Hang Seng Mpower Platinum Card

Bank: Hang Seng Bank
Issuer: Hang
Annual fee
Income requirement
Network
Verified date
Official website

Saving by category

Estimated saving at the selected amount. Conditions apply. Blank values have no supported estimate.

Category	Saved percentage	Conditions
Dining	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Fine dining	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Local dining	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Fast food	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Food delivery	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Cafés, bakeries and desserts	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Groceries	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Markets	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Supermarkets	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Convenience stores	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Shopping	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Fashion	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Sports and outdoors	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Department stores	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Electronics	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Home and furniture	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Jewellery and watches	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Books and stationery	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Pet supplies	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Online shopping	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Overseas online shopping	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Local online shopping	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Online groceries	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Online fashion and sports	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Transport	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Local transport	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Parking	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Fuel and EV charging	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Taxis, rides and car rental	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Travel	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Hotels	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Travel bookings	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Airlines	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Travel agencies	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Entertainment	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Cinemas	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Games	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Streaming	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Theme parks and attractions	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Concerts and tickets	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Bills and utilities	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Telecommunications	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Government payments	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Electricity and gas	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Water	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Health and wellness	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Medical services	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Pharmacies and supplements	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Fitness	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Beauty and personal care	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Education	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Tuition and courses	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Overseas spending	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Mainland China spending	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Macau spending	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
E-wallet spending	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
E-wallet top-ups	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
WeChat Pay
AlipayHK
Octopus	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
PayMe	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Mobile payments	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Google Pay	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Apple Pay	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Samsung Pay	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Insurance	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Rent	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Charitable donations	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Loans and installments	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.
Other	0.4%	Conditions and calculation Cash-equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption-order rules apply. Applies to all eligible spending, subject to the conditions. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 +FUN Dollar per HKD250 retail spending: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply. Valid for up to 24 months from the relevant annual renewal cycle. Principal and supplementary-card allocation follows the account and statement rules. Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend. When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.

Promotion offers and card offers are separate. Combined eligibility is not assumed.

Promotion offers (64)

家上海四喜烤麩以 1 +FUN Dollar 換領

—Value not stated

GiftPeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: 家上海 · Type: merchant
Benefit limit: Applies to: 家上海四喜烤麩換領優惠 · Period: not stated · Type: not stated
持有恒生信用卡，推廣期內於超過100間精選餐廳食店簽賬滿指定金額後，可用1 +FUN Dollar換領指定「恒嚐滋味」食品或飲品；指定簽賬金額未列明。
一般優惠期由即日起至2026年12月20日；此項優惠期至2026年11月30日。
本推廣僅適用於身處香港人士。
優惠受條款及細則約束。
家上海四喜烤麩換領優惠: Now – 2026-11-30

Open source offer ↗

恒生信用卡簽賬抽獎：有機會贏《WTT 香港總決賽 2026 由恒生銀行呈獻》入場門票 2 張

2《WTT 香港總決賽 2026 由恒生銀行呈獻》入場門票 reward

Conditions applyPrizePeriod LimitedotherCap: 50 名 · promotion total

Eligibility: Audience: other
Eligible spending: Type: all
Benefit limit: Amount: 50 · Applies to: 得獎名額 · Period: promotion total · Type: limited · Unit: 名
Application or registration is required.
推廣期：即日起至2026年11月14日。
恒生信用卡客戶方可參加抽獎。
推廣適用於身處香港人士。
須經 +FUN Centre 登記參與抽獎；推廣期內每位客戶只需登記一次，登記可獲 3 次抽獎機會。
每累積港幣 500 元簽賬淨值可獲 1 次抽獎機會；連同登記所得機會，最多合共 103 次。
得獎門票嚴禁轉售；如發現轉售，將取消得獎資格。
優惠受條款及細則約束；連結 hangseng.com/flash9 內的額外限制未檢視，內容不明。
推廣參加期: Now – 2026-11-14

Open source offer ↗

聖保祿醫院「乳妳同行」檢查計劃 HK$3,510 優惠價

3,510HKD price

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: 醫療服務 · Type: category
Benefit limit: Period: not stated · Type: not stated
Percentage note: Source prices: HKD 3,900 original and HKD 3,510 promotional. Calculation: (3,900 3,510) / 3,900 × 100 = 10.00%, rounded to 2 decimal places. The rate uses the stated original price as its comparison base.
原價 HK$3,900。
憑恒生信用卡可享健康篩查套餐尊享價。
此推廣僅適用於身處香港人士。
須預約並告知使用優惠，且不可與其他優惠並用。
須以合資格恒生信用卡、聯營卡或enJoy消費卡作單一簽賬；商務卡、公司卡、其他消費卡、人民幣信用卡、美元Visa金卡、e-shopping萬事達卡及專享卡不適用。
分單、分期購物、禮券或禮物卡購買、八達通增值及電子錢包交易不合資格。
恒生信用卡專業醫院健康篩查套餐優惠1: 2026-09-03 – 2026-12-31

Open source offer ↗

聖德肋撒醫院阿茲海默症篩查計劃 HK$9,700 優惠價

9,700HKD price

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: 醫療服務 · Type: category
Benefit limit: Period: not stated · Type: not stated
Percentage note: Source prices: HKD 10,500 original and HKD 9,700 promotional. Calculation: (10,500 9,700) / 10,500 × 100 = 7.62%, rounded to 2 decimal places. The rate uses the stated original price as its comparison base.
原價 HK$10,500。
提供機構為聖德肋撒醫院。
憑恒生信用卡可享健康篩查套餐尊享價。
此推廣僅適用於身處香港人士。
優惠受條款及細則約束；具體條款未在來源文字中列明。
恒生信用卡健康篩查套餐優惠1: 2026-09-03 – 2026-12-31

Open source offer ↗

聖德肋撒醫院心臟健康篩查套餐 HK$5,700 優惠價

5,700HKD price

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: 醫療服務 · Type: category
Benefit limit: Period: not stated · Type: not stated
Percentage note: Source prices: HKD 9,200 original and HKD 5,700 promotional. Calculation: (9,200 5,700) / 9,200 × 100 = 38.04%, rounded to 2 decimal places. The rate uses the stated original price as its comparison base.
原價 HK$9,200。
提供機構為聖德肋撒醫院。
憑恒生信用卡可享健康篩查套餐尊享價。
此推廣僅適用於身處香港人士。
優惠受條款及細則約束；具體條款未在來源文字中列明。
恒生信用卡健康篩查套餐優惠1: 2026-09-03 – 2026-12-31

Open source offer ↗

仁安醫院基礎健康與營養檢查套餐 HK$1,680 優惠價

1,680HKD price

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: 醫療服務 · Type: category
Benefit limit: Period: not stated · Type: not stated
Percentage note: Source prices: HKD 3,190 original and HKD 1,680 promotional. Calculation: (3,190 1,680) / 3,190 × 100 = 47.34%, rounded to 2 decimal places. The rate uses the stated original price as its comparison base.
原價 HK$3,190。
提供機構為仁安醫院。
憑恒生信用卡可享健康篩查套餐尊享價。
此推廣僅適用於身處香港人士。
優惠受條款及細則約束；具體條款未在來源文字中列明。
恒生信用卡健康篩查套餐優惠1: 2026-09-03 – 2026-12-31

Open source offer ↗

專業醫院健康篩查套餐尊享價（優惠值未列明）

—Value not stated

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: 醫療服務 · Type: category
Benefit limit: Period: not stated · Type: not stated
Percentage note: 未指定單一套餐及比較價格，無法計算此總覽優惠的統一節省百分比。
源文稱以尊享價選購健康篩查套餐，未列價格。
憑恒生信用卡可享健康篩查套餐尊享價。
此推廣僅適用於身處香港人士。
優惠受條款及細則約束；具體條款未在來源文字中列明。
恒生信用卡健康篩查套餐尊享價優惠1: 2026-09-03 – 2026-12-31

Open source offer ↗

專業醫院醫療健康產品尊享價（優惠值未列明）

—Value not stated

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: 藥房／保健品 · Type: category
Benefit limit: Period: not stated · Type: not stated
Percentage note: 未指定單一醫療健康產品及原價，無法計算本項總覽優惠的統一節省百分比。
本項為指定醫療健康產品尊享價總覽，沒有單一產品價格。
憑恒生信用卡享健康禮遇。
此推廣僅適用於身處香港人士。
須遵守銀行及指定醫院的產品條款；產品價格及適用資格各異。
中大醫院須提前預約並表明使用指定優惠；登記時須出示院方接納的合資格信用卡客戶證明。
須以合資格恒生信用卡、聯營卡或enJoy消費卡單一簽賬；商務卡、公司卡、其他消費卡、人民幣信用卡、美元Visa金卡、e-shopping萬事達卡及專享卡除外。
分單、分期購物、購買禮券或禮物卡、八達通增值及電子錢包交易不合資格。
醫療健康產品不適用於額外$100 +FUN Dollars獎賞；不合併為本項價格或節省。
中大醫院所列阿托品眼藥水須經醫生處方使用；不同產品須另查其適用資格、價格及供應。
恒生信用卡指定醫療健康產品優惠1: 2026-09-03 – 2026-12-31

Open source offer ↗

香港中文大學醫院脊柱側彎及眼科篩查套餐尊享價$2,500

2,500currency price

Promotional PricePeriod Limitedother

Eligibility: Audience: other · Document: 中大醫院接納的合資格信用卡客戶身份證明文件
Eligible spending: Applies to: 醫療服務 · Type: category
Benefit limit: Period: not stated · Type: not stated
Percentage note: 已知套餐價格2,500，但未核實相同套餐原價，不能計算節省百分比。
憑恒生信用卡可享健康篩查套餐尊享價。
此推廣僅適用於身處香港人士。
套餐包含脊柱側彎評估及45分鐘復健訓練、全面眼科檢查；分開預約價格分別為1,600及900。
須提前預約並表明使用優惠，登記時須出示院方接納的合資格信用卡客戶證明。
須使用合資格恒生信用卡、聯營卡或enJoy消費卡單一簽賬；商務卡、公司卡、其他消費卡、人民幣信用卡、美元Visa金卡、e-shopping萬事達卡及專享卡除外。
分單、分期購物、禮券或禮物卡、八達通增值及電子錢包交易不適用。
中大醫院套餐不適用額外100 +FUN Dollars獎賞。
服務視乎供應及醫生評估；不適合者可能須支付診症及相關診斷或藥物費用。
未滿18歲須由家長或監護人陪同；不可與其他推廣合用，已付款不退，未完成項目不替換或退款。
恒生信用卡中大醫院套餐優惠1: 2026-09-03 – 2026-12-31

Open source offer ↗

健康篩查套餐交易額外獲贈 100 +FUN Dollars

100+FUN Dollars reward

PointsPeriod LimitedotherCap: 1 transactions · per month

Eligibility: Audience: other
Eligible spending: Applies to: 醫療服務 · Type: category
Benefit limit: Amount: 1 · Applies to: 每位合資格主卡持卡人名下所有合資格信用卡的優惠2額外獎賞 · Period: per month · Type: limited · Unit: transactions
須以同一合資格信用卡於同日完成1 +FUN Dollar換領及健康篩查套餐付款。
優惠2僅限恒生信用卡及聯營卡；附屬卡、商務卡、公司卡、消費卡、人民幣卡、美元Visa金卡、e-shopping萬事達卡及專享卡除外。
限附表二三間醫院；中大醫院、醫美及其他醫療健康產品不適用，聖德肋撒中醫保健服務亦除外。
每位主卡持有人每個香港曆月跨所有合資格卡限一次；階段名額先到先得。
須有足夠+FUN Dollars；扣除後不退，即使不獲額外獎賞。
9月3日至10月31日換領的獎賞於2027年1月入賬；11月至12月換領則於2027年3月入賬，屆時戶口須有效且信用狀況良好。
第6條提及附屬卡獎賞入主卡戶口，但第2.2條排除附屬卡；此矛盾須向銀行確認，不視為放寬資格。
此推廣僅適用於身處香港人士。
須預約並表明使用優惠；取消或退回交易不合資格。
優惠2換領及健康篩查套餐簽賬: 2026-09-03 – 2026-12-31

Open source offer ↗

7-Eleven 購物額外高達 63 +FUN Dollars

Up to63+FUN Dollars reward

Points

Eligibility: Audience: all
Eligible spending: Applies to: 7 eleven · Type: merchant
Benefit limit: Period: not stated · Type: not stated
頁面摘要以「/」列出 +FUN Dollars 或 yuu 積分兩種獎賞；詳情未列明。
除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；不可轉讓、兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同用。圖片只供參考。產品及服務由個別參與商戶直接提供並由商戶負責。恒生及商戶可更改或終止優惠及修改條款；如有爭議，恒生及商戶保留最終決定權。
使用 +FUN Dollars 須遵守恒生信用卡會員獎賞計劃條款及細則。詳情可致電 2998 6868。

7-Eleven 購物額外高達 14,000 yuu 積分

Up to14,000yuu 積分 reward

Points

Eligibility: Audience: all
Eligible spending: Applies to: 7 eleven · Type: merchant
Benefit limit: Period: not stated · Type: not stated
頁面摘要以「/」列出 +FUN Dollars 或 yuu 積分兩種獎賞；詳情未列明。
除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；不可轉讓、兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同用。圖片只供參考。產品及服務由個別參與商戶直接提供並由商戶負責。恒生及商戶可更改或終止優惠及修改條款；如有爭議，恒生及商戶保留最終決定權。

專業醫院特選健康篩查套餐額外賺 100 +FUN Dollars

100+FUN Dollars reward

Points

Eligibility: Audience: all
Eligible spending: Applies to: 專業醫院 · Type: merchant
Benefit limit: Period: not stated · Type: not stated
選購特選健康篩查套餐可賺額外 +FUN Dollars；摘要另提「尊享價」，但沒有列出價格。
除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；不可轉讓、兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同用。圖片只供參考。產品及服務由個別參與商戶直接提供並由商戶負責。恒生及商戶可更改或終止優惠及修改條款；如有爭議，恒生及商戶保留最終決定權。
使用 +FUN Dollars 須遵守恒生信用卡會員獎賞計劃條款及細則。詳情可致電 2998 6868。

永安旅遊旅行團或郵輪每位高達 HKD 400 即減

Up to400HKD saving

Discount

Eligibility: Audience: all
Eligible spending: Applies to: 永安旅遊 · Type: merchant
Benefit limit: Period: not stated · Type: not stated
適用於預訂旅行團或郵輪；優惠按每位計。
除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；不可轉讓、兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同用。圖片只供參考。產品及服務由個別參與商戶直接提供並由商戶負責。恒生及商戶可更改或終止優惠及修改條款；如有爭議，恒生及商戶保留最終決定權。

Trip.com 旅遊產品高達 HKD 1,360 即減

Up to1,360HKD saving

Discount

Eligibility: Audience: all
Eligible spending: Applies to: trip.com · Type: merchant
Benefit limit: Period: not stated · Type: not stated
適用於機票、酒店、旅行團或郵輪產品。
除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；不可轉讓、兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同用。圖片只供參考。產品及服務由個別參與商戶直接提供並由商戶負責。恒生及商戶可更改或終止優惠及修改條款；如有爭議，恒生及商戶保留最終決定權。

恒生信用卡簽賬分期賺高達 1,200 +FUN Dollars

Up to1,200+FUN Dollars reward

Points

Eligibility: Audience: all
Eligible spending: Applies to: 借貸/分期付款 · Type: category
Benefit limit: Period: not stated · Type: not stated
頁面摘要以「/」列出 +FUN Dollars 或 yuu 積分兩種獎賞；詳情未列明。
除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；不可轉讓、兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同用。圖片只供參考。產品及服務由個別參與商戶直接提供並由商戶負責。恒生及商戶可更改或終止優惠及修改條款；如有爭議，恒生及商戶保留最終決定權。
使用 +FUN Dollars 須遵守恒生信用卡會員獎賞計劃條款及細則。預支 +FUN Dollars 及免息分期付款計劃不適用於恒生消費卡。

恒生信用卡簽賬分期賺高達 240,000 yuu 積分

Up to240,000yuu 積分 reward

Points

Eligibility: Audience: all
Eligible spending: Applies to: 借貸/分期付款 · Type: category
Benefit limit: Period: not stated · Type: not stated
頁面摘要以「/」列出 +FUN Dollars 或 yuu 積分兩種獎賞；詳情未列明。
除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；不可轉讓、兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同用。圖片只供參考。產品及服務由個別參與商戶直接提供並由商戶負責。恒生及商戶可更改或終止優惠及修改條款；如有爭議，恒生及商戶保留最終決定權。
免息分期付款計劃不適用於恒生消費卡。

澳門星際酒店精選餐廳高達 8 折（折合 20% 折扣）

Up to20%saving

Discount

Eligibility: Audience: all
Eligible spending: Applies to: 餐飲 · Type: category
Benefit limit: Period: not stated · Type: not stated
Percentage note: 來源寫「高達8折」；計算：(10 8) × 10 = 20%。
The complete list of eligible merchants is not available.
適用於澳門星際酒店精選餐廳；頁面沒有列出餐廳名單。
除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；不可轉讓、兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同用。圖片只供參考。產品及服務由個別參與商戶直接提供並由商戶負責。恒生及商戶可更改或終止優惠及修改條款；如有爭議，恒生及商戶保留最終決定權。

澳門星際酒店精選餐廳即減 MOP 200

200MOP saving

Discount

Eligibility: Audience: all
Eligible spending: Applies to: 餐飲 · Type: category
Benefit limit: Period: not stated · Type: not stated
The complete list of eligible merchants is not available.
適用於澳門星際酒店精選餐廳；頁面沒有列出餐廳名單。
除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；不可轉讓、兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同用。圖片只供參考。產品及服務由個別參與商戶直接提供並由商戶負責。恒生及商戶可更改或終止優惠及修改條款；如有爭議，恒生及商戶保留最終決定權。

澳門金沙度假區精選餐廳即減 MOP 200

200MOP saving

Discount

Eligibility: Audience: all
Eligible spending: Applies to: 餐飲 · Type: category
Benefit limit: Period: not stated · Type: not stated
The complete list of eligible merchants is not available.
適用於澳門金沙度假區精選 30 間餐廳；頁面沒有列出餐廳名單。
除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；不可轉讓、兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同用。圖片只供參考。產品及服務由個別參與商戶直接提供並由商戶負責。恒生及商戶可更改或終止優惠及修改條款；如有爭議，恒生及商戶保留最終決定權。

澳門美高梅及美獅美高梅精選餐廳高達 85 折（折合 15% 折扣）

Up to15%saving

Discount

Eligibility: Audience: all
Eligible spending: Applies to: 餐飲 · Type: category
Benefit limit: Period: not stated · Type: not stated
Percentage note: 來源寫「高達85折」；計算：(10 8.5) × 10 = 15%。
The complete list of eligible merchants is not available.
適用於澳門美高梅及美獅美高梅的星級人氣食府；頁面沒有列出餐廳名單。
除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；不可轉讓、兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同用。圖片只供參考。產品及服務由個別參與商戶直接提供並由商戶負責。恒生及商戶可更改或終止優惠及修改條款；如有爭議，恒生及商戶保留最終決定權。

澳門美高梅及美獅美高梅免費精緻美食（優惠值未列明）

—Value not stated

Gift

Eligibility: Audience: all
Eligible spending: Applies to: 餐飲 · Type: category
Benefit limit: Period: not stated · Type: not stated
The complete list of eligible merchants is not available.
摘要列明免費精緻美食；適用餐廳及美食詳情未列明。
除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；不可轉讓、兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同用。圖片只供參考。產品及服務由個別參與商戶直接提供並由商戶負責。恒生及商戶可更改或終止優惠及修改條款；如有爭議，恒生及商戶保留最終決定權。

澳門美高梅及美獅美高梅表演門票買一送一

1表演門票 reward

Gift

Eligibility: Audience: all
Eligible spending: Applies to: 澳門美高梅 / 美獅美高梅 · Type: merchant
Benefit limit: Period: not stated · Type: not stated
表演門票優惠為買一送一；摘要沒有列出演出或購票條件。
除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；不可轉讓、兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同用。圖片只供參考。產品及服務由個別參與商戶直接提供並由商戶負責。恒生及商戶可更改或終止優惠及修改條款；如有爭議，恒生及商戶保留最終決定權。

恒生信用卡以1 +FUN Dollar獲取特別禮遇（優惠值未列明）

—Value not stated

Lifestyle

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Period: not stated · Type: not stated
頁面只稱可用1 +FUN Dollar獲得禮遇，未列明禮遇內容或價值。
一般條款：除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；優惠不得轉讓或兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同時使用。圖片只供參考。產品及服務由個別商戶售賣或提供，相關責任由商戶承擔。恒生及商戶可更改或終止優惠及修訂條款；如有爭議，恒生及商戶保留最終決定權。
使用 +FUN Dollars 須遵守恒生信用卡會員獎賞計劃條款及細則。

恒嚐滋味食品或飲品以1 +FUN Dollar兌換

1+FUN Dollar price

Promotional Price

Eligibility: Audience: all
Eligible spending: Applies to: 恒嚐滋味 · Type: merchant
Benefit limit: Period: not stated · Type: not stated
兌換對象為「恒嚐滋味」食品或飲品；頁面沒有列明可選項目或其他兌換條件。
一般條款：除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；優惠不得轉讓或兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同時使用。圖片只供參考。產品及服務由個別商戶售賣或提供，相關責任由商戶承擔。恒生及商戶可更改或終止優惠及修訂條款；如有爭議，恒生及商戶保留最終決定權。
使用 +FUN Dollars 須遵守恒生信用卡會員獎賞計劃條款及細則。

7-Eleven換購恒生特別版匹克球球拍（優惠值未列明）

—Value not stated

Gift

Eligibility: Audience: all
Eligible spending: Applies to: 7 eleven · Type: merchant
Benefit limit: Period: not stated · Type: not stated
頁面稱可換購球拍；換購價、消費要求及其他條件未列明。來源沒有說明球拍免費。
一般條款：除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；優惠不得轉讓或兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同時使用。圖片只供參考。產品及服務由個別商戶售賣或提供，相關責任由商戶承擔。恒生及商戶可更改或終止優惠及修訂條款；如有爭議，恒生及商戶保留最終決定權。

7-Eleven購物額外賺高達63 +FUN Dollars

Up to63+FUN Dollars reward

Points

Eligibility: Audience: all
Eligible spending: Applies to: 7 eleven · Type: merchant
Benefit limit: Period: not stated · Type: not stated
頁面列出額外高達63 +FUN Dollars；該獎賞與14,000 yuu積分為不同獎賞選項。
一般條款：除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；優惠不得轉讓或兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同時使用。圖片只供參考。產品及服務由個別商戶售賣或提供，相關責任由商戶承擔。恒生及商戶可更改或終止優惠及修訂條款；如有爭議，恒生及商戶保留最終決定權。
使用 +FUN Dollars 須遵守恒生信用卡會員獎賞計劃條款及細則。

7-Eleven購物額外賺高達14,000 yuu積分

Up to14,000yuu reward

Points

Eligibility: Audience: all
Eligible spending: Applies to: 7 eleven · Type: merchant
Benefit limit: Period: not stated · Type: not stated
頁面列出高達14,000 yuu積分；該獎賞與63 +FUN Dollars為不同獎賞選項。
一般條款：除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；優惠不得轉讓或兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同時使用。圖片只供參考。產品及服務由個別商戶售賣或提供，相關責任由個別商戶承擔。恒生及商戶可更改或終止優惠及修訂條款；如有爭議，恒生及商戶保留最終決定權。

專業醫院特選健康篩查套餐尊享價（優惠值未列明）

—Value not stated

Promotional Price

Eligibility: Audience: all
Eligible spending: Applies to: 專業醫院 · Type: merchant
Benefit limit: Period: not stated · Type: not stated
只指特選健康篩查套餐；尊享價及可選套餐未列明。
一般條款：除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；優惠不得轉讓或兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同時使用。圖片只供參考。產品及服務由個別商戶售賣或提供，相關責任由商戶承擔。恒生及商戶可更改或終止優惠及修訂條款；如有爭議，恒生及商戶保留最終決定權。

專業醫院健康篩查套餐額外賺100 +FUN Dollars

100+FUN Dollars reward

Points

Eligibility: Audience: all
Eligible spending: Applies to: 專業醫院 · Type: merchant
Benefit limit: Period: not stated · Type: not stated
適用於選購特選健康篩查套餐；頁面列明額外100 +FUN Dollars。
一般條款：除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；優惠不得轉讓或兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同時使用。圖片只供參考。產品及服務由個別商戶售賣或提供，相關責任由商戶承擔。恒生及商戶可更改或終止優惠及修訂條款；如有爭議，恒生及商戶保留最終決定權。
使用 +FUN Dollars 須遵守恒生信用卡會員獎賞計劃條款及細則。

永安旅遊旅行團或郵輪每位立減港幣400

Up to400HKD saving

Discount

Eligibility: Audience: all
Eligible spending: Applies to: 永安旅遊 · Type: merchant
Benefit limit: Period: not stated · Type: not stated
適用於旅行團或郵輪；折扣按每位計，最高港幣400。
一般條款：除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；優惠不得轉讓或兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同時使用。圖片只供參考。產品及服務由個別商戶售賣或提供，相關責任由商戶承擔。恒生及商戶可更改或終止優惠及修訂條款；如有爭議，恒生及商戶保留最終決定權。

Trip.com旅遊產品立減高達港幣1,360

Up to1,360HKD saving

Discount

Eligibility: Audience: all
Eligible spending: Applies to: trip.com · Type: merchant
Benefit limit: Period: not stated · Type: not stated
適用於機票、酒店、旅行團或郵輪產品。
一般條款：除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；優惠不得轉讓或兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同時使用。圖片只供參考。產品及服務由個別商戶售賣或提供，相關責任由個別商戶承擔。恒生及商戶可更改或終止優惠及修訂條款；如有爭議，恒生及商戶保留最終決定權。

簽賬分期獎賞高達1,200 +FUN Dollars

Up to1,200+FUN Dollars reward

Points

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Period: not stated · Type: not stated
簽賬分期獎賞的兩種列示獎賞為高達1,200 +FUN Dollars或240,000 yuu積分。
預支 +FUN Dollars、免息分期付款計劃及有關保險或投資產品推廣均不適用於恒生消費卡。
一般條款：除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；優惠不得轉讓或兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同時使用。圖片只供參考。產品及服務由個別商戶售賣或提供，相關責任由商戶承擔。恒生及商戶可更改或終止優惠及修訂條款；如有爭議，恒生及商戶保留最終決定權。
使用 +FUN Dollars 須遵守恒生信用卡會員獎賞計劃條款及細則。

簽賬分期獎賞高達240,000 yuu積分

Up to240,000yuu reward

Points

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Period: not stated · Type: not stated
簽賬分期獎賞的兩種列示獎賞為高達1,200 +FUN Dollars或240,000 yuu積分。
免息分期付款計劃及有關保險或投資產品推廣均不適用於恒生消費卡。
一般條款：除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；優惠不得轉讓或兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同時使用。圖片只供參考。產品及服務由個別商戶售賣或提供，相關責任由商戶承擔。恒生及商戶可更改或終止優惠及修訂條款；如有爭議，恒生及商戶保留最終決定權。

澳門星際酒店精選餐廳高達20%折扣

Up to20%saving

Discount

Eligibility: Audience: all
Eligible spending: Applies to: 澳門星際酒店 · Type: merchant
Benefit limit: Period: not stated · Type: not stated
Percentage note: 8折表示支付原價的8/10；節省率=(10 8)×10=20%。
The complete list of eligible merchants is not available.
只適用於精選餐廳；頁面沒有列出餐廳名稱。頁面明示本項優惠可再即減澳門元200。
一般條款：除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；優惠不得轉讓或兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同時使用，但本頁明示此折扣可與同列的澳門元200即減優惠一併使用。圖片只供參考。產品及服務由個別商戶售賣或提供，相關責任由商戶承擔。恒生及商戶可更改或終止優惠及修訂條款；如有爭議，恒生及商戶保留最終決定權。

澳門星際酒店精選餐廳再即減澳門元200

200MOP saving

Discount

Eligibility: Audience: all
Eligible spending: Applies to: 澳門星際酒店 · Type: merchant
Benefit limit: Period: not stated · Type: not stated
The complete list of eligible merchants is not available.
適用於精選餐廳；頁面沒有列出餐廳名稱。頁面明示本項優惠可與同列高達8折優惠一併使用。
一般條款：除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；優惠不得轉讓或兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同時使用，但本頁明示此優惠可與同列折扣一併使用。圖片只供參考。產品及服務由個別商戶售賣或提供，相關責任由商戶承擔。恒生及商戶可更改或終止優惠及修訂條款；如有爭議，恒生及商戶保留最終決定權。

澳門金沙度假區精選餐廳即減澳門元200

200MOP saving

Discount

Eligibility: Audience: all
Eligible spending: Applies to: 澳門金沙度假區 · Type: merchant
Benefit limit: Period: not stated · Type: not stated
The complete list of eligible merchants is not available.
只適用於精選30間餐廳；頁面沒有列出餐廳名稱。
一般條款：除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；優惠不得轉讓或兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同時使用。圖片只供參考。產品及服務由個別商戶售賣或提供，相關責任由商戶承擔。恒生及商戶可更改或終止優惠及修訂條款；如有爭議，恒生及商戶保留最終決定權。

澳門美高梅及美獅美高梅餐飲高達15%折扣

Up to15%saving

Discount

Eligibility: Audience: all
Eligible spending: Applies to: 澳門美高梅 / 美獅美高梅 · Type: merchant
Benefit limit: Period: not stated · Type: not stated
Percentage note: 85折表示支付原價的8.5/10；節省率=(10 8.5)×10=15%。
The complete list of eligible merchants is not available.
只指星級人氣食府；頁面沒有列出餐廳名稱。
一般條款：除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；優惠不得轉讓或兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同時使用。圖片只供參考。產品及服務由個別商戶售賣或提供，相關責任由商戶承擔。恒生及商戶可更改或終止優惠及修訂條款；如有爭議，恒生及商戶保留最終決定權。

澳門美高梅及美獅美高梅免費精緻美食（優惠值未列明）

—Value not stated

Gift

Eligibility: Audience: all
Eligible spending: Applies to: 澳門美高梅 / 美獅美高梅 · Type: merchant
Benefit limit: Period: not stated · Type: not stated
The complete list of eligible merchants is not available.
頁面列出免費精緻美食，但未列明品項、數量或適用餐廳。
一般條款：除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；優惠不得轉讓或兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同時使用。圖片只供參考。產品及服務由個別商戶售賣或提供，相關責任由商戶承擔。恒生及商戶可更改或終止優惠及修訂條款；如有爭議，恒生及商戶保留最終決定權。

澳門美高梅及美獅美高梅表演門票買一送一

1表演門票 reward

Gift

Eligibility: Audience: all
Eligible spending: Applies to: 澳門美高梅 / 美獅美高梅 · Type: merchant
Benefit limit: Period: not stated · Type: not stated
頁面明示表演門票買一送一；適用表演及票券條件未列明。
一般條款：除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；優惠不得轉讓或兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同時使用。圖片只供參考。產品及服務由個別商戶售賣或提供，相關責任由商戶承擔。恒生及商戶可更改或終止優惠及修訂條款；如有爭議，恒生及商戶保留最終決定權。

月山甘蝦韃靼花雕酒漬以1 +FUN Dollar兌換

1+FUN Dollar price

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: 月山 · Type: merchant
Benefit limit: Period: not stated · Type: not stated
憑合資格恒生信用卡在超過100間精選餐廳食店簽賬滿指定金額，才可用1 +FUN Dollar兌換指定「恒嚐滋味」食品或飲品；指定簽賬金額未列明。
推廣期為即日起至2026年12月20日。
本推廣僅適用於身處香港人士。
優惠受條款及細則約束；詳情在 hangseng.com/dining，條款內容未載於此 JSON。
本推廣: Now – 2026-12-20

Open source offer ↗

The CAPTAIN’S薑汁撞奶雞蛋仔以1 +FUN Dollar兌換

1+FUN Dollar price

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: The CAPTAIN’S · Type: merchant
Benefit limit: Period: not stated · Type: not stated
憑合資格恒生信用卡在超過100間精選餐廳食店簽賬滿指定金額，才可用1 +FUN Dollar兌換指定「恒嚐滋味」食品或飲品；指定簽賬金額未列明。
推廣期為即日起至2026年12月20日。
本推廣僅適用於身處香港人士。
優惠受條款及細則約束；詳情在 hangseng.com/dining，條款內容未載於此 JSON。
本推廣: Now – 2026-12-20

Open source offer ↗

恒生信用卡 MIRROR「12 AS 1」LIVE 2026優先購票禮遇（優惠值未列明）

—Value not stated

Lifestyle

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Period: not stated · Type: not stated
來源列明恒生信用卡優先購票。
活動為FWD富衛保險呈獻的MIRROR「12 AS 1」LIVE 2026。
頁面顯示優惠僅剩4天；原文未列明到期日期。
優惠須受有關條款及細則約束。
借定唔借？還得到先好借！

永安旅遊長線團及長線郵輪每位減港幣400

400HKD saving

Conditions applyDiscountPeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: wing on travel · Type: merchant
Benefit limit: Applies to: 此優惠 · Period: not stated · Type: not stated
Application or registration is required.
適用對象：身處香港人士。
須憑恒生信用卡，於永安旅遊門市、手機應用程式或網站預訂旅行團或郵輪，並使用指定推廣碼。
優惠按每位計算。
適用行程：長線團及長線郵輪。
同行人數越多，優惠金額越高；來源未列明人數門檻。
推廣期：即日起至2026年12月31日；來源未列明確切開始日期。
優惠受條款及細則約束。
永安旅遊長線團及長線郵輪優惠: Now – 2026-12-31

Open source offer ↗

永安旅遊日本團每位減港幣220

220HKD saving

Conditions applyDiscountPeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: wing on travel · Type: merchant
Benefit limit: Applies to: 此優惠 · Period: not stated · Type: not stated
Application or registration is required.
適用對象：身處香港人士。
須憑恒生信用卡，於永安旅遊門市、手機應用程式或網站預訂旅行團或郵輪，並使用指定推廣碼。
優惠按每位計算。
適用行程：日本團。
同行人數越多，優惠金額越高；來源未列明人數門檻。
推廣期：即日起至2026年12月31日；來源未列明確切開始日期。
優惠受條款及細則約束。
永安旅遊日本團優惠: Now – 2026-12-31

Open source offer ↗

永安旅遊亞洲旅行團（日本團除外）每位減港幣180

180HKD saving

Conditions applyDiscountPeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: wing on travel · Type: merchant
Benefit limit: Applies to: 此優惠 · Period: not stated · Type: not stated
Application or registration is required.
適用對象：身處香港人士。
須憑恒生信用卡，於永安旅遊門市、手機應用程式或網站預訂旅行團或郵輪，並使用指定推廣碼。
優惠按每位計算。
適用行程：亞洲旅行團，日本團除外。
同行人數越多，優惠金額越高；來源未列明人數門檻。
推廣期：即日起至2026年12月31日；來源未列明確切開始日期。
優惠受條款及細則約束。
永安旅遊亞洲旅行團（日本團除外）優惠: Now – 2026-12-31

Open source offer ↗

永安旅遊中國長線團每位減港幣180

180HKD saving

Conditions applyDiscountPeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: wing on travel · Type: merchant
Benefit limit: Applies to: 此優惠 · Period: not stated · Type: not stated
Application or registration is required.
適用對象：身處香港人士。
須憑恒生信用卡，於永安旅遊門市、手機應用程式或網站預訂旅行團或郵輪，並使用指定推廣碼。
優惠按每位計算。
適用行程：中國長線團。
同行人數越多，優惠金額越高；來源未列明人數門檻。
推廣期：即日起至2026年12月31日；來源未列明確切開始日期。
優惠受條款及細則約束。
永安旅遊中國長線團優惠: Now – 2026-12-31

Open source offer ↗

永安旅遊亞洲郵輪團每位減港幣180

180HKD saving

Conditions applyDiscountPeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: wing on travel · Type: merchant
Benefit limit: Applies to: 此優惠 · Period: not stated · Type: not stated
Application or registration is required.
適用對象：身處香港人士。
須憑恒生信用卡，於永安旅遊門市、手機應用程式或網站預訂旅行團或郵輪，並使用指定推廣碼。
優惠按每位計算。
適用行程：亞洲郵輪團。
同行人數越多，優惠金額越高；來源未列明人數門檻。
推廣期：即日起至2026年12月31日；來源未列明確切開始日期。
優惠受條款及細則約束。
永安旅遊亞洲郵輪團優惠: Now – 2026-12-31

Open source offer ↗

永安旅遊廣東省團每位減港幣50

50HKD saving

Conditions applyDiscountPeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: wing on travel · Type: merchant
Benefit limit: Applies to: 此優惠 · Period: not stated · Type: not stated
Application or registration is required.
適用對象：身處香港人士。
須憑恒生信用卡，於永安旅遊門市、手機應用程式或網站預訂旅行團或郵輪，並使用指定推廣碼。
優惠按每位計算。
適用行程：廣東省團。
同行人數越多，優惠金額越高；來源未列明人數門檻。
推廣期：即日起至2026年12月31日；來源未列明確切開始日期。
優惠受條款及細則約束。
永安旅遊廣東省團優惠: Now – 2026-12-31

Open source offer ↗

日山A5和牛韃靼以1 +FUN Dollar兌換

1+FUN Dollar price

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: 日山 · Type: merchant
Benefit limit: Applies to: 日山A5和牛韃靼兌換優惠 · Period: not stated · Type: not stated
持有恒生信用卡，並於超過100間精選餐廳食店簽賬滿指定金額；來源未列明金額。
優惠有效至2026年12月20日；起始日期未列明。
只適用於身處香港人士。
優惠受條款及細則約束；來源未提供細則內容。
「$1 +FUN Dollar」恒嚐滋味食品／飲品兌換優惠: Now – 2026-12-20

Open source offer ↗

日山 A5和牛韃靼以1 +FUN Dollar兌換

1+FUN Dollar price

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: 日山 · Type: merchant
Benefit limit: Applies to: offer · Period: not stated · Type: not stated
憑合資格恒生信用卡喺近100間精選餐廳食店簽賬滿指定金額；具體簽賬金額未列明。
本推廣僅適用於身處香港人士。
有效期由「即日起」至2026年12月20日；來源未提供可確定的絕對開始日期。
指定食品或飲品以1 +FUN Dollar兌換。
promotion: Now – 2026-12-20

Open source offer ↗

念川居四川豆乾以1 +FUN Dollar兌換

1+FUN Dollar price

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: 念川居 · Type: merchant
Benefit limit: Applies to: offer · Period: not stated · Type: not stated
憑合資格恒生信用卡喺近100間精選餐廳食店簽賬滿指定金額；具體簽賬金額未列明。
本推廣僅適用於身處香港人士。
有效期由「即日起」至2026年12月20日；來源未提供可確定的絕對開始日期。
指定食品或飲品以1 +FUN Dollar兌換。
恒生Mastercard信用卡專享。
promotion: Now – 2026-12-20

Open source offer ↗

Palco Italian Steakhouse精選餐紅酒一杯以1 +FUN Dollar兌換

1+FUN Dollar price

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: Palco Italian Steakhouse · Type: merchant
Benefit limit: Applies to: offer · Period: not stated · Type: not stated
憑合資格恒生信用卡喺近100間精選餐廳食店簽賬滿指定金額；具體簽賬金額未列明。
本推廣僅適用於身處香港人士。
有效期由「即日起」至2026年12月20日；來源未提供可確定的絕對開始日期。
指定食品或飲品以1 +FUN Dollar兌換。
恒生Mastercard信用卡專享。
promotion: Now – 2026-12-20

Open source offer ↗

油尖旺區加碟餸以1 +FUN Dollar兌換

1+FUN Dollar price

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: 餐飲 · Type: category
Benefit limit: Applies to: offer · Period: not stated · Type: not stated
The complete list of eligible merchants is not available.
原文標題為「油尖旺區美食篇」。
憑合資格恒生信用卡喺近100間精選餐廳食店簽賬滿指定金額；具體簽賬金額未列明。
本推廣僅適用於身處香港人士。
有效期由「即日起」至2026年12月20日；來源未提供可確定的絕對開始日期。
指定食品或飲品以1 +FUN Dollar兌換。
promotion: Now – 2026-12-20

Open source offer ↗

日山 A5 和牛韃靼：以 1 +FUN Dollar 換領

1+FUN Dollar price

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: 餐飲 · Type: category
Benefit limit: Period: not stated · Type: not stated
The complete list of eligible merchants is not available.
憑合資格恒生信用卡於近100間精選餐廳食店簽賬滿指定金額後，可用1 +FUN Dollar換領指定食品或飲品；確切簽賬門檻及完整參與餐廳名單未列明。
精選推介列明日山可換A5和牛韃靼。
推廣僅適用於身處香港人士。
優惠受條款及細則約束；來源未提供完整條款或餐廳清單。
圖像顯示「加碟送！」及「$1」，但兩者關係不清；帖子文字說明兌換價格為1 +FUN Dollar。
日山 A5 和牛韃靼換領優惠: Now – 2026-12-20

Open source offer ↗

念川居四川豆乾：以 1 +FUN Dollar 換領

1+FUN Dollar price

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: 餐飲 · Type: category
Benefit limit: Period: not stated · Type: not stated
The complete list of eligible merchants is not available.
憑合資格恒生信用卡於近100間精選餐廳食店簽賬滿指定金額後，可用1 +FUN Dollar換領指定食品或飲品；確切簽賬門檻及完整參與餐廳名單未列明。
精選推介列明念川居可換四川豆乾；此優惠為恒生Mastercard信用卡專享。
推廣僅適用於身處香港人士。
優惠受條款及細則約束；來源未提供完整條款或餐廳清單。
圖像顯示「加碟送！」及「$1」，但兩者關係不清；帖子文字說明兌換價格為1 +FUN Dollar。
念川居四川豆乾換領優惠: Now – 2026-12-20

Open source offer ↗

Palco Italian Steakhouse 精選餐紅酒一杯：以 1 +FUN Dollar 換領

1+FUN Dollar price

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: 餐飲 · Type: category
Benefit limit: Period: not stated · Type: not stated
The complete list of eligible merchants is not available.
憑合資格恒生信用卡於近100間精選餐廳食店簽賬滿指定金額後，可用1 +FUN Dollar換領指定食品或飲品；確切簽賬門檻及完整參與餐廳名單未列明。
精選推介列明Palco Italian Steakhouse可換精選餐紅酒一杯；此優惠為恒生Mastercard信用卡專享。
推廣僅適用於身處香港人士。
優惠受條款及細則約束；來源未提供完整條款或餐廳清單。
圖像顯示「加碟送！」及「$1」，但兩者關係不清；帖子文字說明兌換價格為1 +FUN Dollar。
Palco Italian Steakhouse紅酒換領優惠: Now – 2026-12-20

Open source offer ↗

日山：以 1 +FUN Dollar 換 A5 和牛韃靼

1+FUN Dollar price

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: 餐飲 · Type: category
Benefit limit: Period: not stated · Type: not stated
The complete list of eligible merchants is not available.
須憑合資格恒生信用卡在近100間精選餐廳食店簽賬滿指定金額；指定金額未列明。
本推廣僅適用於身處香港人士。
優惠受條款及細則約束；來源未提供條款細則內容。
日山優惠：換 A5 和牛韃靼。
即日起至2026年12月20日: Now – 2026-12-20

Open source offer ↗

念川居：以 1 +FUN Dollar 換四川豆乾

1+FUN Dollar price

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: 餐飲 · Type: category
Benefit limit: Period: not stated · Type: not stated
The complete list of eligible merchants is not available.
須憑合資格恒生信用卡在近100間精選餐廳食店簽賬滿指定金額；指定金額未列明。
本推廣僅適用於身處香港人士。
優惠受條款及細則約束；來源未提供條款細則內容。
念川居優惠為恒生 Mastercard 信用卡專享；可換四川豆乾。
即日起至2026年12月20日: Now – 2026-12-20

Open source offer ↗

Palco Italian Steakhouse：以 1 +FUN Dollar 換精選餐紅酒一杯

1+FUN Dollar price

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: 餐飲 · Type: category
Benefit limit: Period: not stated · Type: not stated
The complete list of eligible merchants is not available.
須憑合資格恒生信用卡在近100間精選餐廳食店簽賬滿指定金額；指定金額未列明。
本推廣僅適用於身處香港人士。
優惠受條款及細則約束；來源未提供條款細則內容。
Palco Italian Steakhouse 優惠為恒生 Mastercard 信用卡專享；可換精選餐紅酒一杯。
即日起至2026年12月20日: Now – 2026-12-20

Open source offer ↗

日山 A5和牛韃靼以1 +FUN Dollar兌換

1+FUN Dollar price

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: 餐飲 · Type: category
Benefit limit: Period: not stated · Type: not stated
The complete list of eligible merchants is not available.
憑合資格恒生信用卡於近100間精選餐廳食店簽賬滿指定金額後方可兌換；指定簽賬金額未列明。
推廣僅適用於身處香港人士。
優惠受條款及細則約束；完整細則不在 JSON 內容中。
此優惠項目列為日山的 A5和牛韃靼。
「$1 +FUN Dollar」餐廳兌換推廣: Now – 2026-12-20

Open source offer ↗

近100間精選餐廳食店：指定食品或飲品以$1 +FUN Dollar換領

1+FUN Dollar price

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: 餐飲 · Type: category
Benefit limit: Period: not stated · Type: not stated
The complete list of eligible merchants is not available.
憑合資格恒生信用卡於近100間精選餐廳食店簽賬滿指定金額；指定金額未列明。
可換領指定「恒嚐滋味」食品或飲品。
本推廣僅適用於身處香港人士。
優惠受條約及細則約束。
來源列出日山、念川居及Palco Italian Steakhouse作精選推介；參與餐廳完整名單未列於來源。
圖像文字顯示「$1」，但未說明該金額所指。
$1 +FUN Dollar餐飲推廣: Now – 2026-12-20

Open source offer ↗

日山：A5和牛韃靼以$1 +FUN Dollar換領

1+FUN Dollar price

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: 日山 · Type: merchant
Benefit limit: Period: not stated · Type: not stated
憑合資格恒生信用卡於近100間精選餐廳食店簽賬滿指定金額；指定金額未列明。
精選推介：日山換A5和牛韃靼。
本推廣僅適用於身處香港人士。
優惠受條約及細則約束。
$1 +FUN Dollar餐飲推廣: Now – 2026-12-20

Open source offer ↗

恒生 Visa 持卡人於金沙指定餐廳堂食即減澳門元200元

200MOP saving

DiscountPeriod LimitedMinimum spending: HK$500.00Cap: 1 transactions · per transaction

Eligibility: Audience: all
Eligible spending: Applies to: 餐飲 · Type: category
Minimum requirement: Period: per transaction · Spend: HK$500.00
Benefit limit: Amount: 1 · Applies to: 每筆合資格消費 · Period: per transaction · Type: limited · Unit: transactions
Percentage note: 按來源金額計算：MOP 200 ÷ MOP 500 × 100 = 40.00%；四捨五入至小數點後兩位。此為最低合資格消費額下的等值折扣率；消費額高於 MOP 500 時，比率會下降。
於推廣時段內，指定餐廳的單筆消費淨值須達澳門元500元或以上；服務費不計，按原價總額計算。
須使用有效的恒生銀行 Visa 實體信用卡全額支付。適用於實體恒生 Visa 信用卡，包括聯營卡和 enJoy 消費卡；不包括商務卡、公司卡、其他消費卡、人民幣信用卡、美元 Visa 金卡和專享卡。
只限指定餐廳：澳門威尼斯人（喜樂拉麵、喜樂日本料理、帝王點心、醉江南、北方館、品粵軒、赤龍麵館、威尼斯人意廚）；澳門巴黎人（巴黎人法式餐廳、翡翠拉麵小籠包、鴻運坊、巴黎軒、巴黎人自助餐、色香味、巴黎人池畔酒吧）；澳門倫敦人（希雅度葡國餐廳、邱吉爾咖啡匯、邱吉爾餐廳〔不包括邱吉爾精品店〕、翡翠拉麵小籠包、戈登拉姆齊英式酒吧、淮揚曉宴、北方鳴苑、妙‧泰、倫敦人美食園、喜公館、漢普閣、G Bear Cafe）；澳門金沙（高雅扒房、金沙閣、皎月食坊、仙樂都酒廊）；澳門百利宮（御品居）。
每筆合資格消費只可使用此優惠一次。
每位賓客在整個推廣時段內的兌換次數不限。
優惠數量有限，先到先得。
建議提前預訂，並須視指定餐廳供應情況而定；可致電 +853 8118-8822 查詢及預訂。
只適用於堂食。
優惠不可退還或兌換現金，也不可用作換領其他產品或服務。
優惠不可與其他推廣、折扣優惠、消費券、現金券、相關福利、代金及積分（包括獎賞推廣錢）同時使用。
威尼斯人澳門股份有限公司、威尼斯人路氹股份有限公司及東方威尼斯人有限公司保留隨時更改或終止優惠或相關條款及細則而不另行通知的權利。
參與優惠即表示賓客同意受公司私隱聲明所載條款及細則約束。
個人資料會用於優惠資格驗證及兌換，包括收集、使用、儲存和處理賓客姓名、信用卡號碼末四位及其他相關資料。資料可與公司關聯公司及符合書面協議要求的第三方服務供應商共享，並可能跨境傳輸；公司表示會遵守澳門特別行政區相關法律並採取適當保護措施。賓客可查閱資料、索取儲存及處理資訊、要求修正或撤回同意，也可要求更改、刪除或查閱已提供的資料。
如有爭議，公司保留最終決定權。
英文版本與中文版本如有差異，以英文版本為準。
優惠推廣期: 2026-04-17 – 2026-12-31

Credit card offers (26)

現金回贈：HKD1 +FUN Dollar per HKD250 retail spending

1+FUN Dollars rate

Points

Eligibility: Audience: all
Eligible spending: Type: all
Benefit limit: Period: not stated · Type: not stated
Percentage note: Cash equivalent calculation: HKD1 / HKD250 = 0.4%. Redeem as instant cash at designated outlets or eCoupons in the app; balance and redemption order rules apply.
Valid for up to 24 months from the relevant annual renewal cycle.
Principal and supplementary-card allocation follows the account and statement rules.
Designated merchant counters in department stores and selected outlets are excluded; some merchants require minimum redemption spend.
When +FUN Dollars and Merchant Dollars are used together, Merchant Dollars are debited first, then +FUN Dollars; any shortfall is charged to the card and custom deduction amounts are not allowed.

Belle Group Footwear：Merchant Dollars for spending

—Value not stated

Points

Eligibility: Audience: all
Eligible spending: Applies to: belle group footwear · Type: merchant
Benefit limit: Period: not stated · Type: not stated
Percentage note: No numeric Merchant Dollars rate stated.
The complete list of eligible merchants is not available.
Earned on top of +FUN Dollars at Merchant Dollars Designated Merchants.
PDF names these merchants as examples; other designated merchants may also qualify.
Specific-merchant balances and redemption rules apply; selected outlets are excluded and minimum redemption spend may apply.
When both rewards are redeemed, specific Merchant Dollars are used first, then +FUN Dollars; shortfalls are charged to the card.

Chung Yuen Electrical：Merchant Dollars for spending

—Value not stated

Points

Eligibility: Audience: all
Eligible spending: Applies to: chung yuen electrical · Type: merchant
Benefit limit: Period: not stated · Type: not stated
Percentage note: No numeric Merchant Dollars rate stated.
The complete list of eligible merchants is not available.
Earned on top of +FUN Dollars at Merchant Dollars Designated Merchants.
PDF names these merchants as examples; other designated merchants may also qualify.
Specific-merchant balances and redemption rules apply; selected outlets are excluded and minimum redemption spend may apply.
When both rewards are redeemed, specific Merchant Dollars are used first, then +FUN Dollars; shortfalls are charged to the card.

Dch Food Mart等商戶：Merchant Dollars for spending

—Value not stated

Points

Eligibility: Audience: all
Eligible spending: Applies to: dch food mart / dch food mart deluxe · Type: merchant
Benefit limit: Period: not stated · Type: not stated
Percentage note: No numeric Merchant Dollars rate stated.
The complete list of eligible merchants is not available.
Earned on top of +FUN Dollars at Merchant Dollars Designated Merchants.
PDF names these merchants as examples; other designated merchants may also qualify.
Specific-merchant balances and redemption rules apply; selected outlets are excluded and minimum redemption spend may apply.
When both rewards are redeemed, specific Merchant Dollars are used first, then +FUN Dollars; shortfalls are charged to the card.

Joint Publishing：Merchant Dollars for spending

—Value not stated

Points

Eligibility: Audience: all
Eligible spending: Applies to: joint publishing · Type: merchant
Benefit limit: Period: not stated · Type: not stated
Percentage note: No numeric Merchant Dollars rate stated.
The complete list of eligible merchants is not available.
Earned on top of +FUN Dollars at Merchant Dollars Designated Merchants.
PDF names these merchants as examples; other designated merchants may also qualify.
Specific-merchant balances and redemption rules apply; selected outlets are excluded and minimum redemption spend may apply.
When both rewards are redeemed, specific Merchant Dollars are used first, then +FUN Dollars; shortfalls are charged to the card.

Sa Sa：Merchant Dollars for spending

—Value not stated

Points

Eligibility: Audience: all
Eligible spending: Applies to: sa sa · Type: merchant
Benefit limit: Period: not stated · Type: not stated
Percentage note: No numeric Merchant Dollars rate stated.
The complete list of eligible merchants is not available.
Earned on top of +FUN Dollars at Merchant Dollars Designated Merchants.
PDF names these merchants as examples; other designated merchants may also qualify.
Specific-merchant balances and redemption rules apply; selected outlets are excluded and minimum redemption spend may apply.
When both rewards are redeemed, specific Merchant Dollars are used first, then +FUN Dollars; shortfalls are charged to the card.

酒店：Visa Platinum worldwide privileges at world-class hotels

—Value not stated

Travel

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Period: not stated · Type: not stated
Percentage note: No numeric percentage stated.
For Visa Platinum customers.
Foreign-currency and cross-border transactions are converted at the relevant card-association or mandated rate plus a Hang Seng levy.

高級餐廳：Visa Platinum worldwide privileges at world-class restaurants

—Value not stated

Lifestyle

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Period: not stated · Type: not stated
Percentage note: No numeric percentage stated.
For Visa Platinum customers.
Foreign-currency and cross-border transactions are converted at the relevant card-association or mandated rate plus a Hang Seng levy.

購物：Visa Platinum privileges at renowned merchant outlets worldwide

—Value not stated

Lifestyle

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Period: not stated · Type: not stated
Percentage note: No numeric percentage stated.
For Visa Platinum customers.
Foreign-currency and cross-border transactions are converted at the relevant card-association or mandated rate plus a Hang Seng levy.

旅遊：Visa Platinum unique travel experiences

—Value not stated

Travel

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Period: not stated · Type: not stated
Percentage note: No numeric percentage stated.
For Visa Platinum customers; the PDF states a series of unique travel experiences.

酒店：Platinum Mastercard worldwide privileges at world-class hotels

—Value not stated

Travel

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Period: not stated · Type: not stated
Percentage note: No numeric percentage stated.
For Platinum Mastercard customers.
Foreign-currency and cross-border transactions are converted at the relevant card-association or mandated rate plus a Hang Seng levy.

高級餐廳：Platinum Mastercard worldwide privileges at world-class restaurants

—Value not stated

Lifestyle

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Period: not stated · Type: not stated
Percentage note: No numeric percentage stated.
For Platinum Mastercard customers.
Foreign-currency and cross-border transactions are converted at the relevant card-association or mandated rate plus a Hang Seng levy.

運動及戶外：Platinum Mastercard worldwide golf privileges

—Value not stated

Lifestyle

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Period: not stated · Type: not stated
Percentage note: No numeric percentage stated.
For Platinum Mastercard customers.
Foreign-currency and cross-border transactions are converted at the relevant card-association or mandated rate plus a Hang Seng levy.

網上購物：Mobile App authentication for card-not-present transactions

—Value not stated

Conditions applyOther

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Period: not stated · Type: not stated
Percentage note: No numeric percentage stated.
Application or registration is required.
Register Hang Seng Personal e-Banking and activate the Mobile Security Key.
The app authenticates card-not-present transactions; OTP SMS is the fallback when the app is not set up.
Protect the card, PIN, card information, authentication factors, registered contact details, and bound devices; do not disclose them.
Report loss, theft, misuse, or disclosure promptly.
Before notice, unauthorised card and banking transaction liability is up to HKD500; this does not apply to unauthorised cash advances. Full liability may apply for fraud, gross negligence, late reporting, or failure to follow safeguards.

分期優惠：Up to 56 days' interest-free repayment

0%rate

Financing

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Period: not stated · Type: not stated
Percentage note: Time period, not a percentage.
The customer may make partial or full payment or pay the minimum amount shown on the monthly statement.

分期優惠：24-hour worldwide cash advance

—Value not stated

Conditions applyFinancing

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Period: not stated · Type: not stated
Percentage note: No numeric percentage stated.
Application or registration is required.
Visa Platinum customers use Visa/PLUS; Platinum Mastercard customers use Mastercard/Cirrus; participating institutions may also provide cash advance.
Network ATM cash advance is limited by the lower of the ATM limit and available credit; participating institutions are limited by available credit.
A handling fee is charged each time and the cash advance cannot exceed available credit.
Overseas ATM cash withdrawal and cash advance are preset to HKD0, require prior activation, and may have a 50% or 100% daily limit.

卡片優惠：ATM access to up to 2 linked Hang Seng HKD accounts

—Value not stated

Conditions applyOtherCap: 2 accounts · not stated

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Amount: 2 · Applies to: linked Hang Seng HKD accounts · Period: not stated · Type: limited · Unit: accounts
Percentage note: No numeric percentage stated.
Application or registration is required.
Use HSBC Group ATMs in Hong Kong and worldwide for cash withdrawal, account transfer, and balance enquiry.
Overseas ATM withdrawal is preset to HKD0, requires prior activation, and may have a 50% or 100% daily limit.
Overseas third-party transfer has been unavailable since 2013-03-01; transfers between accounts linked to the same card remain available.

費用豁免：Free Hang Seng Personal e-Banking and e-Statement service

—Value not stated

Conditions applyFee Waiver

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Period: not stated · Type: not stated
Percentage note: No numeric percentage stated.
Application or registration is required.
Register Personal e-Banking online and opt in to e-Statements.
Includes online card transaction, statement, +FUN Dollar, promotion, account-balance, transfer, and bill-payment enquiries.
Statement errors or disputes should be reported within 60 days of the statement date.

賬單及公用事業：Online bill payment through Hang Seng Personal e-Banking

—Value not stated

Conditions applyOther

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Period: not stated · Type: not stated
Percentage note: No numeric percentage stated.
Application or registration is required.
Requires Personal e-Banking.
Pay bills including public utilities and taxes.
Schedule the payment date up to 13 days in advance; the PDF also states up to 56 days' interest-free repayment.

八達通：Automatic Octopus add-value when the remaining value is insufficient

—Value not stated

Conditions applyOtherseniorCap: 6 Octopus cards · not stated

Eligibility: Audience: senior
Eligible spending: Type: not applicable
Benefit limit: Amount: 6 · Applies to: up to 3 customer Octopus cards and 3 family member Octopus cards · Period: not stated · Type: limited · Unit: Octopus cards
Percentage note: No numeric percentage stated.
Application or registration is required.
Principal Card customers only.
Apply through Personal e-Banking, the 24-hour marketing hotline, or an application form.
The designated value is added automatically and charged to the Platinum Card.
Up to 3 Octopus cards for the customer and up to 3 for family members aged 12 or above.
Recurring-payment cancellation must be requested from the relevant merchant.

八達通：+FUN Dollars for every automatic reload

—Value not stated

Conditions applyPoints

Eligibility: Audience: all
Eligible spending: Applies to: 八達通 · Type: category
Benefit limit: Period: not stated · Type: not stated
Percentage note: The PDF does not state a separate numeric reload rate.
Application or registration is required.
Requires the Octopus Automatic Add-Value Service.
The general +FUN Dollar validity, allocation, outlet, and redemption rules apply.

卡片優惠：24-hour Platinum Card Customer Service Hotline, 2998 8222

—Value not stated

Lifestyle

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Period: not stated · Type: not stated
Percentage note: No numeric percentage stated.
Provides card payments, balance and available-credit enquiries, reward enquiries, forms, automated services, and customer representatives.
The Card ATM PIN can reset the Phone Service PIN at a Hang Seng ATM.

卡片優惠：24-hour Visa global assistance for lost-card reporting, emergency replacement, and cash assistance

—Value not stated

Other

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Period: not stated · Type: not stated
Percentage note: No numeric percentage stated.
For Visa Platinum customers and subject to Hang Seng approval.
Visa uses third-party providers; the customer pays costs for medical, legal, travel, and other services.
Assistance is best effort and may depend on time, distance, or location.
Use the listed territory contacts; unlisted territories use a collect-call fallback. Numbers may change without notice.

卡片優惠：24-hour Mastercard global assistance for lost-card reporting, emergency replacement, and cash assistance

—Value not stated

Other

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Period: not stated · Type: not stated
Percentage note: No numeric percentage stated.
For Platinum Mastercard customers and subject to Hang Seng approval.
Mastercard and the issuer disclaim liability for losses connected with Mastercard Global Service.
The service may be discontinued or changed without prior notice.
Use the listed territory contacts; unlisted territories use a collect-call fallback. Numbers may change without notice.

旅遊：Visa Concierge Service

—Value not stated

Conditions applyLifestyle

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Period: not stated · Type: not stated
Percentage note: No numeric percentage stated.
Application or registration is required.
For Visa Platinum customers.
Supports hotel bookings, special purchases, gifts, travel arrangements, translation, business services, and legal, medical, and travel assistance.
Enquiries or subscriptions use the Visa global assistance channels; third-party service limits and costs may apply.

卡片優惠：Ten Platinum Card payment channels

—Value not stated

Other

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Period: not stated · Type: not stated
Percentage note: No numeric percentage stated.
Channels: customer-service hotline, ATMs, Quick Cash Deposit Machines, PPS, Autopay, branches, cheque, Personal or Commercial e-Banking, FPS, and Cheque Drop-in Box.
PPS is cancelled automatically after card loss or cancellation and must be registered again after replacement.
Card cancellation requires written notice and return of the relevant cards; liability continues until return or applicable loss-card procedures.