Hong Kong S Heritage Credit Card

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 250 · Applies to: 首250名成功轉換「亞洲萬里通」里數的持卡人 · Period: promotion total · Type: limited · Unit: other
• Application or registration is required.
• 持上海商業銀行信用卡，透過個人網上銀行或「上商理財」手機應用程式的指定積分兌換頁面轉換「亞洲萬里通」里數。
• 須於推廣期內申請轉換目標里數，再以該卡簽賬累積足夠積分轉換目標里數，方可獲額外里數。
• 優惠只限首250名成功轉換里數的持卡人，以本行個人網上銀行記錄為準；先到先得，額滿即止；額滿時將於本行網頁公布。
• 轉換里數及額外20%里數將於2026年12月內分別存入持卡人之國泰賬戶。
• 每次最低轉換1,000「亞洲萬里通」里數，並須為1,000里數或其倍數。
• 每轉換1,000里數須繳HK$10手續費；每次最低收費HK$100，最高HK$500；費用從信用卡賬戶扣除。
• 每15積分可轉換1「亞洲萬里通」里數。
• 優惠須受條款及細則約束。來源提及更多優惠及條款詳情，但該連結內容未檢視。
• 額外20%「亞洲萬里通」里數轉換優惠: Now – 2026-11-22

Open source offer ↗

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$3,000.00
• Benefit limit: Period: not stated · Type: not stated
• Application or registration is required.
• The product page describes Hong Kong's Heritage VISA Platinum/MasterCard Titanium Credit Card.
• The product page lists HK$300 Spending Credit as the welcome gift.
• The product page notes annual income requirements of HK$150,000 for a Platinum Credit Card and HK$80,000 for a Titanium Credit Card.
• The Promotion Period is 1 August 2026 to 31 July 2027, both dates inclusive.
• New principal card applicants must successfully apply for Hong Kong's Heritage Platinum or Titanium Credit Card within the Promotion Period; supplementary cards are excluded.
• The applicant must not have held any credit card or co-branded credit card of Shanghai Commercial Bank in the previous 12 months.
• The applicant must accumulate at least HK$3,000 in Eligible Transactions within the first 2 months from the new card issuance date and successfully enrol for e-statement.
• Eligible Transactions include retail transactions, online purchases, and purchases or reloads of stored-value cards and e-wallets. Exclusions include cash advances, outstanding balances, balance transfers, Bank-channel bill payments including tax, utilities and insurance payments, all credit-card charges including annual fees, finance charges, late charges and interest, and unposted, unauthorised, cancelled, refunded, fraudulent or other unqualified transactions.
• The HK$300 Free Spending Credit is credited to the HKD credit-card account within 2 months after the Spending Period; each eligible customer receives one set only.
• The selected gift cannot be changed. If no choice is indicated in the application form, the Bank sets the HK$300 Free Spending Credit (Gift Code A0089).
• If the applicant uses more than one Bank credit card to fulfil the welcome-offer spending requirement, only one welcome gift is awarded.
• Cancellation within 12 months from gift redemption results in a HK$600 administrative fee.
• The gift is available while stock lasts, is not transferable, returnable or redeemable for cash, and may be replaced if out of stock. The account must remain valid and in good standing during redemption.
• The Bank may vary, extend or terminate the offer or amend the terms without prior notice; the English version prevails if there is a discrepancy.
• Welcome Gift Promotion Period: 2026-08-01 – 2027-07-31

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• The product page states that the card supports conservation of Hong Kong heritage works through everyday spending.
• Part of cardholders’ monthly spending is donated to the Lord Wilson Heritage Trust for heritage protection.
• The local source does not state the donation percentage, amount, calculation, timing or cap.
• The product page notes annual income requirements of HK$150,000 for a Platinum Credit Card and HK$80,000 for a Titanium Credit Card.

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• The KFS is effective from 20 April 2026.
• The interest-free period can be up to 56 days when the statement balance is paid in full by the Latest Payment Date.
• The length depends on when a purchase is made within the statement cycle.
• There is no interest-free period for cash advances or bill payment of other credit-card bills.