CNCBI Jd Mastercard
- Bank
- China CITIC Bank International
- Issuer
- CNCBI
- Annual fee
- Income requirement
- Network
- Verified date
- Official website
Saving by category
Estimated saving at the selected amount. Conditions apply. Blank values have no supported estimate.
| Category | Saved percentage | Conditions |
|---|---|---|
| Dining | ||
| Fine dining | ||
| Local dining | ||
| Fast food | ||
| Food delivery | ||
| Cafés, bakeries and desserts | ||
| Groceries | 4% | Conditions and calculation
JD Group 4% cash rebate: 4%
|
| Markets | ||
| Supermarkets | 4% | Conditions and calculation
JD Group 4% cash rebate: 4%
|
| Convenience stores | ||
| Shopping | 5% | Conditions and calculation
JD Mall HK 5% coupon: 5%
|
| Fashion | 5% | Conditions and calculation
JD Mall HK 5% coupon: 5%
|
| Sports and outdoors | 5% | Conditions and calculation
JD Mall HK 5% coupon: 5%
|
| Department stores | 5% | Conditions and calculation
JD Mall HK 5% coupon: 5%
|
| Electronics | 5% | Conditions and calculation
JD Mall HK 5% coupon: 5%
|
| Home and furniture | 5% | Conditions and calculation
JD Mall HK 5% coupon: 5%
|
| Jewellery and watches | 5% | Conditions and calculation
JD Mall HK 5% coupon: 5%
|
| Books and stationery | 5% | Conditions and calculation
JD Mall HK 5% coupon: 5%
|
| Pet supplies | 5% | Conditions and calculation
JD Mall HK 5% coupon: 5%
|
| Online shopping | 5% | Conditions and calculation
Kai Bo Food online flagship store 5% coupon: 5%
|
| Overseas online shopping | 4% | Conditions and calculation
JD Group 4% cash rebate: 4%
|
| Local online shopping | 4% | Conditions and calculation
JD Group 4% cash rebate: 4%
|
| Online groceries | 5% | Conditions and calculation
Kai Bo Food online flagship store 5% coupon: 5%
|
| Online fashion and sports | 4% | Conditions and calculation
JD Group 4% cash rebate: 4%
|
| Transport | ||
| Local transport | ||
| Parking | ||
| Fuel and EV charging | ||
| Taxis, rides and car rental | ||
| Travel | ||
| Hotels | ||
| Travel bookings | ||
| Airlines | ||
| Travel agencies | ||
| Entertainment | ||
| Cinemas | ||
| Games | ||
| Streaming | ||
| Theme parks and attractions | ||
| Concerts and tickets | ||
| Bills and utilities | ||
| Telecommunications | ||
| Government payments | ||
| Electricity and gas | ||
| Water | ||
| Health and wellness | ||
| Medical services | ||
| Pharmacies and supplements | ||
| Fitness | ||
| Beauty and personal care | ||
| Education | ||
| Tuition and courses | ||
| Overseas spending | ||
| Mainland China spending | ||
| Macau spending | ||
| E-wallet spending | ||
| E-wallet top-ups | ||
| WeChat Pay | ||
| AlipayHK | ||
| Octopus | ||
| PayMe | ||
| Mobile payments | ||
| Google Pay | ||
| Apple Pay | ||
| Samsung Pay | ||
| Insurance | ||
| Rent | ||
| Charitable donations | ||
| Loans and installments | ||
| Other |
Promotion offers and card offers are separate. Combined eligibility is not assumed.
Promotion offers (2)
香港航空指定來回經濟艙機票淨票價 8 折(優惠 20%)20%savingConditions applyDiscountCheck date conditionsCap: 5 乘客 · per transactionCheck validity dates
- Eligibility: Audience: all
- Eligible spending: Applies to: hong kong airlines · Type: merchant
- Benefit limit: Amount: 5 · Applies to: 每次預訂可使用優惠碼的成人或兒童乘客數量。 · Period: per transaction · Type: limited · Unit: 乘客
- Percentage note: 原文列明來回機票淨票價 8 折;優惠率按折扣表示為 20%。
- Application or registration is required.
- 適用於憑中信銀行(國際)信用卡,在香港航空網頁預訂由香港出發至指定航點的經濟艙來回機票。
- 指定航點:加拿大溫哥華;澳洲悉尼、墨爾本;中國內地北京、重慶、成都、杭州、南京、三亞、海口、上海;日本東京、大阪、福岡、沖繩、札幌;泰國曼谷、布吉;其他首爾、台北、峴港、峇里島。
- 預訂時須輸入優惠碼 HKACNCBI。
- 折扣只適用於機票淨票價,不包括稅項、機場建設費、政府手續費、燃油附加費及航空公司附加費。
- 不適用於 2026 年 12 月 19 日至 26 日的旅行日期。
- 每次預訂最多 5 位成人或兒童乘客可使用優惠碼;優惠數量有限,先到先得。
- 客戶須符合指定條件;原文沒有列明條件詳情。優惠由香港航空提供,並受其條款及細則約束。
- 訂票期間;原文為即日起至 2026-10-09,開始日期未列明。: Now – 2026-10-09
- 旅行日期。: 2026-10-05 – 2027-01-27
香港航空指定單程經濟艙機票淨票價 85 折(優惠 15%)15%savingConditions applyDiscountCheck date conditionsCap: 5 乘客 · per transactionCheck validity dates
- Eligibility: Audience: all
- Eligible spending: Applies to: hong kong airlines · Type: merchant
- Benefit limit: Amount: 5 · Applies to: 每次預訂可使用優惠碼的成人或兒童乘客數量。 · Period: per transaction · Type: limited · Unit: 乘客
- Percentage note: 原文列明單程機票淨票價 85 折;優惠率按折扣表示為 15%。
- Application or registration is required.
- 適用於憑中信銀行(國際)信用卡,在香港航空網頁預訂由香港出發至指定航點的經濟艙單程機票。
- 指定航點:加拿大溫哥華;澳洲悉尼、墨爾本;中國內地北京、重慶、成都、杭州、南京、三亞、海口、上海;日本東京、大阪、福岡、沖繩、札幌;泰國曼谷、布吉;其他首爾、台北、峴港、峇里島。
- 預訂時須輸入優惠碼 HKACNCBI。
- 折扣只適用於機票淨票價,不包括稅項、機場建設費、政府手續費、燃油附加費及航空公司附加費。
- 不適用於 2026 年 12 月 19 日至 26 日的旅行日期。
- 每次預訂最多 5 位成人或兒童乘客可使用優惠碼;優惠數量有限,先到先得。
- 客戶須符合指定條件;原文沒有列明條件詳情。優惠由香港航空提供,並受其條款及細則約束。
- 訂票期間;原文為即日起至 2026-10-09,開始日期未列明。: Now – 2026-10-09
- 旅行日期。: 2026-10-05 – 2027-01-27
Credit card offers (18)
JD Mastercard HK$900 welcome cash rebate900HKD savingConditions applyCashbackPeriod LimitedMinimum spending: HK$10,000.00
- Eligibility: Audience: all · Customer status: new
- Eligible spending: Applies to: 網上購物 / 購物 / 超級市場 · Type: category
- Requirements: Period spend ≥: HK$10,000.00
- Benefit limit: Period: not stated · Type: not stated
- Percentage note: HK$900 rebate ÷ HK$10,000 minimum cumulative spend × 100 = 9.00%; rounded to the nearest 0.01 percentage point. This threshold equivalent rate decreases when spend exceeds HK$10,000.
- Application or registration is required.
- New Cardmembers only: applicants who have not held any principal CNCBI credit card in the 12 months before the approval month. Apply for the principal JD Mastercard during 2026-06-29 to 2026-12-31; the card must be issued by 2027-01-31. Spend at least HK$10,000 cumulatively at designated JD Group merchants during the first 3 months from card issuance. Eligible transactions are posted retail, online, or mail/phone orders at JD Group merchants, including JD App, JD Mall Hong Kong, and Kai Bo Food Supermarket; exclusions include redemption fees, wallet or transfer-platform transactions, merchant-instalment repayments, e-wallet reloads, and unposted, cancelled, refunded, invalid, or unauthorised transactions. The Bank decides eligibility. Keep the account valid and in good standing when credited; the rebate is credited within 6 months after the approval month. It can offset retail purchases only, not statement balance, is not transferable or cash-redeemable, and any unused or uncredited rebate is forfeited when the account closes. Keep transaction records; the Bank may request them. Each eligible cardmember may receive this offer once.
- Principal-card applications submitted during the promotion period: 2026-06-29 – 2026-12-31
JD Mastercard first-year annual fee waiver(優惠值未列明)—Value not statedFee Waiver
- Eligibility: Audience: all
- Eligible spending: Type: not applicable
- Benefit limit: Applies to: Annual fee · Period: not stated · Type: not stated
- The card page states a first-year annual fee waiver. It does not state the fee amount. The Key Facts Statement fee tables do not name JD Mastercard, so no annual-fee amount is assigned.
JD App CNY20 instant discount20CNY savingConditions applyDiscountPeriod LimitedMinimum spending: HK$100.00
- Eligibility: Audience: all
- Eligible spending: Applies to: 網上購物 · Type: category
- Minimum requirement: Period: per transaction · Spend: HK$100.00
- Benefit limit: Applies to: Instant discount · Period: not stated · Type: not stated
- Percentage note: CNY20 saving ÷ CNY100 minimum transaction spend × 100 = 20.00%; rounded to the nearest 0.01 percentage point. This threshold equivalent rate decreases when transaction spend exceeds CNY100.
- Application or registration is required.
- Bind the card to JD Pay during the stated Bind Card Rewards period, from 2026-10-26 to 2026-12-31. The page states CNY20 off a card transaction at JD App when spend is at least CNY100. JD provides the offer and its terms apply; the detailed JD terms are not in the retained files.
- Bind Card Rewards period: 2026-10-26 – 2026-12-31
JD App CNY20 discount for each CNY200 spent20CNY savingConditions applyDiscountPeriod LimitedCap: 200 currency · promotion total
- Eligibility: Audience: all
- Eligible spending: Applies to: 網上購物 · Type: category
- Benefit limit: Amount: 200 · Applies to: JD App bind card discounts · Currency: CNY · Period: promotion total · Type: limited · Unit: currency
- Percentage note: CNY20 saving ÷ CNY200 spend unit × 100 = 10.00%; rounded to the nearest 0.01 percentage point. This threshold equivalent rate can decrease when spend exceeds a CNY200 unit without completing another unit; the source caps this offer at CNY200.
- Application or registration is required.
- Bind the card to JD Pay during the stated Bind Card Rewards period, from 2026-10-26 to 2026-12-31. The page states a CNY20 instant discount for every CNY200 spent at JD App, up to CNY200. The page does not say whether the CNY200 spending unit is per transaction or accumulated. JD provides the offer and its terms apply; the detailed JD terms are not in the retained files.
- Bind Card Rewards period: 2026-10-26 – 2026-12-31
JD Group 4% cash rebate4%savingCashbackPeriod LimitedCap: HK$200.00 · per month
- Eligibility: Audience: all
- Eligible spending: Applies to: 網上購物 / 購物 / 超級市場 · Type: category
- Benefit limit: Amount: 200 · Applies to: 4% cash rebate per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
- Applies to principal and supplementary JD Mastercard transactions at JD App, JD Mall Hong Kong, and Kai Bo Food Supermarket. The promotion period is 2026-06-29 through 2026-12-31. The formal terms state 4% cash rebate, including the JD Mastercard basic Cash Rebate, capped at HK$200 per calendar month. The Bank calculates by transaction date and the HKD amount on the statement; the basic rebate follows the Cash Rebate Rewards Program timing. Eligible transactions are posted retail, online, or mail/phone orders at designated JD Group merchants. The Bank excludes redemption fees, WeChat Pay/WeChat Pay HK, Alipay/AlipayHK, PayMe, merchant-instalment repayments, mobile or funds transfers, electronic-funds-transfer-platform merchant transactions, e-wallet reloads, and unposted, cancelled, refunded, invalid, or Bank-specified transactions. Non-HKD transactions are converted to HKD and rounded up to HK$0.01 using the Bank's rate; the statement amount controls. The Bank decides eligibility. Keep the account valid and in good standing when credited; rebate can offset retail purchases only, not statement balance, and is not transferable or cash-redeemable. Unused rebate is forfeited on account closure; the Bank may request purchase records. The 10% program cannot combine with other promotions. The page headline presents up to 10% across the separate 4% and extra 6% offers; this offer is the 4% component.
- Eligible JD Group transactions: 2026-06-29 – 2026-12-31
JD Group extra 6% cash rebate6%savingCashbackPeriod LimitedMinimum spending: HK$5,000.00Cap: HK$300.00 · per month
- Eligibility: Audience: all
- Eligible spending: Applies to: 網上購物 / 購物 / 超級市場 · Type: category
- Minimum requirement: Period: per transaction · Spend: HK$5,000.00
- Benefit limit: Amount: 300 · Applies to: Extra 6% cash rebate per calendar month · Currency: HKD · Period: per month · Type: limited · Unit: currency
- Applies to principal and supplementary JD Mastercard transactions at JD App, JD Mall Hong Kong, and Kai Bo Food Supermarket. One eligible transaction of HK$5,000 or above qualifies for the extra 6%; the extra rebate is capped at HK$300 per calendar month. The promotion period is 2026-06-29 through 2026-12-31. The Bank calculates by statement transaction date and HKD amount; the extra rebate is credited within 4 months after the transaction month. Eligible transactions are posted retail, online, or mail/phone orders at designated JD Group merchants. The Bank excludes redemption fees, WeChat Pay/WeChat Pay HK, Alipay/AlipayHK, PayMe, merchant-instalment repayments, mobile or funds transfers, electronic-funds-transfer-platform merchant transactions, e-wallet reloads, and unposted, cancelled, refunded, invalid, or Bank-specified transactions. Non-HKD transactions are converted to HKD and rounded up to HK$0.01 using the Bank's rate; the statement amount controls. The Bank decides eligibility. Keep the account valid and in good standing when credited; rebate can offset retail purchases only, not statement balance, and is not transferable or cash-redeemable. Unused rebate is forfeited on account closure; the Bank may request purchase records. The 10% program cannot combine with other promotions. The page headline presents up to 10% across the separate 4% and extra 6% offers; this is the additional 6% component.
- Qualifying single JD Group transaction: 2026-06-29 – 2026-12-31
JD App 5% coupon5%savingConditions applyDiscountCap: 500 currency · per transaction
- Eligibility: Audience: all
- Eligible spending: Applies to: 網上購物 · Type: category
- Benefit limit: Amount: 500 · Applies to: Discount from JD App 5% coupon · Currency: CNY · Period: per transaction · Type: limited · Unit: currency
- Application or registration is required.
- Bind the card to JD Pay and collect the JD App 5% coupon through JD App on the 18th day of each calendar month. The maximum discount is CNY500 per transaction. JD provides the coupon and its terms apply; the retained page refers users to JD App for details.
JD Mall HK 5% coupon5%savingConditions applyDiscountCap: HK$250.00 · per transaction
- Eligibility: Audience: all
- Eligible spending: Applies to: 購物 · Type: category
- Benefit limit: Amount: 250 · Applies to: Discount from JD Mall HK 5% coupon · Currency: HKD · Period: per transaction · Type: limited · Unit: currency
- Application or registration is required.
- Bind the card to JD Pay and collect the JD Mall HK 5% coupon through JD App on the 18th day of each calendar month. The maximum discount is HK$250 per transaction. JD provides the coupon and its terms apply; the retained page refers users to JD App for details.
Kai Bo Food online flagship store 5% coupon5%savingConditions applyDiscount
- Eligibility: Audience: all
- Eligible spending: Applies to: 網上超市 · Type: category
- Benefit limit: Applies to: Discount from Kai Bo Food online flagship store 5% coupon · Period: not stated · Type: not stated
- Application or registration is required.
- Bind the card to JD Pay and collect the Kai Bo Food online flagship store at JD 5% coupon through JD App on the 18th day of each calendar month. The retained page states no discount cap. JD provides the coupon and its terms apply; the retained page refers users to JD App for details.
JD App 1 JING DOU per CNY10 spent1JING DOU rewardPointsCap: 1,000 point · per month
- Eligibility: Audience: all
- Eligible spending: Applies to: 網上購物 · Type: category
- Benefit limit: Amount: 1000 · Applies to: JING DOU earned from JD App card spending · Period: per month · Type: limited · Unit: point
- Earn 1 JING DOU for every CNY10 spent with the card at JD App, up to 1,000 JING DOU per month.
JD Mall HK free in-store mobile screen protector application(優惠值未列明)—Value not statedLifestyle
- Eligibility: Audience: all
- Eligible spending: Type: not applicable
- Benefit limit: Applies to: Free service · Period: not stated · Type: not stated
- JD Mall HK lists free mobile screen protector application in-store. The page does not state a monetary value, eligibility rule, or validity period. JD terms apply, but the detailed terms are not in the retained files.
JD Mall HK HK$300 cash coupon300HKD rewardConditions applyGift
- Eligibility: Audience: all
- Eligible spending: Applies to: 購物 · Type: category
- Benefit limit: Applies to: Cash coupon · Period: not stated · Type: not stated
- Application or registration is required.
- JD Mall HK lists an HK$300 cash coupon upon binding the card within an unspecified limited time. The page does not state further redemption conditions or a validity date. JD terms apply, but the detailed terms are not in the retained files.
JD Mall HK free customized gift(優惠值未列明)—Value not statedGift
- Eligibility: Audience: all
- Eligible spending: Applies to: 購物 · Type: category
- Benefit limit: Applies to: Customized gift · Period: not stated · Type: not stated
- JD Mall HK lists a free customized gift when spending HK$5,000 or more. The page does not state the gift identity, whether spend is per transaction or accumulated, or a validity period. JD terms apply, but the detailed terms are not in the retained files.
Selected JD App products at CNY11CNY pricePromotional Price
- Eligibility: Audience: all · Customer status: new
- Eligible spending: Applies to: 網上購物 · Type: category
- Benefit limit: Applies to: Selected products · Period: not stated · Type: not stated
- New JD App users can get selected products for CNY1. The page does not name the products or state comparison prices, eligibility details, or a validity period.
Hong Kong Airlines 20th Anniversary draw — chance to win 26,000 FWC points26,000FWC rewardConditions applyPrizePeriod LimitedCap: 40 item · promotion total
- Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Amount: 40 · Applies to: 26,000 point draw prizes · Period: promotion total · Type: limited · Unit: item
- Application or registration is required.
- Forty draw winners each receive 26,000 FWC points, credited to the FWC account linked to the winner's Hong Kong Airlines Mastercard by 2027-03-31. During 2026-10-21 to 2026-12-31, each posted eligible HK$200-equivalent transaction on any CNCBI credit card except a Business Card earns one draw chance; a qualifying foreign-currency transaction earns two chances, and CITICdiamond customers receive double chances. Alternatively, a successful application for a principal card listed in clause 11(b)(i), including JD Mastercard, during the promotion period and approval by 2027-02-15 earns one chance; CITICdiamond customers receive double chances, with at most one application chance per card type. There is no limit on spend chances. Eligible transactions must post by 2027-02-15 and use Hong Kong time. Clause 20 exclusions apply, including payment-app and e-wallet transactions, bill payments, instalment repayments, fees, investment and insurance payments, tax and casino transactions, transfers, and invalid, cancelled, refunded, or unposted transactions; the Bank decides eligibility. Each draw winner may receive only one draw prize, and bank employees cannot enter the draw. To claim, the winner must hold a valid CNCBI Hong Kong Airlines Mastercard by 2027-02-15 and keep the linked FWC account active at the draw on 2027-02-24 and at prize distribution by 2027-03-31; otherwise the prize may be forfeited. Awards are not transferable, returnable, or redeemable for cash; FWC terms apply.
- Eligible draw entries: 2026-10-21 – 2026-12-31
Hong Kong Airlines 20th Anniversary draw — chance to win 36,000 FWC points36,000FWC rewardConditions applyPrizePeriod LimitedCap: 60 item · promotion total
- Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Amount: 60 · Applies to: 36,000 point draw prizes · Period: promotion total · Type: limited · Unit: item
- Application or registration is required.
- Sixty draw winners each receive 36,000 FWC points, credited to the FWC account linked to the winner's Hong Kong Airlines Mastercard by 2027-03-31. During 2026-10-21 to 2026-12-31, each posted eligible HK$200-equivalent transaction on any CNCBI credit card except a Business Card earns one draw chance; a qualifying foreign-currency transaction earns two chances, and CITICdiamond customers receive double chances. Alternatively, a successful application for a principal card listed in clause 11(b)(i), including JD Mastercard, during the promotion period and approval by 2027-02-15 earns one chance; CITICdiamond customers receive double chances, with at most one application chance per card type. There is no limit on spend chances. Eligible transactions must post by 2027-02-15 and use Hong Kong time. Clause 20 exclusions apply, including payment-app and e-wallet transactions, bill payments, instalment repayments, fees, investment and insurance payments, tax and casino transactions, transfers, and invalid, cancelled, refunded, or unposted transactions; the Bank decides eligibility. Each draw winner may receive only one draw prize, and bank employees cannot enter the draw. To claim, the winner must hold a valid CNCBI Hong Kong Airlines Mastercard by 2027-02-15 and keep the linked FWC account active at the draw on 2027-02-24 and at prize distribution by 2027-03-31; otherwise the prize may be forfeited. Awards are not transferable, returnable, or redeemable for cash; FWC terms apply.
- Eligible draw entries: 2026-10-21 – 2026-12-31
Hong Kong Airlines 20th Anniversary draw — Japan business-class return ticket1Hong Kong Airlines round-trip business-class ticket from Hong Kong to Japan rewardConditions applyPrizePeriod LimitedCap: 20 item · promotion total
- Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Amount: 20 · Applies to: Japan business class draw tickets · Period: promotion total · Type: limited · Unit: item
- Application or registration is required.
- Twenty draw winners each receive one Class E Hong Kong-to-Japan business-class return ticket; 10 tickets are for Tokyo and 10 for Osaka. During 2026-10-21 to 2026-12-31, each posted eligible HK$200-equivalent transaction on any CNCBI credit card except a Business Card earns one draw chance; a qualifying foreign-currency transaction earns two chances, and CITICdiamond customers receive double chances. Alternatively, a successful application for a principal card listed in clause 11(b)(i), including JD Mastercard, during the promotion period and approval by 2027-02-15 earns one chance; CITICdiamond customers receive double chances, with at most one application chance per card type. There is no limit on spend chances. Eligible transactions must post by 2027-02-15 and use Hong Kong time. Clause 20 exclusions apply, including payment-app and e-wallet transactions, bill payments, instalment repayments, fees, investment and insurance payments, tax and casino transactions, transfers, and invalid, cancelled, refunded, or unposted transactions; the Bank decides eligibility. Each draw winner may receive only one draw prize, and bank employees cannot enter the draw. To claim, the winner must hold a valid CNCBI Hong Kong Airlines Mastercard by 2027-02-15 and keep the linked FWC account active at the draw on 2027-02-24 and at prize distribution by 2027-03-31; otherwise the prize may be forfeited. Awards are not transferable, returnable, or redeemable for cash; FWC terms apply. Redeem the ticket from 2027-03-01 to 2027-06-30. Travel from 2027-03-01 to 2027-09-24, except 2027-03-19 to 2027-04-11 and 2027-04-29 to 2027-05-09. The ticket is valid for 2–90 days, includes two 32 kg checked bags, and excludes applicable government/airport taxes, passenger fuel surcharge, and airline surcharges payable to Hong Kong Airlines at booking. It is for passengers aged 12 or older, on Hong Kong Airlines marketed and operated flights to or from Hong Kong, subject to seats and routes; special, charter, and code-share flights are excluded. The winner must provide the redemption letter, passport copy, contact details, FWC number, and preferred itinerary. The ticket is non-refundable, non-transferable, and cannot be changed.
- Eligible draw entries: 2026-10-21 – 2026-12-31
Hong Kong Airlines 20th Anniversary top spender — FWC Gold membership1FWC Gold membership rewardConditions applyTravelPeriod LimitedCap: 100 item · promotion total
- Eligibility: Audience: all
- Eligible spending: Type: all
- Benefit limit: Amount: 100 · Applies to: Top spender FWC Gold memberships · Period: promotion total · Type: limited · Unit: item
- Application or registration is required.
- The top 100 eligible customers by accumulated eligible spending on any Eligible Card during 2026-10-21 to 2026-12-31 receive FWC Gold membership by 2027-03-31; JD Mastercard is listed as an Eligible Card. Spend must post by 2027-02-15 and uses Hong Kong time. Clause 20 transaction exclusions and the Bank's eligibility decision apply. Bank employees may enter this top-spender promotion. Winners must hold a valid CNCBI Hong Kong Airlines Mastercard by 2027-02-15 and keep the linked FWC account active when the award is made; a customer who is not already an FWC member must register before claiming. Membership is personal and cannot be transferred or redeemed for cash; it is valid through 2028-04-30 under FWC terms.
- Eligible spending for top-spender ranking: 2026-10-21 – 2026-12-31
