Discount Map
ICBC Wise Gold Dual Currency Credit Card UnionPay Diamond

ICBC Wise Gold Dual Currency Credit Card UnionPay Diamond

Bank
ICBC (Asia)
Issuer
ICBC
Annual fee
Income requirement
Network
Verified date
Official website

Saving by category

Estimated saving at the selected amount. Conditions apply. Blank values have no supported estimate.

CategorySaved percentageConditions
Dining2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Fine dining2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Local dining2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Fast food2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Food delivery2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Cafés, bakeries and desserts2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Groceries2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Markets2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Supermarkets2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Convenience stores2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Shopping2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Fashion2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Sports and outdoors2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Department stores2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Electronics2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Home and furniture2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Jewellery and watches2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Books and stationery2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Pet supplies2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Online shopping2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Overseas online shopping2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Local online shopping2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Online groceries2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Online fashion and sports2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Transport
Local transport
Parking
Fuel and EV charging
Taxis, rides and car rental
Travel2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Hotels2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Travel bookings2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Airlines2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Travel agencies2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Entertainment2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Cinemas
Games2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Streaming2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Theme parks and attractions2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Concerts and tickets2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Bills and utilities
Telecommunications
Government payments
Electricity and gas
Water
Health and wellness2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Medical services2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Pharmacies and supplements2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Fitness2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Beauty and personal care2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Education2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Tuition and courses2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Overseas spending2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Mainland China spending2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Macau spending2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
E-wallet spending2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
E-wallet top-ups
WeChat Pay
AlipayHK
Octopus
PayMe
Mobile payments2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Google Pay2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Apple Pay2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Samsung Pay2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Insurance
Rent2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Charitable donations
Loans and installments2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
Other2%
Conditions and calculation
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

現金回贈:2% cash rebate: 2%

  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.

Promotion offers and card offers are separate. Combined eligibility is not assumed.

Promotion offers (5)

中國工商銀行(亞洲)信用卡消費/賬單分期:高達HK$200現金回贈
Up to200HKD saving
Conditions applyCashbackPeriod LimitedMinimum spending: HK$10,000.00
  • Eligibility: Audience: all
  • Eligible spending: Applies to: 借貸/分期付款 · Type: category
  • Minimum requirement: Period: per transaction · Spend: HK$10,000.00
  • Requirements: Transaction Spend Below Cents: HK$20,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Threshold equivalent maximum: HK$200 ÷ HK$10,000 × 100 = 2.00%, rounded to 2 decimal places. This uses the minimum eligible installment amount and the maximum cashback. At the same maximum cashback, the effective rate decreases above HK$10,000; actual cashback may be lower because the source states “up to”. The eligible installment amount is HK$10,000–HK$19,999.
  • Application or registration is required.
  • 分期金額HK$10,000至HK$19,999:高達HK$200現金回贈。
  • 須透過手機銀行應用程式成功申請「信用卡消費分期/賬單分期計劃」,並將合資格簽賬分12、24或36個月還款。
  • 只適用於中國工商銀行(亞洲)有限公司發出的信用卡及聯名卡主卡持卡人;不適用於附屬卡、公司卡及學生持卡人。
  • 實際年利率低至5.29%,以每月平息0.235%及12個月還款期計算。實際年利率按《銀行營運守則》相關指引計算,並包括基本利率及其他費用與收費;最終息率視乎貸款額及信貸審批結果。
  • 本行可決定分期還款的本金與利息比例,並保留最終貸款批核權;優惠受相關條款及細則約束。
  • HK$10,000至HK$19,999分期金額的現金回贈: Now – 2026-12-31
中國工商銀行(亞洲)信用卡消費/賬單分期:高達HK$350現金回贈
Up to350HKD saving
Conditions applyCashbackPeriod LimitedMinimum spending: HK$20,000.00
  • Eligibility: Audience: all
  • Eligible spending: Applies to: 借貸/分期付款 · Type: category
  • Minimum requirement: Period: per transaction · Spend: HK$20,000.00
  • Requirements: Transaction Spend Below Cents: HK$50,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Threshold equivalent maximum: HK$350 ÷ HK$20,000 × 100 = 1.75%, rounded to 2 decimal places. This uses the minimum eligible installment amount and the maximum cashback. At the same maximum cashback, the effective rate decreases above HK$20,000; actual cashback may be lower because the source states “up to”. The eligible installment amount is HK$20,000–HK$49,999.
  • Application or registration is required.
  • 分期金額HK$20,000至HK$49,999:高達HK$350現金回贈。
  • 須透過手機銀行應用程式成功申請「信用卡消費分期/賬單分期計劃」,並將合資格簽賬分12、24或36個月還款。
  • 只適用於中國工商銀行(亞洲)有限公司發出的信用卡及聯名卡主卡持卡人;不適用於附屬卡、公司卡及學生持卡人。
  • 實際年利率低至5.29%,以每月平息0.235%及12個月還款期計算。實際年利率按《銀行營運守則》相關指引計算,並包括基本利率及其他費用與收費;最終息率視乎貸款額及信貸審批結果。
  • 本行可決定分期還款的本金與利息比例,並保留最終貸款批核權;優惠受相關條款及細則約束。
  • HK$20,000至HK$49,999分期金額的現金回贈: Now – 2026-12-31
中國工商銀行(亞洲)信用卡消費/賬單分期:高達HK$550現金回贈
Up to550HKD saving
Conditions applyCashbackPeriod LimitedMinimum spending: HK$50,000.00
  • Eligibility: Audience: all
  • Eligible spending: Applies to: 借貸/分期付款 · Type: category
  • Minimum requirement: Period: per transaction · Spend: HK$50,000.00
  • Requirements: Transaction Spend Below Cents: HK$100,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Threshold equivalent maximum: HK$550 ÷ HK$50,000 × 100 = 1.10%, rounded to 2 decimal places. This uses the minimum eligible installment amount and the maximum cashback. At the same maximum cashback, the effective rate decreases above HK$50,000; actual cashback may be lower because the source states “up to”. The eligible installment amount is HK$50,000–HK$99,999.
  • Application or registration is required.
  • 分期金額HK$50,000至HK$99,999:高達HK$550現金回贈。
  • 須透過手機銀行應用程式成功申請「信用卡消費分期/賬單分期計劃」,並將合資格簽賬分12、24或36個月還款。
  • 只適用於中國工商銀行(亞洲)有限公司發出的信用卡及聯名卡主卡持卡人;不適用於附屬卡、公司卡及學生持卡人。
  • 實際年利率低至5.29%,以每月平息0.235%及12個月還款期計算。實際年利率按《銀行營運守則》相關指引計算,並包括基本利率及其他費用與收費;最終息率視乎貸款額及信貸審批結果。
  • 本行可決定分期還款的本金與利息比例,並保留最終貸款批核權;優惠受相關條款及細則約束。
  • HK$50,000至HK$99,999分期金額的現金回贈: Now – 2026-12-31
中國工商銀行(亞洲)信用卡消費/賬單分期:高達HK$800現金回贈
Up to800HKD saving
Conditions applyCashbackPeriod LimitedMinimum spending: HK$100,000.00
  • Eligibility: Audience: all
  • Eligible spending: Applies to: 借貸/分期付款 · Type: category
  • Minimum requirement: Period: per transaction · Spend: HK$100,000.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Threshold equivalent maximum: HK$800 ÷ HK$100,000 × 100 = 0.80%, rounded to 2 decimal places. This uses the minimum eligible installment amount and the maximum cashback. At the same maximum cashback, the effective rate decreases above HK$100,000; actual cashback may be lower because the source states “up to”. The eligible installment amount is HK$100,000 or more.
  • Application or registration is required.
  • 分期金額HK$100,000或以上:高達HK$800現金回贈。
  • 須透過手機銀行應用程式成功申請「信用卡消費分期/賬單分期計劃」,並將合資格簽賬分12、24或36個月還款。
  • 只適用於中國工商銀行(亞洲)有限公司發出的信用卡及聯名卡主卡持卡人;不適用於附屬卡、公司卡及學生持卡人。
  • 實際年利率低至5.29%,以每月平息0.235%及12個月還款期計算。實際年利率按《銀行營運守則》相關指引計算,並包括基本利率及其他費用與收費;最終息率視乎貸款額及信貸審批結果。
  • 本行可決定分期還款的本金與利息比例,並保留最終貸款批核權;優惠受相關條款及細則約束。
  • HK$100,000或以上分期金額的現金回贈: Now – 2026-12-31
ICBC信用卡送環亞貴賓室禮遇1次
1次 quantity
Conditions applyTravelPeriod Limited
  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: 環亞貴賓室禮遇名額 · Period: not stated · Type: not stated
  • Application or registration is required.
  • 推廣期內,全新信用卡客戶須成功申請及啟動合資格ICBC信用卡,並完成一筆任意金額的合資格簽賬,方可獲贈1次環亞貴賓室禮遇。可選擇於全新環亞貴賓室香港西九龍高鐵站或環亞貴賓室香港國際機場二號客運大樓使用。優惠名額有限,先到先得,額滿即止。受有關條款及細則約束;詳情見來源所列連結。
  • 環亞貴賓室禮遇推廣期: 2026-10-01 – 2026-12-31

Credit card offers (7)

現金回贈:2% cash rebate
2%saving
Cashbackresident
  • Eligibility: Audience: resident
  • Eligible spending: Type: all
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
旅遊:designated airport and high speed rail lounge services
—Value not stated
Conditions applyTravelPeriod Limitedresident
  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: unlimited
  • Application or registration is required.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The formal DragonPass guide sets the promotion period as 2026-04-01 to 2027-03-31; the Wise Gold promotion page states a 2026-07-01 start, and the formal guide controls the resolved date.
  • The benefit applies to the ICBC Wise Gold Dual Currency Credit Card - UnionPay Diamond Card. Primary and supplementary card lounge services are calculated separately.
  • Register with the cardholder's reserved mobile number. Benefits from multiple ICBC (Asia) cards cannot be accumulated and only one card can be used for registration.
  • Activation requires the DragonPass website or app and RMB3 card validation. The cardholder must present the DragonPass card or benefit link, scan the QR code and verify the information.
  • The service is for the cardholder only and cannot be transferred or lent. Companion service for the Wise Gold cards is not available from 2026-02-01.
  • Lounge entry may be restricted when airports or high-speed railway stations are overcrowded. Service availability and operating hours vary by lounge and follow DragonPass rules.
  • The Bank may disqualify the benefit when DragonPass data does not match Bank records, card validity is not recognised, or fraudulent, abusive or malicious arbitrage activity is found.
  • promotion: 2026-04-01 – 2027-03-31
保險:up to US$500,000 personal accident insurance
Up to500,000USD
TravelresidentCap: 500,000 currency · not stated
  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 500000 · Applies to: personal accident insurance indemnity · Currency: USD · Period: not stated · Type: limited · Unit: currency
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The card page states coverage for accidental death or permanent disablement, loss of limb, loss of sight, loss of speech and loss of hearing during a journey on public conveyance.
  • Coverage, exclusions, indemnity limits and compensation are subject to the AXA group insurance policy and related terms. Aon Hong Kong Limited is the insurance broker for enquiries and claims support.
交通:Greater Bay Area payment and travel convenience
—Value not stated
Lifestyleresident
  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • This UnionPay Diamond card feature covers payment and travel services in the Greater Bay Area, including Hong Kong-Zhuhai-Macao Bridge tolls and shuttle bus, the Hong Kong section of Guangzhou-Shenzhen-Hong Kong High-speed Rail, Guangzhou-Shenzhen intercity trains, Railway 12306, selected Mainland metro and taxi services, MTR, KMB, Long Win Bus, Citybus, selected taxis, toll tunnels and highways.
海外簽賬:waiver of foreign exchange fee on spending in CNY and foreign currencies
—Value not stated
Fee Waiverresident
  • Eligibility: Audience: resident
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The card has HKD and RMB accounts. Cardholders can spend in local currency across the Chinese Mainland and Hong Kong, with a foreign-exchange-fee waiver for spending in CNY and foreign currencies.
手機支付:QR code payment convenience
—Value not stated
Conditions applyLifestyleresident
  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Application or registration is required.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • Download the UnionPay App and bind the ICBC Dual Currency Credit Card to use QR-code payment and access Hong Kong, Macau and cross-border privileges.
卡片禮遇:exclusive UnionPay premium privileges
—Value not stated
Lifestyleresident
  • Eligibility: Audience: resident
  • Eligible spending: Type: not applicable
  • Benefit limit: Period: not stated · Type: not stated
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The source lists UnionPay premium privileges such as entertainment, travel, dining and shopping. The linked UnionPay page is not used as evidence.