Ocbc Visa Business Credit Card
- Bank
- OCBC Bank (Hong Kong)
- Issuer
- Ocbc
- Annual fee
- Income requirement
- Network
- Verified date
- Official website
Saving by category
Estimated saving at the selected amount. Conditions apply. Blank values have no supported estimate.
| Category | Saved percentage | Conditions |
|---|---|---|
| Dining | ||
| Fine dining | ||
| Local dining | ||
| Fast food | ||
| Food delivery | ||
| Cafés, bakeries and desserts | ||
| Groceries | ||
| Markets | ||
| Supermarkets | ||
| Convenience stores | ||
| Shopping | ||
| Fashion | ||
| Sports and outdoors | ||
| Department stores | ||
| Electronics | ||
| Home and furniture | ||
| Jewellery and watches | ||
| Books and stationery | ||
| Pet supplies | ||
| Online shopping | 5% | Conditions and calculation
指定網上購物平台額外5%現金回贈: 5%
|
| Overseas online shopping | 5% | Conditions and calculation
指定網上購物平台額外5%現金回贈: 5%
|
| Local online shopping | 5% | Conditions and calculation
指定網上購物平台額外5%現金回贈: 5%
|
| Online groceries | 5% | Conditions and calculation
指定網上購物平台額外5%現金回贈: 5%
|
| Online fashion and sports | 5% | Conditions and calculation
指定網上購物平台額外5%現金回贈: 5%
|
| Transport | ||
| Local transport | ||
| Parking | ||
| Fuel and EV charging | ||
| Taxis, rides and car rental | ||
| Travel | ||
| Hotels | ||
| Travel bookings | ||
| Airlines | ||
| Travel agencies | ||
| Entertainment | ||
| Cinemas | ||
| Games | ||
| Streaming | ||
| Theme parks and attractions | ||
| Concerts and tickets | ||
| Bills and utilities | ||
| Telecommunications | ||
| Government payments | ||
| Electricity and gas | ||
| Water | ||
| Health and wellness | ||
| Medical services | ||
| Pharmacies and supplements | ||
| Fitness | ||
| Beauty and personal care | ||
| Education | ||
| Tuition and courses | ||
| Overseas spending | ||
| Mainland China spending | ||
| Macau spending | ||
| E-wallet spending | ||
| E-wallet top-ups | ||
| WeChat Pay | ||
| AlipayHK | ||
| Octopus | ||
| PayMe | ||
| Mobile payments | ||
| Google Pay | ||
| Apple Pay | ||
| Samsung Pay | ||
| Insurance | ||
| Rent | ||
| Charitable donations | ||
| Loans and installments | ||
| Other |
Promotion offers and card offers are separate. Combined eligibility is not assumed.
Promotion offers (3)
指定網上購物平台額外6%現金回贈6%savingConditions applyCashbackPeriod LimitedMinimum spending: HK$5,000.00Cap: HK$500.00 · per month
- Eligibility: Audience: all · Customer status: new
- Eligible spending: Applies to: amazon / food panda / keeta / klook / kkday / taobao / tmall / pinduoduo / jd com / meituan / dianping · Type: merchant
- Requirements: Period spend ≥: HK$5,000.00
- Benefit limit: Amount: 500 · Applies to: combined designated platform rebate for each eligible cardholder per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
- Application or registration is required.
- New cardholder tier: 6% extra rebate in the first three consecutive months after card issuance.
- This offer applies to principal cardholders of OCBC Business Credit Cards.
- Eligible retail spending must reach HK$5,000 or more in each calendar month, and the cardholder must also spend at the designated online purchase platforms in that month.
- Designated platforms: Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan and DianPing.
- A new cardholder is a principal applicant who has not held an OCBC credit card, including a co-branded card, or an OCBC Business Debit Card during the 13 months before approval. The new-card 6% tier requires approval during the promotion period.
- Eligible cardholder and supplementary-card transactions count. Transactions must be made during the promotion period and post to the eligible account by the 15th of the next month. Foreign-currency retail spending is converted to HKD at the Bank's rate.
- Excluded transactions include installment-plan amounts, car-loan repayments, cash advances, bill and tax payments, insurance premiums, casino transactions, bank fees and charges, annual fees, online-payment-system transactions to designated merchants, stored-value-card or e-wallet purchases and top-ups, financial or non-financial institution transactions, transfers, fund and stock contributions, property payments, unposted, cancelled or refunded transactions, split bills, and unauthorized or fraudulent transactions.
- The rebate is limited to one award per eligible cardholder per calendar month and HK$500 per month across eligible cards, including supplementary cards.
- The offer cannot be combined with other credit-card or business-debit-card promotions except a Welcome Offer for a new cardholder.
- The Bank credits the rebate within 90 days after each calendar month. It offsets the principal card account statement balance and cannot be withdrawn as cash, transferred, or exchanged for another offer. The account must be valid and in good standing when credited.
- If a reversal, cancellation, fraud, or abuse makes the cardholder fail the spend requirement after crediting, the Bank may debit the rebate or the difference from an eligible card account or another account held with the Bank.
- Eligible transactions must fall within the stated promotion period ending 31 December 2026. The terms do not state that the new-card tiers continue after that date.
- promotion period; tier is limited to eligible months after card issuance: 2026-01-01 – 2026-12-31
指定網上購物平台額外5%現金回贈5%savingConditions applyCashbackPeriod LimitedMinimum spending: HK$5,000.00Cap: HK$500.00 · per month
- Eligibility: Audience: all · Customer status: new
- Eligible spending: Applies to: amazon / food panda / keeta / klook / kkday / taobao / tmall / pinduoduo / jd com / meituan / dianping · Type: merchant
- Requirements: Period spend ≥: HK$5,000.00
- Benefit limit: Amount: 500 · Applies to: combined designated platform rebate for each eligible cardholder per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
- Application or registration is required.
- New cardholder tier: 5% extra rebate in the months after the first three consecutive months.
- This offer applies to principal cardholders of OCBC Business Credit Cards.
- Eligible retail spending must reach HK$5,000 or more in each calendar month, and the cardholder must also spend at the designated online purchase platforms in that month.
- Designated platforms: Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan and DianPing.
- A new cardholder is a principal applicant who has not held an OCBC credit card, including a co-branded card, or an OCBC Business Debit Card during the 13 months before approval. The new-card 6% tier requires approval during the promotion period.
- Eligible cardholder and supplementary-card transactions count. Transactions must be made during the promotion period and post to the eligible account by the 15th of the next month. Foreign-currency retail spending is converted to HKD at the Bank's rate.
- Excluded transactions include installment-plan amounts, car-loan repayments, cash advances, bill and tax payments, insurance premiums, casino transactions, bank fees and charges, annual fees, online-payment-system transactions to designated merchants, stored-value-card or e-wallet purchases and top-ups, financial or non-financial institution transactions, transfers, fund and stock contributions, property payments, unposted, cancelled or refunded transactions, split bills, and unauthorized or fraudulent transactions.
- The rebate is limited to one award per eligible cardholder per calendar month and HK$500 per month across eligible cards, including supplementary cards.
- The offer cannot be combined with other credit-card or business-debit-card promotions except a Welcome Offer for a new cardholder.
- The Bank credits the rebate within 90 days after each calendar month. It offsets the principal card account statement balance and cannot be withdrawn as cash, transferred, or exchanged for another offer. The account must be valid and in good standing when credited.
- If a reversal, cancellation, fraud, or abuse makes the cardholder fail the spend requirement after crediting, the Bank may debit the rebate or the difference from an eligible card account or another account held with the Bank.
- Eligible transactions must fall within the stated promotion period ending 31 December 2026. The terms do not state that the new-card tiers continue after that date.
- promotion period; tier is limited to eligible months after card issuance: 2026-01-01 – 2026-12-31
指定網上購物平台額外5%現金回贈5%savingCashbackPeriod LimitedMinimum spending: HK$5,000.00Cap: HK$500.00 · per month
- Eligibility: Audience: all · Customer status: existing
- Eligible spending: Applies to: amazon / food panda / keeta / klook / kkday / taobao / tmall / pinduoduo / jd com / meituan / dianping · Type: merchant
- Requirements: Period spend ≥: HK$5,000.00
- Benefit limit: Amount: 500 · Applies to: combined designated platform rebate for each eligible cardholder per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
- Existing cardholder tier: 5% extra rebate.
- This offer applies to principal cardholders of OCBC Business Credit Cards.
- Eligible retail spending must reach HK$5,000 or more in each calendar month, and the cardholder must also spend at the designated online purchase platforms in that month.
- Designated platforms: Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan and DianPing.
- A new cardholder is a principal applicant who has not held an OCBC credit card, including a co-branded card, or an OCBC Business Debit Card during the 13 months before approval. The new-card 6% tier requires approval during the promotion period.
- Eligible cardholder and supplementary-card transactions count. Transactions must be made during the promotion period and post to the eligible account by the 15th of the next month. Foreign-currency retail spending is converted to HKD at the Bank's rate.
- Excluded transactions include installment-plan amounts, car-loan repayments, cash advances, bill and tax payments, insurance premiums, casino transactions, bank fees and charges, annual fees, online-payment-system transactions to designated merchants, stored-value-card or e-wallet purchases and top-ups, financial or non-financial institution transactions, transfers, fund and stock contributions, property payments, unposted, cancelled or refunded transactions, split bills, and unauthorized or fraudulent transactions.
- The rebate is limited to one award per eligible cardholder per calendar month and HK$500 per month across eligible cards, including supplementary cards.
- The offer cannot be combined with other credit-card or business-debit-card promotions except a Welcome Offer for a new cardholder.
- The Bank credits the rebate within 90 days after each calendar month. It offsets the principal card account statement balance and cannot be withdrawn as cash, transferred, or exchanged for another offer. The account must be valid and in good standing when credited.
- If a reversal, cancellation, fraud, or abuse makes the cardholder fail the spend requirement after crediting, the Bank may debit the rebate or the difference from an eligible card account or another account held with the Bank.
- Eligible transactions must fall within the stated promotion period ending 31 December 2026. The terms do not state that the new-card tiers continue after that date.
- promotion period; tier is limited to eligible months after card issuance: 2026-01-01 – 2026-12-31
Credit card offers (6)
指定網上購物平台額外6%現金回贈6%savingConditions applyCashbackPeriod LimitedMinimum spending: HK$5,000.00Cap: HK$500.00 · per month
- Eligibility: Audience: all · Customer status: new
- Eligible spending: Applies to: amazon / food panda / keeta / klook / kkday / taobao / tmall / pinduoduo / jd com / meituan / dianping · Type: merchant
- Requirements: Period spend ≥: HK$5,000.00
- Benefit limit: Amount: 500 · Applies to: combined designated platform rebate for each eligible cardholder per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
- Application or registration is required.
- New cardholder tier: 6% extra rebate in the first three consecutive months after card issuance.
- This offer applies to principal cardholders of OCBC Business Credit Cards.
- Eligible retail spending must reach HK$5,000 or more in each calendar month, and the cardholder must also spend at the designated online purchase platforms in that month.
- Designated platforms: Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan and DianPing.
- A new cardholder is a principal applicant who has not held an OCBC credit card, including a co-branded card, or an OCBC Business Debit Card during the 13 months before approval. The new-card 6% tier requires approval during the promotion period.
- Eligible cardholder and supplementary-card transactions count. Transactions must be made during the promotion period and post to the eligible account by the 15th of the next month. Foreign-currency retail spending is converted to HKD at the Bank's rate.
- Excluded transactions include installment-plan amounts, car-loan repayments, cash advances, bill and tax payments, insurance premiums, casino transactions, bank fees and charges, annual fees, online-payment-system transactions to designated merchants, stored-value-card or e-wallet purchases and top-ups, financial or non-financial institution transactions, transfers, fund and stock contributions, property payments, unposted, cancelled or refunded transactions, split bills, and unauthorized or fraudulent transactions.
- The rebate is limited to one award per eligible cardholder per calendar month and HK$500 per month across eligible cards, including supplementary cards.
- The offer cannot be combined with other credit-card or business-debit-card promotions except a Welcome Offer for a new cardholder.
- The Bank credits the rebate within 90 days after each calendar month. It offsets the principal card account statement balance and cannot be withdrawn as cash, transferred, or exchanged for another offer. The account must be valid and in good standing when credited.
- If a reversal, cancellation, fraud, or abuse makes the cardholder fail the spend requirement after crediting, the Bank may debit the rebate or the difference from an eligible card account or another account held with the Bank.
- Eligible transactions must fall within the stated promotion period ending 31 December 2026. The terms do not state that the new-card tiers continue after that date.
- promotion period; tier is limited to eligible months after card issuance: 2026-01-01 – 2026-12-31
指定網上購物平台額外5%現金回贈5%savingConditions applyCashbackPeriod LimitedMinimum spending: HK$5,000.00Cap: HK$500.00 · per month
- Eligibility: Audience: all · Customer status: new
- Eligible spending: Applies to: amazon / food panda / keeta / klook / kkday / taobao / tmall / pinduoduo / jd com / meituan / dianping · Type: merchant
- Requirements: Period spend ≥: HK$5,000.00
- Benefit limit: Amount: 500 · Applies to: combined designated platform rebate for each eligible cardholder per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
- Application or registration is required.
- New cardholder tier: 5% extra rebate in the months after the first three consecutive months.
- This offer applies to principal cardholders of OCBC Business Credit Cards.
- Eligible retail spending must reach HK$5,000 or more in each calendar month, and the cardholder must also spend at the designated online purchase platforms in that month.
- Designated platforms: Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan and DianPing.
- A new cardholder is a principal applicant who has not held an OCBC credit card, including a co-branded card, or an OCBC Business Debit Card during the 13 months before approval. The new-card 6% tier requires approval during the promotion period.
- Eligible cardholder and supplementary-card transactions count. Transactions must be made during the promotion period and post to the eligible account by the 15th of the next month. Foreign-currency retail spending is converted to HKD at the Bank's rate.
- Excluded transactions include installment-plan amounts, car-loan repayments, cash advances, bill and tax payments, insurance premiums, casino transactions, bank fees and charges, annual fees, online-payment-system transactions to designated merchants, stored-value-card or e-wallet purchases and top-ups, financial or non-financial institution transactions, transfers, fund and stock contributions, property payments, unposted, cancelled or refunded transactions, split bills, and unauthorized or fraudulent transactions.
- The rebate is limited to one award per eligible cardholder per calendar month and HK$500 per month across eligible cards, including supplementary cards.
- The offer cannot be combined with other credit-card or business-debit-card promotions except a Welcome Offer for a new cardholder.
- The Bank credits the rebate within 90 days after each calendar month. It offsets the principal card account statement balance and cannot be withdrawn as cash, transferred, or exchanged for another offer. The account must be valid and in good standing when credited.
- If a reversal, cancellation, fraud, or abuse makes the cardholder fail the spend requirement after crediting, the Bank may debit the rebate or the difference from an eligible card account or another account held with the Bank.
- Eligible transactions must fall within the stated promotion period ending 31 December 2026. The terms do not state that the new-card tiers continue after that date.
- promotion period; tier is limited to eligible months after card issuance: 2026-01-01 – 2026-12-31
指定網上購物平台額外5%現金回贈5%savingCashbackPeriod LimitedMinimum spending: HK$5,000.00Cap: HK$500.00 · per month
- Eligibility: Audience: all · Customer status: existing
- Eligible spending: Applies to: amazon / food panda / keeta / klook / kkday / taobao / tmall / pinduoduo / jd com / meituan / dianping · Type: merchant
- Requirements: Period spend ≥: HK$5,000.00
- Benefit limit: Amount: 500 · Applies to: combined designated platform rebate for each eligible cardholder per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
- Existing cardholder tier: 5% extra rebate.
- This offer applies to principal cardholders of OCBC Business Credit Cards.
- Eligible retail spending must reach HK$5,000 or more in each calendar month, and the cardholder must also spend at the designated online purchase platforms in that month.
- Designated platforms: Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan and DianPing.
- A new cardholder is a principal applicant who has not held an OCBC credit card, including a co-branded card, or an OCBC Business Debit Card during the 13 months before approval. The new-card 6% tier requires approval during the promotion period.
- Eligible cardholder and supplementary-card transactions count. Transactions must be made during the promotion period and post to the eligible account by the 15th of the next month. Foreign-currency retail spending is converted to HKD at the Bank's rate.
- Excluded transactions include installment-plan amounts, car-loan repayments, cash advances, bill and tax payments, insurance premiums, casino transactions, bank fees and charges, annual fees, online-payment-system transactions to designated merchants, stored-value-card or e-wallet purchases and top-ups, financial or non-financial institution transactions, transfers, fund and stock contributions, property payments, unposted, cancelled or refunded transactions, split bills, and unauthorized or fraudulent transactions.
- The rebate is limited to one award per eligible cardholder per calendar month and HK$500 per month across eligible cards, including supplementary cards.
- The offer cannot be combined with other credit-card or business-debit-card promotions except a Welcome Offer for a new cardholder.
- The Bank credits the rebate within 90 days after each calendar month. It offsets the principal card account statement balance and cannot be withdrawn as cash, transferred, or exchanged for another offer. The account must be valid and in good standing when credited.
- If a reversal, cancellation, fraud, or abuse makes the cardholder fail the spend requirement after crediting, the Bank may debit the rebate or the difference from an eligible card account or another account held with the Bank.
- Eligible transactions must fall within the stated promotion period ending 31 December 2026. The terms do not state that the new-card tiers continue after that date.
- promotion period; tier is limited to eligible months after card issuance: 2026-01-01 – 2026-12-31
OCBC Visa Business Credit Card零售簽賬0.4%現金回贈0.4%savingCashbackCap: 0.4 percent · per statement period
- Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Amount: 0.4 · Applies to: five times the approved credit limit for the monthly statement; temporary and credit balance increases are excluded · Period: per statement period · Type: limited · Unit: percent
- All eligible spending transactions earn 0.4% cash rebate.
- Excluded transactions include cash advances, cash installment-plan amounts except merchant interest-free installments, bill payments, balance transfers, casino transactions, all fees and charges, counterfeit or unauthorized transactions, and cancelled or refunded transactions.
- The monthly rebate cap is 0.4% of five times the approved credit limit. Temporary credit-limit increases and credit-balance increases do not count toward the approved limit.
- The rebate is credited on the next statement. No rebate is granted when the total rebate for a monthly statement is below HK$1.
- The rebate can offset retail spending or cash advances but cannot be converted to cash. The account must be valid and in good standing when the rebate is credited.
- The Bank may amend the rebate rate and related terms.
OCBC Visa Business Credit Card永久年費豁免（優惠值未列明）—Value not statedFee Waiver
- Eligibility: Audience: all
- Eligible spending: Type: not applicable
- Benefit limit: Applies to: annual membership fee · Period: not stated · Type: not stated
- The business-card fee schedule states that the annual fee is waived. The HTML page describes this as a perpetual annual fee waiver.
OCBC Visa Business Credit Card最長54日免息消費期Up to54days quantityFinancing
- Eligibility: Audience: all
- Eligible spending: Type: not applicable
- Benefit limit: Applies to: interest free period · Period: not stated · Type: not stated
- No interest is charged on retail purchases when the full statement balance is paid by the due date each month.
- The interest-free period depends on when the purchase is made in the statement cycle.
- There is no interest-free period for cash advances or balance transfers.