| Dining | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Fine dining | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Local dining | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Fast food | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Food delivery | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Cafés, bakeries and desserts | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Groceries | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Markets | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Supermarkets | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
|---|
| Convenience stores | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
|---|
| Shopping | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Fashion | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Sports and outdoors | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Department stores | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
|---|
| Electronics | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Home and furniture | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
|---|
| Jewellery and watches | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
|---|
| Books and stationery | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
|---|
| Pet supplies | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
|---|
| Online shopping | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
|---|
| Overseas online shopping | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
|---|
| Local online shopping | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Online groceries | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Online fashion and sports | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Transport | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Local transport | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Parking | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Fuel and EV charging | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Taxis, rides and car rental | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Travel | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Hotels | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Travel bookings | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Airlines | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Travel agencies | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Entertainment | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Cinemas | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Games | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Streaming | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Theme parks and attractions | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Concerts and tickets | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
|---|
| Bills and utilities | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
|---|
| Telecommunications | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
|---|
| Government payments | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
|---|
| Electricity and gas | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Water | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Health and wellness | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Medical services | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Pharmacies and supplements | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Fitness | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Beauty and personal care | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Education | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Tuition and courses | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
|---|
| Overseas spending | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible overseas transactions as defined in the source, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Eligible categories: 海外簽賬
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Overseas card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Applies to: 海外簽賬 · Type: category
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible overseas transactions as defined in the source, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 overseas spending = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Overseas transactions include HKD or foreign-currency transactions made outside Hong Kong, foreign-currency transactions made in Hong Kong, and transactions at merchants not registered in Hong Kong. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
|---|
| Mainland China spending | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
|---|
| Macau spending | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| E-wallet spending | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| E-wallet top-ups | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| WeChat Pay | | |
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| AlipayHK | | |
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| Octopus | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| PayMe | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Mobile payments | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Google Pay | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Apple Pay | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Samsung Pay | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Insurance | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Rent | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Charitable donations | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Loans and installments | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
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- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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| Other | 0.8% | Conditions and calculation- Audience: Resident
- Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source-stated exclusions apply.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- C
- a
- r
- d
- h
- o
- l
- e
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- m
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- s
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- D
- 5
- 0
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- p
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- 2
- '
- =
- T
- E
- U
- w
- P
- O
- V
- ;
- x
- -
- k
- B
- R
- Confirm offer eligibility: Audience: Resident.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
Birthday card spending cashback: HKD2 per HKD250: 0.8% - Eligibility: Audience: resident
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8% (exact; no rounding). Applies to eligible spending on the cardholder birthday, for retail purchases and Octopus AAVS only. Each individual transaction below HKD250 earns no rebate; source stated exclusions apply.
- Cardholder must be aged 18 or above. Cardholder must be a Hong Kong resident. Annual income requirement: HKD150,000. Applicant must be one of the listed MCS or MSS students, family members, school staff, committee or association members, or a parent, guardian, or family member of a current MCS student. Cash rebate table: HKD250 spending on the cardholder's birthday = HKD2 cash rebate. The product page states that it is not targeted at customers in the EU. Double rebate applies to eligible transactions made on each cardholder's own birthday. Principal and supplementary cardholders do not receive the birthday rebate on each other's birthdays. The scheme covers retail purchases and Octopus AAVS only; each individual transaction below HKD250 earns no rebate. The exclusions, no-rebate rule for e-banking payments, Bank decision rule, and rebate reversal rule in the Cash Rebate Scheme also apply.
Open source offer ↗ |
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