Dah Sing Doraemon Platinum Card

Bank: Dah Sing Bank
Issuer: Dah
Annual fee
Income requirement
Network
Verified date
Official website

Saving by category

Estimated saving at the selected amount. Conditions apply. Blank values have no supported estimate.

Category	Saved percentage	Conditions
Dining	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Fine dining	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Local dining	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Fast food	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Food delivery	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Cafés, bakeries and desserts	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Groceries	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Markets	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Supermarkets	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Convenience stores	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Shopping	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Fashion	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Sports and outdoors	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Department stores	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Electronics	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Home and furniture	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Jewellery and watches	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Books and stationery	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Pet supplies	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Online shopping	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Overseas online shopping	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Local online shopping	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Online groceries	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Online fashion and sports	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Transport	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Local transport	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Parking	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Fuel and EV charging	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Taxis, rides and car rental	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Travel	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Hotels	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Travel bookings	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Airlines	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Travel agencies	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Entertainment	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Cinemas	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Games	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Streaming	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Theme parks and attractions	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Concerts and tickets	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Bills and utilities
Telecommunications
Government payments
Electricity and gas
Water
Health and wellness	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Medical services	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Pharmacies and supplements	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Fitness	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Beauty and personal care	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Education	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Tuition and courses	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Overseas spending	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Mainland China spending	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Macau spending	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
E-wallet spending	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
E-wallet top-ups	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
WeChat Pay
AlipayHK
Octopus	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
PayMe	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Mobile payments	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Google Pay	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Apple Pay	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Samsung Pay	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Insurance	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Rent	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Charitable donations	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Loans and installments	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗
Other	1.5%	Conditions and calculation Audience: Senior Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. Minimum spend: Period: per_transaction; Spend: 200 Applies to all eligible spending, subject to the conditions. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Confirm offer eligibility: Audience: Senior. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): 1.5% Eligibility: Audience: senior Eligible spending: Type: all Minimum requirement: Period: per transaction · Spend: HK$200.00 Benefit limit: Period: not stated · Type: not stated Percentage note: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward. The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction. The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays. The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000. Open source offer ↗

Promotion offers and card offers are separate. Combined eligibility is not assumed.

Promotion offers (26)

大新360°「易出糧」大新信用卡簽賬額外活期存款年利率0.3%

0.3%rate

Conditions applyOtherPeriod LimitedotherMinimum spending: HK$3,000.00Cap: HK$6,000.00 · per month

Eligibility: Audience: other
Eligible spending: Type: not applicable
Requirements: Period spend ≥: HK$3,000.00
Benefit limit: Amount: 6000 · Applies to: 本推廣每月所有額外利息合計 · Currency: HKD · Period: per month · Type: limited · Unit: currency
Application or registration is required.
須成功登記大新360°「易出糧」服務。
每月用指定出糧方式將薪金入賬至出糧戶口，並符合指定戶口結餘要求。
須用大新信用卡作合資格簽賬；整月總交易金額須達等值HK$3,000或以上。
來源稱旅途中簽賬可解鎖額外利息；實際簽賬要求如上。
來源列明合共最高3.5%額外活期存款年利率；本項為其中一項。
本推廣每月可獲之額外利息上限為HK$6,000。
大新360°「易出糧」服務及相關優惠須受有關條款及細則約束。
大新360°「易出糧」服務推廣: Now – 2026-12-31

Open source offer ↗

本地食肆簽賬 5% 現金回贈

5%saving