ICBC Greater Bay Area Dual Currency Credit Card UnionPay Platinum

Bank: ICBC (Asia)
Issuer: ICBC
Annual fee
Income requirement
Network
Verified date
Official website

Saving by category

Estimated saving at the selected amount. Conditions apply. Blank values have no supported estimate.

Category	Saved percentage	Conditions
Dining	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Fine dining	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Local dining	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Fast food	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Food delivery	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Cafés, bakeries and desserts	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Groceries	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Markets	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Supermarkets	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Convenience stores	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Shopping	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Fashion	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Sports and outdoors	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Department stores	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Electronics	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Home and furniture	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Jewellery and watches	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Books and stationery	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Pet supplies	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Online shopping	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Overseas online shopping	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Local online shopping	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Online groceries	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Online fashion and sports	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Transport	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Local transport	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Parking	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Fuel and EV charging	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Taxis, rides and car rental	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Travel	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Hotels	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Travel bookings	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Airlines	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Travel agencies	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Entertainment	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Cinemas	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Games	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Streaming	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Theme parks and attractions	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Concerts and tickets	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Bills and utilities	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Telecommunications	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Government payments	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Electricity and gas	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Water	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Health and wellness	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Medical services	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Pharmacies and supplements	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Fitness	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Beauty and personal care	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Education	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Tuition and courses	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Overseas spending	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Mainland China spending	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Macau spending	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
E-wallet spending	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
E-wallet top-ups	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
WeChat Pay
AlipayHK
Octopus	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
PayMe	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Mobile payments	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Google Pay	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Apple Pay	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Samsung Pay	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Insurance	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Rent	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Charitable donations	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Loans and installments	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗
Other	0.5%	Conditions and calculation Limit applies to: cash rebate Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated The cardholder can choose cash rebate as the spending reward. HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement. The linked Spending Rewards terms are not available in the retained HTML. Open source offer ↗

Promotion offers and card offers are separate. Combined eligibility is not assumed.

Promotion offers (5)

中國工商銀行（亞洲）信用卡消費／賬單分期：高達HK$200現金回贈

Up to200HKD saving

Conditions applyCashbackPeriod LimitedMinimum spending: HK$10,000.00

Eligibility: Audience: all
Eligible spending: Applies to: 借貸/分期付款 · Type: category
Minimum requirement: Period: per transaction · Spend: HK$10,000.00
Requirements: Transaction Spend Below Cents: HK$20,000.00
Benefit limit: Period: not stated · Type: not stated
Percentage note: Threshold equivalent maximum: HK$200 ÷ HK$10,000 × 100 = 2.00%, rounded to 2 decimal places. This uses the minimum eligible installment amount and the maximum cashback. At the same maximum cashback, the effective rate decreases above HK$10,000; actual cashback may be lower because the source states “up to”. The eligible installment amount is HK$10,000–HK$19,999.
Application or registration is required.
分期金額HK$10,000至HK$19,999：高達HK$200現金回贈。
須透過手機銀行應用程式成功申請「信用卡消費分期／賬單分期計劃」，並將合資格簽賬分12、24或36個月還款。
只適用於中國工商銀行（亞洲）有限公司發出的信用卡及聯名卡主卡持卡人；不適用於附屬卡、公司卡及學生持卡人。
實際年利率低至5.29%，以每月平息0.235%及12個月還款期計算。實際年利率按《銀行營運守則》相關指引計算，並包括基本利率及其他費用與收費；最終息率視乎貸款額及信貸審批結果。
本行可決定分期還款的本金與利息比例，並保留最終貸款批核權；優惠受相關條款及細則約束。
HK$10,000至HK$19,999分期金額的現金回贈: Now – 2026-12-31

Open source offer ↗

中國工商銀行（亞洲）信用卡消費／賬單分期：高達HK$350現金回贈

Up to350HKD saving

Conditions applyCashbackPeriod LimitedMinimum spending: HK$20,000.00

Eligibility: Audience: all
Eligible spending: Applies to: 借貸/分期付款 · Type: category
Minimum requirement: Period: per transaction · Spend: HK$20,000.00
Requirements: Transaction Spend Below Cents: HK$50,000.00
Benefit limit: Period: not stated · Type: not stated
Percentage note: Threshold equivalent maximum: HK$350 ÷ HK$20,000 × 100 = 1.75%, rounded to 2 decimal places. This uses the minimum eligible installment amount and the maximum cashback. At the same maximum cashback, the effective rate decreases above HK$20,000; actual cashback may be lower because the source states “up to”. The eligible installment amount is HK$20,000–HK$49,999.
Application or registration is required.
分期金額HK$20,000至HK$49,999：高達HK$350現金回贈。
須透過手機銀行應用程式成功申請「信用卡消費分期／賬單分期計劃」，並將合資格簽賬分12、24或36個月還款。
只適用於中國工商銀行（亞洲）有限公司發出的信用卡及聯名卡主卡持卡人；不適用於附屬卡、公司卡及學生持卡人。
實際年利率低至5.29%，以每月平息0.235%及12個月還款期計算。實際年利率按《銀行營運守則》相關指引計算，並包括基本利率及其他費用與收費；最終息率視乎貸款額及信貸審批結果。
本行可決定分期還款的本金與利息比例，並保留最終貸款批核權；優惠受相關條款及細則約束。
HK$20,000至HK$49,999分期金額的現金回贈: Now – 2026-12-31

Open source offer ↗

中國工商銀行（亞洲）信用卡消費／賬單分期：高達HK$550現金回贈

Up to550HKD saving

Conditions applyCashbackPeriod LimitedMinimum spending: HK$50,000.00

Eligibility: Audience: all
Eligible spending: Applies to: 借貸/分期付款 · Type: category
Minimum requirement: Period: per transaction · Spend: HK$50,000.00
Requirements: Transaction Spend Below Cents: HK$100,000.00
Benefit limit: Period: not stated · Type: not stated
Percentage note: Threshold equivalent maximum: HK$550 ÷ HK$50,000 × 100 = 1.10%, rounded to 2 decimal places. This uses the minimum eligible installment amount and the maximum cashback. At the same maximum cashback, the effective rate decreases above HK$50,000; actual cashback may be lower because the source states “up to”. The eligible installment amount is HK$50,000–HK$99,999.
Application or registration is required.
分期金額HK$50,000至HK$99,999：高達HK$550現金回贈。
須透過手機銀行應用程式成功申請「信用卡消費分期／賬單分期計劃」，並將合資格簽賬分12、24或36個月還款。
只適用於中國工商銀行（亞洲）有限公司發出的信用卡及聯名卡主卡持卡人；不適用於附屬卡、公司卡及學生持卡人。
實際年利率低至5.29%，以每月平息0.235%及12個月還款期計算。實際年利率按《銀行營運守則》相關指引計算，並包括基本利率及其他費用與收費；最終息率視乎貸款額及信貸審批結果。
本行可決定分期還款的本金與利息比例，並保留最終貸款批核權；優惠受相關條款及細則約束。
HK$50,000至HK$99,999分期金額的現金回贈: Now – 2026-12-31

Open source offer ↗

中國工商銀行（亞洲）信用卡消費／賬單分期：高達HK$800現金回贈

Up to800HKD saving

Conditions applyCashbackPeriod LimitedMinimum spending: HK$100,000.00

Eligibility: Audience: all
Eligible spending: Applies to: 借貸/分期付款 · Type: category
Minimum requirement: Period: per transaction · Spend: HK$100,000.00
Benefit limit: Period: not stated · Type: not stated
Percentage note: Threshold equivalent maximum: HK$800 ÷ HK$100,000 × 100 = 0.80%, rounded to 2 decimal places. This uses the minimum eligible installment amount and the maximum cashback. At the same maximum cashback, the effective rate decreases above HK$100,000; actual cashback may be lower because the source states “up to”. The eligible installment amount is HK$100,000 or more.
Application or registration is required.
分期金額HK$100,000或以上：高達HK$800現金回贈。
須透過手機銀行應用程式成功申請「信用卡消費分期／賬單分期計劃」，並將合資格簽賬分12、24或36個月還款。
只適用於中國工商銀行（亞洲）有限公司發出的信用卡及聯名卡主卡持卡人；不適用於附屬卡、公司卡及學生持卡人。
實際年利率低至5.29%，以每月平息0.235%及12個月還款期計算。實際年利率按《銀行營運守則》相關指引計算，並包括基本利率及其他費用與收費；最終息率視乎貸款額及信貸審批結果。
本行可決定分期還款的本金與利息比例，並保留最終貸款批核權；優惠受相關條款及細則約束。
HK$100,000或以上分期金額的現金回贈: Now – 2026-12-31

Open source offer ↗

ICBC信用卡送環亞貴賓室禮遇1次

1次 quantity

Conditions applyTravelPeriod Limited

Eligibility: Audience: all · Customer status: new
Eligible spending: Type: not applicable
Benefit limit: Applies to: 環亞貴賓室禮遇名額 · Period: not stated · Type: not stated
Application or registration is required.
推廣期內，全新信用卡客戶須成功申請及啟動合資格ICBC信用卡，並完成一筆任意金額的合資格簽賬，方可獲贈1次環亞貴賓室禮遇。可選擇於全新環亞貴賓室香港西九龍高鐵站或環亞貴賓室香港國際機場二號客運大樓使用。優惠名額有限，先到先得，額滿即止。受有關條款及細則約束；詳情見來源所列連結。
環亞貴賓室禮遇推廣期: 2026-10-01 – 2026-12-31

Open source offer ↗

Credit card offers (6)

ICBC Greater Bay Area Dual Currency Credit Card - UnionPay Platinum Card 0.5% cash rebate

0.5%saving

Cashback

Eligibility: Audience: all
Eligible spending: Type: all
Benefit limit: Applies to: cash rebate · Period: not stated · Type: not stated
The cardholder can choose cash rebate as the spending reward.
HKD and RMB spending are combined for the accumulated transaction amount. RMB¥1 is calculated as HKD$1.
The rebate is calculated monthly, credited to the HKD account, and shown on the statement.
The linked Spending Rewards terms are not available in the retained HTML.

Open source offer ↗

ICBC Greater Bay Area Dual Currency Credit Card Greater Bay Area payment and travel convenience（優惠值未列明）

—Value not stated

Travel

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Applies to: payment and travel services · Period: not stated · Type: not stated
The page lists designated Hong Kong taxis, Hong Kong-Zhuhai-Macau Bridge fares, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 ticket vending machines, Shenzhen taxis, and Guangzhou public buses.

Open source offer ↗

ICBC Greater Bay Area Dual Currency Credit Card foreign exchange and overseas handling fee waiver（優惠值未列明）

—Value not stated

Fee Waiver

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Applies to: foreign exchange and overseas handling fees · Period: not stated · Type: not stated
The page states a waiver of foreign exchange fees for spending in CNY and foreign currencies.
It also states a handling fee waiver for overseas spending and exemption from extra charges caused by currency exchange and conversion-rate fluctuations.
The page does not state the fee amount or detailed conditions.

Open source offer ↗

12-month credit card spending installment plan at 0.235% monthly flat rate

0.235%rate

Conditions applyFinancing

Eligibility: Audience: all
Eligible spending: Type: all
Benefit limit: Applies to: installment plan · Period: not stated · Type: not stated
Application or registration is required.
The plan is offered for card spending, with a 12-month repayment tenor.
No documents are required.
The stated APR is 5.29%, calculated on a HK$10,000 installment amount, a 0.235% monthly flat rate, and a 12-month tenor.
The Bank may apportion installment payments between interest and principal at its discretion. The APR is a reference rate that includes basic interest and other fees and charges. Terms apply.

Open source offer ↗

24-month credit card spending installment plan at 0.235% monthly flat rate

0.235%rate

Conditions applyFinancing

Eligibility: Audience: all
Eligible spending: Type: all
Benefit limit: Applies to: installment plan · Period: not stated · Type: not stated
Application or registration is required.
The plan is offered for card spending, with a 24-month repayment tenor.
No documents are required.
The stated APR for the 24-month tenor is 5.46%.
The Bank may apportion installment payments between interest and principal at its discretion. The APR is a reference rate that includes basic interest and other fees and charges. Terms apply.

Open source offer ↗

36-month credit card spending installment plan at 0.235% monthly flat rate

0.235%rate

Conditions applyFinancing

Eligibility: Audience: all
Eligible spending: Type: all
Benefit limit: Applies to: installment plan · Period: not stated · Type: not stated
Application or registration is required.
The plan is offered for card spending, with a 36-month repayment tenor.
No documents are required.
The stated APR for the 36-month tenor is 5.48%.
The Bank may apportion installment payments between interest and principal at its discretion. The APR is a reference rate that includes basic interest and other fees and charges. Terms apply.

Open source offer ↗