Hang Seng Enjoy Business Card

Bank: Hang Seng Bank
Issuer: Hang
Annual fee
Income requirement
Network
Verified date
Official website

Saving by category

Estimated saving at the selected amount. Conditions apply. Blank values have no supported estimate.

Category	Saved percentage	Conditions
Dining	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Fine dining	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Local dining	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Fast food	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Food delivery	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Cafés, bakeries and desserts	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Groceries	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Markets	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Supermarkets	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Convenience stores	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Shopping	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Fashion	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Sports and outdoors	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Department stores	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Electronics	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Home and furniture	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Jewellery and watches	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Books and stationery	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Pet supplies	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Online shopping	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Overseas online shopping	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Local online shopping	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Online groceries	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Online fashion and sports	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Transport	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Local transport	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Parking	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Fuel and EV charging	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Taxis, rides and car rental	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Travel	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Hotels	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Travel bookings	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Airlines	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Travel agencies	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Entertainment	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Cinemas	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Games	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Streaming	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Theme parks and attractions	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Concerts and tickets	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Bills and utilities	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Telecommunications	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Government payments	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Electricity and gas	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Water	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Health and wellness	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Medical services	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Pharmacies and supplements	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Fitness	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Beauty and personal care	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Education	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Tuition and courses	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Overseas spending	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Mainland China spending	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Macau spending	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
E-wallet spending	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
E-wallet top-ups	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
WeChat Pay
AlipayHK
Octopus	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
PayMe	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Mobile payments	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Google Pay	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Apple Pay	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Samsung Pay	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Insurance	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Rent	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Charitable donations	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Loans and installments	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.
Other	0.5%	Conditions and calculation Cash-equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. Applies to all eligible spending, subject to the conditions. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending: 0.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated. For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar. The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs. +FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme. +FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months. When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account. +FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption. The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply. The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.

Promotion offers and card offers are separate. Combined eligibility is not assumed.

Promotion offers (64)

家上海四喜烤麩以 1 +FUN Dollar 換領

—Value not stated

GiftPeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: 家上海 · Type: merchant
Benefit limit: Applies to: 家上海四喜烤麩換領優惠 · Period: not stated · Type: not stated
持有恒生信用卡，推廣期內於超過100間精選餐廳食店簽賬滿指定金額後，可用1 +FUN Dollar換領指定「恒嚐滋味」食品或飲品；指定簽賬金額未列明。
一般優惠期由即日起至2026年12月20日；此項優惠期至2026年11月30日。
本推廣僅適用於身處香港人士。
優惠受條款及細則約束。
家上海四喜烤麩換領優惠: Now – 2026-11-30

Open source offer ↗

恒生信用卡簽賬抽獎：有機會贏《WTT 香港總決賽 2026 由恒生銀行呈獻》入場門票 2 張

2《WTT 香港總決賽 2026 由恒生銀行呈獻》入場門票 reward

Conditions applyPrizePeriod LimitedotherCap: 50 名 · promotion total

Eligibility: Audience: other
Eligible spending: Type: all
Benefit limit: Amount: 50 · Applies to: 得獎名額 · Period: promotion total · Type: limited · Unit: 名
Application or registration is required.
推廣期：即日起至2026年11月14日。
恒生信用卡客戶方可參加抽獎。
推廣適用於身處香港人士。
須經 +FUN Centre 登記參與抽獎；推廣期內每位客戶只需登記一次，登記可獲 3 次抽獎機會。
每累積港幣 500 元簽賬淨值可獲 1 次抽獎機會；連同登記所得機會，最多合共 103 次。
得獎門票嚴禁轉售；如發現轉售，將取消得獎資格。
優惠受條款及細則約束；連結 hangseng.com/flash9 內的額外限制未檢視，內容不明。
推廣參加期: Now – 2026-11-14

Open source offer ↗

聖保祿醫院「乳妳同行」檢查計劃 HK$3,510 優惠價

3,510HKD price

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: 醫療服務 · Type: category
Benefit limit: Period: not stated · Type: not stated
Percentage note: Source prices: HKD 3,900 original and HKD 3,510 promotional. Calculation: (3,900 3,510) / 3,900 × 100 = 10.00%, rounded to 2 decimal places. The rate uses the stated original price as its comparison base.
原價 HK$3,900。
憑恒生信用卡可享健康篩查套餐尊享價。
此推廣僅適用於身處香港人士。
須預約並告知使用優惠，且不可與其他優惠並用。
須以合資格恒生信用卡、聯營卡或enJoy消費卡作單一簽賬；商務卡、公司卡、其他消費卡、人民幣信用卡、美元Visa金卡、e-shopping萬事達卡及專享卡不適用。
分單、分期購物、禮券或禮物卡購買、八達通增值及電子錢包交易不合資格。
恒生信用卡專業醫院健康篩查套餐優惠1: 2026-09-03 – 2026-12-31

Open source offer ↗

聖德肋撒醫院阿茲海默症篩查計劃 HK$9,700 優惠價

9,700HKD price

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: 醫療服務 · Type: category
Benefit limit: Period: not stated · Type: not stated
Percentage note: Source prices: HKD 10,500 original and HKD 9,700 promotional. Calculation: (10,500 9,700) / 10,500 × 100 = 7.62%, rounded to 2 decimal places. The rate uses the stated original price as its comparison base.
原價 HK$10,500。
提供機構為聖德肋撒醫院。
憑恒生信用卡可享健康篩查套餐尊享價。
此推廣僅適用於身處香港人士。
優惠受條款及細則約束；具體條款未在來源文字中列明。
恒生信用卡健康篩查套餐優惠1: 2026-09-03 – 2026-12-31

Open source offer ↗

聖德肋撒醫院心臟健康篩查套餐 HK$5,700 優惠價

5,700HKD price

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: 醫療服務 · Type: category
Benefit limit: Period: not stated · Type: not stated
Percentage note: Source prices: HKD 9,200 original and HKD 5,700 promotional. Calculation: (9,200 5,700) / 9,200 × 100 = 38.04%, rounded to 2 decimal places. The rate uses the stated original price as its comparison base.
原價 HK$9,200。
提供機構為聖德肋撒醫院。
憑恒生信用卡可享健康篩查套餐尊享價。
此推廣僅適用於身處香港人士。
優惠受條款及細則約束；具體條款未在來源文字中列明。
恒生信用卡健康篩查套餐優惠1: 2026-09-03 – 2026-12-31

Open source offer ↗

仁安醫院基礎健康與營養檢查套餐 HK$1,680 優惠價

1,680HKD price

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: 醫療服務 · Type: category
Benefit limit: Period: not stated · Type: not stated
Percentage note: Source prices: HKD 3,190 original and HKD 1,680 promotional. Calculation: (3,190 1,680) / 3,190 × 100 = 47.34%, rounded to 2 decimal places. The rate uses the stated original price as its comparison base.
原價 HK$3,190。
提供機構為仁安醫院。
憑恒生信用卡可享健康篩查套餐尊享價。
此推廣僅適用於身處香港人士。
優惠受條款及細則約束；具體條款未在來源文字中列明。
恒生信用卡健康篩查套餐優惠1: 2026-09-03 – 2026-12-31

Open source offer ↗

專業醫院健康篩查套餐尊享價（優惠值未列明）

—Value not stated

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: 醫療服務 · Type: category
Benefit limit: Period: not stated · Type: not stated
Percentage note: 未指定單一套餐及比較價格，無法計算此總覽優惠的統一節省百分比。
源文稱以尊享價選購健康篩查套餐，未列價格。
憑恒生信用卡可享健康篩查套餐尊享價。
此推廣僅適用於身處香港人士。
優惠受條款及細則約束；具體條款未在來源文字中列明。
恒生信用卡健康篩查套餐尊享價優惠1: 2026-09-03 – 2026-12-31

Open source offer ↗

專業醫院醫療健康產品尊享價（優惠值未列明）

—Value not stated

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: 藥房／保健品 · Type: category
Benefit limit: Period: not stated · Type: not stated
Percentage note: 未指定單一醫療健康產品及原價，無法計算本項總覽優惠的統一節省百分比。
本項為指定醫療健康產品尊享價總覽，沒有單一產品價格。
憑恒生信用卡享健康禮遇。
此推廣僅適用於身處香港人士。
須遵守銀行及指定醫院的產品條款；產品價格及適用資格各異。
中大醫院須提前預約並表明使用指定優惠；登記時須出示院方接納的合資格信用卡客戶證明。
須以合資格恒生信用卡、聯營卡或enJoy消費卡單一簽賬；商務卡、公司卡、其他消費卡、人民幣信用卡、美元Visa金卡、e-shopping萬事達卡及專享卡除外。
分單、分期購物、購買禮券或禮物卡、八達通增值及電子錢包交易不合資格。
醫療健康產品不適用於額外$100 +FUN Dollars獎賞；不合併為本項價格或節省。
中大醫院所列阿托品眼藥水須經醫生處方使用；不同產品須另查其適用資格、價格及供應。
恒生信用卡指定醫療健康產品優惠1: 2026-09-03 – 2026-12-31

Open source offer ↗

香港中文大學醫院脊柱側彎及眼科篩查套餐尊享價$2,500

2,500currency price

Promotional PricePeriod Limitedother

Eligibility: Audience: other · Document: 中大醫院接納的合資格信用卡客戶身份證明文件
Eligible spending: Applies to: 醫療服務 · Type: category
Benefit limit: Period: not stated · Type: not stated
Percentage note: 已知套餐價格2,500，但未核實相同套餐原價，不能計算節省百分比。
憑恒生信用卡可享健康篩查套餐尊享價。
此推廣僅適用於身處香港人士。
套餐包含脊柱側彎評估及45分鐘復健訓練、全面眼科檢查；分開預約價格分別為1,600及900。
須提前預約並表明使用優惠，登記時須出示院方接納的合資格信用卡客戶證明。
須使用合資格恒生信用卡、聯營卡或enJoy消費卡單一簽賬；商務卡、公司卡、其他消費卡、人民幣信用卡、美元Visa金卡、e-shopping萬事達卡及專享卡除外。
分單、分期購物、禮券或禮物卡、八達通增值及電子錢包交易不適用。
中大醫院套餐不適用額外100 +FUN Dollars獎賞。
服務視乎供應及醫生評估；不適合者可能須支付診症及相關診斷或藥物費用。
未滿18歲須由家長或監護人陪同；不可與其他推廣合用，已付款不退，未完成項目不替換或退款。
恒生信用卡中大醫院套餐優惠1: 2026-09-03 – 2026-12-31

Open source offer ↗

健康篩查套餐交易額外獲贈 100 +FUN Dollars

100+FUN Dollars reward

PointsPeriod LimitedotherCap: 1 transactions · per month

Eligibility: Audience: other
Eligible spending: Applies to: 醫療服務 · Type: category
Benefit limit: Amount: 1 · Applies to: 每位合資格主卡持卡人名下所有合資格信用卡的優惠2額外獎賞 · Period: per month · Type: limited · Unit: transactions
須以同一合資格信用卡於同日完成1 +FUN Dollar換領及健康篩查套餐付款。
優惠2僅限恒生信用卡及聯營卡；附屬卡、商務卡、公司卡、消費卡、人民幣卡、美元Visa金卡、e-shopping萬事達卡及專享卡除外。
限附表二三間醫院；中大醫院、醫美及其他醫療健康產品不適用，聖德肋撒中醫保健服務亦除外。
每位主卡持有人每個香港曆月跨所有合資格卡限一次；階段名額先到先得。
須有足夠+FUN Dollars；扣除後不退，即使不獲額外獎賞。
9月3日至10月31日換領的獎賞於2027年1月入賬；11月至12月換領則於2027年3月入賬，屆時戶口須有效且信用狀況良好。
第6條提及附屬卡獎賞入主卡戶口，但第2.2條排除附屬卡；此矛盾須向銀行確認，不視為放寬資格。
此推廣僅適用於身處香港人士。
須預約並表明使用優惠；取消或退回交易不合資格。
優惠2換領及健康篩查套餐簽賬: 2026-09-03 – 2026-12-31

Open source offer ↗

7-Eleven 購物額外高達 63 +FUN Dollars

Up to63+FUN Dollars reward

Points

Eligibility: Audience: all
Eligible spending: Applies to: 7 eleven · Type: merchant
Benefit limit: Period: not stated · Type: not stated
頁面摘要以「/」列出 +FUN Dollars 或 yuu 積分兩種獎賞；詳情未列明。
除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；不可轉讓、兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同用。圖片只供參考。產品及服務由個別參與商戶直接提供並由商戶負責。恒生及商戶可更改或終止優惠及修改條款；如有爭議，恒生及商戶保留最終決定權。
使用 +FUN Dollars 須遵守恒生信用卡會員獎賞計劃條款及細則。詳情可致電 2998 6868。

7-Eleven 購物額外高達 14,000 yuu 積分

Up to14,000yuu 積分 reward

Points

Eligibility: Audience: all
Eligible spending: Applies to: 7 eleven · Type: merchant
Benefit limit: Period: not stated · Type: not stated
頁面摘要以「/」列出 +FUN Dollars 或 yuu 積分兩種獎賞；詳情未列明。
除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；不可轉讓、兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同用。圖片只供參考。產品及服務由個別參與商戶直接提供並由商戶負責。恒生及商戶可更改或終止優惠及修改條款；如有爭議，恒生及商戶保留最終決定權。

專業醫院特選健康篩查套餐額外賺 100 +FUN Dollars

100+FUN Dollars reward

Points

Eligibility: Audience: all
Eligible spending: Applies to: 專業醫院 · Type: merchant
Benefit limit: Period: not stated · Type: not stated
選購特選健康篩查套餐可賺額外 +FUN Dollars；摘要另提「尊享價」，但沒有列出價格。
除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；不可轉讓、兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同用。圖片只供參考。產品及服務由個別參與商戶直接提供並由商戶負責。恒生及商戶可更改或終止優惠及修改條款；如有爭議，恒生及商戶保留最終決定權。
使用 +FUN Dollars 須遵守恒生信用卡會員獎賞計劃條款及細則。詳情可致電 2998 6868。

永安旅遊旅行團或郵輪每位高達 HKD 400 即減

Up to400HKD saving

Discount

Eligibility: Audience: all
Eligible spending: Applies to: 永安旅遊 · Type: merchant
Benefit limit: Period: not stated · Type: not stated
適用於預訂旅行團或郵輪；優惠按每位計。
除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；不可轉讓、兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同用。圖片只供參考。產品及服務由個別參與商戶直接提供並由商戶負責。恒生及商戶可更改或終止優惠及修改條款；如有爭議，恒生及商戶保留最終決定權。

Trip.com 旅遊產品高達 HKD 1,360 即減

Up to1,360HKD saving

Discount

Eligibility: Audience: all
Eligible spending: Applies to: trip.com · Type: merchant
Benefit limit: Period: not stated · Type: not stated
適用於機票、酒店、旅行團或郵輪產品。
除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；不可轉讓、兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同用。圖片只供參考。產品及服務由個別參與商戶直接提供並由商戶負責。恒生及商戶可更改或終止優惠及修改條款；如有爭議，恒生及商戶保留最終決定權。

恒生信用卡簽賬分期賺高達 1,200 +FUN Dollars

Up to1,200+FUN Dollars reward

Points

Eligibility: Audience: all
Eligible spending: Applies to: 借貸/分期付款 · Type: category
Benefit limit: Period: not stated · Type: not stated
頁面摘要以「/」列出 +FUN Dollars 或 yuu 積分兩種獎賞；詳情未列明。
除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；不可轉讓、兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同用。圖片只供參考。產品及服務由個別參與商戶直接提供並由商戶負責。恒生及商戶可更改或終止優惠及修改條款；如有爭議，恒生及商戶保留最終決定權。
使用 +FUN Dollars 須遵守恒生信用卡會員獎賞計劃條款及細則。預支 +FUN Dollars 及免息分期付款計劃不適用於恒生消費卡。

恒生信用卡簽賬分期賺高達 240,000 yuu 積分

Up to240,000yuu 積分 reward

Points

Eligibility: Audience: all
Eligible spending: Applies to: 借貸/分期付款 · Type: category
Benefit limit: Period: not stated · Type: not stated
頁面摘要以「/」列出 +FUN Dollars 或 yuu 積分兩種獎賞；詳情未列明。
除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；不可轉讓、兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同用。圖片只供參考。產品及服務由個別參與商戶直接提供並由商戶負責。恒生及商戶可更改或終止優惠及修改條款；如有爭議，恒生及商戶保留最終決定權。
免息分期付款計劃不適用於恒生消費卡。

澳門星際酒店精選餐廳高達 8 折（折合 20% 折扣）

Up to20%saving

Discount

Eligibility: Audience: all
Eligible spending: Applies to: 餐飲 · Type: category
Benefit limit: Period: not stated · Type: not stated
Percentage note: 來源寫「高達8折」；計算：(10 8) × 10 = 20%。
The complete list of eligible merchants is not available.
適用於澳門星際酒店精選餐廳；頁面沒有列出餐廳名單。
除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；不可轉讓、兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同用。圖片只供參考。產品及服務由個別參與商戶直接提供並由商戶負責。恒生及商戶可更改或終止優惠及修改條款；如有爭議，恒生及商戶保留最終決定權。

澳門星際酒店精選餐廳即減 MOP 200

200MOP saving

Discount

Eligibility: Audience: all
Eligible spending: Applies to: 餐飲 · Type: category
Benefit limit: Period: not stated · Type: not stated
The complete list of eligible merchants is not available.
適用於澳門星際酒店精選餐廳；頁面沒有列出餐廳名單。
除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；不可轉讓、兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同用。圖片只供參考。產品及服務由個別參與商戶直接提供並由商戶負責。恒生及商戶可更改或終止優惠及修改條款；如有爭議，恒生及商戶保留最終決定權。

澳門金沙度假區精選餐廳即減 MOP 200

200MOP saving

Discount

Eligibility: Audience: all
Eligible spending: Applies to: 餐飲 · Type: category
Benefit limit: Period: not stated · Type: not stated
The complete list of eligible merchants is not available.
適用於澳門金沙度假區精選 30 間餐廳；頁面沒有列出餐廳名單。
除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；不可轉讓、兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同用。圖片只供參考。產品及服務由個別參與商戶直接提供並由商戶負責。恒生及商戶可更改或終止優惠及修改條款；如有爭議，恒生及商戶保留最終決定權。

澳門美高梅及美獅美高梅精選餐廳高達 85 折（折合 15% 折扣）

Up to15%saving

Discount

Eligibility: Audience: all
Eligible spending: Applies to: 餐飲 · Type: category
Benefit limit: Period: not stated · Type: not stated
Percentage note: 來源寫「高達85折」；計算：(10 8.5) × 10 = 15%。
The complete list of eligible merchants is not available.
適用於澳門美高梅及美獅美高梅的星級人氣食府；頁面沒有列出餐廳名單。
除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；不可轉讓、兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同用。圖片只供參考。產品及服務由個別參與商戶直接提供並由商戶負責。恒生及商戶可更改或終止優惠及修改條款；如有爭議，恒生及商戶保留最終決定權。

澳門美高梅及美獅美高梅免費精緻美食（優惠值未列明）

—Value not stated

Gift

Eligibility: Audience: all
Eligible spending: Applies to: 餐飲 · Type: category
Benefit limit: Period: not stated · Type: not stated
The complete list of eligible merchants is not available.
摘要列明免費精緻美食；適用餐廳及美食詳情未列明。
除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；不可轉讓、兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同用。圖片只供參考。產品及服務由個別參與商戶直接提供並由商戶負責。恒生及商戶可更改或終止優惠及修改條款；如有爭議，恒生及商戶保留最終決定權。

澳門美高梅及美獅美高梅表演門票買一送一

1表演門票 reward

Gift

Eligibility: Audience: all
Eligible spending: Applies to: 澳門美高梅 / 美獅美高梅 · Type: merchant
Benefit limit: Period: not stated · Type: not stated
表演門票優惠為買一送一；摘要沒有列出演出或購票條件。
除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；不可轉讓、兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同用。圖片只供參考。產品及服務由個別參與商戶直接提供並由商戶負責。恒生及商戶可更改或終止優惠及修改條款；如有爭議，恒生及商戶保留最終決定權。

恒生信用卡以1 +FUN Dollar獲取特別禮遇（優惠值未列明）

—Value not stated

Lifestyle

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Period: not stated · Type: not stated
頁面只稱可用1 +FUN Dollar獲得禮遇，未列明禮遇內容或價值。
一般條款：除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；優惠不得轉讓或兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同時使用。圖片只供參考。產品及服務由個別商戶售賣或提供，相關責任由商戶承擔。恒生及商戶可更改或終止優惠及修訂條款；如有爭議，恒生及商戶保留最終決定權。
使用 +FUN Dollars 須遵守恒生信用卡會員獎賞計劃條款及細則。

恒嚐滋味食品或飲品以1 +FUN Dollar兌換

1+FUN Dollar price

Promotional Price

Eligibility: Audience: all
Eligible spending: Applies to: 恒嚐滋味 · Type: merchant
Benefit limit: Period: not stated · Type: not stated
兌換對象為「恒嚐滋味」食品或飲品；頁面沒有列明可選項目或其他兌換條件。
一般條款：除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；優惠不得轉讓或兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同時使用。圖片只供參考。產品及服務由個別商戶售賣或提供，相關責任由商戶承擔。恒生及商戶可更改或終止優惠及修訂條款；如有爭議，恒生及商戶保留最終決定權。
使用 +FUN Dollars 須遵守恒生信用卡會員獎賞計劃條款及細則。

7-Eleven換購恒生特別版匹克球球拍（優惠值未列明）

—Value not stated

Gift

Eligibility: Audience: all
Eligible spending: Applies to: 7 eleven · Type: merchant
Benefit limit: Period: not stated · Type: not stated
頁面稱可換購球拍；換購價、消費要求及其他條件未列明。來源沒有說明球拍免費。
一般條款：除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；優惠不得轉讓或兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同時使用。圖片只供參考。產品及服務由個別商戶售賣或提供，相關責任由商戶承擔。恒生及商戶可更改或終止優惠及修訂條款；如有爭議，恒生及商戶保留最終決定權。

7-Eleven購物額外賺高達63 +FUN Dollars

Up to63+FUN Dollars reward

Points

Eligibility: Audience: all
Eligible spending: Applies to: 7 eleven · Type: merchant
Benefit limit: Period: not stated · Type: not stated
頁面列出額外高達63 +FUN Dollars；該獎賞與14,000 yuu積分為不同獎賞選項。
一般條款：除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；優惠不得轉讓或兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同時使用。圖片只供參考。產品及服務由個別商戶售賣或提供，相關責任由商戶承擔。恒生及商戶可更改或終止優惠及修訂條款；如有爭議，恒生及商戶保留最終決定權。
使用 +FUN Dollars 須遵守恒生信用卡會員獎賞計劃條款及細則。

7-Eleven購物額外賺高達14,000 yuu積分

Up to14,000yuu reward

Points

Eligibility: Audience: all
Eligible spending: Applies to: 7 eleven · Type: merchant
Benefit limit: Period: not stated · Type: not stated
頁面列出高達14,000 yuu積分；該獎賞與63 +FUN Dollars為不同獎賞選項。
一般條款：除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；優惠不得轉讓或兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同時使用。圖片只供參考。產品及服務由個別商戶售賣或提供，相關責任由個別商戶承擔。恒生及商戶可更改或終止優惠及修訂條款；如有爭議，恒生及商戶保留最終決定權。

專業醫院特選健康篩查套餐尊享價（優惠值未列明）

—Value not stated

Promotional Price

Eligibility: Audience: all
Eligible spending: Applies to: 專業醫院 · Type: merchant
Benefit limit: Period: not stated · Type: not stated
只指特選健康篩查套餐；尊享價及可選套餐未列明。
一般條款：除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；優惠不得轉讓或兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同時使用。圖片只供參考。產品及服務由個別商戶售賣或提供，相關責任由商戶承擔。恒生及商戶可更改或終止優惠及修訂條款；如有爭議，恒生及商戶保留最終決定權。

專業醫院健康篩查套餐額外賺100 +FUN Dollars

100+FUN Dollars reward

Points

Eligibility: Audience: all
Eligible spending: Applies to: 專業醫院 · Type: merchant
Benefit limit: Period: not stated · Type: not stated
適用於選購特選健康篩查套餐；頁面列明額外100 +FUN Dollars。
一般條款：除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；優惠不得轉讓或兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同時使用。圖片只供參考。產品及服務由個別商戶售賣或提供，相關責任由商戶承擔。恒生及商戶可更改或終止優惠及修訂條款；如有爭議，恒生及商戶保留最終決定權。
使用 +FUN Dollars 須遵守恒生信用卡會員獎賞計劃條款及細則。

永安旅遊旅行團或郵輪每位立減港幣400

Up to400HKD saving

Discount

Eligibility: Audience: all
Eligible spending: Applies to: 永安旅遊 · Type: merchant
Benefit limit: Period: not stated · Type: not stated
適用於旅行團或郵輪；折扣按每位計，最高港幣400。
一般條款：除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；優惠不得轉讓或兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同時使用。圖片只供參考。產品及服務由個別商戶售賣或提供，相關責任由商戶承擔。恒生及商戶可更改或終止優惠及修訂條款；如有爭議，恒生及商戶保留最終決定權。

Trip.com旅遊產品立減高達港幣1,360

Up to1,360HKD saving

Discount

Eligibility: Audience: all
Eligible spending: Applies to: trip.com · Type: merchant
Benefit limit: Period: not stated · Type: not stated
適用於機票、酒店、旅行團或郵輪產品。
一般條款：除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；優惠不得轉讓或兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同時使用。圖片只供參考。產品及服務由個別商戶售賣或提供，相關責任由個別商戶承擔。恒生及商戶可更改或終止優惠及修訂條款；如有爭議，恒生及商戶保留最終決定權。

簽賬分期獎賞高達1,200 +FUN Dollars

Up to1,200+FUN Dollars reward

Points

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Period: not stated · Type: not stated
簽賬分期獎賞的兩種列示獎賞為高達1,200 +FUN Dollars或240,000 yuu積分。
預支 +FUN Dollars、免息分期付款計劃及有關保險或投資產品推廣均不適用於恒生消費卡。
一般條款：除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；優惠不得轉讓或兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同時使用。圖片只供參考。產品及服務由個別商戶售賣或提供，相關責任由商戶承擔。恒生及商戶可更改或終止優惠及修訂條款；如有爭議，恒生及商戶保留最終決定權。
使用 +FUN Dollars 須遵守恒生信用卡會員獎賞計劃條款及細則。

簽賬分期獎賞高達240,000 yuu積分

Up to240,000yuu reward

Points

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Period: not stated · Type: not stated
簽賬分期獎賞的兩種列示獎賞為高達1,200 +FUN Dollars或240,000 yuu積分。
免息分期付款計劃及有關保險或投資產品推廣均不適用於恒生消費卡。
一般條款：除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；優惠不得轉讓或兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同時使用。圖片只供參考。產品及服務由個別商戶售賣或提供，相關責任由商戶承擔。恒生及商戶可更改或終止優惠及修訂條款；如有爭議，恒生及商戶保留最終決定權。

澳門星際酒店精選餐廳高達20%折扣

Up to20%saving

Discount

Eligibility: Audience: all
Eligible spending: Applies to: 澳門星際酒店 · Type: merchant
Benefit limit: Period: not stated · Type: not stated
Percentage note: 8折表示支付原價的8/10；節省率=(10 8)×10=20%。
The complete list of eligible merchants is not available.
只適用於精選餐廳；頁面沒有列出餐廳名稱。頁面明示本項優惠可再即減澳門元200。
一般條款：除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；優惠不得轉讓或兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同時使用，但本頁明示此折扣可與同列的澳門元200即減優惠一併使用。圖片只供參考。產品及服務由個別商戶售賣或提供，相關責任由商戶承擔。恒生及商戶可更改或終止優惠及修訂條款；如有爭議，恒生及商戶保留最終決定權。

澳門星際酒店精選餐廳再即減澳門元200

200MOP saving

Discount

Eligibility: Audience: all
Eligible spending: Applies to: 澳門星際酒店 · Type: merchant
Benefit limit: Period: not stated · Type: not stated
The complete list of eligible merchants is not available.
適用於精選餐廳；頁面沒有列出餐廳名稱。頁面明示本項優惠可與同列高達8折優惠一併使用。
一般條款：除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；優惠不得轉讓或兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同時使用，但本頁明示此優惠可與同列折扣一併使用。圖片只供參考。產品及服務由個別商戶售賣或提供，相關責任由商戶承擔。恒生及商戶可更改或終止優惠及修訂條款；如有爭議，恒生及商戶保留最終決定權。

澳門金沙度假區精選餐廳即減澳門元200

200MOP saving

Discount

Eligibility: Audience: all
Eligible spending: Applies to: 澳門金沙度假區 · Type: merchant
Benefit limit: Period: not stated · Type: not stated
The complete list of eligible merchants is not available.
只適用於精選30間餐廳；頁面沒有列出餐廳名稱。
一般條款：除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；優惠不得轉讓或兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同時使用。圖片只供參考。產品及服務由個別商戶售賣或提供，相關責任由商戶承擔。恒生及商戶可更改或終止優惠及修訂條款；如有爭議，恒生及商戶保留最終決定權。

澳門美高梅及美獅美高梅餐飲高達15%折扣

Up to15%saving

Discount

Eligibility: Audience: all
Eligible spending: Applies to: 澳門美高梅 / 美獅美高梅 · Type: merchant
Benefit limit: Period: not stated · Type: not stated
Percentage note: 85折表示支付原價的8.5/10；節省率=(10 8.5)×10=15%。
The complete list of eligible merchants is not available.
只指星級人氣食府；頁面沒有列出餐廳名稱。
一般條款：除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；優惠不得轉讓或兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同時使用。圖片只供參考。產品及服務由個別商戶售賣或提供，相關責任由商戶承擔。恒生及商戶可更改或終止優惠及修訂條款；如有爭議，恒生及商戶保留最終決定權。

澳門美高梅及美獅美高梅免費精緻美食（優惠值未列明）

—Value not stated

Gift

Eligibility: Audience: all
Eligible spending: Applies to: 澳門美高梅 / 美獅美高梅 · Type: merchant
Benefit limit: Period: not stated · Type: not stated
The complete list of eligible merchants is not available.
頁面列出免費精緻美食，但未列明品項、數量或適用餐廳。
一般條款：除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；優惠不得轉讓或兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同時使用。圖片只供參考。產品及服務由個別商戶售賣或提供，相關責任由商戶承擔。恒生及商戶可更改或終止優惠及修訂條款；如有爭議，恒生及商戶保留最終決定權。

澳門美高梅及美獅美高梅表演門票買一送一

1表演門票 reward

Gift

Eligibility: Audience: all
Eligible spending: Applies to: 澳門美高梅 / 美獅美高梅 · Type: merchant
Benefit limit: Period: not stated · Type: not stated
頁面明示表演門票買一送一；適用表演及票券條件未列明。
一般條款：除另有訂明外，須以恒生信用卡、聯營卡或消費卡簽賬；優惠不得轉讓或兌換現金、折扣或其他產品，也不可與其他優惠、現金券或會員卡同時使用。圖片只供參考。產品及服務由個別商戶售賣或提供，相關責任由商戶承擔。恒生及商戶可更改或終止優惠及修訂條款；如有爭議，恒生及商戶保留最終決定權。

月山甘蝦韃靼花雕酒漬以1 +FUN Dollar兌換

1+FUN Dollar price

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: 月山 · Type: merchant
Benefit limit: Period: not stated · Type: not stated
憑合資格恒生信用卡在超過100間精選餐廳食店簽賬滿指定金額，才可用1 +FUN Dollar兌換指定「恒嚐滋味」食品或飲品；指定簽賬金額未列明。
推廣期為即日起至2026年12月20日。
本推廣僅適用於身處香港人士。
優惠受條款及細則約束；詳情在 hangseng.com/dining，條款內容未載於此 JSON。
本推廣: Now – 2026-12-20

Open source offer ↗

The CAPTAIN’S薑汁撞奶雞蛋仔以1 +FUN Dollar兌換

1+FUN Dollar price

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: The CAPTAIN’S · Type: merchant
Benefit limit: Period: not stated · Type: not stated
憑合資格恒生信用卡在超過100間精選餐廳食店簽賬滿指定金額，才可用1 +FUN Dollar兌換指定「恒嚐滋味」食品或飲品；指定簽賬金額未列明。
推廣期為即日起至2026年12月20日。
本推廣僅適用於身處香港人士。
優惠受條款及細則約束；詳情在 hangseng.com/dining，條款內容未載於此 JSON。
本推廣: Now – 2026-12-20

Open source offer ↗

恒生信用卡 MIRROR「12 AS 1」LIVE 2026優先購票禮遇（優惠值未列明）

—Value not stated

Lifestyle

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Period: not stated · Type: not stated
來源列明恒生信用卡優先購票。
活動為FWD富衛保險呈獻的MIRROR「12 AS 1」LIVE 2026。
頁面顯示優惠僅剩4天；原文未列明到期日期。
優惠須受有關條款及細則約束。
借定唔借？還得到先好借！

永安旅遊長線團及長線郵輪每位減港幣400

400HKD saving

Conditions applyDiscountPeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: wing on travel · Type: merchant
Benefit limit: Applies to: 此優惠 · Period: not stated · Type: not stated
Application or registration is required.
適用對象：身處香港人士。
須憑恒生信用卡，於永安旅遊門市、手機應用程式或網站預訂旅行團或郵輪，並使用指定推廣碼。
優惠按每位計算。
適用行程：長線團及長線郵輪。
同行人數越多，優惠金額越高；來源未列明人數門檻。
推廣期：即日起至2026年12月31日；來源未列明確切開始日期。
優惠受條款及細則約束。
永安旅遊長線團及長線郵輪優惠: Now – 2026-12-31

Open source offer ↗

永安旅遊日本團每位減港幣220

220HKD saving

Conditions applyDiscountPeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: wing on travel · Type: merchant
Benefit limit: Applies to: 此優惠 · Period: not stated · Type: not stated
Application or registration is required.
適用對象：身處香港人士。
須憑恒生信用卡，於永安旅遊門市、手機應用程式或網站預訂旅行團或郵輪，並使用指定推廣碼。
優惠按每位計算。
適用行程：日本團。
同行人數越多，優惠金額越高；來源未列明人數門檻。
推廣期：即日起至2026年12月31日；來源未列明確切開始日期。
優惠受條款及細則約束。
永安旅遊日本團優惠: Now – 2026-12-31

Open source offer ↗

永安旅遊亞洲旅行團（日本團除外）每位減港幣180

180HKD saving

Conditions applyDiscountPeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: wing on travel · Type: merchant
Benefit limit: Applies to: 此優惠 · Period: not stated · Type: not stated
Application or registration is required.
適用對象：身處香港人士。
須憑恒生信用卡，於永安旅遊門市、手機應用程式或網站預訂旅行團或郵輪，並使用指定推廣碼。
優惠按每位計算。
適用行程：亞洲旅行團，日本團除外。
同行人數越多，優惠金額越高；來源未列明人數門檻。
推廣期：即日起至2026年12月31日；來源未列明確切開始日期。
優惠受條款及細則約束。
永安旅遊亞洲旅行團（日本團除外）優惠: Now – 2026-12-31

Open source offer ↗

永安旅遊中國長線團每位減港幣180

180HKD saving

Conditions applyDiscountPeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: wing on travel · Type: merchant
Benefit limit: Applies to: 此優惠 · Period: not stated · Type: not stated
Application or registration is required.
適用對象：身處香港人士。
須憑恒生信用卡，於永安旅遊門市、手機應用程式或網站預訂旅行團或郵輪，並使用指定推廣碼。
優惠按每位計算。
適用行程：中國長線團。
同行人數越多，優惠金額越高；來源未列明人數門檻。
推廣期：即日起至2026年12月31日；來源未列明確切開始日期。
優惠受條款及細則約束。
永安旅遊中國長線團優惠: Now – 2026-12-31

Open source offer ↗

永安旅遊亞洲郵輪團每位減港幣180

180HKD saving

Conditions applyDiscountPeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: wing on travel · Type: merchant
Benefit limit: Applies to: 此優惠 · Period: not stated · Type: not stated
Application or registration is required.
適用對象：身處香港人士。
須憑恒生信用卡，於永安旅遊門市、手機應用程式或網站預訂旅行團或郵輪，並使用指定推廣碼。
優惠按每位計算。
適用行程：亞洲郵輪團。
同行人數越多，優惠金額越高；來源未列明人數門檻。
推廣期：即日起至2026年12月31日；來源未列明確切開始日期。
優惠受條款及細則約束。
永安旅遊亞洲郵輪團優惠: Now – 2026-12-31

Open source offer ↗

永安旅遊廣東省團每位減港幣50

50HKD saving

Conditions applyDiscountPeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: wing on travel · Type: merchant
Benefit limit: Applies to: 此優惠 · Period: not stated · Type: not stated
Application or registration is required.
適用對象：身處香港人士。
須憑恒生信用卡，於永安旅遊門市、手機應用程式或網站預訂旅行團或郵輪，並使用指定推廣碼。
優惠按每位計算。
適用行程：廣東省團。
同行人數越多，優惠金額越高；來源未列明人數門檻。
推廣期：即日起至2026年12月31日；來源未列明確切開始日期。
優惠受條款及細則約束。
永安旅遊廣東省團優惠: Now – 2026-12-31

Open source offer ↗

日山A5和牛韃靼以1 +FUN Dollar兌換

1+FUN Dollar price

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: 日山 · Type: merchant
Benefit limit: Applies to: 日山A5和牛韃靼兌換優惠 · Period: not stated · Type: not stated
持有恒生信用卡，並於超過100間精選餐廳食店簽賬滿指定金額；來源未列明金額。
優惠有效至2026年12月20日；起始日期未列明。
只適用於身處香港人士。
優惠受條款及細則約束；來源未提供細則內容。
「$1 +FUN Dollar」恒嚐滋味食品／飲品兌換優惠: Now – 2026-12-20

Open source offer ↗

日山 A5和牛韃靼以1 +FUN Dollar兌換

1+FUN Dollar price

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: 日山 · Type: merchant
Benefit limit: Applies to: offer · Period: not stated · Type: not stated
憑合資格恒生信用卡喺近100間精選餐廳食店簽賬滿指定金額；具體簽賬金額未列明。
本推廣僅適用於身處香港人士。
有效期由「即日起」至2026年12月20日；來源未提供可確定的絕對開始日期。
指定食品或飲品以1 +FUN Dollar兌換。
promotion: Now – 2026-12-20

Open source offer ↗

念川居四川豆乾以1 +FUN Dollar兌換

1+FUN Dollar price

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: 念川居 · Type: merchant
Benefit limit: Applies to: offer · Period: not stated · Type: not stated
憑合資格恒生信用卡喺近100間精選餐廳食店簽賬滿指定金額；具體簽賬金額未列明。
本推廣僅適用於身處香港人士。
有效期由「即日起」至2026年12月20日；來源未提供可確定的絕對開始日期。
指定食品或飲品以1 +FUN Dollar兌換。
恒生Mastercard信用卡專享。
promotion: Now – 2026-12-20

Open source offer ↗

Palco Italian Steakhouse精選餐紅酒一杯以1 +FUN Dollar兌換

1+FUN Dollar price

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: Palco Italian Steakhouse · Type: merchant
Benefit limit: Applies to: offer · Period: not stated · Type: not stated
憑合資格恒生信用卡喺近100間精選餐廳食店簽賬滿指定金額；具體簽賬金額未列明。
本推廣僅適用於身處香港人士。
有效期由「即日起」至2026年12月20日；來源未提供可確定的絕對開始日期。
指定食品或飲品以1 +FUN Dollar兌換。
恒生Mastercard信用卡專享。
promotion: Now – 2026-12-20

Open source offer ↗

油尖旺區加碟餸以1 +FUN Dollar兌換

1+FUN Dollar price

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: 餐飲 · Type: category
Benefit limit: Applies to: offer · Period: not stated · Type: not stated
The complete list of eligible merchants is not available.
原文標題為「油尖旺區美食篇」。
憑合資格恒生信用卡喺近100間精選餐廳食店簽賬滿指定金額；具體簽賬金額未列明。
本推廣僅適用於身處香港人士。
有效期由「即日起」至2026年12月20日；來源未提供可確定的絕對開始日期。
指定食品或飲品以1 +FUN Dollar兌換。
promotion: Now – 2026-12-20

Open source offer ↗

日山 A5 和牛韃靼：以 1 +FUN Dollar 換領

1+FUN Dollar price

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: 餐飲 · Type: category
Benefit limit: Period: not stated · Type: not stated
The complete list of eligible merchants is not available.
憑合資格恒生信用卡於近100間精選餐廳食店簽賬滿指定金額後，可用1 +FUN Dollar換領指定食品或飲品；確切簽賬門檻及完整參與餐廳名單未列明。
精選推介列明日山可換A5和牛韃靼。
推廣僅適用於身處香港人士。
優惠受條款及細則約束；來源未提供完整條款或餐廳清單。
圖像顯示「加碟送！」及「$1」，但兩者關係不清；帖子文字說明兌換價格為1 +FUN Dollar。
日山 A5 和牛韃靼換領優惠: Now – 2026-12-20

Open source offer ↗

念川居四川豆乾：以 1 +FUN Dollar 換領

1+FUN Dollar price

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: 餐飲 · Type: category
Benefit limit: Period: not stated · Type: not stated
The complete list of eligible merchants is not available.
憑合資格恒生信用卡於近100間精選餐廳食店簽賬滿指定金額後，可用1 +FUN Dollar換領指定食品或飲品；確切簽賬門檻及完整參與餐廳名單未列明。
精選推介列明念川居可換四川豆乾；此優惠為恒生Mastercard信用卡專享。
推廣僅適用於身處香港人士。
優惠受條款及細則約束；來源未提供完整條款或餐廳清單。
圖像顯示「加碟送！」及「$1」，但兩者關係不清；帖子文字說明兌換價格為1 +FUN Dollar。
念川居四川豆乾換領優惠: Now – 2026-12-20

Open source offer ↗

Palco Italian Steakhouse 精選餐紅酒一杯：以 1 +FUN Dollar 換領

1+FUN Dollar price

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: 餐飲 · Type: category
Benefit limit: Period: not stated · Type: not stated
The complete list of eligible merchants is not available.
憑合資格恒生信用卡於近100間精選餐廳食店簽賬滿指定金額後，可用1 +FUN Dollar換領指定食品或飲品；確切簽賬門檻及完整參與餐廳名單未列明。
精選推介列明Palco Italian Steakhouse可換精選餐紅酒一杯；此優惠為恒生Mastercard信用卡專享。
推廣僅適用於身處香港人士。
優惠受條款及細則約束；來源未提供完整條款或餐廳清單。
圖像顯示「加碟送！」及「$1」，但兩者關係不清；帖子文字說明兌換價格為1 +FUN Dollar。
Palco Italian Steakhouse紅酒換領優惠: Now – 2026-12-20

Open source offer ↗

日山：以 1 +FUN Dollar 換 A5 和牛韃靼

1+FUN Dollar price

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: 餐飲 · Type: category
Benefit limit: Period: not stated · Type: not stated
The complete list of eligible merchants is not available.
須憑合資格恒生信用卡在近100間精選餐廳食店簽賬滿指定金額；指定金額未列明。
本推廣僅適用於身處香港人士。
優惠受條款及細則約束；來源未提供條款細則內容。
日山優惠：換 A5 和牛韃靼。
即日起至2026年12月20日: Now – 2026-12-20

Open source offer ↗

念川居：以 1 +FUN Dollar 換四川豆乾

1+FUN Dollar price

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: 餐飲 · Type: category
Benefit limit: Period: not stated · Type: not stated
The complete list of eligible merchants is not available.
須憑合資格恒生信用卡在近100間精選餐廳食店簽賬滿指定金額；指定金額未列明。
本推廣僅適用於身處香港人士。
優惠受條款及細則約束；來源未提供條款細則內容。
念川居優惠為恒生 Mastercard 信用卡專享；可換四川豆乾。
即日起至2026年12月20日: Now – 2026-12-20

Open source offer ↗

Palco Italian Steakhouse：以 1 +FUN Dollar 換精選餐紅酒一杯

1+FUN Dollar price

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: 餐飲 · Type: category
Benefit limit: Period: not stated · Type: not stated
The complete list of eligible merchants is not available.
須憑合資格恒生信用卡在近100間精選餐廳食店簽賬滿指定金額；指定金額未列明。
本推廣僅適用於身處香港人士。
優惠受條款及細則約束；來源未提供條款細則內容。
Palco Italian Steakhouse 優惠為恒生 Mastercard 信用卡專享；可換精選餐紅酒一杯。
即日起至2026年12月20日: Now – 2026-12-20

Open source offer ↗

日山 A5和牛韃靼以1 +FUN Dollar兌換

1+FUN Dollar price

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: 餐飲 · Type: category
Benefit limit: Period: not stated · Type: not stated
The complete list of eligible merchants is not available.
憑合資格恒生信用卡於近100間精選餐廳食店簽賬滿指定金額後方可兌換；指定簽賬金額未列明。
推廣僅適用於身處香港人士。
優惠受條款及細則約束；完整細則不在 JSON 內容中。
此優惠項目列為日山的 A5和牛韃靼。
「$1 +FUN Dollar」餐廳兌換推廣: Now – 2026-12-20

Open source offer ↗

近100間精選餐廳食店：指定食品或飲品以$1 +FUN Dollar換領

1+FUN Dollar price

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: 餐飲 · Type: category
Benefit limit: Period: not stated · Type: not stated
The complete list of eligible merchants is not available.
憑合資格恒生信用卡於近100間精選餐廳食店簽賬滿指定金額；指定金額未列明。
可換領指定「恒嚐滋味」食品或飲品。
本推廣僅適用於身處香港人士。
優惠受條約及細則約束。
來源列出日山、念川居及Palco Italian Steakhouse作精選推介；參與餐廳完整名單未列於來源。
圖像文字顯示「$1」，但未說明該金額所指。
$1 +FUN Dollar餐飲推廣: Now – 2026-12-20

Open source offer ↗

日山：A5和牛韃靼以$1 +FUN Dollar換領

1+FUN Dollar price

Promotional PricePeriod Limitedother

Eligibility: Audience: other
Eligible spending: Applies to: 日山 · Type: merchant
Benefit limit: Period: not stated · Type: not stated
憑合資格恒生信用卡於近100間精選餐廳食店簽賬滿指定金額；指定金額未列明。
精選推介：日山換A5和牛韃靼。
本推廣僅適用於身處香港人士。
優惠受條約及細則約束。
$1 +FUN Dollar餐飲推廣: Now – 2026-12-20

Open source offer ↗

恒生 Visa 持卡人於金沙指定餐廳堂食即減澳門元200元

200MOP saving

DiscountPeriod LimitedMinimum spending: HK$500.00Cap: 1 transactions · per transaction

Eligibility: Audience: all
Eligible spending: Applies to: 餐飲 · Type: category
Minimum requirement: Period: per transaction · Spend: HK$500.00
Benefit limit: Amount: 1 · Applies to: 每筆合資格消費 · Period: per transaction · Type: limited · Unit: transactions
Percentage note: 按來源金額計算：MOP 200 ÷ MOP 500 × 100 = 40.00%；四捨五入至小數點後兩位。此為最低合資格消費額下的等值折扣率；消費額高於 MOP 500 時，比率會下降。
於推廣時段內，指定餐廳的單筆消費淨值須達澳門元500元或以上；服務費不計，按原價總額計算。
須使用有效的恒生銀行 Visa 實體信用卡全額支付。適用於實體恒生 Visa 信用卡，包括聯營卡和 enJoy 消費卡；不包括商務卡、公司卡、其他消費卡、人民幣信用卡、美元 Visa 金卡和專享卡。
只限指定餐廳：澳門威尼斯人（喜樂拉麵、喜樂日本料理、帝王點心、醉江南、北方館、品粵軒、赤龍麵館、威尼斯人意廚）；澳門巴黎人（巴黎人法式餐廳、翡翠拉麵小籠包、鴻運坊、巴黎軒、巴黎人自助餐、色香味、巴黎人池畔酒吧）；澳門倫敦人（希雅度葡國餐廳、邱吉爾咖啡匯、邱吉爾餐廳〔不包括邱吉爾精品店〕、翡翠拉麵小籠包、戈登拉姆齊英式酒吧、淮揚曉宴、北方鳴苑、妙‧泰、倫敦人美食園、喜公館、漢普閣、G Bear Cafe）；澳門金沙（高雅扒房、金沙閣、皎月食坊、仙樂都酒廊）；澳門百利宮（御品居）。
每筆合資格消費只可使用此優惠一次。
每位賓客在整個推廣時段內的兌換次數不限。
優惠數量有限，先到先得。
建議提前預訂，並須視指定餐廳供應情況而定；可致電 +853 8118-8822 查詢及預訂。
只適用於堂食。
優惠不可退還或兌換現金，也不可用作換領其他產品或服務。
優惠不可與其他推廣、折扣優惠、消費券、現金券、相關福利、代金及積分（包括獎賞推廣錢）同時使用。
威尼斯人澳門股份有限公司、威尼斯人路氹股份有限公司及東方威尼斯人有限公司保留隨時更改或終止優惠或相關條款及細則而不另行通知的權利。
參與優惠即表示賓客同意受公司私隱聲明所載條款及細則約束。
個人資料會用於優惠資格驗證及兌換，包括收集、使用、儲存和處理賓客姓名、信用卡號碼末四位及其他相關資料。資料可與公司關聯公司及符合書面協議要求的第三方服務供應商共享，並可能跨境傳輸；公司表示會遵守澳門特別行政區相關法律並採取適當保護措施。賓客可查閱資料、索取儲存及處理資訊、要求修正或撤回同意，也可要求更改、刪除或查閱已提供的資料。
如有爭議，公司保留最終決定權。
英文版本與中文版本如有差異，以英文版本為準。
優惠推廣期: 2026-04-17 – 2026-12-31

Credit card offers (16)

其他：1% enJoy Dollars reward (HKD2 for every HKD200 spent

1%reward

Points

Eligibility: Audience: all
Eligible spending: Applies to: 其他 · Type: category
Benefit limit: Period: not stated · Type: not stated
Percentage note: Cash equivalent calculation: HKD2 enJoy Dollars / HKD200 Card spending = 1.0%. The source states that enJoy Dollars can be used as instant cash at enJoy Card Designated Merchant outlets; no numeric cap is stated.
The complete list of eligible merchants is not available.
For every HKD200 of Card spending at enJoy Card Designated Merchants, the cardholder automatically earns HKD2 enJoy Dollars.
The source does not provide a complete recognizable list of enJoy Card Designated Merchants in this local source. The merchant restriction is preserved and no merchant IDs are invented.
enJoy Dollars can be used as instant cash at enJoy Card Designated Merchant outlets. The cardholder must tell the shop staff before payment.
enJoy Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 15 months.
The balance can be checked through the 24-hour Customer Service Hotline at 2998 8888.
The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply.
The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.

現金回贈：0.5% +FUN Dollars reward (HKD1 for every HKD200 retail spending

0.5%reward

Points

Eligibility: Audience: all
Eligible spending: Type: all
Benefit limit: Period: not stated · Type: not stated
Percentage note: Cash equivalent calculation: HKD1 +FUN Dollar / HKD200 retail spending = 0.5%. The source states that +FUN Dollars can be used as instant +FUN or redeemed for cash coupons; no numeric cap is stated.
For every HKD200 of retail spending at merchant outlets other than the enJoy Card Designated Merchants, the cardholder automatically earns HKD1 Hang Seng Credit Card +FUN Dollar.
The source does not provide a complete recognizable list of enJoy Card Designated Merchants. The exclusion is preserved without inventing merchant IDs.
+FUN Dollars can be used as instant +FUN at +FUN Dollars participating merchant outlets and enJoy Card Designated Merchants, or redeemed for gifts and cash coupons online through the Hang Seng programme.
+FUN Dollars accumulated from the last Card annual renewal month to the next Card annual renewal month are valid for 24 months.
When both enJoy Dollars and +FUN Dollars are available and the cardholder spends at an enJoy Card Designated Merchant, both rewards can be redeemed in the same transaction. enJoy Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account.
+FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption.
The balance can be checked through Hang Seng e-Banking or the 24-hour Customer Service Hotline at 2998 8888.
The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms and conditions apply.
The card account and transaction eligibility are subject to the Bank and programme rules; no additional conditions are stated in this local source.

其他：Merchant Dollars for spending at Merchant Dollars Designated Merchants, on top of +FUN Dollars

—Value not stated

Points

Eligibility: Audience: all
Eligible spending: Applies to: 其他 · Type: category
Benefit limit: Period: not stated · Type: not stated
Percentage note: No numeric percentage or conversion basis is stated for Merchant Dollars.
The complete list of eligible merchants is not available.
The cardholder earns Merchant Dollars of the specific merchant on top of +FUN Dollars for every spending at Merchant Dollars Designated Merchants.
The source examples include footwear shops under Belle Group brands, Chung Yuen Electrical, DCH Food Mart, DCH Food Mart Deluxe, Joint Publishing and Sasa. The source does not provide a complete recognizable merchant list; no merchant IDs are invented.
When both +FUN Dollars and Merchant Dollars of the specific merchant are available and the cardholder spends at that merchant, both rewards are redeemed in the same transaction. Merchant Dollars are debited first, then +FUN Dollars; the customer cannot choose a specific deduction amount and any shortfall is charged to the card account.
+FUN Dollars and/or Merchant Dollars are not applicable at designated merchants counters in department stores and selected outlets of individual designated merchants. An individual designated merchant may require minimum spending for redemption.
The balance can be checked through the 24-hour Customer Service Hotline at 2998 8888. The relevant Hang Seng Credit Card Membership Rewards Programme and other applicable terms apply.

卡片優惠：One-Time Password Service (OTP)

—Value not stated

Other

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Period: not stated · Type: not stated
Percentage note: Online transaction authentication is not a spending percentage.
For online transactions with a Hang Seng Visa Card at a participating 3-Domain Secure online merchant, the customer receives an OTP by SMS at the mobile number registered with Hang Seng.
After the corresponding OTP is entered correctly, the transaction can be authenticated and completed.
The source directs customers to the Bank website for details; linked pages are not used as evidence.

卡片優惠：Business expense settlement with individual and consolidated statement reporting

—Value not stated

Other

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Period: not stated · Type: not stated
Percentage note: Business expense management and reporting features are not spending percentages.
The enJoy Commercial Card / Business Card can settle company expenses including entertainment, mobile phone service, insurance premiums, courier service, air tickets, and cross-border bus or train tickets.
Company expenses are settled once a month. Each card has an individual monthly statement listing its transactions.
The company receives a consolidated monthly statement and can choose a monthly account summary report and monthly account activity report listing expense items and transaction amounts for all cards.
The consolidated monthly statement lists the total expenditure of each card and does not list individual expense items.
The Online Financial Management Service provides an instant picture of card spending.

賬單及公用事業：Online Bill Payment Service through Hang Seng e-Banking

—Value not stated

Conditions applyLifestyle

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Period: not stated · Type: not stated
Percentage note: Online bill payment access is not a spending percentage.
Application or registration is required.
The company can register Hang Seng e-Banking free of charge and use Online Bill Payment Service for items such as business registration, electricity and telephone service fees.
The source states an interest-free repayment period of up to 56 days for this service.
The source directs customers to the Bank website for details; linked pages are not used as evidence.

分期優惠：Up to 56-day interest-free repayment period

0%rate

Financing

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Period: not stated · Type: not stated
Percentage note: An interest free repayment period is not a spending percentage.
The enJoy Commercial Card / Business Card provides an interest-free repayment period of up to 56 days.
The source also applies the up-to-56-day period to Online Bill Payment Service.
The source separately states that the option to make partial or full payment, or pay the Minimum Payment Amount, is only applicable to the Hang Seng enJoy Commercial Card. It is not represented as a Business Card benefit.
No other repayment-period calculation or interest-free-plan condition is stated in this local source.

分期優惠：24-hour worldwide cash advance service up to the available credit limit

—Value not stated

Conditions applyFinancing

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Period: not stated · Type: not stated
Percentage note: Cash advance access is a financing service, not a spending percentage.
Application or registration is required.
The service is available only to enJoy Commercial Card / Business Card accounts authorised to have cash advance service.
Cash advance is available at HSBC Group, Visa / PLUS ATM network, and banks or financial institutions participating in the Visa Service Programme worldwide.
A handling fee is charged per transaction. The cash advance amount cannot exceed the available credit limit or the applicable ATM limit, whichever is lower.
The overseas ATM daily cash withdrawal limit, including cash advance, is pre-set to HK$0. To withdraw cash at an overseas ATM, the cardholder must activate the function by setting the daily limit and activation period in advance through designated activation channels.
If activation or limit setup is done through Hang Seng Business e-Banking, the user must be the primary user or an authorised user of the relevant card account.
The cardholder can apply for or withdraw the cash advance facility through a Hang Seng branch or the 24-hour Customer Service Hotline by using the Application Form for Amendment of Usage. The returned written notice or form must have the company authorised signatories, and a company chop where required.

卡片優惠：Autopay repayment from the company designated bank account

—Value not stated

Conditions applyOther

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Period: not stated · Type: not stated
Percentage note: Autopay repayment is not a spending percentage.
Application or registration is required.
All outstanding balances are directly debited from the company designated bank account on the payment due date by autopay.
The source directs the company to download the Hang Seng Commercial Card / Business Card Direct Debit Authorisation Form to set up the service.

卡片禮遇：24-hour Personal Assistant Service for dining, travel, transportation, business equipment and emergency arrangements

—Value not stated

Lifestyle

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Period: not stated · Type: not stated
Percentage note: Personal assistant access is not a spending percentage.
The service includes dining recommendations and reservations, air-ticket and hotel booking, transportation arrangements, business-equipment rental, exhibition information, corporate-gift recommendations and purchasing or delivery arrangements.
Worldwide emergency assistance can arrange emergency cash advance, travel-document replacement, medical and legal assistance, roadside repair and towing assistance.
To use the service, the customer calls the 24-hour Customer Service Hotline at 2998 8888.
The service and related information are provided by Visa International or other third-party service providers. Hang Seng assumes no responsibility for the service or information, and the provider terms may change.
The customer may need to provide personal data or other information. The customer is responsible for charges, including applicable local tax or commission, if a service incurs them.

旅遊：Free travel insurance: travel accident indemnity up to HKD2,000,000

Up to2,000,000HKD

TravelCap: HK$2,000,000.00 · not stated

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Amount: 2000000 · Applies to: Travel accident indemnity · Currency: HKD · Period: not stated · Type: limited · Unit: currency
Percentage note: The source states an insurance limit, not a spending percentage.
The cardholder must use the enJoy Commercial Card / Business Card to pay for a travel tour or travel ticket before departure from Hong Kong.
The free travel insurance provides maximum coverage for 60 days.
Coverage scope, exclusions, indemnity limits and compensation are subject to the detailed relevant insurance policy.

旅遊：Free travel insurance: accident medical allowance up to HKD100,000

Up to100,000HKD

TravelCap: HK$100,000.00 · not stated

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Amount: 100000 · Applies to: Accident medical allowance · Currency: HKD · Period: not stated · Type: limited · Unit: currency
Percentage note: The source states an insurance limit, not a spending percentage.
The cardholder must use the enJoy Commercial Card / Business Card to pay for a travel tour or travel ticket before departure from Hong Kong.
The free travel insurance provides maximum coverage for 60 days.
Coverage scope, exclusions, indemnity limits and compensation are subject to the detailed relevant insurance policy.

旅遊：Free travel insurance: trip cancellation cover up to HKD20,000

Up to20,000HKD

TravelCap: HK$20,000.00 · not stated

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Amount: 20000 · Applies to: Trip cancellation · Currency: HKD · Period: not stated · Type: limited · Unit: currency
Percentage note: The source states an insurance limit, not a spending percentage.
The cardholder must use the enJoy Commercial Card / Business Card to pay for a travel tour or travel ticket before departure from Hong Kong.
The free travel insurance provides maximum coverage for 60 days.
Coverage scope, exclusions, indemnity limits and compensation are subject to the detailed relevant insurance policy.

旅遊：Free travel insurance: loss-of-luggage cover up to HKD5,000

Up to5,000HKD

TravelCap: HK$5,000.00 · not stated

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Amount: 5000 · Applies to: Loss of luggage · Currency: HKD · Period: not stated · Type: limited · Unit: currency
Percentage note: The source states an insurance limit, not a spending percentage.
The cardholder must use the enJoy Commercial Card / Business Card to pay for a travel tour or travel ticket before departure from Hong Kong.
The free travel insurance provides maximum coverage for 60 days.
Coverage scope, exclusions, indemnity limits and compensation are subject to the detailed relevant insurance policy.

旅遊：Free travel insurance: delay-of-luggage cover up to HKD1,500

Up to1,500HKD

TravelCap: HK$1,500.00 · not stated

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Amount: 1500 · Applies to: Delay of luggage · Currency: HKD · Period: not stated · Type: limited · Unit: currency
Percentage note: The source states an insurance limit, not a spending percentage.
The cardholder must use the enJoy Commercial Card / Business Card to pay for a travel tour or travel ticket before departure from Hong Kong.
The free travel insurance provides maximum coverage for 60 days.
Coverage scope, exclusions, indemnity limits and compensation are subject to the detailed relevant insurance policy.

旅遊：Free travel insurance: delay-of-flight cover up to HKD1,500

Up to1,500HKD

TravelCap: HK$1,500.00 · not stated

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Amount: 1500 · Applies to: Delay of flight · Currency: HKD · Period: not stated · Type: limited · Unit: currency
Percentage note: The source states an insurance limit, not a spending percentage.
The cardholder must use the enJoy Commercial Card / Business Card to pay for a travel tour or travel ticket before departure from Hong Kong.
The free travel insurance provides maximum coverage for 60 days.
Coverage scope, exclusions, indemnity limits and compensation are subject to the detailed relevant insurance policy.