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Alternative offer in the same group; only the best group offer is counted. • Source-stated maximum: 5X points includes the basic and additional rewards. The additional reward cap is 25,000 points per eligible category per month; the source states 75,000 points total equals up to HKD300, so the corresponding per-category cap is HKD100. After the cap, unlimited basic reward remains. • Limit: 100 HKD · Per Month • Limit applies to: Additional reward cap: 25,000 points per eligible category per month; the source states 75,000 points total equals up to HKD300, so the corresponding per-category amount is HKD100. • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: physical-card • Eligible categories: 本地餐飲 • No minimum spend requirement; any eligible transaction can earn the reward. • Registration for the Purple promotion is required. • The extra reward is capped at 25,000 points per eligible category per month per cardholder; three categories total 75,000 points, stated as up to HKD300. • After the monthly extra-reward cap, unlimited basic reward continues. • The stated 15X or 5X points total includes the card basic reward and the promotion extra reward. • Food, living and transport transactions exclude payments made through electronic wallets, including AlipayHK, WeChat Pay HK, WeChat Pay, Alipay and PayMe. • The category covers any restaurant in Hong Kong. • Dining at AEON Stores is counted as local dining. • It excludes online platforms, banquets, private banquets or parties, food outlets or merchants in hotels, department stores, clubs or clubhouses, and dining services assigned to other spending categories. • The transaction must be paid with the physical card.

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地餐飲 · Type: category
• Requirements: Pay with: physical card
• Benefit limit: Amount: 100 · Applies to: Additional reward cap: 25,000 points per eligible category per month; the source states 75,000 points total equals up to HKD300, so the corresponding per category amount is HKD100. · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated maximum: 5X points includes the basic and additional rewards. The additional reward cap is 25,000 points per eligible category per month; the source states 75,000 points total equals up to HKD300, so the corresponding per category cap is HKD100. After the cap, unlimited basic reward remains.
• Application or registration is required.
• No minimum spend requirement; any eligible transaction can earn the reward.
• Registration for the Purple promotion is required.
• The extra reward is capped at 25,000 points per eligible category per month per cardholder; three categories total 75,000 points, stated as up to HKD300.
• After the monthly extra-reward cap, unlimited basic reward continues.
• The stated 15X or 5X points total includes the card basic reward and the promotion extra reward.
• Food, living and transport transactions exclude payments made through electronic wallets, including AlipayHK, WeChat Pay HK, WeChat Pay, Alipay and PayMe.
• The category covers any restaurant in Hong Kong.
• Dining at AEON Stores is counted as local dining.
• It excludes online platforms, banquets, private banquets or parties, food outlets or merchants in hotels, department stores, clubs or clubhouses, and dining services assigned to other spending categories.
• The transaction must be paid with the physical card.
• AEON Card Purple 紫「賞」生活 promotion: 2025-03-10 – 2027-02-28

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Threshold-equivalent calculation: HKD500 ÷ HKD6,000 × 100 = 8.33% at the inclusive minimum; the effective rate can be lower above the threshold. The source states up to HKD500. • Limit: 500 HKD · Promotion Total • Limit applies to: Up to HKD500 welcome rebate • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • For new customers. • Spend at least HKD6,000 with the card within the first 60 days after card issuance. • The reward is issued as points and is subject to the source terms and conditions. • The source states card spending without a category restriction for this welcome spend.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Benefit limit: Amount: 500 · Applies to: Up to HKD500 welcome rebate · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Threshold equivalent calculation: HKD500 ÷ HKD6,000 × 100 = 8.33% at the inclusive minimum; the effective rate can be lower above the threshold. The source states up to HKD500.
• Application or registration is required.
• For new customers.
• Spend at least HKD6,000 with the card within the first 60 days after card issuance.
• The reward is issued as points and is subject to the source terms and conditions.
• The source states card spending without a category restriction for this welcome spend.
• AEON Card Purple welcome offer: 2025-03-01 – 2027-02-28

New-customer offers are excluded from this purchase comparison. • Customer: New customer • The source states a fixed additional rebate and no separate spending percentage. • Limit: 200 HKD · Promotion Total • Limit applies to: Up to HKD200 additional welcome rebate for an online application • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 6000 • Applies to all eligible spending, subject to the conditions. • Apply for the card online as a new customer. • The online-application reward is shown as additional to the HKD500 welcome spend reward and shares the first-60-days HKD6,000 general card-spend condition with no category restriction. • The headline total of up to HKD700 is the HKD500 base rebate plus this HKD200 additional rebate. • The reward is issued as points and is subject to the source terms and conditions.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$6,000.00
• Benefit limit: Amount: 200 · Applies to: Up to HKD200 additional welcome rebate for an online application · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: The source states a fixed additional rebate and no separate spending percentage.
• Application or registration is required.
• Apply for the card online as a new customer.
• The online-application reward is shown as additional to the HKD500 welcome spend reward and shares the first-60-days HKD6,000 general card-spend condition with no category restriction.
• The headline total of up to HKD700 is the HKD500 base rebate plus this HKD200 additional rebate.
• The reward is issued as points and is subject to the source terms and conditions.
• AEON Card Purple welcome offer: 2025-03-01 – 2027-02-28

This benefit does not apply to a purchase. • This is an insurance benefit, not a spending percentage. • Application, registration or activation required. See conditions. • The page labels this as a limited-time benefit. • The page provides protection details and redemption details; the local source does not provide the full policy terms or a separate validity date.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: This is an insurance benefit, not a spending percentage.
• Application or registration is required.
• The page labels this as a limited-time benefit.
• The page provides protection details and redemption details; the local source does not provide the full policy terms or a separate validity date.

Merchant eligibility cannot be established from the incomplete source list. • Source-stated maximum: 15X points includes the basic and additional rewards. The additional reward cap is 25,000 points per eligible category per month; the source states 75,000 points total equals up to HKD300, so the corresponding per-category cap is HKD100. After the cap, unlimited basic reward remains. • Limit: 100 HKD · Per Month • Limit applies to: Additional reward cap: 25,000 points per eligible category per month; the source states 75,000 points total equals up to HKD300, so the corresponding per-category amount is HKD100. • Application, registration or activation required. See conditions. • Eligibility: One of: Payment Methods: apple-pay OR Payment Methods: google-pay OR Payment Methods: aeon-unionpay-qr-pay OR Payment Methods: yunshanfu-app • Eligible categories: 購物 • No minimum spend requirement; any eligible transaction can earn the reward. • Registration for the Purple promotion is required. • The extra reward is capped at 25,000 points per eligible category per month per cardholder; three categories total 75,000 points, stated as up to HKD300. • After the monthly extra-reward cap, unlimited basic reward continues. • The stated 15X or 5X points total includes the card basic reward and the promotion extra reward. • Food, living and transport transactions exclude payments made through electronic wallets, including AlipayHK, WeChat Pay HK, WeChat Pay, Alipay and PayMe. • The category covers Hong Kong physical AEON Stores and the AEON online shopping mall, including AEON, AEON STYLE, AEON SUPERMARKET, Daiso Japan, Living PLAZA and Mono Mono. • The local source uses an inclusive brand list and does not provide a complete branch-level merchant list; the listed names are retained in constraints and are not broadened to an exclusive merchant list. • On AEON Stores in-store spending, food transactions count as local dining. • Mobile payment includes Apple Pay, Google Pay, AEON UnionPay QR Pay and Yunshanfu App; AEON JCB is not supported for mobile payment.

• Eligibility: Audience: all
• Eligible spending: Applies to: 購物 · Type: category
• Requirements: Pay with: apple pay or Pay with: google pay or Pay with: aeon unionpay qr pay or Pay with: yunshanfu app
• Benefit limit: Amount: 100 · Applies to: Additional reward cap: 25,000 points per eligible category per month; the source states 75,000 points total equals up to HKD300, so the corresponding per category amount is HKD100. · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated maximum: 15X points includes the basic and additional rewards. The additional reward cap is 25,000 points per eligible category per month; the source states 75,000 points total equals up to HKD300, so the corresponding per category cap is HKD100. After the cap, unlimited basic reward remains.
• Application or registration is required.
• No minimum spend requirement; any eligible transaction can earn the reward.
• Registration for the Purple promotion is required.
• The extra reward is capped at 25,000 points per eligible category per month per cardholder; three categories total 75,000 points, stated as up to HKD300.
• After the monthly extra-reward cap, unlimited basic reward continues.
• The stated 15X or 5X points total includes the card basic reward and the promotion extra reward.
• Food, living and transport transactions exclude payments made through electronic wallets, including AlipayHK, WeChat Pay HK, WeChat Pay, Alipay and PayMe.
• The category covers Hong Kong physical AEON Stores and the AEON online shopping mall, including AEON, AEON STYLE, AEON SUPERMARKET, Daiso Japan, Living PLAZA and Mono Mono.
• The local source uses an inclusive brand list and does not provide a complete branch-level merchant list; the listed names are retained in constraints and are not broadened to an exclusive merchant list.
• On AEON Stores in-store spending, food transactions count as local dining.
• Mobile payment includes Apple Pay, Google Pay, AEON UnionPay QR Pay and Yunshanfu App; AEON JCB is not supported for mobile payment.
• AEON Card Purple 紫「賞」生活 promotion: 2025-03-10 – 2027-02-28

Merchant eligibility cannot be established from the incomplete source list. • Source-stated maximum: 5X points includes the basic and additional rewards. The additional reward cap is 25,000 points per eligible category per month; the source states 75,000 points total equals up to HKD300, so the corresponding per-category cap is HKD100. After the cap, unlimited basic reward remains. • Limit: 100 HKD · Per Month • Limit applies to: Additional reward cap: 25,000 points per eligible category per month; the source states 75,000 points total equals up to HKD300, so the corresponding per-category amount is HKD100. • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: physical-card • Eligible categories: 購物 • No minimum spend requirement; any eligible transaction can earn the reward. • Registration for the Purple promotion is required. • The extra reward is capped at 25,000 points per eligible category per month per cardholder; three categories total 75,000 points, stated as up to HKD300. • After the monthly extra-reward cap, unlimited basic reward continues. • The stated 15X or 5X points total includes the card basic reward and the promotion extra reward. • Food, living and transport transactions exclude payments made through electronic wallets, including AlipayHK, WeChat Pay HK, WeChat Pay, Alipay and PayMe. • The category covers Hong Kong physical AEON Stores and the AEON online shopping mall, including AEON, AEON STYLE, AEON SUPERMARKET, Daiso Japan, Living PLAZA and Mono Mono. • The local source uses an inclusive brand list and does not provide a complete branch-level merchant list; the listed names are retained in constraints and are not broadened to an exclusive merchant list. • On AEON Stores in-store spending, food transactions count as local dining. • The transaction must be paid with the physical card.

• Eligibility: Audience: all
• Eligible spending: Applies to: 購物 · Type: category
• Requirements: Pay with: physical card
• Benefit limit: Amount: 100 · Applies to: Additional reward cap: 25,000 points per eligible category per month; the source states 75,000 points total equals up to HKD300, so the corresponding per category amount is HKD100. · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated maximum: 5X points includes the basic and additional rewards. The additional reward cap is 25,000 points per eligible category per month; the source states 75,000 points total equals up to HKD300, so the corresponding per category cap is HKD100. After the cap, unlimited basic reward remains.
• Application or registration is required.
• No minimum spend requirement; any eligible transaction can earn the reward.
• Registration for the Purple promotion is required.
• The extra reward is capped at 25,000 points per eligible category per month per cardholder; three categories total 75,000 points, stated as up to HKD300.
• After the monthly extra-reward cap, unlimited basic reward continues.
• The stated 15X or 5X points total includes the card basic reward and the promotion extra reward.
• Food, living and transport transactions exclude payments made through electronic wallets, including AlipayHK, WeChat Pay HK, WeChat Pay, Alipay and PayMe.
• The category covers Hong Kong physical AEON Stores and the AEON online shopping mall, including AEON, AEON STYLE, AEON SUPERMARKET, Daiso Japan, Living PLAZA and Mono Mono.
• The local source uses an inclusive brand list and does not provide a complete branch-level merchant list; the listed names are retained in constraints and are not broadened to an exclusive merchant list.
• On AEON Stores in-store spending, food transactions count as local dining.
• The transaction must be paid with the physical card.
• AEON Card Purple 紫「賞」生活 promotion: 2025-03-10 – 2027-02-28

Category or merchant does not match. • Source-stated maximum: 15X points includes the basic and additional rewards. The additional reward cap is 25,000 points per eligible category per month; the source states 75,000 points total equals up to HKD300, so the corresponding per-category cap is HKD100. After the cap, unlimited basic reward remains. • Limit: 100 HKD · Per Month • Limit applies to: Additional reward cap: 25,000 points per eligible category per month; the source states 75,000 points total equals up to HKD300, so the corresponding per-category amount is HKD100. • Application, registration or activation required. See conditions. • Eligibility: One of: Payment Methods: apple-pay OR Payment Methods: google-pay OR Payment Methods: aeon-unionpay-qr-pay OR Payment Methods: yunshanfu-app • Eligible categories: 本地交通 • No minimum spend requirement; any eligible transaction can earn the reward. • Registration for the Purple promotion is required. • The extra reward is capped at 25,000 points per eligible category per month per cardholder; three categories total 75,000 points, stated as up to HKD300. • After the monthly extra-reward cap, unlimited basic reward continues. • The stated 15X or 5X points total includes the card basic reward and the promotion extra reward. • Food, living and transport transactions exclude payments made through electronic wallets, including AlipayHK, WeChat Pay HK, WeChat Pay, Alipay and PayMe. • Specified local transport includes Uber Taxi, MTR, Kowloon Bus, Citybus, Long Win Bus, New Lantau Bus, Hong Kong Tramways, Star Ferry, Hong Kong and Kowloon Ferry, New World First Ferry and High Speed Rail. • Tunnel fees qualify only when paid through Easy Pass using an eligible card. • MTR eligibility is limited to tap-in and tap-out fare transactions; it excludes Airport Express stations, Light Rail, MTR Bus, service-centre purchases, and MTR Mobile purchases of multi-ride tickets or other products. • High Speed Rail tickets must be bought at the ticket counter at Hong Kong West Kowloon Station. • Mobile payment includes Apple Pay, Google Pay, AEON UnionPay QR Pay and Yunshanfu App; AEON JCB is not supported for mobile payment.

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地交通 · Type: category
• Requirements: Pay with: apple pay or Pay with: google pay or Pay with: aeon unionpay qr pay or Pay with: yunshanfu app
• Benefit limit: Amount: 100 · Applies to: Additional reward cap: 25,000 points per eligible category per month; the source states 75,000 points total equals up to HKD300, so the corresponding per category amount is HKD100. · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated maximum: 15X points includes the basic and additional rewards. The additional reward cap is 25,000 points per eligible category per month; the source states 75,000 points total equals up to HKD300, so the corresponding per category cap is HKD100. After the cap, unlimited basic reward remains.
• Application or registration is required.
• No minimum spend requirement; any eligible transaction can earn the reward.
• Registration for the Purple promotion is required.
• The extra reward is capped at 25,000 points per eligible category per month per cardholder; three categories total 75,000 points, stated as up to HKD300.
• After the monthly extra-reward cap, unlimited basic reward continues.
• The stated 15X or 5X points total includes the card basic reward and the promotion extra reward.
• Food, living and transport transactions exclude payments made through electronic wallets, including AlipayHK, WeChat Pay HK, WeChat Pay, Alipay and PayMe.
• Specified local transport includes Uber Taxi, MTR, Kowloon Bus, Citybus, Long Win Bus, New Lantau Bus, Hong Kong Tramways, Star Ferry, Hong Kong and Kowloon Ferry, New World First Ferry and High Speed Rail.
• Tunnel fees qualify only when paid through Easy Pass using an eligible card.
• MTR eligibility is limited to tap-in and tap-out fare transactions; it excludes Airport Express stations, Light Rail, MTR Bus, service-centre purchases, and MTR Mobile purchases of multi-ride tickets or other products.
• High Speed Rail tickets must be bought at the ticket counter at Hong Kong West Kowloon Station.
• Mobile payment includes Apple Pay, Google Pay, AEON UnionPay QR Pay and Yunshanfu App; AEON JCB is not supported for mobile payment.
• AEON Card Purple 紫「賞」生活 promotion: 2025-03-10 – 2027-02-28

Category or merchant does not match. • Source-stated maximum: 5X points includes the basic and additional rewards. The additional reward cap is 25,000 points per eligible category per month; the source states 75,000 points total equals up to HKD300, so the corresponding per-category cap is HKD100. After the cap, unlimited basic reward remains. • Limit: 100 HKD · Per Month • Limit applies to: Additional reward cap: 25,000 points per eligible category per month; the source states 75,000 points total equals up to HKD300, so the corresponding per-category amount is HKD100. • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: physical-card • Eligible categories: 本地交通 • No minimum spend requirement; any eligible transaction can earn the reward. • Registration for the Purple promotion is required. • The extra reward is capped at 25,000 points per eligible category per month per cardholder; three categories total 75,000 points, stated as up to HKD300. • After the monthly extra-reward cap, unlimited basic reward continues. • The stated 15X or 5X points total includes the card basic reward and the promotion extra reward. • Food, living and transport transactions exclude payments made through electronic wallets, including AlipayHK, WeChat Pay HK, WeChat Pay, Alipay and PayMe. • Specified local transport includes Uber Taxi, MTR, Kowloon Bus, Citybus, Long Win Bus, New Lantau Bus, Hong Kong Tramways, Star Ferry, Hong Kong and Kowloon Ferry, New World First Ferry and High Speed Rail. • Tunnel fees qualify only when paid through Easy Pass using an eligible card. • MTR eligibility is limited to tap-in and tap-out fare transactions; it excludes Airport Express stations, Light Rail, MTR Bus, service-centre purchases, and MTR Mobile purchases of multi-ride tickets or other products. • High Speed Rail tickets must be bought at the ticket counter at Hong Kong West Kowloon Station. • The transaction must be paid with the physical card.

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地交通 · Type: category
• Requirements: Pay with: physical card
• Benefit limit: Amount: 100 · Applies to: Additional reward cap: 25,000 points per eligible category per month; the source states 75,000 points total equals up to HKD300, so the corresponding per category amount is HKD100. · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated maximum: 5X points includes the basic and additional rewards. The additional reward cap is 25,000 points per eligible category per month; the source states 75,000 points total equals up to HKD300, so the corresponding per category cap is HKD100. After the cap, unlimited basic reward remains.
• Application or registration is required.
• No minimum spend requirement; any eligible transaction can earn the reward.
• Registration for the Purple promotion is required.
• The extra reward is capped at 25,000 points per eligible category per month per cardholder; three categories total 75,000 points, stated as up to HKD300.
• After the monthly extra-reward cap, unlimited basic reward continues.
• The stated 15X or 5X points total includes the card basic reward and the promotion extra reward.
• Food, living and transport transactions exclude payments made through electronic wallets, including AlipayHK, WeChat Pay HK, WeChat Pay, Alipay and PayMe.
• Specified local transport includes Uber Taxi, MTR, Kowloon Bus, Citybus, Long Win Bus, New Lantau Bus, Hong Kong Tramways, Star Ferry, Hong Kong and Kowloon Ferry, New World First Ferry and High Speed Rail.
• Tunnel fees qualify only when paid through Easy Pass using an eligible card.
• MTR eligibility is limited to tap-in and tap-out fare transactions; it excludes Airport Express stations, Light Rail, MTR Bus, service-centre purchases, and MTR Mobile purchases of multi-ride tickets or other products.
• High Speed Rail tickets must be bought at the ticket counter at Hong Kong West Kowloon Station.
• The transaction must be paid with the physical card.
• AEON Card Purple 紫「賞」生活 promotion: 2025-03-10 – 2027-02-28

Category or merchant does not match. • The source states 95折 and does not state a standalone discount percentage; no percentage was calculated. • Application, registration or activation required. See conditions. • Eligible categories: 購物 • Applies to eligible AEON Stores spending on the 2nd and 20th of each month. • Registration for the Purple promotion is required. • The source states an additional 95折 discount; no separate merchant list is inferred.

• Eligibility: Audience: all
• Eligible spending: Applies to: 購物 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states 95折 and does not state a standalone discount percentage; no percentage was calculated.
• Application or registration is required.
• Applies to eligible AEON Stores spending on the 2nd and 20th of each month.
• Registration for the Purple promotion is required.
• The source states an additional 95折 discount; no separate merchant list is inferred.
• AEON Card Purple 紫「賞」生活 promotion: 2025-03-10 – 2027-02-28

No comparable purchase saving is specified for this benefit type. • The local source does not state a cash-equivalent percentage for this basic reward. • Limit: unlimited. • Application, registration or activation required. See conditions. • Eligible categories: 本地餐飲 • Registration for the Purple promotion is required. • After the local-dining additional-reward cap, the source states that basic reward continues without a cap. • The source does not state the cash-equivalent rate for this basic reward.

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地餐飲 · Type: category
• Benefit limit: Period: not stated · Type: unlimited
• Percentage note: The local source does not state a cash equivalent percentage for this basic reward.
• Application or registration is required.
• Registration for the Purple promotion is required.
• After the local-dining additional-reward cap, the source states that basic reward continues without a cap.
• The source does not state the cash-equivalent rate for this basic reward.
• AEON Card Purple 紫「賞」生活 promotion: 2025-03-10 – 2027-02-28

Category or merchant does not match. • The local source states a points tier but does not state a cash-equivalent percentage for this basic reward. • Limit: unlimited. • Application, registration or activation required. See conditions. • Eligible categories: 購物 • Registration for the Purple promotion is required. • After the AEON Stores additional-reward cap, the source states that up to 3X basic points continue without a cap. • The source does not state a cash-equivalent rate for this basic reward.

• Eligibility: Audience: all
• Eligible spending: Applies to: 購物 · Type: category
• Benefit limit: Period: not stated · Type: unlimited
• Percentage note: The local source states a points tier but does not state a cash equivalent percentage for this basic reward.
• Application or registration is required.
• Registration for the Purple promotion is required.
• After the AEON Stores additional-reward cap, the source states that up to 3X basic points continue without a cap.
• The source does not state a cash-equivalent rate for this basic reward.
• AEON Card Purple 紫「賞」生活 promotion: 2025-03-10 – 2027-02-28

Category or merchant does not match. • The local source does not state a cash-equivalent percentage for this basic reward. • Limit: unlimited. • Application, registration or activation required. See conditions. • Eligible categories: 本地交通 • Registration for the Purple promotion is required. • After the local-transport additional-reward cap, the source states that basic reward continues without a cap. • The source does not state the cash-equivalent rate for this basic reward.

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地交通 · Type: category
• Benefit limit: Period: not stated · Type: unlimited
• Percentage note: The local source does not state a cash equivalent percentage for this basic reward.
• Application or registration is required.
• Registration for the Purple promotion is required.
• After the local-transport additional-reward cap, the source states that basic reward continues without a cap.
• The source does not state the cash-equivalent rate for this basic reward.
• AEON Card Purple 紫「賞」生活 promotion: 2025-03-10 – 2027-02-28

Category or merchant does not match. • The local source states a basic-points benefit but does not state a cash-equivalent percentage. • Limit: unlimited. • Application, registration or activation required. See conditions. • Eligible categories: 其他 • Registration for the Purple promotion is required. • The source places other eligible card spending in the unlimited basic-reward row. • The source shows no extra reward for other spending and does not state the cash-equivalent rate for the basic reward.

• Eligibility: Audience: all
• Eligible spending: Applies to: 其他 · Type: category
• Benefit limit: Period: not stated · Type: unlimited
• Percentage note: The local source states a basic points benefit but does not state a cash equivalent percentage.
• Application or registration is required.
• Registration for the Purple promotion is required.
• The source places other eligible card spending in the unlimited basic-reward row.
• The source shows no extra reward for other spending and does not state the cash-equivalent rate for the basic reward.
• AEON Card Purple 紫「賞」生活 promotion: 2025-03-10 – 2027-02-28

This benefit does not apply to a purchase. • This is a card service benefit, not a spending percentage. • The AEON Card Purple series comparison lists multiple global privileges for the AEON Visa Credit Card.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: This is a card service benefit, not a spending percentage.
• The AEON Card Purple series comparison lists multiple global privileges for the AEON Visa Credit Card.

This benefit does not apply to a purchase. • This is a card service benefit, not a spending percentage. • The AEON Card Purple series comparison lists Visa Platinum Concierge Service for the AEON Visa Credit Card.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: This is a card service benefit, not a spending percentage.
• The AEON Card Purple series comparison lists Visa Platinum Concierge Service for the AEON Visa Credit Card.

This benefit does not apply to a purchase. • This is a card-access feature, not a spending percentage. • Application, registration or activation required. See conditions. • The page describes a virtual card that can be used online and offline after issue or confirmation. • Card details can be viewed in the AEON HK mobile app and the virtual card can be added to mobile payment for in-store payment. • The local tutorial states that use is available after virtual-card confirmation.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: This is a card access feature, not a spending percentage.
• Application or registration is required.
• The page describes a virtual card that can be used online and offline after issue or confirmation.
• Card details can be viewed in the AEON HK mobile app and the virtual card can be added to mobile payment for in-store payment.
• The local tutorial states that use is available after virtual-card confirmation.

This benefit does not apply to a purchase. • An interest-free instalment plan is not a spending percentage. • Application, registration or activation required. See conditions. • The plan is available only to specified AEON credit-card holders and each application must be approved by AEON. • After approval, the instalment application and purchase cannot be cancelled under the local terms. • The purchase amount is repaid through monthly instalments. • The Purple page includes AEON merchant interest-free instalment purchases in the AEON Stores eligible range.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: An interest free instalment plan is not a spending percentage.
• Application or registration is required.
• The plan is available only to specified AEON credit-card holders and each application must be approved by AEON.
• After approval, the instalment application and purchase cannot be cancelled under the local terms.
• The purchase amount is repaid through monthly instalments.
• The Purple page includes AEON merchant interest-free instalment purchases in the AEON Stores eligible range.

This benefit does not apply to a purchase. • This is a payment service, not a spending percentage. • Application, registration or activation required. See conditions. • The local form is an AEON Card Octopus Automatic Add Value Service application. • Each account holder may link one personal Octopus and up to three Octopus belonging to family members, friends or relatives. • Applicants must be at least 12 years old and the service requires application and activation. • The application form states that each automatic add-value amount is HKD500.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: This is a payment service, not a spending percentage.
• Application or registration is required.
• The local form is an AEON Card Octopus Automatic Add Value Service application.
• Each account holder may link one personal Octopus and up to three Octopus belonging to family members, friends or relatives.
• Applicants must be at least 12 years old and the service requires application and activation.
• The application form states that each automatic add-value amount is HKD500.

This benefit does not apply to a purchase. • Customer: New customer • This is a service-fee waiver, not a spending percentage. • Application, registration or activation required. See conditions. • The first AAVS application has no application fee. • A non-refundable HKD20 handling fee applies when transferring the AAVS from another financial institution or reactivating it after suspension or cancellation.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: This is a service fee waiver, not a spending percentage.
• Application or registration is required.
• The first AAVS application has no application fee.
• A non-refundable HKD20 handling fee applies when transferring the AAVS from another financial institution or reactivating it after suspension or cancellation.

This benefit does not apply to a purchase. • This is loss protection, not a spending percentage. • Application, registration or activation required. See conditions. • The Octopus must be linked to the Automatic Add Value Service. • The holder must report the loss to Octopus Cards Limited immediately. • The source states protection for the Octopus balance and amounts added through AAVS after the successful loss report, subject to the stated three-hour period.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: This is loss protection, not a spending percentage.
• Application or registration is required.
• The Octopus must be linked to the Automatic Add Value Service.
• The holder must report the loss to Octopus Cards Limited immediately.
• The source states protection for the Octopus balance and amounts added through AAVS after the successful loss report, subject to the stated three-hour period.

Category or merchant does not match. • Customer: New customer • Limit: 1000 HKD · Promotion Total • Limit applies to: Cash rebate on eligible foreign currency spending • Application, registration or activation required. See conditions. • Eligible categories: 海外簽賬 • New Cardmembers are applicants who do not currently hold and have not cancelled a principal CNCBI credit card in the 12 months before the month of approval. • Eligible spending is posted retail or online spending settled in a currency other than Hong Kong dollars. • The rebate applies in the first 3 months from card issuance. • The source says the offers are subject to applicable terms and conditions, but it does not include those terms.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Benefit limit: Amount: 1000 · Applies to: Cash rebate on eligible foreign currency spending · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Application or registration is required.
• New Cardmembers are applicants who do not currently hold and have not cancelled a principal CNCBI credit card in the 12 months before the month of approval.
• Eligible spending is posted retail or online spending settled in a currency other than Hong Kong dollars.
• The rebate applies in the first 3 months from card issuance.
• The source says the offers are subject to applicable terms and conditions, but it does not include those terms.
• Welcome offer promotion period: Now – 2026-12-31

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Threshold-equivalent calculation: HK$600 ÷ HK$6,000 × 100 = 10%. This is the rate at the minimum qualifying spend; the effective rate decreases above HK$6,000. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 6000 • Applies to all eligible spending, subject to the conditions. • New Cardmembers are applicants who do not currently hold and have not cancelled a principal CNCBI credit card in the 12 months before the month of approval. • Accumulate at least HK$6,000 in eligible retail transactions in the first 2 months from card issuance. • Eligible retail transactions include local and overseas retail spending, online retail transactions, and mail or phone order transactions. • The source says the offers are subject to applicable terms and conditions, but it does not include those terms.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$6,000.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Threshold equivalent calculation: HK$600 ÷ HK$6,000 × 100 = 10%. This is the rate at the minimum qualifying spend; the effective rate decreases above HK$6,000.
• Application or registration is required.
• New Cardmembers are applicants who do not currently hold and have not cancelled a principal CNCBI credit card in the 12 months before the month of approval.
• Accumulate at least HK$6,000 in eligible retail transactions in the first 2 months from card issuance.
• Eligible retail transactions include local and overseas retail spending, online retail transactions, and mail or phone order transactions.
• The source says the offers are subject to applicable terms and conditions, but it does not include those terms.
• Welcome offer promotion period: Now – 2026-12-31

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit: 10000 point · Promotion Total • Limit applies to: Motion$ earned by the virtual card welcome offer • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • New Cardmembers are applicants who do not currently hold and have not cancelled a principal CNCBI credit card in the 12 months before the month of approval. • Virtual Motion Credit Card only. Earn M$1 for each HK$1 of eligible retail transactions in the first 2 months from card issuance, up to M$10,000. • Motion$ can be converted to 10,000 miles. The bank may change reward types and Motion$ redemption requirements without prior notice. • Eligible retail transactions include local and overseas retail spending, online retail transactions, and mail or phone order transactions. • The linked Motion$ terms are not included in the retained source. • The source says the offers are subject to applicable terms and conditions, but it does not include those terms.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Benefit limit: Amount: 10000 · Applies to: Motion$ earned by the virtual card welcome offer · Period: promotion total · Type: limited · Unit: point
• Application or registration is required.
• New Cardmembers are applicants who do not currently hold and have not cancelled a principal CNCBI credit card in the 12 months before the month of approval.
• Virtual Motion Credit Card only. Earn M$1 for each HK$1 of eligible retail transactions in the first 2 months from card issuance, up to M$10,000.
• Motion$ can be converted to 10,000 miles. The bank may change reward types and Motion$ redemption requirements without prior notice.
• Eligible retail transactions include local and overseas retail spending, online retail transactions, and mail or phone order transactions.
• The linked Motion$ terms are not included in the retained source.
• The source says the offers are subject to applicable terms and conditions, but it does not include those terms.
• Welcome offer promotion period: Now – 2026-12-31

This benefit does not apply to a purchase. • Customer: New customer • Application, registration or activation required. See conditions. • New Cardmembers are applicants who do not currently hold and have not cancelled a principal CNCBI credit card in the 12 months before the month of approval. • The page states a first-year annual fee waiver but does not state the fee amount. • The source says the offers are subject to applicable terms and conditions, but it does not include those terms.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• New Cardmembers are applicants who do not currently hold and have not cancelled a principal CNCBI credit card in the 12 months before the month of approval.
• The page states a first-year annual fee waiver but does not state the fee amount.
• The source says the offers are subject to applicable terms and conditions, but it does not include those terms.

Category or merchant does not match. • Customer: New customer • Limit: 1000 HKD · Promotion Total • Limit applies to: Cash rebate during the first 3 months from card issuance • Eligible categories: 海外簽賬 • For new cardmembers who successfully apply. A new cardmember does not currently hold, and has not cancelled, any principal CNCBI credit card in the 12 months before the month of approval. • Eligible foreign-currency spending means posted retail and online transactions settled in a currency other than HKD. • The spending period is the first 3 months from card issuance. • This is one of the listed welcome offer choices. • The page links to separate welcome offer terms; their conditions are not present in this HTML.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Benefit limit: Amount: 1000 · Applies to: Cash rebate during the first 3 months from card issuance · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• For new cardmembers who successfully apply. A new cardmember does not currently hold, and has not cancelled, any principal CNCBI credit card in the 12 months before the month of approval.
• Eligible foreign-currency spending means posted retail and online transactions settled in a currency other than HKD.
• The spending period is the first 3 months from card issuance.
• This is one of the listed welcome offer choices.
• The page links to separate welcome offer terms; their conditions are not present in this HTML.
• Welcome offer promotion period: Now – 2026-12-31

Open source offer ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • HK$600 / HK$6,000 × 100 = 10%. This is the threshold-equivalent rate at the minimum qualifying spend; the effective rate decreases above HK$6,000. • Limit applies to: No separate cap is stated. • Eligibility: Phase Spend Min: 6000 • Applies to all eligible spending, subject to the conditions. • For new cardmembers who successfully apply. A new cardmember does not currently hold, and has not cancelled, any principal CNCBI credit card in the 12 months before the month of approval. • Requires accumulated eligible retail transactions of at least HK$6,000 in the first 2 months from card issuance. • Eligible retail transactions include local and overseas retail spending, merchant instalment plans, online retail transactions, and mail or phone orders. • This is one of the listed welcome offer choices. • The page links to separate welcome offer terms; their conditions are not present in this HTML.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$6,000.00
• Benefit limit: Applies to: No separate cap is stated. · Period: not stated · Type: not stated
• Percentage note: HK$600 / HK$6,000 × 100 = 10%. This is the threshold equivalent rate at the minimum qualifying spend; the effective rate decreases above HK$6,000.
• For new cardmembers who successfully apply. A new cardmember does not currently hold, and has not cancelled, any principal CNCBI credit card in the 12 months before the month of approval.
• Requires accumulated eligible retail transactions of at least HK$6,000 in the first 2 months from card issuance.
• Eligible retail transactions include local and overseas retail spending, merchant instalment plans, online retail transactions, and mail or phone orders.
• This is one of the listed welcome offer choices.
• The page links to separate welcome offer terms; their conditions are not present in this HTML.
• Welcome offer promotion period: Now – 2026-12-31

Open source offer ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit: 10000 point · Promotion Total • Limit applies to: Motion$ earned in the first 2 months from card issuance • Applies to all eligible spending, subject to the conditions. • For new cardmembers who successfully apply. A new cardmember does not currently hold, and has not cancelled, any principal CNCBI credit card in the 12 months before the month of approval. • Earn M$1 for each HK$1 of eligible retail transactions in the first 2 months from card issuance, up to M$10,000. • The source states that M$10,000 is convertible to 10,000 miles. The Bank may change reward types and Motion$ redemption requirements without notice; customers can check inMotion for current rewards and requirements. • Eligible retail transactions include local and overseas retail spending, merchant instalment plans, online retail transactions, and mail or phone orders. • This is one of the listed welcome offer choices. • The page links to separate welcome offer terms; their conditions are not present in this HTML.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Benefit limit: Amount: 10000 · Applies to: Motion$ earned in the first 2 months from card issuance · Period: promotion total · Type: limited · Unit: point
• For new cardmembers who successfully apply. A new cardmember does not currently hold, and has not cancelled, any principal CNCBI credit card in the 12 months before the month of approval.
• Earn M$1 for each HK$1 of eligible retail transactions in the first 2 months from card issuance, up to M$10,000.
• The source states that M$10,000 is convertible to 10,000 miles. The Bank may change reward types and Motion$ redemption requirements without notice; customers can check inMotion for current rewards and requirements.
• Eligible retail transactions include local and overseas retail spending, merchant instalment plans, online retail transactions, and mail or phone orders.
• This is one of the listed welcome offer choices.
• The page links to separate welcome offer terms; their conditions are not present in this HTML.
• Welcome offer promotion period: Now – 2026-12-31

Open source offer ↗

This benefit does not apply to a purchase. • Limit applies to: No waiver amount or limit is stated. • The page states a perpetual annual fee waiver. It does not state the waived amount.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: No waiver amount or limit is stated. · Period: not stated · Type: not stated
• The page states a perpetual annual fee waiver. It does not state the waived amount.

Open source offer ↗

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 海外簽賬 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞世界 / 海外簽賬 source subcategory. • Eligible transactions are made overseas and coded as overseas by Visa, Mastercard, or UnionPay. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• Application or registration is required.
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞世界 / 海外簽賬 source subcategory.
• Eligible transactions are made overseas and coded as overseas by Visa, Mastercard, or UnionPay. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 中國內地簽賬 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞世界 / 中國內地簽賬 source subcategory. • Eligible transactions are made in Mainland China and coded as Mainland China by Visa, Mastercard, or UnionPay. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: 中國內地簽賬 · Type: category
• Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• Application or registration is required.
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞世界 / 中國內地簽賬 source subcategory.
• Eligible transactions are made in Mainland China and coded as Mainland China by Visa, Mastercard, or UnionPay. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 澳門簽賬 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞世界 / 澳門簽賬 source subcategory. • Eligible transactions are made in Macau and coded as Macau by Visa, Mastercard, or UnionPay. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: 澳門簽賬 · Type: category
• Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• Application or registration is required.
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞世界 / 澳門簽賬 source subcategory.
• Eligible transactions are made in Macau and coded as Macau by Visa, Mastercard, or UnionPay. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 健身中心 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞享受 / 健身中心 source subcategory. • The source lists the participating fitness centres under 賞享受. • The complete participating-merchant list in the HTML source is: Be Earth, Go24 Fitness, PURE Group, Snap Fitness, Square Fitness.

• Eligibility: Audience: all
• Eligible spending: Applies to: 健身中心 · Type: category
• Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• Application or registration is required.
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞享受 / 健身中心 source subcategory.
• The source lists the participating fitness centres under 賞享受.
• The complete participating-merchant list in the HTML source is: Be Earth, Go24 Fitness, PURE Group, Snap Fitness, Square Fitness.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 戲院 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞享受 / 戲院 source subcategory. • The source lists the participating cinemas under 賞享受. • The complete participating-merchant list in the HTML source is: CGV Cinemas, 英皇戲院, Festival Grand Cinema, 康怡戲院, 皇室戲院, K11 Art House, MCL 院線, Movie Town, STAR Cinema.

• Eligibility: Audience: all
• Eligible spending: Applies to: 戲院 · Type: category
• Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• Application or registration is required.
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞享受 / 戲院 source subcategory.
• The source lists the participating cinemas under 賞享受.
• The complete participating-merchant list in the HTML source is: CGV Cinemas, 英皇戲院, Festival Grand Cinema, 康怡戲院, 皇室戲院, K11 Art House, MCL 院線, Movie Town, STAR Cinema.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 娛樂 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞享受 / 娛樂 source subcategory. • The source lists the participating lifestyle and entertainment merchants under 賞享受. • The complete participating-merchant list in the HTML source is: 焙著你烘焙, 購票通, 太古城中心冰上皇宮, EF English Centers, 青苗琴行, 快達票, KKBOX, KKTix, Moov, Neway CEO Karaoke, 康體通, 通利琴行.

• Eligibility: Audience: all
• Eligible spending: Applies to: 娛樂 · Type: category
• Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• Application or registration is required.
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞享受 / 娛樂 source subcategory.
• The source lists the participating lifestyle and entertainment merchants under 賞享受.
• The complete participating-merchant list in the HTML source is: 焙著你烘焙, 購票通, 太古城中心冰上皇宮, EF English Centers, 青苗琴行, 快達票, KKBOX, KKTix, Moov, Neway CEO Karaoke, 康體通, 通利琴行.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 旅行社 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞享受 / 旅行社 source subcategory. • The source lists the participating travel agencies under 賞享受; online hotel orders through 美麗華旅遊 are excluded. • The complete participating-merchant list in the HTML source is: hutchgo, KKDay, Klook, 美麗華旅遊, 新華旅遊, Trip.com, 永安旅遊, 油麻地旅遊.

• Eligibility: Audience: all
• Eligible spending: Applies to: 旅行社 · Type: category
• Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• Application or registration is required.
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞享受 / 旅行社 source subcategory.
• The source lists the participating travel agencies under 賞享受; online hotel orders through 美麗華旅遊 are excluded.
• The complete participating-merchant list in the HTML source is: hutchgo, KKDay, Klook, 美麗華旅遊, 新華旅遊, Trip.com, 永安旅遊, 油麻地旅遊.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 美容／個人護理 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞享受 / 美容／個人護理 source subcategory. • The source lists the participating personal-care merchants under 賞享受. • The complete participating-merchant list in the HTML source is: 沐館, 靜, 日月按摩, TONI&GUY HONG KONG, 梔 Zi Massage & Wellness.

• Eligibility: Audience: all
• Eligible spending: Applies to: 美容／個人護理 · Type: category
• Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• Application or registration is required.
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞享受 / 美容／個人護理 source subcategory.
• The source lists the participating personal-care merchants under 賞享受.
• The complete participating-merchant list in the HTML source is: 沐館, 靜, 日月按摩, TONI&GUY HONG KONG, 梔 Zi Massage & Wellness.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 交通 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞享受 / 交通 source subcategory. • The source lists the participating transport merchants under 賞享受. • The complete participating-merchant list in the HTML source is: 加德士, 城巴, ESSO, 易通行, 香港電車, 九巴, MTR, PIT, Shell, Shell Recharge, SINOPEC, Tesla.

• Eligibility: Audience: all
• Eligible spending: Applies to: 交通 · Type: category
• Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• Application or registration is required.
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞享受 / 交通 source subcategory.
• The source lists the participating transport merchants under 賞享受.
• The complete participating-merchant list in the HTML source is: 加德士, 城巴, ESSO, 易通行, 香港電車, 九巴, MTR, PIT, Shell, Shell Recharge, SINOPEC, Tesla.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 超級市場 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞家居 / 超級市場 source subcategory. • The source lists the participating supermarkets under 賞家居. • The complete participating-merchant list in the HTML source is: 759阿信屋, Big C, 日記士多, Don Don Donki, 大生生活超市, 新鮮生活, GreenPrice, 本灣水產, 百佳超級市場, FUSION, TASTE, TASTE x FRESH INTERNATIONAL, food le parc, GOURMET, GREAT FOOD HALL, 多來買.

• Eligibility: Audience: all
• Eligible spending: Applies to: 超級市場 · Type: category
• Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• Application or registration is required.
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞家居 / 超級市場 source subcategory.
• The source lists the participating supermarkets under 賞家居.
• The complete participating-merchant list in the HTML source is: 759阿信屋, Big C, 日記士多, Don Don Donki, 大生生活超市, 新鮮生活, GreenPrice, 本灣水產, 百佳超級市場, FUSION, TASTE, TASTE x FRESH INTERNATIONAL, food le parc, GOURMET, GREAT FOOD HALL, 多來買.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 家居／家具 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞家居 / 家居／家具 source subcategory. • The source lists the participating home-goods merchants under 賞家居. • The complete participating-merchant list in the HTML source is: at.home, 生活提案, 生活工房, JHC真好城, KeyChain Pay, 生活館, 生活廊, 蓆夢思, 歐化寶, 歐化傢俬.

• Eligibility: Audience: all
• Eligible spending: Applies to: 家居／家具 · Type: category
• Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• Application or registration is required.
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞家居 / 家居／家具 source subcategory.
• The source lists the participating home-goods merchants under 賞家居.
• The complete participating-merchant list in the HTML source is: at.home, 生活提案, 生活工房, JHC真好城, KeyChain Pay, 生活館, 生活廊, 蓆夢思, 歐化寶, 歐化傢俬.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 電子產品 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞家居 / 電子產品 source subcategory. • The source lists the participating electrical and electronics merchants under 賞家居. • The complete participating-merchant list in the HTML source is: 生活影音, 百老滙, BRUNO, 中原電器, 豐澤, J SELECT, 人気电器店, Panasonic陳列室, Price網購, 蘇寧, 偉明電業, 惠而浦網上商店W-Mall, 衛訊, 友和 YOHO.

• Eligibility: Audience: all
• Eligible spending: Applies to: 電子產品 · Type: category
• Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• Application or registration is required.
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞家居 / 電子產品 source subcategory.
• The source lists the participating electrical and electronics merchants under 賞家居.
• The complete participating-merchant list in the HTML source is: 生活影音, 百老滙, BRUNO, 中原電器, 豐澤, J SELECT, 人気电器店, Panasonic陳列室, Price網購, 蘇寧, 偉明電業, 惠而浦網上商店W-Mall, 衛訊, 友和 YOHO.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 電訊 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞家居 / 電訊 source subcategory. • The source lists the participating telecom merchants under 賞家居. The source excludes online bill payments made with HSBC ordinary, Gold, and UnionPay dual-currency cards. • The complete participating-merchant list in the HTML source is: 1O1O, 3香港, csl, Club Sim, HKT 家居電話, 網上行, Now TV, SmarTone, SUPREME.

• Eligibility: Audience: all
• Eligible spending: Applies to: 電訊 · Type: category
• Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• Application or registration is required.
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞家居 / 電訊 source subcategory.
• The source lists the participating telecom merchants under 賞家居. The source excludes online bill payments made with HSBC ordinary, Gold, and UnionPay dual-currency cards.
• The complete participating-merchant list in the HTML source is: 1O1O, 3香港, csl, Club Sim, HKT 家居電話, 網上行, Now TV, SmarTone, SUPREME.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 寵物用品 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞家居 / 寵物用品 source subcategory. • The source lists the participating pet-care merchants under 賞家居. • The complete participating-merchant list in the HTML source is: 寵寵線, Petmium寵物百貨, Q-Pets, 紅蘿蔔, The Dog’s Garden, Three Little Meow.

• Eligibility: Audience: all
• Eligible spending: Applies to: 寵物用品 · Type: category
• Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• Application or registration is required.
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞家居 / 寵物用品 source subcategory.
• The source lists the participating pet-care merchants under 賞家居.
• The complete participating-merchant list in the HTML source is: 寵寵線, Petmium寵物百貨, Q-Pets, 紅蘿蔔, The Dog’s Garden, Three Little Meow.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 百貨公司 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞購物 / 百貨公司 source subcategory. • The source lists the participating department stores under 賞購物. • The complete participating-merchant list in the HTML source is: AEON, AEON STYLE, AEON SUPERMARKET, APITA, Bento Express by AEON, 中藝（香港）, C生活, 千色Citistore, city'super, city'super neighbourhood, city'super LOG-ON, 谷辰, HKTVmall, HARVEY NICHOLS, Living PLAZA by AEON, LOG-ON, MARKS & SPENCER, Mono Mono, 先施百貨, 崇光百貨, UNY 生活創富, 永安百貨, 一田.

• Eligibility: Audience: all
• Eligible spending: Applies to: 百貨公司 · Type: category
• Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• Application or registration is required.
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞購物 / 百貨公司 source subcategory.
• The source lists the participating department stores under 賞購物.
• The complete participating-merchant list in the HTML source is: AEON, AEON STYLE, AEON SUPERMARKET, APITA, Bento Express by AEON, 中藝（香港）, C生活, 千色Citistore, city'super, city'super neighbourhood, city'super LOG-ON, 谷辰, HKTVmall, HARVEY NICHOLS, Living PLAZA by AEON, LOG-ON, MARKS & SPENCER, Mono Mono, 先施百貨, 崇光百貨, UNY 生活創富, 永安百貨, 一田.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 書店／文具 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞購物 / 書店／文具 source subcategory. • The source lists the participating bookstores under 賞購物. • The complete participating-merchant list in the HTML source is: 中華書局, 誠品書店, 三聯書店, 商務印書館.

• Eligibility: Audience: all
• Eligible spending: Applies to: 書店／文具 · Type: category
• Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• Application or registration is required.
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞購物 / 書店／文具 source subcategory.
• The source lists the participating bookstores under 賞購物.
• The complete participating-merchant list in the HTML source is: 中華書局, 誠品書店, 三聯書店, 商務印書館.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 時裝 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞購物 / 時裝 source subcategory. • The source lists the participating fashion and accessories merchants under 賞購物. • The complete participating-merchant list in the HTML source is: 7 For All Mankind, agnès b., BIRKENSTOCK, Brooks Brothers, Club Monaco, Columbia, Crocs, DECATHLON, ECCO, eGG Optical Boutique, Go Wild, GU, MISCH MASCH, NICAL, 眼鏡88, ORiental Traffic, WA ORiental Traffic, ROCKPORT, SKECHERS, SPORT b., Teva, Theory, TWIST, UGG, UNIQLO, ZALORA, Zoff.

• Eligibility: Audience: all
• Eligible spending: Applies to: 時裝 · Type: category
• Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• Application or registration is required.
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞購物 / 時裝 source subcategory.
• The source lists the participating fashion and accessories merchants under 賞購物.
• The complete participating-merchant list in the HTML source is: 7 For All Mankind, agnès b., BIRKENSTOCK, Brooks Brothers, Club Monaco, Columbia, Crocs, DECATHLON, ECCO, eGG Optical Boutique, Go Wild, GU, MISCH MASCH, NICAL, 眼鏡88, ORiental Traffic, WA ORiental Traffic, ROCKPORT, SKECHERS, SPORT b., Teva, Theory, TWIST, UGG, UNIQLO, ZALORA, Zoff.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 美容／個人護理 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞購物 / 美容／個人護理 source subcategory. • The source lists the participating beauty and skincare merchants under 賞購物. • The complete participating-merchant list in the HTML source is: @cosme STORE, BEAUTY AVENUE, 法國嬌蘭, IPSA, JOYCE BEAUTY, mtm labo, TIME by mtm labo, SPA by mtm labo, NARS, 莎莎, Serge Lutens, SHISEIDO, 雪花秀.

• Eligibility: Audience: all
• Eligible spending: Applies to: 美容／個人護理 · Type: category
• Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• Application or registration is required.
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞購物 / 美容／個人護理 source subcategory.
• The source lists the participating beauty and skincare merchants under 賞購物.
• The complete participating-merchant list in the HTML source is: @cosme STORE, BEAUTY AVENUE, 法國嬌蘭, IPSA, JOYCE BEAUTY, mtm labo, TIME by mtm labo, SPA by mtm labo, NARS, 莎莎, Serge Lutens, SHISEIDO, 雪花秀.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 藥房／保健品 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞購物 / 藥房／保健品 source subcategory. • The source lists the participating health-care merchants under 賞購物. • The complete participating-merchant list in the HTML source is: 南北行, OSIM, OTO, SLOWOOD, 維特健靈, 位元堂, 屈臣氏.

• Eligibility: Audience: all
• Eligible spending: Applies to: 藥房／保健品 · Type: category
• Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• Application or registration is required.
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞購物 / 藥房／保健品 source subcategory.
• The source lists the participating health-care merchants under 賞購物.
• The complete participating-merchant list in the HTML source is: 南北行, OSIM, OTO, SLOWOOD, 維特健靈, 位元堂, 屈臣氏.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible-spend limit. • Limit: 2000 HKD · Promotion Total • Limit applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion • Application, registration or activation required. See conditions. • Eligible categories: 其他 • The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31. • After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn. • Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000. • The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • This offer is the 賞購物 / 其他 source subcategory. • The source lists the participating other merchants under 賞購物. • The complete participating-merchant list in the HTML source is: agnes b. FLEURISTE, Cantevole, CASETiFY, La Bohéme, ROYCE', 屈臣氏酒窖.

• Eligibility: Audience: all
• Eligible spending: Applies to: 其他 · Type: category
• Benefit limit: Amount: 2000 · Applies to: Extra RewardCash under the 2026 Red Hot Rewards of Your Choice promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 5X RewardCash; HKD5 / HKD250 x 100 = 2.0%. The source separately states up to 2.4% total including the basic 1X RewardCash, a HKD2,000 maximum extra RewardCash, and the first HKD100,000 eligible spend limit.
• Application or registration is required.
• The cardholder must register through HSBC Reward+ or the HSBC webpage by 2026-10-31.
• After registration, the cardholder allocates the extra 5X RewardCash to the selected major spending category; the allocation cannot be changed or withdrawn.
• Only eligible transactions under the selected category qualify. The first HKD100,000 of eligible transactions is covered by the promotion, and the maximum extra RewardCash is HKD2,000.
• The card account must remain valid and in good standing. The source excludes fees, finance charges, bill payments, stored-value-card transactions, e-wallet transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• This offer is the 賞購物 / 其他 source subcategory.
• The source lists the participating other merchants under 賞購物.
• The complete participating-merchant list in the HTML source is: agnes b. FLEURISTE, Cantevole, CASETiFY, La Bohéme, ROYCE', 屈臣氏酒窖.
• 2026 Red Hot Rewards of Your Choice promotion: 2026-01-01 – 2026-12-31

Merchant eligibility cannot be established from the incomplete source list. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash. • Limit: 100000 HKD · Promotion Total • Limit applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion • Eligible categories: 購物 • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period. • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash. • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions. • The source major category is Shopping. • The source applies to eligible transactions at designated merchants in the Shopping category. Counters at department stores and outlets are excluded, and the complete list is available only through the linked rewards page.

• Eligibility: Audience: all
• Eligible spending: Applies to: 購物 · Type: category
• Benefit limit: Amount: 100000 · Applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash.
• The complete list of eligible merchants is not available.
• The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period.
• The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash.
• The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions.
• The source major category is Shopping.
• The source applies to eligible transactions at designated merchants in the Shopping category. Counters at department stores and outlets are excluded, and the complete list is available only through the linked rewards page.
• 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31

Merchant eligibility cannot be established from the incomplete source list. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash. • Limit: 100000 HKD · Promotion Total • Limit applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion • Eligible categories: 家居／家具 • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period. • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash. • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions. • The source major category is Home. • The source applies to eligible transactions at designated merchants in the Home category. Department-store counters, outlets, and online bill payments with the excluded HSBC card types are excluded; the complete list is available only through the linked rewards page.

• Eligibility: Audience: all
• Eligible spending: Applies to: 家居／家具 · Type: category
• Benefit limit: Amount: 100000 · Applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash.
• The complete list of eligible merchants is not available.
• The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period.
• The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash.
• The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions.
• The source major category is Home.
• The source applies to eligible transactions at designated merchants in the Home category. Department-store counters, outlets, and online bill payments with the excluded HSBC card types are excluded; the complete list is available only through the linked rewards page.
• 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31

Merchant eligibility cannot be established from the incomplete source list. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash. • Limit: 100000 HKD · Promotion Total • Limit applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion • Eligible categories: 娛樂 • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period. • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash. • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions. • The source major category is Lifestyle. • The source applies to eligible transactions at designated merchants in the Lifestyle category. Counters at department stores and outlets are excluded, and the complete list is available only through the linked rewards page.

• Eligibility: Audience: all
• Eligible spending: Applies to: 娛樂 · Type: category
• Benefit limit: Amount: 100000 · Applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash.
• The complete list of eligible merchants is not available.
• The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period.
• The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash.
• The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions.
• The source major category is Lifestyle.
• The source applies to eligible transactions at designated merchants in the Lifestyle category. Counters at department stores and outlets are excluded, and the complete list is available only through the linked rewards page.
• 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash. • Limit: 100000 HKD · Promotion Total • Limit applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion • Eligible categories: 海外簽賬 • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period. • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash. • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions. • The source major category is Overseas & Mainland China Spending. • The source applies to eligible transactions made overseas. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Benefit limit: Amount: 100000 · Applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash.
• The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period.
• The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash.
• The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions.
• The source major category is Overseas & Mainland China Spending.
• The source applies to eligible transactions made overseas. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.
• 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash. • Limit: 100000 HKD · Promotion Total • Limit applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion • Eligible categories: 中國內地簽賬 • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period. • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash. • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions. • The source major category is Overseas & Mainland China Spending. • The source applies to eligible transactions made in Mainland China. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: 中國內地簽賬 · Type: category
• Benefit limit: Amount: 100000 · Applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash.
• The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period.
• The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash.
• The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions.
• The source major category is Overseas & Mainland China Spending.
• The source applies to eligible transactions made in Mainland China. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.
• 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash. • Limit: 100000 HKD · Promotion Total • Limit applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion • Eligible categories: 澳門簽賬 • The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period. • The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash. • The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions. • The source major category is Overseas & Mainland China Spending. • The source applies to eligible transactions made in Macau. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: 澳門簽賬 · Type: category
• Benefit limit: Amount: 100000 · Applies to: Eligible Transactions receiving extra RewardCash under the 2026 Special Reward Promotion · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: the source states basic RewardCash of HKD1 per HKD250 and extra 3X RewardCash; HKD3 / HKD250 x 100 = 1.2%. The source states that this extra reward is in addition to the basic RewardCash.
• The cardholder must hold an eligible HSBC Visa Signature Card and keep the account valid and in good standing during the promotion period.
• The first HKD100,000 of eligible transactions is entitled to the extra RewardCash. The promotion is in addition to basic RewardCash.
• The source excludes annual fees, finance and late charges, HSBC Mobile Banking or Internet Banking bill payments, stored-value cards, e-wallet transactions, cash advances and cash or instalment-plan withdrawals or repayments, semi-cash transactions, wire transfers, gambling, tax payments, and unposted, cancelled, or refunded transactions.
• The source major category is Overseas & Mainland China Spending.
• The source applies to eligible transactions made in Macau. Hong Kong transactions and transactions in Hong Kong Dollars are excluded.
• 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • The card page advertises up to HKD800 RewardCash for online application; detailed new-customer, spending, and first-60-days conditions are in the welcome terms.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$8,000.00
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• The card page advertises up to HKD800 RewardCash for online application; detailed new-customer, spending, and first-60-days conditions are in the welcome terms.

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • The card page states that a new credit-card customer can get an extra HKD200 RewardCash after successfully applying for the Cash Instalment Plan; detailed activation, amount, and term conditions are in the promotional terms.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• The card page states that a new credit-card customer can get an extra HKD200 RewardCash after successfully applying for the Cash Instalment Plan; detailed activation, amount, and term conditions are in the promotional terms.

This benefit does not apply to a purchase. • Customer: New customer • Application, registration or activation required. See conditions. • The card page states that the first two years annual fee is waived for this card; the welcome terms define the eligible card and application scope.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• The card page states that the first two years annual fee is waived for this card; the welcome terms define the eligible card and application scope.

No usable purchase percentage; threshold comparison rates are not flat rewards. • Merchants: 香港尖沙咀凱悅酒店內的咖啡廳, 希戈餐廳, 凱悅軒 • Eligible merchants: 尖沙咀凱悅酒店咖啡廳, 希戈餐廳, 凱悅軒 • The offer applies to dining at the Hyatt hotel in Tsim Sha Tsui, including its café, Hugo’s, and Hyatt Chuan, as stated on the card page.

• Eligibility: Audience: all
• Eligible spending: Applies to: 尖沙咀凱悅酒店咖啡廳 / 希戈餐廳 / 凱悅軒 · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• The offer applies to dining at the Hyatt hotel in Tsim Sha Tsui, including its café, Hugo’s, and Hyatt Chuan, as stated on the card page.

Category or merchant does not match. • Eligible categories: 的士／網約車／租車 • The source states a 7折 discount for Hong Kong-Guangdong cross-border car transfer service. The source points to Visa terms for further details; no link target is used as evidence.

• Eligibility: Audience: all
• Eligible spending: Applies to: 的士／網約車／租車 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• The source states a 7折 discount for Hong Kong-Guangdong cross-border car transfer service. The source points to Visa terms for further details; no link target is used as evidence.

This benefit does not apply to a purchase. • The card page states that Visa concierge service and a dedicated 24-hour hotline are available. The service is provided by Visa and is subject to its terms.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• The card page states that Visa concierge service and a dedicated 24-hour hotline are available. The service is provided by Visa and is subject to its terms.

This benefit does not apply to a purchase. • The card page states that the HSBC virtual credit card can be activated and added to a mobile wallet after approval for online and physical-store use.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• The card page states that the HSBC virtual credit card can be activated and added to a mobile wallet after approval for online and physical-store use.

No usable purchase percentage; threshold comparison rates are not flat rewards. • Merchants: Kanesaka 香港, Plaisance by Mauro Colagreco, Mosu Hong Kong, Yakitori YAMATO（香港）, Prohibition 扒房．酒吧, CIAK, 潮廳, 南海小館, Beefbar, AKATSUKI Izakaya • Eligible merchants: kanesaka-hong-kong, plaisance-by-mauro-colagreco, mosu-hong-kong, yakitori-yamato-hong-kong, prohibition-hong-kong, ciak, 潮廳, 南海小館, beefbar, akatsuki-izakaya • Dine-in only at the listed designated Lai Sun Group restaurants in Hong Kong; takeaway and retail services are excluded. • The discount does not apply to service charges, bottled sake, wine, or spirits. One discount per table. It cannot be combined with special, promotional, custom menus, private-room dining, or other promotions. • The discount is not available on 2026-01-01, 2026-02-14, 2026-02-16 to 2026-02-20, 2026-04-03 to 2026-04-07, 2026-05-10, 2026-06-21, 2026-09-25 to 2026-09-26, 2026-12-22, 2026-12-24 to 2026-12-26, and 2026-12-31.

• Eligibility: Audience: all
• Eligible spending: Applies to: kanesaka hong kong / plaisance by mauro colagreco / mosu hong kong / yakitori yamato hong kong / prohibition hong kong / ciak / 潮廳 / 南海小館 / beefbar / akatsuki izakaya · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Dine-in only at the listed designated Lai Sun Group restaurants in Hong Kong; takeaway and retail services are excluded.
• The discount does not apply to service charges, bottled sake, wine, or spirits. One discount per table. It cannot be combined with special, promotional, custom menus, private-room dining, or other promotions.
• The discount is not available on 2026-01-01, 2026-02-14, 2026-02-16 to 2026-02-20, 2026-04-03 to 2026-04-07, 2026-05-10, 2026-06-21, 2026-09-25 to 2026-09-26, 2026-12-22, 2026-12-24 to 2026-12-26, and 2026-12-31.
• 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Limit: 4 items · Per Transaction • Limit applies to: Regular 2D cinema tickets in one transaction • Merchants: 英皇戲院 • Eligible merchants: emperor-cinemas • At Emperor Cinemas, Monday to Thursday regular 2D tickets or small popcorn qualify for buy-one-get-one. The offer is limited to one use per offer per day and up to four tickets in one transaction. • Ticket payment must use the card through mobile payment or Visa contactless at the box office; payment at self-service machines, the website, and the mobile application is also accepted for ticket offers. Popcorn requires mobile payment or Visa contactless. • The source excludes selected cinemas, concessionary tickets, special or discounted sessions, private bookings, large bookings, and the listed blackout dates: 2026-01-01, 2026-02-17 to 2026-02-19, 2026-04-03 to 2026-04-07, 2026-05-01, 2026-05-25, 2026-06-19, 2026-07-01, 2026-09-26, 2026-10-01, 2026-10-19, and 2026-12-25 to 2026-12-26.

• Eligibility: Audience: all
• Eligible spending: Applies to: emperor cinemas · Type: merchant
• Benefit limit: Amount: 4 · Applies to: Regular 2D cinema tickets in one transaction · Period: per transaction · Type: limited · Unit: items
• At Emperor Cinemas, Monday to Thursday regular 2D tickets or small popcorn qualify for buy-one-get-one. The offer is limited to one use per offer per day and up to four tickets in one transaction.
• Ticket payment must use the card through mobile payment or Visa contactless at the box office; payment at self-service machines, the website, and the mobile application is also accepted for ticket offers. Popcorn requires mobile payment or Visa contactless.
• The source excludes selected cinemas, concessionary tickets, special or discounted sessions, private bookings, large bookings, and the listed blackout dates: 2026-01-01, 2026-02-17 to 2026-02-19, 2026-04-03 to 2026-04-07, 2026-05-01, 2026-05-25, 2026-06-19, 2026-07-01, 2026-09-26, 2026-10-01, 2026-10-19, and 2026-12-25 to 2026-12-26.
• 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Limit: 4 items · Per Transaction • Limit applies to: Regular 3D cinema tickets in one transaction • Merchants: 英皇戲院 • Eligible merchants: emperor-cinemas • At Emperor Cinemas, Monday to Thursday regular 3D tickets qualify for 9折. The offer is limited to one use per offer per day and up to four tickets in one transaction. • The source excludes selected cinemas, concessionary tickets, special or discounted sessions, private bookings, large bookings, and the listed blackout dates in the Emperor Cinemas terms.

• Eligibility: Audience: all
• Eligible spending: Applies to: emperor cinemas · Type: merchant
• Benefit limit: Amount: 4 · Applies to: Regular 3D cinema tickets in one transaction · Period: per transaction · Type: limited · Unit: items
• At Emperor Cinemas, Monday to Thursday regular 3D tickets qualify for 9折. The offer is limited to one use per offer per day and up to four tickets in one transaction.
• The source excludes selected cinemas, concessionary tickets, special or discounted sessions, private bookings, large bookings, and the listed blackout dates in the Emperor Cinemas terms.
• 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31

The offer is not available on the snapshot weekday or date. • Limit: 4 items · Per Transaction • Limit applies to: Regular 2D cinema tickets in one transaction • Merchants: 英皇戲院 • Eligible merchants: emperor-cinemas • At Emperor Cinemas, Friday to Sunday regular 2D tickets qualify for 8折. The offer is limited to one use per offer per day and up to four tickets in one transaction. • The source excludes selected cinemas, concessionary tickets, special or discounted sessions, private bookings, large bookings, and the listed blackout dates in the Emperor Cinemas terms.

• Eligibility: Audience: all
• Eligible spending: Applies to: emperor cinemas · Type: merchant
• Benefit limit: Amount: 4 · Applies to: Regular 2D cinema tickets in one transaction · Period: per transaction · Type: limited · Unit: items
• At Emperor Cinemas, Friday to Sunday regular 2D tickets qualify for 8折. The offer is limited to one use per offer per day and up to four tickets in one transaction.
• The source excludes selected cinemas, concessionary tickets, special or discounted sessions, private bookings, large bookings, and the listed blackout dates in the Emperor Cinemas terms.
• 2026 Special Reward Promotion: 2026-01-01 – 2026-12-31

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • The applicant must apply for the HSBC Visa Signature Card during the promotion period and receive approval. • The stated spending threshold must be reached with eligible spending within the first 60 calendar days after card issuance. The card account must remain valid and in good standing. • Eligible-spending exclusions include fees and charges, supplementary-card transactions, mail/fax/phone orders, HSBC bill payments, stored-value cards and e-wallets, Octopus automatic add value, RewardCash shopping-redemption transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • For a new credit-card customer, HKD8,000 or more eligible spend qualifies for HKD600 RewardCash when the application is not through the listed online channels.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$8,000.00
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• The applicant must apply for the HSBC Visa Signature Card during the promotion period and receive approval.
• The stated spending threshold must be reached with eligible spending within the first 60 calendar days after card issuance. The card account must remain valid and in good standing.
• Eligible-spending exclusions include fees and charges, supplementary-card transactions, mail/fax/phone orders, HSBC bill payments, stored-value cards and e-wallets, Octopus automatic add value, RewardCash shopping-redemption transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• For a new credit-card customer, HKD8,000 or more eligible spend qualifies for HKD600 RewardCash when the application is not through the listed online channels.
• HSBC credit-card welcome promotion: 2026-03-01 – 2027-02-28

No usable purchase percentage; threshold comparison rates are not flat rewards. • Customer: Existing customer • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 8000 • Applies to all eligible spending, subject to the conditions. • The applicant must apply for the HSBC Visa Signature Card during the promotion period and receive approval. • The stated spending threshold must be reached with eligible spending within the first 60 calendar days after card issuance. The card account must remain valid and in good standing. • Eligible-spending exclusions include fees and charges, supplementary-card transactions, mail/fax/phone orders, HSBC bill payments, stored-value cards and e-wallets, Octopus automatic add value, RewardCash shopping-redemption transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions. • For an existing credit-card customer, HKD8,000 or more eligible spend qualifies for HKD200 RewardCash.

• Eligibility: Audience: all · Customer status: existing
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$8,000.00
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• The applicant must apply for the HSBC Visa Signature Card during the promotion period and receive approval.
• The stated spending threshold must be reached with eligible spending within the first 60 calendar days after card issuance. The card account must remain valid and in good standing.
• Eligible-spending exclusions include fees and charges, supplementary-card transactions, mail/fax/phone orders, HSBC bill payments, stored-value cards and e-wallets, Octopus automatic add value, RewardCash shopping-redemption transactions, cash or instalment-plan withdrawals and repayments, semi-cash transactions, wire transfers, gambling, tax payments, autopay or recurring payments, and unposted, cancelled, or refunded transactions.
• For an existing credit-card customer, HKD8,000 or more eligible spend qualifies for HKD200 RewardCash.
• HSBC credit-card welcome promotion: 2026-03-01 – 2027-02-28

Category or merchant does not match. • Cash-equivalent calculation: 3 Bonus Points per HK$1 spend × (HK$1 ÷ 200 Bonus Points) × 100 = 1.5%. Source amount: HK$1 per 200 Bonus Points (master-reward-tnc_en.pdf, p.2, clause 15, ineligible-transaction value rule). Bonus Points round down per individual transaction; cents do not count. Redemption details are not in allowed files. • Limit applies to: Visa Signature foreign currency retail Extra Reward • Eligible categories: 海外簽賬 • E • l • i • g • i • b • l • e • • f • o • r • e • i • g • n • • c • u • r • r • e • n • c • y • • r • e • t • a • i • l • • t • r • a • n • s • a • c • t • i • o • n • s • • a • r • e • • n • o • n • - • H • o • n • g • • K • o • n • g • - • d • o • l • l • a • r • • t • r • a • n • s • a • c • t • i • o • n • s • • m • a • d • e • • i • n • • o • r • • o • u • t • s • i • d • e • • H • o • n • g • • K • o • n • g • . • • T • h • e • • E • x • t • r • a • • R • e • w • a • r • d • • i • s • • 3 • X • • b • o • n • u • s • • p • o • i • n • t • s • ; • • t • h • e • • s • t • a • t • e • d • • t • o • t • a • l • • i • s • • 4 • X • , • • i • n • c • l • u • d • i • n • g • • t • h • e • • s • e • p • a • r • a • t • e • • 1 • X • • B • a • s • i • c • • R • e • w • a • r • d • . • • E • x • t • r • a • • R • e • w • a • r • d • • t • r • a • n • s • a • c • t • i • o • n • s • • u • s • e • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • . • • S • u • p • e • r • m • a • r • k • e • t • , • • t • r • a • v • e • l • • a • g • e • n • c • y • • a • n • d • • G • o • v • e • r • n • m • e • n • t • • D • e • p • a • r • t • m • e • n • t • • t • r • a • n • s • a • c • t • i • o • n • s • , • • r • e • c • u • r • r • i • n • g • • t • r • a • n • s • a • c • t • i • o • n • s • • a • n • d • • a • u • t • o • p • a • y • • t • r • a • n • s • a • c • t • i • o • n • s • • a • r • e • • e • x • c • l • u • d • e • d • . • • B • E • A • • d • e • t • e • r • m • i • n • e • s • • e • l • i • g • i • b • i • l • i • t • y • • b • y • • m • e • r • c • h • a • n • t • • c • o • d • e • s • • o • r • • t • r • a • n • s • a • c • t • i • o • n • • t • y • p • e • s • . • • E • x • t • r • a • • R • e • w • a • r • d • • i • s • • c • r • e • d • i • t • e • d • • t • o • • t • h • e • • p • r • i • n • c • i • p • a • l • • a • c • c • o • u • n • t • • b • e • t • w • e • e • n • • t • h • e • • 8 • t • h • • a • n • d • • 1 • 5 • t • h • • o • f • • t • h • e • • n • e • x • t • • c • a • l • e • n • d • a • r • • m • o • n • t • h • . • • T • h • e • • H • T • M • L • • s • u • m • m • a • r • y • • s • t • a • t • e • s • • 4 • X • • f • o • r • • o • v • e • r • s • e • a • s • • s • p • e • n • d • i • n • g • ; • • i • t • • i • s • • r • e • t • a • i • n • e • d • • a • s • • t • h • e • • s • a • m • e • • t • o • t • a • l • • r • e • w • a • r • d • , • • n • o • t • • a • s • • a • d • d • i • t • i • o • n • a • l • • p • o • i • n • t • s • .

• Eligibility: Audience: all
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Benefit limit: Applies to: Visa Signature foreign currency retail Extra Reward · Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 3 Bonus Points per HK$1 spend × (HK$1 ÷ 200 Bonus Points) × 100 = 1.5%. Source amount: HK$1 per 200 Bonus Points (master reward tnc en.pdf, p.2, clause 15, ineligible transaction value rule). Bonus Points round down per individual transaction; cents do not count. Redemption details are not in allowed files.
• Eligible foreign currency retail transactions are non-Hong Kong-dollar transactions made in or outside Hong Kong. The Extra Reward is 3X bonus points; the stated total is 4X, including the separate 1X Basic Reward. Extra Reward transactions use transaction date. Supermarket, travel agency and Government Department transactions, recurring transactions and autopay transactions are excluded. BEA determines eligibility by merchant codes or transaction types. Extra Reward is credited to the principal account between the 8th and 15th of the next calendar month. The HTML summary states 4X for overseas spending; it is retained as the same total reward, not as additional points.
• Extra Reward promotional period: 2025-01-01 – 2026-12-31

Open source offer ↗

The source calendar restrictions cannot be confirmed for this date. • Limit: 2 plans • Limit applies to: Free travel insurance plans during the current enrolment period • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 60000 • An Eligible Account with HK$60,000 eligible spending in one calendar year earns one 7-day plan in the following calendar year. Principal and supplementary accounts count as one Eligible Account. If the account is issued during the year, the spend requirement is prorated at HK$5,000 per month from the month after issuance. • The HTML requires enrolment. Enrol online or call 2839 6377 on weekdays from 9:00 a.m. to 5:30 p.m.; the hotline is closed on weekends and public holidays. Cardholders can check entitlement through Cyberbanking before enrolment. Confirmation is sent by SMS and email on the enrolment day. Plan validity is based on the enrolment date. • The family plan covers the cardholder, spouse, and an unlimited number of unmarried children under age 18. Eligible cardholders may use up to two free plans during the current enrolment period. Companion-plan enrolment is directed to Insurance Services; the source does not say a companion plan is free. • The policy covers travel outside Hong Kong for the period shown on the Enrollment Confirmation; it is for one trip, not annual multi-trip cover. An unavoidable delay can extend cover by up to 10 days. Schedule limits in HK$: medical expenses 600,000; room and board 3,000 per day; follow-up medical expenses 60,000, including a 3,000 Chinese bone-setting and acupuncture sub-limit, up to one visit per day at 200 per visit; trauma counselling 20,000, up to one visit per day at 2,000 per visit; overseas hospital cash 6,000 at 500 per day; compulsory quarantine cash 10,000 at 500 per day; emergency evacuation unlimited; repatriation unlimited; hospital deposit guarantee 40,000; additional travel and accommodation costs including caring visits 20,000; return of insured children 15,000; repatriation of mortal remains unlimited; compassionate death 10,000; Personal Accident including terrorism 600,000; third-degree major burns 100,000; cancellation 6,000; trip curtailment 6,000; travel delay cash allowance 500 at 250 per full six-hour delay; additional public transport 2,000; overseas accommodation 2,000; departure cancellation 3,000; airline wind-up 1,000; baggage delay 500; baggage 5,000 per article or pair/set, with 3,000 sports equipment and 2,000 other items; loss of travel documents 5,000 with additional transport and accommodation sub-limit 1,000 per day; personal money 2,000; home contents 6,000 with 2,000 per article or pair/set; personal liability 1,000,000; credit card protection 20,000; golfer hole-in-one 1,000. • Age limits: no cover below six weeks; medical expense limit is 30% for age 70 or above; Personal Accident limit is 30% below age 18 or from age 70; Personal Money does not apply below age 10; hole-in-one excludes persons below 18 and professional golfers. Prior approval is required for emergency assistance or hospital deposit guarantees. No direct billing applies except for services arranged through Blue Cross Worldwide Emergency Aid. General and benefit-specific exclusions apply, including pre-existing, congenital or hereditary conditions; pregnancy-related conditions; HIV/AIDS; war and civil unrest; nuclear risks; intentional or self-inflicted injury; suicide; alcohol or non-prescribed drugs; and specified hazardous activities and occupations. Claims require written notice within 30 days after policy expiry and relevant original receipts, reports and supporting documents. The full policy's benefit-specific exclusions and claim rules also apply. • The HTML references premium schedule images for eligible and other cardholders, but those images are not retained. The linked policy is present as a retained PDF and supports the policy conditions above.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Requirements: Period spend ≥: HK$60,000.00
• Benefit limit: Amount: 2 · Applies to: Free travel insurance plans during the current enrolment period · Period: not stated · Type: limited · Unit: plans
• Application or registration is required.
• An Eligible Account with HK$60,000 eligible spending in one calendar year earns one 7-day plan in the following calendar year. Principal and supplementary accounts count as one Eligible Account. If the account is issued during the year, the spend requirement is prorated at HK$5,000 per month from the month after issuance.
• The HTML requires enrolment. Enrol online or call 2839 6377 on weekdays from 9:00 a.m. to 5:30 p.m.; the hotline is closed on weekends and public holidays. Cardholders can check entitlement through Cyberbanking before enrolment. Confirmation is sent by SMS and email on the enrolment day. Plan validity is based on the enrolment date.
• The family plan covers the cardholder, spouse, and an unlimited number of unmarried children under age 18. Eligible cardholders may use up to two free plans during the current enrolment period. Companion-plan enrolment is directed to Insurance Services; the source does not say a companion plan is free.
• The policy covers travel outside Hong Kong for the period shown on the Enrollment Confirmation; it is for one trip, not annual multi-trip cover. An unavoidable delay can extend cover by up to 10 days. Schedule limits in HK$: medical expenses 600,000; room and board 3,000 per day; follow-up medical expenses 60,000, including a 3,000 Chinese bone-setting and acupuncture sub-limit, up to one visit per day at 200 per visit; trauma counselling 20,000, up to one visit per day at 2,000 per visit; overseas hospital cash 6,000 at 500 per day; compulsory quarantine cash 10,000 at 500 per day; emergency evacuation unlimited; repatriation unlimited; hospital deposit guarantee 40,000; additional travel and accommodation costs including caring visits 20,000; return of insured children 15,000; repatriation of mortal remains unlimited; compassionate death 10,000; Personal Accident including terrorism 600,000; third-degree major burns 100,000; cancellation 6,000; trip curtailment 6,000; travel delay cash allowance 500 at 250 per full six-hour delay; additional public transport 2,000; overseas accommodation 2,000; departure cancellation 3,000; airline wind-up 1,000; baggage delay 500; baggage 5,000 per article or pair/set, with 3,000 sports equipment and 2,000 other items; loss of travel documents 5,000 with additional transport and accommodation sub-limit 1,000 per day; personal money 2,000; home contents 6,000 with 2,000 per article or pair/set; personal liability 1,000,000; credit card protection 20,000; golfer hole-in-one 1,000.
• Age limits: no cover below six weeks; medical expense limit is 30% for age 70 or above; Personal Accident limit is 30% below age 18 or from age 70; Personal Money does not apply below age 10; hole-in-one excludes persons below 18 and professional golfers. Prior approval is required for emergency assistance or hospital deposit guarantees. No direct billing applies except for services arranged through Blue Cross Worldwide Emergency Aid. General and benefit-specific exclusions apply, including pre-existing, congenital or hereditary conditions; pregnancy-related conditions; HIV/AIDS; war and civil unrest; nuclear risks; intentional or self-inflicted injury; suicide; alcohol or non-prescribed drugs; and specified hazardous activities and occupations. Claims require written notice within 30 days after policy expiry and relevant original receipts, reports and supporting documents. The full policy's benefit-specific exclusions and claim rules also apply.
• The HTML references premium schedule images for eligible and other cardholders, but those images are not retained. The linked policy is present as a retained PDF and supports the policy conditions above.
• 2026 Free Travel Insurance promotion: 2026-01-01 – 2026-12-31

Open source offer ↗

The source calendar restrictions cannot be confirmed for this date. • Limit: 2 plans • Limit applies to: Free travel insurance plans during the current enrolment period • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 90000 • An Eligible Account with HK$90,000 eligible spending in one calendar year earns two 7-day plans in the following calendar year. Principal and supplementary accounts count as one Eligible Account. If the account is issued during the year, the spend requirement is prorated at HK$7,500 per month from the month after issuance. • The HTML requires enrolment. Enrol online or call 2839 6377 on weekdays from 9:00 a.m. to 5:30 p.m.; the hotline is closed on weekends and public holidays. Cardholders can check entitlement through Cyberbanking before enrolment. Confirmation is sent by SMS and email on the enrolment day. Plan validity is based on the enrolment date. • The family plan covers the cardholder, spouse, and an unlimited number of unmarried children under age 18. Eligible cardholders may use up to two free plans during the current enrolment period. Companion-plan enrolment is directed to Insurance Services; the source does not say a companion plan is free. • The policy covers travel outside Hong Kong for the period shown on the Enrollment Confirmation; it is for one trip, not annual multi-trip cover. An unavoidable delay can extend cover by up to 10 days. Schedule limits in HK$: medical expenses 600,000; room and board 3,000 per day; follow-up medical expenses 60,000, including a 3,000 Chinese bone-setting and acupuncture sub-limit, up to one visit per day at 200 per visit; trauma counselling 20,000, up to one visit per day at 2,000 per visit; overseas hospital cash 6,000 at 500 per day; compulsory quarantine cash 10,000 at 500 per day; emergency evacuation unlimited; repatriation unlimited; hospital deposit guarantee 40,000; additional travel and accommodation costs including caring visits 20,000; return of insured children 15,000; repatriation of mortal remains unlimited; compassionate death 10,000; Personal Accident including terrorism 600,000; third-degree major burns 100,000; cancellation 6,000; trip curtailment 6,000; travel delay cash allowance 500 at 250 per full six-hour delay; additional public transport 2,000; overseas accommodation 2,000; departure cancellation 3,000; airline wind-up 1,000; baggage delay 500; baggage 5,000 per article or pair/set, with 3,000 sports equipment and 2,000 other items; loss of travel documents 5,000 with additional transport and accommodation sub-limit 1,000 per day; personal money 2,000; home contents 6,000 with 2,000 per article or pair/set; personal liability 1,000,000; credit card protection 20,000; golfer hole-in-one 1,000. • Age limits: no cover below six weeks; medical expense limit is 30% for age 70 or above; Personal Accident limit is 30% below age 18 or from age 70; Personal Money does not apply below age 10; hole-in-one excludes persons below 18 and professional golfers. Prior approval is required for emergency assistance or hospital deposit guarantees. No direct billing applies except for services arranged through Blue Cross Worldwide Emergency Aid. General and benefit-specific exclusions apply, including pre-existing, congenital or hereditary conditions; pregnancy-related conditions; HIV/AIDS; war and civil unrest; nuclear risks; intentional or self-inflicted injury; suicide; alcohol or non-prescribed drugs; and specified hazardous activities and occupations. Claims require written notice within 30 days after policy expiry and relevant original receipts, reports and supporting documents. The full policy's benefit-specific exclusions and claim rules also apply. • The HTML references premium schedule images for eligible and other cardholders, but those images are not retained. The linked policy is present as a retained PDF and supports the policy conditions above.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Requirements: Period spend ≥: HK$90,000.00
• Benefit limit: Amount: 2 · Applies to: Free travel insurance plans during the current enrolment period · Period: not stated · Type: limited · Unit: plans
• Application or registration is required.
• An Eligible Account with HK$90,000 eligible spending in one calendar year earns two 7-day plans in the following calendar year. Principal and supplementary accounts count as one Eligible Account. If the account is issued during the year, the spend requirement is prorated at HK$7,500 per month from the month after issuance.
• The HTML requires enrolment. Enrol online or call 2839 6377 on weekdays from 9:00 a.m. to 5:30 p.m.; the hotline is closed on weekends and public holidays. Cardholders can check entitlement through Cyberbanking before enrolment. Confirmation is sent by SMS and email on the enrolment day. Plan validity is based on the enrolment date.
• The family plan covers the cardholder, spouse, and an unlimited number of unmarried children under age 18. Eligible cardholders may use up to two free plans during the current enrolment period. Companion-plan enrolment is directed to Insurance Services; the source does not say a companion plan is free.
• The policy covers travel outside Hong Kong for the period shown on the Enrollment Confirmation; it is for one trip, not annual multi-trip cover. An unavoidable delay can extend cover by up to 10 days. Schedule limits in HK$: medical expenses 600,000; room and board 3,000 per day; follow-up medical expenses 60,000, including a 3,000 Chinese bone-setting and acupuncture sub-limit, up to one visit per day at 200 per visit; trauma counselling 20,000, up to one visit per day at 2,000 per visit; overseas hospital cash 6,000 at 500 per day; compulsory quarantine cash 10,000 at 500 per day; emergency evacuation unlimited; repatriation unlimited; hospital deposit guarantee 40,000; additional travel and accommodation costs including caring visits 20,000; return of insured children 15,000; repatriation of mortal remains unlimited; compassionate death 10,000; Personal Accident including terrorism 600,000; third-degree major burns 100,000; cancellation 6,000; trip curtailment 6,000; travel delay cash allowance 500 at 250 per full six-hour delay; additional public transport 2,000; overseas accommodation 2,000; departure cancellation 3,000; airline wind-up 1,000; baggage delay 500; baggage 5,000 per article or pair/set, with 3,000 sports equipment and 2,000 other items; loss of travel documents 5,000 with additional transport and accommodation sub-limit 1,000 per day; personal money 2,000; home contents 6,000 with 2,000 per article or pair/set; personal liability 1,000,000; credit card protection 20,000; golfer hole-in-one 1,000.
• Age limits: no cover below six weeks; medical expense limit is 30% for age 70 or above; Personal Accident limit is 30% below age 18 or from age 70; Personal Money does not apply below age 10; hole-in-one excludes persons below 18 and professional golfers. Prior approval is required for emergency assistance or hospital deposit guarantees. No direct billing applies except for services arranged through Blue Cross Worldwide Emergency Aid. General and benefit-specific exclusions apply, including pre-existing, congenital or hereditary conditions; pregnancy-related conditions; HIV/AIDS; war and civil unrest; nuclear risks; intentional or self-inflicted injury; suicide; alcohol or non-prescribed drugs; and specified hazardous activities and occupations. Claims require written notice within 30 days after policy expiry and relevant original receipts, reports and supporting documents. The full policy's benefit-specific exclusions and claim rules also apply.
• The HTML references premium schedule images for eligible and other cardholders, but those images are not retained. The linked policy is present as a retained PDF and supports the policy conditions above.
• 2026 Free Travel Insurance promotion: 2026-01-01 – 2026-12-31

Open source offer ↗

No comparable purchase saving is specified for this benefit type. • Limit applies to: BEA Visa Signature interest-free period • Applies to all eligible spending, subject to the conditions. • N • o • • i • n • t • e • r • e • s • t • • i • s • • c • h • a • r • g • e • d • • i • f • • t • h • e • • s • t • a • t • e • m • e • n • t • • b • a • l • a • n • c • e • • i • s • • p • a • i • d • • i • n • • f • u • l • l • • b • y • • t • h • e • • d • u • e • • d • a • t • e • • e • a • c • h • • m • o • n • t • h • . • • T • h • e • • p • e • r • i • o • d • • d • e • p • e • n • d • s • • o • n • • w • h • e • n • • t • h • e • • p • u • r • c • h • a • s • e • • i • s • • m • a • d • e • • i • n • • t • h • e • • s • t • a • t • e • m • e • n • t • • c • y • c • l • e • . • • O • t • h • e • r • w • i • s • e • , • • i • n • t • e • r • e • s • t • • a • p • p • l • i • e • s • • d • a • i • l • y • • t • o • • t • h • e • • u • n • p • a • i • d • • p • r • e • v • i • o • u • s • • s • t • a • t • e • m • e • n • t • • b • a • l • a • n • c • e • • f • r • o • m • • t • h • e • • p • r • e • v • i • o • u • s • • s • t • a • t • e • m • e • n • t • • d • a • t • e • • a • n • d • • t • o • • e • a • c • h • • n • e • w • • t • r • a • n • s • a • c • t • i • o • n • • f • r • o • m • • i • t • s • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • • u • n • t • i • l • • p • a • y • m • e • n • t • • i • n • • f • u • l • l • . • • T • h • e • • K • F • S • • l • i • s • t • s • • O • t • h • e • r • • B • E • A • • C • r • e • d • i • t • • C • a • r • d • s • • r • a • t • e • s • , • • w • h • i • c • h • • i • n • c • l • u • d • e • • V • i • s • a • • S • i • g • n • a • t • u • r • e • : • • r • e • t • a • i • l • • p • u • r • c • h • a • s • e • • i • n • t • e • r • e • s • t • • r • a • t • e • • 3 • 1 • . • 0 • 8 • % • • p • . • a • . • • a • n • d • • A • P • R • • 3 • 5 • . • 9 • 1 • % • • ( • m • o • n • t • h • l • y • • r • a • t • e • • 2 • . • 5 • 9 • % • ) • , • • s • u • b • j • e • c • t • • t • o • • r • e • v • i • e • w • ; • • c • a • s • h • • a • d • v • a • n • c • e • • i • n • t • e • r • e • s • t • • r • a • t • e • • 2 • 9 • . • 0 • 1 • % • • p • . • a • . • • a • n • d • • A • P • R • • 3 • 5 • . • 9 • 1 • % • • ( • m • o • n • t • h • l • y • • r • a • t • e • • 2 • . • 4 • 2 • % • ) • , • • c • h • a • r • g • e • d • • d • a • i • l • y • • f • r • o • m • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • • u • n • t • i • l • • p • a • i • d • . • • A • • d • e • l • i • n • q • u • e • n • t • • A • P • R • • o • f • • 3 • 5 • . • 9 • 1 • % • • m • a • y • • a • p • p • l • y • • a • f • t • e • r • • t • h • e • • m • i • n • i • m • u • m • • p • a • y • m • e • n • t • • i • s • • m • i • s • s • e • d • • f • o • r • • t • w • o • • c • o • n • s • e • c • u • t • i • v • e • • m • o • n • t • h • s • : • • 2 • . • 5 • 9 • % • • m • o • n • t • h • l • y • • f • o • r • • r • e • t • a • i • l • • p • u • r • c • h • a • s • e • s • • a • n • d • • 2 • . • 4 • 2 • % • • m • o • n • t • h • l • y • • f • o • r • • c • a • s • h • • a • d • v • a • n • c • e • s • .

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Applies to: BEA Visa Signature interest free period · Period: not stated · Type: not stated
• No interest is charged if the statement balance is paid in full by the due date each month. The period depends on when the purchase is made in the statement cycle. Otherwise, interest applies daily to the unpaid previous statement balance from the previous statement date and to each new transaction from its transaction date until payment in full. The KFS lists Other BEA Credit Cards rates, which include Visa Signature: retail purchase interest rate 31.08% p.a. and APR 35.91% (monthly rate 2.59%), subject to review; cash advance interest rate 29.01% p.a. and APR 35.91% (monthly rate 2.42%), charged daily from the transaction date until paid. A delinquent APR of 35.91% may apply after the minimum payment is missed for two consecutive months: 2.59% monthly for retail purchases and 2.42% monthly for cash advances.

Open source offer ↗

This benefit does not apply to a purchase. • T • h • e • • H • T • M • L • • s • t • a • t • e • s • • a • • p • r • i • o • r • i • t • y • • b • o • o • k • i • n • g • • s • e • r • v • i • c • e • • f • o • r • • c • o • n • c • e • r • t • s • . • • I • t • • d • o • e • s • • n • o • t • • i • d • e • n • t • i • f • y • • e • v • e • n • t • s • • o • r • • s • t • a • t • e • • b • o • o • k • i • n • g • • c • o • n • d • i • t • i • o • n • s • ; • • l • i • n • k • e • d • • d • e • t • a • i • l • s • • a • r • e • • n • o • t • • i • n • • t • h • e • • a • l • l • o • w • e • d • • s • o • u • r • c • e • .

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• The HTML states a priority booking service for concerts. It does not identify events or state booking conditions; linked details are not in the allowed source.

Open source offer ↗

This benefit does not apply to a purchase. • Limit: 1000 HKD · Per Transaction • Limit applies to: Visa payWave contactless tap payment • T • h • e • • b • u • i • l • t • - • i • n • • c • o • n • t • a • c • t • l • e • s • s • • f • u • n • c • t • i • o • n • • a • l • l • o • w • s • • t • a • p • • p • a • y • m • e • n • t • s • • u • p • • t • o • • H • K • $ • 1 • , • 0 • 0 • 0 • • w • h • e • r • e • v • e • r • • V • i • s • a • • p • a • y • W • a • v • e • • i • s • • a • c • c • e • p • t • e • d • . • • T • h • e • • p • a • g • e • • r • e • f • e • r • s • • t • o • • t • h • e • • V • i • s • a • • C • a • r • d • • w • e • b • s • i • t • e • • f • o • r • • d • e • t • a • i • l • s • ; • • l • i • n • k • e • d • • c • o • n • t • e • n • t • • i • s • • n • o • t • • i • n • • t • h • e • • a • l • l • o • w • e • d • • s • o • u • r • c • e • .

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 1000 · Applies to: Visa payWave contactless tap payment · Currency: HKD · Period: per transaction · Type: limited · Unit: currency
• The built-in contactless function allows tap payments up to HK$1,000 wherever Visa payWave is accepted. The page refers to the Visa Card website for details; linked content is not in the allowed source.

Open source offer ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit: 400 HKD · Promotion Total • Limit applies to: welcome reward • Eligibility: Phase Spend Min: 6000 • Applies to all eligible spending, subject to the conditions. • For new customers only. • General eligible card spending of at least HK$6,000 is required within the first 60 days after card issuance. • Welcome reward is issued as points and is subject to terms.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$6,000.00
• Benefit limit: Amount: 400 · Applies to: welcome reward · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• For new customers only.
• General eligible card spending of at least HK$6,000 is required within the first 60 days after card issuance.
• Welcome reward is issued as points and is subject to terms.

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit: 200 HKD · Promotion Total • Limit applies to: online application welcome reward • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 6000 • Applies to all eligible spending, subject to the conditions. • For new customers who apply online. • General eligible card spending of at least HK$6,000 is required within the first 60 days after card issuance. • This extra reward is issued as points and is subject to terms.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$6,000.00
• Benefit limit: Amount: 200 · Applies to: online application welcome reward · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Application or registration is required.
• For new customers who apply online.
• General eligible card spending of at least HK$6,000 is required within the first 60 days after card issuance.
• This extra reward is issued as points and is subject to terms.

This benefit does not apply to a purchase. • Limited-time entitlement. • Coverage and redemption details are linked; no extra application rule is stated in the local source.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Limited-time entitlement.
• Coverage and redemption details are linked; no extra application rule is stated in the local source.

Category or merchant does not match. • Application, registration or activation required. See conditions. • Eligible categories: 海外簽賬 • Offer applies to AEON JCB cardholders issued by AEON. • Main and supplementary card qualifying spend is combined; rewards are posted to the primary card account. • Main cardholder must register in the AEON HK mobile app during the registration period; prior participation requires re-registration. • Qualifying transactions must be posted within 14 days after the relevant calendar phase. • Excluded transactions include cash advance, cash instalment, payments, transfers, insurance, Octopus auto-reload, e-wallet top-up or transfer, P2P, crypto, gambling, fees, annual fees, late fees, interest, AEON instalment, and invalid, cancelled, refunded, or fraudulent transactions. • Rewards are issued as AEON points and are normally posted within two calendar months after the qualifying month; terms may change. • Eligible spending is JPY purchase transactions in Japan or on Japanese websites; HKD-settled transactions are not applicable. • The first converted HK$6,000 of eligible JPY spending is covered. • The source examples restore the base amount before refunding the 1.95% fee.

• Eligibility: Audience: all
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• Offer applies to AEON JCB cardholders issued by AEON.
• Main and supplementary card qualifying spend is combined; rewards are posted to the primary card account.
• Main cardholder must register in the AEON HK mobile app during the registration period; prior participation requires re-registration.
• Qualifying transactions must be posted within 14 days after the relevant calendar phase.
• Excluded transactions include cash advance, cash instalment, payments, transfers, insurance, Octopus auto-reload, e-wallet top-up or transfer, P2P, crypto, gambling, fees, annual fees, late fees, interest, AEON instalment, and invalid, cancelled, refunded, or fraudulent transactions.
• Rewards are issued as AEON points and are normally posted within two calendar months after the qualifying month; terms may change.
• Eligible spending is JPY purchase transactions in Japan or on Japanese websites; HKD-settled transactions are not applicable.
• The first converted HK$6,000 of eligible JPY spending is covered.
• The source examples restore the base amount before refunding the 1.95% fee.
• AEON JCB promotion registration period: 2026-08-21 – 2027-02-28
• AEON JCB qualifying spending period: 2026-09-01 – 2027-02-28

Merchant eligibility cannot be established from the incomplete source list. • Cash-equivalent calculation: 25X points per HK$1 × HK$400 / 100,000 points = 10%; source example: HK$2,000 × 25X = 50,000 points = HK$200; original extra-reward cap 50,000 points per phase = HK$200; actual redemption options may change. • Limit: 200 HKD · Per Month • Limit applies to: Japan AEON extra reward per calendar phase • Application, registration or activation required. See conditions. • Eligible categories: 購物 • Offer applies to AEON JCB cardholders issued by AEON. • Main and supplementary card qualifying spend is combined; rewards are posted to the primary card account. • Main cardholder must register in the AEON HK mobile app during the registration period; prior participation requires re-registration. • Qualifying transactions must be posted within 14 days after the relevant calendar phase. • Excluded transactions include cash advance, cash instalment, payments, transfers, insurance, Octopus auto-reload, e-wallet top-up or transfer, P2P, crypto, gambling, fees, annual fees, late fees, interest, AEON instalment, and invalid, cancelled, refunded, or fraudulent transactions. • Rewards are issued as AEON points and are normally posted within two calendar months after the qualifying month; terms may change. • Only specified Japan AEON and AEON STYLE physical stores are eligible; the branch list is linked and can change. • Franchise stores and concession merchants are excluded. • Points use the source ratio of 100,000 AEON points to HK$400 for this cash-equivalent calculation. • The 25X reward includes 1X basic and 24X extra points; the source-stated extra-reward cap is 50,000 points per phase.

• Eligibility: Audience: all
• Eligible spending: Applies to: 購物 · Type: category
• Benefit limit: Amount: 200 · Applies to: Japan AEON extra reward per calendar phase · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 25X points per HK$1 × HK$400 / 100,000 points = 10%; source example: HK$2,000 × 25X = 50,000 points = HK$200; original extra reward cap 50,000 points per phase = HK$200; actual redemption options may change.
• Application or registration is required.
• The complete list of eligible merchants is not available.
• Offer applies to AEON JCB cardholders issued by AEON.
• Main and supplementary card qualifying spend is combined; rewards are posted to the primary card account.
• Main cardholder must register in the AEON HK mobile app during the registration period; prior participation requires re-registration.
• Qualifying transactions must be posted within 14 days after the relevant calendar phase.
• Excluded transactions include cash advance, cash instalment, payments, transfers, insurance, Octopus auto-reload, e-wallet top-up or transfer, P2P, crypto, gambling, fees, annual fees, late fees, interest, AEON instalment, and invalid, cancelled, refunded, or fraudulent transactions.
• Rewards are issued as AEON points and are normally posted within two calendar months after the qualifying month; terms may change.
• Only specified Japan AEON and AEON STYLE physical stores are eligible; the branch list is linked and can change.
• Franchise stores and concession merchants are excluded.
• Points use the source ratio of 100,000 AEON points to HK$400 for this cash-equivalent calculation.
• The 25X reward includes 1X basic and 24X extra points; the source-stated extra-reward cap is 50,000 points per phase.
• AEON JCB promotion registration period: 2026-08-21 – 2027-02-28
• AEON JCB qualifying spending period: 2026-09-01 – 2027-02-28

Merchant eligibility cannot be established from the incomplete source list. • Application, registration or activation required. See conditions. • Eligible categories: 購物 • Use the electronic coupon obtained through the AEON HK app. • Only specified Japan AEON and AEON STYLE physical stores are eligible; the branch list is linked and can change. • The coupon is separate from the Japan AEON points reward and follows its own terms.

• Eligibility: Audience: all
• Eligible spending: Applies to: 購物 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• The complete list of eligible merchants is not available.
• Use the electronic coupon obtained through the AEON HK app.
• Only specified Japan AEON and AEON STYLE physical stores are eligible; the branch list is linked and can change.
• The coupon is separate from the Japan AEON points reward and follows its own terms.
• AEON JCB promotion registration period: 2026-08-21 – 2027-02-28
• AEON JCB qualifying spending period: 2026-09-01 – 2027-02-28

Category or merchant does not match. • Eligible categories: 酒店 • The local AEON JCB page states Hong Kong accommodation spending at up to 2% rebate. • Detailed merchant, transaction, and validity rules are not stated in the local source.

• Eligibility: Audience: all
• Eligible spending: Applies to: 酒店 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• The local AEON JCB page states Hong Kong accommodation spending at up to 2% rebate.
• Detailed merchant, transaction, and validity rules are not stated in the local source.

Category or merchant does not match. • Eligible categories: 本地交通 • The local AEON JCB page states Hong Kong transport spending at up to 2% rebate. • Detailed merchant, transaction, and validity rules are not stated in the local source.

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地交通 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• The local AEON JCB page states Hong Kong transport spending at up to 2% rebate.
• Detailed merchant, transaction, and validity rules are not stated in the local source.

Category or merchant does not match. • Merchants: AEON Stores • Eligible merchants: aeon-stores • Applies on the 2nd and 20th of each month. • The source describes this as an extra discount for Hong Kong AEON Stores.

• Eligibility: Audience: all
• Eligible spending: Applies to: aeon stores · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Applies on the 2nd and 20th of each month.
• The source describes this as an extra discount for Hong Kong AEON Stores.

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • AEON HK app is used to view virtual card details. • After confirmation, the virtual card can be used immediately; the source also describes mobile payment support. • This is a card feature, not a transaction reward.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• AEON HK app is used to view virtual card details.
• After confirmation, the virtual card can be used immediately; the source also describes mobile payment support.
• This is a card feature, not a transaction reward.

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • Available to specified AEON-issued cardholders and subject to AEON approval. • The plan is an interest-free loan equal to the purchase amount and requires monthly repayment. • Application is required; late or finance charges can apply if payments are not made.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• Available to specified AEON-issued cardholders and subject to AEON approval.
• The plan is an interest-free loan equal to the purchase amount and requires monthly repayment.
• Application is required; late or finance charges can apply if payments are not made.

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • The service requires an application and an eligible AEON HKD card. • An applicant may link one own Octopus and up to three relatives' Octopus cards. • First application service fee is waived; transfer or reactivation requires a non-refundable HK$20 handling fee. • This is a card service feature, not a spending reward.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• The service requires an application and an eligible AEON HKD card.
• An applicant may link one own Octopus and up to three relatives' Octopus cards.
• First application service fee is waived; transfer or reactivation requires a non-refundable HK$20 handling fee.
• This is a card service feature, not a spending reward.

Category or merchant does not match. • Merchants: Expedia • Eligible merchants: expedia • Offer is for AEON JCB cardholders; individual merchant terms apply. • Global hotel bookings are eligible.

• Eligibility: Audience: all
• Eligible spending: Applies to: expedia · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Offer is for AEON JCB cardholders; individual merchant terms apply.
• Global hotel bookings are eligible.
• Expedia hotel booking promotion: Now – 2027-04-30

Category or merchant does not match. • Limit: 300 HKD · Per Transaction • Limit applies to: Trip.com order • Merchants: Trip.com • Eligible merchants: trip-com • Offer is for AEON JCB cardholders; individual merchant terms apply. • Applies to global hotel and flight bookings. • Maximum discount is HK$300 per order.

• Eligibility: Audience: all
• Eligible spending: Applies to: trip com · Type: merchant
• Benefit limit: Amount: 300 · Applies to: Trip.com order · Currency: HKD · Period: per transaction · Type: limited · Unit: currency
• Offer is for AEON JCB cardholders; individual merchant terms apply.
• Applies to global hotel and flight bookings.
• Maximum discount is HK$300 per order.
• Trip.com hotel and flight promotion: Now – 2026-12-31

Category or merchant does not match. • Limit: 30 USD · Per Transaction • Limit applies to: Agoda order • Merchants: Agoda • Eligible merchants: agoda • Offer is for AEON JCB cardholders; individual merchant terms apply. • Applies to global hotel bookings. • Maximum discount is USD30 per order.

• Eligibility: Audience: all
• Eligible spending: Applies to: agoda · Type: merchant
• Benefit limit: Amount: 30 · Applies to: Agoda order · Currency: USD · Period: per transaction · Type: limited · Unit: currency
• Offer is for AEON JCB cardholders; individual merchant terms apply.
• Applies to global hotel bookings.
• Maximum discount is USD30 per order.
• Agoda hotel booking promotion: Now – 2027-03-31

This benefit does not apply to a purchase. • Limit: 6 items · Per Year • Limit applies to: specified Japan and Hawaii airport lounge uses • The annual service period is 1 April to the following 31 March. • Japan lounge use requires one JPY in-person AEON JCB purchase on the same day, excluding lounge and refunded transactions. • Hawaii lounge use has no same-day spending requirement. • If the Japan condition is not met, AEON charges HK$78 for each use within 10 months; each use still counts toward the annual six-use limit.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 6 · Applies to: specified Japan and Hawaii airport lounge uses · Period: per year · Type: limited · Unit: items
• The annual service period is 1 April to the following 31 March.
• Japan lounge use requires one JPY in-person AEON JCB purchase on the same day, excluding lounge and refunded transactions.
• Hawaii lounge use has no same-day spending requirement.
• If the Japan condition is not met, AEON charges HK$78 for each use within 10 months; each use still counts toward the annual six-use limit.
• JCB airport lounge promotion: Now – 2027-03-31

This benefit does not apply to a purchase. • The source states priority reservation access for the Universal Studios Japan VIP private itinerary. • No validity date or separate application rule is stated in the local source.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• The source states priority reservation access for the Universal Studios Japan VIP private itinerary.
• No validity date or separate application rule is stated in the local source.

Category or merchant does not match. • Minimum spend: Period: per_transaction; Spend: 100000 • Merchants: 樂天超市 • Eligible merchants: rakuten-supermarket • Offer is for AEON JCB cardholders; individual merchant terms apply. • Qualifying spend threshold is KRW100,000.

• Eligibility: Audience: all
• Eligible spending: Applies to: rakuten supermarket · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$100,000.00
• Benefit limit: Period: not stated · Type: not stated
• Offer is for AEON JCB cardholders; individual merchant terms apply.
• Qualifying spend threshold is KRW100,000.
• Rakuten supermarket promotion: Now – 2026-12-31

Category or merchant does not match. • Merchants: 松屋銀座 • Eligible merchants: matsuya-ginza • Offer is for AEON JCB cardholders; individual merchant terms apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: matsuya ginza · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Offer is for AEON JCB cardholders; individual merchant terms apply.
• Matsuya Ginza shopping promotion: Now – 2027-03-31

Category or merchant does not match. • Merchants: 多慶屋 • Eligible merchants: takeya • Offer is for AEON JCB cardholders; individual merchant terms apply. • No validity period is stated in the local source.

• Eligibility: Audience: all
• Eligible spending: Applies to: takeya · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Offer is for AEON JCB cardholders; individual merchant terms apply.
• No validity period is stated in the local source.

Category or merchant does not match. • Minimum spend: Period: per_transaction; Spend: 30 • Merchants: OK便利店 • Eligible merchants: ok-convenience-store • Offer is for AEON JCB cardholders; individual merchant terms apply. • One redemption per day per JCB cardholder. • Monthly quota is first come, first served until full.

• Eligibility: Audience: all
• Eligible spending: Applies to: ok convenience store · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$30.00
• Benefit limit: Period: not stated · Type: not stated
• Offer is for AEON JCB cardholders; individual merchant terms apply.
• One redemption per day per JCB cardholder.
• Monthly quota is first come, first served until full.
• OK便利店 promotion: Now – 2026-12-31

No usable purchase percentage; threshold comparison rates are not flat rewards. • Minimum spend: Period: per_transaction; Spend: 100 • Merchants: 香港國際機場星巴克 • Eligible merchants: starbucks-hong-kong-international-airport • Offer is for AEON JCB cardholders; individual merchant terms apply. • The order must include at least one medium or larger hand-made drink.

• Eligibility: Audience: all
• Eligible spending: Applies to: starbucks hong kong international airport · Type: merchant
• Minimum requirement: Period: per transaction · Spend: HK$100.00
• Benefit limit: Period: not stated · Type: not stated
• Offer is for AEON JCB cardholders; individual merchant terms apply.
• The order must include at least one medium or larger hand-made drink.
• Hong Kong International Airport Starbucks promotion: Now – 2027-03-31

Merchant eligibility cannot be established from the incomplete source list. • Eligible categories: 本地餐飲 • The source describes selected Japanese cuisine restaurants with prices as low as 80% of the original price. • The participating restaurant list is not complete in the local source. • Restaurant offers are generally dine-in only; some exclude service charge, banquets, and takeaway and require declaring AEON JCB payment before reservation, order, or payment.

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地餐飲 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• The complete list of eligible merchants is not available.
• The source describes selected Japanese cuisine restaurants with prices as low as 80% of the original price.
• The participating restaurant list is not complete in the local source.
• Restaurant offers are generally dine-in only; some exclude service charge, banquets, and takeaway and require declaring AEON JCB payment before reservation, order, or payment.

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Threshold-equivalent calculation: HKD600 fixed RewardCash ÷ HKD5,800 minimum qualifying spend = 10.3448% at the threshold; effective rate changes above the minimum. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 5800 • Applies to all eligible spending, subject to the conditions. • New HSBC credit-card customer. • Apply for and receive the HSBC UnionPay Dual Currency Credit Card. • Spend HKD or RMB 5,800 or more within the first 60 calendar days after card issuance. • The card account must remain valid and in good standing.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$5,800.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Threshold equivalent calculation: HKD600 fixed RewardCash ÷ HKD5,800 minimum qualifying spend = 10.3448% at the threshold; effective rate changes above the minimum.
• Application or registration is required.
• New HSBC credit-card customer.
• Apply for and receive the HSBC UnionPay Dual Currency Credit Card.
• Spend HKD or RMB 5,800 or more within the first 60 calendar days after card issuance.
• The card account must remain valid and in good standing.
• welcome promotion applications: 2026-03-01 – 2027-02-28

No usable purchase percentage; threshold comparison rates are not flat rewards. • Customer: Existing customer • Threshold-equivalent calculation: HKD200 fixed RewardCash ÷ HKD5,800 minimum qualifying spend = 3.4483% at the threshold; effective rate changes above the minimum. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 5800 • Applies to all eligible spending, subject to the conditions. • Existing HSBC credit-card customer. • Apply for and receive the HSBC UnionPay Dual Currency Credit Card. • Spend HKD or RMB 5,800 or more within the first 60 calendar days after card issuance. • The card account must remain valid and in good standing.

• Eligibility: Audience: all · Customer status: existing
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$5,800.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Threshold equivalent calculation: HKD200 fixed RewardCash ÷ HKD5,800 minimum qualifying spend = 3.4483% at the threshold; effective rate changes above the minimum.
• Application or registration is required.
• Existing HSBC credit-card customer.
• Apply for and receive the HSBC UnionPay Dual Currency Credit Card.
• Spend HKD or RMB 5,800 or more within the first 60 calendar days after card issuance.
• The card account must remain valid and in good standing.
• welcome promotion applications: 2026-03-01 – 2027-02-28

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • New HSBC credit-card customer. • Activate the card within the first 60 days after issuance. • Successfully apply for a Cash Instalment Plan with approved drawdown of at least HKD20,000 and a selected tenor of at least 12 months. • RewardCash is credited once after the requirements are met.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• New HSBC credit-card customer.
• Activate the card within the first 60 days after issuance.
• Successfully apply for a Cash Instalment Plan with approved drawdown of at least HKD20,000 and a selected tenor of at least 12 months.
• RewardCash is credited once after the requirements are met.
• new-card Cash Instalment promotion: 2026-03-01 – 2027-02-28

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Eligible categories: 海外簽賬 • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Valid for overseas transactions identified by country or region code. • Hong Kong and HKD transactions are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Valid for overseas transactions identified by country or region code.
• Hong Kong and HKD transactions are excluded.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Eligible categories: 中國內地簽賬 • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Valid for transactions in Mainland China identified by country or region code. • Hong Kong and HKD transactions are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: 中國內地簽賬 · Type: category
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Valid for transactions in Mainland China identified by country or region code.
• Hong Kong and HKD transactions are excluded.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Eligible categories: 澳門簽賬 • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Valid for transactions in Macau identified by country or region code. • Hong Kong and HKD transactions are excluded.

• Eligibility: Audience: all
• Eligible spending: Applies to: 澳門簽賬 · Type: category
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Valid for transactions in Macau identified by country or region code.
• Hong Kong and HKD transactions are excluded.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: be-earth, go24-fitness, pure-group, snap-fitness, square-fitness • Eligible merchants: be-earth, go24-fitness, pure-group, snap-fitness, square-fitness • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞享受. • Valid only for the listed merchants in the 健身中心 group. • The merchant list and merchant category rules in the terms and conditions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: be earth / go24 fitness / pure group / snap fitness / square fitness · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞享受.
• Valid only for the listed merchants in the 健身中心 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: cgv-cinemas, 英皇戲院, festival-grand-cinema, 康怡戲院, 皇室戲院, k11-art-house, mcl-院線, movie-town, star-cinema • Eligible merchants: cgv-cinemas, 英皇戲院, festival-grand-cinema, 康怡戲院, 皇室戲院, k11-art-house, mcl-院線, movie-town, star-cinema • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞享受. • Valid only for the listed merchants in the 戲院 group. • The merchant list and merchant category rules in the terms and conditions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: cgv cinemas / 英皇戲院 / festival grand cinema / 康怡戲院 / 皇室戲院 / k11 art house / mcl 院線 / movie town / star cinema · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞享受.
• Valid only for the listed merchants in the 戲院 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: 購票通, 快達票, kktix • Eligible merchants: 購票通, 快達票, kktix • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞享受. • Valid only for the listed merchants in the 演唱會／票務 group. • The merchant list and merchant category rules in the terms and conditions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: 購票通 / 快達票 / kktix · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞享受.
• Valid only for the listed merchants in the 演唱會／票務 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: 太古城中心冰上皇宮 • Eligible merchants: 太古城中心冰上皇宮 • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞享受. • Valid only for the listed merchants in the 主題樂園及景點 group. • The merchant list and merchant category rules in the terms and conditions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: 太古城中心冰上皇宮 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞享受.
• Valid only for the listed merchants in the 主題樂園及景點 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: ef-english-centers, 青苗琴行, 通利琴行 • Eligible merchants: ef-english-centers, 青苗琴行, 通利琴行 • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞享受. • Valid only for the listed merchants in the 教育 group. • The merchant list and merchant category rules in the terms and conditions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: ef english centers / 青苗琴行 / 通利琴行 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞享受.
• Valid only for the listed merchants in the 教育 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: 焙著你烘焙, kkbox, moov, neway-ceo-karaoke, 康體通 • Eligible merchants: 焙著你烘焙, kkbox, moov, neway-ceo-karaoke, 康體通 • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞享受. • Valid only for the listed merchants in the 娛樂 group. • The merchant list and merchant category rules in the terms and conditions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: 焙著你烘焙 / kkbox / moov / neway ceo karaoke / 康體通 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞享受.
• Valid only for the listed merchants in the 娛樂 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: hutchgo, kkday, klook, 美麗華旅遊, 新華旅遊, trip-com, 永安旅遊, 油麻地旅遊 • Eligible merchants: hutchgo, kkday, klook, 美麗華旅遊, 新華旅遊, trip-com, 永安旅遊, 油麻地旅遊 • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞享受. • Valid only for the listed merchants in the 旅行社 group. • The merchant list and merchant category rules in the terms and conditions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: hutchgo / kkday / klook / 美麗華旅遊 / 新華旅遊 / trip com / 永安旅遊 / 油麻地旅遊 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞享受.
• Valid only for the listed merchants in the 旅行社 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: 沐館, 靜, 日月按摩, toni-guy-hong-kong, 梔-zi-massage-wellness • Eligible merchants: 沐館, 靜, 日月按摩, toni-guy-hong-kong, 梔-zi-massage-wellness • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞享受. • Valid only for the listed merchants in the 美容／個人護理 group. • The merchant list and merchant category rules in the terms and conditions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: 沐館 / 靜 / 日月按摩 / toni guy hong kong / 梔 zi massage wellness · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞享受.
• Valid only for the listed merchants in the 美容／個人護理 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: 城巴, 易通行, 香港電車, 九巴, mtr, pit • Eligible merchants: 城巴, 易通行, 香港電車, 九巴, mtr, pit • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞享受. • Valid only for the listed merchants in the 本地交通 group. • The merchant list and merchant category rules in the terms and conditions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: 城巴 / 易通行 / 香港電車 / 九巴 / mtr / pit · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞享受.
• Valid only for the listed merchants in the 本地交通 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: 加德士, esso, shell, shell-recharge, sinopec, tesla • Eligible merchants: 加德士, esso, shell, shell-recharge, sinopec, tesla • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞享受. • Valid only for the listed merchants in the 汽油／電動車充電 group. • The merchant list and merchant category rules in the terms and conditions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: 加德士 / esso / shell / shell recharge / sinopec / tesla · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞享受.
• Valid only for the listed merchants in the 汽油／電動車充電 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: 759阿信屋, big-c, 日記士多, don-don-donki, 大生生活超市, 新鮮生活, greenprice, 本灣水產, 百佳超級市場, fusion, taste, taste-x-fresh, international, food-le-parc, gourmet, great-food-hall, 多來買 • Eligible merchants: 759阿信屋, big-c, 日記士多, don-don-donki, 大生生活超市, 新鮮生活, greenprice, 本灣水產, 百佳超級市場, fusion, taste, taste-x-fresh, international, food-le-parc, gourmet, great-food-hall, 多來買 • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞家居. • Valid only for the listed merchants in the 超級市場 group. • The merchant list and merchant category rules in the terms and conditions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: 759阿信屋 / big c / 日記士多 / don don donki / 大生生活超市 / 新鮮生活 / greenprice / 本灣水產 / 百佳超級市場 / fusion / taste / taste x fresh / international / food le parc / gourmet / great food hall / 多來買 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞家居.
• Valid only for the listed merchants in the 超級市場 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: at-home, 生活提案, 生活工房, jhc真好城, keychain-pay, 生活館, 生活廊, 蓆夢思, 歐化寶, 歐化傢俬 • Eligible merchants: at-home, 生活提案, 生活工房, jhc真好城, keychain-pay, 生活館, 生活廊, 蓆夢思, 歐化寶, 歐化傢俬 • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞家居. • Valid only for the listed merchants in the 家居／家具 group. • The merchant list and merchant category rules in the terms and conditions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: at home / 生活提案 / 生活工房 / jhc真好城 / keychain pay / 生活館 / 生活廊 / 蓆夢思 / 歐化寶 / 歐化傢俬 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞家居.
• Valid only for the listed merchants in the 家居／家具 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: 生活影音, 百老滙, bruno, 中原電器, 豐澤, j-select, 人気电器店, panasonic陳列室, price網購, 蘇寧, 偉明電業, 惠而浦網上商店-w-mall, 衛訊, 友和-yoho • Eligible merchants: 生活影音, 百老滙, bruno, 中原電器, 豐澤, j-select, 人気电器店, panasonic陳列室, price網購, 蘇寧, 偉明電業, 惠而浦網上商店-w-mall, 衛訊, 友和-yoho • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞家居. • Valid only for the listed merchants in the 電子產品 group. • The merchant list and merchant category rules in the terms and conditions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: 生活影音 / 百老滙 / bruno / 中原電器 / 豐澤 / j select / 人気电器店 / panasonic陳列室 / price網購 / 蘇寧 / 偉明電業 / 惠而浦網上商店 w mall / 衛訊 / 友和 yoho · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞家居.
• Valid only for the listed merchants in the 電子產品 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: 1o1o, 3香港, csl, club-sim, hkt-家居電話, 網上行, now-tv, smartone, supreme • Eligible merchants: 1o1o, 3香港, csl, club-sim, hkt-家居電話, 網上行, now-tv, smartone, supreme • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞家居. • Valid only for the listed merchants in the 電訊 group. • The merchant list and merchant category rules in the terms and conditions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: 1o1o / 3香港 / csl / club sim / hkt 家居電話 / 網上行 / now tv / smartone / supreme · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞家居.
• Valid only for the listed merchants in the 電訊 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: 寵寵線, petmium寵物百貨, q-pets, 紅蘿蔔, the-dog-s-garden, three-little-meow • Eligible merchants: 寵寵線, petmium寵物百貨, q-pets, 紅蘿蔔, the-dog-s-garden, three-little-meow • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞家居. • Valid only for the listed merchants in the 寵物用品 group. • The merchant list and merchant category rules in the terms and conditions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: 寵寵線 / petmium寵物百貨 / q pets / 紅蘿蔔 / the dog s garden / three little meow · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞家居.
• Valid only for the listed merchants in the 寵物用品 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: aeon, aeon-style, aeon-supermarket, apita, bento-express-by-aeon, 中藝-香港, c生活, 千色citistore, city-super, city-super-neighbourhood, city-super-log-on, 谷辰, hktvmall, harvey-nichols, living-plaza-by-aeon, log-on, marks-spencer, mono-mono, 先施百貨, 崇光百貨, uny-生活創富, 永安百貨, 一田 • Eligible merchants: aeon, aeon-style, aeon-supermarket, apita, bento-express-by-aeon, 中藝-香港, c生活, 千色citistore, city-super, city-super-neighbourhood, city-super-log-on, 谷辰, hktvmall, harvey-nichols, living-plaza-by-aeon, log-on, marks-spencer, mono-mono, 先施百貨, 崇光百貨, uny-生活創富, 永安百貨, 一田 • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞購物. • Valid only for the listed merchants in the 百貨公司 group. • The merchant list and merchant category rules in the terms and conditions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: aeon / aeon style / aeon supermarket / apita / bento express by aeon / 中藝 香港 / c生活 / 千色citistore / city super / city super neighbourhood / city super log on / 谷辰 / hktvmall / harvey nichols / living plaza by aeon / log on / marks spencer / mono mono / 先施百貨 / 崇光百貨 / uny 生活創富 / 永安百貨 / 一田 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞購物.
• Valid only for the listed merchants in the 百貨公司 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: 中華書局, 誠品書店, 三聯書店, 商務印書館 • Eligible merchants: 中華書局, 誠品書店, 三聯書店, 商務印書館 • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞購物. • Valid only for the listed merchants in the 書店／文具 group. • The merchant list and merchant category rules in the terms and conditions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: 中華書局 / 誠品書店 / 三聯書店 / 商務印書館 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞購物.
• Valid only for the listed merchants in the 書店／文具 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: 7-for-all-mankind, agn-s-b, birkenstock, brooks-brothers, club-monaco, columbia, crocs, decathlon, ecco, egg-optical-boutique, go-wild, gu, misch-masch, nical, 眼鏡88, oriental-traffic, wa-oriental-traffic, rockport, skechers, sport-b, teva, theory, twist, ugg, uniqlo, zalora, zoff • Eligible merchants: 7-for-all-mankind, agn-s-b, birkenstock, brooks-brothers, club-monaco, columbia, crocs, decathlon, ecco, egg-optical-boutique, go-wild, gu, misch-masch, nical, 眼鏡88, oriental-traffic, wa-oriental-traffic, rockport, skechers, sport-b, teva, theory, twist, ugg, uniqlo, zalora, zoff • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞購物. • Valid only for the listed merchants in the 時裝 group. • The merchant list and merchant category rules in the terms and conditions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: 7 for all mankind / agn s b / birkenstock / brooks brothers / club monaco / columbia / crocs / decathlon / ecco / egg optical boutique / go wild / gu / misch masch / nical / 眼鏡88 / oriental traffic / wa oriental traffic / rockport / skechers / sport b / teva / theory / twist / ugg / uniqlo / zalora / zoff · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞購物.
• Valid only for the listed merchants in the 時裝 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: cosme-store, beauty-avenue, 法國嬌蘭, ipsa, joyce-beauty, mtm-labo, time-by-mtm-labo, spa-by-mtm-labo, nars, 莎莎, serge-lutens, shiseido, 雪花秀 • Eligible merchants: cosme-store, beauty-avenue, 法國嬌蘭, ipsa, joyce-beauty, mtm-labo, time-by-mtm-labo, spa-by-mtm-labo, nars, 莎莎, serge-lutens, shiseido, 雪花秀 • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞購物. • Valid only for the listed merchants in the 美容／個人護理 group. • The merchant list and merchant category rules in the terms and conditions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: cosme store / beauty avenue / 法國嬌蘭 / ipsa / joyce beauty / mtm labo / time by mtm labo / spa by mtm labo / nars / 莎莎 / serge lutens / shiseido / 雪花秀 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞購物.
• Valid only for the listed merchants in the 美容／個人護理 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: 南北行, osim, oto, slowood, 維特健靈, 位元堂, 屈臣氏 • Eligible merchants: 南北行, osim, oto, slowood, 維特健靈, 位元堂, 屈臣氏 • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞購物. • Valid only for the listed merchants in the 藥房／保健品 group. • The merchant list and merchant category rules in the terms and conditions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: 南北行 / osim / oto / slowood / 維特健靈 / 位元堂 / 屈臣氏 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞購物.
• Valid only for the listed merchants in the 藥房／保健品 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Cash-equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%. • Limit: 2000 HKD · Promotion Total • Limit applies to: extra RewardCash under 2026 最紅自主獎賞 • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Below: 100000.01 • Merchants: agnes-b-fleuriste, cantevole, casetify, la-boh-me, royce, 屈臣氏酒窖 • Eligible merchants: agnes-b-fleuriste, cantevole, casetify, la-boh-me, royce, 屈臣氏酒窖 • Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31. • Allocate the extra 5X RewardCash to one selected category. • Qualifying spend is counted during 2026-01-01 to 2026-12-31. • The first HKD100,000 of qualifying spend is eligible for the extra reward. • Maximum extra RewardCash is HKD2,000. • The extra reward is in addition to the basic RewardCash. • Selected category bucket: 賞購物. • Valid only for the listed merchants in the 其他 group. • The merchant list and merchant category rules in the terms and conditions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: agnes b fleuriste / cantevole / casetify / la boh me / royce / 屈臣氏酒窖 · Type: merchant
• Requirements: Period spend <: HK$100,000.01
• Benefit limit: Amount: 2000 · Applies to: extra RewardCash under 2026 最紅自主獎賞 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: extra 5X means HKD5 RewardCash per HKD250 eligible spend = 2.0%.
• Application or registration is required.
• Register for 最紅自主獎賞 through HSBC Reward+ or online banking by 2026-10-31.
• Allocate the extra 5X RewardCash to one selected category.
• Qualifying spend is counted during 2026-01-01 to 2026-12-31.
• The first HKD100,000 of qualifying spend is eligible for the extra reward.
• Maximum extra RewardCash is HKD2,000.
• The extra reward is in addition to the basic RewardCash.
• Selected category bucket: 賞購物.
• Valid only for the listed merchants in the 其他 group.
• The merchant list and merchant category rules in the terms and conditions apply.
• 2026 最紅自主獎賞 promotion: 2026-01-01 – 2026-12-31

Category or merchant does not match. • Eligible categories: 中國內地簽賬 • Applies to RMB transactions made with the RMB sub-account. • The stated saving is subject to the card terms and transaction conditions.

• Eligibility: Audience: all
• Eligible spending: Applies to: 中國內地簽賬 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Applies to RMB transactions made with the RMB sub-account.
• The stated saving is subject to the card terms and transaction conditions.

This benefit does not apply to a purchase. • Customer: New customer • Application, registration or activation required. See conditions. • Applies to the HSBC UnionPay Dual Currency card and applicable supplementary cards. • The waiver is tied to the qualifying card application and formal welcome terms.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• Applies to the HSBC UnionPay Dual Currency card and applicable supplementary cards.
• The waiver is tied to the qualifying card application and formal welcome terms.

This benefit does not apply to a purchase. • Supports HKD and RMB spending and settlement under the dual-currency structure.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Supports HKD and RMB spending and settlement under the dual-currency structure.

This benefit does not apply to a purchase. • Selected UnionPay merchant offers are available in different travel destinations. • Availability is subject to the external UnionPay offer terms.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Selected UnionPay merchant offers are available in different travel destinations.
• Availability is subject to the external UnionPay offer terms.

This benefit does not apply to a purchase. • Available after successful application and approval, subject to HSBC activation and wallet support.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Available after successful application and approval, subject to HSBC activation and wallet support.

This benefit does not apply to a purchase. • Support includes medical and travel assistance, such as health advice, referrals, emergency arrangements, translation, and contact support. • The service is available through the stated China support telephone channel.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Support includes medical and travel assistance, such as health advice, referrals, emergency arrangements, translation, and contact support.
• The service is available through the stated China support telephone channel.

This benefit does not apply to a purchase. • Offers are subject to the applicable merchant offer terms and availability.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Offers are subject to the applicable merchant offer terms and availability.

This benefit does not apply to a purchase. • Interest-free period can be up to 56 days when the full statement balance is paid by the due date. • The separate interest-free merchant instalment plan is not available for UnionPay Dual Currency cards.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Interest-free period can be up to 56 days when the full statement balance is paid by the due date.
• The separate interest-free merchant instalment plan is not available for UnionPay Dual Currency cards.

Category or merchant does not match. • The page states up to 4% cash rebate for overseas spending. The local page does not state a detailed tier schedule or spending cap. • Application, registration or activation required. See conditions. • Eligible categories: 海外簽賬 • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period. • The page states no minimum spending requirement for the TRAVO Mastercard. • The page summary also states up to 10% cash rebate with the Privilege Continuity Rewards Program; the local source does not resolve its components, so that combined maximum is not counted as an additional reward. • The source gives only the local page summary and refers to linked terms that are not present in source_folder.

• Eligibility: Audience: all
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The page states up to 4% cash rebate for overseas spending. The local page does not state a detailed tier schedule or spending cap.
• Application or registration is required.
• Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period.
• The page states no minimum spending requirement for the TRAVO Mastercard.
• The page summary also states up to 10% cash rebate with the Privilege Continuity Rewards Program; the local source does not resolve its components, so that combined maximum is not counted as an additional reward.
• The source gives only the local page summary and refers to linked terms that are not present in source_folder.
• TRAVO Rewards promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

Category or merchant does not match. • The source states a spend-to-mile conversion, not a cash-equivalent percentage. • Application, registration or activation required. See conditions. • Eligible categories: 海外簽賬 • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period. • The conversion is an alternative to the overseas cash rebate, not an additional reward. • The page states no minimum spending requirement for the TRAVO Mastercard. • The source does not state the mileage programme name in this local page section; no programme name is inferred.

• Eligibility: Audience: all
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a spend to mile conversion, not a cash equivalent percentage.
• Application or registration is required.
• Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period.
• The conversion is an alternative to the overseas cash rebate, not an additional reward.
• The page states no minimum spending requirement for the TRAVO Mastercard.
• The source does not state the mileage programme name in this local page section; no programme name is inferred.
• TRAVO Rewards promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

No usable purchase percentage; threshold comparison rates are not flat rewards. • The source states a spend-to-mile conversion, not a cash-equivalent percentage. • Application, registration or activation required. See conditions. • Eligible categories: 本地餐飲 • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period. • The conversion is an alternative to the local-dining cash rebate, not an additional reward. • The page states no minimum spending requirement for the TRAVO Mastercard. • The source does not state the mileage programme name in this local page section; no programme name is inferred.

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地餐飲 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a spend to mile conversion, not a cash equivalent percentage.
• Application or registration is required.
• Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period.
• The conversion is an alternative to the local-dining cash rebate, not an additional reward.
• The page states no minimum spending requirement for the TRAVO Mastercard.
• The source does not state the mileage programme name in this local page section; no programme name is inferred.
• TRAVO Rewards promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

This benefit does not apply to a purchase. • No spending percentage or defensible cash conversion is stated. • Limit: 450000 point • Limit applies to: TRAVO Rewards advanced redemption • Application, registration or activation required. See conditions. • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period. • The page also mentions redeeming gifts ahead of others and 30,000 miles; the local source does not define whether this is a separate reward or an alternative, so it is not counted separately. • No minimum spending requirement is stated on the page.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 450000 · Applies to: TRAVO Rewards advanced redemption · Period: not stated · Type: limited · Unit: point
• Percentage note: No spending percentage or defensible cash conversion is stated.
• Application or registration is required.
• Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period.
• The page also mentions redeeming gifts ahead of others and 30,000 miles; the local source does not define whether this is a separate reward or an alternative, so it is not counted separately.
• No minimum spending requirement is stated on the page.
• TRAVO Rewards promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

Category or merchant does not match. • The source states a fixed maximum discount amount and gives no comparison price or percentage. • Limit: 500 HKD • Limit applies to: Each eligible Expedia hotel booking discount • Application, registration or activation required. See conditions. • Merchants: expedia • Eligible merchants: expedia • Visit the Expedia website for hotel booking and enter promo code TRAVO15. • The local page does not state a minimum booking amount, booking limit, or detailed redemption terms.

• Eligibility: Audience: all
• Eligible spending: Applies to: expedia · Type: merchant
• Benefit limit: Amount: 500 · Applies to: Each eligible Expedia hotel booking discount · Currency: HKD · Period: not stated · Type: limited · Unit: currency
• Percentage note: The source states a fixed maximum discount amount and gives no comparison price or percentage.
• Application or registration is required.
• Visit the Expedia website for hotel booking and enter promo code TRAVO15.
• The local page does not state a minimum booking amount, booking limit, or detailed redemption terms.
• TRAVO Rewards promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

This benefit does not apply to a purchase. • The page names year-round travel and dining benefits but gives no numeric value or defensible conversion. • The page describes year-round benefits on travel and dining. • Detailed values and terms are in a linked page that is not present in source_folder; no details are inferred.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The page names year round travel and dining benefits but gives no numeric value or defensible conversion.
• The page describes year-round benefits on travel and dining.
• Detailed values and terms are in a linked page that is not present in source_folder; no details are inferred.

Open source offer ↗

This benefit does not apply to a purchase. • The page states a first-year enrollment fee waiver but gives no fee amount. • Application, registration or activation required. See conditions. • The plan provides selected insurance protections and can be shared by subscribing or transferring plans. • Enrollment is completed through CCB (Asia) Online Banking or Mobile Banking. • The page states that applying during the first card membership year gives a first-year enrollment fee waiver. • The local page does not state the enrollment fee amount or full coverage details.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The page states a first year enrollment fee waiver but gives no fee amount.
• Application or registration is required.
• The plan provides selected insurance protections and can be shared by subscribing or transferring plans.
• Enrollment is completed through CCB (Asia) Online Banking or Mobile Banking.
• The page states that applying during the first card membership year gives a first-year enrollment fee waiver.
• The local page does not state the enrollment fee amount or full coverage details.

Open source offer ↗

This benefit does not apply to a purchase. • The KFS states that the annual membership fee is waived; it gives no waived amount for the Gold/Platinum row. • The KFS lists the annual membership fee per card as waived for Gold/Platinum principal and supplementary cards. • The KFS states that the annual membership fee waiver and related terms continue to apply. • The target card is the source package's Mastercard Platinum card. The World/Diamond and Infinite/Diamond Prestige fee rows are not applied.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The KFS states that the annual membership fee is waived; it gives no waived amount for the Gold/Platinum row.
• The KFS lists the annual membership fee per card as waived for Gold/Platinum principal and supplementary cards.
• The KFS states that the annual membership fee waiver and related terms continue to apply.
• The target card is the source package's Mastercard Platinum card. The World/Diamond and Infinite/Diamond Prestige fee rows are not applied.

Open source offer ↗

Category or merchant does not match. • Source-stated up to 4% cash rebate. • Application, registration or activation required. See conditions. • Eligible categories: 海外簽賬 • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period. • The page states no minimum spending requirement for the CCB (Asia) TRAVO Mastercard. • The page summary also states up to 10% cash rebate with the Your Journey, Our Reward! - Privilege Continuity Rewards Program; the local source does not resolve its components, so the combined maximum is not counted as an additional reward. • Linked TRAVO Rewards terms are not present in source_folder.

• Eligibility: Audience: all
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Source stated up to 4% cash rebate.
• Application or registration is required.
• Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period.
• The page states no minimum spending requirement for the CCB (Asia) TRAVO Mastercard.
• The page summary also states up to 10% cash rebate with the Your Journey, Our Reward! - Privilege Continuity Rewards Program; the local source does not resolve its components, so the combined maximum is not counted as an additional reward.
• Linked TRAVO Rewards terms are not present in source_folder.
• TRAVO Rewards promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

Category or merchant does not match. • The source states a spend-to-mile conversion, not a cash-equivalent percentage. • Application, registration or activation required. See conditions. • Eligible categories: 海外簽賬 • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period. • The conversion is an alternative to the overseas cash rebate, not an additional reward. • The page states no minimum spending requirement for the CCB (Asia) TRAVO Mastercard. • The source states that mileage rewards use every 15 Bonus Points = 1 mile; it does not state the mileage programme name in this local page section.

• Eligibility: Audience: all
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a spend to mile conversion, not a cash equivalent percentage.
• Application or registration is required.
• Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period.
• The conversion is an alternative to the overseas cash rebate, not an additional reward.
• The page states no minimum spending requirement for the CCB (Asia) TRAVO Mastercard.
• The source states that mileage rewards use every 15 Bonus Points = 1 mile; it does not state the mileage programme name in this local page section.
• TRAVO Rewards promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

No usable purchase percentage; threshold comparison rates are not flat rewards. • The source states a spend-to-mile conversion, not a cash-equivalent percentage. • Application, registration or activation required. See conditions. • Eligible categories: 本地餐飲 • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period. • The conversion is an alternative to the local-dining cash rebate, not an additional reward. • The page states no minimum spending requirement for the CCB (Asia) TRAVO Mastercard. • The source states that mileage rewards use every 15 Bonus Points = 1 mile; it does not state the mileage programme name in this local page section.

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地餐飲 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a spend to mile conversion, not a cash equivalent percentage.
• Application or registration is required.
• Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period.
• The conversion is an alternative to the local-dining cash rebate, not an additional reward.
• The page states no minimum spending requirement for the CCB (Asia) TRAVO Mastercard.
• The source states that mileage rewards use every 15 Bonus Points = 1 mile; it does not state the mileage programme name in this local page section.
• TRAVO Rewards promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

This benefit does not apply to a purchase. • No spending percentage or defensible cash conversion is stated. • Limit: 450000 point • Limit applies to: TRAVO Rewards advanced redemption • Application, registration or activation required. See conditions. • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period. • The page also mentions redeeming gifts ahead of others and 30,000 miles; the local source does not define whether this is a separate reward or an alternative, so it is not counted separately. • No minimum spending requirement is stated on the page.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 450000 · Applies to: TRAVO Rewards advanced redemption · Period: not stated · Type: limited · Unit: point
• Percentage note: No spending percentage or defensible cash conversion is stated.
• Application or registration is required.
• Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period.
• The page also mentions redeeming gifts ahead of others and 30,000 miles; the local source does not define whether this is a separate reward or an alternative, so it is not counted separately.
• No minimum spending requirement is stated on the page.
• TRAVO Rewards promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

Category or merchant does not match. • No percentage discount is stated; the source states a maximum HKD amount. • Limit: 500 HKD • Limit applies to: Each eligible Expedia hotel booking discount • Application, registration or activation required. See conditions. • Merchants: expedia • Eligible merchants: expedia • Visit the Expedia website for hotel booking and enter promo code TRAVO15. • The local page does not state a minimum booking amount, booking limit, or detailed redemption terms. • Linked Expedia promotion terms are not present in source_folder.

• Eligibility: Audience: all
• Eligible spending: Applies to: expedia · Type: merchant
• Benefit limit: Amount: 500 · Applies to: Each eligible Expedia hotel booking discount · Currency: HKD · Period: not stated · Type: limited · Unit: currency
• Percentage note: No percentage discount is stated; the source states a maximum HKD amount.
• Application or registration is required.
• Visit the Expedia website for hotel booking and enter promo code TRAVO15.
• The local page does not state a minimum booking amount, booking limit, or detailed redemption terms.
• Linked Expedia promotion terms are not present in source_folder.
• TRAVO Rewards promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

Category or merchant does not match. • Source-stated up to 15% cash rebate. • Merchants: overseas-disneyland, universal-studio • Eligible merchants: overseas-disneyland, universal-studio • Applies to designated overseas Disneyland and Universal Studio under the TRAVO Mastercard designated theme park cash rebate programme. • The page does not state a complete set of qualifying transaction rules for this programme. • The detailed theme park terms are not present in source_folder.

• Eligibility: Audience: all
• Eligible spending: Applies to: overseas disneyland / universal studio · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Source stated up to 15% cash rebate.
• Applies to designated overseas Disneyland and Universal Studio under the TRAVO Mastercard designated theme park cash rebate programme.
• The page does not state a complete set of qualifying transaction rules for this programme.
• The detailed theme park terms are not present in source_folder.
• TRAVO Mastercard designated theme park cash rebate programme: Now – 2026-12-31

Open source offer ↗

This benefit does not apply to a purchase. • No numeric value or rate is stated in the local source. • The page describes year-round benefits on travel and dining. • Detailed values and terms are in a linked page that is not present in source_folder; no details are inferred.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No numeric value or rate is stated in the local source.
• The page describes year-round benefits on travel and dining.
• Detailed values and terms are in a linked page that is not present in source_folder; no details are inferred.

Open source offer ↗

This benefit does not apply to a purchase. • The local source describes the plan but states no numeric value. • Application, registration or activation required. See conditions. • The plan provides selected insurance protections and can be shared by subscribing or transferring plans. • Enrollment is completed through CCB (Asia) Online Banking or Mobile Banking. • The page separately states that registration for the TRAVO World Mastercard free family travel insurance has ended; that ended registration is not treated as this current plan offer. • The local page does not state the full coverage details.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The local source describes the plan but states no numeric value.
• Application or registration is required.
• The plan provides selected insurance protections and can be shared by subscribing or transferring plans.
• Enrollment is completed through CCB (Asia) Online Banking or Mobile Banking.
• The page separately states that registration for the TRAVO World Mastercard free family travel insurance has ended; that ended registration is not treated as this current plan offer.
• The local page does not state the full coverage details.

Open source offer ↗

This benefit does not apply to a purchase. • The source states a fee waiver but does not state the enrollment fee amount. • Application, registration or activation required. See conditions. • Apply for the Premium Free Annual Insurance Plan during the first card membership year. • Complete enrollment through CCB (Asia) Online Banking or Mobile Banking. • The local page does not state the enrollment fee amount or full plan terms.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a fee waiver but does not state the enrollment fee amount.
• Application or registration is required.
• Apply for the Premium Free Annual Insurance Plan during the first card membership year.
• Complete enrollment through CCB (Asia) Online Banking or Mobile Banking.
• The local page does not state the enrollment fee amount or full plan terms.

Open source offer ↗

Category or merchant does not match. • Source-stated maximum of 4% cash rebate; the miles alternative remains separate. • Application, registration or activation required. See conditions. • Eligible categories: 海外簽賬 • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period. • The page also describes a combined headline of up to 10% cash rebate under the Privilege Continuity Rewards Program; this offer is the source-resolved overseas component. • This cash-rebate option is an alternative to the HK$1.5/mile option for overseas spending.

• Eligibility: Audience: all
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Source stated maximum of 4% cash rebate; the miles alternative remains separate.
• Application or registration is required.
• Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period.
• The page also describes a combined headline of up to 10% cash rebate under the Privilege Continuity Rewards Program; this offer is the source-resolved overseas component.
• This cash-rebate option is an alternative to the HK$1.5/mile option for overseas spending.
• TRAVO Rewards promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

Category or merchant does not match. • The source states a HKD-per-mile conversion rate, not a cash percentage. • Application, registration or activation required. See conditions. • Eligible categories: 海外簽賬 • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period. • The source states HK$1.5 per mile for overseas spending. • This mileage option is an alternative to the up to 4% cash-rebate option for overseas spending.

• Eligibility: Audience: all
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a HKD per mile conversion rate, not a cash percentage.
• Application or registration is required.
• Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period.
• The source states HK$1.5 per mile for overseas spending.
• This mileage option is an alternative to the up to 4% cash-rebate option for overseas spending.
• TRAVO Rewards promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

No usable purchase percentage; threshold comparison rates are not flat rewards. • The source states a HKD-per-mile conversion rate, not a cash percentage. • Application, registration or activation required. See conditions. • Eligible categories: 本地餐飲 • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period. • The source states HK$3 per mile for local dining transactions. • This mileage option is an alternative to the up to 2% cash-rebate option for local dining transactions.

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地餐飲 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a HKD per mile conversion rate, not a cash percentage.
• Application or registration is required.
• Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period.
• The source states HK$3 per mile for local dining transactions.
• This mileage option is an alternative to the up to 2% cash-rebate option for local dining transactions.
• TRAVO Rewards promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

This benefit does not apply to a purchase. • The source states a points-redemption limit, not a percentage. • Limit: 450000 points · Promotion Total • Limit applies to: Advanced Bonus Points Redemption during the TRAVO Rewards promotion • Application, registration or activation required. See conditions. • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period. • The page states Advanced redemption up to 450,000 Bonus Points and says cardmembers can redeem gifts ahead of others / 30,000 miles. • The points-redemption statement is a card privilege; it is not an additional cash reward.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 450000 · Applies to: Advanced Bonus Points Redemption during the TRAVO Rewards promotion · Period: promotion total · Type: limited · Unit: points
• Percentage note: The source states a points redemption limit, not a percentage.
• Application or registration is required.
• Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period.
• The page states Advanced redemption up to 450,000 Bonus Points and says cardmembers can redeem gifts ahead of others / 30,000 miles.
• The points-redemption statement is a card privilege; it is not an additional cash reward.
• TRAVO Rewards promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

Category or merchant does not match. • This is a fixed discount amount, not a percentage. • Limit: 500 HKD • Limit applies to: Eligible Expedia hotel booking • Application, registration or activation required. See conditions. • Merchants: expedia • Eligible merchants: expedia • Use promo code TRAVO15 on Expedia for hotel booking. • The page states an instant hotel booking discount up to HK$500; terms and conditions apply.

• Eligibility: Audience: all
• Eligible spending: Applies to: expedia · Type: merchant
• Benefit limit: Amount: 500 · Applies to: Eligible Expedia hotel booking · Currency: HKD · Period: not stated · Type: limited · Unit: currency
• Percentage note: This is a fixed discount amount, not a percentage.
• Application or registration is required.
• Use promo code TRAVO15 on Expedia for hotel booking.
• The page states an instant hotel booking discount up to HK$500; terms and conditions apply.

Open source offer ↗

Category or merchant does not match. • Source-stated maximum of 15% cash rebate for the named theme-park merchants. • Merchants: overseas-disneyland, universal-studio • Eligible merchants: overseas-disneyland, universal-studio • The source names Overseas Disneyland and Universal Studio as designated theme-park merchants. • The linked terms title states that the designated theme-park cash-rebate programme applies to both TRAVO World Mastercard and TRAVO Mastercard.

• Eligibility: Audience: all
• Eligible spending: Applies to: overseas disneyland / universal studio · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Source stated maximum of 15% cash rebate for the named theme park merchants.
• The source names Overseas Disneyland and Universal Studio as designated theme-park merchants.
• The linked terms title states that the designated theme-park cash-rebate programme applies to both TRAVO World Mastercard and TRAVO Mastercard.

Open source offer ↗

This benefit does not apply to a purchase. • The source states an insurance privilege but no quantitative value. • Application, registration or activation required. See conditions. • The page describes a Premium Free Annual Insurance Plan with several plan choices. • The page states that cardmembers must log on to CCB (Asia) Online Banking or Mobile Banking to complete enrolment and may share the privilege with a loved one.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states an insurance privilege but no quantitative value.
• Application or registration is required.
• The page describes a Premium Free Annual Insurance Plan with several plan choices.
• The page states that cardmembers must log on to CCB (Asia) Online Banking or Mobile Banking to complete enrolment and may share the privilege with a loved one.

Open source offer ↗

This benefit does not apply to a purchase. • This is a fee waiver; the waived amount is not stated. • Application, registration or activation required. See conditions. • The page states that applying for the Premium Free Annual Insurance Plan during the first card membership year gives a first-year enrolment fee waiver. • The page states that online or mobile banking enrolment is required.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: This is a fee waiver; the waived amount is not stated.
• Application or registration is required.
• The page states that applying for the Premium Free Annual Insurance Plan during the first card membership year gives a first-year enrolment fee waiver.
• The page states that online or mobile banking enrolment is required.

Open source offer ↗

This benefit does not apply to a purchase. • The source states a general year-round benefit but no quantitative value. • The page describes year-round benefits on travel and dining but gives no numeric value or detailed condition in the retained source.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a general year round benefit but no quantitative value.
• The page describes year-round benefits on travel and dining but gives no numeric value or detailed condition in the retained source.

Open source offer ↗

This benefit does not apply to a purchase. • This is an annual-fee waiver; the waived amount is not stated for the target card in the retained source. • The KFS lists the Gold/Platinum annual membership fee as waived for principal and supplementary cards and says the waiver continues to apply. • The card-information section identifies Mastercard Platinum Credit Card as upgraded to TRAVO Mastercard.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: This is an annual fee waiver; the waived amount is not stated for the target card in the retained source.
• The KFS lists the Gold/Platinum annual membership fee as waived for principal and supplementary cards and says the waiver continues to apply.
• The card-information section identifies Mastercard Platinum Credit Card as upgraded to TRAVO Mastercard.

Open source offer ↗

This benefit does not apply to a purchase. • The source states an interest-free duration, not a percentage. • The Key Facts Statement states an interest-free period up to 55 days for the credit card.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states an interest free duration, not a percentage.
• The Key Facts Statement states an interest-free period up to 55 days for the credit card.

Open source offer ↗

Category or merchant does not match. • Application, registration or activation required. See conditions. • Eligible categories: 海外簽賬 • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period. • The page headline states up to 10% cash rebate through the Privilege Continuity Rewards Program; that combined headline is not an additional reward. • The page states up to 4% cash rebate for overseas spending.

• Eligibility: Audience: all
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period.
• The page headline states up to 10% cash rebate through the Privilege Continuity Rewards Program; that combined headline is not an additional reward.
• The page states up to 4% cash rebate for overseas spending.
• TRAVO Rewards promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

Category or merchant does not match. • Application, registration or activation required. See conditions. • Eligible categories: 海外簽賬 • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period. • The page headline states up to 10% cash rebate through the Privilege Continuity Rewards Program; that combined headline is not an additional reward. • The page states HK$1.5 per mile for overseas spending. • The page states that mileage rewards use every 15 Bonus Points = 1 mile.

• Eligibility: Audience: all
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period.
• The page headline states up to 10% cash rebate through the Privilege Continuity Rewards Program; that combined headline is not an additional reward.
• The page states HK$1.5 per mile for overseas spending.
• The page states that mileage rewards use every 15 Bonus Points = 1 mile.
• TRAVO Rewards promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

No usable purchase percentage; threshold comparison rates are not flat rewards. • Application, registration or activation required. See conditions. • Eligible categories: 本地餐飲 • Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period. • The page headline states up to 10% cash rebate through the Privilege Continuity Rewards Program; that combined headline is not an additional reward. • The page states HK$3 per mile for local dining. • The page states that mileage rewards use every 15 Bonus Points = 1 mile.

• Eligibility: Audience: all
• Eligible spending: Applies to: 本地餐飲 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• Register TRAVO Rewards through CCB (Asia) Mobile Banking during the promotion period.
• The page headline states up to 10% cash rebate through the Privilege Continuity Rewards Program; that combined headline is not an additional reward.
• The page states HK$3 per mile for local dining.
• The page states that mileage rewards use every 15 Bonus Points = 1 mile.
• TRAVO Rewards promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Threshold-equivalent calculation: HK$600 cash rebate / HK$6,000 minimum total spending = 10.00%; the effective rate can change outside the threshold. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 6000 • Applies to all eligible spending, subject to the conditions. • The applicant must not have held any principal credit card issued by CCB (Asia) during the 12 months ending on the application date. • The page states a minimum total spending of HK$6,000 within 2 months from card issuance date. • Only one welcome offer alternative may be selected. • The page states the HK$600 cash rebate as one TRAVO World Mastercard welcome-offer alternative.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$6,000.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Threshold equivalent calculation: HK$600 cash rebate / HK$6,000 minimum total spending = 10.00%; the effective rate can change outside the threshold.
• Application or registration is required.
• The applicant must not have held any principal credit card issued by CCB (Asia) during the 12 months ending on the application date.
• The page states a minimum total spending of HK$6,000 within 2 months from card issuance date.
• Only one welcome offer alternative may be selected.
• The page states the HK$600 cash rebate as one TRAVO World Mastercard welcome-offer alternative.

Open source offer ↗

This benefit does not apply to a purchase. • Customer: New customer • The source states a fixed welcome cash rebate tied to a spending-installment application, not a percentage. • Application, registration or activation required. See conditions. • The applicant must not have held any principal credit card issued by CCB (Asia) during the 12 months ending on the application date. • The page requires application for a low-interest spending installment with a tenor of 6 months or above and a minimum total installment amount of HK$15,000 within 3 months from card issuance date. • Only one welcome offer alternative may be selected. • The page states the HK$800 cash rebate as one TRAVO World Mastercard welcome-offer alternative.

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a fixed welcome cash rebate tied to a spending installment application, not a percentage.
• Application or registration is required.
• The applicant must not have held any principal credit card issued by CCB (Asia) during the 12 months ending on the application date.
• The page requires application for a low-interest spending installment with a tenor of 6 months or above and a minimum total installment amount of HK$15,000 within 3 months from card issuance date.
• Only one welcome offer alternative may be selected.
• The page states the HK$800 cash rebate as one TRAVO World Mastercard welcome-offer alternative.

Open source offer ↗

Category or merchant does not match. • Application, registration or activation required. See conditions. • Merchants: expedia • Eligible merchants: expedia • Use promo code TRAVO15 on the Expedia website for hotel booking. • The source page does not state a comparison price or a percentage basis.

• Eligibility: Audience: all
• Eligible spending: Applies to: expedia · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• Use promo code TRAVO15 on the Expedia website for hotel booking.
• The source page does not state a comparison price or a percentage basis.

Open source offer ↗

Category or merchant does not match. • Merchants: disneyland, universal-studio • Eligible merchants: disneyland, universal-studio • The source names overseas Disneyland and Universal Studio as the named merchant scope. • The page states designated-merchants cash rebate up to 15%; the linked programme terms are not part of the retained source package.

• Eligibility: Audience: all
• Eligible spending: Applies to: disneyland / universal studio · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• The source names overseas Disneyland and Universal Studio as the named merchant scope.
• The page states designated-merchants cash rebate up to 15%; the linked programme terms are not part of the retained source package.

Open source offer ↗

Merchant eligibility cannot be established from the incomplete source list. • Eligible categories: 海外簽賬 • The offer is restricted to designated overseas merchants; the source page does not provide a complete recognizable merchant list. • The page states designated-merchants cash rebate up to 15%; the linked programme terms are not part of the retained source package.

• Eligibility: Audience: all
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• The complete list of eligible merchants is not available.
• The offer is restricted to designated overseas merchants; the source page does not provide a complete recognizable merchant list.
• The page states designated-merchants cash rebate up to 15%; the linked programme terms are not part of the retained source package.

Open source offer ↗

This benefit does not apply to a purchase. • The page describes year-round benefits on travel and dining but does not state a quantitative value in the retained page.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• The page describes year-round benefits on travel and dining but does not state a quantitative value in the retained page.

Open source offer ↗

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • The page states that cardmembers can choose a Premium Free Annual Insurance Plan and complete enrollment through CCB (Asia) Online Banking or Mobile Banking. • The page separately states that registration for the TRAVO World Mastercard free family travel insurance has ended; that ended registration is not emitted as a current offer.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• The page states that cardmembers can choose a Premium Free Annual Insurance Plan and complete enrollment through CCB (Asia) Online Banking or Mobile Banking.
• The page separately states that registration for the TRAVO World Mastercard free family travel insurance has ended; that ended registration is not emitted as a current offer.

Open source offer ↗

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • The page states that applying for the Premium Free Annual Insurance Plan during the first card membership year can also provide a first-year enrollment fee waiver. • The waiver amount is not stated on the retained page.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• The page states that applying for the Premium Free Annual Insurance Plan during the first card membership year can also provide a first-year enrollment fee waiver.
• The waiver amount is not stated on the retained page.

Open source offer ↗

This benefit does not apply to a purchase. • The KFS states an interest-free period of up to 55 days.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• The KFS states an interest-free period of up to 55 days.

Open source offer ↗

Alternative offer in the same group; only the best group offer is counted. • The source states a 1% spending rebate for eligible transactions in any currency and billed monthly instalments of an interest-free plan. No numeric cap is stated. • Applies to all eligible spending, subject to the conditions. • The rebate programme applies to principal and supplementary cardholders of Citi Cash Back Card issued by Citibank (Hong Kong) Limited. • Only posted Eligible Transactions qualify. The source excludes FPS transactions, cash advances, balance-transfer or cash-conversion loan amounts, FlexiBill, PayLite and Quick Cash instalment amounts, Inland Revenue Department payments, online bill payments or utilities payments, insurance transactions, charity or non-profit donations, mutual-fund payments, fees and charges, casino transactions, unposted, cancelled or refunded transactions, unauthorised transactions, and fraud or abuse transactions. Citibank may change the ineligible-transaction list. • Basic, foreign-currency, local-dining and local-hotel rebates on supplementary cards are attributed to the principal cardholder; principal and supplementary transactions under the same account are counted collectively. • The accumulated rebate balance is credited to the card account on the following statement when it reaches HK$200 or above, and is used for the outstanding balance and new purchases excluding the Minimum Payment Due. • Citibank may charge back the equivalent value of a rewarded offer when the related transaction is cancelled or reversed. Any rebate balance is forfeited when the Eligible Card account is closed or suspended. • The rebates are not transferable and cannot be converted to cash or other offers. The account must remain valid, in good standing and compliant with Citibank conditions. • Citibank may suspend or stop transactions, terminate or amend the rebate programme, or amend its terms without prior notice. Disputes are subject to Citibank's final decision and the English version prevails.

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 1% spending rebate for eligible transactions in any currency and billed monthly instalments of an interest free plan. No numeric cap is stated.
• The rebate programme applies to principal and supplementary cardholders of Citi Cash Back Card issued by Citibank (Hong Kong) Limited.
• Only posted Eligible Transactions qualify. The source excludes FPS transactions, cash advances, balance-transfer or cash-conversion loan amounts, FlexiBill, PayLite and Quick Cash instalment amounts, Inland Revenue Department payments, online bill payments or utilities payments, insurance transactions, charity or non-profit donations, mutual-fund payments, fees and charges, casino transactions, unposted, cancelled or refunded transactions, unauthorised transactions, and fraud or abuse transactions. Citibank may change the ineligible-transaction list.
• Basic, foreign-currency, local-dining and local-hotel rebates on supplementary cards are attributed to the principal cardholder; principal and supplementary transactions under the same account are counted collectively.
• The accumulated rebate balance is credited to the card account on the following statement when it reaches HK$200 or above, and is used for the outstanding balance and new purchases excluding the Minimum Payment Due.
• Citibank may charge back the equivalent value of a rewarded offer when the related transaction is cancelled or reversed. Any rebate balance is forfeited when the Eligible Card account is closed or suspended.
• The rebates are not transferable and cannot be converted to cash or other offers. The account must remain valid, in good standing and compliant with Citibank conditions.
• Citibank may suspend or stop transactions, terminate or amend the rebate programme, or amend its terms without prior notice. Disputes are subject to Citibank's final decision and the English version prevails.

Open source offer ↗

Category or merchant does not match. • The source states a 2% Foreign Currency Rebate including the 1% Basic Rebate. The 2% tier is the single countable rate for eligible foreign-currency spending. • Eligible categories: 海外簽賬 • The rebate programme applies to principal and supplementary cardholders of Citi Cash Back Card issued by Citibank (Hong Kong) Limited. • Only posted Eligible Transactions qualify. The source excludes FPS transactions, cash advances, balance-transfer or cash-conversion loan amounts, FlexiBill, PayLite and Quick Cash instalment amounts, Inland Revenue Department payments, online bill payments or utilities payments, insurance transactions, charity or non-profit donations, mutual-fund payments, fees and charges, casino transactions, unposted, cancelled or refunded transactions, unauthorised transactions, and fraud or abuse transactions. Citibank may change the ineligible-transaction list. • The 2% foreign-currency rebate includes the 1% Basic Rebate and applies to posted retail transactions made in foreign currencies charged to the Eligible Card. • Card-present transactions at merchants with physical premises, a fixed-business address or a business licence in the UK or an EEA participating country are excluded. Online foreign-currency transactions at merchants in those locations are eligible when the source's online-transaction conditions are met. • Basic, foreign-currency, local-dining and local-hotel rebates on supplementary cards are attributed to the principal cardholder; principal and supplementary transactions under the same account are counted collectively. The accumulated rebate balance is credited on the following statement when it reaches HK$200 or above. • Citibank may charge back the equivalent value of a rewarded offer after a cancellation or reversal, and any remaining rebate is forfeited when the account is closed or suspended. The account must remain valid and in good standing.

• Eligibility: Audience: all
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 2% Foreign Currency Rebate including the 1% Basic Rebate. The 2% tier is the single countable rate for eligible foreign currency spending.
• The rebate programme applies to principal and supplementary cardholders of Citi Cash Back Card issued by Citibank (Hong Kong) Limited.
• Only posted Eligible Transactions qualify. The source excludes FPS transactions, cash advances, balance-transfer or cash-conversion loan amounts, FlexiBill, PayLite and Quick Cash instalment amounts, Inland Revenue Department payments, online bill payments or utilities payments, insurance transactions, charity or non-profit donations, mutual-fund payments, fees and charges, casino transactions, unposted, cancelled or refunded transactions, unauthorised transactions, and fraud or abuse transactions. Citibank may change the ineligible-transaction list.
• The 2% foreign-currency rebate includes the 1% Basic Rebate and applies to posted retail transactions made in foreign currencies charged to the Eligible Card.
• Card-present transactions at merchants with physical premises, a fixed-business address or a business licence in the UK or an EEA participating country are excluded. Online foreign-currency transactions at merchants in those locations are eligible when the source's online-transaction conditions are met.
• Basic, foreign-currency, local-dining and local-hotel rebates on supplementary cards are attributed to the principal cardholder; principal and supplementary transactions under the same account are counted collectively. The accumulated rebate balance is credited on the following statement when it reaches HK$200 or above.
• Citibank may charge back the equivalent value of a rewarded offer after a cancellation or reversal, and any remaining rebate is forfeited when the account is closed or suspended. The account must remain valid and in good standing.

Open source offer ↗

Category or merchant does not match. • The source states a 2% Local Hotel Spending Rebate including the 1% Basic Rebate. The 2% tier is the single countable rate for eligible local hotel transactions. • Eligible categories: 酒店 • The rebate programme applies to principal and supplementary cardholders of Citi Cash Back Card issued by Citibank (Hong Kong) Limited. • Only posted Eligible Transactions qualify. The source excludes FPS transactions, cash advances, balance-transfer or cash-conversion loan amounts, FlexiBill, PayLite and Quick Cash instalment amounts, Inland Revenue Department payments, online bill payments or utilities payments, insurance transactions, charity or non-profit donations, mutual-fund payments, fees and charges, casino transactions, unposted, cancelled or refunded transactions, unauthorised transactions, and fraud or abuse transactions. Citibank may change the ineligible-transaction list. • The 2% Local Hotel Spending Rebate includes the 1% Basic Rebate and applies to eligible transactions made in Hong Kong dollars at Hong Kong hotels classified as hotels by the relevant card-association merchant codes. • Banquet, private-function and private-room-event transactions do not count as Eligible Hotel Spending Transactions. • Basic, foreign-currency, local-dining and local-hotel rebates on supplementary cards are attributed to the principal cardholder; principal and supplementary transactions under the same account are counted collectively. The accumulated rebate balance is credited on the following statement when it reaches HK$200 or above. • Citibank may charge back the equivalent value of a rewarded offer after a cancellation or reversal, and any remaining rebate is forfeited when the account is closed or suspended. The account must remain valid and in good standing.

• Eligibility: Audience: all
• Eligible spending: Applies to: 酒店 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 2% Local Hotel Spending Rebate including the 1% Basic Rebate. The 2% tier is the single countable rate for eligible local hotel transactions.
• The rebate programme applies to principal and supplementary cardholders of Citi Cash Back Card issued by Citibank (Hong Kong) Limited.
• Only posted Eligible Transactions qualify. The source excludes FPS transactions, cash advances, balance-transfer or cash-conversion loan amounts, FlexiBill, PayLite and Quick Cash instalment amounts, Inland Revenue Department payments, online bill payments or utilities payments, insurance transactions, charity or non-profit donations, mutual-fund payments, fees and charges, casino transactions, unposted, cancelled or refunded transactions, unauthorised transactions, and fraud or abuse transactions. Citibank may change the ineligible-transaction list.
• The 2% Local Hotel Spending Rebate includes the 1% Basic Rebate and applies to eligible transactions made in Hong Kong dollars at Hong Kong hotels classified as hotels by the relevant card-association merchant codes.
• Banquet, private-function and private-room-event transactions do not count as Eligible Hotel Spending Transactions.
• Basic, foreign-currency, local-dining and local-hotel rebates on supplementary cards are attributed to the principal cardholder; principal and supplementary transactions under the same account are counted collectively. The accumulated rebate balance is credited on the following statement when it reaches HK$200 or above.
• Citibank may charge back the equivalent value of a rewarded offer after a cancellation or reversal, and any remaining rebate is forfeited when the account is closed or suspended. The account must remain valid and in good standing.

Open source offer ↗

This benefit does not apply to a purchase. • Audience: Resident; Customer: New customer; Document: Hong Kong Permanent Resident Identity Card copy with signature, latest residential-address proof, and proof of income or assets. • Fixed HK$1,200 welcome cash rebate; the local source gives no eligible-spend denominator. • Application, registration or activation required. See conditions. • The application section displays a welcome offer of HK$1,200 Cash Rebate. • The page states that applicants can apply online, with minimum annual income of HK$120,000 and age 18 or older. • The page lists a Hong Kong Permanent Resident Identity Card copy, latest residential-address proof, and proof of income or assets as required application documents. • The page links to Welcome Offer Terms and Conditions, but the linked document is not part of the local source set and is not used as evidence. No welcome-offer application period, spend condition or fulfilment date is inferred. • The cardholder account must remain valid and in good standing; the page states that offer availability is subject to account checking and final acceptance.

• Eligibility: Audience: resident · Customer status: new · Document: Hong Kong Permanent Resident Identity Card copy with signature, latest residential address proof, and proof of income or assets.
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Fixed HK$1,200 welcome cash rebate; the local source gives no eligible spend denominator.
• Application or registration is required.
• The application section displays a welcome offer of HK$1,200 Cash Rebate.
• The page states that applicants can apply online, with minimum annual income of HK$120,000 and age 18 or older.
• The page lists a Hong Kong Permanent Resident Identity Card copy, latest residential-address proof, and proof of income or assets as required application documents.
• The page links to Welcome Offer Terms and Conditions, but the linked document is not part of the local source set and is not used as evidence. No welcome-offer application period, spend condition or fulfilment date is inferred.
• The cardholder account must remain valid and in good standing; the page states that offer availability is subject to account checking and final acceptance.

Open source offer ↗

This benefit does not apply to a purchase. • Customer: Existing customer • Fixed referral cash rebate; no eligible-spend denominator is stated. • The page presents this benefit to an existing Citi Credit Cardmember. • The page states that HK$3,300 cash rebate is applicable when the referrer successfully refers 3 friends. • The page says that terms and conditions apply. The linked referral terms are not part of the local source set and are not used as evidence; no further eligibility, period or fulfilment rule is inferred. • The cardholder account must remain valid and in good standing; the page states that offer availability is subject to account checking and final acceptance.

• Eligibility: Audience: all · Customer status: existing
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Fixed referral cash rebate; no eligible spend denominator is stated.
• The page presents this benefit to an existing Citi Credit Cardmember.
• The page states that HK$3,300 cash rebate is applicable when the referrer successfully refers 3 friends.
• The page says that terms and conditions apply. The linked referral terms are not part of the local source set and are not used as evidence; no further eligibility, period or fulfilment rule is inferred.
• The cardholder account must remain valid and in good standing; the page states that offer availability is subject to account checking and final acceptance.

Open source offer ↗

This benefit does not apply to a purchase. • No numeric rate or fixed comparison basis is stated on the local page. • The page lists the PayLite Installment Program and describes it as turning any big purchases into small payments. • Detailed programme terms are not present in the local page and linked documents are not used as evidence.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No numeric rate or fixed comparison basis is stated on the local page.
• The page lists the PayLite Installment Program and describes it as turning any big purchases into small payments.
• Detailed programme terms are not present in the local page and linked documents are not used as evidence.

Open source offer ↗

This benefit does not apply to a purchase. • No numeric rate or fixed comparison basis is stated on the local page. • The page lists the FlexiBill Installment Program and describes it as turning statements into small payments. • Detailed programme terms are not present in the local page and linked documents are not used as evidence.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No numeric rate or fixed comparison basis is stated on the local page.
• The page lists the FlexiBill Installment Program and describes it as turning statements into small payments.
• Detailed programme terms are not present in the local page and linked documents are not used as evidence.

Open source offer ↗

This benefit does not apply to a purchase. • No numeric rate or fixed comparison basis is stated on the local page. • The page lists the Quick Cash Installment Program and describes it as providing instant cash. • Detailed programme terms are not present in the local page and linked documents are not used as evidence.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No numeric rate or fixed comparison basis is stated on the local page.
• The page lists the Quick Cash Installment Program and describes it as providing instant cash.
• Detailed programme terms are not present in the local page and linked documents are not used as evidence.

Open source offer ↗

This benefit does not apply to a purchase. • No numeric rate or fixed comparison basis is stated on the local page. • The page lists Citi World Privileges and states that cardholders can get deals and discounts locally and in 90 other countries. • No named merchant list or individual discount rule is provided in this local source.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No numeric rate or fixed comparison basis is stated on the local page.
• The page lists Citi World Privileges and states that cardholders can get deals and discounts locally and in 90 other countries.
• No named merchant list or individual discount rule is provided in this local source.

Open source offer ↗

This benefit does not apply to a purchase. • No numeric rate or fixed comparison basis is stated on the local page. • The page describes access to the Citi Mobile App as a digital banking platform for checking accounts and making secure transactions. • The page lists cardholder functions including activating a new card, securing transactions, resetting an ATM PIN and viewing the Cash Back balance.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No numeric rate or fixed comparison basis is stated on the local page.
• The page describes access to the Citi Mobile App as a digital banking platform for checking accounts and making secure transactions.
• The page lists cardholder functions including activating a new card, securing transactions, resetting an ATM PIN and viewing the Cash Back balance.

Open source offer ↗

This benefit does not apply to a purchase. • The page states extra rewards but gives no numeric amount or percentage. • Eligibility: Payment Methods: contactless • The page lists Additional Privileges for Contactless Payment and states that using contactless payment provides extra rewards. • The local page does not state the reward amount or detailed conditions; the linked Show Details content is not used as evidence.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Requirements: Pay with: contactless
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The page states extra rewards but gives no numeric amount or percentage.
• The page lists Additional Privileges for Contactless Payment and states that using contactless payment provides extra rewards.
• The local page does not state the reward amount or detailed conditions; the linked Show Details content is not used as evidence.

Open source offer ↗

This benefit does not apply to a purchase. • The KFS states a duration, not a percentage or cash-equivalent rate. • The Citi Credit Card Key Facts Statement and Fees Schedule states an interest-free period of up to 58 days. • The same KFS is effective from December 1, 2025. It states that finance charges and other product terms are governed by the Citi Credit Card Agreement.

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The KFS states a duration, not a percentage or cash equivalent rate.
• The Citi Credit Card Key Facts Statement and Fees Schedule states an interest-free period of up to 58 days.
• The same KFS is effective from December 1, 2025. It states that finance charges and other product terms are governed by the Citi Credit Card Agreement.

Open source offer ↗

This benefit does not apply to a purchase. • Audience: Resident; Customer: New customer • The reward is a voucher and has no eligible-spend denominator. • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: apple-pay; samsung-pay; google-pay • Eligible customers must apply through a designated link or listed platform during the Promotion Period and successfully apply for a principal Citi Cash Back Card or another listed Eligible Card. • The Eligible Card must be approved by Citibank on or before November 13, 2026, subject to Citibank's system records. • The promotion is for New Customers who do not currently hold a principal Citi credit card and did not cancel or hold a principal Citi credit card within the past 12 months from the month of application. • New Customers who are full-time students of a Hong Kong tertiary degree or diploma programme are not eligible. • Within one month from card issuance, the cardholder must enable Citi Mobile App push notifications and complete 5 eligible transactions with the Eligible Card using Apple Pay, Samsung Pay or Google Pay. The reward conditions must remain valid through the Promotion Period and reward issuance. • Each Eligible Cardholder may receive the reward only once. Eligible posted transactions and monthly instalments of billed Merchant Installment Plan conducted by the principal card are included; the source excludes FPS, Octopus Add Value Service, cash advances, balance-transfer or cash-conversion amounts, FlexiBill, PayLite and Quick Cash instalments, Inland Revenue Department payments, online bill or utility payments, insurance transactions, charity or non-profit donations, Citi PayAll, mutual funds, fees and charges, dynamic currency conversion fees, casino transactions, unposted, cancelled or refunded transactions, unauthorised transactions, and fraud or abuse transactions. • The promotion is limited to the first 1,000 successful Eligible Cardholders and is first-come-first-served while stocks last. Citibank reserves the right to grant an alternative HK$500 Cash Rebate. • The reward will be issued to My Vouchers in the Citi Mobile App within 3 calendar months after the month in which the conditions are met. It must be redeemed before the redemption deadline. • Citibank determines eligibility from its records and at its sole discretion. The designated card account must remain valid and in good credit standing during the Promotion Period and when the reward is issued. • The reward cannot be returned, exchanged or traded for cash or other offers. Fraud, abuse, reversal or cancellation may result in a debit of the reward's equivalent value; cancellation of the card within one year after accepting the reward may also result in a charge of its equivalent cost. • The promotion is not applicable to the residents or permanent residents listed in the terms, including specified European jurisdictions, the United Kingdom and other named countries, and is not applicable to U.S. persons. The terms state that the document is not intended for use by persons outside Hong Kong where the service would be unlawful. • Citibank and the respective merchants may amend the terms without prior notice. The English version prevails, and the terms are governed by Hong Kong law.

• Eligibility: Audience: resident · Customer status: new
• Eligible spending: Type: not applicable
• Requirements: Pay with: apple pay / samsung pay / google pay
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The reward is a voucher and has no eligible spend denominator.
• Application or registration is required.
• Eligible customers must apply through a designated link or listed platform during the Promotion Period and successfully apply for a principal Citi Cash Back Card or another listed Eligible Card.
• The Eligible Card must be approved by Citibank on or before November 13, 2026, subject to Citibank's system records.
• The promotion is for New Customers who do not currently hold a principal Citi credit card and did not cancel or hold a principal Citi credit card within the past 12 months from the month of application.
• New Customers who are full-time students of a Hong Kong tertiary degree or diploma programme are not eligible.
• Within one month from card issuance, the cardholder must enable Citi Mobile App push notifications and complete 5 eligible transactions with the Eligible Card using Apple Pay, Samsung Pay or Google Pay. The reward conditions must remain valid through the Promotion Period and reward issuance.
• Each Eligible Cardholder may receive the reward only once. Eligible posted transactions and monthly instalments of billed Merchant Installment Plan conducted by the principal card are included; the source excludes FPS, Octopus Add Value Service, cash advances, balance-transfer or cash-conversion amounts, FlexiBill, PayLite and Quick Cash instalments, Inland Revenue Department payments, online bill or utility payments, insurance transactions, charity or non-profit donations, Citi PayAll, mutual funds, fees and charges, dynamic currency conversion fees, casino transactions, unposted, cancelled or refunded transactions, unauthorised transactions, and fraud or abuse transactions.
• The promotion is limited to the first 1,000 successful Eligible Cardholders and is first-come-first-served while stocks last. Citibank reserves the right to grant an alternative HK$500 Cash Rebate.
• The reward will be issued to My Vouchers in the Citi Mobile App within 3 calendar months after the month in which the conditions are met. It must be redeemed before the redemption deadline.
• Citibank determines eligibility from its records and at its sole discretion. The designated card account must remain valid and in good credit standing during the Promotion Period and when the reward is issued.
• The reward cannot be returned, exchanged or traded for cash or other offers. Fraud, abuse, reversal or cancellation may result in a debit of the reward's equivalent value; cancellation of the card within one year after accepting the reward may also result in a charge of its equivalent cost.
• The promotion is not applicable to the residents or permanent residents listed in the terms, including specified European jurisdictions, the United Kingdom and other named countries, and is not applicable to U.S. persons. The terms state that the document is not intended for use by persons outside Hong Kong where the service would be unlawful.
• Citibank and the respective merchants may amend the terms without prior notice. The English version prevails, and the terms are governed by Hong Kong law.
• Promotion Period for the Peninsula Hong Kong Cake E-Voucher promotion: 2026-09-14 – 2026-10-31

Open source offer ↗

This benefit does not apply to a purchase. • Audience: Resident; Customer: New customer • Fixed alternative cash rebate; no eligible-spend denominator is stated. • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: apple-pay; samsung-pay; google-pay • This is an alternative reward for the Peninsula Hong Kong Cake E-Voucher promotion; Citibank reserves the right to grant it when the promotion reward is unavailable. • The same application, New Customer, digital-wallet transaction, account-status, geographic and reward-issuance conditions of the Peninsula Hong Kong Cake E-Voucher promotion apply.

• Eligibility: Audience: resident · Customer status: new
• Eligible spending: Type: not applicable
• Requirements: Pay with: apple pay / samsung pay / google pay
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Fixed alternative cash rebate; no eligible spend denominator is stated.
• Application or registration is required.
• This is an alternative reward for the Peninsula Hong Kong Cake E-Voucher promotion; Citibank reserves the right to grant it when the promotion reward is unavailable.
• The same application, New Customer, digital-wallet transaction, account-status, geographic and reward-issuance conditions of the Peninsula Hong Kong Cake E-Voucher promotion apply.
• Promotion Period for the Peninsula Hong Kong Cake E-Voucher promotion: 2026-09-14 – 2026-10-31

Open source offer ↗

Not counted: overlapping total rewards or incompatible transaction scopes are alternatives; only one compatible reward bundle is counted. • Audience: Student • The source states a single 1% spending-rebate rate and no cap. • Limit: unlimited. • Applies to all eligible spending, subject to the conditions. • The benefit is displayed for Citi The Club Credit Card(Student). • The source states 1% spending rebate at other merchants with no cap. • The local page does not define the merchant categories or complete Clubpoints programme terms; linked terms are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: unlimited
• Percentage note: The source states a single 1% spending rebate rate and no cap.
• The benefit is displayed for Citi The Club Credit Card(Student).
• The source states 1% spending rebate at other merchants with no cap.
• The local page does not define the merchant categories or complete Clubpoints programme terms; linked terms are not used as evidence.

Not counted: overlapping total rewards or incompatible transaction scopes are alternatives; only one compatible reward bundle is counted. • Audience: Student • The page states 0.5% and equates HK$1 Octopus Cash Rebate to every HK$200 spending; no cap or detailed eligibility rule is stated in the local source. • Applies to all eligible spending, subject to the conditions. • The benefit is displayed for Citi Octopus Platinum Card (Student). • The page states 0.5% rebate and Every HK$200 spending = HK$1 Octopus Cash Rebate. • The local page does not state a numeric cap or complete programme exclusions; linked product terms are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The page states 0.5% and equates HK$1 Octopus Cash Rebate to every HK$200 spending; no cap or detailed eligibility rule is stated in the local source.
• The benefit is displayed for Citi Octopus Platinum Card (Student).
• The page states 0.5% rebate and Every HK$200 spending = HK$1 Octopus Cash Rebate.
• The local page does not state a numeric cap or complete programme exclusions; linked product terms are not used as evidence.

This benefit does not apply to a purchase. • Audience: Student • This is a card-service feature, not a percentage reward or a stated cap. • The benefit is displayed for Citi Octopus Platinum Card (Student). • The page states HK$500 Octopus Automatic Add Value Service, AAVS Embedded. • The local page does not state activation timing or other AAVS terms; linked product details are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: This is a card service feature, not a percentage reward or a stated cap.
• The benefit is displayed for Citi Octopus Platinum Card (Student).
• The page states HK$500 Octopus Automatic Add Value Service, AAVS Embedded.
• The local page does not state activation timing or other AAVS terms; linked product details are not used as evidence.

Category or merchant does not match. • Audience: Student • The page states a 15% rebate on fare payments; no cap or date rule is stated in the local source. • Application, registration or activation required. See conditions. • Eligible categories: 本地交通 • The benefit is displayed for Citi Octopus Platinum Card (Student). • Eligible fare examples listed by the source are MTR, bus, ferry, tram, green minibus and taxi. • The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Applies to: 本地交通 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The page states a 15% rebate on fare payments; no cap or date rule is stated in the local source.
• Application or registration is required.
• The benefit is displayed for Citi Octopus Platinum Card (Student).
• Eligible fare examples listed by the source are MTR, bus, ferry, tram, green minibus and taxi.
• The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.

Category or merchant does not match. • Audience: Student • The page states a 5% rebate on Tunnel Tolls; no cap or date rule is stated in the local source. • Application, registration or activation required. See conditions. • Eligible categories: 交通 • The benefit is displayed for Citi Octopus Platinum Card (Student). • The source lists Tunnel Tolls as a 5% rebate service. • The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Applies to: 交通 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The page states a 5% rebate on Tunnel Tolls; no cap or date rule is stated in the local source.
• Application or registration is required.
• The benefit is displayed for Citi Octopus Platinum Card (Student).
• The source lists Tunnel Tolls as a 5% rebate service.
• The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.

Category or merchant does not match. • Audience: Student • The page states a 5% rebate on Parking; no cap or date rule is stated in the local source. • Application, registration or activation required. See conditions. • Eligible categories: 停車場／泊車 • The benefit is displayed for Citi Octopus Platinum Card (Student). • The source lists Parking as a 5% rebate service. • The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Applies to: 停車場／泊車 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The page states a 5% rebate on Parking; no cap or date rule is stated in the local source.
• Application or registration is required.
• The benefit is displayed for Citi Octopus Platinum Card (Student).
• The source lists Parking as a 5% rebate service.
• The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.

Category or merchant does not match. • Audience: Student • The page states a 5% rebate on Electric Vehicle Charge Fees; no cap or date rule is stated in the local source. • Application, registration or activation required. See conditions. • Eligible categories: 汽油／電動車充電 • The benefit is displayed for Citi Octopus Platinum Card (Student). • The source lists Electric Vehicle Charge Fees as a 5% rebate service. • The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Applies to: 汽油／電動車充電 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The page states a 5% rebate on Electric Vehicle Charge Fees; no cap or date rule is stated in the local source.
• Application or registration is required.
• The benefit is displayed for Citi Octopus Platinum Card (Student).
• The source lists Electric Vehicle Charge Fees as a 5% rebate service.
• The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.

Category or merchant does not match. • Audience: Student • The source states an up-to maximum of 3% but gives no qualifying tier or resolved component rate in the local source. • Eligible categories: 購物 • The benefit is displayed for Citi Rewards Card (Student). • The source states up to 3% Points Rebate for Shopping & Entertainment spend. • The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Applies to: 購物 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states an up to maximum of 3% but gives no qualifying tier or resolved component rate in the local source.
• The benefit is displayed for Citi Rewards Card (Student).
• The source states up to 3% Points Rebate for Shopping & Entertainment spend.
• The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.

Category or merchant does not match. • Audience: Student • The source states an up-to maximum of 3% but gives no qualifying tier or resolved component rate in the local source. • Eligible categories: 娛樂 • The benefit is displayed for Citi Rewards Card (Student). • The source states up to 3% Points Rebate for Shopping & Entertainment spend. • The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Applies to: 娛樂 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states an up to maximum of 3% but gives no qualifying tier or resolved component rate in the local source.
• The benefit is displayed for Citi Rewards Card (Student).
• The source states up to 3% Points Rebate for Shopping & Entertainment spend.
• The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.

Category or merchant does not match. • Audience: Student • The page states a 1% Points Rebate for all local mobile payments; no cap or detailed payment-method list is stated in the local source. • Eligible categories: 手機支付 • The benefit is displayed for Citi Rewards Card (Student). • The source states 1% Points Rebate for all local Mobile payments. • The local page does not state a numeric cap or complete programme terms; linked Rewards terms are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Applies to: 手機支付 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The page states a 1% Points Rebate for all local mobile payments; no cap or detailed payment method list is stated in the local source.
• The benefit is displayed for Citi Rewards Card (Student).
• The source states 1% Points Rebate for all local Mobile payments.
• The local page does not state a numeric cap or complete programme terms; linked Rewards terms are not used as evidence.

Category or merchant does not match. • Audience: Student • The source states an up-to maximum of 3% but gives no qualifying tier or resolved component rate in the local source. • Eligible categories: 購物 • The benefit is displayed for Citi Rewards UnionPay Card(Student). • The source states up to 3% Points Rebate for Shopping & Entertainment spend. • The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Applies to: 購物 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states an up to maximum of 3% but gives no qualifying tier or resolved component rate in the local source.
• The benefit is displayed for Citi Rewards UnionPay Card(Student).
• The source states up to 3% Points Rebate for Shopping & Entertainment spend.
• The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.

Category or merchant does not match. • Audience: Student • The source states an up-to maximum of 3% but gives no qualifying tier or resolved component rate in the local source. • Eligible categories: 娛樂 • The benefit is displayed for Citi Rewards UnionPay Card(Student). • The source states up to 3% Points Rebate for Shopping & Entertainment spend. • The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Applies to: 娛樂 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states an up to maximum of 3% but gives no qualifying tier or resolved component rate in the local source.
• The benefit is displayed for Citi Rewards UnionPay Card(Student).
• The source states up to 3% Points Rebate for Shopping & Entertainment spend.
• The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.

Category or merchant does not match. • Audience: Student • The page states a 2% rebate on foreign-currency spending; the same card block states unlimited automatic rebate and no numeric limit is given. • Limit: unlimited. • Eligible categories: 海外簽賬 • The benefit is displayed for Citi Cash Back Card(Student). The page states 2% rebate for foreign currency, local dining and hotel spendings and separately states unlimited automatic rebate. • The local page identifies foreign-currency spending as part of the 2% rebate benefit. • The local page does not state a complete merchant-code definition, exclusion list or date rule; linked product terms are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Benefit limit: Period: not stated · Type: unlimited
• Percentage note: The page states a 2% rebate on foreign currency spending; the same card block states unlimited automatic rebate and no numeric limit is given.
• The benefit is displayed for Citi Cash Back Card(Student). The page states 2% rebate for foreign currency, local dining and hotel spendings and separately states unlimited automatic rebate.
• The local page identifies foreign-currency spending as part of the 2% rebate benefit.
• The local page does not state a complete merchant-code definition, exclusion list or date rule; linked product terms are not used as evidence.

Category or merchant does not match. • Audience: Student • The page states a 2% rebate on hotel spending; the same card block states unlimited automatic rebate and no numeric limit is given. • Limit: unlimited. • Eligible categories: 酒店 • The benefit is displayed for Citi Cash Back Card(Student). The page states 2% rebate for foreign currency, local dining and hotel spendings and separately states unlimited automatic rebate. • The local page identifies hotel spending as part of the 2% rebate benefit. • The local page does not state a complete merchant-code definition, exclusion list or date rule; linked product terms are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Applies to: 酒店 · Type: category
• Benefit limit: Period: not stated · Type: unlimited
• Percentage note: The page states a 2% rebate on hotel spending; the same card block states unlimited automatic rebate and no numeric limit is given.
• The benefit is displayed for Citi Cash Back Card(Student). The page states 2% rebate for foreign currency, local dining and hotel spendings and separately states unlimited automatic rebate.
• The local page identifies hotel spending as part of the 2% rebate benefit.
• The local page does not state a complete merchant-code definition, exclusion list or date rule; linked product terms are not used as evidence.

Category or merchant does not match. • Audience: Student • The source states a points-to-mile earning ratio, not a cash-equivalent percentage. • Eligible categories: 海外簽賬 • The benefit is displayed for Citi PremierMiles Card(Student). • The page states Up to HK$3 = 1 mile for overseas spending. • The local page does not state the exact qualifying tier, cap or detailed programme terms; linked PremierMiles terms are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a points to mile earning ratio, not a cash equivalent percentage.
• The benefit is displayed for Citi PremierMiles Card(Student).
• The page states Up to HK$3 = 1 mile for overseas spending.
• The local page does not state the exact qualifying tier, cap or detailed programme terms; linked PremierMiles terms are not used as evidence.

The offer is not available on the snapshot weekday or date. • Audience: Student • The source states a points multiplier, not a cash-equivalent percentage. • Applies to all eligible spending, subject to the conditions. • The benefit is displayed for Citi HKTVmall Card(Student). • The source states 5X points for non-HKTVmall spending every Monday. • The local page does not state the base-points definition, cap or detailed eligibility terms; linked programme details are not used as evidence.

• Eligibility: Audience: student
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a points multiplier, not a cash equivalent percentage.
• The benefit is displayed for Citi HKTVmall Card(Student).
• The source states 5X points for non-HKTVmall spending every Monday.
• The local page does not state the base-points definition, cap or detailed eligibility terms; linked programme details are not used as evidence.

The offer is not available on the snapshot weekday or date. • Audience: Student • The source states a 5% instant discount; no numeric cap is stated. • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: citi-hktvmall-card-payment-channel • Merchants: hktvmall • Eligible merchants: hktvmall • The benefit is displayed for Citi HKTVmall Card(Student). • The discount applies every Thursday at HKTVmall. • The footnote states that the discount is reflected instantly after selecting the Citi HKTVmall Card Payment Channel and entering the relevant coupon code; the code is communicated through the HKTVmall app or other channels. • The local source does not state an expiry date or excluded-item list.

• Eligibility: Audience: student
• Eligible spending: Applies to: hktvmall · Type: merchant
• Requirements: Pay with: citi hktvmall card payment channel
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 5% instant discount; no numeric cap is stated.
• Application or registration is required.
• The benefit is displayed for Citi HKTVmall Card(Student).
• The discount applies every Thursday at HKTVmall.
• The footnote states that the discount is reflected instantly after selecting the Citi HKTVmall Card Payment Channel and entering the relevant coupon code; the code is communicated through the HKTVmall app or other channels.
• The local source does not state an expiry date or excluded-item list.

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • The source states 5% off Apple Products and a maximum saving of HK$650. • Limit: 650 HKD · Promotion Total • Limit applies to: Apple Products saving under the 2026 Campus Perk • Eligible categories: 電子產品 • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants. • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website. • Quota availability applies on a first-come-first-served basis while the quota lasts. • This Apple Products rule is shown for the following listed institutions: The University of Hong Kong, The Hong Kong University of Science and Technology, HKU SPACE, Hong Kong Baptist University, The Hong Kong Polytechnic University, The Hong Kong Metropolitan University, Hong Kong Shue Yan University, PolyU HKCC / SPEED, Tung Wah College. • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred. • The Apple Products panel requires spending HK$3,500 or above for 5% off and states save up to HK$650.

• Eligibility: Audience: student
• Eligible spending: Applies to: 電子產品 · Type: category
• Benefit limit: Amount: 650 · Applies to: Apple Products saving under the 2026 Campus Perk · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: The source states 5% off Apple Products and a maximum saving of HK$650.
• The complete list of eligible merchants is not available.
• University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants.
• The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website.
• Quota availability applies on a first-come-first-served basis while the quota lasts.
• This Apple Products rule is shown for the following listed institutions: The University of Hong Kong, The Hong Kong University of Science and Technology, HKU SPACE, Hong Kong Baptist University, The Hong Kong Polytechnic University, The Hong Kong Metropolitan University, Hong Kong Shue Yan University, PolyU HKCC / SPEED, Tung Wah College.
• The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred.
• The Apple Products panel requires spending HK$3,500 or above for 5% off and states save up to HK$650.
• 2026 Campus Perk Apple Products discount: Now – 2026-10-31

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • The source states a fixed e-voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table. • Limit: 175 HKD · Per Transaction • Limit applies to: HK$3,500-HK$3,999 Apple Products csl e-Voucher • Minimum spend: Period: per_transaction; Spend: 3500 • Eligibility: Transaction Spend Below: 4000 • Eligible categories: 電子產品 • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants. • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website. • Quota availability applies on a first-come-first-served basis while the quota lasts. • This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council. • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred. • The Apple Products table awards HK$175 in csl e-Vouchers for a single net transaction amount of HK$3,500-HK$3,999. • The table also describes the voucher distribution; the local source gives no additional redemption conditions.

• Eligibility: Audience: student
• Eligible spending: Applies to: 電子產品 · Type: category
• Minimum requirement: Period: per transaction · Spend: HK$3,500.00
• Requirements: Transaction Spend Below Cents: HK$4,000.00
• Benefit limit: Amount: 175 · Applies to: HK$3,500 HK$3,999 Apple Products csl e Voucher · Currency: HKD · Period: per transaction · Type: limited · Unit: currency
• Percentage note: The source states a fixed e voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table.
• The complete list of eligible merchants is not available.
• University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants.
• The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website.
• Quota availability applies on a first-come-first-served basis while the quota lasts.
• This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council.
• The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred.
• The Apple Products table awards HK$175 in csl e-Vouchers for a single net transaction amount of HK$3,500-HK$3,999.
• The table also describes the voucher distribution; the local source gives no additional redemption conditions.
• 2026 Campus Perk Apple Products csl e-Voucher offer: Now – 2026-11-30

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • The source states a fixed e-voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table. • Limit: 200 HKD · Per Transaction • Limit applies to: HK$4,000-HK$7,999 Apple Products csl e-Voucher • Minimum spend: Period: per_transaction; Spend: 4000 • Eligibility: Transaction Spend Below: 8000 • Eligible categories: 電子產品 • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants. • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website. • Quota availability applies on a first-come-first-served basis while the quota lasts. • This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council. • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred. • The Apple Products table awards HK$200 in csl e-Vouchers for a single net transaction amount of HK$4,000-HK$7,999. • The table also describes the voucher distribution; the local source gives no additional redemption conditions.

• Eligibility: Audience: student
• Eligible spending: Applies to: 電子產品 · Type: category
• Minimum requirement: Period: per transaction · Spend: HK$4,000.00
• Requirements: Transaction Spend Below Cents: HK$8,000.00
• Benefit limit: Amount: 200 · Applies to: HK$4,000 HK$7,999 Apple Products csl e Voucher · Currency: HKD · Period: per transaction · Type: limited · Unit: currency
• Percentage note: The source states a fixed e voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table.
• The complete list of eligible merchants is not available.
• University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants.
• The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website.
• Quota availability applies on a first-come-first-served basis while the quota lasts.
• This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council.
• The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred.
• The Apple Products table awards HK$200 in csl e-Vouchers for a single net transaction amount of HK$4,000-HK$7,999.
• The table also describes the voucher distribution; the local source gives no additional redemption conditions.
• 2026 Campus Perk Apple Products csl e-Voucher offer: Now – 2026-11-30

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • The source states a fixed e-voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table. • Limit: 400 HKD · Per Transaction • Limit applies to: HK$8,000-HK$12,999 Apple Products csl e-Voucher • Minimum spend: Period: per_transaction; Spend: 8000 • Eligibility: Transaction Spend Below: 13000 • Eligible categories: 電子產品 • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants. • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website. • Quota availability applies on a first-come-first-served basis while the quota lasts. • This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council. • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred. • The Apple Products table awards HK$400 in csl e-Vouchers for a single net transaction amount of HK$8,000-HK$12,999. • The table also describes the voucher distribution; the local source gives no additional redemption conditions.

• Eligibility: Audience: student
• Eligible spending: Applies to: 電子產品 · Type: category
• Minimum requirement: Period: per transaction · Spend: HK$8,000.00
• Requirements: Transaction Spend Below Cents: HK$13,000.00
• Benefit limit: Amount: 400 · Applies to: HK$8,000 HK$12,999 Apple Products csl e Voucher · Currency: HKD · Period: per transaction · Type: limited · Unit: currency
• Percentage note: The source states a fixed e voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table.
• The complete list of eligible merchants is not available.
• University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants.
• The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website.
• Quota availability applies on a first-come-first-served basis while the quota lasts.
• This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council.
• The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred.
• The Apple Products table awards HK$400 in csl e-Vouchers for a single net transaction amount of HK$8,000-HK$12,999.
• The table also describes the voucher distribution; the local source gives no additional redemption conditions.
• 2026 Campus Perk Apple Products csl e-Voucher offer: Now – 2026-11-30

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • The source states a fixed e-voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table. • Limit: 650 HKD · Per Transaction • Limit applies to: HK$13,000 or above Apple Products csl e-Voucher • Minimum spend: Period: per_transaction; Spend: 13000 • Eligible categories: 電子產品 • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants. • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website. • Quota availability applies on a first-come-first-served basis while the quota lasts. • This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council. • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred. • The Apple Products table awards HK$650 in csl e-Vouchers for a single net transaction amount of HK$13,000 or above. • The table also describes the voucher distribution; the local source gives no additional redemption conditions.

• Eligibility: Audience: student
• Eligible spending: Applies to: 電子產品 · Type: category
• Minimum requirement: Period: per transaction · Spend: HK$13,000.00
• Benefit limit: Amount: 650 · Applies to: HK$13,000 or above Apple Products csl e Voucher · Currency: HKD · Period: per transaction · Type: limited · Unit: currency
• Percentage note: The source states a fixed e voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table.
• The complete list of eligible merchants is not available.
• University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants.
• The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website.
• Quota availability applies on a first-come-first-served basis while the quota lasts.
• This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council.
• The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred.
• The Apple Products table awards HK$650 in csl e-Vouchers for a single net transaction amount of HK$13,000 or above.
• The table also describes the voucher distribution; the local source gives no additional redemption conditions.
• 2026 Campus Perk Apple Products csl e-Voucher offer: Now – 2026-11-30

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • The source states 5% off Windows Products and a maximum saving of HK$400. • Limit: 400 HKD · Promotion Total • Limit applies to: Standard Windows Products saving under the 2026 Campus Perk • Minimum spend: Period: per_transaction; Spend: 5500 • Eligible categories: 電子產品 • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants. • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website. • Quota availability applies on a first-come-first-served basis while the quota lasts. • This Windows Products rule is shown for the following listed institutions: Canadian University Association, Caritas Institute of Community Education, City University of Hong Kong, Gratia Christian College, HKU SPACE, Hong Kong Baptist University, Hong Kong Chu Hai College, Hong Kong College of Technology, Hong Kong Institute of Construction, Hong Kong Nang Yan College of Higher Education, Hong Kong Shue Yan University, Lingnan University, PolyU HKCC / SPEED, RSEFHK Maria College, Saint Francis University, The Chinese University of Hong Kong, The Education University of Hong Kong, The Hang Seng University of Hong Kong, The Hong Kong Academy for Performing Arts, The Hong Kong Metropolitan University, The Hong Kong Polytechnic University, The Hong Kong University of Science and Technology, The University of Hong Kong, Tung Wah College, UOW College Hong Kong, Vocational Training Council, Yew Chung College of Early Childhood Education. • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred. • The standard Windows Products panel requires spending HK$5,500 or above for 5% off and states save up to HK$400.

• Eligibility: Audience: student
• Eligible spending: Applies to: 電子產品 · Type: category
• Minimum requirement: Period: per transaction · Spend: HK$5,500.00
• Benefit limit: Amount: 400 · Applies to: Standard Windows Products saving under the 2026 Campus Perk · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: The source states 5% off Windows Products and a maximum saving of HK$400.
• The complete list of eligible merchants is not available.
• University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants.
• The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website.
• Quota availability applies on a first-come-first-served basis while the quota lasts.
• This Windows Products rule is shown for the following listed institutions: Canadian University Association, Caritas Institute of Community Education, City University of Hong Kong, Gratia Christian College, HKU SPACE, Hong Kong Baptist University, Hong Kong Chu Hai College, Hong Kong College of Technology, Hong Kong Institute of Construction, Hong Kong Nang Yan College of Higher Education, Hong Kong Shue Yan University, Lingnan University, PolyU HKCC / SPEED, RSEFHK Maria College, Saint Francis University, The Chinese University of Hong Kong, The Education University of Hong Kong, The Hang Seng University of Hong Kong, The Hong Kong Academy for Performing Arts, The Hong Kong Metropolitan University, The Hong Kong Polytechnic University, The Hong Kong University of Science and Technology, The University of Hong Kong, Tung Wah College, UOW College Hong Kong, Vocational Training Council, Yew Chung College of Early Childhood Education.
• The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred.
• The standard Windows Products panel requires spending HK$5,500 or above for 5% off and states save up to HK$400.
• 2026 Campus Perk Windows Products standard discount: Now – 2026-11-30

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • The source states 5% off Windows Products in a Flash Deal and a maximum saving of HK$650. • Limit: 650 HKD · Promotion Total • Limit applies to: Windows Products Flash Deal saving • Minimum spend: Period: per_transaction; Spend: 3500 • Eligible categories: 電子產品 • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants. • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website. • Quota availability applies on a first-come-first-served basis while the quota lasts. • This Windows Products rule is shown for the following listed institutions: Canadian University Association, Caritas Institute of Community Education, City University of Hong Kong, Gratia Christian College, HKU SPACE, Hong Kong Baptist University, Hong Kong Chu Hai College, Hong Kong College of Technology, Hong Kong Institute of Construction, Hong Kong Nang Yan College of Higher Education, Hong Kong Shue Yan University, Lingnan University, PolyU HKCC / SPEED, RSEFHK Maria College, Saint Francis University, The Chinese University of Hong Kong, The Education University of Hong Kong, The Hang Seng University of Hong Kong, The Hong Kong Academy for Performing Arts, The Hong Kong Metropolitan University, The Hong Kong Polytechnic University, The Hong Kong University of Science and Technology, The University of Hong Kong, Tung Wah College, UOW College Hong Kong, Vocational Training Council, Yew Chung College of Early Childhood Education. • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred. • The Flash Deal requires spending HK$3,500 or above for 5% off and states save up to HK$650. • The Flash Deal also includes a free Starbucks tall-sized beverage. The local source gives no beverage value, quantity or redemption rule, so it is preserved as a constraint and not a separate countable reward.

• Eligibility: Audience: student
• Eligible spending: Applies to: 電子產品 · Type: category
• Minimum requirement: Period: per transaction · Spend: HK$3,500.00
• Benefit limit: Amount: 650 · Applies to: Windows Products Flash Deal saving · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Percentage note: The source states 5% off Windows Products in a Flash Deal and a maximum saving of HK$650.
• The complete list of eligible merchants is not available.
• University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants.
• The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website.
• Quota availability applies on a first-come-first-served basis while the quota lasts.
• This Windows Products rule is shown for the following listed institutions: Canadian University Association, Caritas Institute of Community Education, City University of Hong Kong, Gratia Christian College, HKU SPACE, Hong Kong Baptist University, Hong Kong Chu Hai College, Hong Kong College of Technology, Hong Kong Institute of Construction, Hong Kong Nang Yan College of Higher Education, Hong Kong Shue Yan University, Lingnan University, PolyU HKCC / SPEED, RSEFHK Maria College, Saint Francis University, The Chinese University of Hong Kong, The Education University of Hong Kong, The Hang Seng University of Hong Kong, The Hong Kong Academy for Performing Arts, The Hong Kong Metropolitan University, The Hong Kong Polytechnic University, The Hong Kong University of Science and Technology, The University of Hong Kong, Tung Wah College, UOW College Hong Kong, Vocational Training Council, Yew Chung College of Early Childhood Education.
• The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred.
• The Flash Deal requires spending HK$3,500 or above for 5% off and states save up to HK$650.
• The Flash Deal also includes a free Starbucks tall-sized beverage. The local source gives no beverage value, quantity or redemption rule, so it is preserved as a constraint and not a separate countable reward.
• 2026 Campus Perk Windows Products Flash Deal: Now – 2026-10-31

This benefit does not apply to a purchase. • Audience: Student • This is a financing term; the local KFS gives no percentage or fixed cash-equivalent comparison basis. • The Citi Credit Card Key Facts Statement and Fees Schedule states an effective date of December 1, 2025. • The KFS states an interest-free period of up to 58 days for retail purchases. • The local KFS does not name each student-card variant separately; it presents the term for Other Citi Credit Cards.

• Eligibility: Audience: student
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: This is a financing term; the local KFS gives no percentage or fixed cash equivalent comparison basis.
• The Citi Credit Card Key Facts Statement and Fees Schedule states an effective date of December 1, 2025.
• The KFS states an interest-free period of up to 58 days for retail purchases.
• The local KFS does not name each student-card variant separately; it presents the term for Other Citi Credit Cards.