ICBC Caritas Hk Credit Card Classic Mastercard

Bank: ICBC (Asia)
Issuer: ICBC
Annual fee
Income requirement
Network
Verified date
Official website

Saving by category

Estimated saving at the selected amount. Conditions apply. Blank values have no supported estimate.

Category	Saved percentage	Conditions
Dining	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Fine dining	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Local dining	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Fast food	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Food delivery	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Cafés, bakeries and desserts	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Groceries	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Markets	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Supermarkets	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Convenience stores	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Shopping	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Fashion	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Sports and outdoors	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Department stores	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Electronics	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Home and furniture	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Jewellery and watches	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Books and stationery	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Pet supplies	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Online shopping	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Overseas online shopping	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Local online shopping	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Online groceries	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Online fashion and sports	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Transport	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Local transport	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Parking	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Fuel and EV charging	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Taxis, rides and car rental	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Travel	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Hotels	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Travel bookings	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Airlines	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Travel agencies	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Entertainment	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Cinemas	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Games	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Streaming	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Theme parks and attractions	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Concerts and tickets	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Bills and utilities	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Telecommunications	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Government payments	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Electricity and gas	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Water	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Health and wellness	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Medical services	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Pharmacies and supplements	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Fitness	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Beauty and personal care	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Education	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Tuition and courses	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Overseas spending	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Mainland China spending	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Macau spending	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
E-wallet spending	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
E-wallet top-ups	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
WeChat Pay
AlipayHK
Octopus	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
PayMe	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Mobile payments	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Google Pay	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Apple Pay	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Samsung Pay	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Insurance	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Rent	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Charitable donations	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Loans and installments	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗
Other	0.5%	Conditions and calculation Application, registration or activation required. See conditions. Applies to all eligible spending, subject to the conditions. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Application or registration is required. You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement. Open source offer ↗

Promotion offers and card offers are separate. Combined eligibility is not assumed.

Promotion offers (5)

中國工商銀行（亞洲）信用卡消費／賬單分期：高達HK$200現金回贈

Up to200HKD saving

Conditions applyCashbackPeriod LimitedMinimum spending: HK$10,000.00

Eligibility: Audience: all
Eligible spending: Applies to: 借貸/分期付款 · Type: category
Minimum requirement: Period: per transaction · Spend: HK$10,000.00
Requirements: Transaction Spend Below Cents: HK$20,000.00
Benefit limit: Period: not stated · Type: not stated
Percentage note: Threshold equivalent maximum: HK$200 ÷ HK$10,000 × 100 = 2.00%, rounded to 2 decimal places. This uses the minimum eligible installment amount and the maximum cashback. At the same maximum cashback, the effective rate decreases above HK$10,000; actual cashback may be lower because the source states “up to”. The eligible installment amount is HK$10,000–HK$19,999.
Application or registration is required.
分期金額HK$10,000至HK$19,999：高達HK$200現金回贈。
須透過手機銀行應用程式成功申請「信用卡消費分期／賬單分期計劃」，並將合資格簽賬分12、24或36個月還款。
只適用於中國工商銀行（亞洲）有限公司發出的信用卡及聯名卡主卡持卡人；不適用於附屬卡、公司卡及學生持卡人。
實際年利率低至5.29%，以每月平息0.235%及12個月還款期計算。實際年利率按《銀行營運守則》相關指引計算，並包括基本利率及其他費用與收費；最終息率視乎貸款額及信貸審批結果。
本行可決定分期還款的本金與利息比例，並保留最終貸款批核權；優惠受相關條款及細則約束。
HK$10,000至HK$19,999分期金額的現金回贈: Now – 2026-12-31

Open source offer ↗

中國工商銀行（亞洲）信用卡消費／賬單分期：高達HK$350現金回贈

Up to350HKD saving

Conditions applyCashbackPeriod LimitedMinimum spending: HK$20,000.00

Eligibility: Audience: all
Eligible spending: Applies to: 借貸/分期付款 · Type: category
Minimum requirement: Period: per transaction · Spend: HK$20,000.00
Requirements: Transaction Spend Below Cents: HK$50,000.00
Benefit limit: Period: not stated · Type: not stated
Percentage note: Threshold equivalent maximum: HK$350 ÷ HK$20,000 × 100 = 1.75%, rounded to 2 decimal places. This uses the minimum eligible installment amount and the maximum cashback. At the same maximum cashback, the effective rate decreases above HK$20,000; actual cashback may be lower because the source states “up to”. The eligible installment amount is HK$20,000–HK$49,999.
Application or registration is required.
分期金額HK$20,000至HK$49,999：高達HK$350現金回贈。
須透過手機銀行應用程式成功申請「信用卡消費分期／賬單分期計劃」，並將合資格簽賬分12、24或36個月還款。
只適用於中國工商銀行（亞洲）有限公司發出的信用卡及聯名卡主卡持卡人；不適用於附屬卡、公司卡及學生持卡人。
實際年利率低至5.29%，以每月平息0.235%及12個月還款期計算。實際年利率按《銀行營運守則》相關指引計算，並包括基本利率及其他費用與收費；最終息率視乎貸款額及信貸審批結果。
本行可決定分期還款的本金與利息比例，並保留最終貸款批核權；優惠受相關條款及細則約束。
HK$20,000至HK$49,999分期金額的現金回贈: Now – 2026-12-31

Open source offer ↗

中國工商銀行（亞洲）信用卡消費／賬單分期：高達HK$550現金回贈

Up to550HKD saving

Conditions applyCashbackPeriod LimitedMinimum spending: HK$50,000.00

Eligibility: Audience: all
Eligible spending: Applies to: 借貸/分期付款 · Type: category
Minimum requirement: Period: per transaction · Spend: HK$50,000.00
Requirements: Transaction Spend Below Cents: HK$100,000.00
Benefit limit: Period: not stated · Type: not stated
Percentage note: Threshold equivalent maximum: HK$550 ÷ HK$50,000 × 100 = 1.10%, rounded to 2 decimal places. This uses the minimum eligible installment amount and the maximum cashback. At the same maximum cashback, the effective rate decreases above HK$50,000; actual cashback may be lower because the source states “up to”. The eligible installment amount is HK$50,000–HK$99,999.
Application or registration is required.
分期金額HK$50,000至HK$99,999：高達HK$550現金回贈。
須透過手機銀行應用程式成功申請「信用卡消費分期／賬單分期計劃」，並將合資格簽賬分12、24或36個月還款。
只適用於中國工商銀行（亞洲）有限公司發出的信用卡及聯名卡主卡持卡人；不適用於附屬卡、公司卡及學生持卡人。
實際年利率低至5.29%，以每月平息0.235%及12個月還款期計算。實際年利率按《銀行營運守則》相關指引計算，並包括基本利率及其他費用與收費；最終息率視乎貸款額及信貸審批結果。
本行可決定分期還款的本金與利息比例，並保留最終貸款批核權；優惠受相關條款及細則約束。
HK$50,000至HK$99,999分期金額的現金回贈: Now – 2026-12-31

Open source offer ↗

中國工商銀行（亞洲）信用卡消費／賬單分期：高達HK$800現金回贈

Up to800HKD saving

Conditions applyCashbackPeriod LimitedMinimum spending: HK$100,000.00

Eligibility: Audience: all
Eligible spending: Applies to: 借貸/分期付款 · Type: category
Minimum requirement: Period: per transaction · Spend: HK$100,000.00
Benefit limit: Period: not stated · Type: not stated
Percentage note: Threshold equivalent maximum: HK$800 ÷ HK$100,000 × 100 = 0.80%, rounded to 2 decimal places. This uses the minimum eligible installment amount and the maximum cashback. At the same maximum cashback, the effective rate decreases above HK$100,000; actual cashback may be lower because the source states “up to”. The eligible installment amount is HK$100,000 or more.
Application or registration is required.
分期金額HK$100,000或以上：高達HK$800現金回贈。
須透過手機銀行應用程式成功申請「信用卡消費分期／賬單分期計劃」，並將合資格簽賬分12、24或36個月還款。
只適用於中國工商銀行（亞洲）有限公司發出的信用卡及聯名卡主卡持卡人；不適用於附屬卡、公司卡及學生持卡人。
實際年利率低至5.29%，以每月平息0.235%及12個月還款期計算。實際年利率按《銀行營運守則》相關指引計算，並包括基本利率及其他費用與收費；最終息率視乎貸款額及信貸審批結果。
本行可決定分期還款的本金與利息比例，並保留最終貸款批核權；優惠受相關條款及細則約束。
HK$100,000或以上分期金額的現金回贈: Now – 2026-12-31

Open source offer ↗

ICBC信用卡送環亞貴賓室禮遇1次

1次 quantity

Conditions applyTravelPeriod Limited

Eligibility: Audience: all · Customer status: new
Eligible spending: Type: not applicable
Benefit limit: Applies to: 環亞貴賓室禮遇名額 · Period: not stated · Type: not stated
Application or registration is required.
推廣期內，全新信用卡客戶須成功申請及啟動合資格ICBC信用卡，並完成一筆任意金額的合資格簽賬，方可獲贈1次環亞貴賓室禮遇。可選擇於全新環亞貴賓室香港西九龍高鐵站或環亞貴賓室香港國際機場二號客運大樓使用。優惠名額有限，先到先得，額滿即止。受有關條款及細則約束；詳情見來源所列連結。
環亞貴賓室禮遇推廣期: 2026-10-01 – 2026-12-31

Open source offer ↗

Credit card offers (6)

ICBC Caritas-HK Credit Card online application: extra HK$50 free spending limit

50HKD

Conditions applyFinancing

Eligibility: Audience: all · Customer status: new
Eligible spending: Type: not applicable
Benefit limit: Period: not stated · Type: not stated
Application or registration is required.
Extra HK$50 Free Credit Card Spending Limit for each card. Eligible to new customers who successfully apply for designated ICBC Caritas-HK Credit Card upon card approval; application should take via online.
The offers are subject to relevant terms and conditions. Refer to Terms and Conditions of the Online Application Gift; linked terms were not read. The source does not name the eligible card variant.

Open source offer ↗

ICBC Caritas-HK Credit Card welcome offer: HK$150 free spending limit

150HKD

Conditions applyFinancingMinimum spending: HK$1,500.00

Eligibility: Audience: all · Customer status: new
Eligible spending: Type: not applicable
Requirements: Period spend ≥: HK$1,500.00
Benefit limit: Period: not stated · Type: not stated
Application or registration is required.
New customers who successfully apply for ICBC Caritas-HK Credit Card can enjoy HK$150 Free Credit Card Spending Limit. To qualify, accumulate retail spending or cash advance of HK$1,500 or above within the first 2 months of new cards issuance.
The offers are subject to relevant terms and conditions. Refer to Terms and Conditions of the Welcome Offer; linked terms were not read. The source does not name the eligible card variant.

Open source offer ↗

ICBC (Asia) donates 0.45% of monthly ICBC Caritas-HK Credit Card spending to Caritas Hong Kong

0.45%rate

Other

Eligibility: Audience: all
Eligible spending: Type: all
Benefit limit: Period: not stated · Type: not stated
Whenever you spend with the ICBC Caritas-HK Credit Card, ICBC (Asia) will donate 0.45% of your total monthly spending amount to Caritas Hong Kong automatically as support for its community services.
The offers are subject to relevant terms and conditions.

Open source offer ↗

ICBC Caritas-HK Credit Card: 1 Bonus Point per HKD 1 spent

1Bonus Point reward

Points

Eligibility: Audience: all
Eligible spending: Type: all
Benefit limit: Period: not stated · Type: not stated
For every HKD 1 spent with the ICBC Caritas-HK Credit Card, you will receive 1 point. Bonus Point is valid for 1 year. PhoenixMiles Mileage Rewards and cash rebate are listed as choices in the same rewards program.

Open source offer ↗

ICBC Caritas-HK Credit Card PhoenixMiles: 1 mile per HK$8 or 8 points converted

1PhoenixMiles Mileage Rewards reward

Conditions applyPoints

Eligibility: Audience: all
Eligible spending: Type: all
Benefit limit: Period: not stated · Type: not stated
Application or registration is required.
You can choose PhoenixMiles Mileage Rewards: every HK$8 or 8 points will be converted to 1 mile. The page states that 8,000 miles can get a one-way short-haul flight ticket; this is redemption information, not a separate offer. Airlines cover 21 countries and 100 cities.
PhoenixMiles Mileage Rewards are bound by relevant terms and conditions set by ICBC (Asia) and PhoenixMiles, Air China.

Open source offer ↗

ICBC Caritas-HK Credit Card cash rebate: 0.5% per HKD 1 spent

0.5%saving

Conditions applyCashback

Eligibility: Audience: all
Eligible spending: Type: all
Benefit limit: Period: not stated · Type: not stated
Application or registration is required.
You can choose cash rebate as spending rewards. For every HKD 1 spent with the card, you will be entitled to 0.5% cash rebate. Rebate amount is calculated monthly and shown in the monthly statement.

Open source offer ↗