
Kingswood Villas Credit Card
- Bank
- Shanghai Commercial Bank
- Issuer
- Kingswood
- Annual fee
- Income requirement
- Network
- Verified date
- Official website
Saving by category
Estimated saving at the selected amount. Conditions apply. Blank values have no supported estimate.
Promotion offers and card offers are separate. Combined eligibility is not assumed.
Promotion offers (1)
上海商業銀行信用卡兌換「亞洲萬里通」里數額外獲20%里數20%rateConditions applyPointsPeriod LimitedCap: 250 other · promotion total
- Eligibility: Audience: all
- Eligible spending: Type: not applicable
- Benefit limit: Amount: 250 · Applies to: 首250名成功轉換「亞洲萬里通」里數的持卡人 · Period: promotion total · Type: limited · Unit: other
- Application or registration is required.
- 持上海商業銀行信用卡,透過個人網上銀行或「上商理財」手機應用程式的指定積分兌換頁面轉換「亞洲萬里通」里數。
- 須於推廣期內申請轉換目標里數,再以該卡簽賬累積足夠積分轉換目標里數,方可獲額外里數。
- 優惠只限首250名成功轉換里數的持卡人,以本行個人網上銀行記錄為準;先到先得,額滿即止;額滿時將於本行網頁公布。
- 轉換里數及額外20%里數將於2026年12月內分別存入持卡人之國泰賬戶。
- 每次最低轉換1,000「亞洲萬里通」里數,並須為1,000里數或其倍數。
- 每轉換1,000里數須繳HK$10手續費;每次最低收費HK$100,最高HK$500;費用從信用卡賬戶扣除。
- 每15積分可轉換1「亞洲萬里通」里數。
- 優惠須受條款及細則約束。來源提及更多優惠及條款詳情,但該連結內容未檢視。
- 額外20%「亞洲萬里通」里數轉換優惠: Now – 2026-11-22
Credit card offers (1)
現金回贈:HK$300 free spending credit300HKD savingConditions applyCashbackPeriod LimitedresidentMinimum spending: HK$3,000.00
- Eligibility: Audience: resident · Customer status: new
- Eligible spending: Type: all
- Requirements: Period spend ≥: HK$3,000.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: The source states a fixed HK$300 credit and no spending percentage or eligible spend denominator.
- Application or registration is required.
- The card page describes this card as tailored to Kingswood Villas flat owners and residents.
- Only principal card applicants are eligible; supplementary cards are excluded.
- The applicant must successfully apply within the promotion period and must not have held any credit card or co-branded credit card of the Bank in the previous 12 months.
- Accumulate HK$3,000 or more in eligible spending within the first 2 months after card issuance and successfully enrol for e-statement.
- Eligible transactions are retail transactions, online purchases, and purchase or reload of stored value cards and e-wallets. Exclusions include cash advances, outstanding balances, balance transfers, bill payments through Bank Internet Banking, ATMs, or Mobile Banking Services, credit-card charges, unposted or unauthorised transactions, cancelled or refunded transactions, fraudulent transactions, and other unqualified transactions determined by the Bank.
- A new cardholder who uses more than one Bank credit card to meet the welcome-offer spending requirement receives one welcome gift only.
- The selected gift cannot be changed. If no choice or more than one choice is given, the Bank sets the HK$300 Free Spending Credit, Gift Code A0089.
- The credit is posted within 2 months after the spending period. The card account must be valid and in good standing during redemption.
- The gift is available while stock lasts and is not transferable, returnable, or redeemable for cash. The Bank may provide an alternative gift if the selected gift is out of stock.
- If the cardholder cancels the card within 12 months after redeeming the welcome gift, the Bank charges an HK$600 administrative fee.
- The card page states an annual income requirement of HK$80,000 for a Titanium Credit Card.
- New principal card applicants for the Kingswood Villas Titanium Credit Card: 2026-08-01 – 2027-07-31
