • n • • 3 • • m • o • n • t • h • s • • a • f • t • e • r • • m • o • n • t • h • - • e • n • d • • t • o • • t • h • e • • W • e • W • a • • c • a • r • d • • a • c • c • o • u • n • t • • w • i • t • h • • t • h • e • • h • i • g • h • e • s • t • • e • l • i • g • i • b • l • e • • s • p • e • n • d • • t • h • a • t • • m • o • n • t • h • ; • • s • p • e • n • d • • a • c • r • o • s • s • • a • l • l • • W • e • W • a • • c • a • r • d • s • • i • s • • a • g • g • r • e • g • a • t • e • d • . • • A • l • l • • W • e • W • a • • c • a • r • d • • a • c • c • o • u • n • t • s • • m • u • s • t • • b • e • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • • w • h • e • n • • t • h • e • • r • e • b • a • t • e • • i • s • • c • r • e • d • i • t • e • d • . • • C • a • n • c • e • l • l • a • t • i • o • n • • f • o • r • f • e • i • t • s • • u • n • c • r • e • d • i • t • e • d • • r • e • b • a • t • e • • a • n • d • • t • h • e • • a • c • c • o • u • n • t • ' • s • • r • e • b • a • t • e • • b • a • l • a • n • c • e • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • d • e • b • i • t • • r • e • b • a • t • e • • f • o • r • • a • • c • a • n • c • e • l • l • e • d • • o • r • • r • e • t • u • r • n • e • d • • t • r • a • n • s • a • c • t • i • o • n • . • • I • f • • a • • t • r • a • n • s • a • c • t • i • o • n • • f • a • l • l • s • • u • n • d • e • r • • m • o • r • e • • t • h • a • n • • o • n • e • • F • u • n • • C • a • t • e • g • o • r • y • , • • P • r • i • m • e • C • r • e • d • i • t • • d • e • c • i • d • e • s • • i • t • s • • c • a • t • e • g • o • r • y • . • • K • e • e • p • • o • r • i • g • i • n • a • l • • r • e • c • e • i • p • t • s • • o • r • • o • f • f • i • c • i • a • l • • t • r • a • n • s • a • c • t • i • o • n • • r • e • c • o • r • d • s • ; • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • r • e • q • u • e • s • t • • t • h • e • m • • o • r • • o • t • h • e • r • • p • r • o • o • f • • i • n • • a • • d • i • s • p • u • t • e • . • • R • e • b • a • t • e • • i • s • • n • o • n • - • t • r • a • n • s • f • e • r • a • b • l • e • , • • n • o • n • - • a • s • s • i • g • n • a • b • l • e • , • • n • o • n • - • e • x • c • h • a • n • g • e • a • b • l • e • , • • a • n • d • • c • a • n • n • o • t • • b • e • • e • x • c • h • a • n • g • e • d • • f • o • r • • c • a • s • h • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • r • e • c • o • v • e • r • • i • m • p • r • o • p • e • r • l • y • • o • r • • f • r • a • u • d • u • l • e • n • t • l • y • • o • b • t • a • i • n • e • d • • r • e • b • a • t • e • • a • n • d • • t • a • k • e • • l • e • g • a • l • • a • c • t • i • o • n • . • • P • r • i • m • e • C • r • e • d • i • t • ' • s • • r • e • c • o • r • d • s • • a • r • e • • c • o • n • c • l • u • s • i • v • e • . • • C • o • m • m • u • n • i • c • a • t • i • o • n • • f • a • i • l • u • r • e • s • • t • h • a • t • • p • r • e • v • e • n • t • • c • a • t • e • g • o • r • y • • s • e • l • e • c • t • i • o • n • • c • r • e • a • t • e • • n • o • • c • l • a • i • m • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • a • m • e • n • d • , • • c • a • n • c • e • l • , • • o • r • • e • n • d • • t • h • e • • p • r • o • m • o • t • i • o • n • • w • i • t • h • o • u • t • • n • o • t • i • c • e • ; • • i • t • s • • d • e • c • i • s • i • o • n • • i • n • • a • • d • i • s • p • u • t • e • • i • s • • f • i • n • a • l • . • • T • h • e • • E • n • g • l • i • s • h • • t • e • r • m • s • • p • r • e • v • a • i • l • • o • v • e • r • • t • h • e • • C • h • i • n • e • s • e • • t • e • r • m • s • .

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 娛樂 · Type: category
  • Requirements: Period spend ≥: HK$1,500.00
  • Benefit limit: Amount: 200 · Applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • This is one of three selectable Fun Categories for each WeWa Credit Card. Eligible merchants are Apple App Store (only transactions with merchant name APPLE.COM/BILL), Disney PLUS, Google Play Store, JOOX, KKBOX, MYTV SUPER, NETFLIX, Nintendo, Patreon, PlayStation, Spotify, STEAM, Xbox, and YouTube, as determined by PrimeCredit or the relevant card association. A selection from July 2025 to September 2026 carries over. If the earlier selection was Overseas Spending, Mobile Payment is set automatically as the selectable category. The cardholder may change the selection from 2026-10-02 to 2026-10-31 by calling or contacting a PrimeCredit customer service officer through PrimeCredit Chatbot. The selection cannot be changed after that period, and October 2026 rebate uses the selection at the end of that period. A person who applies for a WeWa Credit Card during the promotion must select a category on the application form; the selection cannot be changed after submission. If no category is selected, Mobile Payment is selected automatically. Applies to valid WeWa Credit Cards issued by PrimeCredit. The cardholder must have at least HKD 1,500 in Eligible Retail Transactions per calendar month across all WeWa Credit Cards. This HKD 200 cap is shared across Extra Cash Rebate from Overseas Spending and the one selected Fun Category; it is not a separate cap for each category or card. Eligible transactions must be posted within 7 days of the transaction date. They exclude Octopus Automatic Add-Value, stored-value card purchases or reloads (including Octopus top-ups), autopay, Credit-to-Cash, instalment plans, offline transactions, card charges, split transactions, fund investments, casino transactions, cash vouchers, consumer deposits, bill payments, money or electronic-money transfers, e-wallet top-ups, chargeback transactions, unposted, cancelled, returned, counterfeit, and unauthorized transactions. PrimeCredit and the relevant card associations determine eligibility and category by merchant codes or names, which may change without notice. The posted amount prevails over the authorized amount; foreign-currency transactions use the posted amount converted to HKD. PrimeCredit's records and decisions control eligibility and category, and PrimeCredit does not have to confirm eligibility before a transaction. Rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the WeWa card account with the highest eligible spend that month; spend across all WeWa cards is aggregated. All WeWa card accounts must be valid and in good standing when the rebate is credited. Cancellation forfeits uncredited rebate and the account's rebate balance. PrimeCredit may debit rebate for a cancelled or returned transaction. If a transaction falls under more than one Fun Category, PrimeCredit decides its category. Keep original receipts or official transaction records; PrimeCredit may request them or other proof in a dispute. Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. PrimeCredit may recover improperly or fraudulently obtained rebate and take legal action. PrimeCredit's records are conclusive. Communication failures that prevent category selection create no claim. PrimeCredit may amend, cancel, or end the promotion without notice; its decision in a dispute is final. The English terms prevail over the Chinese terms.
  • WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30
1515/WewaWewa Visa Signature CardWewa Visa Signature Card4%HK$40.00
Wewa Visa Signature Card
15Wewa

Wewa Visa Signature Card

Conditions apply

HK$40.004%
Overseas spending
HK$36.003.6%
CashbackMinimum spending: HK$1,500.00Cap: HK$200.00 · per month
CapHK$36.00 / HK$200.00
Calculation
Total savingHK$40.00
  • Overseas Spending: 3.6% Extra Cash Rebate: HK$36.00
  • WeWa Cash Rebate Program: 0.4% basic cash rebate: HK$4.00
Terms & conditions

Calculation assumptions

  • Assumes the full reward limit is still available. Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: 200 HKD · Per Month
  • Limit applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder
  • Eligibility: Phase Spend Min: 1500
  • Eligible categories: 海外簽賬
  • Applies only to valid WeWa Credit Cards issued by PrimeCredit.
  • Promotion period: 2026-10-01 through 2027-09-30, inclusive.
  • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month.
  • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period.
  • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment.
  • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions.
  • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions.
  • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance.
  • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount.
  • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category.
  • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash.
  • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute.
  • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice.
  • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records.
  • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection.
  • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it.
  • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version.
  • Overseas Spending includes eligible transactions at physical overseas merchants settled in a non-HKD currency, as determined by PrimeCredit or card associations.
  • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward.
  • Limit: unlimited.
  • Limit applies to: Generic Cash Rebate awarded each month
  • Applies to all eligible spending, subject to the conditions.
  • Applies to valid WeWa Credit Card holders.
  • The Generic Cash Rebate is HKD 1 for each HKD 250 Eligible Retail Purchase Transaction. Transactions below HKD 250 earn a pro-rata rebate, rounded to the nearest cent. PrimeCredit may change the rate with prior notice.
  • Eligible amounts include posted local and overseas retail purchases, Octopus automatic reloads, and online retail purchases. Exclusions include cash advances; card fees and charges; casino transactions; money or e-money transfers, including P2P services; e-wallet reloads; cash-out; cash instalments and instalments; unposted, cancelled, returned, counterfeit, and unauthorised transactions.
  • PrimeCredit and related card-association merchant codes determine eligible purchases and may change without notice. PrimeCredit has final discretion; its records control.
  • The rebate is calculated by transaction posting date and settled each monthly statement period. It is credited to the related WeWa card account on the next statement date. There is no monthly upper limit.
  • If a transaction used for an awarded rebate is refunded or cancelled, PrimeCredit may debit the rebate value without notice.
  • The WeWa card account must be valid and in good financial standing at crediting. If it is closed, existing and uncredited rebate is forfeited.
  • The rebate is non-transferable, non-exchangeable, non-refundable, and cannot be exchanged for cash.
  • PrimeCredit may debit rebates obtained through invalid, corrupt, or fraudulent means without notice and may take legal action. It may amend or cancel the program without notice; its decision on disputes is final.
  • 頁面列明每HK$250簽賬可獲HK$1基本現金回贈,相當於0.4%。
  • 此回贈適用於其他簽賬類別。
  • The HTML summary describes 0.4% basic cashback under other spending categories. The formal Generic Cash Rebate terms apply HKD 1 per HKD 250, pro rata, to all eligible purchases; the 0.4% basic rebate combines with the 3.6% extra rebate to produce the advertised up-to-4% total.

Overseas Spending: 3.6% Extra Cash Rebate

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Requirements: Period spend ≥: HK$1,500.00
  • Benefit limit: Amount: 200 · Applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Applies only to valid WeWa Credit Cards issued by PrimeCredit.
  • Promotion period: 2026-10-01 through 2027-09-30, inclusive.
  • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month.
  • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period.
  • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment.
  • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions.
  • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions.
  • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance.
  • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount.
  • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category.
  • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash.
  • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute.
  • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice.
  • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records.
  • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection.
  • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it.
  • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version.
  • Overseas Spending includes eligible transactions at physical overseas merchants settled in a non-HKD currency, as determined by PrimeCredit or card associations.
  • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward.
  • WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

WeWa Cash Rebate Program: 0.4% basic cash rebate

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: Generic Cash Rebate awarded each month · Period: per month · Type: unlimited
  • Applies to valid WeWa Credit Card holders.
  • The Generic Cash Rebate is HKD 1 for each HKD 250 Eligible Retail Purchase Transaction. Transactions below HKD 250 earn a pro-rata rebate, rounded to the nearest cent. PrimeCredit may change the rate with prior notice.
  • Eligible amounts include posted local and overseas retail purchases, Octopus automatic reloads, and online retail purchases. Exclusions include cash advances; card fees and charges; casino transactions; money or e-money transfers, including P2P services; e-wallet reloads; cash-out; cash instalments and instalments; unposted, cancelled, returned, counterfeit, and unauthorised transactions.
  • PrimeCredit and related card-association merchant codes determine eligible purchases and may change without notice. PrimeCredit has final discretion; its records control.
  • The rebate is calculated by transaction posting date and settled each monthly statement period. It is credited to the related WeWa card account on the next statement date. There is no monthly upper limit.
  • If a transaction used for an awarded rebate is refunded or cancelled, PrimeCredit may debit the rebate value without notice.
  • The WeWa card account must be valid and in good financial standing at crediting. If it is closed, existing and uncredited rebate is forfeited.
  • The rebate is non-transferable, non-exchangeable, non-refundable, and cannot be exchanged for cash.
  • PrimeCredit may debit rebates obtained through invalid, corrupt, or fraudulent means without notice and may take legal action. It may amend or cancel the program without notice; its decision on disputes is final.
  • 頁面列明每HK$250簽賬可獲HK$1基本現金回贈,相當於0.4%。
  • 此回贈適用於其他簽賬類別。
  • The HTML summary describes 0.4% basic cashback under other spending categories. The formal Generic Cash Rebate terms apply HKD 1 per HKD 250, pro rata, to all eligible purchases; the 0.4% basic rebate combines with the 3.6% extra rebate to produce the advertised up-to-4% total.
Other offers
Mobile payments
Mobile Payment: 3.6% Extra Cash Rebate
Conditions applyCashbackMinimum spending: HK$1,500.00Cap: HK$200.00 · per month
——

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1500 • Eligible categories: 手機支付 • Applies only to valid WeWa Credit Cards issued by PrimeCredit. • Promotion period: 2026-10-01 through 2027-09-30, inclusive. • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month. • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period. • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment. • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions. • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions. • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance. • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount. • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category. • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute. • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice. • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records. • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection. • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it. • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version. • For this WeWa Visa card, Mobile Payment includes eligible transactions made via Apple Pay or Google Pay. • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward. • HTML says Mobile Payment includes Apple Pay, Google Pay (Visa only), and OmyCard App QR payments.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 手機支付 · Type: category
  • Requirements: Period spend ≥: HK$1,500.00
  • Benefit limit: Amount: 200 · Applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • Applies only to valid WeWa Credit Cards issued by PrimeCredit.
  • Promotion period: 2026-10-01 through 2027-09-30, inclusive.
  • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month.
  • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period.
  • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment.
  • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions.
  • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions.
  • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance.
  • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount.
  • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category.
  • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash.
  • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute.
  • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice.
  • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records.
  • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection.
  • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it.
  • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version.
  • For this WeWa Visa card, Mobile Payment includes eligible transactions made via Apple Pay or Google Pay.
  • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward.
  • HTML says Mobile Payment includes Apple Pay, Google Pay (Visa only), and OmyCard App QR payments.
  • WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30
Travel
Travel Spending: 3.6% Extra Cash Rebate
Conditions applyCashbackMinimum spending: HK$1,500.00Cap: HK$200.00 · per month
——

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1500 • Eligible categories: 旅遊 • Applies only to valid WeWa Credit Cards issued by PrimeCredit. • Promotion period: 2026-10-01 through 2027-09-30, inclusive. • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month. • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period. • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment. • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions. • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions. • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance. • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount. • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category. • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute. • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice. • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records. • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection. • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it. • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version. • Travel Spending includes eligible transactions at travel agencies, airlines, and hotels for room accommodation only, as determined by PrimeCredit or card associations. • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward. • HTML lists airlines, travel agencies, and hotels as examples of Travel Spending; the formal terms restrict hotel transactions to room accommodation.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 旅遊 · Type: category
  • Requirements: Period spend ≥: HK$1,500.00
  • Benefit limit: Amount: 200 · Applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • Applies only to valid WeWa Credit Cards issued by PrimeCredit.
  • Promotion period: 2026-10-01 through 2027-09-30, inclusive.
  • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month.
  • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period.
  • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment.
  • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions.
  • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions.
  • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance.
  • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount.
  • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category.
  • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash.
  • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute.
  • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice.
  • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records.
  • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection.
  • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it.
  • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version.
  • Travel Spending includes eligible transactions at travel agencies, airlines, and hotels for room accommodation only, as determined by PrimeCredit or card associations.
  • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward.
  • HTML lists airlines, travel agencies, and hotels as examples of Travel Spending; the formal terms restrict hotel transactions to room accommodation.
  • WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30
Entertainment
Online Entertainment: 3.6% Extra Cash Rebate
Conditions applyCashbackMinimum spending: HK$1,500.00Cap: HK$200.00 · per month
——

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1500 • Eligible categories: 娛樂 • Applies only to valid WeWa Credit Cards issued by PrimeCredit. • Promotion period: 2026-10-01 through 2027-09-30, inclusive. • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month. • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period. • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment. • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions. • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions. • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance. • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount. • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category. • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute. • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice. • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records. • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection. • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it. • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version. • Online Entertainment includes eligible transactions under merchant names Apple App Store (APPLE.COM/BILL only), Disney PLUS, Google Play Store, JOOX, KKBOX, MYTV SUPER, NETFLIX, Nintendo, Patreon, PlayStation, Spotify, STEAM, Xbox, and YouTube. • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 娛樂 · Type: category
  • Requirements: Period spend ≥: HK$1,500.00
  • Benefit limit: Amount: 200 · Applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • Applies only to valid WeWa Credit Cards issued by PrimeCredit.
  • Promotion period: 2026-10-01 through 2027-09-30, inclusive.
  • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month.
  • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period.
  • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment.
  • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions.
  • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions.
  • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance.
  • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount.
  • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category.
  • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash.
  • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute.
  • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice.
  • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records.
  • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection.
  • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it.
  • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version.
  • Online Entertainment includes eligible transactions under merchant names Apple App Store (APPLE.COM/BILL only), Disney PLUS, Google Play Store, JOOX, KKBOX, MYTV SUPER, NETFLIX, Nintendo, Patreon, PlayStation, Spotify, STEAM, Xbox, and YouTube.
  • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward.
  • WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30
Loans and installments
WeWa信用卡3個月免息簽賬分期
Conditions applyFinancing
——

This benefit does not apply to a purchase. • Limit applies to: 3個月免息簽賬分期 • Application, registration or activation required. See conditions. • 須使用OmyCard手機App申請。 • 頁面沒有列明合資格簽賬及其他分期條款。

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: 3個月免息簽賬分期 · Period: not stated · Type: not stated
  • Application or registration is required.
  • 須使用OmyCard手機App申請。
  • 頁面沒有列明合資格簽賬及其他分期條款。
Loans and installments
WeWa信用卡月結單分期計劃(優惠值未列明)
Conditions applyFinancing
——

This benefit does not apply to a purchase. • Limit applies to: 月結單分期計劃 • Application, registration or activation required. See conditions. • 頁面指可透過OmyCard手機App申請,並稱一鍵即批。 • 頁面沒有列明利率、期數、合資格簽賬或其他分期條款。

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: 月結單分期計劃 · Period: not stated · Type: not stated
  • Application or registration is required.
  • 頁面指可透過OmyCard手機App申請,並稱一鍵即批。
  • 頁面沒有列明利率、期數、合資格簽賬或其他分期條款。
1616/HSBCHSBC Visa Signature CardHSBC Visa Signature Card3.6%HK$36.00
HSBC Visa Signature Card
16HSBC

HSBC Visa Signature Card

Conditions apply

HK$36.003.6%
Overseas spending
海外簽賬:額外5倍「獎賞錢」(優惠值未列明)
HK$20.002%
Conditions applyPointsCap: HK$2,000.00 · promotion total
CapHK$20.00 / HK$2,000.00
Overseas spending
海外簽賬:額外3倍「獎賞錢」(優惠值未列明)
HK$12.001.2%
PointsCap: HK$100,000.00 · promotion total
CapHK$12.00 / HK$100,000.00
Other
現金回贈:HKD1「獎賞錢」 per HKD250 spend
HK$4.000.4%
Points
Calculation
Total savingHK$36.00
  • 海外簽賬:額外5倍「獎賞錢」(優惠值未列明): HK$20.00
  • 海外簽賬:額外3倍「獎賞錢」(優惠值未列明): HK$12.00
  • 現金回贈:HKD1「獎賞錢」 per HKD250 spend: HK$4.00
Terms & conditions

Calculation assumptions

  • Assumes the full reward limit is still available. Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Assumes the full reward limit is still available. Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion
  • No reward limit is stated. Confirm any limits before purchase.
  • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit.
  • Limit: 2000 HKD · Promotion Total
  • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion
  • Application, registration or activation required. See conditions.
  • Eligible categories: 海外簽賬
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞世界 / 海外簽賬 source subcategory.
  • Eligible transactions are made overseas and coded as overseas by Visa, Mastercard, or UnionPay. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.
  • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash.
  • Limit: 100000 HKD · Promotion Total
  • Limit applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion
  • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period.
  • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash.
  • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions.
  • The source major category is Overseas & Mainland China Spending.
  • The source applies to eligible transactions made overseas. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.
  • Cash-equivalent calculation: the source states HKD1 RewardCash for every HKD250 spent; HKD1 / HKD250 x 100 = 0.4%.
  • Applies to all eligible spending, subject to the conditions.
  • This is the basic RewardCash component for the HSBC Visa Signature Card. It is separate from the extra 3X and extra 5X promotions.

海外簽賬:額外5倍「獎賞錢」(優惠值未列明)

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
  • Application or registration is required.
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞世界 / 海外簽賬 source subcategory.
  • Eligible transactions are made overseas and coded as overseas by Visa, Mastercard, or UnionPay. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.
  • 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

海外簽賬:額外3倍「獎賞錢」(優惠值未列明)

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Amount: 100000 · Applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash.
  • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period.
  • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash.
  • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions.
  • The source major category is Overseas & Mainland China Spending.
  • The source applies to eligible transactions made overseas. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.
  • 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31

現金回贈:HKD1「獎賞錢」 per HKD250 spend

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: the source states HKD1 RewardCash for every HKD250 spent; HKD1 / HKD250 x 100 = 0.4%.
  • This is the basic RewardCash component for the HSBC Visa Signature Card. It is separate from the extra 3X and extra 5X promotions.
Other offers
Local dining
本地餐飲:額外5倍「獎賞錢」(優惠值未列明)
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 本地餐飲 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞滋味 / 本地餐飲 source subcategory. • Eligible Hong Kong restaurant or dining transactions are identified by the card-network merchant code. Banquet services, private functions, private rooms, hotel or department-store dining counters, clubhouses, and food services of designated merchants in other categories are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地餐飲 · Type: category
  • Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
  • Application or registration is required.
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞滋味 / 本地餐飲 source subcategory.
  • Eligible Hong Kong restaurant or dining transactions are identified by the card-network merchant code. Banquet services, private functions, private rooms, hotel or department-store dining counters, clubhouses, and food services of designated merchants in other categories are excluded.
  • 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31
Mainland China spending
中國內地簽賬:額外5倍「獎賞錢」(優惠值未列明)
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 中國內地簽賬 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞世界 / 中國內地簽賬 source subcategory. • Eligible transactions are made in Mainland China and coded as Mainland China by Visa, Mastercard, or UnionPay. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 中國內地簽賬 · Type: category
  • Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
  • Application or registration is required.
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞世界 / 中國內地簽賬 source subcategory.
  • Eligible transactions are made in Mainland China and coded as Mainland China by Visa, Mastercard, or UnionPay. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.
  • 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31
Macau spending
澳門簽賬:額外5倍「獎賞錢」(優惠值未列明)
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 澳門簽賬 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞世界 / 澳門簽賬 source subcategory. • Eligible transactions are made in Macau and coded as Macau by Visa, Mastercard, or UnionPay. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 澳門簽賬 · Type: category
  • Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
  • Application or registration is required.
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞世界 / 澳門簽賬 source subcategory.
  • Eligible transactions are made in Macau and coded as Macau by Visa, Mastercard, or UnionPay. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.
  • 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31
Fitness
健身中心:額外5倍「獎賞錢」(優惠值未列明)
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 健身中心 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞享受 / 健身中心 source subcategory. • The source lists the participating fitness centres under 賞享受. • The complete participating-merchant list in the HTML source is: Be Earth, Go24 Fitness, PURE Group, Snap Fitness, Square Fitness.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 健身中心 · Type: category
  • Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
  • Application or registration is required.
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞享受 / 健身中心 source subcategory.
  • The source lists the participating fitness centres under 賞享受.
  • The complete participating-merchant list in the HTML source is: Be Earth, Go24 Fitness, PURE Group, Snap Fitness, Square Fitness.
  • 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31
Cinemas
戲院:額外5倍「獎賞錢」(優惠值未列明)
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 戲院 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞享受 / 戲院 source subcategory. • The source lists the participating cinemas under 賞享受. • The complete participating-merchant list in the HTML source is: CGV Cinemas, 英皇戲院, Festival Grand Cinema, 康怡戲院, 皇室戲院, K11 Art House, MCL 院線, Movie Town, STAR Cinema.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 戲院 · Type: category
  • Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
  • Application or registration is required.
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞享受 / 戲院 source subcategory.
  • The source lists the participating cinemas under 賞享受.
  • The complete participating-merchant list in the HTML source is: CGV Cinemas, 英皇戲院, Festival Grand Cinema, 康怡戲院, 皇室戲院, K11 Art House, MCL 院線, Movie Town, STAR Cinema.
  • 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31
Entertainment
娛樂:額外5倍「獎賞錢」(優惠值未列明)
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 娛樂 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞享受 / 娛樂 source subcategory. • The source lists the participating lifestyle and entertainment merchants under 賞享受. • The complete participating-merchant list in the HTML source is: 焙著你烘焙, 購票通, 太古城中心冰上皇宮, EF English Centers, 青苗琴行, 快達票, KKBOX, KKTix, Moov, Neway CEO Karaoke, 康體通, 通利琴行.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 娛樂 · Type: category
  • Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
  • Application or registration is required.
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞享受 / 娛樂 source subcategory.
  • The source lists the participating lifestyle and entertainment merchants under 賞享受.
  • The complete participating-merchant list in the HTML source is: 焙著你烘焙, 購票通, 太古城中心冰上皇宮, EF English Centers, 青苗琴行, 快達票, KKBOX, KKTix, Moov, Neway CEO Karaoke, 康體通, 通利琴行.
  • 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31
Travel agencies
旅行社:額外5倍「獎賞錢」(優惠值未列明)
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 旅行社 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞享受 / 旅行社 source subcategory. • The source lists the participating travel agencies under 賞享受; online hotel orders through 美麗華旅遊 are excluded. • The complete participating-merchant list in the HTML source is: hutchgo, KKDay, Klook, 美麗華旅遊, 新華旅遊, Trip.com, 永安旅遊, 油麻地旅遊.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 旅行社 · Type: category
  • Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
  • Application or registration is required.
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞享受 / 旅行社 source subcategory.
  • The source lists the participating travel agencies under 賞享受; online hotel orders through 美麗華旅遊 are excluded.
  • The complete participating-merchant list in the HTML source is: hutchgo, KKDay, Klook, 美麗華旅遊, 新華旅遊, Trip.com, 永安旅遊, 油麻地旅遊.
  • 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31
Beauty and personal care
美容/個人護理:額外5倍「獎賞錢」(優惠值未列明)
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 美容/個人護理 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞享受 / 美容/個人護理 source subcategory. • The source lists the participating personal-care merchants under 賞享受. • The complete participating-merchant list in the HTML source is: 沐館, 靜, 日月按摩, TONI&GUY HONG KONG, 梔 Zi Massage & Wellness.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 美容/個人護理 · Type: category
  • Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
  • Application or registration is required.
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞享受 / 美容/個人護理 source subcategory.
  • The source lists the participating personal-care merchants under 賞享受.
  • The complete participating-merchant list in the HTML source is: 沐館, 靜, 日月按摩, TONI&GUY HONG KONG, 梔 Zi Massage & Wellness.
  • 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31
Transport
交通:額外5倍「獎賞錢」(優惠值未列明)
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 交通 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞享受 / 交通 source subcategory. • The source lists the participating transport merchants under 賞享受. • The complete participating-merchant list in the HTML source is: 加德士, 城巴, ESSO, 易通行, 香港電車, 九巴, MTR, PIT, Shell, Shell Recharge, SINOPEC, Tesla.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 交通 · Type: category
  • Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
  • Application or registration is required.
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞享受 / 交通 source subcategory.
  • The source lists the participating transport merchants under 賞享受.
  • The complete participating-merchant list in the HTML source is: 加德士, 城巴, ESSO, 易通行, 香港電車, 九巴, MTR, PIT, Shell, Shell Recharge, SINOPEC, Tesla.
  • 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31
Supermarkets
超級市場:額外5倍「獎賞錢」(優惠值未列明)
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 超級市場 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞家居 / 超級市場 source subcategory. • The source lists the participating supermarkets under 賞家居. • The complete participating-merchant list in the HTML source is: 759阿信屋, Big C, 日記士多, Don Don Donki, 大生生活超市, 新鮮生活, GreenPrice, 本灣水產, 百佳超級市場, FUSION, TASTE, TASTE x FRESH INTERNATIONAL, food le parc, GOURMET, GREAT FOOD HALL, 多來買.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 超級市場 · Type: category
  • Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
  • Application or registration is required.
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞家居 / 超級市場 source subcategory.
  • The source lists the participating supermarkets under 賞家居.
  • The complete participating-merchant list in the HTML source is: 759阿信屋, Big C, 日記士多, Don Don Donki, 大生生活超市, 新鮮生活, GreenPrice, 本灣水產, 百佳超級市場, FUSION, TASTE, TASTE x FRESH INTERNATIONAL, food le parc, GOURMET, GREAT FOOD HALL, 多來買.
  • 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31
Home and furniture
家居/家具:額外5倍「獎賞錢」(優惠值未列明)
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 家居/家具 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞家居 / 家居/家具 source subcategory. • The source lists the participating home-goods merchants under 賞家居. • The complete participating-merchant list in the HTML source is: at.home, 生活提案, 生活工房, JHC真好城, KeyChain Pay, 生活館, 生活廊, 蓆夢思, 歐化寶, 歐化傢俬.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 家居/家具 · Type: category
  • Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
  • Application or registration is required.
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞家居 / 家居/家具 source subcategory.
  • The source lists the participating home-goods merchants under 賞家居.
  • The complete participating-merchant list in the HTML source is: at.home, 生活提案, 生活工房, JHC真好城, KeyChain Pay, 生活館, 生活廊, 蓆夢思, 歐化寶, 歐化傢俬.
  • 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31
Electronics
電子產品:額外5倍「獎賞錢」(優惠值未列明)
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 電子產品 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞家居 / 電子產品 source subcategory. • The source lists the participating electrical and electronics merchants under 賞家居. • The complete participating-merchant list in the HTML source is: 生活影音, 百老滙, BRUNO, 中原電器, 豐澤, J SELECT, 人気电器店, Panasonic陳列室, Price網購, 蘇寧, 偉明電業, 惠而浦網上商店W-Mall, 衛訊, 友和 YOHO.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 電子產品 · Type: category
  • Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
  • Application or registration is required.
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞家居 / 電子產品 source subcategory.
  • The source lists the participating electrical and electronics merchants under 賞家居.
  • The complete participating-merchant list in the HTML source is: 生活影音, 百老滙, BRUNO, 中原電器, 豐澤, J SELECT, 人気电器店, Panasonic陳列室, Price網購, 蘇寧, 偉明電業, 惠而浦網上商店W-Mall, 衛訊, 友和 YOHO.
  • 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31
Telecommunications
電訊:額外5倍「獎賞錢」(優惠值未列明)
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 電訊 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞家居 / 電訊 source subcategory. • The source lists the participating telecom merchants under 賞家居. The source excludes online bill payments made with HSBC ordinary, Gold, and UnionPay dual-currency cards. • The complete participating-merchant list in the HTML source is: 1O1O, 3香港, csl, Club Sim, HKT 家居電話, 網上行, Now TV, SmarTone, SUPREME.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 電訊 · Type: category
  • Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
  • Application or registration is required.
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞家居 / 電訊 source subcategory.
  • The source lists the participating telecom merchants under 賞家居. The source excludes online bill payments made with HSBC ordinary, Gold, and UnionPay dual-currency cards.
  • The complete participating-merchant list in the HTML source is: 1O1O, 3香港, csl, Club Sim, HKT 家居電話, 網上行, Now TV, SmarTone, SUPREME.
  • 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31
Pet supplies
寵物用品:額外5倍「獎賞錢」(優惠值未列明)
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 寵物用品 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞家居 / 寵物用品 source subcategory. • The source lists the participating pet-care merchants under 賞家居. • The complete participating-merchant list in the HTML source is: 寵寵線, Petmium寵物百貨, Q-Pets, 紅蘿蔔, The Dog’s Garden, Three Little Meow.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 寵物用品 · Type: category
  • Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
  • Application or registration is required.
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞家居 / 寵物用品 source subcategory.
  • The source lists the participating pet-care merchants under 賞家居.
  • The complete participating-merchant list in the HTML source is: 寵寵線, Petmium寵物百貨, Q-Pets, 紅蘿蔔, The Dog’s Garden, Three Little Meow.
  • 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31
Department stores
百貨公司:額外5倍「獎賞錢」(優惠值未列明)
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 百貨公司 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞購物 / 百貨公司 source subcategory. • The source lists the participating department stores under 賞購物. • The complete participating-merchant list in the HTML source is: AEON, AEON STYLE, AEON SUPERMARKET, APITA, Bento Express by AEON, 中藝(香港), C生活, 千色Citistore, city'super, city'super neighbourhood, city'super LOG-ON, 谷辰, HKTVmall, HARVEY NICHOLS, Living PLAZA by AEON, LOG-ON, MARKS & SPENCER, Mono Mono, 先施百貨, 崇光百貨, UNY 生活創富, 永安百貨, 一田.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 百貨公司 · Type: category
  • Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
  • Application or registration is required.
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞購物 / 百貨公司 source subcategory.
  • The source lists the participating department stores under 賞購物.
  • The complete participating-merchant list in the HTML source is: AEON, AEON STYLE, AEON SUPERMARKET, APITA, Bento Express by AEON, 中藝(香港), C生活, 千色Citistore, city'super, city'super neighbourhood, city'super LOG-ON, 谷辰, HKTVmall, HARVEY NICHOLS, Living PLAZA by AEON, LOG-ON, MARKS & SPENCER, Mono Mono, 先施百貨, 崇光百貨, UNY 生活創富, 永安百貨, 一田.
  • 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31
Books and stationery
書店/文具:額外5倍「獎賞錢」(優惠值未列明)
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 書店/文具 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞購物 / 書店/文具 source subcategory. • The source lists the participating bookstores under 賞購物. • The complete participating-merchant list in the HTML source is: 中華書局, 誠品書店, 三聯書店, 商務印書館.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 書店/文具 · Type: category
  • Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
  • Application or registration is required.
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞購物 / 書店/文具 source subcategory.
  • The source lists the participating bookstores under 賞購物.
  • The complete participating-merchant list in the HTML source is: 中華書局, 誠品書店, 三聯書店, 商務印書館.
  • 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31
Fashion
時裝:額外5倍「獎賞錢」(優惠值未列明)
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 時裝 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞購物 / 時裝 source subcategory. • The source lists the participating fashion and accessories merchants under 賞購物. • The complete participating-merchant list in the HTML source is: 7 For All Mankind, agnès b., BIRKENSTOCK, Brooks Brothers, Club Monaco, Columbia, Crocs, DECATHLON, ECCO, eGG Optical Boutique, Go Wild, GU, MISCH MASCH, NICAL, 眼鏡88, ORiental Traffic, WA ORiental Traffic, ROCKPORT, SKECHERS, SPORT b., Teva, Theory, TWIST, UGG, UNIQLO, ZALORA, Zoff.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 時裝 · Type: category
  • Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
  • Application or registration is required.
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞購物 / 時裝 source subcategory.
  • The source lists the participating fashion and accessories merchants under 賞購物.
  • The complete participating-merchant list in the HTML source is: 7 For All Mankind, agnès b., BIRKENSTOCK, Brooks Brothers, Club Monaco, Columbia, Crocs, DECATHLON, ECCO, eGG Optical Boutique, Go Wild, GU, MISCH MASCH, NICAL, 眼鏡88, ORiental Traffic, WA ORiental Traffic, ROCKPORT, SKECHERS, SPORT b., Teva, Theory, TWIST, UGG, UNIQLO, ZALORA, Zoff.
  • 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31
Beauty and personal care
美容/個人護理:額外5倍「獎賞錢」(優惠值未列明)
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 美容/個人護理 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞購物 / 美容/個人護理 source subcategory. • The source lists the participating beauty and skincare merchants under 賞購物. • The complete participating-merchant list in the HTML source is: @cosme STORE, BEAUTY AVENUE, 法國嬌蘭, IPSA, JOYCE BEAUTY, mtm labo, TIME by mtm labo, SPA by mtm labo, NARS, 莎莎, Serge Lutens, SHISEIDO, 雪花秀.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 美容/個人護理 · Type: category
  • Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
  • Application or registration is required.
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞購物 / 美容/個人護理 source subcategory.
  • The source lists the participating beauty and skincare merchants under 賞購物.
  • The complete participating-merchant list in the HTML source is: @cosme STORE, BEAUTY AVENUE, 法國嬌蘭, IPSA, JOYCE BEAUTY, mtm labo, TIME by mtm labo, SPA by mtm labo, NARS, 莎莎, Serge Lutens, SHISEIDO, 雪花秀.
  • 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31
Pharmacies and supplements
藥房/保健品:額外5倍「獎賞錢」(優惠值未列明)
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 藥房/保健品 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞購物 / 藥房/保健品 source subcategory. • The source lists the participating health-care merchants under 賞購物. • The complete participating-merchant list in the HTML source is: 南北行, OSIM, OTO, SLOWOOD, 維特健靈, 位元堂, 屈臣氏.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 藥房/保健品 · Type: category
  • Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
  • Application or registration is required.
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞購物 / 藥房/保健品 source subcategory.
  • The source lists the participating health-care merchants under 賞購物.
  • The complete participating-merchant list in the HTML source is: 南北行, OSIM, OTO, SLOWOOD, 維特健靈, 位元堂, 屈臣氏.
  • 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31
Other
其他:額外5倍「獎賞錢」(優惠值未列明)
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 其他 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞購物 / 其他 source subcategory. • The source lists the participating other merchants under 賞購物. • The complete participating-merchant list in the HTML source is: agnes b. FLEURISTE, Cantevole, CASETiFY, La Bohéme, ROYCE', 屈臣氏酒窖.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 其他 · Type: category
  • Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
  • Application or registration is required.
  • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
  • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
  • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
  • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • This offer is the 賞購物 / 其他 source subcategory.
  • The source lists the participating other merchants under 賞購物.
  • The complete participating-merchant list in the HTML source is: agnes b. FLEURISTE, Cantevole, CASETiFY, La Bohéme, ROYCE', 屈臣氏酒窖.
  • 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31
Local dining
本地餐飲:額外3倍「獎賞錢」(優惠值未列明)
PointsCap: HK$100,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash. • Limit: 100000 HKD · Promotion Total • Limit applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion • Eligible categories: 本地餐飲 • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period. • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash. • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions. • The source major category is Dining. • Eligible Hong Kong restaurant or dining transactions are identified by card-network merchant codes. Banquet services, private functions, private rooms, hotel or department-store dining counters, clubhouses, and food services of designated merchants in other categories are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地餐飲 · Type: category
  • Benefit limit: Amount: 100000 · Applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash.
  • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period.
  • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash.
  • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions.
  • The source major category is Dining.
  • Eligible Hong Kong restaurant or dining transactions are identified by card-network merchant codes. Banquet services, private functions, private rooms, hotel or department-store dining counters, clubhouses, and food services of designated merchants in other categories are excluded.
  • 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31
Shopping
購物:額外3倍「獎賞錢」(優惠值未列明)
PointsCap: HK$100,000.00 · promotion total
——

Merchant eligibility cannot be established from the incomplete source list. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash. • Limit: 100000 HKD · Promotion Total • Limit applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion • Eligible categories: 購物 • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period. • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash. • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions. • The source major category is Shopping. • The source applies to eligible transactions at designated merchants in the Shopping category. Counters at department stores and outlets are excluded, and the complete list is available only through the linked rewards page.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 購物 · Type: category
  • Benefit limit: Amount: 100000 · Applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash.
  • The complete list of eligible merchants is not available.
  • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period.
  • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash.
  • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions.
  • The source major category is Shopping.
  • The source applies to eligible transactions at designated merchants in the Shopping category. Counters at department stores and outlets are excluded, and the complete list is available only through the linked rewards page.
  • 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31
Home and furniture
家居/家具:額外3倍「獎賞錢」(優惠值未列明)
PointsCap: HK$100,000.00 · promotion total
——

Merchant eligibility cannot be established from the incomplete source list. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash. • Limit: 100000 HKD · Promotion Total • Limit applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion • Eligible categories: 家居/家具 • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period. • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash. • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions. • The source major category is Home. • The source applies to eligible transactions at designated merchants in the Home category. Department-store counters, outlets, and online bill payments with the excluded HSBC card types are excluded; the complete list is available only through the linked rewards page.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 家居/家具 · Type: category
  • Benefit limit: Amount: 100000 · Applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash.
  • The complete list of eligible merchants is not available.
  • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period.
  • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash.
  • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions.
  • The source major category is Home.
  • The source applies to eligible transactions at designated merchants in the Home category. Department-store counters, outlets, and online bill payments with the excluded HSBC card types are excluded; the complete list is available only through the linked rewards page.
  • 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31
Entertainment
娛樂:額外3倍「獎賞錢」(優惠值未列明)
PointsCap: HK$100,000.00 · promotion total
——

Merchant eligibility cannot be established from the incomplete source list. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash. • Limit: 100000 HKD · Promotion Total • Limit applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion • Eligible categories: 娛樂 • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period. • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash. • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions. • The source major category is Lifestyle. • The source applies to eligible transactions at designated merchants in the Lifestyle category. Counters at department stores and outlets are excluded, and the complete list is available only through the linked rewards page.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 娛樂 · Type: category
  • Benefit limit: Amount: 100000 · Applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash.
  • The complete list of eligible merchants is not available.
  • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period.
  • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash.
  • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions.
  • The source major category is Lifestyle.
  • The source applies to eligible transactions at designated merchants in the Lifestyle category. Counters at department stores and outlets are excluded, and the complete list is available only through the linked rewards page.
  • 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31
Mainland China spending
中國內地簽賬:額外3倍「獎賞錢」(優惠值未列明)
PointsCap: HK$100,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash. • Limit: 100000 HKD · Promotion Total • Limit applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion • Eligible categories: 中國內地簽賬 • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period. • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash. • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions. • The source major category is Overseas & Mainland China Spending. • The source applies to eligible transactions made in Mainland China. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 中國內地簽賬 · Type: category
  • Benefit limit: Amount: 100000 · Applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash.
  • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period.
  • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash.
  • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions.
  • The source major category is Overseas & Mainland China Spending.
  • The source applies to eligible transactions made in Mainland China. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.
  • 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31
Macau spending
澳門簽賬:額外3倍「獎賞錢」(優惠值未列明)
PointsCap: HK$100,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash. • Limit: 100000 HKD · Promotion Total • Limit applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion • Eligible categories: 澳門簽賬 • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period. • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash. • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions. • The source major category is Overseas & Mainland China Spending. • The source applies to eligible transactions made in Macau. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 澳門簽賬 · Type: category
  • Benefit limit: Amount: 100000 · Applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash.
  • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period.
  • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash.
  • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions.
  • The source major category is Overseas & Mainland China Spending.
  • The source applies to eligible transactions made in Macau. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.
  • 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31
Other
現金回贈:$800「獎賞錢」
Conditions applyPointsMinimum spending: HK$8,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • The card page advertises up to HKD800 RewardCash for online application; detailed new-customer, spending, and first-60-days conditions are in the welcome terms.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$8,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • The card page advertises up to HKD800 RewardCash for online application; detailed new-customer, spending, and first-60-days conditions are in the welcome terms.
Other
現金回贈:$200「獎賞錢」
Conditions applyPoints
——

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • The card page states that a new credit-card customer can get an extra HKD200 RewardCash after successfully applying for the Cash Instalment Plan; detailed activation, amount, and term conditions are in the promotional terms.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • The card page states that a new credit-card customer can get an extra HKD200 RewardCash after successfully applying for the Cash Instalment Plan; detailed activation, amount, and term conditions are in the promotional terms.
Other
費用豁免:首兩年免年費
Conditions applyFee Waiver
——

This benefit does not apply to a purchase. • Customer: New customer • Application, registration or activation required. See conditions. • The card page states that the first two years annual fee is waived for this card; the welcome terms define the eligible card and application scope.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • The card page states that the first two years annual fee is waived for this card; the welcome terms define the eligible card and application scope.
Fine dining
尖沙咀凱悅酒店咖啡廳等商戶:85折優惠
Discount
——

Category or merchant does not match. • Merchants: 香港尖沙咀凱悅酒店內的咖啡廳, 希戈餐廳, 凱悅軒 • Eligible merchants: 尖沙咀凱悅酒店咖啡廳, 希戈餐廳, 凱悅軒 • The offer applies to dining at the Hyatt hotel in Tsim Sha Tsui, including its café, Hugo’s, and Hyatt Chuan, as stated on the card page.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 尖沙咀凱悅酒店咖啡廳 / 希戈餐廳 / 凱悅軒 · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • The offer applies to dining at the Hyatt hotel in Tsim Sha Tsui, including its café, Hugo’s, and Hyatt Chuan, as stated on the card page.
Transport
的士/網約車/租車:香港往返廣東跨境轎車接載服務 7折優惠
Discount
——

Category or merchant does not match. • Eligible categories: 的士/網約車/租車 • The source states a 7折 discount for Hong Kong-Guangdong cross-border car transfer service. The source points to Visa terms for further details; no link target is used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 的士/網約車/租車 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • The source states a 7折 discount for Hong Kong-Guangdong cross-border car transfer service. The source points to Visa terms for further details; no link target is used as evidence.
Other
卡片禮遇:24小時Visa禮賓服務
Lifestyle
——

This benefit does not apply to a purchase. • The card page states that Visa concierge service and a dedicated 24-hour hotline are available. The service is provided by Visa and is subject to its terms.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • The card page states that Visa concierge service and a dedicated 24-hour hotline are available. The service is provided by Visa and is subject to its terms.
Mobile payments
手機支付:獲批後即可啟動滙豐虛擬信用卡並新增至手機錢包
Other
——

This benefit does not apply to a purchase. • The card page states that the HSBC virtual credit card can be activated and added to a mobile wallet after approval for online and physical-store use.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • The card page states that the HSBC virtual credit card can be activated and added to a mobile wallet after approval for online and physical-store use.
Fine dining
Kanesaka Hong Kong等商戶:85折優惠
Discount
——

Category or merchant does not match. • Merchants: Kanesaka 香港, Plaisance by Mauro Colagreco, Mosu Hong Kong, Yakitori YAMATO(香港), Prohibition 扒房.酒吧, CIAK, 潮廳, 南海小館, Beefbar, AKATSUKI Izakaya • Eligible merchants: kanesaka-hong-kong, plaisance-by-mauro-colagreco, mosu-hong-kong, yakitori-yamato-hong-kong, prohibition-hong-kong, ciak, 潮廳, 南海小館, beefbar, akatsuki-izakaya • Dine-in only at the listed designated Lai Sun Group restaurants in Hong Kong; takeaway and retail services are excluded. • The discount does not apply to service charges, bottled sake, wine, or spirits. One discount per table. It cannot be combined with special, promotional, custom menus, private-room dining, or other promotions. • The discount is not available on 2026-01-01, 2026-02-14, 2026-02-16 to 2026-02-20, 2026-04-03 to 2026-04-07, 2026-05-10, 2026-06-21, 2026-09-25 to 2026-09-26, 2026-12-22, 2026-12-24 to 2026-12-26, and 2026-12-31.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: kanesaka hong kong / plaisance by mauro colagreco / mosu hong kong / yakitori yamato hong kong / prohibition hong kong / ciak / 潮廳 / 南海小館 / beefbar / akatsuki izakaya · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Dine-in only at the listed designated Lai Sun Group restaurants in Hong Kong; takeaway and retail services are excluded.
  • The discount does not apply to service charges, bottled sake, wine, or spirits. One discount per table. It cannot be combined with special, promotional, custom menus, private-room dining, or other promotions.
  • The discount is not available on 2026-01-01, 2026-02-14, 2026-02-16 to 2026-02-20, 2026-04-03 to 2026-04-07, 2026-05-10, 2026-06-21, 2026-09-25 to 2026-09-26, 2026-12-22, 2026-12-24 to 2026-12-26, and 2026-12-31.
  • 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31
Cinemas
Emperor Cinemas:正價2D戲票或細爆谷買一送一
DiscountCap: 4 items · per transaction
——

Category or merchant does not match. • Limit: 4 items · Per Transaction • Limit applies to: Regular 2D cinema tickets in one transaction • Merchants: 英皇戲院 • Eligible merchants: emperor-cinemas • At Emperor Cinemas, Monday to Thursday regular 2D tickets or small popcorn qualify for buy-one-get-one. The offer is limited to one use per offer per day and up to four tickets in one transaction. • Ticket payment must use the card through mobile payment or Visa contactless at the box office; payment at self-service machines, the website, and the mobile application is also accepted for ticket offers. Popcorn requires mobile payment or Visa contactless. • The source excludes selected cinemas, concessionary tickets, special or discounted sessions, private bookings, large bookings, and the listed blackout dates: 2026-01-01, 2026-02-17 to 2026-02-19, 2026-04-03 to 2026-04-07, 2026-05-01, 2026-05-25, 2026-06-19, 2026-07-01, 2026-09-26, 2026-10-01, 2026-10-19, and 2026-12-25 to 2026-12-26.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: emperor cinemas · Type: merchant
  • Benefit limit: Amount: 4 · Applies to: Regular 2D cinema tickets in one transaction · Period: per transaction · Type: limited · Unit: items
  • At Emperor Cinemas, Monday to Thursday regular 2D tickets or small popcorn qualify for buy-one-get-one. The offer is limited to one use per offer per day and up to four tickets in one transaction.
  • Ticket payment must use the card through mobile payment or Visa contactless at the box office; payment at self-service machines, the website, and the mobile application is also accepted for ticket offers. Popcorn requires mobile payment or Visa contactless.
  • The source excludes selected cinemas, concessionary tickets, special or discounted sessions, private bookings, large bookings, and the listed blackout dates: 2026-01-01, 2026-02-17 to 2026-02-19, 2026-04-03 to 2026-04-07, 2026-05-01, 2026-05-25, 2026-06-19, 2026-07-01, 2026-09-26, 2026-10-01, 2026-10-19, and 2026-12-25 to 2026-12-26.
  • 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31
Cinemas
Emperor Cinemas:正價3D戲票 9折優惠
DiscountCap: 4 items · per transaction
——

Category or merchant does not match. • Limit: 4 items · Per Transaction • Limit applies to: Regular 3D cinema tickets in one transaction • Merchants: 英皇戲院 • Eligible merchants: emperor-cinemas • At Emperor Cinemas, Monday to Thursday regular 3D tickets qualify for 9折. The offer is limited to one use per offer per day and up to four tickets in one transaction. • The source excludes selected cinemas, concessionary tickets, special or discounted sessions, private bookings, large bookings, and the listed blackout dates in the Emperor Cinemas terms.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: emperor cinemas · Type: merchant
  • Benefit limit: Amount: 4 · Applies to: Regular 3D cinema tickets in one transaction · Period: per transaction · Type: limited · Unit: items
  • At Emperor Cinemas, Monday to Thursday regular 3D tickets qualify for 9折. The offer is limited to one use per offer per day and up to four tickets in one transaction.
  • The source excludes selected cinemas, concessionary tickets, special or discounted sessions, private bookings, large bookings, and the listed blackout dates in the Emperor Cinemas terms.
  • 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31
Cinemas
Emperor Cinemas:正價2D戲票 8折優惠
DiscountCap: 4 items · per transaction
——

The offer is not available on the snapshot weekday or date. • Limit: 4 items · Per Transaction • Limit applies to: Regular 2D cinema tickets in one transaction • Merchants: 英皇戲院 • Eligible merchants: emperor-cinemas • At Emperor Cinemas, Friday to Sunday regular 2D tickets qualify for 8折. The offer is limited to one use per offer per day and up to four tickets in one transaction. • The source excludes selected cinemas, concessionary tickets, special or discounted sessions, private bookings, large bookings, and the listed blackout dates in the Emperor Cinemas terms.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: emperor cinemas · Type: merchant
  • Benefit limit: Amount: 4 · Applies to: Regular 2D cinema tickets in one transaction · Period: per transaction · Type: limited · Unit: items
  • At Emperor Cinemas, Friday to Sunday regular 2D tickets qualify for 8折. The offer is limited to one use per offer per day and up to four tickets in one transaction.
  • The source excludes selected cinemas, concessionary tickets, special or discounted sessions, private bookings, large bookings, and the listed blackout dates in the Emperor Cinemas terms.
  • 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31
Other
現金回贈:$600「獎賞錢」
Conditions applyPointsMinimum spending: HK$8,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • The applicant must apply for the HSBC Visa Signature Card during the promotion period and receive approval. • The stated spending threshold must be reached with eligible spending within the first 60 calendar days after card issuance. The card account must remain valid and in good standing. • Eligible-spending exclusions include fees and charges, supplementary-card transactions, mail/fax/phone orders, HSBC bill payments, stored-value cards and e-wallets, Octopus automatic add value, RewardCash shopping-redemption transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • For a new credit-card customer, HKD8,000 or more eligible spend qualifies for HKD600 RewardCash when the application is not through the listed online channels.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$8,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • The applicant must apply for the HSBC Visa Signature Card during the promotion period and receive approval.
  • The stated spending threshold must be reached with eligible spending within the first 60 calendar days after card issuance. The card account must remain valid and in good standing.
  • Eligible-spending exclusions include fees and charges, supplementary-card transactions, mail/fax/phone orders, HSBC bill payments, stored-value cards and e-wallets, Octopus automatic add value, RewardCash shopping-redemption transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • For a new credit-card customer, HKD8,000 or more eligible spend qualifies for HKD600 RewardCash when the application is not through the listed online channels.
  • HSBC credit-card welcome promotion: 2026-03-01 – 2027-02-28
Other
現金回贈:$200「獎賞錢」
Conditions applyPointsMinimum spending: HK$8,000.00
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Customer: Existing customer • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • The applicant must apply for the HSBC Visa Signature Card during the promotion period and receive approval. • The stated spending threshold must be reached with eligible spending within the first 60 calendar days after card issuance. The card account must remain valid and in good standing. • Eligible-spending exclusions include fees and charges, supplementary-card transactions, mail/fax/phone orders, HSBC bill payments, stored-value cards and e-wallets, Octopus automatic add value, RewardCash shopping-redemption transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • For an existing credit-card customer, HKD8,000 or more eligible spend qualifies for HKD200 RewardCash.

  • Eligibility: Audience: all · Customer status: existing
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$8,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • The applicant must apply for the HSBC Visa Signature Card during the promotion period and receive approval.
  • The stated spending threshold must be reached with eligible spending within the first 60 calendar days after card issuance. The card account must remain valid and in good standing.
  • Eligible-spending exclusions include fees and charges, supplementary-card transactions, mail/fax/phone orders, HSBC bill payments, stored-value cards and e-wallets, Octopus automatic add value, RewardCash shopping-redemption transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
  • For an existing credit-card customer, HKD8,000 or more eligible spend qualifies for HKD200 RewardCash.
  • HSBC credit-card welcome promotion: 2026-03-01 – 2027-02-28
1717/HSBCHSBC Everymile Credit CardHSBC Everymile Credit Card2.5%HK$25.00
HSBC Everymile Credit Card
17HSBC

HSBC Everymile Credit Card

Conditions apply

HK$25.002.5%
Overseas spending
HK$15.001.5%
Conditions applyCashbackMinimum spending: HK$12,000.00Cap: HK$225.00 · promotion total
CapHK$15.00 / HK$225.00
Calculation
Total savingHK$25.00
  • 滙豐 EveryMile 海外簽賬額外 1.5%「獎賞錢」回贈: HK$15.00
  • 滙豐 EveryMile 海外簽賬基本 1%「獎賞錢」回贈: HK$10.00
Terms & conditions

Calculation assumptions

  • Assumes the full reward limit is still available. 階段2額外獎賞錢
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • No reward limit is stated. Confirm any limits before purchase.
  • The 1% basic RewardCash rebate is separate. This offer is the additional 1.5%; the stated HK$2 overseas spend = 1 mile is the combined result, not another reward.
  • Limit: 225 HKD · Promotion Total
  • Limit applies to: 階段2額外獎賞錢
  • Application, registration or activation required. See conditions.
  • Eligibility: Phase Spend Min: 12000
  • Eligible categories: 海外簽賬
  • 在此階段累積合資格海外簽賬淨額須達 HK$12,000;每階段額外獎賞錢上限為 HK$225,整個推廣期上限為 HK$450。
  • 須在推廣期內、進行合資格海外簽賬前透過滙豐 Reward+ 應用程式登記一次。登記前的海外簽賬不計算。
  • 持卡人及信用卡戶口在整個推廣期及獲享優惠時須有效且信用狀況良好。額外獎賞錢不包括基本獎賞錢;總額向上調整至最接近整數。
  • 合資格海外簽賬須在香港以外以非港幣交易,並有簽賬存根或正式交易紀錄;交易須已誌賬並符合 Visa 國家或地區代碼規則。
  • 不合資格交易包括年費、財務及逾期費用、郵購/傳真/電話訂購、網上繳費、儲值卡及電子錢包交易、八達通自動增值、獎賞錢換購、現金貸款及分期交易、半現金交易、電匯、賭博、繳稅、自動轉賬、循環付款,以及未誌賬、取消或退款交易。
  • 如用作計算獎賞的交易被取消,滙豐可從信用卡戶口扣回額外獎賞錢;優惠不可兌換現金或轉讓。
  • The 1% basic RewardCash rebate is separate from the 1.5% extra overseas promotion.
  • Limit applies to: 海外簽賬基本回贈
  • HTML states that EveryMile overseas spending earns a basic 1% RewardCash rebate.

滙豐 EveryMile 海外簽賬額外 1.5%「獎賞錢」回贈

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Requirements: Period spend ≥: HK$12,000.00
  • Benefit limit: Amount: 225 · Applies to: 階段2額外獎賞錢 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: The 1% basic RewardCash rebate is separate. This offer is the additional 1.5%; the stated HK$2 overseas spend = 1 mile is the combined result, not another reward.
  • Application or registration is required.
  • 在此階段累積合資格海外簽賬淨額須達 HK$12,000;每階段額外獎賞錢上限為 HK$225,整個推廣期上限為 HK$450。
  • 須在推廣期內、進行合資格海外簽賬前透過滙豐 Reward+ 應用程式登記一次。登記前的海外簽賬不計算。
  • 持卡人及信用卡戶口在整個推廣期及獲享優惠時須有效且信用狀況良好。額外獎賞錢不包括基本獎賞錢;總額向上調整至最接近整數。
  • 合資格海外簽賬須在香港以外以非港幣交易,並有簽賬存根或正式交易紀錄;交易須已誌賬並符合 Visa 國家或地區代碼規則。
  • 不合資格交易包括年費、財務及逾期費用、郵購/傳真/電話訂購、網上繳費、儲值卡及電子錢包交易、八達通自動增值、獎賞錢換購、現金貸款及分期交易、半現金交易、電匯、賭博、繳稅、自動轉賬、循環付款,以及未誌賬、取消或退款交易。
  • 如用作計算獎賞的交易被取消,滙豐可從信用卡戶口扣回額外獎賞錢;優惠不可兌換現金或轉讓。
  • 階段 2: 2026-10-01 – 2026-12-31

滙豐 EveryMile 海外簽賬基本 1%「獎賞錢」回贈

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Applies to: 海外簽賬基本回贈 · Period: not stated · Type: not stated
  • Percentage note: The 1% basic RewardCash rebate is separate from the 1.5% extra overseas promotion.
  • HTML states that EveryMile overseas spending earns a basic 1% RewardCash rebate.
Other offers
Other
滙豐 EveryMile 指定日常及旅遊消費低至港幣 2 元賺 1 里
Points
——

Merchant eligibility cannot be established from the incomplete source list. • Limit applies to: 指定日常及旅遊消費里數 • Eligible categories: 指定日常及旅遊消費 • 適用於指定日常及旅遊消費;HTML 沒有列出指定商戶名單。 • 頁面所述賺取率為低至港幣2元賺1里。

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 指定日常及旅遊消費 · Type: category
  • Benefit limit: Applies to: 指定日常及旅遊消費里數 · Period: not stated · Type: not stated
  • The complete list of eligible merchants is not available.
  • 適用於指定日常及旅遊消費;HTML 沒有列出指定商戶名單。
  • 頁面所述賺取率為低至港幣2元賺1里。
  • 指定商戶簽賬優惠: 2026-07-01 – 2026-12-31
Travel
滙豐 EveryMile 每 $1「獎賞錢」兌換 20 飛行里數
Points
——

This benefit does not apply to a purchase. • Limit applies to: 每港幣1元「獎賞錢」兌換飛行里數 • 須憑 EveryMile 信用卡於 HSBC Reward+ 應用程式兌換;每港幣1元「獎賞錢」可兌換20飛行里數。

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: 每港幣1元「獎賞錢」兌換飛行里數 · Period: not stated · Type: not stated
  • 須憑 EveryMile 信用卡於 HSBC Reward+ 應用程式兌換;每港幣1元「獎賞錢」可兌換20飛行里數。
Travel
滙豐 EveryMile 每 $1「獎賞錢」兌換 20 酒店積分
Points
——

This benefit does not apply to a purchase. • Limit applies to: 每港幣1元「獎賞錢」兌換酒店積分 • 須憑 EveryMile 信用卡於 HSBC Reward+ 應用程式兌換;每港幣1元「獎賞錢」可兌換20酒店積分。

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: 每港幣1元「獎賞錢」兌換酒店積分 · Period: not stated · Type: not stated
  • 須憑 EveryMile 信用卡於 HSBC Reward+ 應用程式兌換;每港幣1元「獎賞錢」可兌換20酒店積分。
Travel
滙豐 EveryMile 以每 $1「獎賞錢」繳付機票及酒店簽賬,可抵港幣 1.25 元
Points
——

Category or merchant does not match. • Limit applies to: 以「獎賞錢」繳付機票及酒店簽賬 • Eligible categories: 航空公司, 酒店 • 以「賞付款」使用「獎賞錢」繳付機票及酒店簽賬;每港幣1元「獎賞錢」兌港幣1.25元。

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 航空公司 / 酒店 · Type: category
  • Benefit limit: Applies to: 以「獎賞錢」繳付機票及酒店簽賬 · Period: not stated · Type: not stated
  • 以「賞付款」使用「獎賞錢」繳付機票及酒店簽賬;每港幣1元「獎賞錢」兌港幣1.25元。
Hotels
Agoda 指定酒店預訂 85 折優惠價
Promotional Price
——

Category or merchant does not match. • Limit applies to: Agoda 指定酒店預訂優惠價 • Merchants: agoda • Eligible merchants: agoda • 全年可享;須於 Agoda 預訂指定酒店。

  • Eligibility: Audience: all
  • Eligible spending: Applies to: agoda · Type: merchant
  • Benefit limit: Applies to: Agoda 指定酒店預訂優惠價 · Period: not stated · Type: not stated
  • 全年可享;須於 Agoda 預訂指定酒店。
Hotels
Agoda 指定酒店預訂 7 折快閃優惠價
Promotional Price
——

Category or merchant does not match. • Limit applies to: Agoda 指定酒店快閃優惠 • Merchants: agoda • Eligible merchants: agoda • 每月指定日子可享快閃優惠;須於 Agoda 預訂指定酒店。

  • Eligibility: Audience: all
  • Eligible spending: Applies to: agoda · Type: merchant
  • Benefit limit: Applies to: Agoda 指定酒店快閃優惠 · Period: not stated · Type: not stated
  • 每月指定日子可享快閃優惠;須於 Agoda 預訂指定酒店。
Travel
滙豐 EveryMile 免費機場貴賓室禮遇(優惠值未列明)
Travel
——

This benefit does not apply to a purchase. • Limit applies to: 機場貴賓室禮遇 • HTML 說明 EveryMile 卡持有人可享免費機場貴賓室;未列明使用限制。

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: 機場貴賓室禮遇 · Period: not stated · Type: not stated
  • HTML 說明 EveryMile 卡持有人可享免費機場貴賓室;未列明使用限制。
Travel
滙豐 EveryMile 免費旅遊保險(優惠值未列明)
Travel
——

This benefit does not apply to a purchase. • Limit applies to: 旅遊保險禮遇 • HTML 說明 EveryMile 卡持有人可享免費旅遊保險;未列明保障及使用限制。

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: 旅遊保險禮遇 · Period: not stated · Type: not stated
  • HTML 說明 EveryMile 卡持有人可享免費旅遊保險;未列明保障及使用限制。
Other
滙豐 EveryMile HK$1,250「獎賞錢」回贈
Conditions applyCashbackMinimum spending: HK$25,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • HK$1,250 ÷ HK$25,000 × 100 = 5.00%; no rounding change is needed. This is the rate at the HK$25,000 minimum eligible spend; the effective rate decreases above that amount. • Limit applies to: 迎新獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 25000 • Applies to all eligible spending, subject to the conditions. • 須透過滙豐網站、滙豐個人網上理財或香港滙豐流動理財應用程式申請,並成功獲批滙豐 EveryMile 個人基本卡。 • 須在發卡後首 60 個曆日內累積 HK$25,000 合資格簽賬淨額;人民幣簽賬只適用於指定銀聯卡,不適用於 EveryMile。 • 全新信用卡客戶指申請處理時沒有滙豐已批核的個人信用卡基本卡。過去 12 個月內曾取消滙豐個人信用卡基本卡者及附屬卡申請人不合資格。 • 信用卡戶口在整個推廣期及獲享優惠時須有效且信用狀況良好;每位合資格持卡人只可獲享一次。 • 獎賞錢會在完成簽賬要求後兩個月內存入信用卡戶口。須保留簽賬紀錄;如合資格交易被取消,或獲獎後 13 個月內取消信用卡,滙豐可扣回優惠等值。 • 如同時享有其他推廣優惠,滙豐可只提供其中一項。優惠不可兌換現金、其他貨品、服務或折扣,也不可轉讓。

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$25,000.00
  • Benefit limit: Applies to: 迎新獎賞 · Period: not stated · Type: not stated
  • Percentage note: HK$1,250 ÷ HK$25,000 × 100 = 5.00%; no rounding change is needed. This is the rate at the HK$25,000 minimum eligible spend; the effective rate decreases above that amount.
  • Application or registration is required.
  • 須透過滙豐網站、滙豐個人網上理財或香港滙豐流動理財應用程式申請,並成功獲批滙豐 EveryMile 個人基本卡。
  • 須在發卡後首 60 個曆日內累積 HK$25,000 合資格簽賬淨額;人民幣簽賬只適用於指定銀聯卡,不適用於 EveryMile。
  • 全新信用卡客戶指申請處理時沒有滙豐已批核的個人信用卡基本卡。過去 12 個月內曾取消滙豐個人信用卡基本卡者及附屬卡申請人不合資格。
  • 信用卡戶口在整個推廣期及獲享優惠時須有效且信用狀況良好;每位合資格持卡人只可獲享一次。
  • 獎賞錢會在完成簽賬要求後兩個月內存入信用卡戶口。須保留簽賬紀錄;如合資格交易被取消,或獲獎後 13 個月內取消信用卡,滙豐可扣回優惠等值。
  • 如同時享有其他推廣優惠,滙豐可只提供其中一項。優惠不可兌換現金、其他貨品、服務或折扣,也不可轉讓。
  • 迎新推廣期: 2026-03-01 – 2027-02-28
Loans and installments
滙豐 EveryMile「現金套現」分期計劃 HK$200「獎賞錢」回贈
Conditions applyCashback
——

This benefit does not apply to a purchase. • Customer: New customer • Limit applies to: 此優惠 • Application, registration or activation required. See conditions. • 適用於成功申請香港發出的滙豐 EveryMile 個人基本卡的全新信用卡客戶。 • 發卡後首 60 個曆日內須啟動信用卡、成功申請並獲批「現金套現」分期計劃;提款金額須達 HK$20,000,還款期須為 12 個月或以上。 • 持卡人及信用卡戶口在整個推廣期及獲享優惠時須有效且信用狀況良好;每位合資格持卡人只可獲享一次。 • 獎賞錢會在提款金額存入或轉賬後六個月內自動存入指定信用卡戶口。存入前提早還款或取消計劃會失去優惠;存入後提早還款或取消計劃,滙豐可扣回獎賞錢。 • 優惠不可兌換現金、作現金貸款提取或轉讓。

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: 此優惠 · Period: not stated · Type: not stated
  • Application or registration is required.
  • 適用於成功申請香港發出的滙豐 EveryMile 個人基本卡的全新信用卡客戶。
  • 發卡後首 60 個曆日內須啟動信用卡、成功申請並獲批「現金套現」分期計劃;提款金額須達 HK$20,000,還款期須為 12 個月或以上。
  • 持卡人及信用卡戶口在整個推廣期及獲享優惠時須有效且信用狀況良好;每位合資格持卡人只可獲享一次。
  • 獎賞錢會在提款金額存入或轉賬後六個月內自動存入指定信用卡戶口。存入前提早還款或取消計劃會失去優惠;存入後提早還款或取消計劃,滙豐可扣回獎賞錢。
  • 優惠不可兌換現金、作現金貸款提取或轉讓。
  • 現金套現分期計劃推廣期: 2026-03-01 – 2027-02-28
Other
滙豐 EveryMile 信用卡首年年費豁免(優惠值未列明)
Conditions applyFee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: 年費豁免 • Application, registration or activation required. See conditions. • 適用於在同一申請表成功申請的 EveryMile 信用卡及附屬卡。 • 只豁免首年年費;PDF 未列明年費金額。

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: 年費豁免 · Period: not stated · Type: not stated
  • Application or registration is required.
  • 適用於在同一申請表成功申請的 EveryMile 信用卡及附屬卡。
  • 只豁免首年年費;PDF 未列明年費金額。
  • 迎新推廣期: 2026-03-01 – 2027-02-28
1818/HSBCHSBC UnionPay Dual Currency CardHSBC UnionPay Dual Currency Card2.4%HK$24.00
HSBC UnionPay Dual Currency Card
18HSBC

HSBC UnionPay Dual Currency Card

Conditions apply

HK$24.002.4%
Overseas spending
Extra 5X RewardCash for 海外簽賬
HK$20.002%
Conditions applyPointsCap: HK$2,000.00 · promotion total
CapHK$20.00 / HK$2,000.00
Other
積分獎賞:1X RewardCash: HKD250 spend earns HKD1 RewardCash
HK$4.000.4%
Conditions applyPoints
Calculation
Total savingHK$24.00
  • Extra 5X RewardCash for 海外簽賬: HK$20.00
  • 積分獎賞:1X RewardCash: HKD250 spend earns HKD1 RewardCash: HK$4.00
Terms & conditions

Calculation assumptions

  • Assumes the full reward limit is still available. extra RewardCash under 2026 最紅自主獎賞
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • No reward limit is stated. Confirm any limits before purchase.
  • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
  • Limit: 2000 HKD · Promotion Total
  • Limit applies to: extra RewardCash under 2026 最紅自主獎賞
  • Application, registration or activation required. See conditions.
  • Eligibility: Phase Spend Below: 100000.01
  • Eligible categories: 海外簽賬
  • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
  • Allocate the extra 5X RewardCash to one selected category.
  • Qualifying spend is counted during 2026-01-01 to 2026-12-31.
  • The first HKD100,000 of qualifying spend is eligible for the extra reward.
  • Maximum extra RewardCash is HKD2,000.
  • The extra reward is in addition to the basic RewardCash.
  • Valid for overseas transactions identified by country or region code.
  • Hong Kong and HKD transactions are excluded.
  • Cash-equivalent calculation: HKD1 RewardCash ÷ HKD250 eligible spend = 0.4%.
  • Applies to all eligible spending, subject to the conditions.
  • Basic RewardCash applies to eligible spending.
  • The extra category reward is additional to the basic reward.

Extra 5X RewardCash for 海外簽賬

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Requirements: Period spend <: HK$100,000.01
  • Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
  • Application or registration is required.
  • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
  • Allocate the extra 5X RewardCash to one selected category.
  • Qualifying spend is counted during 2026-01-01 to 2026-12-31.
  • The first HKD100,000 of qualifying spend is eligible for the extra reward.
  • Maximum extra RewardCash is HKD2,000.
  • The extra reward is in addition to the basic RewardCash.
  • Valid for overseas transactions identified by country or region code.
  • Hong Kong and HKD transactions are excluded.
  • 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

積分獎賞:1X RewardCash: HKD250 spend earns HKD1 RewardCash

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: HKD1 RewardCash ÷ HKD250 eligible spend = 0.4%.
  • Application or registration is required.
  • Basic RewardCash applies to eligible spending.
  • The extra category reward is additional to the basic reward.
  • 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31
Other offers
Other
積分獎賞:$600 RewardCash
Conditions applyPointsMinimum spending: HK$5,800.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Threshold-equivalent calculation: HKD600 fixed RewardCash ÷ HKD5,800 minimum qualifying spend = 10.3448% at the threshold; effective rate changes above the minimum. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 5800 • Applies to all eligible spending, subject to the conditions. • New HSBC credit-card customer. • Apply for and receive the HSBC UnionPay Dual Currency Credit Card. • Spend HKD or RMB 5,800 or more within the first 60 calendar days after card issuance. • The card account must remain valid and in good standing.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$5,800.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Threshold equivalent calculation: HKD600 fixed RewardCash ÷ HKD5,800 minimum qualifying spend = 10.3448% at the threshold; effective rate changes above the minimum.
  • Application or registration is required.
  • New HSBC credit-card customer.
  • Apply for and receive the HSBC UnionPay Dual Currency Credit Card.
  • Spend HKD or RMB 5,800 or more within the first 60 calendar days after card issuance.
  • The card account must remain valid and in good standing.
  • welcome promotion applications: 2026-03-01 – 2027-02-28
Other
積分獎賞:$200 RewardCash
Conditions applyPointsMinimum spending: HK$5,800.00
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Customer: Existing customer • Threshold-equivalent calculation: HKD200 fixed RewardCash ÷ HKD5,800 minimum qualifying spend = 3.4483% at the threshold; effective rate changes above the minimum. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 5800 • Applies to all eligible spending, subject to the conditions. • Existing HSBC credit-card customer. • Apply for and receive the HSBC UnionPay Dual Currency Credit Card. • Spend HKD or RMB 5,800 or more within the first 60 calendar days after card issuance. • The card account must remain valid and in good standing.

  • Eligibility: Audience: all · Customer status: existing
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$5,800.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Threshold equivalent calculation: HKD200 fixed RewardCash ÷ HKD5,800 minimum qualifying spend = 3.4483% at the threshold; effective rate changes above the minimum.
  • Application or registration is required.
  • Existing HSBC credit-card customer.
  • Apply for and receive the HSBC UnionPay Dual Currency Credit Card.
  • Spend HKD or RMB 5,800 or more within the first 60 calendar days after card issuance.
  • The card account must remain valid and in good standing.
  • welcome promotion applications: 2026-03-01 – 2027-02-28
Other
積分獎賞:$200 RewardCash
Conditions applyPoints
——

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • New HSBC credit-card customer. • Activate the card within the first 60 days after issuance. • Successfully apply for a Cash Instalment Plan with approved drawdown of at least HKD20,000 and a selected tenor of at least 12 months. • RewardCash is credited once after the requirements are met.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • New HSBC credit-card customer.
  • Activate the card within the first 60 days after issuance.
  • Successfully apply for a Cash Instalment Plan with approved drawdown of at least HKD20,000 and a selected tenor of at least 12 months.
  • RewardCash is credited once after the requirements are met.
  • new-card Cash Instalment promotion: 2026-03-01 – 2027-02-28
Local dining
Extra 5X RewardCash for 本地餐飲
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Eligible categories: 本地餐飲 • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Valid for Hong Kong restaurants and eateries identified by the eligible merchant category code. • Banquets, private functions, private rooms, parties, and listed excluded dining locations are not eligible.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地餐飲 · Type: category
  • Requirements: Period spend <: HK$100,000.01
  • Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
  • Application or registration is required.
  • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
  • Allocate the extra 5X RewardCash to one selected category.
  • Qualifying spend is counted during 2026-01-01 to 2026-12-31.
  • The first HKD100,000 of qualifying spend is eligible for the extra reward.
  • Maximum extra RewardCash is HKD2,000.
  • The extra reward is in addition to the basic RewardCash.
  • Valid for Hong Kong restaurants and eateries identified by the eligible merchant category code.
  • Banquets, private functions, private rooms, parties, and listed excluded dining locations are not eligible.
  • 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31
Mainland China spending
Extra 5X RewardCash for 中國內地簽賬
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Eligible categories: 中國內地簽賬 • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Valid for transactions in Mainland China identified by country or region code. • Hong Kong and HKD transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 中國內地簽賬 · Type: category
  • Requirements: Period spend <: HK$100,000.01
  • Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
  • Application or registration is required.
  • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
  • Allocate the extra 5X RewardCash to one selected category.
  • Qualifying spend is counted during 2026-01-01 to 2026-12-31.
  • The first HKD100,000 of qualifying spend is eligible for the extra reward.
  • Maximum extra RewardCash is HKD2,000.
  • The extra reward is in addition to the basic RewardCash.
  • Valid for transactions in Mainland China identified by country or region code.
  • Hong Kong and HKD transactions are excluded.
  • 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31
Macau spending
Extra 5X RewardCash for 澳門簽賬
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Eligible categories: 澳門簽賬 • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Valid for transactions in Macau identified by country or region code. • Hong Kong and HKD transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 澳門簽賬 · Type: category
  • Requirements: Period spend <: HK$100,000.01
  • Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
  • Application or registration is required.
  • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
  • Allocate the extra 5X RewardCash to one selected category.
  • Qualifying spend is counted during 2026-01-01 to 2026-12-31.
  • The first HKD100,000 of qualifying spend is eligible for the extra reward.
  • Maximum extra RewardCash is HKD2,000.
  • The extra reward is in addition to the basic RewardCash.
  • Valid for transactions in Macau identified by country or region code.
  • Hong Kong and HKD transactions are excluded.
  • 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31
Fitness
Be Earth等商戶:Extra 5X RewardCash for 健身中心
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: be-earth, go24-fitness, pure-group, snap-fitness, square-fitness • Eligible merchants: be-earth, go24-fitness, pure-group, snap-fitness, square-fitness • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞享受. • Valid only for the listed merchants in the 健身中心 group. • The merchant list and merchant category rules in the terms and conditions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: be earth / go24 fitness / pure group / snap fitness / square fitness · Type: merchant
  • Requirements: Period spend <: HK$100,000.01
  • Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
  • Application or registration is required.
  • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
  • Allocate the extra 5X RewardCash to one selected category.
  • Qualifying spend is counted during 2026-01-01 to 2026-12-31.
  • The first HKD100,000 of qualifying spend is eligible for the extra reward.
  • Maximum extra RewardCash is HKD2,000.
  • The extra reward is in addition to the basic RewardCash.
  • Selected category bucket: 賞享受.
  • Valid only for the listed merchants in the 健身中心 group.
  • The merchant list and merchant category rules in the terms and conditions apply.
  • 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31
Cinemas
Cgv Cinemas等商戶:Extra 5X RewardCash for 戲院
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: cgv-cinemas, 英皇戲院, festival-grand-cinema, 康怡戲院, 皇室戲院, k11-art-house, mcl-院線, movie-town, star-cinema • Eligible merchants: cgv-cinemas, 英皇戲院, festival-grand-cinema, 康怡戲院, 皇室戲院, k11-art-house, mcl-院線, movie-town, star-cinema • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞享受. • Valid only for the listed merchants in the 戲院 group. • The merchant list and merchant category rules in the terms and conditions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: cgv cinemas / 英皇戲院 / festival grand cinema / 康怡戲院 / 皇室戲院 / k11 art house / mcl 院線 / movie town / star cinema · Type: merchant
  • Requirements: Period spend <: HK$100,000.01
  • Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
  • Application or registration is required.
  • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
  • Allocate the extra 5X RewardCash to one selected category.
  • Qualifying spend is counted during 2026-01-01 to 2026-12-31.
  • The first HKD100,000 of qualifying spend is eligible for the extra reward.
  • Maximum extra RewardCash is HKD2,000.
  • The extra reward is in addition to the basic RewardCash.
  • Selected category bucket: 賞享受.
  • Valid only for the listed merchants in the 戲院 group.
  • The merchant list and merchant category rules in the terms and conditions apply.
  • 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31
Concerts and tickets
購票通等商戶:Extra 5X RewardCash for 演唱會/票務
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: 購票通, 快達票, kktix • Eligible merchants: 購票通, 快達票, kktix • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞享受. • Valid only for the listed merchants in the 演唱會/票務 group. • The merchant list and merchant category rules in the terms and conditions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 購票通 / 快達票 / kktix · Type: merchant
  • Requirements: Period spend <: HK$100,000.01
  • Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
  • Application or registration is required.
  • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
  • Allocate the extra 5X RewardCash to one selected category.
  • Qualifying spend is counted during 2026-01-01 to 2026-12-31.
  • The first HKD100,000 of qualifying spend is eligible for the extra reward.
  • Maximum extra RewardCash is HKD2,000.
  • The extra reward is in addition to the basic RewardCash.
  • Selected category bucket: 賞享受.
  • Valid only for the listed merchants in the 演唱會/票務 group.
  • The merchant list and merchant category rules in the terms and conditions apply.
  • 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31
Theme parks and attractions
太古城中心冰上皇宮:Extra 5X RewardCash for 主題樂園及景點
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: 太古城中心冰上皇宮 • Eligible merchants: 太古城中心冰上皇宮 • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞享受. • Valid only for the listed merchants in the 主題樂園及景點 group. • The merchant list and merchant category rules in the terms and conditions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 太古城中心冰上皇宮 · Type: merchant
  • Requirements: Period spend <: HK$100,000.01
  • Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
  • Application or registration is required.
  • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
  • Allocate the extra 5X RewardCash to one selected category.
  • Qualifying spend is counted during 2026-01-01 to 2026-12-31.
  • The first HKD100,000 of qualifying spend is eligible for the extra reward.
  • Maximum extra RewardCash is HKD2,000.
  • The extra reward is in addition to the basic RewardCash.
  • Selected category bucket: 賞享受.
  • Valid only for the listed merchants in the 主題樂園及景點 group.
  • The merchant list and merchant category rules in the terms and conditions apply.
  • 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31
Education
Ef English Centers等商戶:Extra 5X RewardCash for 教育
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: ef-english-centers, 青苗琴行, 通利琴行 • Eligible merchants: ef-english-centers, 青苗琴行, 通利琴行 • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞享受. • Valid only for the listed merchants in the 教育 group. • The merchant list and merchant category rules in the terms and conditions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: ef english centers / 青苗琴行 / 通利琴行 · Type: merchant
  • Requirements: Period spend <: HK$100,000.01
  • Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
  • Application or registration is required.
  • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
  • Allocate the extra 5X RewardCash to one selected category.
  • Qualifying spend is counted during 2026-01-01 to 2026-12-31.
  • The first HKD100,000 of qualifying spend is eligible for the extra reward.
  • Maximum extra RewardCash is HKD2,000.
  • The extra reward is in addition to the basic RewardCash.
  • Selected category bucket: 賞享受.
  • Valid only for the listed merchants in the 教育 group.
  • The merchant list and merchant category rules in the terms and conditions apply.
  • 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31
Entertainment
焙著你烘焙等商戶:Extra 5X RewardCash for 娛樂
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: 焙著你烘焙, kkbox, moov, neway-ceo-karaoke, 康體通 • Eligible merchants: 焙著你烘焙, kkbox, moov, neway-ceo-karaoke, 康體通 • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞享受. • Valid only for the listed merchants in the 娛樂 group. • The merchant list and merchant category rules in the terms and conditions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 焙著你烘焙 / kkbox / moov / neway ceo karaoke / 康體通 · Type: merchant
  • Requirements: Period spend <: HK$100,000.01
  • Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
  • Application or registration is required.
  • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
  • Allocate the extra 5X RewardCash to one selected category.
  • Qualifying spend is counted during 2026-01-01 to 2026-12-31.
  • The first HKD100,000 of qualifying spend is eligible for the extra reward.
  • Maximum extra RewardCash is HKD2,000.
  • The extra reward is in addition to the basic RewardCash.
  • Selected category bucket: 賞享受.
  • Valid only for the listed merchants in the 娛樂 group.
  • The merchant list and merchant category rules in the terms and conditions apply.
  • 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31
Travel agencies
Hutchgo等商戶:Extra 5X RewardCash for 旅行社
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: hutchgo, kkday, klook, 美麗華旅遊, 新華旅遊, trip-com, 永安旅遊, 油麻地旅遊 • Eligible merchants: hutchgo, kkday, klook, 美麗華旅遊, 新華旅遊, trip-com, 永安旅遊, 油麻地旅遊 • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞享受. • Valid only for the listed merchants in the 旅行社 group. • The merchant list and merchant category rules in the terms and conditions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: hutchgo / kkday / klook / 美麗華旅遊 / 新華旅遊 / trip com / 永安旅遊 / 油麻地旅遊 · Type: merchant
  • Requirements: Period spend <: HK$100,000.01
  • Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
  • Application or registration is required.
  • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
  • Allocate the extra 5X RewardCash to one selected category.
  • Qualifying spend is counted during 2026-01-01 to 2026-12-31.
  • The first HKD100,000 of qualifying spend is eligible for the extra reward.
  • Maximum extra RewardCash is HKD2,000.
  • The extra reward is in addition to the basic RewardCash.
  • Selected category bucket: 賞享受.
  • Valid only for the listed merchants in the 旅行社 group.
  • The merchant list and merchant category rules in the terms and conditions apply.
  • 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31
Beauty and personal care
沐館等商戶:Extra 5X RewardCash for 美容/個人護理
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: 沐館, 靜, 日月按摩, toni-guy-hong-kong, 梔-zi-massage-wellness • Eligible merchants: 沐館, 靜, 日月按摩, toni-guy-hong-kong, 梔-zi-massage-wellness • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞享受. • Valid only for the listed merchants in the 美容/個人護理 group. • The merchant list and merchant category rules in the terms and conditions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 沐館 / 靜 / 日月按摩 / toni guy hong kong / 梔 zi massage wellness · Type: merchant
  • Requirements: Period spend <: HK$100,000.01
  • Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
  • Application or registration is required.
  • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
  • Allocate the extra 5X RewardCash to one selected category.
  • Qualifying spend is counted during 2026-01-01 to 2026-12-31.
  • The first HKD100,000 of qualifying spend is eligible for the extra reward.
  • Maximum extra RewardCash is HKD2,000.
  • The extra reward is in addition to the basic RewardCash.
  • Selected category bucket: 賞享受.
  • Valid only for the listed merchants in the 美容/個人護理 group.
  • The merchant list and merchant category rules in the terms and conditions apply.
  • 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31
Local transport
城巴等商戶:Extra 5X RewardCash for 本地交通
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: 城巴, 易通行, 香港電車, 九巴, mtr, pit • Eligible merchants: 城巴, 易通行, 香港電車, 九巴, mtr, pit • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞享受. • Valid only for the listed merchants in the 本地交通 group. • The merchant list and merchant category rules in the terms and conditions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 城巴 / 易通行 / 香港電車 / 九巴 / mtr / pit · Type: merchant
  • Requirements: Period spend <: HK$100,000.01
  • Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
  • Application or registration is required.
  • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
  • Allocate the extra 5X RewardCash to one selected category.
  • Qualifying spend is counted during 2026-01-01 to 2026-12-31.
  • The first HKD100,000 of qualifying spend is eligible for the extra reward.
  • Maximum extra RewardCash is HKD2,000.
  • The extra reward is in addition to the basic RewardCash.
  • Selected category bucket: 賞享受.
  • Valid only for the listed merchants in the 本地交通 group.
  • The merchant list and merchant category rules in the terms and conditions apply.
  • 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31
Fuel and EV charging
加德士等商戶:Extra 5X RewardCash for 汽油/電動車充電
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: 加德士, esso, shell, shell-recharge, sinopec, tesla • Eligible merchants: 加德士, esso, shell, shell-recharge, sinopec, tesla • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞享受. • Valid only for the listed merchants in the 汽油/電動車充電 group. • The merchant list and merchant category rules in the terms and conditions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 加德士 / esso / shell / shell recharge / sinopec / tesla · Type: merchant
  • Requirements: Period spend <: HK$100,000.01
  • Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
  • Application or registration is required.
  • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
  • Allocate the extra 5X RewardCash to one selected category.
  • Qualifying spend is counted during 2026-01-01 to 2026-12-31.
  • The first HKD100,000 of qualifying spend is eligible for the extra reward.
  • Maximum extra RewardCash is HKD2,000.
  • The extra reward is in addition to the basic RewardCash.
  • Selected category bucket: 賞享受.
  • Valid only for the listed merchants in the 汽油/電動車充電 group.
  • The merchant list and merchant category rules in the terms and conditions apply.
  • 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31
Supermarkets
759阿信屋等商戶:Extra 5X RewardCash for 超級市場
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: 759阿信屋, big-c, 日記士多, don-don-donki, 大生生活超市, 新鮮生活, greenprice, 本灣水產, 百佳超級市場, fusion, taste, taste-x-fresh, international, food-le-parc, gourmet, great-food-hall, 多來買 • Eligible merchants: 759阿信屋, big-c, 日記士多, don-don-donki, 大生生活超市, 新鮮生活, greenprice, 本灣水產, 百佳超級市場, fusion, taste, taste-x-fresh, international, food-le-parc, gourmet, great-food-hall, 多來買 • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞家居. • Valid only for the listed merchants in the 超級市場 group. • The merchant list and merchant category rules in the terms and conditions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 759阿信屋 / big c / 日記士多 / don don donki / 大生生活超市 / 新鮮生活 / greenprice / 本灣水產 / 百佳超級市場 / fusion / taste / taste x fresh / international / food le parc / gourmet / great food hall / 多來買 · Type: merchant
  • Requirements: Period spend <: HK$100,000.01
  • Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
  • Application or registration is required.
  • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
  • Allocate the extra 5X RewardCash to one selected category.
  • Qualifying spend is counted during 2026-01-01 to 2026-12-31.
  • The first HKD100,000 of qualifying spend is eligible for the extra reward.
  • Maximum extra RewardCash is HKD2,000.
  • The extra reward is in addition to the basic RewardCash.
  • Selected category bucket: 賞家居.
  • Valid only for the listed merchants in the 超級市場 group.
  • The merchant list and merchant category rules in the terms and conditions apply.
  • 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31
Home and furniture
At Home等商戶:Extra 5X RewardCash for 家居/家具
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: at-home, 生活提案, 生活工房, jhc真好城, keychain-pay, 生活館, 生活廊, 蓆夢思, 歐化寶, 歐化傢俬 • Eligible merchants: at-home, 生活提案, 生活工房, jhc真好城, keychain-pay, 生活館, 生活廊, 蓆夢思, 歐化寶, 歐化傢俬 • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞家居. • Valid only for the listed merchants in the 家居/家具 group. • The merchant list and merchant category rules in the terms and conditions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: at home / 生活提案 / 生活工房 / jhc真好城 / keychain pay / 生活館 / 生活廊 / 蓆夢思 / 歐化寶 / 歐化傢俬 · Type: merchant
  • Requirements: Period spend <: HK$100,000.01
  • Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
  • Application or registration is required.
  • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
  • Allocate the extra 5X RewardCash to one selected category.
  • Qualifying spend is counted during 2026-01-01 to 2026-12-31.
  • The first HKD100,000 of qualifying spend is eligible for the extra reward.
  • Maximum extra RewardCash is HKD2,000.
  • The extra reward is in addition to the basic RewardCash.
  • Selected category bucket: 賞家居.
  • Valid only for the listed merchants in the 家居/家具 group.
  • The merchant list and merchant category rules in the terms and conditions apply.
  • 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31
Electronics
生活影音等商戶:Extra 5X RewardCash for 電子產品
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: 生活影音, 百老滙, bruno, 中原電器, 豐澤, j-select, 人気电器店, panasonic陳列室, price網購, 蘇寧, 偉明電業, 惠而浦網上商店-w-mall, 衛訊, 友和-yoho • Eligible merchants: 生活影音, 百老滙, bruno, 中原電器, 豐澤, j-select, 人気电器店, panasonic陳列室, price網購, 蘇寧, 偉明電業, 惠而浦網上商店-w-mall, 衛訊, 友和-yoho • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞家居. • Valid only for the listed merchants in the 電子產品 group. • The merchant list and merchant category rules in the terms and conditions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 生活影音 / 百老滙 / bruno / 中原電器 / 豐澤 / j select / 人気电器店 / panasonic陳列室 / price網購 / 蘇寧 / 偉明電業 / 惠而浦網上商店 w mall / 衛訊 / 友和 yoho · Type: merchant
  • Requirements: Period spend <: HK$100,000.01
  • Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
  • Application or registration is required.
  • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
  • Allocate the extra 5X RewardCash to one selected category.
  • Qualifying spend is counted during 2026-01-01 to 2026-12-31.
  • The first HKD100,000 of qualifying spend is eligible for the extra reward.
  • Maximum extra RewardCash is HKD2,000.
  • The extra reward is in addition to the basic RewardCash.
  • Selected category bucket: 賞家居.
  • Valid only for the listed merchants in the 電子產品 group.
  • The merchant list and merchant category rules in the terms and conditions apply.
  • 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31
Telecommunications
1o1o等商戶:Extra 5X RewardCash for 電訊
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: 1o1o, 3香港, csl, club-sim, hkt-家居電話, 網上行, now-tv, smartone, supreme • Eligible merchants: 1o1o, 3香港, csl, club-sim, hkt-家居電話, 網上行, now-tv, smartone, supreme • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞家居. • Valid only for the listed merchants in the 電訊 group. • The merchant list and merchant category rules in the terms and conditions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 1o1o / 3香港 / csl / club sim / hkt 家居電話 / 網上行 / now tv / smartone / supreme · Type: merchant
  • Requirements: Period spend <: HK$100,000.01
  • Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
  • Application or registration is required.
  • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
  • Allocate the extra 5X RewardCash to one selected category.
  • Qualifying spend is counted during 2026-01-01 to 2026-12-31.
  • The first HKD100,000 of qualifying spend is eligible for the extra reward.
  • Maximum extra RewardCash is HKD2,000.
  • The extra reward is in addition to the basic RewardCash.
  • Selected category bucket: 賞家居.
  • Valid only for the listed merchants in the 電訊 group.
  • The merchant list and merchant category rules in the terms and conditions apply.
  • 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31
Pet supplies
寵寵線等商戶:Extra 5X RewardCash for 寵物用品
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: 寵寵線, petmium寵物百貨, q-pets, 紅蘿蔔, the-dog-s-garden, three-little-meow • Eligible merchants: 寵寵線, petmium寵物百貨, q-pets, 紅蘿蔔, the-dog-s-garden, three-little-meow • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞家居. • Valid only for the listed merchants in the 寵物用品 group. • The merchant list and merchant category rules in the terms and conditions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 寵寵線 / petmium寵物百貨 / q pets / 紅蘿蔔 / the dog s garden / three little meow · Type: merchant
  • Requirements: Period spend <: HK$100,000.01
  • Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
  • Application or registration is required.
  • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
  • Allocate the extra 5X RewardCash to one selected category.
  • Qualifying spend is counted during 2026-01-01 to 2026-12-31.
  • The first HKD100,000 of qualifying spend is eligible for the extra reward.
  • Maximum extra RewardCash is HKD2,000.
  • The extra reward is in addition to the basic RewardCash.
  • Selected category bucket: 賞家居.
  • Valid only for the listed merchants in the 寵物用品 group.
  • The merchant list and merchant category rules in the terms and conditions apply.
  • 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31
Department stores
AEON等商戶:Extra 5X RewardCash for 百貨公司
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: aeon, aeon-style, aeon-supermarket, apita, bento-express-by-aeon, 中藝-香港, c生活, 千色citistore, city-super, city-super-neighbourhood, city-super-log-on, 谷辰, hktvmall, harvey-nichols, living-plaza-by-aeon, log-on, marks-spencer, mono-mono, 先施百貨, 崇光百貨, uny-生活創富, 永安百貨, 一田 • Eligible merchants: aeon, aeon-style, aeon-supermarket, apita, bento-express-by-aeon, 中藝-香港, c生活, 千色citistore, city-super, city-super-neighbourhood, city-super-log-on, 谷辰, hktvmall, harvey-nichols, living-plaza-by-aeon, log-on, marks-spencer, mono-mono, 先施百貨, 崇光百貨, uny-生活創富, 永安百貨, 一田 • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞購物. • Valid only for the listed merchants in the 百貨公司 group. • The merchant list and merchant category rules in the terms and conditions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: aeon / aeon style / aeon supermarket / apita / bento express by aeon / 中藝 香港 / c生活 / 千色citistore / city super / city super neighbourhood / city super log on / 谷辰 / hktvmall / harvey nichols / living plaza by aeon / log on / marks spencer / mono mono / 先施百貨 / 崇光百貨 / uny 生活創富 / 永安百貨 / 一田 · Type: merchant
  • Requirements: Period spend <: HK$100,000.01
  • Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
  • Application or registration is required.
  • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
  • Allocate the extra 5X RewardCash to one selected category.
  • Qualifying spend is counted during 2026-01-01 to 2026-12-31.
  • The first HKD100,000 of qualifying spend is eligible for the extra reward.
  • Maximum extra RewardCash is HKD2,000.
  • The extra reward is in addition to the basic RewardCash.
  • Selected category bucket: 賞購物.
  • Valid only for the listed merchants in the 百貨公司 group.
  • The merchant list and merchant category rules in the terms and conditions apply.
  • 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31
Books and stationery
中華書局等商戶:Extra 5X RewardCash for 書店/文具
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: 中華書局, 誠品書店, 三聯書店, 商務印書館 • Eligible merchants: 中華書局, 誠品書店, 三聯書店, 商務印書館 • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞購物. • Valid only for the listed merchants in the 書店/文具 group. • The merchant list and merchant category rules in the terms and conditions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 中華書局 / 誠品書店 / 三聯書店 / 商務印書館 · Type: merchant
  • Requirements: Period spend <: HK$100,000.01
  • Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
  • Application or registration is required.
  • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
  • Allocate the extra 5X RewardCash to one selected category.
  • Qualifying spend is counted during 2026-01-01 to 2026-12-31.
  • The first HKD100,000 of qualifying spend is eligible for the extra reward.
  • Maximum extra RewardCash is HKD2,000.
  • The extra reward is in addition to the basic RewardCash.
  • Selected category bucket: 賞購物.
  • Valid only for the listed merchants in the 書店/文具 group.
  • The merchant list and merchant category rules in the terms and conditions apply.
  • 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31
Fashion
7 For All Mankind等商戶:Extra 5X RewardCash for 時裝
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: 7-for-all-mankind, agn-s-b, birkenstock, brooks-brothers, club-monaco, columbia, crocs, decathlon, ecco, egg-optical-boutique, go-wild, gu, misch-masch, nical, 眼鏡88, oriental-traffic, wa-oriental-traffic, rockport, skechers, sport-b, teva, theory, twist, ugg, uniqlo, zalora, zoff • Eligible merchants: 7-for-all-mankind, agn-s-b, birkenstock, brooks-brothers, club-monaco, columbia, crocs, decathlon, ecco, egg-optical-boutique, go-wild, gu, misch-masch, nical, 眼鏡88, oriental-traffic, wa-oriental-traffic, rockport, skechers, sport-b, teva, theory, twist, ugg, uniqlo, zalora, zoff • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞購物. • Valid only for the listed merchants in the 時裝 group. • The merchant list and merchant category rules in the terms and conditions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 7 for all mankind / agn s b / birkenstock / brooks brothers / club monaco / columbia / crocs / decathlon / ecco / egg optical boutique / go wild / gu / misch masch / nical / 眼鏡88 / oriental traffic / wa oriental traffic / rockport / skechers / sport b / teva / theory / twist / ugg / uniqlo / zalora / zoff · Type: merchant
  • Requirements: Period spend <: HK$100,000.01
  • Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
  • Application or registration is required.
  • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
  • Allocate the extra 5X RewardCash to one selected category.
  • Qualifying spend is counted during 2026-01-01 to 2026-12-31.
  • The first HKD100,000 of qualifying spend is eligible for the extra reward.
  • Maximum extra RewardCash is HKD2,000.
  • The extra reward is in addition to the basic RewardCash.
  • Selected category bucket: 賞購物.
  • Valid only for the listed merchants in the 時裝 group.
  • The merchant list and merchant category rules in the terms and conditions apply.
  • 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31
Beauty and personal care
Cosme Store等商戶:Extra 5X RewardCash for 美容/個人護理
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: cosme-store, beauty-avenue, 法國嬌蘭, ipsa, joyce-beauty, mtm-labo, time-by-mtm-labo, spa-by-mtm-labo, nars, 莎莎, serge-lutens, shiseido, 雪花秀 • Eligible merchants: cosme-store, beauty-avenue, 法國嬌蘭, ipsa, joyce-beauty, mtm-labo, time-by-mtm-labo, spa-by-mtm-labo, nars, 莎莎, serge-lutens, shiseido, 雪花秀 • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞購物. • Valid only for the listed merchants in the 美容/個人護理 group. • The merchant list and merchant category rules in the terms and conditions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: cosme store / beauty avenue / 法國嬌蘭 / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / 莎莎 / serge lutens / shiseido / 雪花秀 · Type: merchant
  • Requirements: Period spend <: HK$100,000.01
  • Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
  • Application or registration is required.
  • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
  • Allocate the extra 5X RewardCash to one selected category.
  • Qualifying spend is counted during 2026-01-01 to 2026-12-31.
  • The first HKD100,000 of qualifying spend is eligible for the extra reward.
  • Maximum extra RewardCash is HKD2,000.
  • The extra reward is in addition to the basic RewardCash.
  • Selected category bucket: 賞購物.
  • Valid only for the listed merchants in the 美容/個人護理 group.
  • The merchant list and merchant category rules in the terms and conditions apply.
  • 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31
Pharmacies and supplements
南北行等商戶:Extra 5X RewardCash for 藥房/保健品
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: 南北行, osim, oto, slowood, 維特健靈, 位元堂, 屈臣氏 • Eligible merchants: 南北行, osim, oto, slowood, 維特健靈, 位元堂, 屈臣氏 • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞購物. • Valid only for the listed merchants in the 藥房/保健品 group. • The merchant list and merchant category rules in the terms and conditions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 南北行 / osim / oto / slowood / 維特健靈 / 位元堂 / 屈臣氏 · Type: merchant
  • Requirements: Period spend <: HK$100,000.01
  • Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
  • Application or registration is required.
  • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
  • Allocate the extra 5X RewardCash to one selected category.
  • Qualifying spend is counted during 2026-01-01 to 2026-12-31.
  • The first HKD100,000 of qualifying spend is eligible for the extra reward.
  • Maximum extra RewardCash is HKD2,000.
  • The extra reward is in addition to the basic RewardCash.
  • Selected category bucket: 賞購物.
  • Valid only for the listed merchants in the 藥房/保健品 group.
  • The merchant list and merchant category rules in the terms and conditions apply.
  • 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31
Other
Agnes B Fleuriste等商戶:Extra 5X RewardCash for 其他
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: agnes-b-fleuriste, cantevole, casetify, la-boh-me, royce, 屈臣氏酒窖 • Eligible merchants: agnes-b-fleuriste, cantevole, casetify, la-boh-me, royce, 屈臣氏酒窖 • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞購物. • Valid only for the listed merchants in the 其他 group. • The merchant list and merchant category rules in the terms and conditions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: agnes b fleuriste / cantevole / casetify / la boh me / royce / 屈臣氏酒窖 · Type: merchant
  • Requirements: Period spend <: HK$100,000.01
  • Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
  • Application or registration is required.
  • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
  • Allocate the extra 5X RewardCash to one selected category.
  • Qualifying spend is counted during 2026-01-01 to 2026-12-31.
  • The first HKD100,000 of qualifying spend is eligible for the extra reward.
  • Maximum extra RewardCash is HKD2,000.
  • The extra reward is in addition to the basic RewardCash.
  • Selected category bucket: 賞購物.
  • Valid only for the listed merchants in the 其他 group.
  • The merchant list and merchant category rules in the terms and conditions apply.
  • 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31
Mainland China spending
中國內地簽賬:Save 1.95% foreign transaction fee
Fee Waiver
——

Category or merchant does not match. • Eligible categories: 中國內地簽賬 • Applies to RMB transactions made with the RMB sub-account. • The stated saving is subject to the card terms and transaction conditions.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 中國內地簽賬 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Applies to RMB transactions made with the RMB sub-account.
  • The stated saving is subject to the card terms and transaction conditions.
Other
費用豁免:Annual fee waived
Conditions applyFee Waiver
——

This benefit does not apply to a purchase. • Customer: New customer • Application, registration or activation required. See conditions. • Applies to the HSBC UnionPay Dual Currency card and applicable supplementary cards. • The waiver is tied to the qualifying card application and formal welcome terms.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Applies to the HSBC UnionPay Dual Currency card and applicable supplementary cards.
  • The waiver is tied to the qualifying card application and formal welcome terms.
Other
卡片優惠:Dual currency HKD/RMB credit card
Other
——

This benefit does not apply to a purchase. • Supports HKD and RMB spending and settlement under the dual-currency structure.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Supports HKD and RMB spending and settlement under the dual-currency structure.
Travel
旅遊:UnionPay merchant and offer privileges at travel destinations(優惠值未列明)
Lifestyle
——

This benefit does not apply to a purchase. • Selected UnionPay merchant offers are available in different travel destinations. • Availability is subject to the external UnionPay offer terms.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Selected UnionPay merchant offers are available in different travel destinations.
  • Availability is subject to the external UnionPay offer terms.
Mobile payments
手機支付:Activate the HSBC virtual credit card
Other
——

This benefit does not apply to a purchase. • Available after successful application and approval, subject to HSBC activation and wallet support.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Available after successful application and approval, subject to HSBC activation and wallet support.
Other
卡片禮遇:Medical and travel assistance services
Lifestyle
——

This benefit does not apply to a purchase. • Support includes medical and travel assistance, such as health advice, referrals, emergency arrangements, translation, and contact support. • The service is available through the stated China support telephone channel.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Support includes medical and travel assistance, such as health advice, referrals, emergency arrangements, translation, and contact support.
  • The service is available through the stated China support telephone channel.
Other
卡片禮遇:Home&Away card offers at home and abroad(優惠值未列明)
Lifestyle
——

This benefit does not apply to a purchase. • Offers are subject to the applicable merchant offer terms and availability.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Offers are subject to the applicable merchant offer terms and availability.
Other
分期優惠:Interest-free period up to 56 days
Financing
——

This benefit does not apply to a purchase. • Interest-free period can be up to 56 days when the full statement balance is paid by the due date. • The separate interest-free merchant instalment plan is not available for UnionPay Dual Currency cards.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Interest-free period can be up to 56 days when the full statement balance is paid by the due date.
  • The separate interest-free merchant instalment plan is not available for UnionPay Dual Currency cards.
1919/AEONAEON JCB Credit CardAEON JCB Credit Card2.35%HK$23.50
AEON JCB Credit Card
19AEON

AEON JCB Credit Card

Conditions apply

HK$23.502.35%
Overseas spending
海外簽賬:1.95%外幣交易手續費全數回贈
HK$19.501.95%
Conditions applyCashback
Other
積分獎賞:每HK$1合資格簽賬1X AEON積分
HK$4.000.4%
Points
Calculation
Total savingHK$23.50
  • 海外簽賬:1.95%外幣交易手續費全數回贈: HK$19.50
  • 積分獎賞:每HK$1合資格簽賬1X AEON積分: HK$4.00
Terms & conditions

Calculation assumptions

  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Application, registration or activation required. See conditions.
  • Eligible categories: 海外簽賬
  • Offer applies to AEON JCB cardholders issued by AEON.
  • Main and supplementary card qualifying spend is combined; rewards are posted to the primary card account.
  • Main cardholder must register in the AEON HK mobile app during the registration period; prior participation requires re-registration.
  • Qualifying transactions must be posted within 14 days after the relevant calendar phase.
  • Excluded transactions include cash advance, cash instalment, payments, transfers, insurance, Octopus auto-reload, e-wallet top-up or transfer, P2P, crypto, gambling, fees, annual fees, late fees, interest, AEON instalment, and invalid, cancelled, refunded, or fraudulent transactions.
  • Rewards are issued as AEON points and are normally posted within two calendar months after the qualifying month; terms may change.
  • Eligible spending is JPY purchase transactions in Japan or on Japanese websites; HKD-settled transactions are not applicable.
  • The first converted HK$6,000 of eligible JPY spending is covered.
  • The source examples restore the base amount before refunding the 1.95% fee.
  • Cash-equivalent calculation: 1X point per HK$1 × HK$400 / 100,000 points = 0.4%; source conversion is 100,000 AEON points = HK$400.
  • Applies to all eligible spending, subject to the conditions.
  • This is the general basic reward for eligible card spending.
  • Cash advance, fees, annual fees, late fees, interest, payments, transfers, and other excluded transactions do not earn points.
  • Cash-equivalent rate uses the source redemption ratio; actual redemption options may change.

海外簽賬:1.95%外幣交易手續費全數回贈

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Offer applies to AEON JCB cardholders issued by AEON.
  • Main and supplementary card qualifying spend is combined; rewards are posted to the primary card account.
  • Main cardholder must register in the AEON HK mobile app during the registration period; prior participation requires re-registration.
  • Qualifying transactions must be posted within 14 days after the relevant calendar phase.
  • Excluded transactions include cash advance, cash instalment, payments, transfers, insurance, Octopus auto-reload, e-wallet top-up or transfer, P2P, crypto, gambling, fees, annual fees, late fees, interest, AEON instalment, and invalid, cancelled, refunded, or fraudulent transactions.
  • Rewards are issued as AEON points and are normally posted within two calendar months after the qualifying month; terms may change.
  • Eligible spending is JPY purchase transactions in Japan or on Japanese websites; HKD-settled transactions are not applicable.
  • The first converted HK$6,000 of eligible JPY spending is covered.
  • The source examples restore the base amount before refunding the 1.95% fee.
  • AEON JCB promotion registration period: 2026-08-21 – 2027-02-28
  • AEON JCB qualifying spending period: 2026-09-01 – 2027-02-28

積分獎賞:每HK$1合資格簽賬1X AEON積分

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: 1X point per HK$1 × HK$400 / 100,000 points = 0.4%; source conversion is 100,000 AEON points = HK$400.
  • This is the general basic reward for eligible card spending.
  • Cash advance, fees, annual fees, late fees, interest, payments, transfers, and other excluded transactions do not earn points.
  • Cash-equivalent rate uses the source redemption ratio; actual redemption options may change.
Other offers
Other
現金回贈:高達HK$400回贈
CashbackMinimum spending: HK$6,000.00Cap: HK$400.00 · promotion total
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit: 400 HKD · Promotion Total • Limit applies to: welcome reward • Eligibility: Phase Spend Min: 6000 • Applies to all eligible spending, subject to the conditions. • For new customers only. • General eligible card spending of at least HK$6,000 is required within the first 60 days after card issuance. • Welcome reward is issued as points and is subject to terms.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$6,000.00
  • Benefit limit: Amount: 400 · Applies to: welcome reward · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • For new customers only.
  • General eligible card spending of at least HK$6,000 is required within the first 60 days after card issuance.
  • Welcome reward is issued as points and is subject to terms.
Other
現金回贈:額外高達HK$200回贈
Conditions applyCashbackMinimum spending: HK$6,000.00Cap: HK$200.00 · promotion total
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit: 200 HKD · Promotion Total • Limit applies to: online application welcome reward • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 6000 • Applies to all eligible spending, subject to the conditions. • For new customers who apply online. • General eligible card spending of at least HK$6,000 is required within the first 60 days after card issuance. • This extra reward is issued as points and is subject to terms.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$6,000.00
  • Benefit limit: Amount: 200 · Applies to: online application welcome reward · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Application or registration is required.
  • For new customers who apply online.
  • General eligible card spending of at least HK$6,000 is required within the first 60 days after card issuance.
  • This extra reward is issued as points and is subject to terms.
Insurance
保險:免費6個月Chubb海外意外保障計劃
Travel
——

This benefit does not apply to a purchase. • Limited-time entitlement. • Coverage and redemption details are linked; no extra application rule is stated in the local source.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Limited-time entitlement.
  • Coverage and redemption details are linked; no extra application rule is stated in the local source.
Shopping
購物:高達25X AEON積分(1X基本獎賞及24X額外獎賞)
Conditions applyPointsCap: HK$200.00 · per month
——

Merchant eligibility cannot be established from the incomplete source list. • Cash-equivalent calculation: 25X points per HK$1 × HK$400 / 100,000 points = 10%; source example: HK$2,000 × 25X = 50,000 points = HK$200; original extra-reward cap 50,000 points per phase = HK$200; actual redemption options may change. • Limit: 200 HKD · Per Month • Limit applies to: Japan AEON extra reward per calendar phase • Application, registration or activation required. See conditions. • Eligible categories: 購物 • Offer applies to AEON JCB cardholders issued by AEON. • Main and supplementary card qualifying spend is combined; rewards are posted to the primary card account. • Main cardholder must register in the AEON HK mobile app during the registration period; prior participation requires re-registration. • Qualifying transactions must be posted within 14 days after the relevant calendar phase. • Excluded transactions include cash advance, cash instalment, payments, transfers, insurance, Octopus auto-reload, e-wallet top-up or transfer, P2P, crypto, gambling, fees, annual fees, late fees, interest, AEON instalment, and invalid, cancelled, refunded, or fraudulent transactions. • Rewards are issued as AEON points and are normally posted within two calendar months after the qualifying month; terms may change. • Only specified Japan AEON and AEON STYLE physical stores are eligible; the branch list is linked and can change. • Franchise stores and concession merchants are excluded. • Points use the source ratio of 100,000 AEON points to HK$400 for this cash-equivalent calculation. • The 25X reward includes 1X basic and 24X extra points; the source-stated extra-reward cap is 50,000 points per phase.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 購物 · Type: category
  • Benefit limit: Amount: 200 · Applies to: Japan AEON extra reward per calendar phase · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: 25X points per HK$1 × HK$400 / 100,000 points = 10%; source example: HK$2,000 × 25X = 50,000 points = HK$200; original extra reward cap 50,000 points per phase = HK$200; actual redemption options may change.
  • Application or registration is required.
  • The complete list of eligible merchants is not available.
  • Offer applies to AEON JCB cardholders issued by AEON.
  • Main and supplementary card qualifying spend is combined; rewards are posted to the primary card account.
  • Main cardholder must register in the AEON HK mobile app during the registration period; prior participation requires re-registration.
  • Qualifying transactions must be posted within 14 days after the relevant calendar phase.
  • Excluded transactions include cash advance, cash instalment, payments, transfers, insurance, Octopus auto-reload, e-wallet top-up or transfer, P2P, crypto, gambling, fees, annual fees, late fees, interest, AEON instalment, and invalid, cancelled, refunded, or fraudulent transactions.
  • Rewards are issued as AEON points and are normally posted within two calendar months after the qualifying month; terms may change.
  • Only specified Japan AEON and AEON STYLE physical stores are eligible; the branch list is linked and can change.
  • Franchise stores and concession merchants are excluded.
  • Points use the source ratio of 100,000 AEON points to HK$400 for this cash-equivalent calculation.
  • The 25X reward includes 1X basic and 24X extra points; the source-stated extra-reward cap is 50,000 points per phase.
  • AEON JCB promotion registration period: 2026-08-21 – 2027-02-28
  • AEON JCB qualifying spending period: 2026-09-01 – 2027-02-28
Shopping
購物:日本AEON 95折優惠券
Conditions applyDiscount
——

Merchant eligibility cannot be established from the incomplete source list. • Application, registration or activation required. See conditions. • Eligible categories: 購物 • Use the electronic coupon obtained through the AEON HK app. • Only specified Japan AEON and AEON STYLE physical stores are eligible; the branch list is linked and can change. • The coupon is separate from the Japan AEON points reward and follows its own terms.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 購物 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • The complete list of eligible merchants is not available.
  • Use the electronic coupon obtained through the AEON HK app.
  • Only specified Japan AEON and AEON STYLE physical stores are eligible; the branch list is linked and can change.
  • The coupon is separate from the Japan AEON points reward and follows its own terms.
  • AEON JCB promotion registration period: 2026-08-21 – 2027-02-28
  • AEON JCB qualifying spending period: 2026-09-01 – 2027-02-28
Local dining
本地餐飲:香港食簽賬高達2%回贈
Cashback
——

Category or merchant does not match. • Eligible categories: 本地餐飲 • The local AEON JCB page states Hong Kong food spending at up to 2% rebate. • Detailed merchant, transaction, and validity rules are not stated in the local source.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地餐飲 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • The local AEON JCB page states Hong Kong food spending at up to 2% rebate.
  • Detailed merchant, transaction, and validity rules are not stated in the local source.
Hotels
酒店:香港住宿簽賬高達2%回贈
Cashback
——

Category or merchant does not match. • Eligible categories: 酒店 • The local AEON JCB page states Hong Kong accommodation spending at up to 2% rebate. • Detailed merchant, transaction, and validity rules are not stated in the local source.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 酒店 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • The local AEON JCB page states Hong Kong accommodation spending at up to 2% rebate.
  • Detailed merchant, transaction, and validity rules are not stated in the local source.
Local transport
本地交通:香港交通簽賬高達2%回贈
Cashback
——

Category or merchant does not match. • Eligible categories: 本地交通 • The local AEON JCB page states Hong Kong transport spending at up to 2% rebate. • Detailed merchant, transaction, and validity rules are not stated in the local source.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地交通 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • The local AEON JCB page states Hong Kong transport spending at up to 2% rebate.
  • Detailed merchant, transaction, and validity rules are not stated in the local source.
Shopping
香港AEON Stores感謝日95折
Discount
——

Category or merchant does not match. • Merchants: AEON Stores • Eligible merchants: aeon-stores • Applies on the 2nd and 20th of each month. • The source describes this as an extra discount for Hong Kong AEON Stores.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: aeon stores · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Applies on the 2nd and 20th of each month.
  • The source describes this as an extra discount for Hong Kong AEON Stores.
Other
卡片優惠:AEON虛擬信用卡:確認後可即時網上購物及實體店手機支付
Conditions applyOther
——

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • AEON HK app is used to view virtual card details. • After confirmation, the virtual card can be used immediately; the source also describes mobile payment support. • This is a card feature, not a transaction reward.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • AEON HK app is used to view virtual card details.
  • After confirmation, the virtual card can be used immediately; the source also describes mobile payment support.
  • This is a card feature, not a transaction reward.
Other
分期優惠:AEON商戶免息分期計劃
Conditions applyFinancing
——

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • Available to specified AEON-issued cardholders and subject to AEON approval. • The plan is an interest-free loan equal to the purchase amount and requires monthly repayment. • Application is required; late or finance charges can apply if payments are not made.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Available to specified AEON-issued cardholders and subject to AEON approval.
  • The plan is an interest-free loan equal to the purchase amount and requires monthly repayment.
  • Application is required; late or finance charges can apply if payments are not made.
Octopus
八達通自動增值:每次自動增值HK$500
Conditions applyOther
——

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • The service requires an application and an eligible AEON HKD card. • An applicant may link one own Octopus and up to three relatives' Octopus cards. • First application service fee is waived; transfer or reactivation requires a non-refundable HK$20 handling fee. • This is a card service feature, not a spending reward.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • The service requires an application and an eligible AEON HKD card.
  • An applicant may link one own Octopus and up to three relatives' Octopus cards.
  • First application service fee is waived; transfer or reactivation requires a non-refundable HK$20 handling fee.
  • This is a card service feature, not a spending reward.
Hotels
Expedia:高達16%折扣
Discount
——

Category or merchant does not match. • Merchants: Expedia • Eligible merchants: expedia • Offer is for AEON JCB cardholders; individual merchant terms apply. • Global hotel bookings are eligible.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: expedia · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Offer is for AEON JCB cardholders; individual merchant terms apply.
  • Global hotel bookings are eligible.
  • Expedia hotel booking promotion: Now – 2027-04-30
Travel bookings
Trip Com:高達14%折扣
DiscountCap: HK$300.00 · per transaction
——

Category or merchant does not match. • Limit: 300 HKD · Per Transaction • Limit applies to: Trip.com order • Merchants: Trip.com • Eligible merchants: trip-com • Offer is for AEON JCB cardholders; individual merchant terms apply. • Applies to global hotel and flight bookings. • Maximum discount is HK$300 per order.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: trip com · Type: merchant
  • Benefit limit: Amount: 300 · Applies to: Trip.com order · Currency: HKD · Period: per transaction · Type: limited · Unit: currency
  • Offer is for AEON JCB cardholders; individual merchant terms apply.
  • Applies to global hotel and flight bookings.
  • Maximum discount is HK$300 per order.
  • Trip.com hotel and flight promotion: Now – 2026-12-31
Travel bookings
Agoda:高達14%折扣
DiscountCap: 30 currency · per transaction
——

Category or merchant does not match. • Limit: 30 USD · Per Transaction • Limit applies to: Agoda order • Merchants: Agoda • Eligible merchants: agoda • Offer is for AEON JCB cardholders; individual merchant terms apply. • Applies to global hotel bookings. • Maximum discount is USD30 per order.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: agoda · Type: merchant
  • Benefit limit: Amount: 30 · Applies to: Agoda order · Currency: USD · Period: per transaction · Type: limited · Unit: currency
  • Offer is for AEON JCB cardholders; individual merchant terms apply.
  • Applies to global hotel bookings.
  • Maximum discount is USD30 per order.
  • Agoda hotel booking promotion: Now – 2027-03-31
Travel
旅遊:每年度免費使用指定日本及夏威夷機場貴賓休息室6次
TravelCap: 6 items · per year
——

This benefit does not apply to a purchase. • Limit: 6 items · Per Year • Limit applies to: specified Japan and Hawaii airport lounge uses • The annual service period is 1 April to the following 31 March. • Japan lounge use requires one JPY in-person AEON JCB purchase on the same day, excluding lounge and refunded transactions. • Hawaii lounge use has no same-day spending requirement. • If the Japan condition is not met, AEON charges HK$78 for each use within 10 months; each use still counts toward the annual six-use limit.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 6 · Applies to: specified Japan and Hawaii airport lounge uses · Period: per year · Type: limited · Unit: items
  • The annual service period is 1 April to the following 31 March.
  • Japan lounge use requires one JPY in-person AEON JCB purchase on the same day, excluding lounge and refunded transactions.
  • Hawaii lounge use has no same-day spending requirement.
  • If the Japan condition is not met, AEON charges HK$78 for each use within 10 months; each use still counts toward the annual six-use limit.
  • JCB airport lounge promotion: Now – 2027-03-31
Travel
旅遊:日本環球影城環球VIP體驗私人行程優先預約
Travel
——

This benefit does not apply to a purchase. • The source states priority reservation access for the Universal Studios Japan VIP private itinerary. • No validity date or separate application rule is stated in the local source.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • The source states priority reservation access for the Universal Studios Japan VIP private itinerary.
  • No validity date or separate application rule is stated in the local source.
Supermarkets
Rakuten Supermarket:滿KRW100,000即減KRW8,000
DiscountMinimum spending: HK$100,000.00
——

Category or merchant does not match. • Minimum spend: Period: per_transaction; Spend: 100000 • Merchants: 樂天超市 • Eligible merchants: rakuten-supermarket • Offer is for AEON JCB cardholders; individual merchant terms apply. • Qualifying spend threshold is KRW100,000.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: rakuten supermarket · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$100,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Offer is for AEON JCB cardholders; individual merchant terms apply.
  • Qualifying spend threshold is KRW100,000.
  • Rakuten supermarket promotion: Now – 2026-12-31
Department stores
Matsuya Ginza:5%折扣
Discount
——

Category or merchant does not match. • Merchants: 松屋銀座 • Eligible merchants: matsuya-ginza • Offer is for AEON JCB cardholders; individual merchant terms apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: matsuya ginza · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Offer is for AEON JCB cardholders; individual merchant terms apply.
  • Matsuya Ginza shopping promotion: Now – 2027-03-31
Shopping
Takeya:10%折扣
Discount
——

Category or merchant does not match. • Merchants: 多慶屋 • Eligible merchants: takeya • Offer is for AEON JCB cardholders; individual merchant terms apply. • No validity period is stated in the local source.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: takeya · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Offer is for AEON JCB cardholders; individual merchant terms apply.
  • No validity period is stated in the local source.
Convenience stores
Ok Convenience Store:滿HK$30即減HK$10
DiscountMinimum spending: HK$30.00
——

Category or merchant does not match. • Minimum spend: Period: per_transaction; Spend: 30 • Merchants: OK便利店 • Eligible merchants: ok-convenience-store • Offer is for AEON JCB cardholders; individual merchant terms apply. • One redemption per day per JCB cardholder. • Monthly quota is first come, first served until full.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: ok convenience store · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$30.00
  • Benefit limit: Period: not stated · Type: not stated
  • Offer is for AEON JCB cardholders; individual merchant terms apply.
  • One redemption per day per JCB cardholder.
  • Monthly quota is first come, first served until full.
  • OK便利店 promotion: Now – 2026-12-31
Cafés, bakeries and desserts
Starbucks Hong Kong International Airport:滿HK$100即減HK$50
DiscountMinimum spending: HK$100.00
——

Category or merchant does not match. • Minimum spend: Period: per_transaction; Spend: 100 • Merchants: 香港國際機場星巴克 • Eligible merchants: starbucks-hong-kong-international-airport • Offer is for AEON JCB cardholders; individual merchant terms apply. • The order must include at least one medium or larger hand-made drink.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: starbucks hong kong international airport · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$100.00
  • Benefit limit: Period: not stated · Type: not stated
  • Offer is for AEON JCB cardholders; individual merchant terms apply.
  • The order must include at least one medium or larger hand-made drink.
  • Hong Kong International Airport Starbucks promotion: Now – 2027-03-31
Local dining
本地餐飲:嚴選日本料理美食低至8折
Discount
——

Merchant eligibility cannot be established from the incomplete source list. • Eligible categories: 本地餐飲 • The source describes selected Japanese cuisine restaurants with prices as low as 80% of the original price. • The participating restaurant list is not complete in the local source. • Restaurant offers are generally dine-in only; some exclude service charge, banquets, and takeaway and require declaring AEON JCB payment before reservation, order, or payment.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地餐飲 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • The complete list of eligible merchants is not available.
  • The source describes selected Japanese cuisine restaurants with prices as low as 80% of the original price.
  • The participating restaurant list is not complete in the local source.
  • Restaurant offers are generally dine-in only; some exclude service charge, banquets, and takeaway and require declaring AEON JCB payment before reservation, order, or payment.
2020/CitiCiti Cash Back CardCiti Cash Back Card2%HK$20.00
Citi Cash Back Card
20Citi

Citi Cash Back Card

Conditions apply

HK$20.002%
Overseas spending
HK$20.002%
Cashback
Calculation
Total savingHK$20.00
  • Citi Cash Back Card 2% foreign-currency rebate: HK$20.00
Terms & conditions

Calculation assumptions

  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • The source states a 2% Foreign Currency Rebate including the 1% Basic Rebate. The 2% tier is the single countable rate for eligible foreign-currency spending.
  • Eligible categories: 海外簽賬
  • The rebate programme applies to principal and supplementary cardholders of Citi Cash Back Card issued by Citibank (Hong Kong) Limited.
  • Only posted Eligible Transactions qualify. The source excludes FPS transactions, cash advances, balance-transfer or cash-conversion loan amounts, FlexiBill, PayLite and Quick Cash instalment amounts, Inland Revenue Department payments, online bill payments or utilities payments, insurance transactions, charity or non-profit donations, mutual-fund payments, fees and charges, casino transactions, unposted, cancelled or refunded transactions, unauthorised transactions, and fraud or abuse transactions. Citibank may change the ineligible-transaction list.
  • The 2% foreign-currency rebate includes the 1% Basic Rebate and applies to posted retail transactions made in foreign currencies charged to the Eligible Card.
  • Card-present transactions at merchants with physical premises, a fixed-business address or a business licence in the UK or an EEA participating country are excluded. Online foreign-currency transactions at merchants in those locations are eligible when the source's online-transaction conditions are met.
  • Basic, foreign-currency, local-dining and local-hotel rebates on supplementary cards are attributed to the principal cardholder; principal and supplementary transactions under the same account are counted collectively. The accumulated rebate balance is credited on the following statement when it reaches HK$200 or above.
  • Citibank may charge back the equivalent value of a rewarded offer after a cancellation or reversal, and any remaining rebate is forfeited when the account is closed or suspended. The account must remain valid and in good standing.

Citi Cash Back Card 2% foreign-currency rebate

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a 2% Foreign Currency Rebate including the 1% Basic Rebate. The 2% tier is the single countable rate for eligible foreign currency spending.
  • The rebate programme applies to principal and supplementary cardholders of Citi Cash Back Card issued by Citibank (Hong Kong) Limited.
  • Only posted Eligible Transactions qualify. The source excludes FPS transactions, cash advances, balance-transfer or cash-conversion loan amounts, FlexiBill, PayLite and Quick Cash instalment amounts, Inland Revenue Department payments, online bill payments or utilities payments, insurance transactions, charity or non-profit donations, mutual-fund payments, fees and charges, casino transactions, unposted, cancelled or refunded transactions, unauthorised transactions, and fraud or abuse transactions. Citibank may change the ineligible-transaction list.
  • The 2% foreign-currency rebate includes the 1% Basic Rebate and applies to posted retail transactions made in foreign currencies charged to the Eligible Card.
  • Card-present transactions at merchants with physical premises, a fixed-business address or a business licence in the UK or an EEA participating country are excluded. Online foreign-currency transactions at merchants in those locations are eligible when the source's online-transaction conditions are met.
  • Basic, foreign-currency, local-dining and local-hotel rebates on supplementary cards are attributed to the principal cardholder; principal and supplementary transactions under the same account are counted collectively. The accumulated rebate balance is credited on the following statement when it reaches HK$200 or above.
  • Citibank may charge back the equivalent value of a rewarded offer after a cancellation or reversal, and any remaining rebate is forfeited when the account is closed or suspended. The account must remain valid and in good standing.
Other offers
Other
Citi Cash Back Card 1% spending rebate
Cashback
HK$10.001%

Alternative offer in the same group; only the best group offer is counted. • The source states a 1% spending rebate for eligible transactions in any currency and billed monthly instalments of an interest-free plan. No numeric cap is stated. • Applies to all eligible spending, subject to the conditions. • The rebate programme applies to principal and supplementary cardholders of Citi Cash Back Card issued by Citibank (Hong Kong) Limited. • Only posted Eligible Transactions qualify. The source excludes FPS transactions, cash advances, balance-transfer or cash-conversion loan amounts, FlexiBill, PayLite and Quick Cash instalment amounts, Inland Revenue Department payments, online bill payments or utilities payments, insurance transactions, charity or non-profit donations, mutual-fund payments, fees and charges, casino transactions, unposted, cancelled or refunded transactions, unauthorised transactions, and fraud or abuse transactions. Citibank may change the ineligible-transaction list. • Basic, foreign-currency, local-dining and local-hotel rebates on supplementary cards are attributed to the principal cardholder; principal and supplementary transactions under the same account are counted collectively. • The accumulated rebate balance is credited to the card account on the following statement when it reaches HK$200 or above, and is used for the outstanding balance and new purchases excluding the Minimum Payment Due. • Citibank may charge back the equivalent value of a rewarded offer when the related transaction is cancelled or reversed. Any rebate balance is forfeited when the Eligible Card account is closed or suspended. • The rebates are not transferable and cannot be converted to cash or other offers. The account must remain valid, in good standing and compliant with Citibank conditions. • Citibank may suspend or stop transactions, terminate or amend the rebate programme, or amend its terms without prior notice. Disputes are subject to Citibank's final decision and the English version prevails.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a 1% spending rebate for eligible transactions in any currency and billed monthly instalments of an interest free plan. No numeric cap is stated.
  • The rebate programme applies to principal and supplementary cardholders of Citi Cash Back Card issued by Citibank (Hong Kong) Limited.
  • Only posted Eligible Transactions qualify. The source excludes FPS transactions, cash advances, balance-transfer or cash-conversion loan amounts, FlexiBill, PayLite and Quick Cash instalment amounts, Inland Revenue Department payments, online bill payments or utilities payments, insurance transactions, charity or non-profit donations, mutual-fund payments, fees and charges, casino transactions, unposted, cancelled or refunded transactions, unauthorised transactions, and fraud or abuse transactions. Citibank may change the ineligible-transaction list.
  • Basic, foreign-currency, local-dining and local-hotel rebates on supplementary cards are attributed to the principal cardholder; principal and supplementary transactions under the same account are counted collectively.
  • The accumulated rebate balance is credited to the card account on the following statement when it reaches HK$200 or above, and is used for the outstanding balance and new purchases excluding the Minimum Payment Due.
  • Citibank may charge back the equivalent value of a rewarded offer when the related transaction is cancelled or reversed. Any rebate balance is forfeited when the Eligible Card account is closed or suspended.
  • The rebates are not transferable and cannot be converted to cash or other offers. The account must remain valid, in good standing and compliant with Citibank conditions.
  • Citibank may suspend or stop transactions, terminate or amend the rebate programme, or amend its terms without prior notice. Disputes are subject to Citibank's final decision and the English version prevails.
Local dining
Citi Cash Back Card 2% local dining rebate
Cashback
——

Category or merchant does not match. • The source states a 2% Local Dining Rebate including the 1% Basic Rebate. The 2% tier is the single countable rate for eligible local dining transactions. • Eligible categories: 本地餐飲 • The rebate programme applies to principal and supplementary cardholders of Citi Cash Back Card issued by Citibank (Hong Kong) Limited. • Only posted Eligible Transactions qualify. The source excludes FPS transactions, cash advances, balance-transfer or cash-conversion loan amounts, FlexiBill, PayLite and Quick Cash instalment amounts, Inland Revenue Department payments, online bill payments or utilities payments, insurance transactions, charity or non-profit donations, mutual-fund payments, fees and charges, casino transactions, unposted, cancelled or refunded transactions, unauthorised transactions, and fraud or abuse transactions. Citibank may change the ineligible-transaction list. • The 2% Local Dining Rebate includes the 1% Basic Rebate and applies to eligible transactions made in Hong Kong dollars at Hong Kong dining outlets classified as restaurants or dining merchants by the relevant card-association merchant codes. • Hotel, banquet, private-function, private-room, department-store, association and clubhouse transactions, and food and beverage services provided by designated merchants in other spending categories, do not count as Eligible Local Dining Transactions. • Basic, foreign-currency, local-dining and local-hotel rebates on supplementary cards are attributed to the principal cardholder; principal and supplementary transactions under the same account are counted collectively. The accumulated rebate balance is credited on the following statement when it reaches HK$200 or above. • Citibank may charge back the equivalent value of a rewarded offer after a cancellation or reversal, and any remaining rebate is forfeited when the account is closed or suspended. The account must remain valid and in good standing.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地餐飲 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a 2% Local Dining Rebate including the 1% Basic Rebate. The 2% tier is the single countable rate for eligible local dining transactions.
  • The rebate programme applies to principal and supplementary cardholders of Citi Cash Back Card issued by Citibank (Hong Kong) Limited.
  • Only posted Eligible Transactions qualify. The source excludes FPS transactions, cash advances, balance-transfer or cash-conversion loan amounts, FlexiBill, PayLite and Quick Cash instalment amounts, Inland Revenue Department payments, online bill payments or utilities payments, insurance transactions, charity or non-profit donations, mutual-fund payments, fees and charges, casino transactions, unposted, cancelled or refunded transactions, unauthorised transactions, and fraud or abuse transactions. Citibank may change the ineligible-transaction list.
  • The 2% Local Dining Rebate includes the 1% Basic Rebate and applies to eligible transactions made in Hong Kong dollars at Hong Kong dining outlets classified as restaurants or dining merchants by the relevant card-association merchant codes.
  • Hotel, banquet, private-function, private-room, department-store, association and clubhouse transactions, and food and beverage services provided by designated merchants in other spending categories, do not count as Eligible Local Dining Transactions.
  • Basic, foreign-currency, local-dining and local-hotel rebates on supplementary cards are attributed to the principal cardholder; principal and supplementary transactions under the same account are counted collectively. The accumulated rebate balance is credited on the following statement when it reaches HK$200 or above.
  • Citibank may charge back the equivalent value of a rewarded offer after a cancellation or reversal, and any remaining rebate is forfeited when the account is closed or suspended. The account must remain valid and in good standing.
Hotels
Citi Cash Back Card 2% local hotel spending rebate
Cashback
——

Category or merchant does not match. • The source states a 2% Local Hotel Spending Rebate including the 1% Basic Rebate. The 2% tier is the single countable rate for eligible local hotel transactions. • Eligible categories: 酒店 • The rebate programme applies to principal and supplementary cardholders of Citi Cash Back Card issued by Citibank (Hong Kong) Limited. • Only posted Eligible Transactions qualify. The source excludes FPS transactions, cash advances, balance-transfer or cash-conversion loan amounts, FlexiBill, PayLite and Quick Cash instalment amounts, Inland Revenue Department payments, online bill payments or utilities payments, insurance transactions, charity or non-profit donations, mutual-fund payments, fees and charges, casino transactions, unposted, cancelled or refunded transactions, unauthorised transactions, and fraud or abuse transactions. Citibank may change the ineligible-transaction list. • The 2% Local Hotel Spending Rebate includes the 1% Basic Rebate and applies to eligible transactions made in Hong Kong dollars at Hong Kong hotels classified as hotels by the relevant card-association merchant codes. • Banquet, private-function and private-room-event transactions do not count as Eligible Hotel Spending Transactions. • Basic, foreign-currency, local-dining and local-hotel rebates on supplementary cards are attributed to the principal cardholder; principal and supplementary transactions under the same account are counted collectively. The accumulated rebate balance is credited on the following statement when it reaches HK$200 or above. • Citibank may charge back the equivalent value of a rewarded offer after a cancellation or reversal, and any remaining rebate is forfeited when the account is closed or suspended. The account must remain valid and in good standing.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 酒店 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a 2% Local Hotel Spending Rebate including the 1% Basic Rebate. The 2% tier is the single countable rate for eligible local hotel transactions.
  • The rebate programme applies to principal and supplementary cardholders of Citi Cash Back Card issued by Citibank (Hong Kong) Limited.
  • Only posted Eligible Transactions qualify. The source excludes FPS transactions, cash advances, balance-transfer or cash-conversion loan amounts, FlexiBill, PayLite and Quick Cash instalment amounts, Inland Revenue Department payments, online bill payments or utilities payments, insurance transactions, charity or non-profit donations, mutual-fund payments, fees and charges, casino transactions, unposted, cancelled or refunded transactions, unauthorised transactions, and fraud or abuse transactions. Citibank may change the ineligible-transaction list.
  • The 2% Local Hotel Spending Rebate includes the 1% Basic Rebate and applies to eligible transactions made in Hong Kong dollars at Hong Kong hotels classified as hotels by the relevant card-association merchant codes.
  • Banquet, private-function and private-room-event transactions do not count as Eligible Hotel Spending Transactions.
  • Basic, foreign-currency, local-dining and local-hotel rebates on supplementary cards are attributed to the principal cardholder; principal and supplementary transactions under the same account are counted collectively. The accumulated rebate balance is credited on the following statement when it reaches HK$200 or above.
  • Citibank may charge back the equivalent value of a rewarded offer after a cancellation or reversal, and any remaining rebate is forfeited when the account is closed or suspended. The account must remain valid and in good standing.
Other
Citi Cash Back Card HK$1,200 welcome cash rebate
Conditions applyCashbackresident
——

This benefit does not apply to a purchase. • Audience: Resident; Customer: New customer; Document: Hong Kong Permanent Resident Identity Card copy with signature, latest residential-address proof, and proof of income or assets. • Fixed HK$1,200 welcome cash rebate; the local source gives no eligible-spend denominator. • Application, registration or activation required. See conditions. • The application section displays a welcome offer of HK$1,200 Cash Rebate. • The page states that applicants can apply online, with minimum annual income of HK$120,000 and age 18 or older. • The page lists a Hong Kong Permanent Resident Identity Card copy, latest residential-address proof, and proof of income or assets as required application documents. • The page links to Welcome Offer Terms and Conditions, but the linked document is not part of the local source set and is not used as evidence. No welcome-offer application period, spend condition or fulfilment date is inferred. • The cardholder account must remain valid and in good standing; the page states that offer availability is subject to account checking and final acceptance.

  • Eligibility: Audience: resident · Customer status: new · Document: Hong Kong Permanent Resident Identity Card copy with signature, latest residential address proof, and proof of income or assets.
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Fixed HK$1,200 welcome cash rebate; the local source gives no eligible spend denominator.
  • Application or registration is required.
  • The application section displays a welcome offer of HK$1,200 Cash Rebate.
  • The page states that applicants can apply online, with minimum annual income of HK$120,000 and age 18 or older.
  • The page lists a Hong Kong Permanent Resident Identity Card copy, latest residential-address proof, and proof of income or assets as required application documents.
  • The page links to Welcome Offer Terms and Conditions, but the linked document is not part of the local source set and is not used as evidence. No welcome-offer application period, spend condition or fulfilment date is inferred.
  • The cardholder account must remain valid and in good standing; the page states that offer availability is subject to account checking and final acceptance.
Other
Citi Cash Back Card referral cash rebate of HK$3,300
Cashback
——

This benefit does not apply to a purchase. • Customer: Existing customer • Fixed referral cash rebate; no eligible-spend denominator is stated. • The page presents this benefit to an existing Citi Credit Cardmember. • The page states that HK$3,300 cash rebate is applicable when the referrer successfully refers 3 friends. • The page says that terms and conditions apply. The linked referral terms are not part of the local source set and are not used as evidence; no further eligibility, period or fulfilment rule is inferred. • The cardholder account must remain valid and in good standing; the page states that offer availability is subject to account checking and final acceptance.

  • Eligibility: Audience: all · Customer status: existing
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Fixed referral cash rebate; no eligible spend denominator is stated.
  • The page presents this benefit to an existing Citi Credit Cardmember.
  • The page states that HK$3,300 cash rebate is applicable when the referrer successfully refers 3 friends.
  • The page says that terms and conditions apply. The linked referral terms are not part of the local source set and are not used as evidence; no further eligibility, period or fulfilment rule is inferred.
  • The cardholder account must remain valid and in good standing; the page states that offer availability is subject to account checking and final acceptance.
Other
Citi Cash Back Card PayLite Installment Program(優惠值未列明)
Financing
——

This benefit does not apply to a purchase. • No numeric rate or fixed comparison basis is stated on the local page. • The page lists the PayLite Installment Program and describes it as turning any big purchases into small payments. • Detailed programme terms are not present in the local page and linked documents are not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No numeric rate or fixed comparison basis is stated on the local page.
  • The page lists the PayLite Installment Program and describes it as turning any big purchases into small payments.
  • Detailed programme terms are not present in the local page and linked documents are not used as evidence.
Other
Citi Cash Back Card FlexiBill Installment Program(優惠值未列明)
Financing
——

This benefit does not apply to a purchase. • No numeric rate or fixed comparison basis is stated on the local page. • The page lists the FlexiBill Installment Program and describes it as turning statements into small payments. • Detailed programme terms are not present in the local page and linked documents are not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No numeric rate or fixed comparison basis is stated on the local page.
  • The page lists the FlexiBill Installment Program and describes it as turning statements into small payments.
  • Detailed programme terms are not present in the local page and linked documents are not used as evidence.
Other
Citi Cash Back Card Quick Cash Installment Program(優惠值未列明)
Financing
——

This benefit does not apply to a purchase. • No numeric rate or fixed comparison basis is stated on the local page. • The page lists the Quick Cash Installment Program and describes it as providing instant cash. • Detailed programme terms are not present in the local page and linked documents are not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No numeric rate or fixed comparison basis is stated on the local page.
  • The page lists the Quick Cash Installment Program and describes it as providing instant cash.
  • Detailed programme terms are not present in the local page and linked documents are not used as evidence.
Other
Citi World Privileges deals and discounts(優惠值未列明)
Discount
——

This benefit does not apply to a purchase. • No numeric rate or fixed comparison basis is stated on the local page. • The page lists Citi World Privileges and states that cardholders can get deals and discounts locally and in 90 other countries. • No named merchant list or individual discount rule is provided in this local source.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No numeric rate or fixed comparison basis is stated on the local page.
  • The page lists Citi World Privileges and states that cardholders can get deals and discounts locally and in 90 other countries.
  • No named merchant list or individual discount rule is provided in this local source.
Other
Citi Cash Back Card Citi Mobile App access(優惠值未列明)
Lifestyle
——

This benefit does not apply to a purchase. • No numeric rate or fixed comparison basis is stated on the local page. • The page describes access to the Citi Mobile App as a digital banking platform for checking accounts and making secure transactions. • The page lists cardholder functions including activating a new card, securing transactions, resetting an ATM PIN and viewing the Cash Back balance.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: No numeric rate or fixed comparison basis is stated on the local page.
  • The page describes access to the Citi Mobile App as a digital banking platform for checking accounts and making secure transactions.
  • The page lists cardholder functions including activating a new card, securing transactions, resetting an ATM PIN and viewing the Cash Back balance.
Other
Citi Cash Back Card contactless-payment extra rewards(優惠值未列明)
Lifestylecontactless
——

This benefit does not apply to a purchase. • The page states extra rewards but gives no numeric amount or percentage. • Eligibility: Payment Methods: contactless • The page lists Additional Privileges for Contactless Payment and states that using contactless payment provides extra rewards. • The local page does not state the reward amount or detailed conditions; the linked Show Details content is not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Requirements: Pay with: contactless
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The page states extra rewards but gives no numeric amount or percentage.
  • The page lists Additional Privileges for Contactless Payment and states that using contactless payment provides extra rewards.
  • The local page does not state the reward amount or detailed conditions; the linked Show Details content is not used as evidence.
Other
Citi Cash Back Card interest-free period up to 58 days
Financing
——

This benefit does not apply to a purchase. • The KFS states a duration, not a percentage or cash-equivalent rate. • The Citi Credit Card Key Facts Statement and Fees Schedule states an interest-free period of up to 58 days. • The same KFS is effective from December 1, 2025. It states that finance charges and other product terms are governed by the Citi Credit Card Agreement.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The KFS states a duration, not a percentage or cash equivalent rate.
  • The Citi Credit Card Key Facts Statement and Fees Schedule states an interest-free period of up to 58 days.
  • The same KFS is effective from December 1, 2025. It states that finance charges and other product terms are governed by the Citi Credit Card Agreement.
Other
Citi Cash Back Card The Peninsula Hong Kong Cake E-Voucher (HK$538 value)
Conditions applyGiftresidentapple pay / samsung pay / google pay
——

This benefit does not apply to a purchase. • Audience: Resident; Customer: New customer • The reward is a voucher and has no eligible-spend denominator. • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: apple-pay; samsung-pay; google-pay • Eligible customers must apply through a designated link or listed platform during the Promotion Period and successfully apply for a principal Citi Cash Back Card or another listed Eligible Card. • The Eligible Card must be approved by Citibank on or before November 13, 2026, subject to Citibank's system records. • The promotion is for New Customers who do not currently hold a principal Citi credit card and did not cancel or hold a principal Citi credit card within the past 12 months from the month of application. • New Customers who are full-time students of a Hong Kong tertiary degree or diploma programme are not eligible. • Within one month from card issuance, the cardholder must enable Citi Mobile App push notifications and complete 5 eligible transactions with the Eligible Card using Apple Pay, Samsung Pay or Google Pay. The reward conditions must remain valid through the Promotion Period and reward issuance. • Each Eligible Cardholder may receive the reward only once. Eligible posted transactions and monthly instalments of billed Merchant Installment Plan conducted by the principal card are included; the source excludes FPS, Octopus Add Value Service, cash advances, balance-transfer or cash-conversion amounts, FlexiBill, PayLite and Quick Cash instalments, Inland Revenue Department payments, online bill or utility payments, insurance transactions, charity or non-profit donations, Citi PayAll, mutual funds, fees and charges, dynamic currency conversion fees, casino transactions, unposted, cancelled or refunded transactions, unauthorised transactions, and fraud or abuse transactions. • The promotion is limited to the first 1,000 successful Eligible Cardholders and is first-come-first-served while stocks last. Citibank reserves the right to grant an alternative HK$500 Cash Rebate. • The reward will be issued to My Vouchers in the Citi Mobile App within 3 calendar months after the month in which the conditions are met. It must be redeemed before the redemption deadline. • Citibank determines eligibility from its records and at its sole discretion. The designated card account must remain valid and in good credit standing during the Promotion Period and when the reward is issued. • The reward cannot be returned, exchanged or traded for cash or other offers. Fraud, abuse, reversal or cancellation may result in a debit of the reward's equivalent value; cancellation of the card within one year after accepting the reward may also result in a charge of its equivalent cost. • The promotion is not applicable to the residents or permanent residents listed in the terms, including specified European jurisdictions, the United Kingdom and other named countries, and is not applicable to U.S. persons. The terms state that the document is not intended for use by persons outside Hong Kong where the service would be unlawful. • Citibank and the respective merchants may amend the terms without prior notice. The English version prevails, and the terms are governed by Hong Kong law.

  • Eligibility: Audience: resident · Customer status: new
  • Eligible spending: Type: not applicable
  • Requirements: Pay with: apple pay / samsung pay / google pay
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The reward is a voucher and has no eligible spend denominator.
  • Application or registration is required.
  • Eligible customers must apply through a designated link or listed platform during the Promotion Period and successfully apply for a principal Citi Cash Back Card or another listed Eligible Card.
  • The Eligible Card must be approved by Citibank on or before November 13, 2026, subject to Citibank's system records.
  • The promotion is for New Customers who do not currently hold a principal Citi credit card and did not cancel or hold a principal Citi credit card within the past 12 months from the month of application.
  • New Customers who are full-time students of a Hong Kong tertiary degree or diploma programme are not eligible.
  • Within one month from card issuance, the cardholder must enable Citi Mobile App push notifications and complete 5 eligible transactions with the Eligible Card using Apple Pay, Samsung Pay or Google Pay. The reward conditions must remain valid through the Promotion Period and reward issuance.
  • Each Eligible Cardholder may receive the reward only once. Eligible posted transactions and monthly instalments of billed Merchant Installment Plan conducted by the principal card are included; the source excludes FPS, Octopus Add Value Service, cash advances, balance-transfer or cash-conversion amounts, FlexiBill, PayLite and Quick Cash instalments, Inland Revenue Department payments, online bill or utility payments, insurance transactions, charity or non-profit donations, Citi PayAll, mutual funds, fees and charges, dynamic currency conversion fees, casino transactions, unposted, cancelled or refunded transactions, unauthorised transactions, and fraud or abuse transactions.
  • The promotion is limited to the first 1,000 successful Eligible Cardholders and is first-come-first-served while stocks last. Citibank reserves the right to grant an alternative HK$500 Cash Rebate.
  • The reward will be issued to My Vouchers in the Citi Mobile App within 3 calendar months after the month in which the conditions are met. It must be redeemed before the redemption deadline.
  • Citibank determines eligibility from its records and at its sole discretion. The designated card account must remain valid and in good credit standing during the Promotion Period and when the reward is issued.
  • The reward cannot be returned, exchanged or traded for cash or other offers. Fraud, abuse, reversal or cancellation may result in a debit of the reward's equivalent value; cancellation of the card within one year after accepting the reward may also result in a charge of its equivalent cost.
  • The promotion is not applicable to the residents or permanent residents listed in the terms, including specified European jurisdictions, the United Kingdom and other named countries, and is not applicable to U.S. persons. The terms state that the document is not intended for use by persons outside Hong Kong where the service would be unlawful.
  • Citibank and the respective merchants may amend the terms without prior notice. The English version prevails, and the terms are governed by Hong Kong law.
  • Promotion Period for the Peninsula Hong Kong Cake E-Voucher promotion: 2026-09-14 – 2026-10-31
Other
Citi Cash Back Card HK$500 cash rebate alternative reward
Conditions applyCashbackresidentapple pay / samsung pay / google pay
——

This benefit does not apply to a purchase. • Audience: Resident; Customer: New customer • Fixed alternative cash rebate; no eligible-spend denominator is stated. • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: apple-pay; samsung-pay; google-pay • This is an alternative reward for the Peninsula Hong Kong Cake E-Voucher promotion; Citibank reserves the right to grant it when the promotion reward is unavailable. • The same application, New Customer, digital-wallet transaction, account-status, geographic and reward-issuance conditions of the Peninsula Hong Kong Cake E-Voucher promotion apply.

  • Eligibility: Audience: resident · Customer status: new
  • Eligible spending: Type: not applicable
  • Requirements: Pay with: apple pay / samsung pay / google pay
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Fixed alternative cash rebate; no eligible spend denominator is stated.
  • Application or registration is required.
  • This is an alternative reward for the Peninsula Hong Kong Cake E-Voucher promotion; Citibank reserves the right to grant it when the promotion reward is unavailable.
  • The same application, New Customer, digital-wallet transaction, account-status, geographic and reward-issuance conditions of the Peninsula Hong Kong Cake E-Voucher promotion apply.
  • Promotion Period for the Peninsula Hong Kong Cake E-Voucher promotion: 2026-09-14 – 2026-10-31
2121/CitiCiti Student CardCiti Student Card · Generic credit card image2%HK$20.00
Citi Student Card · Generic credit card image
21Citi

Citi Student Card

Conditions apply

HK$20.002%
Overseas spending
海外簽賬:2% rebate
HK$20.002%
Cashbackstudent
Calculation
Total savingHK$20.00
  • 海外簽賬:2% rebate: HK$20.00
Terms & conditions

Calculation assumptions

  • Confirm offer eligibility: Audience: Student.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Audience: Student
  • The page states a 2% rebate on foreign-currency spending; the same card block states unlimited automatic rebate and no numeric limit is given.
  • Limit: unlimited.
  • Eligible categories: 海外簽賬
  • The benefit is displayed for Citi Cash Back Card(Student). The page states 2% rebate for foreign currency, local dining and hotel spendings and separately states unlimited automatic rebate.
  • The local page identifies foreign-currency spending as part of the 2% rebate benefit.
  • The local page does not state a complete merchant-code definition, exclusion list or date rule; linked product terms are not used as evidence.

海外簽賬:2% rebate

  • Eligibility: Audience: student
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Period: not stated · Type: unlimited
  • Percentage note: The page states a 2% rebate on foreign currency spending; the same card block states unlimited automatic rebate and no numeric limit is given.
  • The benefit is displayed for Citi Cash Back Card(Student). The page states 2% rebate for foreign currency, local dining and hotel spendings and separately states unlimited automatic rebate.
  • The local page identifies foreign-currency spending as part of the 2% rebate benefit.
  • The local page does not state a complete merchant-code definition, exclusion list or date rule; linked product terms are not used as evidence.
Other offers
Other
現金回贈:1% spending rebate
Cashbackstudent
HK$10.001%

Not counted: overlapping total rewards or incompatible transaction scopes are alternatives; only one compatible reward bundle is counted. • Audience: Student • The source states a single 1% spending-rebate rate and no cap. • Limit: unlimited. • Applies to all eligible spending, subject to the conditions. • The benefit is displayed for Citi The Club Credit Card(Student). • The source states 1% spending rebate at other merchants with no cap. • The local page does not define the merchant categories or complete Clubpoints programme terms; linked terms are not used as evidence.

  • Eligibility: Audience: student
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: unlimited
  • Percentage note: The source states a single 1% spending rebate rate and no cap.
  • The benefit is displayed for Citi The Club Credit Card(Student).
  • The source states 1% spending rebate at other merchants with no cap.
  • The local page does not define the merchant categories or complete Clubpoints programme terms; linked terms are not used as evidence.
Other
現金回贈:0.5% Octopus Cash Rebate
Cashbackstudent
HK$5.000.5%

Not counted: overlapping total rewards or incompatible transaction scopes are alternatives; only one compatible reward bundle is counted. • Audience: Student • The page states 0.5% and equates HK$1 Octopus Cash Rebate to every HK$200 spending; no cap or detailed eligibility rule is stated in the local source. • Applies to all eligible spending, subject to the conditions. • The benefit is displayed for Citi Octopus Platinum Card (Student). • The page states 0.5% rebate and Every HK$200 spending = HK$1 Octopus Cash Rebate. • The local page does not state a numeric cap or complete programme exclusions; linked product terms are not used as evidence.

  • Eligibility: Audience: student
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The page states 0.5% and equates HK$1 Octopus Cash Rebate to every HK$200 spending; no cap or detailed eligibility rule is stated in the local source.
  • The benefit is displayed for Citi Octopus Platinum Card (Student).
  • The page states 0.5% rebate and Every HK$200 spending = HK$1 Octopus Cash Rebate.
  • The local page does not state a numeric cap or complete programme exclusions; linked product terms are not used as evidence.
Octopus
八達通:HK$500 Octopus Automatic Add Value Service (AAVS) embedded
Otherstudent
——

This benefit does not apply to a purchase. • Audience: Student • This is a card-service feature, not a percentage reward or a stated cap. • The benefit is displayed for Citi Octopus Platinum Card (Student). • The page states HK$500 Octopus Automatic Add Value Service, AAVS Embedded. • The local page does not state activation timing or other AAVS terms; linked product details are not used as evidence.

  • Eligibility: Audience: student
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: This is a card service feature, not a percentage reward or a stated cap.
  • The benefit is displayed for Citi Octopus Platinum Card (Student).
  • The page states HK$500 Octopus Automatic Add Value Service, AAVS Embedded.
  • The local page does not state activation timing or other AAVS terms; linked product details are not used as evidence.
Local transport
本地交通:15% rebate
Conditions applyCashbackstudent
——

Category or merchant does not match. • Audience: Student • The page states a 15% rebate on fare payments; no cap or date rule is stated in the local source. • Application, registration or activation required. See conditions. • Eligible categories: 本地交通 • The benefit is displayed for Citi Octopus Platinum Card (Student). • Eligible fare examples listed by the source are MTR, bus, ferry, tram, green minibus and taxi. • The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.

  • Eligibility: Audience: student
  • Eligible spending: Applies to: 本地交通 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The page states a 15% rebate on fare payments; no cap or date rule is stated in the local source.
  • Application or registration is required.
  • The benefit is displayed for Citi Octopus Platinum Card (Student).
  • Eligible fare examples listed by the source are MTR, bus, ferry, tram, green minibus and taxi.
  • The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.
Transport
交通:5% rebate
Conditions applyCashbackstudent
——

Category or merchant does not match. • Audience: Student • The page states a 5% rebate on Tunnel Tolls; no cap or date rule is stated in the local source. • Application, registration or activation required. See conditions. • Eligible categories: 交通 • The benefit is displayed for Citi Octopus Platinum Card (Student). • The source lists Tunnel Tolls as a 5% rebate service. • The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.

  • Eligibility: Audience: student
  • Eligible spending: Applies to: 交通 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The page states a 5% rebate on Tunnel Tolls; no cap or date rule is stated in the local source.
  • Application or registration is required.
  • The benefit is displayed for Citi Octopus Platinum Card (Student).
  • The source lists Tunnel Tolls as a 5% rebate service.
  • The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.
Parking
停車場/泊車:5% rebate
Conditions applyCashbackstudent
——

Category or merchant does not match. • Audience: Student • The page states a 5% rebate on Parking; no cap or date rule is stated in the local source. • Application, registration or activation required. See conditions. • Eligible categories: 停車場/泊車 • The benefit is displayed for Citi Octopus Platinum Card (Student). • The source lists Parking as a 5% rebate service. • The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.

  • Eligibility: Audience: student
  • Eligible spending: Applies to: 停車場/泊車 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The page states a 5% rebate on Parking; no cap or date rule is stated in the local source.
  • Application or registration is required.
  • The benefit is displayed for Citi Octopus Platinum Card (Student).
  • The source lists Parking as a 5% rebate service.
  • The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.
Fuel and EV charging
汽油/電動車充電:5% rebate
Conditions applyCashbackstudent
——

Category or merchant does not match. • Audience: Student • The page states a 5% rebate on Electric Vehicle Charge Fees; no cap or date rule is stated in the local source. • Application, registration or activation required. See conditions. • Eligible categories: 汽油/電動車充電 • The benefit is displayed for Citi Octopus Platinum Card (Student). • The source lists Electric Vehicle Charge Fees as a 5% rebate service. • The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.

  • Eligibility: Audience: student
  • Eligible spending: Applies to: 汽油/電動車充電 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The page states a 5% rebate on Electric Vehicle Charge Fees; no cap or date rule is stated in the local source.
  • Application or registration is required.
  • The benefit is displayed for Citi Octopus Platinum Card (Student).
  • The source lists Electric Vehicle Charge Fees as a 5% rebate service.
  • The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.
Shopping
購物:Up to 3% Points Rebate
Pointsstudent
——

Category or merchant does not match. • Audience: Student • The source states an up-to maximum of 3% but gives no qualifying tier or resolved component rate in the local source. • Eligible categories: 購物 • The benefit is displayed for Citi Rewards Card (Student). • The source states up to 3% Points Rebate for Shopping & Entertainment spend. • The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.

  • Eligibility: Audience: student
  • Eligible spending: Applies to: 購物 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states an up to maximum of 3% but gives no qualifying tier or resolved component rate in the local source.
  • The benefit is displayed for Citi Rewards Card (Student).
  • The source states up to 3% Points Rebate for Shopping & Entertainment spend.
  • The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.
Entertainment
娛樂:Up to 3% Points Rebate
Pointsstudent
——

Category or merchant does not match. • Audience: Student • The source states an up-to maximum of 3% but gives no qualifying tier or resolved component rate in the local source. • Eligible categories: 娛樂 • The benefit is displayed for Citi Rewards Card (Student). • The source states up to 3% Points Rebate for Shopping & Entertainment spend. • The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.

  • Eligibility: Audience: student
  • Eligible spending: Applies to: 娛樂 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states an up to maximum of 3% but gives no qualifying tier or resolved component rate in the local source.
  • The benefit is displayed for Citi Rewards Card (Student).
  • The source states up to 3% Points Rebate for Shopping & Entertainment spend.
  • The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.
Mobile payments
手機支付:1% Points Rebate
Pointsstudent
——

Category or merchant does not match. • Audience: Student • The page states a 1% Points Rebate for all local mobile payments; no cap or detailed payment-method list is stated in the local source. • Eligible categories: 手機支付 • The benefit is displayed for Citi Rewards Card (Student). • The source states 1% Points Rebate for all local Mobile payments. • The local page does not state a numeric cap or complete programme terms; linked Rewards terms are not used as evidence.

  • Eligibility: Audience: student
  • Eligible spending: Applies to: 手機支付 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The page states a 1% Points Rebate for all local mobile payments; no cap or detailed payment method list is stated in the local source.
  • The benefit is displayed for Citi Rewards Card (Student).
  • The source states 1% Points Rebate for all local Mobile payments.
  • The local page does not state a numeric cap or complete programme terms; linked Rewards terms are not used as evidence.
Shopping
購物:Up to 3% Points Rebate
Pointsstudent
——

Category or merchant does not match. • Audience: Student • The source states an up-to maximum of 3% but gives no qualifying tier or resolved component rate in the local source. • Eligible categories: 購物 • The benefit is displayed for Citi Rewards UnionPay Card(Student). • The source states up to 3% Points Rebate for Shopping & Entertainment spend. • The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.

  • Eligibility: Audience: student
  • Eligible spending: Applies to: 購物 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states an up to maximum of 3% but gives no qualifying tier or resolved component rate in the local source.
  • The benefit is displayed for Citi Rewards UnionPay Card(Student).
  • The source states up to 3% Points Rebate for Shopping & Entertainment spend.
  • The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.
Entertainment
娛樂:Up to 3% Points Rebate
Pointsstudent
——

Category or merchant does not match. • Audience: Student • The source states an up-to maximum of 3% but gives no qualifying tier or resolved component rate in the local source. • Eligible categories: 娛樂 • The benefit is displayed for Citi Rewards UnionPay Card(Student). • The source states up to 3% Points Rebate for Shopping & Entertainment spend. • The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.

  • Eligibility: Audience: student
  • Eligible spending: Applies to: 娛樂 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states an up to maximum of 3% but gives no qualifying tier or resolved component rate in the local source.
  • The benefit is displayed for Citi Rewards UnionPay Card(Student).
  • The source states up to 3% Points Rebate for Shopping & Entertainment spend.
  • The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.
Local dining
本地餐飲:2% rebate
Cashbackstudent
——

Category or merchant does not match. • Audience: Student • The page states a 2% rebate on local dining spending; the same card block states unlimited automatic rebate and no numeric limit is given. • Limit: unlimited. • Eligible categories: 本地餐飲 • The benefit is displayed for Citi Cash Back Card(Student). The page states 2% rebate for foreign currency, local dining and hotel spendings and separately states unlimited automatic rebate. • The local page identifies local dining spending as part of the 2% rebate benefit. • The local page does not state a complete merchant-code definition, exclusion list or date rule; linked product terms are not used as evidence.

  • Eligibility: Audience: student
  • Eligible spending: Applies to: 本地餐飲 · Type: category
  • Benefit limit: Period: not stated · Type: unlimited
  • Percentage note: The page states a 2% rebate on local dining spending; the same card block states unlimited automatic rebate and no numeric limit is given.
  • The benefit is displayed for Citi Cash Back Card(Student). The page states 2% rebate for foreign currency, local dining and hotel spendings and separately states unlimited automatic rebate.
  • The local page identifies local dining spending as part of the 2% rebate benefit.
  • The local page does not state a complete merchant-code definition, exclusion list or date rule; linked product terms are not used as evidence.
Hotels
酒店:2% rebate
Cashbackstudent
——

Category or merchant does not match. • Audience: Student • The page states a 2% rebate on hotel spending; the same card block states unlimited automatic rebate and no numeric limit is given. • Limit: unlimited. • Eligible categories: 酒店 • The benefit is displayed for Citi Cash Back Card(Student). The page states 2% rebate for foreign currency, local dining and hotel spendings and separately states unlimited automatic rebate. • The local page identifies hotel spending as part of the 2% rebate benefit. • The local page does not state a complete merchant-code definition, exclusion list or date rule; linked product terms are not used as evidence.

  • Eligibility: Audience: student
  • Eligible spending: Applies to: 酒店 · Type: category
  • Benefit limit: Period: not stated · Type: unlimited
  • Percentage note: The page states a 2% rebate on hotel spending; the same card block states unlimited automatic rebate and no numeric limit is given.
  • The benefit is displayed for Citi Cash Back Card(Student). The page states 2% rebate for foreign currency, local dining and hotel spendings and separately states unlimited automatic rebate.
  • The local page identifies hotel spending as part of the 2% rebate benefit.
  • The local page does not state a complete merchant-code definition, exclusion list or date rule; linked product terms are not used as evidence.
Overseas spending
海外簽賬:Up to HK$3 = 1 mile
Pointsstudent
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Audience: Student • The source states a points-to-mile earning ratio, not a cash-equivalent percentage. • Eligible categories: 海外簽賬 • The benefit is displayed for Citi PremierMiles Card(Student). • The page states Up to HK$3 = 1 mile for overseas spending. • The local page does not state the exact qualifying tier, cap or detailed programme terms; linked PremierMiles terms are not used as evidence.

  • Eligibility: Audience: student
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a points to mile earning ratio, not a cash equivalent percentage.
  • The benefit is displayed for Citi PremierMiles Card(Student).
  • The page states Up to HK$3 = 1 mile for overseas spending.
  • The local page does not state the exact qualifying tier, cap or detailed programme terms; linked PremierMiles terms are not used as evidence.
Other
積分獎賞:5X points
Pointsstudent
——

The offer is not available on the snapshot weekday or date. • Audience: Student • The source states a points multiplier, not a cash-equivalent percentage. • Applies to all eligible spending, subject to the conditions. • The benefit is displayed for Citi HKTVmall Card(Student). • The source states 5X points for non-HKTVmall spending every Monday. • The local page does not state the base-points definition, cap or detailed eligibility terms; linked programme details are not used as evidence.

  • Eligibility: Audience: student
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a points multiplier, not a cash equivalent percentage.
  • The benefit is displayed for Citi HKTVmall Card(Student).
  • The source states 5X points for non-HKTVmall spending every Monday.
  • The local page does not state the base-points definition, cap or detailed eligibility terms; linked programme details are not used as evidence.
Local online shopping
Hktvmall:5% instant discount
Conditions applyDiscountstudentciti hktvmall card payment channel
——

The offer is not available on the snapshot weekday or date. • Audience: Student • The source states a 5% instant discount; no numeric cap is stated. • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: citi-hktvmall-card-payment-channel • Merchants: hktvmall • Eligible merchants: hktvmall • The benefit is displayed for Citi HKTVmall Card(Student). • The discount applies every Thursday at HKTVmall. • The footnote states that the discount is reflected instantly after selecting the Citi HKTVmall Card Payment Channel and entering the relevant coupon code; the code is communicated through the HKTVmall app or other channels. • The local source does not state an expiry date or excluded-item list.

  • Eligibility: Audience: student
  • Eligible spending: Applies to: hktvmall · Type: merchant
  • Requirements: Pay with: citi hktvmall card payment channel
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a 5% instant discount; no numeric cap is stated.
  • Application or registration is required.
  • The benefit is displayed for Citi HKTVmall Card(Student).
  • The discount applies every Thursday at HKTVmall.
  • The footnote states that the discount is reflected instantly after selecting the Citi HKTVmall Card Payment Channel and entering the relevant coupon code; the code is communicated through the HKTVmall app or other channels.
  • The local source does not state an expiry date or excluded-item list.
Electronics
電子產品:5%
DiscountstudentCap: HK$650.00 · promotion total
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • The source states 5% off Apple Products and a maximum saving of HK$650. • Limit: 650 HKD · Promotion Total • Limit applies to: Apple Products saving under the 2026 Campus Perk • Eligible categories: 電子產品 • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants. • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website. • Quota availability applies on a first-come-first-served basis while the quota lasts. • This Apple Products rule is shown for the following listed institutions: The University of Hong Kong, The Hong Kong University of Science and Technology, HKU SPACE, Hong Kong Baptist University, The Hong Kong Polytechnic University, The Hong Kong Metropolitan University, Hong Kong Shue Yan University, PolyU HKCC / SPEED, Tung Wah College. • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred. • The Apple Products panel requires spending HK$3,500 or above for 5% off and states save up to HK$650.

  • Eligibility: Audience: student
  • Eligible spending: Applies to: 電子產品 · Type: category
  • Benefit limit: Amount: 650 · Applies to: Apple Products saving under the 2026 Campus Perk · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: The source states 5% off Apple Products and a maximum saving of HK$650.
  • The complete list of eligible merchants is not available.
  • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants.
  • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website.
  • Quota availability applies on a first-come-first-served basis while the quota lasts.
  • This Apple Products rule is shown for the following listed institutions: The University of Hong Kong, The Hong Kong University of Science and Technology, HKU SPACE, Hong Kong Baptist University, The Hong Kong Polytechnic University, The Hong Kong Metropolitan University, Hong Kong Shue Yan University, PolyU HKCC / SPEED, Tung Wah College.
  • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred.
  • The Apple Products panel requires spending HK$3,500 or above for 5% off and states save up to HK$650.
  • 2026 Campus Perk Apple Products discount: Now – 2026-10-31
Electronics
電子產品:HK$175 csl e-Voucher
GiftstudentMinimum spending: HK$3,500.00Cap: HK$175.00 · per transaction
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • The source states a fixed e-voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table. • Limit: 175 HKD · Per Transaction • Limit applies to: HK$3,500-HK$3,999 Apple Products csl e-Voucher • Minimum spend: Period: per_transaction; Spend: 3500 • Eligibility: Transaction Spend Below: 4000 • Eligible categories: 電子產品 • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants. • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website. • Quota availability applies on a first-come-first-served basis while the quota lasts. • This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council. • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred. • The Apple Products table awards HK$175 in csl e-Vouchers for a single net transaction amount of HK$3,500-HK$3,999. • The table also describes the voucher distribution; the local source gives no additional redemption conditions.

  • Eligibility: Audience: student
  • Eligible spending: Applies to: 電子產品 · Type: category
  • Minimum requirement: Period: per transaction · Spend: HK$3,500.00
  • Requirements: Transaction Spend Below Cents: HK$4,000.00
  • Benefit limit: Amount: 175 · Applies to: HK$3,500 HK$3,999 Apple Products csl e Voucher · Currency: HKD · Period: per transaction · Type: limited · Unit: currency
  • Percentage note: The source states a fixed e voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table.
  • The complete list of eligible merchants is not available.
  • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants.
  • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website.
  • Quota availability applies on a first-come-first-served basis while the quota lasts.
  • This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council.
  • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred.
  • The Apple Products table awards HK$175 in csl e-Vouchers for a single net transaction amount of HK$3,500-HK$3,999.
  • The table also describes the voucher distribution; the local source gives no additional redemption conditions.
  • 2026 Campus Perk Apple Products csl e-Voucher offer: Now – 2026-11-30
Electronics
電子產品:HK$200 csl e-Voucher
GiftstudentMinimum spending: HK$4,000.00Cap: HK$200.00 · per transaction
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • The source states a fixed e-voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table. • Limit: 200 HKD · Per Transaction • Limit applies to: HK$4,000-HK$7,999 Apple Products csl e-Voucher • Minimum spend: Period: per_transaction; Spend: 4000 • Eligibility: Transaction Spend Below: 8000 • Eligible categories: 電子產品 • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants. • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website. • Quota availability applies on a first-come-first-served basis while the quota lasts. • This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council. • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred. • The Apple Products table awards HK$200 in csl e-Vouchers for a single net transaction amount of HK$4,000-HK$7,999. • The table also describes the voucher distribution; the local source gives no additional redemption conditions.

  • Eligibility: Audience: student
  • Eligible spending: Applies to: 電子產品 · Type: category
  • Minimum requirement: Period: per transaction · Spend: HK$4,000.00
  • Requirements: Transaction Spend Below Cents: HK$8,000.00
  • Benefit limit: Amount: 200 · Applies to: HK$4,000 HK$7,999 Apple Products csl e Voucher · Currency: HKD · Period: per transaction · Type: limited · Unit: currency
  • Percentage note: The source states a fixed e voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table.
  • The complete list of eligible merchants is not available.
  • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants.
  • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website.
  • Quota availability applies on a first-come-first-served basis while the quota lasts.
  • This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council.
  • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred.
  • The Apple Products table awards HK$200 in csl e-Vouchers for a single net transaction amount of HK$4,000-HK$7,999.
  • The table also describes the voucher distribution; the local source gives no additional redemption conditions.
  • 2026 Campus Perk Apple Products csl e-Voucher offer: Now – 2026-11-30
Electronics
電子產品:HK$400 csl e-Voucher
GiftstudentMinimum spending: HK$8,000.00Cap: HK$400.00 · per transaction
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • The source states a fixed e-voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table. • Limit: 400 HKD · Per Transaction • Limit applies to: HK$8,000-HK$12,999 Apple Products csl e-Voucher • Minimum spend: Period: per_transaction; Spend: 8000 • Eligibility: Transaction Spend Below: 13000 • Eligible categories: 電子產品 • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants. • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website. • Quota availability applies on a first-come-first-served basis while the quota lasts. • This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council. • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred. • The Apple Products table awards HK$400 in csl e-Vouchers for a single net transaction amount of HK$8,000-HK$12,999. • The table also describes the voucher distribution; the local source gives no additional redemption conditions.

  • Eligibility: Audience: student
  • Eligible spending: Applies to: 電子產品 · Type: category
  • Minimum requirement: Period: per transaction · Spend: HK$8,000.00
  • Requirements: Transaction Spend Below Cents: HK$13,000.00
  • Benefit limit: Amount: 400 · Applies to: HK$8,000 HK$12,999 Apple Products csl e Voucher · Currency: HKD · Period: per transaction · Type: limited · Unit: currency
  • Percentage note: The source states a fixed e voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table.
  • The complete list of eligible merchants is not available.
  • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants.
  • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website.
  • Quota availability applies on a first-come-first-served basis while the quota lasts.
  • This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council.
  • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred.
  • The Apple Products table awards HK$400 in csl e-Vouchers for a single net transaction amount of HK$8,000-HK$12,999.
  • The table also describes the voucher distribution; the local source gives no additional redemption conditions.
  • 2026 Campus Perk Apple Products csl e-Voucher offer: Now – 2026-11-30
Electronics
電子產品:HK$650 csl e-Voucher
GiftstudentMinimum spending: HK$13,000.00Cap: HK$650.00 · per transaction
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • The source states a fixed e-voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table. • Limit: 650 HKD · Per Transaction • Limit applies to: HK$13,000 or above Apple Products csl e-Voucher • Minimum spend: Period: per_transaction; Spend: 13000 • Eligible categories: 電子產品 • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants. • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website. • Quota availability applies on a first-come-first-served basis while the quota lasts. • This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council. • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred. • The Apple Products table awards HK$650 in csl e-Vouchers for a single net transaction amount of HK$13,000 or above. • The table also describes the voucher distribution; the local source gives no additional redemption conditions.

  • Eligibility: Audience: student
  • Eligible spending: Applies to: 電子產品 · Type: category
  • Minimum requirement: Period: per transaction · Spend: HK$13,000.00
  • Benefit limit: Amount: 650 · Applies to: HK$13,000 or above Apple Products csl e Voucher · Currency: HKD · Period: per transaction · Type: limited · Unit: currency
  • Percentage note: The source states a fixed e voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table.
  • The complete list of eligible merchants is not available.
  • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants.
  • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website.
  • Quota availability applies on a first-come-first-served basis while the quota lasts.
  • This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council.
  • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred.
  • The Apple Products table awards HK$650 in csl e-Vouchers for a single net transaction amount of HK$13,000 or above.
  • The table also describes the voucher distribution; the local source gives no additional redemption conditions.
  • 2026 Campus Perk Apple Products csl e-Voucher offer: Now – 2026-11-30
Electronics
電子產品:5%
DiscountstudentMinimum spending: HK$5,500.00Cap: HK$400.00 · promotion total
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • The source states 5% off Windows Products and a maximum saving of HK$400. • Limit: 400 HKD · Promotion Total • Limit applies to: Standard Windows Products saving under the 2026 Campus Perk • Minimum spend: Period: per_transaction; Spend: 5500 • Eligible categories: 電子產品 • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants. • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website. • Quota availability applies on a first-come-first-served basis while the quota lasts. • This Windows Products rule is shown for the following listed institutions: Canadian University Association, Caritas Institute of Community Education, City University of Hong Kong, Gratia Christian College, HKU SPACE, Hong Kong Baptist University, Hong Kong Chu Hai College, Hong Kong College of Technology, Hong Kong Institute of Construction, Hong Kong Nang Yan College of Higher Education, Hong Kong Shue Yan University, Lingnan University, PolyU HKCC / SPEED, RSEFHK Maria College, Saint Francis University, The Chinese University of Hong Kong, The Education University of Hong Kong, The Hang Seng University of Hong Kong, The Hong Kong Academy for Performing Arts, The Hong Kong Metropolitan University, The Hong Kong Polytechnic University, The Hong Kong University of Science and Technology, The University of Hong Kong, Tung Wah College, UOW College Hong Kong, Vocational Training Council, Yew Chung College of Early Childhood Education. • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred. • The standard Windows Products panel requires spending HK$5,500 or above for 5% off and states save up to HK$400.

  • Eligibility: Audience: student
  • Eligible spending: Applies to: 電子產品 · Type: category
  • Minimum requirement: Period: per transaction · Spend: HK$5,500.00
  • Benefit limit: Amount: 400 · Applies to: Standard Windows Products saving under the 2026 Campus Perk · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: The source states 5% off Windows Products and a maximum saving of HK$400.
  • The complete list of eligible merchants is not available.
  • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants.
  • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website.
  • Quota availability applies on a first-come-first-served basis while the quota lasts.
  • This Windows Products rule is shown for the following listed institutions: Canadian University Association, Caritas Institute of Community Education, City University of Hong Kong, Gratia Christian College, HKU SPACE, Hong Kong Baptist University, Hong Kong Chu Hai College, Hong Kong College of Technology, Hong Kong Institute of Construction, Hong Kong Nang Yan College of Higher Education, Hong Kong Shue Yan University, Lingnan University, PolyU HKCC / SPEED, RSEFHK Maria College, Saint Francis University, The Chinese University of Hong Kong, The Education University of Hong Kong, The Hang Seng University of Hong Kong, The Hong Kong Academy for Performing Arts, The Hong Kong Metropolitan University, The Hong Kong Polytechnic University, The Hong Kong University of Science and Technology, The University of Hong Kong, Tung Wah College, UOW College Hong Kong, Vocational Training Council, Yew Chung College of Early Childhood Education.
  • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred.
  • The standard Windows Products panel requires spending HK$5,500 or above for 5% off and states save up to HK$400.
  • 2026 Campus Perk Windows Products standard discount: Now – 2026-11-30
Electronics
電子產品:5%
DiscountstudentMinimum spending: HK$3,500.00Cap: HK$650.00 · promotion total
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • The source states 5% off Windows Products in a Flash Deal and a maximum saving of HK$650. • Limit: 650 HKD · Promotion Total • Limit applies to: Windows Products Flash Deal saving • Minimum spend: Period: per_transaction; Spend: 3500 • Eligible categories: 電子產品 • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants. • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website. • Quota availability applies on a first-come-first-served basis while the quota lasts. • This Windows Products rule is shown for the following listed institutions: Canadian University Association, Caritas Institute of Community Education, City University of Hong Kong, Gratia Christian College, HKU SPACE, Hong Kong Baptist University, Hong Kong Chu Hai College, Hong Kong College of Technology, Hong Kong Institute of Construction, Hong Kong Nang Yan College of Higher Education, Hong Kong Shue Yan University, Lingnan University, PolyU HKCC / SPEED, RSEFHK Maria College, Saint Francis University, The Chinese University of Hong Kong, The Education University of Hong Kong, The Hang Seng University of Hong Kong, The Hong Kong Academy for Performing Arts, The Hong Kong Metropolitan University, The Hong Kong Polytechnic University, The Hong Kong University of Science and Technology, The University of Hong Kong, Tung Wah College, UOW College Hong Kong, Vocational Training Council, Yew Chung College of Early Childhood Education. • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred. • The Flash Deal requires spending HK$3,500 or above for 5% off and states save up to HK$650. • The Flash Deal also includes a free Starbucks tall-sized beverage. The local source gives no beverage value, quantity or redemption rule, so it is preserved as a constraint and not a separate countable reward.

  • Eligibility: Audience: student
  • Eligible spending: Applies to: 電子產品 · Type: category
  • Minimum requirement: Period: per transaction · Spend: HK$3,500.00
  • Benefit limit: Amount: 650 · Applies to: Windows Products Flash Deal saving · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: The source states 5% off Windows Products in a Flash Deal and a maximum saving of HK$650.
  • The complete list of eligible merchants is not available.
  • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants.
  • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website.
  • Quota availability applies on a first-come-first-served basis while the quota lasts.
  • This Windows Products rule is shown for the following listed institutions: Canadian University Association, Caritas Institute of Community Education, City University of Hong Kong, Gratia Christian College, HKU SPACE, Hong Kong Baptist University, Hong Kong Chu Hai College, Hong Kong College of Technology, Hong Kong Institute of Construction, Hong Kong Nang Yan College of Higher Education, Hong Kong Shue Yan University, Lingnan University, PolyU HKCC / SPEED, RSEFHK Maria College, Saint Francis University, The Chinese University of Hong Kong, The Education University of Hong Kong, The Hang Seng University of Hong Kong, The Hong Kong Academy for Performing Arts, The Hong Kong Metropolitan University, The Hong Kong Polytechnic University, The Hong Kong University of Science and Technology, The University of Hong Kong, Tung Wah College, UOW College Hong Kong, Vocational Training Council, Yew Chung College of Early Childhood Education.
  • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred.
  • The Flash Deal requires spending HK$3,500 or above for 5% off and states save up to HK$650.
  • The Flash Deal also includes a free Starbucks tall-sized beverage. The local source gives no beverage value, quantity or redemption rule, so it is preserved as a constraint and not a separate countable reward.
  • 2026 Campus Perk Windows Products Flash Deal: Now – 2026-10-31
Other
分期優惠:Interest-free period up to 58 days
Financingstudent
——

This benefit does not apply to a purchase. • Audience: Student • This is a financing term; the local KFS gives no percentage or fixed cash-equivalent comparison basis. • The Citi Credit Card Key Facts Statement and Fees Schedule states an effective date of December 1, 2025. • The KFS states an interest-free period of up to 58 days for retail purchases. • The local KFS does not name each student-card variant separately; it presents the term for Other Citi Credit Cards.

  • Eligibility: Audience: student
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: This is a financing term; the local KFS gives no percentage or fixed cash equivalent comparison basis.
  • The Citi Credit Card Key Facts Statement and Fees Schedule states an effective date of December 1, 2025.
  • The KFS states an interest-free period of up to 58 days for retail purchases.
  • The local KFS does not name each student-card variant separately; it presents the term for Other Citi Credit Cards.
2222/HSBCHSBC Easy Credit Card Visa Platinum CardHSBC Easy Credit Card Visa Platinum Card2%HK$20.00
HSBC Easy Credit Card Visa Platinum Card
22HSBC

HSBC Easy Credit Card Visa Platinum Card

Conditions apply

HK$20.002%
Overseas spending
海外簽賬:extra 5X RewardCash
HK$20.002%
Conditions applyPointsCap: HK$2,000.00 · promotion total
CapHK$20.00 / HK$2,000.00
Calculation
Total savingHK$20.00
  • 海外簽賬:extra 5X RewardCash: HK$20.00
Terms & conditions

Calculation assumptions

  • Assumes the full reward limit is still available. extra 5X RewardCash across eligible spend
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Limit: 2000 HKD · Promotion Total
  • Limit applies to: extra 5X RewardCash across eligible spend
  • Application, registration or activation required. See conditions.
  • Eligible categories: 海外簽賬
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

海外簽賬:extra 5X RewardCash

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Other offers
Other
積分獎賞:$600 RewardCash
Conditions applyPointsMinimum spending: HK$8,000.00
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • New credit-card customer; apply during the promotion; approved card; accumulate HK$8,000 eligible spend in the first 60 calendar days. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$8,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • New credit-card customer; apply during the promotion; approved card; accumulate HK$8,000 eligible spend in the first 60 calendar days.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • welcome promotion applications: 2026-03-01 – 2027-02-28
Other
積分獎賞:35,000 MoneyBack points (source states HK$700 equivalent)
Conditions applyPointsMinimum spending: HK$8,000.00
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • New credit-card customer; choose MoneyBack points when applying; bind the HSBC easy card to the MoneyBack App within 30 calendar days after card issue; accumulate HK$8,000 eligible spend in the first 60 calendar days. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$8,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • New credit-card customer; choose MoneyBack points when applying; bind the HSBC easy card to the MoneyBack App within 30 calendar days after card issue; accumulate HK$8,000 eligible spend in the first 60 calendar days.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • welcome promotion applications: 2026-03-01 – 2027-02-28
Other
積分獎賞:$200 RewardCash
Conditions applyPointsMinimum spending: HK$8,000.00
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Customer: Existing customer • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • Existing credit-card customer; apply during the promotion; approved card; accumulate HK$8,000 eligible spend in the first 60 calendar days. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all · Customer status: existing
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$8,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Existing credit-card customer; apply during the promotion; approved card; accumulate HK$8,000 eligible spend in the first 60 calendar days.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • welcome promotion applications: 2026-03-01 – 2027-02-28
Other
積分獎賞:15,000 MoneyBack points (source states HK$300 equivalent)
Conditions applyPointsMinimum spending: HK$8,000.00
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Customer: Existing customer • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • Existing credit-card customer; choose MoneyBack points when applying; bind the HSBC easy card to the MoneyBack App within 30 calendar days after card issue; accumulate HK$8,000 eligible spend in the first 60 calendar days. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all · Customer status: existing
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$8,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Existing credit-card customer; choose MoneyBack points when applying; bind the HSBC easy card to the MoneyBack App within 30 calendar days after card issue; accumulate HK$8,000 eligible spend in the first 60 calendar days.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • welcome promotion applications: 2026-03-01 – 2027-02-28
Other
卡片禮遇:1-year MoneyBack VIP membership
Conditions applyLifestyle
——

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • New or existing customer; apply and receive approval; bind the card to the MoneyBack App within the first 30 calendar days after issue; membership is for one year; account must remain valid and in good standing.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • New or existing customer; apply and receive approval; bind the card to the MoneyBack App within the first 30 calendar days after issue; membership is for one year; account must remain valid and in good standing.
  • VIP promotion applications: 2025-05-18 – 2027-02-28
Other
積分獎賞:$200 RewardCash
Conditions applyPoints
——

This benefit does not apply to a purchase. • Customer: New customer • Application, registration or activation required. See conditions. • New credit-card customer; activate the card within the first 60 calendar days; successfully apply for and receive approval for a Cash Instalment Plan with an approved withdrawal amount of at least HK$20,000 and a repayment period of at least 12 months; one reward per eligible cardholder; early repayment or cancellation can remove or claw back the reward.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • New credit-card customer; activate the card within the first 60 calendar days; successfully apply for and receive approval for a Cash Instalment Plan with an approved withdrawal amount of at least HK$20,000 and a repayment period of at least 12 months; one reward per eligible cardholder; early repayment or cancellation can remove or claw back the reward.
  • cash instalment promotion: 2026-03-01 – 2027-02-28
Dining
餐飲:extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Eligible categories: 餐飲 • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 餐飲 · Type: category
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Fitness
Be Earth等商戶:extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: be-earth, go24-fitness, pure-group, snap-fitness, square-fitness • Eligible merchants: be-earth, go24-fitness, pure-group, snap-fitness, square-fitness • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: be earth / go24 fitness / pure group / snap fitness / square fitness · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Cinemas
Cgv Cinemas等商戶:extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: cgv-cinemas, festival-grand-cinema, k11-art-house, mcl, movie-town, star-cinema • Eligible merchants: cgv-cinemas, festival-grand-cinema, k11-art-house, mcl, movie-town, star-cinema • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: cgv cinemas / festival grand cinema / k11 art house / mcl / movie town / star cinema · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Concerts and tickets
Kktix:extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: kktix • Eligible merchants: kktix • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: kktix · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Education
Ef English Centers:extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: ef-english-centers • Eligible merchants: ef-english-centers • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: ef english centers · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Entertainment
Kkbox等商戶:extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: kkbox, moov, neway-ceo-karaoke • Eligible merchants: kkbox, moov, neway-ceo-karaoke • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: kkbox / moov / neway ceo karaoke · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Travel agencies
Hutchgo等商戶:extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: hutchgo, kkday, klook, trip-com • Eligible merchants: hutchgo, kkday, klook, trip-com • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: hutchgo / kkday / klook / trip com · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Beauty and personal care
Toniandguy Hong Kong等商戶:extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: toniandguy-hong-kong, zi-massage-and-wellness • Eligible merchants: toniandguy-hong-kong, zi-massage-and-wellness • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: toniandguy hong kong / zi massage and wellness · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Local transport
Mtr等商戶:extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: mtr, pit • Eligible merchants: mtr, pit • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: mtr / pit · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Fuel and EV charging
Esso等商戶:extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: esso, shell, shell-recharge, sinopec, tesla • Eligible merchants: esso, shell, shell-recharge, sinopec, tesla • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: esso / shell / shell recharge / sinopec / tesla · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Supermarkets
759等商戶:extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: 759, big-c, don-don-donki, greenprice, fusion, taste, taste-x-fresh, international, food-le-parc, gourmet, great-food-hall • Eligible merchants: 759, big-c, don-don-donki, greenprice, fusion, taste, taste-x-fresh, international, food-le-parc, gourmet, great-food-hall • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 759 / big c / don don donki / greenprice / fusion / taste / taste x fresh / international / food le parc / gourmet / great food hall · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Home and furniture
At Home等商戶:extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: at-home, jhc, keychain-pay • Eligible merchants: at-home, jhc, keychain-pay • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: at home / jhc / keychain pay · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Electronics
Bruno等商戶:extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: bruno, j-select, panasonic, price, w-mall, yoho • Eligible merchants: bruno, j-select, panasonic, price, w-mall, yoho • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: bruno / j select / panasonic / price / w mall / yoho · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Telecommunications
1o1o等商戶:extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: 1o1o, 3, csl, club-sim, hkt, now-tv, smartone, supreme • Eligible merchants: 1o1o, 3, csl, club-sim, hkt, now-tv, smartone, supreme • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 1o1o / 3 / csl / club sim / hkt / now tv / smartone / supreme · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Pet supplies
Petmium等商戶:extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: petmium, q-pets, the-dogs-garden, three-little-meow • Eligible merchants: petmium, q-pets, the-dogs-garden, three-little-meow • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: petmium / q pets / the dogs garden / three little meow · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Department stores
AEON等商戶:extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: aeon, aeon-style, aeon-supermarket, apita, bento-express-by-aeon, c, citistore, citysuper, citysuper-neighbourhood, citysuper-log-on, hktvmall, harvey-nichols, living-plaza-by-aeon, log-on, marks-and-spencer, mono-mono, uny • Eligible merchants: aeon, aeon-style, aeon-supermarket, apita, bento-express-by-aeon, c, citistore, citysuper, citysuper-neighbourhood, citysuper-log-on, hktvmall, harvey-nichols, living-plaza-by-aeon, log-on, marks-and-spencer, mono-mono, uny • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: aeon / aeon style / aeon supermarket / apita / bento express by aeon / c / citistore / citysuper / citysuper neighbourhood / citysuper log on / hktvmall / harvey nichols / living plaza by aeon / log on / marks and spencer / mono mono / uny · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Books and stationery
書店/文具:extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

This benefit does not apply to a purchase. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Fashion
7 For All Mankind等商戶:extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: 7-for-all-mankind, agn-s-b, birkenstock, brooks-brothers, club-monaco, columbia, crocs, decathlon, ecco, egg-optical-boutique, go-wild, gu, misch-masch, nical, 88, oriental-traffic, wa-oriental-traffic, rockport, skechers, sport-b, teva, theory, twist, ugg, uniqlo, zalora, zoff • Eligible merchants: 7-for-all-mankind, agn-s-b, birkenstock, brooks-brothers, club-monaco, columbia, crocs, decathlon, ecco, egg-optical-boutique, go-wild, gu, misch-masch, nical, 88, oriental-traffic, wa-oriental-traffic, rockport, skechers, sport-b, teva, theory, twist, ugg, uniqlo, zalora, zoff • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 7 for all mankind / agn s b / birkenstock / brooks brothers / club monaco / columbia / crocs / decathlon / ecco / egg optical boutique / go wild / gu / misch masch / nical / 88 / oriental traffic / wa oriental traffic / rockport / skechers / sport b / teva / theory / twist / ugg / uniqlo / zalora / zoff · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Beauty and personal care
@cosme Store等商戶:extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: @cosme-store, beauty-avenue, ipsa, joyce-beauty, mtm-labo, time-by-mtm-labo, spa-by-mtm-labo, nars, serge-lutens, shiseido • Eligible merchants: @cosme-store, beauty-avenue, ipsa, joyce-beauty, mtm-labo, time-by-mtm-labo, spa-by-mtm-labo, nars, serge-lutens, shiseido • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: @cosme store / beauty avenue / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / serge lutens / shiseido · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Pharmacies and supplements
Osim等商戶:extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: osim, oto, slowood • Eligible merchants: osim, oto, slowood • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: osim / oto / slowood · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Other
Agnes B Fleuriste等商戶:extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: agnes-b-fleuriste, cantevole, casetify, la-boh-me, royce • Eligible merchants: agnes-b-fleuriste, cantevole, casetify, la-boh-me, royce • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: agnes b fleuriste / cantevole / casetify / la boh me / royce · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Supermarkets
Pns等商戶:4X MoneyBack points
Conditions applyPoints
——

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: pns, fusion, taste, taste-x-fresh, international, food-parc, great-food-hall • Eligible merchants: pns, fusion, taste, taste-x-fresh, international, food-parc, great-food-hall • Link the eligible card to the MoneyBack App before spending; show the MoneyBack member QR code in store or log in online; eligible transaction must be settled in HKD. • The 4X rate is for MoneyBack members; the 6X rate is for MoneyBack VIP members. Exclude electronic-wallet, unposted, cancelled and refunded transactions and source-listed excluded products. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: pns / fusion / taste / taste x fresh / international / food parc / great food hall · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Link the eligible card to the MoneyBack App before spending; show the MoneyBack member QR code in store or log in online; eligible transaction must be settled in HKD.
  • The 4X rate is for MoneyBack members; the 6X rate is for MoneyBack VIP members. Exclude electronic-wallet, unposted, cancelled and refunded transactions and source-listed excluded products.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Supermarkets
Pns等商戶:6X MoneyBack points
Conditions applyPoints
——

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: pns, fusion, taste, taste-x-fresh, international, food-parc, great-food-hall • Eligible merchants: pns, fusion, taste, taste-x-fresh, international, food-parc, great-food-hall • Link the eligible card to the MoneyBack App before spending; show the MoneyBack member QR code in store or log in online; eligible transaction must be settled in HKD. • The 4X rate is for MoneyBack members; the 6X rate is for MoneyBack VIP members. Exclude electronic-wallet, unposted, cancelled and refunded transactions and source-listed excluded products. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: pns / fusion / taste / taste x fresh / international / food parc / great food hall · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Link the eligible card to the MoneyBack App before spending; show the MoneyBack member QR code in store or log in online; eligible transaction must be settled in HKD.
  • The 4X rate is for MoneyBack members; the 6X rate is for MoneyBack VIP members. Exclude electronic-wallet, unposted, cancelled and refunded transactions and source-listed excluded products.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Other
Watsons:4X MoneyBack points
Conditions applyPoints
——

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: watsons • Eligible merchants: watsons • Link the eligible card to the MoneyBack App before spending; show the MoneyBack member QR code in store or log in online; eligible transaction must be settled in HKD. • The 4X rate is for MoneyBack members; the 6X rate is for MoneyBack VIP members. Exclude electronic-wallet, unposted, cancelled and refunded transactions and source-listed excluded products. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: watsons · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Link the eligible card to the MoneyBack App before spending; show the MoneyBack member QR code in store or log in online; eligible transaction must be settled in HKD.
  • The 4X rate is for MoneyBack members; the 6X rate is for MoneyBack VIP members. Exclude electronic-wallet, unposted, cancelled and refunded transactions and source-listed excluded products.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Other
Watsons:6X MoneyBack points
Conditions applyPoints
——

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: watsons • Eligible merchants: watsons • Link the eligible card to the MoneyBack App before spending; show the MoneyBack member QR code in store or log in online; eligible transaction must be settled in HKD. • The 4X rate is for MoneyBack members; the 6X rate is for MoneyBack VIP members. Exclude electronic-wallet, unposted, cancelled and refunded transactions and source-listed excluded products. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: watsons · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Link the eligible card to the MoneyBack App before spending; show the MoneyBack member QR code in store or log in online; eligible transaction must be settled in HKD.
  • The 4X rate is for MoneyBack members; the 6X rate is for MoneyBack VIP members. Exclude electronic-wallet, unposted, cancelled and refunded transactions and source-listed excluded products.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Electronics
Fortress等商戶:4X MoneyBack points
Conditions applyPoints
——

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: fortress, techlife-by-fortress • Eligible merchants: fortress, techlife-by-fortress • Link the eligible card to the MoneyBack App before spending; show the MoneyBack member QR code in store or log in online; eligible transaction must be settled in HKD. • The 4X rate is for MoneyBack members; the 6X rate is for MoneyBack VIP members. Exclude electronic-wallet, unposted, cancelled and refunded transactions and source-listed excluded products. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: fortress / techlife by fortress · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Link the eligible card to the MoneyBack App before spending; show the MoneyBack member QR code in store or log in online; eligible transaction must be settled in HKD.
  • The 4X rate is for MoneyBack members; the 6X rate is for MoneyBack VIP members. Exclude electronic-wallet, unposted, cancelled and refunded transactions and source-listed excluded products.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Electronics
Fortress等商戶:6X MoneyBack points
Conditions applyPoints
——

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: fortress, techlife-by-fortress • Eligible merchants: fortress, techlife-by-fortress • Link the eligible card to the MoneyBack App before spending; show the MoneyBack member QR code in store or log in online; eligible transaction must be settled in HKD. • The 4X rate is for MoneyBack members; the 6X rate is for MoneyBack VIP members. Exclude electronic-wallet, unposted, cancelled and refunded transactions and source-listed excluded products. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: fortress / techlife by fortress · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Link the eligible card to the MoneyBack App before spending; show the MoneyBack member QR code in store or log in online; eligible transaction must be settled in HKD.
  • The 4X rate is for MoneyBack members; the 6X rate is for MoneyBack VIP members. Exclude electronic-wallet, unposted, cancelled and refunded transactions and source-listed excluded products.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Supermarkets
Pns等商戶:8% discount
Conditions applyDiscountCap: HK$64.00 · per day
——

Category or merchant does not match. • Limit: 64 HKD · Per Day • Limit applies to: discount per eligible card account per PNS promotion day • Application, registration or activation required. See conditions. • Merchants: pns, fusion, taste, taste-x-fresh, international, food-parc, great-food-hall • Eligible merchants: pns, fusion, taste, taste-x-fresh, international, food-parc, great-food-hall • Link the eligible card to MoneyBack; PNS member days are the 2nd, 12th and 22nd of each month. Physical-store net single transaction minimum is HKD100; PNS online minimum is HKD800. Exclude source-listed products, e-wallets and cancelled/refunded transactions. • The discount is capped at HKD64 per eligible card account on each PNS promotion day.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: pns / fusion / taste / taste x fresh / international / food parc / great food hall · Type: merchant
  • Benefit limit: Amount: 64 · Applies to: discount per eligible card account per PNS promotion day · Currency: HKD · Period: per day · Type: limited · Unit: currency
  • Application or registration is required.
  • Link the eligible card to MoneyBack; PNS member days are the 2nd, 12th and 22nd of each month. Physical-store net single transaction minimum is HKD100; PNS online minimum is HKD800. Exclude source-listed products, e-wallets and cancelled/refunded transactions.
  • The discount is capped at HKD64 per eligible card account on each PNS promotion day.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Other
Watsons:8% discount
Conditions applyDiscountMinimum spending: HK$400.00Cap: HK$40.00 · per day
——

Category or merchant does not match. • Limit: 40 HKD · Per Day • Limit applies to: discount per eligible card account per Watsons promotion day • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 400 • Merchants: watsons • Eligible merchants: watsons • Link the eligible card to MoneyBack; member days are the 8th, 18th and 28th of each month; net single transaction minimum HKD400; source-listed exclusions apply. • The discount is capped at HKD40 per eligible card account on each Watsons promotion day.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: watsons · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$400.00
  • Benefit limit: Amount: 40 · Applies to: discount per eligible card account per Watsons promotion day · Currency: HKD · Period: per day · Type: limited · Unit: currency
  • Application or registration is required.
  • Link the eligible card to MoneyBack; member days are the 8th, 18th and 28th of each month; net single transaction minimum HKD400; source-listed exclusions apply.
  • The discount is capped at HKD40 per eligible card account on each Watsons promotion day.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Electronics
Fortress等商戶:5% discount
Conditions applyDiscountMinimum spending: HK$2,000.00Cap: HK$100.00 · per day
——

Category or merchant does not match. • Limit: 100 HKD · Per Day • Limit applies to: discount per eligible card account per Fortress promotion day • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 2000 • Merchants: fortress, techlife-by-fortress • Eligible merchants: fortress, techlife-by-fortress • Link the eligible card to MoneyBack; member days are the 10th of January, May, August and December plus any designated dates; net single transaction minimum HKD2,000; source-listed product and service exclusions apply. • The discount is capped at HKD100 per eligible card account on each Fortress promotion day.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: fortress / techlife by fortress · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$2,000.00
  • Benefit limit: Amount: 100 · Applies to: discount per eligible card account per Fortress promotion day · Currency: HKD · Period: per day · Type: limited · Unit: currency
  • Application or registration is required.
  • Link the eligible card to MoneyBack; member days are the 10th of January, May, August and December plus any designated dates; net single transaction minimum HKD2,000; source-listed product and service exclusions apply.
  • The discount is capped at HKD100 per eligible card account on each Fortress promotion day.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Other
Watsons Wine Cellar:8% discount on regular red wine, white wine and sake
Conditions applyDiscountMinimum spending: HK$2,000.00Cap: HK$250.00 · per day
——

Category or merchant does not match. • Limit: 250 HKD · Per Day • Limit applies to: discount per MoneyBack account per Watsons Wine Cellar member day • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 2000 • Merchants: watsons-wine-cellar • Eligible merchants: watsons-wine-cellar • Link the eligible card to MoneyBack and the Watsons Wine Cellar account; member day is the 5th of January, April, July and October; net single transaction minimum HKD2,000; full payment must be made with the linked card; Apple Pay, Google Pay and Samsung Pay are excluded. • The discount is capped at HKD250 per member account on each member day.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: watsons wine cellar · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$2,000.00
  • Benefit limit: Amount: 250 · Applies to: discount per MoneyBack account per Watsons Wine Cellar member day · Currency: HKD · Period: per day · Type: limited · Unit: currency
  • Application or registration is required.
  • Link the eligible card to MoneyBack and the Watsons Wine Cellar account; member day is the 5th of January, April, July and October; net single transaction minimum HKD2,000; full payment must be made with the linked card; Apple Pay, Google Pay and Samsung Pay are excluded.
  • The discount is capped at HKD250 per member account on each member day.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Supermarkets
Free PNS delivery
Conditions applyLifestyleCap: 4 deliveries · per year
——

Category or merchant does not match. • Limit: 4 deliveries · Per Year • Limit applies to: PNS online orders • Application, registration or activation required. See conditions. • Merchants: pns • Eligible merchants: pns • Link the eligible card to MoneyBack and pay the full PNS order with the linked card; one free delivery in each calendar quarter; local delivery only; source-listed order and location exclusions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: pns · Type: merchant
  • Benefit limit: Amount: 4 · Applies to: PNS online orders · Period: per year · Type: limited · Unit: deliveries
  • Application or registration is required.
  • Link the eligible card to MoneyBack and pay the full PNS order with the linked card; one free delivery in each calendar quarter; local delivery only; source-listed order and location exclusions apply.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Other
Free Watsons online delivery
Conditions applyLifestyleCap: 4 deliveries · per year
——

Category or merchant does not match. • Limit: 4 deliveries · Per Year • Limit applies to: Watsons online orders • Application, registration or activation required. See conditions. • Merchants: watsons • Eligible merchants: watsons • Link the eligible card to MoneyBack and pay the full Watsons online order with the linked card; one free home delivery in each calendar quarter; Hong Kong online store only; source-listed order and location exclusions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: watsons · Type: merchant
  • Benefit limit: Amount: 4 · Applies to: Watsons online orders · Period: per year · Type: limited · Unit: deliveries
  • Application or registration is required.
  • Link the eligible card to MoneyBack and pay the full Watsons online order with the linked card; one free home delivery in each calendar quarter; Hong Kong online store only; source-listed order and location exclusions apply.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Electronics
Free Fortress online delivery
Conditions applyLifestyleCap: 4 deliveries · per year
——

Category or merchant does not match. • Limit: 4 deliveries · Per Year • Limit applies to: Fortress online orders • Application, registration or activation required. See conditions. • Merchants: fortress • Eligible merchants: fortress • Link the eligible card to MoneyBack and pay the full Fortress online order with the linked card; one free basic delivery in each calendar quarter; extra handling services can cost extra.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: fortress · Type: merchant
  • Benefit limit: Amount: 4 · Applies to: Fortress online orders · Period: per year · Type: limited · Unit: deliveries
  • Application or registration is required.
  • Link the eligible card to MoneyBack and pay the full Fortress online order with the linked card; one free basic delivery in each calendar quarter; extra handling services can cost extra.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Supermarkets
Free PNS delivery in birthday month
Conditions applyLifestyleMinimum spending: HK$250.00Cap: 1 delivery · per year
——

Category or merchant does not match. • Limit: 1 delivery · Per Year • Limit applies to: birthday-month PNS delivery • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 250 • Merchants: pns • Eligible merchants: pns • Link the eligible card to MoneyBack, provide a birthday month in the member profile, and make a net spend over HKD250 in a PNS physical store during the birthday month; once in the birthday month; fresh, frozen and chilled product orders are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: pns · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$250.00
  • Benefit limit: Amount: 1 · Applies to: birthday month PNS delivery · Period: per year · Type: limited · Unit: delivery
  • Application or registration is required.
  • Link the eligible card to MoneyBack, provide a birthday month in the member profile, and make a net spend over HKD250 in a PNS physical store during the birthday month; once in the birthday month; fresh, frozen and chilled product orders are excluded.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Other
Watsons:HKD50 discount
Conditions applyDiscountMinimum spending: HK$450.00Cap: HK$50.00 · per year
——

Category or merchant does not match. • Limit: 50 HKD · Per Year • Limit applies to: birthday-month Watsons online discount • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 450 • Merchants: watsons • Eligible merchants: watsons • Link the eligible card to MoneyBack, provide a birthday month in the member profile, make a net Watsons online spend over HKD450 in the birthday month, and select the birthday HKD50 discount at checkout; once per birthday month; source-listed exclusions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: watsons · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$450.00
  • Benefit limit: Amount: 50 · Applies to: birthday month Watsons online discount · Currency: HKD · Period: per year · Type: limited · Unit: currency
  • Application or registration is required.
  • Link the eligible card to MoneyBack, provide a birthday month in the member profile, make a net Watsons online spend over HKD450 in the birthday month, and select the birthday HKD50 discount at checkout; once per birthday month; source-listed exclusions apply.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Electronics
Fortress:HKD100 discount
Conditions applyDiscountMinimum spending: HK$1,000.00Cap: HK$100.00 · per year
——

Category or merchant does not match. • Limit: 100 HKD · Per Year • Limit applies to: birthday-month Fortress online discount • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 1000 • Merchants: fortress • Eligible merchants: fortress • Link the eligible card to MoneyBack, provide a birthday month in the member profile, and make a single net Fortress online spend over HKD1,000 in the birthday month; once per birthday month; source-listed product and service exclusions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: fortress · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$1,000.00
  • Benefit limit: Amount: 100 · Applies to: birthday month Fortress online discount · Currency: HKD · Period: per year · Type: limited · Unit: currency
  • Application or registration is required.
  • Link the eligible card to MoneyBack, provide a birthday month in the member profile, and make a single net Fortress online spend over HKD1,000 in the birthday month; once per birthday month; source-listed product and service exclusions apply.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Medical services
Watsons:One free registered Chinese-medicine consultation
Conditions applyLifestyleCap: 1 consultation · per year
——

Category or merchant does not match. • Limit: 1 consultation · Per Year • Limit applies to: Watsons registered Chinese-medicine consultation • Application, registration or activation required. See conditions. • Merchants: watsons • Eligible merchants: watsons • Link the eligible card to MoneyBack; appointment required; only the listed Watsons branches; pay the full amount with the eligible card; medicine, premium herbs and treatment fees are excluded; show the MoneyBack App; once per year; valid until 2026-12-31.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: watsons · Type: merchant
  • Benefit limit: Amount: 1 · Applies to: Watsons registered Chinese medicine consultation · Period: per year · Type: limited · Unit: consultation
  • Application or registration is required.
  • Link the eligible card to MoneyBack; appointment required; only the listed Watsons branches; pay the full amount with the eligible card; medicine, premium herbs and treatment fees are excluded; show the MoneyBack App; once per year; valid until 2026-12-31.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Beauty and personal care
Watsons:One free makeup-service experience
Conditions applyLifestyleCap: 1 service · per year
——

Category or merchant does not match. • Limit: 1 service · Per Year • Limit applies to: Watsons makeup-service experience • Application, registration or activation required. See conditions. • Merchants: watsons • Eligible merchants: watsons • Link the eligible card to MoneyBack; appointment required; designated Watsons branches only; pay the full amount with the eligible card; show the MoneyBack App; once per year; valid until 2026-12-31.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: watsons · Type: merchant
  • Benefit limit: Amount: 1 · Applies to: Watsons makeup service experience · Period: per year · Type: limited · Unit: service
  • Application or registration is required.
  • Link the eligible card to MoneyBack; appointment required; designated Watsons branches only; pay the full amount with the eligible card; show the MoneyBack App; once per year; valid until 2026-12-31.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Other
Watsons Wine Cellar:3X MoneyBack points
Conditions applyPoints
——

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: watsons-wine-cellar • Eligible merchants: watsons-wine-cellar • Link the eligible card to MoneyBack; eligible Watsons Wine Cellar store, online or App spending receives 3X points; source exclusions and non-combinability rules apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: watsons wine cellar · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Link the eligible card to MoneyBack; eligible Watsons Wine Cellar store, online or App spending receives 3X points; source exclusions and non-combinability rules apply.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Travel bookings
Hutchgo:3X MoneyBack points
Conditions applyPoints
——

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: hutchgo • Eligible merchants: hutchgo • Link the eligible card to MoneyBack; eligible hutchgo travel-product spending and completed travel programmes receive 3X points; hutchgo mall spending is excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: hutchgo · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Link the eligible card to MoneyBack; eligible hutchgo travel-product spending and completed travel programmes receive 3X points; hutchgo mall spending is excluded.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Telecommunications
3:3X MoneyBack points
Conditions applyPoints
——

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: 3 • Eligible merchants: 3 • Link the eligible card to MoneyBack; eligible designated 3 Hong Kong spending receives 3X points; source-defined qualifying-service and payment rules apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 3 · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Link the eligible card to MoneyBack; eligible designated 3 Hong Kong spending receives 3X points; source-defined qualifying-service and payment rules apply.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Other
Supreme:3X MoneyBack points
Conditions applyPoints
——

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: supreme • Eligible merchants: supreme • Link the eligible card to MoneyBack; eligible designated SUPREME spending receives 3X points; source-defined qualifying-service and payment rules apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: supreme · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Link the eligible card to MoneyBack; eligible designated SUPREME spending receives 3X points; source-defined qualifying-service and payment rules apply.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Hotels
酒店:3X MoneyBack points
Conditions applyPoints
——

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • Link the eligible card to MoneyBack; designated Harbour Plaza hotel spending receives 3X points; source hotel list and non-year-round-promotion restrictions apply.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Link the eligible card to MoneyBack; designated Harbour Plaza hotel spending receives 3X points; source hotel list and non-year-round-promotion restrictions apply.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Travel bookings
Hutchgo:HKD200 birthday discount
Conditions applyDiscountMinimum spending: HK$2,000.00Cap: HK$200.00 · per year
——

Category or merchant does not match. • Limit: 200 HKD · Per Year • Limit applies to: hutchgo birthday discount • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 2000 • Merchants: hutchgo • Eligible merchants: hutchgo • Link the eligible card to MoneyBack and use the required hutchgo website/app flow; provide a birthday month when required; source-listed hutchgo mall, refund, cancellation and product restrictions apply. • Spend HKD2,000 at hutchgo travel products during the birthday month; once per year.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: hutchgo · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$2,000.00
  • Benefit limit: Amount: 200 · Applies to: hutchgo birthday discount · Currency: HKD · Period: per year · Type: limited · Unit: currency
  • Application or registration is required.
  • Link the eligible card to MoneyBack and use the required hutchgo website/app flow; provide a birthday month when required; source-listed hutchgo mall, refund, cancellation and product restrictions apply.
  • Spend HKD2,000 at hutchgo travel products during the birthday month; once per year.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Travel bookings
Hutchgo:HKD50 annual discount
Conditions applyDiscountCap: HK$50.00 · per year
——

Category or merchant does not match. • Limit: 50 HKD · Per Year • Limit applies to: hutchgo annual discount • Application, registration or activation required. See conditions. • Merchants: hutchgo • Eligible merchants: hutchgo • Link the eligible card to MoneyBack and use the required hutchgo website/app flow; provide a birthday month when required; source-listed hutchgo mall, refund, cancellation and product restrictions apply. • Use the hutchgo discount once per year; no minimum spend stated.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: hutchgo · Type: merchant
  • Benefit limit: Amount: 50 · Applies to: hutchgo annual discount · Currency: HKD · Period: per year · Type: limited · Unit: currency
  • Application or registration is required.
  • Link the eligible card to MoneyBack and use the required hutchgo website/app flow; provide a birthday month when required; source-listed hutchgo mall, refund, cancellation and product restrictions apply.
  • Use the hutchgo discount once per year; no minimum spend stated.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Travel bookings
Hutchgo:HKD100 annual discount
Conditions applyDiscountMinimum spending: HK$2,500.00Cap: HK$100.00 · per year
——

Category or merchant does not match. • Limit: 100 HKD · Per Year • Limit applies to: hutchgo annual discount • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 2500 • Merchants: hutchgo • Eligible merchants: hutchgo • Link the eligible card to MoneyBack and use the required hutchgo website/app flow; provide a birthday month when required; source-listed hutchgo mall, refund, cancellation and product restrictions apply. • Spend HKD2,500 at hutchgo; use the discount once per year.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: hutchgo · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$2,500.00
  • Benefit limit: Amount: 100 · Applies to: hutchgo annual discount · Currency: HKD · Period: per year · Type: limited · Unit: currency
  • Application or registration is required.
  • Link the eligible card to MoneyBack and use the required hutchgo website/app flow; provide a birthday month when required; source-listed hutchgo mall, refund, cancellation and product restrictions apply.
  • Spend HKD2,500 at hutchgo; use the discount once per year.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Telecommunications
3香港等商戶:HKD68 monthly bill rebate
Conditions applyCashbackCap: HK$68.00 · per month
——

Category or merchant does not match. • Limit: 68 HKD · Per Month • Limit applies to: monthly 5G SIM bill rebate • Application, registration or activation required. See conditions. • Merchants: 3香港, supreme • Eligible merchants: 3香港, supreme • Link the eligible card to MoneyBack before signing; select the designated 5G SIM monthly plan, sign a 24-month contract and pay the monthly fee and HKD28 administration fee by automatic transfer; plan price is HKD160 after the HKD68 monthly rebate from the stated HKD228 price; includes 60GB local and 4GB Mainland/Macau data; source terms apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 3香港 / supreme · Type: merchant
  • Benefit limit: Amount: 68 · Applies to: monthly 5G SIM bill rebate · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • Link the eligible card to MoneyBack before signing; select the designated 5G SIM monthly plan, sign a 24-month contract and pay the monthly fee and HKD28 administration fee by automatic transfer; plan price is HKD160 after the HKD68 monthly rebate from the stated HKD228 price; includes 60GB local and 4GB Mainland/Macau data; source terms apply.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Other
Supreme:Free 48-hour mobile-charger borrowing service
Conditions applyLifestyleCap: 1 borrowing · per month
——

Category or merchant does not match. • Limit: 1 borrowing · Per Month • Limit applies to: SUPREME mobile-charger borrowing • Application, registration or activation required. See conditions. • Merchants: supreme • Eligible merchants: supreme • Link the eligible card to MoneyBack before use; SUPREME stores only; one charger set and cable may be borrowed for 48 hours each month; first-come, first-served and loss/damage fees apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: supreme · Type: merchant
  • Benefit limit: Amount: 1 · Applies to: SUPREME mobile charger borrowing · Period: per month · Type: limited · Unit: borrowing
  • Application or registration is required.
  • Link the eligible card to MoneyBack before use; SUPREME stores only; one charger set and cable may be borrowed for 48 hours each month; first-come, first-served and loss/damage fees apply.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Mobile payments
3香港等商戶:Mobile-data transfer service
Conditions applyLifestyle
——

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: 3香港, supreme • Eligible merchants: 3香港, supreme • Link the eligible card to MoneyBack before use; consent and a signed communications-equipment data-transfer agreement are required; 3 Hong Kong and SUPREME service terms apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 3香港 / supreme · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Link the eligible card to MoneyBack before use; consent and a signed communications-equipment data-transfer agreement are required; 3 Hong Kong and SUPREME service terms apply.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Electronics
Xtramall:HKD50 birthday discount
Conditions applyDiscountMinimum spending: HK$500.00Cap: HK$50.00 · per year
——

Category or merchant does not match. • Limit: 50 HKD · Per Year • Limit applies to: XtraMall birthday discount • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 500 • Merchants: xtramall • Eligible merchants: xtramall • Provide a birthday month in the MoneyBack member profile; during the birthday month, spend at least HKD500 on one designated XtraMall product, link the eligible card to MoneyBack and enter the required promotion code; once per year; XtraMall online only and source-listed exclusions apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: xtramall · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$500.00
  • Benefit limit: Amount: 50 · Applies to: XtraMall birthday discount · Currency: HKD · Period: per year · Type: limited · Unit: currency
  • Application or registration is required.
  • Provide a birthday month in the MoneyBack member profile; during the birthday month, spend at least HKD500 on one designated XtraMall product, link the eligible card to MoneyBack and enter the required promotion code; once per year; XtraMall online only and source-listed exclusions apply.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Other
SUPREME priority-counter service
Conditions applyLifestyle
——

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: supreme • Eligible merchants: supreme • Link the eligible card to MoneyBack before use; SUPREME stores only; service cannot be transferred or exchanged; merchant terms apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: supreme · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Link the eligible card to MoneyBack before use; SUPREME stores only; service cannot be transferred or exchanged; merchant terms apply.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Hotels
海逸國際酒店集團:Free wine, fruit platter or welcome gift at check-in
Conditions applyGiftCap: 1 gift · per transaction
——

Category or merchant does not match. • Customer: New customer • Limit: 1 gift · Per Transaction • Limit applies to: each hotel stay • Application, registration or activation required. See conditions. • Merchants: 海逸國際酒店集團 • Eligible merchants: 海逸國際酒店集團 • Link the eligible card to MoneyBack; designated Harbour Plaza hotel stays only; note the benefit when booking; one gift per stay; source hotel list applies.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Applies to: 海逸國際酒店集團 · Type: merchant
  • Benefit limit: Amount: 1 · Applies to: each hotel stay · Period: per transaction · Type: limited · Unit: gift
  • Application or registration is required.
  • Link the eligible card to MoneyBack; designated Harbour Plaza hotel stays only; note the benefit when booking; one gift per stay; source hotel list applies.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Hotels
海逸國際酒店集團:Free birthday cake at a birthday meal or stay
Conditions applyLifestyleCap: 1 cake · per year
——

Category or merchant does not match. • Limit: 1 cake · Per Year • Limit applies to: birthday meal or hotel stay • Application, registration or activation required. See conditions. • Merchants: 海逸國際酒店集團 • Eligible merchants: 海逸國際酒店集團 • Link the eligible card to MoneyBack; book in advance; use once during the birthday month; the electronic voucher is shown in the MoneyBack App; designated Harbour Plaza hotel terms apply.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海逸國際酒店集團 · Type: merchant
  • Benefit limit: Amount: 1 · Applies to: birthday meal or hotel stay · Period: per year · Type: limited · Unit: cake
  • Application or registration is required.
  • Link the eligible card to MoneyBack; book in advance; use once during the birthday month; the electronic voucher is shown in the MoneyBack App; designated Harbour Plaza hotel terms apply.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
Other
Watsons Wine Cellar:MoneyBack member wine activity access
Conditions applyGift
——

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: watsons-wine-cellar • Eligible merchants: watsons-wine-cellar • Link the eligible card and MoneyBack account; Watsons Wine Cellar members may join the seasonal wine activity; each session is limited to 20 people and is first-come, first-served; activity registration is handled in MoneyBack.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: watsons wine cellar · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Link the eligible card and MoneyBack account; Watsons Wine Cellar members may join the seasonal wine activity; each session is limited to 20 people and is first-come, first-served; activity registration is handled in MoneyBack.
  • MoneyBack exclusive offers promotion: 2025-05-19 – 2026-12-31
2323/HSBCHSBC Visa Gold CardHSBC Visa Gold Card2%HK$20.00
HSBC Visa Gold Card
23HSBC

HSBC Visa Gold Card

Conditions apply

HK$20.002%
Overseas spending
海外簽賬:extra 5X RewardCash
HK$20.002%
Conditions applyPointsCap: HK$2,000.00 · promotion total
CapHK$20.00 / HK$2,000.00
Calculation
Total savingHK$20.00
  • 海外簽賬:extra 5X RewardCash: HK$20.00
Terms & conditions

Calculation assumptions

  • Assumes the full reward limit is still available. extra 5X RewardCash across eligible spend
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Limit: 2000 HKD · Promotion Total
  • Limit applies to: extra 5X RewardCash across eligible spend
  • Application, registration or activation required. See conditions.
  • Eligible categories: 海外簽賬
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Qualifying spend is overseas, Mainland China and Macau spend based on card-network country or region codes; Hong Kong and HKD transactions are excluded.

海外簽賬:extra 5X RewardCash

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Qualifying spend is overseas, Mainland China and Macau spend based on card-network country or region codes; Hong Kong and HKD transactions are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Other offers
Dining
餐飲:extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Eligible categories: 餐飲 • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Qualifying spend is Hong Kong restaurant and food-premises spend based on card-network merchant codes; banquet, private-party and whole-venue charges, and food counters or merchants in hotels, department stores and clubs are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 餐飲 · Type: category
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Qualifying spend is Hong Kong restaurant and food-premises spend based on card-network merchant codes; banquet, private-party and whole-venue charges, and food counters or merchants in hotels, department stores and clubs are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Fitness
Be Earth等商戶:extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: be-earth, go24-fitness, pure-group, snap-fitness, square-fitness • Eligible merchants: be-earth, go24-fitness, pure-group, snap-fitness, square-fitness • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating fitness-centre merchants and their Hong Kong branches; department-store counters and sale outlets are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: be earth / go24 fitness / pure group / snap fitness / square fitness · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Spend is limited to the named participating fitness-centre merchants and their Hong Kong branches; department-store counters and sale outlets are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Cinemas
Cgv Cinemas等商戶:extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: cgv-cinemas, emperor-cinemas, festival-grand-cinema, 康怡戲院, 皇室戲院, k11-art-house, mcl, movie-town, star-cinema • Eligible merchants: cgv-cinemas, emperor-cinemas, festival-grand-cinema, 康怡戲院, 皇室戲院, k11-art-house, mcl, movie-town, star-cinema • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating cinema merchants and their Hong Kong branches; department-store counters and sale outlets are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: cgv cinemas / emperor cinemas / festival grand cinema / 康怡戲院 / 皇室戲院 / k11 art house / mcl / movie town / star cinema · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Spend is limited to the named participating cinema merchants and their Hong Kong branches; department-store counters and sale outlets are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Education
Ef English Centers等商戶:extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: ef-english-centers, 青苗琴行, 通利琴行 • Eligible merchants: ef-english-centers, 青苗琴行, 通利琴行 • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating education merchants and their Hong Kong branches; department-store counters and sale outlets are excluded.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: ef english centers / 青苗琴行 / 通利琴行 · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Spend is limited to the named participating education merchants and their Hong Kong branches; department-store counters and sale outlets are excluded.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Concerts and tickets
購票通等商戶:extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: 購票通, 快達票, kktix • Eligible merchants: 購票通, 快達票, kktix • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating ticketing merchants and the transaction must qualify under the source merchant-code rule.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 購票通 / 快達票 / kktix · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Spend is limited to the named participating ticketing merchants and the transaction must qualify under the source merchant-code rule.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Entertainment
焙著你烘焙等商戶:extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: 焙著你烘焙, 太古城中心冰上皇宮, kkbox, moov, neway-ceo-karaoke, 康體通 • Eligible merchants: 焙著你烘焙, 太古城中心冰上皇宮, kkbox, moov, neway-ceo-karaoke, 康體通 • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating entertainment merchants and their qualifying Hong Kong transactions.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 焙著你烘焙 / 太古城中心冰上皇宮 / kkbox / moov / neway ceo karaoke / 康體通 · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Spend is limited to the named participating entertainment merchants and their qualifying Hong Kong transactions.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Travel agencies
Hutchgo等商戶:extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: hutchgo, kkday, klook, 美麗華旅遊, 新華旅遊, trip-com, 永安旅遊, 油麻地旅遊 • Eligible merchants: hutchgo, kkday, klook, 美麗華旅遊, 新華旅遊, trip-com, 永安旅遊, 油麻地旅遊 • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating travel agencies; online hotel bookings are excluded where the source states that restriction.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: hutchgo / kkday / klook / 美麗華旅遊 / 新華旅遊 / trip com / 永安旅遊 / 油麻地旅遊 · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Spend is limited to the named participating travel agencies; online hotel bookings are excluded where the source states that restriction.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Beauty and personal care
沐館等商戶:extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: 沐館, 靜, 日月按摩, toni-and-guy-hong-kong, 梔-zi-massage-and-wellness • Eligible merchants: 沐館, 靜, 日月按摩, toni-and-guy-hong-kong, 梔-zi-massage-and-wellness • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating personal-care merchants and their qualifying Hong Kong transactions.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 沐館 / 靜 / 日月按摩 / toni and guy hong kong / 梔 zi massage and wellness · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Spend is limited to the named participating personal-care merchants and their qualifying Hong Kong transactions.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Local transport
Citybus等商戶:extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: citybus, hketoll, 香港電車, 九巴, mtr, pit • Eligible merchants: citybus, hketoll, 香港電車, 九巴, mtr, pit • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named local-transport merchants and the source merchant-code rule.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: citybus / hketoll / 香港電車 / 九巴 / mtr / pit · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Spend is limited to the named local-transport merchants and the source merchant-code rule.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Fuel and EV charging
加德士等商戶:extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: 加德士, esso, shell, shell-recharge, sinopec, tesla • Eligible merchants: 加德士, esso, shell, shell-recharge, sinopec, tesla • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named petrol and electric-vehicle charging merchants and the source merchant-code rule.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 加德士 / esso / shell / shell recharge / sinopec / tesla · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Spend is limited to the named petrol and electric-vehicle charging merchants and the source merchant-code rule.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Supermarkets
759阿信屋等商戶:extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: 759阿信屋, big-c, 日記士多, don-don-donki, 大生生活超市, 新鮮生活, greenprice, 本灣水產, 百佳超級市場, fusion, taste, taste-x-fresh, international, food-le-parc, gourmet, great-food-hall, 多來買 • Eligible merchants: 759阿信屋, big-c, 日記士多, don-don-donki, 大生生活超市, 新鮮生活, greenprice, 本灣水產, 百佳超級市場, fusion, taste, taste-x-fresh, international, food-le-parc, gourmet, great-food-hall, 多來買 • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating supermarket merchants and their qualifying Hong Kong transactions.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 759阿信屋 / big c / 日記士多 / don don donki / 大生生活超市 / 新鮮生活 / greenprice / 本灣水產 / 百佳超級市場 / fusion / taste / taste x fresh / international / food le parc / gourmet / great food hall / 多來買 · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Spend is limited to the named participating supermarket merchants and their qualifying Hong Kong transactions.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Home and furniture
At Home等商戶:extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: at-home, 生活提案, 生活工房, jhc, keychain-pay, 生活館, 生活廊, 蓆夢思, 歐化寶, 歐化傢俬 • Eligible merchants: at-home, 生活提案, 生活工房, jhc, keychain-pay, 生活館, 生活廊, 蓆夢思, 歐化寶, 歐化傢俬 • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating home and furniture merchants and their qualifying Hong Kong transactions.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: at home / 生活提案 / 生活工房 / jhc / keychain pay / 生活館 / 生活廊 / 蓆夢思 / 歐化寶 / 歐化傢俬 · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Spend is limited to the named participating home and furniture merchants and their qualifying Hong Kong transactions.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Electronics
生活影音等商戶:extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: 生活影音, 百老滙, bruno, 中原電器, 豐澤, j-select, 人気電器店, panasonic陳列室, price網購, 蘇寧, 偉明電業, 惠而浦網上商店-w-mall, 衛訊, 友和-yoho • Eligible merchants: 生活影音, 百老滙, bruno, 中原電器, 豐澤, j-select, 人気電器店, panasonic陳列室, price網購, 蘇寧, 偉明電業, 惠而浦網上商店-w-mall, 衛訊, 友和-yoho • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating electronics merchants and their qualifying Hong Kong transactions.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 生活影音 / 百老滙 / bruno / 中原電器 / 豐澤 / j select / 人気電器店 / panasonic陳列室 / price網購 / 蘇寧 / 偉明電業 / 惠而浦網上商店 w mall / 衛訊 / 友和 yoho · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Spend is limited to the named participating electronics merchants and their qualifying Hong Kong transactions.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Telecommunications
1o1o等商戶:extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: 1o1o, 3香港, csl, club-sim, hkt-家居電話, 網上行, now-tv, smartone, supreme • Eligible merchants: 1o1o, 3香港, csl, club-sim, hkt-家居電話, 網上行, now-tv, smartone, supreme • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating telecommunications merchants; online bill-payment exclusions in the source remain applicable.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 1o1o / 3香港 / csl / club sim / hkt 家居電話 / 網上行 / now tv / smartone / supreme · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Spend is limited to the named participating telecommunications merchants; online bill-payment exclusions in the source remain applicable.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Pet supplies
寵寵線等商戶:extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: 寵寵線, petmium, q-pets, 紅蘿蔔, the-dogs-garden, three-little-meow • Eligible merchants: 寵寵線, petmium, q-pets, 紅蘿蔔, the-dogs-garden, three-little-meow • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating pet-care merchants and their qualifying Hong Kong transactions.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 寵寵線 / petmium / q pets / 紅蘿蔔 / the dogs garden / three little meow · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Spend is limited to the named participating pet-care merchants and their qualifying Hong Kong transactions.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Department stores
AEON等商戶:extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: aeon, aeon-style, aeon-supermarket, apita, bento-express-by-aeon, 中藝-香港, c生活, 千色-citistore, citysuper, citysuper-neighbourhood, citysuper-log-on, 谷辰, hktvmall, harvey-nichols, living-plaza-by-aeon, log-on, marks-and-spencer, mono-mono, 先施百貨, 崇光百貨, uny, 永安百貨, 一田 • Eligible merchants: aeon, aeon-style, aeon-supermarket, apita, bento-express-by-aeon, 中藝-香港, c生活, 千色-citistore, citysuper, citysuper-neighbourhood, citysuper-log-on, 谷辰, hktvmall, harvey-nichols, living-plaza-by-aeon, log-on, marks-and-spencer, mono-mono, 先施百貨, 崇光百貨, uny, 永安百貨, 一田 • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating department stores; department-store counters and sale outlets are excluded where stated.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: aeon / aeon style / aeon supermarket / apita / bento express by aeon / 中藝 香港 / c生活 / 千色 citistore / citysuper / citysuper neighbourhood / citysuper log on / 谷辰 / hktvmall / harvey nichols / living plaza by aeon / log on / marks and spencer / mono mono / 先施百貨 / 崇光百貨 / uny / 永安百貨 / 一田 · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Spend is limited to the named participating department stores; department-store counters and sale outlets are excluded where stated.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Books and stationery
中華書局等商戶:extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: 中華書局, 誠品書店, 三聯書店, 商務印書館 • Eligible merchants: 中華書局, 誠品書店, 三聯書店, 商務印書館 • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating bookstores and their qualifying Hong Kong transactions.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 中華書局 / 誠品書店 / 三聯書店 / 商務印書館 · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Spend is limited to the named participating bookstores and their qualifying Hong Kong transactions.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Fashion
7 For All Mankind等商戶:extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: 7-for-all-mankind, agnes-b, birkenstock, brooks-brothers, club-monaco, columbia, crocs, decathlon, ecco, egg-optical-boutique, go-wild, gu, misch-masch, nical, 眼鏡88, oriental-traffic, wa-oriental-traffic, rockport, skechers, sport-b, teva, theory, twist, ugg, uniqlo, zalora, zoff • Eligible merchants: 7-for-all-mankind, agnes-b, birkenstock, brooks-brothers, club-monaco, columbia, crocs, decathlon, ecco, egg-optical-boutique, go-wild, gu, misch-masch, nical, 眼鏡88, oriental-traffic, wa-oriental-traffic, rockport, skechers, sport-b, teva, theory, twist, ugg, uniqlo, zalora, zoff • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating fashion and accessories merchants and their qualifying Hong Kong transactions.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 7 for all mankind / agnes b / birkenstock / brooks brothers / club monaco / columbia / crocs / decathlon / ecco / egg optical boutique / go wild / gu / misch masch / nical / 眼鏡88 / oriental traffic / wa oriental traffic / rockport / skechers / sport b / teva / theory / twist / ugg / uniqlo / zalora / zoff · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Spend is limited to the named participating fashion and accessories merchants and their qualifying Hong Kong transactions.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Beauty and personal care
@cosme Store等商戶:extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: @cosme-store, beauty-avenue, 法國嬌蘭, ipsa, joyce-beauty, mtm-labo, time-by-mtm-labo, spa-by-mtm-labo, nars, 莎莎, serge-lutens, shiseido, 雪花秀 • Eligible merchants: @cosme-store, beauty-avenue, 法國嬌蘭, ipsa, joyce-beauty, mtm-labo, time-by-mtm-labo, spa-by-mtm-labo, nars, 莎莎, serge-lutens, shiseido, 雪花秀 • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating beauty and personal-care merchants and their qualifying Hong Kong transactions.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: @cosme store / beauty avenue / 法國嬌蘭 / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / 莎莎 / serge lutens / shiseido / 雪花秀 · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Spend is limited to the named participating beauty and personal-care merchants and their qualifying Hong Kong transactions.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Pharmacies and supplements
南北行等商戶:extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: 南北行, osim, oto, slowood, 維特健靈, 位元堂, 屈臣氏 • Eligible merchants: 南北行, osim, oto, slowood, 維特健靈, 位元堂, 屈臣氏 • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named participating pharmacy and health-care merchants and their qualifying Hong Kong transactions.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 南北行 / osim / oto / slowood / 維特健靈 / 位元堂 / 屈臣氏 · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Spend is limited to the named participating pharmacy and health-care merchants and their qualifying Hong Kong transactions.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Other
Agnes B Fleuriste等商戶:extra 5X RewardCash
Conditions applyPointsCap: HK$2,000.00 · promotion total
——

Category or merchant does not match. • Cash-equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source-stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra 5X RewardCash across eligible spend • Application, registration or activation required. See conditions. • Merchants: agnes-b-fleuriste, cantevole, casetify, la-boheme, royce, 屈臣氏酒窖 • Eligible merchants: agnes-b-fleuriste, cantevole, casetify, la-boheme, royce, 屈臣氏酒窖 • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration. • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash. • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X. • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded. • Spend is limited to the named other participating merchants and their qualifying Hong Kong transactions.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: agnes b fleuriste / cantevole / casetify / la boheme / royce / 屈臣氏酒窖 · Type: merchant
  • Benefit limit: Amount: 2000 · Applies to: extra 5X RewardCash across eligible spend · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: Source states HKD1 RewardCash per HKD250 spend for the base 1X and an extra 5X. Extra 5X = HKD5 per HKD250 = 2.0% of eligible spend. The source stated 2.4% is the combined base 1X plus extra 5X; no combined total is emitted.
  • Application or registration is required.
  • Register by 2026-10-31 through HSBC Reward+ or the HSBC rewards webpage and allocate the extra 5X to the selected category. The selection cannot be changed or withdrawn after registration.
  • The extra reward applies only to the first HKD100,000 of eligible spend during the promotion and is capped at HKD2,000 RewardCash.
  • The selected-category rule, merchant-code rules and source exclusions remain applicable; the source-stated 2.4% combines base 1X with this extra 5X.
  • Eligible spending is based on the source merchant code or transaction rules; electronic-wallet transactions, unposted, cancelled and refunded transactions are excluded.
  • Spend is limited to the named other participating merchants and their qualifying Hong Kong transactions.
  • 2026 Red Hot Rewards promotion: 2026-01-01 – 2026-12-31
Other
積分獎賞:$600 RewardCash
Conditions applyPointsMinimum spending: HK$5,800.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 5800 • Applies to all eligible spending, subject to the conditions. • New HSBC credit-card customer only; apply during the welcome-promotion period; receive an approved HSBC Gold primary card; accumulate at least HKD5,800 of eligible spend within the first 60 calendar days. • The card and account must remain valid and in good standing; applicants who cancelled any HSBC personal primary card during the prior 12 months and supplementary-card applicants are excluded. • Eligible spending is net posted spend under the source rules; fees, supplementary-card transactions, online or mobile-banking payments, stored-value or e-wallet transactions, cash advances, instalments, quasi-cash, wire transfers, gambling, tax, autopay, unposted, cancelled and refunded transactions are excluded. • One reward is available per eligible cardholder and is credited within two months after the eligibility check.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$5,800.00
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • New HSBC credit-card customer only; apply during the welcome-promotion period; receive an approved HSBC Gold primary card; accumulate at least HKD5,800 of eligible spend within the first 60 calendar days.
  • The card and account must remain valid and in good standing; applicants who cancelled any HSBC personal primary card during the prior 12 months and supplementary-card applicants are excluded.
  • Eligible spending is net posted spend under the source rules; fees, supplementary-card transactions, online or mobile-banking payments, stored-value or e-wallet transactions, cash advances, instalments, quasi-cash, wire transfers, gambling, tax, autopay, unposted, cancelled and refunded transactions are excluded.
  • One reward is available per eligible cardholder and is credited within two months after the eligibility check.
  • welcome promotion applications: 2026-03-01 – 2027-02-28
Other
積分獎賞:$200 RewardCash
Conditions applyPoints
——

This benefit does not apply to a purchase. • Customer: New customer • Application, registration or activation required. See conditions. • New HSBC credit-card customer; activate the HSBC Gold card within the first 60 calendar days; successfully apply for and receive approval for a Cash Instalment Plan with an approved withdrawal amount of at least HKD20,000 and a repayment period of at least 12 months. • One reward is available per eligible cardholder; the card and account must remain valid and in good standing. Early repayment or cancellation can remove or claw back the reward. • The reward is credited within six months after the approved funds transfer under the promotion terms.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • New HSBC credit-card customer; activate the HSBC Gold card within the first 60 calendar days; successfully apply for and receive approval for a Cash Instalment Plan with an approved withdrawal amount of at least HKD20,000 and a repayment period of at least 12 months.
  • One reward is available per eligible cardholder; the card and account must remain valid and in good standing. Early repayment or cancellation can remove or claw back the reward.
  • The reward is credited within six months after the approved funds transfer under the promotion terms.
  • cash instalment promotion: 2026-03-01 – 2027-02-28
2424/BEABEA Visa Signature CardBEA Visa Signature Card · Generic credit card image2%HK$20.00
BEA Visa Signature Card · Generic credit card image
24BEA

BEA Visa Signature Card

Conditions apply

HK$20.002%
Other
HK$5.000.5%
PointsCap: HK$50.00 · per month
CapHK$5.00 / HK$50.00
Calculation
Total savingHK$20.00
  • Visa Signature foreign currency retail spending: extra 3 Bonus Points per HK$1: HK$15.00
  • Visa Signature eligible retail spending: 1 Bonus Point per HK$1: HK$5.00
Terms & conditions

Calculation assumptions

  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Assumes the full reward limit is still available. Government Department transactions and Octopus Automatic Added Value Service reloads, per Eligible Account
  • Cash-equivalent calculation: 3 Bonus Points per HK$1 spend × (HK$1 ÷ 200 Bonus Points) × 100 = 1.5%. Source amount: HK$1 per 200 Bonus Points (master-reward-tnc_en.pdf, p.2, clause 15, ineligible-transaction value rule). Bonus Points round down per individual transaction; cents do not count. Redemption details are not in allowed files.
  • Limit applies to: Visa Signature foreign currency retail Extra Reward
  • Eligible categories: 海外簽賬
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  • Cash-equivalent calculation: 1 Bonus Point per HK$1 spend × (HK$1 ÷ 200 Bonus Points) × 100 = 0.5%. Source amount: HK$1 per 200 Bonus Points (master-reward-tnc_en.pdf, p.2, clause 15, ineligible-transaction value rule). Bonus Points round down per individual transaction; cents do not count. Redemption details are not in allowed files. Original cap: 10,000 points/month × HK$1 ÷ 200 points = HK$50/month for Government Department transactions and Octopus Automatic Added Value Service reloads, per Eligible Account.
  • Limit: 50 HKD · Per Month
  • Limit applies to: Government Department transactions and Octopus Automatic Added Value Service reloads, per Eligible Account
  • Applies to all eligible spending, subject to the conditions.
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Visa Signature foreign currency retail spending: extra 3 Bonus Points per HK$1

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Applies to: Visa Signature foreign currency retail Extra Reward · Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: 3 Bonus Points per HK$1 spend × (HK$1 ÷ 200 Bonus Points) × 100 = 1.5%. Source amount: HK$1 per 200 Bonus Points (master reward tnc en.pdf, p.2, clause 15, ineligible transaction value rule). Bonus Points round down per individual transaction; cents do not count. Redemption details are not in allowed files.
  • Eligible foreign currency retail transactions are non-Hong Kong-dollar transactions made in or outside Hong Kong. The Extra Reward is 3X bonus points; the stated total is 4X, including the separate 1X Basic Reward. Extra Reward transactions use transaction date. Supermarket, travel agency and Government Department transactions, recurring transactions and autopay transactions are excluded. BEA determines eligibility by merchant codes or transaction types. Extra Reward is credited to the principal account between the 8th and 15th of the next calendar month. The HTML summary states 4X for overseas spending; it is retained as the same total reward, not as additional points.
  • Extra Reward promotional period: 2025-01-01 – 2026-12-31

Visa Signature eligible retail spending: 1 Bonus Point per HK$1

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Amount: 50 · Applies to: Government Department transactions and Octopus Automatic Added Value Service reloads, per Eligible Account · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: Cash equivalent calculation: 1 Bonus Point per HK$1 spend × (HK$1 ÷ 200 Bonus Points) × 100 = 0.5%. Source amount: HK$1 per 200 Bonus Points (master reward tnc en.pdf, p.2, clause 15, ineligible transaction value rule). Bonus Points round down per individual transaction; cents do not count. Redemption details are not in allowed files. Original cap: 10,000 points/month × HK$1 ÷ 200 points = HK$50/month for Government Department transactions and Octopus Automatic Added Value Service reloads, per Eligible Account.
  • Basic Reward applies to retail spending with the Visa Signature Card. Principal and related supplementary accounts count as one Eligible Account. Transactions are determined by post date and merchant codes or transaction types. Points are rounded down for each individual transaction, excluding cents, and credited to the principal account in the next statement. Exclusions include cash advances; instalments, Cash in Hand, balance transfers and fund transfers; stored-value card or e-wallet purchases or top-ups except PayMe and Octopus Automatic Add Value Service; bill payments through BEA Cyberbanking channels; casino chips; fees and charges; unposted, cancelled, reserved or refunded transactions; card-present transactions at merchants with premises in the UK or European Economic Area; and insurance premiums. Monthly rewards for Government Department transactions and Octopus Automatic Add Value Service reloads are capped at 10,000 bonus points for this points card. BEA determines transaction eligibility.
Other offers
Local dining
Visa Signature local dining: extra 5 Bonus Points per HK$1
Points
——

Category or merchant does not match. • Cash-equivalent calculation: 5 Bonus Points per HK$1 spend × (HK$1 ÷ 200 Bonus Points) × 100 = 2.5%. Source amount: HK$1 per 200 Bonus Points (master-reward-tnc_en.pdf, p.2, clause 15, ineligible-transaction value rule). Bonus Points round down per individual transaction; cents do not count. Redemption details are not in allowed files. • Limit applies to: Visa Signature local dining Extra Reward • Eligible categories: 本地餐飲 • E • x • t • r • a • • R • e • w • a • r • d • • i • s • • 5 • X • • b • o • n • u • s • • p • o • i • n • t • s • • f • o • r • • e • l • i • g • i • b • l • e • • l • o • c • a • l • • d • i • n • i • n • g • • o • u • t • l • e • t • • s • p • e • n • d • i • n • g • . • • T • h • e • • s • t • a • t • e • d • • t • o • t • a • l • • i • s • • 6 • X • , • • i • n • c • l • u • d • i • n • g • • t • h • e • • s • e • p • a • r • a • t • e • • 1 • X • • B • a • s • i • c • • R • e • w • a • r • d • . • • E • x • t • r • a • • R • e • w • a • r • d • • t • r • a • n • s • a • c • t • i • o • n • s • • u • s • e • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • . • • S • u • p • e • r • m • a • r • k • e • t • , • • t • r • a • v • e • l • • a • g • e • n • c • y • • a • n • d • • G • o • v • e • r • n • m • e • n • t • • D • e • p • a • r • t • m • e • n • t • • t • r • a • n • s • a • c • t • i • o • n • s • , • • r • e • c • u • r • r • i • n • g • • t • r • a • n • s • a • c • t • i • o • n • s • • a • n • d • • a • u • t • o • p • a • y • • t • r • a • n • s • a • c • t • i • o • n • s • • a • r • e • • e • x • c • l • u • d • e • d • . • • B • E • A • • d • e • t • e • r • m • i • n • e • s • • e • l • i • g • i • b • i • l • i • t • y • • b • y • • m • e • r • c • h • a • n • t • • c • o • d • e • s • • o • r • • t • r • a • n • s • a • c • t • i • o • n • • t • y • p • e • s • . • • E • x • t • r • a • • R • e • w • a • r • d • • i • s • • c • r • e • d • i • t • e • d • • t • o • • t • h • e • • p • r • i • n • c • i • p • a • l • • a • c • c • o • u • n • t • • b • e • t • w • e • e • n • • t • h • e • • 8 • t • h • • a • n • d • • 1 • 5 • t • h • • o • f • • t • h • e • • n • e • x • t • • c • a • l • e • n • d • a • r • • m • o • n • t • h • . • • T • h • e • • H • T • M • L • • s • u • m • m • a • r • y • • s • t • a • t • e • s • • 6 • X • • a • t • • d • i • n • i • n • g • • o • u • t • l • e • t • s • • i • n • • H • o • n • g • • K • o • n • g • ; • • i • t • • i • s • • r • e • t • a • i • n • e • d • • a • s • • t • h • e • • s • a • m • e • • t • o • t • a • l • • r • e • w • a • r • d • , • • n • o • t • • a • s • • a • d • d • i • t • i • o • n • a • l • • p • o • i • n • t • s • .

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 本地餐飲 · Type: category
  • Benefit limit: Applies to: Visa Signature local dining Extra Reward · Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: 5 Bonus Points per HK$1 spend × (HK$1 ÷ 200 Bonus Points) × 100 = 2.5%. Source amount: HK$1 per 200 Bonus Points (master reward tnc en.pdf, p.2, clause 15, ineligible transaction value rule). Bonus Points round down per individual transaction; cents do not count. Redemption details are not in allowed files.
  • Extra Reward is 5X bonus points for eligible local dining outlet spending. The stated total is 6X, including the separate 1X Basic Reward. Extra Reward transactions use transaction date. Supermarket, travel agency and Government Department transactions, recurring transactions and autopay transactions are excluded. BEA determines eligibility by merchant codes or transaction types. Extra Reward is credited to the principal account between the 8th and 15th of the next calendar month. The HTML summary states 6X at dining outlets in Hong Kong; it is retained as the same total reward, not as additional points.
  • Extra Reward promotional period: 2025-01-01 – 2026-12-31
Travel
Visa Signature: 1 free 7-day Blue Cross travel insurance plan
Conditions applyTravelMinimum spending: HK$60,000.00Cap: 2 plans · not stated
——

The source calendar restrictions cannot be confirmed for this date. • Limit: 2 plans • Limit applies to: Free travel insurance plans during the current enrolment period • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 60000 • An Eligible Account with HK$60,000 eligible spending in one calendar year earns one 7-day plan in the following calendar year. Principal and supplementary accounts count as one Eligible Account. If the account is issued during the year, the spend requirement is prorated at HK$5,000 per month from the month after issuance. • The HTML requires enrolment. Enrol online or call 2839 6377 on weekdays from 9:00 a.m. to 5:30 p.m.; the hotline is closed on weekends and public holidays. Cardholders can check entitlement through Cyberbanking before enrolment. Confirmation is sent by SMS and email on the enrolment day. Plan validity is based on the enrolment date. • The family plan covers the cardholder, spouse, and an unlimited number of unmarried children under age 18. Eligible cardholders may use up to two free plans during the current enrolment period. Companion-plan enrolment is directed to Insurance Services; the source does not say a companion plan is free. • The policy covers travel outside Hong Kong for the period shown on the Enrollment Confirmation; it is for one trip, not annual multi-trip cover. An unavoidable delay can extend cover by up to 10 days. Schedule limits in HK$: medical expenses 600,000; room and board 3,000 per day; follow-up medical expenses 60,000, including a 3,000 Chinese bone-setting and acupuncture sub-limit, up to one visit per day at 200 per visit; trauma counselling 20,000, up to one visit per day at 2,000 per visit; overseas hospital cash 6,000 at 500 per day; compulsory quarantine cash 10,000 at 500 per day; emergency evacuation unlimited; repatriation unlimited; hospital deposit guarantee 40,000; additional travel and accommodation costs including caring visits 20,000; return of insured children 15,000; repatriation of mortal remains unlimited; compassionate death 10,000; Personal Accident including terrorism 600,000; third-degree major burns 100,000; cancellation 6,000; trip curtailment 6,000; travel delay cash allowance 500 at 250 per full six-hour delay; additional public transport 2,000; overseas accommodation 2,000; departure cancellation 3,000; airline wind-up 1,000; baggage delay 500; baggage 5,000 per article or pair/set, with 3,000 sports equipment and 2,000 other items; loss of travel documents 5,000 with additional transport and accommodation sub-limit 1,000 per day; personal money 2,000; home contents 6,000 with 2,000 per article or pair/set; personal liability 1,000,000; credit card protection 20,000; golfer hole-in-one 1,000. • Age limits: no cover below six weeks; medical expense limit is 30% for age 70 or above; Personal Accident limit is 30% below age 18 or from age 70; Personal Money does not apply below age 10; hole-in-one excludes persons below 18 and professional golfers. Prior approval is required for emergency assistance or hospital deposit guarantees. No direct billing applies except for services arranged through Blue Cross Worldwide Emergency Aid. General and benefit-specific exclusions apply, including pre-existing, congenital or hereditary conditions; pregnancy-related conditions; HIV/AIDS; war and civil unrest; nuclear risks; intentional or self-inflicted injury; suicide; alcohol or non-prescribed drugs; and specified hazardous activities and occupations. Claims require written notice within 30 days after policy expiry and relevant original receipts, reports and supporting documents. The full policy's benefit-specific exclusions and claim rules also apply. • The HTML references premium schedule images for eligible and other cardholders, but those images are not retained. The linked policy is present as a retained PDF and supports the policy conditions above.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Requirements: Period spend ≥: HK$60,000.00
  • Benefit limit: Amount: 2 · Applies to: Free travel insurance plans during the current enrolment period · Period: not stated · Type: limited · Unit: plans
  • Application or registration is required.
  • An Eligible Account with HK$60,000 eligible spending in one calendar year earns one 7-day plan in the following calendar year. Principal and supplementary accounts count as one Eligible Account. If the account is issued during the year, the spend requirement is prorated at HK$5,000 per month from the month after issuance.
  • The HTML requires enrolment. Enrol online or call 2839 6377 on weekdays from 9:00 a.m. to 5:30 p.m.; the hotline is closed on weekends and public holidays. Cardholders can check entitlement through Cyberbanking before enrolment. Confirmation is sent by SMS and email on the enrolment day. Plan validity is based on the enrolment date.
  • The family plan covers the cardholder, spouse, and an unlimited number of unmarried children under age 18. Eligible cardholders may use up to two free plans during the current enrolment period. Companion-plan enrolment is directed to Insurance Services; the source does not say a companion plan is free.
  • The policy covers travel outside Hong Kong for the period shown on the Enrollment Confirmation; it is for one trip, not annual multi-trip cover. An unavoidable delay can extend cover by up to 10 days. Schedule limits in HK$: medical expenses 600,000; room and board 3,000 per day; follow-up medical expenses 60,000, including a 3,000 Chinese bone-setting and acupuncture sub-limit, up to one visit per day at 200 per visit; trauma counselling 20,000, up to one visit per day at 2,000 per visit; overseas hospital cash 6,000 at 500 per day; compulsory quarantine cash 10,000 at 500 per day; emergency evacuation unlimited; repatriation unlimited; hospital deposit guarantee 40,000; additional travel and accommodation costs including caring visits 20,000; return of insured children 15,000; repatriation of mortal remains unlimited; compassionate death 10,000; Personal Accident including terrorism 600,000; third-degree major burns 100,000; cancellation 6,000; trip curtailment 6,000; travel delay cash allowance 500 at 250 per full six-hour delay; additional public transport 2,000; overseas accommodation 2,000; departure cancellation 3,000; airline wind-up 1,000; baggage delay 500; baggage 5,000 per article or pair/set, with 3,000 sports equipment and 2,000 other items; loss of travel documents 5,000 with additional transport and accommodation sub-limit 1,000 per day; personal money 2,000; home contents 6,000 with 2,000 per article or pair/set; personal liability 1,000,000; credit card protection 20,000; golfer hole-in-one 1,000.
  • Age limits: no cover below six weeks; medical expense limit is 30% for age 70 or above; Personal Accident limit is 30% below age 18 or from age 70; Personal Money does not apply below age 10; hole-in-one excludes persons below 18 and professional golfers. Prior approval is required for emergency assistance or hospital deposit guarantees. No direct billing applies except for services arranged through Blue Cross Worldwide Emergency Aid. General and benefit-specific exclusions apply, including pre-existing, congenital or hereditary conditions; pregnancy-related conditions; HIV/AIDS; war and civil unrest; nuclear risks; intentional or self-inflicted injury; suicide; alcohol or non-prescribed drugs; and specified hazardous activities and occupations. Claims require written notice within 30 days after policy expiry and relevant original receipts, reports and supporting documents. The full policy's benefit-specific exclusions and claim rules also apply.
  • The HTML references premium schedule images for eligible and other cardholders, but those images are not retained. The linked policy is present as a retained PDF and supports the policy conditions above.
  • 2026 Free Travel Insurance promotion: 2026-01-01 – 2026-12-31
Travel
Visa Signature: 2 free 7-day Blue Cross travel insurance plans
Conditions applyTravelMinimum spending: HK$90,000.00Cap: 2 plans · not stated
——

The source calendar restrictions cannot be confirmed for this date. • Limit: 2 plans • Limit applies to: Free travel insurance plans during the current enrolment period • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 90000 • An Eligible Account with HK$90,000 eligible spending in one calendar year earns two 7-day plans in the following calendar year. Principal and supplementary accounts count as one Eligible Account. If the account is issued during the year, the spend requirement is prorated at HK$7,500 per month from the month after issuance. • The HTML requires enrolment. Enrol online or call 2839 6377 on weekdays from 9:00 a.m. to 5:30 p.m.; the hotline is closed on weekends and public holidays. Cardholders can check entitlement through Cyberbanking before enrolment. Confirmation is sent by SMS and email on the enrolment day. Plan validity is based on the enrolment date. • The family plan covers the cardholder, spouse, and an unlimited number of unmarried children under age 18. Eligible cardholders may use up to two free plans during the current enrolment period. Companion-plan enrolment is directed to Insurance Services; the source does not say a companion plan is free. • The policy covers travel outside Hong Kong for the period shown on the Enrollment Confirmation; it is for one trip, not annual multi-trip cover. An unavoidable delay can extend cover by up to 10 days. Schedule limits in HK$: medical expenses 600,000; room and board 3,000 per day; follow-up medical expenses 60,000, including a 3,000 Chinese bone-setting and acupuncture sub-limit, up to one visit per day at 200 per visit; trauma counselling 20,000, up to one visit per day at 2,000 per visit; overseas hospital cash 6,000 at 500 per day; compulsory quarantine cash 10,000 at 500 per day; emergency evacuation unlimited; repatriation unlimited; hospital deposit guarantee 40,000; additional travel and accommodation costs including caring visits 20,000; return of insured children 15,000; repatriation of mortal remains unlimited; compassionate death 10,000; Personal Accident including terrorism 600,000; third-degree major burns 100,000; cancellation 6,000; trip curtailment 6,000; travel delay cash allowance 500 at 250 per full six-hour delay; additional public transport 2,000; overseas accommodation 2,000; departure cancellation 3,000; airline wind-up 1,000; baggage delay 500; baggage 5,000 per article or pair/set, with 3,000 sports equipment and 2,000 other items; loss of travel documents 5,000 with additional transport and accommodation sub-limit 1,000 per day; personal money 2,000; home contents 6,000 with 2,000 per article or pair/set; personal liability 1,000,000; credit card protection 20,000; golfer hole-in-one 1,000. • Age limits: no cover below six weeks; medical expense limit is 30% for age 70 or above; Personal Accident limit is 30% below age 18 or from age 70; Personal Money does not apply below age 10; hole-in-one excludes persons below 18 and professional golfers. Prior approval is required for emergency assistance or hospital deposit guarantees. No direct billing applies except for services arranged through Blue Cross Worldwide Emergency Aid. General and benefit-specific exclusions apply, including pre-existing, congenital or hereditary conditions; pregnancy-related conditions; HIV/AIDS; war and civil unrest; nuclear risks; intentional or self-inflicted injury; suicide; alcohol or non-prescribed drugs; and specified hazardous activities and occupations. Claims require written notice within 30 days after policy expiry and relevant original receipts, reports and supporting documents. The full policy's benefit-specific exclusions and claim rules also apply. • The HTML references premium schedule images for eligible and other cardholders, but those images are not retained. The linked policy is present as a retained PDF and supports the policy conditions above.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Requirements: Period spend ≥: HK$90,000.00
  • Benefit limit: Amount: 2 · Applies to: Free travel insurance plans during the current enrolment period · Period: not stated · Type: limited · Unit: plans
  • Application or registration is required.
  • An Eligible Account with HK$90,000 eligible spending in one calendar year earns two 7-day plans in the following calendar year. Principal and supplementary accounts count as one Eligible Account. If the account is issued during the year, the spend requirement is prorated at HK$7,500 per month from the month after issuance.
  • The HTML requires enrolment. Enrol online or call 2839 6377 on weekdays from 9:00 a.m. to 5:30 p.m.; the hotline is closed on weekends and public holidays. Cardholders can check entitlement through Cyberbanking before enrolment. Confirmation is sent by SMS and email on the enrolment day. Plan validity is based on the enrolment date.
  • The family plan covers the cardholder, spouse, and an unlimited number of unmarried children under age 18. Eligible cardholders may use up to two free plans during the current enrolment period. Companion-plan enrolment is directed to Insurance Services; the source does not say a companion plan is free.
  • The policy covers travel outside Hong Kong for the period shown on the Enrollment Confirmation; it is for one trip, not annual multi-trip cover. An unavoidable delay can extend cover by up to 10 days. Schedule limits in HK$: medical expenses 600,000; room and board 3,000 per day; follow-up medical expenses 60,000, including a 3,000 Chinese bone-setting and acupuncture sub-limit, up to one visit per day at 200 per visit; trauma counselling 20,000, up to one visit per day at 2,000 per visit; overseas hospital cash 6,000 at 500 per day; compulsory quarantine cash 10,000 at 500 per day; emergency evacuation unlimited; repatriation unlimited; hospital deposit guarantee 40,000; additional travel and accommodation costs including caring visits 20,000; return of insured children 15,000; repatriation of mortal remains unlimited; compassionate death 10,000; Personal Accident including terrorism 600,000; third-degree major burns 100,000; cancellation 6,000; trip curtailment 6,000; travel delay cash allowance 500 at 250 per full six-hour delay; additional public transport 2,000; overseas accommodation 2,000; departure cancellation 3,000; airline wind-up 1,000; baggage delay 500; baggage 5,000 per article or pair/set, with 3,000 sports equipment and 2,000 other items; loss of travel documents 5,000 with additional transport and accommodation sub-limit 1,000 per day; personal money 2,000; home contents 6,000 with 2,000 per article or pair/set; personal liability 1,000,000; credit card protection 20,000; golfer hole-in-one 1,000.
  • Age limits: no cover below six weeks; medical expense limit is 30% for age 70 or above; Personal Accident limit is 30% below age 18 or from age 70; Personal Money does not apply below age 10; hole-in-one excludes persons below 18 and professional golfers. Prior approval is required for emergency assistance or hospital deposit guarantees. No direct billing applies except for services arranged through Blue Cross Worldwide Emergency Aid. General and benefit-specific exclusions apply, including pre-existing, congenital or hereditary conditions; pregnancy-related conditions; HIV/AIDS; war and civil unrest; nuclear risks; intentional or self-inflicted injury; suicide; alcohol or non-prescribed drugs; and specified hazardous activities and occupations. Claims require written notice within 30 days after policy expiry and relevant original receipts, reports and supporting documents. The full policy's benefit-specific exclusions and claim rules also apply.
  • The HTML references premium schedule images for eligible and other cardholders, but those images are not retained. The linked policy is present as a retained PDF and supports the policy conditions above.
  • 2026 Free Travel Insurance promotion: 2026-01-01 – 2026-12-31
Loans and installments
Visa Signature retail purchases: up to 56 days interest-free
Financing
——

No comparable purchase saving is specified for this benefit type. • Limit applies to: BEA Visa Signature interest-free period • Applies to all eligible spending, subject to the conditions. • N • o • • i • n • t • e • r • e • s • t • • i • s • • c • h • a • r • g • e • d • • i • f • • t • h • e • • s • t • a • t • e • m • e • n • t • • b • a • l • a • n • c • e • • i • s • • p • a • i • d • • i • n • • f • u • l • l • • b • y • • t • h • e • • d • u • e • • d • a • t • e • • e • a • c • h • • m • o • n • t • h • . • • T • h • e • • p • e • r • i • o • d • • d • e • p • e • n • d • s • • o • n • • w • h • e • n • • t • h • e • • p • u • r • c • h • a • s • e • • i • s • • m • a • d • e • • i • n • • t • h • e • • s • t • a • t • e • m • e • n • t • • c • y • c • l • e • . • • O • t • h • e • r • w • i • s • e • , • • i • n • t • e • r • e • s • t • • a • p • p • l • i • e • s • • d • a • i • l • y • • t • o • • t • h • e • • u • n • p • a • i • d • • p • r • e • v • i • o • u • s • • s • t • a • t • e • m • e • n • t • • b • a • l • a • n • c • e • • f • r • o • m • • t • h • e • • p • r • e • v • i • o • u • s • • s • t • a • t • e • m • e • n • t • • d • a • t • e • • a • n • d • • t • o • • e • a • c • h • • n • e • w • • t • r • a • n • s • a • c • t • i • o • n • • f • r • o • m • • i • t • s • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • • u • n • t • i • l • • p • a • y • m • e • n • t • • i • n • • f • u • l • l • . • • T • h • e • • K • F • S • • l • i • s • t • s • • O • t • h • e • r • • B • E • A • • C • r • e • d • i • t • • C • a • r • d • s • • r • a • t • e • s • , • • w • h • i • c • h • • i • n • c • l • u • d • e • • V • i • s • a • • S • i • g • n • a • t • u • r • e • : • • r • e • t • a • i • l • • p • u • r • c • h • a • s • e • • i • n • t • e • r • e • s • t • • r • a • t • e • • 3 • 1 • . • 0 • 8 • % • • p • . • a • . • • a • n • d • • A • P • R • • 3 • 5 • . • 9 • 1 • % • • ( • m • o • n • t • h • l • y • • r • a • t • e • • 2 • . • 5 • 9 • % • ) • , • • s • u • b • j • e • c • t • • t • o • • r • e • v • i • e • w • ; • • c • a • s • h • • a • d • v • a • n • c • e • • i • n • t • e • r • e • s • t • • r • a • t • e • • 2 • 9 • . • 0 • 1 • % • • p • . • a • . • • a • n • d • • A • P • R • • 3 • 5 • . • 9 • 1 • % • • ( • m • o • n • t • h • l • y • • r • a • t • e • • 2 • . • 4 • 2 • % • ) • , • • c • h • a • r • g • e • d • • d • a • i • l • y • • f • r • o • m • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • • u • n • t • i • l • • p • a • i • d • . • • A • • d • e • l • i • n • q • u • e • n • t • • A • P • R • • o • f • • 3 • 5 • . • 9 • 1 • % • • m • a • y • • a • p • p • l • y • • a • f • t • e • r • • t • h • e • • m • i • n • i • m • u • m • • p • a • y • m • e • n • t • • i • s • • m • i • s • s • e • d • • f • o • r • • t • w • o • • c • o • n • s • e • c • u • t • i • v • e • • m • o • n • t • h • s • : • • 2 • . • 5 • 9 • % • • m • o • n • t • h • l • y • • f • o • r • • r • e • t • a • i • l • • p • u • r • c • h • a • s • e • s • • a • n • d • • 2 • . • 4 • 2 • % • • m • o • n • t • h • l • y • • f • o • r • • c • a • s • h • • a • d • v • a • n • c • e • s • .

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: BEA Visa Signature interest free period · Period: not stated · Type: not stated
  • No interest is charged if the statement balance is paid in full by the due date each month. The period depends on when the purchase is made in the statement cycle. Otherwise, interest applies daily to the unpaid previous statement balance from the previous statement date and to each new transaction from its transaction date until payment in full. The KFS lists Other BEA Credit Cards rates, which include Visa Signature: retail purchase interest rate 31.08% p.a. and APR 35.91% (monthly rate 2.59%), subject to review; cash advance interest rate 29.01% p.a. and APR 35.91% (monthly rate 2.42%), charged daily from the transaction date until paid. A delinquent APR of 35.91% may apply after the minimum payment is missed for two consecutive months: 2.59% monthly for retail purchases and 2.42% monthly for cash advances.
Concerts and tickets
Priority concert booking service(優惠值未列明)
Lifestyle
——

This benefit does not apply to a purchase. • T • h • e • • H • T • M • L • • s • t • a • t • e • s • • a • • p • r • i • o • r • i • t • y • • b • o • o • k • i • n • g • • s • e • r • v • i • c • e • • f • o • r • • c • o • n • c • e • r • t • s • . • • I • t • • d • o • e • s • • n • o • t • • i • d • e • n • t • i • f • y • • e • v • e • n • t • s • • o • r • • s • t • a • t • e • • b • o • o • k • i • n • g • • c • o • n • d • i • t • i • o • n • s • ; • • l • i • n • k • e • d • • d • e • t • a • i • l • s • • a • r • e • • n • o • t • • i • n • • t • h • e • • a • l • l • o • w • e • d • • s • o • u • r • c • e • .

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • The HTML states a priority booking service for concerts. It does not identify events or state booking conditions; linked details are not in the allowed source.
Other
Visa payWave contactless payment function(優惠值未列明)
LifestyleCap: HK$1,000.00 · per transaction
——

This benefit does not apply to a purchase. • Limit: 1000 HKD · Per Transaction • Limit applies to: Visa payWave contactless tap payment • T • h • e • • b • u • i • l • t • - • i • n • • c • o • n • t • a • c • t • l • e • s • s • • f • u • n • c • t • i • o • n • • a • l • l • o • w • s • • t • a • p • • p • a • y • m • e • n • t • s • • u • p • • t • o • • H • K • $ • 1 • , • 0 • 0 • 0 • • w • h • e • r • e • v • e • r • • V • i • s • a • • p • a • y • W • a • v • e • • i • s • • a • c • c • e • p • t • e • d • . • • T • h • e • • p • a • g • e • • r • e • f • e • r • s • • t • o • • t • h • e • • V • i • s • a • • C • a • r • d • • w • e • b • s • i • t • e • • f • o • r • • d • e • t • a • i • l • s • ; • • l • i • n • k • e • d • • c • o • n • t • e • n • t • • i • s • • n • o • t • • i • n • • t • h • e • • a • l • l • o • w • e • d • • s • o • u • r • c • e • .

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 1000 · Applies to: Visa payWave contactless tap payment · Currency: HKD · Period: per transaction · Type: limited · Unit: currency
  • The built-in contactless function allows tap payments up to HK$1,000 wherever Visa payWave is accepted. The page refers to the Visa Card website for details; linked content is not in the allowed source.
2525/ShanghaiShanghai Commercial Bank Business Credit CardShanghai Commercial Bank Business Credit Card1.6%HK$16.00
Shanghai Commercial Bank Business Credit Card
25Shanghai

Shanghai Commercial Bank Business Credit Card

Conditions apply

HK$16.001.6%
Overseas spending
海外簽賬:1.2% Cash Rebate
HK$12.001.2%
Conditions applyCashback
Other
現金回贈:HK$1 Cash Rebate for every HK$250 purchase
HK$4.000.4%
Cashback
Calculation
Total savingHK$16.00
  • 海外簽賬:1.2% Cash Rebate: HK$12.00
  • 現金回贈:HK$1 Cash Rebate for every HK$250 purchase: HK$4.00
Terms & conditions

Calculation assumptions

  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Source-stated 1.2% Cash Rebate, comprising 0.4% basic Cash Rebate and 0.8% Extra Cash Rebate for eligible overseas spending. The terms state that the Extra Cash Rebate is subject to a monthly maximum tied to the previous statement credit limit.
  • Application, registration or activation required. See conditions.
  • Eligible categories: 海外簽賬
  • The HTML page names Mastercard Business Credit Card; the formal terms name Mastercard Platinum Business Credit Card as the Eligible Card. The offer is kept for this Mastercard business-card variant only.
  • The offer applies to designated cardholders of the Eligible Card and new corporate accounts applied for during the Promotion Period.
  • Eligible overseas spending is any retail and online spending in foreign-currency transactions.
  • Eligible spending excludes outstanding balance, cash advance, balance transfer, bank-channel bill payments, credit-card charges, monthly instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transactions and top-ups, and unposted, unauthorised, cancelled, refunded, fraudulent or other bank-defined ineligible transactions.
  • Basic Cash Rebate is credited in the current monthly statement and Extra Cash Rebate in the next monthly statement.
  • The Extra Cash Rebate has a monthly maximum tied to the corresponding cash-rebate rate for the credit limit shown on the previous monthly statement, excluding temporary credit-limit increases. Spending above the monthly limit receives only the basic 0.4% Cash Rebate.
  • The card account must remain valid and in good standing during the Promotion Period and fulfilment period. Cash Rebate can only be applied against outstanding credit in the relevant account and cannot be withdrawn or transferred.
  • The Bank determines transaction eligibility from merchant codes, merchant names and transaction types defined by Mastercard or acquiring banks.
  • Cash-equivalent calculation: HK$1 cash rebate / HK$250 purchase = 0.4%. The source states a purchase-based cash-rebate conversion and no numeric cap or validity period.
  • Applies to all eligible spending, subject to the conditions.
  • The page identifies the product as Visa Business Credit Card and describes the card in the benefit text as Platinum Business Credit Card.
  • The source states Cash Rebate Reward Scheme as an alternative to the Bonus Point Reward Scheme.
  • The source does not state transaction exclusions, crediting timing, a cap or a validity period for this local reward.

海外簽賬:1.2% Cash Rebate

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated 1.2% Cash Rebate, comprising 0.4% basic Cash Rebate and 0.8% Extra Cash Rebate for eligible overseas spending. The terms state that the Extra Cash Rebate is subject to a monthly maximum tied to the previous statement credit limit.
  • Application or registration is required.
  • The HTML page names Mastercard Business Credit Card; the formal terms name Mastercard Platinum Business Credit Card as the Eligible Card. The offer is kept for this Mastercard business-card variant only.
  • The offer applies to designated cardholders of the Eligible Card and new corporate accounts applied for during the Promotion Period.
  • Eligible overseas spending is any retail and online spending in foreign-currency transactions.
  • Eligible spending excludes outstanding balance, cash advance, balance transfer, bank-channel bill payments, credit-card charges, monthly instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transactions and top-ups, and unposted, unauthorised, cancelled, refunded, fraudulent or other bank-defined ineligible transactions.
  • Basic Cash Rebate is credited in the current monthly statement and Extra Cash Rebate in the next monthly statement.
  • The Extra Cash Rebate has a monthly maximum tied to the corresponding cash-rebate rate for the credit limit shown on the previous monthly statement, excluding temporary credit-limit increases. Spending above the monthly limit receives only the basic 0.4% Cash Rebate.
  • The card account must remain valid and in good standing during the Promotion Period and fulfilment period. Cash Rebate can only be applied against outstanding credit in the relevant account and cannot be withdrawn or transferred.
  • The Bank determines transaction eligibility from merchant codes, merchant names and transaction types defined by Mastercard or acquiring banks.
  • Up to 1.2% Cash Rebate Promotion Period: 2025-02-17 – 2026-12-31

現金回贈:HK$1 Cash Rebate for every HK$250 purchase

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: HK$1 cash rebate / HK$250 purchase = 0.4%. The source states a purchase based cash rebate conversion and no numeric cap or validity period.
  • The page identifies the product as Visa Business Credit Card and describes the card in the benefit text as Platinum Business Credit Card.
  • The source states Cash Rebate Reward Scheme as an alternative to the Bonus Point Reward Scheme.
  • The source does not state transaction exclusions, crediting timing, a cap or a validity period for this local reward.
Other offers
Other
現金回贈:1% Cash Rebate
Conditions applyCashback
HK$10.001%

Alternative offer in the same group; only the best group offer is counted. • Source-stated 1% Cash Rebate, comprising 0.4% basic Cash Rebate and 0.6% Extra Cash Rebate for eligible local spending. The terms state that the Extra Cash Rebate is subject to a monthly maximum tied to the previous statement credit limit. • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • The HTML page names Mastercard Business Credit Card; the formal terms name Mastercard Platinum Business Credit Card as the Eligible Card. The offer is kept for this Mastercard business-card variant only. • The offer applies to designated cardholders of the Eligible Card and new corporate accounts applied for during the Promotion Period. • Eligible local spending is any retail and online spending in Hong Kong Dollar transactions. • Eligible spending excludes outstanding balance, cash advance, balance transfer, bank-channel bill payments, credit-card charges, monthly instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transactions and top-ups, and unposted, unauthorised, cancelled, refunded, fraudulent or other bank-defined ineligible transactions. • Basic Cash Rebate is credited in the current monthly statement and Extra Cash Rebate in the next monthly statement. • The Extra Cash Rebate has a monthly maximum tied to the corresponding cash-rebate rate for the credit limit shown on the previous monthly statement, excluding temporary credit-limit increases. Spending above the monthly limit receives only the basic 0.4% Cash Rebate. • The card account must remain valid and in good standing during the Promotion Period and fulfilment period. Cash Rebate can only be applied against outstanding credit in the relevant account and cannot be withdrawn or transferred. • The Bank determines transaction eligibility from merchant codes, merchant names and transaction types defined by Mastercard or acquiring banks.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source stated 1% Cash Rebate, comprising 0.4% basic Cash Rebate and 0.6% Extra Cash Rebate for eligible local spending. The terms state that the Extra Cash Rebate is subject to a monthly maximum tied to the previous statement credit limit.
  • Application or registration is required.
  • The HTML page names Mastercard Business Credit Card; the formal terms name Mastercard Platinum Business Credit Card as the Eligible Card. The offer is kept for this Mastercard business-card variant only.
  • The offer applies to designated cardholders of the Eligible Card and new corporate accounts applied for during the Promotion Period.
  • Eligible local spending is any retail and online spending in Hong Kong Dollar transactions.
  • Eligible spending excludes outstanding balance, cash advance, balance transfer, bank-channel bill payments, credit-card charges, monthly instalments, autopay, recurring transactions, Octopus automatic add-value, electronic-wallet or electronic-money transactions and top-ups, and unposted, unauthorised, cancelled, refunded, fraudulent or other bank-defined ineligible transactions.
  • Basic Cash Rebate is credited in the current monthly statement and Extra Cash Rebate in the next monthly statement.
  • The Extra Cash Rebate has a monthly maximum tied to the corresponding cash-rebate rate for the credit limit shown on the previous monthly statement, excluding temporary credit-limit increases. Spending above the monthly limit receives only the basic 0.4% Cash Rebate.
  • The card account must remain valid and in good standing during the Promotion Period and fulfilment period. Cash Rebate can only be applied against outstanding credit in the relevant account and cannot be withdrawn or transferred.
  • The Bank determines transaction eligibility from merchant codes, merchant names and transaction types defined by Mastercard or acquiring banks.
  • Up to 1.2% Cash Rebate Promotion Period: 2025-02-17 – 2026-12-31
Other
現金回贈:HK$500 Free Spending Credit
Conditions applyCashbackMinimum spending: HK$7,000.00Cap: HK$500.00 · promotion total
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Threshold-equivalent calculation: HK$500 Free Spending Credit / HK$7,000 minimum Eligible Transaction spending = 7.142857%, rounded to six decimal places. The effective rate can be lower above the threshold and the source states a fixed welcome gift. • Limit: 500 HKD · Promotion Total • Limit applies to: One Welcome Gift for each Eligible Credit Card • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 7000 • Applies to all eligible spending, subject to the conditions. • The HTML page names Mastercard Business Credit Card and states a HK$500 Free Spending Credit; the formal terms name Mastercard Platinum Business Credit Card as the Eligible Credit Card. The formal card name controls the eligibility description. • Corporate customers must successfully apply for the Eligible Credit Card during the Promotion Period. The welcome gift is only for corporate customers who did not hold any Corporate Credit Card or Business Credit Card of the Bank in the previous 12 months. • Each Eligible Credit Card can receive this welcome gift once under the promotion. The card account must be valid and in good standing during the redemption period. • Eligible Transaction means retail transactions, online purchases, and purchases or reloads of stored-value cards and e-wallets. The terms exclude cash advances, outstanding balances, balance transfers, bank-channel bill payments including tax, utilities and insurance payments, credit-card charges, unposted, unauthorised, cancelled, refunded, fraudulent and other unqualified transactions. • HK$500 Free Spending Credit is credited to the eligible HKD credit-card account within two months after the Spending Period. The credit cannot be changed after the gift choice is set; if no choice or more than one choice is given, Gift Code A0052 is assigned. • If the Cardholder cancels the Eligible Credit Card within 12 months from welcome-gift redemption, the Bank may charge an HK$600 administrative fee. • The gift is available while stock lasts, is not transferable, returnable or redeemable for cash, and is subject to supplier terms. The Bank may provide an alternative gift if the selected gift is out of stock.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$7,000.00
  • Benefit limit: Amount: 500 · Applies to: One Welcome Gift for each Eligible Credit Card · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Threshold equivalent calculation: HK$500 Free Spending Credit / HK$7,000 minimum Eligible Transaction spending = 7.142857%, rounded to six decimal places. The effective rate can be lower above the threshold and the source states a fixed welcome gift.
  • Application or registration is required.
  • The HTML page names Mastercard Business Credit Card and states a HK$500 Free Spending Credit; the formal terms name Mastercard Platinum Business Credit Card as the Eligible Credit Card. The formal card name controls the eligibility description.
  • Corporate customers must successfully apply for the Eligible Credit Card during the Promotion Period. The welcome gift is only for corporate customers who did not hold any Corporate Credit Card or Business Credit Card of the Bank in the previous 12 months.
  • Each Eligible Credit Card can receive this welcome gift once under the promotion. The card account must be valid and in good standing during the redemption period.
  • Eligible Transaction means retail transactions, online purchases, and purchases or reloads of stored-value cards and e-wallets. The terms exclude cash advances, outstanding balances, balance transfers, bank-channel bill payments including tax, utilities and insurance payments, credit-card charges, unposted, unauthorised, cancelled, refunded, fraudulent and other unqualified transactions.
  • HK$500 Free Spending Credit is credited to the eligible HKD credit-card account within two months after the Spending Period. The credit cannot be changed after the gift choice is set; if no choice or more than one choice is given, Gift Code A0052 is assigned.
  • If the Cardholder cancels the Eligible Credit Card within 12 months from welcome-gift redemption, the Bank may charge an HK$600 administrative fee.
  • The gift is available while stock lasts, is not transferable, returnable or redeemable for cash, and is subject to supplier terms. The Bank may provide an alternative gift if the selected gift is out of stock.
  • Mastercard Platinum Business Credit Card Welcome Gift Promotion Period: 2026-04-01 – 2026-12-31
Insurance
保險:HK$500 supermarket coupon
Conditions applyGiftMinimum spending: HK$5,000.00Cap: HK$500.00 · promotion total
——

Category or merchant does not match. • Fixed supermarket coupon; the source does not state a percentage of the insurance premium. • Limit: 500 HKD · Promotion Total • Limit applies to: Each eligible General Insurance Policy arranged during the Promotion Period • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 5000 • Eligible categories: 保險 • The offer applies to designated cardholders of the Mastercard Platinum Business Credit Card and new corporate accounts applied for during the Promotion Period. • A HK$500 supermarket coupon is given for a General Insurance Policy insured in the Cardholder name, arranged by the Bank during the Promotion Period, when the premium excluding levy is at least HK$5,000 and is paid with the Eligible Card. • The insurance policy is underwritten and issued by Paofoong Insurance Company (Hong Kong) Limited. The policy is a Paofoong product, not a Bank product; policy acceptance, service and policy liability remain with Paofoong. • The local source does not provide the policy coverage, exclusions or detailed premium terms. The linked policy document is not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 保險 · Type: category
  • Minimum requirement: Period: per transaction · Spend: HK$5,000.00
  • Benefit limit: Amount: 500 · Applies to: Each eligible General Insurance Policy arranged during the Promotion Period · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: Fixed supermarket coupon; the source does not state a percentage of the insurance premium.
  • Application or registration is required.
  • The offer applies to designated cardholders of the Mastercard Platinum Business Credit Card and new corporate accounts applied for during the Promotion Period.
  • A HK$500 supermarket coupon is given for a General Insurance Policy insured in the Cardholder name, arranged by the Bank during the Promotion Period, when the premium excluding levy is at least HK$5,000 and is paid with the Eligible Card.
  • The insurance policy is underwritten and issued by Paofoong Insurance Company (Hong Kong) Limited. The policy is a Paofoong product, not a Bank product; policy acceptance, service and policy liability remain with Paofoong.
  • The local source does not provide the policy coverage, exclusions or detailed premium terms. The linked policy document is not used as evidence.
  • Selected Commercial Insurance Products Offer Promotion Period: 2025-02-17 – 2026-12-31
Insurance
保險:Free Corporate Liability
Other
——

This benefit does not apply to a purchase. • The page names a free corporate-liability benefit but gives no amount, coverage, cap, validity period or percentage. • The Mastercard Business Credit Card page lists Free Corporate Liability under Other Privileges. • The local source does not state the coverage, insurer, policy term, claim conditions or application step. Linked pages are not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The page names a free corporate liability benefit but gives no amount, coverage, cap, validity period or percentage.
  • The Mastercard Business Credit Card page lists Free Corporate Liability under Other Privileges.
  • The local source does not state the coverage, insurer, policy term, claim conditions or application step. Linked pages are not used as evidence.
Other
折扣優惠:Discounts on software and services for each Business Credit Card
Discount
——

This benefit does not apply to a purchase. • The page states a discount benefit but gives no rate or cap. • The page states that each Business Credit Card comes with a range of software and services discounts. • The page gives Shopify, Regus, Hubspot, Kaspersky and Priority Pass as examples and uses “etc.”; the complete list and terms are not present locally. • The external Easysavings Specials site is a link target and is not used as evidence.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The page states a discount benefit but gives no rate or cap.
  • The page states that each Business Credit Card comes with a range of software and services discounts.
  • The page gives Shopify, Regus, Hubspot, Kaspersky and Priority Pass as examples and uses “etc.”; the complete list and terms are not present locally.
  • The external Easysavings Specials site is a link target and is not used as evidence.
Other
費用豁免:Annual fee waiver
Fee Waiver
——

This benefit does not apply to a purchase. • This is a fee waiver, not a spending percentage. • The page states an annual fee waiver for the first year for the Mastercard Business Credit Card. • The page does not state a later annual-fee amount or a separate application condition for the waiver.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: This is a fee waiver, not a spending percentage.
  • The page states an annual fee waiver for the first year for the Mastercard Business Credit Card.
  • The page does not state a later annual-fee amount or a separate application condition for the waiver.
Other
積分獎賞:Bonus Point Reward Scheme for the Visa Business Credit Card(優惠值未列明)
Points
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • The page names the Bonus Point Reward Scheme but gives no points earning rate, redemption ratio, cap or percentage in the local evidence. • Applies to all eligible spending, subject to the conditions. • The page identifies the product as Visa Business Credit Card and describes the card in the benefit text as Platinum Business Credit Card. • The Bonus Point Reward Scheme is an alternative to the stated HK$1 per HK$250 Cash Rebate Reward Scheme; the two alternatives must not be counted together. • The linked redemption page is not used as evidence, so the points earning and redemption details remain unknown.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The page names the Bonus Point Reward Scheme but gives no points earning rate, redemption ratio, cap or percentage in the local evidence.
  • The page identifies the product as Visa Business Credit Card and describes the card in the benefit text as Platinum Business Credit Card.
  • The Bonus Point Reward Scheme is an alternative to the stated HK$1 per HK$250 Cash Rebate Reward Scheme; the two alternatives must not be counted together.
  • The linked redemption page is not used as evidence, so the points earning and redemption details remain unknown.
Other
費用豁免:Annual fee waiver
Fee Waiver
——

This benefit does not apply to a purchase. • This is a fee waiver, not a spending percentage. • The page states an annual fee waiver for the first year for the Visa Business Credit Card, whose benefit text calls it the Platinum Business Credit Card. • The page does not state a later annual-fee amount or a separate application condition for the waiver.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: This is a fee waiver, not a spending percentage.
  • The page states an annual fee waiver for the first year for the Visa Business Credit Card, whose benefit text calls it the Platinum Business Credit Card.
  • The page does not state a later annual-fee amount or a separate application condition for the waiver.
Other
現金回贈:HK$1 Cash Rebate for every HK$250 purchase
Cashback
HK$4.000.4%

Not counted: this offer has the same calculation values as another offer. • Cash-equivalent calculation: HK$1 cash rebate / HK$250 purchase = 0.4%. The source states a purchase-based cash-rebate conversion and no numeric cap or validity period. • Applies to all eligible spending, subject to the conditions. • The page identifies the product as Dual Currency Diamond Corporate Credit Card. • The source states Cash Rebate Reward Scheme as an alternative to the Bonus Point Reward Scheme. • The source does not state transaction exclusions, crediting timing, a cap or a validity period for this local reward.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: HK$1 cash rebate / HK$250 purchase = 0.4%. The source states a purchase based cash rebate conversion and no numeric cap or validity period.
  • The page identifies the product as Dual Currency Diamond Corporate Credit Card.
  • The source states Cash Rebate Reward Scheme as an alternative to the Bonus Point Reward Scheme.
  • The source does not state transaction exclusions, crediting timing, a cap or a validity period for this local reward.
Other
積分獎賞:Bonus Point Reward Scheme for the Dual Currency Diamond Corporate Credit Card(優惠值未列明)
Points
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • The page names the Bonus Point Reward Scheme but gives no points earning rate, redemption ratio, cap or percentage in the local evidence. • Applies to all eligible spending, subject to the conditions. • The page identifies the product as Dual Currency Diamond Corporate Credit Card. • The Bonus Point Reward Scheme is an alternative to the stated HK$1 per HK$250 Cash Rebate Reward Scheme; the two alternatives must not be counted together. • The linked redemption page is not used as evidence, so the points earning and redemption details remain unknown.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The page names the Bonus Point Reward Scheme but gives no points earning rate, redemption ratio, cap or percentage in the local evidence.
  • The page identifies the product as Dual Currency Diamond Corporate Credit Card.
  • The Bonus Point Reward Scheme is an alternative to the stated HK$1 per HK$250 Cash Rebate Reward Scheme; the two alternatives must not be counted together.
  • The linked redemption page is not used as evidence, so the points earning and redemption details remain unknown.
Other
費用豁免:Annual fee waiver
Fee Waiver
——

This benefit does not apply to a purchase. • This is a fee waiver, not a spending percentage. • The page states an annual fee waiver for the first year for the Dual Currency Diamond Corporate Credit Card. • The page does not state a later annual-fee amount or a separate application condition for the waiver.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: This is a fee waiver, not a spending percentage.
  • The page states an annual fee waiver for the first year for the Dual Currency Diamond Corporate Credit Card.
  • The page does not state a later annual-fee amount or a separate application condition for the waiver.
Other
分期優惠:Up to 56 days interest-free period
Financing
——

This benefit does not apply to a purchase. • The source states a maximum number of days and payment conditions, not a spending percentage. • The KFS is a generic credit-card document linked from the business-card page and states an interest-free period of up to 56 days. • The KFS states that no interest-free period applies to cash advances or bill payment of other credit-card bills. • Interest is not charged when the statement balance is paid in full by the due date; otherwise the KFS describes daily interest on unpaid balances and new transactions.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a maximum number of days and payment conditions, not a spending percentage.
  • The KFS is a generic credit-card document linked from the business-card page and states an interest-free period of up to 56 days.
  • The KFS states that no interest-free period applies to cash advances or bill payment of other credit-card bills.
  • Interest is not charged when the statement balance is paid in full by the due date; otherwise the KFS describes daily interest on unpaid balances and new transactions.
  • KFS Effective Date: 2026-04-20 – Not stated
Other
費用豁免:Paper Statement Fee waived for Business / Corporate Credit Cards customers
Fee Waiver
——

This benefit does not apply to a purchase. • This is a fee waiver, not a spending percentage. • The KFS lists a Paper Statement Fee of HK$5 per month per account, then states that the fee is not applicable to Business / Corporate Credit Cards customers. • The KFS note also lists age, Comprehensive Social Security Assistance and Government Disability Allowance exceptions and provides a fee-waiver contact path for the latter cases.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: This is a fee waiver, not a spending percentage.
  • The KFS lists a Paper Statement Fee of HK$5 per month per account, then states that the fee is not applicable to Business / Corporate Credit Cards customers.
  • The KFS note also lists age, Comprehensive Social Security Assistance and Government Disability Allowance exceptions and provides a fee-waiver contact path for the latter cases.
  • KFS Effective Date: 2026-04-20 – Not stated
2626/StandardStandard Chartered Smart Credit CardStandard Chartered Smart Credit Card1.2%HK$12.00
Standard Chartered Smart Credit Card
26Standard

Standard Chartered Smart Credit Card

Conditions apply

HK$12.001.2%
Overseas spending
HK$12.001.2%
Cashbackresident
Calculation
Total savingHK$12.00
  • 外幣零售簽賬賺取 1.2% CashBack: HK$12.00
Terms & conditions

Calculation assumptions

  • Confirm offer eligibility: Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable..
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Limit applies to: Foreign currency retail transactions
  • Eligible categories: 海外簽賬
  • The product overview states 1.2% Cashback on foreign currency retail transactions.
  • Detailed Cashback terms give tiered Basic Cashback rates of 0.56% and 1.2%; the retained HTML does not state whether this foreign-currency feature is the same reward or an additional reward.
  • The retained HTML does not state whether foreign-currency Cashback follows the monthly-spend tiers.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

外幣零售簽賬賺取 1.2% CashBack

  • Eligibility: Audience: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Applies to: Foreign currency retail transactions · Period: not stated · Type: not stated
  • The product overview states 1.2% Cashback on foreign currency retail transactions.
  • Detailed Cashback terms give tiered Basic Cashback rates of 0.56% and 1.2%; the retained HTML does not state whether this foreign-currency feature is the same reward or an additional reward.
  • The retained HTML does not state whether foreign-currency Cashback follows the monthly-spend tiers.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.
Other offers
Other
指定商戶消費賺取 4.44% 額外 CashBack
CashbackresidentMinimum spending: HK$4,000.00Cap: HK$5,000.00 · per statement period
——

Category or merchant does not match. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit: 5000 HKD · Per Statement Period • Limit applies to: Eligible Transactions at Designated Merchants that qualify for Extra Cashback • Eligibility: Phase Spend Below: 15000; Phase Spend Min: 4000 • Merchants: china-mobile-hong-kong, s-ash, circle-k-convenience-store, foodpanda, hktvmall, klook, mcdonalds-hong-kong, parknshop, fusion, taste, international, food-le-parc, gourmet, great-food-hall, express, parknshop-frozen-food-stores, parknshop-eshop, watsons, sasa • Eligible merchants: china-mobile-hong-kong, s-ash, circle-k-convenience-store, foodpanda, hktvmall, klook, mcdonalds-hong-kong, parknshop, fusion, taste, international, food-le-parc, gourmet, great-food-hall, express, parknshop-frozen-food-stores, parknshop-eshop, watsons, sasa • Must sign up for and receive a Standard Chartered Smart Credit Card. • The page says no offer registration is required and the offer is available every day. • Monthly Eligible Spending is measured by monthly statement cycle. The source states no Cashback for a month when this spending is below HKD 4,000. • The source defines Eligible Transactions by Clause 3 of the linked Rewards Scheme Terms and Conditions. That definition is not in the retained HTML. • The source says eligible transactions must be completed and posted during a statement cycle in each month of 2026. This does not align clearly with the stated promotion end date of 3 January 2027. • Transactions above the HKD 5,000 extra-Cashback cap count as Other Eligible Transactions and may receive Basic Cashback. • Total Cashback includes Extra Cashback and Basic Cashback. The stated total is 5%. • Cashback for interest-free merchant instalments is awarded monthly, only on the instalment amount posted during the Promotion Period. • The transaction description must show the Designated Merchant name, as determined by the Bank. • The listed HK Ticketing promotion ended on 14 February 2026 and is excluded from this active merchant scope. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents. • The 5% rate applies at designated merchant outlets in Hong Kong SAR only. A digital-wallet transaction qualifies only if the designated merchant name appears in the credit-card statement description. • The 5% cashback includes the basic cashback. Monthly eligible spending must be at least HK$4,000. Spending above the Spending Cap is counted as other eligible transactions and receives the applicable basic rate. • The retained PDF does not state the promotion period, designated merchant list or Spending Cap amount. Its clause 2(b) directs readers to a website for those details; no linked page was used as evidence. • Eligible transactions and exclusions are the same as for basic cashback: retail transactions, including online transactions and interest-free monthly instalments, and Octopus Automatic Add-Value transactions, except card-account transfers or top-ups (including Octopus Wallet, Alipay, FPS and other digital payment accounts), insurance, bill payments through Standard Chartered Online Banking, Phone Banking or JET Payment Services, phone and mail orders, gambling and betting, securities brokers or dealers, listed non-financial-institution and financial-institution transactions, wholesale precious stones, metals, watches and jewellery, cash advances, balance transfers, Instalment Credit, Credit-to-Cash Preferential Annual Rate amounts, tax payments, financial charges and fees, and unposted, cancelled, refunded, falsified or unauthorised transactions. • Cashback is calculated on eligible transactions posted in a monthly statement cycle. Principal and supplementary card transactions on the same account count together. Cashback is rounded down to the nearest cent, is non-transferable, and is shown on the 360° Rewards Redemption Platform rather than automatically credited. The minimum redemption is HK$50 per account redemption. • For interest-free monthly instalments, cashback is awarded monthly only on the instalment amount posted in that month. The Bank may recover cashback after a related transaction is cancelled or refunded, forfeit cashback if the card account closes, or withhold cashback if the account is invalid or not in good financial standing or a minimum payment was late during the preceding 12 months. • The PDF states a 5% total Cashback at designated merchants and says this total includes basic Cashback. It is not an additional extra-Cashback rate.

  • Eligibility: Audience: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Eligible spending: Applies to: china mobile hong kong / s ash / circle k convenience store / foodpanda / hktvmall / klook / mcdonalds hong kong / parknshop / fusion / taste / international / food le parc / gourmet / great food hall / express / parknshop frozen food stores / parknshop eshop / watsons / sasa · Type: merchant
  • Requirements: Period spend <: HK$15,000.00 · Period spend ≥: HK$4,000.00
  • Benefit limit: Amount: 5000 · Applies to: Eligible Transactions at Designated Merchants that qualify for Extra Cashback · Currency: HKD · Period: per statement period · Type: limited · Unit: currency
  • Must sign up for and receive a Standard Chartered Smart Credit Card.
  • The page says no offer registration is required and the offer is available every day.
  • Monthly Eligible Spending is measured by monthly statement cycle. The source states no Cashback for a month when this spending is below HKD 4,000.
  • The source defines Eligible Transactions by Clause 3 of the linked Rewards Scheme Terms and Conditions. That definition is not in the retained HTML.
  • The source says eligible transactions must be completed and posted during a statement cycle in each month of 2026. This does not align clearly with the stated promotion end date of 3 January 2027.
  • Transactions above the HKD 5,000 extra-Cashback cap count as Other Eligible Transactions and may receive Basic Cashback.
  • Total Cashback includes Extra Cashback and Basic Cashback. The stated total is 5%.
  • Cashback for interest-free merchant instalments is awarded monthly, only on the instalment amount posted during the Promotion Period.
  • The transaction description must show the Designated Merchant name, as determined by the Bank.
  • The listed HK Ticketing promotion ended on 14 February 2026 and is excluded from this active merchant scope.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.
  • The 5% rate applies at designated merchant outlets in Hong Kong SAR only. A digital-wallet transaction qualifies only if the designated merchant name appears in the credit-card statement description.
  • The 5% cashback includes the basic cashback. Monthly eligible spending must be at least HK$4,000. Spending above the Spending Cap is counted as other eligible transactions and receives the applicable basic rate.
  • The retained PDF does not state the promotion period, designated merchant list or Spending Cap amount. Its clause 2(b) directs readers to a website for those details; no linked page was used as evidence.
  • Eligible transactions and exclusions are the same as for basic cashback: retail transactions, including online transactions and interest-free monthly instalments, and Octopus Automatic Add-Value transactions, except card-account transfers or top-ups (including Octopus Wallet, Alipay, FPS and other digital payment accounts), insurance, bill payments through Standard Chartered Online Banking, Phone Banking or JET Payment Services, phone and mail orders, gambling and betting, securities brokers or dealers, listed non-financial-institution and financial-institution transactions, wholesale precious stones, metals, watches and jewellery, cash advances, balance transfers, Instalment Credit, Credit-to-Cash Preferential Annual Rate amounts, tax payments, financial charges and fees, and unposted, cancelled, refunded, falsified or unauthorised transactions.
  • Cashback is calculated on eligible transactions posted in a monthly statement cycle. Principal and supplementary card transactions on the same account count together. Cashback is rounded down to the nearest cent, is non-transferable, and is shown on the 360° Rewards Redemption Platform rather than automatically credited. The minimum redemption is HK$50 per account redemption.
  • For interest-free monthly instalments, cashback is awarded monthly only on the instalment amount posted in that month. The Bank may recover cashback after a related transaction is cancelled or refunded, forfeit cashback if the card account closes, or withhold cashback if the account is invalid or not in good financial standing or a minimum payment was late during the preceding 12 months.
  • The PDF states a 5% total Cashback at designated merchants and says this total includes basic Cashback. It is not an additional extra-Cashback rate.
  • Smart Card designated-merchant Cashback promotion: 2026-08-01 – 2027-01-03
Other
指定商戶消費賺取 3.80% 額外 CashBack
CashbackresidentCap: HK$5,000.00 · per statement period
——

Category or merchant does not match. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit: 5000 HKD · Per Statement Period • Limit applies to: Eligible Transactions at Designated Merchants that qualify for Extra Cashback • Merchants: china-mobile-hong-kong, s-ash, circle-k-convenience-store, foodpanda, hktvmall, klook, mcdonalds-hong-kong, parknshop, fusion, taste, international, food-le-parc, gourmet, great-food-hall, express, parknshop-frozen-food-stores, parknshop-eshop, watsons, sasa • Eligible merchants: china-mobile-hong-kong, s-ash, circle-k-convenience-store, foodpanda, hktvmall, klook, mcdonalds-hong-kong, parknshop, fusion, taste, international, food-le-parc, gourmet, great-food-hall, express, parknshop-frozen-food-stores, parknshop-eshop, watsons, sasa • Must sign up for and receive a Standard Chartered Smart Credit Card. • The page says no offer registration is required and the offer is available every day. • The source table lists the Monthly Eligible Spending tier as “HKD 15,000” but gives no comparator. It is unclear whether this means exactly HKD 15,000 or a minimum of HKD 15,000. • The source defines Eligible Transactions by Clause 3 of the linked Rewards Scheme Terms and Conditions. That definition is not in the retained HTML. • The source says eligible transactions must be completed and posted during a statement cycle in each month of 2026. This does not align clearly with the stated promotion end date of 3 January 2027. • Transactions above the HKD 5,000 extra-Cashback cap count as Other Eligible Transactions and may receive Basic Cashback. • Total Cashback includes Extra Cashback and Basic Cashback. The stated total is 5%. • Cashback for interest-free merchant instalments is awarded monthly, only on the instalment amount posted during the Promotion Period. • The transaction description must show the Designated Merchant name, as determined by the Bank. • The listed HK Ticketing promotion ended on 14 February 2026 and is excluded from this active merchant scope. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents. • The 5% rate applies at designated merchant outlets in Hong Kong SAR only. A digital-wallet transaction qualifies only if the designated merchant name appears in the credit-card statement description. • The 5% cashback includes the basic cashback. Monthly eligible spending must be at least HK$4,000. Spending above the Spending Cap is counted as other eligible transactions and receives the applicable basic rate. • The retained PDF does not state the promotion period, designated merchant list or Spending Cap amount. Its clause 2(b) directs readers to a website for those details; no linked page was used as evidence. • Eligible transactions and exclusions are the same as for basic cashback: retail transactions, including online transactions and interest-free monthly instalments, and Octopus Automatic Add-Value transactions, except card-account transfers or top-ups (including Octopus Wallet, Alipay, FPS and other digital payment accounts), insurance, bill payments through Standard Chartered Online Banking, Phone Banking or JET Payment Services, phone and mail orders, gambling and betting, securities brokers or dealers, listed non-financial-institution and financial-institution transactions, wholesale precious stones, metals, watches and jewellery, cash advances, balance transfers, Instalment Credit, Credit-to-Cash Preferential Annual Rate amounts, tax payments, financial charges and fees, and unposted, cancelled, refunded, falsified or unauthorised transactions. • Cashback is calculated on eligible transactions posted in a monthly statement cycle. Principal and supplementary card transactions on the same account count together. Cashback is rounded down to the nearest cent, is non-transferable, and is shown on the 360° Rewards Redemption Platform rather than automatically credited. The minimum redemption is HK$50 per account redemption. • For interest-free monthly instalments, cashback is awarded monthly only on the instalment amount posted in that month. The Bank may recover cashback after a related transaction is cancelled or refunded, forfeit cashback if the card account closes, or withhold cashback if the account is invalid or not in good financial standing or a minimum payment was late during the preceding 12 months. • The PDF states a 5% total Cashback at designated merchants and says this total includes basic Cashback. It is not an additional extra-Cashback rate.

  • Eligibility: Audience: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Eligible spending: Applies to: china mobile hong kong / s ash / circle k convenience store / foodpanda / hktvmall / klook / mcdonalds hong kong / parknshop / fusion / taste / international / food le parc / gourmet / great food hall / express / parknshop frozen food stores / parknshop eshop / watsons / sasa · Type: merchant
  • Benefit limit: Amount: 5000 · Applies to: Eligible Transactions at Designated Merchants that qualify for Extra Cashback · Currency: HKD · Period: per statement period · Type: limited · Unit: currency
  • Must sign up for and receive a Standard Chartered Smart Credit Card.
  • The page says no offer registration is required and the offer is available every day.
  • The source table lists the Monthly Eligible Spending tier as “HKD 15,000” but gives no comparator. It is unclear whether this means exactly HKD 15,000 or a minimum of HKD 15,000.
  • The source defines Eligible Transactions by Clause 3 of the linked Rewards Scheme Terms and Conditions. That definition is not in the retained HTML.
  • The source says eligible transactions must be completed and posted during a statement cycle in each month of 2026. This does not align clearly with the stated promotion end date of 3 January 2027.
  • Transactions above the HKD 5,000 extra-Cashback cap count as Other Eligible Transactions and may receive Basic Cashback.
  • Total Cashback includes Extra Cashback and Basic Cashback. The stated total is 5%.
  • Cashback for interest-free merchant instalments is awarded monthly, only on the instalment amount posted during the Promotion Period.
  • The transaction description must show the Designated Merchant name, as determined by the Bank.
  • The listed HK Ticketing promotion ended on 14 February 2026 and is excluded from this active merchant scope.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.
  • The 5% rate applies at designated merchant outlets in Hong Kong SAR only. A digital-wallet transaction qualifies only if the designated merchant name appears in the credit-card statement description.
  • The 5% cashback includes the basic cashback. Monthly eligible spending must be at least HK$4,000. Spending above the Spending Cap is counted as other eligible transactions and receives the applicable basic rate.
  • The retained PDF does not state the promotion period, designated merchant list or Spending Cap amount. Its clause 2(b) directs readers to a website for those details; no linked page was used as evidence.
  • Eligible transactions and exclusions are the same as for basic cashback: retail transactions, including online transactions and interest-free monthly instalments, and Octopus Automatic Add-Value transactions, except card-account transfers or top-ups (including Octopus Wallet, Alipay, FPS and other digital payment accounts), insurance, bill payments through Standard Chartered Online Banking, Phone Banking or JET Payment Services, phone and mail orders, gambling and betting, securities brokers or dealers, listed non-financial-institution and financial-institution transactions, wholesale precious stones, metals, watches and jewellery, cash advances, balance transfers, Instalment Credit, Credit-to-Cash Preferential Annual Rate amounts, tax payments, financial charges and fees, and unposted, cancelled, refunded, falsified or unauthorised transactions.
  • Cashback is calculated on eligible transactions posted in a monthly statement cycle. Principal and supplementary card transactions on the same account count together. Cashback is rounded down to the nearest cent, is non-transferable, and is shown on the 360° Rewards Redemption Platform rather than automatically credited. The minimum redemption is HK$50 per account redemption.
  • For interest-free monthly instalments, cashback is awarded monthly only on the instalment amount posted in that month. The Bank may recover cashback after a related transaction is cancelled or refunded, forfeit cashback if the card account closes, or withhold cashback if the account is invalid or not in good financial standing or a minimum payment was late during the preceding 12 months.
  • The PDF states a 5% total Cashback at designated merchants and says this total includes basic Cashback. It is not an additional extra-Cashback rate.
  • Smart Card designated-merchant Cashback promotion: 2026-08-01 – 2027-01-03
Other
Smart Card 合資格交易賺取 0.56% Basic CashBack
CashbackresidentMinimum spending: HK$4,000.00
——

Purchase inputs do not meet the eligibility rules. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit: unlimited. • Limit applies to: Eligible Transactions • Eligibility: Phase Spend Below: 15000; Phase Spend Min: 4000 • Applies to all eligible spending, subject to the conditions. • Must sign up for and receive a Standard Chartered Smart Credit Card. • The page says no offer registration is required and the offer is available every day. • This rate is shown for Monthly Eligible Spending of HKD 4,000 to HKD 14,999. Monthly spending below HKD 4,000 earns no Cashback for that month. • The source defines Eligible Transactions by Clause 3 of the linked Rewards Scheme Terms and Conditions. That definition is not in the retained HTML. • The source says eligible transactions must be completed and posted during a statement cycle in each month of 2026. This does not align clearly with the stated promotion end date of 3 January 2027. • Total Cashback includes Extra Cashback and Basic Cashback. The stated total is 5%. • Cashback for interest-free merchant instalments is awarded monthly, only on the instalment amount posted during the Promotion Period. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents. • This tier applies when monthly eligible spending is HK$4,000 to HK$14,999. No cashback is awarded for a month with less than HK$4,000 in monthly eligible spending. • Eligible transactions are retail transactions, including online transactions and interest-free monthly instalments, and Octopus Automatic Add-Value transactions. They exclude card-account transfers or top-ups to designated accounts, including Octopus Wallet, Alipay, FPS and other digital payment accounts; insurance payments; bill payments through Standard Chartered Online Banking, Phone Banking or JET Payment Services; phone and mail orders; gambling and betting; securities brokers or dealers; listed non-financial-institution and financial-institution transactions, including foreign currency, money orders, travellers cheques, bank-counter services, wire transfers and funds transfers; wholesale purchases of precious stones, metals, watches and jewellery; cash advances; balance transfers; Instalment Credit and Credit-to-Cash Preferential Annual Rate amounts; tax payments; financial charges and fees; and unposted, cancelled, refunded, falsified or unauthorised transactions. • Cashback is calculated on eligible transactions posted in a monthly statement cycle. Principal and supplementary card transactions on the same account count together. Cashback is rounded down to the nearest cent, is non-transferable, and is shown on the 360° Rewards Redemption Platform rather than automatically credited. The minimum redemption is HK$50 per account redemption. • For interest-free monthly instalments, cashback is awarded monthly only on the instalment amount posted in that month. The Bank may recover cashback after a related transaction is cancelled or refunded, forfeit cashback if the card account closes, or withhold cashback if the account is invalid or not in good financial standing or a minimum payment was late during the preceding 12 months. • The 0.56% and 1.20% basic cashback tiers are alternatives. They apply to different monthly spending tiers.

  • Eligibility: Audience: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Eligible spending: Type: all
  • Requirements: Period spend <: HK$15,000.00 · Period spend ≥: HK$4,000.00
  • Benefit limit: Applies to: Eligible Transactions · Currency: HKD · Period: per statement period · Type: unlimited · Unit: currency
  • Must sign up for and receive a Standard Chartered Smart Credit Card.
  • The page says no offer registration is required and the offer is available every day.
  • This rate is shown for Monthly Eligible Spending of HKD 4,000 to HKD 14,999. Monthly spending below HKD 4,000 earns no Cashback for that month.
  • The source defines Eligible Transactions by Clause 3 of the linked Rewards Scheme Terms and Conditions. That definition is not in the retained HTML.
  • The source says eligible transactions must be completed and posted during a statement cycle in each month of 2026. This does not align clearly with the stated promotion end date of 3 January 2027.
  • Total Cashback includes Extra Cashback and Basic Cashback. The stated total is 5%.
  • Cashback for interest-free merchant instalments is awarded monthly, only on the instalment amount posted during the Promotion Period.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.
  • This tier applies when monthly eligible spending is HK$4,000 to HK$14,999. No cashback is awarded for a month with less than HK$4,000 in monthly eligible spending.
  • Eligible transactions are retail transactions, including online transactions and interest-free monthly instalments, and Octopus Automatic Add-Value transactions. They exclude card-account transfers or top-ups to designated accounts, including Octopus Wallet, Alipay, FPS and other digital payment accounts; insurance payments; bill payments through Standard Chartered Online Banking, Phone Banking or JET Payment Services; phone and mail orders; gambling and betting; securities brokers or dealers; listed non-financial-institution and financial-institution transactions, including foreign currency, money orders, travellers cheques, bank-counter services, wire transfers and funds transfers; wholesale purchases of precious stones, metals, watches and jewellery; cash advances; balance transfers; Instalment Credit and Credit-to-Cash Preferential Annual Rate amounts; tax payments; financial charges and fees; and unposted, cancelled, refunded, falsified or unauthorised transactions.
  • Cashback is calculated on eligible transactions posted in a monthly statement cycle. Principal and supplementary card transactions on the same account count together. Cashback is rounded down to the nearest cent, is non-transferable, and is shown on the 360° Rewards Redemption Platform rather than automatically credited. The minimum redemption is HK$50 per account redemption.
  • For interest-free monthly instalments, cashback is awarded monthly only on the instalment amount posted in that month. The Bank may recover cashback after a related transaction is cancelled or refunded, forfeit cashback if the card account closes, or withhold cashback if the account is invalid or not in good financial standing or a minimum payment was late during the preceding 12 months.
  • The 0.56% and 1.20% basic cashback tiers are alternatives. They apply to different monthly spending tiers.
  • Smart Card Cashback promotion: 2026-08-01 – 2027-01-03
Other
Smart Card 合資格交易賺取 1.2% Basic CashBack
CashbackresidentMinimum spending: HK$15,000.00
——

Purchase inputs do not meet the eligibility rules. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit: unlimited. • Limit applies to: Eligible Transactions • Eligibility: Phase Spend Min: 15000 • Applies to all eligible spending, subject to the conditions. • Must sign up for and receive a Standard Chartered Smart Credit Card. • The page says no offer registration is required and the offer is available every day. • The source defines Eligible Transactions by Clause 3 of the linked Rewards Scheme Terms and Conditions. That definition is not in the retained HTML. • The source says eligible transactions must be completed and posted during a statement cycle in each month of 2026. This does not align clearly with the stated promotion end date of 3 January 2027. • Total Cashback includes Extra Cashback and Basic Cashback. The stated total is 5%. • Cashback for interest-free merchant instalments is awarded monthly, only on the instalment amount posted during the Promotion Period. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents. • This tier applies when monthly eligible spending is HK$15,000 or above. No cashback is awarded for a month with less than HK$4,000 in monthly eligible spending. • Eligible transactions are retail transactions, including online transactions and interest-free monthly instalments, and Octopus Automatic Add-Value transactions. They exclude card-account transfers or top-ups to designated accounts, including Octopus Wallet, Alipay, FPS and other digital payment accounts; insurance payments; bill payments through Standard Chartered Online Banking, Phone Banking or JET Payment Services; phone and mail orders; gambling and betting; securities brokers or dealers; listed non-financial-institution and financial-institution transactions, including foreign currency, money orders, travellers cheques, bank-counter services, wire transfers and funds transfers; wholesale purchases of precious stones, metals, watches and jewellery; cash advances; balance transfers; Instalment Credit and Credit-to-Cash Preferential Annual Rate amounts; tax payments; financial charges and fees; and unposted, cancelled, refunded, falsified or unauthorised transactions. • Cashback is calculated on eligible transactions posted in a monthly statement cycle. Principal and supplementary card transactions on the same account count together. Cashback is rounded down to the nearest cent, is non-transferable, and is shown on the 360° Rewards Redemption Platform rather than automatically credited. The minimum redemption is HK$50 per account redemption. • For interest-free monthly instalments, cashback is awarded monthly only on the instalment amount posted in that month. The Bank may recover cashback after a related transaction is cancelled or refunded, forfeit cashback if the card account closes, or withhold cashback if the account is invalid or not in good financial standing or a minimum payment was late during the preceding 12 months. • The 0.56% and 1.20% basic cashback tiers are alternatives. They apply to different monthly spending tiers. • The HTML table shows “HKD 15,000” without a comparator. The PDF terms clarify that the 1.20% basic Cashback tier applies to monthly eligible spending of HKD 15,000 or above.

  • Eligibility: Audience: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$15,000.00
  • Benefit limit: Applies to: Eligible Transactions · Currency: HKD · Period: per statement period · Type: unlimited · Unit: currency
  • Must sign up for and receive a Standard Chartered Smart Credit Card.
  • The page says no offer registration is required and the offer is available every day.
  • The source defines Eligible Transactions by Clause 3 of the linked Rewards Scheme Terms and Conditions. That definition is not in the retained HTML.
  • The source says eligible transactions must be completed and posted during a statement cycle in each month of 2026. This does not align clearly with the stated promotion end date of 3 January 2027.
  • Total Cashback includes Extra Cashback and Basic Cashback. The stated total is 5%.
  • Cashback for interest-free merchant instalments is awarded monthly, only on the instalment amount posted during the Promotion Period.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.
  • This tier applies when monthly eligible spending is HK$15,000 or above. No cashback is awarded for a month with less than HK$4,000 in monthly eligible spending.
  • Eligible transactions are retail transactions, including online transactions and interest-free monthly instalments, and Octopus Automatic Add-Value transactions. They exclude card-account transfers or top-ups to designated accounts, including Octopus Wallet, Alipay, FPS and other digital payment accounts; insurance payments; bill payments through Standard Chartered Online Banking, Phone Banking or JET Payment Services; phone and mail orders; gambling and betting; securities brokers or dealers; listed non-financial-institution and financial-institution transactions, including foreign currency, money orders, travellers cheques, bank-counter services, wire transfers and funds transfers; wholesale purchases of precious stones, metals, watches and jewellery; cash advances; balance transfers; Instalment Credit and Credit-to-Cash Preferential Annual Rate amounts; tax payments; financial charges and fees; and unposted, cancelled, refunded, falsified or unauthorised transactions.
  • Cashback is calculated on eligible transactions posted in a monthly statement cycle. Principal and supplementary card transactions on the same account count together. Cashback is rounded down to the nearest cent, is non-transferable, and is shown on the 360° Rewards Redemption Platform rather than automatically credited. The minimum redemption is HK$50 per account redemption.
  • For interest-free monthly instalments, cashback is awarded monthly only on the instalment amount posted in that month. The Bank may recover cashback after a related transaction is cancelled or refunded, forfeit cashback if the card account closes, or withhold cashback if the account is invalid or not in good financial standing or a minimum payment was late during the preceding 12 months.
  • The 0.56% and 1.20% basic cashback tiers are alternatives. They apply to different monthly spending tiers.
  • The HTML table shows “HKD 15,000” without a comparator. The PDF terms clarify that the 1.20% basic Cashback tier applies to monthly eligible spending of HKD 15,000 or above.
  • Smart Card Cashback promotion: 2026-08-01 – 2027-01-03
Overseas spending
外幣零售簽賬豁免 1.95% 費用
Fee Waiverresident
——

No comparable purchase saving is specified for this benefit type. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit applies to: Foreign currency retail transactions • Eligible categories: 海外簽賬 • The product overview says there are no foreign-currency transaction fees during travel and states a 1.95% fee waiver on foreign currency retail transactions. • The retained HTML does not make clear whether the waiver is limited to transactions made during travel. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

  • Eligibility: Audience: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Applies to: Foreign currency retail transactions · Period: not stated · Type: not stated
  • The product overview says there are no foreign-currency transaction fees during travel and states a 1.95% fee waiver on foreign currency retail transactions.
  • The retained HTML does not make clear whether the waiver is limited to transactions made during travel.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.
Other
FPS 提取現金:豁免利息及手續費(優惠值未列明)
FinancingresidentCap: HK$60,000.00 · per month
——

This benefit does not apply to a purchase. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit: 60000 HKD · Per Month • Limit applies to: Cash out via FPS • The page states an interest and handling-fee waiver for the first HKD 60,000 monthly cash out via FPS. • The retained HTML does not state further eligibility, timing, or redemption conditions. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

  • Eligibility: Audience: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 60000 · Applies to: Cash out via FPS · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • The page states an interest and handling-fee waiver for the first HKD 60,000 monthly cash out via FPS.
  • The retained HTML does not state further eligibility, timing, or redemption conditions.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.
Other
Smart Card 年費全免(優惠值未列明)
Fee Waiverresident
——

This benefit does not apply to a purchase. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit applies to: Annual fee • The product page states “No annual fees. Ever.” • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents. • The Smart Card terms state a perpetual annual fee waiver for principal and supplementary cardholders. The Smart Card KFS also lists both annual fees as waived.

  • Eligibility: Audience: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Annual fee · Period: not stated · Type: not stated
  • The product page states “No annual fees. Ever.”
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.
  • The Smart Card terms state a perpetual annual fee waiver for principal and supplementary cardholders. The Smart Card KFS also lists both annual fees as waived.
Loans and installments
Smart Card 現金透支免手續費(優惠值未列明)
Fee Waiverresident
——

This benefit does not apply to a purchase. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit applies to: Cash advance fee • The product page states “No Cash advance fees. Ever.” • This is separate from the FPS cash-out interest and handling-fee waiver. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents. • The waiver applies to cash advances made over the counter or through a Jetco ATM or Visa International ATM Network.

  • Eligibility: Audience: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Cash advance fee · Period: not stated · Type: not stated
  • The product page states “No Cash advance fees. Ever.”
  • This is separate from the FPS cash-out interest and handling-fee waiver.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.
  • The waiver applies to cash advances made over the counter or through a Jetco ATM or Visa International ATM Network.
Overseas spending
Smart Credit Card foreign currency transaction charges waived (優惠值未列明)
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: reimbursement charges on foreign currency transactions • Reimbursement charges on foreign currency transactions are waived whether the transactions are incurred in or outside Hong Kong SAR. Settlements are made in HKD. Visa International selects the conversion rate when it processes the transaction; market changes can make that rate differ from the rate on the transaction date.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: reimbursement charges on foreign currency transactions · Period: not stated · Type: not stated
  • Reimbursement charges on foreign currency transactions are waived whether the transactions are incurred in or outside Hong Kong SAR. Settlements are made in HKD. Visa International selects the conversion rate when it processes the transaction; market changes can make that rate differ from the rate on the transaction date.
Overseas spending
Smart Credit Card overseas HKD transaction charges waived (優惠值未列明)
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: reimbursement charges on HKD transactions incurred outside Hong Kong SAR • Reimbursement charges are waived for HKD transactions incurred outside Hong Kong SAR. A local HKD transaction has no reimbursement charge; this is not a fee waiver for that transaction.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: reimbursement charges on HKD transactions incurred outside Hong Kong SAR · Period: not stated · Type: not stated
  • Reimbursement charges are waived for HKD transactions incurred outside Hong Kong SAR. A local HKD transaction has no reimbursement charge; this is not a fee waiver for that transaction.
Bills and utilities
Smart Card payments and transfers without handling fees(優惠值未列明)
Fee Waiverresident
——

Category or merchant does not match. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit applies to: Handling fees for the listed payment and transfer services • Eligible categories: 賬單及公用事業 • The page lists rent, education expenses, car park fees, and payments to family and friends. • The retained HTML does not state the full eligibility, cap, or date terms for this service. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

  • Eligibility: Audience: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Eligible spending: Applies to: 賬單及公用事業 · Type: category
  • Benefit limit: Applies to: Handling fees for the listed payment and transfer services · Period: not stated · Type: not stated
  • The page lists rent, education expenses, car park fees, and payments to family and friends.
  • The retained HTML does not state the full eligibility, cap, or date terms for this service.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.
Loans and installments
Smart Card statement instalment plan: up to HKD 1,200 Cashback
Cashbackresident
——

This benefit does not apply to a purchase. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit applies to: CashBack for the Credit Card Statement Instalment Plan • The page states up to HKD 1,200 Cashback with the Credit Card Statement Instalment Plan. • The complete promotion terms are not in the retained HTML. The page does not state whether an application or registration step is required. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

  • Eligibility: Audience: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: CashBack for the Credit Card Statement Instalment Plan · Period: not stated · Type: not stated
  • The page states up to HKD 1,200 Cashback with the Credit Card Statement Instalment Plan.
  • The complete promotion terms are not in the retained HTML. The page does not state whether an application or registration step is required.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.
Loans and installments
Smart Card statement instalment plan: chance to win HKD 14,000 Cashback
Prizeresident
——

This benefit does not apply to a purchase. • Audience: Resident; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit applies to: Chance to win Cashback in the Credit Card Statement Instalment Plan • The page describes a chance to win HKD 14,000 Cashback with the Credit Card Statement Instalment Plan. • The complete promotion terms are not in the retained HTML. The page does not state the odds or whether an application or registration step is required. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

  • Eligibility: Audience: resident · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Chance to win Cashback in the Credit Card Statement Instalment Plan · Period: not stated · Type: not stated
  • The page describes a chance to win HKD 14,000 Cashback with the Credit Card Statement Instalment Plan.
  • The complete promotion terms are not in the retained HTML. The page does not state the odds or whether an application or registration step is required.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.
Other
Smart Card Bonus Saver campaign: up to HKD 1,200 annual rebate
CashbackresidentMinimum spending: HK$10,000.00
——

New-customer offers are excluded from this purchase comparison. • Audience: Resident; Customer: New customer; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit applies to: Annual Bonus Saver rebate • Eligibility: Phase Spend Min: 10000 • Applies to all eligible spending, subject to the conditions. • The source says new Bonus Saver clients can earn up to HKD 1,200 a year when monthly spending of at least HKD 10,000 is made with an SC Credit Card. • The source also mentions a limited-edition Standard Chartered Mickey Keep It Real 999.9 Gold Coin. The complete terms are not in the retained HTML. • The source does not state whether the monthly spending measure applies to this specific Smart Card promotion or list transaction exclusions. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

  • Eligibility: Audience: resident · Customer status: new · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$10,000.00
  • Benefit limit: Applies to: Annual Bonus Saver rebate · Period: not stated · Type: not stated
  • The source says new Bonus Saver clients can earn up to HKD 1,200 a year when monthly spending of at least HKD 10,000 is made with an SC Credit Card.
  • The source also mentions a limited-edition Standard Chartered Mickey Keep It Real 999.9 Gold Coin. The complete terms are not in the retained HTML.
  • The source does not state whether the monthly spending measure applies to this specific Smart Card promotion or list transaction exclusions.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.
Other
Smart Card Bonus Saver campaign: Standard Chartered Mickey Keep It Real 999.9 Gold Coin(優惠值未列明)
GiftresidentMinimum spending: HK$10,000.00
——

New-customer offers are excluded from this purchase comparison. • Audience: Resident; Customer: New customer; Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable. • Limit applies to: Bonus Saver campaign gold coin • Eligibility: Phase Spend Min: 10000 • Applies to all eligible spending, subject to the conditions. • The source mentions a limited-edition Standard Chartered Mickey Keep It Real 999.9 Gold Coin with the Bonus Saver campaign. • The source does not state the coin quantity or full eligibility terms in the retained HTML. • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.

  • Eligibility: Audience: resident · Customer status: new · Document: Valid adult Hong Kong Identity Card, residential address proof, and income proof as applicable.
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$10,000.00
  • Benefit limit: Applies to: Bonus Saver campaign gold coin · Period: not stated · Type: not stated
  • The source mentions a limited-edition Standard Chartered Mickey Keep It Real 999.9 Gold Coin with the Bonus Saver campaign.
  • The source does not state the coin quantity or full eligibility terms in the retained HTML.
  • Card application eligibility: Hong Kong resident aged 18 or above, annual income of at least HKD 96,000, and the stated identity, address, and income documents.
Loans and installments
Smart Card Statement Instalment Plan with 0% handling fee
Conditions applyFinancing
——

This benefit does not apply to a purchase. • Customer: New customer • Limit: unlimited. • Limit applies to: eligible 3-month Credit Card Statement Instalment Plans • Application, registration or activation required. See conditions. • The offer applies to a new cardholder who does not currently hold and has not cancelled a principal Standard Chartered or MANHATTAN credit card in the six months before the current principal-card application approval. • The applicant must successfully apply for and receive a principal Smart Card on or before 31 October 2026. • The cardholder must apply for the eligible plan within two months after card issuance and no later than 31 October 2026. The plan must have a 3-month repayment tenor, be applied for successfully through SC Mobile App or online, and receive instant approval without manned intervention. • The promotion states 0% handling fee. It does not state a 0% interest rate.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: eligible 3 month Credit Card Statement Instalment Plans · Period: promotion total · Type: unlimited · Unit: plans
  • Application or registration is required.
  • The offer applies to a new cardholder who does not currently hold and has not cancelled a principal Standard Chartered or MANHATTAN credit card in the six months before the current principal-card application approval.
  • The applicant must successfully apply for and receive a principal Smart Card on or before 31 October 2026.
  • The cardholder must apply for the eligible plan within two months after card issuance and no later than 31 October 2026. The plan must have a 3-month repayment tenor, be applied for successfully through SC Mobile App or online, and receive instant approval without manned intervention.
  • The promotion states 0% handling fee. It does not state a 0% interest rate.
  • promotion period: 2026-10-01 – 2026-10-31
Other
Smart Credit Card interest-free period up to 56 days
Financing
——

This benefit does not apply to a purchase. • Limit applies to: Smart Card interest-free period • The retained Smart Card KFS states an interest-free period of up to 56 days. It does not state the eligible transaction types or the conditions for receiving the full period.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Smart Card interest free period · Period: not stated · Type: not stated
  • The retained Smart Card KFS states an interest-free period of up to 56 days. It does not state the eligible transaction types or the conditions for receiving the full period.
Other
Smart Credit Card delinquent APR waived (優惠值未列明)
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: Smart Card delinquent APR or default rate • The Smart Card KFS lists the delinquent APR/default rate as waived.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Smart Card delinquent APR or default rate · Period: not stated · Type: not stated
  • The Smart Card KFS lists the delinquent APR/default rate as waived.
Other
Smart Credit Card additional late fee waived (優惠值未列明)
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: Late Fee for three or more consecutive months without minimum payment • The KFS separately lists the Late Fee for failure to pay the minimum payment due for 3 consecutive months or more as waived. This is separate from the payable late payment charge for a missed due date.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Late Fee for three or more consecutive months without minimum payment · Period: not stated · Type: not stated
  • The KFS separately lists the Late Fee for failure to pay the minimum payment due for 3 consecutive months or more as waived. This is separate from the payable late payment charge for a missed due date.
2727/DahDah Sing Dsoba Centennial World MastercardDah Sing Dsoba Centennial World Mastercard1%HK$10.00
Dah Sing Dsoba Centennial World Mastercard
27Dah

Dah Sing Dsoba Centennial World Mastercard

Conditions apply

HK$10.001%
Overseas spending
HK$10.001%
CashbackotherMinimum spending: HK$100.00
Calculation
Total savingHK$10.00
  • DSOBA Centennial World Mastercard overseas spending 1% cash rebate: HK$10.00
Terms & conditions

Calculation assumptions

  • Confirm offer eligibility: Audience: other.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Audience: other
  • Cash-equivalent calculation: HKD1 cash rebate ÷ HKD100 eligible overseas retail transaction × 100 = 1%. Individual overseas transactions below HKD100 do not earn the rebate.
  • Minimum spend: Period: per_transaction; Spend: 100
  • Eligible categories: 海外簽賬
  • The applicant must be aged 18 or above, be a Hong Kong resident, and meet the annual income requirement of HKD150,000.
  • The card is available only to a member of Diocesan School Old Boys Association Limited (DSOBA), a Diocesan Boys School (DBS) alumnus, a school committee member, teacher, or staff member; the Bank may verify this status with DSOBA.
  • The Basic Cash Rebate applies to Principal Card and Supplementary Card cardholders.
  • The overseas-spending rate is HKD1 cash rebate for each HKD100 individual overseas retail transaction; an individual transaction below HKD100 is not eligible.
  • For this offer, overseas transactions are HKD or foreign-currency transactions made outside Hong Kong, foreign-currency transactions made in Hong Kong, or transactions at a merchant not registered in Hong Kong.
  • Only retail purchase amounts qualify. Cash advances, autopay, Octopus AAVS, mobile-wallet top-ups, instalments, bill and tax payments, fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
  • The rebate is posted in the next statement, can only settle new purchases, cannot be transferred or redeemed for cash, and requires the relevant account to remain valid and in good standing.

DSOBA Centennial World Mastercard overseas spending 1% cash rebate

  • Eligibility: Audience: other
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Minimum requirement: Period: per transaction · Spend: HK$100.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD100 eligible overseas retail transaction × 100 = 1%. Individual overseas transactions below HKD100 do not earn the rebate.
  • The applicant must be aged 18 or above, be a Hong Kong resident, and meet the annual income requirement of HKD150,000.
  • The card is available only to a member of Diocesan School Old Boys Association Limited (DSOBA), a Diocesan Boys School (DBS) alumnus, a school committee member, teacher, or staff member; the Bank may verify this status with DSOBA.
  • The Basic Cash Rebate applies to Principal Card and Supplementary Card cardholders.
  • The overseas-spending rate is HKD1 cash rebate for each HKD100 individual overseas retail transaction; an individual transaction below HKD100 is not eligible.
  • For this offer, overseas transactions are HKD or foreign-currency transactions made outside Hong Kong, foreign-currency transactions made in Hong Kong, or transactions at a merchant not registered in Hong Kong.
  • Only retail purchase amounts qualify. Cash advances, autopay, Octopus AAVS, mobile-wallet top-ups, instalments, bill and tax payments, fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
  • The rebate is posted in the next statement, can only settle new purchases, cannot be transferred or redeemed for cash, and requires the relevant account to remain valid and in good standing.
Other offers
Other
DSOBA Centennial World Mastercard local spending 0.5% cash rebate
CashbackotherMinimum spending: HK$200.00
——

Category or merchant does not match. • Audience: other • Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 eligible local retail transaction × 100 = 0.5%. Individual local transactions below HKD200 do not earn the rebate. • Minimum spend: Period: per_transaction; Spend: 200 • Eligible categories: 其他 • The applicant must be aged 18 or above, be a Hong Kong resident, and meet the annual income requirement of HKD150,000. • The card is available only to a member of Diocesan School Old Boys Association Limited (DSOBA), a Diocesan Boys School (DBS) alumnus, a school committee member, teacher, or staff member; the Bank may verify this status with DSOBA. • The Basic Cash Rebate applies to Principal Card and Supplementary Card cardholders. • The local-spending rate is HKD1 cash rebate for each HKD200 individual local retail transaction; an individual transaction below HKD200 is not eligible. • Only retail purchase amounts qualify. Cash advances, autopay, Octopus AAVS, mobile-wallet top-ups, instalments, bill and tax payments, fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. • The rebate is posted in the next statement, can only settle new purchases, cannot be transferred or redeemed for cash, and requires the relevant account to remain valid and in good standing.

  • Eligibility: Audience: other
  • Eligible spending: Applies to: 其他 · Type: category
  • Minimum requirement: Period: per transaction · Spend: HK$200.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 eligible local retail transaction × 100 = 0.5%. Individual local transactions below HKD200 do not earn the rebate.
  • The applicant must be aged 18 or above, be a Hong Kong resident, and meet the annual income requirement of HKD150,000.
  • The card is available only to a member of Diocesan School Old Boys Association Limited (DSOBA), a Diocesan Boys School (DBS) alumnus, a school committee member, teacher, or staff member; the Bank may verify this status with DSOBA.
  • The Basic Cash Rebate applies to Principal Card and Supplementary Card cardholders.
  • The local-spending rate is HKD1 cash rebate for each HKD200 individual local retail transaction; an individual transaction below HKD200 is not eligible.
  • Only retail purchase amounts qualify. Cash advances, autopay, Octopus AAVS, mobile-wallet top-ups, instalments, bill and tax payments, fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
  • The rebate is posted in the next statement, can only settle new purchases, cannot be transferred or redeemed for cash, and requires the relevant account to remain valid and in good standing.
Other
DSOBA Centennial World Mastercard DSOBA Limited Edition Gift Set
Conditions applyGiftotherMinimum spending: HK$8,000.00
——

New-customer offers are excluded from this purchase comparison. • Audience: other; Customer: New customer • This is a fixed physical gift set. The source does not state a cash value or percentage. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • The applicant must be aged 18 or above, be a Hong Kong resident, and meet the annual income requirement of HKD150,000. • The card is available only to a member of Diocesan School Old Boys Association Limited (DSOBA), a Diocesan Boys School (DBS) alumnus, a school committee member, teacher, or staff member; the Bank may verify this status with DSOBA. • The Welcome Offer is for a principal card applicant who successfully applies for the Eligible Card from 1 January to 31 December 2026 and is available once per principal applicant. • The gift is awarded after cumulative Eligible Spending of at least HKD8,000 within the first 3 months from card issuance. Eligible Spending includes retail purchases, cash advances, autopay, recurring payments, designated mobile payments, gift redemption fees, and cheque payments, subject to the exclusions in the DSOBA terms. • Principal and Supplementary Eligible Card spending is combined for this Welcome Offer. • The card account must be valid and in good standing when the Bank issues the redemption or delivery notice. The gift is first come, first served while stocks last, may be substituted, and is not transferable or refundable. • If the cardholder cancels the Eligible Card within 13 months after issuance after receiving the Welcome Offer, the Bank may debit a HKD300 handling fee.

  • Eligibility: Audience: other · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$8,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: This is a fixed physical gift set. The source does not state a cash value or percentage.
  • Application or registration is required.
  • The applicant must be aged 18 or above, be a Hong Kong resident, and meet the annual income requirement of HKD150,000.
  • The card is available only to a member of Diocesan School Old Boys Association Limited (DSOBA), a Diocesan Boys School (DBS) alumnus, a school committee member, teacher, or staff member; the Bank may verify this status with DSOBA.
  • The Welcome Offer is for a principal card applicant who successfully applies for the Eligible Card from 1 January to 31 December 2026 and is available once per principal applicant.
  • The gift is awarded after cumulative Eligible Spending of at least HKD8,000 within the first 3 months from card issuance. Eligible Spending includes retail purchases, cash advances, autopay, recurring payments, designated mobile payments, gift redemption fees, and cheque payments, subject to the exclusions in the DSOBA terms.
  • Principal and Supplementary Eligible Card spending is combined for this Welcome Offer.
  • The card account must be valid and in good standing when the Bank issues the redemption or delivery notice. The gift is first come, first served while stocks last, may be substituted, and is not transferable or refundable.
  • If the cardholder cancels the Eligible Card within 13 months after issuance after receiving the Welcome Offer, the Bank may debit a HKD300 handling fee.
  • Welcome Offer applications during the Promotion Period: 2026-01-01 – 2026-12-31
Other
DSOBA Centennial World Mastercard VIP Banking local spending 4% extra cash rebate
Conditions applyCashbackotherMinimum spending: HK$200.00Cap: HK$200.00 · per month
——

Category or merchant does not match. • Audience: other; Customer: New customer • The source states an extra 4% cash rebate and gives the local equivalent as HKD8 for each HKD200 transaction. • Limit: 200 HKD · Per Month • Limit applies to: Each Eligible VIP Banking Customer extra cash rebate • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 200 • Eligible categories: 其他 • The applicant must be aged 18 or above, be a Hong Kong resident, and meet the annual income requirement of HKD150,000. • The card is available only to a member of Diocesan School Old Boys Association Limited (DSOBA), a Diocesan Boys School (DBS) alumnus, a school committee member, teacher, or staff member; the Bank may verify this status with DSOBA. • The offer is for an Eligible Cardholder holding a VIP i-Account or Hello Kitty VIP i-Account. If the VIP banking service ends, this offer is cancelled. • The local equivalent is HKD8 extra cash rebate for each successful HKD200 retail purchase transaction. The offer applies during the first 12 calendar months from card issuance and is capped at HKD200 per month. • Only retail purchase amounts qualify. Cash advances, autopay, Octopus AAVS, mobile-wallet top-ups, gambling and betting, security brokers, financial institutions, wire transfers, precious stones and jewellery, instalments, bill and tax payments, fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded. • The rebate for a calendar month is credited in the next month. The relevant card and VIP account must remain valid and in good standing.

  • Eligibility: Audience: other · Customer status: new
  • Eligible spending: Applies to: 其他 · Type: category
  • Minimum requirement: Period: per transaction · Spend: HK$200.00
  • Benefit limit: Amount: 200 · Applies to: Each Eligible VIP Banking Customer extra cash rebate · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: The source states an extra 4% cash rebate and gives the local equivalent as HKD8 for each HKD200 transaction.
  • Application or registration is required.
  • The applicant must be aged 18 or above, be a Hong Kong resident, and meet the annual income requirement of HKD150,000.
  • The card is available only to a member of Diocesan School Old Boys Association Limited (DSOBA), a Diocesan Boys School (DBS) alumnus, a school committee member, teacher, or staff member; the Bank may verify this status with DSOBA.
  • The offer is for an Eligible Cardholder holding a VIP i-Account or Hello Kitty VIP i-Account. If the VIP banking service ends, this offer is cancelled.
  • The local equivalent is HKD8 extra cash rebate for each successful HKD200 retail purchase transaction. The offer applies during the first 12 calendar months from card issuance and is capped at HKD200 per month.
  • Only retail purchase amounts qualify. Cash advances, autopay, Octopus AAVS, mobile-wallet top-ups, gambling and betting, security brokers, financial institutions, wire transfers, precious stones and jewellery, instalments, bill and tax payments, fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions are excluded.
  • The rebate for a calendar month is credited in the next month. The relevant card and VIP account must remain valid and in good standing.
Overseas spending
DSOBA Centennial World Mastercard VIP Banking overseas spending 4% extra cash rebate
Conditions applyCashbackotherMinimum spending: HK$100.00Cap: HK$200.00 · per month
——

New-customer offers are excluded from this purchase comparison. • Audience: other; Customer: New customer • The source states an extra 4% cash rebate and gives the overseas equivalent as HKD4 for each HKD100 transaction. • Limit: 200 HKD · Per Month • Limit applies to: Each Eligible VIP Banking Customer extra cash rebate • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 100 • Eligible categories: 海外簽賬 • The applicant must be aged 18 or above, be a Hong Kong resident, and meet the annual income requirement of HKD150,000. • The card is available only to a member of Diocesan School Old Boys Association Limited (DSOBA), a Diocesan Boys School (DBS) alumnus, a school committee member, teacher, or staff member; the Bank may verify this status with DSOBA. • The offer is for an Eligible Cardholder holding a VIP i-Account or Hello Kitty VIP i-Account. If the VIP banking service ends, this offer is cancelled. • The overseas equivalent is HKD4 extra cash rebate for each successful HKD100 retail purchase transaction. The offer applies during the first 12 calendar months from card issuance and is capped at HKD200 per month. • For this offer, overseas transactions follow the DSOBA terms definition. Only retail purchase amounts qualify and the stated cash, financial, instalment, bill, fee, casino, and reversed or unauthorised transaction exclusions apply. • The rebate for a calendar month is credited in the next month. The relevant card and VIP account must remain valid and in good standing.

  • Eligibility: Audience: other · Customer status: new
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Minimum requirement: Period: per transaction · Spend: HK$100.00
  • Benefit limit: Amount: 200 · Applies to: Each Eligible VIP Banking Customer extra cash rebate · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Percentage note: The source states an extra 4% cash rebate and gives the overseas equivalent as HKD4 for each HKD100 transaction.
  • Application or registration is required.
  • The applicant must be aged 18 or above, be a Hong Kong resident, and meet the annual income requirement of HKD150,000.
  • The card is available only to a member of Diocesan School Old Boys Association Limited (DSOBA), a Diocesan Boys School (DBS) alumnus, a school committee member, teacher, or staff member; the Bank may verify this status with DSOBA.
  • The offer is for an Eligible Cardholder holding a VIP i-Account or Hello Kitty VIP i-Account. If the VIP banking service ends, this offer is cancelled.
  • The overseas equivalent is HKD4 extra cash rebate for each successful HKD100 retail purchase transaction. The offer applies during the first 12 calendar months from card issuance and is capped at HKD200 per month.
  • For this offer, overseas transactions follow the DSOBA terms definition. Only retail purchase amounts qualify and the stated cash, financial, instalment, bill, fee, casino, and reversed or unauthorised transaction exclusions apply.
  • The rebate for a calendar month is credited in the next month. The relevant card and VIP account must remain valid and in good standing.
Other
DSOBA Centennial World Mastercard VIP Banking or Hello Kitty VIP Banking HKD300 cash rebate
Conditions applyCashbackother
——

This benefit does not apply to a purchase. • Audience: other; Customer: New customer • This is a fixed HKD300 account-opening cash rebate. The source does not state a percentage. • Application, registration or activation required. See conditions. • The applicant must be aged 18 or above, be a Hong Kong resident, and meet the annual income requirement of HKD150,000. • The card is available only to a member of Diocesan School Old Boys Association Limited (DSOBA), a Diocesan Boys School (DBS) alumnus, a school committee member, teacher, or staff member; the Bank may verify this status with DSOBA. • The principal card must be successfully applied for during the Extra HKD300 Cash Rebate Offer Promotion Period. • The applicant must join VIP Banking or Hello Kitty VIP Banking as a Primary Account Holder within the applicable join-date window, must not have maintained or cancelled the relevant VIP service during the stated prior period, and must maintain a Total Balance of at least HKD1,000,000 or equivalent on the applicable maintenance date. • The rebate is available once only and is credited according to the stated schedule. The Eligible Card and VIP i-Account or Hello Kitty VIP i-Account must be valid and in good standing when the rebate is issued. • If the Total Relationship Value falls below HKD1,000,000 in any month, a monthly VIP maintenance fee of HKD200 or equivalent may apply.

  • Eligibility: Audience: other · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: This is a fixed HKD300 account opening cash rebate. The source does not state a percentage.
  • Application or registration is required.
  • The applicant must be aged 18 or above, be a Hong Kong resident, and meet the annual income requirement of HKD150,000.
  • The card is available only to a member of Diocesan School Old Boys Association Limited (DSOBA), a Diocesan Boys School (DBS) alumnus, a school committee member, teacher, or staff member; the Bank may verify this status with DSOBA.
  • The principal card must be successfully applied for during the Extra HKD300 Cash Rebate Offer Promotion Period.
  • The applicant must join VIP Banking or Hello Kitty VIP Banking as a Primary Account Holder within the applicable join-date window, must not have maintained or cancelled the relevant VIP service during the stated prior period, and must maintain a Total Balance of at least HKD1,000,000 or equivalent on the applicable maintenance date.
  • The rebate is available once only and is credited according to the stated schedule. The Eligible Card and VIP i-Account or Hello Kitty VIP i-Account must be valid and in good standing when the rebate is issued.
  • If the Total Relationship Value falls below HKD1,000,000 in any month, a monthly VIP maintenance fee of HKD200 or equivalent may apply.
  • Extra HKD300 Cash Rebate Offer Promotion Period: 2026-01-01 – 2026-12-31
Other
DSOBA Centennial World Mastercard YOU Banking HKD300 cash rebate for new-to-deposit customers
Conditions applyCashbackother
——

This benefit does not apply to a purchase. • Audience: other; Customer: New customer • This is a fixed HKD300 cash rebate. The source does not state a percentage. • Application, registration or activation required. See conditions. • The applicant must be aged 18 or above, be a Hong Kong resident, and meet the annual income requirement of HKD150,000. • The card is available only to a member of Diocesan School Old Boys Association Limited (DSOBA), a Diocesan Boys School (DBS) alumnus, a school committee member, teacher, or staff member; the Bank may verify this status with DSOBA. • The principal DSOBA Centennial World Mastercard must be successfully applied for through the designated online application form or Dah Sing Mobile Banking App during the Cash Rebate Offer Promotion Period. Applications submitted through the online form or app by branch staff or a credit card promoter are excluded. • The applicant must be a new-to-deposit YOU Banking customer who did not hold a Dah Sing Bank account as Primary Account Holder during the 12 months before 1 July 2026, and must open a YOU i-Account as Primary Account Holder from the card application date to 3 months after new card issuance. • Savings Deposit Growth must be at least HKD30,000 or equivalent in 3 consecutive months from the calendar month after YOU i-Account opening. • The Cash Rebate Offer is available once only through the first approved eligible card. The card and YOU Banking Account must be valid and in good standing when the rebate is issued. If the card or account is closed within 18 months of card issuance, a HKD300 handling fee may be charged.

  • Eligibility: Audience: other · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: This is a fixed HKD300 cash rebate. The source does not state a percentage.
  • Application or registration is required.
  • The applicant must be aged 18 or above, be a Hong Kong resident, and meet the annual income requirement of HKD150,000.
  • The card is available only to a member of Diocesan School Old Boys Association Limited (DSOBA), a Diocesan Boys School (DBS) alumnus, a school committee member, teacher, or staff member; the Bank may verify this status with DSOBA.
  • The principal DSOBA Centennial World Mastercard must be successfully applied for through the designated online application form or Dah Sing Mobile Banking App during the Cash Rebate Offer Promotion Period. Applications submitted through the online form or app by branch staff or a credit card promoter are excluded.
  • The applicant must be a new-to-deposit YOU Banking customer who did not hold a Dah Sing Bank account as Primary Account Holder during the 12 months before 1 July 2026, and must open a YOU i-Account as Primary Account Holder from the card application date to 3 months after new card issuance.
  • Savings Deposit Growth must be at least HKD30,000 or equivalent in 3 consecutive months from the calendar month after YOU i-Account opening.
  • The Cash Rebate Offer is available once only through the first approved eligible card. The card and YOU Banking Account must be valid and in good standing when the rebate is issued. If the card or account is closed within 18 months of card issuance, a HKD300 handling fee may be charged.
  • Cash Rebate Offer Promotion Period: 2026-07-01 – 2026-12-31
Other
DSOBA Centennial World Mastercard YOU Banking HKD300 cash rebate for existing deposit customers
Conditions applyCashbackother
——

This benefit does not apply to a purchase. • Audience: other; Customer: Existing customer • This is a fixed HKD300 cash rebate. The source does not state a percentage. • Application, registration or activation required. See conditions. • The applicant must be aged 18 or above, be a Hong Kong resident, and meet the annual income requirement of HKD150,000. • The card is available only to a member of Diocesan School Old Boys Association Limited (DSOBA), a Diocesan Boys School (DBS) alumnus, a school committee member, teacher, or staff member; the Bank may verify this status with DSOBA. • The principal DSOBA Centennial World Mastercard must be successfully applied for through the designated online application form or Dah Sing Mobile Banking App during the Cash Rebate Offer Promotion Period. Applications submitted through the online form or app by branch staff or a credit card promoter are excluded. • The applicant must be an existing deposit customer who successfully opens or upgrades to a YOU i-Account as Primary Account Holder from the card application date to 3 months after new card issuance. • Savings Deposit Growth must be at least HKD30,000 or equivalent in 3 consecutive months from the calendar month after YOU i-Account opening. • The Cash Rebate Offer is available once only through the first approved eligible card. The card and YOU Banking Account must be valid and in good standing when the rebate is issued. If the card or account is closed within 18 months of card issuance, a HKD300 handling fee may be charged.

  • Eligibility: Audience: other · Customer status: existing
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: This is a fixed HKD300 cash rebate. The source does not state a percentage.
  • Application or registration is required.
  • The applicant must be aged 18 or above, be a Hong Kong resident, and meet the annual income requirement of HKD150,000.
  • The card is available only to a member of Diocesan School Old Boys Association Limited (DSOBA), a Diocesan Boys School (DBS) alumnus, a school committee member, teacher, or staff member; the Bank may verify this status with DSOBA.
  • The principal DSOBA Centennial World Mastercard must be successfully applied for through the designated online application form or Dah Sing Mobile Banking App during the Cash Rebate Offer Promotion Period. Applications submitted through the online form or app by branch staff or a credit card promoter are excluded.
  • The applicant must be an existing deposit customer who successfully opens or upgrades to a YOU i-Account as Primary Account Holder from the card application date to 3 months after new card issuance.
  • Savings Deposit Growth must be at least HKD30,000 or equivalent in 3 consecutive months from the calendar month after YOU i-Account opening.
  • The Cash Rebate Offer is available once only through the first approved eligible card. The card and YOU Banking Account must be valid and in good standing when the rebate is issued. If the card or account is closed within 18 months of card issuance, a HKD300 handling fee may be charged.
  • Cash Rebate Offer Promotion Period: 2026-07-01 – 2026-12-31
Other
DSOBA Centennial World Mastercard perpetual annual fee waiver of HKD2,000
Fee Waiverother
——

This benefit does not apply to a purchase. • Audience: other • The source states a fixed annual-fee waiver; no percentage is stated. • The applicant must be aged 18 or above, be a Hong Kong resident, and meet the annual income requirement of HKD150,000. • The card is available only to a member of Diocesan School Old Boys Association Limited (DSOBA), a Diocesan Boys School (DBS) alumnus, a school committee member, teacher, or staff member; the Bank may verify this status with DSOBA. • The card page states a perpetual annual fee waiver. The KFS lists HKD2,000 as the annual membership fee for a World Mastercard principal card.

  • Eligibility: Audience: other
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a fixed annual fee waiver; no percentage is stated.
  • The applicant must be aged 18 or above, be a Hong Kong resident, and meet the annual income requirement of HKD150,000.
  • The card is available only to a member of Diocesan School Old Boys Association Limited (DSOBA), a Diocesan Boys School (DBS) alumnus, a school committee member, teacher, or staff member; the Bank may verify this status with DSOBA.
  • The card page states a perpetual annual fee waiver. The KFS lists HKD2,000 as the annual membership fee for a World Mastercard principal card.
Travel
Mastercard Travel Pass airport lounge access at USD32 per person per night
Conditions applyTravelother
——

This benefit does not apply to a purchase. • Audience: other • The source states a USD32 per person per night access price; it does not state a saving percentage. • Application, registration or activation required. See conditions. • The applicant must be aged 18 or above, be a Hong Kong resident, and meet the annual income requirement of HKD150,000. • The card is available only to a member of Diocesan School Old Boys Association Limited (DSOBA), a Diocesan Boys School (DBS) alumnus, a school committee member, teacher, or staff member; the Bank may verify this status with DSOBA. • Mastercard Travel Pass provided by DragonPass gives access to over 1,300 airport lounges worldwide at USD32 per person per night. • Access requires the digital DragonPass membership card in the Mastercard Travel Pass App. The service operator terms apply and the Bank is not responsible for DragonPass services.

  • Eligibility: Audience: other
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states a USD32 per person per night access price; it does not state a saving percentage.
  • Application or registration is required.
  • The applicant must be aged 18 or above, be a Hong Kong resident, and meet the annual income requirement of HKD150,000.
  • The card is available only to a member of Diocesan School Old Boys Association Limited (DSOBA), a Diocesan Boys School (DBS) alumnus, a school committee member, teacher, or staff member; the Bank may verify this status with DSOBA.
  • Mastercard Travel Pass provided by DragonPass gives access to over 1,300 airport lounges worldwide at USD32 per person per night.
  • Access requires the digital DragonPass membership card in the Mastercard Travel Pass App. The service operator terms apply and the Bank is not responsible for DragonPass services.
Travel
Mastercard Travel Pass destination travel information(優惠值未列明)
Conditions applyTravelother
——

This benefit does not apply to a purchase. • Audience: other • The source describes travel information but states no monetary or quantitative value. • Application, registration or activation required. See conditions. • The applicant must be aged 18 or above, be a Hong Kong resident, and meet the annual income requirement of HKD150,000. • The card is available only to a member of Diocesan School Old Boys Association Limited (DSOBA), a Diocesan Boys School (DBS) alumnus, a school committee member, teacher, or staff member; the Bank may verify this status with DSOBA. • The Mastercard Travel Pass App provides the latest travel information based on the destination. • The app registration and DragonPass service terms apply.

  • Eligibility: Audience: other
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source describes travel information but states no monetary or quantitative value.
  • Application or registration is required.
  • The applicant must be aged 18 or above, be a Hong Kong resident, and meet the annual income requirement of HKD150,000.
  • The card is available only to a member of Diocesan School Old Boys Association Limited (DSOBA), a Diocesan Boys School (DBS) alumnus, a school committee member, teacher, or staff member; the Bank may verify this status with DSOBA.
  • The Mastercard Travel Pass App provides the latest travel information based on the destination.
  • The app registration and DragonPass service terms apply.
Dining
Mastercard Travel Pass participating-restaurant dining discounts or set meals(優惠值未列明)
Conditions applyDiscountother
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: other • The source states dining discounts or set meals but gives no amount or percentage. • Application, registration or activation required. See conditions. • Eligible categories: 餐飲 • The applicant must be aged 18 or above, be a Hong Kong resident, and meet the annual income requirement of HKD150,000. • The card is available only to a member of Diocesan School Old Boys Association Limited (DSOBA), a Diocesan Boys School (DBS) alumnus, a school committee member, teacher, or staff member; the Bank may verify this status with DSOBA. • The Mastercard Travel Pass provides dining discounts or set meals at participating restaurants. No complete local participating-merchant list is present in the retained source package. • The app registration and DragonPass service terms apply; offers may change over time.

  • Eligibility: Audience: other
  • Eligible spending: Applies to: 餐飲 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states dining discounts or set meals but gives no amount or percentage.
  • Application or registration is required.
  • The complete list of eligible merchants is not available.
  • The applicant must be aged 18 or above, be a Hong Kong resident, and meet the annual income requirement of HKD150,000.
  • The card is available only to a member of Diocesan School Old Boys Association Limited (DSOBA), a Diocesan Boys School (DBS) alumnus, a school committee member, teacher, or staff member; the Bank may verify this status with DSOBA.
  • The Mastercard Travel Pass provides dining discounts or set meals at participating restaurants. No complete local participating-merchant list is present in the retained source package.
  • The app registration and DragonPass service terms apply; offers may change over time.
Travel
Mastercard Travel Pass airport limousine service(優惠值未列明)
Conditions applyTravelother
——

This benefit does not apply to a purchase. • Audience: other • The source states an airport limousine service but gives no monetary or quantitative benefit value. • Application, registration or activation required. See conditions. • The applicant must be aged 18 or above, be a Hong Kong resident, and meet the annual income requirement of HKD150,000. • The card is available only to a member of Diocesan School Old Boys Association Limited (DSOBA), a Diocesan Boys School (DBS) alumnus, a school committee member, teacher, or staff member; the Bank may verify this status with DSOBA. • The Mastercard Travel Pass provides access to airport limousine service in over 70 countries and 280 or more cities. • The app registration and DragonPass service terms apply; offers may change over time.

  • Eligibility: Audience: other
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: The source states an airport limousine service but gives no monetary or quantitative benefit value.
  • Application or registration is required.
  • The applicant must be aged 18 or above, be a Hong Kong resident, and meet the annual income requirement of HKD150,000.
  • The card is available only to a member of Diocesan School Old Boys Association Limited (DSOBA), a Diocesan Boys School (DBS) alumnus, a school committee member, teacher, or staff member; the Bank may verify this status with DSOBA.
  • The Mastercard Travel Pass provides access to airport limousine service in over 70 countries and 280 or more cities.
  • The app registration and DragonPass service terms apply; offers may change over time.
2828/DBSDBS Live Fresh CardDBS Live Fresh Card1%HK$10.00
DBS Live Fresh Card
28DBS

DBS Live Fresh Card

Conditions apply

HK$10.001%
Calculation
Total savingHK$10.00
  • DBS Live Fresh Card 1% cash rebate on online foreign-currency spending: HK$10.00
Terms & conditions

Calculation assumptions

  • Confirm offer eligibility: Audience: Resident.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Audience: Resident
  • Limit: unlimited.
  • Limit applies to: Cash rebate on online spending in foreign currencies
  • Eligible categories: 海外簽賬
  • The FAQ says eligible spending must be a posted retail purchase with official payment records at a physical or online point of sale.
  • The page's up to 6% headline combines this 1% rebate with a separate extra 5% rebate on the Reward of Your Choice category.

DBS Live Fresh Card 1% cash rebate on online foreign-currency spending

  • Eligibility: Audience: resident
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Applies to: Cash rebate on online spending in foreign currencies · Period: not stated · Type: unlimited
  • The FAQ says eligible spending must be a posted retail purchase with official payment records at a physical or online point of sale.
  • The page's up to 6% headline combines this 1% rebate with a separate extra 5% rebate on the Reward of Your Choice category.
Other offers
Other
DBS Live Fresh subscription spending HK$40 InstaRedeem per qualifying month
Conditions applyDiscountresidentMinimum spending: HK$40.00Cap: HK$240.00 · promotion total
——

Category or merchant does not match. • Audience: Resident; Customer: New customer; Document: Submit all required supporting documents to the Bank within one month from the application date. • HK$40 / HK$40 × 100 = 100% at the minimum eligible transaction; no rounding is needed. The effective rate decreases above HK$40. This is one HK$40 award per qualifying month, up to six awards. • Limit: 240 HKD · Promotion Total • Limit applies to: Six HK$40 InstaRedeem awards • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 40 • Eligible categories: 其他 • The HTML summary describes a HK$240 subscription rebate. The formal PDF terms define six HK$40 awards, at most one per qualifying month, with a HK$240 promotion-total cap. • The new customer must spend with the new card in a designated eligible subscription service category. The page does not list the eligible categories. • The HTML summary defines New Customers using a DBS principal-card look-back. The formal subscription terms define New Customers using any DBS-issued credit card, including co-branded cards but excluding corporate cards, in the 12 months before application; the formal definition applies. • Card eligibility states Hong Kong resident aged 18 or above and minimum annual income HK$150,000. • The Bank may request address or income proof. Card application is subject to the Bank's final approval. • The page refers to separate Welcome Offer Terms and Conditions. Their full terms are not in this HTML. • This offer is for new customers who apply for a principal DBS Live Fresh Card through DBS Card+ or the Bank website during the promotion period and submit required documents within one month. • The customer must register and activate DBS Card+ before spending and enable InstaRedeem push notifications. • Within seven calendar months from card issuance, make one eligible subscription transaction of at least HK$40 in each qualifying calendar month. The offer grants six HK$40 InstaRedeem awards, at most one per calendar month. Each award applies to that transaction after it appears on the DBS Card+ spending page. The customer must use the offer by 31 July 2027. • Eligible services listed in the PDF are: Amazon Prime Video, Disney+, HBO Max, Hulu, Joox, KKBOX, MOOV, myTV SUPER, Netflix, Now TV, Paramount+, Spotify, Viu, YOUKU, YouTube; Apple App Store and Google Play; Adobe, Canva, Copy.ai, Deepseek, ElevenLabs, Grammarly, Grok, Jasper, KIMI, MANUS, Microsoft, Midjourney, Notion AI, ChatGPT, Otter.ai, Perplexity, Poe, Soundraw, Synthesia, Uber One, Writesonic, Zoom AI Companion; Shopify and Shopline; Apple Arcade, EA Play, Google Play Pass, Humble Bundle, Nintendo Switch Online, Nvidia GeForce NOW, PlayStation Plus, Xbox Game Pass, and Ubisoft+. • The offer is once per new customer. The same transaction cannot receive another InstaRedeem promotion; the Bank decides which offer applies if a transaction qualifies for more than one. • The Bank may recover the amount used if the card is cancelled within 12 months of issuance. The account must remain valid, in good standing, and without overdue payments until the offer is provided. The Bank may request original sales slips and may refuse the offer if required documents are incomplete or unreadable.

  • Eligibility: Audience: resident · Customer status: new · Document: Submit all required supporting documents to the Bank within one month from the application date.
  • Eligible spending: Applies to: 其他 · Type: category
  • Minimum requirement: Period: per transaction · Spend: HK$40.00
  • Benefit limit: Amount: 240 · Applies to: Six HK$40 InstaRedeem awards · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
  • Percentage note: HK$40 / HK$40 × 100 = 100% at the minimum eligible transaction; no rounding is needed. The effective rate decreases above HK$40. This is one HK$40 award per qualifying month, up to six awards.
  • Application or registration is required.
  • The HTML summary describes a HK$240 subscription rebate. The formal PDF terms define six HK$40 awards, at most one per qualifying month, with a HK$240 promotion-total cap.
  • The new customer must spend with the new card in a designated eligible subscription service category. The page does not list the eligible categories.
  • The HTML summary defines New Customers using a DBS principal-card look-back. The formal subscription terms define New Customers using any DBS-issued credit card, including co-branded cards but excluding corporate cards, in the 12 months before application; the formal definition applies.
  • Card eligibility states Hong Kong resident aged 18 or above and minimum annual income HK$150,000.
  • The Bank may request address or income proof. Card application is subject to the Bank's final approval.
  • The page refers to separate Welcome Offer Terms and Conditions. Their full terms are not in this HTML.
  • This offer is for new customers who apply for a principal DBS Live Fresh Card through DBS Card+ or the Bank website during the promotion period and submit required documents within one month.
  • The customer must register and activate DBS Card+ before spending and enable InstaRedeem push notifications.
  • Within seven calendar months from card issuance, make one eligible subscription transaction of at least HK$40 in each qualifying calendar month. The offer grants six HK$40 InstaRedeem awards, at most one per calendar month. Each award applies to that transaction after it appears on the DBS Card+ spending page. The customer must use the offer by 31 July 2027.
  • Eligible services listed in the PDF are: Amazon Prime Video, Disney+, HBO Max, Hulu, Joox, KKBOX, MOOV, myTV SUPER, Netflix, Now TV, Paramount+, Spotify, Viu, YOUKU, YouTube; Apple App Store and Google Play; Adobe, Canva, Copy.ai, Deepseek, ElevenLabs, Grammarly, Grok, Jasper, KIMI, MANUS, Microsoft, Midjourney, Notion AI, ChatGPT, Otter.ai, Perplexity, Poe, Soundraw, Synthesia, Uber One, Writesonic, Zoom AI Companion; Shopify and Shopline; Apple Arcade, EA Play, Google Play Pass, Humble Bundle, Nintendo Switch Online, Nvidia GeForce NOW, PlayStation Plus, Xbox Game Pass, and Ubisoft+.
  • The offer is once per new customer. The same transaction cannot receive another InstaRedeem promotion; the Bank decides which offer applies if a transaction qualifies for more than one.
  • The Bank may recover the amount used if the card is cancelled within 12 months of issuance. The account must remain valid, in good standing, and without overdue payments until the offer is provided. The Bank may request original sales slips and may refuse the offer if required documents are incomplete or unreadable.
  • New DBS Live Fresh Card applications made during the promotion period: 2026-06-01 – 2026-12-31
Other
DBS Live Fresh Card HK$500 welcome cash rebate
Conditions applyCashbackresidentMinimum spending: HK$5,000.00
——

New-customer offers are excluded from this purchase comparison. • Audience: Resident; Customer: New customer; Document: Submit all required supporting documents to the Bank within one month from the application date. • HK$500 / HK$5,000 × 100 = 10% at the minimum accumulated eligible spend; no rounding is needed. The effective rate decreases above HK$5,000. The fixed rebate is HK$500. • Limit applies to: Welcome Offer 1 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 5000 • Applies to all eligible spending, subject to the conditions. • The HTML summary does not state the accumulation period. The formal Welcome Offer terms require HK$5,000 eligible spending within three months after card issuance. • The HK$5,000 eligible-spend requirement must be met within three months after card issuance, as stated in the formal Welcome Offer terms. • The FAQ defines eligible spending as posted retail purchases with official payment records at any point of sale, physical or online. • The HTML summary defines New Customers using a DBS principal-card look-back. The formal Welcome Offer terms define New Customers using any DBS-issued credit card, including co-branded cards but excluding corporate cards, in the 12 months before application; the formal definition applies. • Card eligibility states Hong Kong resident aged 18 or above and minimum annual income HK$150,000. • The Bank may request address or income proof. Card application is subject to the Bank's final approval. • The page refers to separate promotion terms. Their full terms are not in this HTML. • The formal terms define New Customers as applicants who, during approval, have not applied for, do not hold, or have not held and/or cancelled any DBS-issued credit card, including co-branded cards but excluding corporate cards, in the 12 months before the New Card application. • Within three months after card issuance, accumulate HK$5,000 in eligible spending, download DBS Card+, register and activate the DBS Card+ account, and activate the physical card. A customer who already registered and activated DBS Card+ does not need to register again. • Eligible spending for this offer includes posted local and overseas retail transactions, Octopus automatic add value, and e-wallet transactions and top-ups. It excludes fund purchases, cash advances and related fees, finance charges, late charges, annual fees, specified loan or instalment payments, insurance, tax, bill payments, transfers, and unposted, cancelled, refunded, or charged-back transactions. • Spending is counted separately for each new card; supplementary-card spending counts with the principal card. A customer receives this offer once per new card application. • The account must remain valid, in good standing, and without overdue payments until the rebate is provided. If the card is cancelled within 12 months of issuance, the Bank may debit the rebate. Abuse, incomplete supporting documents, or unreadable document images can also make the customer ineligible. • The Bank may request original sales slips. The rebate is credited after the requirements are met, no later than six months after card issuance.

  • Eligibility: Audience: resident · Customer status: new · Document: Submit all required supporting documents to the Bank within one month from the application date.
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$5,000.00
  • Benefit limit: Applies to: Welcome Offer 1 · Period: not stated · Type: not stated
  • Percentage note: HK$500 / HK$5,000 × 100 = 10% at the minimum accumulated eligible spend; no rounding is needed. The effective rate decreases above HK$5,000. The fixed rebate is HK$500.
  • Application or registration is required.
  • The HTML summary does not state the accumulation period. The formal Welcome Offer terms require HK$5,000 eligible spending within three months after card issuance.
  • The HK$5,000 eligible-spend requirement must be met within three months after card issuance, as stated in the formal Welcome Offer terms.
  • The FAQ defines eligible spending as posted retail purchases with official payment records at any point of sale, physical or online.
  • The HTML summary defines New Customers using a DBS principal-card look-back. The formal Welcome Offer terms define New Customers using any DBS-issued credit card, including co-branded cards but excluding corporate cards, in the 12 months before application; the formal definition applies.
  • Card eligibility states Hong Kong resident aged 18 or above and minimum annual income HK$150,000.
  • The Bank may request address or income proof. Card application is subject to the Bank's final approval.
  • The page refers to separate promotion terms. Their full terms are not in this HTML.
  • The formal terms define New Customers as applicants who, during approval, have not applied for, do not hold, or have not held and/or cancelled any DBS-issued credit card, including co-branded cards but excluding corporate cards, in the 12 months before the New Card application.
  • Within three months after card issuance, accumulate HK$5,000 in eligible spending, download DBS Card+, register and activate the DBS Card+ account, and activate the physical card. A customer who already registered and activated DBS Card+ does not need to register again.
  • Eligible spending for this offer includes posted local and overseas retail transactions, Octopus automatic add value, and e-wallet transactions and top-ups. It excludes fund purchases, cash advances and related fees, finance charges, late charges, annual fees, specified loan or instalment payments, insurance, tax, bill payments, transfers, and unposted, cancelled, refunded, or charged-back transactions.
  • Spending is counted separately for each new card; supplementary-card spending counts with the principal card. A customer receives this offer once per new card application.
  • The account must remain valid, in good standing, and without overdue payments until the rebate is provided. If the card is cancelled within 12 months of issuance, the Bank may debit the rebate. Abuse, incomplete supporting documents, or unreadable document images can also make the customer ineligible.
  • The Bank may request original sales slips. The rebate is credited after the requirements are met, no later than six months after card issuance.
  • DBS Live Fresh Card applications submitted during the promotion period: 2026-10-06 – 2027-01-06
Other
DBS Live Fresh Card Flexi Shopping HK$100 cash rebate
Conditions applyCashbackresident
——

New-customer offers are excluded from this purchase comparison. • Audience: Resident; Customer: New customer; Document: Submit all required supporting documents to the Bank within one month from the application date. • Limit applies to: Extra Welcome Offer • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • Requires successful application for the Flexi Shopping Programme. • The HTML summary defines New Customers using a DBS principal-card look-back. The formal Welcome Offer terms define New Customers using any DBS-issued credit card, including co-branded cards but excluding corporate cards, in the 12 months before application; the formal definition applies. • Card eligibility states Hong Kong resident aged 18 or above and minimum annual income HK$150,000. • The Bank may request address or income proof. Card application is subject to the Bank's final approval. • The page refers to separate New Customer Flexi Shopping Terms and Conditions. Their full terms are not in this HTML. • The formal terms define New Customers as applicants who, during approval, have not applied for, do not hold, or have not held and/or cancelled any DBS-issued credit card, including co-branded cards but excluding corporate cards, in the 12 months before the New Card application. • During the three-month spending period after card issuance, successfully apply for a Flexi Shopping Programme to convert new-card spending into instalments. The source states no minimum amount or instalment tenor. • The customer must also meet the card activation and DBS Card+ account requirements. This extra offer can be received even if the HK$5,000 spending requirement for the main welcome offer is not met. • The account must remain valid, in good standing, and without overdue payments until the rebate is provided. If the card is cancelled within 12 months of issuance, the Bank may debit the rebate.

  • Eligibility: Audience: resident · Customer status: new · Document: Submit all required supporting documents to the Bank within one month from the application date.
  • Eligible spending: Type: all
  • Benefit limit: Applies to: Extra Welcome Offer · Period: not stated · Type: not stated
  • Application or registration is required.
  • Requires successful application for the Flexi Shopping Programme.
  • The HTML summary defines New Customers using a DBS principal-card look-back. The formal Welcome Offer terms define New Customers using any DBS-issued credit card, including co-branded cards but excluding corporate cards, in the 12 months before application; the formal definition applies.
  • Card eligibility states Hong Kong resident aged 18 or above and minimum annual income HK$150,000.
  • The Bank may request address or income proof. Card application is subject to the Bank's final approval.
  • The page refers to separate New Customer Flexi Shopping Terms and Conditions. Their full terms are not in this HTML.
  • The formal terms define New Customers as applicants who, during approval, have not applied for, do not hold, or have not held and/or cancelled any DBS-issued credit card, including co-branded cards but excluding corporate cards, in the 12 months before the New Card application.
  • During the three-month spending period after card issuance, successfully apply for a Flexi Shopping Programme to convert new-card spending into instalments. The source states no minimum amount or instalment tenor.
  • The customer must also meet the card activation and DBS Card+ account requirements. This extra offer can be received even if the HK$5,000 spending requirement for the main welcome offer is not met.
  • The account must remain valid, in good standing, and without overdue payments until the rebate is provided. If the card is cancelled within 12 months of issuance, the Bank may debit the rebate.
  • DBS Live Fresh Card applications submitted during the promotion period: 2026-10-06 – 2027-01-06
Other
DBS Live Fresh Card first-year annual fee waiver(優惠值未列明)
Fee Waiverresident
——

This benefit does not apply to a purchase. • Audience: Resident; Customer: New customer; Document: Principal card application documents include identity, latest address, and income or financial documents based on applicant type. • Limit applies to: First-year annual fee waiver • The waiver applies to the first year. The annual fee amount is not stated. • The waiver appears in the New Customers welcome offer section. • The page defines a New Customer as an applicant who, during approval of the New Card, has not applied for, does not hold, or has not held or cancelled a DBS principal credit card issued by the Bank in the prior 12 months. Co-branded cards count; corporate cards do not. • Card eligibility states Hong Kong resident aged 18 or above and minimum annual income HK$150,000. • The Bank may request address or income proof. Card application is subject to the Bank's final approval.

  • Eligibility: Audience: resident · Customer status: new · Document: Principal card application documents include identity, latest address, and income or financial documents based on applicant type.
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: First year annual fee waiver · Period: not stated · Type: not stated
  • The waiver applies to the first year. The annual fee amount is not stated.
  • The waiver appears in the New Customers welcome offer section.
  • The page defines a New Customer as an applicant who, during approval of the New Card, has not applied for, does not hold, or has not held or cancelled a DBS principal credit card issued by the Bank in the prior 12 months. Co-branded cards count; corporate cards do not.
  • Card eligibility states Hong Kong resident aged 18 or above and minimum annual income HK$150,000.
  • The Bank may request address or income proof. Card application is subject to the Bank's final approval.
Other
DBS Live Fresh Card existing-customer HK$50 InstaRedeem discount
Conditions applyDiscountresidentMinimum spending: HK$200.00
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Audience: Resident; Customer: Existing customer; Document: Submit all required supporting documents to the Bank within one month from the application date. • HK$50 / HK$200 × 100 = 25% at the minimum eligible transaction; no rounding is needed. The effective rate decreases above HK$200. This is one HK$50 award for one qualifying transaction. • Limit applies to: Existing-customer Welcome Offer • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 200 • Applies to all eligible spending, subject to the conditions. • The page identifies an HK$50 InstaRedeem benefit but does not explain the redemption method or other conditions in this HTML. • The HTML summary defines Existing Customers using any DBS credit card. The formal Welcome Offer terms define Existing Customers using principal DBS-issued credit-card history, including co-branded cards but excluding corporate cards, in the 12 months before application; the formal definition applies. • Card eligibility states Hong Kong resident aged 18 or above and minimum annual income HK$150,000. • The Bank may request address or income proof. Card application is subject to the Bank's final approval. • The page states that the welcome gift is subject to separate Welcome Offer Terms and Conditions. Their full terms are not in this HTML. • The formal terms define Existing Customers as applicants who, during approval, have applied for, hold, or have held and/or cancelled any principal DBS-issued credit card, including co-branded cards but excluding corporate cards, in the 12 months before the New Card application. • Activate the physical new card through DBS Card+ within three months of issuance. Complete one retail transaction of at least HK$200 at any merchant's physical or online store with the activated physical card within that period. • When the transaction appears on the DBS Card+ spending page, use the red InstaRedeem button to deduct HK$50 from that transaction. The customer receives the offer once per new card application. • The transaction cannot also receive another InstaRedeem promotion. The Bank may decide which offer applies if a transaction qualifies for more than one. The Bank may recover the amount if the card is cancelled within 12 months of issuance.

  • Eligibility: Audience: resident · Customer status: existing · Document: Submit all required supporting documents to the Bank within one month from the application date.
  • Eligible spending: Type: all
  • Minimum requirement: Period: per transaction · Spend: HK$200.00
  • Benefit limit: Applies to: Existing customer Welcome Offer · Period: not stated · Type: not stated
  • Percentage note: HK$50 / HK$200 × 100 = 25% at the minimum eligible transaction; no rounding is needed. The effective rate decreases above HK$200. This is one HK$50 award for one qualifying transaction.
  • Application or registration is required.
  • The page identifies an HK$50 InstaRedeem benefit but does not explain the redemption method or other conditions in this HTML.
  • The HTML summary defines Existing Customers using any DBS credit card. The formal Welcome Offer terms define Existing Customers using principal DBS-issued credit-card history, including co-branded cards but excluding corporate cards, in the 12 months before application; the formal definition applies.
  • Card eligibility states Hong Kong resident aged 18 or above and minimum annual income HK$150,000.
  • The Bank may request address or income proof. Card application is subject to the Bank's final approval.
  • The page states that the welcome gift is subject to separate Welcome Offer Terms and Conditions. Their full terms are not in this HTML.
  • The formal terms define Existing Customers as applicants who, during approval, have applied for, hold, or have held and/or cancelled any principal DBS-issued credit card, including co-branded cards but excluding corporate cards, in the 12 months before the New Card application.
  • Activate the physical new card through DBS Card+ within three months of issuance. Complete one retail transaction of at least HK$200 at any merchant's physical or online store with the activated physical card within that period.
  • When the transaction appears on the DBS Card+ spending page, use the red InstaRedeem button to deduct HK$50 from that transaction. The customer receives the offer once per new card application.
  • The transaction cannot also receive another InstaRedeem promotion. The Bank may decide which offer applies if a transaction qualifies for more than one. The Bank may recover the amount if the card is cancelled within 12 months of issuance.
  • DBS Live Fresh Card applications submitted during the promotion period: 2026-10-06 – 2027-01-06
Other
DBS Live Fresh Card 5% Cash Boost on the chosen spending category
Cashbackresident
——

Category or merchant does not match. • Audience: Resident • Limit applies to: Cash Boost rebate on the chosen spending category • Eligible categories: 其他 • The page states an extra 5% rebate on the Reward of Your Choice spending category. It does not list the eligible categories or other conditions in this HTML. • The page's up to 6% headline combines this 5% rebate with the separate 1% online foreign-currency rebate; the page does not state here when eligible spending overlaps.

  • Eligibility: Audience: resident
  • Eligible spending: Applies to: 其他 · Type: category
  • Benefit limit: Applies to: Cash Boost rebate on the chosen spending category · Period: not stated · Type: not stated
  • The page states an extra 5% rebate on the Reward of Your Choice spending category. It does not list the eligible categories or other conditions in this HTML.
  • The page's up to 6% headline combines this 5% rebate with the separate 1% online foreign-currency rebate; the page does not state here when eligible spending overlaps.
Other
DBS Live Fresh Card 0.4% cash rebate on local retail spending
Cashbackresident
——

Category or merchant does not match. • Audience: Resident • Calculated from the source example: HK$1 ÷ HK$250 × 100 = 0.4%. • Limit applies to: Cash rebate on local retail spending • Eligible categories: 其他 • The FAQ says eligible spending must be a posted retail purchase with official payment records at a physical or online point of sale.

  • Eligibility: Audience: resident
  • Eligible spending: Applies to: 其他 · Type: category
  • Benefit limit: Applies to: Cash rebate on local retail spending · Period: not stated · Type: not stated
  • Percentage note: Calculated from the source example: HK$1 ÷ HK$250 × 100 = 0.4%.
  • The FAQ says eligible spending must be a posted retail purchase with official payment records at a physical or online point of sale.
Loans and installments
DBS Live Fresh Card Flexi Shopping 10 free trials
Financingresident
——

This benefit does not apply to a purchase. • Audience: Resident • Limit applies to: Flexi Shopping free trials • The page states 10 free trials but does not define each trial, the fee waived, the usage period, or the terms for use. • The page refers to separate New Customer Flexi Shopping Terms and Conditions, but this HTML does not state whether they apply to these trials.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Flexi Shopping free trials · Period: not stated · Type: not stated
  • The page states 10 free trials but does not define each trial, the fee waived, the usage period, or the terms for use.
  • The page refers to separate New Customer Flexi Shopping Terms and Conditions, but this HTML does not state whether they apply to these trials.
Loans and installments
DBS Live Fresh Card up to 90-day interest-free repayment period
Financingresident
——

No comparable purchase saving is specified for this benefit type. • Audience: Resident • Limit applies to: Interest-free repayment period for Travel, Overseas & Online Spending • Eligible categories: 旅遊, 海外簽賬, 網上購物 • The page states an interest-free repayment period of up to 90 days for Travel, Overseas & Online Spending. It does not state other eligibility or timing conditions in this HTML.

  • Eligibility: Audience: resident
  • Eligible spending: Applies to: 旅遊 / 海外簽賬 / 網上購物 · Type: category
  • Benefit limit: Applies to: Interest free repayment period for Travel, Overseas & Online Spending · Period: not stated · Type: not stated
  • The page states an interest-free repayment period of up to 90 days for Travel, Overseas & Online Spending. It does not state other eligibility or timing conditions in this HTML.
Other
DBS Live Fresh Card chargeback dispute assistance(優惠值未列明)
Lifestyleresident
——

This benefit does not apply to a purchase. • Audience: Resident • Limit applies to: Chargeback dispute assistance • After contacting the merchant, the cardholder may contact DBS for assistance with a chargeback if the issue is not resolved or the merchant has ceased business. • The cardholder must submit the chargeback request and supporting documents before the chargeback time limit. This HTML does not state the limit. • The chargeback mechanism does not apply to credit card purchases made through the Bank's Card Interest-Free Instalment Loan. • A cardholder may be charged a processing fee by the relevant card association in certain circumstances; the amount is not stated. • The page states that there is no dispute right for certain transactions; it does not identify them here.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Chargeback dispute assistance · Period: not stated · Type: not stated
  • After contacting the merchant, the cardholder may contact DBS for assistance with a chargeback if the issue is not resolved or the merchant has ceased business.
  • The cardholder must submit the chargeback request and supporting documents before the chargeback time limit. This HTML does not state the limit.
  • The chargeback mechanism does not apply to credit card purchases made through the Bank's Card Interest-Free Instalment Loan.
  • A cardholder may be charged a processing fee by the relevant card association in certain circumstances; the amount is not stated.
  • The page states that there is no dispute right for certain transactions; it does not identify them here.
Other
DBS Live Fresh Card fraud transaction investigation protection(優惠值未列明)
Lifestyleresident
——

This benefit does not apply to a purchase. • Audience: Resident • Limit applies to: Fraud transaction investigation protection • The cardholder must call DBS about a doubtful or unauthorised transaction. DBS may withhold payment during an investigation on a case-by-case basis and subject to approval. • The cardholder must report a doubtful or unauthorised transaction within 60 days after the statement date. Otherwise, DBS may treat it as accepted and decline a later dispute request. • If the transaction is found to be valid, DBS will reimpose applicable finance charges from the date payment was due. • The page states that there is no dispute right for certain transactions; it does not identify them here.

  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Fraud transaction investigation protection · Period: not stated · Type: not stated
  • The cardholder must call DBS about a doubtful or unauthorised transaction. DBS may withhold payment during an investigation on a case-by-case basis and subject to approval.
  • The cardholder must report a doubtful or unauthorised transaction within 60 days after the statement date. Otherwise, DBS may treat it as accepted and decline a later dispute request.
  • If the transaction is found to be valid, DBS will reimpose applicable finance charges from the date payment was due.
  • The page states that there is no dispute right for certain transactions; it does not identify them here.
Other
DBS Live Fresh Card earns 1 DBS$ for every HK$250 of eligible spend
Points
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Limit applies to: DBS$ earning • Applies to all eligible spending, subject to the conditions. • The scheme applies to principal cardholders of personal DBS credit cards. Each eligible transaction is rounded down when calculating DBS$. • Eligible spending includes posted retail transactions and specified fund purchases. Exclusions include cash advances and related fees, casino chips, foreign exchange, finance charges, reversed or refunded transactions, late charges, annual fees, monthly payments for specified loan and instalment plans, insurance, taxes, bill payments, and fund transfers. • For Octopus automatic add value and qualifying e-wallet spending, only the first HK$5,000 per calendar month earns DBS$; later spending does not earn DBS$. Apple Pay, Google Pay, and Samsung Pay are excluded from the listed e-wallet spending cap; designated merchants may also be excluded. • DBS$ earned on DBS Live Fresh Card do not expire. Under the DBS$ Cash Rebate Scheme, each DBS$1 is converted to HK$1 and credited to the card account. The cardholder's reward scheme choice depends on card type. • Supplementary-card eligible spending counts toward the principal card account. Rewards cannot be combined across different card accounts. The account must remain valid and in good standing when rewards are credited.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: DBS$ earning · Period: not stated · Type: not stated
  • The scheme applies to principal cardholders of personal DBS credit cards. Each eligible transaction is rounded down when calculating DBS$.
  • Eligible spending includes posted retail transactions and specified fund purchases. Exclusions include cash advances and related fees, casino chips, foreign exchange, finance charges, reversed or refunded transactions, late charges, annual fees, monthly payments for specified loan and instalment plans, insurance, taxes, bill payments, and fund transfers.
  • For Octopus automatic add value and qualifying e-wallet spending, only the first HK$5,000 per calendar month earns DBS$; later spending does not earn DBS$. Apple Pay, Google Pay, and Samsung Pay are excluded from the listed e-wallet spending cap; designated merchants may also be excluded.
  • DBS$ earned on DBS Live Fresh Card do not expire. Under the DBS$ Cash Rebate Scheme, each DBS$1 is converted to HK$1 and credited to the card account. The cardholder's reward scheme choice depends on card type.
  • Supplementary-card eligible spending counts toward the principal card account. Rewards cannot be combined across different card accounts. The account must remain valid and in good standing when rewards are credited.
2929/DahDah Sing Distinction Platinum CardDah Sing Distinction Platinum Card0.8%HK$8.00
Dah Sing Distinction Platinum Card
29Dah

Dah Sing Distinction Platinum Card

Conditions apply

HK$8.000.8%
Overseas spending
海外簽賬:HKD2 cash rebate for every HKD250 per individual transaction
HK$8.000.8%
Cashbackstudent
Calculation
Total savingHK$8.00
  • 海外簽賬:HKD2 cash rebate for every HKD250 per individual transaction: HK$8.00
Terms & conditions

Calculation assumptions

  • Confirm offer eligibility: Audience: Student.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Audience: Student
  • Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; source states an individual-transaction rule and no cash rebate for an individual transaction below HKD250. The source-stated category, birthday, overseas, and other limits remain in constraints.
  • Eligible categories: 海外簽賬
  • Double cash rebate applies to overseas transactions. Overseas transactions include HKD or foreign-currency transactions made outside Hong Kong, foreign-currency transactions made in Hong Kong, and transactions at any merchant not registered in Hong Kong.
  • Individual transaction and Cash Rebate Scheme exclusions apply.
  • Cash Rebate Scheme is calculated per individual transaction; an individual transaction below HKD250 earns no rebate. Valid transactions include retail purchase amounts and Octopus AAVS amounts. Exclusions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, Smart Choice Balance Transfer Program, Cash Conversion Plan, Stocks Investment Savings Plans, PayEasy Bill Payment, JET Payment, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorized, or chargeback transactions. The Bank has final decision on applicability.
  • Card eligibility: applicant must be aged 18 or above, be a Hong Kong resident, meet the annual income requirement of HKD150,000, and be a DBS Alumni, member of DBS Alumni Parents' Association, member of Diocesan School Old Boys Association, parent or guardian of a student, Old Boy studying at the school, School Committee member, teacher, or staff member.

海外簽賬:HKD2 cash rebate for every HKD250 per individual transaction

  • Eligibility: Audience: student
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; source states an individual transaction rule and no cash rebate for an individual transaction below HKD250. The source stated category, birthday, overseas, and other limits remain in constraints.
  • Double cash rebate applies to overseas transactions. Overseas transactions include HKD or foreign-currency transactions made outside Hong Kong, foreign-currency transactions made in Hong Kong, and transactions at any merchant not registered in Hong Kong.
  • Individual transaction and Cash Rebate Scheme exclusions apply.
  • Cash Rebate Scheme is calculated per individual transaction; an individual transaction below HKD250 earns no rebate. Valid transactions include retail purchase amounts and Octopus AAVS amounts. Exclusions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, Smart Choice Balance Transfer Program, Cash Conversion Plan, Stocks Investment Savings Plans, PayEasy Bill Payment, JET Payment, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorized, or chargeback transactions. The Bank has final decision on applicability.
  • Card eligibility: applicant must be aged 18 or above, be a Hong Kong resident, meet the annual income requirement of HKD150,000, and be a DBS Alumni, member of DBS Alumni Parents' Association, member of Diocesan School Old Boys Association, parent or guardian of a student, Old Boy studying at the school, School Committee member, teacher, or staff member.
Other offers
Other
現金回贈:HKD1 cash rebate for every HKD250 per individual transaction
Cashbackstudent
HK$4.000.4%

Alternative offer in the same group; only the best group offer is counted. • Audience: Student • Cash-equivalent calculation: HKD1 ÷ HKD250 × 100 = 0.4%; source states an individual-transaction rule and no cash rebate for an individual transaction below HKD250. The source-stated category, birthday, overseas, and other limits remain in constraints. • Applies to all eligible spending, subject to the conditions. • Cash Rebate Scheme is calculated per individual transaction; an individual transaction below HKD250 earns no rebate. Valid transactions include retail purchase amounts and Octopus AAVS amounts. Exclusions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, Smart Choice Balance Transfer Program, Cash Conversion Plan, Stocks Investment Savings Plans, PayEasy Bill Payment, JET Payment, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorized, or chargeback transactions. The Bank has final decision on applicability. • This is the general Cash Rebate Scheme tier for eligible card spending; special double-rebate conditions are stated separately in the same source terms. • Card eligibility: applicant must be aged 18 or above, be a Hong Kong resident, meet the annual income requirement of HKD150,000, and be a DBS Alumni, member of DBS Alumni Parents' Association, member of Diocesan School Old Boys Association, parent or guardian of a student, Old Boy studying at the school, School Committee member, teacher, or staff member.

  • Eligibility: Audience: student
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: HKD1 ÷ HKD250 × 100 = 0.4%; source states an individual transaction rule and no cash rebate for an individual transaction below HKD250. The source stated category, birthday, overseas, and other limits remain in constraints.
  • Cash Rebate Scheme is calculated per individual transaction; an individual transaction below HKD250 earns no rebate. Valid transactions include retail purchase amounts and Octopus AAVS amounts. Exclusions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, Smart Choice Balance Transfer Program, Cash Conversion Plan, Stocks Investment Savings Plans, PayEasy Bill Payment, JET Payment, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorized, or chargeback transactions. The Bank has final decision on applicability.
  • This is the general Cash Rebate Scheme tier for eligible card spending; special double-rebate conditions are stated separately in the same source terms.
  • Card eligibility: applicant must be aged 18 or above, be a Hong Kong resident, meet the annual income requirement of HKD150,000, and be a DBS Alumni, member of DBS Alumni Parents' Association, member of Diocesan School Old Boys Association, parent or guardian of a student, Old Boy studying at the school, School Committee member, teacher, or staff member.
Other
現金回贈:HKD2 cash rebate for every HKD250 per individual transaction
Cashbackstudent
HK$8.000.8%

Alternative offer in the same group; only the best group offer is counted. • Audience: Student • Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; source states an individual-transaction rule and no cash rebate for an individual transaction below HKD250. The source-stated category, birthday, overseas, and other limits remain in constraints. • Applies to all eligible spending, subject to the conditions. • Cash Rebate Scheme is calculated per individual transaction; an individual transaction below HKD250 earns no rebate. Valid transactions include retail purchase amounts and Octopus AAVS amounts. Exclusions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, Smart Choice Balance Transfer Program, Cash Conversion Plan, Stocks Investment Savings Plans, PayEasy Bill Payment, JET Payment, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorized, or chargeback transactions. The Bank has final decision on applicability. • Double cash rebate applies to spending made on the Eligible Cardholder's own birthday. Principal and supplementary cardholders can use their own respective birthdays; one cardholder cannot use another cardholder's birthday. • Card eligibility: applicant must be aged 18 or above, be a Hong Kong resident, meet the annual income requirement of HKD150,000, and be a DBS Alumni, member of DBS Alumni Parents' Association, member of Diocesan School Old Boys Association, parent or guardian of a student, Old Boy studying at the school, School Committee member, teacher, or staff member.

  • Eligibility: Audience: student
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; source states an individual transaction rule and no cash rebate for an individual transaction below HKD250. The source stated category, birthday, overseas, and other limits remain in constraints.
  • Cash Rebate Scheme is calculated per individual transaction; an individual transaction below HKD250 earns no rebate. Valid transactions include retail purchase amounts and Octopus AAVS amounts. Exclusions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, Smart Choice Balance Transfer Program, Cash Conversion Plan, Stocks Investment Savings Plans, PayEasy Bill Payment, JET Payment, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorized, or chargeback transactions. The Bank has final decision on applicability.
  • Double cash rebate applies to spending made on the Eligible Cardholder's own birthday. Principal and supplementary cardholders can use their own respective birthdays; one cardholder cannot use another cardholder's birthday.
  • Card eligibility: applicant must be aged 18 or above, be a Hong Kong resident, meet the annual income requirement of HKD150,000, and be a DBS Alumni, member of DBS Alumni Parents' Association, member of Diocesan School Old Boys Association, parent or guardian of a student, Old Boy studying at the school, School Committee member, teacher, or staff member.
Other
現金回贈:HKD300 cash rebate
Conditions applyCashbackstudentMinimum spending: HK$2,800.00
——

This benefit does not apply to a purchase. • Audience: Student; Customer: New customer • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 2800 • New principal card applicant only: the applicant must not have held any principal or supplementary card of any type issued by Dah Sing Bank in the past 12 months. • The applicant must successfully apply for the Dah Sing Distinction Platinum Card during the 2026 Promotion Period. Each Eligible Cardholder can apply for one Eligible Card and receive this welcome offer once only; if other Dah Sing credit cards are also applied for, the welcome offer is available through the first approved Dah Sing credit card only. • Accumulate Eligible Spending of HKD2,800 or above within the first 2 months from the card issuance date. Eligible Spending includes retail purchases, cash advances, autopay, recurring payments, interest-free monthly installments, gift redemption fees if applicable, and cheque payments if applicable; the source lists the exclusions in the evidence. • The rebate is credited within 8 weeks after the spending requirement is met as credit-card free spending credit. The card account must be valid and in good standing; the credit is not transferable, refundable, or exchangeable for cash. • If the awarded card account is cancelled within 13 months from card issuance, the Bank may debit a HKD300 handling fee. • Card eligibility: applicant must be aged 18 or above, be a Hong Kong resident, meet the annual income requirement of HKD150,000, and be a DBS Alumni, member of DBS Alumni Parents' Association, member of Diocesan School Old Boys Association, parent or guardian of a student, Old Boy studying at the school, School Committee member, teacher, or staff member.

  • Eligibility: Audience: student · Customer status: new
  • Eligible spending: Type: not applicable
  • Requirements: Period spend ≥: HK$2,800.00
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • New principal card applicant only: the applicant must not have held any principal or supplementary card of any type issued by Dah Sing Bank in the past 12 months.
  • The applicant must successfully apply for the Dah Sing Distinction Platinum Card during the 2026 Promotion Period. Each Eligible Cardholder can apply for one Eligible Card and receive this welcome offer once only; if other Dah Sing credit cards are also applied for, the welcome offer is available through the first approved Dah Sing credit card only.
  • Accumulate Eligible Spending of HKD2,800 or above within the first 2 months from the card issuance date. Eligible Spending includes retail purchases, cash advances, autopay, recurring payments, interest-free monthly installments, gift redemption fees if applicable, and cheque payments if applicable; the source lists the exclusions in the evidence.
  • The rebate is credited within 8 weeks after the spending requirement is met as credit-card free spending credit. The card account must be valid and in good standing; the credit is not transferable, refundable, or exchangeable for cash.
  • If the awarded card account is cancelled within 13 months from card issuance, the Bank may debit a HKD300 handling fee.
  • Card eligibility: applicant must be aged 18 or above, be a Hong Kong resident, meet the annual income requirement of HKD150,000, and be a DBS Alumni, member of DBS Alumni Parents' Association, member of Diocesan School Old Boys Association, parent or guardian of a student, Old Boy studying at the school, School Committee member, teacher, or staff member.
  • Promotion Period: 2026-01-01 – 2026-12-31
Other
現金回贈:HKD300 cash rebate
Conditions applyCashbackstudent
——

This benefit does not apply to a purchase. • Audience: Student • Application, registration or activation required. See conditions. • Successfully apply for a principal Dah Sing Distinction Platinum Card through the designated online application form or Dah Sing Mobile Banking App during the promotion period. Applications submitted through the online form or app by branch staff or a credit-card promoter are excluded. • Become a new-to-deposit YOU Banking customer, or as an existing deposit customer open or upgrade to a YOU i-Account as Primary Account Holder, from the card application date to 3 months after the new card issuance date. • Achieve Savings Deposit Growth of HKD30,000 or above in 3 consecutive months from the calendar month following the YOU i-Account opening. The source defines this as average daily savings deposit balance less the deposit benchmark; the benchmark is HKD0 for new-to-deposit customers and the specified prior-month eligible balance for existing deposit customers. • The eligible card and YOU Banking account must be valid and in good standing when the rebate is credited. The offer is available once only, and closing the card or YOU Banking account within 18 months of card issuance may cause a HKD300 handling fee. • Card eligibility: applicant must be aged 18 or above, be a Hong Kong resident, meet the annual income requirement of HKD150,000, and be a DBS Alumni, member of DBS Alumni Parents' Association, member of Diocesan School Old Boys Association, parent or guardian of a student, Old Boy studying at the school, School Committee member, teacher, or staff member.

  • Eligibility: Audience: student
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Successfully apply for a principal Dah Sing Distinction Platinum Card through the designated online application form or Dah Sing Mobile Banking App during the promotion period. Applications submitted through the online form or app by branch staff or a credit-card promoter are excluded.
  • Become a new-to-deposit YOU Banking customer, or as an existing deposit customer open or upgrade to a YOU i-Account as Primary Account Holder, from the card application date to 3 months after the new card issuance date.
  • Achieve Savings Deposit Growth of HKD30,000 or above in 3 consecutive months from the calendar month following the YOU i-Account opening. The source defines this as average daily savings deposit balance less the deposit benchmark; the benchmark is HKD0 for new-to-deposit customers and the specified prior-month eligible balance for existing deposit customers.
  • The eligible card and YOU Banking account must be valid and in good standing when the rebate is credited. The offer is available once only, and closing the card or YOU Banking account within 18 months of card issuance may cause a HKD300 handling fee.
  • Card eligibility: applicant must be aged 18 or above, be a Hong Kong resident, meet the annual income requirement of HKD150,000, and be a DBS Alumni, member of DBS Alumni Parents' Association, member of Diocesan School Old Boys Association, parent or guardian of a student, Old Boy studying at the school, School Committee member, teacher, or staff member.
  • Cash Rebate Offer Promotion Period: 2026-07-01 – 2026-12-31
Other
現金回贈:HKD300 cash rebate
Conditions applyCashbackstudent
——

This benefit does not apply to a purchase. • Audience: Student • Application, registration or activation required. See conditions. • Successfully apply for a principal Dah Sing Distinction Platinum Card during the Extra HKD300 Cash Rebate Offer Promotion Period and successfully join VIP Banking or Hello Kitty VIP Banking as a Primary Account Holder within the applicable quarter. • The applicant must not have maintained or cancelled VIP Banking or Hello Kitty VIP Banking during the prior period specified for the card-issuance quarter. Maintain total balance of HKD1,000,000 or above, or equivalent, at the applicable VIP i-Account or Hello Kitty VIP i-Account maintenance date. • The terms provide quarter-specific join dates, prior-period restrictions, maintenance dates, and rebate posting dates. The relevant card and VIP account must be valid and in good standing when the rebate is issued. • Each Eligible New VIP Banking Customer can receive this extra cash rebate once only, regardless of the number of VIP accounts opened. • Card eligibility: applicant must be aged 18 or above, be a Hong Kong resident, meet the annual income requirement of HKD150,000, and be a DBS Alumni, member of DBS Alumni Parents' Association, member of Diocesan School Old Boys Association, parent or guardian of a student, Old Boy studying at the school, School Committee member, teacher, or staff member.

  • Eligibility: Audience: student
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Successfully apply for a principal Dah Sing Distinction Platinum Card during the Extra HKD300 Cash Rebate Offer Promotion Period and successfully join VIP Banking or Hello Kitty VIP Banking as a Primary Account Holder within the applicable quarter.
  • The applicant must not have maintained or cancelled VIP Banking or Hello Kitty VIP Banking during the prior period specified for the card-issuance quarter. Maintain total balance of HKD1,000,000 or above, or equivalent, at the applicable VIP i-Account or Hello Kitty VIP i-Account maintenance date.
  • The terms provide quarter-specific join dates, prior-period restrictions, maintenance dates, and rebate posting dates. The relevant card and VIP account must be valid and in good standing when the rebate is issued.
  • Each Eligible New VIP Banking Customer can receive this extra cash rebate once only, regardless of the number of VIP accounts opened.
  • Card eligibility: applicant must be aged 18 or above, be a Hong Kong resident, meet the annual income requirement of HKD150,000, and be a DBS Alumni, member of DBS Alumni Parents' Association, member of Diocesan School Old Boys Association, parent or guardian of a student, Old Boy studying at the school, School Committee member, teacher, or staff member.
  • Promotion Period: 2026-01-01 – 2026-12-31
Other
現金回贈:Fabulous welcome rewards(優惠值未列明)
Conditions applyCashbackstudent
——

This benefit does not apply to a purchase. • Audience: Student; Customer: New customer • Application, registration or activation required. See conditions. • The card page states that a successful card application and joining VIP Banking provide fabulous welcome rewards. • The amount, form, eligibility details, validity period, and cap are not stated in the local card page. The page links to VIP Banking terms; linked pages are not used as evidence in this workflow. • Card eligibility: applicant must be aged 18 or above, be a Hong Kong resident, meet the annual income requirement of HKD150,000, and be a DBS Alumni, member of DBS Alumni Parents' Association, member of Diocesan School Old Boys Association, parent or guardian of a student, Old Boy studying at the school, School Committee member, teacher, or staff member.

  • Eligibility: Audience: student · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • The card page states that a successful card application and joining VIP Banking provide fabulous welcome rewards.
  • The amount, form, eligibility details, validity period, and cap are not stated in the local card page. The page links to VIP Banking terms; linked pages are not used as evidence in this workflow.
  • Card eligibility: applicant must be aged 18 or above, be a Hong Kong resident, meet the annual income requirement of HKD150,000, and be a DBS Alumni, member of DBS Alumni Parents' Association, member of Diocesan School Old Boys Association, parent or guardian of a student, Old Boy studying at the school, School Committee member, teacher, or staff member.
Tuition and courses
學費/課程:HKD2 cash rebate for every HKD250 per individual transaction
Conditions applyCashbackstudentdirect debit
——

Category or merchant does not match. • Audience: Student • Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; source states an individual-transaction rule and no cash rebate for an individual transaction below HKD250. The source-stated category, birthday, overseas, and other limits remain in constraints. • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: direct-debit • Eligible categories: 學費/課程 • Double cash rebate applies to Diocesan Boys' School-related payments, including tuition fees, extra-curricular activity expenses, lunch box fees, school bus fare, school uniform fee, stationery fee, and other miscellaneous school payments stated on the page and form. • For tuition and extra-curricular payments through the direct debit authorization payment service, complete the relevant authorization form after card issuance and submit it to Diocesan Boys' School. Individual transaction and Cash Rebate Scheme exclusions apply. • Cash Rebate Scheme is calculated per individual transaction; an individual transaction below HKD250 earns no rebate. Valid transactions include retail purchase amounts and Octopus AAVS amounts. Exclusions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, Smart Choice Balance Transfer Program, Cash Conversion Plan, Stocks Investment Savings Plans, PayEasy Bill Payment, JET Payment, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorized, or chargeback transactions. The Bank has final decision on applicability. • Card eligibility: applicant must be aged 18 or above, be a Hong Kong resident, meet the annual income requirement of HKD150,000, and be a DBS Alumni, member of DBS Alumni Parents' Association, member of Diocesan School Old Boys Association, parent or guardian of a student, Old Boy studying at the school, School Committee member, teacher, or staff member.

  • Eligibility: Audience: student
  • Eligible spending: Applies to: 學費/課程 · Type: category
  • Requirements: Pay with: direct debit
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; source states an individual transaction rule and no cash rebate for an individual transaction below HKD250. The source stated category, birthday, overseas, and other limits remain in constraints.
  • Application or registration is required.
  • Double cash rebate applies to Diocesan Boys' School-related payments, including tuition fees, extra-curricular activity expenses, lunch box fees, school bus fare, school uniform fee, stationery fee, and other miscellaneous school payments stated on the page and form.
  • For tuition and extra-curricular payments through the direct debit authorization payment service, complete the relevant authorization form after card issuance and submit it to Diocesan Boys' School. Individual transaction and Cash Rebate Scheme exclusions apply.
  • Cash Rebate Scheme is calculated per individual transaction; an individual transaction below HKD250 earns no rebate. Valid transactions include retail purchase amounts and Octopus AAVS amounts. Exclusions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, Smart Choice Balance Transfer Program, Cash Conversion Plan, Stocks Investment Savings Plans, PayEasy Bill Payment, JET Payment, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorized, or chargeback transactions. The Bank has final decision on applicability.
  • Card eligibility: applicant must be aged 18 or above, be a Hong Kong resident, meet the annual income requirement of HKD150,000, and be a DBS Alumni, member of DBS Alumni Parents' Association, member of Diocesan School Old Boys Association, parent or guardian of a student, Old Boy studying at the school, School Committee member, teacher, or staff member.
Charitable donations
慈善捐款:HKD2 cash rebate for every HKD250 per individual transaction
Conditions applyCashbackstudentdirect debit
——

Category or merchant does not match. • Audience: Student • Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; source states an individual-transaction rule and no cash rebate for an individual transaction below HKD250. The source-stated category, birthday, overseas, and other limits remain in constraints. • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: direct-debit • Eligible categories: 慈善捐款 • Double cash rebate applies to donations and payments to Diocesan Boys' School Foundation Limited. • Use the Foundation direct debit authorization form for the donation or payment items listed in that form. Individual transaction and Cash Rebate Scheme exclusions apply. • Cash Rebate Scheme is calculated per individual transaction; an individual transaction below HKD250 earns no rebate. Valid transactions include retail purchase amounts and Octopus AAVS amounts. Exclusions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, Smart Choice Balance Transfer Program, Cash Conversion Plan, Stocks Investment Savings Plans, PayEasy Bill Payment, JET Payment, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorized, or chargeback transactions. The Bank has final decision on applicability. • Card eligibility: applicant must be aged 18 or above, be a Hong Kong resident, meet the annual income requirement of HKD150,000, and be a DBS Alumni, member of DBS Alumni Parents' Association, member of Diocesan School Old Boys Association, parent or guardian of a student, Old Boy studying at the school, School Committee member, teacher, or staff member.

  • Eligibility: Audience: student
  • Eligible spending: Applies to: 慈善捐款 · Type: category
  • Requirements: Pay with: direct debit
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; source states an individual transaction rule and no cash rebate for an individual transaction below HKD250. The source stated category, birthday, overseas, and other limits remain in constraints.
  • Application or registration is required.
  • Double cash rebate applies to donations and payments to Diocesan Boys' School Foundation Limited.
  • Use the Foundation direct debit authorization form for the donation or payment items listed in that form. Individual transaction and Cash Rebate Scheme exclusions apply.
  • Cash Rebate Scheme is calculated per individual transaction; an individual transaction below HKD250 earns no rebate. Valid transactions include retail purchase amounts and Octopus AAVS amounts. Exclusions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, Smart Choice Balance Transfer Program, Cash Conversion Plan, Stocks Investment Savings Plans, PayEasy Bill Payment, JET Payment, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorized, or chargeback transactions. The Bank has final decision on applicability.
  • Card eligibility: applicant must be aged 18 or above, be a Hong Kong resident, meet the annual income requirement of HKD150,000, and be a DBS Alumni, member of DBS Alumni Parents' Association, member of Diocesan School Old Boys Association, parent or guardian of a student, Old Boy studying at the school, School Committee member, teacher, or staff member.
Octopus
八達通:5% cash rebate
Conditions applyCashbackstudentoctopus aavsCap: HK$25.00 · per month
——

Category or merchant does not match. • Audience: Student • Limit: 25 HKD · Per Month • Limit applies to: First HKD500 Octopus AAVS amount in each month • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: octopus-aavs • Eligible categories: 八達通 • Apply for Octopus AAVS with the Eligible Card successfully within 2 months from the card issuance date. Make at least one retail transaction with the card in each month to receive the offer for that month. • The offer applies only to the Eligible Cardholder's Octopus AAVS amount. The card account must be valid and in good standing, and Octopus AAVS must be maintained when the rebate is credited. • Only the first HKD500 of Octopus AAVS each month qualifies; the maximum rebate is HKD25 per month. The offer lasts for 12 months starting in the month when Octopus AAVS is successfully set up. • The source lists exclusions including cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, Smart Choice Balance Transfer Program, Cash Conversion Plan, Stocks Investment Savings Plans, PayEasy Bill Payment, JET Payment, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorized, or chargeback transactions. • Card eligibility: applicant must be aged 18 or above, be a Hong Kong resident, meet the annual income requirement of HKD150,000, and be a DBS Alumni, member of DBS Alumni Parents' Association, member of Diocesan School Old Boys Association, parent or guardian of a student, Old Boy studying at the school, School Committee member, teacher, or staff member.

  • Eligibility: Audience: student
  • Eligible spending: Applies to: 八達通 · Type: category
  • Requirements: Pay with: octopus aavs
  • Benefit limit: Amount: 25 · Applies to: First HKD500 Octopus AAVS amount in each month · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • Apply for Octopus AAVS with the Eligible Card successfully within 2 months from the card issuance date. Make at least one retail transaction with the card in each month to receive the offer for that month.
  • The offer applies only to the Eligible Cardholder's Octopus AAVS amount. The card account must be valid and in good standing, and Octopus AAVS must be maintained when the rebate is credited.
  • Only the first HKD500 of Octopus AAVS each month qualifies; the maximum rebate is HKD25 per month. The offer lasts for 12 months starting in the month when Octopus AAVS is successfully set up.
  • The source lists exclusions including cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, Smart Choice Balance Transfer Program, Cash Conversion Plan, Stocks Investment Savings Plans, PayEasy Bill Payment, JET Payment, tax payments, interest-free monthly installments, cheque payments, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorized, or chargeback transactions.
  • Card eligibility: applicant must be aged 18 or above, be a Hong Kong resident, meet the annual income requirement of HKD150,000, and be a DBS Alumni, member of DBS Alumni Parents' Association, member of Diocesan School Old Boys Association, parent or guardian of a student, Old Boy studying at the school, School Committee member, teacher, or staff member.
Charitable donations
慈善捐款:A portion of each card spending is contributed to DBS
Otherstudent
——

This benefit does not apply to a purchase. • Audience: Student • Every time the card is used, the Bank contributes a portion of the spending to Diocesan Boys' School in support of educational and research development. • The amount, percentage, cap, and timing of the contribution are not stated on the local card page. • Card eligibility: applicant must be aged 18 or above, be a Hong Kong resident, meet the annual income requirement of HKD150,000, and be a DBS Alumni, member of DBS Alumni Parents' Association, member of Diocesan School Old Boys Association, parent or guardian of a student, Old Boy studying at the school, School Committee member, teacher, or staff member.

  • Eligibility: Audience: student
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Every time the card is used, the Bank contributes a portion of the spending to Diocesan Boys' School in support of educational and research development.
  • The amount, percentage, cap, and timing of the contribution are not stated on the local card page.
  • Card eligibility: applicant must be aged 18 or above, be a Hong Kong resident, meet the annual income requirement of HKD150,000, and be a DBS Alumni, member of DBS Alumni Parents' Association, member of Diocesan School Old Boys Association, parent or guardian of a student, Old Boy studying at the school, School Committee member, teacher, or staff member.
Tuition and courses
學費/課程:Up to 60 days interest-free repayment period
Conditions applyFinancingstudentdirect debit
——

Category or merchant does not match. • Audience: Student • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: direct-debit • Eligible categories: 學費/課程 • Available with the direct debit authorization payment service for children's DBS tuition fees, lunch box fees, school bus fare, and donation or payment to DBS Foundation Limited. • The source states up to 60 days interest-free repayment period; no further period rule is stated for this DBS direct-debit feature. • Card eligibility: applicant must be aged 18 or above, be a Hong Kong resident, meet the annual income requirement of HKD150,000, and be a DBS Alumni, member of DBS Alumni Parents' Association, member of Diocesan School Old Boys Association, parent or guardian of a student, Old Boy studying at the school, School Committee member, teacher, or staff member.

  • Eligibility: Audience: student
  • Eligible spending: Applies to: 學費/課程 · Type: category
  • Requirements: Pay with: direct debit
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Available with the direct debit authorization payment service for children's DBS tuition fees, lunch box fees, school bus fare, and donation or payment to DBS Foundation Limited.
  • The source states up to 60 days interest-free repayment period; no further period rule is stated for this DBS direct-debit feature.
  • Card eligibility: applicant must be aged 18 or above, be a Hong Kong resident, meet the annual income requirement of HKD150,000, and be a DBS Alumni, member of DBS Alumni Parents' Association, member of Diocesan School Old Boys Association, parent or guardian of a student, Old Boy studying at the school, School Committee member, teacher, or staff member.
Other
分期優惠:Up to 60 days interest-free period
Financingstudent
——

This benefit does not apply to a purchase. • Audience: Student • No interest is charged when the statement balance is paid in full by the due date. The length of the interest-free period depends on when the purchase is made within the statement cycle. • No interest-free period applies to cash advance, Smart Choice Balance Transfer Program, or Cash Conversion Plan. • Card eligibility: applicant must be aged 18 or above, be a Hong Kong resident, meet the annual income requirement of HKD150,000, and be a DBS Alumni, member of DBS Alumni Parents' Association, member of Diocesan School Old Boys Association, parent or guardian of a student, Old Boy studying at the school, School Committee member, teacher, or staff member.

  • Eligibility: Audience: student
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • No interest is charged when the statement balance is paid in full by the due date. The length of the interest-free period depends on when the purchase is made within the statement cycle.
  • No interest-free period applies to cash advance, Smart Choice Balance Transfer Program, or Cash Conversion Plan.
  • Card eligibility: applicant must be aged 18 or above, be a Hong Kong resident, meet the annual income requirement of HKD150,000, and be a DBS Alumni, member of DBS Alumni Parents' Association, member of Diocesan School Old Boys Association, parent or guardian of a student, Old Boy studying at the school, School Committee member, teacher, or staff member.
Dining
餐飲(優惠值未列明)
Conditions applyOtherstudent
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • Application, registration or activation required. See conditions. • Eligible categories: 餐飲 • Dining is listed under Year-round Merchant Offers for the 2026 Promotion Period. • The local HTML contains only the category label and an image reference for the detailed offer. No matching image file is present in source_folder, so no rate, cap, named merchant, or redemption detail is inferred. • Year-round Merchant Offer rules: the Eligible Cardholder must settle full payment with the Eligible Card; third-party mobile payment applications or platforms are excluded; a designated promo code is required if applicable; regular-priced items apply unless otherwise specified; the offer cannot be combined with other promotions or vouchers unless otherwise specified; availability, merchant terms, and stock limits apply. • Card eligibility: applicant must be aged 18 or above, be a Hong Kong resident, meet the annual income requirement of HKD150,000, and be a DBS Alumni, member of DBS Alumni Parents' Association, member of Diocesan School Old Boys Association, parent or guardian of a student, Old Boy studying at the school, School Committee member, teacher, or staff member.

  • Eligibility: Audience: student
  • Eligible spending: Applies to: 餐飲 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • The complete list of eligible merchants is not available.
  • Dining is listed under Year-round Merchant Offers for the 2026 Promotion Period.
  • The local HTML contains only the category label and an image reference for the detailed offer. No matching image file is present in source_folder, so no rate, cap, named merchant, or redemption detail is inferred.
  • Year-round Merchant Offer rules: the Eligible Cardholder must settle full payment with the Eligible Card; third-party mobile payment applications or platforms are excluded; a designated promo code is required if applicable; regular-priced items apply unless otherwise specified; the offer cannot be combined with other promotions or vouchers unless otherwise specified; availability, merchant terms, and stock limits apply.
  • Card eligibility: applicant must be aged 18 or above, be a Hong Kong resident, meet the annual income requirement of HKD150,000, and be a DBS Alumni, member of DBS Alumni Parents' Association, member of Diocesan School Old Boys Association, parent or guardian of a student, Old Boy studying at the school, School Committee member, teacher, or staff member.
  • Year-round Merchant Offers Promotion Period: 2026-01-01 – 2026-12-31
Fashion
時裝(優惠值未列明)
Conditions applyOtherstudent
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • Application, registration or activation required. See conditions. • Eligible categories: 時裝 • Fashion is listed under Year-round Merchant Offers for the 2026 Promotion Period. • The local HTML contains only the category label and an image reference for the detailed offer. No matching image file is present in source_folder, so no rate, cap, named merchant, or redemption detail is inferred. • Year-round Merchant Offer rules: the Eligible Cardholder must settle full payment with the Eligible Card; third-party mobile payment applications or platforms are excluded; a designated promo code is required if applicable; regular-priced items apply unless otherwise specified; the offer cannot be combined with other promotions or vouchers unless otherwise specified; availability, merchant terms, and stock limits apply. • Card eligibility: applicant must be aged 18 or above, be a Hong Kong resident, meet the annual income requirement of HKD150,000, and be a DBS Alumni, member of DBS Alumni Parents' Association, member of Diocesan School Old Boys Association, parent or guardian of a student, Old Boy studying at the school, School Committee member, teacher, or staff member.

  • Eligibility: Audience: student
  • Eligible spending: Applies to: 時裝 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • The complete list of eligible merchants is not available.
  • Fashion is listed under Year-round Merchant Offers for the 2026 Promotion Period.
  • The local HTML contains only the category label and an image reference for the detailed offer. No matching image file is present in source_folder, so no rate, cap, named merchant, or redemption detail is inferred.
  • Year-round Merchant Offer rules: the Eligible Cardholder must settle full payment with the Eligible Card; third-party mobile payment applications or platforms are excluded; a designated promo code is required if applicable; regular-priced items apply unless otherwise specified; the offer cannot be combined with other promotions or vouchers unless otherwise specified; availability, merchant terms, and stock limits apply.
  • Card eligibility: applicant must be aged 18 or above, be a Hong Kong resident, meet the annual income requirement of HKD150,000, and be a DBS Alumni, member of DBS Alumni Parents' Association, member of Diocesan School Old Boys Association, parent or guardian of a student, Old Boy studying at the school, School Committee member, teacher, or staff member.
  • Year-round Merchant Offers Promotion Period: 2026-01-01 – 2026-12-31
Beauty and personal care
美容/個人護理(優惠值未列明)
Conditions applyOtherstudent
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • Application, registration or activation required. See conditions. • Eligible categories: 美容/個人護理 • Beauty is listed under Year-round Merchant Offers for the 2026 Promotion Period. • The local HTML contains only the category label and an image reference for the detailed offer. No matching image file is present in source_folder, so no rate, cap, named merchant, or redemption detail is inferred. • Year-round Merchant Offer rules: the Eligible Cardholder must settle full payment with the Eligible Card; third-party mobile payment applications or platforms are excluded; a designated promo code is required if applicable; regular-priced items apply unless otherwise specified; the offer cannot be combined with other promotions or vouchers unless otherwise specified; availability, merchant terms, and stock limits apply. • Card eligibility: applicant must be aged 18 or above, be a Hong Kong resident, meet the annual income requirement of HKD150,000, and be a DBS Alumni, member of DBS Alumni Parents' Association, member of Diocesan School Old Boys Association, parent or guardian of a student, Old Boy studying at the school, School Committee member, teacher, or staff member.

  • Eligibility: Audience: student
  • Eligible spending: Applies to: 美容/個人護理 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • The complete list of eligible merchants is not available.
  • Beauty is listed under Year-round Merchant Offers for the 2026 Promotion Period.
  • The local HTML contains only the category label and an image reference for the detailed offer. No matching image file is present in source_folder, so no rate, cap, named merchant, or redemption detail is inferred.
  • Year-round Merchant Offer rules: the Eligible Cardholder must settle full payment with the Eligible Card; third-party mobile payment applications or platforms are excluded; a designated promo code is required if applicable; regular-priced items apply unless otherwise specified; the offer cannot be combined with other promotions or vouchers unless otherwise specified; availability, merchant terms, and stock limits apply.
  • Card eligibility: applicant must be aged 18 or above, be a Hong Kong resident, meet the annual income requirement of HKD150,000, and be a DBS Alumni, member of DBS Alumni Parents' Association, member of Diocesan School Old Boys Association, parent or guardian of a student, Old Boy studying at the school, School Committee member, teacher, or staff member.
  • Year-round Merchant Offers Promotion Period: 2026-01-01 – 2026-12-31
Other
其他(優惠值未列明)
Conditions applyOtherstudent
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • Application, registration or activation required. See conditions. • Eligible categories: 其他 • Lifestyle is listed under Year-round Merchant Offers for the 2026 Promotion Period. • The local HTML contains only the category label and an image reference for the detailed offer. No matching image file is present in source_folder, so no rate, cap, named merchant, or redemption detail is inferred. • Year-round Merchant Offer rules: the Eligible Cardholder must settle full payment with the Eligible Card; third-party mobile payment applications or platforms are excluded; a designated promo code is required if applicable; regular-priced items apply unless otherwise specified; the offer cannot be combined with other promotions or vouchers unless otherwise specified; availability, merchant terms, and stock limits apply. • Card eligibility: applicant must be aged 18 or above, be a Hong Kong resident, meet the annual income requirement of HKD150,000, and be a DBS Alumni, member of DBS Alumni Parents' Association, member of Diocesan School Old Boys Association, parent or guardian of a student, Old Boy studying at the school, School Committee member, teacher, or staff member.

  • Eligibility: Audience: student
  • Eligible spending: Applies to: 其他 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • The complete list of eligible merchants is not available.
  • Lifestyle is listed under Year-round Merchant Offers for the 2026 Promotion Period.
  • The local HTML contains only the category label and an image reference for the detailed offer. No matching image file is present in source_folder, so no rate, cap, named merchant, or redemption detail is inferred.
  • Year-round Merchant Offer rules: the Eligible Cardholder must settle full payment with the Eligible Card; third-party mobile payment applications or platforms are excluded; a designated promo code is required if applicable; regular-priced items apply unless otherwise specified; the offer cannot be combined with other promotions or vouchers unless otherwise specified; availability, merchant terms, and stock limits apply.
  • Card eligibility: applicant must be aged 18 or above, be a Hong Kong resident, meet the annual income requirement of HKD150,000, and be a DBS Alumni, member of DBS Alumni Parents' Association, member of Diocesan School Old Boys Association, parent or guardian of a student, Old Boy studying at the school, School Committee member, teacher, or staff member.
  • Year-round Merchant Offers Promotion Period: 2026-01-01 – 2026-12-31
Travel
旅遊(優惠值未列明)
Conditions applyTravelstudent
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • Application, registration or activation required. See conditions. • Eligible categories: 旅遊 • Travel is listed under Year-round Merchant Offers for the 2026 Promotion Period. • The local HTML contains only the category label and an image reference for the detailed offer. No matching image file is present in source_folder, so no rate, cap, named merchant, or redemption detail is inferred. • Year-round Merchant Offer rules: the Eligible Cardholder must settle full payment with the Eligible Card; third-party mobile payment applications or platforms are excluded; a designated promo code is required if applicable; regular-priced items apply unless otherwise specified; the offer cannot be combined with other promotions or vouchers unless otherwise specified; availability, merchant terms, and stock limits apply. • Card eligibility: applicant must be aged 18 or above, be a Hong Kong resident, meet the annual income requirement of HKD150,000, and be a DBS Alumni, member of DBS Alumni Parents' Association, member of Diocesan School Old Boys Association, parent or guardian of a student, Old Boy studying at the school, School Committee member, teacher, or staff member.

  • Eligibility: Audience: student
  • Eligible spending: Applies to: 旅遊 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • The complete list of eligible merchants is not available.
  • Travel is listed under Year-round Merchant Offers for the 2026 Promotion Period.
  • The local HTML contains only the category label and an image reference for the detailed offer. No matching image file is present in source_folder, so no rate, cap, named merchant, or redemption detail is inferred.
  • Year-round Merchant Offer rules: the Eligible Cardholder must settle full payment with the Eligible Card; third-party mobile payment applications or platforms are excluded; a designated promo code is required if applicable; regular-priced items apply unless otherwise specified; the offer cannot be combined with other promotions or vouchers unless otherwise specified; availability, merchant terms, and stock limits apply.
  • Card eligibility: applicant must be aged 18 or above, be a Hong Kong resident, meet the annual income requirement of HKD150,000, and be a DBS Alumni, member of DBS Alumni Parents' Association, member of Diocesan School Old Boys Association, parent or guardian of a student, Old Boy studying at the school, School Committee member, teacher, or staff member.
  • Year-round Merchant Offers Promotion Period: 2026-01-01 – 2026-12-31
3030/BEABEA JCB Platinum CardBEA JCB Platinum Card · Generic credit card image10.4%HK$104.00
BEA JCB Platinum Card · Generic credit card image
30BEA

BEA JCB Platinum Card

Conditions apply

HK$104.0010.4%
Other
BEA JCB Platinum local and Macau contactless cashback: 10% (phase 1)
HK$100.0010%
Conditions applyCashbackcontactlessMinimum spending: HK$500.00Cap: HK$100.00 · per month
CapHK$100.00 / HK$100.00
Other
BEA JCB Platinum retail spending cash rebate: HK$1 per HK$250
HK$4.000.4%
Cashback
Calculation
Total savingHK$104.00
  • BEA JCB Platinum local and Macau contactless cashback: 10% (phase 1): HK$100.00
  • BEA JCB Platinum retail spending cash rebate: HK$1 per HK$250: HK$4.00
Terms & conditions

Calculation assumptions

  • Assumes the full reward limit is still available. Cash rebate for each eligible card account in a calendar month
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • No reward limit is stated. Confirm any limits before purchase.
  • Limit: 100 HKD · Per Month
  • Limit applies to: Cash rebate for each eligible card account in a calendar month
  • Application, registration or activation required. See conditions.
  • Eligibility: Payment Methods: contactless; Phase Spend Min: 500
  • Applies to all eligible spending, subject to the conditions.
  • Applies to eligible local HKD and Macau MOP retail spending at physical merchants, paid by contactless card transaction.
  • Register an eligible principal card in the BEA Mall App; the first 5,000 registered cardholders qualify.
  • Accumulated eligible spending must reach HK$500 per calendar month for each eligible account.
  • Maximum rebate is HK$300 in phase 1 and HK$600 across the full promotion for each eligible card account.
  • Phase 1 registration also qualifies the cardholder to earn in phase 2 without registering again.
  • Supplementary-card spending is counted in a separate account.
  • Rebate is rounded down to the nearest Hong Kong dollar. The account must be valid and in good standing when the rebate is credited.
  • MOP-to-HKD conversion method is not stated.
  • Terms-defined spending exclusions apply, including insurance premiums, government payments, tax, recurring payments, digital wallets, and Octopus top-ups.
  • Cash-equivalent calculation: HK$1 / HK$250 × 100 = 0.4%. This is the stated cash rebate ratio; the source requires rounding down by statement cycle.
  • Earn HK$1 for each accumulated HK$250 of eligible retail spending in each statement cycle.
  • Cash rebate is rounded down.
  • Insurance premium transactions are not eligible.
  • A HK$40 monthly cap applies only to government department and Octopus AAVS transactions; it is not a cap on all retail cash rebates.
  • Valid-account and programme terms apply.

BEA JCB Platinum local and Macau contactless cashback: 10% (phase 1)

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Requirements: Pay with: contactless · Period spend ≥: HK$500.00
  • Benefit limit: Amount: 100 · Applies to: Cash rebate for each eligible card account in a calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • Applies to eligible local HKD and Macau MOP retail spending at physical merchants, paid by contactless card transaction.
  • Register an eligible principal card in the BEA Mall App; the first 5,000 registered cardholders qualify.
  • Accumulated eligible spending must reach HK$500 per calendar month for each eligible account.
  • Maximum rebate is HK$300 in phase 1 and HK$600 across the full promotion for each eligible card account.
  • Phase 1 registration also qualifies the cardholder to earn in phase 2 without registering again.
  • Supplementary-card spending is counted in a separate account.
  • Rebate is rounded down to the nearest Hong Kong dollar. The account must be valid and in good standing when the rebate is credited.
  • MOP-to-HKD conversion method is not stated.
  • Terms-defined spending exclusions apply, including insurance premiums, government payments, tax, recurring payments, digital wallets, and Octopus top-ups.
  • Phase 1 local and Macau contactless spending: 2026-10-15 – 2026-12-31

BEA JCB Platinum retail spending cash rebate: HK$1 per HK$250

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Cash equivalent calculation: HK$1 / HK$250 × 100 = 0.4%. This is the stated cash rebate ratio; the source requires rounding down by statement cycle.
  • Earn HK$1 for each accumulated HK$250 of eligible retail spending in each statement cycle.
  • Cash rebate is rounded down.
  • Insurance premium transactions are not eligible.
  • A HK$40 monthly cap applies only to government department and Octopus AAVS transactions; it is not a cap on all retail cash rebates.
  • Valid-account and programme terms apply.
Other offers
Other
BEA JCB Platinum welcome cash rebate: HK$200
Conditions applyCashbackMinimum spending: HK$2,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Fixed HK$200 rebate; no percentage is stated. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 2000 • Applies to all eligible spending, subject to the conditions. • Activate the principal card and reach at least HK$2,000 in eligible spending within two months of issue. • An eligible customer must not have held a principal BEA JCB Platinum Card or other BEA credit card in the six months before application and approval, subject to the stated exclusions. • Each eligible customer can receive this offer once only. • Supplementary-card spending, cash advances, Octopus top-ups, digital-wallet transactions, supermarket spending, government payments, recurring transactions, tax payments, and other terms-defined ineligible transactions do not count. • The account must remain valid during the promotion and when the rebate is credited. • If the principal card is cancelled within 12 months after account opening, BEA may debit the value of the offer. • The rebate is credited by 2027-06-30 and can only offset the relevant card account balance. • The offer cannot be combined with other promotional offers unless the relevant terms allow it.

  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$2,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Fixed HK$200 rebate; no percentage is stated.
  • Application or registration is required.
  • Activate the principal card and reach at least HK$2,000 in eligible spending within two months of issue.
  • An eligible customer must not have held a principal BEA JCB Platinum Card or other BEA credit card in the six months before application and approval, subject to the stated exclusions.
  • Each eligible customer can receive this offer once only.
  • Supplementary-card spending, cash advances, Octopus top-ups, digital-wallet transactions, supermarket spending, government payments, recurring transactions, tax payments, and other terms-defined ineligible transactions do not count.
  • The account must remain valid during the promotion and when the rebate is credited.
  • If the principal card is cancelled within 12 months after account opening, BEA may debit the value of the offer.
  • The rebate is credited by 2027-06-30 and can only offset the relevant card account balance.
  • The offer cannot be combined with other promotional offers unless the relevant terms allow it.
  • Welcome cash rebate offer: 2026-04-01 – 2027-01-13
Other
BEA JCB Platinum local and Macau contactless cashback: 10% (phase 2)
Conditions applyCashbackcontactlessMinimum spending: HK$500.00Cap: HK$100.00 · per month
——

The offer is not confirmed active on the snapshot date. • Limit: 100 HKD · Per Month • Limit applies to: Cash rebate for each eligible card account in a calendar month • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: contactless; Phase Spend Min: 500 • Applies to all eligible spending, subject to the conditions. • Applies to eligible local HKD and Macau MOP retail spending at physical merchants, paid by contactless card transaction. • Register an eligible principal card in the BEA Mall App; the first 5,000 registered cardholders qualify. • Accumulated eligible spending must reach HK$500 per calendar month for each eligible account. • Maximum rebate is HK$300 in phase 2 and HK$600 across the full promotion for each eligible card account. • Phase 1 registration also qualifies the cardholder to earn in phase 2 without registering again. A phase 2 registration does not include phase 1 spending. • Supplementary-card spending is counted in a separate account. • Rebate is rounded down to the nearest Hong Kong dollar. The account must be valid and in good standing when the rebate is credited. • MOP-to-HKD conversion method is not stated. • Terms-defined spending exclusions apply, including insurance premiums, government payments, tax, recurring payments, digital wallets, and Octopus top-ups.

  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Requirements: Pay with: contactless · Period spend ≥: HK$500.00
  • Benefit limit: Amount: 100 · Applies to: Cash rebate for each eligible card account in a calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
  • Application or registration is required.
  • Applies to eligible local HKD and Macau MOP retail spending at physical merchants, paid by contactless card transaction.
  • Register an eligible principal card in the BEA Mall App; the first 5,000 registered cardholders qualify.
  • Accumulated eligible spending must reach HK$500 per calendar month for each eligible account.
  • Maximum rebate is HK$300 in phase 2 and HK$600 across the full promotion for each eligible card account.
  • Phase 1 registration also qualifies the cardholder to earn in phase 2 without registering again. A phase 2 registration does not include phase 1 spending.
  • Supplementary-card spending is counted in a separate account.
  • Rebate is rounded down to the nearest Hong Kong dollar. The account must be valid and in good standing when the rebate is credited.
  • MOP-to-HKD conversion method is not stated.
  • Terms-defined spending exclusions apply, including insurance premiums, government payments, tax, recurring payments, digital wallets, and Octopus top-ups.
  • Phase 2 local and Macau contactless spending: 2027-01-01 – 2027-03-31
Travel
Japan and Hawaii airport lounge fee waiver: HK$78 per visit
Fee WaiverCap: 6 times · promotion total
——

This benefit does not apply to a purchase. • Limit: 6 times · Promotion Total • Limit applies to: Japan and Hawaii lounge visits during the service period • A qualifying visit requires at least one retail transaction in Japanese Yen at a physical store in Japan during the corresponding transaction period, regardless of spend amount. • Usage periods are 2026-04-01 to 2026-06-30, 2026-07-01 to 2026-09-30, 2026-10-01 to 2026-12-31, and 2027-01-01 to 2027-03-31. • The corresponding transaction periods are 2026-03-01 to 2026-06-30, 2026-06-01 to 2026-09-30, 2026-09-01 to 2026-12-31, and 2026-12-31 to 2027-03-31. • Without the eligible transaction, HK$78 is charged per visit. • Visits after the six-visit allowance are charged at the standard price; the amount is not stated.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 6 · Applies to: Japan and Hawaii lounge visits during the service period · Period: promotion total · Type: limited · Unit: times
  • A qualifying visit requires at least one retail transaction in Japanese Yen at a physical store in Japan during the corresponding transaction period, regardless of spend amount.
  • Usage periods are 2026-04-01 to 2026-06-30, 2026-07-01 to 2026-09-30, 2026-10-01 to 2026-12-31, and 2027-01-01 to 2027-03-31.
  • The corresponding transaction periods are 2026-03-01 to 2026-06-30, 2026-06-01 to 2026-09-30, 2026-09-01 to 2026-12-31, and 2026-12-31 to 2027-03-31.
  • Without the eligible transaction, HK$78 is charged per visit.
  • Visits after the six-visit allowance are charged at the standard price; the amount is not stated.
  • Japan and Hawaii lounge service period: 2026-04-01 – 2027-03-31
Travel
LoungeKey overseas lounges: 2 complimentary visits
TravelCap: 2 times · promotion total
——

This benefit does not apply to a purchase. • Limit: 2 times · Promotion Total • Limit applies to: LoungeKey visits outside Japan and Hawaii during 2026 • Access is to LoungeKey Services lounges outside Japan and Hawaii. • Principal and supplementary cardholder visits have separate allowances. • Linked Chinese terms were unavailable; additional access conditions are unknown.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 2 · Applies to: LoungeKey visits outside Japan and Hawaii during 2026 · Period: promotion total · Type: limited · Unit: times
  • Access is to LoungeKey Services lounges outside Japan and Hawaii.
  • Principal and supplementary cardholder visits have separate allowances.
  • Linked Chinese terms were unavailable; additional access conditions are unknown.
  • LoungeKey overseas lounge access outside Japan and Hawaii: 2026-01-01 – 2026-12-31
Taxis, rides and car rental
TOYOTA Rent a Car basic rental fee: 5% off
Discount
——

Category or merchant does not match. • Merchants: toyota-rent-a-car • Eligible merchants: toyota-rent-a-car • Discount applies to the basic rental fee and excludes tax. • Book on the corresponding TOYOTA Rent a Car campaign page and pay locally. • Campaign details are linked but not retained.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: toyota rent a car · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Discount applies to the basic rental fee and excludes tax.
  • Book on the corresponding TOYOTA Rent a Car campaign page and pay locally.
  • Campaign details are linked but not retained.
Pharmacies and supplements
Japan major drugstores: up to 7% off
Discount
——

Merchant eligibility cannot be established from the incomplete source list. • Eligible categories: 藥房/保健品 • Applies at major drugstores in Japan. • The source does not provide a complete drugstore list.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: 藥房/保健品 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • The complete list of eligible merchants is not available.
  • Applies at major drugstores in Japan.
  • The source does not provide a complete drugstore list.
Cafés, bakeries and desserts
Starbucks at Hong Kong International Airport: HK$50 discount
DiscountMinimum spending: HK$100.00
——

Category or merchant does not match. • HK$50 / HK$100 × 100 = 50.00%, rounded to two decimal places (shown as 50%). This is a threshold-equivalent rate; the effective rate decreases above HK$100 because the discount remains fixed at HK$50. • Minimum spend: Period: per_transaction; Spend: 100 • Merchants: starbucks • Eligible merchants: starbucks • Applies to handcrafted beverage or food purchases at Starbucks inside Hong Kong International Airport. • A qualifying purchase must be at least HK$100 and include one tall-sized or larger handcrafted beverage. • Detailed information is linked in Chinese and was not retained.

  • Eligibility: Audience: all
  • Eligible spending: Applies to: starbucks · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$100.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: HK$50 / HK$100 × 100 = 50.00%, rounded to two decimal places (shown as 50%). This is a threshold equivalent rate; the effective rate decreases above HK$100 because the discount remains fixed at HK$50.
  • Applies to handcrafted beverage or food purchases at Starbucks inside Hong Kong International Airport.
  • A qualifying purchase must be at least HK$100 and include one tall-sized or larger handcrafted beverage.
  • Detailed information is linked in Chinese and was not retained.
Concerts and tickets
Concert priority booking service(優惠值未列明)
Lifestyle
——

This benefit does not apply to a purchase. •

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
Other
BEA JCB Platinum first-year annual fee waiver(優惠值未列明)
Fee Waiver
——

This benefit does not apply to a purchase. • All customers are entitled to an annual fee waiver for the first year. • The offer page does not state the waived amount.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • All customers are entitled to an annual fee waiver for the first year.
  • The offer page does not state the waived amount.
Loans and installments
BEA JCB Platinum interest-free period: up to 56 days
Financing
——

This benefit does not apply to a purchase. • No interest is charged if the statement balance is paid in full by the due date. • The interest-free period depends on the purchase date within the statement cycle.

  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • No interest is charged if the statement balance is paid in full by the due date.
  • The interest-free period depends on the purchase date within the statement cycle.

Page purpose and comparison guide

What does this credit card comparison page do?

This page compares credit card rewards for Overseas spending using a HK$1,000 purchase. Discount Map uses AI-assisted collection and analysis to organise offer information, then applies calculation rules to estimate savings. Review cashback, discounts, eligible merchants and source terms before choosing how to pay.

Which credit card saves the most money?

The answer depends on the merchant, spending category, payment method, minimum purchase, registration and remaining reward cap. Default results favour relevance. Use savings sorting to compare calculated amounts. Category ranges distinguish estimates excluding merchant-specific offers from estimates including them; the upper figure requires the stated merchant conditions.

How are discounts and card rewards compared?

An immediate discount can reduce the card payment. Cashback may arrive later. Only supported combinations should be treated as compatible. Different credit cards are separate choices, so their rewards cannot be added together. Points and miles need a supported cash conversion before comparison with cash savings.

What should I check before using a result?

Open the source and confirm dates, eligible cards, transaction channels, quotas and caps. The calculation date identifies the snapshot, not personal eligibility. Coverage can be incomplete and terms can change. The highest supported estimate applies only to the compared purchase scenario. Choose the amount that matches your planned transaction, and compare the detailed conditions instead of relying on an advertised rate alone.

Discount Map · Check offer terms before you spend.Source date: Card source date not supplied · Calculated for: 2026-10-20