ICBC Swiss Privilege Dual Currency Credit Card UnionPay Diamond
- Bank
- ICBC (Asia)
- Issuer
- ICBC
- Annual fee
- Income requirement
- Network
- Verified date
- Official website
Saving by category
Estimated saving at the selected amount. Conditions apply. Blank values have no supported estimate.
Promotion offers and card offers are separate. Combined eligibility is not assumed.
Promotion offers (5)
中國工商銀行（亞洲）信用卡消費／賬單分期：高達HK$200現金回贈Up to200HKD savingConditions applyCashbackPeriod LimitedMinimum spending: HK$10,000.00
- Eligibility: Audience: all
- Eligible spending: Applies to: 借貸/分期付款 · Type: category
- Minimum requirement: Period: per transaction · Spend: HK$10,000.00
- Requirements: Transaction Spend Below Cents: HK$20,000.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Threshold equivalent maximum: HK$200 ÷ HK$10,000 × 100 = 2.00%, rounded to 2 decimal places. This uses the minimum eligible installment amount and the maximum cashback. At the same maximum cashback, the effective rate decreases above HK$10,000; actual cashback may be lower because the source states “up to”. The eligible installment amount is HK$10,000–HK$19,999.
- Application or registration is required.
- 分期金額HK$10,000至HK$19,999：高達HK$200現金回贈。
- 須透過手機銀行應用程式成功申請「信用卡消費分期／賬單分期計劃」，並將合資格簽賬分12、24或36個月還款。
- 只適用於中國工商銀行（亞洲）有限公司發出的信用卡及聯名卡主卡持卡人；不適用於附屬卡、公司卡及學生持卡人。
- 實際年利率低至5.29%，以每月平息0.235%及12個月還款期計算。實際年利率按《銀行營運守則》相關指引計算，並包括基本利率及其他費用與收費；最終息率視乎貸款額及信貸審批結果。
- 本行可決定分期還款的本金與利息比例，並保留最終貸款批核權；優惠受相關條款及細則約束。
- HK$10,000至HK$19,999分期金額的現金回贈: Now – 2026-12-31
中國工商銀行（亞洲）信用卡消費／賬單分期：高達HK$350現金回贈Up to350HKD savingConditions applyCashbackPeriod LimitedMinimum spending: HK$20,000.00
- Eligibility: Audience: all
- Eligible spending: Applies to: 借貸/分期付款 · Type: category
- Minimum requirement: Period: per transaction · Spend: HK$20,000.00
- Requirements: Transaction Spend Below Cents: HK$50,000.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Threshold equivalent maximum: HK$350 ÷ HK$20,000 × 100 = 1.75%, rounded to 2 decimal places. This uses the minimum eligible installment amount and the maximum cashback. At the same maximum cashback, the effective rate decreases above HK$20,000; actual cashback may be lower because the source states “up to”. The eligible installment amount is HK$20,000–HK$49,999.
- Application or registration is required.
- 分期金額HK$20,000至HK$49,999：高達HK$350現金回贈。
- 須透過手機銀行應用程式成功申請「信用卡消費分期／賬單分期計劃」，並將合資格簽賬分12、24或36個月還款。
- 只適用於中國工商銀行（亞洲）有限公司發出的信用卡及聯名卡主卡持卡人；不適用於附屬卡、公司卡及學生持卡人。
- 實際年利率低至5.29%，以每月平息0.235%及12個月還款期計算。實際年利率按《銀行營運守則》相關指引計算，並包括基本利率及其他費用與收費；最終息率視乎貸款額及信貸審批結果。
- 本行可決定分期還款的本金與利息比例，並保留最終貸款批核權；優惠受相關條款及細則約束。
- HK$20,000至HK$49,999分期金額的現金回贈: Now – 2026-12-31
中國工商銀行（亞洲）信用卡消費／賬單分期：高達HK$550現金回贈Up to550HKD savingConditions applyCashbackPeriod LimitedMinimum spending: HK$50,000.00
- Eligibility: Audience: all
- Eligible spending: Applies to: 借貸/分期付款 · Type: category
- Minimum requirement: Period: per transaction · Spend: HK$50,000.00
- Requirements: Transaction Spend Below Cents: HK$100,000.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Threshold equivalent maximum: HK$550 ÷ HK$50,000 × 100 = 1.10%, rounded to 2 decimal places. This uses the minimum eligible installment amount and the maximum cashback. At the same maximum cashback, the effective rate decreases above HK$50,000; actual cashback may be lower because the source states “up to”. The eligible installment amount is HK$50,000–HK$99,999.
- Application or registration is required.
- 分期金額HK$50,000至HK$99,999：高達HK$550現金回贈。
- 須透過手機銀行應用程式成功申請「信用卡消費分期／賬單分期計劃」，並將合資格簽賬分12、24或36個月還款。
- 只適用於中國工商銀行（亞洲）有限公司發出的信用卡及聯名卡主卡持卡人；不適用於附屬卡、公司卡及學生持卡人。
- 實際年利率低至5.29%，以每月平息0.235%及12個月還款期計算。實際年利率按《銀行營運守則》相關指引計算，並包括基本利率及其他費用與收費；最終息率視乎貸款額及信貸審批結果。
- 本行可決定分期還款的本金與利息比例，並保留最終貸款批核權；優惠受相關條款及細則約束。
- HK$50,000至HK$99,999分期金額的現金回贈: Now – 2026-12-31
中國工商銀行（亞洲）信用卡消費／賬單分期：高達HK$800現金回贈Up to800HKD savingConditions applyCashbackPeriod LimitedMinimum spending: HK$100,000.00
- Eligibility: Audience: all
- Eligible spending: Applies to: 借貸/分期付款 · Type: category
- Minimum requirement: Period: per transaction · Spend: HK$100,000.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Threshold equivalent maximum: HK$800 ÷ HK$100,000 × 100 = 0.80%, rounded to 2 decimal places. This uses the minimum eligible installment amount and the maximum cashback. At the same maximum cashback, the effective rate decreases above HK$100,000; actual cashback may be lower because the source states “up to”. The eligible installment amount is HK$100,000 or more.
- Application or registration is required.
- 分期金額HK$100,000或以上：高達HK$800現金回贈。
- 須透過手機銀行應用程式成功申請「信用卡消費分期／賬單分期計劃」，並將合資格簽賬分12、24或36個月還款。
- 只適用於中國工商銀行（亞洲）有限公司發出的信用卡及聯名卡主卡持卡人；不適用於附屬卡、公司卡及學生持卡人。
- 實際年利率低至5.29%，以每月平息0.235%及12個月還款期計算。實際年利率按《銀行營運守則》相關指引計算，並包括基本利率及其他費用與收費；最終息率視乎貸款額及信貸審批結果。
- 本行可決定分期還款的本金與利息比例，並保留最終貸款批核權；優惠受相關條款及細則約束。
- HK$100,000或以上分期金額的現金回贈: Now – 2026-12-31
ICBC信用卡送環亞貴賓室禮遇1次1次 quantityConditions applyTravelPeriod Limited
- Eligibility: Audience: all · Customer status: new
- Eligible spending: Type: not applicable
- Benefit limit: Applies to: 環亞貴賓室禮遇名額 · Period: not stated · Type: not stated
- Application or registration is required.
- 推廣期內，全新信用卡客戶須成功申請及啟動合資格ICBC信用卡，並完成一筆任意金額的合資格簽賬，方可獲贈1次環亞貴賓室禮遇。可選擇於全新環亞貴賓室香港西九龍高鐵站或環亞貴賓室香港國際機場二號客運大樓使用。優惠名額有限，先到先得，額滿即止。受有關條款及細則約束；詳情見來源所列連結。
- 環亞貴賓室禮遇推廣期: 2026-10-01 – 2026-12-31
Credit card offers (7)
HK$300 free credit card spending limit300HKDConditions applyFinancingMinimum spending: HK$3,000.00
- Eligibility: Audience: all · Customer status: new
- Eligible spending: Type: not applicable
- Requirements: Period spend ≥: HK$3,000.00
- Benefit limit: Applies to: HK$300 free credit card spending limit · Period: not stated · Type: not stated
- Application or registration is required.
- Only new customers who successfully apply for this card can enjoy the Welcome Offer.
- Footnote 1 requires cumulative retail spending or cash advance of HK$/RMB3,000 within the first 2 months after new card issuance.
- The linked Welcome Offer terms and conditions are not included in the retained source files; additional conditions cannot be determined.
Swiss Privilege insurance premiums: 1 point per HK$1 paid1point rewardConditions applyPointsCap: 100,000 point · per year
- Eligibility: Audience: all · Customer status: new
- Eligible spending: Applies to: 保險 · Type: category
- Benefit limit: Amount: 100000 · Applies to: Each customer's Swiss Privilege insurance premium payment rewards · Period: per year · Type: limited · Unit: point
- Application or registration is required.
- This benefit is listed under the Welcome Offer for new customers who successfully apply for this card.
- Pay Swiss Privilege insurance premiums with this card to earn 1 point for each HK$1 payment.
- Each customer can accumulate up to 100,000 bonus points every year.
- Accumulated bonus points can be redeemed for cash rebate, mileage, or charity donation.
- The linked rewards terms and conditions are not included in the retained source files; additional earning and redemption rules cannot be determined.
12-month instalment plan for Swiss Privilege insurance premiums12months quantityConditions applyFinancing
- Eligibility: Audience: all · Customer status: new
- Eligible spending: Applies to: 保險 · Type: category
- Benefit limit: Applies to: Swiss Privilege insurance premium instalment plan · Period: not stated · Type: not stated
- Application or registration is required.
- This benefit is listed under the Welcome Offer for new customers who successfully apply for this card.
- Settle Swiss Privilege insurance payments with this card.
- The page links to an Insurance Premium Instalment Plan application form for charges and interest rates, but the form is not in the retained source files; those details cannot be determined.
HKD and RMB accounts for local-currency spending in Hong Kong and Mainland China （優惠值未列明）—Value not statedOther
- Eligibility: Audience: all
- Eligible spending: Type: not applicable
- Benefit limit: Applies to: two currency card feature · Period: not stated · Type: not stated
- The card has both HKD and RMB accounts on one card.
- The page states that cardholders can spend in local currency across Mainland China and Hong Kong.
UnionPay App QR-code payment feature （優惠值未列明）—Value not statedConditions applyLifestyle
- Eligibility: Audience: all
- Eligible spending: Type: not applicable
- Benefit limit: Applies to: UnionPay App QR code payment feature · Period: not stated · Type: not stated
- Application or registration is required.
- Download the UnionPay App and bind this card to use the QR-code payment feature.
- The page states that the app provides Hong Kong, Macao, and cross-border privileges but does not name those privileges.
UnionPay QuickPass public transport in Macao （優惠值未列明）—Value not statedTravel
- Eligibility: Audience: all
- Eligible spending: Type: not applicable
- Benefit limit: Applies to: UnionPay QuickPass public transport feature · Period: not stated · Type: not stated
- The card grants UnionPay QuickPass for public transportation in Macao.
UnionPay QuickPass contactless shopping in Hong Kong, China and Macao （優惠值未列明）—Value not statedLifestyle
- Eligibility: Audience: all
- Eligible spending: Type: not applicable
- Benefit limit: Applies to: UnionPay QuickPass contactless spending feature · Period: not stated · Type: not stated
- The complete list of eligible merchants is not available.
- Use UnionPay QuickPass-enabled merchants in Hong Kong, China, and Macao.