Sim Credit Card
- Bank
- United Asia Finance
- Issuer
- Sim
- Annual fee
- Income requirement
- Network
- Verified date
- Official website
Saving by category
Estimated saving at the selected amount. Conditions apply. Blank values have no supported estimate.
| Category | Saved percentage | Conditions |
|---|---|---|
| Dining | ||
| Fine dining | ||
| Local dining | ||
| Fast food | ||
| Food delivery | ||
| Cafés, bakeries and desserts | ||
| Groceries | ||
| Markets | ||
| Supermarkets | ||
| Convenience stores | ||
| Shopping | 3% | Conditions and calculation
sim Credit Card designated local merchants: 3% CashBack: 3%
|
| Fashion | 3% | Conditions and calculation
sim Credit Card designated local merchants: 3% CashBack: 3%
|
| Sports and outdoors | 3% | Conditions and calculation
sim Credit Card designated local merchants: 3% CashBack: 3%
|
| Department stores | 3% | Conditions and calculation
sim Credit Card designated local merchants: 3% CashBack: 3%
|
| Electronics | 3% | Conditions and calculation
sim Credit Card designated local merchants: 3% CashBack: 3%
|
| Home and furniture | 3% | Conditions and calculation
sim Credit Card designated local merchants: 3% CashBack: 3%
|
| Jewellery and watches | 3% | Conditions and calculation
sim Credit Card designated local merchants: 3% CashBack: 3%
|
| Books and stationery | 3% | Conditions and calculation
sim Credit Card designated local merchants: 3% CashBack: 3%
|
| Pet supplies | 3% | Conditions and calculation
sim Credit Card designated local merchants: 3% CashBack: 3%
|
| Online shopping | 8% | Conditions and calculation
sim Credit Card eligible online retail: 8% CashBack: 8%
|
| Overseas online shopping | 8% | Conditions and calculation
sim Credit Card eligible online retail: 8% CashBack: 8%
|
| Local online shopping | 8% | Conditions and calculation
sim Credit Card eligible online retail: 8% CashBack: 8%
|
| Online groceries | 8% | Conditions and calculation
sim Credit Card eligible online retail: 8% CashBack: 8%
|
| Online fashion and sports | 8% | Conditions and calculation
sim Credit Card eligible online retail: 8% CashBack: 8%
|
| Transport | 8% | Conditions and calculation
sim Credit Card eligible local transportation: 8% CashBack: 8%
|
| Local transport | 8% | Conditions and calculation
sim Credit Card eligible local transportation: 8% CashBack: 8%
|
| Parking | ||
| Fuel and EV charging | ||
| Taxis, rides and car rental | ||
| Travel | ||
| Hotels | ||
| Travel bookings | ||
| Airlines | ||
| Travel agencies | ||
| Entertainment | ||
| Cinemas | ||
| Games | ||
| Streaming | ||
| Theme parks and attractions | ||
| Concerts and tickets | ||
| Bills and utilities | 2% | Conditions and calculation
sim Credit Card eligible bill payments: 2% CashBack: 2%
|
| Telecommunications | 2% | Conditions and calculation
sim Credit Card eligible bill payments: 2% CashBack: 2%
|
| Government payments | 2% | Conditions and calculation
sim Credit Card eligible bill payments: 2% CashBack: 2%
|
| Electricity and gas | 2% | Conditions and calculation
sim Credit Card eligible bill payments: 2% CashBack: 2%
|
| Water | 2% | Conditions and calculation
sim Credit Card eligible bill payments: 2% CashBack: 2%
|
| Health and wellness | ||
| Medical services | ||
| Pharmacies and supplements | ||
| Fitness | ||
| Beauty and personal care | ||
| Education | ||
| Tuition and courses | ||
| Overseas spending | ||
| Mainland China spending | ||
| Macau spending | ||
| E-wallet spending | ||
| E-wallet top-ups | ||
| WeChat Pay | ||
| AlipayHK | ||
| Octopus | ||
| PayMe | ||
| Mobile payments | ||
| Google Pay | ||
| Apple Pay | ||
| Samsung Pay | ||
| Insurance | ||
| Rent | ||
| Charitable donations | ||
| Loans and installments | ||
| Other | 0.4% | Conditions and calculation
sim Credit Card other eligible retail transactions: 0.4% CashBack: 0.4%
|
Promotion offers and card offers are separate. Combined eligibility is not assumed.
Promotion offers (94)
sim Credit Card交稅分期可賺高達HKD1,800Up to1,800HKD savingConditions applyOther
- Eligibility: Audience: all
- Eligible spending: Applies to: 政府繳費 · Type: category
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: The source states a maximum HKD saving but gives no percentage or calculation basis.
- Application or registration is required.
- 使用sim Credit Card app的「繳費/交稅」服務交稅後，再申請分期。頁面稱可賺高達HKD1,800、優惠受條款及細則約束；詳細條款和日期未載於此Markdown。
sim Credit Card餐廳消費享高達5折Up to50%savingConditions applyDiscount
- Eligibility: Audience: all
- Eligible spending: Applies to: 餐飲 · Type: category
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Source notation: 5折; saving percentage = (10 5) × 10 = 50%.
- Application or registration is required.
- 頁面稱優惠期間限定，並提供登記連結；登記步驟、適用商戶和有效日期未載於此Markdown。優惠受條款及細則約束。
sim Credit Card餐飲消費享高達HKD800現金回贈Up to800HKD savingConditions applyCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: 餐飲 · Type: category
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: The source states an HKD cashback amount but no percentage.
- Application or registration is required.
- 頁面稱優惠期間限定，並提供登記連結；適用商戶和有效日期未載於此Markdown。優惠受條款及細則約束。
sim Credit Card購買新手機並分期享高達HKD2,500現金回贈Up to2,500HKD savingConditions applyCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: 電子產品 · Type: category
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: The source states an HKD cashback amount but no percentage.
- Application or registration is required.
- 使用sim Credit Card購買新手機並做分期。登記名額有限，先到先得，額滿即止；日期和詳細條款未載於此Markdown。
又一城星期五簽賬享高達30%現金回贈Up to30%savingCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: festival walk · Type: merchant
- Benefit limit: Period: not stated · Type: not stated
- 優惠1：逢星期五簽HKD1,000送HKD300。每日名額有限，額滿即止。頁面沒有說明HKD1,000是最低簽賬門檻還是指定簽賬額；詳情和日期未載於此Markdown。優惠受條款及細則約束。
- 使用sim Credit Card於又一城消費。
又一城非星期五簽賬現金回贈（優惠值未列明）—Value not statedCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: festival walk · Type: merchant
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: The source says cashback is available on other days but gives no amount or rate.
- 頁面稱星期五以外的日子仍有回贈，但沒有列明金額或百分比。優惠受條款及細則約束。
- 使用sim Credit Card於又一城消費。
又一城簽賬享雙重抽獎機會（優惠值未列明）—Value not statedPrize
- Eligibility: Audience: all
- Eligible spending: Applies to: festival walk · Type: merchant
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: The source states double lucky draw chances but gives no prize or entry count.
- 頁面稱可享雙重抽獎機會，但沒有列明獎品、抽獎條件或日期。優惠受條款及細則約束。
- 使用sim Credit Card於又一城消費。
sim Credit Card簽賬分期首3個月0手續費0HKD priceFee Waiver
- Eligibility: Audience: all
- Eligible spending: Applies to: 借貸/分期付款 · Type: category
- Benefit limit: Applies to: 簽賬分期手續費 · Period: not stated · Type: unlimited
- Percentage note: The source states a zero handling fee, not a savings percentage.
- sim Credit Card簽賬分期首3個月手續費為HKD0，並稱無上限。詳細條款和日期未載於此Markdown；優惠受條款及細則約束。
sim Credit Card簽賬分期享高達HKD1,200回贈Up to1,200HKD savingCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: 借貸/分期付款 · Type: category
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: The source states an HKD cashback amount but no percentage.
- 使用sim Credit Card簽賬分期可獲高達HKD1,200回贈。詳細條款和日期未載於此Markdown；優惠受條款及細則約束。
sim Credit Card使用Apple Pay或Google Pay消費享高達HKD3,000回贈Up to3,000HKD savingConditions applyCashback
- Eligibility: Audience: all
- Eligible spending: Type: all
- Requirements: Pay with: apple pay or Pay with: google pay
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: The source states an HKD cashback amount but no percentage.
- Application or registration is required.
- 使用Apple Pay或Google Pay拍卡消費，涵蓋本地及海外簽賬；頁面稱最高可賺HKD3,000，並提供登記連結。詳細條款和日期未載於此Markdown；優惠受條款及細則約束。
RentSmart住宅租金付款享0%服務費0%rateFee Waiver
- Eligibility: Audience: all
- Eligible spending: Applies to: 租金 · Type: category
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: The source states a 0% service fee, not a savings percentage.
- 透過RentSmart支付住宅租金可享0%服務費。詳細條款和日期未載於此Markdown；優惠受條款及細則約束。
RentSmart住宅租金付款享高達8%現金回贈Up to8%savingCashbackCap: HK$1,950.00 · promotion total
- Eligibility: Audience: all
- Eligible spending: Applies to: 租金 · Type: category
- Benefit limit: Amount: 1950 · Applies to: RentSmart campaign cash rebate · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
- 透過RentSmart支付住宅租金可享高達8%現金回贈。頁面宣傳最高可賺HKD1,950；詳細條款和日期未載於此Markdown。優惠受條款及細則約束。
RentSmart車位租金付款享0%服務費0%rateFee Waiver
- Eligibility: Audience: all
- Eligible spending: Applies to: 租金 · Type: category
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: The source states a 0% service fee, not a savings percentage.
- 透過RentSmart支付車位租金可享0%服務費。詳細條款和日期未載於此Markdown；優惠受條款及細則約束。
RentSmart車位租金付款享高達8%現金回贈Up to8%savingCashbackCap: HK$1,950.00 · promotion total
- Eligibility: Audience: all
- Eligible spending: Applies to: 租金 · Type: category
- Benefit limit: Amount: 1950 · Applies to: RentSmart campaign cash rebate · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
- 透過RentSmart支付車位租金可享高達8%現金回贈。頁面宣傳最高可賺HKD1,950；詳細條款和日期未載於此Markdown。優惠受條款及細則約束。
RentSmart舖租付款享0%服務費0%rateFee Waiver
- Eligibility: Audience: all
- Eligible spending: Applies to: 租金 · Type: category
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: The source states a 0% service fee, not a savings percentage.
- 透過RentSmart支付舖租可享0%服務費。詳細條款和日期未載於此Markdown；優惠受條款及細則約束。
RentSmart舖租付款享高達8%現金回贈Up to8%savingCashbackCap: HK$1,950.00 · promotion total
- Eligibility: Audience: all
- Eligible spending: Applies to: 租金 · Type: category
- Benefit limit: Amount: 1950 · Applies to: RentSmart campaign cash rebate · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
- 透過RentSmart支付舖租可享高達8%現金回贈。頁面宣傳最高可賺HKD1,950；詳細條款和日期未載於此Markdown。優惠受條款及細則約束。
龍豐集團門市簽賬享高達6%現金回贈Up to6%savingCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: lung fung group · Type: merchant
- Benefit limit: Period: not stated · Type: not stated
- 使用sim Credit Card於龍豐集團門市簽賬，可享高達6%現金回贈。詳細條款和日期未載於此Markdown；優惠受條款及細則約束。
sim Credit Card水電賬單付款享高達2%現金回贈Up to2%savingCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: 電力及煤氣 / 水務 · Type: category
- Benefit limit: Period: not stated · Type: not stated
- 使用sim Credit Card app繳交水電賬單，可享高達2%回贈。頁面稱不同金額的賬單均可參加；詳細條款和日期未載於此Markdown。
sim Credit Card租金賬單付款享高達2%現金回贈Up to2%savingCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: 租金 · Type: category
- Benefit limit: Period: not stated · Type: not stated
- 使用sim Credit Card app繳交租金賬單，可享高達2%回贈。頁面稱不同金額的賬單均可參加；詳細條款和日期未載於此Markdown。
sim Credit Card差餉賬單付款享高達2%現金回贈Up to2%savingCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: 政府繳費 · Type: category
- Benefit limit: Period: not stated · Type: not stated
- 使用sim Credit Card app繳交差餉賬單，可享高達2%回贈。頁面稱不同金額的賬單均可參加；詳細條款和日期未載於此Markdown。
sim Credit Card學費賬單付款享高達2%現金回贈Up to2%savingCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: 學費／課程 · Type: category
- Benefit limit: Period: not stated · Type: not stated
- 使用sim Credit Card app繳交學費賬單，可享高達2%回贈。頁面稱不同金額的賬單均可參加；詳細條款和日期未載於此Markdown。
sim Credit CardGrant Loan賬單付款享高達2%現金回贈Up to2%savingCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: 借貸/分期付款 · Type: category
- Benefit limit: Period: not stated · Type: not stated
- 使用sim Credit Card app繳交grant loan賬單，可享高達2%回贈。頁面稱不同金額的賬單均可參加；詳細條款和日期未載於此Markdown。
sim Credit Card套現分期享6個月免息免手續費6monthConditions applyFinancingCap: HK$100,000.00 · not stated
- Eligibility: Audience: all · Customer status: new
- Eligible spending: Type: not applicable
- Benefit limit: Amount: 100000 · Applies to: 套現金額 · Currency: HKD · Period: not stated · Type: limited · Unit: currency
- Percentage note: The source states a six month financing period, not a savings percentage.
- Application or registration is required.
- 申請sim Credit Card並成功開卡，可獲6個月免息免手續費套現分期；套現金額最高可達HKD100,000。詳細條款和日期未載於此Markdown；優惠受條款及細則約束。
- 此為迎新優惠。
sim Credit Card網上消費享高達8%現金回贈Up to8%savingCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: 網上購物 · Type: category
- Benefit limit: Period: not stated · Type: not stated
- 使用sim Credit Card網上消費可享高達8%現金回贈。頁面稱人人可賺；優惠受條款及細則約束，詳細條款未載於此Markdown。
sim Credit Card交稅分期高達HKD1,800優惠Up to1,800HKD savingConditions applyOther
- Eligibility: Audience: all
- Eligible spending: Applies to: 政府繳費 · Type: category
- Benefit limit: Period: not stated · Type: not stated
- Application or registration is required.
- 以sim Credit Card app的「繳費/交稅」服務交稅，之後再申請分期。
- 頁面稱可賺／慳高達HKD1,800；沒有列明回贈形式或計算方法。
- 頁面有「登記」步驟。
- 優惠受條款及細則約束。
sim Credit Card購買果迷新機分期高達HKD2,500現金回贈Up to2,500HKD savingConditions applyCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: 電子產品 · Type: category
- Benefit limit: Period: not stated · Type: not stated
- Application or registration is required.
- 用sim Credit Card購買「果迷新機」後做分期，可獲高達HKD2,500現金回贈。
- 登記名額有限，先到先得，額滿即止。
- 優惠受條款及細則約束。
又一城購物簽賬HKD300現金回贈300HKD savingCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: 購物 · Type: category
- Benefit limit: Period: not stated · Type: not stated
- 活動文案列明行街、食飯、睇戲及溜冰都有著數；此候選為購物類。
- 逢星期五簽HKD1,000送HKD300；每日名額有限，額滿即止。
- 於又一城以sim Credit Card消費。
- 優惠受條款及細則約束。
又一城餐飲簽賬HKD300現金回贈300HKD savingCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: 餐飲 · Type: category
- Benefit limit: Period: not stated · Type: not stated
- 活動文案列明行街、食飯、睇戲及溜冰都有著數；此候選為餐飲類。
- 逢星期五簽HKD1,000送HKD300；每日名額有限，額滿即止。
- 於又一城以sim Credit Card消費。
- 優惠受條款及細則約束。
又一城戲院簽賬HKD300現金回贈300HKD savingCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: 戲院 · Type: category
- Benefit limit: Period: not stated · Type: not stated
- 活動文案列明行街、食飯、睇戲及溜冰都有著數；此候選為戲院類。
- 逢星期五簽HKD1,000送HKD300；每日名額有限，額滿即止。
- 於又一城以sim Credit Card消費。
- 優惠受條款及細則約束。
又一城娛樂簽賬HKD300現金回贈300HKD savingCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: 娛樂 · Type: category
- Benefit limit: Period: not stated · Type: not stated
- 活動文案列明行街、食飯、睇戲及溜冰都有著數；此候選為溜冰類。
- 逢星期五簽HKD1,000送HKD300；每日名額有限，額滿即止。
- 於又一城以sim Credit Card消費。
- 優惠受條款及細則約束。
又一城購物簽賬現金回贈（優惠值未列明）—Value not statedCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: 購物 · Type: category
- Benefit limit: Period: not stated · Type: not stated
- 活動文案列明行街、食飯、睇戲及溜冰都有著數；此候選為購物類。
- 星期五以外日子仍有現金回贈，但回贈金額及計算方法未列明。
- 於又一城以sim Credit Card消費；優惠受條款及細則約束。
又一城餐飲簽賬現金回贈（優惠值未列明）—Value not statedCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: 餐飲 · Type: category
- Benefit limit: Period: not stated · Type: not stated
- 活動文案列明行街、食飯、睇戲及溜冰都有著數；此候選為餐飲類。
- 星期五以外日子仍有現金回贈，但回贈金額及計算方法未列明。
- 於又一城以sim Credit Card消費；優惠受條款及細則約束。
又一城戲院簽賬現金回贈（優惠值未列明）—Value not statedCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: 戲院 · Type: category
- Benefit limit: Period: not stated · Type: not stated
- 活動文案列明行街、食飯、睇戲及溜冰都有著數；此候選為戲院類。
- 星期五以外日子仍有現金回贈，但回贈金額及計算方法未列明。
- 於又一城以sim Credit Card消費；優惠受條款及細則約束。
又一城娛樂簽賬現金回贈（優惠值未列明）—Value not statedCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: 娛樂 · Type: category
- Benefit limit: Period: not stated · Type: not stated
- 活動文案列明行街、食飯、睇戲及溜冰都有著數；此候選為溜冰類。
- 星期五以外日子仍有現金回贈，但回贈金額及計算方法未列明。
- 於又一城以sim Credit Card消費；優惠受條款及細則約束。
又一城購物精選商戶半價優惠Up to50%savingDiscount
- Eligibility: Audience: all
- Eligible spending: Applies to: 購物 · Type: category
- Benefit limit: Period: not stated · Type: not stated
- The complete list of eligible merchants is not available.
- 又一城精選商戶優惠低至半價；精選商戶名單未列明。
- 活動文案列明行街、食飯、睇戲及溜冰都有著數；此候選為購物類。
- 以sim Credit Card參與；優惠受條款及細則約束。
又一城餐飲精選商戶半價優惠Up to50%savingDiscount
- Eligibility: Audience: all
- Eligible spending: Applies to: 餐飲 · Type: category
- Benefit limit: Period: not stated · Type: not stated
- The complete list of eligible merchants is not available.
- 又一城精選商戶優惠低至半價；精選商戶名單未列明。
- 活動文案列明行街、食飯、睇戲及溜冰都有著數；此候選為餐飲類。
- 以sim Credit Card參與；優惠受條款及細則約束。
又一城戲院精選商戶半價優惠Up to50%savingDiscount
- Eligibility: Audience: all
- Eligible spending: Applies to: 戲院 · Type: category
- Benefit limit: Period: not stated · Type: not stated
- The complete list of eligible merchants is not available.
- 又一城精選商戶優惠低至半價；精選商戶名單未列明。
- 活動文案列明行街、食飯、睇戲及溜冰都有著數；此候選為戲院類。
- 以sim Credit Card參與；優惠受條款及細則約束。
又一城娛樂精選商戶半價優惠Up to50%savingDiscount
- Eligibility: Audience: all
- Eligible spending: Applies to: 娛樂 · Type: category
- Benefit limit: Period: not stated · Type: not stated
- The complete list of eligible merchants is not available.
- 又一城精選商戶優惠低至半價；精選商戶名單未列明。
- 活動文案列明行街、食飯、睇戲及溜冰都有著數；此候選為溜冰類。
- 以sim Credit Card參與；優惠受條款及細則約束。
又一城消費雙重抽獎機會（優惠值未列明）—Value not statedPrize
- Eligibility: Audience: all
- Eligible spending: Applies to: 又一城 · Type: merchant
- Benefit limit: Period: not stated · Type: not stated
- 活動文案稱有雙重抽獎機會，但沒有列出抽獎資格、獎品或參與步驟。
- 又一城活動要求使用sim Credit Card；優惠受條款及細則約束。
sim Credit Card簽賬分期首3個月HKD0手續費0HKD priceFee Waiver
- Eligibility: Audience: all
- Eligible spending: Applies to: 借貸/分期付款 · Type: category
- Benefit limit: Applies to: 手續費優惠 · Period: not stated · Type: unlimited
- sim Credit Card簽賬分期首3個月手續費為HKD0，頁面稱無上限。
- 優惠受條款及細則約束。
sim Credit Card簽賬分期高達HKD1,200回贈Up to1,200HKD savingCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: 借貸/分期付款 · Type: category
- Benefit limit: Period: not stated · Type: not stated
- sim Credit Card簽賬分期可獲高達HKD1,200回贈。
- 首3個月手續費為HKD0；優惠受條款及細則約束。
Apple Pay／Google Pay本地及海外消費高達HKD3,000回贈Up to3,000HKD savingConditions applyCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: 手機支付 · Type: category
- Requirements: Pay with: apple pay or Pay with: google pay
- Benefit limit: Period: not stated · Type: not stated
- Application or registration is required.
- 推廣頁面為sim Credit Card頁面；優惠文字要求用Apple Pay或Google Pay拍卡消費。
- 頁面列明本地買及海外簽賬，最高HKD3,000回贈。
- 頁面提供登記步驟；優惠受條款及細則約束。
RentSmart租金繳付0%服務費0%rateFee Waiver
- Eligibility: Audience: all
- Eligible spending: Applies to: 租金 · Type: category
- Benefit limit: Period: not stated · Type: not stated
- 透過RentSmart支付住宅、車位、舖租等，可享0%服務費。
- 優惠受條款及細則約束。
RentSmart租金消費高達8%現金回贈Up to8%savingCashbackCap: HK$1,950.00 · promotion total
- Eligibility: Audience: all
- Eligible spending: Applies to: 租金 · Type: category
- Benefit limit: Amount: 1950 · Applies to: 現金回贈 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
- 透過RentSmart支付住宅、車位、舖租等，可享高達8%現金回贈。
- 頁面稱最高可賺HKD1,950；優惠受條款及細則約束。
龍豐集團門市簽賬高達6%現金回贈Up to6%savingCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: 龍豐集團 · Type: merchant
- Benefit limit: Period: not stated · Type: not stated
- 用sim Credit Card於龍豐集團門市簽賬，可享高達6%現金回贈。
- 優惠受條款及細則約束。
sim Credit Card水務繳費高達2%現金回贈Up to2%savingCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: 水務 · Type: category
- Benefit limit: Period: not stated · Type: not stated
- 用sim Credit Card app繳費；頁面列出水費、電費、租金、差餉、學費及grant loan等賬單。
- 大小賬單均可賺高達2%現金回贈；優惠受條款及細則約束。
sim Credit Card電力及煤氣繳費高達2%現金回贈Up to2%savingCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: 電力及煤氣 · Type: category
- Benefit limit: Period: not stated · Type: not stated
- 用sim Credit Card app繳費；頁面列出水費、電費、租金、差餉、學費及grant loan等賬單。
- 大小賬單均可賺高達2%現金回贈；優惠受條款及細則約束。
sim Credit Card租金繳費高達2%現金回贈Up to2%savingCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: 租金 · Type: category
- Benefit limit: Period: not stated · Type: not stated
- 用sim Credit Card app繳費；頁面列出水費、電費、租金、差餉、學費及grant loan等賬單。
- 大小賬單均可賺高達2%現金回贈；優惠受條款及細則約束。
sim Credit Card差餉繳費高達2%現金回贈Up to2%savingCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: 政府繳費 · Type: category
- Benefit limit: Period: not stated · Type: not stated
- 用sim Credit Card app繳費；頁面列出水費、電費、租金、差餉、學費及grant loan等賬單。
- 大小賬單均可賺高達2%現金回贈；優惠受條款及細則約束。
sim Credit Card學費繳費高達2%現金回贈Up to2%savingCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: 學費／課程 · Type: category
- Benefit limit: Period: not stated · Type: not stated
- 用sim Credit Card app繳費；頁面列出水費、電費、租金、差餉、學費及grant loan等賬單。
- 大小賬單均可賺高達2%現金回贈；優惠受條款及細則約束。
sim Credit Card grant loan繳費高達2%現金回贈Up to2%savingCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: 借貸/分期付款 · Type: category
- Benefit limit: Period: not stated · Type: not stated
- 用sim Credit Card app繳費；頁面列出水費、電費、租金、差餉、學費及grant loan等賬單。
- 大小賬單均可賺高達2%現金回贈；優惠受條款及細則約束。
sim Credit Card套現分期6個月免息6個月 quantityConditions applyFinancingCap: HK$100,000.00 · not stated
- Eligibility: Audience: all · Customer status: new
- Eligible spending: Type: not applicable
- Benefit limit: Amount: 100000 · Applies to: 套現分期本金 · Currency: HKD · Period: not stated · Type: limited · Unit: currency
- Application or registration is required.
- 申請sim Credit Card並成功開卡，可獲6個月免息套現分期計劃。
- 套現分期金額最高HKD100,000。
- 優惠受條款及細則約束。
sim Credit Card套現分期免手續費（優惠值未列明）—Value not statedConditions applyFee WaiverCap: HK$100,000.00 · not stated
- Eligibility: Audience: all · Customer status: new
- Eligible spending: Type: not applicable
- Benefit limit: Amount: 100000 · Applies to: 套現分期本金 · Currency: HKD · Period: not stated · Type: limited · Unit: currency
- Application or registration is required.
- 申請sim Credit Card並成功開卡，可獲免手續費套現分期計劃。
- 套現分期金額最高HKD100,000。
- 優惠受條款及細則約束。
sim Credit Card網上消費高達8%現金回贈Up to8%savingCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: 網上購物 · Type: category
- Benefit limit: Period: not stated · Type: not stated
- 以sim Credit Card作網上消費，可享高達8%現金回贈。
- 頁面稱「你講得出嘅網上消費」；優惠受條款及細則約束。
sim Credit Card購買新手機分期最高HKD2,500現金回贈Up to2,500HKD savingConditions applyCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: 電子產品 · Type: category
- Benefit limit: Applies to: 手機分期現金回贈 · Period: not stated · Type: not stated
- Application or registration is required.
- 須使用sim Credit Card購買新手機並辦理分期。
- 須登記；名額有限，先到先得，額滿即止。
- 優惠受條款及細則約束；本Markdown未列出詳細條款。
又一城簽賬獲HKD300現金回贈300HKD savingCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: festival walk · Type: merchant
- Benefit limit: Applies to: 星期五HKD300回贈；每日名額有限但數量未列明 · Period: not stated · Type: not stated
- Percentage note: 活動標題明示高達30%回贈。
- 須使用sim Credit Card於又一城簽賬；星期五簽HKD1,000可獲HKD300回贈。來源未說明此消費額是否須為單一交易。
- 其他日子仍有一般現金回贈，但該回贈率未列明。
- 每日名額有限，額滿即止。
- 優惠受條款及細則約束；本Markdown未列出詳細條款。
又一城指定餐飲商戶最高五折優惠Up to50%savingDiscount
- Eligibility: Audience: all
- Eligible spending: Applies to: 餐飲 · Type: category
- Benefit limit: Applies to: 又一城指定餐飲商戶折扣 · Period: not stated · Type: not stated
- Percentage note: 來源明示指定商戶優惠低至半價。
- The complete list of eligible merchants is not available.
- 優惠限於又一城精選商戶；本Markdown沒有商戶名單。
- 活動文字提及食飯有優惠，但沒有指出哪些餐飲商戶提供半價優惠。
- 優惠受條款及細則約束；本Markdown未列出詳細條款。
又一城指定電影商戶最高五折優惠Up to50%savingDiscount
- Eligibility: Audience: all
- Eligible spending: Applies to: 戲院 · Type: category
- Benefit limit: Applies to: 又一城指定電影商戶折扣 · Period: not stated · Type: not stated
- Percentage note: 來源明示指定商戶優惠低至半價。
- The complete list of eligible merchants is not available.
- 優惠限於又一城精選商戶；本Markdown沒有商戶名單。
- 活動文字提及睇戲有優惠，但沒有指出哪些電影商戶提供半價優惠。
- 優惠受條款及細則約束；本Markdown未列出詳細條款。
又一城指定溜冰商戶最高五折優惠Up to50%savingDiscount
- Eligibility: Audience: all
- Eligible spending: Applies to: 娛樂 · Type: category
- Benefit limit: Applies to: 又一城指定溜冰商戶折扣 · Period: not stated · Type: not stated
- Percentage note: 來源明示指定商戶優惠低至半價。
- The complete list of eligible merchants is not available.
- 優惠限於又一城精選商戶；本Markdown沒有商戶名單。
- 活動文字提及溜冰有優惠，但沒有指出哪些溜冰商戶提供半價優惠。
- 優惠受條款及細則約束；本Markdown未列出詳細條款。
又一城雙重抽獎機會（優惠值未列明）—Value not statedPrize
- Eligibility: Audience: all
- Eligible spending: Applies to: festival walk · Type: merchant
- Benefit limit: Applies to: 又一城雙重抽獎機會 · Period: not stated · Type: not stated
- 活動文字稱有雙重抽獎機會，但沒有列出獎品、抽獎條件或比較基準。
- 優惠受條款及細則約束；本Markdown未列出詳細條款。
sim Credit Card簽賬分期首3個月HKD0手續費0HKD priceFee Waiver
- Eligibility: Audience: all
- Eligible spending: Applies to: 借貸/分期付款 · Type: category
- Benefit limit: Applies to: 首3個月手續費豁免 · Period: not stated · Type: unlimited
- 適用於sim Credit Card簽賬分期。
- 首3個月手續費為HKD0；來源稱無上限。
- 優惠受條款及細則約束；本Markdown未列出詳細條款。
sim Credit Card簽賬分期最高HKD1,200現金回贈Up to1,200HKD savingCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: 借貸/分期付款 · Type: category
- Benefit limit: Applies to: 簽賬分期現金回贈 · Period: not stated · Type: not stated
- 適用於sim Credit Card簽賬分期。
- 來源明示回贈最高HKD1,200。
- 優惠受條款及細則約束；本Markdown未列出詳細條款。
RentSmart住宅、車位及舖租0%服務費0%rateFee Waiver
- Eligibility: Audience: all
- Eligible spending: Applies to: 租金 · Type: category
- Benefit limit: Applies to: RentSmart住宅租金、車位租金及舖租服務費 · Period: not stated · Type: not stated
- Percentage note: 來源明示0%服務費。
- 優惠適用於RentSmart住宅租金、車位租金及舖租付款。
- 上述租金服務費均為0%。
- 優惠受條款及細則約束；本Markdown未列出詳細條款。
RentSmart住宅、車位及舖租最高8%現金回贈Up to8%savingCashbackCap: HK$1,950.00 · promotion total
- Eligibility: Audience: all
- Eligible spending: Applies to: 租金 · Type: category
- Benefit limit: Amount: 1950 · Applies to: RentSmart住宅租金、車位租金及舖租現金回贈 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
- Percentage note: 來源明示高達8%現金回贈。
- 優惠適用於RentSmart住宅租金、車位租金及舖租付款。
- 來源明示現金回贈最高8%；RentSmart活動回贈最高HKD1,950，該上限適用於此活動所列租金類別。
- 優惠受條款及細則約束；本Markdown未列出詳細條款。
龍豐集團門市簽賬最高6%現金回贈Up to6%savingCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: lung fung · Type: merchant
- Benefit limit: Applies to: 龍豐集團門市簽賬現金回贈 · Period: not stated · Type: not stated
- Percentage note: 來源明示高達6%現金回贈。
- 須使用sim Credit Card於龍豐集團門市簽賬。
- 優惠受條款及細則約束；本Markdown未列出詳細條款。
sim Credit Card App繳交水電費最高2%現金回贈Up to2%savingCashbacksim credit card app
- Eligibility: Audience: all
- Eligible spending: Applies to: 水務 / 電力及煤氣 · Type: category
- Requirements: Pay with: sim credit card app
- Benefit limit: Applies to: 水費及電費繳費現金回贈 · Period: not stated · Type: not stated
- Percentage note: 來源明示高達2%現金回贈。
- 須使用sim Credit Card App繳交水費或電費。
- 來源明示繳費現金回贈最高2%。
- 優惠受條款及細則約束；本Markdown未列出詳細條款。
sim Credit Card App交租最高2%現金回贈Up to2%savingCashbacksim credit card app
- Eligibility: Audience: all
- Eligible spending: Applies to: 租金 · Type: category
- Requirements: Pay with: sim credit card app
- Benefit limit: Applies to: 租金繳費現金回贈 · Period: not stated · Type: not stated
- Percentage note: 來源明示高達2%現金回贈。
- 須使用sim Credit Card App繳交租金。
- 來源明示繳費現金回贈最高2%。
- 優惠受條款及細則約束；本Markdown未列出詳細條款。
sim Credit Card App交差餉最高2%現金回贈Up to2%savingCashbacksim credit card app
- Eligibility: Audience: all
- Eligible spending: Applies to: 政府繳費 · Type: category
- Requirements: Pay with: sim credit card app
- Benefit limit: Applies to: 差餉繳費現金回贈 · Period: not stated · Type: not stated
- Percentage note: 來源明示高達2%現金回贈。
- 須使用sim Credit Card App繳交差餉。
- 來源明示繳費現金回贈最高2%。
- 優惠受條款及細則約束；本Markdown未列出詳細條款。
sim Credit Card App交學費最高2%現金回贈Up to2%savingCashbacksim credit card app
- Eligibility: Audience: all
- Eligible spending: Applies to: 學費／課程 · Type: category
- Requirements: Pay with: sim credit card app
- Benefit limit: Applies to: 學費繳費現金回贈 · Period: not stated · Type: not stated
- Percentage note: 來源明示高達2%現金回贈。
- 須使用sim Credit Card App繳交學費。
- 來源明示繳費現金回贈最高2%。
- 優惠受條款及細則約束；本Markdown未列出詳細條款。
sim Credit Card App交Grant Loan最高2%現金回贈Up to2%savingCashbacksim credit card app
- Eligibility: Audience: all
- Eligible spending: Applies to: 借貸/分期付款 · Type: category
- Requirements: Pay with: sim credit card app
- Benefit limit: Applies to: Grant Loan繳費現金回贈 · Period: not stated · Type: not stated
- Percentage note: 來源明示高達2%現金回贈。
- 須使用sim Credit Card App繳交Grant Loan。
- 來源明示繳費現金回贈最高2%；其他合資格賬單類別未在本Markdown列明。
- 優惠受條款及細則約束；本Markdown未列出詳細條款。
sim Credit Card 6個月免息套現分期計劃6個月 quantityConditions applyFinancing
- Eligibility: Audience: all · Customer status: new
- Eligible spending: Type: not applicable
- Benefit limit: Applies to: 套現分期融資金額 · Period: not stated · Type: not stated
- Application or registration is required.
- 此為sim Credit Card迎新優惠；須申請sim Credit Card並成功開卡。
- 套現分期計劃期為6個月，免息。
- 計劃金額最高HKD100,000；此金額是融資金額，不是回贈上限。
- 優惠受條款及細則約束；本Markdown未列出詳細條款。
sim Credit Card套現分期免手續費（優惠值未列明）—Value not statedConditions applyFee Waiver
- Eligibility: Audience: all · Customer status: new
- Eligible spending: Type: not applicable
- Benefit limit: Applies to: 套現分期手續費豁免 · Period: not stated · Type: not stated
- Application or registration is required.
- 此為sim Credit Card迎新優惠；須申請sim Credit Card並成功開卡。
- 套現分期計劃免手續費；手續費金額未列明。
- 計劃金額最高HKD100,000；此金額是融資金額，不是回贈上限。
- 優惠受條款及細則約束；本Markdown未列出詳細條款。
sim Credit Card網上消費最高8%現金回贈Up to8%savingCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: 網上購物 · Type: category
- Benefit limit: Applies to: 網上消費現金回贈 · Period: not stated · Type: not stated
- Percentage note: 來源明示高達8%現金回贈。
- 須使用sim Credit Card進行網上消費。
- 來源明示現金回贈最高8%。
- 信用卡簽賬優惠受條款及細則約束；本Markdown未列出詳細條款。
sim Credit Card／sim World Mastercard 網上消費高達8%現金回贈Up to8%savingCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: 網上購物 · Type: category
- Benefit limit: Applies to: eligible benefit · Period: not stated · Type: not stated
- 持卡人須年滿18歲或以上。
- sim World Mastercard®頁面列明最低年收入HKD150,000。
- 網上消費可享高達8%現金回贈；詳細合資格交易及上限未在本地頁面列明。
sim Credit Card 本地交通高達8%現金回贈Up to8%savingCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: 本地交通 · Type: category
- Benefit limit: Applies to: eligible benefit · Period: not stated · Type: not stated
- 持卡人須年滿18歲或以上。
- 本地指定交通；詳細合資格交易及上限未在本地頁面列明。
sim Credit Card／sim World Mastercard 特選商戶3%現金回贈3%savingCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: 其他 · Type: category
- Benefit limit: Applies to: eligible benefit · Period: not stated · Type: not stated
- The complete list of eligible merchants is not available.
- 持卡人須年滿18歲或以上。
- sim World Mastercard®頁面列明最低年收入HKD150,000。
- 只列明特選商戶，完整商戶名單未在本地頁面提供。
sim Credit Card／sim World Mastercard app即時現金服務（優惠值未列明）—Value not statedFinancing
- Eligibility: Audience: all
- Eligible spending: Type: not applicable
- Benefit limit: Applies to: eligible benefit · Period: not stated · Type: not stated
- 持卡人須年滿18歲或以上。
- sim World Mastercard®頁面列明最低年收入HKD150,000。
- 頁面只說明可在app即時取得現金，未列明金額、利率或費用。
sim Credit Card／sim World Mastercard 水電賬單高達2%現金回贈Up to2%savingCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: 賬單及公用事業 · Type: category
- Benefit limit: Applies to: eligible benefit · Period: not stated · Type: not stated
- 持卡人須年滿18歲或以上。
- sim World Mastercard®頁面列明最低年收入HKD150,000。
- 使用sim Credit Card app繳付合資格賬單；頁面列出水電、租金、差餉、學費及grant loan，詳細上限未列明。
sim Credit Card／sim World Mastercard 租金繳付高達2%現金回贈Up to2%savingCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: 租金 · Type: category
- Benefit limit: Applies to: eligible benefit · Period: not stated · Type: not stated
- 持卡人須年滿18歲或以上。
- sim World Mastercard®頁面列明最低年收入HKD150,000。
- 使用sim Credit Card app繳付合資格賬單；頁面列出水電、租金、差餉、學費及grant loan，詳細上限未列明。
sim Credit Card／sim World Mastercard 差餉繳付高達2%現金回贈Up to2%savingCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: 政府繳費 · Type: category
- Benefit limit: Applies to: eligible benefit · Period: not stated · Type: not stated
- 持卡人須年滿18歲或以上。
- sim World Mastercard®頁面列明最低年收入HKD150,000。
- 使用sim Credit Card app繳付合資格賬單；頁面列出水電、租金、差餉、學費及grant loan，詳細上限未列明。
sim Credit Card／sim World Mastercard 學費及grant loan繳付高達2%現金回贈Up to2%savingCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: 學費／課程 · Type: category
- Benefit limit: Applies to: eligible benefit · Period: not stated · Type: not stated
- 持卡人須年滿18歲或以上。
- sim World Mastercard®頁面列明最低年收入HKD150,000。
- 使用sim Credit Card app繳付合資格賬單；頁面列出水電、租金、差餉、學費及grant loan，詳細上限未列明。
sim Credit Card 全日制大學／大專學生永久免年費（優惠值未列明）—Value not statedFee Waiverstudent
- Eligibility: Audience: student
- Eligible spending: Type: not applicable
- Benefit limit: Applies to: eligible benefit · Period: not stated · Type: not stated
- 適用於全日制大學／大專學生；年費金額未在本地頁面列明。
又一城星期五簽賬HK$300現金回贈300HKD savingCashbackMinimum spending: HK$1,000.00
- Eligibility: Audience: all
- Eligible spending: Applies to: festival walk · Type: merchant
- Minimum requirement: Period: per transaction · Spend: HK$1,000.00
- Benefit limit: Applies to: eligible benefit · Period: not stated · Type: not stated
- Percentage note: Threshold equivalent calculation: HK$300 cashback / HK$1,000 minimum Friday spend = 30%; effective rate can change outside the threshold.
- 適用於又一城；星期五簽賬HK$1,000送HK$300；每日名額有限，額滿即止。
又一城其他日子購物現金回贈（優惠值未列明）—Value not statedCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: festival walk · Type: merchant
- Benefit limit: Applies to: eligible benefit · Period: not stated · Type: not stated
- 適用於又一城；其他日子可享回贈，但回贈值未在本地頁面列明。
又一城特選商戶低至半價優惠Up to50%savingDiscount
- Eligibility: Audience: all
- Eligible spending: Applies to: 購物 · Type: category
- Benefit limit: Applies to: eligible benefit · Period: not stated · Type: not stated
- The complete list of eligible merchants is not available.
- 適用於又一城特選商戶；完整商戶名單未在本地頁面提供。
又一城雙重抽獎機會（優惠值未列明）—Value not statedPrize
- Eligibility: Audience: all
- Eligible spending: Applies to: festival walk · Type: merchant
- Benefit limit: Applies to: eligible benefit · Period: not stated · Type: not stated
- 適用於又一城；頁面只列明有雙重抽獎機會，未列明獎品或中獎規則。
RentSmart租金0%服務費0%savingFee Waiver
- Eligibility: Audience: all
- Eligible spending: Applies to: 租金 · Type: category
- Benefit limit: Applies to: eligible benefit · Period: not stated · Type: not stated
- 持卡人須年滿18歲或以上。
- 適用於住宅、車位及舖租；服務費為0%。
RentSmart租金高達8%現金回贈Up to8%savingCashbackCap: HK$1,950.00 · promotion total
- Eligibility: Audience: all
- Eligible spending: Applies to: 租金 · Type: category
- Benefit limit: Amount: 1950 · Applies to: RentSmart cashback · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
- 持卡人須年滿18歲或以上。
- 適用於住宅、車位及舖租；整項優惠最高HKD1,950。
龍豐集團門市簽賬高達6%現金回贈Up to6%savingCashback
- Eligibility: Audience: all
- Eligible spending: Applies to: lung fung · Type: merchant
- Benefit limit: Applies to: eligible benefit · Period: not stated · Type: not stated
- 持卡人須年滿18歲或以上。
- 只適用於龍豐集團門市簽賬。
sim Credit Card 6個月免息免手續費套現分期6monthsConditions applyFinancingCap: HK$100,000.00 · not stated
- Eligibility: Audience: all · Customer status: new
- Eligible spending: Type: not applicable
- Benefit limit: Amount: 100000 · Applies to: cash instalment plan amount · Currency: HKD · Period: not stated · Type: limited · Unit: currency
- Application or registration is required.
- 申請sim Credit Card並成功開卡；套現分期計劃為6個月免息免手續費，金額最高HKD100,000。
sim Credit Card HKTVmall HK$100電子購物禮券1電子購物禮券 rewardGiftMinimum spending: HK$1,000.00
- Eligibility: Audience: all · Customer status: new
- Eligible spending: Applies to: 其他 · Type: category
- Requirements: Period spend <: HK$7,000.00 · Period spend ≥: HK$1,000.00
- Benefit limit: Applies to: eligible benefit · Period: not stated · Type: not stated
- 持卡人須年滿18歲或以上。
- 迎新優惠；須於2個月內累積HK$1,000至HK$6,999簽賬。
sim Credit Card HKTVmall HK$500電子現金券1電子現金券 rewardGiftMinimum spending: HK$7,000.00
- Eligibility: Audience: all · Customer status: new
- Eligible spending: Applies to: 其他 · Type: category
- Requirements: Period spend ≥: HK$7,000.00
- Benefit limit: Applies to: eligible benefit · Period: not stated · Type: not stated
- 持卡人須年滿18歲或以上。
- 迎新優惠；須於2個月內累積HK$7,000或以上簽賬。
sim Credit Card Apple Store HK$500禮品卡1Apple Store禮品卡 rewardGiftMinimum spending: HK$7,000.00
- Eligibility: Audience: all · Customer status: new
- Eligible spending: Applies to: 其他 · Type: category
- Requirements: Period spend ≥: HK$7,000.00
- Benefit limit: Applies to: eligible benefit · Period: not stated · Type: not stated
- 持卡人須年滿18歲或以上。
- 迎新優惠；須於2個月內累積HK$7,000或以上簽賬；此檔與HKTVmall HK$500電子現金券為二選一。
sim Credit Card designated local merchants: 3% CashBack3%savingCashbackPeriod LimitedMinimum spending: HK$1,000.00Cap: HK$200.00 · per month
- Eligibility: Audience: all
- Eligible spending: Applies to: adidas / puma / fila / matsukiyo hk / tokyo lifestyle · Type: merchant
- Requirements: Period spend ≥: HK$1,000.00
- Benefit limit: Amount: 200 · Applies to: All promotion CashBack per eligible card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
- Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card.
- Applies to physical stores in Hong Kong; online store purchases are treated as online retail transactions.
- If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion.
- CashBack Promotion: 2026-10-01 – 2026-12-31
Credit card offers (11)
sim Credit Card students: annual card fee waived（優惠值未列明）—Value not statedConditions applyFee WaiverPeriod Limitedstudent
- Eligibility: Audience: student · Document: Copy of a valid student identity card, verified by the Card Issuer.
- Eligible spending: Type: not applicable
- Benefit limit: Applies to: Annual card fee waiver · Period: not stated · Type: not stated
- Application or registration is required.
- Applicant must attend a full-time programme at a listed accredited Hong Kong institution. A student card may be provided after application if it was not supplied during application.
- Card account must remain valid and in good standing. The issuer may choose to provide only one promotion when the cardholder qualifies for multiple promotions.
- Student promotion, until further notice: 2026-01-01 – Not stated
sim Credit Card eligible online retail: 8% CashBack8%savingCashbackPeriod LimitedMinimum spending: HK$500.00Cap: HK$200.00 · per month
- Eligibility: Audience: all
- Eligible spending: Applies to: 網上購物 · Type: category
- Minimum requirement: Period: per transaction · Spend: HK$500.00
- Requirements: Period spend ≥: HK$1,000.00
- Benefit limit: Amount: 200 · Applies to: All promotion CashBack per eligible card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
- Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card.
- Online transaction must be a single net transaction of at least HKD500. Fees, bills, utilities, insurance, transfers, wallet reloads, instalments, and other listed exclusions do not qualify.
- If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion.
- CashBack Promotion: 2026-10-01 – 2026-12-31
sim Credit Card eligible local transportation: 8% CashBack8%savingCashbackPeriod LimitedMinimum spending: HK$1,000.00Cap: HK$200.00 · per month
- Eligibility: Audience: all
- Eligible spending: Applies to: 本地交通 · Type: category
- Requirements: Period spend ≥: HK$1,000.00
- Benefit limit: Amount: 200 · Applies to: All promotion CashBack per eligible card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
- Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card.
- Designated local services include Citybus, Cityflyer, KMB, LWB, MTR gate fares, Tram, and Star Ferry. MTR Airport Express, Light Rail, MTR Bus, service-centre purchases, and MTR Mobile purchases are excluded.
- If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion.
- CashBack Promotion: 2026-10-01 – 2026-12-31
sim Credit Card designated local merchants: 3% CashBack3%savingCashbackPeriod LimitedMinimum spending: HK$1,000.00Cap: HK$200.00 · per month
- Eligibility: Audience: all
- Eligible spending: Applies to: adidas / puma / fila / matsukiyo hk / tokyo lifestyle · Type: merchant
- Requirements: Period spend ≥: HK$1,000.00
- Benefit limit: Amount: 200 · Applies to: All promotion CashBack per eligible card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
- Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card.
- Applies to physical stores in Hong Kong; online store purchases are treated as online retail transactions.
- If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion.
- CashBack Promotion: 2026-10-01 – 2026-12-31
sim Credit Card eligible bill payments: 2% CashBack2%savingCashbackPeriod LimitedMinimum spending: HK$1,000.00Cap: HK$200.00 · per month
- Eligibility: Audience: all
- Eligible spending: Applies to: 賬單及公用事業 · Type: category
- Requirements: Period spend ≥: HK$1,000.00
- Benefit limit: Amount: 200 · Applies to: All promotion CashBack per eligible card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
- Rate includes the 0.4% basic rebate. Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card.
- Payment must use Pay Bills/Taxes in the sim Credit Card app. Excludes payments to tax authorities, financial institutions, insurers, and charities.
- If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion.
- CashBack Promotion: 2026-10-01 – 2026-12-31
sim Credit Card other eligible retail transactions: 0.4% CashBack0.4%savingCashbackPeriod LimitedMinimum spending: HK$1,000.00Cap: HK$200.00 · per month
- Eligibility: Audience: all
- Eligible spending: Applies to: 其他 · Type: category
- Requirements: Period spend ≥: HK$1,000.00
- Benefit limit: Amount: 200 · Applies to: All promotion CashBack per eligible card account · Currency: HKD · Period: per month · Type: limited · Unit: currency
- Must first spend HKD1,000 on non-online eligible retail transactions in the same calendar month; total promotion cap is HKD600 per card.
- Includes other eligible retail transactions not classified as online, designated local merchant, or local transportation transactions; listed exclusions apply.
- If the cardholder is eligible for benefits under another Card Issuer promotional activity during the CashBack Promotion Period, the Card Issuer may, at its sole and absolute discretion, provide benefits under only one promotion.
- CashBack Promotion: 2026-10-01 – 2026-12-31
sim Credit Card retail purchases: up to 53 days interest-freeUp to53days quantityFinancing
- Eligibility: Audience: all
- Eligible spending: Type: not applicable
- Benefit limit: Applies to: Interest free period · Period: not stated · Type: not stated
- Applies to retail purchases when the statement balance is paid in full by the due date; does not apply to cash advances.
sim Credit Card Balance Transfer Instalment Plan one-off application fee waived（優惠值未列明）—Value not statedConditions applyFee Waiver
- Eligibility: Audience: all
- Eligible spending: Type: not applicable
- Benefit limit: Applies to: One off application fee · Period: not stated · Type: not stated
- Application or registration is required.
- For eligible cardholders using the Balance Transfer Instalment Plan; apply through the sim Credit Card app.
sim Credit Card Balance Transfer Instalment Plan（優惠值未列明）—Value not statedConditions applyFinancing
- Eligibility: Audience: all
- Eligible spending: Type: not applicable
- Benefit limit: Applies to: Instalment plan · Period: not stated · Type: not stated
- Application or registration is required.
- Apply in the app for a single posted Pay Bills/Taxes payment of HKD500 or more to another financial institution; payment date must be the application date.
- Personalized monthly fee and term are shown in the application. Account must be in good standing.
sim Credit Card Cash Instalment Plan（優惠值未列明）—Value not statedConditions applyFinancing
- Eligibility: Audience: all
- Eligible spending: Type: not applicable
- Benefit limit: Applies to: Instalment plan · Period: not stated · Type: not stated
- Application or registration is required.
- Available to sim Credit Card holders with cash-withdrawal function. Minimum HKD500 in HKD500 increments; aggregate amount cannot exceed 95% of credit limit.
- Personalized monthly handling fee and any application fee are in the application. Early settlement handling fee applies.
sim Credit Card Spending Instalment Plan（優惠值未列明）—Value not statedConditions applyFinancing
- Eligibility: Audience: all
- Eligible spending: Type: not applicable
- Benefit limit: Applies to: Instalment plan · Period: not stated · Type: not stated
- Application or registration is required.
- Apply in the app for one eligible posted retail purchase of HKD500 or more; separate purchases cannot be combined. Account must be in good standing.
- Personalized monthly handling fee and any application fee are in the application. Early settlement handling fee applies.