Spend well.
Get more back.

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Threshold-equivalent calculation: HKD500 fixed reward ÷ HKD5,000 minimum eligible spending = 10.0% at the threshold. Effective rate changes when eligible spending exceeds the minimum. • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • Applicant must not hold a principal card of any type issued by the Bank in Hong Kong at the time of application or during the past 12 months; supplementary cards are excluded from this test. • Applicable to a successful principal-card applicant for a Greater Bay Area CUP Dual Currency Diamond Card during the Promotion Period. • Accumulate eligible spending of HKD/RMB5,000 or above within the first 3 months from new card issuance; supplementary-card spending combines with the related principal card. • Eligible transactions by physical card or Apple Pay include local, overseas, and online retail transactions, mobile payment including UnionPay App, WeChat Pay HK, PayMe and Alipay, Octopus AAVS transactions, and cash advances. • Exclude cash or purchase instalments, balance transfers, MPF/SVC contributions, Bank online-banking bill payments, casino chips, traveller's cheques, all credit-card charges, and transactions designated by the Bank. • Convert non-HKD transactions at the Visa International or UnionPay International rate; for this card, RMB1 equals HKD1 for eligible retail spending. • Unposted, cancelled, refunded, fraudulent, or otherwise ineligible transactions do not count; eligible transactions must post to the designated account within the first 3 months. • The HKD500 spending rebate is credited to the eligible principal-card HKD account within 2 months after the month in which the requirement is met and is for future retail spending only. • The card account must remain valid and in good credit standing during the Promotion Period and fulfilment period. • The Bank may charge an administrative fee of HKD600 for card cancellation within 13 months, or for an ineligible or duplicate gift, ineligible spending, or fraud or abuse.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Threshold equivalent calculation: HKD500 fixed reward ÷ HKD5,000 minimum eligible spending = 10.0% at the threshold. Effective rate changes when eligible spending exceeds the minimum.
• Application or registration is required.
• Applicant must not hold a principal card of any type issued by the Bank in Hong Kong at the time of application or during the past 12 months; supplementary cards are excluded from this test.
• Applicable to a successful principal-card applicant for a Greater Bay Area CUP Dual Currency Diamond Card during the Promotion Period.
• Accumulate eligible spending of HKD/RMB5,000 or above within the first 3 months from new card issuance; supplementary-card spending combines with the related principal card.
• Eligible transactions by physical card or Apple Pay include local, overseas, and online retail transactions, mobile payment including UnionPay App, WeChat Pay HK, PayMe and Alipay, Octopus AAVS transactions, and cash advances.
• Exclude cash or purchase instalments, balance transfers, MPF/SVC contributions, Bank online-banking bill payments, casino chips, traveller's cheques, all credit-card charges, and transactions designated by the Bank.
• Convert non-HKD transactions at the Visa International or UnionPay International rate; for this card, RMB1 equals HKD1 for eligible retail spending.
• Unposted, cancelled, refunded, fraudulent, or otherwise ineligible transactions do not count; eligible transactions must post to the designated account within the first 3 months.
• The HKD500 spending rebate is credited to the eligible principal-card HKD account within 2 months after the month in which the requirement is met and is for future retail spending only.
• The card account must remain valid and in good credit standing during the Promotion Period and fulfilment period.
• The Bank may charge an administrative fee of HKD600 for card cancellation within 13 months, or for an ineligible or duplicate gift, ineligible spending, or fraud or abuse.
• principal-card application promotion period: 2026-07-01 – 2026-12-31

This benefit does not apply to a purchase. • Customer: New customer • Fixed reward; no eligible-spend denominator. • Application, registration or activation required. See conditions. • Register the Apple Pay Promotion through the Bank website or WeChat during the Promotion Period; the registration quota is 5,000 and each cardholder registers once. • During the Promotion Period, a successfully registered cardholder who adds an eligible principal Visa or UnionPay card to Apple Pay receives an HKD20 spending rebate. • The first-time adding reward is not available if the eligible card was added to Apple Pay from 2022-09-26 through 2026-06-30, and each cardholder can receive it once in the Promotion Period. • Eligible cards include principal Visa and UnionPay cards, including virtual cards; supplementary cards, Pacific Internet cards, and gift cards are excluded. • The eligible card must remain valid until the reward is credited; the account must be valid and in good financial standing when the reward is credited. • The reward is credited in March 2027, is for future retail transactions only, and cannot be returned, transferred, exchanged for cash or other products, or withdrawn by cash advance.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Fixed reward; no eligible spend denominator.
• Application or registration is required.
• Register the Apple Pay Promotion through the Bank website or WeChat during the Promotion Period; the registration quota is 5,000 and each cardholder registers once.
• During the Promotion Period, a successfully registered cardholder who adds an eligible principal Visa or UnionPay card to Apple Pay receives an HKD20 spending rebate.
• The first-time adding reward is not available if the eligible card was added to Apple Pay from 2022-09-26 through 2026-06-30, and each cardholder can receive it once in the Promotion Period.
• Eligible cards include principal Visa and UnionPay cards, including virtual cards; supplementary cards, Pacific Internet cards, and gift cards are excluded.
• The eligible card must remain valid until the reward is credited; the account must be valid and in good financial standing when the reward is credited.
• The reward is credited in March 2027, is for future retail transactions only, and cannot be returned, transferred, exchanged for cash or other products, or withdrawn by cash advance.
• Apple Pay Promotion Period: 2026-07-01 – 2026-12-31

Category or merchant does not match. • Source-stated 5% cash rebate; HKD2,000 is an eligibility threshold, not the rate. • Limit: 300 HKD · Per Month • Limit applies to: eligible RMB/MOP retail spending in each promotion phase • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 2000 • Eligible categories: 中國內地簽賬 • Register through the Bank website or WeChat during the Promotion Period; the quota is 5,000 and successful registration once enrolls all eligible cards under the cardholder's HKID. • After registration, accumulate RMB and/or MOP eligible retail transactions of HKD2,000 or more in each promotion phase to receive a 5% cash rebate. • The source phase table lists phases 1-3 in 2026, phases 4-7 in 2025, and phases 8-12 in 2026, while clause 2 states an overall 2026 Promotion Period; this source wording is preserved without date correction. • The rebate is capped at HKD300 in each phase and HKD3,600 for the entire Promotion Period. • Eligible transactions include RMB and/or MOP retail spending, UnionPay QR/App retail spending, online retail spending, and purchases by post, fax, or phone during the Promotion Period. • For an eligible Mainland China transaction, RMB1 equals HKD1 for rebate calculation. • Exclude RMB transportation transactions under the separate Travel & Earn promotion, cash advances, Octopus automatic add value, electronic wallets, instalments, MPF/SVC, balance transfers, online bills, casino chips, tax, traveller's cheques, insurance, card charges, other redemption fees, and designated RMB categories including property, wholesale, hospital, and tuition payments. • Eligible spending is counted by credit-card number and multiple principal-card accounts cannot be combined; supplementary-card transactions combine with the principal account but the supplementary card does not receive the rebate. • Transactions must post within the applicable phase; cancelled, refunded, fraudulent, unauthorized, or unposted transactions do not qualify. The account must be valid and in good financial standing. • The rebate is credited to the principal-card account in the month after the transaction, is rounded to the nearest whole number, and is for future retail spending only; it cannot be transferred, exchanged for cash, or used as a cash advance. • The Bank may debit the rebate value if a related transaction is cancelled after the Promotion Period and may vary or terminate the Promotion without prior notice.

• Eligibility: Audience: all
• Eligible spending: Applies to: 中國內地簽賬 · Type: category
• Requirements: Period spend ≥: HK$2,000.00
• Benefit limit: Amount: 300 · Applies to: eligible RMB/MOP retail spending in each promotion phase · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated 5% cash rebate; HKD2,000 is an eligibility threshold, not the rate.
• Application or registration is required.
• Register through the Bank website or WeChat during the Promotion Period; the quota is 5,000 and successful registration once enrolls all eligible cards under the cardholder's HKID.
• After registration, accumulate RMB and/or MOP eligible retail transactions of HKD2,000 or more in each promotion phase to receive a 5% cash rebate.
• The source phase table lists phases 1-3 in 2026, phases 4-7 in 2025, and phases 8-12 in 2026, while clause 2 states an overall 2026 Promotion Period; this source wording is preserved without date correction.
• The rebate is capped at HKD300 in each phase and HKD3,600 for the entire Promotion Period.
• Eligible transactions include RMB and/or MOP retail spending, UnionPay QR/App retail spending, online retail spending, and purchases by post, fax, or phone during the Promotion Period.
• For an eligible Mainland China transaction, RMB1 equals HKD1 for rebate calculation.
• Exclude RMB transportation transactions under the separate Travel & Earn promotion, cash advances, Octopus automatic add value, electronic wallets, instalments, MPF/SVC, balance transfers, online bills, casino chips, tax, traveller's cheques, insurance, card charges, other redemption fees, and designated RMB categories including property, wholesale, hospital, and tuition payments.
• Eligible spending is counted by credit-card number and multiple principal-card accounts cannot be combined; supplementary-card transactions combine with the principal account but the supplementary card does not receive the rebate.
• Transactions must post within the applicable phase; cancelled, refunded, fraudulent, unauthorized, or unposted transactions do not qualify. The account must be valid and in good financial standing.
• The rebate is credited to the principal-card account in the month after the transaction, is rounded to the nearest whole number, and is for future retail spending only; it cannot be transferred, exchanged for cash, or used as a cash advance.
• The Bank may debit the rebate value if a related transaction is cancelled after the Promotion Period and may vary or terminate the Promotion without prior notice.
• RMB/MOP Promotion Period: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Source-stated 5% cash rebate; HKD2,000 is an eligibility threshold, not the rate. • Limit: 300 HKD · Per Month • Limit applies to: eligible RMB/MOP retail spending in each promotion phase • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 2000 • Eligible categories: 澳門簽賬 • Register through the Bank website or WeChat during the Promotion Period; the quota is 5,000 and successful registration once enrolls all eligible cards under the cardholder's HKID. • After registration, accumulate RMB and/or MOP eligible retail transactions of HKD2,000 or more in each promotion phase to receive a 5% cash rebate. • The source phase table lists phases 1-3 in 2026, phases 4-7 in 2025, and phases 8-12 in 2026, while clause 2 states an overall 2026 Promotion Period; this source wording is preserved without date correction. • The rebate is capped at HKD300 in each phase and HKD3,600 for the entire Promotion Period. • Eligible transactions include RMB and/or MOP retail spending, UnionPay QR/App retail spending, online retail spending, and purchases by post, fax, or phone during the Promotion Period. • For an eligible Mainland China transaction, RMB1 equals HKD1 for rebate calculation. • Exclude RMB transportation transactions under the separate Travel & Earn promotion, cash advances, Octopus automatic add value, electronic wallets, instalments, MPF/SVC, balance transfers, online bills, casino chips, tax, traveller's cheques, insurance, card charges, other redemption fees, and designated RMB categories including property, wholesale, hospital, and tuition payments. • Eligible spending is counted by credit-card number and multiple principal-card accounts cannot be combined; supplementary-card transactions combine with the principal account but the supplementary card does not receive the rebate. • Transactions must post within the applicable phase; cancelled, refunded, fraudulent, unauthorized, or unposted transactions do not qualify. The account must be valid and in good financial standing. • The rebate is credited to the principal-card account in the month after the transaction, is rounded to the nearest whole number, and is for future retail spending only; it cannot be transferred, exchanged for cash, or used as a cash advance. • The Bank may debit the rebate value if a related transaction is cancelled after the Promotion Period and may vary or terminate the Promotion without prior notice.

• Eligibility: Audience: all
• Eligible spending: Applies to: 澳門簽賬 · Type: category
• Requirements: Period spend ≥: HK$2,000.00
• Benefit limit: Amount: 300 · Applies to: eligible RMB/MOP retail spending in each promotion phase · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated 5% cash rebate; HKD2,000 is an eligibility threshold, not the rate.
• Application or registration is required.
• Register through the Bank website or WeChat during the Promotion Period; the quota is 5,000 and successful registration once enrolls all eligible cards under the cardholder's HKID.
• After registration, accumulate RMB and/or MOP eligible retail transactions of HKD2,000 or more in each promotion phase to receive a 5% cash rebate.
• The source phase table lists phases 1-3 in 2026, phases 4-7 in 2025, and phases 8-12 in 2026, while clause 2 states an overall 2026 Promotion Period; this source wording is preserved without date correction.
• The rebate is capped at HKD300 in each phase and HKD3,600 for the entire Promotion Period.
• Eligible transactions include RMB and/or MOP retail spending, UnionPay QR/App retail spending, online retail spending, and purchases by post, fax, or phone during the Promotion Period.
• For an eligible Mainland China transaction, RMB1 equals HKD1 for rebate calculation.
• Exclude RMB transportation transactions under the separate Travel & Earn promotion, cash advances, Octopus automatic add value, electronic wallets, instalments, MPF/SVC, balance transfers, online bills, casino chips, tax, traveller's cheques, insurance, card charges, other redemption fees, and designated RMB categories including property, wholesale, hospital, and tuition payments.
• Eligible spending is counted by credit-card number and multiple principal-card accounts cannot be combined; supplementary-card transactions combine with the principal account but the supplementary card does not receive the rebate.
• Transactions must post within the applicable phase; cancelled, refunded, fraudulent, unauthorized, or unposted transactions do not qualify. The account must be valid and in good financial standing.
• The rebate is credited to the principal-card account in the month after the transaction, is rounded to the nearest whole number, and is for future retail spending only; it cannot be transferred, exchanged for cash, or used as a cash advance.
• The Bank may debit the rebate value if a related transaction is cancelled after the Promotion Period and may vary or terminate the Promotion without prior notice.
• RMB/MOP Promotion Period: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Source-stated 5% credit rebate; no minimum spend is stated. • Limit: 100 HKD · Per Month • Limit applies to: eligible GBA travel expenses in each month • Application, registration or activation required. See conditions. • Eligible categories: 交通 • Applicable to principal UnionPay Dual Currency credit cards issued by the Bank; supplementary cards, Pacific Internet cards, and gift cards are excluded. • Register online or through WeChat; eligible expense is counted from the month in which the eligible account successfully registers. • Registered cardholders receive a source-stated 5% credit rebate on any eligible travel expense during 2026. • Eligible travel expense covers Hong Kong, Macau, Mainland China, and cross-border tunnel, highway and bridge tolls; petrol-station fuel; parking; electric-vehicle charging; car repair and maintenance; auto detailing; and designated public transport including MTR, buses, ferries, trams, light rail, high-speed rail, Turbo Jet, water jets, cross-border buses, intercity trains, subways, and Mainland public buses. • Exclude cash advances and related fees, Octopus automatic add value, electronic wallets, instalments, split transactions, balance transfers, tax, traveller's cheques, insurance, credit-card charges, other redemption fees, cancelled, returned, fraudulent, and unposted transactions, and other transactions designated by the Bank. • Supplementary-card travel expense combines with the related principal account. The account maximum is HKD100 credit rebate per month, credited by the end of the following month; rebate is rounded to the nearest integer and amounts below HKD1 are not awarded. • For Mainland China transactions, RMB1 equals HKD1 for this promotion. Multiple eligible credit-card accounts cannot combine spending. • The account must be valid and in good financial standing when the rebate is credited. The Bank may debit the rebate after a cancellation, refund, or fraudulent act and may determine eligibility from its transaction record.

• Eligibility: Audience: all
• Eligible spending: Applies to: 交通 · Type: category
• Benefit limit: Amount: 100 · Applies to: eligible GBA travel expenses in each month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated 5% credit rebate; no minimum spend is stated.
• Application or registration is required.
• Applicable to principal UnionPay Dual Currency credit cards issued by the Bank; supplementary cards, Pacific Internet cards, and gift cards are excluded.
• Register online or through WeChat; eligible expense is counted from the month in which the eligible account successfully registers.
• Registered cardholders receive a source-stated 5% credit rebate on any eligible travel expense during 2026.
• Eligible travel expense covers Hong Kong, Macau, Mainland China, and cross-border tunnel, highway and bridge tolls; petrol-station fuel; parking; electric-vehicle charging; car repair and maintenance; auto detailing; and designated public transport including MTR, buses, ferries, trams, light rail, high-speed rail, Turbo Jet, water jets, cross-border buses, intercity trains, subways, and Mainland public buses.
• Exclude cash advances and related fees, Octopus automatic add value, electronic wallets, instalments, split transactions, balance transfers, tax, traveller's cheques, insurance, credit-card charges, other redemption fees, cancelled, returned, fraudulent, and unposted transactions, and other transactions designated by the Bank.
• Supplementary-card travel expense combines with the related principal account. The account maximum is HKD100 credit rebate per month, credited by the end of the following month; rebate is rounded to the nearest integer and amounts below HKD1 are not awarded.
• For Mainland China transactions, RMB1 equals HKD1 for this promotion. Multiple eligible credit-card accounts cannot combine spending.
• The account must be valid and in good financial standing when the rebate is credited. The Bank may debit the rebate after a cancellation, refund, or fraudulent act and may determine eligibility from its transaction record.
• GBA Travel Promotion Period: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Source-stated 5% rebate; HKD1,000 is an eligibility threshold, not the rate. • Limit: 300 HKD · Per Month • Limit applies to: eligible designated-foreign-currency spending in each monthly phase • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1000 • Eligible categories: 海外簽賬 • Applicable to principal and virtual CUP Dual Currency Credit Cards issued by the Bank; VISA cards, supplementary cards, Pacific Internet cards, and gift cards are excluded. • Register through the Bank website or WeChat during the Promotion Period; the quota is 5,000 and registration is first-come, first-served. The source lists online code 2026006CCD0000106 and WeChat code 202606CCD0000106. • In each monthly phase, accumulate eligible retail spending of HKD1,000 or above in designated foreign currencies of Japan, South Korea, Thailand, and Taiwan, China to receive a 5% rebate. • The rebate is capped at HKD300 in each phase and HKD1,800 for the entire Promotion Period. • Eligible transactions are non-HKD foreign retail spending, UnionPay QR/App retail spending, online retail spending, and purchases by post, fax, or phone; the amount uses the HKD value posted after currency conversion and country or region coding by UnionPay International. • Exclude foreign transactions paid in HKD, local retail spending, RMB transactions, cash advances, Octopus add value, electronic wallets, instalments, MPF/SVC, balance transfers, online bills, casino chips, tax, traveller's cheques, insurance, card charges, other redemption fees, and other transactions designated by the Bank. • Spending is counted by credit-card number and multiple eligible accounts cannot combine. Supplementary-card transactions combine with the principal account but the supplementary card does not receive the rebate; spending from another principal card cannot combine. • The Bank credits Phase 1-3 rebates in November 2026 and Phase 4-6 rebates in February 2027, subject to change; the amount is rounded to the nearest whole number. • Transactions must post before crediting and the account must remain valid and in good financial standing. Fraudulent, false, unauthorized, cancelled, refunded, or unposted transactions do not qualify; the Bank may debit the rebate after later cancellation.

• Eligibility: Audience: all
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Requirements: Period spend ≥: HK$1,000.00
• Benefit limit: Amount: 300 · Applies to: eligible designated foreign currency spending in each monthly phase · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated 5% rebate; HKD1,000 is an eligibility threshold, not the rate.
• Application or registration is required.
• Applicable to principal and virtual CUP Dual Currency Credit Cards issued by the Bank; VISA cards, supplementary cards, Pacific Internet cards, and gift cards are excluded.
• Register through the Bank website or WeChat during the Promotion Period; the quota is 5,000 and registration is first-come, first-served. The source lists online code 2026006CCD0000106 and WeChat code 202606CCD0000106.
• In each monthly phase, accumulate eligible retail spending of HKD1,000 or above in designated foreign currencies of Japan, South Korea, Thailand, and Taiwan, China to receive a 5% rebate.
• The rebate is capped at HKD300 in each phase and HKD1,800 for the entire Promotion Period.
• Eligible transactions are non-HKD foreign retail spending, UnionPay QR/App retail spending, online retail spending, and purchases by post, fax, or phone; the amount uses the HKD value posted after currency conversion and country or region coding by UnionPay International.
• Exclude foreign transactions paid in HKD, local retail spending, RMB transactions, cash advances, Octopus add value, electronic wallets, instalments, MPF/SVC, balance transfers, online bills, casino chips, tax, traveller's cheques, insurance, card charges, other redemption fees, and other transactions designated by the Bank.
• Spending is counted by credit-card number and multiple eligible accounts cannot combine. Supplementary-card transactions combine with the principal account but the supplementary card does not receive the rebate; spending from another principal card cannot combine.
• The Bank credits Phase 1-3 rebates in November 2026 and Phase 4-6 rebates in February 2027, subject to change; the amount is rounded to the nearest whole number.
• Transactions must post before crediting and the account must remain valid and in good financial standing. Fraudulent, false, unauthorized, cancelled, refunded, or unposted transactions do not qualify; the Bank may debit the rebate after later cancellation.
• Designated Foreign Currencies Promotion Period: 2026-07-01 – 2026-12-31

Category or merchant does not match. • Document: Original transaction sales slips or official payment records, and further documents if requested for verification. • Limit: 150 HKD · Per Month • Limit applies to: Combined extra cashback from the Overseas and Online Spending and Chill Merchant offers per credit card account per calendar month. • Eligible categories: 網上購物 • T • h • e • • s • o • u • r • c • e • - • s • t • a • t • e • d • • e • x • t • r • a • • r • e • b • a • t • e • • i • s • • 4 • . • 6 • % • ; • • t • h • e • • a • d • v • e • r • t • i • s • e • d • • 5 • % • • t • o • t • a • l • • i • n • c • l • u • d • e • s • • t • h • e • • s • h • a • r • e • d • • 0 • . • 4 • % • • G • i • f • t • • P • o • i • n • t • • r • e • w • a • r • d • . • • D • o • • n • o • t • • c • o • u • n • t • • 5 • % • • a • s • • a • n • • e • x • t • r • a • • r • e • b • a • t • e • . • • O • n • l • i • n • e • • s • p • e • n • d • i • n • g • • c • o • v • e • r • s • • r • e • t • a • i • l • • t • r • a • n • s • a • c • t • i • o • n • s • • t • h • r • o • u • g • h • • o • n • l • i • n • e • • c • h • a • n • n • e • l • s • , • • r • e • g • a • r • d • l • e • s • s • • o • f • • c • o • u • n • t • r • y • • o • r • • c • u • r • r • e • n • c • y • . • • T • h • e • • a • m • o • u • n • t • • u • s • e • s • • t • h • e • • H • K • D • • a • m • o • u • n • t • • p • o • s • t • e • d • • a • f • t • e • r • • c • o • n • v • e • r • s • i • o • n • . • • T • h • e • • m • o • n • t • h • l • y • • H • K • D • 1 • 5 • 0 • • e • x • t • r • a • - • r • e • b • a • t • e • • c • a • p • • i • s • • s • h • a • r • e • d • • w • i • t • h • • t • h • e • • C • h • i • l • l • • M • e • r • c • h • a • n • t • • o • f • f • e • r • ; • • w • h • e • n • • b • o • t • h • • p • r • o • m • o • t • i • o • n • s • • q • u • a • l • i • f • y • , • • t • h • e • • h • i • g • h • e • r • • r • a • t • e • • a • p • p • l • i • e • s • . • • T • h • e • • p • r • o • m • o • t • i • o • n • • e • n • d • s • • o • n • • 3 • 1 • • D • e • c • e • m • b • e • r • • 2 • 0 • 2 • 6 • • b • y • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • . • • C • a • s • h • • r • e • b • a • t • e • • i • s • • b • a • s • e • d • • o • n • • n • e • t • • s • p • e • n • d • . • • O • n • l • y • • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • p • o • s • t • e • d • • w • i • t • h • i • n • • 7 • • d • a • y • s • • o • f • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • • c • o • u • n • t • . • • A • d • d • i • t • i • o • n • a • l • - • c • a • r • d • • s • p • e • n • d • i • n • g • • i • s • • c • o • m • b • i • n • e • d • • w • i • t • h • • m • a • i • n • - • c • a • r • d • • s • p • e • n • d • i • n • g • . • • T • h • e • • a • c • c • o • u • n • t • • m • u • s • t • • r • e • m • a • i • n • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • • d • u • r • i • n • g • • t • h • e • • p • r • o • m • o • t • i • o • n • • a • n • d • • w • h • e • n • • t • h • e • • r • e • b • a • t • e • • i • s • • a • w • a • r • d • e • d • ; • • f • r • a • u • d • u • l • e • n • t • , • • u • n • a • u • t • h • o • r • i • s • e • d • , • • u • n • p • o • s • t • e • d • , • • c • a • n • c • e • l • l • e • d • • a • n • d • • r • e • f • u • n • d • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • • a • r • e • • e • x • c • l • u • d • e • d • . • • T • h • e • • t • e • r • m • s • • a • l • s • o • • e • x • c • l • u • d • e • • e • - • w • a • l • l • e • t • s • , • • i • n • s • t • a • n • t • • r • e • w • a • r • d • s • , • • c • a • s • h • • a • d • v • a • n • c • e • s • , • • b • a • l • a • n • c • e • • t • r • a • n • s • f • e • r • s • , • • a • u • t • o • p • a • y • , • • O • c • t • o • p • u • s • • a • d • d • - • v • a • l • u • e • , • • i • n • s • t • a • l • m • e • n • t • s • , • • a • n • n • u • a • l • • a • n • d • • f • i • n • a • n • c • e • • c • h • a • r • g • e • s • , • • u • t • i • l • i • t • y • • a • n • d • • b • i • l • l • • p • a • y • m • e • n • t • s • , • • d • e • s • i • g • n • a • t • e • d • • o • n • l • i • n • e • • p • a • y • m • e • n • t • • s • y • s • t • e • m • s • , • • s • t • o • r • e • d • - • v • a • l • u • e • • a • n • d • • e • - • w • a • l • l • e • t • • r • e • l • o • a • d • s • , • • p • e • r • s • o • n • - • t • o • - • p • e • r • s • o • n • • t • r • a • n • s • f • e • r • s • , • • f • i • n • a • n • c • i • a • l • - • i • n • s • t • i • t • u • t • i • o • n • • t • r • a • n • s • a • c • t • i • o • n • s • , • • g • a • m • b • l • i • n • g • , • • d • o • n • a • t • i • o • n • s • • a • n • d • • o • t • h • e • r • • c • o • m • p • a • n • y • - • d • e • s • i • g • n • a • t • e • d • • c • a • t • e • g • o • r • i • e • s • . • • T • h • e • • C • o • m • p • a • n • y • • d • e • t • e • r • m • i • n • e • s • • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • • a • n • d • • m • e • r • c • h • a • n • t • • c • o • d • e • s • .

• Eligibility: Audience: all · Document: Original transaction sales slips or official payment records, and further documents if requested for verification.
• Eligible spending: Applies to: 網上購物 · Type: category
• Benefit limit: Amount: 150 · Applies to: Combined extra cashback from the Overseas and Online Spending and Chill Merchant offers per credit card account per calendar month. · Currency: HKD · Period: per month · Type: limited · Unit: currency
• The source-stated extra rebate is 4.6%; the advertised 5% total includes the shared 0.4% Gift Point reward. Do not count 5% as an extra rebate. Online spending covers retail transactions through online channels, regardless of country or currency. The amount uses the HKD amount posted after conversion. The monthly HKD150 extra-rebate cap is shared with the Chill Merchant offer; when both promotions qualify, the higher rate applies. The promotion ends on 31 December 2026 by transaction date. Cash rebate is based on net spend. Only eligible transactions posted within 7 days of the transaction date count. Additional-card spending is combined with main-card spending. The account must remain valid and in good standing during the promotion and when the rebate is awarded; fraudulent, unauthorised, unposted, cancelled and refunded transactions are excluded. The terms also exclude e-wallets, instant rewards, cash advances, balance transfers, autopay, Octopus add-value, instalments, annual and finance charges, utility and bill payments, designated online payment systems, stored-value and e-wallet reloads, person-to-person transfers, financial-institution transactions, gambling, donations and other company-designated categories. The Company determines eligible transaction and merchant codes.
• Eligible transaction date; the source states the promotion runs from now until 31 December 2026.: Now – 2026-12-31

Open source offer ↗

Category or merchant does not match. • Document: Original transaction sales slips or official payment records, and further documents if requested for verification. • Limit: 150 HKD · Per Month • Limit applies to: Combined extra cashback from the Overseas and Online Spending and Chill Merchant offers per credit card account per calendar month. • Eligible categories: 海外簽賬 • T • h • e • • s • o • u • r • c • e • - • s • t • a • t • e • d • • e • x • t • r • a • • r • e • b • a • t • e • • i • s • • 4 • . • 6 • % • ; • • t • h • e • • a • d • v • e • r • t • i • s • e • d • • 5 • % • • t • o • t • a • l • • i • n • c • l • u • d • e • s • • t • h • e • • s • h • a • r • e • d • • 0 • . • 4 • % • • G • i • f • t • • P • o • i • n • t • • r • e • w • a • r • d • . • • D • o • • n • o • t • • c • o • u • n • t • • 5 • % • • a • s • • a • n • • e • x • t • r • a • • r • e • b • a • t • e • . • • O • v • e • r • s • e • a • s • • r • e • t • a • i • l • • s • p • e • n • d • i • n • g • • m • a • y • • b • e • • p • h • y • s • i • c • a • l • • o • r • • o • n • l • i • n • e • • a • n • d • • m • u • s • t • • s • e • t • t • l • e • • i • n • • f • o • r • e • i • g • n • • c • u • r • r • e • n • c • y • . • • F • o • r • e • i • g • n • - • c • u • r • r • e • n • c • y • • s • p • e • n • d • i • n • g • • s • e • t • t • l • e • d • • i • n • • H • K • D • • i • s • • e • x • c • l • u • d • e • d • . • • T • h • e • • m • o • n • t • h • l • y • • H • K • D • 1 • 5 • 0 • • e • x • t • r • a • - • r • e • b • a • t • e • • c • a • p • • i • s • • s • h • a • r • e • d • • w • i • t • h • • t • h • e • • C • h • i • l • l • • M • e • r • c • h • a • n • t • • o • f • f • e • r • ; • • w • h • e • n • • b • o • t • h • • p • r • o • m • o • t • i • o • n • s • • q • u • a • l • i • f • y • , • • t • h • e • • h • i • g • h • e • r • • r • a • t • e • • a • p • p • l • i • e • s • . • • T • h • e • • p • r • o • m • o • t • i • o • n • • e • n • d • s • • o • n • • 3 • 1 • • D • e • c • e • m • b • e • r • • 2 • 0 • 2 • 6 • • b • y • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • . • • C • a • s • h • • r • e • b • a • t • e • • i • s • • b • a • s • e • d • • o • n • • n • e • t • • s • p • e • n • d • . • • O • n • l • y • • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • p • o • s • t • e • d • • w • i • t • h • i • n • • 7 • • d • a • y • s • • o • f • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • • c • o • u • n • t • . • • A • d • d • i • t • i • o • n • a • l • - • c • a • r • d • • s • p • e • n • d • i • n • g • • i • s • • c • o • m • b • i • n • e • d • • w • i • t • h • • m • a • i • n • - • c • a • r • d • • s • p • e • n • d • i • n • g • . • • T • h • e • • a • c • c • o • u • n • t • • m • u • s • t • • r • e • m • a • i • n • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • • d • u • r • i • n • g • • t • h • e • • p • r • o • m • o • t • i • o • n • • a • n • d • • w • h • e • n • • t • h • e • • r • e • b • a • t • e • • i • s • • a • w • a • r • d • e • d • ; • • f • r • a • u • d • u • l • e • n • t • , • • u • n • a • u • t • h • o • r • i • s • e • d • , • • u • n • p • o • s • t • e • d • , • • c • a • n • c • e • l • l • e • d • • a • n • d • • r • e • f • u • n • d • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • • a • r • e • • e • x • c • l • u • d • e • d • . • • T • h • e • • t • e • r • m • s • • a • l • s • o • • e • x • c • l • u • d • e • • e • - • w • a • l • l • e • t • s • , • • i • n • s • t • a • n • t • • r • e • w • a • r • d • s • , • • c • a • s • h • • a • d • v • a • n • c • e • s • , • • b • a • l • a • n • c • e • • t • r • a • n • s • f • e • r • s • , • • a • u • t • o • p • a • y • , • • O • c • t • o • p • u • s • • a • d • d • - • v • a • l • u • e • , • • i • n • s • t • a • l • m • e • n • t • s • , • • a • n • n • u • a • l • • a • n • d • • f • i • n • a • n • c • e • • c • h • a • r • g • e • s • , • • u • t • i • l • i • t • y • • a • n • d • • b • i • l • l • • p • a • y • m • e • n • t • s • , • • d • e • s • i • g • n • a • t • e • d • • o • n • l • i • n • e • • p • a • y • m • e • n • t • • s • y • s • t • e • m • s • , • • s • t • o • r • e • d • - • v • a • l • u • e • • a • n • d • • e • - • w • a • l • l • e • t • • r • e • l • o • a • d • s • , • • p • e • r • s • o • n • - • t • o • - • p • e • r • s • o • n • • t • r • a • n • s • f • e • r • s • , • • f • i • n • a • n • c • i • a • l • - • i • n • s • t • i • t • u • t • i • o • n • • t • r • a • n • s • a • c • t • i • o • n • s • , • • g • a • m • b • l • i • n • g • , • • d • o • n • a • t • i • o • n • s • • a • n • d • • o • t • h • e • r • • c • o • m • p • a • n • y • - • d • e • s • i • g • n • a • t • e • d • • c • a • t • e • g • o • r • i • e • s • . • • T • h • e • • C • o • m • p • a • n • y • • d • e • t • e • r • m • i • n • e • s • • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • • a • n • d • • m • e • r • c • h • a • n • t • • c • o • d • e • s • .

• Eligibility: Audience: all · Document: Original transaction sales slips or official payment records, and further documents if requested for verification.
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Benefit limit: Amount: 150 · Applies to: Combined extra cashback from the Overseas and Online Spending and Chill Merchant offers per credit card account per calendar month. · Currency: HKD · Period: per month · Type: limited · Unit: currency
• The source-stated extra rebate is 4.6%; the advertised 5% total includes the shared 0.4% Gift Point reward. Do not count 5% as an extra rebate. Overseas retail spending may be physical or online and must settle in foreign currency. Foreign-currency spending settled in HKD is excluded. The monthly HKD150 extra-rebate cap is shared with the Chill Merchant offer; when both promotions qualify, the higher rate applies. The promotion ends on 31 December 2026 by transaction date. Cash rebate is based on net spend. Only eligible transactions posted within 7 days of the transaction date count. Additional-card spending is combined with main-card spending. The account must remain valid and in good standing during the promotion and when the rebate is awarded; fraudulent, unauthorised, unposted, cancelled and refunded transactions are excluded. The terms also exclude e-wallets, instant rewards, cash advances, balance transfers, autopay, Octopus add-value, instalments, annual and finance charges, utility and bill payments, designated online payment systems, stored-value and e-wallet reloads, person-to-person transfers, financial-institution transactions, gambling, donations and other company-designated categories. The Company determines eligible transaction and merchant codes.
• Eligible transaction date; the source states the promotion runs from now until 31 December 2026.: Now – 2026-12-31

Open source offer ↗

Merchant eligibility cannot be established from the incomplete source list. • Document: Original transaction sales slips or official payment records, and further documents if requested for verification. • Limit: 150 HKD · Per Month • Limit applies to: Combined extra cashback from the Overseas and Online Spending and Chill Merchant offers per credit card account per calendar month. • Eligibility: Payment Methods: physical-card; apple-pay; google-pay; samsung-pay; Phase Spend Min: 1500 • Eligible categories: 其他 • T • h • e • • s • o • u • r • c • e • - • s • t • a • t • e • d • • e • x • t • r • a • • r • e • b • a • t • e • • i • s • • 9 • . • 6 • % • ; • • t • h • e • • a • d • v • e • r • t • i • s • e • d • • 1 • 0 • % • • t • o • t • a • l • • i • n • c • l • u • d • e • s • • t • h • e • • s • h • a • r • e • d • • 0 • . • 4 • % • • G • i • f • t • • P • o • i • n • t • • r • e • w • a • r • d • . • • D • o • • n • o • t • • c • o • u • n • t • • 1 • 0 • % • • a • s • • a • n • • e • x • t • r • a • • r • e • b • a • t • e • . • • E • l • i • g • i • b • l • e • • C • h • i • l • l • • M • e • r • c • h • a • n • t • • t • r • a • n • s • a • c • t • i • o • n • s • • a • r • e • • a • t • • s • e • l • e • c • t • e • d • • l • o • c • a • l • • a • n • d • • o • n • l • i • n • e • • m • e • r • c • h • a • n • t • s • . • • E • a • c • h • • c • a • l • e • n • d • a • r • • m • o • n • t • h • , • • t • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • a • c • c • u • m • u • l • a • t • e • • a • t • • l • e • a • s • t • • H • K • $ • 1 • , • 5 • 0 • 0 • • o • f • • e • l • i • g • i • b • l • e • • s • p • e • n • d • i • n • g • • w • i • t • h • • a • • p • h • y • s • i • c • a • l • • c • a • r • d • • o • r • • A • p • p • l • e • • P • a • y • , • • G • o • o • g • l • e • • P • a • y • • o • r • • S • a • m • s • u • n • g • • P • a • y • • a • t • • l • o • c • a • l • • o • r • • o • v • e • r • s • e • a • s • • p • h • y • s • i • c • a • l • • m • e • r • c • h • a • n • t • s • . • • T • h • e • • c • u • r • r • e • n • t • • m • e • r • c • h • a • n • t • • l • i • s • t • • i • s • • n • o • t • • p • r • e • s • e • n • t • • i • n • • t • h • e • • r • e • t • a • i • n • e • d • • p • a • g • e • . • • E • - • w • a • l • l • e • t • • t • r • a • n • s • a • c • t • i • o • n • s • • a • t • • d • e • s • i • g • n • a • t • e • d • • m • e • r • c • h • a • n • t • s • • a • r • e • • e • x • c • l • u • d • e • d • , • • a • n • d • • t • h • e • • C • o • m • p • a • n • y • • c • a • n • • c • h • a • n • g • e • • t • h • e • • l • i • s • t • . • • T • h • e • • m • o • n • t • h • l • y • • H • K • D • 1 • 5 • 0 • • e • x • t • r • a • - • r • e • b • a • t • e • • c • a • p • • i • s • • s • h • a • r • e • d • • w • i • t • h • • O • v • e • r • s • e • a • s • • a • n • d • • O • n • l • i • n • e • • S • p • e • n • d • i • n • g • ; • • i • f • • b • o • t • h • • p • r • o • m • o • t • i • o • n • s • • q • u • a • l • i • f • y • , • • t • h • e • • h • i • g • h • e • r • • r • a • t • e • • a • p • p • l • i • e • s • . • • T • h • e • • p • r • o • m • o • t • i • o • n • • e • n • d • s • • o • n • • 3 • 1 • • D • e • c • e • m • b • e • r • • 2 • 0 • 2 • 6 • • b • y • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • . • • C • a • s • h • • r • e • b • a • t • e • • i • s • • b • a • s • e • d • • o • n • • n • e • t • • s • p • e • n • d • . • • O • n • l • y • • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • p • o • s • t • e • d • • w • i • t • h • i • n • • 7 • • d • a • y • s • • o • f • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • • c • o • u • n • t • . • • A • d • d • i • t • i • o • n • a • l • - • c • a • r • d • • s • p • e • n • d • i • n • g • • i • s • • c • o • m • b • i • n • e • d • • w • i • t • h • • m • a • i • n • - • c • a • r • d • • s • p • e • n • d • i • n • g • . • • T • h • e • • a • c • c • o • u • n • t • • m • u • s • t • • r • e • m • a • i • n • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • • d • u • r • i • n • g • • t • h • e • • p • r • o • m • o • t • i • o • n • • a • n • d • • w • h • e • n • • t • h • e • • r • e • b • a • t • e • • i • s • • a • w • a • r • d • e • d • ; • • f • r • a • u • d • u • l • e • n • t • , • • u • n • a • u • t • h • o • r • i • s • e • d • , • • u • n • p • o • s • t • e • d • , • • c • a • n • c • e • l • l • e • d • • a • n • d • • r • e • f • u • n • d • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • • a • r • e • • e • x • c • l • u • d • e • d • . • • T • h • e • • t • e • r • m • s • • a • l • s • o • • e • x • c • l • u • d • e • • e • - • w • a • l • l • e • t • s • , • • i • n • s • t • a • n • t • • r • e • w • a • r • d • s • , • • c • a • s • h • • a • d • v • a • n • c • e • s • , • • b • a • l • a • n • c • e • • t • r • a • n • s • f • e • r • s • , • • a • u • t • o • p • a • y • , • • O • c • t • o • p • u • s • • a • d • d • - • v • a • l • u • e • , • • i • n • s • t • a • l • m • e • n • t • s • , • • a • n • n • u • a • l • • a • n • d • • f • i • n • a • n • c • e • • c • h • a • r • g • e • s • , • • u • t • i • l • i • t • y • • a • n • d • • b • i • l • l • • p • a • y • m • e • n • t • s • , • • d • e • s • i • g • n • a • t • e • d • • o • n • l • i • n • e • • p • a • y • m • e • n • t • • s • y • s • t • e • m • s • , • • s • t • o • r • e • d • - • v • a • l • u • e • • a • n • d • • e • - • w • a • l • l • e • t • • r • e • l • o • a • d • s • , • • p • e • r • s • o • n • - • t • o • - • p • e • r • s • o • n • • t • r • a • n • s • f • e • r • s • , • • f • i • n • a • n • c • i • a • l • - • i • n • s • t • i • t • u • t • i • o • n • • t • r • a • n • s • a • c • t • i • o • n • s • , • • g • a • m • b • l • i • n • g • , • • d • o • n • a • t • i • o • n • s • • a • n • d • • o • t • h • e • r • • c • o • m • p • a • n • y • - • d • e • s • i • g • n • a • t • e • d • • c • a • t • e • g • o • r • i • e • s • . • • T • h • e • • C • o • m • p • a • n • y • • d • e • t • e • r • m • i • n • e • s • • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • • a • n • d • • m • e • r • c • h • a • n • t • • c • o • d • e • s • .

• Eligibility: Audience: all · Document: Original transaction sales slips or official payment records, and further documents if requested for verification.
• Eligible spending: Applies to: 其他 · Type: category
• Requirements: Pay with: physical card / apple pay / google pay / samsung pay · Period spend ≥: HK$1,500.00
• Benefit limit: Amount: 150 · Applies to: Combined extra cashback from the Overseas and Online Spending and Chill Merchant offers per credit card account per calendar month. · Currency: HKD · Period: per month · Type: limited · Unit: currency
• The complete list of eligible merchants is not available.
• The source-stated extra rebate is 9.6%; the advertised 10% total includes the shared 0.4% Gift Point reward. Do not count 10% as an extra rebate. Eligible Chill Merchant transactions are at selected local and online merchants. Each calendar month, the cardholder must accumulate at least HK$1,500 of eligible spending with a physical card or Apple Pay, Google Pay or Samsung Pay at local or overseas physical merchants. The current merchant list is not present in the retained page. E-wallet transactions at designated merchants are excluded, and the Company can change the list. The monthly HKD150 extra-rebate cap is shared with Overseas and Online Spending; if both promotions qualify, the higher rate applies. The promotion ends on 31 December 2026 by transaction date. Cash rebate is based on net spend. Only eligible transactions posted within 7 days of the transaction date count. Additional-card spending is combined with main-card spending. The account must remain valid and in good standing during the promotion and when the rebate is awarded; fraudulent, unauthorised, unposted, cancelled and refunded transactions are excluded. The terms also exclude e-wallets, instant rewards, cash advances, balance transfers, autopay, Octopus add-value, instalments, annual and finance charges, utility and bill payments, designated online payment systems, stored-value and e-wallet reloads, person-to-person transfers, financial-institution transactions, gambling, donations and other company-designated categories. The Company determines eligible transaction and merchant codes.
• Eligible transaction date; the source states the promotion runs from now until 31 December 2026.: Now – 2026-12-31

Open source offer ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • HK$500 ÷ HK$5,000 × 100 = 10% at the minimum qualifying spend. The effective rate decreases when eligible spend exceeds HK$5,000. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 5000 • Applies to all eligible spending, subject to the conditions. • T • h • e • • c • a • r • d • • a • p • p • l • i • c • a • t • i • o • n • • m • u • s • t • • b • e • • a • p • p • r • o • v • e • d • • d • u • r • i • n • g • • t • h • e • • p • r • o • m • o • t • i • o • n • • p • e • r • i • o • d • • a • n • d • • t • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • a • c • t • i • v • a • t • e • • t • h • e • • c • a • r • d • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • a • c • c • u • m • u • l • a • t • e • • H • K • $ • 5 • , • 0 • 0 • 0 • • o • f • • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • w • i • t • h • i • n • • t • h • e • • f • i • r • s • t • • m • o • n • t • h • • a • n • d • • t • h • e • • f • o • l • l • o • w • i • n • g • • t • w • o • • c • a • l • e • n • d • a • r • • m • o • n • t • h • s • • a • f • t • e • r • • c • a • r • d • • i • s • s • u • a • n • c • e • . • • E • x • i • s • t • i • n • g • • m • a • i • n • • c • a • r • d • h • o • l • d • e • r • s • • o • f • • B • O • C • • C • r • e • d • i • t • • C • a • r • d • • o • r • • B • O • C • • D • u • a • l • • C • u • r • r • e • n • c • y • • C • r • e • d • i • t • • C • a • r • d • , • • s • t • a • f • f • , • • a • n • d • • a • p • p • l • i • c • a • n • t • s • • w • h • o • • c • a • n • c • e • l • l • e • d • • o • r • • h • e • l • d • • t • h • e • • l • i • s • t • e • d • • c • a • r • d • s • • d • u • r • i • n • g • • t • h • e • • p • r • i • o • r • • 1 • 2 • • m • o • n • t • h • s • • a • r • e • • e • x • c • l • u • d • e • d • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • t • h • e • • s • o • u • r • c • e • • t • e • r • m • s • ' • • e • x • c • l • u • s • i • o • n • s • • a • n • d • • p • o • s • t • i • n • g • • r • u • l • e • s • .

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: HK$500 ÷ HK$5,000 × 100 = 10% at the minimum qualifying spend. The effective rate decreases when eligible spend exceeds HK$5,000.
• Application or registration is required.
• The card application must be approved during the promotion period and the cardholder must activate the card. The cardholder must accumulate HK$5,000 of eligible transactions within the first month and the following two calendar months after card issuance. Existing main cardholders of BOC Credit Card or BOC Dual Currency Credit Card, staff, and applicants who cancelled or held the listed cards during the prior 12 months are excluded. Eligible transactions are subject to the source terms' exclusions and posting rules.
• Card application approval date; the source states the offer runs from now until 31 December 2026.: Now – 2026-12-31

Open source offer ↗

This benefit does not apply to a purchase. • The handling-fee rebate amount and rate are not stated. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1000 • A • p • p • l • i • e • s • • t • o • • B • O • C • • C • h • i • l • l • • C • a • r • d • s • • i • s • s • u • e • d • • i • n • • H • o • n • g • • K • o • n • g • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • l • o • g • • i • n • • t • o • • i • n • t • e • r • n • e • t • • o • r • • m • o • b • i • l • e • • b • a • n • k • i • n • g • • a • n • d • • s • u • c • c • e • s • s • f • u • l • l • y • • a • p • p • l • y • • f • o • r • • a • • 3 • - • m • o • n • t • h • • S • t • a • t • e • m • e • n • t • • I • n • s • t • a • l • l • m • e • n • t • • d • u • r • i • n • g • • t • h • e • • s • t • a • t • e • d • • c • a • r • d • - • i • s • s • u • a • n • c • e • • w • i • n • d • o • w • . • • E • l • i • g • i • b • l • e • • s • p • e • n • d • i • n • g • • i • s • • a • c • c • u • m • u • l • a • t • e • d • • s • p • e • n • d • i • n • g • • o • f • • a • t • • l • e • a • s • t • • H • K • $ • 1 • , • 0 • 0 • 0 • • p • o • s • t • e • d • • i • n • • t • h • e • • c • u • r • r • e • n • t • • s • t • a • t • e • m • e • n • t • • a • n • d • • m • a • y • • i • n • c • l • u • d • e • • r • e • t • a • i • l • • s • p • e • n • d • i • n • g • , • • b • a • l • a • n • c • e • • t • r • a • n • s • f • e • r • s • , • • o • n • l • i • n • e • • b • i • l • l • • p • a • y • m • e • n • t • s • • a • n • d • • J • E • T • • p • a • y • m • e • n • t • s • ; • • t • h • e • • s • o • u • r • c • e • • l • i • s • t • s • • e • x • c • l • u • s • i • o • n • s • . • • T • h • e • • h • a • n • d • l • i • n • g • • f • e • e • • i • s • • f • i • r • s • t • • c • h • a • r • g • e • d • • a • n • d • • t • h • e • n • • c • r • e • d • i • t • e • d • • a • s • • c • a • s • h • • r • e • b • a • t • e • • w • i • t • h • i • n • • t • h • r • e • e • • m • o • n • t • h • s • . • • A • n • y • • a • p • p • l • i • c • a • b • l • e • • m • o • n • t • h • l • y • • h • a • n • d • l • i • n • g • • f • e • e • • o • r • • u • p • f • r • o • n • t • • a • d • m • i • n • i • s • t • r • a • t • i • o • n • • f • e • e • • d • e • p • e • n • d • s • • o • n • • t • h • e • • i • n • s • t • a • l • l • m • e • n • t • • a • m • o • u • n • t • , • • r • e • p • a • y • m • e • n • t • • p • e • r • i • o • d • • a • n • d • • a • c • c • o • u • n • t • • s • t • a • t • u • s • . • • T • h • e • • a • p • p • l • i • c • a • t • i • o • n • • s • c • r • e • e • n • • s • t • a • t • e • s • • t • h • e • • a • m • o • u • n • t • • a • n • d • • A • P • R • .

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Requirements: Period spend ≥: HK$1,000.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The handling fee rebate amount and rate are not stated.
• Application or registration is required.
• Applies to BOC Chill Cards issued in Hong Kong. The cardholder must log in to internet or mobile banking and successfully apply for a 3-month Statement Installment during the stated card-issuance window. Eligible spending is accumulated spending of at least HK$1,000 posted in the current statement and may include retail spending, balance transfers, online bill payments and JET payments; the source lists exclusions. The handling fee is first charged and then credited as cash rebate within three months. Any applicable monthly handling fee or upfront administration fee depends on the installment amount, repayment period and account status. The application screen states the amount and APR.

Open source offer ↗

This benefit does not apply to a purchase. • The source states a HK$0 ticket price but does not state a comparison price. • Limit: 2 item · Promotion Total • Limit applies to: Event tickets per eligible credit card account. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1500 • R • e • d • e • e • m • • t • h • r • o • u • g • h • • t • h • e • • d • e • s • i • g • n • a • t • e • d • • H • K • • T • i • c • k • e • t • i • n • g • • p • a • g • e • • f • r • o • m • • 7 • • O • c • t • o • b • e • r • • t • o • • 3 • 1 • • O • c • t • o • b • e • r • • 2 • 0 • 2 • 6 • ; • • t • i • c • k • e • t • s • • a • r • e • • l • i • m • i • t • e • d • • a • n • d • • f • i • r • s • t • • c • o • m • e • , • • f • i • r • s • t • • s • e • r • v • e • d • . • • A • • n • e • w • • H • K • • T • i • c • k • e • t • i • n • g • • a • c • c • o • u • n • t • • i • s • • r • e • q • u • i • r • e • d • . • • T • h • e • • t • i • c • k • e • t • • p • r • i • c • e • • i • s • • H • K • $ • 0 • , • • b • u • t • • t • h • e • • T • i • c • k • e • t • i • n • g • • P • l • a • t • f • o • r • m • • h • a • n • d • l • i • n • g • • f • e • e • • i • s • • p • a • y • a • b • l • e • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • m • a • k • e • • a • t • • l • e • a • s • t • • H • K • $ • 1 • , • 5 • 0 • 0 • • o • f • • r • e • t • a • i • l • • t • r • a • n • s • a • c • t • i • o • n • s • • f • o • r • • e • a • c • h • • e • v • e • n • t • • t • i • c • k • e • t • • w • i • t • h • i • n • • t • w • o • • m • o • n • t • h • s • • a • f • t • e • r • • t • h • e • • e • v • e • n • t • • d • a • t • e • ; • • t • w • o • • t • i • c • k • e • t • s • • r • e • q • u • i • r • e • • H • K • $ • 3 • , • 0 • 0 • 0 • . • • I • f • • t • h • e • • s • p • e • n • d • • c • o • n • d • i • t • i • o • n • • i • s • • n • o • t • • m • e • t • , • • t • h • e • • C • o • m • p • a • n • y • • m • a • y • • d • e • d • u • c • t • • H • K • $ • 3 • 5 • 0 • • p • e • r • • t • i • c • k • e • t • . • • C • h • i • l • d • r • e • n • • u • n • d • e • r • • 1 • 2 • • m • u • s • t • • b • e • • a • c • c • o • m • p • a • n • i • e • d • • b • y • • a • n • • a • d • u • l • t • ; • • a • l • l • • a • t • t • e • n • d • e • e • s • • m • u • s • t • • s • i • g • n • • t • h • e • • a • c • t • i • v • i • t • y • • l • i • a • b • i • l • i • t • y • • w • a • i • v • e • r • , • • a • n • d • • a • • p • a • r • e • n • t • • o • r • • g • u • a • r • d • i • a • n • • m • u • s • t • • c • o • m • p • l • e • t • e • • i • t • • f • o • r • • a • t • t • e • n • d • e • e • s • • u • n • d • e • r • • 1 • 8 • .

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Requirements: Period spend ≥: HK$1,500.00
• Benefit limit: Amount: 2 · Applies to: Event tickets per eligible credit card account. · Period: promotion total · Type: limited · Unit: item
• Percentage note: The source states a HK$0 ticket price but does not state a comparison price.
• Application or registration is required.
• Redeem through the designated HK Ticketing page from 7 October to 31 October 2026; tickets are limited and first come, first served. A new HK Ticketing account is required. The ticket price is HK$0, but the Ticketing Platform handling fee is payable. The cardholder must make at least HK$1,500 of retail transactions for each event ticket within two months after the event date; two tickets require HK$3,000. If the spend condition is not met, the Company may deduct HK$350 per ticket. Children under 12 must be accompanied by an adult; all attendees must sign the activity liability waiver, and a parent or guardian must complete it for attendees under 18.
• Ticket redemption period, inclusive.: 2026-10-07 – 2026-10-31

Open source offer ↗

This benefit does not apply to a purchase. • Customer: New customer • Limit applies to: Welcome gift • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 5000 • "New Credit Card Customers" are principal applicants who had not held any BEA Credit Card in the six months before the application submission and approval date, excluding the BEA Corporate Card, co-branded or affinity cards, supplementary cards, and selected customers. • Within three months of card issue, new customers must activate the card and reach HK$5,000 or above in Eligible Spending within Spending Period. • BEA permanent staff are not entitled to receive a welcome gift, including BEA Credit Card and co-branded or affinity card gifts.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Requirements: Period spend ≥: HK$5,000.00
• Benefit limit: Applies to: Welcome gift · Period: not stated · Type: not stated
• Application or registration is required.
• "New Credit Card Customers" are principal applicants who had not held any BEA Credit Card in the six months before the application submission and approval date, excluding the BEA Corporate Card, co-branded or affinity cards, supplementary cards, and selected customers.
• Within three months of card issue, new customers must activate the card and reach HK$5,000 or above in Eligible Spending within Spending Period.
• BEA permanent staff are not entitled to receive a welcome gift, including BEA Credit Card and co-branded or affinity card gifts.

Open source offer ↗

This benefit does not apply to a purchase. • Customer: Existing customer • Limit applies to: Welcome gift • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 2000 • "Existing Credit Card Customers" are principal applicants who held a principal BEA Credit Card, excluding the BEA GOAL Credit Card, in the six months before the application submission and approval date. • Within two months of card issue, existing customers must activate the card and reach HK$2,000 or above in Eligible Spending within Spending Period. • BEA permanent staff are not entitled to receive a welcome gift, including BEA Credit Card and co-branded or affinity card gifts.

• Eligibility: Audience: all · Customer status: existing
• Eligible spending: Type: not applicable
• Requirements: Period spend ≥: HK$2,000.00
• Benefit limit: Applies to: Welcome gift · Period: not stated · Type: not stated
• Application or registration is required.
• "Existing Credit Card Customers" are principal applicants who held a principal BEA Credit Card, excluding the BEA GOAL Credit Card, in the six months before the application submission and approval date.
• Within two months of card issue, existing customers must activate the card and reach HK$2,000 or above in Eligible Spending within Spending Period.
• BEA permanent staff are not entitled to receive a welcome gift, including BEA Credit Card and co-branded or affinity card gifts.

Open source offer ↗

This benefit does not apply to a purchase. • Limit applies to: First-year annual fee waiver • All customers are entitled to an annual fee waiver for the first year.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: First year annual fee waiver · Period: not stated · Type: not stated
• All customers are entitled to an annual fee waiver for the first year.

Open source offer ↗

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: Combined Extra Reward cash rebate per Eligible Account across designated categories • Eligibility: Phase Spend Min: 2000 • Eligible categories: 網上購物 • Monthly Basic Reward Eligible Transactions must reach HK$2,000. The amount is calculated per calendar month and based on transaction date. • Each Eligible Account has a combined HK$200 Extra Reward cash rebate limit per calendar month. • An eligible transaction earns only the highest rebate once, even if it belongs to more than one eligible spending category. • Online Shopping Extra Reward is for online retail spending only. • Extra Reward transactions are based on transaction date. Eligible transactions are retail spending and are determined by merchant codes or transaction types. • Supermarket and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward. Group-buy or other-organization spending is excluded except for source-listed eligible merchants. • Unposted, cancelled, refunded or fraudulent transactions are ineligible. The card account must remain valid. • Principal and related supplementary card accounts are one Eligible Account. • Extra Reward is credited to the principal card account on the 16th of the next calendar month. • The Part A exclusions apply to Extra Reward, including cash advances; statement instalments, Cash in Hand, balance transfers and fund transfers; stored-value cards or e-wallet purchases or top-ups except PayMe or Octopus Automatic Added Value Service; Cyberbanking bill payments; casino chips; fees and charges; unposted, cancelled, reserved or refunded payments; card-present transactions at merchants with physical premises, a fixed business address, or business licence in the UK or a country in or joining the EEA after 19 October 2019; and insurance premiums. Cash rebates are rounded down to the nearest Hong Kong dollar. The total Extra Reward is the sum of rebate amounts in each Designated Spending Category, rounded down to the nearest Hong Kong dollar. Rewards on a cancelled account are cancelled and cannot be refunded or transferred.

• Eligibility: Audience: all
• Eligible spending: Applies to: 網上購物 · Type: category
• Requirements: Period spend ≥: HK$2,000.00
• Benefit limit: Amount: 200 · Applies to: Combined Extra Reward cash rebate per Eligible Account across designated categories · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Monthly Basic Reward Eligible Transactions must reach HK$2,000. The amount is calculated per calendar month and based on transaction date.
• Each Eligible Account has a combined HK$200 Extra Reward cash rebate limit per calendar month.
• An eligible transaction earns only the highest rebate once, even if it belongs to more than one eligible spending category.
• Online Shopping Extra Reward is for online retail spending only.
• Extra Reward transactions are based on transaction date. Eligible transactions are retail spending and are determined by merchant codes or transaction types.
• Supermarket and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward. Group-buy or other-organization spending is excluded except for source-listed eligible merchants.
• Unposted, cancelled, refunded or fraudulent transactions are ineligible. The card account must remain valid.
• Principal and related supplementary card accounts are one Eligible Account.
• Extra Reward is credited to the principal card account on the 16th of the next calendar month.
• The Part A exclusions apply to Extra Reward, including cash advances; statement instalments, Cash in Hand, balance transfers and fund transfers; stored-value cards or e-wallet purchases or top-ups except PayMe or Octopus Automatic Added Value Service; Cyberbanking bill payments; casino chips; fees and charges; unposted, cancelled, reserved or refunded payments; card-present transactions at merchants with physical premises, a fixed business address, or business licence in the UK or a country in or joining the EEA after 19 October 2019; and insurance premiums. Cash rebates are rounded down to the nearest Hong Kong dollar. The total Extra Reward is the sum of rebate amounts in each Designated Spending Category, rounded down to the nearest Hong Kong dollar. Rewards on a cancelled account are cancelled and cannot be refunded or transferred.
• Extra Reward Promotional Period: 2025-01-01 – 2026-12-31

Open source offer ↗

Merchant eligibility cannot be established from the incomplete source list. • Limit: 200 HKD · Per Month • Limit applies to: Combined Extra Reward cash rebate per Eligible Account across designated categories • Eligibility: Phase Spend Min: 2000 • Eligible categories: 娛樂 • Monthly Basic Reward Eligible Transactions must reach HK$2,000. The amount is calculated per calendar month and based on transaction date. • Each Eligible Account has a combined HK$200 Extra Reward cash rebate limit per calendar month. • An eligible transaction earns only the highest rebate once, even if it belongs to more than one eligible spending category. • Eligible spending includes tickets to designated local theme parks through official channels and spending within those parks, designated local karaoke merchants, designated local cinemas, and designated local ticket agents. • Group-buy platforms and other agents are not eligible for Entertainment spending outside the listed merchants. • Extra Reward transactions are based on transaction date. Eligible transactions are retail spending and are determined by merchant codes or transaction types. • Supermarket and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward. Group-buy or other-organization spending is excluded except for source-listed eligible merchants. • Unposted, cancelled, refunded or fraudulent transactions are ineligible. The card account must remain valid. • Principal and related supplementary card accounts are one Eligible Account. • Extra Reward is credited to the principal card account on the 16th of the next calendar month. • The Part A exclusions apply to Extra Reward, including cash advances; statement instalments, Cash in Hand, balance transfers and fund transfers; stored-value cards or e-wallet purchases or top-ups except PayMe or Octopus Automatic Added Value Service; Cyberbanking bill payments; casino chips; fees and charges; unposted, cancelled, reserved or refunded payments; card-present transactions at merchants with physical premises, a fixed business address, or business licence in the UK or a country in or joining the EEA after 19 October 2019; and insurance premiums. Cash rebates are rounded down to the nearest Hong Kong dollar. The total Extra Reward is the sum of rebate amounts in each Designated Spending Category, rounded down to the nearest Hong Kong dollar. Rewards on a cancelled account are cancelled and cannot be refunded or transferred.

• Eligibility: Audience: all
• Eligible spending: Applies to: 娛樂 · Type: category
• Requirements: Period spend ≥: HK$2,000.00
• Benefit limit: Amount: 200 · Applies to: Combined Extra Reward cash rebate per Eligible Account across designated categories · Currency: HKD · Period: per month · Type: limited · Unit: currency
• The complete list of eligible merchants is not available.
• Monthly Basic Reward Eligible Transactions must reach HK$2,000. The amount is calculated per calendar month and based on transaction date.
• Each Eligible Account has a combined HK$200 Extra Reward cash rebate limit per calendar month.
• An eligible transaction earns only the highest rebate once, even if it belongs to more than one eligible spending category.
• Eligible spending includes tickets to designated local theme parks through official channels and spending within those parks, designated local karaoke merchants, designated local cinemas, and designated local ticket agents.
• Group-buy platforms and other agents are not eligible for Entertainment spending outside the listed merchants.
• Extra Reward transactions are based on transaction date. Eligible transactions are retail spending and are determined by merchant codes or transaction types.
• Supermarket and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward. Group-buy or other-organization spending is excluded except for source-listed eligible merchants.
• Unposted, cancelled, refunded or fraudulent transactions are ineligible. The card account must remain valid.
• Principal and related supplementary card accounts are one Eligible Account.
• Extra Reward is credited to the principal card account on the 16th of the next calendar month.
• The Part A exclusions apply to Extra Reward, including cash advances; statement instalments, Cash in Hand, balance transfers and fund transfers; stored-value cards or e-wallet purchases or top-ups except PayMe or Octopus Automatic Added Value Service; Cyberbanking bill payments; casino chips; fees and charges; unposted, cancelled, reserved or refunded payments; card-present transactions at merchants with physical premises, a fixed business address, or business licence in the UK or a country in or joining the EEA after 19 October 2019; and insurance premiums. Cash rebates are rounded down to the nearest Hong Kong dollar. The total Extra Reward is the sum of rebate amounts in each Designated Spending Category, rounded down to the nearest Hong Kong dollar. Rewards on a cancelled account are cancelled and cannot be refunded or transferred.
• Extra Reward Promotional Period: 2025-01-01 – 2026-12-31

Open source offer ↗

Merchant eligibility cannot be established from the incomplete source list. • Limit: 200 HKD · Per Month • Limit applies to: Combined Extra Reward cash rebate per Eligible Account across designated categories • Eligibility: Phase Spend Min: 2000 • Eligible categories: 旅遊 • Monthly Basic Reward Eligible Transactions must reach HK$2,000. The amount is calculated per calendar month and based on transaction date. • Each Eligible Account has a combined HK$200 Extra Reward cash rebate limit per calendar month. • An eligible transaction earns only the highest rebate once, even if it belongs to more than one eligible spending category. • Travel spending includes designated travel agents, hotels and airlines. • Part A §12 excludes transactions at travel agencies from Extra Reward, while the GOAL-specific Travel category includes designated travel agents. This conflict remains unresolved. • Extra Reward transactions are based on transaction date. Eligible transactions are retail spending and are determined by merchant codes or transaction types. • Supermarket and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward. Group-buy or other-organization spending is excluded except for source-listed eligible merchants. • Unposted, cancelled, refunded or fraudulent transactions are ineligible. The card account must remain valid. • Principal and related supplementary card accounts are one Eligible Account. • Extra Reward is credited to the principal card account on the 16th of the next calendar month. • The Part A exclusions apply to Extra Reward, including cash advances; statement instalments, Cash in Hand, balance transfers and fund transfers; stored-value cards or e-wallet purchases or top-ups except PayMe or Octopus Automatic Added Value Service; Cyberbanking bill payments; casino chips; fees and charges; unposted, cancelled, reserved or refunded payments; card-present transactions at merchants with physical premises, a fixed business address, or business licence in the UK or a country in or joining the EEA after 19 October 2019; and insurance premiums. Cash rebates are rounded down to the nearest Hong Kong dollar. The total Extra Reward is the sum of rebate amounts in each Designated Spending Category, rounded down to the nearest Hong Kong dollar. Rewards on a cancelled account are cancelled and cannot be refunded or transferred.

• Eligibility: Audience: all
• Eligible spending: Applies to: 旅遊 · Type: category
• Requirements: Period spend ≥: HK$2,000.00
• Benefit limit: Amount: 200 · Applies to: Combined Extra Reward cash rebate per Eligible Account across designated categories · Currency: HKD · Period: per month · Type: limited · Unit: currency
• The complete list of eligible merchants is not available.
• Monthly Basic Reward Eligible Transactions must reach HK$2,000. The amount is calculated per calendar month and based on transaction date.
• Each Eligible Account has a combined HK$200 Extra Reward cash rebate limit per calendar month.
• An eligible transaction earns only the highest rebate once, even if it belongs to more than one eligible spending category.
• Travel spending includes designated travel agents, hotels and airlines.
• Part A §12 excludes transactions at travel agencies from Extra Reward, while the GOAL-specific Travel category includes designated travel agents. This conflict remains unresolved.
• Extra Reward transactions are based on transaction date. Eligible transactions are retail spending and are determined by merchant codes or transaction types.
• Supermarket and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward. Group-buy or other-organization spending is excluded except for source-listed eligible merchants.
• Unposted, cancelled, refunded or fraudulent transactions are ineligible. The card account must remain valid.
• Principal and related supplementary card accounts are one Eligible Account.
• Extra Reward is credited to the principal card account on the 16th of the next calendar month.
• The Part A exclusions apply to Extra Reward, including cash advances; statement instalments, Cash in Hand, balance transfers and fund transfers; stored-value cards or e-wallet purchases or top-ups except PayMe or Octopus Automatic Added Value Service; Cyberbanking bill payments; casino chips; fees and charges; unposted, cancelled, reserved or refunded payments; card-present transactions at merchants with physical premises, a fixed business address, or business licence in the UK or a country in or joining the EEA after 19 October 2019; and insurance premiums. Cash rebates are rounded down to the nearest Hong Kong dollar. The total Extra Reward is the sum of rebate amounts in each Designated Spending Category, rounded down to the nearest Hong Kong dollar. Rewards on a cancelled account are cancelled and cannot be refunded or transferred.
• Extra Reward Promotional Period: 2025-01-01 – 2026-12-31

Open source offer ↗

Merchant eligibility cannot be established from the incomplete source list. • Limit: 200 HKD · Per Month • Limit applies to: Combined Extra Reward cash rebate per Eligible Account across designated categories • Eligibility: Phase Spend Min: 2000 • Eligible categories: 本地交通 • Monthly Basic Reward Eligible Transactions must reach HK$2,000. The amount is calculated per calendar month and based on transaction date. • Each Eligible Account has a combined HK$200 Extra Reward cash rebate limit per calendar month. • An eligible transaction earns only the highest rebate once, even if it belongs to more than one eligible spending category. • Local Transport spending includes designated local bus companies, taxi apps except Uber, and fuel stations. • Extra Reward transactions are based on transaction date. Eligible transactions are retail spending and are determined by merchant codes or transaction types. • Supermarket and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward. Group-buy or other-organization spending is excluded except for source-listed eligible merchants. • Unposted, cancelled, refunded or fraudulent transactions are ineligible. The card account must remain valid. • Principal and related supplementary card accounts are one Eligible Account. • Extra Reward is credited to the principal card account on the 16th of the next calendar month. • The Part A exclusions apply to Extra Reward, including cash advances; statement instalments, Cash in Hand, balance transfers and fund transfers; stored-value cards or e-wallet purchases or top-ups except PayMe or Octopus Automatic Added Value Service; Cyberbanking bill payments; casino chips; fees and charges; unposted, cancelled, reserved or refunded payments; card-present transactions at merchants with physical premises, a fixed business address, or business licence in the UK or a country in or joining the EEA after 19 October 2019; and insurance premiums. Cash rebates are rounded down to the nearest Hong Kong dollar. The total Extra Reward is the sum of rebate amounts in each Designated Spending Category, rounded down to the nearest Hong Kong dollar. Rewards on a cancelled account are cancelled and cannot be refunded or transferred.

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地交通 · Type: category
• Requirements: Period spend ≥: HK$2,000.00
• Benefit limit: Amount: 200 · Applies to: Combined Extra Reward cash rebate per Eligible Account across designated categories · Currency: HKD · Period: per month · Type: limited · Unit: currency
• The complete list of eligible merchants is not available.
• Monthly Basic Reward Eligible Transactions must reach HK$2,000. The amount is calculated per calendar month and based on transaction date.
• Each Eligible Account has a combined HK$200 Extra Reward cash rebate limit per calendar month.
• An eligible transaction earns only the highest rebate once, even if it belongs to more than one eligible spending category.
• Local Transport spending includes designated local bus companies, taxi apps except Uber, and fuel stations.
• Extra Reward transactions are based on transaction date. Eligible transactions are retail spending and are determined by merchant codes or transaction types.
• Supermarket and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward. Group-buy or other-organization spending is excluded except for source-listed eligible merchants.
• Unposted, cancelled, refunded or fraudulent transactions are ineligible. The card account must remain valid.
• Principal and related supplementary card accounts are one Eligible Account.
• Extra Reward is credited to the principal card account on the 16th of the next calendar month.
• The Part A exclusions apply to Extra Reward, including cash advances; statement instalments, Cash in Hand, balance transfers and fund transfers; stored-value cards or e-wallet purchases or top-ups except PayMe or Octopus Automatic Added Value Service; Cyberbanking bill payments; casino chips; fees and charges; unposted, cancelled, reserved or refunded payments; card-present transactions at merchants with physical premises, a fixed business address, or business licence in the UK or a country in or joining the EEA after 19 October 2019; and insurance premiums. Cash rebates are rounded down to the nearest Hong Kong dollar. The total Extra Reward is the sum of rebate amounts in each Designated Spending Category, rounded down to the nearest Hong Kong dollar. Rewards on a cancelled account are cancelled and cannot be refunded or transferred.
• Extra Reward Promotional Period: 2025-01-01 – 2026-12-31

Open source offer ↗

Category or merchant does not match. • Customer: New customer • The source states 10%; the New Cardmember rule and the HK$1,000 maximum remain in constraints. • Limit: 1000 HKD · Promotion Total • Limit applies to: Welcome 10% foreign-currency cash rebate during the first 3 months • Application, registration or activation required. See conditions. • Eligible categories: 海外簽賬 • Available to New Cardmembers who successfully apply for the CNCBI GBA Dual Currency Credit Card. • A New Cardmember is an applicant who does not currently hold and has not cancelled a principal CNCBI Credit Card in the past 12 months from the month of approval. • Eligible foreign-currency spending includes posted retail and online transactions settled in any non-Hong Kong-dollar currency, including RMB. • The Spending Period is the first 3 months starting from the card issuance month, with a maximum HK$1,000 cash rebate during that period. • The Welcome Offers section states that the cardmember must choose 1 from 2 welcome offers. • The page says that the offers are subject to applicable terms and conditions; linked documents are not used as evidence in this local-source run.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Benefit limit: Amount: 1000 · Applies to: Welcome 10% foreign currency cash rebate during the first 3 months · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: The source states 10%; the New Cardmember rule and the HK$1,000 maximum remain in constraints.
• Application or registration is required.
• Available to New Cardmembers who successfully apply for the CNCBI GBA Dual Currency Credit Card.
• A New Cardmember is an applicant who does not currently hold and has not cancelled a principal CNCBI Credit Card in the past 12 months from the month of approval.
• Eligible foreign-currency spending includes posted retail and online transactions settled in any non-Hong Kong-dollar currency, including RMB.
• The Spending Period is the first 3 months starting from the card issuance month, with a maximum HK$1,000 cash rebate during that period.
• The Welcome Offers section states that the cardmember must choose 1 from 2 welcome offers.
• The page says that the offers are subject to applicable terms and conditions; linked documents are not used as evidence in this local-source run.
• Welcome Offer promotion period; source says from now until 31 December 2026: Now – 2026-12-31

New-customer offers are excluded from this purchase comparison. • Customer: New customer • This is a fixed welcome rebate; the source provides no reward-spend percentage denominator. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 6000 • Applies to all eligible spending, subject to the conditions. • Available to New Cardmembers who successfully apply for the CNCBI GBA Dual Currency Credit Card. • A New Cardmember is an applicant who does not currently hold and has not cancelled a principal CNCBI Credit Card in the past 12 months from the month of approval. • The cardmember must make retail transactions with the card and reach an accumulated HK$6,000 in the first 2 months starting from the card issuance month. • Eligible Retail Transactions include local and overseas retail spending, online retail transactions, and retail transactions incurred by mail or phone order. • The Welcome Offers section states that the cardmember must choose 1 from 2 welcome offers. • The page says that the offers are subject to applicable terms and conditions; linked documents are not used as evidence in this local-source run.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$6,000.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: This is a fixed welcome rebate; the source provides no reward spend percentage denominator.
• Application or registration is required.
• Available to New Cardmembers who successfully apply for the CNCBI GBA Dual Currency Credit Card.
• A New Cardmember is an applicant who does not currently hold and has not cancelled a principal CNCBI Credit Card in the past 12 months from the month of approval.
• The cardmember must make retail transactions with the card and reach an accumulated HK$6,000 in the first 2 months starting from the card issuance month.
• Eligible Retail Transactions include local and overseas retail spending, online retail transactions, and retail transactions incurred by mail or phone order.
• The Welcome Offers section states that the cardmember must choose 1 from 2 welcome offers.
• The page says that the offers are subject to applicable terms and conditions; linked documents are not used as evidence in this local-source run.
• Welcome Offer promotion period; source says from now until 31 December 2026: Now – 2026-12-31

Category or merchant does not match. • The source states the 4% component; the maximum wording, combined-program limits, and exclusions remain in constraints. • Limit: 150 HKD · Per Month • Limit applies to: 4% component on eligible RMB and UnionPay App spending; table states a HK$150 maximum per calendar month • Eligible categories: 中國內地簽賬 • Privilege 1 states up to 10% cash rebate on RMB Spending and a handling-fee waiver for overseas spending. • The table lists 4% cash rebate for RMB Spending and UnionPay App Spending. • Eligible RMB Spending includes retail or online retail transactions posted in Renminbi, based on the credit-card statement. • The table states a maximum extra cash rebate amount of HK$150 per calendar month for the 4% column. • The 4% component includes the Basic Cash Rebate under the CNCBI Dual Currency Credit Card Cash Rebate Rewards Program; the page states that the monthly Basic Cash Rebate is calculated on a statement-cycle basis from the combined credit limit and the Basic Cash Rebate percentage. • The Bank converts total eligible RMB and UnionPay App spending to Hong Kong dollars at CNY1 to HK$1 for the Extra Cash Rebate calculation. • If the same spending is both eligible RMB Spending and eligible UnionPay App Consumer-Presented QR spending, it is counted once under the 10% Cash Rebate Program. • Only the source-defined 4% component is emitted; the page's combined up-to-10% headline is not emitted as a second reward.

• Eligibility: Audience: all
• Eligible spending: Applies to: 中國內地簽賬 · Type: category
• Benefit limit: Amount: 150 · Applies to: 4% component on eligible RMB and UnionPay App spending; table states a HK$150 maximum per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: The source states the 4% component; the maximum wording, combined program limits, and exclusions remain in constraints.
• Privilege 1 states up to 10% cash rebate on RMB Spending and a handling-fee waiver for overseas spending.
• The table lists 4% cash rebate for RMB Spending and UnionPay App Spending.
• Eligible RMB Spending includes retail or online retail transactions posted in Renminbi, based on the credit-card statement.
• The table states a maximum extra cash rebate amount of HK$150 per calendar month for the 4% column.
• The 4% component includes the Basic Cash Rebate under the CNCBI Dual Currency Credit Card Cash Rebate Rewards Program; the page states that the monthly Basic Cash Rebate is calculated on a statement-cycle basis from the combined credit limit and the Basic Cash Rebate percentage.
• The Bank converts total eligible RMB and UnionPay App spending to Hong Kong dollars at CNY1 to HK$1 for the Extra Cash Rebate calculation.
• If the same spending is both eligible RMB Spending and eligible UnionPay App Consumer-Presented QR spending, it is counted once under the 10% Cash Rebate Program.
• Only the source-defined 4% component is emitted; the page's combined up-to-10% headline is not emitted as a second reward.
• Privilege 1 promotion period; source says from now until 31 December 2026: Now – 2026-12-31

Category or merchant does not match. • The source states an extra 6% component; the single-spend condition, maximum wording, and exclusions remain in constraints. • Limit: 250 HKD · Per Month • Limit applies to: Extra 6% cash rebate on eligible RMB spending; table states a HK$250 maximum per calendar month • Eligible categories: 中國內地簽賬 • The extra 6% component applies to RMB Spending with a single spending amount of CNY4,000 or above. • The table states a maximum extra cash rebate amount of HK$250 per calendar month for the extra 6% column. • The RMB spending for the extra 6% cash rebate does not include all WeChat Pay, Alipay, or PayMe transactions. • Eligible RMB Spending includes retail or online retail transactions posted in Renminbi, based on the credit-card statement. • The source states a combined up-to-10% program, but only the source-defined 4% and extra 6% components are emitted as separate rewards. • If the same spending is also eligible UnionPay App Consumer-Presented QR spending, it is counted once under the 10% Cash Rebate Program.

• Eligibility: Audience: all
• Eligible spending: Applies to: 中國內地簽賬 · Type: category
• Benefit limit: Amount: 250 · Applies to: Extra 6% cash rebate on eligible RMB spending; table states a HK$250 maximum per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: The source states an extra 6% component; the single spend condition, maximum wording, and exclusions remain in constraints.
• The extra 6% component applies to RMB Spending with a single spending amount of CNY4,000 or above.
• The table states a maximum extra cash rebate amount of HK$250 per calendar month for the extra 6% column.
• The RMB spending for the extra 6% cash rebate does not include all WeChat Pay, Alipay, or PayMe transactions.
• Eligible RMB Spending includes retail or online retail transactions posted in Renminbi, based on the credit-card statement.
• The source states a combined up-to-10% program, but only the source-defined 4% and extra 6% components are emitted as separate rewards.
• If the same spending is also eligible UnionPay App Consumer-Presented QR spending, it is counted once under the 10% Cash Rebate Program.
• Privilege 1 promotion period; source says from now until 31 December 2026: Now – 2026-12-31

The offer is not confirmed active on the snapshot date. • The source states a 5% instant discount; the per-order cap and promotion-code limits remain in constraints. • Limit: 120 HKD · Per Transaction • Limit applies to: Instant 5% off for one hotel-booking order • Application, registration or activation required. See conditions. • Merchants: wing-on-travel • Eligible merchants: wing-on-travel • The offer applies to GBA hotel bookings through the Wing On Travel website or App. • The cardmember must redeem the offer with promotion code CNCBI120H926. • The page states a maximum HK$120 per order under the instant 5% off offer. • The page states a promotion-code valid period from 8 September 2026 10:00 a.m. to 8 October 2026 9:59 a.m.; each GBA cardmember can redeem the code once during that period. • Quota applies on a first-come-first-served basis while quota lasts. • Instant 5% off is provided by Wing On Travel and is subject to the merchant's terms; the page gives the merchant final decision for disputes.

• Eligibility: Audience: all
• Eligible spending: Applies to: wing on travel · Type: merchant
• Benefit limit: Amount: 120 · Applies to: Instant 5% off for one hotel booking order · Currency: HKD · Period: per transaction · Type: limited · Unit: currency
• Percentage note: The source states a 5% instant discount; the per order cap and promotion code limits remain in constraints.
• Application or registration is required.
• The offer applies to GBA hotel bookings through the Wing On Travel website or App.
• The cardmember must redeem the offer with promotion code CNCBI120H926.
• The page states a maximum HK$120 per order under the instant 5% off offer.
• The page states a promotion-code valid period from 8 September 2026 10:00 a.m. to 8 October 2026 9:59 a.m.; each GBA cardmember can redeem the code once during that period.
• Quota applies on a first-come-first-served basis while quota lasts.
• Instant 5% off is provided by Wing On Travel and is subject to the merchant's terms; the page gives the merchant final decision for disputes.
• GBA hotel-booking promotion period stated in the page: 2026-01-08 – 2027-01-08
• Promotion-code redemption period; source states 8 September 2026 10:00 a.m. to 8 October 2026 9:59 a.m.: 2026-09-08 – 2026-10-08

The offer is not confirmed active on the snapshot date. • The source states up to 45%; the qualifying promotion code, quota, and per-order cap remain in constraints. • Limit: 360 HKD · Per Transaction • Limit applies to: Up to 45% cash rebate for one hotel-booking order • Application, registration or activation required. See conditions. • Merchants: wing-on-travel • Eligible merchants: wing-on-travel • The offer applies to GBA hotel bookings through the Wing On Travel website or App. • The cardmember must redeem the offer with promotion code CNCBI120H926. • The page states a maximum HK$360 per order under the up-to-45% cash rebate offer. • The page states a promotion-code valid period from 8 September 2026 10:00 a.m. to 8 October 2026 9:59 a.m.; each GBA cardmember can redeem the code once during that period. • The source states extra up to 45% cash rebate on top of the 5% instant discount. Quota applies on a first-come-first-served basis while quota lasts. • The cash rebate offer is subject to the applicable merchant and promotion terms stated on the page; linked terms are not used as evidence in this local-source run.

• Eligibility: Audience: all
• Eligible spending: Applies to: wing on travel · Type: merchant
• Benefit limit: Amount: 360 · Applies to: Up to 45% cash rebate for one hotel booking order · Currency: HKD · Period: per transaction · Type: limited · Unit: currency
• Percentage note: The source states up to 45%; the qualifying promotion code, quota, and per order cap remain in constraints.
• Application or registration is required.
• The offer applies to GBA hotel bookings through the Wing On Travel website or App.
• The cardmember must redeem the offer with promotion code CNCBI120H926.
• The page states a maximum HK$360 per order under the up-to-45% cash rebate offer.
• The page states a promotion-code valid period from 8 September 2026 10:00 a.m. to 8 October 2026 9:59 a.m.; each GBA cardmember can redeem the code once during that period.
• The source states extra up to 45% cash rebate on top of the 5% instant discount. Quota applies on a first-come-first-served basis while quota lasts.
• The cash rebate offer is subject to the applicable merchant and promotion terms stated on the page; linked terms are not used as evidence in this local-source run.
• GBA hotel-booking promotion period stated in the page: 2026-01-08 – 2027-01-08
• Promotion-code redemption period; source states 8 September 2026 10:00 a.m. to 8 October 2026 9:59 a.m.: 2026-09-08 – 2026-10-08

Category or merchant does not match. • Threshold-equivalent calculation: CNY10 discount ÷ CNY30 minimum spend = 33.33%; the effective rate decreases when actual spend exceeds the threshold. • Minimum spend: Period: per_transaction; Spend: 30 • Merchants: haagen-dazs, naixue • Eligible merchants: haagen-dazs, naixue • The offer applies to designated spending at the named merchants in mainland China with the card during the promotion period. • Offer details are stated in RMB. • The table lists Häagen-Dazs and Naixue with CNY10 off upon CNY30 spending. • The offer is provided by UnionPay International, subject to relevant terms and conditions and quotas on a first-come-first-served basis. • The page refers to a linked UnionPay page for further details; that linked page is not used as evidence.

• Eligibility: Audience: all
• Eligible spending: Applies to: haagen dazs / naixue · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$30.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Threshold equivalent calculation: CNY10 discount ÷ CNY30 minimum spend = 33.33%; the effective rate decreases when actual spend exceeds the threshold.
• The offer applies to designated spending at the named merchants in mainland China with the card during the promotion period.
• Offer details are stated in RMB.
• The table lists Häagen-Dazs and Naixue with CNY10 off upon CNY30 spending.
• The offer is provided by UnionPay International, subject to relevant terms and conditions and quotas on a first-come-first-served basis.
• The page refers to a linked UnionPay page for further details; that linked page is not used as evidence.
• Privilege 3 designated-merchant promotion period; source says from now to 31 December 2026: Now – 2026-12-31

Category or merchant does not match. • Threshold-equivalent calculation: CNY30 discount ÷ CNY200 minimum spend = 15%; the effective rate decreases when actual spend exceeds the threshold. • Minimum spend: Period: per_transaction; Spend: 200 • Merchants: holiland, shake-shack • Eligible merchants: holiland, shake-shack • The offer applies to designated spending at the named merchants in mainland China with the card during the promotion period. • Offer details are stated in RMB. • The table lists Holiland and Shake Shack with CNY30 off upon CNY200 spending. • The offer is provided by UnionPay International, subject to relevant terms and conditions and quotas on a first-come-first-served basis. • The page refers to a linked UnionPay page for further details; that linked page is not used as evidence.

• Eligibility: Audience: all
• Eligible spending: Applies to: holiland / shake shack · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$200.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Threshold equivalent calculation: CNY30 discount ÷ CNY200 minimum spend = 15%; the effective rate decreases when actual spend exceeds the threshold.
• The offer applies to designated spending at the named merchants in mainland China with the card during the promotion period.
• Offer details are stated in RMB.
• The table lists Holiland and Shake Shack with CNY30 off upon CNY200 spending.
• The offer is provided by UnionPay International, subject to relevant terms and conditions and quotas on a first-come-first-served basis.
• The page refers to a linked UnionPay page for further details; that linked page is not used as evidence.
• Privilege 3 designated-merchant promotion period; source says from now to 31 December 2026: Now – 2026-12-31

Category or merchant does not match. • Threshold-equivalent calculation: CNY50 discount ÷ CNY300 minimum spend = 16.67%; the effective rate decreases when actual spend exceeds the threshold. • Minimum spend: Period: per_transaction; Spend: 300 • Merchants: zuo-ting-you-yuan, jade-garden, haidilao-hot-pot • Eligible merchants: zuo-ting-you-yuan, jade-garden, haidilao-hot-pot • The offer applies to designated spending at the named merchants in mainland China with the card during the promotion period. • Offer details are stated in RMB. • The table lists Zuo Ting You Yuan, Jade Garden, and Haidilao Hot Pot with CNY50 off upon CNY300 spending. • The offer is provided by UnionPay International, subject to relevant terms and conditions and quotas on a first-come-first-served basis. • The page refers to a linked UnionPay page for further details; that linked page is not used as evidence.

• Eligibility: Audience: all
• Eligible spending: Applies to: zuo ting you yuan / jade garden / haidilao hot pot · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$300.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Threshold equivalent calculation: CNY50 discount ÷ CNY300 minimum spend = 16.67%; the effective rate decreases when actual spend exceeds the threshold.
• The offer applies to designated spending at the named merchants in mainland China with the card during the promotion period.
• Offer details are stated in RMB.
• The table lists Zuo Ting You Yuan, Jade Garden, and Haidilao Hot Pot with CNY50 off upon CNY300 spending.
• The offer is provided by UnionPay International, subject to relevant terms and conditions and quotas on a first-come-first-served basis.
• The page refers to a linked UnionPay page for further details; that linked page is not used as evidence.
• Privilege 3 designated-merchant promotion period; source says from now to 31 December 2026: Now – 2026-12-31

Merchant eligibility cannot be established from the incomplete source list. • The source states 50% OFF; the CNY4 per-transaction maximum and city restriction remain in constraints. • Limit: 4 CNY · Per Transaction • Limit applies to: Each eligible designated metro transaction • Eligible categories: 本地交通 • The table lists 50% OFF up to CNY4 for designated metro in Beijing, Shanghai, Guangzhou, Shenzhen, Foshan, and Dongguang, as spelled in the source. • The offer applies to designated spending in mainland China with the card during the promotion period. • No complete recognizable merchant or metro-operator list is provided; no merchant id is invented. • The offer is provided by UnionPay International, subject to relevant terms and conditions and quotas on a first-come-first-served basis.

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地交通 · Type: category
• Benefit limit: Amount: 4 · Applies to: Each eligible designated metro transaction · Currency: CNY · Period: per transaction · Type: limited · Unit: currency
• Percentage note: The source states 50% OFF; the CNY4 per transaction maximum and city restriction remain in constraints.
• The complete list of eligible merchants is not available.
• The table lists 50% OFF up to CNY4 for designated metro in Beijing, Shanghai, Guangzhou, Shenzhen, Foshan, and Dongguang, as spelled in the source.
• The offer applies to designated spending in mainland China with the card during the promotion period.
• No complete recognizable merchant or metro-operator list is provided; no merchant id is invented.
• The offer is provided by UnionPay International, subject to relevant terms and conditions and quotas on a first-come-first-served basis.
• Privilege 3 designated-metro promotion period; source says from now to 31 December 2026: Now – 2026-12-31

Category or merchant does not match. • This is a handling-fee waiver; the source states no spending percentage. • Eligible categories: 海外簽賬 • The Privilege 1 section states that there is no foreign currency transaction handling fee with the card. • The page provides no separate validity period, numeric amount, or cap for this handling-fee waiver.

• Eligibility: Audience: all
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: This is a handling fee waiver; the source states no spending percentage.
• The Privilege 1 section states that there is no foreign currency transaction handling fee with the card.
• The page provides no separate validity period, numeric amount, or cap for this handling-fee waiver.

New-customer offers are excluded from this purchase comparison. • Audience: Student; Customer: New customer • Threshold-equivalent calculation: HK$200 ÷ HK$2,000 × 100 = 10%; no rounding was needed. The HK$2,000 minimum spend applies within 2 months from issuance. The effective rate decreases as qualifying spend exceeds HK$2,000. • Limit applies to: welcome cash rebate • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 2000 • Applies to all eligible spending, subject to the conditions. • Spend HK$2,000 or more with the new card within 2 months from card issuance. • Activate the related BEA Credit Card successfully through BEA Mobile. • Unknown: Terms and conditions apply to the welcome gifts and First Time Log In offer, but the terms are not in the allowed HTML. • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.

• Eligibility: Audience: student · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$2,000.00
• Benefit limit: Applies to: welcome cash rebate · Period: not stated · Type: not stated
• Percentage note: Threshold equivalent calculation: HK$200 ÷ HK$2,000 × 100 = 10%; no rounding was needed. The HK$2,000 minimum spend applies within 2 months from issuance. The effective rate decreases as qualifying spend exceeds HK$2,000.
• Application or registration is required.
• Spend HK$2,000 or more with the new card within 2 months from card issuance.
• Activate the related BEA Credit Card successfully through BEA Mobile.
• Unknown: Terms and conditions apply to the welcome gifts and First Time Log In offer, but the terms are not in the allowed HTML.
• Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.

This benefit does not apply to a purchase. • Audience: Student • Limit applies to: first-login rebate • Log in to BEA Mobile for the first time within 2 months from the card issue date. • Unknown: Terms and conditions apply to the welcome gifts and First Time Log In offer, but the terms are not in the allowed HTML.

• Eligibility: Audience: student
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: first login rebate · Period: not stated · Type: not stated
• Log in to BEA Mobile for the first time within 2 months from the card issue date.
• Unknown: Terms and conditions apply to the welcome gifts and First Time Log In offer, but the terms are not in the allowed HTML.

This benefit does not apply to a purchase. • Audience: Student • Limit applies to: annual fee waiver • The source describes the annual fee waiver as perpetual.

• Eligibility: Audience: student
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: annual fee waiver · Period: not stated · Type: not stated
• The source describes the annual fee waiver as perpetual.

Category or merchant does not match. • Audience: Student • Limit applies to: BEA Days mobile-payment rebate • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: mobile-payment • Eligible categories: 咖啡店／烘焙／甜品 • Applies to mobile payments at local bakeries. • Registration for BEA Days - mobile payment 12% rebate is required. • Unknown: The page links to more details for the BEA Days mobile-payment rebate; the linked terms are not in the allowed HTML. • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments. • Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.

• Eligibility: Audience: student
• Eligible spending: Applies to: 咖啡店／烘焙／甜品 · Type: category
• Requirements: Pay with: mobile payment
• Benefit limit: Applies to: BEA Days mobile payment rebate · Period: not stated · Type: not stated
• Application or registration is required.
• Applies to mobile payments at local bakeries.
• Registration for BEA Days - mobile payment 12% rebate is required.
• Unknown: The page links to more details for the BEA Days mobile-payment rebate; the linked terms are not in the allowed HTML.
• Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.
• Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.

Category or merchant does not match. • Audience: Student • Limit applies to: BEA Days mobile-payment rebate • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: mobile-payment • Eligible categories: 快餐 • Applies to mobile payments at fast food restaurants. • Registration for BEA Days - mobile payment 12% rebate is required. • Unknown: The page links to more details for the BEA Days mobile-payment rebate; the linked terms are not in the allowed HTML. • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments. • Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.

• Eligibility: Audience: student
• Eligible spending: Applies to: 快餐 · Type: category
• Requirements: Pay with: mobile payment
• Benefit limit: Applies to: BEA Days mobile payment rebate · Period: not stated · Type: not stated
• Application or registration is required.
• Applies to mobile payments at fast food restaurants.
• Registration for BEA Days - mobile payment 12% rebate is required.
• Unknown: The page links to more details for the BEA Days mobile-payment rebate; the linked terms are not in the allowed HTML.
• Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.
• Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.

Category or merchant does not match. • Audience: Student • Limit applies to: BEA Days mobile-payment rebate • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: mobile-payment • Eligible categories: 咖啡店／烘焙／甜品 • Applies to mobile payments at cafes. • Registration for BEA Days - mobile payment 12% rebate is required. • Unknown: The page links to more details for the BEA Days mobile-payment rebate; the linked terms are not in the allowed HTML. • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments. • Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.

• Eligibility: Audience: student
• Eligible spending: Applies to: 咖啡店／烘焙／甜品 · Type: category
• Requirements: Pay with: mobile payment
• Benefit limit: Applies to: BEA Days mobile payment rebate · Period: not stated · Type: not stated
• Application or registration is required.
• Applies to mobile payments at cafes.
• Registration for BEA Days - mobile payment 12% rebate is required.
• Unknown: The page links to more details for the BEA Days mobile-payment rebate; the linked terms are not in the allowed HTML.
• Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.
• Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.

Category or merchant does not match. • Audience: Student • Limit applies to: BEA Days mobile-payment rebate • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: mobile-payment • Eligible categories: 本地交通 • Applies to mobile payments for local transport. • Registration for BEA Days - mobile payment 12% rebate is required. • Unknown: The page links to more details for the BEA Days mobile-payment rebate; the linked terms are not in the allowed HTML. • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments. • Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.

• Eligibility: Audience: student
• Eligible spending: Applies to: 本地交通 · Type: category
• Requirements: Pay with: mobile payment
• Benefit limit: Applies to: BEA Days mobile payment rebate · Period: not stated · Type: not stated
• Application or registration is required.
• Applies to mobile payments for local transport.
• Registration for BEA Days - mobile payment 12% rebate is required.
• Unknown: The page links to more details for the BEA Days mobile-payment rebate; the linked terms are not in the allowed HTML.
• Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.
• Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.

Category or merchant does not match. • Audience: Student • Limit applies to: department-store Bonus Points • Eligible categories: 百貨公司 • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments. • Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.

• Eligibility: Audience: student
• Eligible spending: Applies to: 百貨公司 · Type: category
• Benefit limit: Applies to: department store Bonus Points · Period: not stated · Type: not stated
• Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.
• Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.
• Department-store transactions qualify for extra Bonus Points.: 2021-04-24 – Not stated

This benefit does not apply to a purchase. • Audience: Student • Limit applies to: offer benefit

• Eligibility: Audience: student
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: offer benefit · Period: not stated · Type: not stated

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • Limit applies to: dining discounts • Eligible categories: 餐飲 • Participating restaurants, discount values, and detailed terms are not stated in the allowed HTML.

• Eligibility: Audience: student
• Eligible spending: Applies to: 餐飲 · Type: category
• Benefit limit: Applies to: dining discounts · Period: not stated · Type: not stated
• The complete list of eligible merchants is not available.
• Participating restaurants, discount values, and detailed terms are not stated in the allowed HTML.

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • Limit applies to: shopping discounts • Eligible categories: 購物 • Participating shops, discount values, and detailed terms are not stated in the allowed HTML.

• Eligibility: Audience: student
• Eligible spending: Applies to: 購物 · Type: category
• Benefit limit: Applies to: shopping discounts · Period: not stated · Type: not stated
• The complete list of eligible merchants is not available.
• Participating shops, discount values, and detailed terms are not stated in the allowed HTML.

Category or merchant does not match. • Audience: Student • Limit: 300 HKD · Per Month • Limit applies to: Combined i-Titanium Extra Reward (i-Dollar) across online-shopping and mobile-payment eligible transactions per Eligible Account • Eligibility: Phase Spend Min: 2000 • Eligible categories: 網上購物 • The Eligible Account must reach HK$2,000 of Basic Reward Eligible Transactions in the calendar month. • The offer applies to online retail spending only. Extra Reward transactions use transaction date. • The HK$300 monthly cap is shared with mobile-payment Extra Reward. • Supermarket, travel-agency and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward. • Only retail transactions qualify. BEA determines eligibility by transaction type and merchant code. Cancelled, refunded, unposted or fraudulent transactions do not qualify; the account must remain valid. • Principal and supplementary cards share one Eligible Account. Extra Reward is credited to the principal account on the 16th of the next calendar month. Cash rebate is rounded down to the nearest Hong Kong dollar. • Applies to all online spending all year round. • The source states that the combined 4% consists of the 0.4% Basic Reward and 3.6% Extra Reward; do not add a separate 4% offer. • Unknown: The page links to BEA Credit Cards -- Privilege Services and Spending Reward for details; the linked terms are not in the allowed HTML. • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments. • Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.

• Eligibility: Audience: student
• Eligible spending: Applies to: 網上購物 · Type: category
• Requirements: Period spend ≥: HK$2,000.00
• Benefit limit: Amount: 300 · Applies to: Combined i Titanium Extra Reward (i Dollar) across online shopping and mobile payment eligible transactions per Eligible Account · Currency: HKD · Period: per month · Type: limited · Unit: currency
• The Eligible Account must reach HK$2,000 of Basic Reward Eligible Transactions in the calendar month.
• The offer applies to online retail spending only. Extra Reward transactions use transaction date.
• The HK$300 monthly cap is shared with mobile-payment Extra Reward.
• Supermarket, travel-agency and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward.
• Only retail transactions qualify. BEA determines eligibility by transaction type and merchant code. Cancelled, refunded, unposted or fraudulent transactions do not qualify; the account must remain valid.
• Principal and supplementary cards share one Eligible Account. Extra Reward is credited to the principal account on the 16th of the next calendar month. Cash rebate is rounded down to the nearest Hong Kong dollar.
• Applies to all online spending all year round.
• The source states that the combined 4% consists of the 0.4% Basic Reward and 3.6% Extra Reward; do not add a separate 4% offer.
• Unknown: The page links to BEA Credit Cards -- Privilege Services and Spending Reward for details; the linked terms are not in the allowed HTML.
• Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.
• Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.
• i-Titanium Extra Reward (i-Dollar): 2025-01-01 – 2026-12-31

This benefit does not apply to a purchase. • Limit applies to: not stated • No interest is charged when the full balance is paid by the due date each month. • The length of the interest-free period depends on when the purchase is made in the statement cycle.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
• No interest is charged when the full balance is paid by the due date each month.
• The length of the interest-free period depends on when the purchase is made in the statement cycle.

Merchant eligibility cannot be established from the incomplete source list. • Limit: 150 HKD · Per Month • Limit applies to: Combined extra cashback for Overseas and Online Spending and Chill Merchant offers • Eligibility: Phase Spend Min: 1000 • Eligible categories: 其他 • T • h • e • • p • r • o • m • o • t • i • o • n • • r • u • n • s • • u • n • t • i • l • • 3 • 1 • • D • e • c • e • m • b • e • r • • 2 • 0 • 2 • 6 • , • • b • a • s • e • d • • o • n • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • . • • I • n • • e • a • c • h • • c • a • l • e • n • d • a • r • • m • o • n • t • h • , • • t • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • a • c • c • u • m • u • l • a • t • e • • e • l • i • g • i • b • l • e • • s • p • e • n • d • i • n • g • • o • f • • H • K • $ • 1 • , • 0 • 0 • 0 • • o • r • • a • b • o • v • e • • w • i • t • h • • p • h • y • s • i • c • a • l • • c • a • r • d • s • • o • r • • m • o • b • i • l • e • • p • a • y • m • e • n • t • s • • a • t • • l • o • c • a • l • • o • r • • o • v • e • r • s • e • a • s • • p • h • y • s • i • c • a • l • • m • e • r • c • h • a • n • t • s • . • • T • h • e • • e • x • t • r • a • • 7 • . • 6 • % • • a • p • p • l • i • e • s • • t • o • • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • a • t • • s • e • l • e • c • t • e • d • • l • o • c • a • l • • a • n • d • • o • n • l • i • n • e • • C • h • i • l • l • • M • e • r • c • h • a • n • t • s • . • • T • h • e • • a • d • v • e • r • t • i • s • e • d • • 8 • % • • t • o • t • a • l • • i • n • c • l • u • d • e • s • • t • h • e • • s • e • p • a • r • a • t • e • • 1 • • G • i • f • t • • P • o • i • n • t • • p • e • r • • H • K • $ • 1 • • r • e • w • a • r • d • • ( • e • q • u • i • v • a • l • e • n • t • • t • o • • 0 • . • 4 • % • • c • a • s • h • • r • e • b • a • t • e • ) • ; • • d • o • • n • o • t • • c • o • u • n • t • • 8 • % • • a • s • • a • n • o • t • h • e • r • • o • f • f • e • r • . • • E • - • w • a • l • l • e • t • • t • r • a • n • s • a • c • t • i • o • n • s • • a • t • • d • e • s • i • g • n • a • t • e • d • • m • e • r • c • h • a • n • t • s • • a • r • e • • n • o • t • • e • l • i • g • i • b • l • e • . • • T • h • e • • C • o • m • p • a • n • y • • d • e • t • e • r • m • i • n • e • s • • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • a • n • d • • m • e • r • c • h • a • n • t • • c • o • d • e • s • . • • T • h • e • • c • o • m • p • l • e • t • e • • m • e • r • c • h • a • n • t • • l • i • s • t • • i • s • • n • o • t • • i • n • • t • h • e • • r • e • t • a • i • n • e • d • • f • i • l • e • s • . • • T • h • e • • c • o • m • b • i • n • e • d • • e • x • t • r • a • • c • a • s • h • b • a • c • k • • c • a • p • • i • s • • H • K • $ • 1 • 5 • 0 • • p • e • r • • c • a • l • e • n • d • a • r • • m • o • n • t • h • ; • • w • h • e • r • e • • b • o • t • h • • t • h • i • s • • o • f • f • e • r • • a • n • d • • t • h • e • • O • v • e • r • s • e • a • s • • a • n • d • • O • n • l • i • n • e • • o • f • f • e • r • • a • p • p • l • y • , • • t • h • e • • h • i • g • h • e • r • • r • e • b • a • t • e • • r • a • t • i • o • • i • s • • u • s • e • d • . • • G • e • n • e • r • a • l • • t • r • a • n • s • a • c • t • i • o • n • • e • x • c • l • u • s • i • o • n • s • , • • p • o • s • t • i • n • g • , • • n • e • t • - • s • p • e • n • d • , • • a • n • d • • a • c • c • o • u • n • t • - • g • o • o • d • - • s • t • a • n • d • i • n • g • • t • e • r • m • s • • a • l • s • o • • a • p • p • l • y • .

• Eligibility: Audience: all
• Eligible spending: Applies to: 其他 · Type: category
• Requirements: Period spend ≥: HK$1,000.00
• Benefit limit: Amount: 150 · Applies to: Combined extra cashback for Overseas and Online Spending and Chill Merchant offers · Currency: HKD · Period: per month · Type: limited · Unit: currency
• The complete list of eligible merchants is not available.
• The promotion runs until 31 December 2026, based on transaction date. In each calendar month, the cardholder must accumulate eligible spending of HK$1,000 or above with physical cards or mobile payments at local or overseas physical merchants. The extra 7.6% applies to eligible transactions at selected local and online Chill Merchants. The advertised 8% total includes the separate 1 Gift Point per HK$1 reward (equivalent to 0.4% cash rebate); do not count 8% as another offer. E-wallet transactions at designated merchants are not eligible. The Company determines eligible transactions and merchant codes. The complete merchant list is not in the retained files. The combined extra cashback cap is HK$150 per calendar month; where both this offer and the Overseas and Online offer apply, the higher rebate ratio is used. General transaction exclusions, posting, net-spend, and account-good-standing terms also apply.
• Eligible transaction date: Now – 2026-12-31

Open source offer ↗

Category or merchant does not match. • Limit: 200 HKD · Promotion Total • Limit applies to: Each Eligible Credit Card account during the Promotion Period • Merchants: The Chinese University of Hong Kong, UOW College Hong Kong, City University of Hong Kong, The University of Hong Kong, The Hang Seng University of Hong Kong, The Education University of Hong Kong, Hong Kong Shue Yan University, Hong Kong Baptist University, The Hong Kong Academy for Performing Arts, Hong Kong Chu Hai College, The Hong Kong Polytechnic University, The Hong Kong University of Science & Technology, Hong Kong Metropolitan University, Centre for Advanced and Professional Studies (Saint Francis University), Lingnan University, Vocation Training Council • Eligible merchants: the-chinese-university-of-hong-kong, uow-college-hong-kong, city-university-of-hong-kong, the-university-of-hong-kong, the-hang-seng-university-of-hong-kong, the-education-university-of-hong-kong, hong-kong-shue-yan-university, hong-kong-baptist-university, the-hong-kong-academy-for-performing-arts, hong-kong-chu-hai-college, the-hong-kong-polytechnic-university, the-hong-kong-university-of-science-and-technology, hong-kong-metropolitan-university, centre-for-advanced-and-professional-studies-saint-francis-university, lingnan-university, vocation-training-council • T • h • e • • o • f • f • e • r • • a • p • p • l • i • e • s • • t • o • • t • u • i • t • i • o • n • - • f • e • e • • p • a • y • m • e • n • t • s • • t • o • • t • h • e • • d • e • s • i • g • n • a • t • e • d • • m • e • r • c • h • a • n • t • s • • u • n • d • e • r • • b • i • l • l • • p • a • y • m • e • n • t • • t • h • r • o • u • g • h • • B • O • C • H • K • • M • o • b • i • l • e • • A • p • p • , • • P • e • r • s • o • n • a • l • • M • o • b • i • l • e • • B • a • n • k • i • n • g • , • • o • r • • I • n • t • e • r • n • e • t • • B • a • n • k • i • n • g • . • • T • h • e • • s • o • u • r • c • e • • n • a • m • e • s • • T • h • e • • C • h • i • n • e • s • e • • U • n • i • v • e • r • s • i • t • y • • o • f • • H • o • n • g • • K • o • n • g • , • • U • O • W • • C • o • l • l • e • g • e • • H • o • n • g • • K • o • n • g • , • • C • i • t • y • • U • n • i • v • e • r • s • i • t • y • • o • f • • H • o • n • g • • K • o • n • g • , • • T • h • e • • U • n • i • v • e • r • s • i • t • y • • o • f • • H • o • n • g • • K • o • n • g • , • • T • h • e • • H • a • n • g • • S • e • n • g • • U • n • i • v • e • r • s • i • t • y • • o • f • • H • o • n • g • • K • o • n • g • , • • T • h • e • • E • d • u • c • a • t • i • o • n • • U • n • i • v • e • r • s • i • t • y • • o • f • • H • o • n • g • • K • o • n • g • , • • H • o • n • g • • K • o • n • g • • S • h • u • e • • Y • a • n • • U • n • i • v • e • r • s • i • t • y • , • • H • o • n • g • • K • o • n • g • • B • a • p • t • i • s • t • • U • n • i • v • e • r • s • i • t • y • , • • T • h • e • • H • o • n • g • • K • o • n • g • • A • c • a • d • e • m • y • • f • o • r • • P • e • r • f • o • r • m • i • n • g • • A • r • t • s • , • • H • o • n • g • • K • o • n • g • • C • h • u • • H • a • i • • C • o • l • l • e • g • e • , • • T • h • e • • H • o • n • g • • K • o • n • g • • P • o • l • y • t • e • c • h • n • i • c • • U • n • i • v • e • r • s • i • t • y • , • • T • h • e • • H • o • n • g • • K • o • n • g • • U • n • i • v • e • r • s • i • t • y • • o • f • • S • c • i • e • n • c • e • • & • • T • e • c • h • n • o • l • o • g • y • , • • H • o • n • g • • K • o • n • g • • M • e • t • r • o • p • o • l • i • t • a • n • • U • n • i • v • e • r • s • i • t • y • , • • C • e • n • t • r • e • • f • o • r • • A • d • v • a • n • c • e • d • • a • n • d • • P • r • o • f • e • s • s • i • o • n • a • l • • S • t • u • d • i • e • s • • ( • S • a • i • n • t • • F • r • a • n • c • i • s • • U • n • i • v • e • r • s • i • t • y • ) • , • • L • i • n • g • n • a • n • • U • n • i • v • e • r • s • i • t • y • , • • a • n • d • • V • o • c • a • t • i • o • n • • T • r • a • i • n • i • n • g • • C • o • u • n • c • i • l • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • p • o • s • t • • b • y • • 1 • 4 • • J • a • n • u • a • r • y • • 2 • 0 • 2 • 7 • ; • • t • h • e • • r • e • b • a • t • e • • i • s • • c • r • e • d • i • t • e • d • • b • y • • 3 • 1 • • M • a • r • c • h • • 2 • 0 • 2 • 7 • . • • S • u • p • p • l • e • m • e • n • t • a • r • y • - • c • a • r • d • • t • r • a • n • s • a • c • t • i • o • n • s • • a • n • d • • t • h • e • • c • a • r • d • h • o • l • d • e • r • ' • s • • e • l • i • g • i • b • l • e • • a • c • c • o • u • n • t • s • • a • r • e • • c • o • m • b • i • n • e • d • . • • F • r • a • u • d • u • l • e • n • t • , • • u • n • a • u • t • h • o • r • i • s • e • d • , • • u • n • p • o • s • t • e • d • , • • c • a • n • c • e • l • l • e • d • , • • o • r • • r • e • f • u • n • d • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • • a • r • e • • e • x • c • l • u • d • e • d • . • • T • h • e • • s • o • u • r • c • e • • s • t • a • t • e • s • • u • p • • t • o • • 4 • % • ; • • i • t • • g • i • v • e • s • • n • o • • r • a • t • e • • t • i • e • r • s • .

• Eligibility: Audience: all
• Eligible spending: Applies to: the chinese university of hong kong / uow college hong kong / city university of hong kong / the university of hong kong / the hang seng university of hong kong / the education university of hong kong / hong kong shue yan university / hong kong baptist university / the hong kong academy for performing arts / hong kong chu hai college / the hong kong polytechnic university / the hong kong university of science and technology / hong kong metropolitan university / centre for advanced and professional studies saint francis university / lingnan university / vocation training council · Type: merchant
• Benefit limit: Amount: 200 · Applies to: Each Eligible Credit Card account during the Promotion Period · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• The offer applies to tuition-fee payments to the designated merchants under bill payment through BOCHK Mobile App, Personal Mobile Banking, or Internet Banking. The source names The Chinese University of Hong Kong, UOW College Hong Kong, City University of Hong Kong, The University of Hong Kong, The Hang Seng University of Hong Kong, The Education University of Hong Kong, Hong Kong Shue Yan University, Hong Kong Baptist University, The Hong Kong Academy for Performing Arts, Hong Kong Chu Hai College, The Hong Kong Polytechnic University, The Hong Kong University of Science & Technology, Hong Kong Metropolitan University, Centre for Advanced and Professional Studies (Saint Francis University), Lingnan University, and Vocation Training Council. Eligible transactions must post by 14 January 2027; the rebate is credited by 31 March 2027. Supplementary-card transactions and the cardholder's eligible accounts are combined. Fraudulent, unauthorised, unposted, cancelled, or refunded transactions are excluded. The source states up to 4%; it gives no rate tiers.
• Eligible tuition-fee transaction date: 2026-07-21 – 2026-12-31

Open source offer ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • HK$300 ÷ HK$3000 × 100 = 10%. No rounding is required. This is the effective rate at the minimum qualifying spend; it decreases when eligible spending exceeds HK$3000 because the rebate amount is fixed. • Limit applies to: Not stated by source • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Applies to all eligible spending, subject to the conditions. • T • h • e • • w • e • l • c • o • m • e • • o • f • f • e • r • • i • s • • o • n • l • y • • f • o • r • • B • O • C • • C • h • i • l • l • • P • l • a • t • i • n • u • m • • M • a • s • t • e • r • c • a • r • d • • a • p • p • l • i • c • a • t • i • o • n • s • • a • p • p • r • o • v • e • d • • i • n • • H • o • n • g • • K • o • n • g • • d • u • r • i • n • g • • t • h • e • • P • r • o • m • o • t • i • o • n • • P • e • r • i • o • d • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • a • c • t • i • v • a • t • e • • t • h • e • • c • a • r • d • • a • n • d • • a • c • c • u • m • u • l • a • t • e • • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • o • f • • H • K • $ • 3 • , • 0 • 0 • 0 • • o • r • • m • o • r • e • • w • i • t • h • i • n • • t • h • e • • f • i • r • s • t • • m • o • n • t • h • • a • n • d • • f • o • l • l • o • w • i • n • g • • t • w • o • • c • a • l • e • n • d • a • r • • m • o • n • t • h • s • • o • f • • c • a • r • d • • i • s • s • u • a • n • c • e • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • i • n • c • l • u • d • e • • r • e • t • a • i • l • • s • p • e • n • d • i • n • g • • a • n • d • , • • w • h • e • r • e • • a • p • p • l • i • c • a • b • l • e • , • • m • o • b • i • l • e • • p • a • y • m • e • n • t • s • ; • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • p • o • s • t • • w • i • t • h • i • n • • 7 • • d • a • y • s • . • • S • u • p • p • l • e • m • e • n • t • a • r • y • - • c • a • r • d • • s • p • e • n • d • i • n • g • • i • s • • c • o • m • b • i • n • e • d • . • • E • x • i • s • t • i • n • g • • m • a • i • n • • c • a • r • d • h • o • l • d • e • r • s • • o • f • • B • O • C • • C • r • e • d • i • t • • C • a • r • d • • o • r • • B • O • C • • D • u • a • l • • C • u • r • r • e • n • c • y • • C • r • e • d • i • t • • C • a • r • d • , • • s • t • a • f • f • , • • a • n • d • • a • p • p • l • i • c • a • n • t • s • • w • h • o • • c • a • n • c • e • l • l • e • d • • o • r • • h • e • l • d • • t • h • e • • e • x • c • l • u • d • e • d • • c • a • r • d • s • • i • n • • t • h • e • • 1 • 2 • • m • o • n • t • h • s • • b • e • f • o • r • e • • a • p • p • l • i • c • a • t • i • o • n • • a • r • e • • n • o • t • • e • l • i • g • i • b • l • e • . • • A • d • d • i • t • i • o • n • a • l • , • • s • u • p • p • l • e • m • e • n • t • a • r • y • , • • b • u • s • i • n • e • s • s • , • • c • o • m • m • e • r • c • i • a • l • , • • v • i • r • t • u • a • l • , • • U • S • • d • o • l • l • a • r • , • • M • a • c • a • u • - • i • s • s • u • e • d • , • • a • n • d • • p • r • i • v • a • t • e • - • l • a • b • e • l • • c • a • r • d • s • • a • r • e • • e • x • c • l • u • d • e • d • . • • T • h • e • • a • c • c • o • u • n • t • • m • u • s • t • • r • e • m • a • i • n • • n • o • r • m • a • l • , • • v • a • l • i • d • , • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • . • • T • h • e • • r • e • b • a • t • e • • i • s • • c • r • e • d • i • t • e • d • • w • i • t • h • i • n • • t • h • e • • f • o • u • r • • c • a • l • e • n • d • a • r • • m • o • n • t • h • s • • a • f • t • e • r • • t • h • e • • c • a • r • d • - • i • s • s • u • a • n • c • e • • m • o • n • t • h • . • • I • f • • m • u • l • t • i • p • l • e • • c • a • r • d • s • • a • r • e • • a • p • p • r • o • v • e • d • , • • o • n • l • y • • o • n • e • • w • e • l • c • o • m • e • • g • i • f • t • • i • s • • p • r • o • v • i • d • e • d • .

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$3,000.00
• Benefit limit: Applies to: Not stated by source · Period: not stated · Type: not stated
• Percentage note: HK$300 ÷ HK$3000 × 100 = 10%. No rounding is required. This is the effective rate at the minimum qualifying spend; it decreases when eligible spending exceeds HK$3000 because the rebate amount is fixed.
• Application or registration is required.
• The welcome offer is only for BOC Chill Platinum Mastercard applications approved in Hong Kong during the Promotion Period. The cardholder must activate the card and accumulate eligible transactions of HK$3,000 or more within the first month and following two calendar months of card issuance. Eligible transactions include retail spending and, where applicable, mobile payments; transactions must post within 7 days. Supplementary-card spending is combined. Existing main cardholders of BOC Credit Card or BOC Dual Currency Credit Card, staff, and applicants who cancelled or held the excluded cards in the 12 months before application are not eligible. Additional, supplementary, business, commercial, virtual, US dollar, Macau-issued, and private-label cards are excluded. The account must remain normal, valid, and in good standing. The rebate is credited within the four calendar months after the card-issuance month. If multiple cards are approved, only one welcome gift is provided.
• Eligible card application approval date: Now – 2026-12-31

Open source offer ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • HK$300 ÷ HK$3000 × 100 = 10%. No rounding is required. This is the effective rate at the minimum qualifying spend; it decreases when eligible spending exceeds HK$3000 because the rebate amount is fixed. • Limit applies to: Not stated by source • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Applies to all eligible spending, subject to the conditions. • T • h • i • s • • i • s • • a • n • • e • x • t • r • a • • w • e • l • c • o • m • e • • r • e • b • a • t • e • • o • n • • t • o • p • • o • f • • t • h • e • • s • e • p • a • r • a • t • e • • H • K • $ • 3 • 0 • 0 • • P • l • a • t • i • n • u • m • • w • e • l • c • o • m • e • • o • f • f • e • r • ; • • d • o • • n • o • t • • m • e • r • g • e • • t • h • e • • t • w • o • • a • m • o • u • n • t • s • • o • r • • s • t • o • r • e • • H • K • $ • 6 • 0 • 0 • • a • s • • a • n • • a • d • d • i • t • i • o • n • a • l • • o • f • f • e • r • . • • T • h • e • • a • p • p • l • i • c • a • t • i • o • n • • m • u • s • t • • b • e • • m • a • d • e • • t • h • r • o • u • g • h • • t • h • e • • d • e • s • i • g • n • a • t • e • d • • p • r • o • m • o • t • i • o • n • • l • i • n • k • , • • o • r • • b • y • • a • • f • u • l • l • - • t • i • m • e • • s • t • u • d • e • n • t • • o • f • • a • • l • o • c • a • l • • u • n • i • v • e • r • s • i • t • y • • a • t • • a • • B • a • n • k • • o • f • • C • h • i • n • a • • ( • H • o • n • g • • K • o • n • g • ) • • b • r • a • n • c • h • . • • T • h • e • • a • p • p • l • i • c • a • n • t • • m • u • s • t • • n • o • t • • h • a • v • e • • c • a • n • c • e • l • l • e • d • • o • r • • h • e • l • d • • a • • B • O • C • • C • r • e • d • i • t • • C • a • r • d • • i • n • • t • h • e • • 1 • 2 • • m • o • n • t • h • s • • b • e • f • o • r • e • • a • p • p • l • i • c • a • t • i • o • n • . • • T • h • e • • c • a • r • d • • a • p • p • l • i • c • a • t • i • o • n • • m • u • s • t • • b • e • • a • p • p • r • o • v • e • d • • d • u • r • i • n • g • • t • h • e • • P • r • o • m • o • t • i • o • n • • P • e • r • i • o • d • • a • n • d • • t • h • e • • a • p • p • l • i • c • a • n • t • • m • u • s • t • • m • e • e • t • • t • h • e • • H • K • $ • 3 • , • 0 • 0 • 0 • • s • p • e • n • d • i • n • g • • r • e • q • u • i • r • e • m • e • n • t • • f • o • r • • t • h • e • • B • O • C • • C • h • i • l • l • • P • l • a • t • i • n • u • m • • M • a • s • t • e • r • c • a • r • d • • W • e • l • c • o • m • e • • O • f • f • e • r • . • • R • e • b • a • t • e • • i • s • • c • r • e • d • i • t • e • d • • b • y • • 3 • 0 • • J • u • n • e • • 2 • 0 • 2 • 7 • . • • T • h • e • • a • c • c • o • u • n • t • • m • u • s • t • • r • e • m • a • i • n • • n • o • r • m • a • l • , • • v • a • l • i • d • , • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • . • • T • h • e • • r • e • b • a • t • e • • c • a • n • n • o • t • • b • e • • c • o • n • v • e • r • t • e • d • • t • o • • c • a • s • h • • o • r • • t • r • a • n • s • f • e • r • r • e • d • .

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$3,000.00
• Benefit limit: Applies to: Not stated by source · Period: not stated · Type: not stated
• Percentage note: HK$300 ÷ HK$3000 × 100 = 10%. No rounding is required. This is the effective rate at the minimum qualifying spend; it decreases when eligible spending exceeds HK$3000 because the rebate amount is fixed.
• Application or registration is required.
• This is an extra welcome rebate on top of the separate HK$300 Platinum welcome offer; do not merge the two amounts or store HK$600 as an additional offer. The application must be made through the designated promotion link, or by a full-time student of a local university at a Bank of China (Hong Kong) branch. The applicant must not have cancelled or held a BOC Credit Card in the 12 months before application. The card application must be approved during the Promotion Period and the applicant must meet the HK$3,000 spending requirement for the BOC Chill Platinum Mastercard Welcome Offer. Rebate is credited by 30 June 2027. The account must remain normal, valid, and in good standing. The rebate cannot be converted to cash or transferred.
• Eligible card application approval date: 2026-07-21 – 2026-12-31

Open source offer ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • HK$100 ÷ HK$500 × 100 = 20%. No rounding is required. This is the effective rate at the minimum qualifying spend; it decreases when eligible spending exceeds HK$500 because the rebate amount is fixed. • Limit applies to: Not stated by source • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 500 • Applies to all eligible spending, subject to the conditions. • T • h • e • • c • u • s • t • o • m • e • r • • m • u • s • t • • b • e • • a • t • • l • e • a • s • t • • 1 • 8 • , • • o • p • e • n • • a • • n • e • w • • s • i • n • g • l • e • • B • O • C • H • K • • s • a • v • i • n • g • s • • o • r • • c • u • r • r • e • n • t • • a • c • c • o • u • n • t • , • • a • n • d • • a • p • p • l • y • • f • o • r • • t • h • e • • e • l • i • g • i • b • l • e • • c • a • r • d • • w • i • t • h • i • n • • o • n • e • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • o • f • • a • c • c • o • u • n • t • • o • p • e • n • i • n • g • . • • T • h • e • • c • u • s • t • o • m • e • r • • m • u • s • t • • b • e • • a • • n • e • w • • m • a • i • n • • B • O • C • • C • r • e • d • i • t • • C • a • r • d • • c • a • r • d • h • o • l • d • e • r • • a • n • d • • m • u • s • t • • n • o • t • • h • a • v • e • • c • a • n • c • e • l • l • e • d • • o • r • • h • e • l • d • • a • • B • O • C • • C • r • e • d • i • t • • C • a • r • d • • i • n • • t • h • e • • 1 • 2 • • m • o • n • t • h • s • • b • e • f • o • r • e • • a • p • p • l • i • c • a • t • i • o • n • . • • T • h • e • • c • a • r • d • • m • u • s • t • • b • e • • a • p • p • r • o • v • e • d • • b • y • • 3 • 1 • • J • a • n • u • a • r • y • • 2 • 0 • 2 • 7 • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • a • c • t • i • v • a • t • e • • i • t • • a • n • d • • a • c • c • u • m • u • l • a • t • e • • e • l • i • g • i • b • l • e • • s • p • e • n • d • i • n • g • • o • f • • H • K • $ • 5 • 0 • 0 • • o • r • • m • o • r • e • • w • i • t • h • i • n • • o • n • e • • m • o • n • t • h • • a • f • t • e • r • • c • a • r • d • • i • s • s • u • a • n • c • e • . • • E • l • i • g • i • b • l • e • • s • p • e • n • d • i • n • g • • i • s • • g • e • n • e • r • a • l • • r • e • t • a • i • l • • s • p • e • n • d • i • n • g • • s • u • b • j • e • c • t • • t • o • • t • h • e • • l • i • s • t • e • d • • e • x • c • l • u • s • i • o • n • s • ; • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • p • o • s • t • • w • i • t • h • i • n • • 7 • • d • a • y • s • . • • E • a • c • h • • c • a • r • d • h • o • l • d • e • r • • m • a • y • • r • e • c • e • i • v • e • • t • h • i • s • • o • f • f • e • r • • o • n • c • e • . • • T • h • e • • a • c • c • o • u • n • t • • m • u • s • t • • r • e • m • a • i • n • • n • o • r • m • a • l • , • • v • a • l • i • d • , • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • . • • I • f • • t • h • e • • c • u • s • t • o • m • e • r • • h • o • l • d • s • • m • o • r • e • • t • h • a • n • • o • n • e • • e • l • i • g • i • b • l • e • • c • a • r • d • , • • t • h • e • • r • e • w • a • r • d • • g • o • e • s • • t • o • • t • h • e • • h • i • g • h • e • s • t • - • t • i • e • r • • e • l • i • g • i • b • l • e • • c • a • r • d • ; • • B • O • C • • C • h • i • l • l • • P • l • a • t • i • n • u • m • • M • a • s • t • e • r • c • a • r • d • • i • s • • b • e • l • o • w • • B • O • C • • C • h • i • l • l • • W • o • r • l • d • • M • a • s • t • e • r • c • a • r • d • • i • n • • t • h • e • • l • i • s • t • e • d • • t • i • e • r • • o • r • d • e • r • . • • T • h • e • • o • f • f • e • r • • g • i • v • e • s • • H • K • $ • 1 • 0 • 0 • • c • a • s • h • • r • e • b • a • t • e • • t • o • • e • l • i • g • i • b • l • e • • c • a • r • d • s • • o • t • h • e • r • • t • h • a • n • • B • O • C • • C • h • e • e • r • s • • C • a • r • d • .

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$500.00
• Benefit limit: Applies to: Not stated by source · Period: not stated · Type: not stated
• Percentage note: HK$100 ÷ HK$500 × 100 = 20%. No rounding is required. This is the effective rate at the minimum qualifying spend; it decreases when eligible spending exceeds HK$500 because the rebate amount is fixed.
• Application or registration is required.
• The customer must be at least 18, open a new single BOCHK savings or current account, and apply for the eligible card within one calendar month of account opening. The customer must be a new main BOC Credit Card cardholder and must not have cancelled or held a BOC Credit Card in the 12 months before application. The card must be approved by 31 January 2027. The cardholder must activate it and accumulate eligible spending of HK$500 or more within one month after card issuance. Eligible spending is general retail spending subject to the listed exclusions; transactions must post within 7 days. Each cardholder may receive this offer once. The account must remain normal, valid, and in good standing. If the customer holds more than one eligible card, the reward goes to the highest-tier eligible card; BOC Chill Platinum Mastercard is below BOC Chill World Mastercard in the listed tier order. The offer gives HK$100 cash rebate to eligible cards other than BOC Cheers Card.
• BOCHK account-opening period: 2026-10-01 – 2026-12-31

Open source offer ↗

This benefit does not apply to a purchase. • Limit applies to: Not stated by source • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1000 • T • h • e • • f • o • r • m • a • l • • t • e • r • m • s • • s • t • a • t • e • • t • h • a • t • • t • h • e • • p • r • o • m • o • t • i • o • n • • p • e • r • i • o • d • • s • t • a • r • t • s • • i • n • • t • h • e • • f • i • r • s • t • • m • o • n • t • h • • a • n • d • • f • o • l • l • o • w • i • n • g • • t • h • r • e • e • • c • a • l • e • n • d • a • r • • m • o • n • t • h • s • • o • f • • c • a • r • d • • i • s • s • u • a • n • c • e • . • • T • h • e • • p • a • g • e • • s • u • m • m • a • r • y • • s • a • y • s • • t • h • e • • f • i • r • s • t • • t • h • r • e • e • • m • o • n • t • h • s • ; • • t • h • e • • f • o • r • m • a • l • • t • e • r • m • s • • c • o • n • t • r • o • l • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • l • o • g • • i • n • • t • o • • I • n • t • e • r • n • e • t • • o • r • • m • o • b • i • l • e • • b • a • n • k • i • n • g • • a • n • d • • s • u • c • c • e • s • s • f • u • l • l • y • • a • p • p • l • y • • f • o • r • • a • • 3 • - • m • o • n • t • h • • S • t • a • t • e • m • e • n • t • • I • n • s • t • a • l • l • m • e • n • t • . • • E • l • i • g • i • b • l • e • • s • p • e • n • d • i • n • g • • i • s • • a • c • c • u • m • u • l • a • t • e • d • • s • p • e • n • d • i • n • g • • o • f • • H • K • $ • 1 • , • 0 • 0 • 0 • • o • r • • m • o • r • e • • f • r • o • m • • r • e • t • a • i • l • • s • p • e • n • d • i • n • g • , • • b • a • l • a • n • c • e • • t • r • a • n • s • f • e • r • , • • o • n • l • i • n • e • • b • i • l • l • • p • a • y • m • e • n • t • , • • a • n • d • • J • E • T • • p • a • y • m • e • n • t • • t • r • a • n • s • a • c • t • i • o • n • s • • p • o • s • t • e • d • • i • n • • t • h • e • • c • u • r • r • e • n • t • • m • o • n • t • h • l • y • • s • t • a • t • e • m • e • n • t • • a • n • d • • n • o • t • • y • e • t • • d • u • e • . • • T • h • e • • m • i • n • i • m • u • m • • i • n • s • t • a • l • l • m • e • n • t • • a • m • o • u • n • t • • i • s • • H • K • $ • 1 • , • 0 • 0 • 0 • . • • M • o • n • t • h • l • y • • h • a • n • d • l • i • n • g • • f • e • e • s • • a • n • d • / • o • r • • u • p • f • r • o • n • t • • a • d • m • i • n • i • s • t • r • a • t • i • o • n • • f • e • e • s • • d • e • p • e • n • d • • o • n • • t • h • e • • i • n • s • t • a • l • l • m • e • n • t • • a • m • o • u • n • t • , • • r • e • p • a • y • m • e • n • t • • p • e • r • i • o • d • , • • a • n • d • • a • c • c • o • u • n • t • • s • t • a • t • u • s • ; • • t • h • e • • a • m • o • u • n • t • • i • s • • s • h • o • w • n • • d • u • r • i • n • g • • a • p • p • l • i • c • a • t • i • o • n • . • • T • h • e • • f • e • e • • i • s • • d • e • d • u • c • t • e • d • • f • i • r • s • t • • a • n • d • • c • r • e • d • i • t • e • d • • b • a • c • k • • a • s • • c • a • s • h • • r • e • b • a • t • e • • w • i • t • h • i • n • • t • h • r • e • e • • m • o • n • t • h • s • . • • O • t • h • e • r • • l • i • s • t • e • d • • e • x • c • l • u • d • e • d • • i • n • s • t • a • l • l • m • e • n • t • • c • a • t • e • g • o • r • i • e • s • • a • n • d • • a • c • c • o • u • n • t • • r • e • s • t • r • i • c • t • i • o • n • s • • a • p • p • l • y • .

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Requirements: Period spend ≥: HK$1,000.00
• Benefit limit: Applies to: Not stated by source · Period: not stated · Type: not stated
• Application or registration is required.
• The formal terms state that the promotion period starts in the first month and following three calendar months of card issuance. The page summary says the first three months; the formal terms control. The cardholder must log in to Internet or mobile banking and successfully apply for a 3-month Statement Installment. Eligible spending is accumulated spending of HK$1,000 or more from retail spending, balance transfer, online bill payment, and JET payment transactions posted in the current monthly statement and not yet due. The minimum installment amount is HK$1,000. Monthly handling fees and/or upfront administration fees depend on the installment amount, repayment period, and account status; the amount is shown during application. The fee is deducted first and credited back as cash rebate within three months. Other listed excluded installment categories and account restrictions apply.

Open source offer ↗

This benefit does not apply to a purchase. • Limit applies to: Not stated by source • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 1000 • T • h • e • • p • r • o • d • u • c • t • • p • a • g • e • • s • t • a • t • e • s • • t • h • a • t • • a • • s • i • n • g • l • e • • t • r • a • n • s • a • c • t • i • o • n • • o • f • • H • K • $ • 1 • , • 0 • 0 • 0 • • o • r • • a • b • o • v • e • • c • a • n • • b • e • • c • o • n • v • e • r • t • e • d • • t • o • • a • • 3 • 6 • - • m • o • n • t • h • • i • n • s • t • a • l • l • m • e • n • t • . • • D • e • t • a • i • l • e • d • • f • e • e • s • , • • A • P • R • , • • f • u • l • l • • e • l • i • g • i • b • i • l • i • t • y • , • • a • n • d • • o • t • h • e • r • • p • l • a • n • • c • o • n • d • i • t • i • o • n • s • • a • r • e • • n • o • t • • i • n • • t • h • e • • r • e • t • a • i • n • e • d • • s • o • u • r • c • e • • f • i • l • e • s • . • • N • o • • f • e • e • • o • r • • r • a • t • e • • i • s • • i • n • f • e • r • r • e • d • .

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Minimum requirement: Period: per transaction · Spend: HK$1,000.00
• Benefit limit: Applies to: Not stated by source · Period: not stated · Type: not stated
• Application or registration is required.
• The product page states that a single transaction of HK$1,000 or above can be converted to a 36-month installment. Detailed fees, APR, full eligibility, and other plan conditions are not in the retained source files. No fee or rate is inferred.

Open source offer ↗

This benefit does not apply to a purchase. • Limit applies to: Not stated by source • T • h • e • • p • r • o • d • u • c • t • • p • a • g • e • • s • t • a • t • e • s • • a • • p • e • r • p • e • t • u • a • l • • a • n • n • u • a • l • - • f • e • e • • w • a • i • v • e • r • • f • o • r • • m • a • i • n • • a • n • d • • a • d • d • i • t • i • o • n • a • l • • B • O • C • • C • h • i • l • l • • C • a • r • d • s • . • • I • t • • d • o • e • s • • n • o • t • • s • t • a • t • e • • t • h • e • • w • a • i • v • e • d • • a • m • o • u • n • t • s • .

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Not stated by source · Period: not stated · Type: not stated
• The product page states a perpetual annual-fee waiver for main and additional BOC Chill Cards. It does not state the waived amounts.

Open source offer ↗

This benefit does not apply to a purchase. • Limit applies to: Not stated by source • T • h • e • • p • r • o • d • u • c • t • • p • a • g • e • • l • i • s • t • s • • a • n • • i • n • t • e • r • e • s • t • - • f • r • e • e • • r • e • p • a • y • m • e • n • t • • p • e • r • i • o • d • • o • f • • u • p • • t • o • • 5 • 6 • • d • a • y • s • . • • T • h • e • • K • e • y • • F • a • c • t • s • • S • t • a • t • e • m • e • n • t • • s • a • y • s • • n • o • • i • n • t • e • r • e • s • t • • i • s • • c • h • a • r • g • e • d • • w • h • e • n • • t • h • e • • b • a • l • a • n • c • e • • i • s • • p • a • i • d • • i • n • • f • u • l • l • • b • y • • t • h • e • • d • u • e • • d • a • t • e • • e • a • c • h • • m • o • n • t • h • .

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Not stated by source · Period: not stated · Type: not stated
• The product page lists an interest-free repayment period of up to 56 days. The Key Facts Statement says no interest is charged when the balance is paid in full by the due date each month.

Open source offer ↗

This benefit does not apply to a purchase. • Limit applies to: Not stated by source • T • h • e • • p • r • o • d • u • c • t • • p • a • g • e • • l • i • s • t • s • • C • h • i • l • l • • D • a • t • e • • E • x • p • e • r • i • e • n • c • e • • E • v • e • n • t • s • • a • n • d • • d • e • s • c • r • i • b • e • s • • a • • r • a • n • g • e • • o • f • • e • x • p • e • r • i • e • n • c • e • • e • v • e • n • t • s • . • • E • v • e • n • t • • d • a • t • e • s • , • • a • c • c • e • s • s • • r • u • l • e • s • , • • e • l • i • g • i • b • i • l • i • t • y • , • • a • n • d • • v • a • l • u • e • • a • r • e • • n • o • t • • s • t • a • t • e • d • • i • n • • t • h • e • • r • e • t • a • i • n • e • d • • s • o • u • r • c • e • • f • i • l • e • s • . • • L • i • n • k • e • d • • d • e • t • a • i • l • s • • w • e • r • e • • n • o • t • • u • s • e • d • .

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Not stated by source · Period: not stated · Type: not stated
• The product page lists Chill Date Experience Events and describes a range of experience events. Event dates, access rules, eligibility, and value are not stated in the retained source files. Linked details were not used.

Open source offer ↗

This benefit does not apply to a purchase. • Limit applies to: Not stated by source • Application, registration or activation required. See conditions. • T • h • e • • p • a • g • e • • s • a • y • s • • c • a • r • d • h • o • l • d • e • r • s • • c • a • n • • a • p • p • l • y • • f • o • r • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • s • • f • o • r • • f • a • m • i • l • y • • o • r • • o • t • h • e • r • • l • o • v • e • d • • o • n • e • s • • a • n • d • • c • a • n • • c • o • m • b • i • n • e • • s • p • e • n • d • i • n • g • • t • o • • e • a • r • n • • r • e • w • a • r • d • s • • s • o • o • n • e • r • . • • T • h • e • • r • e • t • a • i • n • e • d • • s • o • u • r • c • e • • d • o • e • s • • n • o • t • • s • t • a • t • e • • a • n • • a • p • p • l • i • c • a • t • i • o • n • • f • e • e • • o • r • • d • e • t • a • i • l • e • d • • e • l • i • g • i • b • i • l • i • t • y • • t • e • r • m • s • .

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Not stated by source · Period: not stated · Type: not stated
• Application or registration is required.
• The page says cardholders can apply for supplementary cards for family or other loved ones and can combine spending to earn rewards sooner. The retained source does not state an application fee or detailed eligibility terms.

Open source offer ↗

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. • Eligibility: Phase Spend Min: 1500 • Eligible categories: 海外簽賬 • A • p • p • l • i • e • s • • t • o • • v • a • l • i • d • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • s • • i • s • s • u • e • d • • b • y • • P • r • i • m • e • C • r • e • d • i • t • . • • O • v • e • r • s • e • a • s • • S • p • e • n • d • i • n • g • • i • s • • t • h • e • • d • e • f • a • u • l • t • • c • a • t • e • g • o • r • y • ; • • n • o • • s • e • l • e • c • t • i • o • n • • o • r • • r • e • g • i • s • t • r • a • t • i • o • n • • i • s • • r • e • q • u • i • r • e • d • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • h • a • v • e • • a • t • • l • e • a • s • t • • H • K • D • • 1 • , • 5 • 0 • 0 • • i • n • • E • l • i • g • i • b • l • e • • R • e • t • a • i • l • • T • r • a • n • s • a • c • t • i • o • n • s • • p • e • r • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • c • r • o • s • s • • a • l • l • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • s • . • • T • h • i • s • • H • K • D • • 2 • 0 • 0 • • c • a • p • • i • s • • s • h • a • r • e • d • • a • c • r • o • s • s • • E • x • t • r • a • • C • a • s • h • • R • e • b • a • t • e • • f • r • o • m • • O • v • e • r • s • e • a • s • • S • p • e • n • d • i • n • g • • a • n • d • • t • h • e • • o • n • e • • s • e • l • e • c • t • e • d • • F • u • n • • C • a • t • e • g • o • r • y • ; • • i • t • • i • s • • n • o • t • • a • • s • e • p • a • r • a • t • e • • c • a • p • • f • o • r • • e • a • c • h • • c • a • t • e • g • o • r • y • • o • r • • c • a • r • d • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • b • e • • p • o • s • t • e • d • • w • i • t • h • i • n • • 7 • • d • a • y • s • • o • f • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • . • • T • h • e • y • • e • x • c • l • u • d • e • • O • c • t • o • p • u • s • • A • u • t • o • m • a • t • i • c • • A • d • d • - • V • a • l • u • e • , • • s • t • o • r • e • d • - • v • a • l • u • e • • c • a • r • d • • p • u • r • c • h • a • s • e • s • • o • r • • r • e • l • o • a • d • s • • ( • i • n • c • l • u • d • i • n • g • • O • c • t • o • p • u • s • • t • o • p • - • u • p • s • ) • , • • a • u • t • o • p • a • y • , • • C • r • e • d • i • t • - • t • o • - • C • a • s • h • , • • i • n • s • t • a • l • m • e • n • t • • p • l • a • n • s • , • • o • f • f • l • i • n • e • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • r • d • • c • h • a • r • g • e • s • , • • s • p • l • i • t • • t • r • a • n • s • a • c • t • i • o • n • s • , • • f • u • n • d • • i • n • v • e • s • t • m • e • n • t • s • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • s • h • • v • o • u • c • h • e • r • s • , • • c • o • n • s • u • m • e • r • • d • e • p • o • s • i • t • s • , • • b • i • l • l • • p • a • y • m • e • n • t • s • , • • m • o • n • e • y • • o • r • • e • l • e • c • t • r • o • n • i • c • - • m • o • n • e • y • • t • r • a • n • s • f • e • r • s • , • • e • - • w • a • l • l • e • t • • t • o • p • - • u • p • s • , • • c • h • a • r • g • e • b • a • c • k • • t • r • a • n • s • a • c • t • i • o • n • s • , • • u • n • p • o • s • t • e • d • , • • c • a • n • c • e • l • l • e • d • , • • r • e • t • u • r • n • e • d • , • • c • o • u • n • t • e • r • f • e • i • t • , • • a • n • d • • u • n • a • u • t • h • o • r • i • z • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • . • • P • r • i • m • e • C • r • e • d • i • t • • a • n • d • • t • h • e • • r • e • l • e • v • a • n • t • • c • a • r • d • • a • s • s • o • c • i • a • t • i • o • n • s • • d • e • t • e • r • m • i • n • e • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • c • a • t • e • g • o • r • y • • b • y • • m • e • r • c • h • a • n • t • • c • o • d • e • s • • o • r • • n • a • m • e • s • , • • w • h • i • c • h • • m • a • y • • c • h • a • n • g • e • • w • i • t • h • o • u • t • • n • o • t • i • c • e • . • • T • h • e • • p • o • s • t • e • d • • a • m • o • u • n • t • • p • r • e • v • a • i • l • s • • o • v • e • r • • t • h • e • • a • u • t • h • o • r • i • z • e • d • • a • m • o • u • n • t • ; • • f • o • r • e • i • g • n • - • c • u • r • r • e • n • c • y • • t • r • a • n • s • a • c • t • i • o • n • s • • u • s • e • • t • h • e • • p • o • s • t • e • d • • a • m • o • u • n • t • • c • o • n • v • e • r • t • e • d • • t • o • • H • K • D • . • • P • r • i • m • e • C • r • e • d • i • t • ' • s • • r • e • c • o • r • d • s • • a • n • d • • d • e • c • i • s • i • o • n • s • • c • o • n • t • r • o • l • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • c • a • t • e • g • o • r • y • , • • a • n • d • • P • r • i • m • e • C • r • e • d • i • t • • d • o • e • s • • n • o • t • • h • a • v • e • • t • o • • c • o • n • f • i • r • m • • e • l • i • g • i • b • i • l • i • t • y • • b • e • f • o • r • e • • a • • t • r • a • n • s • a • c • t • i • o • n • . • • R • e • b • a • t • e • • i • s • • c • a • l • c • u • l • a • t • e • d • • b • y • • t • r • a • n • s • a • c • t • i • o • n • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • n • d • • r • o • u • n • d • e • d • • t • o • • t • w • o • • d • e • c • i • m • a • l • • p • l • a • c • e • s • . • • I • t • • i • s • • c • r • e • d • i • t • e • d • • w • i • t • h • i • n • • 3 • • m • o • n • t • h • s • • a • f • t • e • r • • m • o • n • t • h • - • e • n • d • • t • o • • t • h • e • • W • e • W • a • • c • a • r • d • • a • c • c • o • u • n • t • • w • i • t • h • • t • h • e • • h • i • g • h • e • s • t • • e • l • i • g • i • b • l • e • • s • p • e • n • d • • t • h • a • t • • m • o • n • t • h • ; • • s • p • e • n • d • • a • c • r • o • s • s • • a • l • l • • W • e • W • a • • c • a • r • d • s • • i • s • • a • g • g • r • e • g • a • t • e • d • . • • A • l • l • • W • e • W • a • • c • a • r • d • • a • c • c • o • u • n • t • s • • m • u • s • t • • b • e • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • • w • h • e • n • • t • h • e • • r • e • b • a • t • e • • i • s • • c • r • e • d • i • t • e • d • . • • C • a • n • c • e • l • l • a • t • i • o • n • • f • o • r • f • e • i • t • s • • u • n • c • r • e • d • i • t • e • d • • r • e • b • a • t • e • • a • n • d • • t • h • e • • a • c • c • o • u • n • t • ' • s • • r • e • b • a • t • e • • b • a • l • a • n • c • e • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • d • e • b • i • t • • r • e • b • a • t • e • • f • o • r • • a • • c • a • n • c • e • l • l • e • d • • o • r • • r • e • t • u • r • n • e • d • • t • r • a • n • s • a • c • t • i • o • n • . • • K • e • e • p • • o • r • i • g • i • n • a • l • • r • e • c • e • i • p • t • s • • o • r • • o • f • f • i • c • i • a • l • • t • r • a • n • s • a • c • t • i • o • n • • r • e • c • o • r • d • s • ; • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • r • e • q • u • e • s • t • • t • h • e • m • • o • r • • o • t • h • e • r • • p • r • o • o • f • • i • n • • a • • d • i • s • p • u • t • e • . • • R • e • b • a • t • e • • i • s • • n • o • n • - • t • r • a • n • s • f • e • r • a • b • l • e • , • • n • o • n • - • a • s • s • i • g • n • a • b • l • e • , • • n • o • n • - • e • x • c • h • a • n • g • e • a • b • l • e • , • • a • n • d • • c • a • n • n • o • t • • b • e • • e • x • c • h • a • n • g • e • d • • f • o • r • • c • a • s • h • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • r • e • c • o • v • e • r • • i • m • p • r • o • p • e • r • l • y • • o • r • • f • r • a • u • d • u • l • e • n • t • l • y • • o • b • t • a • i • n • e • d • • r • e • b • a • t • e • • a • n • d • • t • a • k • e • • l • e • g • a • l • • a • c • t • i • o • n • . • • P • r • i • m • e • C • r • e • d • i • t • ' • s • • r • e • c • o • r • d • s • • a • r • e • • c • o • n • c • l • u • s • i • v • e • . • • C • o • m • m • u • n • i • c • a • t • i • o • n • • f • a • i • l • u • r • e • s • • t • h • a • t • • p • r • e • v • e • n • t • • c • a • t • e • g • o • r • y • • s • e • l • e • c • t • i • o • n • • c • r • e • a • t • e • • n • o • • c • l • a • i • m • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • a • m • e • n • d • , • • c • a • n • c • e • l • , • • o • r • • e • n • d • • t • h • e • • p • r • o • m • o • t • i • o • n • • w • i • t • h • o • u • t • • n • o • t • i • c • e • ; • • i • t • s • • d • e • c • i • s • i • o • n • • i • n • • a • • d • i • s • p • u • t • e • • i • s • • f • i • n • a • l • . • • T • h • e • • E • n • g • l • i • s • h • • t • e • r • m • s • • p • r • e • v • a • i • l • • o • v • e • r • • t • h • e • • C • h • i • n • e • s • e • • t • e • r • m • s • .

• Eligibility: Audience: all
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Requirements: Period spend ≥: HK$1,500.00
• Benefit limit: Amount: 200 · Applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Applies to valid WeWa Credit Cards issued by PrimeCredit. Overseas Spending is the default category; no selection or registration is required. The cardholder must have at least HKD 1,500 in Eligible Retail Transactions per calendar month across all WeWa Credit Cards. This HKD 200 cap is shared across Extra Cash Rebate from Overseas Spending and the one selected Fun Category; it is not a separate cap for each category or card. Eligible transactions must be posted within 7 days of the transaction date. They exclude Octopus Automatic Add-Value, stored-value card purchases or reloads (including Octopus top-ups), autopay, Credit-to-Cash, instalment plans, offline transactions, card charges, split transactions, fund investments, casino transactions, cash vouchers, consumer deposits, bill payments, money or electronic-money transfers, e-wallet top-ups, chargeback transactions, unposted, cancelled, returned, counterfeit, and unauthorized transactions. PrimeCredit and the relevant card associations determine eligibility and category by merchant codes or names, which may change without notice. The posted amount prevails over the authorized amount; foreign-currency transactions use the posted amount converted to HKD. PrimeCredit's records and decisions control eligibility and category, and PrimeCredit does not have to confirm eligibility before a transaction. Rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the WeWa card account with the highest eligible spend that month; spend across all WeWa cards is aggregated. All WeWa card accounts must be valid and in good standing when the rebate is credited. Cancellation forfeits uncredited rebate and the account's rebate balance. PrimeCredit may debit rebate for a cancelled or returned transaction. Keep original receipts or official transaction records; PrimeCredit may request them or other proof in a dispute. Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. PrimeCredit may recover improperly or fraudulently obtained rebate and take legal action. PrimeCredit's records are conclusive. Communication failures that prevent category selection create no claim. PrimeCredit may amend, cancel, or end the promotion without notice; its decision in a dispute is final. The English terms prevail over the Chinese terms.
• WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

Open source offer ↗

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1500 • Eligible categories: 旅遊 • T • h • i • s • • i • s • • o • n • e • • o • f • • t • h • r • e • e • • s • e • l • e • c • t • a • b • l • e • • F • u • n • • C • a • t • e • g • o • r • i • e • s • • f • o • r • • e • a • c • h • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • a • r • e • • a • t • • m • e • r • c • h • a • n • t • s • • c • a • t • e • g • o • r • i • z • e • d • • b • y • • P • r • i • m • e • C • r • e • d • i • t • • o • r • • t • h • e • • r • e • l • e • v • a • n • t • • c • a • r • d • • a • s • s • o • c • i • a • t • i • o • n • • a • s • • t • r • a • v • e • l • • a • g • e • n • c • i • e • s • , • • a • i • r • l • i • n • e • s • , • • o • r • • h • o • t • e • l • s • • f • o • r • • r • o • o • m • • a • c • c • o • m • m • o • d • a • t • i • o • n • • o • n • l • y • . • • A • • s • e • l • e • c • t • i • o • n • • f • r • o • m • • J • u • l • y • • 2 • 0 • 2 • 5 • • t • o • • S • e • p • t • e • m • b • e • r • • 2 • 0 • 2 • 6 • • c • a • r • r • i • e • s • • o • v • e • r • . • • I • f • • t • h • e • • e • a • r • l • i • e • r • • s • e • l • e • c • t • i • o • n • • w • a • s • • O • v • e • r • s • e • a • s • • S • p • e • n • d • i • n • g • , • • M • o • b • i • l • e • • P • a • y • m • e • n • t • • i • s • • s • e • t • • a • u • t • o • m • a • t • i • c • a • l • l • y • • a • s • • t • h • e • • s • e • l • e • c • t • a • b • l • e • • c • a • t • e • g • o • r • y • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • a • y • • c • h • a • n • g • e • • t • h • e • • s • e • l • e • c • t • i • o • n • • f • r • o • m • • 2 • 0 • 2 • 6 • - • 1 • 0 • - • 0 • 2 • • t • o • • 2 • 0 • 2 • 6 • - • 1 • 0 • - • 3 • 1 • • b • y • • c • a • l • l • i • n • g • • o • r • • c • o • n • t • a • c • t • i • n • g • • a • • P • r • i • m • e • C • r • e • d • i • t • • c • u • s • t • o • m • e • r • • s • e • r • v • i • c • e • • o • f • f • i • c • e • r • • t • h • r • o • u • g • h • • P • r • i • m • e • C • r • e • d • i • t • • C • h • a • t • b • o • t • . • • T • h • e • • s • e • l • e • c • t • i • o • n • • c • a • n • n • o • t • • b • e • • c • h • a • n • g • e • d • • a • f • t • e • r • • t • h • a • t • • p • e • r • i • o • d • , • • a • n • d • • O • c • t • o • b • e • r • • 2 • 0 • 2 • 6 • • r • e • b • a • t • e • • u • s • e • s • • t • h • e • • s • e • l • e • c • t • i • o • n • • a • t • • t • h • e • • e • n • d • • o • f • • t • h • a • t • • p • e • r • i • o • d • . • • A • • p • e • r • s • o • n • • w • h • o • • a • p • p • l • i • e • s • • f • o • r • • a • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • • d • u • r • i • n • g • • t • h • e • • p • r • o • m • o • t • i • o • n • • m • u • s • t • • s • e • l • e • c • t • • a • • c • a • t • e • g • o • r • y • • o • n • • t • h • e • • a • p • p • l • i • c • a • t • i • o • n • • f • o • r • m • ; • • t • h • e • • s • e • l • e • c • t • i • o • n • • c • a • n • n • o • t • • b • e • • c • h • a • n • g • e • d • • a • f • t • e • r • • s • u • b • m • i • s • s • i • o • n • . • • I • f • • n • o • • c • a • t • e • g • o • r • y • • i • s • • s • e • l • e • c • t • e • d • , • • M • o • b • i • l • e • • P • a • y • m • e • n • t • • i • s • • s • e • l • e • c • t • e • d • • a • u • t • o • m • a • t • i • c • a • l • l • y • . • • A • p • p • l • i • e • s • • t • o • • v • a • l • i • d • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • s • • i • s • s • u • e • d • • b • y • • P • r • i • m • e • C • r • e • d • i • t • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • h • a • v • e • • a • t • • l • e • a • s • t • • H • K • D • • 1 • , • 5 • 0 • 0 • • i • n • • E • l • i • g • i • b • l • e • • R • e • t • a • i • l • • T • r • a • n • s • a • c • t • i • o • n • s • • p • e • r • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • c • r • o • s • s • • a • l • l • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • s • . • • T • h • i • s • • H • K • D • • 2 • 0 • 0 • • c • a • p • • i • s • • s • h • a • r • e • d • • a • c • r • o • s • s • • E • x • t • r • a • • C • a • s • h • • R • e • b • a • t • e • • f • r • o • m • • O • v • e • r • s • e • a • s • • S • p • e • n • d • i • n • g • • a • n • d • • t • h • e • • o • n • e • • s • e • l • e • c • t • e • d • • F • u • n • • C • a • t • e • g • o • r • y • ; • • i • t • • i • s • • n • o • t • • a • • s • e • p • a • r • a • t • e • • c • a • p • • f • o • r • • e • a • c • h • • c • a • t • e • g • o • r • y • • o • r • • c • a • r • d • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • b • e • • p • o • s • t • e • d • • w • i • t • h • i • n • • 7 • • d • a • y • s • • o • f • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • . • • T • h • e • y • • e • x • c • l • u • d • e • • O • c • t • o • p • u • s • • A • u • t • o • m • a • t • i • c • • A • d • d • - • V • a • l • u • e • , • • s • t • o • r • e • d • - • v • a • l • u • e • • c • a • r • d • • p • u • r • c • h • a • s • e • s • • o • r • • r • e • l • o • a • d • s • • ( • i • n • c • l • u • d • i • n • g • • O • c • t • o • p • u • s • • t • o • p • - • u • p • s • ) • , • • a • u • t • o • p • a • y • , • • C • r • e • d • i • t • - • t • o • - • C • a • s • h • , • • i • n • s • t • a • l • m • e • n • t • • p • l • a • n • s • , • • o • f • f • l • i • n • e • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • r • d • • c • h • a • r • g • e • s • , • • s • p • l • i • t • • t • r • a • n • s • a • c • t • i • o • n • s • , • • f • u • n • d • • i • n • v • e • s • t • m • e • n • t • s • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • s • h • • v • o • u • c • h • e • r • s • , • • c • o • n • s • u • m • e • r • • d • e • p • o • s • i • t • s • , • • b • i • l • l • • p • a • y • m • e • n • t • s • , • • m • o • n • e • y • • o • r • • e • l • e • c • t • r • o • n • i • c • - • m • o • n • e • y • • t • r • a • n • s • f • e • r • s • , • • e • - • w • a • l • l • e • t • • t • o • p • - • u • p • s • , • • c • h • a • r • g • e • b • a • c • k • • t • r • a • n • s • a • c • t • i • o • n • s • , • • u • n • p • o • s • t • e • d • , • • c • a • n • c • e • l • l • e • d • , • • r • e • t • u • r • n • e • d • , • • c • o • u • n • t • e • r • f • e • i • t • , • • a • n • d • • u • n • a • u • t • h • o • r • i • z • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • . • • P • r • i • m • e • C • r • e • d • i • t • • a • n • d • • t • h • e • • r • e • l • e • v • a • n • t • • c • a • r • d • • a • s • s • o • c • i • a • t • i • o • n • s • • d • e • t • e • r • m • i • n • e • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • c • a • t • e • g • o • r • y • • b • y • • m • e • r • c • h • a • n • t • • c • o • d • e • s • • o • r • • n • a • m • e • s • , • • w • h • i • c • h • • m • a • y • • c • h • a • n • g • e • • w • i • t • h • o • u • t • • n • o • t • i • c • e • . • • T • h • e • • p • o • s • t • e • d • • a • m • o • u • n • t • • p • r • e • v • a • i • l • s • • o • v • e • r • • t • h • e • • a • u • t • h • o • r • i • z • e • d • • a • m • o • u • n • t • ; • • f • o • r • e • i • g • n • - • c • u • r • r • e • n • c • y • • t • r • a • n • s • a • c • t • i • o • n • s • • u • s • e • • t • h • e • • p • o • s • t • e • d • • a • m • o • u • n • t • • c • o • n • v • e • r • t • e • d • • t • o • • H • K • D • . • • P • r • i • m • e • C • r • e • d • i • t • ' • s • • r • e • c • o • r • d • s • • a • n • d • • d • e • c • i • s • i • o • n • s • • c • o • n • t • r • o • l • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • c • a • t • e • g • o • r • y • , • • a • n • d • • P • r • i • m • e • C • r • e • d • i • t • • d • o • e • s • • n • o • t • • h • a • v • e • • t • o • • c • o • n • f • i • r • m • • e • l • i • g • i • b • i • l • i • t • y • • b • e • f • o • r • e • • a • • t • r • a • n • s • a • c • t • i • o • n • . • • R • e • b • a • t • e • • i • s • • c • a • l • c • u • l • a • t • e • d • • b • y • • t • r • a • n • s • a • c • t • i • o • n • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • n • d • • r • o • u • n • d • e • d • • t • o • • t • w • o • • d • e • c • i • m • a • l • • p • l • a • c • e • s • . • • I • t • • i • s • • c • r • e • d • i • t • e • d • • w • i • t • h • i • n • • 3 • • m • o • n • t • h • s • • a • f • t • e • r • • m • o • n • t • h • - • e • n • d • • t • o • • t • h • e • • W • e • W • a • • c • a • r • d • • a • c • c • o • u • n • t • • w • i • t • h • • t • h • e • • h • i • g • h • e • s • t • • e • l • i • g • i • b • l • e • • s • p • e • n • d • • t • h • a • t • • m • o • n • t • h • ; • • s • p • e • n • d • • a • c • r • o • s • s • • a • l • l • • W • e • W • a • • c • a • r • d • s • • i • s • • a • g • g • r • e • g • a • t • e • d • . • • A • l • l • • W • e • W • a • • c • a • r • d • • a • c • c • o • u • n • t • s • • m • u • s • t • • b • e • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • • w • h • e • n • • t • h • e • • r • e • b • a • t • e • • i • s • • c • r • e • d • i • t • e • d • . • • C • a • n • c • e • l • l • a • t • i • o • n • • f • o • r • f • e • i • t • s • • u • n • c • r • e • d • i • t • e • d • • r • e • b • a • t • e • • a • n • d • • t • h • e • • a • c • c • o • u • n • t • ' • s • • r • e • b • a • t • e • • b • a • l • a • n • c • e • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • d • e • b • i • t • • r • e • b • a • t • e • • f • o • r • • a • • c • a • n • c • e • l • l • e • d • • o • r • • r • e • t • u • r • n • e • d • • t • r • a • n • s • a • c • t • i • o • n • . • • I • f • • a • • t • r • a • n • s • a • c • t • i • o • n • • f • a • l • l • s • • u • n • d • e • r • • m • o • r • e • • t • h • a • n • • o • n • e • • F • u • n • • C • a • t • e • g • o • r • y • , • • P • r • i • m • e • C • r • e • d • i • t • • d • e • c • i • d • e • s • • i • t • s • • c • a • t • e • g • o • r • y • . • • K • e • e • p • • o • r • i • g • i • n • a • l • • r • e • c • e • i • p • t • s • • o • r • • o • f • f • i • c • i • a • l • • t • r • a • n • s • a • c • t • i • o • n • • r • e • c • o • r • d • s • ; • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • r • e • q • u • e • s • t • • t • h • e • m • • o • r • • o • t • h • e • r • • p • r • o • o • f • • i • n • • a • • d • i • s • p • u • t • e • . • • R • e • b • a • t • e • • i • s • • n • o • n • - • t • r • a • n • s • f • e • r • a • b • l • e • , • • n • o • n • - • a • s • s • i • g • n • a • b • l • e • , • • n • o • n • - • e • x • c • h • a • n • g • e • a • b • l • e • , • • a • n • d • • c • a • n • n • o • t • • b • e • • e • x • c • h • a • n • g • e • d • • f • o • r • • c • a • s • h • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • r • e • c • o • v • e • r • • i • m • p • r • o • p • e • r • l • y • • o • r • • f • r • a • u • d • u • l • e • n • t • l • y • • o • b • t • a • i • n • e • d • • r • e • b • a • t • e • • a • n • d • • t • a • k • e • • l • e • g • a • l • • a • c • t • i • o • n • . • • P • r • i • m • e • C • r • e • d • i • t • ' • s • • r • e • c • o • r • d • s • • a • r • e • • c • o • n • c • l • u • s • i • v • e • . • • C • o • m • m • u • n • i • c • a • t • i • o • n • • f • a • i • l • u • r • e • s • • t • h • a • t • • p • r • e • v • e • n • t • • c • a • t • e • g • o • r • y • • s • e • l • e • c • t • i • o • n • • c • r • e • a • t • e • • n • o • • c • l • a • i • m • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • a • m • e • n • d • , • • c • a • n • c • e • l • , • • o • r • • e • n • d • • t • h • e • • p • r • o • m • o • t • i • o • n • • w • i • t • h • o • u • t • • n • o • t • i • c • e • ; • • i • t • s • • d • e • c • i • s • i • o • n • • i • n • • a • • d • i • s • p • u • t • e • • i • s • • f • i • n • a • l • . • • T • h • e • • E • n • g • l • i • s • h • • t • e • r • m • s • • p • r • e • v • a • i • l • • o • v • e • r • • t • h • e • • C • h • i • n • e • s • e • • t • e • r • m • s • .

• Eligibility: Audience: all
• Eligible spending: Applies to: 旅遊 · Type: category
• Requirements: Period spend ≥: HK$1,500.00
• Benefit limit: Amount: 200 · Applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Application or registration is required.
• This is one of three selectable Fun Categories for each WeWa Credit Card. Eligible transactions are at merchants categorized by PrimeCredit or the relevant card association as travel agencies, airlines, or hotels for room accommodation only. A selection from July 2025 to September 2026 carries over. If the earlier selection was Overseas Spending, Mobile Payment is set automatically as the selectable category. The cardholder may change the selection from 2026-10-02 to 2026-10-31 by calling or contacting a PrimeCredit customer service officer through PrimeCredit Chatbot. The selection cannot be changed after that period, and October 2026 rebate uses the selection at the end of that period. A person who applies for a WeWa Credit Card during the promotion must select a category on the application form; the selection cannot be changed after submission. If no category is selected, Mobile Payment is selected automatically. Applies to valid WeWa Credit Cards issued by PrimeCredit. The cardholder must have at least HKD 1,500 in Eligible Retail Transactions per calendar month across all WeWa Credit Cards. This HKD 200 cap is shared across Extra Cash Rebate from Overseas Spending and the one selected Fun Category; it is not a separate cap for each category or card. Eligible transactions must be posted within 7 days of the transaction date. They exclude Octopus Automatic Add-Value, stored-value card purchases or reloads (including Octopus top-ups), autopay, Credit-to-Cash, instalment plans, offline transactions, card charges, split transactions, fund investments, casino transactions, cash vouchers, consumer deposits, bill payments, money or electronic-money transfers, e-wallet top-ups, chargeback transactions, unposted, cancelled, returned, counterfeit, and unauthorized transactions. PrimeCredit and the relevant card associations determine eligibility and category by merchant codes or names, which may change without notice. The posted amount prevails over the authorized amount; foreign-currency transactions use the posted amount converted to HKD. PrimeCredit's records and decisions control eligibility and category, and PrimeCredit does not have to confirm eligibility before a transaction. Rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the WeWa card account with the highest eligible spend that month; spend across all WeWa cards is aggregated. All WeWa card accounts must be valid and in good standing when the rebate is credited. Cancellation forfeits uncredited rebate and the account's rebate balance. PrimeCredit may debit rebate for a cancelled or returned transaction. If a transaction falls under more than one Fun Category, PrimeCredit decides its category. Keep original receipts or official transaction records; PrimeCredit may request them or other proof in a dispute. Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. PrimeCredit may recover improperly or fraudulently obtained rebate and take legal action. PrimeCredit's records are conclusive. Communication failures that prevent category selection create no claim. PrimeCredit may amend, cancel, or end the promotion without notice; its decision in a dispute is final. The English terms prevail over the Chinese terms.
• WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

Open source offer ↗

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1500 • Eligible categories: 娛樂 • T • h • i • s • • i • s • • o • n • e • • o • f • • t • h • r • e • e • • s • e • l • e • c • t • a • b • l • e • • F • u • n • • C • a • t • e • g • o • r • i • e • s • • f • o • r • • e • a • c • h • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • . • • E • l • i • g • i • b • l • e • • m • e • r • c • h • a • n • t • s • • a • r • e • • A • p • p • l • e • • A • p • p • • S • t • o • r • e • • ( • o • n • l • y • • t • r • a • n • s • a • c • t • i • o • n • s • • w • i • t • h • • m • e • r • c • h • a • n • t • • n • a • m • e • • A • P • P • L • E • . • C • O • M • / • B • I • L • L • ) • , • • D • i • s • n • e • y • • P • L • U • S • , • • G • o • o • g • l • e • • P • l • a • y • • S • t • o • r • e • , • • J • O • O • X • , • • K • K • B • O • X • , • • M • Y • T • V • • S • U • P • E • R • , • • N • E • T • F • L • I • X • , • • N • i • n • t • e • n • d • o • , • • P • a • t • r • e • o • n • , • • P • l • a • y • S • t • a • t • i • o • n • , • • S • p • o • t • i • f • y • , • • S • T • E • A • M • , • • X • b • o • x • , • • a • n • d • • Y • o • u • T • u • b • e • , • • a • s • • d • e • t • e • r • m • i • n • e • d • • b • y • • P • r • i • m • e • C • r • e • d • i • t • • o • r • • t • h • e • • r • e • l • e • v • a • n • t • • c • a • r • d • • a • s • s • o • c • i • a • t • i • o • n • . • • A • • s • e • l • e • c • t • i • o • n • • f • r • o • m • • J • u • l • y • • 2 • 0 • 2 • 5 • • t • o • • S • e • p • t • e • m • b • e • r • • 2 • 0 • 2 • 6 • • c • a • r • r • i • e • s • • o • v • e • r • . • • I • f • • t • h • e • • e • a • r • l • i • e • r • • s • e • l • e • c • t • i • o • n • • w • a • s • • O • v • e • r • s • e • a • s • • S • p • e • n • d • i • n • g • , • • M • o • b • i • l • e • • P • a • y • m • e • n • t • • i • s • • s • e • t • • a • u • t • o • m • a • t • i • c • a • l • l • y • • a • s • • t • h • e • • s • e • l • e • c • t • a • b • l • e • • c • a • t • e • g • o • r • y • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • a • y • • c • h • a • n • g • e • • t • h • e • • s • e • l • e • c • t • i • o • n • • f • r • o • m • • 2 • 0 • 2 • 6 • - • 1 • 0 • - • 0 • 2 • • t • o • • 2 • 0 • 2 • 6 • - • 1 • 0 • - • 3 • 1 • • b • y • • c • a • l • l • i • n • g • • o • r • • c • o • n • t • a • c • t • i • n • g • • a • • P • r • i • m • e • C • r • e • d • i • t • • c • u • s • t • o • m • e • r • • s • e • r • v • i • c • e • • o • f • f • i • c • e • r • • t • h • r • o • u • g • h • • P • r • i • m • e • C • r • e • d • i • t • • C • h • a • t • b • o • t • . • • T • h • e • • s • e • l • e • c • t • i • o • n • • c • a • n • n • o • t • • b • e • • c • h • a • n • g • e • d • • a • f • t • e • r • • t • h • a • t • • p • e • r • i • o • d • , • • a • n • d • • O • c • t • o • b • e • r • • 2 • 0 • 2 • 6 • • r • e • b • a • t • e • • u • s • e • s • • t • h • e • • s • e • l • e • c • t • i • o • n • • a • t • • t • h • e • • e • n • d • • o • f • • t • h • a • t • • p • e • r • i • o • d • . • • A • • p • e • r • s • o • n • • w • h • o • • a • p • p • l • i • e • s • • f • o • r • • a • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • • d • u • r • i • n • g • • t • h • e • • p • r • o • m • o • t • i • o • n • • m • u • s • t • • s • e • l • e • c • t • • a • • c • a • t • e • g • o • r • y • • o • n • • t • h • e • • a • p • p • l • i • c • a • t • i • o • n • • f • o • r • m • ; • • t • h • e • • s • e • l • e • c • t • i • o • n • • c • a • n • n • o • t • • b • e • • c • h • a • n • g • e • d • • a • f • t • e • r • • s • u • b • m • i • s • s • i • o • n • . • • I • f • • n • o • • c • a • t • e • g • o • r • y • • i • s • • s • e • l • e • c • t • e • d • , • • M • o • b • i • l • e • • P • a • y • m • e • n • t • • i • s • • s • e • l • e • c • t • e • d • • a • u • t • o • m • a • t • i • c • a • l • l • y • . • • A • p • p • l • i • e • s • • t • o • • v • a • l • i • d • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • s • • i • s • s • u • e • d • • b • y • • P • r • i • m • e • C • r • e • d • i • t • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • h • a • v • e • • a • t • • l • e • a • s • t • • H • K • D • • 1 • , • 5 • 0 • 0 • • i • n • • E • l • i • g • i • b • l • e • • R • e • t • a • i • l • • T • r • a • n • s • a • c • t • i • o • n • s • • p • e • r • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • c • r • o • s • s • • a • l • l • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • s • . • • T • h • i • s • • H • K • D • • 2 • 0 • 0 • • c • a • p • • i • s • • s • h • a • r • e • d • • a • c • r • o • s • s • • E • x • t • r • a • • C • a • s • h • • R • e • b • a • t • e • • f • r • o • m • • O • v • e • r • s • e • a • s • • S • p • e • n • d • i • n • g • • a • n • d • • t • h • e • • o • n • e • • s • e • l • e • c • t • e • d • • F • u • n • • C • a • t • e • g • o • r • y • ; • • i • t • • i • s • • n • o • t • • a • • s • e • p • a • r • a • t • e • • c • a • p • • f • o • r • • e • a • c • h • • c • a • t • e • g • o • r • y • • o • r • • c • a • r • d • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • b • e • • p • o • s • t • e • d • • w • i • t • h • i • n • • 7 • • d • a • y • s • • o • f • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • . • • T • h • e • y • • e • x • c • l • u • d • e • • O • c • t • o • p • u • s • • A • u • t • o • m • a • t • i • c • • A • d • d • - • V • a • l • u • e • , • • s • t • o • r • e • d • - • v • a • l • u • e • • c • a • r • d • • p • u • r • c • h • a • s • e • s • • o • r • • r • e • l • o • a • d • s • • ( • i • n • c • l • u • d • i • n • g • • O • c • t • o • p • u • s • • t • o • p • - • u • p • s • ) • , • • a • u • t • o • p • a • y • , • • C • r • e • d • i • t • - • t • o • - • C • a • s • h • , • • i • n • s • t • a • l • m • e • n • t • • p • l • a • n • s • , • • o • f • f • l • i • n • e • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • r • d • • c • h • a • r • g • e • s • , • • s • p • l • i • t • • t • r • a • n • s • a • c • t • i • o • n • s • , • • f • u • n • d • • i • n • v • e • s • t • m • e • n • t • s • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • s • h • • v • o • u • c • h • e • r • s • , • • c • o • n • s • u • m • e • r • • d • e • p • o • s • i • t • s • , • • b • i • l • l • • p • a • y • m • e • n • t • s • , • • m • o • n • e • y • • o • r • • e • l • e • c • t • r • o • n • i • c • - • m • o • n • e • y • • t • r • a • n • s • f • e • r • s • , • • e • - • w • a • l • l • e • t • • t • o • p • - • u • p • s • , • • c • h • a • r • g • e • b • a • c • k • • t • r • a • n • s • a • c • t • i • o • n • s • , • • u • n • p • o • s • t • e • d • , • • c • a • n • c • e • l • l • e • d • , • • r • e • t • u • r • n • e • d • , • • c • o • u • n • t • e • r • f • e • i • t • , • • a • n • d • • u • n • a • u • t • h • o • r • i • z • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • . • • P • r • i • m • e • C • r • e • d • i • t • • a • n • d • • t • h • e • • r • e • l • e • v • a • n • t • • c • a • r • d • • a • s • s • o • c • i • a • t • i • o • n • s • • d • e • t • e • r • m • i • n • e • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • c • a • t • e • g • o • r • y • • b • y • • m • e • r • c • h • a • n • t • • c • o • d • e • s • • o • r • • n • a • m • e • s • , • • w • h • i • c • h • • m • a • y • • c • h • a • n • g • e • • w • i • t • h • o • u • t • • n • o • t • i • c • e • . • • T • h • e • • p • o • s • t • e • d • • a • m • o • u • n • t • • p • r • e • v • a • i • l • s • • o • v • e • r • • t • h • e • • a • u • t • h • o • r • i • z • e • d • • a • m • o • u • n • t • ; • • f • o • r • e • i • g • n • - • c • u • r • r • e • n • c • y • • t • r • a • n • s • a • c • t • i • o • n • s • • u • s • e • • t • h • e • • p • o • s • t • e • d • • a • m • o • u • n • t • • c • o • n • v • e • r • t • e • d • • t • o • • H • K • D • . • • P • r • i • m • e • C • r • e • d • i • t • ' • s • • r • e • c • o • r • d • s • • a • n • d • • d • e • c • i • s • i • o • n • s • • c • o • n • t • r • o • l • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • c • a • t • e • g • o • r • y • , • • a • n • d • • P • r • i • m • e • C • r • e • d • i • t • • d • o • e • s • • n • o • t • • h • a • v • e • • t • o • • c • o • n • f • i • r • m • • e • l • i • g • i • b • i • l • i • t • y • • b • e • f • o • r • e • • a • • t • r • a • n • s • a • c • t • i • o • n • . • • R • e • b • a • t • e • • i • s • • c • a • l • c • u • l • a • t • e • d • • b • y • • t • r • a • n • s • a • c • t • i • o • n • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • n • d • • r • o • u • n • d • e • d • • t • o • • t • w • o • • d • e • c • i • m • a • l • • p • l • a • c • e • s • . • • I • t • • i • s • • c • r • e • d • i • t • e • d • • w • i • t • h • i • n • • 3 • • m • o • n • t • h • s • • a • f • t • e • r • • m • o • n • t • h • - • e • n • d • • t • o • • t • h • e • • W • e • W • a • • c • a • r • d • • a • c • c • o • u • n • t • • w • i • t • h • • t • h • e • • h • i • g • h • e • s • t • • e • l • i • g • i • b • l • e • • s • p • e • n • d • • t • h • a • t • • m • o • n • t • h • ; • • s • p • e • n • d • • a • c • r • o • s • s • • a • l • l • • W • e • W • a • • c • a • r • d • s • • i • s • • a • g • g • r • e • g • a • t • e • d • . • • A • l • l • • W • e • W • a • • c • a • r • d • • a • c • c • o • u • n • t • s • • m • u • s • t • • b • e • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • • w • h • e • n • • t • h • e • • r • e • b • a • t • e • • i • s • • c • r • e • d • i • t • e • d • . • • C • a • n • c • e • l • l • a • t • i • o • n • • f • o • r • f • e • i • t • s • • u • n • c • r • e • d • i • t • e • d • • r • e • b • a • t • e • • a • n • d • • t • h • e • • a • c • c • o • u • n • t • ' • s • • r • e • b • a • t • e • • b • a • l • a • n • c • e • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • d • e • b • i • t • • r • e • b • a • t • e • • f • o • r • • a • • c • a • n • c • e • l • l • e • d • • o • r • • r • e • t • u • r • n • e • d • • t • r • a • n • s • a • c • t • i • o • n • . • • I • f • • a • • t • r • a • n • s • a • c • t • i • o • n • • f • a • l • l • s • • u • n • d • e • r • • m • o • r • e • • t • h • a • n • • o • n • e • • F • u • n • • C • a • t • e • g • o • r • y • , • • P • r • i • m • e • C • r • e • d • i • t • • d • e • c • i • d • e • s • • i • t • s • • c • a • t • e • g • o • r • y • . • • K • e • e • p • • o • r • i • g • i • n • a • l • • r • e • c • e • i • p • t • s • • o • r • • o • f • f • i • c • i • a • l • • t • r • a • n • s • a • c • t • i • o • n • • r • e • c • o • r • d • s • ; • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • r • e • q • u • e • s • t • • t • h • e • m • • o • r • • o • t • h • e • r • • p • r • o • o • f • • i • n • • a • • d • i • s • p • u • t • e • . • • R • e • b • a • t • e • • i • s • • n • o • n • - • t • r • a • n • s • f • e • r • a • b • l • e • , • • n • o • n • - • a • s • s • i • g • n • a • b • l • e • , • • n • o • n • - • e • x • c • h • a • n • g • e • a • b • l • e • , • • a • n • d • • c • a • n • n • o • t • • b • e • • e • x • c • h • a • n • g • e • d • • f • o • r • • c • a • s • h • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • r • e • c • o • v • e • r • • i • m • p • r • o • p • e • r • l • y • • o • r • • f • r • a • u • d • u • l • e • n • t • l • y • • o • b • t • a • i • n • e • d • • r • e • b • a • t • e • • a • n • d • • t • a • k • e • • l • e • g • a • l • • a • c • t • i • o • n • . • • P • r • i • m • e • C • r • e • d • i • t • ' • s • • r • e • c • o • r • d • s • • a • r • e • • c • o • n • c • l • u • s • i • v • e • . • • C • o • m • m • u • n • i • c • a • t • i • o • n • • f • a • i • l • u • r • e • s • • t • h • a • t • • p • r • e • v • e • n • t • • c • a • t • e • g • o • r • y • • s • e • l • e • c • t • i • o • n • • c • r • e • a • t • e • • n • o • • c • l • a • i • m • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • a • m • e • n • d • , • • c • a • n • c • e • l • , • • o • r • • e • n • d • • t • h • e • • p • r • o • m • o • t • i • o • n • • w • i • t • h • o • u • t • • n • o • t • i • c • e • ; • • i • t • s • • d • e • c • i • s • i • o • n • • i • n • • a • • d • i • s • p • u • t • e • • i • s • • f • i • n • a • l • . • • T • h • e • • E • n • g • l • i • s • h • • t • e • r • m • s • • p • r • e • v • a • i • l • • o • v • e • r • • t • h • e • • C • h • i • n • e • s • e • • t • e • r • m • s • .

• Eligibility: Audience: all
• Eligible spending: Applies to: 娛樂 · Type: category
• Requirements: Period spend ≥: HK$1,500.00
• Benefit limit: Amount: 200 · Applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Application or registration is required.
• This is one of three selectable Fun Categories for each WeWa Credit Card. Eligible merchants are Apple App Store (only transactions with merchant name APPLE.COM/BILL), Disney PLUS, Google Play Store, JOOX, KKBOX, MYTV SUPER, NETFLIX, Nintendo, Patreon, PlayStation, Spotify, STEAM, Xbox, and YouTube, as determined by PrimeCredit or the relevant card association. A selection from July 2025 to September 2026 carries over. If the earlier selection was Overseas Spending, Mobile Payment is set automatically as the selectable category. The cardholder may change the selection from 2026-10-02 to 2026-10-31 by calling or contacting a PrimeCredit customer service officer through PrimeCredit Chatbot. The selection cannot be changed after that period, and October 2026 rebate uses the selection at the end of that period. A person who applies for a WeWa Credit Card during the promotion must select a category on the application form; the selection cannot be changed after submission. If no category is selected, Mobile Payment is selected automatically. Applies to valid WeWa Credit Cards issued by PrimeCredit. The cardholder must have at least HKD 1,500 in Eligible Retail Transactions per calendar month across all WeWa Credit Cards. This HKD 200 cap is shared across Extra Cash Rebate from Overseas Spending and the one selected Fun Category; it is not a separate cap for each category or card. Eligible transactions must be posted within 7 days of the transaction date. They exclude Octopus Automatic Add-Value, stored-value card purchases or reloads (including Octopus top-ups), autopay, Credit-to-Cash, instalment plans, offline transactions, card charges, split transactions, fund investments, casino transactions, cash vouchers, consumer deposits, bill payments, money or electronic-money transfers, e-wallet top-ups, chargeback transactions, unposted, cancelled, returned, counterfeit, and unauthorized transactions. PrimeCredit and the relevant card associations determine eligibility and category by merchant codes or names, which may change without notice. The posted amount prevails over the authorized amount; foreign-currency transactions use the posted amount converted to HKD. PrimeCredit's records and decisions control eligibility and category, and PrimeCredit does not have to confirm eligibility before a transaction. Rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the WeWa card account with the highest eligible spend that month; spend across all WeWa cards is aggregated. All WeWa card accounts must be valid and in good standing when the rebate is credited. Cancellation forfeits uncredited rebate and the account's rebate balance. PrimeCredit may debit rebate for a cancelled or returned transaction. If a transaction falls under more than one Fun Category, PrimeCredit decides its category. Keep original receipts or official transaction records; PrimeCredit may request them or other proof in a dispute. Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. PrimeCredit may recover improperly or fraudulently obtained rebate and take legal action. PrimeCredit's records are conclusive. Communication failures that prevent category selection create no claim. PrimeCredit may amend, cancel, or end the promotion without notice; its decision in a dispute is final. The English terms prevail over the Chinese terms.
• WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

Open source offer ↗

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder • Eligibility: Phase Spend Min: 1500 • Eligible categories: 海外簽賬 • Applies only to valid WeWa Credit Cards issued by PrimeCredit. • Promotion period: 2026-10-01 through 2027-09-30, inclusive. • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month. • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period. • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment. • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions. • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions. • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance. • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount. • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category. • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute. • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice. • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records. • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection. • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it. • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version. • Overseas Spending includes eligible transactions at physical overseas merchants settled in a non-HKD currency, as determined by PrimeCredit or card associations. • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward.

• Eligibility: Audience: all
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Requirements: Period spend ≥: HK$1,500.00
• Benefit limit: Amount: 200 · Applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Applies only to valid WeWa Credit Cards issued by PrimeCredit.
• Promotion period: 2026-10-01 through 2027-09-30, inclusive.
• Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month.
• Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period.
• A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment.
• Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions.
• PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions.
• The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance.
• For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount.
• If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category.
• The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash.
• The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute.
• If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice.
• PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records.
• No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection.
• PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it.
• PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version.
• Overseas Spending includes eligible transactions at physical overseas merchants settled in a non-HKD currency, as determined by PrimeCredit or card associations.
• HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward.
• WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

Open source offer ↗

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1500 • Eligible categories: 旅遊 • Applies only to valid WeWa Credit Cards issued by PrimeCredit. • Promotion period: 2026-10-01 through 2027-09-30, inclusive. • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month. • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period. • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment. • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions. • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions. • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance. • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount. • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category. • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute. • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice. • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records. • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection. • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it. • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version. • Travel Spending includes eligible transactions at travel agencies, airlines, and hotels for room accommodation only, as determined by PrimeCredit or card associations. • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward. • HTML lists airlines, travel agencies, and hotels as examples of Travel Spending; the formal terms restrict hotel transactions to room accommodation.

• Eligibility: Audience: all
• Eligible spending: Applies to: 旅遊 · Type: category
• Requirements: Period spend ≥: HK$1,500.00
• Benefit limit: Amount: 200 · Applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Application or registration is required.
• Applies only to valid WeWa Credit Cards issued by PrimeCredit.
• Promotion period: 2026-10-01 through 2027-09-30, inclusive.
• Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month.
• Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period.
• A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment.
• Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions.
• PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions.
• The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance.
• For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount.
• If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category.
• The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash.
• The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute.
• If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice.
• PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records.
• No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection.
• PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it.
• PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version.
• Travel Spending includes eligible transactions at travel agencies, airlines, and hotels for room accommodation only, as determined by PrimeCredit or card associations.
• HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward.
• HTML lists airlines, travel agencies, and hotels as examples of Travel Spending; the formal terms restrict hotel transactions to room accommodation.
• WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

Open source offer ↗

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1500 • Eligible categories: 娛樂 • Applies only to valid WeWa Credit Cards issued by PrimeCredit. • Promotion period: 2026-10-01 through 2027-09-30, inclusive. • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month. • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period. • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment. • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions. • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions. • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance. • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount. • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category. • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute. • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice. • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records. • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection. • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it. • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version. • Online Entertainment includes eligible transactions under merchant names Apple App Store (APPLE.COM/BILL only), Disney PLUS, Google Play Store, JOOX, KKBOX, MYTV SUPER, NETFLIX, Nintendo, Patreon, PlayStation, Spotify, STEAM, Xbox, and YouTube. • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward.

• Eligibility: Audience: all
• Eligible spending: Applies to: 娛樂 · Type: category
• Requirements: Period spend ≥: HK$1,500.00
• Benefit limit: Amount: 200 · Applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Application or registration is required.
• Applies only to valid WeWa Credit Cards issued by PrimeCredit.
• Promotion period: 2026-10-01 through 2027-09-30, inclusive.
• Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month.
• Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period.
• A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment.
• Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions.
• PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions.
• The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance.
• For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount.
• If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category.
• The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash.
• The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute.
• If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice.
• PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records.
• No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection.
• PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it.
• PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version.
• Online Entertainment includes eligible transactions under merchant names Apple App Store (APPLE.COM/BILL only), Disney PLUS, Google Play Store, JOOX, KKBOX, MYTV SUPER, NETFLIX, Nintendo, Patreon, PlayStation, Spotify, STEAM, Xbox, and YouTube.
• HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward.
• WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

Open source offer ↗

This benefit does not apply to a purchase. • Limit applies to: 3個月免息簽賬分期 • Application, registration or activation required. See conditions. • 須使用OmyCard手機App申請。 • 頁面沒有列明合資格簽賬及其他分期條款。

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: 3個月免息簽賬分期 · Period: not stated · Type: not stated
• Application or registration is required.
• 須使用OmyCard手機App申請。
• 頁面沒有列明合資格簽賬及其他分期條款。

Open source offer ↗

This benefit does not apply to a purchase. • Limit applies to: 月結單分期計劃 • Application, registration or activation required. See conditions. • 頁面指可透過OmyCard手機App申請，並稱一鍵即批。 • 頁面沒有列明利率、期數、合資格簽賬或其他分期條款。

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: 月結單分期計劃 · Period: not stated · Type: not stated
• Application or registration is required.
• 頁面指可透過OmyCard手機App申請，並稱一鍵即批。
• 頁面沒有列明利率、期數、合資格簽賬或其他分期條款。

Open source offer ↗

Not counted: overlapping total rewards or incompatible transaction scopes are alternatives; only one compatible reward bundle is counted. • Audience: Student • The source states a single 1% spending-rebate rate and no cap. • Limit: unlimited. • Applies to all eligible spending, subject to the conditions. • The benefit is displayed for Citi The Club Credit Card(Student). • The source states 1% spending rebate at other merchants with no cap. • The local page does not define the merchant categories or complete Clubpoints programme terms; linked terms are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: unlimited
• Percentage note: The source states a single 1% spending rebate rate and no cap.
• The benefit is displayed for Citi The Club Credit Card(Student).
• The source states 1% spending rebate at other merchants with no cap.
• The local page does not define the merchant categories or complete Clubpoints programme terms; linked terms are not used as evidence.

Not counted: overlapping total rewards or incompatible transaction scopes are alternatives; only one compatible reward bundle is counted. • Audience: Student • The page states 0.5% and equates HK$1 Octopus Cash Rebate to every HK$200 spending; no cap or detailed eligibility rule is stated in the local source. • Applies to all eligible spending, subject to the conditions. • The benefit is displayed for Citi Octopus Platinum Card (Student). • The page states 0.5% rebate and Every HK$200 spending = HK$1 Octopus Cash Rebate. • The local page does not state a numeric cap or complete programme exclusions; linked product terms are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The page states 0.5% and equates HK$1 Octopus Cash Rebate to every HK$200 spending; no cap or detailed eligibility rule is stated in the local source.
• The benefit is displayed for Citi Octopus Platinum Card (Student).
• The page states 0.5% rebate and Every HK$200 spending = HK$1 Octopus Cash Rebate.
• The local page does not state a numeric cap or complete programme exclusions; linked product terms are not used as evidence.

This benefit does not apply to a purchase. • Audience: Student • This is a card-service feature, not a percentage reward or a stated cap. • The benefit is displayed for Citi Octopus Platinum Card (Student). • The page states HK$500 Octopus Automatic Add Value Service, AAVS Embedded. • The local page does not state activation timing or other AAVS terms; linked product details are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: This is a card service feature, not a percentage reward or a stated cap.
• The benefit is displayed for Citi Octopus Platinum Card (Student).
• The page states HK$500 Octopus Automatic Add Value Service, AAVS Embedded.
• The local page does not state activation timing or other AAVS terms; linked product details are not used as evidence.

Category or merchant does not match. • Audience: Student • The page states a 15% rebate on fare payments; no cap or date rule is stated in the local source. • Application, registration or activation required. See conditions. • Eligible categories: 本地交通 • The benefit is displayed for Citi Octopus Platinum Card (Student). • Eligible fare examples listed by the source are MTR, bus, ferry, tram, green minibus and taxi. • The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Applies to: 本地交通 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The page states a 15% rebate on fare payments; no cap or date rule is stated in the local source.
• Application or registration is required.
• The benefit is displayed for Citi Octopus Platinum Card (Student).
• Eligible fare examples listed by the source are MTR, bus, ferry, tram, green minibus and taxi.
• The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.

Category or merchant does not match. • Audience: Student • The page states a 5% rebate on Tunnel Tolls; no cap or date rule is stated in the local source. • Application, registration or activation required. See conditions. • Eligible categories: 交通 • The benefit is displayed for Citi Octopus Platinum Card (Student). • The source lists Tunnel Tolls as a 5% rebate service. • The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Applies to: 交通 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The page states a 5% rebate on Tunnel Tolls; no cap or date rule is stated in the local source.
• Application or registration is required.
• The benefit is displayed for Citi Octopus Platinum Card (Student).
• The source lists Tunnel Tolls as a 5% rebate service.
• The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.

Category or merchant does not match. • Audience: Student • The page states a 5% rebate on Parking; no cap or date rule is stated in the local source. • Application, registration or activation required. See conditions. • Eligible categories: 停車場／泊車 • The benefit is displayed for Citi Octopus Platinum Card (Student). • The source lists Parking as a 5% rebate service. • The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Applies to: 停車場／泊車 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The page states a 5% rebate on Parking; no cap or date rule is stated in the local source.
• Application or registration is required.
• The benefit is displayed for Citi Octopus Platinum Card (Student).
• The source lists Parking as a 5% rebate service.
• The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.

Category or merchant does not match. • Audience: Student • The page states a 5% rebate on Electric Vehicle Charge Fees; no cap or date rule is stated in the local source. • Application, registration or activation required. See conditions. • Eligible categories: 汽油／電動車充電 • The benefit is displayed for Citi Octopus Platinum Card (Student). • The source lists Electric Vehicle Charge Fees as a 5% rebate service. • The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Applies to: 汽油／電動車充電 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The page states a 5% rebate on Electric Vehicle Charge Fees; no cap or date rule is stated in the local source.
• Application or registration is required.
• The benefit is displayed for Citi Octopus Platinum Card (Student).
• The source lists Electric Vehicle Charge Fees as a 5% rebate service.
• The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.

Category or merchant does not match. • Audience: Student • The source states an up-to maximum of 3% but gives no qualifying tier or resolved component rate in the local source. • Eligible categories: 購物 • The benefit is displayed for Citi Rewards Card (Student). • The source states up to 3% Points Rebate for Shopping & Entertainment spend. • The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Applies to: 購物 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states an up to maximum of 3% but gives no qualifying tier or resolved component rate in the local source.
• The benefit is displayed for Citi Rewards Card (Student).
• The source states up to 3% Points Rebate for Shopping & Entertainment spend.
• The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.

Category or merchant does not match. • Audience: Student • The source states an up-to maximum of 3% but gives no qualifying tier or resolved component rate in the local source. • Eligible categories: 娛樂 • The benefit is displayed for Citi Rewards Card (Student). • The source states up to 3% Points Rebate for Shopping & Entertainment spend. • The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Applies to: 娛樂 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states an up to maximum of 3% but gives no qualifying tier or resolved component rate in the local source.
• The benefit is displayed for Citi Rewards Card (Student).
• The source states up to 3% Points Rebate for Shopping & Entertainment spend.
• The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.

Category or merchant does not match. • Audience: Student • The source states an up-to maximum of 3% but gives no qualifying tier or resolved component rate in the local source. • Eligible categories: 購物 • The benefit is displayed for Citi Rewards UnionPay Card(Student). • The source states up to 3% Points Rebate for Shopping & Entertainment spend. • The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Applies to: 購物 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states an up to maximum of 3% but gives no qualifying tier or resolved component rate in the local source.
• The benefit is displayed for Citi Rewards UnionPay Card(Student).
• The source states up to 3% Points Rebate for Shopping & Entertainment spend.
• The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.

Category or merchant does not match. • Audience: Student • The source states an up-to maximum of 3% but gives no qualifying tier or resolved component rate in the local source. • Eligible categories: 娛樂 • The benefit is displayed for Citi Rewards UnionPay Card(Student). • The source states up to 3% Points Rebate for Shopping & Entertainment spend. • The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Applies to: 娛樂 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states an up to maximum of 3% but gives no qualifying tier or resolved component rate in the local source.
• The benefit is displayed for Citi Rewards UnionPay Card(Student).
• The source states up to 3% Points Rebate for Shopping & Entertainment spend.
• The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.

Category or merchant does not match. • Audience: Student • The page states a 2% rebate on foreign-currency spending; the same card block states unlimited automatic rebate and no numeric limit is given. • Limit: unlimited. • Eligible categories: 海外簽賬 • The benefit is displayed for Citi Cash Back Card(Student). The page states 2% rebate for foreign currency, local dining and hotel spendings and separately states unlimited automatic rebate. • The local page identifies foreign-currency spending as part of the 2% rebate benefit. • The local page does not state a complete merchant-code definition, exclusion list or date rule; linked product terms are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Benefit limit: Period: not stated · Type: unlimited
• Percentage note: The page states a 2% rebate on foreign currency spending; the same card block states unlimited automatic rebate and no numeric limit is given.
• The benefit is displayed for Citi Cash Back Card(Student). The page states 2% rebate for foreign currency, local dining and hotel spendings and separately states unlimited automatic rebate.
• The local page identifies foreign-currency spending as part of the 2% rebate benefit.
• The local page does not state a complete merchant-code definition, exclusion list or date rule; linked product terms are not used as evidence.

Category or merchant does not match. • Audience: Student • The page states a 2% rebate on local dining spending; the same card block states unlimited automatic rebate and no numeric limit is given. • Limit: unlimited. • Eligible categories: 本地餐飲 • The benefit is displayed for Citi Cash Back Card(Student). The page states 2% rebate for foreign currency, local dining and hotel spendings and separately states unlimited automatic rebate. • The local page identifies local dining spending as part of the 2% rebate benefit. • The local page does not state a complete merchant-code definition, exclusion list or date rule; linked product terms are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Applies to: 本地餐飲 · Type: category
• Benefit limit: Period: not stated · Type: unlimited
• Percentage note: The page states a 2% rebate on local dining spending; the same card block states unlimited automatic rebate and no numeric limit is given.
• The benefit is displayed for Citi Cash Back Card(Student). The page states 2% rebate for foreign currency, local dining and hotel spendings and separately states unlimited automatic rebate.
• The local page identifies local dining spending as part of the 2% rebate benefit.
• The local page does not state a complete merchant-code definition, exclusion list or date rule; linked product terms are not used as evidence.

Category or merchant does not match. • Audience: Student • The page states a 2% rebate on hotel spending; the same card block states unlimited automatic rebate and no numeric limit is given. • Limit: unlimited. • Eligible categories: 酒店 • The benefit is displayed for Citi Cash Back Card(Student). The page states 2% rebate for foreign currency, local dining and hotel spendings and separately states unlimited automatic rebate. • The local page identifies hotel spending as part of the 2% rebate benefit. • The local page does not state a complete merchant-code definition, exclusion list or date rule; linked product terms are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Applies to: 酒店 · Type: category
• Benefit limit: Period: not stated · Type: unlimited
• Percentage note: The page states a 2% rebate on hotel spending; the same card block states unlimited automatic rebate and no numeric limit is given.
• The benefit is displayed for Citi Cash Back Card(Student). The page states 2% rebate for foreign currency, local dining and hotel spendings and separately states unlimited automatic rebate.
• The local page identifies hotel spending as part of the 2% rebate benefit.
• The local page does not state a complete merchant-code definition, exclusion list or date rule; linked product terms are not used as evidence.

Category or merchant does not match. • Audience: Student • The source states a points-to-mile earning ratio, not a cash-equivalent percentage. • Eligible categories: 海外簽賬 • The benefit is displayed for Citi PremierMiles Card(Student). • The page states Up to HK$3 = 1 mile for overseas spending. • The local page does not state the exact qualifying tier, cap or detailed programme terms; linked PremierMiles terms are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a points to mile earning ratio, not a cash equivalent percentage.
• The benefit is displayed for Citi PremierMiles Card(Student).
• The page states Up to HK$3 = 1 mile for overseas spending.
• The local page does not state the exact qualifying tier, cap or detailed programme terms; linked PremierMiles terms are not used as evidence.

The offer is not available on the snapshot weekday or date. • Audience: Student • The source states a points multiplier, not a cash-equivalent percentage. • Applies to all eligible spending, subject to the conditions. • The benefit is displayed for Citi HKTVmall Card(Student). • The source states 5X points for non-HKTVmall spending every Monday. • The local page does not state the base-points definition, cap or detailed eligibility terms; linked programme details are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a points multiplier, not a cash equivalent percentage.
• The benefit is displayed for Citi HKTVmall Card(Student).
• The source states 5X points for non-HKTVmall spending every Monday.
• The local page does not state the base-points definition, cap or detailed eligibility terms; linked programme details are not used as evidence.

The offer is not available on the snapshot weekday or date. • Audience: Student • The source states a 5% instant discount; no numeric cap is stated. • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: citi-hktvmall-card-payment-channel • Merchants: hktvmall • Eligible merchants: hktvmall • The benefit is displayed for Citi HKTVmall Card(Student). • The discount applies every Thursday at HKTVmall. • The footnote states that the discount is reflected instantly after selecting the Citi HKTVmall Card Payment Channel and entering the relevant coupon code; the code is communicated through the HKTVmall app or other channels. • The local source does not state an expiry date or excluded-item list.

• Eligibility: Audience: student
• Eligible spending: Applies to: hktvmall · Type: merchant
• Requirements: Pay with: citi hktvmall card payment channel
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 5% instant discount; no numeric cap is stated.
• Application or registration is required.
• The benefit is displayed for Citi HKTVmall Card(Student).
• The discount applies every Thursday at HKTVmall.
• The footnote states that the discount is reflected instantly after selecting the Citi HKTVmall Card Payment Channel and entering the relevant coupon code; the code is communicated through the HKTVmall app or other channels.
• The local source does not state an expiry date or excluded-item list.

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • The source states 5% off Apple Products and a maximum saving of HK$650. • Limit: 650 HKD · Promotion Total • Limit applies to: Apple Products saving under the 2026 Campus Perk • Eligible categories: 電子產品 • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants. • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website. • Quota availability applies on a first-come-first-served basis while the quota lasts. • This Apple Products rule is shown for the following listed institutions: The University of Hong Kong, The Hong Kong University of Science and Technology, HKU SPACE, Hong Kong Baptist University, The Hong Kong Polytechnic University, The Hong Kong Metropolitan University, Hong Kong Shue Yan University, PolyU HKCC / SPEED, Tung Wah College. • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred. • The Apple Products panel requires spending HK$3,500 or above for 5% off and states save up to HK$650.

• Eligibility: Audience: student
• Eligible spending: Applies to: 電子產品 · Type: category
• Benefit limit: Amount: 650 · Applies to: Apple Products saving under the 2026 Campus Perk · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: The source states 5% off Apple Products and a maximum saving of HK$650.
• The complete list of eligible merchants is not available.
• University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants.
• The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website.
• Quota availability applies on a first-come-first-served basis while the quota lasts.
• This Apple Products rule is shown for the following listed institutions: The University of Hong Kong, The Hong Kong University of Science and Technology, HKU SPACE, Hong Kong Baptist University, The Hong Kong Polytechnic University, The Hong Kong Metropolitan University, Hong Kong Shue Yan University, PolyU HKCC / SPEED, Tung Wah College.
• The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred.
• The Apple Products panel requires spending HK$3,500 or above for 5% off and states save up to HK$650.
• 2026 Campus Perk Apple Products discount: Now – 2026-10-31

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • The source states a fixed e-voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table. • Limit: 175 HKD · Per Transaction • Limit applies to: HK$3,500-HK$3,999 Apple Products csl e-Voucher • Minimum spend: Period: per_transaction; Spend: 3500 • Eligibility: Transaction Spend Below: 4000 • Eligible categories: 電子產品 • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants. • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website. • Quota availability applies on a first-come-first-served basis while the quota lasts. • This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council. • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred. • The Apple Products table awards HK$175 in csl e-Vouchers for a single net transaction amount of HK$3,500-HK$3,999. • The table also describes the voucher distribution; the local source gives no additional redemption conditions.

• Eligibility: Audience: student
• Eligible spending: Applies to: 電子產品 · Type: category
• Minimum requirement: Period: per transaction · Spend: HK$3,500.00
• Requirements: Transaction Spend Below Cents: HK$4,000.00
• Benefit limit: Amount: 175 · Applies to: HK$3,500 HK$3,999 Apple Products csl e Voucher · Currency: HKD · Period: per transaction · Type: limited · Unit: currency
• Percentage note: The source states a fixed e voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table.
• The complete list of eligible merchants is not available.
• University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants.
• The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website.
• Quota availability applies on a first-come-first-served basis while the quota lasts.
• This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council.
• The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred.
• The Apple Products table awards HK$175 in csl e-Vouchers for a single net transaction amount of HK$3,500-HK$3,999.
• The table also describes the voucher distribution; the local source gives no additional redemption conditions.
• 2026 Campus Perk Apple Products csl e-Voucher offer: Now – 2026-11-30

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • The source states a fixed e-voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table. • Limit: 200 HKD · Per Transaction • Limit applies to: HK$4,000-HK$7,999 Apple Products csl e-Voucher • Minimum spend: Period: per_transaction; Spend: 4000 • Eligibility: Transaction Spend Below: 8000 • Eligible categories: 電子產品 • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants. • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website. • Quota availability applies on a first-come-first-served basis while the quota lasts. • This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council. • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred. • The Apple Products table awards HK$200 in csl e-Vouchers for a single net transaction amount of HK$4,000-HK$7,999. • The table also describes the voucher distribution; the local source gives no additional redemption conditions.

• Eligibility: Audience: student
• Eligible spending: Applies to: 電子產品 · Type: category
• Minimum requirement: Period: per transaction · Spend: HK$4,000.00
• Requirements: Transaction Spend Below Cents: HK$8,000.00
• Benefit limit: Amount: 200 · Applies to: HK$4,000 HK$7,999 Apple Products csl e Voucher · Currency: HKD · Period: per transaction · Type: limited · Unit: currency
• Percentage note: The source states a fixed e voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table.
• The complete list of eligible merchants is not available.
• University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants.
• The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website.
• Quota availability applies on a first-come-first-served basis while the quota lasts.
• This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council.
• The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred.
• The Apple Products table awards HK$200 in csl e-Vouchers for a single net transaction amount of HK$4,000-HK$7,999.
• The table also describes the voucher distribution; the local source gives no additional redemption conditions.
• 2026 Campus Perk Apple Products csl e-Voucher offer: Now – 2026-11-30

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • The source states a fixed e-voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table. • Limit: 400 HKD · Per Transaction • Limit applies to: HK$8,000-HK$12,999 Apple Products csl e-Voucher • Minimum spend: Period: per_transaction; Spend: 8000 • Eligibility: Transaction Spend Below: 13000 • Eligible categories: 電子產品 • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants. • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website. • Quota availability applies on a first-come-first-served basis while the quota lasts. • This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council. • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred. • The Apple Products table awards HK$400 in csl e-Vouchers for a single net transaction amount of HK$8,000-HK$12,999. • The table also describes the voucher distribution; the local source gives no additional redemption conditions.

• Eligibility: Audience: student
• Eligible spending: Applies to: 電子產品 · Type: category
• Minimum requirement: Period: per transaction · Spend: HK$8,000.00
• Requirements: Transaction Spend Below Cents: HK$13,000.00
• Benefit limit: Amount: 400 · Applies to: HK$8,000 HK$12,999 Apple Products csl e Voucher · Currency: HKD · Period: per transaction · Type: limited · Unit: currency
• Percentage note: The source states a fixed e voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table.
• The complete list of eligible merchants is not available.
• University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants.
• The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website.
• Quota availability applies on a first-come-first-served basis while the quota lasts.
• This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council.
• The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred.
• The Apple Products table awards HK$400 in csl e-Vouchers for a single net transaction amount of HK$8,000-HK$12,999.
• The table also describes the voucher distribution; the local source gives no additional redemption conditions.
• 2026 Campus Perk Apple Products csl e-Voucher offer: Now – 2026-11-30

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • The source states a fixed e-voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table. • Limit: 650 HKD · Per Transaction • Limit applies to: HK$13,000 or above Apple Products csl e-Voucher • Minimum spend: Period: per_transaction; Spend: 13000 • Eligible categories: 電子產品 • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants. • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website. • Quota availability applies on a first-come-first-served basis while the quota lasts. • This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council. • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred. • The Apple Products table awards HK$650 in csl e-Vouchers for a single net transaction amount of HK$13,000 or above. • The table also describes the voucher distribution; the local source gives no additional redemption conditions.

• Eligibility: Audience: student
• Eligible spending: Applies to: 電子產品 · Type: category
• Minimum requirement: Period: per transaction · Spend: HK$13,000.00
• Benefit limit: Amount: 650 · Applies to: HK$13,000 or above Apple Products csl e Voucher · Currency: HKD · Period: per transaction · Type: limited · Unit: currency
• Percentage note: The source states a fixed e voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table.
• The complete list of eligible merchants is not available.
• University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants.
• The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website.
• Quota availability applies on a first-come-first-served basis while the quota lasts.
• This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council.
• The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred.
• The Apple Products table awards HK$650 in csl e-Vouchers for a single net transaction amount of HK$13,000 or above.
• The table also describes the voucher distribution; the local source gives no additional redemption conditions.
• 2026 Campus Perk Apple Products csl e-Voucher offer: Now – 2026-11-30

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • The source states 5% off Windows Products and a maximum saving of HK$400. • Limit: 400 HKD · Promotion Total • Limit applies to: Standard Windows Products saving under the 2026 Campus Perk • Minimum spend: Period: per_transaction; Spend: 5500 • Eligible categories: 電子產品 • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants. • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website. • Quota availability applies on a first-come-first-served basis while the quota lasts. • This Windows Products rule is shown for the following listed institutions: Canadian University Association, Caritas Institute of Community Education, City University of Hong Kong, Gratia Christian College, HKU SPACE, Hong Kong Baptist University, Hong Kong Chu Hai College, Hong Kong College of Technology, Hong Kong Institute of Construction, Hong Kong Nang Yan College of Higher Education, Hong Kong Shue Yan University, Lingnan University, PolyU HKCC / SPEED, RSEFHK Maria College, Saint Francis University, The Chinese University of Hong Kong, The Education University of Hong Kong, The Hang Seng University of Hong Kong, The Hong Kong Academy for Performing Arts, The Hong Kong Metropolitan University, The Hong Kong Polytechnic University, The Hong Kong University of Science and Technology, The University of Hong Kong, Tung Wah College, UOW College Hong Kong, Vocational Training Council, Yew Chung College of Early Childhood Education. • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred. • The standard Windows Products panel requires spending HK$5,500 or above for 5% off and states save up to HK$400.

• Eligibility: Audience: student
• Eligible spending: Applies to: 電子產品 · Type: category
• Minimum requirement: Period: per transaction · Spend: HK$5,500.00
• Benefit limit: Amount: 400 · Applies to: Standard Windows Products saving under the 2026 Campus Perk · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: The source states 5% off Windows Products and a maximum saving of HK$400.
• The complete list of eligible merchants is not available.
• University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants.
• The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website.
• Quota availability applies on a first-come-first-served basis while the quota lasts.
• This Windows Products rule is shown for the following listed institutions: Canadian University Association, Caritas Institute of Community Education, City University of Hong Kong, Gratia Christian College, HKU SPACE, Hong Kong Baptist University, Hong Kong Chu Hai College, Hong Kong College of Technology, Hong Kong Institute of Construction, Hong Kong Nang Yan College of Higher Education, Hong Kong Shue Yan University, Lingnan University, PolyU HKCC / SPEED, RSEFHK Maria College, Saint Francis University, The Chinese University of Hong Kong, The Education University of Hong Kong, The Hang Seng University of Hong Kong, The Hong Kong Academy for Performing Arts, The Hong Kong Metropolitan University, The Hong Kong Polytechnic University, The Hong Kong University of Science and Technology, The University of Hong Kong, Tung Wah College, UOW College Hong Kong, Vocational Training Council, Yew Chung College of Early Childhood Education.
• The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred.
• The standard Windows Products panel requires spending HK$5,500 or above for 5% off and states save up to HK$400.
• 2026 Campus Perk Windows Products standard discount: Now – 2026-11-30

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • The source states 5% off Windows Products in a Flash Deal and a maximum saving of HK$650. • Limit: 650 HKD · Promotion Total • Limit applies to: Windows Products Flash Deal saving • Minimum spend: Period: per_transaction; Spend: 3500 • Eligible categories: 電子產品 • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants. • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website. • Quota availability applies on a first-come-first-served basis while the quota lasts. • This Windows Products rule is shown for the following listed institutions: Canadian University Association, Caritas Institute of Community Education, City University of Hong Kong, Gratia Christian College, HKU SPACE, Hong Kong Baptist University, Hong Kong Chu Hai College, Hong Kong College of Technology, Hong Kong Institute of Construction, Hong Kong Nang Yan College of Higher Education, Hong Kong Shue Yan University, Lingnan University, PolyU HKCC / SPEED, RSEFHK Maria College, Saint Francis University, The Chinese University of Hong Kong, The Education University of Hong Kong, The Hang Seng University of Hong Kong, The Hong Kong Academy for Performing Arts, The Hong Kong Metropolitan University, The Hong Kong Polytechnic University, The Hong Kong University of Science and Technology, The University of Hong Kong, Tung Wah College, UOW College Hong Kong, Vocational Training Council, Yew Chung College of Early Childhood Education. • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred. • The Flash Deal requires spending HK$3,500 or above for 5% off and states save up to HK$650. • The Flash Deal also includes a free Starbucks tall-sized beverage. The local source gives no beverage value, quantity or redemption rule, so it is preserved as a constraint and not a separate countable reward.

• Eligibility: Audience: student
• Eligible spending: Applies to: 電子產品 · Type: category
• Minimum requirement: Period: per transaction · Spend: HK$3,500.00
• Benefit limit: Amount: 650 · Applies to: Windows Products Flash Deal saving · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: The source states 5% off Windows Products in a Flash Deal and a maximum saving of HK$650.
• The complete list of eligible merchants is not available.
• University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants.
• The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website.
• Quota availability applies on a first-come-first-served basis while the quota lasts.
• This Windows Products rule is shown for the following listed institutions: Canadian University Association, Caritas Institute of Community Education, City University of Hong Kong, Gratia Christian College, HKU SPACE, Hong Kong Baptist University, Hong Kong Chu Hai College, Hong Kong College of Technology, Hong Kong Institute of Construction, Hong Kong Nang Yan College of Higher Education, Hong Kong Shue Yan University, Lingnan University, PolyU HKCC / SPEED, RSEFHK Maria College, Saint Francis University, The Chinese University of Hong Kong, The Education University of Hong Kong, The Hang Seng University of Hong Kong, The Hong Kong Academy for Performing Arts, The Hong Kong Metropolitan University, The Hong Kong Polytechnic University, The Hong Kong University of Science and Technology, The University of Hong Kong, Tung Wah College, UOW College Hong Kong, Vocational Training Council, Yew Chung College of Early Childhood Education.
• The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred.
• The Flash Deal requires spending HK$3,500 or above for 5% off and states save up to HK$650.
• The Flash Deal also includes a free Starbucks tall-sized beverage. The local source gives no beverage value, quantity or redemption rule, so it is preserved as a constraint and not a separate countable reward.
• 2026 Campus Perk Windows Products Flash Deal: Now – 2026-10-31

This benefit does not apply to a purchase. • Audience: Student • This is a financing term; the local KFS gives no percentage or fixed cash-equivalent comparison basis. • The Citi Credit Card Key Facts Statement and Fees Schedule states an effective date of December 1, 2025. • The KFS states an interest-free period of up to 58 days for retail purchases. • The local KFS does not name each student-card variant separately; it presents the term for Other Citi Credit Cards.

• Eligibility: Audience: student
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: This is a financing term; the local KFS gives no percentage or fixed cash equivalent comparison basis.
• The Citi Credit Card Key Facts Statement and Fees Schedule states an effective date of December 1, 2025.
• The KFS states an interest-free period of up to 58 days for retail purchases.
• The local KFS does not name each student-card variant separately; it presents the term for Other Citi Credit Cards.

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Fixed HK$200 rebate; no percentage is stated. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 2000 • Applies to all eligible spending, subject to the conditions. • Activate the principal card and reach at least HK$2,000 in eligible spending within two months of issue. • An eligible customer must not have held a principal BEA JCB Platinum Card or other BEA credit card in the six months before application and approval, subject to the stated exclusions. • Each eligible customer can receive this offer once only. • Supplementary-card spending, cash advances, Octopus top-ups, digital-wallet transactions, supermarket spending, government payments, recurring transactions, tax payments, and other terms-defined ineligible transactions do not count. • The account must remain valid during the promotion and when the rebate is credited. • If the principal card is cancelled within 12 months after account opening, BEA may debit the value of the offer. • The rebate is credited by 2027-06-30 and can only offset the relevant card account balance. • The offer cannot be combined with other promotional offers unless the relevant terms allow it.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$2,000.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Fixed HK$200 rebate; no percentage is stated.
• Application or registration is required.
• Activate the principal card and reach at least HK$2,000 in eligible spending within two months of issue.
• An eligible customer must not have held a principal BEA JCB Platinum Card or other BEA credit card in the six months before application and approval, subject to the stated exclusions.
• Each eligible customer can receive this offer once only.
• Supplementary-card spending, cash advances, Octopus top-ups, digital-wallet transactions, supermarket spending, government payments, recurring transactions, tax payments, and other terms-defined ineligible transactions do not count.
• The account must remain valid during the promotion and when the rebate is credited.
• If the principal card is cancelled within 12 months after account opening, BEA may debit the value of the offer.
• The rebate is credited by 2027-06-30 and can only offset the relevant card account balance.
• The offer cannot be combined with other promotional offers unless the relevant terms allow it.
• Welcome cash rebate offer: 2026-04-01 – 2027-01-13

The offer is not confirmed active on the snapshot date. • Limit: 100 HKD · Per Month • Limit applies to: Cash rebate for each eligible card account in a calendar month • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: contactless; Phase Spend Min: 500 • Applies to all eligible spending, subject to the conditions. • Applies to eligible local HKD and Macau MOP retail spending at physical merchants, paid by contactless card transaction. • Register an eligible principal card in the BEA Mall App; the first 5,000 registered cardholders qualify. • Accumulated eligible spending must reach HK$500 per calendar month for each eligible account. • Maximum rebate is HK$300 in phase 2 and HK$600 across the full promotion for each eligible card account. • Phase 1 registration also qualifies the cardholder to earn in phase 2 without registering again. A phase 2 registration does not include phase 1 spending. • Supplementary-card spending is counted in a separate account. • Rebate is rounded down to the nearest Hong Kong dollar. The account must be valid and in good standing when the rebate is credited. • MOP-to-HKD conversion method is not stated. • Terms-defined spending exclusions apply, including insurance premiums, government payments, tax, recurring payments, digital wallets, and Octopus top-ups.

• Eligibility: Audience: all
• Eligible spending: Type: all
• Requirements: Pay with: contactless · Period spend ≥: HK$500.00
• Benefit limit: Amount: 100 · Applies to: Cash rebate for each eligible card account in a calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Application or registration is required.
• Applies to eligible local HKD and Macau MOP retail spending at physical merchants, paid by contactless card transaction.
• Register an eligible principal card in the BEA Mall App; the first 5,000 registered cardholders qualify.
• Accumulated eligible spending must reach HK$500 per calendar month for each eligible account.
• Maximum rebate is HK$300 in phase 2 and HK$600 across the full promotion for each eligible card account.
• Phase 1 registration also qualifies the cardholder to earn in phase 2 without registering again. A phase 2 registration does not include phase 1 spending.
• Supplementary-card spending is counted in a separate account.
• Rebate is rounded down to the nearest Hong Kong dollar. The account must be valid and in good standing when the rebate is credited.
• MOP-to-HKD conversion method is not stated.
• Terms-defined spending exclusions apply, including insurance premiums, government payments, tax, recurring payments, digital wallets, and Octopus top-ups.
• Phase 2 local and Macau contactless spending: 2027-01-01 – 2027-03-31

This benefit does not apply to a purchase. • Limit: 6 times · Promotion Total • Limit applies to: Japan and Hawaii lounge visits during the service period • A qualifying visit requires at least one retail transaction in Japanese Yen at a physical store in Japan during the corresponding transaction period, regardless of spend amount. • Usage periods are 2026-04-01 to 2026-06-30, 2026-07-01 to 2026-09-30, 2026-10-01 to 2026-12-31, and 2027-01-01 to 2027-03-31. • The corresponding transaction periods are 2026-03-01 to 2026-06-30, 2026-06-01 to 2026-09-30, 2026-09-01 to 2026-12-31, and 2026-12-31 to 2027-03-31. • Without the eligible transaction, HK$78 is charged per visit. • Visits after the six-visit allowance are charged at the standard price; the amount is not stated.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 6 · Applies to: Japan and Hawaii lounge visits during the service period · Period: promotion total · Type: limited · Unit: times
• A qualifying visit requires at least one retail transaction in Japanese Yen at a physical store in Japan during the corresponding transaction period, regardless of spend amount.
• Usage periods are 2026-04-01 to 2026-06-30, 2026-07-01 to 2026-09-30, 2026-10-01 to 2026-12-31, and 2027-01-01 to 2027-03-31.
• The corresponding transaction periods are 2026-03-01 to 2026-06-30, 2026-06-01 to 2026-09-30, 2026-09-01 to 2026-12-31, and 2026-12-31 to 2027-03-31.
• Without the eligible transaction, HK$78 is charged per visit.
• Visits after the six-visit allowance are charged at the standard price; the amount is not stated.
• Japan and Hawaii lounge service period: 2026-04-01 – 2027-03-31

This benefit does not apply to a purchase. • Limit: 2 times · Promotion Total • Limit applies to: LoungeKey visits outside Japan and Hawaii during 2026 • Access is to LoungeKey Services lounges outside Japan and Hawaii. • Principal and supplementary cardholder visits have separate allowances. • Linked Chinese terms were unavailable; additional access conditions are unknown.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 2 · Applies to: LoungeKey visits outside Japan and Hawaii during 2026 · Period: promotion total · Type: limited · Unit: times
• Access is to LoungeKey Services lounges outside Japan and Hawaii.
• Principal and supplementary cardholder visits have separate allowances.
• Linked Chinese terms were unavailable; additional access conditions are unknown.
• LoungeKey overseas lounge access outside Japan and Hawaii: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Merchants: toyota-rent-a-car • Eligible merchants: toyota-rent-a-car • Discount applies to the basic rental fee and excludes tax. • Book on the corresponding TOYOTA Rent a Car campaign page and pay locally. • Campaign details are linked but not retained.

• Eligibility: Audience: all
• Eligible spending: Applies to: toyota rent a car · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Discount applies to the basic rental fee and excludes tax.
• Book on the corresponding TOYOTA Rent a Car campaign page and pay locally.
• Campaign details are linked but not retained.

Merchant eligibility cannot be established from the incomplete source list. • Eligible categories: 藥房／保健品 • Applies at major drugstores in Japan. • The source does not provide a complete drugstore list.

• Eligibility: Audience: all
• Eligible spending: Applies to: 藥房／保健品 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• The complete list of eligible merchants is not available.
• Applies at major drugstores in Japan.
• The source does not provide a complete drugstore list.

Category or merchant does not match. • HK$50 / HK$100 × 100 = 50.00%, rounded to two decimal places (shown as 50%). This is a threshold-equivalent rate; the effective rate decreases above HK$100 because the discount remains fixed at HK$50. • Minimum spend: Period: per_transaction; Spend: 100 • Merchants: starbucks • Eligible merchants: starbucks • Applies to handcrafted beverage or food purchases at Starbucks inside Hong Kong International Airport. • A qualifying purchase must be at least HK$100 and include one tall-sized or larger handcrafted beverage. • Detailed information is linked in Chinese and was not retained.

• Eligibility: Audience: all
• Eligible spending: Applies to: starbucks · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$100.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: HK$50 / HK$100 × 100 = 50.00%, rounded to two decimal places (shown as 50%). This is a threshold equivalent rate; the effective rate decreases above HK$100 because the discount remains fixed at HK$50.
• Applies to handcrafted beverage or food purchases at Starbucks inside Hong Kong International Airport.
• A qualifying purchase must be at least HK$100 and include one tall-sized or larger handcrafted beverage.
• Detailed information is linked in Chinese and was not retained.

This benefit does not apply to a purchase. •

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated

This benefit does not apply to a purchase. • All customers are entitled to an annual fee waiver for the first year. • The offer page does not state the waived amount.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• All customers are entitled to an annual fee waiver for the first year.
• The offer page does not state the waived amount.

This benefit does not apply to a purchase. • No interest is charged if the statement balance is paid in full by the due date. • The interest-free period depends on the purchase date within the statement cycle.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• No interest is charged if the statement balance is paid in full by the due date.
• The interest-free period depends on the purchase date within the statement cycle.

This benefit does not apply to a purchase. • Limit applies to: not stated • The KFS lists the Visa Signature principal and supplementary annual membership fees as waived. Any relevant terms, if any, continue to apply; the retained source gives no further Signature-specific condition.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
• The KFS lists the Visa Signature principal and supplementary annual membership fees as waived. Any relevant terms, if any, continue to apply; the retained source gives no further Signature-specific condition.

Open source offer ↗

Category or merchant does not match. • The retained page states a combined program maximum of up to 11%, but it does not state the Local Dining component rate. • Limit applies to: not stated • Eligible categories: 本地餐飲 • The retained page names Local Dining as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地餐飲 · Type: category
• Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
• Percentage note: The retained page states a combined program maximum of up to 11%, but it does not state the Local Dining component rate.
• The retained page names Local Dining as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

Open source offer ↗

Category or merchant does not match. • The retained page states a combined program maximum of up to 11%, but it does not state the Delivery Platform component rate. • Limit applies to: not stated • Eligible categories: 外賣平台 • The retained page names Delivery Platform as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

• Eligibility: Audience: all
• Eligible spending: Applies to: 外賣平台 · Type: category
• Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
• Percentage note: The retained page states a combined program maximum of up to 11%, but it does not state the Delivery Platform component rate.
• The retained page names Delivery Platform as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

Open source offer ↗

Category or merchant does not match. • The retained page states a combined program maximum of up to 11%, but it does not state the Local Transport component rate. • Limit applies to: not stated • Eligible categories: 本地交通 • The retained page names Local Transport as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地交通 · Type: category
• Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
• Percentage note: The retained page states a combined program maximum of up to 11%, but it does not state the Local Transport component rate.
• The retained page names Local Transport as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

Open source offer ↗

Category or merchant does not match. • Cash-equivalent calculation: 60,000 points ÷ 25,000 points × HK$100 = HK$240; HK$240 ÷ HK$8,000 eligible spend × 100 = 3%. The source caps extra points at 52,000 per calendar month, which converts to HK$208 (52,000 ÷ 25,000 × HK$100); its example includes 8,000 basic points in the 60,000 total. No rounding is needed for these amounts. The source supports redemption in blocks of 25,000 points; it does not state how a partial block can be redeemed. The page advertises up to 5% for online spending when this point component combines with the separate 2% cash rebate. • Limit: 208 HKD · Per Month • Limit applies to: Cash-equivalent value of the extra points cap per cardmember per calendar month • Eligible categories: 網上購物 • The source states 7.5X bonus points, including basic bonus points. Extra points are capped at 52,000 per cardmember per calendar month and up to 312,000 during the promotion. The displayed eligible spend cap is HK$8,000 per month. • The campaign summary advertises up to 5% for online spending. This offer records only the 7.5X points component, not the separate 2% cash rebate. • The page refers to separate definitions for eligible online retail spending and points terms. Those terms are not in source_folder.

• Eligibility: Audience: all
• Eligible spending: Applies to: 網上購物 · Type: category
• Benefit limit: Amount: 208 · Applies to: Cash equivalent value of the extra points cap per cardmember per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 60,000 points ÷ 25,000 points × HK$100 = HK$240; HK$240 ÷ HK$8,000 eligible spend × 100 = 3%. The source caps extra points at 52,000 per calendar month, which converts to HK$208 (52,000 ÷ 25,000 × HK$100); its example includes 8,000 basic points in the 60,000 total. No rounding is needed for these amounts. The source supports redemption in blocks of 25,000 points; it does not state how a partial block can be redeemed. The page advertises up to 5% for online spending when this point component combines with the separate 2% cash rebate.
• The source states 7.5X bonus points, including basic bonus points. Extra points are capped at 52,000 per cardmember per calendar month and up to 312,000 during the promotion. The displayed eligible spend cap is HK$8,000 per month.
• The campaign summary advertises up to 5% for online spending. This offer records only the 7.5X points component, not the separate 2% cash rebate.
• The page refers to separate definitions for eligible online retail spending and points terms. Those terms are not in source_folder.
• eye+ Credit Card extra bonus points and cash rebate promotion: 2026-10-01 – 2027-03-31

Open source offer ↗

Category or merchant does not match. • Limit: 160 HKD · Per Month • Limit applies to: Cash rebate per cardmember per calendar month • Eligible categories: 網上購物 • The source requires HK$3,000 in eligible retail spending per calendar month and shows an eligible monthly spend cap of HK$8,000. • The cash rebate is capped at HK$160 per calendar month and up to HK$960 during the promotion. • The campaign summary advertises up to 5% for online spending. This offer records only the separate 2% cash rebate. • The page refers to separate definitions for eligible online retail spending. Those terms are not in source_folder.

• Eligibility: Audience: all
• Eligible spending: Applies to: 網上購物 · Type: category
• Benefit limit: Amount: 160 · Applies to: Cash rebate per cardmember per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• The source requires HK$3,000 in eligible retail spending per calendar month and shows an eligible monthly spend cap of HK$8,000.
• The cash rebate is capped at HK$160 per calendar month and up to HK$960 during the promotion.
• The campaign summary advertises up to 5% for online spending. This offer records only the separate 2% cash rebate.
• The page refers to separate definitions for eligible online retail spending. Those terms are not in source_folder.
• eye+ Credit Card extra bonus points and cash rebate promotion: 2026-10-01 – 2027-03-31

Open source offer ↗

No usable purchase percentage; threshold comparison rates are not flat rewards. • HK$800 equivalent ÷ HK$60,000 minimum phase spend × 100 = 1.3333%, rounded to four decimal places. The effective rate decreases when qualifying spend exceeds HK$60,000. The rebate is paid in one selected foreign currency. • Limit: 800 HKD · Promotion Total • Limit applies to: Foreign Currency Rebate for this phase • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 60000 • Applies to all eligible spending, subject to the conditions. • Both local and overseas spending count toward HK$60,000 per phase. • Choose one currency for the phase: AUD140, CNH680, USD100 or JPY16,320, each shown as equivalent to HK$800. • Register once per phase. The quota is 4,000 per phase on a first-come, first-served basis. • The source uses closing exchange rates on 1 September 2026. It rounds rebate amounts down to the nearest ten dollars and disregards amounts below ten dollars. • The exact registration window and all transaction exclusions are not stated in the retained files.

• Eligibility: Audience: all
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$60,000.00
• Benefit limit: Amount: 800 · Applies to: Foreign Currency Rebate for this phase · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: HK$800 equivalent ÷ HK$60,000 minimum phase spend × 100 = 1.3333%, rounded to four decimal places. The effective rate decreases when qualifying spend exceeds HK$60,000. The rebate is paid in one selected foreign currency.
• Application or registration is required.
• Both local and overseas spending count toward HK$60,000 per phase.
• Choose one currency for the phase: AUD140, CNH680, USD100 or JPY16,320, each shown as equivalent to HK$800.
• Register once per phase. The quota is 4,000 per phase on a first-come, first-served basis.
• The source uses closing exchange rates on 1 September 2026. It rounds rebate amounts down to the nearest ten dollars and disregards amounts below ten dollars.
• The exact registration window and all transaction exclusions are not stated in the retained files.
• Foreign Currency Rebate, Phase 1: 2026-10-01 – 2026-12-31

Open source offer ↗

The offer is not confirmed active on the snapshot date. • HK$800 equivalent ÷ HK$60,000 minimum phase spend × 100 = 1.3333%, rounded to four decimal places. The effective rate decreases when qualifying spend exceeds HK$60,000. The rebate is paid in one selected foreign currency. • Limit: 800 HKD · Promotion Total • Limit applies to: Foreign Currency Rebate for this phase • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 60000 • Applies to all eligible spending, subject to the conditions. • Both local and overseas spending count toward HK$60,000 per phase. • Choose one currency for the phase: AUD140, CNH680, USD100 or JPY16,320, each shown as equivalent to HK$800. • Register once per phase. The quota is 4,000 per phase on a first-come, first-served basis. • The source uses closing exchange rates on 1 September 2026. It rounds rebate amounts down to the nearest ten dollars and disregards amounts below ten dollars. • The exact registration window and all transaction exclusions are not stated in the retained files.

• Eligibility: Audience: all
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$60,000.00
• Benefit limit: Amount: 800 · Applies to: Foreign Currency Rebate for this phase · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: HK$800 equivalent ÷ HK$60,000 minimum phase spend × 100 = 1.3333%, rounded to four decimal places. The effective rate decreases when qualifying spend exceeds HK$60,000. The rebate is paid in one selected foreign currency.
• Application or registration is required.
• Both local and overseas spending count toward HK$60,000 per phase.
• Choose one currency for the phase: AUD140, CNH680, USD100 or JPY16,320, each shown as equivalent to HK$800.
• Register once per phase. The quota is 4,000 per phase on a first-come, first-served basis.
• The source uses closing exchange rates on 1 September 2026. It rounds rebate amounts down to the nearest ten dollars and disregards amounts below ten dollars.
• The exact registration window and all transaction exclusions are not stated in the retained files.
• Foreign Currency Rebate, Phase 2: 2027-01-01 – 2027-03-31

Open source offer ↗

This benefit does not apply to a purchase. • Customer: New customer • Limit applies to: not stated • Application, registration or activation required. See conditions. • The applicant must not have held a principal CCB (Asia) credit card at any time in the 12 months before the application. • To receive HK$800, successfully apply for the Chill Spending Installment Program with a tenor of at least 6 months and a total installment amount of at least HK$15,000 within the first 3 months after card issuance. • The retained sources do not state a validity period or all linked terms.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
• Application or registration is required.
• The applicant must not have held a principal CCB (Asia) credit card at any time in the 12 months before the application.
• To receive HK$800, successfully apply for the Chill Spending Installment Program with a tenor of at least 6 months and a total installment amount of at least HK$15,000 within the first 3 months after card issuance.
• The retained sources do not state a validity period or all linked terms.

Open source offer ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • HK$600 ÷ HK$6,000 minimum total spend × 100 = 10%. No rounding is needed. The effective rate decreases when qualifying spend exceeds HK$6,000. • Limit applies to: not stated • Eligibility: Phase Spend Min: 6000 • Applies to all eligible spending, subject to the conditions. • The applicant must not have held a principal CCB (Asia) credit card at any time in the 12 months before the application. • To receive HK$600, make at least HK$6,000 in total spending within the first 2 months after card issuance. • The retained sources do not state a validity period or all linked terms.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$6,000.00
• Benefit limit: Applies to: not stated · Period: not stated · Type: not stated
• Percentage note: HK$600 ÷ HK$6,000 minimum total spend × 100 = 10%. No rounding is needed. The effective rate decreases when qualifying spend exceeds HK$6,000.
• The applicant must not have held a principal CCB (Asia) credit card at any time in the 12 months before the application.
• To receive HK$600, make at least HK$6,000 in total spending within the first 2 months after card issuance.
• The retained sources do not state a validity period or all linked terms.

Open source offer ↗

This benefit does not apply to a purchase. • Audience: Resident • Limit: unlimited. • Application, registration or activation required. See conditions. • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • The formal DragonPass guide sets the promotion period as 2026-04-01 to 2027-03-31; the Wise Gold promotion page states a 2026-07-01 start, and the formal guide controls the resolved date. • The benefit applies to the ICBC Wise Gold Dual Currency Credit Card - UnionPay Diamond Card. Primary and supplementary card lounge services are calculated separately. • Register with the cardholder's reserved mobile number. Benefits from multiple ICBC (Asia) cards cannot be accumulated and only one card can be used for registration. • Activation requires the DragonPass website or app and RMB3 card validation. The cardholder must present the DragonPass card or benefit link, scan the QR code and verify the information. • The service is for the cardholder only and cannot be transferred or lent. Companion service for the Wise Gold cards is not available from 2026-02-01. • Lounge entry may be restricted when airports or high-speed railway stations are overcrowded. Service availability and operating hours vary by lounge and follow DragonPass rules. • The Bank may disqualify the benefit when DragonPass data does not match Bank records, card validity is not recognised, or fraudulent, abusive or malicious arbitrage activity is found.

• Eligibility: Audience: resident
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: unlimited
• Application or registration is required.
• Available only to invited persons.
• The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
• If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
• The formal DragonPass guide sets the promotion period as 2026-04-01 to 2027-03-31; the Wise Gold promotion page states a 2026-07-01 start, and the formal guide controls the resolved date.
• The benefit applies to the ICBC Wise Gold Dual Currency Credit Card - UnionPay Diamond Card. Primary and supplementary card lounge services are calculated separately.
• Register with the cardholder's reserved mobile number. Benefits from multiple ICBC (Asia) cards cannot be accumulated and only one card can be used for registration.
• Activation requires the DragonPass website or app and RMB3 card validation. The cardholder must present the DragonPass card or benefit link, scan the QR code and verify the information.
• The service is for the cardholder only and cannot be transferred or lent. Companion service for the Wise Gold cards is not available from 2026-02-01.
• Lounge entry may be restricted when airports or high-speed railway stations are overcrowded. Service availability and operating hours vary by lounge and follow DragonPass rules.
• The Bank may disqualify the benefit when DragonPass data does not match Bank records, card validity is not recognised, or fraudulent, abusive or malicious arbitrage activity is found.
• promotion: 2026-04-01 – 2027-03-31

This benefit does not apply to a purchase. • Audience: Resident • Limit: 500000 USD • Limit applies to: personal accident insurance indemnity • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • The card page states coverage for accidental death or permanent disablement, loss of limb, loss of sight, loss of speech and loss of hearing during a journey on public conveyance. • Coverage, exclusions, indemnity limits and compensation are subject to the AXA group insurance policy and related terms. Aon Hong Kong Limited is the insurance broker for enquiries and claims support.

• Eligibility: Audience: resident
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 500000 · Applies to: personal accident insurance indemnity · Currency: USD · Period: not stated · Type: limited · Unit: currency
• Available only to invited persons.
• The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
• If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
• The card page states coverage for accidental death or permanent disablement, loss of limb, loss of sight, loss of speech and loss of hearing during a journey on public conveyance.
• Coverage, exclusions, indemnity limits and compensation are subject to the AXA group insurance policy and related terms. Aon Hong Kong Limited is the insurance broker for enquiries and claims support.

This benefit does not apply to a purchase. • Audience: Resident • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • This UnionPay Diamond card feature covers payment and travel services in the Greater Bay Area, including Hong Kong-Zhuhai-Macao Bridge tolls and shuttle bus, the Hong Kong section of Guangzhou-Shenzhen-Hong Kong High-speed Rail, Guangzhou-Shenzhen intercity trains, Railway 12306, selected Mainland metro and taxi services, MTR, KMB, Long Win Bus, Citybus, selected taxis, toll tunnels and highways.

• Eligibility: Audience: resident
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Available only to invited persons.
• The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
• If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
• This UnionPay Diamond card feature covers payment and travel services in the Greater Bay Area, including Hong Kong-Zhuhai-Macao Bridge tolls and shuttle bus, the Hong Kong section of Guangzhou-Shenzhen-Hong Kong High-speed Rail, Guangzhou-Shenzhen intercity trains, Railway 12306, selected Mainland metro and taxi services, MTR, KMB, Long Win Bus, Citybus, selected taxis, toll tunnels and highways.

Category or merchant does not match. • Audience: Resident • Eligible categories: 海外簽賬 • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • The card has HKD and RMB accounts. Cardholders can spend in local currency across the Chinese Mainland and Hong Kong, with a foreign-exchange-fee waiver for spending in CNY and foreign currencies.

• Eligibility: Audience: resident
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Available only to invited persons.
• The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
• If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
• The card has HKD and RMB accounts. Cardholders can spend in local currency across the Chinese Mainland and Hong Kong, with a foreign-exchange-fee waiver for spending in CNY and foreign currencies.

This benefit does not apply to a purchase. • Audience: Resident • Application, registration or activation required. See conditions. • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • Download the UnionPay App and bind the ICBC Dual Currency Credit Card to use QR-code payment and access Hong Kong, Macau and cross-border privileges.

• Eligibility: Audience: resident
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• Available only to invited persons.
• The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
• If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
• Download the UnionPay App and bind the ICBC Dual Currency Credit Card to use QR-code payment and access Hong Kong, Macau and cross-border privileges.

This benefit does not apply to a purchase. • Audience: Resident • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • The source lists UnionPay premium privileges such as entertainment, travel, dining and shopping. The linked UnionPay page is not used as evidence.

• Eligibility: Audience: resident
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Available only to invited persons.
• The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
• If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
• The source lists UnionPay premium privileges such as entertainment, travel, dining and shopping. The linked UnionPay page is not used as evidence.

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 3 cards • Limit applies to: Supplementary Cards • Application, registration or activation required. See conditions. • The Principal Cardholder is entitled to 3 Supplementary Cards under the same credit limit. • Supplementary Card application is available only to the spouse or children of the Principal Cardholder. • Supplementary Cards terminate if the Principal Cardholder no longer holds a valid ICBC Essence Credit Card.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 3 · Applies to: Supplementary Cards · Period: not stated · Type: limited · Unit: cards
• Percentage note: No source supported spending percentage applies.
• Application or registration is required.
• The Principal Cardholder is entitled to 3 Supplementary Cards under the same credit limit.
• Supplementary Card application is available only to the spouse or children of the Principal Cardholder.
• Supplementary Cards terminate if the Principal Cardholder no longer holds a valid ICBC Essence Credit Card.

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • The chargeable annual fee for each Principal Card issued is HK$6,800. • Selected customers who hold a valid ICBC Essence Credit Card Principal Card enjoy the annual fee waiver.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The chargeable annual fee for each Principal Card issued is HK$6,800.
• Selected customers who hold a valid ICBC Essence Credit Card Principal Card enjoy the annual fee waiver.

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • The chargeable annual fee for each Supplementary Card issued is HK$3,000. • Selected customers who hold a valid ICBC Essence Credit Card Principal Card enjoy the annual fee waiver for Supplementary Cards.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The chargeable annual fee for each Supplementary Card issued is HK$3,000.
• Selected customers who hold a valid ICBC Essence Credit Card Principal Card enjoy the annual fee waiver for Supplementary Cards.

This benefit does not apply to a purchase. • Financing rate is not a reward percentage; the source-stated APR is preserved in constraints. • Application, registration or activation required. See conditions. • No documents are required for the Credit Card Spending Installment Plan. • The 12-month tenor is one of the available installment-plan choices. • The monthly flat rate is 0.235%. • The stated APR for the 12-month tenor is 5.29%, based on the source's HK$10,000 example where applicable. • Terms, fees, and the Code of Banking Practice disclosures apply. • The application hotline is 2533 8686.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Financing rate is not a reward percentage; the source stated APR is preserved in constraints.
• Application or registration is required.
• No documents are required for the Credit Card Spending Installment Plan.
• The 12-month tenor is one of the available installment-plan choices.
• The monthly flat rate is 0.235%.
• The stated APR for the 12-month tenor is 5.29%, based on the source's HK$10,000 example where applicable.
• Terms, fees, and the Code of Banking Practice disclosures apply.
• The application hotline is 2533 8686.

This benefit does not apply to a purchase. • Financing rate is not a reward percentage; the source-stated APR is preserved in constraints. • Application, registration or activation required. See conditions. • No documents are required for the Credit Card Spending Installment Plan. • The 24-month tenor is one of the available installment-plan choices. • The monthly flat rate is 0.235%. • The stated APR for the 24-month tenor is 5.46%, based on the source's HK$10,000 example where applicable. • Terms, fees, and the Code of Banking Practice disclosures apply. • The application hotline is 2533 8686.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Financing rate is not a reward percentage; the source stated APR is preserved in constraints.
• Application or registration is required.
• No documents are required for the Credit Card Spending Installment Plan.
• The 24-month tenor is one of the available installment-plan choices.
• The monthly flat rate is 0.235%.
• The stated APR for the 24-month tenor is 5.46%, based on the source's HK$10,000 example where applicable.
• Terms, fees, and the Code of Banking Practice disclosures apply.
• The application hotline is 2533 8686.

This benefit does not apply to a purchase. • Financing rate is not a reward percentage; the source-stated APR is preserved in constraints. • Application, registration or activation required. See conditions. • No documents are required for the Credit Card Spending Installment Plan. • The 36-month tenor is one of the available installment-plan choices. • The monthly flat rate is 0.235%. • The stated APR for the 36-month tenor is 5.48%, based on the source's HK$10,000 example where applicable. • Terms, fees, and the Code of Banking Practice disclosures apply. • The application hotline is 2533 8686.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Financing rate is not a reward percentage; the source stated APR is preserved in constraints.
• Application or registration is required.
• No documents are required for the Credit Card Spending Installment Plan.
• The 36-month tenor is one of the available installment-plan choices.
• The monthly flat rate is 0.235%.
• The stated APR for the 36-month tenor is 5.48%, based on the source's HK$10,000 example where applicable.
• Terms, fees, and the Code of Banking Practice disclosures apply.
• The application hotline is 2533 8686.

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Visa Concierge provides 24/7 support. • Services include emergency support, travel and medical assistance, business and leisure assistance, restaurant and getaway reservations, local recommendations, and virtual or outdoor experiences. • Visa Concierge app and phone access are subject to Visa service terms.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• Visa Concierge provides 24/7 support.
• Services include emergency support, travel and medical assistance, business and leisure assistance, restaurant and getaway reservations, local recommendations, and virtual or outdoor experiences.
• Visa Concierge app and phone access are subject to Visa service terms.

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: unlimited. • Application, registration or activation required. See conditions. • From 1 April 2026 to 31 March 2027, both dates inclusive, eligible Essence customers receive unlimited designated lounge services. • The unlimited entitlement applies to the cardholder's designated airport lounge services. • DragonPass registration and activation are required; one card registration is used for the service. • Lounge capacity, operating hours, network changes, and DragonPass terms apply.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: unlimited
• Percentage note: No source supported spending percentage applies.
• Application or registration is required.
• From 1 April 2026 to 31 March 2027, both dates inclusive, eligible Essence customers receive unlimited designated lounge services.
• The unlimited entitlement applies to the cardholder's designated airport lounge services.
• DragonPass registration and activation are required; one card registration is used for the service.
• Lounge capacity, operating hours, network changes, and DragonPass terms apply.
• DragonPass promotion period: 2026-04-01 – 2027-03-31

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: unlimited. • Application, registration or activation required. See conditions. • From 1 April 2026 to 31 March 2027, both dates inclusive, eligible Essence customers receive unlimited designated lounge services. • The unlimited entitlement applies to the cardholder's designated high-speed rail lounge services. • DragonPass registration and activation are required; one card registration is used for the service. • Lounge capacity, operating hours, network changes, and DragonPass terms apply.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: unlimited
• Percentage note: No source supported spending percentage applies.
• Application or registration is required.
• From 1 April 2026 to 31 March 2027, both dates inclusive, eligible Essence customers receive unlimited designated lounge services.
• The unlimited entitlement applies to the cardholder's designated high-speed rail lounge services.
• DragonPass registration and activation are required; one card registration is used for the service.
• Lounge capacity, operating hours, network changes, and DragonPass terms apply.
• DragonPass promotion period: 2026-04-01 – 2027-03-31

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 10 visits · Promotion Total • Limit applies to: Companion visits to designated airport lounges • Application, registration or activation required. See conditions. • A companion may use designated airport lounges up to 10 times free during the promotion period. • Plaza Premium First is included among the designated airport lounges stated in the HTML summary. • The service applies to eligible Essence cardholders and requires DragonPass registration and activation. • Cardholder and supplementary-card entitlements are calculated separately; service is personal and non-transferable. • Lounge capacity, operating hours, network changes, and DragonPass terms apply.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 10 · Applies to: Companion visits to designated airport lounges · Period: promotion total · Type: limited · Unit: visits
• Percentage note: No source supported spending percentage applies.
• Application or registration is required.
• A companion may use designated airport lounges up to 10 times free during the promotion period.
• Plaza Premium First is included among the designated airport lounges stated in the HTML summary.
• The service applies to eligible Essence cardholders and requires DragonPass registration and activation.
• Cardholder and supplementary-card entitlements are calculated separately; service is personal and non-transferable.
• Lounge capacity, operating hours, network changes, and DragonPass terms apply.
• DragonPass promotion period: 2026-04-01 – 2027-03-31

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 20 visits · Promotion Total • Limit applies to: Companion visits to designated high-speed rail lounges • Application, registration or activation required. See conditions. • A companion may use designated high-speed rail lounges up to 20 times free during the promotion period. • The service applies to eligible Essence cardholders and requires DragonPass registration and activation. • Cardholder and supplementary-card entitlements are calculated separately; service is personal and non-transferable. • Lounge capacity, operating hours, network changes, network changes, and DragonPass terms apply.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 20 · Applies to: Companion visits to designated high speed rail lounges · Period: promotion total · Type: limited · Unit: visits
• Percentage note: No source supported spending percentage applies.
• Application or registration is required.
• A companion may use designated high-speed rail lounges up to 20 times free during the promotion period.
• The service applies to eligible Essence cardholders and requires DragonPass registration and activation.
• Cardholder and supplementary-card entitlements are calculated separately; service is personal and non-transferable.
• Lounge capacity, operating hours, network changes, network changes, and DragonPass terms apply.
• DragonPass promotion period: 2026-04-01 – 2027-03-31

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 2 services · Promotion Total • Limit applies to: One-way airport limousine transfer services • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: essence-ceramic-card • Merchants: king-s-limousine • The offer is for ICBC Essence Ceramic Cardholders only. • The first two one-way charges for transfer to or from Hong Kong International Airport are refunded as free credit-card spending limit. • The customer must book the service and pay with the Essence Ceramic Card. • The refund is made 6 to 8 weeks after the first working day of the following month and is not cash. • Bookings must be made at least 48 hours in advance; the supplier accepts bookings from 48 hours to 60 days before travel. • King's Limousine is the service provider. One destination, baggage, tunnel and bridge tolls, and stated early-morning surcharge treatment apply. • Changes and cancellations, waiting time, extra stops, child restraints, bad weather, and other supplier charges follow the formal service terms.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Requirements: Pay with: essence ceramic card
• Benefit limit: Amount: 2 · Applies to: One way airport limousine transfer services · Period: promotion total · Type: limited · Unit: services
• Percentage note: No source supported spending percentage applies.
• Application or registration is required.
• The offer is for ICBC Essence Ceramic Cardholders only.
• The first two one-way charges for transfer to or from Hong Kong International Airport are refunded as free credit-card spending limit.
• The customer must book the service and pay with the Essence Ceramic Card.
• The refund is made 6 to 8 weeks after the first working day of the following month and is not cash.
• Bookings must be made at least 48 hours in advance; the supplier accepts bookings from 48 hours to 60 days before travel.
• King's Limousine is the service provider. One destination, baggage, tunnel and bridge tolls, and stated early-morning surcharge treatment apply.
• Changes and cancellations, waiting time, extra stops, child restraints, bad weather, and other supplier charges follow the formal service terms.
• 2026-2027 Q1 complimentary airport limousine service period: 2026-07-15 – 2027-03-31

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 酒店 • Visa partner offers cover more than 900 global luxury hotels and resorts. • The stated benefit includes discounts, VIP privileges, and a best-rate guarantee. • Availability, booking channel, participating properties, and Visa partner terms apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: 酒店 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The complete list of eligible merchants is not available.
• Visa partner offers cover more than 900 global luxury hotels and resorts.
• The stated benefit includes discounts, VIP privileges, and a best-rate guarantee.
• Availability, booking channel, participating properties, and Visa partner terms apply.

Merchant eligibility cannot be established from the incomplete source list. • Source-stated maximum; eligible Visa partner terms apply. • Eligible categories: 的士／網約車／租車 • The source states a maximum discount of up to 48% for limousine services. • Eligible Visa partner services, booking conditions, availability, and partner terms apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: 的士／網約車／租車 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Source stated maximum; eligible Visa partner terms apply.
• The complete list of eligible merchants is not available.
• The source states a maximum discount of up to 48% for limousine services.
• Eligible Visa partner services, booking conditions, availability, and partner terms apply.

Category or merchant does not match. • No source-supported spending percentage applies. • Merchants: hertz • Eligible merchants: hertz • The source names Hertz and states car-rental offers including one-day complimentary rental. • Eligible locations, booking conditions, vehicle rules, availability, and Visa partner terms apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: hertz · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The source names Hertz and states car-rental offers including one-day complimentary rental.
• Eligible locations, booking conditions, vehicle rules, availability, and Visa partner terms apply.

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 25000 USD · Per Transaction • Limit applies to: Travel medical and related expenses per insured person • Eligibility: Payment Methods: designated-card • The insurance period is 24 June 2026 to 23 June 2027. • Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply. • At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card. • No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value. • The AXA policy and certificate terms control coverage, exclusions, and claims. • The medical and related expense limit is US$25,000 per insured person.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Requirements: Pay with: designated card
• Benefit limit: Amount: 25000 · Applies to: Travel medical and related expenses per insured person · Currency: USD · Period: per transaction · Type: limited · Unit: currency
• Percentage note: No source supported spending percentage applies.
• The insurance period is 24 June 2026 to 23 June 2027.
• Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply.
• At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card.
• No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value.
• The AXA policy and certificate terms control coverage, exclusions, and claims.
• The medical and related expense limit is US$25,000 per insured person.
• Private Bank Travel Insurance Benefit insurance period: 2026-06-24 – 2027-06-23

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 1000000 USD · Per Transaction • Limit applies to: Travel personal accident insurance per insured person • Eligibility: Payment Methods: designated-card • The insurance period is 24 June 2026 to 23 June 2027. • Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply. • At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card. • No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value. • The AXA policy and certificate terms control coverage, exclusions, and claims. • The personal accident limit is US$1,000,000 per insured person.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Requirements: Pay with: designated card
• Benefit limit: Amount: 1000000 · Applies to: Travel personal accident insurance per insured person · Currency: USD · Period: per transaction · Type: limited · Unit: currency
• Percentage note: No source supported spending percentage applies.
• The insurance period is 24 June 2026 to 23 June 2027.
• Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply.
• At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card.
• No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value.
• The AXA policy and certificate terms control coverage, exclusions, and claims.
• The personal accident limit is US$1,000,000 per insured person.
• Private Bank Travel Insurance Benefit insurance period: 2026-06-24 – 2027-06-23

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Eligibility: Payment Methods: designated-card • The insurance period is 24 June 2026 to 23 June 2027. • Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply. • At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card. • No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value. • The AXA policy and certificate terms control coverage, exclusions, and claims. • Worldwide emergency assistance is fully covered, including the stated 24-hour hotline and emergency medical evacuation or repatriation support.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Requirements: Pay with: designated card
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The insurance period is 24 June 2026 to 23 June 2027.
• Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply.
• At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card.
• No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value.
• The AXA policy and certificate terms control coverage, exclusions, and claims.
• Worldwide emergency assistance is fully covered, including the stated 24-hour hotline and emergency medical evacuation or repatriation support.
• Private Bank Travel Insurance Benefit insurance period: 2026-06-24 – 2027-06-23

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 高級餐廳 • The source describes global top restaurants and hotel chains; participating venues, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

• Eligibility: Audience: all
• Eligible spending: Applies to: 高級餐廳 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The complete list of eligible merchants is not available.
• The source describes global top restaurants and hotel chains; participating venues, availability, and Visa partner terms apply.
• The page gives service classes and examples, not a complete local merchant list.

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 購物 • The source describes premium shopping offers; participating retailers, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

• Eligibility: Audience: all
• Eligible spending: Applies to: 購物 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The complete list of eligible merchants is not available.
• The source describes premium shopping offers; participating retailers, availability, and Visa partner terms apply.
• The page gives service classes and examples, not a complete local merchant list.

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 高級餐廳 • The source describes global top restaurants and hotel chains; participating venues, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

• Eligibility: Audience: all
• Eligible spending: Applies to: 高級餐廳 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The complete list of eligible merchants is not available.
• The source describes global top restaurants and hotel chains; participating venues, availability, and Visa partner terms apply.
• The page gives service classes and examples, not a complete local merchant list.

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 網上購物 • The source describes online shopping offers; participating merchants, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

• Eligibility: Audience: all
• Eligible spending: Applies to: 網上購物 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The complete list of eligible merchants is not available.
• The source describes online shopping offers; participating merchants, availability, and Visa partner terms apply.
• The page gives service classes and examples, not a complete local merchant list.

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 百貨公司 • The source describes local and international department-store offers; participating stores, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

• Eligibility: Audience: all
• Eligible spending: Applies to: 百貨公司 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The complete list of eligible merchants is not available.
• The source describes local and international department-store offers; participating stores, availability, and Visa partner terms apply.
• The page gives service classes and examples, not a complete local merchant list.

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 珠寶／鐘錶 • The source describes jeweler offers; participating merchants, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

• Eligibility: Audience: all
• Eligible spending: Applies to: 珠寶／鐘錶 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The complete list of eligible merchants is not available.
• The source describes jeweler offers; participating merchants, availability, and Visa partner terms apply.
• The page gives service classes and examples, not a complete local merchant list.

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 美容／個人護理 • The source describes cosmetics offers; participating merchants, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

• Eligibility: Audience: all
• Eligible spending: Applies to: 美容／個人護理 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The complete list of eligible merchants is not available.
• The source describes cosmetics offers; participating merchants, availability, and Visa partner terms apply.
• The page gives service classes and examples, not a complete local merchant list.

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 時裝 • The source describes apparel offers; participating merchants, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

• Eligibility: Audience: all
• Eligible spending: Applies to: 時裝 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The complete list of eligible merchants is not available.
• The source describes apparel offers; participating merchants, availability, and Visa partner terms apply.
• The page gives service classes and examples, not a complete local merchant list.

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • The page lists online shopping insurance as a card benefit. • Coverage, eligibility, exclusions, and claims follow the applicable insurance terms.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The page lists online shopping insurance as a card benefit.
• Coverage, eligibility, exclusions, and claims follow the applicable insurance terms.

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • The source lists SUPREME membership for Chinese Arts & Crafts. • Membership eligibility, privileges, and provider terms apply.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The source lists SUPREME membership for Chinese Arts & Crafts.
• Membership eligibility, privileges, and provider terms apply.

Category or merchant does not match. • No source-supported spending percentage applies. • Merchants: memorigin • Eligible merchants: memorigin • The source names Memorigin and lists shopping privileges and one-to-one service with brand representatives. • Provider availability and terms apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: memorigin · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The source names Memorigin and lists shopping privileges and one-to-one service with brand representatives.
• Provider availability and terms apply.

Category or merchant does not match. • No source-supported spending percentage applies. • Merchants: tai-pan-row • Eligible merchants: tai-pan-row • The source names Tai Pan Row and lists prestigious suit-tailoring offers. • Provider availability and terms apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: tai pan row · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• The source names Tai Pan Row and lists prestigious suit-tailoring offers.
• Provider availability and terms apply.

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Personalized value-added services are available by invitation only. • Customers should contact their designated relationship manager for details.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No source supported spending percentage applies.
• Personalized value-added services are available by invitation only.
• Customers should contact their designated relationship manager for details.

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets of HK$8,000,000 or more for the first three consecutive months after account opening. • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading. • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed. • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card. • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027. • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: A fixed spending limit reward has no eligible card spend denominator.
• Application or registration is required.
• Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets of HK$8,000,000 or more for the first three consecutive months after account opening.
• Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading.
• Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed.
• Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card.
• A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated.
• Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
• The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027.
• The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
• Wise Gold account opening reward: 2026-10-01 – 2026-12-31

Open source offer ↗

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets from HK$5,000,000 to below HK$8,000,000 for the first three consecutive months after account opening. • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading. • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed. • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card. • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027. • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: A fixed spending limit reward has no eligible card spend denominator.
• Application or registration is required.
• Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets from HK$5,000,000 to below HK$8,000,000 for the first three consecutive months after account opening.
• Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading.
• Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed.
• Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card.
• A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated.
• Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
• The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027.
• The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
• Wise Gold account opening reward: 2026-10-01 – 2026-12-31

Open source offer ↗

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets from HK$3,000,000 to below HK$5,000,000 for the first three consecutive months after account opening. • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading. • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed. • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card. • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027. • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: A fixed spending limit reward has no eligible card spend denominator.
• Application or registration is required.
• Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets from HK$3,000,000 to below HK$5,000,000 for the first three consecutive months after account opening.
• Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading.
• Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed.
• Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card.
• A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated.
• Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
• The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027.
• The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
• Wise Gold account opening reward: 2026-10-01 – 2026-12-31

Open source offer ↗

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • This bonus is additional to one eligible new-customer account-opening tier. The customer must agree to receive the Bank's SMS or email marketing for all product types when opening the account and keep that preference until the reward redemption date. • One bonus per eligible customer. The underlying account-opening reward requires a new Wise Gold account, the applicable average daily Total Liquid Assets tier, one eligible transaction of HK$100,000 or equivalent, and successful application for or holding of either Wise Gold card. • The reward timing depends on the account-opening month and the customer must hold a valid Wise Gold account when credited. If the card application is declined, the customer can notify staff to receive the amount in the Wise Gold HKD savings account. The free spending limit can be used for card purchases only, not cash advances or card balances. Bank staff are not eligible.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: A fixed spending limit reward has no eligible card spend denominator.
• Application or registration is required.
• This bonus is additional to one eligible new-customer account-opening tier. The customer must agree to receive the Bank's SMS or email marketing for all product types when opening the account and keep that preference until the reward redemption date.
• One bonus per eligible customer. The underlying account-opening reward requires a new Wise Gold account, the applicable average daily Total Liquid Assets tier, one eligible transaction of HK$100,000 or equivalent, and successful application for or holding of either Wise Gold card.
• The reward timing depends on the account-opening month and the customer must hold a valid Wise Gold account when credited. If the card application is declined, the customer can notify staff to receive the amount in the Wise Gold HKD savings account. The free spending limit can be used for card purchases only, not cash advances or card balances. Bank staff are not eligible.
• Wise Gold account opening reward: 2026-10-01 – 2026-12-31

Open source offer ↗

This benefit does not apply to a purchase. • Customer: Existing customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a successful Wise Gold account upgrade during the promotion period and an average daily Total Liquid Assets balance of at least HK$3,000,000 for the first three consecutive months after upgrade. • This HK$4,000 tier requires the average daily Total Liquid Assets to increase by HK$3,000,000 or more over the September 2026 average during the first-three-month calculation period. • An eligible existing customer held a Bank deposit account in sole or joint name before 1 October 2026 and, in the 12 months before the upgrade, had not upgraded to Wise Gold or received a Wise Gold account-opening or upgrade reward. The Bank's system record determines the successful upgrade date; signing the Account Amendment Form starts a 4–5 working-day processing period. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • One upgrade reward per customer. A customer cannot receive another upgrade reward by upgrading another account after a successful upgrade. The reward cannot combine with other account-opening promotions unless stated. • The calculation and reward periods depend on the successful upgrade month: October upgrades use November 2026–January 2027 and reward by end-March 2027; November upgrades use December 2026–February 2027 and reward by end-April 2027; December upgrades use January–March 2027 and reward by end-May 2027. September 2026 assets are the comparison baseline. • The customer must hold a valid Wise Gold account when credited. The free spending limit is credited to an ICBC card account and can be used for card purchases only, not cash advances or card balances. A customer without an ICBC card must apply; if declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

• Eligibility: Audience: all · Customer status: existing
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: A fixed spending limit reward has no eligible card spend denominator.
• Application or registration is required.
• Requires a successful Wise Gold account upgrade during the promotion period and an average daily Total Liquid Assets balance of at least HK$3,000,000 for the first three consecutive months after upgrade.
• This HK$4,000 tier requires the average daily Total Liquid Assets to increase by HK$3,000,000 or more over the September 2026 average during the first-three-month calculation period.
• An eligible existing customer held a Bank deposit account in sole or joint name before 1 October 2026 and, in the 12 months before the upgrade, had not upgraded to Wise Gold or received a Wise Gold account-opening or upgrade reward. The Bank's system record determines the successful upgrade date; signing the Account Amendment Form starts a 4–5 working-day processing period.
• Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
• One upgrade reward per customer. A customer cannot receive another upgrade reward by upgrading another account after a successful upgrade. The reward cannot combine with other account-opening promotions unless stated.
• The calculation and reward periods depend on the successful upgrade month: October upgrades use November 2026–January 2027 and reward by end-March 2027; November upgrades use December 2026–February 2027 and reward by end-April 2027; December upgrades use January–March 2027 and reward by end-May 2027. September 2026 assets are the comparison baseline.
• The customer must hold a valid Wise Gold account when credited. The free spending limit is credited to an ICBC card account and can be used for card purchases only, not cash advances or card balances. A customer without an ICBC card must apply; if declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
• successful Wise Gold account upgrade: 2026-10-01 – 2026-12-31

Open source offer ↗

This benefit does not apply to a purchase. • Customer: Existing customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a successful Wise Gold account upgrade during the promotion period and an average daily Total Liquid Assets balance of at least HK$3,000,000 for the first three consecutive months after upgrade. • This HK$2,000 tier requires the average daily Total Liquid Assets to increase by at least HK$1,500,000 and less than HK$3,000,000 over the September 2026 average during the first-three-month calculation period. • An eligible existing customer held a Bank deposit account in sole or joint name before 1 October 2026 and, in the 12 months before the upgrade, had not upgraded to Wise Gold or received a Wise Gold account-opening or upgrade reward. The Bank's system record determines the successful upgrade date; signing the Account Amendment Form starts a 4–5 working-day processing period. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • One upgrade reward per customer. A customer cannot receive another upgrade reward by upgrading another account after a successful upgrade. The reward cannot combine with other account-opening promotions unless stated. • The calculation and reward periods depend on the successful upgrade month: October upgrades use November 2026–January 2027 and reward by end-March 2027; November upgrades use December 2026–February 2027 and reward by end-April 2027; December upgrades use January–March 2027 and reward by end-May 2027. September 2026 assets are the comparison baseline. • The customer must hold a valid Wise Gold account when credited. The free spending limit is credited to an ICBC card account and can be used for card purchases only, not cash advances or card balances. A customer without an ICBC card must apply; if declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

• Eligibility: Audience: all · Customer status: existing
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: A fixed spending limit reward has no eligible card spend denominator.
• Application or registration is required.
• Requires a successful Wise Gold account upgrade during the promotion period and an average daily Total Liquid Assets balance of at least HK$3,000,000 for the first three consecutive months after upgrade.
• This HK$2,000 tier requires the average daily Total Liquid Assets to increase by at least HK$1,500,000 and less than HK$3,000,000 over the September 2026 average during the first-three-month calculation period.
• An eligible existing customer held a Bank deposit account in sole or joint name before 1 October 2026 and, in the 12 months before the upgrade, had not upgraded to Wise Gold or received a Wise Gold account-opening or upgrade reward. The Bank's system record determines the successful upgrade date; signing the Account Amendment Form starts a 4–5 working-day processing period.
• Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
• One upgrade reward per customer. A customer cannot receive another upgrade reward by upgrading another account after a successful upgrade. The reward cannot combine with other account-opening promotions unless stated.
• The calculation and reward periods depend on the successful upgrade month: October upgrades use November 2026–January 2027 and reward by end-March 2027; November upgrades use December 2026–February 2027 and reward by end-April 2027; December upgrades use January–March 2027 and reward by end-May 2027. September 2026 assets are the comparison baseline.
• The customer must hold a valid Wise Gold account when credited. The free spending limit is credited to an ICBC card account and can be used for card purchases only, not cash advances or card balances. A customer without an ICBC card must apply; if declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
• successful Wise Gold account upgrade: 2026-10-01 – 2026-12-31

Open source offer ↗

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Available to a Wise Gold account customer who successfully applies for the principal ICBC Wise Gold World Mastercard during the promotion period. • Make one retail purchase or cash advance with the card within the first two months after card issuance. • Not available to a customer who holds any ICBC (Asia) credit card or cancelled any ICBC (Asia) credit card, including an affinity card, during the previous 12 months. • The designated spending requirement excludes balance transfers, cash instalment and loan amounts or repayments, e-wallet reloads or transfers, Octopus add-value transactions, donations, casino chips, gambling, unauthorised or unposted transactions, autopay, and the other transaction types listed in remark 11. Mainland merchant-category exclusions also apply.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: A fixed spending limit reward has no eligible card spend denominator.
• Application or registration is required.
• Available to a Wise Gold account customer who successfully applies for the principal ICBC Wise Gold World Mastercard during the promotion period.
• Make one retail purchase or cash advance with the card within the first two months after card issuance.
• Not available to a customer who holds any ICBC (Asia) credit card or cancelled any ICBC (Asia) credit card, including an affinity card, during the previous 12 months.
• The designated spending requirement excludes balance transfers, cash instalment and loan amounts or repayments, e-wallet reloads or transfers, Octopus add-value transactions, donations, casino chips, gambling, unauthorised or unposted transactions, autopay, and the other transaction types listed in remark 11. Mainland merchant-category exclusions also apply.
• successful principal card application: 2026-10-01 – 2026-12-31

Open source offer ↗

This benefit does not apply to a purchase. • The source states unlimited lounge access but no percentage rate. • Limit: unlimited. • Limit applies to: designated airport and high-speed rail lounge services • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. DragonPass provides the designated airport and high-speed rail lounge services. • The service network covers more than 140 countries and regions, including Mainland China, Hong Kong, Macau, and Western countries. The source states unlimited service access during the promotion period. • Cardholders can use the DragonPass website or app to check the service network and lounge locations. DragonPass terms apply; the Bank is not the service provider and is not responsible for its service obligations. Additional Bank and Mastercard terms also apply.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: designated airport and high speed rail lounge services · Period: promotion total · Type: unlimited · Unit: service
• Percentage note: The source states unlimited lounge access but no percentage rate.
• Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. DragonPass provides the designated airport and high-speed rail lounge services.
• The service network covers more than 140 countries and regions, including Mainland China, Hong Kong, Macau, and Western countries. The source states unlimited service access during the promotion period.
• Cardholders can use the DragonPass website or app to check the service network and lounge locations. DragonPass terms apply; the Bank is not the service provider and is not responsible for its service obligations. Additional Bank and Mastercard terms also apply.
• designated airport and high-speed rail lounge services: 2026-10-01 – 2027-03-31

Open source offer ↗

Alternative offer in the same group; only the best group offer is counted. • Limit: unlimited. • Limit applies to: CashBack from eligible Mox Credit Card transactions • Applies to all eligible spending, subject to the conditions. • Requires no Mox+ and the CashBack Spending Rewards Scheme. • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together. • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: CashBack from eligible Mox Credit Card transactions · Period: not stated · Type: unlimited
• Requires no Mox+ and the CashBack Spending Rewards Scheme.
• CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together.
• The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.
• Eligible Mox Credit Card transactions: 2026-09-01 – Not stated

Open source offer ↗

Category or merchant does not match. • Document: Invitation to register for the promotion in the Mox app. • Threshold-equivalent calculation: HKD 30 / HKD 1,500 × 100 = 2%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 450 HKD · Per Month • Limit applies to: Combined Xiaomi Spending Promotion rewards for the calendar month • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1500 • Merchants: mi.com (Hong Kong), Xiaomi Stores (Hong Kong) • Eligible merchants: mi-com-hong-kong, xiaomi-stores-hong-kong • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD1,500 in the month. • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served. • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31. • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed. • The account and card must remain open and in good standing when the reward is delivered. • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.

• Eligibility: Audience: all · Document: Invitation to register for the promotion in the Mox app.
• Eligible spending: Applies to: mi com hong kong / xiaomi stores hong kong · Type: merchant
• Requirements: Period spend ≥: HK$1,500.00
• Benefit limit: Amount: 450 · Applies to: Combined Xiaomi Spending Promotion rewards for the calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Threshold equivalent calculation: HKD 30 / HKD 1,500 × 100 = 2%; rounded to 2 decimal places; the rate decreases above the minimum spend.
• Application or registration is required.
• Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD1,500 in the month.
• Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served.
• Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31.
• Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed.
• The account and card must remain open and in good standing when the reward is delivered.
• Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement.
• Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
• Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met.
• Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
• Eligible Xiaomi transactions and promotion registration: 2026-10-01 – 2026-10-31

Open source offer ↗

Category or merchant does not match. • Document: Invitation to register for the promotion in the Mox app. • Threshold-equivalent calculation: HKD 120 / HKD 3,000 × 100 = 4%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 450 HKD · Per Month • Limit applies to: Combined Xiaomi Spending Promotion rewards for the calendar month • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Merchants: mi.com (Hong Kong), Xiaomi Stores (Hong Kong) • Eligible merchants: mi-com-hong-kong, xiaomi-stores-hong-kong • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD3,000 in the month. • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served. • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31. • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed. • The account and card must remain open and in good standing when the reward is delivered. • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.

• Eligibility: Audience: all · Document: Invitation to register for the promotion in the Mox app.
• Eligible spending: Applies to: mi com hong kong / xiaomi stores hong kong · Type: merchant
• Requirements: Period spend ≥: HK$3,000.00
• Benefit limit: Amount: 450 · Applies to: Combined Xiaomi Spending Promotion rewards for the calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Threshold equivalent calculation: HKD 120 / HKD 3,000 × 100 = 4%; rounded to 2 decimal places; the rate decreases above the minimum spend.
• Application or registration is required.
• Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD3,000 in the month.
• Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served.
• Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31.
• Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed.
• The account and card must remain open and in good standing when the reward is delivered.
• Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement.
• Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
• Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met.
• Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
• Eligible Xiaomi transactions and promotion registration: 2026-10-01 – 2026-10-31

Open source offer ↗

Category or merchant does not match. • Document: Invitation to register for the promotion in the Mox app. • Threshold-equivalent calculation: HKD 300 / HKD 6,000 × 100 = 5%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 450 HKD · Per Month • Limit applies to: Combined Xiaomi Spending Promotion rewards for the calendar month • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 6000 • Merchants: mi.com (Hong Kong), Xiaomi Stores (Hong Kong) • Eligible merchants: mi-com-hong-kong, xiaomi-stores-hong-kong • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD6,000 in the month. • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served. • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31. • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed. • The account and card must remain open and in good standing when the reward is delivered. • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.

• Eligibility: Audience: all · Document: Invitation to register for the promotion in the Mox app.
• Eligible spending: Applies to: mi com hong kong / xiaomi stores hong kong · Type: merchant
• Requirements: Period spend ≥: HK$6,000.00
• Benefit limit: Amount: 450 · Applies to: Combined Xiaomi Spending Promotion rewards for the calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Threshold equivalent calculation: HKD 300 / HKD 6,000 × 100 = 5%; rounded to 2 decimal places; the rate decreases above the minimum spend.
• Application or registration is required.
• Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD6,000 in the month.
• Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served.
• Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31.
• Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed.
• The account and card must remain open and in good standing when the reward is delivered.
• Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement.
• Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
• Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met.
• Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
• Eligible Xiaomi transactions and promotion registration: 2026-10-01 – 2026-10-31

Open source offer ↗

Category or merchant does not match. • Document: Invitation to register for the promotion in the Mox app. • Threshold-equivalent calculation: HKD 450 / HKD 9,000 × 100 = 5%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 450 HKD · Per Month • Limit applies to: Combined Xiaomi Spending Promotion rewards for the calendar month • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 9000 • Merchants: mi.com (Hong Kong), Xiaomi Stores (Hong Kong) • Eligible merchants: mi-com-hong-kong, xiaomi-stores-hong-kong • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD9,000 in the month. • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served. • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31. • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed. • The account and card must remain open and in good standing when the reward is delivered. • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.

• Eligibility: Audience: all · Document: Invitation to register for the promotion in the Mox app.
• Eligible spending: Applies to: mi com hong kong / xiaomi stores hong kong · Type: merchant
• Requirements: Period spend ≥: HK$9,000.00
• Benefit limit: Amount: 450 · Applies to: Combined Xiaomi Spending Promotion rewards for the calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Threshold equivalent calculation: HKD 450 / HKD 9,000 × 100 = 5%; rounded to 2 decimal places; the rate decreases above the minimum spend.
• Application or registration is required.
• Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD9,000 in the month.
• Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served.
• Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31.
• Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed.
• The account and card must remain open and in good standing when the reward is delivered.
• Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement.
• Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
• Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met.
• Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
• Eligible Xiaomi transactions and promotion registration: 2026-10-01 – 2026-10-31

Open source offer ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer; Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code. • Threshold-equivalent calculation: HKD 330 / HKD 1,500 × 100 = 22%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 1 reward · Promotion Total • Limit applies to: Spending Reward under the MOXMI26 promotion • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1500 • Applies to all eligible spending, subject to the conditions. • Eligible Mox Credit Card spending must total at least HKD1,500 within the 60-day Reward Period. • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time. • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time. • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met. • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used. • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts. • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default. • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel. • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.

• Eligibility: Audience: all · Customer status: new · Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code.
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$1,500.00
• Benefit limit: Amount: 1 · Applies to: Spending Reward under the MOXMI26 promotion · Period: promotion total · Type: limited · Unit: reward
• Percentage note: Threshold equivalent calculation: HKD 330 / HKD 1,500 × 100 = 22%; rounded to 2 decimal places; the rate decreases above the minimum spend.
• Application or registration is required.
• Eligible Mox Credit Card spending must total at least HKD1,500 within the 60-day Reward Period.
• Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time.
• The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time.
• Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met.
• The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used.
• A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts.
• Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period.
• Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
• At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default.
• The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served.
• Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
• If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.
• MOXMI26 promotion enrolment and offer selection: 2026-05-04 – 2026-12-31

Open source offer ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer; Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code. • Threshold-equivalent calculation: HKD 390 / HKD 3,000 × 100 = 13%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 1 reward · Promotion Total • Limit applies to: Spending Reward under the MOXMI26 promotion • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Applies to all eligible spending, subject to the conditions. • Eligible Mox Credit Card spending must total at least HKD3,000 within the 60-day Reward Period. • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time. • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time. • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met. • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used. • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts. • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default. • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel. • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.

• Eligibility: Audience: all · Customer status: new · Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code.
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$3,000.00
• Benefit limit: Amount: 1 · Applies to: Spending Reward under the MOXMI26 promotion · Period: promotion total · Type: limited · Unit: reward
• Percentage note: Threshold equivalent calculation: HKD 390 / HKD 3,000 × 100 = 13%; rounded to 2 decimal places; the rate decreases above the minimum spend.
• Application or registration is required.
• Eligible Mox Credit Card spending must total at least HKD3,000 within the 60-day Reward Period.
• Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time.
• The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time.
• Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met.
• The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used.
• A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts.
• Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period.
• Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
• At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default.
• The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served.
• Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
• If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.
• MOXMI26 promotion enrolment and offer selection: 2026-05-04 – 2026-12-31

Open source offer ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer; Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code. • Threshold-equivalent calculation: HKD 780 / HKD 6,000 × 100 = 13%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 1 reward · Promotion Total • Limit applies to: Spending Reward under the MOXMI26 promotion • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 6000 • Applies to all eligible spending, subject to the conditions. • Eligible Mox Credit Card spending must total at least HKD6,000 within the 60-day Reward Period. • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time. • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time. • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met. • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used. • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts. • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default. • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel. • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.

• Eligibility: Audience: all · Customer status: new · Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code.
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$6,000.00
• Benefit limit: Amount: 1 · Applies to: Spending Reward under the MOXMI26 promotion · Period: promotion total · Type: limited · Unit: reward
• Percentage note: Threshold equivalent calculation: HKD 780 / HKD 6,000 × 100 = 13%; rounded to 2 decimal places; the rate decreases above the minimum spend.
• Application or registration is required.
• Eligible Mox Credit Card spending must total at least HKD6,000 within the 60-day Reward Period.
• Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time.
• The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time.
• Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met.
• The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used.
• A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts.
• Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period.
• Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
• At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default.
• The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served.
• Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
• If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.
• MOXMI26 promotion enrolment and offer selection: 2026-05-04 – 2026-12-31

Open source offer ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer; Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code. • Threshold-equivalent calculation: HKD 750 / HKD 9,000 × 100 = 8.3333…%, rounded to 8.33% (2 decimal places); the rate decreases above the minimum spend. • Limit: 1 reward · Promotion Total • Limit applies to: Spending Reward under the MOXMI26 promotion • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 9000 • Applies to all eligible spending, subject to the conditions. • Eligible Mox Credit Card spending must total at least HKD9,000 within the 60-day Reward Period. • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time. • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time. • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met. • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used. • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts. • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default. • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel. • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.

• Eligibility: Audience: all · Customer status: new · Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code.
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$9,000.00
• Benefit limit: Amount: 1 · Applies to: Spending Reward under the MOXMI26 promotion · Period: promotion total · Type: limited · Unit: reward
• Percentage note: Threshold equivalent calculation: HKD 750 / HKD 9,000 × 100 = 8.3333…%, rounded to 8.33% (2 decimal places); the rate decreases above the minimum spend.
• Application or registration is required.
• Eligible Mox Credit Card spending must total at least HKD9,000 within the 60-day Reward Period.
• Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time.
• The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time.
• Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met.
• The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used.
• A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts.
• Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period.
• Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
• At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default.
• The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served.
• Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
• If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.
• MOXMI26 promotion enrolment and offer selection: 2026-05-04 – 2026-12-31

Open source offer ↗

No usable purchase percentage; threshold comparison rates are not flat rewards. • Limit applies to: Asia Miles earned from eligible Mox Credit Card transactions • Applies to all eligible spending, subject to the conditions. • Requires no Mox+ and the Asia Miles Spending Rewards Scheme; HKD10 of eligible transaction amount earns 1 Asia Mile. • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together. • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: Asia Miles earned from eligible Mox Credit Card transactions · Period: not stated · Type: not stated
• Requires no Mox+ and the Asia Miles Spending Rewards Scheme; HKD10 of eligible transaction amount earns 1 Asia Mile.
• CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together.
• The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.
• Eligible Mox Credit Card transactions: 2026-09-01 – Not stated

Open source offer ↗

No usable purchase percentage; threshold comparison rates are not flat rewards. • Limit applies to: Asia Miles earned from eligible Mox Credit Card transactions • Applies to all eligible spending, subject to the conditions. • Requires Mox+ and the Asia Miles Spending Rewards Scheme; HKD5 of eligible transaction amount earns 1 Asia Mile. • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together. • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: Asia Miles earned from eligible Mox Credit Card transactions · Period: not stated · Type: not stated
• Requires Mox+ and the Asia Miles Spending Rewards Scheme; HKD5 of eligible transaction amount earns 1 Asia Mile.
• CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together.
• The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.
• Eligible Mox Credit Card transactions: 2026-09-01 – Not stated

Open source offer ↗

Category or merchant does not match. • Limit applies to: Mystery gift at selected Xiaomi Stores • Merchants: Xiaomi Causeway Bay Store, Xiaomi YOHO MALL Store, Xiaomi Mong Kok Chong Hing Plaza Store • Eligible merchants: xiaomi-causeway-bay-store, xiaomi-yoho-mall-store, xiaomi-mong-kok-chong-hing-plaza-store • Available while stocks last; ask store staff for details. The item value and other eligibility terms are not stated. • The gift quota is limited and allocated first come, first served; Mox will announce when the quota is full.

• Eligibility: Audience: all
• Eligible spending: Applies to: xiaomi causeway bay store / xiaomi yoho mall store / xiaomi mong kok chong hing plaza store · Type: merchant
• Benefit limit: Applies to: Mystery gift at selected Xiaomi Stores · Period: not stated · Type: not stated
• Available while stocks last; ask store staff for details. The item value and other eligibility terms are not stated.
• The gift quota is limited and allocated first come, first served; Mox will announce when the quota is full.

Open source offer ↗

This benefit does not apply to a purchase. • Limit: 10000 transaction · Promotion Total • Limit applies to: Approved Split Purchases under the Xiaomi promotion • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 3000 • Merchants: mi.com (Hong Kong), Participating Xiaomi Stores (Hong Kong) • One eligible transaction of at least HKD3,000 at mi.com (Hong Kong) or a participating Xiaomi Store (Hong Kong). • Split Purchase tenor must be 3 to 12 months. • Mox must approve and set up the Split Purchase by 2027-01-07; a cancelled Split Purchase is not eligible. • Quota: 10,000 Approved Split Purchases, first come, first served. • Pay the full Mox Credit statement balance by its due date to avoid finance charges on the instalments.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Minimum requirement: Period: per transaction · Spend: HK$3,000.00
• Benefit limit: Amount: 10000 · Applies to: Approved Split Purchases under the Xiaomi promotion · Period: promotion total · Type: limited · Unit: transaction
• Application or registration is required.
• One eligible transaction of at least HKD3,000 at mi.com (Hong Kong) or a participating Xiaomi Store (Hong Kong).
• Split Purchase tenor must be 3 to 12 months.
• Mox must approve and set up the Split Purchase by 2027-01-07; a cancelled Split Purchase is not eligible.
• Quota: 10,000 Approved Split Purchases, first come, first served.
• Pay the full Mox Credit statement balance by its due date to avoid finance charges on the instalments.
• Eligible Xiaomi purchase and Split Purchase application: 2026-06-01 – 2026-12-31

Open source offer ↗

This benefit does not apply to a purchase. • Limit: 10000 transaction · Promotion Total • Limit applies to: Approved Split Purchases under the Xiaomi promotion • Application, registration or activation required. See conditions. • No monthly fee or one-off fee applies for the full Approved Split Purchase tenor. The normal fee amounts are not stated.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 10000 · Applies to: Approved Split Purchases under the Xiaomi promotion · Period: promotion total · Type: limited · Unit: transaction
• Application or registration is required.
• No monthly fee or one-off fee applies for the full Approved Split Purchase tenor. The normal fee amounts are not stated.
• Approved Xiaomi Split Purchases: 2026-06-01 – 2026-12-31

Open source offer ↗

Category or merchant does not match. • Audience: other; Document: Direct invitation from Mox to participate in the selected-customer promotion. • Limit: 1 reward · Promotion Total • Limit applies to: Reward under the selected-customer Split Purchase promotion • Application, registration or activation required. See conditions. • Eligible categories: 借貸/分期付款 • The customer must have no previously approved Split Purchase. • Apply during the Promotion Period for one or more eligible Mox Credit transactions or an eligible statement balance, with total principal of at least HKD5,000 and a tenor of at least 6 months. • Mox must approve the Split Purchase by 2027-01-01. Only one reward is allowed and it is based on the first eligible Split Purchase approved. • The customer must receive a direct Mox invitation to participate. • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; no Mox account may be suspended, in arrears, or in default. • The eligible Split Purchase must not be cancelled. • Mox will pay the reward by the last day of the second calendar month after approval.

• Eligibility: Audience: other · Document: Direct invitation from Mox to participate in the selected customer promotion.
• Eligible spending: Applies to: 借貸/分期付款 · Type: category
• Benefit limit: Amount: 1 · Applies to: Reward under the selected customer Split Purchase promotion · Period: promotion total · Type: limited · Unit: reward
• Application or registration is required.
• The customer must have no previously approved Split Purchase.
• Apply during the Promotion Period for one or more eligible Mox Credit transactions or an eligible statement balance, with total principal of at least HKD5,000 and a tenor of at least 6 months.
• Mox must approve the Split Purchase by 2027-01-01. Only one reward is allowed and it is based on the first eligible Split Purchase approved.
• The customer must receive a direct Mox invitation to participate.
• At reward delivery, the customer must hold a valid Mox Account and Mox Credit; no Mox account may be suspended, in arrears, or in default.
• The eligible Split Purchase must not be cancelled.
• Mox will pay the reward by the last day of the second calendar month after approval.
• Split Purchase application: 2026-01-01 – 2026-12-31

Open source offer ↗

This benefit does not apply to a purchase. • Customer: New customer; Document: Use the MOXMI26 invitation code or a referral code to open a new Mox Account. • Limit: 1 reward · Promotion Total • Limit applies to: Savings Reward under the MOXMI26 promotion • Application, registration or activation required. See conditions. • Complete Mox account opening within 15 days after using the invitation or referral code. • Transfer at least HKD50,000 to a Mox HKD savings account by the end of the 7-day fund-in period after the Joining Day or Enrollment Time. • Maintain at least HKD50,000 in Mox HKD savings accounts on every calendar day during the 29-day hold period after the fund-in period; time deposits do not count. • If the balance falls below HKD50,000 at any point in the hold period, the reward is not payable. Only one Savings Reward is allowed; delivery is due by 2027-03-31. • The new-customer rule excludes a Mox Account held in the customer's name during the 12 months before the Joining Day. • Complete the Mox Credit application and receive approval within 30 days after the Joining Day or Enrollment Time, as applicable. • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default. • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel. • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.

• Eligibility: Audience: all · Customer status: new · Document: Use the MOXMI26 invitation code or a referral code to open a new Mox Account.
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 1 · Applies to: Savings Reward under the MOXMI26 promotion · Period: promotion total · Type: limited · Unit: reward
• Application or registration is required.
• Complete Mox account opening within 15 days after using the invitation or referral code.
• Transfer at least HKD50,000 to a Mox HKD savings account by the end of the 7-day fund-in period after the Joining Day or Enrollment Time.
• Maintain at least HKD50,000 in Mox HKD savings accounts on every calendar day during the 29-day hold period after the fund-in period; time deposits do not count.
• If the balance falls below HKD50,000 at any point in the hold period, the reward is not payable. Only one Savings Reward is allowed; delivery is due by 2027-03-31.
• The new-customer rule excludes a Mox Account held in the customer's name during the 12 months before the Joining Day.
• Complete the Mox Credit application and receive approval within 30 days after the Joining Day or Enrollment Time, as applicable.
• At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default.
• The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served.
• Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
• If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.
• MOXMI26 promotion account opening: 2026-05-04 – 2026-12-31

Open source offer ↗

Alternative offer in the same group; only the best group offer is counted. • Source-stated rate for eligible transactions posted in Hong Kong dollars. • Limit: unlimited. • Limit applies to: CashBack on eligible card spending • Applies to all eligible spending, subject to the conditions. • Eligible retail transactions include online purchases and interest-free monthly instalments; CashBack for an instalment is awarded only on the amount posted in that month. • Excludes transfers or top-ups to designated accounts, insurance, specified bill payments, phone or mail orders, gambling, securities, specified non-financial or financial institution transactions, wire transfers, money orders, wholesale precious stones, metals, watches or jewellery, charitable or government transactions, Octopus Automatic Add Value, cash advances, balance transfers, Instalment Credit, Credit-to-Cash, tax, charges and fees, and unposted, cancelled, refunded, falsified or unauthorised transactions. • Account must be valid and in good financial standing; the Bank may withhold CashBack if a minimum payment was missed in the prior 12 months. CashBack is shown on 360 Rewards, is not automatically credited to the card, and has a HKD50 minimum redemption. Amounts round down to the nearest cent.

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: CashBack on eligible card spending · Period: per year · Type: unlimited
• Percentage note: Source stated rate for eligible transactions posted in Hong Kong dollars.
• Eligible retail transactions include online purchases and interest-free monthly instalments; CashBack for an instalment is awarded only on the amount posted in that month.
• Excludes transfers or top-ups to designated accounts, insurance, specified bill payments, phone or mail orders, gambling, securities, specified non-financial or financial institution transactions, wire transfers, money orders, wholesale precious stones, metals, watches or jewellery, charitable or government transactions, Octopus Automatic Add Value, cash advances, balance transfers, Instalment Credit, Credit-to-Cash, tax, charges and fees, and unposted, cancelled, refunded, falsified or unauthorised transactions.
• Account must be valid and in good financial standing; the Bank may withhold CashBack if a minimum payment was missed in the prior 12 months. CashBack is shown on 360 Rewards, is not automatically credited to the card, and has a HKD50 minimum redemption. Amounts round down to the nearest cent.

Open source offer ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • HKD1,200 / HKD3,000 * 100 = 40.00%, rounded to 40%. This threshold equivalent uses the minimum eligible spend; the effective rate decreases as spend exceeds HKD3,000. • Limit applies to: welcome CashBack • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Applies to all eligible spending, subject to the conditions. • Apply for Simply Cash Visa Card on the Bank website during the promotion period and receive the principal card by 2027-04-30. New Cardholder means no current principal Standard Chartered or MANHATTAN card and no such card cancelled in the prior six months. • Hold a Premium Banking, Priority Banking or Priority Private Banking plan and maintain Total Balance of at least HKD100,000 until the reward is credited. Total Balance includes qualifying deposits, investments and selected insurance premiums under a personal account as primary holder; Manulife Global Select MPF balance is excluded. • Spend at least HKD3,000 on eligible transactions within the first two months after card issue. The offer is credited within five months to 360 Rewards, not automatically to the card. Joint accounts qualify only for the primary holder; closure of the card or eligible banking plan before fulfilment forfeits the reward. • Section A.5 says a Welcome Offer is not redeemable for cash; Section F.6 says this CashBack can be redeemed for cash through 360 Rewards, with a HKD50 minimum and multiples of HKD50. This conflict remains unresolved. • The page summary names Premium Banking; the detailed Section F terms also name Priority Banking and Priority Private Banking. Detailed terms are used for eligibility.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$3,000.00
• Benefit limit: Applies to: welcome CashBack · Period: not stated · Type: not stated
• Percentage note: HKD1,200 / HKD3,000 * 100 = 40.00%, rounded to 40%. This threshold equivalent uses the minimum eligible spend; the effective rate decreases as spend exceeds HKD3,000.
• Application or registration is required.
• Apply for Simply Cash Visa Card on the Bank website during the promotion period and receive the principal card by 2027-04-30. New Cardholder means no current principal Standard Chartered or MANHATTAN card and no such card cancelled in the prior six months.
• Hold a Premium Banking, Priority Banking or Priority Private Banking plan and maintain Total Balance of at least HKD100,000 until the reward is credited. Total Balance includes qualifying deposits, investments and selected insurance premiums under a personal account as primary holder; Manulife Global Select MPF balance is excluded.
• Spend at least HKD3,000 on eligible transactions within the first two months after card issue. The offer is credited within five months to 360 Rewards, not automatically to the card. Joint accounts qualify only for the primary holder; closure of the card or eligible banking plan before fulfilment forfeits the reward.
• Section A.5 says a Welcome Offer is not redeemable for cash; Section F.6 says this CashBack can be redeemed for cash through 360 Rewards, with a HKD50 minimum and multiples of HKD50. This conflict remains unresolved.
• The page summary names Premium Banking; the detailed Section F terms also name Priority Banking and Priority Private Banking. Detailed terms are used for eligibility.
• Application submission: 2026-09-21 – 2027-01-17

Open source offer ↗

This benefit does not apply to a purchase. • Customer: New customer • Source states a 0% handling fee for the 3-month plan. • Limit: unlimited. • Limit applies to: Eligible 3-month instalment plans • Application, registration or activation required. See conditions. • New Cardholder must not currently hold or have cancelled a principal Standard Chartered or MANHATTAN card in the six months before approval. • Simply Cash Visa principal card must be issued by 2026-10-31. Apply for an eligible statement instalment plan within two months after card issue and no later than 2026-10-31. • Apply through SC Mobile App or online. Plan must have a three-month tenor and receive instant approval without manual intervention. Terms permit unlimited eligible plans.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: Eligible 3 month instalment plans · Period: promotion total · Type: unlimited
• Percentage note: Source states a 0% handling fee for the 3 month plan.
• Application or registration is required.
• New Cardholder must not currently hold or have cancelled a principal Standard Chartered or MANHATTAN card in the six months before approval.
• Simply Cash Visa principal card must be issued by 2026-10-31. Apply for an eligible statement instalment plan within two months after card issue and no later than 2026-10-31.
• Apply through SC Mobile App or online. Plan must have a three-month tenor and receive instant approval without manual intervention. Terms permit unlimited eligible plans.
• Promotion period, card issue and plan application deadlines: 2026-10-01 – 2026-10-31

Open source offer ↗

This benefit does not apply to a purchase. • Limit applies to: interest-free period • KFS states no purchase interest is charged when the balance is paid in full by the due date each month.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: interest free period · Period: not stated · Type: not stated
• KFS states no purchase interest is charged when the balance is paid in full by the due date each month.

Open source offer ↗

This benefit does not apply to a purchase. • Audience: other • Limit applies to: principal annual fee • Available to Priority Banking or Premium Banking clients who meet the relevant Minimum Relationship Balance requirement, or payroll account clients. • Waiver covers one year from the card anniversary. The cardholder must meet the conditions in the annual-fee billing month.

• Eligibility: Audience: other
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: principal annual fee · Period: not stated · Type: not stated
• Available to Priority Banking or Premium Banking clients who meet the relevant Minimum Relationship Balance requirement, or payroll account clients.
• Waiver covers one year from the card anniversary. The cardholder must meet the conditions in the annual-fee billing month.

Open source offer ↗

This benefit does not apply to a purchase. • Limit applies to: supplementary annual fee • KFS lists the supplementary-card annual fee as waived. It does not state the fee amount.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: supplementary annual fee · Period: not stated · Type: not stated
• KFS lists the supplementary-card annual fee as waived. It does not state the fee amount.

Open source offer ↗

This benefit does not apply to a purchase. • Limit applies to: late fee • KFS states the late fee is waived after failure to pay the Minimum Payment Due for three consecutive months or more. This is separate from the standard late-payment fee.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: late fee · Period: not stated · Type: not stated
• KFS states the late fee is waived after failure to pay the Minimum Payment Due for three consecutive months or more. This is separate from the standard late-payment fee.

Open source offer ↗

This benefit does not apply to a purchase. • Limit applies to: delinquent APR/default charge • KFS states “Delinquent APR/Default rate: Waived”. The rate and monetary value are not stated. Classified as a fee waiver because it waives a named charge; no numeric value is inferred.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: delinquent APR/default charge · Period: not stated · Type: not stated
• KFS states “Delinquent APR/Default rate: Waived”. The rate and monetary value are not stated. Classified as a fee waiver because it waives a named charge; no numeric value is inferred.

Open source offer ↗

This benefit does not apply to a purchase. • Customer: Existing customer • Limit applies to: card application service • Application, registration or activation required. See conditions. • Selected customers can apply through the ICBC (Asia) website, online banking, WeChat Official Account, or Mobile Banking App. New customers can apply through Mobile Banking App. • Selected customers are existing ICBC (Asia) credit card customers, existing Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above. Selected customers do not need to submit income and address proof again. Non-selected customers need income and address proof. New customers must scan a Hong Kong identity card, complete facial recognition and the application form, and upload income and address proof.

• Eligibility: Audience: all · Customer status: existing
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: card application service · Period: not stated · Type: not stated
• Application or registration is required.
• Selected customers can apply through the ICBC (Asia) website, online banking, WeChat Official Account, or Mobile Banking App. New customers can apply through Mobile Banking App.
• Selected customers are existing ICBC (Asia) credit card customers, existing Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above. Selected customers do not need to submit income and address proof again. Non-selected customers need income and address proof. New customers must scan a Hong Kong identity card, complete facial recognition and the application form, and upload income and address proof.

Open source offer ↗

This benefit does not apply to a purchase. • Limit applies to: virtual card access • Application, registration or activation required. See conditions. • The card is ready to use upon approval. The page also describes viewing or activating the virtual card in Mobile Banking App or online banking after customer identity verification.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: virtual card access · Period: not stated · Type: not stated
• Application or registration is required.
• The card is ready to use upon approval. The page also describes viewing or activating the virtual card in Mobile Banking App or online banking after customer identity verification.

Open source offer ↗

This benefit does not apply to a purchase. • Limit applies to: dynamic-password payment feature • Application, registration or activation required. See conditions.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: dynamic password payment feature · Period: not stated · Type: not stated
• Application or registration is required.

Open source offer ↗

This benefit does not apply to a purchase. • Limit applies to: cardless online shopping feature • Application, registration or activation required. See conditions. • The page states that customers can use the virtual card for online shopping.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: cardless online shopping feature · Period: not stated · Type: not stated
• Application or registration is required.
• The page states that customers can use the virtual card for online shopping.

Open source offer ↗