ICBC Caritas Hk Credit Card Platinum Mastercard

Bank: ICBC (Asia)
Issuer: ICBC
Annual fee
Income requirement
Network
Verified date
Official website

Saving by category

Estimated saving at the selected amount. Conditions apply. Blank values have no supported estimate.

Category	Saved percentage	Conditions
Dining	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Fine dining	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Local dining	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Fast food	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Food delivery	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Cafés, bakeries and desserts	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Groceries	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Markets	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Supermarkets	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Convenience stores	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Shopping	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Fashion	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Sports and outdoors	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Department stores	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Electronics	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Home and furniture	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Jewellery and watches	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Books and stationery	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Pet supplies	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Online shopping	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Overseas online shopping	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Local online shopping	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Online groceries	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Online fashion and sports	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Transport	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Local transport	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Parking	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Fuel and EV charging	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Taxis, rides and car rental	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Travel	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Hotels	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Travel bookings	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Airlines	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Travel agencies	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Entertainment	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Cinemas	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Games	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Streaming	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Theme parks and attractions	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Concerts and tickets	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Bills and utilities	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Telecommunications	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Government payments	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Electricity and gas	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Water	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Health and wellness	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Medical services	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Pharmacies and supplements	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Fitness	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Beauty and personal care	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Education	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Tuition and courses	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Overseas spending	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Mainland China spending	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Macau spending	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
E-wallet spending	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
E-wallet top-ups	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
WeChat Pay
AlipayHK
Octopus	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
PayMe	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Mobile payments	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Google Pay	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Apple Pay	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Samsung Pay	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Insurance	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Rent	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Charitable donations	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Loans and installments	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗
Other	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5%: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card. The rebate is calculated monthly and shown on the monthly statement. Open source offer ↗

Promotion offers and card offers are separate. Combined eligibility is not assumed.

Promotion offers (5)

中國工商銀行（亞洲）信用卡消費／賬單分期：高達HK$200現金回贈

Up to200HKD saving

Conditions applyCashbackPeriod LimitedMinimum spending: HK$10,000.00

Eligibility: Audience: all
Eligible spending: Applies to: 借貸/分期付款 · Type: category
Minimum requirement: Period: per transaction · Spend: HK$10,000.00
Requirements: Transaction Spend Below Cents: HK$20,000.00
Benefit limit: Period: not stated · Type: not stated
Percentage note: Threshold equivalent maximum: HK$200 ÷ HK$10,000 × 100 = 2.00%, rounded to 2 decimal places. This uses the minimum eligible installment amount and the maximum cashback. At the same maximum cashback, the effective rate decreases above HK$10,000; actual cashback may be lower because the source states “up to”. The eligible installment amount is HK$10,000–HK$19,999.
Application or registration is required.
分期金額HK$10,000至HK$19,999：高達HK$200現金回贈。
須透過手機銀行應用程式成功申請「信用卡消費分期／賬單分期計劃」，並將合資格簽賬分12、24或36個月還款。
只適用於中國工商銀行（亞洲）有限公司發出的信用卡及聯名卡主卡持卡人；不適用於附屬卡、公司卡及學生持卡人。
實際年利率低至5.29%，以每月平息0.235%及12個月還款期計算。實際年利率按《銀行營運守則》相關指引計算，並包括基本利率及其他費用與收費；最終息率視乎貸款額及信貸審批結果。
本行可決定分期還款的本金與利息比例，並保留最終貸款批核權；優惠受相關條款及細則約束。
HK$10,000至HK$19,999分期金額的現金回贈: Now – 2026-12-31

Open source offer ↗

中國工商銀行（亞洲）信用卡消費／賬單分期：高達HK$350現金回贈

Up to350HKD saving

Conditions applyCashbackPeriod LimitedMinimum spending: HK$20,000.00

Eligibility: Audience: all
Eligible spending: Applies to: 借貸/分期付款 · Type: category
Minimum requirement: Period: per transaction · Spend: HK$20,000.00
Requirements: Transaction Spend Below Cents: HK$50,000.00
Benefit limit: Period: not stated · Type: not stated
Percentage note: Threshold equivalent maximum: HK$350 ÷ HK$20,000 × 100 = 1.75%, rounded to 2 decimal places. This uses the minimum eligible installment amount and the maximum cashback. At the same maximum cashback, the effective rate decreases above HK$20,000; actual cashback may be lower because the source states “up to”. The eligible installment amount is HK$20,000–HK$49,999.
Application or registration is required.
分期金額HK$20,000至HK$49,999：高達HK$350現金回贈。
須透過手機銀行應用程式成功申請「信用卡消費分期／賬單分期計劃」，並將合資格簽賬分12、24或36個月還款。
只適用於中國工商銀行（亞洲）有限公司發出的信用卡及聯名卡主卡持卡人；不適用於附屬卡、公司卡及學生持卡人。
實際年利率低至5.29%，以每月平息0.235%及12個月還款期計算。實際年利率按《銀行營運守則》相關指引計算，並包括基本利率及其他費用與收費；最終息率視乎貸款額及信貸審批結果。
本行可決定分期還款的本金與利息比例，並保留最終貸款批核權；優惠受相關條款及細則約束。
HK$20,000至HK$49,999分期金額的現金回贈: Now – 2026-12-31

Open source offer ↗

中國工商銀行（亞洲）信用卡消費／賬單分期：高達HK$550現金回贈

Up to550HKD saving

Conditions applyCashbackPeriod LimitedMinimum spending: HK$50,000.00

Eligibility: Audience: all
Eligible spending: Applies to: 借貸/分期付款 · Type: category
Minimum requirement: Period: per transaction · Spend: HK$50,000.00
Requirements: Transaction Spend Below Cents: HK$100,000.00
Benefit limit: Period: not stated · Type: not stated
Percentage note: Threshold equivalent maximum: HK$550 ÷ HK$50,000 × 100 = 1.10%, rounded to 2 decimal places. This uses the minimum eligible installment amount and the maximum cashback. At the same maximum cashback, the effective rate decreases above HK$50,000; actual cashback may be lower because the source states “up to”. The eligible installment amount is HK$50,000–HK$99,999.
Application or registration is required.
分期金額HK$50,000至HK$99,999：高達HK$550現金回贈。
須透過手機銀行應用程式成功申請「信用卡消費分期／賬單分期計劃」，並將合資格簽賬分12、24或36個月還款。
只適用於中國工商銀行（亞洲）有限公司發出的信用卡及聯名卡主卡持卡人；不適用於附屬卡、公司卡及學生持卡人。
實際年利率低至5.29%，以每月平息0.235%及12個月還款期計算。實際年利率按《銀行營運守則》相關指引計算，並包括基本利率及其他費用與收費；最終息率視乎貸款額及信貸審批結果。
本行可決定分期還款的本金與利息比例，並保留最終貸款批核權；優惠受相關條款及細則約束。
HK$50,000至HK$99,999分期金額的現金回贈: Now – 2026-12-31

Open source offer ↗

中國工商銀行（亞洲）信用卡消費／賬單分期：高達HK$800現金回贈

Up to800HKD saving

Conditions applyCashbackPeriod LimitedMinimum spending: HK$100,000.00

Eligibility: Audience: all
Eligible spending: Applies to: 借貸/分期付款 · Type: category
Minimum requirement: Period: per transaction · Spend: HK$100,000.00
Benefit limit: Period: not stated · Type: not stated
Percentage note: Threshold equivalent maximum: HK$800 ÷ HK$100,000 × 100 = 0.80%, rounded to 2 decimal places. This uses the minimum eligible installment amount and the maximum cashback. At the same maximum cashback, the effective rate decreases above HK$100,000; actual cashback may be lower because the source states “up to”. The eligible installment amount is HK$100,000 or more.
Application or registration is required.
分期金額HK$100,000或以上：高達HK$800現金回贈。
須透過手機銀行應用程式成功申請「信用卡消費分期／賬單分期計劃」，並將合資格簽賬分12、24或36個月還款。
只適用於中國工商銀行（亞洲）有限公司發出的信用卡及聯名卡主卡持卡人；不適用於附屬卡、公司卡及學生持卡人。
實際年利率低至5.29%，以每月平息0.235%及12個月還款期計算。實際年利率按《銀行營運守則》相關指引計算，並包括基本利率及其他費用與收費；最終息率視乎貸款額及信貸審批結果。
本行可決定分期還款的本金與利息比例，並保留最終貸款批核權；優惠受相關條款及細則約束。
HK$100,000或以上分期金額的現金回贈: Now – 2026-12-31

Open source offer ↗

ICBC信用卡送環亞貴賓室禮遇1次

1次 quantity

Conditions applyTravelPeriod Limited

Eligibility: Audience: all · Customer status: new
Eligible spending: Type: not applicable
Benefit limit: Applies to: 環亞貴賓室禮遇名額 · Period: not stated · Type: not stated
Application or registration is required.
推廣期內，全新信用卡客戶須成功申請及啟動合資格ICBC信用卡，並完成一筆任意金額的合資格簽賬，方可獲贈1次環亞貴賓室禮遇。可選擇於全新環亞貴賓室香港西九龍高鐵站或環亞貴賓室香港國際機場二號客運大樓使用。優惠名額有限，先到先得，額滿即止。受有關條款及細則約束；詳情見來源所列連結。
環亞貴賓室禮遇推廣期: 2026-10-01 – 2026-12-31

Open source offer ↗

Credit card offers (6)

ICBC Caritas-HK Credit Card: HK$50 extra spending limit

50HKD

Conditions applyFinancing

Eligibility: Audience: all · Customer status: new
Eligible spending: Type: not applicable
Benefit limit: Period: not stated · Type: not stated
Application or registration is required.
For each eligible card, a new customer must apply for the designated ICBC Caritas-HK Credit Card online. The extra spending limit applies upon card approval.
The page refers to separate Online Application Gift terms and conditions. Their details are not in this HTML.

Open source offer ↗

ICBC Caritas-HK Credit Card: HK$150 free spending limit

150HKD

Conditions applyFinancingMinimum spending: HK$1,500.00

Eligibility: Audience: all · Customer status: new
Eligible spending: Type: not applicable
Requirements: Period spend ≥: HK$1,500.00
Benefit limit: Period: not stated · Type: not stated
Application or registration is required.
New customers who successfully apply for the ICBC Caritas-HK Credit Card can receive this offer.
The page states that the customer must accumulate retail spending or cash advance of at least HK$1,500 within the first 2 months after new-card issuance.
The page refers to separate Welcome Offer terms and conditions. Their details are not in this HTML.

Open source offer ↗

Caritas Hong Kong donation: ICBC (Asia) donates 0.45% of monthly card spending

0.45%rate

Other

Eligibility: Audience: all
Eligible spending: Type: all
Benefit limit: Period: not stated · Type: not stated
ICBC (Asia) automatically donates 0.45% of the cardholder's total monthly spending amount to Caritas Hong Kong to support its community services.
Caritas HK issues a donation receipt only when the annual donation is HK$100 or more.

Open source offer ↗

Bonus Point: earn 1 point per HK$1 spent

1Bonus Point reward

Points

Eligibility: Audience: all
Eligible spending: Type: all
Benefit limit: Period: not stated · Type: not stated
The Bonus Point is valid for 1 year.
The page presents PhoenixMiles Mileage Rewards and cash rebate as selectable spending reward choices.

Open source offer ↗

PhoenixMiles Mileage Rewards: earn 1 mile per HK$8 spent or 8 points converted

1PhoenixMiles Mileage Rewards reward

Conditions applyPoints

Eligibility: Audience: all
Eligible spending: Type: all
Benefit limit: Period: not stated · Type: not stated
Application or registration is required.
The cardholder can choose PhoenixMiles Mileage Rewards. Every HK$8 spent or 8 points converted yields 1 mile.
The page states that 8,000 PhoenixMiles miles can be used for a one-way short-haul flight ticket.
PhoenixMiles Mileage Rewards are subject to terms and conditions set by ICBC (Asia), PhoenixMiles, and Air China; the details are not in this HTML.
The one-way short-haul ticket service is applicable to cardholders who have an ICBC (Asia) Hong Kong dollar savings account and have successfully applied for Phone Banking Service.

Open source offer ↗

ICBC Caritas-HK Credit Card cash rebate: 0.5%

0.5%saving

Conditions applyCashback

Eligibility: Audience: all
Eligible spending: Type: all
Benefit limit: Period: not stated · Type: not stated
Application or registration is required.
The cardholder can choose cash rebate as a spending reward. The source states 0.5% cash rebate for every HK$1 spent with the card.
The rebate is calculated monthly and shown on the monthly statement.

Open source offer ↗