| Dining | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Fine dining | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Local dining | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Fast food | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Food delivery | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Cafés, bakeries and desserts | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Groceries | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Markets | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Supermarkets | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Convenience stores | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Shopping | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Fashion | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Sports and outdoors | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Department stores | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Electronics | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Home and furniture | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Jewellery and watches | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Books and stationery | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Pet supplies | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Online shopping | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Overseas online shopping | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Local online shopping | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Online groceries | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Online fashion and sports | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Transport | 40.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- Source-stated 40% discount rate; this is not a cash-equivalent reward rate.
- Application, registration or activation required. See conditions.
- Merchants: Challenger Auto Services Ltd
- Eligible merchants: challenger-auto-services-ltd
- The Year-round and Tactical / Limited Merchant Offers promotion period is 1 January 2026 to 31 December 2026, both dates inclusive.
- The HTML table lists this benefit for Challenger Auto Services Ltd for the Dah Sing Autotoll E-Serve Credit Card.
- The eligible cardholder must settle full payment with the Eligible Card.
- If applicable, the participating merchant may require membership or a designated promo, offer, or coupon code. No merchant-specific requirement is stated in the filtered sources for this benefit.
- The offer applies to regular-priced items unless the offer states otherwise. It is not refundable or transferable and cannot be combined with other promotions unless otherwise specified.
- The HTML headline states an up-to-79% discount for the merchant-offer group. This is a combined maximum and is not emitted as an additional countable reward.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
- challenger auto services ltd
- trust professional driver service
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ Challenger Auto Services Ltd：40%: 40% - Eligibility: Audience: all
- Eligible spending: Applies to: challenger auto services ltd · Type: merchant
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Source stated 40% discount rate; this is not a cash equivalent reward rate.
- Application or registration is required.
- The Year-round and Tactical / Limited Merchant Offers promotion period is 1 January 2026 to 31 December 2026, both dates inclusive.
- The HTML table lists this benefit for Challenger Auto Services Ltd for the Dah Sing Autotoll E-Serve Credit Card.
- The eligible cardholder must settle full payment with the Eligible Card.
- If applicable, the participating merchant may require membership or a designated promo, offer, or coupon code. No merchant-specific requirement is stated in the filtered sources for this benefit.
- The offer applies to regular-priced items unless the offer states otherwise. It is not refundable or transferable and cannot be combined with other promotions unless otherwise specified.
- The HTML headline states an up-to-79% discount for the merchant-offer group. This is a combined maximum and is not emitted as an additional countable reward.
- Year-round and Tactical / Limited Merchant Offers Promotion Period: 2026-01-01 – 2026-12-31
Open source offer ↗ |
|---|
| Local transport | 40.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- Source-stated 40% discount rate; this is not a cash-equivalent reward rate.
- Application, registration or activation required. See conditions.
- Merchants: Challenger Auto Services Ltd
- Eligible merchants: challenger-auto-services-ltd
- The Year-round and Tactical / Limited Merchant Offers promotion period is 1 January 2026 to 31 December 2026, both dates inclusive.
- The HTML table lists this benefit for Challenger Auto Services Ltd for the Dah Sing Autotoll E-Serve Credit Card.
- The eligible cardholder must settle full payment with the Eligible Card.
- If applicable, the participating merchant may require membership or a designated promo, offer, or coupon code. No merchant-specific requirement is stated in the filtered sources for this benefit.
- The offer applies to regular-priced items unless the offer states otherwise. It is not refundable or transferable and cannot be combined with other promotions unless otherwise specified.
- The HTML headline states an up-to-79% discount for the merchant-offer group. This is a combined maximum and is not emitted as an additional countable reward.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
- challenger auto services ltd
- trust professional driver service
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ Challenger Auto Services Ltd：40%: 40% - Eligibility: Audience: all
- Eligible spending: Applies to: challenger auto services ltd · Type: merchant
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Source stated 40% discount rate; this is not a cash equivalent reward rate.
- Application or registration is required.
- The Year-round and Tactical / Limited Merchant Offers promotion period is 1 January 2026 to 31 December 2026, both dates inclusive.
- The HTML table lists this benefit for Challenger Auto Services Ltd for the Dah Sing Autotoll E-Serve Credit Card.
- The eligible cardholder must settle full payment with the Eligible Card.
- If applicable, the participating merchant may require membership or a designated promo, offer, or coupon code. No merchant-specific requirement is stated in the filtered sources for this benefit.
- The offer applies to regular-priced items unless the offer states otherwise. It is not refundable or transferable and cannot be combined with other promotions unless otherwise specified.
- The HTML headline states an up-to-79% discount for the merchant-offer group. This is a combined maximum and is not emitted as an additional countable reward.
- Year-round and Tactical / Limited Merchant Offers Promotion Period: 2026-01-01 – 2026-12-31
Open source offer ↗ |
|---|
| Parking | 40.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- Source-stated 40% discount rate; this is not a cash-equivalent reward rate.
- Application, registration or activation required. See conditions.
- Merchants: Challenger Auto Services Ltd
- Eligible merchants: challenger-auto-services-ltd
- The Year-round and Tactical / Limited Merchant Offers promotion period is 1 January 2026 to 31 December 2026, both dates inclusive.
- The HTML table lists this benefit for Challenger Auto Services Ltd for the Dah Sing Autotoll E-Serve Credit Card.
- The eligible cardholder must settle full payment with the Eligible Card.
- If applicable, the participating merchant may require membership or a designated promo, offer, or coupon code. No merchant-specific requirement is stated in the filtered sources for this benefit.
- The offer applies to regular-priced items unless the offer states otherwise. It is not refundable or transferable and cannot be combined with other promotions unless otherwise specified.
- The HTML headline states an up-to-79% discount for the merchant-offer group. This is a combined maximum and is not emitted as an additional countable reward.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
- challenger auto services ltd
- trust professional driver service
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ Challenger Auto Services Ltd：40%: 40% - Eligibility: Audience: all
- Eligible spending: Applies to: challenger auto services ltd · Type: merchant
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Source stated 40% discount rate; this is not a cash equivalent reward rate.
- Application or registration is required.
- The Year-round and Tactical / Limited Merchant Offers promotion period is 1 January 2026 to 31 December 2026, both dates inclusive.
- The HTML table lists this benefit for Challenger Auto Services Ltd for the Dah Sing Autotoll E-Serve Credit Card.
- The eligible cardholder must settle full payment with the Eligible Card.
- If applicable, the participating merchant may require membership or a designated promo, offer, or coupon code. No merchant-specific requirement is stated in the filtered sources for this benefit.
- The offer applies to regular-priced items unless the offer states otherwise. It is not refundable or transferable and cannot be combined with other promotions unless otherwise specified.
- The HTML headline states an up-to-79% discount for the merchant-offer group. This is a combined maximum and is not emitted as an additional countable reward.
- Year-round and Tactical / Limited Merchant Offers Promotion Period: 2026-01-01 – 2026-12-31
Open source offer ↗ |
|---|
| Fuel and EV charging | 40.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- Source-stated 40% discount rate; this is not a cash-equivalent reward rate.
- Application, registration or activation required. See conditions.
- Merchants: Challenger Auto Services Ltd
- Eligible merchants: challenger-auto-services-ltd
- The Year-round and Tactical / Limited Merchant Offers promotion period is 1 January 2026 to 31 December 2026, both dates inclusive.
- The HTML table lists this benefit for Challenger Auto Services Ltd for the Dah Sing Autotoll E-Serve Credit Card.
- The eligible cardholder must settle full payment with the Eligible Card.
- If applicable, the participating merchant may require membership or a designated promo, offer, or coupon code. No merchant-specific requirement is stated in the filtered sources for this benefit.
- The offer applies to regular-priced items unless the offer states otherwise. It is not refundable or transferable and cannot be combined with other promotions unless otherwise specified.
- The HTML headline states an up-to-79% discount for the merchant-offer group. This is a combined maximum and is not emitted as an additional countable reward.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
- challenger auto services ltd
- trust professional driver service
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ Challenger Auto Services Ltd：40%: 40% - Eligibility: Audience: all
- Eligible spending: Applies to: challenger auto services ltd · Type: merchant
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Source stated 40% discount rate; this is not a cash equivalent reward rate.
- Application or registration is required.
- The Year-round and Tactical / Limited Merchant Offers promotion period is 1 January 2026 to 31 December 2026, both dates inclusive.
- The HTML table lists this benefit for Challenger Auto Services Ltd for the Dah Sing Autotoll E-Serve Credit Card.
- The eligible cardholder must settle full payment with the Eligible Card.
- If applicable, the participating merchant may require membership or a designated promo, offer, or coupon code. No merchant-specific requirement is stated in the filtered sources for this benefit.
- The offer applies to regular-priced items unless the offer states otherwise. It is not refundable or transferable and cannot be combined with other promotions unless otherwise specified.
- The HTML headline states an up-to-79% discount for the merchant-offer group. This is a combined maximum and is not emitted as an additional countable reward.
- Year-round and Tactical / Limited Merchant Offers Promotion Period: 2026-01-01 – 2026-12-31
Open source offer ↗ |
|---|
| Taxis, rides and car rental | 40.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- Source-stated 40% discount rate; this is not a cash-equivalent reward rate.
- Application, registration or activation required. See conditions.
- Merchants: Challenger Auto Services Ltd
- Eligible merchants: challenger-auto-services-ltd
- The Year-round and Tactical / Limited Merchant Offers promotion period is 1 January 2026 to 31 December 2026, both dates inclusive.
- The HTML table lists this benefit for Challenger Auto Services Ltd for the Dah Sing Autotoll E-Serve Credit Card.
- The eligible cardholder must settle full payment with the Eligible Card.
- If applicable, the participating merchant may require membership or a designated promo, offer, or coupon code. No merchant-specific requirement is stated in the filtered sources for this benefit.
- The offer applies to regular-priced items unless the offer states otherwise. It is not refundable or transferable and cannot be combined with other promotions unless otherwise specified.
- The HTML headline states an up-to-79% discount for the merchant-offer group. This is a combined maximum and is not emitted as an additional countable reward.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
- challenger auto services ltd
- trust professional driver service
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ Challenger Auto Services Ltd：40%: 40% - Eligibility: Audience: all
- Eligible spending: Applies to: challenger auto services ltd · Type: merchant
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Source stated 40% discount rate; this is not a cash equivalent reward rate.
- Application or registration is required.
- The Year-round and Tactical / Limited Merchant Offers promotion period is 1 January 2026 to 31 December 2026, both dates inclusive.
- The HTML table lists this benefit for Challenger Auto Services Ltd for the Dah Sing Autotoll E-Serve Credit Card.
- The eligible cardholder must settle full payment with the Eligible Card.
- If applicable, the participating merchant may require membership or a designated promo, offer, or coupon code. No merchant-specific requirement is stated in the filtered sources for this benefit.
- The offer applies to regular-priced items unless the offer states otherwise. It is not refundable or transferable and cannot be combined with other promotions unless otherwise specified.
- The HTML headline states an up-to-79% discount for the merchant-offer group. This is a combined maximum and is not emitted as an additional countable reward.
- Year-round and Tactical / Limited Merchant Offers Promotion Period: 2026-01-01 – 2026-12-31
Open source offer ↗ |
|---|
| Travel | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Hotels | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Travel bookings | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Airlines | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Travel agencies | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Entertainment | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Cinemas | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Games | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Streaming | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Theme parks and attractions | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Concerts and tickets | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
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| Bills and utilities | | |
|---|
| Telecommunications | | |
|---|
| Government payments | | |
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| Electricity and gas | | |
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| Water | | |
|---|
| Health and wellness | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Medical services | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Pharmacies and supplements | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Fitness | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Beauty and personal care | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Education | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Tuition and courses | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Overseas spending | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Mainland China spending | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Macau spending | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| E-wallet spending | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| E-wallet top-ups | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
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| WeChat Pay | | |
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| AlipayHK | | |
|---|
| Octopus | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| PayMe | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Mobile payments | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Google Pay | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Apple Pay | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Samsung Pay | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
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| Insurance | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Rent | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Charitable donations | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Loans and installments | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
|---|
| Other | 0.4% | Conditions and calculation- Cash-equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash-equivalent rate, not an additional stated percentage.
- Minimum spend: Period: per_transaction; Spend: 250
- Applies to all eligible spending, subject to the conditions.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
- No reward limit is stated. Confirm any limits before purchase.
- Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
現金回贈：HKD1 cash rebate per HKD250 in eligible retail spending or Octopus AAVS: 0.4% - Eligibility: Audience: all
- Eligible spending: Type: all
- Minimum requirement: Period: per transaction · Spend: HK$250.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: Cash equivalent calculation: HKD1 cash rebate / HKD250 eligible spending = 0.4%; the source calculates by individual transaction and excludes transactions below HKD250. The result is a cash equivalent rate, not an additional stated percentage.
- The cash rebate is calculated per individual transaction. Any individual transaction below HKD250 is not entitled to a cash rebate.
- The current amended rule covers retail purchase amounts and Octopus Automatic Add Value Service (Octopus AAVS) amounts. Supplementary-card retail and Octopus AAVS amounts count as retail spending of the principal card.
- The current rule excludes cash advances, autopay, Happy Installment payments, Cash-in Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly installments, cheque payments where applicable, bank handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised, or chargeback transactions.
- The rebate is credited to the Eligible Card account in the next statement cycle. It is not transferable or refundable, cannot be exchanged for cash or another service or product or discount, and cannot be used to pay a pre-existing credit-card balance.
- The HTML page and original card terms also mention Autotoll Automatic Top-Up. The December 2025 amendment strikes that component from the amended cash-rebate clause and states that the Autotoll Automatic Top-Up Service terminates from 23 February 2026. For run_date 2026-09-14, Autotoll top-up is not included in the current reward scope.
Open source offer ↗ |
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