CNCBI Jewel World Elite Mastercard

Bank: China CITIC Bank International
Issuer: CNCBI
Annual fee
Income requirement
Network
Verified date
Official website

Saving by category

Estimated saving at the selected amount. Conditions apply. Blank values have no supported estimate.

Category	Saved percentage	Conditions
Dining	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Fine dining	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Local dining	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Fast food	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Food delivery	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Cafés, bakeries and desserts	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Groceries	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Markets	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Supermarkets	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Convenience stores	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Shopping	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Fashion	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Sports and outdoors	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Department stores	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Electronics	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Home and furniture	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Jewellery and watches	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Books and stationery	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Pet supplies	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Online shopping	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Overseas online shopping	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Local online shopping	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Online groceries	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Online fashion and sports	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Transport	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Local transport	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Parking	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Fuel and EV charging	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Taxis, rides and car rental	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Travel	17.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Limit applies to: Agoda hotel discount Merchants: agoda Eligible merchants: agoda Book a stay via Agoda; further conditions are not stated. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. No reward limit is stated. Confirm any limits before purchase. agoda Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗ Up to 15% off Agoda hotel stays: 15% Eligibility: Audience: all Eligible spending: Applies to: agoda · Type: merchant Benefit limit: Applies to: Agoda hotel discount · Period: not stated · Type: not stated Book a stay via Agoda; further conditions are not stated. Open source offer ↗
Hotels	17.5%	Conditions and calculation Limit applies to: Agoda hotel discount Merchants: agoda Eligible merchants: agoda Book a stay via Agoda; further conditions are not stated. The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date agoda Up to 15% off Agoda hotel stays: 15% Eligibility: Audience: all Eligible spending: Applies to: agoda · Type: merchant Benefit limit: Applies to: Agoda hotel discount · Period: not stated · Type: not stated Book a stay via Agoda; further conditions are not stated. Open source offer ↗ Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Travel bookings	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Airlines	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Travel agencies	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Entertainment	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Cinemas	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Games	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Streaming	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Theme parks and attractions	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Concerts and tickets	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Bills and utilities	0.4%	Conditions and calculation Limit applies to: Monthly maximum is approved credit limit × 0.4% Applies to all eligible spending, subject to the conditions. Only posted eligible transactions count: retail purchases, cash advances, monthly Merchant Instalment Plan and Retail Purchase Interest-free Flexi Installment Plan repayments, autopay, and mail/phone orders. Excludes balance transfers, Cash-in Program, Dollar$mart, statement-balance, non-conventional and tax interest-free installment plans, investment contributions, Inland Revenue payments, casino chips, annual fees, finance charges, other bank charges, Octopus auto add-value, ATM/online-banking payments, and unposted, cancelled, refunded or invalid transactions. Monthly rebate cap is the approved credit limit × 0.4% per statement cycle; a temporary credit limit does not count. Rebate is calculated on statement date and credited in the next monthly statement; it offsets new eligible transactions only and is not transferable or cashable. Supplementary-card rebates are calculated separately. The account must be valid, in good credit standing, and not cancelled or terminated when the rebate is given. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite Mastercard earns 0.4% basic cash rebate: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: Monthly maximum is approved credit limit × 0.4% · Period: not stated · Type: not stated Only posted eligible transactions count: retail purchases, cash advances, monthly Merchant Instalment Plan and Retail Purchase Interest-free Flexi Installment Plan repayments, autopay, and mail/phone orders. Excludes balance transfers, Cash-in Program, Dollar$mart, statement-balance, non-conventional and tax interest-free installment plans, investment contributions, Inland Revenue payments, casino chips, annual fees, finance charges, other bank charges, Octopus auto add-value, ATM/online-banking payments, and unposted, cancelled, refunded or invalid transactions. Monthly rebate cap is the approved credit limit × 0.4% per statement cycle; a temporary credit limit does not count. Rebate is calculated on statement date and credited in the next monthly statement; it offsets new eligible transactions only and is not transferable or cashable. Supplementary-card rebates are calculated separately. The account must be valid, in good credit standing, and not cancelled or terminated when the rebate is given. Open source offer ↗
Telecommunications	0.4%	Conditions and calculation Limit applies to: Monthly maximum is approved credit limit × 0.4% Applies to all eligible spending, subject to the conditions. Only posted eligible transactions count: retail purchases, cash advances, monthly Merchant Instalment Plan and Retail Purchase Interest-free Flexi Installment Plan repayments, autopay, and mail/phone orders. Excludes balance transfers, Cash-in Program, Dollar$mart, statement-balance, non-conventional and tax interest-free installment plans, investment contributions, Inland Revenue payments, casino chips, annual fees, finance charges, other bank charges, Octopus auto add-value, ATM/online-banking payments, and unposted, cancelled, refunded or invalid transactions. Monthly rebate cap is the approved credit limit × 0.4% per statement cycle; a temporary credit limit does not count. Rebate is calculated on statement date and credited in the next monthly statement; it offsets new eligible transactions only and is not transferable or cashable. Supplementary-card rebates are calculated separately. The account must be valid, in good credit standing, and not cancelled or terminated when the rebate is given. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite Mastercard earns 0.4% basic cash rebate: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: Monthly maximum is approved credit limit × 0.4% · Period: not stated · Type: not stated Only posted eligible transactions count: retail purchases, cash advances, monthly Merchant Instalment Plan and Retail Purchase Interest-free Flexi Installment Plan repayments, autopay, and mail/phone orders. Excludes balance transfers, Cash-in Program, Dollar$mart, statement-balance, non-conventional and tax interest-free installment plans, investment contributions, Inland Revenue payments, casino chips, annual fees, finance charges, other bank charges, Octopus auto add-value, ATM/online-banking payments, and unposted, cancelled, refunded or invalid transactions. Monthly rebate cap is the approved credit limit × 0.4% per statement cycle; a temporary credit limit does not count. Rebate is calculated on statement date and credited in the next monthly statement; it offsets new eligible transactions only and is not transferable or cashable. Supplementary-card rebates are calculated separately. The account must be valid, in good credit standing, and not cancelled or terminated when the rebate is given. Open source offer ↗
Government payments	0.4%	Conditions and calculation Limit applies to: Monthly maximum is approved credit limit × 0.4% Applies to all eligible spending, subject to the conditions. Only posted eligible transactions count: retail purchases, cash advances, monthly Merchant Instalment Plan and Retail Purchase Interest-free Flexi Installment Plan repayments, autopay, and mail/phone orders. Excludes balance transfers, Cash-in Program, Dollar$mart, statement-balance, non-conventional and tax interest-free installment plans, investment contributions, Inland Revenue payments, casino chips, annual fees, finance charges, other bank charges, Octopus auto add-value, ATM/online-banking payments, and unposted, cancelled, refunded or invalid transactions. Monthly rebate cap is the approved credit limit × 0.4% per statement cycle; a temporary credit limit does not count. Rebate is calculated on statement date and credited in the next monthly statement; it offsets new eligible transactions only and is not transferable or cashable. Supplementary-card rebates are calculated separately. The account must be valid, in good credit standing, and not cancelled or terminated when the rebate is given. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite Mastercard earns 0.4% basic cash rebate: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: Monthly maximum is approved credit limit × 0.4% · Period: not stated · Type: not stated Only posted eligible transactions count: retail purchases, cash advances, monthly Merchant Instalment Plan and Retail Purchase Interest-free Flexi Installment Plan repayments, autopay, and mail/phone orders. Excludes balance transfers, Cash-in Program, Dollar$mart, statement-balance, non-conventional and tax interest-free installment plans, investment contributions, Inland Revenue payments, casino chips, annual fees, finance charges, other bank charges, Octopus auto add-value, ATM/online-banking payments, and unposted, cancelled, refunded or invalid transactions. Monthly rebate cap is the approved credit limit × 0.4% per statement cycle; a temporary credit limit does not count. Rebate is calculated on statement date and credited in the next monthly statement; it offsets new eligible transactions only and is not transferable or cashable. Supplementary-card rebates are calculated separately. The account must be valid, in good credit standing, and not cancelled or terminated when the rebate is given. Open source offer ↗
Electricity and gas	0.4%	Conditions and calculation Limit applies to: Monthly maximum is approved credit limit × 0.4% Applies to all eligible spending, subject to the conditions. Only posted eligible transactions count: retail purchases, cash advances, monthly Merchant Instalment Plan and Retail Purchase Interest-free Flexi Installment Plan repayments, autopay, and mail/phone orders. Excludes balance transfers, Cash-in Program, Dollar$mart, statement-balance, non-conventional and tax interest-free installment plans, investment contributions, Inland Revenue payments, casino chips, annual fees, finance charges, other bank charges, Octopus auto add-value, ATM/online-banking payments, and unposted, cancelled, refunded or invalid transactions. Monthly rebate cap is the approved credit limit × 0.4% per statement cycle; a temporary credit limit does not count. Rebate is calculated on statement date and credited in the next monthly statement; it offsets new eligible transactions only and is not transferable or cashable. Supplementary-card rebates are calculated separately. The account must be valid, in good credit standing, and not cancelled or terminated when the rebate is given. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite Mastercard earns 0.4% basic cash rebate: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: Monthly maximum is approved credit limit × 0.4% · Period: not stated · Type: not stated Only posted eligible transactions count: retail purchases, cash advances, monthly Merchant Instalment Plan and Retail Purchase Interest-free Flexi Installment Plan repayments, autopay, and mail/phone orders. Excludes balance transfers, Cash-in Program, Dollar$mart, statement-balance, non-conventional and tax interest-free installment plans, investment contributions, Inland Revenue payments, casino chips, annual fees, finance charges, other bank charges, Octopus auto add-value, ATM/online-banking payments, and unposted, cancelled, refunded or invalid transactions. Monthly rebate cap is the approved credit limit × 0.4% per statement cycle; a temporary credit limit does not count. Rebate is calculated on statement date and credited in the next monthly statement; it offsets new eligible transactions only and is not transferable or cashable. Supplementary-card rebates are calculated separately. The account must be valid, in good credit standing, and not cancelled or terminated when the rebate is given. Open source offer ↗
Water	0.4%	Conditions and calculation Limit applies to: Monthly maximum is approved credit limit × 0.4% Applies to all eligible spending, subject to the conditions. Only posted eligible transactions count: retail purchases, cash advances, monthly Merchant Instalment Plan and Retail Purchase Interest-free Flexi Installment Plan repayments, autopay, and mail/phone orders. Excludes balance transfers, Cash-in Program, Dollar$mart, statement-balance, non-conventional and tax interest-free installment plans, investment contributions, Inland Revenue payments, casino chips, annual fees, finance charges, other bank charges, Octopus auto add-value, ATM/online-banking payments, and unposted, cancelled, refunded or invalid transactions. Monthly rebate cap is the approved credit limit × 0.4% per statement cycle; a temporary credit limit does not count. Rebate is calculated on statement date and credited in the next monthly statement; it offsets new eligible transactions only and is not transferable or cashable. Supplementary-card rebates are calculated separately. The account must be valid, in good credit standing, and not cancelled or terminated when the rebate is given. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite Mastercard earns 0.4% basic cash rebate: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: Monthly maximum is approved credit limit × 0.4% · Period: not stated · Type: not stated Only posted eligible transactions count: retail purchases, cash advances, monthly Merchant Instalment Plan and Retail Purchase Interest-free Flexi Installment Plan repayments, autopay, and mail/phone orders. Excludes balance transfers, Cash-in Program, Dollar$mart, statement-balance, non-conventional and tax interest-free installment plans, investment contributions, Inland Revenue payments, casino chips, annual fees, finance charges, other bank charges, Octopus auto add-value, ATM/online-banking payments, and unposted, cancelled, refunded or invalid transactions. Monthly rebate cap is the approved credit limit × 0.4% per statement cycle; a temporary credit limit does not count. Rebate is calculated on statement date and credited in the next monthly statement; it offsets new eligible transactions only and is not transferable or cashable. Supplementary-card rebates are calculated separately. The account must be valid, in good credit standing, and not cancelled or terminated when the rebate is given. Open source offer ↗
Health and wellness	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Medical services	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Pharmacies and supplements	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Fitness	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Beauty and personal care	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Education	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Tuition and courses	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Overseas spending	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Mainland China spending	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Macau spending	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
E-wallet spending	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
E-wallet top-ups	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
WeChat Pay
AlipayHK
Octopus	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
PayMe	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Mobile payments	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Google Pay	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Apple Pay	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Samsung Pay	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Insurance	0.4%	Conditions and calculation Limit applies to: Monthly maximum is approved credit limit × 0.4% Applies to all eligible spending, subject to the conditions. Only posted eligible transactions count: retail purchases, cash advances, monthly Merchant Instalment Plan and Retail Purchase Interest-free Flexi Installment Plan repayments, autopay, and mail/phone orders. Excludes balance transfers, Cash-in Program, Dollar$mart, statement-balance, non-conventional and tax interest-free installment plans, investment contributions, Inland Revenue payments, casino chips, annual fees, finance charges, other bank charges, Octopus auto add-value, ATM/online-banking payments, and unposted, cancelled, refunded or invalid transactions. Monthly rebate cap is the approved credit limit × 0.4% per statement cycle; a temporary credit limit does not count. Rebate is calculated on statement date and credited in the next monthly statement; it offsets new eligible transactions only and is not transferable or cashable. Supplementary-card rebates are calculated separately. The account must be valid, in good credit standing, and not cancelled or terminated when the rebate is given. No reward limit is stated. Confirm any limits before purchase. Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite Mastercard earns 0.4% basic cash rebate: 0.4% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Applies to: Monthly maximum is approved credit limit × 0.4% · Period: not stated · Type: not stated Only posted eligible transactions count: retail purchases, cash advances, monthly Merchant Instalment Plan and Retail Purchase Interest-free Flexi Installment Plan repayments, autopay, and mail/phone orders. Excludes balance transfers, Cash-in Program, Dollar$mart, statement-balance, non-conventional and tax interest-free installment plans, investment contributions, Inland Revenue payments, casino chips, annual fees, finance charges, other bank charges, Octopus auto add-value, ATM/online-banking payments, and unposted, cancelled, refunded or invalid transactions. Monthly rebate cap is the approved credit limit × 0.4% per statement cycle; a temporary credit limit does not count. Rebate is calculated on statement date and credited in the next monthly statement; it offsets new eligible transactions only and is not transferable or cashable. Supplementary-card rebates are calculated separately. The account must be valid, in good credit standing, and not cancelled or terminated when the rebate is given. Open source offer ↗
Rent	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Charitable donations	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Loans and installments	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗
Other	2.5%	Conditions and calculation The total includes the 0.4% basic rebate. Limit: 3800 HKD · Per Month Limit applies to: Total 2.5% rebate per calendar month, by transaction date Applies to all eligible spending, subject to the conditions. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Assumes the full reward limit is still available. Total 2.5% rebate per calendar month, by transaction date Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase. Jewel World Elite principal card earns 2.5% total cash rebate: 2.5% Eligibility: Audience: all Eligible spending: Type: all Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency Percentage note: The total includes the 0.4% basic rebate. Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions. Principal-card promotion: 2026-07-01 – 2026-12-31 Open source offer ↗

Promotion offers and card offers are separate. Combined eligibility is not assumed.

Promotion offers (3)

香港航空指定來回經濟艙機票淨票價 8 折（優惠 20%）

20%saving

Conditions applyDiscountCheck date conditionsCap: 5 乘客 · per transaction

Check validity dates

Eligibility: Audience: all
Eligible spending: Applies to: hong kong airlines · Type: merchant
Benefit limit: Amount: 5 · Applies to: 每次預訂可使用優惠碼的成人或兒童乘客數量。 · Period: per transaction · Type: limited · Unit: 乘客
Percentage note: 原文列明來回機票淨票價 8 折；優惠率按折扣表示為 20%。
Application or registration is required.
適用於憑中信銀行(國際)信用卡，在香港航空網頁預訂由香港出發至指定航點的經濟艙來回機票。
指定航點：加拿大溫哥華；澳洲悉尼、墨爾本；中國內地北京、重慶、成都、杭州、南京、三亞、海口、上海；日本東京、大阪、福岡、沖繩、札幌；泰國曼谷、布吉；其他首爾、台北、峴港、峇里島。
預訂時須輸入優惠碼 HKACNCBI。
折扣只適用於機票淨票價，不包括稅項、機場建設費、政府手續費、燃油附加費及航空公司附加費。
不適用於 2026 年 12 月 19 日至 26 日的旅行日期。
每次預訂最多 5 位成人或兒童乘客可使用優惠碼；優惠數量有限，先到先得。
客戶須符合指定條件；原文沒有列明條件詳情。優惠由香港航空提供，並受其條款及細則約束。
訂票期間；原文為即日起至 2026-10-09，開始日期未列明。: Now – 2026-10-09
旅行日期。: 2026-10-05 – 2027-01-27

Open source offer ↗

香港航空指定單程經濟艙機票淨票價 85 折（優惠 15%）

15%saving

Conditions applyDiscountCheck date conditionsCap: 5 乘客 · per transaction

Check validity dates

Eligibility: Audience: all
Eligible spending: Applies to: hong kong airlines · Type: merchant
Benefit limit: Amount: 5 · Applies to: 每次預訂可使用優惠碼的成人或兒童乘客數量。 · Period: per transaction · Type: limited · Unit: 乘客
Percentage note: 原文列明單程機票淨票價 85 折；優惠率按折扣表示為 15%。
Application or registration is required.
適用於憑中信銀行(國際)信用卡，在香港航空網頁預訂由香港出發至指定航點的經濟艙單程機票。
指定航點：加拿大溫哥華；澳洲悉尼、墨爾本；中國內地北京、重慶、成都、杭州、南京、三亞、海口、上海；日本東京、大阪、福岡、沖繩、札幌；泰國曼谷、布吉；其他首爾、台北、峴港、峇里島。
預訂時須輸入優惠碼 HKACNCBI。
折扣只適用於機票淨票價，不包括稅項、機場建設費、政府手續費、燃油附加費及航空公司附加費。
不適用於 2026 年 12 月 19 日至 26 日的旅行日期。
每次預訂最多 5 位成人或兒童乘客可使用優惠碼；優惠數量有限，先到先得。
客戶須符合指定條件；原文沒有列明條件詳情。優惠由香港航空提供，並受其條款及細則約束。
訂票期間；原文為即日起至 2026-10-09，開始日期未列明。: Now – 2026-10-09
旅行日期。: 2026-10-05 – 2027-01-27

Open source offer ↗

Up to 15% off Agoda hotel stays

Up to15%saving

Discount

Eligibility: Audience: all
Eligible spending: Applies to: agoda · Type: merchant
Benefit limit: Applies to: Agoda hotel discount · Period: not stated · Type: not stated
Book a stay via Agoda; further conditions are not stated.

Open source offer ↗

Credit card offers (30)

Jewel World Elite Mastercard earns 0.4% basic cash rebate

0.4%saving

Cashback

Eligibility: Audience: all
Eligible spending: Type: all
Benefit limit: Applies to: Monthly maximum is approved credit limit × 0.4% · Period: not stated · Type: not stated
Only posted eligible transactions count: retail purchases, cash advances, monthly Merchant Instalment Plan and Retail Purchase Interest-free Flexi Installment Plan repayments, autopay, and mail/phone orders. Excludes balance transfers, Cash-in Program, Dollar$mart, statement-balance, non-conventional and tax interest-free installment plans, investment contributions, Inland Revenue payments, casino chips, annual fees, finance charges, other bank charges, Octopus auto add-value, ATM/online-banking payments, and unposted, cancelled, refunded or invalid transactions. Monthly rebate cap is the approved credit limit × 0.4% per statement cycle; a temporary credit limit does not count. Rebate is calculated on statement date and credited in the next monthly statement; it offsets new eligible transactions only and is not transferable or cashable. Supplementary-card rebates are calculated separately. The account must be valid, in good credit standing, and not cancelled or terminated when the rebate is given.

Open source offer ↗

Jewel World Elite principal card earns 2.5% total cash rebate

2.5%saving

CashbackPeriod LimitedCap: HK$3,800.00 · per month

Eligibility: Audience: all
Eligible spending: Type: all
Benefit limit: Amount: 3800 · Applies to: Total 2.5% rebate per calendar month, by transaction date · Currency: HKD · Period: per month · Type: limited · Unit: currency
Percentage note: The total includes the 0.4% basic rebate.
Principal card only; valid 2026-07-01 to 2026-12-31. Eligible transactions are posted retail purchases, cash advances, and mail/phone orders. Excludes e-wallet and person-to-person payments, WeChat Pay, Alipay, PayMe, FPS, autopay, ATM or online bill payments, Octopus auto add-value, balance transfers, installment repayments, fees and charges, investment or insurance payments, Inland Revenue payments, casino chips, mobile-app or fund transfers, and unposted, cancelled, refunded, invalid or unauthorized transactions. The 2.5% total includes the 0.4% basic rebate and is capped at HKD 3,800 per calendar month by transaction date. Extra rebate is rounded up to HKD 0.01 and credited within four months after the transaction month. Rebate offsets retail purchases only, not the statement balance; it is not transferable, returnable or redeemable for cash. Account must be valid and in good standing when credited. Generally cannot combine with other promotions.
Principal-card promotion: 2026-07-01 – 2026-12-31

Open source offer ↗

Jewel World Elite Mastercard HKD 3,800 principal annual-fee rebate

3,800HKD saving

Conditions applyFee Waiver

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Applies to: Principal annual fee · Period: not stated · Type: not stated
Application or registration is required.
Apply for and receive the card and pay the annual fee. Maintain HKD 8 million total balance for at least one calendar month within the first three months after issue; in later years, meet the balance requirement in the anniversary month. Rebate is credited within six months and offsets new retail transactions only. Account must be valid and in good standing.

Open source offer ↗

Jewel World Elite supplementary card HKD 1,900 annual-fee rebate

1,900HKD saving

Fee WaiverPeriod Limited

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Applies to: Supplementary annual fee · Period: not stated · Type: not stated
Supplementary annual fee must be paid. Principal member must maintain HKD 8 million total balance in the supplementary card issue month and later anniversary month. Rebate is credited within six months. Supplementary account must be valid and in good standing. Rebate cannot be transferred or cashed.
Supplementary-card fee rebate: 2026-01-01 – 2026-12-31

New Jewel World Elite cardmembers can earn up to M$10,000

Up to10,000Motion$ reward

Conditions applyPointsPeriod LimitedCap: 10,000 points · promotion total

Eligibility: Audience: all · Customer status: new
Eligible spending: Type: all
Benefit limit: Amount: 10000 · Applies to: Motion$ earned · Period: promotion total · Type: limited · Unit: points
Application or registration is required.
Earn M$1 per HKD1 eligible retail spend in the first two months after card issue. New cardmember means no current principal CNCBI card and none cancelled in the 12 months before approval month. Maximum converts to 10,000 miles.
Welcome offer: Now – 2026-12-31

Open source offer ↗

Private-club restaurants and bars access （優惠值未列明）

—Value not stated

LifestylePeriod Limited

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Applies to: Dining access · Period: not stated · Type: not stated
The complete list of eligible merchants is not available.
For Jewel World Elite cardmembers at designated private clubs. Reserve in advance; seats are limited and allocated first come, first served. Call concierge at 3017 2288 for the list and reservations. Subject to merchant terms; no cash exchange.
Private-club dining offer: 2024-09-16 – 2028-09-15

Open source offer ↗

Jewel World Elite Mastercard 24-hour concierge service （優惠值未列明）

—Value not stated

Lifestyle

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Applies to: Concierge service · Period: not stated · Type: not stated
Concierge service includes restaurant reservations, ticket booking and gift sourcing. Call (852) 3017 2288. Terms apply.

Open source offer ↗

Complimentary green fee at 48 premium golf clubs （優惠值未列明）

—Value not stated

Fee WaiverPeriod Limited

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Applies to: Green fee · Period: not stated · Type: not stated
The complete list of eligible merchants is not available.
For Jewel World Elite Mastercard issued in Hong Kong. Available at 48 premium golf clubs across 15 Asia Pacific countries. Club list and full terms are not stated on the page.
Green-fee offer: Now – 2026-12-31

Open source offer ↗

One complimentary Priority Pass airport lounge access

1Priority Pass airport lounge access quantity

Conditions applyTravelCap: 1 access · per year

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Amount: 1 · Applies to: Lounge access per calendar year · Period: per year · Type: limited · Unit: access
Application or registration is required.
Register for Priority Pass membership. Present the card, e-membership card and valid boarding pass. Access covers 1,400+ lounges worldwide; terms apply.

Open source offer ↗

Two complimentary Private Banking airport limousine trips

2one-way airport limousine trip quantity

TravelPeriod LimitedotherCap: 2 trips · per year

Eligibility: Audience: other
Eligible spending: Type: not applicable
Benefit limit: Amount: 2 · Applies to: Principal and supplementary cards combined · Period: per year · Type: limited · Unit: trips
Requires Private Banking status and at least HKD 8 million total assets in usage month. Book at least three working days ahead. Designated routes and distance limits apply; quota is limited. Cancellation, no-show or late amendment may forfeit the trip.
Private Banking limousine offer: 2026-01-01 – 2026-12-31

Open source offer ↗

One complimentary CITICdiamond airport limousine trip

1one-way airport limousine trip quantity

TravelPeriod LimitedotherCap: 1 trip · per year

Eligibility: Audience: other
Eligible spending: Type: not applicable
Benefit limit: Amount: 1 · Applies to: Principal and supplementary cards combined · Period: per year · Type: limited · Unit: trip
Requires CITICdiamond status and at least HKD 4 million total assets in usage month. Book at least three working days ahead. Designated routes and distance limits apply; quota is limited. Cancellation, no-show or late amendment may forfeit the trip.
CITICdiamond limousine offer: 2026-01-01 – 2026-12-31

Open source offer ↗

One complimentary night at participating luxury hotels

1complimentary hotel night quantity

Travel

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Applies to: Hotel night · Period: not stated · Type: not stated
The complete list of eligible merchants is not available.
At participating luxury hotels. Hotel list and booking conditions are not stated on the page; terms apply.

Open source offer ↗

Complimentary HoteLux Elite Plus membership （優惠值未列明）

—Value not stated

Travel

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Applies to: HoteLux membership · Period: not stated · Type: not stated
Membership eligibility and use conditions are not stated on the page.

Open source offer ↗

HoteLux Elite Plus membership includes 2,000 points

2,000HoteLux reward

Points

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Applies to: HoteLux points · Period: not stated · Type: not stated
Further eligibility and redemption terms are not stated on the page.

Open source offer ↗

Complimentary HoteLux Elite Plus breakfast （優惠值未列明）

—Value not stated

Travel

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Applies to: Breakfast · Period: not stated · Type: not stated
Listed as a HoteLux Elite Plus membership benefit.

Open source offer ↗

Complimentary HoteLux Elite Plus room upgrade （優惠值未列明）

—Value not stated

Travel

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Applies to: Room upgrade · Period: not stated · Type: not stated
Subject to availability.

Open source offer ↗

HoteLux Elite Plus early check-in （優惠值未列明）

—Value not stated

Travel

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Applies to: Early check in · Period: not stated · Type: not stated
Subject to availability.

Open source offer ↗

HoteLux Elite Plus late check-out （優惠值未列明）

—Value not stated

Travel

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Applies to: Late check out · Period: not stated · Type: not stated
Subject to availability.

Open source offer ↗

Up to USD 200 HoteLux dining and spa credit

Up to200USD saving

DiscountCap: 200 currency · not stated

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Amount: 200 · Applies to: Dining and spa credits · Currency: USD · Period: not stated · Type: limited · Unit: currency
Listed as a HoteLux Elite Plus membership benefit; further use conditions are not stated.

Open source offer ↗

Up to 15% off Agoda hotel stays

Up to15%saving

Discount

Eligibility: Audience: all
Eligible spending: Applies to: agoda · Type: merchant
Benefit limit: Applies to: Agoda hotel discount · Period: not stated · Type: not stated
Book a stay via Agoda; further conditions are not stated.

Open source offer ↗

Restaurant dining offers （優惠值未列明）

—Value not stated

Lifestyle

Eligibility: Audience: all
Eligible spending: Applies to: 餐飲 · Type: category
Benefit limit: Applies to: Dining offers · Period: not stated · Type: not stated
The complete list of eligible merchants is not available.
Offers at a wide range of restaurants, including LUBUDS Group brands. The full restaurant list and offer values are not stated; terms apply.

Open source offer ↗

Jewel World Elite cardholder travel insurance up to USD 500,000 per trip

Up to500,000USD

TravelPeriod Limited

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Applies to: Insurance coverage · Period: not stated · Type: not stated
Pay the full common-carrier ticket cost with an eligible card. Insurance is provided by AIG; policy terms, limits and exclusions apply.
Travel insurance: Now – 2026-12-31

Open source offer ↗

Family travel insurance coverage up to 50%

Up to50%rate

TravelPeriod Limitedother

Eligibility: Audience: other
Eligible spending: Type: not applicable
Benefit limit: Applies to: Family insurance coverage · Period: not stated · Type: not stated
Percentage note: The page does not state the base coverage amount for family members.
Pay the full common-carrier ticket cost with an eligible card. Family definition and base coverage amount are not stated. AIG policy terms, limits and exclusions apply.
Travel insurance: Now – 2026-12-31

Open source offer ↗

Up to 57 interest-free days on retail purchases

Up to57days quantity

Financing

Eligibility: Audience: all
Eligible spending: Type: all
Benefit limit: Applies to: Interest free retail repayment period · Period: not stated · Type: not stated
No retail interest if the statement balance is paid in full by the due date. Otherwise retail interest applies; cash advance interest has separate terms.

Open source offer ↗

MIPP transactions receive chargeback protection and no early-repayment handling fee （優惠值未列明）

—Value not stated

Financing

Eligibility: Audience: all
Eligible spending: Type: not applicable
Benefit limit: Applies to: Merchant Instalment Payment Plan · Period: not stated · Type: not stated
Applies to MIPP transactions. A chargeback refund may be applied to the transaction. To repay early, continue instalments or give written notice; no early-repayment handling fee.

Lucky draw: 26,000 Fortune Wings Club points

26,000Fortune Wings Club reward

PrizePeriod LimitedMinimum spending: HK$200.00

Eligibility: Audience: all
Eligible spending: Type: all
Minimum requirement: Period: per transaction · Spend: HK$200.00
Benefit limit: Applies to: Prize · Period: not stated · Type: not stated
40 winners receive 26,000 Fortune Wings Club points each. Promotion period: 2026-10-21 to 2026-12-31. Earn chances through eligible card spending or an approved application for a listed Designated Card. Each eligible local transaction of HKD 200 or more earns one chance; each eligible foreign-currency transaction of HKD 200 equivalent or more earns two. CITICdiamond doubles chances. A Designated Card application must be approved by 2027-02-15; an application for the Hong Kong Airlines Mastercard earns two chances, or four for CITICdiamond. To receive a prize, hold a valid CNCBI Hong Kong Airlines Mastercard and linked valid FWC membership on 2027-02-15, on 2027-02-24 when eligibility is calculated, and when the prize is awarded by 2027-03-31. Each customer can receive one prize maximum. Points are not transferable, returnable or redeemable for cash.
Lucky draw promotion: 2026-10-21 – 2026-12-31

Lucky draw: 36,000 Fortune Wings Club points

36,000Fortune Wings Club reward

PrizePeriod LimitedMinimum spending: HK$200.00

Eligibility: Audience: all
Eligible spending: Type: all
Minimum requirement: Period: per transaction · Spend: HK$200.00
Benefit limit: Applies to: Prize · Period: not stated · Type: not stated
60 winners receive 36,000 Fortune Wings Club points each. Promotion period: 2026-10-21 to 2026-12-31. Earn chances through eligible card spending or an approved application for a listed Designated Card. Each eligible local transaction of HKD 200 or more earns one chance; each eligible foreign-currency transaction of HKD 200 equivalent or more earns two. CITICdiamond doubles chances. A Designated Card application must be approved by 2027-02-15; an application for the Hong Kong Airlines Mastercard earns two chances, or four for CITICdiamond. To receive a prize, hold a valid CNCBI Hong Kong Airlines Mastercard and linked valid FWC membership on 2027-02-15, on 2027-02-24 when eligibility is calculated, and when the prize is awarded by 2027-03-31. Each customer can receive one prize maximum. Points are not transferable, returnable or redeemable for cash.
Lucky draw promotion: 2026-10-21 – 2026-12-31

Lucky draw: Hong Kong Airlines business-class round trip to Tokyo

1Business-class round-trip ticket to Tokyo reward

PrizePeriod LimitedMinimum spending: HK$200.00

Eligibility: Audience: all
Eligible spending: Type: all
Minimum requirement: Period: per transaction · Spend: HK$200.00
Benefit limit: Applies to: Prize · Period: not stated · Type: not stated
10 Hong Kong-Tokyo business-class round-trip tickets (Class E). Promotion period: 2026-10-21 to 2026-12-31. Earn chances through eligible card spending or an approved application for a listed Designated Card. Each eligible local transaction of HKD 200 or more earns one chance; each eligible foreign-currency transaction of HKD 200 equivalent or more earns two. CITICdiamond doubles chances. A Designated Card application must be approved by 2027-02-15; an application for the Hong Kong Airlines Mastercard earns two chances, or four for CITICdiamond. To receive a prize, hold a valid CNCBI Hong Kong Airlines Mastercard and linked valid FWC membership on 2027-02-15, on 2027-02-24 when eligibility is calculated, and when the prize is awarded by 2027-03-31. Each customer can receive one prize maximum. Redeem 2027-03-01 to 2027-06-30; travel 2027-03-01 to 2027-09-24 except 2027-03-19 to 2027-04-11 and 2027-04-29 to 2027-05-09. Passengers must be at least 12. Tickets are subject to seat availability and taxes and surcharges; no refund, transfer or changes.
Lucky draw promotion: 2026-10-21 – 2026-12-31

Lucky draw: Hong Kong Airlines business-class round trip to Osaka

1Business-class round-trip ticket to Osaka reward

PrizePeriod LimitedMinimum spending: HK$200.00

Eligibility: Audience: all
Eligible spending: Type: all
Minimum requirement: Period: per transaction · Spend: HK$200.00
Benefit limit: Applies to: Prize · Period: not stated · Type: not stated
10 Hong Kong-Osaka business-class round-trip tickets (Class E). Promotion period: 2026-10-21 to 2026-12-31. Earn chances through eligible card spending or an approved application for a listed Designated Card. Each eligible local transaction of HKD 200 or more earns one chance; each eligible foreign-currency transaction of HKD 200 equivalent or more earns two. CITICdiamond doubles chances. A Designated Card application must be approved by 2027-02-15; an application for the Hong Kong Airlines Mastercard earns two chances, or four for CITICdiamond. To receive a prize, hold a valid CNCBI Hong Kong Airlines Mastercard and linked valid FWC membership on 2027-02-15, on 2027-02-24 when eligibility is calculated, and when the prize is awarded by 2027-03-31. Each customer can receive one prize maximum. Redeem 2027-03-01 to 2027-06-30; travel 2027-03-01 to 2027-09-24 except 2027-03-19 to 2027-04-11 and 2027-04-29 to 2027-05-09. Passengers must be at least 12. Tickets are subject to seat availability and taxes and surcharges; no refund, transfer or changes.
Lucky draw promotion: 2026-10-21 – 2026-12-31

Top 100 eligible spenders receive Fortune Wings Club Gold membership

1Fortune Wings Club Gold Card membership reward

Conditions applyGiftPeriod Limited

Eligibility: Audience: all
Eligible spending: Type: all
Benefit limit: Applies to: Award · Period: not stated · Type: not stated
Application or registration is required.
Awarded to the top 100 by accumulated eligible spend posted by 2027-02-15. Award by 2027-03-31; membership valid to 2028-04-30. Registration and an eligible FWC account are required; spending exclusions apply.
Top spender promotion: 2026-10-21 – 2026-12-31