Dah Sing UnionPay Dual Currency Credit Card

Bank: Dah Sing Bank
Issuer: Dah
Annual fee
Income requirement
Network
Verified date
Official website

Saving by category

Estimated saving at the selected amount. Conditions apply. Blank values have no supported estimate.

Category	Saved percentage	Conditions
Dining	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Fine dining	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Local dining	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Fast food	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Food delivery	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Cafés, bakeries and desserts	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Groceries	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Markets	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Supermarkets	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Convenience stores	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Shopping	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Fashion	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Sports and outdoors	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Department stores	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Electronics	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Home and furniture	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Jewellery and watches	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Books and stationery	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Pet supplies	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Online shopping	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Overseas online shopping	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Local online shopping	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Online groceries	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Online fashion and sports	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Transport	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Local transport	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Parking	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Fuel and EV charging	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Taxis, rides and car rental	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Travel	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Hotels	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Travel bookings	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Airlines	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Travel agencies	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Entertainment	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Cinemas	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Games	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Streaming	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Theme parks and attractions	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Concerts and tickets	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Bills and utilities	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Telecommunications	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Government payments
Electricity and gas	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Water	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Health and wellness	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Medical services	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Pharmacies and supplements	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Fitness	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Beauty and personal care	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Education	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Tuition and courses	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Overseas spending	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Mainland China spending	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Macau spending	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
E-wallet spending	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
E-wallet top-ups	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
WeChat Pay
AlipayHK
Octopus	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
PayMe	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Mobile payments	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Google Pay	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Apple Pay	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Samsung Pay	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Insurance	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Rent	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Charitable donations	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Loans and installments	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗
Other	0.5%	Conditions and calculation Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only. Cash-equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB-account treatment. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Confirm offer eligibility: Audience: Senior; Document: The product is applicable to applicants with a Hong Kong Identity Card only.. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD1 cash rebate for every HKD200 single transaction: 0.5% Eligibility: Audience: senior · Document: The product is applicable to applicants with a Hong Kong Identity Card only. Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD1 cash rebate ÷ HKD200 spending × 100 = 0.5%. The source applies the rebate per single transaction, with no rebate below HKD200 and with the stated exclusions and separate RMB account treatment. Cash Rebate is calculated from each single transaction. There is no Cash Rebate for a single transaction amount below HKD200. Cash Rebate applies to retail transactions and Octopus AAVS. Excluded transactions include cash advance, autopay, Happy Installment, Cash-in Plan, branch cash-in, balance transfer, Stocks Investment Savings Plans, PayEasy, JET Payment, tax payments, interest-free monthly instalments, cheque payments, bank handling fees including annual, financial, late, and cash-advance fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions. Cash Rebate is credited to the Eligible Card account. The Bank may debit an equivalent amount after a relevant transaction is cancelled or charged back. Posted Cash Rebate is for settling new transaction items only and cannot be transferred or redeemed for cash. For the RMB account, the spending and rebate amounts use RMB. Eligible spending in the HKD and RMB accounts is counted separately. The Bank determines entitlement from its transaction records and may request original sales slips for a dispute. Applicant must be aged 18 or above. Applicant must be a Hong Kong resident. Annual income requirement is HKD150,000. The product is applicable to applicants with a Hong Kong Identity Card only. Open source offer ↗

Promotion offers and card offers are separate. Combined eligibility is not assumed.

Promotion offers (26)

大新360°「易出糧」大新信用卡簽賬額外活期存款年利率0.3%

0.3%rate

Conditions applyOtherPeriod LimitedotherMinimum spending: HK$3,000.00Cap: HK$6,000.00 · per month

Eligibility: Audience: other
Eligible spending: Type: not applicable
Requirements: Period spend ≥: HK$3,000.00
Benefit limit: Amount: 6000 · Applies to: 本推廣每月所有額外利息合計 · Currency: HKD · Period: per month · Type: limited · Unit: currency
Application or registration is required.
須成功登記大新360°「易出糧」服務。
每月用指定出糧方式將薪金入賬至出糧戶口，並符合指定戶口結餘要求。
須用大新信用卡作合資格簽賬；整月總交易金額須達等值HK$3,000或以上。
來源稱旅途中簽賬可解鎖額外利息；實際簽賬要求如上。
來源列明合共最高3.5%額外活期存款年利率；本項為其中一項。
本推廣每月可獲之額外利息上限為HK$6,000。
大新360°「易出糧」服務及相關優惠須受有關條款及細則約束。
大新360°「易出糧」服務推廣: Now – 2026-12-31

Open source offer ↗

本地食肆簽賬 5% 現金回贈

5%saving