Greater Bay Area Cup Diamond Card

• Source-stated 5% credit rebate; no minimum spend is stated.
• Limit: 100 HKD · Per Month
• Limit applies to: eligible GBA travel expenses in each month
• Application, registration or activation required. See conditions.
• Eligible categories: 交通
• Applicable to principal UnionPay Dual Currency credit cards issued by the Bank; supplementary cards, Pacific Internet cards, and gift cards are excluded.
• Register online or through WeChat; eligible expense is counted from the month in which the eligible account successfully registers.
• Registered cardholders receive a source-stated 5% credit rebate on any eligible travel expense during 2026.
• Eligible travel expense covers Hong Kong, Macau, Mainland China, and cross-border tunnel, highway and bridge tolls; petrol-station fuel; parking; electric-vehicle charging; car repair and maintenance; auto detailing; and designated public transport including MTR, buses, ferries, trams, light rail, high-speed rail, Turbo Jet, water jets, cross-border buses, intercity trains, subways, and Mainland public buses.
• Exclude cash advances and related fees, Octopus automatic add value, electronic wallets, instalments, split transactions, balance transfers, tax, traveller's cheques, insurance, credit-card charges, other redemption fees, cancelled, returned, fraudulent, and unposted transactions, and other transactions designated by the Bank.
• Supplementary-card travel expense combines with the related principal account. The account maximum is HKD100 credit rebate per month, credited by the end of the following month; rebate is rounded to the nearest integer and amounts below HKD1 are not awarded.
• For Mainland China transactions, RMB1 equals HKD1 for this promotion. Multiple eligible credit-card accounts cannot combine spending.
• The account must be valid and in good financial standing when the rebate is credited. The Bank may debit the rebate after a cancellation, refund, or fraudulent act and may determine eligibility from its transaction record.
• Assumes the full reward limit is still available. eligible GBA travel expenses in each month
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

交通：5% credit rebate: 5%

• Eligibility: Audience: all
• Eligible spending: Applies to: 交通 · Type: category
• Benefit limit: Amount: 100 · Applies to: eligible GBA travel expenses in each month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated 5% credit rebate; no minimum spend is stated.
• Application or registration is required.
• Applicable to principal UnionPay Dual Currency credit cards issued by the Bank; supplementary cards, Pacific Internet cards, and gift cards are excluded.
• Register online or through WeChat; eligible expense is counted from the month in which the eligible account successfully registers.
• Registered cardholders receive a source-stated 5% credit rebate on any eligible travel expense during 2026.
• Eligible travel expense covers Hong Kong, Macau, Mainland China, and cross-border tunnel, highway and bridge tolls; petrol-station fuel; parking; electric-vehicle charging; car repair and maintenance; auto detailing; and designated public transport including MTR, buses, ferries, trams, light rail, high-speed rail, Turbo Jet, water jets, cross-border buses, intercity trains, subways, and Mainland public buses.
• Exclude cash advances and related fees, Octopus automatic add value, electronic wallets, instalments, split transactions, balance transfers, tax, traveller's cheques, insurance, credit-card charges, other redemption fees, cancelled, returned, fraudulent, and unposted transactions, and other transactions designated by the Bank.
• Supplementary-card travel expense combines with the related principal account. The account maximum is HKD100 credit rebate per month, credited by the end of the following month; rebate is rounded to the nearest integer and amounts below HKD1 are not awarded.
• For Mainland China transactions, RMB1 equals HKD1 for this promotion. Multiple eligible credit-card accounts cannot combine spending.
• The account must be valid and in good financial standing when the rebate is credited. The Bank may debit the rebate after a cancellation, refund, or fraudulent act and may determine eligibility from its transaction record.
• GBA Travel Promotion Period: 2026-01-01 – 2026-12-31

Open source offer ↗

• Source-stated 5% credit rebate; no minimum spend is stated.
• Limit: 100 HKD · Per Month
• Limit applies to: eligible GBA travel expenses in each month
• Application, registration or activation required. See conditions.
• Eligible categories: 交通
• Applicable to principal UnionPay Dual Currency credit cards issued by the Bank; supplementary cards, Pacific Internet cards, and gift cards are excluded.
• Register online or through WeChat; eligible expense is counted from the month in which the eligible account successfully registers.
• Registered cardholders receive a source-stated 5% credit rebate on any eligible travel expense during 2026.
• Eligible travel expense covers Hong Kong, Macau, Mainland China, and cross-border tunnel, highway and bridge tolls; petrol-station fuel; parking; electric-vehicle charging; car repair and maintenance; auto detailing; and designated public transport including MTR, buses, ferries, trams, light rail, high-speed rail, Turbo Jet, water jets, cross-border buses, intercity trains, subways, and Mainland public buses.
• Exclude cash advances and related fees, Octopus automatic add value, electronic wallets, instalments, split transactions, balance transfers, tax, traveller's cheques, insurance, credit-card charges, other redemption fees, cancelled, returned, fraudulent, and unposted transactions, and other transactions designated by the Bank.
• Supplementary-card travel expense combines with the related principal account. The account maximum is HKD100 credit rebate per month, credited by the end of the following month; rebate is rounded to the nearest integer and amounts below HKD1 are not awarded.
• For Mainland China transactions, RMB1 equals HKD1 for this promotion. Multiple eligible credit-card accounts cannot combine spending.
• The account must be valid and in good financial standing when the rebate is credited. The Bank may debit the rebate after a cancellation, refund, or fraudulent act and may determine eligibility from its transaction record.
• Assumes the full reward limit is still available. eligible GBA travel expenses in each month
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

交通：5% credit rebate: 5%

• Eligibility: Audience: all
• Eligible spending: Applies to: 交通 · Type: category
• Benefit limit: Amount: 100 · Applies to: eligible GBA travel expenses in each month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated 5% credit rebate; no minimum spend is stated.
• Application or registration is required.
• Applicable to principal UnionPay Dual Currency credit cards issued by the Bank; supplementary cards, Pacific Internet cards, and gift cards are excluded.
• Register online or through WeChat; eligible expense is counted from the month in which the eligible account successfully registers.
• Registered cardholders receive a source-stated 5% credit rebate on any eligible travel expense during 2026.
• Eligible travel expense covers Hong Kong, Macau, Mainland China, and cross-border tunnel, highway and bridge tolls; petrol-station fuel; parking; electric-vehicle charging; car repair and maintenance; auto detailing; and designated public transport including MTR, buses, ferries, trams, light rail, high-speed rail, Turbo Jet, water jets, cross-border buses, intercity trains, subways, and Mainland public buses.
• Exclude cash advances and related fees, Octopus automatic add value, electronic wallets, instalments, split transactions, balance transfers, tax, traveller's cheques, insurance, credit-card charges, other redemption fees, cancelled, returned, fraudulent, and unposted transactions, and other transactions designated by the Bank.
• Supplementary-card travel expense combines with the related principal account. The account maximum is HKD100 credit rebate per month, credited by the end of the following month; rebate is rounded to the nearest integer and amounts below HKD1 are not awarded.
• For Mainland China transactions, RMB1 equals HKD1 for this promotion. Multiple eligible credit-card accounts cannot combine spending.
• The account must be valid and in good financial standing when the rebate is credited. The Bank may debit the rebate after a cancellation, refund, or fraudulent act and may determine eligibility from its transaction record.
• GBA Travel Promotion Period: 2026-01-01 – 2026-12-31

Open source offer ↗

• Source-stated 5% credit rebate; no minimum spend is stated.
• Limit: 100 HKD · Per Month
• Limit applies to: eligible GBA travel expenses in each month
• Application, registration or activation required. See conditions.
• Eligible categories: 交通
• Applicable to principal UnionPay Dual Currency credit cards issued by the Bank; supplementary cards, Pacific Internet cards, and gift cards are excluded.
• Register online or through WeChat; eligible expense is counted from the month in which the eligible account successfully registers.
• Registered cardholders receive a source-stated 5% credit rebate on any eligible travel expense during 2026.
• Eligible travel expense covers Hong Kong, Macau, Mainland China, and cross-border tunnel, highway and bridge tolls; petrol-station fuel; parking; electric-vehicle charging; car repair and maintenance; auto detailing; and designated public transport including MTR, buses, ferries, trams, light rail, high-speed rail, Turbo Jet, water jets, cross-border buses, intercity trains, subways, and Mainland public buses.
• Exclude cash advances and related fees, Octopus automatic add value, electronic wallets, instalments, split transactions, balance transfers, tax, traveller's cheques, insurance, credit-card charges, other redemption fees, cancelled, returned, fraudulent, and unposted transactions, and other transactions designated by the Bank.
• Supplementary-card travel expense combines with the related principal account. The account maximum is HKD100 credit rebate per month, credited by the end of the following month; rebate is rounded to the nearest integer and amounts below HKD1 are not awarded.
• For Mainland China transactions, RMB1 equals HKD1 for this promotion. Multiple eligible credit-card accounts cannot combine spending.
• The account must be valid and in good financial standing when the rebate is credited. The Bank may debit the rebate after a cancellation, refund, or fraudulent act and may determine eligibility from its transaction record.
• Assumes the full reward limit is still available. eligible GBA travel expenses in each month
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

交通：5% credit rebate: 5%

• Eligibility: Audience: all
• Eligible spending: Applies to: 交通 · Type: category
• Benefit limit: Amount: 100 · Applies to: eligible GBA travel expenses in each month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated 5% credit rebate; no minimum spend is stated.
• Application or registration is required.
• Applicable to principal UnionPay Dual Currency credit cards issued by the Bank; supplementary cards, Pacific Internet cards, and gift cards are excluded.
• Register online or through WeChat; eligible expense is counted from the month in which the eligible account successfully registers.
• Registered cardholders receive a source-stated 5% credit rebate on any eligible travel expense during 2026.
• Eligible travel expense covers Hong Kong, Macau, Mainland China, and cross-border tunnel, highway and bridge tolls; petrol-station fuel; parking; electric-vehicle charging; car repair and maintenance; auto detailing; and designated public transport including MTR, buses, ferries, trams, light rail, high-speed rail, Turbo Jet, water jets, cross-border buses, intercity trains, subways, and Mainland public buses.
• Exclude cash advances and related fees, Octopus automatic add value, electronic wallets, instalments, split transactions, balance transfers, tax, traveller's cheques, insurance, credit-card charges, other redemption fees, cancelled, returned, fraudulent, and unposted transactions, and other transactions designated by the Bank.
• Supplementary-card travel expense combines with the related principal account. The account maximum is HKD100 credit rebate per month, credited by the end of the following month; rebate is rounded to the nearest integer and amounts below HKD1 are not awarded.
• For Mainland China transactions, RMB1 equals HKD1 for this promotion. Multiple eligible credit-card accounts cannot combine spending.
• The account must be valid and in good financial standing when the rebate is credited. The Bank may debit the rebate after a cancellation, refund, or fraudulent act and may determine eligibility from its transaction record.
• GBA Travel Promotion Period: 2026-01-01 – 2026-12-31

Open source offer ↗

• Source-stated 5% credit rebate; no minimum spend is stated.
• Limit: 100 HKD · Per Month
• Limit applies to: eligible GBA travel expenses in each month
• Application, registration or activation required. See conditions.
• Eligible categories: 交通
• Applicable to principal UnionPay Dual Currency credit cards issued by the Bank; supplementary cards, Pacific Internet cards, and gift cards are excluded.
• Register online or through WeChat; eligible expense is counted from the month in which the eligible account successfully registers.
• Registered cardholders receive a source-stated 5% credit rebate on any eligible travel expense during 2026.
• Eligible travel expense covers Hong Kong, Macau, Mainland China, and cross-border tunnel, highway and bridge tolls; petrol-station fuel; parking; electric-vehicle charging; car repair and maintenance; auto detailing; and designated public transport including MTR, buses, ferries, trams, light rail, high-speed rail, Turbo Jet, water jets, cross-border buses, intercity trains, subways, and Mainland public buses.
• Exclude cash advances and related fees, Octopus automatic add value, electronic wallets, instalments, split transactions, balance transfers, tax, traveller's cheques, insurance, credit-card charges, other redemption fees, cancelled, returned, fraudulent, and unposted transactions, and other transactions designated by the Bank.
• Supplementary-card travel expense combines with the related principal account. The account maximum is HKD100 credit rebate per month, credited by the end of the following month; rebate is rounded to the nearest integer and amounts below HKD1 are not awarded.
• For Mainland China transactions, RMB1 equals HKD1 for this promotion. Multiple eligible credit-card accounts cannot combine spending.
• The account must be valid and in good financial standing when the rebate is credited. The Bank may debit the rebate after a cancellation, refund, or fraudulent act and may determine eligibility from its transaction record.
• Assumes the full reward limit is still available. eligible GBA travel expenses in each month
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

交通：5% credit rebate: 5%

• Eligibility: Audience: all
• Eligible spending: Applies to: 交通 · Type: category
• Benefit limit: Amount: 100 · Applies to: eligible GBA travel expenses in each month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated 5% credit rebate; no minimum spend is stated.
• Application or registration is required.
• Applicable to principal UnionPay Dual Currency credit cards issued by the Bank; supplementary cards, Pacific Internet cards, and gift cards are excluded.
• Register online or through WeChat; eligible expense is counted from the month in which the eligible account successfully registers.
• Registered cardholders receive a source-stated 5% credit rebate on any eligible travel expense during 2026.
• Eligible travel expense covers Hong Kong, Macau, Mainland China, and cross-border tunnel, highway and bridge tolls; petrol-station fuel; parking; electric-vehicle charging; car repair and maintenance; auto detailing; and designated public transport including MTR, buses, ferries, trams, light rail, high-speed rail, Turbo Jet, water jets, cross-border buses, intercity trains, subways, and Mainland public buses.
• Exclude cash advances and related fees, Octopus automatic add value, electronic wallets, instalments, split transactions, balance transfers, tax, traveller's cheques, insurance, credit-card charges, other redemption fees, cancelled, returned, fraudulent, and unposted transactions, and other transactions designated by the Bank.
• Supplementary-card travel expense combines with the related principal account. The account maximum is HKD100 credit rebate per month, credited by the end of the following month; rebate is rounded to the nearest integer and amounts below HKD1 are not awarded.
• For Mainland China transactions, RMB1 equals HKD1 for this promotion. Multiple eligible credit-card accounts cannot combine spending.
• The account must be valid and in good financial standing when the rebate is credited. The Bank may debit the rebate after a cancellation, refund, or fraudulent act and may determine eligibility from its transaction record.
• GBA Travel Promotion Period: 2026-01-01 – 2026-12-31

Open source offer ↗

• Source-stated 5% credit rebate; no minimum spend is stated.
• Limit: 100 HKD · Per Month
• Limit applies to: eligible GBA travel expenses in each month
• Application, registration or activation required. See conditions.
• Eligible categories: 交通
• Applicable to principal UnionPay Dual Currency credit cards issued by the Bank; supplementary cards, Pacific Internet cards, and gift cards are excluded.
• Register online or through WeChat; eligible expense is counted from the month in which the eligible account successfully registers.
• Registered cardholders receive a source-stated 5% credit rebate on any eligible travel expense during 2026.
• Eligible travel expense covers Hong Kong, Macau, Mainland China, and cross-border tunnel, highway and bridge tolls; petrol-station fuel; parking; electric-vehicle charging; car repair and maintenance; auto detailing; and designated public transport including MTR, buses, ferries, trams, light rail, high-speed rail, Turbo Jet, water jets, cross-border buses, intercity trains, subways, and Mainland public buses.
• Exclude cash advances and related fees, Octopus automatic add value, electronic wallets, instalments, split transactions, balance transfers, tax, traveller's cheques, insurance, credit-card charges, other redemption fees, cancelled, returned, fraudulent, and unposted transactions, and other transactions designated by the Bank.
• Supplementary-card travel expense combines with the related principal account. The account maximum is HKD100 credit rebate per month, credited by the end of the following month; rebate is rounded to the nearest integer and amounts below HKD1 are not awarded.
• For Mainland China transactions, RMB1 equals HKD1 for this promotion. Multiple eligible credit-card accounts cannot combine spending.
• The account must be valid and in good financial standing when the rebate is credited. The Bank may debit the rebate after a cancellation, refund, or fraudulent act and may determine eligibility from its transaction record.
• Assumes the full reward limit is still available. eligible GBA travel expenses in each month
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

交通：5% credit rebate: 5%

• Eligibility: Audience: all
• Eligible spending: Applies to: 交通 · Type: category
• Benefit limit: Amount: 100 · Applies to: eligible GBA travel expenses in each month · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated 5% credit rebate; no minimum spend is stated.
• Application or registration is required.
• Applicable to principal UnionPay Dual Currency credit cards issued by the Bank; supplementary cards, Pacific Internet cards, and gift cards are excluded.
• Register online or through WeChat; eligible expense is counted from the month in which the eligible account successfully registers.
• Registered cardholders receive a source-stated 5% credit rebate on any eligible travel expense during 2026.
• Eligible travel expense covers Hong Kong, Macau, Mainland China, and cross-border tunnel, highway and bridge tolls; petrol-station fuel; parking; electric-vehicle charging; car repair and maintenance; auto detailing; and designated public transport including MTR, buses, ferries, trams, light rail, high-speed rail, Turbo Jet, water jets, cross-border buses, intercity trains, subways, and Mainland public buses.
• Exclude cash advances and related fees, Octopus automatic add value, electronic wallets, instalments, split transactions, balance transfers, tax, traveller's cheques, insurance, credit-card charges, other redemption fees, cancelled, returned, fraudulent, and unposted transactions, and other transactions designated by the Bank.
• Supplementary-card travel expense combines with the related principal account. The account maximum is HKD100 credit rebate per month, credited by the end of the following month; rebate is rounded to the nearest integer and amounts below HKD1 are not awarded.
• For Mainland China transactions, RMB1 equals HKD1 for this promotion. Multiple eligible credit-card accounts cannot combine spending.
• The account must be valid and in good financial standing when the rebate is credited. The Bank may debit the rebate after a cancellation, refund, or fraudulent act and may determine eligibility from its transaction record.
• GBA Travel Promotion Period: 2026-01-01 – 2026-12-31

Open source offer ↗

• Source-stated 5% rebate; HKD1,000 is an eligibility threshold, not the rate.
• Limit: 300 HKD · Per Month
• Limit applies to: eligible designated-foreign-currency spending in each monthly phase
• Application, registration or activation required. See conditions.
• Eligibility: Phase Spend Min: 1000
• Eligible categories: 海外簽賬
• Applicable to principal and virtual CUP Dual Currency Credit Cards issued by the Bank; VISA cards, supplementary cards, Pacific Internet cards, and gift cards are excluded.
• Register through the Bank website or WeChat during the Promotion Period; the quota is 5,000 and registration is first-come, first-served. The source lists online code 2026006CCD0000106 and WeChat code 202606CCD0000106.
• In each monthly phase, accumulate eligible retail spending of HKD1,000 or above in designated foreign currencies of Japan, South Korea, Thailand, and Taiwan, China to receive a 5% rebate.
• The rebate is capped at HKD300 in each phase and HKD1,800 for the entire Promotion Period.
• Eligible transactions are non-HKD foreign retail spending, UnionPay QR/App retail spending, online retail spending, and purchases by post, fax, or phone; the amount uses the HKD value posted after currency conversion and country or region coding by UnionPay International.
• Exclude foreign transactions paid in HKD, local retail spending, RMB transactions, cash advances, Octopus add value, electronic wallets, instalments, MPF/SVC, balance transfers, online bills, casino chips, tax, traveller's cheques, insurance, card charges, other redemption fees, and other transactions designated by the Bank.
• Spending is counted by credit-card number and multiple eligible accounts cannot combine. Supplementary-card transactions combine with the principal account but the supplementary card does not receive the rebate; spending from another principal card cannot combine.
• The Bank credits Phase 1-3 rebates in November 2026 and Phase 4-6 rebates in February 2027, subject to change; the amount is rounded to the nearest whole number.
• Transactions must post before crediting and the account must remain valid and in good financial standing. Fraudulent, false, unauthorized, cancelled, refunded, or unposted transactions do not qualify; the Bank may debit the rebate after later cancellation.
• Assumes the full reward limit is still available. eligible designated-foreign-currency spending in each monthly phase
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

海外簽賬：5% spending rebate: 5%

• Eligibility: Audience: all
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Requirements: Period spend ≥: HK$1,000.00
• Benefit limit: Amount: 300 · Applies to: eligible designated foreign currency spending in each monthly phase · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated 5% rebate; HKD1,000 is an eligibility threshold, not the rate.
• Application or registration is required.
• Applicable to principal and virtual CUP Dual Currency Credit Cards issued by the Bank; VISA cards, supplementary cards, Pacific Internet cards, and gift cards are excluded.
• Register through the Bank website or WeChat during the Promotion Period; the quota is 5,000 and registration is first-come, first-served. The source lists online code 2026006CCD0000106 and WeChat code 202606CCD0000106.
• In each monthly phase, accumulate eligible retail spending of HKD1,000 or above in designated foreign currencies of Japan, South Korea, Thailand, and Taiwan, China to receive a 5% rebate.
• The rebate is capped at HKD300 in each phase and HKD1,800 for the entire Promotion Period.
• Eligible transactions are non-HKD foreign retail spending, UnionPay QR/App retail spending, online retail spending, and purchases by post, fax, or phone; the amount uses the HKD value posted after currency conversion and country or region coding by UnionPay International.
• Exclude foreign transactions paid in HKD, local retail spending, RMB transactions, cash advances, Octopus add value, electronic wallets, instalments, MPF/SVC, balance transfers, online bills, casino chips, tax, traveller's cheques, insurance, card charges, other redemption fees, and other transactions designated by the Bank.
• Spending is counted by credit-card number and multiple eligible accounts cannot combine. Supplementary-card transactions combine with the principal account but the supplementary card does not receive the rebate; spending from another principal card cannot combine.
• The Bank credits Phase 1-3 rebates in November 2026 and Phase 4-6 rebates in February 2027, subject to change; the amount is rounded to the nearest whole number.
• Transactions must post before crediting and the account must remain valid and in good financial standing. Fraudulent, false, unauthorized, cancelled, refunded, or unposted transactions do not qualify; the Bank may debit the rebate after later cancellation.
• Designated Foreign Currencies Promotion Period: 2026-07-01 – 2026-12-31

Open source offer ↗

• Source-stated 5% cash rebate; HKD2,000 is an eligibility threshold, not the rate.
• Limit: 300 HKD · Per Month
• Limit applies to: eligible RMB/MOP retail spending in each promotion phase
• Application, registration or activation required. See conditions.
• Eligibility: Phase Spend Min: 2000
• Eligible categories: 中國內地簽賬
• Register through the Bank website or WeChat during the Promotion Period; the quota is 5,000 and successful registration once enrolls all eligible cards under the cardholder's HKID.
• After registration, accumulate RMB and/or MOP eligible retail transactions of HKD2,000 or more in each promotion phase to receive a 5% cash rebate.
• The source phase table lists phases 1-3 in 2026, phases 4-7 in 2025, and phases 8-12 in 2026, while clause 2 states an overall 2026 Promotion Period; this source wording is preserved without date correction.
• The rebate is capped at HKD300 in each phase and HKD3,600 for the entire Promotion Period.
• Eligible transactions include RMB and/or MOP retail spending, UnionPay QR/App retail spending, online retail spending, and purchases by post, fax, or phone during the Promotion Period.
• For an eligible Mainland China transaction, RMB1 equals HKD1 for rebate calculation.
• Exclude RMB transportation transactions under the separate Travel & Earn promotion, cash advances, Octopus automatic add value, electronic wallets, instalments, MPF/SVC, balance transfers, online bills, casino chips, tax, traveller's cheques, insurance, card charges, other redemption fees, and designated RMB categories including property, wholesale, hospital, and tuition payments.
• Eligible spending is counted by credit-card number and multiple principal-card accounts cannot be combined; supplementary-card transactions combine with the principal account but the supplementary card does not receive the rebate.
• Transactions must post within the applicable phase; cancelled, refunded, fraudulent, unauthorized, or unposted transactions do not qualify. The account must be valid and in good financial standing.
• The rebate is credited to the principal-card account in the month after the transaction, is rounded to the nearest whole number, and is for future retail spending only; it cannot be transferred, exchanged for cash, or used as a cash advance.
• The Bank may debit the rebate value if a related transaction is cancelled after the Promotion Period and may vary or terminate the Promotion without prior notice.
• Assumes the full reward limit is still available. eligible RMB/MOP retail spending in each promotion phase
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

中國內地簽賬：5% spending rebate: 5%

• Eligibility: Audience: all
• Eligible spending: Applies to: 中國內地簽賬 · Type: category
• Requirements: Period spend ≥: HK$2,000.00
• Benefit limit: Amount: 300 · Applies to: eligible RMB/MOP retail spending in each promotion phase · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated 5% cash rebate; HKD2,000 is an eligibility threshold, not the rate.
• Application or registration is required.
• Register through the Bank website or WeChat during the Promotion Period; the quota is 5,000 and successful registration once enrolls all eligible cards under the cardholder's HKID.
• After registration, accumulate RMB and/or MOP eligible retail transactions of HKD2,000 or more in each promotion phase to receive a 5% cash rebate.
• The source phase table lists phases 1-3 in 2026, phases 4-7 in 2025, and phases 8-12 in 2026, while clause 2 states an overall 2026 Promotion Period; this source wording is preserved without date correction.
• The rebate is capped at HKD300 in each phase and HKD3,600 for the entire Promotion Period.
• Eligible transactions include RMB and/or MOP retail spending, UnionPay QR/App retail spending, online retail spending, and purchases by post, fax, or phone during the Promotion Period.
• For an eligible Mainland China transaction, RMB1 equals HKD1 for rebate calculation.
• Exclude RMB transportation transactions under the separate Travel & Earn promotion, cash advances, Octopus automatic add value, electronic wallets, instalments, MPF/SVC, balance transfers, online bills, casino chips, tax, traveller's cheques, insurance, card charges, other redemption fees, and designated RMB categories including property, wholesale, hospital, and tuition payments.
• Eligible spending is counted by credit-card number and multiple principal-card accounts cannot be combined; supplementary-card transactions combine with the principal account but the supplementary card does not receive the rebate.
• Transactions must post within the applicable phase; cancelled, refunded, fraudulent, unauthorized, or unposted transactions do not qualify. The account must be valid and in good financial standing.
• The rebate is credited to the principal-card account in the month after the transaction, is rounded to the nearest whole number, and is for future retail spending only; it cannot be transferred, exchanged for cash, or used as a cash advance.
• The Bank may debit the rebate value if a related transaction is cancelled after the Promotion Period and may vary or terminate the Promotion without prior notice.
• RMB/MOP Promotion Period: 2026-01-01 – 2026-12-31

Open source offer ↗

• Source-stated 5% cash rebate; HKD2,000 is an eligibility threshold, not the rate.
• Limit: 300 HKD · Per Month
• Limit applies to: eligible RMB/MOP retail spending in each promotion phase
• Application, registration or activation required. See conditions.
• Eligibility: Phase Spend Min: 2000
• Eligible categories: 澳門簽賬
• Register through the Bank website or WeChat during the Promotion Period; the quota is 5,000 and successful registration once enrolls all eligible cards under the cardholder's HKID.
• After registration, accumulate RMB and/or MOP eligible retail transactions of HKD2,000 or more in each promotion phase to receive a 5% cash rebate.
• The source phase table lists phases 1-3 in 2026, phases 4-7 in 2025, and phases 8-12 in 2026, while clause 2 states an overall 2026 Promotion Period; this source wording is preserved without date correction.
• The rebate is capped at HKD300 in each phase and HKD3,600 for the entire Promotion Period.
• Eligible transactions include RMB and/or MOP retail spending, UnionPay QR/App retail spending, online retail spending, and purchases by post, fax, or phone during the Promotion Period.
• For an eligible Mainland China transaction, RMB1 equals HKD1 for rebate calculation.
• Exclude RMB transportation transactions under the separate Travel & Earn promotion, cash advances, Octopus automatic add value, electronic wallets, instalments, MPF/SVC, balance transfers, online bills, casino chips, tax, traveller's cheques, insurance, card charges, other redemption fees, and designated RMB categories including property, wholesale, hospital, and tuition payments.
• Eligible spending is counted by credit-card number and multiple principal-card accounts cannot be combined; supplementary-card transactions combine with the principal account but the supplementary card does not receive the rebate.
• Transactions must post within the applicable phase; cancelled, refunded, fraudulent, unauthorized, or unposted transactions do not qualify. The account must be valid and in good financial standing.
• The rebate is credited to the principal-card account in the month after the transaction, is rounded to the nearest whole number, and is for future retail spending only; it cannot be transferred, exchanged for cash, or used as a cash advance.
• The Bank may debit the rebate value if a related transaction is cancelled after the Promotion Period and may vary or terminate the Promotion without prior notice.
• Assumes the full reward limit is still available. eligible RMB/MOP retail spending in each promotion phase
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

澳門簽賬：5% spending rebate: 5%

• Eligibility: Audience: all
• Eligible spending: Applies to: 澳門簽賬 · Type: category
• Requirements: Period spend ≥: HK$2,000.00
• Benefit limit: Amount: 300 · Applies to: eligible RMB/MOP retail spending in each promotion phase · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated 5% cash rebate; HKD2,000 is an eligibility threshold, not the rate.
• Application or registration is required.
• Register through the Bank website or WeChat during the Promotion Period; the quota is 5,000 and successful registration once enrolls all eligible cards under the cardholder's HKID.
• After registration, accumulate RMB and/or MOP eligible retail transactions of HKD2,000 or more in each promotion phase to receive a 5% cash rebate.
• The source phase table lists phases 1-3 in 2026, phases 4-7 in 2025, and phases 8-12 in 2026, while clause 2 states an overall 2026 Promotion Period; this source wording is preserved without date correction.
• The rebate is capped at HKD300 in each phase and HKD3,600 for the entire Promotion Period.
• Eligible transactions include RMB and/or MOP retail spending, UnionPay QR/App retail spending, online retail spending, and purchases by post, fax, or phone during the Promotion Period.
• For an eligible Mainland China transaction, RMB1 equals HKD1 for rebate calculation.
• Exclude RMB transportation transactions under the separate Travel & Earn promotion, cash advances, Octopus automatic add value, electronic wallets, instalments, MPF/SVC, balance transfers, online bills, casino chips, tax, traveller's cheques, insurance, card charges, other redemption fees, and designated RMB categories including property, wholesale, hospital, and tuition payments.
• Eligible spending is counted by credit-card number and multiple principal-card accounts cannot be combined; supplementary-card transactions combine with the principal account but the supplementary card does not receive the rebate.
• Transactions must post within the applicable phase; cancelled, refunded, fraudulent, unauthorized, or unposted transactions do not qualify. The account must be valid and in good financial standing.
• The rebate is credited to the principal-card account in the month after the transaction, is rounded to the nearest whole number, and is for future retail spending only; it cannot be transferred, exchanged for cash, or used as a cash advance.
• The Bank may debit the rebate value if a related transaction is cancelled after the Promotion Period and may vary or terminate the Promotion without prior notice.
• RMB/MOP Promotion Period: 2026-01-01 – 2026-12-31

Open source offer ↗

• Source-stated 5% extra rebate; HKD3,000 is an eligibility threshold, not the rate.
• Limit: 200 HKD · Per Month
• Limit applies to: eligible Apple Pay spending in each monthly Promotion Phase
• Application, registration or activation required. See conditions.
• Eligibility: Phase Spend Min: 3000
• Eligible categories: Apple Pay
• Register the Promotion during 2026-07-01 to 2026-12-31 through the Bank website or WeChat; the registration quota is 5,000 and each cardholder registers once.
• After successful registration, accumulate eligible retail spending of HKD3,000 or above in each monthly Promotion Phase using the physical card and/or Apple Pay; receive an extra 5% rebate on eligible Apple Pay spending in that phase.
• The reward is capped at HKD200 in each Promotion Phase and HKD1,200 for the entire Promotion Period.
• Eligible transactions are local retail, foreign non-HKD retail, and online retail transactions paid by physical card or Apple Pay.
• Exclude cash advances, Octopus add-value, UnionPay QR/App transactions, electronic wallets, instalments, MPF/SVC, balance transfers, online bills, casino chips, tax, traveller's cheques, insurance, card charges, other redemption fees, designated RMB categories, and other transactions designated by the Bank.
• RMB1 spent in Mainland China by a CUP Dual Currency Credit Card equals HKD1 for the spending threshold.
• Spending on more than one principal card cannot be combined; supplementary-card transactions combine with the principal account but the supplementary card does not receive the reward.
• Transactions must post before the reward is credited; cancelled, refunded, fraudulent, unauthorized, or unposted transactions do not qualify. The account must remain valid and in good standing.
• Assumes the full reward limit is still available. eligible Apple Pay spending in each monthly Promotion Phase
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

Apple Pay：5% extra spending rebate: 5%

• Eligibility: Audience: all
• Eligible spending: Applies to: Apple Pay · Type: category
• Requirements: Period spend ≥: HK$3,000.00
• Benefit limit: Amount: 200 · Applies to: eligible Apple Pay spending in each monthly Promotion Phase · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated 5% extra rebate; HKD3,000 is an eligibility threshold, not the rate.
• Application or registration is required.
• Register the Promotion during 2026-07-01 to 2026-12-31 through the Bank website or WeChat; the registration quota is 5,000 and each cardholder registers once.
• After successful registration, accumulate eligible retail spending of HKD3,000 or above in each monthly Promotion Phase using the physical card and/or Apple Pay; receive an extra 5% rebate on eligible Apple Pay spending in that phase.
• The reward is capped at HKD200 in each Promotion Phase and HKD1,200 for the entire Promotion Period.
• Eligible transactions are local retail, foreign non-HKD retail, and online retail transactions paid by physical card or Apple Pay.
• Exclude cash advances, Octopus add-value, UnionPay QR/App transactions, electronic wallets, instalments, MPF/SVC, balance transfers, online bills, casino chips, tax, traveller's cheques, insurance, card charges, other redemption fees, designated RMB categories, and other transactions designated by the Bank.
• RMB1 spent in Mainland China by a CUP Dual Currency Credit Card equals HKD1 for the spending threshold.
• Spending on more than one principal card cannot be combined; supplementary-card transactions combine with the principal account but the supplementary card does not receive the reward.
• Transactions must post before the reward is credited; cancelled, refunded, fraudulent, unauthorized, or unposted transactions do not qualify. The account must remain valid and in good standing.
• Apple Pay Promotion Period: 2026-07-01 – 2026-12-31

Open source offer ↗

• Source-stated 5% extra rebate; HKD3,000 is an eligibility threshold, not the rate.
• Limit: 200 HKD · Per Month
• Limit applies to: eligible Apple Pay spending in each monthly Promotion Phase
• Application, registration or activation required. See conditions.
• Eligibility: Phase Spend Min: 3000
• Eligible categories: Apple Pay
• Register the Promotion during 2026-07-01 to 2026-12-31 through the Bank website or WeChat; the registration quota is 5,000 and each cardholder registers once.
• After successful registration, accumulate eligible retail spending of HKD3,000 or above in each monthly Promotion Phase using the physical card and/or Apple Pay; receive an extra 5% rebate on eligible Apple Pay spending in that phase.
• The reward is capped at HKD200 in each Promotion Phase and HKD1,200 for the entire Promotion Period.
• Eligible transactions are local retail, foreign non-HKD retail, and online retail transactions paid by physical card or Apple Pay.
• Exclude cash advances, Octopus add-value, UnionPay QR/App transactions, electronic wallets, instalments, MPF/SVC, balance transfers, online bills, casino chips, tax, traveller's cheques, insurance, card charges, other redemption fees, designated RMB categories, and other transactions designated by the Bank.
• RMB1 spent in Mainland China by a CUP Dual Currency Credit Card equals HKD1 for the spending threshold.
• Spending on more than one principal card cannot be combined; supplementary-card transactions combine with the principal account but the supplementary card does not receive the reward.
• Transactions must post before the reward is credited; cancelled, refunded, fraudulent, unauthorized, or unposted transactions do not qualify. The account must remain valid and in good standing.
• Assumes the full reward limit is still available. eligible Apple Pay spending in each monthly Promotion Phase
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

Apple Pay：5% extra spending rebate: 5%

• Eligibility: Audience: all
• Eligible spending: Applies to: Apple Pay · Type: category
• Requirements: Period spend ≥: HK$3,000.00
• Benefit limit: Amount: 200 · Applies to: eligible Apple Pay spending in each monthly Promotion Phase · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Source stated 5% extra rebate; HKD3,000 is an eligibility threshold, not the rate.
• Application or registration is required.
• Register the Promotion during 2026-07-01 to 2026-12-31 through the Bank website or WeChat; the registration quota is 5,000 and each cardholder registers once.
• After successful registration, accumulate eligible retail spending of HKD3,000 or above in each monthly Promotion Phase using the physical card and/or Apple Pay; receive an extra 5% rebate on eligible Apple Pay spending in that phase.
• The reward is capped at HKD200 in each Promotion Phase and HKD1,200 for the entire Promotion Period.
• Eligible transactions are local retail, foreign non-HKD retail, and online retail transactions paid by physical card or Apple Pay.
• Exclude cash advances, Octopus add-value, UnionPay QR/App transactions, electronic wallets, instalments, MPF/SVC, balance transfers, online bills, casino chips, tax, traveller's cheques, insurance, card charges, other redemption fees, designated RMB categories, and other transactions designated by the Bank.
• RMB1 spent in Mainland China by a CUP Dual Currency Credit Card equals HKD1 for the spending threshold.
• Spending on more than one principal card cannot be combined; supplementary-card transactions combine with the principal account but the supplementary card does not receive the reward.
• Transactions must post before the reward is credited; cancelled, refunded, fraudulent, unauthorized, or unposted transactions do not qualify. The account must remain valid and in good standing.
• Apple Pay Promotion Period: 2026-07-01 – 2026-12-31

Open source offer ↗