Dah Sing International Teacher Identity Mastercard

Bank: Dah Sing Bank
Issuer: Dah
Annual fee
Income requirement
Network
Verified date
Official website

Saving by category

Estimated saving at the selected amount. Conditions apply. Blank values have no supported estimate.

Category	Saved percentage	Conditions
Dining	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Fine dining	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Local dining	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Fast food	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Food delivery	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Cafés, bakeries and desserts	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Groceries	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Markets	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Supermarkets	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Convenience stores	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Shopping	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Fashion	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Sports and outdoors	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Department stores	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Electronics	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Home and furniture	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Jewellery and watches	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Books and stationery	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Pet supplies	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Online shopping	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Overseas online shopping	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Local online shopping	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Online groceries	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Online fashion and sports	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Transport	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Local transport	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Parking	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Fuel and EV charging	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Taxis, rides and car rental	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Travel	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Hotels	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Travel bookings	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Airlines	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Travel agencies	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Entertainment	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Cinemas	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Games	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Streaming	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Theme parks and attractions	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Concerts and tickets	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Bills and utilities	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Telecommunications	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Government payments	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Electricity and gas	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Water	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Health and wellness	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Medical services	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Pharmacies and supplements	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Fitness	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Beauty and personal care	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Education	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Tuition and courses	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Overseas spending	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The overseas condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Eligible categories: 海外簽賬 An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for overseas spending. Overseas transactions include HKD or foreign-currency transactions made outside Hong Kong, foreign-currency transactions made in Hong Kong, and transactions at any merchant not registered in Hong Kong. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 海外簽賬：HKD2 cash reward for every HKD250 per individual overseas transaction: 0.8% Eligibility: Audience: senior Eligible spending: Applies to: 海外簽賬 · Type: category Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The overseas condition and all cash reward scheme limits remain in constraints. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for overseas spending. Overseas transactions include HKD or foreign-currency transactions made outside Hong Kong, foreign-currency transactions made in Hong Kong, and transactions at any merchant not registered in Hong Kong. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week.
Mainland China spending	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Macau spending	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
E-wallet spending	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
E-wallet top-ups	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
WeChat Pay
AlipayHK
Octopus	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
PayMe	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Mobile payments	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Google Pay	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Apple Pay	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Samsung Pay	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Insurance	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Rent	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Charitable donations	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Loans and installments	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗
Other	0.8%	Conditions and calculation Audience: Senior Cash-equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual-transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash-reward scheme limits remain in constraints. Minimum spend: Period: per_transaction; Spend: 250 Applies to all eligible spending, subject to the conditions. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：HKD2 cash reward for every HKD250 per individual transaction: 0.8% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$250.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: HKD2 ÷ HKD250 × 100 = 0.8%; the source states an individual transaction rule and no cash reward for a transaction below HKD250. The birthday condition and all cash reward scheme limits remain in constraints. The page states a 2X cash rebate, HKD2 for every HKD250 transaction, for spending on the cardholder's birthday. The birthday tier is an alternative to the basic cash-reward tier for the same eligible transaction and is not an additional reward to count with it. The card applicant must be aged 18 or above. The card applicant must be a Hong Kong resident. The card applicant must be a full-time teacher at a registered institution, with teaching hours not less than 18 hours per week. An extra HKD1 is awarded, making HKD2 for every HKD250 transaction, for spending on the eligible cardholder's own birthday. Principal and supplementary cardholders can receive the extra reward on their own birthdays, not on each other's birthdays. The base cash-reward transaction threshold and exclusions apply. The card page states that the applicant must be aged 18 or above, be a Hong Kong resident, and be a full-time teacher at a registered institution with teaching hours not less than 18 hours per week. Open source offer ↗

Promotion offers and card offers are separate. Combined eligibility is not assumed.

Promotion offers (26)

大新360°「易出糧」大新信用卡簽賬額外活期存款年利率0.3%

0.3%rate

Conditions applyOtherPeriod LimitedotherMinimum spending: HK$3,000.00Cap: HK$6,000.00 · per month

Eligibility: Audience: other
Eligible spending: Type: not applicable
Requirements: Period spend ≥: HK$3,000.00
Benefit limit: Amount: 6000 · Applies to: 本推廣每月所有額外利息合計 · Currency: HKD · Period: per month · Type: limited · Unit: currency
Application or registration is required.
須成功登記大新360°「易出糧」服務。
每月用指定出糧方式將薪金入賬至出糧戶口，並符合指定戶口結餘要求。
須用大新信用卡作合資格簽賬；整月總交易金額須達等值HK$3,000或以上。
來源稱旅途中簽賬可解鎖額外利息；實際簽賬要求如上。
來源列明合共最高3.5%額外活期存款年利率；本項為其中一項。
本推廣每月可獲之額外利息上限為HK$6,000。
大新360°「易出糧」服務及相關優惠須受有關條款及細則約束。
大新360°「易出糧」服務推廣: Now – 2026-12-31

Open source offer ↗

本地食肆簽賬 5% 現金回贈

5%saving