Fwd Credit Card

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: 迎新禮品 · Period: not stated · Type: not stated
• Application or registration is required.
• 來源將港幣500元富衛保費現金券列為迎新禮品選項。
• 與港幣300元信用卡簽賬回贈屬互斥選項。

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Applies to: 其他 · Type: category
• Benefit limit: Applies to: 信用卡簽賬回贈 · Period: not stated · Type: not stated
• Application or registration is required.
• 來源將港幣300元信用卡簽賬回贈列為迎新禮品選項。
• 與港幣500元富衛保費現金券屬互斥選項。

• Eligibility: Audience: all
• Eligible spending: Applies to: 保險 · Type: category
• Benefit limit: Applies to: 保費簽賬積分 · Period: not stated · Type: not stated
• Application or registration is required.
• 來源只列明繳交保費賺取積分，未列明積分比率。

• Eligibility: Audience: all
• Eligible spending: Applies to: 醫療服務 · Type: category
• Benefit limit: Applies to: 醫療簽賬積分 · Period: not stated · Type: not stated
• Application or registration is required.
• 來源明確寫明醫療簽賬享2倍積分。

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Applies to: 機場貴賓室服務 · Period: not stated · Type: not stated
• Application or registration is required.
• 來源列明Priority Pass免費環球機場貴賓室服務，未列明使用次數或其他限制。

• Eligibility: Audience: all
• Eligible spending: Applies to: 保險 · Type: category
• Benefit limit: Applies to: 富衛保費優惠 · Period: not stated · Type: not stated
• Application or registration is required.
• 來源只列明專享富衛各項保費優惠，未列明具體價值或條件。

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 20 · Applies to: 每位卡戶的獎賞1 · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Application or registration is required.
• 須於推廣期內成功登記；可經本行網頁或「交銀香港」微信公眾號登記，選擇推廣編號202606CCD0000104。
• 登記名額有限，先到先得，額滿即止。
• 獎賞1適用於推廣期內首次把合資格信用卡綁定Apple Pay的卡戶。
• 不適用於2026年6月30日或之前曾以合資格信用卡綁定Apple Pay的卡戶；按身份證號碼計算。每位卡戶只可獲獎賞1一次。
• 須使用交通銀行信用卡登記，並綁定合資格信用卡。
• 頁面總述列明整項推廣最高港幣1,220元簽賬回贈；此為總述上限，不是額外獎賞。
• 優惠受相關條款及細則約束。
• Apple Pay首次綁定獎賞: 2026-07-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Type: all
• Requirements: Pay with: apple pay · Period spend ≥: HK$3,000.00
• Benefit limit: Amount: 200 · Applies to: 每位卡戶每推廣階段的獎賞2回贈 · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Application or registration is required.
• 須於推廣期內成功登記；可經本行網頁或「交銀香港」微信公眾號登記，選擇推廣編號202606CCD0000104。
• 登記名額有限，先到先得，額滿即止。
• 每推廣階段須憑合資格信用卡累積合資格零售簽賬滿港幣3,000元；累積簽賬包括實體信用卡及／或Apple Pay。該階段透過Apple Pay進行的合資格簽賬可獲額外5%回贈。
• 獎賞2的合資格簽賬由成功登記的推廣階段起計算；每個推廣階段分開計算。
• 每位卡戶每推廣階段最高可獲港幣200元回贈；整個推廣期最高可獲港幣1,200元回贈。
• 如卡戶持有多於一張主卡，各主卡簽賬不得轉讓或合併計算作累積簽賬。
• 須使用交通銀行信用卡登記，並使用合資格信用卡。
• 頁面總述列明整項推廣最高港幣1,220元簽賬回贈；此為總述上限，不是額外獎賞。
• 優惠受相關條款及細則約束。
• 第5推廣階段登記及簽賬日期: 2026-11-01 – 2026-11-30

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Applies to: fwd life insurance company bermuda limited · Type: merchant
• Benefit limit: Amount: 800 · Applies to: FWD insurance premium reward, converted from the source cap of 200,000 Bonus Points per Principal Card Account per calendar year · Currency: HKD · Period: per year · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 1 Bonus Point per HKD1 payment and 25,000 Bonus Points = HKD100 Cash Rebate, so HKD100 / 25,000 = HKD0.004 per point and HKD0.004 / HKD1 = 0.4%. The source cap of 200,000 Bonus Points per Principal Card Account per calendar year converts to HKD800 at that redemption ratio. The points are subject to the stated cash rebate redemption and are not themselves cash.
• The page states that payment of an FWD insurance premium with the Bank of Communications FWD Credit Card earns 1 Bonus Point for every HKD1 payment.
• The page also states that payment of an FWD insurance premium through DDA service enables Bonus Points, and that 25,000 Bonus Points can be redeemed for HKD100 Cash Rebate.
• The eligible premium is for FWD Life Insurance Company (Bermuda) Limited and is paid through the Bank's Internet Banking Bill Payment service by the FWD Credit Card.
• A maximum of 200,000 Bonus Points can be earned through this FWD premium payment for each Principal Card Account every year from 1 January to 31 December.
• The HTML page states that the benefits and services are subject to related terms and conditions and that the Bank may vary, change, or terminate promotional offers without prior notice.

Open source offer ↗

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Applies to: fwd life insurance company bermuda limited · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.3% monthly handling fee and separately states APR 6.78% for the example; the percentage recorded here is the monthly handling fee component.
• Application or registration is required.
• The FWD Premium Instalment Plan offers a premium repayment period of up to 12 months.
• The page states a monthly handling fee of 0.3% with APR 6.78%; its example shows a HKD6,000 premium instalment amount, HKD18 monthly handling fee, and HKD518 monthly repayment amount for a 12-month period.
• The application form is attached in the welcome pack and is available on the website. The page directs customers to the application form for the terms and conditions.
• The page states that the plan should not be assumed when assessing whether to take up an insurance policy.
• The HTML page states that the benefits and services are subject to related terms and conditions and that the Bank may vary, change, or terminate promotional offers without prior notice.

Open source offer ↗

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Applies to: fwd life insurance company bermuda limited · Type: merchant
• Requirements: Period spend ≥: HK$4,500.00
• Benefit limit: Amount: 500 · Applies to: HKD500 FWD Life Premium Coupon · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Application or registration is required.
• The formal welcome-gift terms apply to applicants who do not hold a principal card issued by the Bank in Hong Kong at application or in the previous 12 months, and who successfully apply for the FWD Credit Card Platinum Card from 1 January 2026 to 31 December 2026.
• The applicant may choose either the HKD500 FWD Life Premium Coupon or the HKD300 Credit Card Cash Rebate. The selected gift cannot be exchanged; gifts are subject to stock and the Bank may offer a replacement.
• The coupon letter is sent within 1 week after card activation and the coupon is valid for 6 months from the issue date of the letter.
• After using the coupon, the applicant must accumulate retail purchase including FWD premium payment or cash advance of HKD4,500 or above within 3 months from the issue date of the gift redemption letter, or the Bank may charge a HKD600 handling fee.
• The coupon applies to the first premium of a new FWD basic plan. It does not apply to investment-linked life insurance premiums, rider premiums, or renewal premiums. Each basic plan may use the coupon once.
• The formal terms exclude unposted, cancelled, refunded, fraudulent, and other ineligible transactions. The principal account must be valid and in good credit status at redemption; cancellation within 13 months or ineligible redemption may cause a HKD600 administrative fee.
• The coupon is supplied by FWD and is subject to FWD terms. The HTML page states that the Bank may vary, change, or terminate promotional offers without prior notice.
• Successful application period for the FWD Credit Card Platinum Card welcome gift: 2026-01-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$4,500.00
• Benefit limit: Amount: 300 · Applies to: HKD300 Credit Card Cash Rebate · Currency: HKD · Period: promotion total · Type: limited · Unit: currency
• Application or registration is required.
• The formal welcome-gift terms apply to applicants who do not hold a principal card issued by the Bank in Hong Kong at application or in the previous 12 months, and who successfully apply for the FWD Credit Card Platinum Card from 1 January 2026 to 31 December 2026.
• The applicant may choose either the HKD500 FWD Life Premium Coupon or the HKD300 Credit Card Cash Rebate. The selected gift cannot be exchanged; gifts are subject to stock and the Bank may offer a replacement.
• The applicant must accumulate retail purchase including FWD premium payment or cash advance of HKD4,500 or above within 3 months from card issuance to receive the rebate.
• Retail purchase includes local retail, foreign non-HKD retail, online retail, Octopus AAVS, and FWD premium payment. It excludes cash or purchase instalments, balance transfers, MPF/SVC contributions, online bill payments through the Bank webpage, casino chips, traveller's cheques, credit-card charges, and other Bank-designated transactions.
• Eligible transactions must post within the 3-month period. Unposted, cancelled, refunded, fraudulent, and later reversed transactions do not qualify.
• The rebate is credited to the principal account within 6 weeks after the requirements are met. It cannot be withdrawn as cash or transferred. The account must be valid and in good credit status at redemption; cancellation within 13 months or ineligible redemption may cause a HKD600 administrative fee.
• The HTML page states that the Bank may vary, change, or terminate promotional offers without prior notice.
• Successful application period for the FWD Credit Card Platinum Card welcome gift: 2026-01-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Amount: 500 · Applies to: Email registration promotional offer · Period: promotion total · Type: limited · Unit: points
• Application or registration is required.
• A customer who registers an e-mail address through the application during the promotion period can receive 500 Credit Card Bonus Points.
• The points are credited to the eligible principal card account within 4 to 8 weeks after card issuance.
• If the e-mail address is invalid or delivery fails, the Bank may charge the equivalent value from the principal cardholder account. The points cannot be withdrawn as cash advance, exchanged for cash or other goods or discounts, or transferred.
• Email registration through the application during the promotion period: 2026-01-01 – 2026-12-31

• Eligibility: Audience: all
• Eligible spending: Applies to: fwd life insurance company bermuda limited · Type: merchant
• Benefit limit: Amount: 800 · Applies to: FWD insurance premium reward, converted from the source cap of 200,000 Bonus Points per Principal Card Account per calendar year · Currency: HKD · Period: per year · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 1 Bonus Point per HKD1 payment and 25,000 Bonus Points = HKD100 Cash Rebate, so HKD100 / 25,000 = HKD0.004 per point and HKD0.004 / HKD1 = 0.4%. The source cap of 200,000 Bonus Points per Principal Card Account per calendar year converts to HKD800 at that redemption ratio. The points are subject to the stated cash rebate redemption and are not themselves cash.
• The page states that payment of an FWD insurance premium with the Bank of Communications FWD Credit Card earns 1 Bonus Point for every HKD1 payment.
• The page also states that payment of an FWD insurance premium through DDA service enables Bonus Points, and that 25,000 Bonus Points can be redeemed for HKD100 Cash Rebate.
• The eligible premium is for FWD Life Insurance Company (Bermuda) Limited and is paid through the Bank's Internet Banking Bill Payment service by the FWD Credit Card.
• A maximum of 200,000 Bonus Points can be earned through this FWD premium payment for each Principal Card Account every year from 1 January to 31 December.
• The HTML page states that the benefits and services are subject to related terms and conditions and that the Bank may vary, change, or terminate promotional offers without prior notice.

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Applies to: fwd life insurance company bermuda limited · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• The FWD Premium Instalment Plan section states that cardholders can enjoy a discount offer for FWD annual payment.
• The allowed HTML source does not state the discount amount, percentage, validity period, or detailed eligibility terms.
• The HTML page states that the benefits and services are subject to related terms and conditions and that the Bank may vary, change, or terminate promotional offers without prior notice.

Open source offer ↗

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Applies to: fwd life insurance company bermuda limited · Type: merchant
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: The source states a 0.3% monthly handling fee and separately states APR 6.78% for the example; the percentage recorded here is the monthly handling fee component.
• Application or registration is required.
• The FWD Premium Instalment Plan offers a premium repayment period of up to 12 months.
• The page states a monthly handling fee of 0.3% with APR 6.78%; its example shows a HKD6,000 premium instalment amount, HKD18 monthly handling fee, and HKD518 monthly repayment amount for a 12-month period.
• The application form is attached in the welcome pack and is available on the website. The page directs customers to the application form for the terms and conditions.
• The page states that the plan should not be assumed when assessing whether to take up an insurance policy.
• The HTML page states that the benefits and services are subject to related terms and conditions and that the Bank may vary, change, or terminate promotional offers without prior notice.

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• The page lists an interest-free repayment period of up to 55 days in the FWD premium-payment benefits section.
• The allowed HTML source does not state the qualifying transaction, calculation method, or other conditions for the maximum period.
• The HTML page states that the benefits and services are subject to related terms and conditions and that the Bank may vary, change, or terminate promotional offers without prior notice.

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Applies to: 醫療服務 · Type: category
• Benefit limit: Amount: 200000 · Applies to: Additional Bonus Points for local hospital, clinic, and body check medical centre spending per Principal Card Account per calendar year · Period: per year · Type: limited · Unit: points
• Application or registration is required.
• The complete list of eligible merchants is not available.
• The promotion is valid until 31 December 2026 and uses the transaction date.
• The FWD Credit Card is eligible. Spending with the card at local hospitals, clinics, or body check medical centres earns 2X Bonus Points.
• Installment transactions, non-local or non-acceptable hospital, clinic, and body check medical-centre merchant categories, and transactions the Bank or card scheme defines as ineligible are excluded. The Bank decides the eligible category.
• Fraudulent, unauthorized, cancelled, refunded, and non-posted transactions are not eligible. The Principal Card Account must remain valid and in good financial status.
• Rewards are credited to the Principal Card Account on the next working day. The maximum is 200,000 Bonus Points for each Principal Card Account per year from 1 January to 31 December.
• The supplementary-card eligible spending amount is combined with the Principal Card Account, but the supplementary card is not entitled to the reward. Different Principal Card Accounts cannot combine spending.
• The reward cannot be drawn as a cash advance, exchanged, or transferred. The Bank may debit the reward value after a qualifying transaction is cancelled and may revise or terminate the promotion without prior notice.
• The HTML page states no registration and no spending requirement for this promotion, and that the benefits and services are subject to related terms and conditions.
• 2X Bonus Points for Medical Expenditure Promotion: Now – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• The Travel Pleasure section applies to the Platinum Card only and states 2X Bonus Points on overseas and Mainland China spending.
• The page states the Asia Miles redemption relationship as spend HKD6 in Overseas and Mainland China = 12 Bonus Points = 1 Mile.
• The allowed HTML source does not state a validity period, cap, or detailed eligible-transaction exclusions for this benefit.
• The HTML page states that the benefits and services are subject to related terms and conditions and that the Bank may vary, change, or terminate promotional offers without prior notice.

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Applies to: 中國內地簽賬 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• The Travel Pleasure section applies to the Platinum Card only and states 2X Bonus Points on overseas and Mainland China spending.
• The page states the Asia Miles redemption relationship as spend HKD6 in Overseas and Mainland China = 12 Bonus Points = 1 Mile.
• The allowed HTML source does not state a validity period, cap, or detailed eligible-transaction exclusions for this benefit.
• The HTML page states that the benefits and services are subject to related terms and conditions and that the Bank may vary, change, or terminate promotional offers without prior notice.

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• The Travel Pleasure section applies to the Platinum Card only and lists the Worldwide Airport VIP Lounge Program.
• The page states that annual spending and/or cash advance must meet a designated amount to receive free access in the coming year.
• The listed lounge facilities include complimentary refreshments and snacks, shower facilities, internet access, and conference rooms or other business facilities in some lounges. The allowed source does not state the designated amount.
• The HTML page states that the benefits and services are subject to related terms and conditions and that the Bank may vary, change, or terminate promotional offers without prior notice.

Open source offer ↗