Discount Map
CNCBI Hong Kong Airlines Mastercard

CNCBI Hong Kong Airlines Mastercard

Bank
China CITIC Bank International
Issuer
CNCBI
Annual fee
Income requirement
Network
Verified date
Official website

Saving by category

Estimated saving at the selected amount. Conditions apply. Blank values have no supported estimate.

CategorySaved percentageConditions
Dining
Fine dining
Local dining
Fast food
Food delivery
Cafés, bakeries and desserts
Groceries
Markets
Supermarkets
Convenience stores
Shopping
Fashion
Sports and outdoors
Department stores
Electronics
Home and furniture
Jewellery and watches
Books and stationery
Pet supplies
Online shopping
Overseas online shopping
Local online shopping
Online groceries
Online fashion and sports
Transport
Local transport
Parking
Fuel and EV charging
Taxis, rides and car rental
Travel10%
Conditions and calculation
  • Limit applies to: offer
  • Merchants: agoda
  • Eligible merchants: agoda
  • B
  • o
  • k
  • t
  • h
  • e
  • s
  • a
  • y
  • r
  • u
  • g
  • A
  • d
  • .
  • T
  • f
  • i
  • p
  • v
  • b
  • M
  • c
  • n
  • j
  • l
  • m
  • ,
  • w
  • H
  • L
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • agoda
  • hong kong airlines

Agoda hotel stays: up to 10% off: 10%

  • Eligibility: Audience: all
  • Eligible spending: Applies to: agoda · Type: merchant
  • Benefit limit: Applies to: offer · Period: not stated · Type: not stated
  • Book the stay through Agoda. The offer is provided by Mastercard and subject to linked terms, which are not included in retained HTML.
Hotels
Travel bookings10%
Conditions and calculation
  • Limit applies to: offer
  • Merchants: agoda
  • Eligible merchants: agoda
  • B
  • o
  • k
  • t
  • h
  • e
  • s
  • a
  • y
  • r
  • u
  • g
  • A
  • d
  • .
  • T
  • f
  • i
  • p
  • v
  • b
  • M
  • c
  • n
  • j
  • l
  • m
  • ,
  • w
  • H
  • L
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • agoda

Agoda hotel stays: up to 10% off: 10%

  • Eligibility: Audience: all
  • Eligible spending: Applies to: agoda · Type: merchant
  • Benefit limit: Applies to: offer · Period: not stated · Type: not stated
  • Book the stay through Agoda. The offer is provided by Mastercard and subject to linked terms, which are not included in retained HTML.
Airlines10%
Conditions and calculation
  • Limit applies to: offer
  • Merchants: hong-kong-airlines
  • Eligible merchants: hong-kong-airlines
  • U
  • s
  • e
  • t
  • h
  • c
  • a
  • r
  • d
  • f
  • o
  • n
  • b
  • u
  • y
  • -
  • i
  • m
  • .
  • H
  • g
  • K
  • A
  • l
  • p
  • ;
  • k
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • hong kong airlines

Hong Kong Airlines onboard duty-free items: 10% off: 10%

  • Eligibility: Audience: all
  • Eligible spending: Applies to: hong kong airlines · Type: merchant
  • Benefit limit: Applies to: offer · Period: not stated · Type: not stated
  • Use the card for onboard duty-free items. Hong Kong Airlines terms apply; linked terms are not included.
Travel agencies
Entertainment
Cinemas
Games
Streaming
Theme parks and attractions
Concerts and tickets
Bills and utilities
Telecommunications
Government payments
Electricity and gas
Water
Health and wellness
Medical services
Pharmacies and supplements
Fitness
Beauty and personal care
Education
Tuition and courses
Overseas spending
Mainland China spending
Macau spending
E-wallet spending
E-wallet top-ups
WeChat Pay
AlipayHK
Octopus
PayMe
Mobile payments
Google Pay
Apple Pay
Samsung Pay
Insurance
Rent
Charitable donations
Loans and installments
Other

Promotion offers and card offers are separate. Combined eligibility is not assumed.

Promotion offers (5)

香港航空指定來回經濟艙機票淨票價 8 折(優惠 20%)
20%saving
Conditions applyDiscountCheck date conditionsCap: 5 乘客 · per transaction
Check validity dates
  • Eligibility: Audience: all
  • Eligible spending: Applies to: hong kong airlines · Type: merchant
  • Benefit limit: Amount: 5 · Applies to: 每次預訂可使用優惠碼的成人或兒童乘客數量。 · Period: per transaction · Type: limited · Unit: 乘客
  • Percentage note: 原文列明來回機票淨票價 8 折;優惠率按折扣表示為 20%。
  • Application or registration is required.
  • 適用於憑中信銀行(國際)信用卡,在香港航空網頁預訂由香港出發至指定航點的經濟艙來回機票。
  • 指定航點:加拿大溫哥華;澳洲悉尼、墨爾本;中國內地北京、重慶、成都、杭州、南京、三亞、海口、上海;日本東京、大阪、福岡、沖繩、札幌;泰國曼谷、布吉;其他首爾、台北、峴港、峇里島。
  • 預訂時須輸入優惠碼 HKACNCBI。
  • 折扣只適用於機票淨票價,不包括稅項、機場建設費、政府手續費、燃油附加費及航空公司附加費。
  • 不適用於 2026 年 12 月 19 日至 26 日的旅行日期。
  • 每次預訂最多 5 位成人或兒童乘客可使用優惠碼;優惠數量有限,先到先得。
  • 客戶須符合指定條件;原文沒有列明條件詳情。優惠由香港航空提供,並受其條款及細則約束。
  • 訂票期間;原文為即日起至 2026-10-09,開始日期未列明。: Now – 2026-10-09
  • 旅行日期。: 2026-10-05 – 2027-01-27
香港航空指定單程經濟艙機票淨票價 85 折(優惠 15%)
15%saving
Conditions applyDiscountCheck date conditionsCap: 5 乘客 · per transaction
Check validity dates
  • Eligibility: Audience: all
  • Eligible spending: Applies to: hong kong airlines · Type: merchant
  • Benefit limit: Amount: 5 · Applies to: 每次預訂可使用優惠碼的成人或兒童乘客數量。 · Period: per transaction · Type: limited · Unit: 乘客
  • Percentage note: 原文列明單程機票淨票價 85 折;優惠率按折扣表示為 15%。
  • Application or registration is required.
  • 適用於憑中信銀行(國際)信用卡,在香港航空網頁預訂由香港出發至指定航點的經濟艙單程機票。
  • 指定航點:加拿大溫哥華;澳洲悉尼、墨爾本;中國內地北京、重慶、成都、杭州、南京、三亞、海口、上海;日本東京、大阪、福岡、沖繩、札幌;泰國曼谷、布吉;其他首爾、台北、峴港、峇里島。
  • 預訂時須輸入優惠碼 HKACNCBI。
  • 折扣只適用於機票淨票價,不包括稅項、機場建設費、政府手續費、燃油附加費及航空公司附加費。
  • 不適用於 2026 年 12 月 19 日至 26 日的旅行日期。
  • 每次預訂最多 5 位成人或兒童乘客可使用優惠碼;優惠數量有限,先到先得。
  • 客戶須符合指定條件;原文沒有列明條件詳情。優惠由香港航空提供,並受其條款及細則約束。
  • 訂票期間;原文為即日起至 2026-10-09,開始日期未列明。: Now – 2026-10-09
  • 旅行日期。: 2026-10-05 – 2027-01-27
中信銀行(國際)香港航空Mastercard每HK$2簽賬獲1 FWC積分
1FWC積分 reward
Points
  • Eligibility: Audience: all
  • Eligible spending: Applies to: 旅遊 · Type: category
  • Benefit limit: Applies to: 簽賬積分 · Period: not stated · Type: not stated
  • 每HK$2簽賬 = 1 FWC積分;來源另列明香港航空旅遊優惠,但未提供詳細條件。
Hong Kong Airlines onboard duty-free items: 10% off
10%saving
Discount
  • Eligibility: Audience: all
  • Eligible spending: Applies to: hong kong airlines · Type: merchant
  • Benefit limit: Applies to: offer · Period: not stated · Type: not stated
  • Use the card for onboard duty-free items. Hong Kong Airlines terms apply; linked terms are not included.
Agoda hotel stays: up to 10% off
Up to10%saving
Discount
  • Eligibility: Audience: all
  • Eligible spending: Applies to: agoda · Type: merchant
  • Benefit limit: Applies to: offer · Period: not stated · Type: not stated
  • Book the stay through Agoda. The offer is provided by Mastercard and subject to linked terms, which are not included in retained HTML.

Credit card offers (44)

Hong Kong Airlines Mastercard: 1 Bonus Point per HK$1 eligible spend
1Bonus Point reward
Points
  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Applies to: offer · Period: not stated · Type: not stated
  • Percentage note: Earn 1 Bonus Point per HK$1; 15 Bonus Points convert to 1 FWC Point, but no cash value is stated.
  • Eligible posted transactions earn 1 Bonus Point per HK$1, rounded up to the nearest dollar. Monthly Bonus Point maximum depends on the credit limit; temporary credit limit is excluded. 15 Bonus Points convert automatically to 1 FWC Point. Eligible transaction types and exclusions apply, including exclusions for bills, Octopus top-ups, balance transfers, installment repayments, fees, insurance, tax, casino transactions, annual fees, finance charges, and reversed or invalid transactions.
Hong Kong Airlines transactions: 6.5 extra Bonus Points per HK$1
6.5Bonus Point reward
PointsPeriod Limited
  • Eligibility: Audience: all
  • Eligible spending: Applies to: hong kong airlines · Type: merchant
  • Benefit limit: Applies to: offer · Period: not stated · Type: not stated
  • Percentage note: Extra component only: 6.5 Bonus Points per HK$1; total with the separate 1X basic rate is 7.5X. 15 Bonus Points convert to 1 FWC Point; no cash value is stated.
  • Extra points apply to eligible Hong Kong Airlines transactions on the HKA website or mobile apps; third-party travel platform transactions are excluded. The source table states 1X basic plus 6.5X extra, for 7.5X total. Eligible transactions are rounded up to the nearest dollar; extra points are credited within 3 months after the calendar month and converted at 15 Bonus Points to 1 FWC Point. General exclusions and account-good-standing terms apply. The card page summarizes the best rate as HK$2 per FWC Point. The detailed HKA tier earns 7.5 total Bonus Points per HK$1, with 15 Bonus Points converting to 1 FWC Point.
  • promotion period: 2026-07-01 – 2026-12-31
Overseas transactions: 2.75 extra Bonus Points per HK$1
2.75Bonus Point reward
PointsPeriod Limited
  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Benefit limit: Applies to: offer · Period: not stated · Type: not stated
  • Percentage note: Extra component only: 2.75 Bonus Points per HK$1; total with the separate 1X basic rate is 3.75X. 15 Bonus Points convert to 1 FWC Point; no cash value is stated.
  • Eligible retail transactions must be settled in a currency other than HKD, based on the currency posted on the card statement. The source table states 1X basic plus 2.75X extra, for 3.75X total. Non-HKD amounts are converted to HKD at the Bank's prevailing rate; qualifying spend is rounded up to the nearest dollar. Extra points are credited within 3 months after the calendar month and converted at 15 Bonus Points to 1 FWC Point. General exclusions and account-good-standing terms apply.
  • promotion period: 2026-07-01 – 2026-12-31
Online transactions: 2.75 extra Bonus Points per HK$1
2.75Bonus Point reward
PointsPeriod Limited
  • Eligibility: Audience: all
  • Eligible spending: Applies to: 網上購物 · Type: category
  • Benefit limit: Applies to: offer · Period: not stated · Type: not stated
  • Percentage note: Extra component only: 2.75 Bonus Points per HK$1; total with the separate 1X basic rate is 3.75X. 15 Bonus Points convert to 1 FWC Point; no cash value is stated.
  • Eligible online retail transactions are classified by Mastercard or the acquiring bank's merchant code or transaction type, regardless of country or currency. Online supermarkets are excluded. The source table states 1X basic plus 2.75X extra, for 3.75X total. Qualifying spend is rounded up to the nearest dollar; extra points are credited within 3 months after the calendar month and converted at 15 Bonus Points to 1 FWC Point. General exclusions and account-good-standing terms apply.
  • promotion period: 2026-07-01 – 2026-12-31
Local transactions: 1.5 extra Bonus Points per HK$1
1.5Bonus Point reward
PointsPeriod Limited
  • Eligibility: Audience: all
  • Eligible spending: Applies to: 其他 · Type: category
  • Benefit limit: Applies to: offer · Period: not stated · Type: not stated
  • Percentage note: Extra component only: 1.5 Bonus Points per HK$1; total with the separate 1X basic rate is 2.5X. 15 Bonus Points convert to 1 FWC Point; no cash value is stated.
  • Local retail, mail-order, and telephone-order transactions qualify. The source table states 1X basic plus 1.5X extra, for 2.5X total. Qualifying spend is rounded up to the nearest dollar; extra points are credited within 3 months after the calendar month and converted at 15 Bonus Points to 1 FWC Point. General exclusions and account-good-standing terms apply.
  • promotion period: 2026-07-01 – 2026-12-31
Hong Kong Airlines 20th Anniversary Lucky Draw: 1 entry per local transaction
1Hong Kong Airlines 20th Anniversary Lucky Draw entry quantity
PrizePeriod LimitedMinimum spending: HK$200.00
  • Eligibility: Audience: all
  • Eligible spending: Applies to: 其他 · Type: category
  • Minimum requirement: Period: per transaction · Spend: HK$200.00
  • Benefit limit: Applies to: offer · Period: not stated · Type: not stated
  • Percentage note: No cash equivalent percentage is stated.
  • one draw chance for each eligible local transaction of at least HK$200. Applies to eligible CNCBI credit cards except business cards. A foreign-currency transaction is assessed using the posted HKD amount. Eligible transactions must be posted by 2027-02-15. Qualifying transaction exclusions and proof rules in the promotion terms apply; the random draw is on 2027-02-24. CITICdiamond status is required only for the doubled-entry variant.
  • promotion period: 2026-10-21 – 2026-12-31
Hong Kong Airlines 20th Anniversary Lucky Draw: 2 entries per foreign-currency transaction
2Hong Kong Airlines 20th Anniversary Lucky Draw entry quantity
PrizePeriod LimitedMinimum spending: HK$200.00
  • Eligibility: Audience: all
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Minimum requirement: Period: per transaction · Spend: HK$200.00
  • Benefit limit: Applies to: offer · Period: not stated · Type: not stated
  • Percentage note: No cash equivalent percentage is stated.
  • two draw chances for each eligible foreign-currency transaction of at least HK$200. Applies to eligible CNCBI credit cards except business cards. A foreign-currency transaction is assessed using the posted HKD amount. Eligible transactions must be posted by 2027-02-15. Qualifying transaction exclusions and proof rules in the promotion terms apply; the random draw is on 2027-02-24. CITICdiamond status is required only for the doubled-entry variant.
  • promotion period: 2026-10-21 – 2026-12-31
Hong Kong Airlines 20th Anniversary Lucky Draw: 2 entries per local transaction
2Hong Kong Airlines 20th Anniversary Lucky Draw entry quantity
PrizePeriod LimitedotherMinimum spending: HK$200.00
  • Eligibility: Audience: other
  • Eligible spending: Applies to: 其他 · Type: category
  • Minimum requirement: Period: per transaction · Spend: HK$200.00
  • Benefit limit: Applies to: offer · Period: not stated · Type: not stated
  • Percentage note: No cash equivalent percentage is stated.
  • CITICdiamond customers receive double chances: two for each eligible local transaction of at least HK$200. Applies to eligible CNCBI credit cards except business cards. A foreign-currency transaction is assessed using the posted HKD amount. Eligible transactions must be posted by 2027-02-15. Qualifying transaction exclusions and proof rules in the promotion terms apply; the random draw is on 2027-02-24. CITICdiamond status is required only for the doubled-entry variant.
  • promotion period: 2026-10-21 – 2026-12-31
Hong Kong Airlines 20th Anniversary Lucky Draw: 4 entries per foreign-currency transaction
4Hong Kong Airlines 20th Anniversary Lucky Draw entry quantity
PrizePeriod LimitedotherMinimum spending: HK$200.00
  • Eligibility: Audience: other
  • Eligible spending: Applies to: 海外簽賬 · Type: category
  • Minimum requirement: Period: per transaction · Spend: HK$200.00
  • Benefit limit: Applies to: offer · Period: not stated · Type: not stated
  • Percentage note: No cash equivalent percentage is stated.
  • CITICdiamond customers receive double chances: four for each eligible foreign-currency transaction of at least HK$200. Applies to eligible CNCBI credit cards except business cards. A foreign-currency transaction is assessed using the posted HKD amount. Eligible transactions must be posted by 2027-02-15. Qualifying transaction exclusions and proof rules in the promotion terms apply; the random draw is on 2027-02-24. CITICdiamond status is required only for the doubled-entry variant.
  • promotion period: 2026-10-21 – 2026-12-31
Hong Kong Airlines 20th Anniversary Lucky Draw: 2 application entries
2Hong Kong Airlines 20th Anniversary Lucky Draw entry quantity
Conditions applyPrizePeriod LimitedCap: 1 item · promotion total
  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 1 · Applies to: one entry award per specified card type per cardmember · Period: promotion total · Type: limited · Unit: item
  • Percentage note: No cash equivalent percentage is stated.
  • Application or registration is required.
  • Apply for and receive approval for the specified HKA Mastercard principal card during the promotion period. Card approval must occur by 2027-02-15; the card must remain valid and be linked to a valid FWC account at the 2027-02-24 draw. Each specified card type has at most one application entry award. Only one lottery prize can be awarded to each user.
  • application period: 2026-10-21 – 2026-12-31
Hong Kong Airlines 20th Anniversary Lucky Draw: 4 application entries
4Hong Kong Airlines 20th Anniversary Lucky Draw entry quantity
Conditions applyPrizePeriod LimitedotherCap: 1 item · promotion total
  • Eligibility: Audience: other
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 1 · Applies to: one entry award per specified card type per cardmember · Period: promotion total · Type: limited · Unit: item
  • Percentage note: No cash equivalent percentage is stated.
  • Application or registration is required.
  • A CITICdiamond customer who applies for and receives approval for the specified HKA Mastercard principal card receives four chances. Card approval must occur by 2027-02-15; the card must remain valid and be linked to a valid FWC account at the 2027-02-24 draw. Each specified card type has at most one application entry award. Only one lottery prize can be awarded to each user.
  • application period: 2026-10-21 – 2026-12-31
Hong Kong Airlines 20th Anniversary Lucky Draw: 6 application entries
6Hong Kong Airlines 20th Anniversary Lucky Draw entry quantity
Conditions applyPrizePeriod LimitedotherCap: 1 item · promotion total
  • Eligibility: Audience: other
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 1 · Applies to: one entry award per specified card type per cardmember · Period: promotion total · Type: limited · Unit: item
  • Percentage note: No cash equivalent percentage is stated.
  • Application or registration is required.
  • A CITICdiamond customer who applies for and receives approval for both the specified HKA Mastercard and GBA credit card receives six chances. Card approval must occur by 2027-02-15; the card must remain valid and be linked to a valid FWC account at the 2027-02-24 draw. Each specified card type has at most one application entry award. Only one lottery prize can be awarded to each user.
  • application period: 2026-10-21 – 2026-12-31
Hong Kong Airlines 20th Anniversary Lucky Draw: 26,000 FWC Points
26,000FWC Point reward
PrizePeriod LimitedCap: 40 item · promotion total
  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 40 · Applies to: winners awarded 26,000 FWC Points · Period: promotion total · Type: limited · Unit: item
  • Percentage note: No cash equivalent percentage is stated.
  • Random draw prize for eligible participants; 40 winners receive 26,000 FWC Points each. Points are credited by 2027-03-31. Only one lottery prize is awarded per user; valid card and FWC account conditions apply.
  • promotion period: 2026-10-21 – 2026-12-31
Hong Kong Airlines 20th Anniversary Lucky Draw: 36,000 FWC Points
36,000FWC Point reward
PrizePeriod LimitedCap: 60 item · promotion total
  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 60 · Applies to: winners awarded 36,000 FWC Points · Period: promotion total · Type: limited · Unit: item
  • Percentage note: No cash equivalent percentage is stated.
  • Random draw prize for eligible participants; 60 winners receive 36,000 FWC Points each. Points are credited by 2027-03-31. Only one lottery prize is awarded per user; valid card and FWC account conditions apply.
  • promotion period: 2026-10-21 – 2026-12-31
Hong Kong Airlines 20th Anniversary Lucky Draw: Hong Kong–Japan business-class return ticket
1Hong Kong Airlines Hong Kong–Japan business-class return ticket reward
PrizePeriod LimitedCap: 20 item · promotion total
  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 20 · Applies to: business class return tickets awarded · Period: promotion total · Type: limited · Unit: item
  • Percentage note: No cash equivalent percentage is stated.
  • Random draw prize: 20 winners receive one Hong Kong Airlines Hong Kong–Japan business-class return ticket each (10 Tokyo, 10 Osaka). Ticket taxes and fuel or carrier surcharges are excluded. Ticket redemption is from 2027-03-01 to 2027-06-30; travel is from 2027-03-01 to 2027-09-24, excluding 2027-03-19 to 2027-04-11 and 2027-04-29 to 2027-05-09. HKA-marketed and HKA-operated flights only; codeshares excluded. One prize per user and other ticket conditions apply.
  • promotion period: 2026-10-21 – 2026-12-31
Hong Kong Airlines 20th Anniversary: FWC Gold membership
1FWC Gold membership reward
TravelPeriod LimitedCap: 100 item · promotion total
  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Amount: 100 · Applies to: top 100 qualifying spenders awarded FWC Gold membership · Period: promotion total · Type: limited · Unit: item
  • Percentage note: No cash equivalent percentage is stated.
  • The 100 highest accumulated qualifying spenders across eligible cards receive FWC Gold membership. Qualifying transactions, exclusions, and posting by 2027-02-15 follow the promotion terms. Membership is awarded by 2027-03-31 and remains valid through 2028-04-30.
  • qualifying spending period: 2026-10-21 – 2026-12-31
Hong Kong Airlines Mastercard welcome offer: 26,000 FWC Points for one Okinawa or Shanghai round-trip ticket
26,000FWC Point reward
Conditions applyPointsPeriod LimitedMinimum spending: HK$25,000.00Cap: 1 item · lifetime
  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$25,000.00
  • Benefit limit: Amount: 1 · Applies to: one welcome offer across cards per eligible cardmember · Period: lifetime · Type: limited · Unit: item
  • Percentage note: No cash equivalent percentage is stated.
  • Application or registration is required.
  • For a new cardmember with no CNCBI principal card in the previous 12 months as of the approval month; not available if the HKA Mastercard was cancelled in the previous 12 months. Accumulate at least HK$25,000 in eligible retail spend during the first 150 days after issuance. Redeem through inMotion within 191 days of card issuance; no redemption fee. Points are credited within 15 working days after redemption. Application for the card must be during 2026-07-01 to 2026-12-31 and the card must be issued by 2027-03-31. Only one welcome offer applies across cards. Card activation and inMotion redemption may occur before the eligible-spend requirement is complete.
  • card application period: 2026-07-01 – 2026-12-31
Hong Kong Airlines Mastercard welcome offer: 52,000 FWC Points for two Okinawa or Shanghai round-trip tickets
52,000FWC Point reward
Conditions applyPointsPeriod LimitedMinimum spending: HK$40,000.00Cap: 1 item · lifetime
  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$40,000.00
  • Benefit limit: Amount: 1 · Applies to: one welcome offer across cards per eligible cardmember · Period: lifetime · Type: limited · Unit: item
  • Percentage note: No cash equivalent percentage is stated.
  • Application or registration is required.
  • For a new cardmember with no CNCBI principal card in the previous 12 months as of the approval month; not available if the HKA Mastercard was cancelled in the previous 12 months. Accumulate at least HK$40,000 in eligible retail spend during the first 150 days after issuance. Redeem through inMotion within 191 days of card issuance for HK$800. Points are credited within 15 working days after redemption. Application for the card must be during 2026-07-01 to 2026-12-31 and the card must be issued by 2027-03-31. Only one welcome offer applies across cards.
  • card application period: 2026-07-01 – 2026-12-31
Hong Kong Airlines Mastercard welcome offer: 78,000 FWC Points for three Okinawa or Shanghai round-trip tickets
78,000FWC Point reward
Conditions applyPointsPeriod LimitedMinimum spending: HK$55,000.00Cap: 1 item · lifetime
  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$55,000.00
  • Benefit limit: Amount: 1 · Applies to: one welcome offer across cards per eligible cardmember · Period: lifetime · Type: limited · Unit: item
  • Percentage note: No cash equivalent percentage is stated.
  • Application or registration is required.
  • For a new cardmember with no CNCBI principal card in the previous 12 months as of the approval month; not available if the HKA Mastercard was cancelled in the previous 12 months. Accumulate at least HK$55,000 in eligible retail spend during the first 150 days after issuance. Redeem through inMotion within 191 days of card issuance for HK$1,600. Points are credited within 15 working days after redemption. Application for the card must be during 2026-07-01 to 2026-12-31 and the card must be issued by 2027-03-31. Only one welcome offer applies across cards.
  • card application period: 2026-07-01 – 2026-12-31
Hong Kong Airlines Mastercard welcome offer: 104,000 FWC Points for four Okinawa or Shanghai round-trip tickets
104,000FWC Point reward
Conditions applyPointsPeriod LimitedMinimum spending: HK$70,000.00Cap: 1 item · lifetime
  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$70,000.00
  • Benefit limit: Amount: 1 · Applies to: one welcome offer across cards per eligible cardmember · Period: lifetime · Type: limited · Unit: item
  • Percentage note: No cash equivalent percentage is stated.
  • Application or registration is required.
  • For a new cardmember with no CNCBI principal card in the previous 12 months as of the approval month; not available if the HKA Mastercard was cancelled in the previous 12 months. Accumulate at least HK$70,000 in eligible retail spend during the first 150 days after issuance. Redeem through inMotion within 191 days of card issuance for HK$2,400. Points are credited within 15 working days after redemption. Application for the card must be during 2026-07-01 to 2026-12-31 and the card must be issued by 2027-03-31. Only one welcome offer applies across cards.
  • card application period: 2026-07-01 – 2026-12-31
Hong Kong Airlines Mastercard welcome offer: 26,000 FWC Points
26,000FWC Point reward
PointsPeriod LimitedMinimum spending: HK$25,000.00Cap: 1 item · lifetime
  • Eligibility: Audience: all · Customer status: new
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$25,000.00
  • Benefit limit: Amount: 1 · Applies to: one welcome offer across cards per eligible cardmember · Period: lifetime · Type: limited · Unit: item
  • Percentage note: No cash equivalent percentage is stated.
  • For a new cardmember with no CNCBI principal card in the previous 12 months as of the approval month; not available if the HKA Mastercard was cancelled in the previous 12 months. Accumulate at least HK$25,000 in eligible retail spend in the first 150 days after issuance and do not redeem a points tier; 26,000 FWC Points are credited by 8 months after issuance. Card application must be during 2026-07-01 to 2026-12-31 and card issue by 2027-03-31. Only one welcome offer applies across cards.
  • card application period: 2026-07-01 – 2026-12-31
Hong Kong Airlines Mastercard welcome offer: 20,000 FWC Points for a Taipei or Taichung round-trip ticket
20,000FWC Point reward
PointsPeriod LimitedMinimum spending: HK$25,000.00Cap: 1 item · lifetime
  • Eligibility: Audience: all · Customer status: existing
  • Eligible spending: Type: all
  • Requirements: Period spend ≥: HK$25,000.00
  • Benefit limit: Amount: 1 · Applies to: one welcome offer across cards per eligible cardmember · Period: lifetime · Type: limited · Unit: item
  • Percentage note: No cash equivalent percentage is stated.
  • For an existing cardmember who accumulates at least HK$25,000 in eligible retail spend during the first 150 days after issuance. Points are credited by 8 months after issuance. Card application must be during 2026-07-01 to 2026-12-31 and card issue by 2027-03-31. Only one welcome offer applies across cards.
  • card application period: 2026-07-01 – 2026-12-31
Hong Kong Airlines Mastercard: 57-day interest-free period
Up to57days quantity
Financing
  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: offer · Period: not stated · Type: not stated
  • Percentage note: The KFS states an interest free period of up to 57 days; no percentage benefit is stated.
  • For retail purchases only. No purchase interest applies when the card balance is paid in full by the payment due date. Cash advances accrue interest from the transaction date and are not included in the interest-free period. The card page also lists an interest-free repayment period of up to 57 days.
Hong Kong Airlines Mastercard: 2 complimentary Airport Lounge Club Autus vouchers
2HKA Airport Lounge Club Autus voucher quantity
Conditions applyTravelPeriod Limited
  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: offer · Period: not stated · Type: not stated
  • Percentage note: No cash equivalent percentage is stated.
  • Application or registration is required.
  • Principal and supplementary cardmembers must register for bank i-banking, download inMotion, activate the card, and make any eligible retail transaction during the promotion. Two vouchers are issued in the app within 3 working days and remain valid through 2027-06-30. Lounge use requires the voucher and a valid boarding pass for a departing HKA-operated flight; codeshares are excluded, and use is limited to 4 hours. Eligible-transaction exclusions apply. The vouchers may be shared with the cardmember's traveling companions.
  • promotion period: 2026-07-01 – 2026-12-31
Hong Kong Airlines flight priority check-in, luggage, and boarding(優惠值未列明)
—Value not stated
Travel
  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: offer · Period: not stated · Type: not stated
  • For cardmembers traveling on Hong Kong Airlines flights departing from Hong Kong. One companion may use the same business-class boarding line. Hong Kong Airlines terms apply; linked terms are not included in the retained HTML.
Hong Kong Airlines business-class upgrade: 50% off FWC Points
50%saving
Discount
  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: offer · Period: not stated · Type: not stated
  • Percentage note: Source did not include full programme terms in the supplied files.
  • Hong Kong Airlines launches the offer from time to time. It applies to designated departure dates and routes; details are not stated in this HTML.
Hong Kong Airlines ticket purchase: 300 extra FWC Points
300Fortune Wings Club (FWC) reward
PointsPeriod LimitedMinimum spending: HK$3,000.00
  • Eligibility: Audience: all
  • Eligible spending: Applies to: hong kong airlines · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$3,000.00
  • Requirements: Transaction Spend Below Cents: HK$5,000.00
  • Benefit limit: Applies to: offer · Period: not stated · Type: not stated
  • Buy an air ticket through the Hong Kong Airlines official website or mobile app for HK$3,000–4,999. Hong Kong Airlines terms apply; linked terms are not included.
  • promotion period: Now – 2026-12-31
Hong Kong Airlines ticket purchase: 500 extra FWC Points
500Fortune Wings Club (FWC) reward
PointsPeriod LimitedMinimum spending: HK$5,000.00
  • Eligibility: Audience: all
  • Eligible spending: Applies to: hong kong airlines · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$5,000.00
  • Requirements: Transaction Spend Below Cents: HK$10,000.00
  • Benefit limit: Applies to: offer · Period: not stated · Type: not stated
  • Buy an air ticket through the Hong Kong Airlines official website or mobile app for HK$5,000–9,999. Hong Kong Airlines terms apply; linked terms are not included.
  • promotion period: Now – 2026-12-31
Hong Kong Airlines ticket purchase: 1,000 extra FWC Points
1,000Fortune Wings Club (FWC) reward
PointsPeriod LimitedMinimum spending: HK$10,000.00
  • Eligibility: Audience: all
  • Eligible spending: Applies to: hong kong airlines · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$10,000.00
  • Requirements: Transaction Spend Below Cents: HK$15,000.00
  • Benefit limit: Applies to: offer · Period: not stated · Type: not stated
  • Buy an air ticket through the Hong Kong Airlines official website or mobile app for HK$10,000–14,999. Hong Kong Airlines terms apply; linked terms are not included.
  • promotion period: Now – 2026-12-31
Hong Kong Airlines ticket purchase: 1,500 extra FWC Points
1,500Fortune Wings Club (FWC) reward
PointsPeriod LimitedMinimum spending: HK$15,000.00
  • Eligibility: Audience: all
  • Eligible spending: Applies to: hong kong airlines · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$15,000.00
  • Requirements: Transaction Spend Below Cents: HK$20,000.00
  • Benefit limit: Applies to: offer · Period: not stated · Type: not stated
  • Buy an air ticket through the Hong Kong Airlines official website or mobile app for HK$15,000–19,999. Hong Kong Airlines terms apply; linked terms are not included.
  • promotion period: Now – 2026-12-31
Hong Kong Airlines ticket purchase: 2,000 extra FWC Points
2,000Fortune Wings Club (FWC) reward
PointsPeriod LimitedMinimum spending: HK$20,000.00
  • Eligibility: Audience: all
  • Eligible spending: Applies to: hong kong airlines · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$20,000.00
  • Requirements: Transaction Spend Below Cents: HK$25,000.00
  • Benefit limit: Applies to: offer · Period: not stated · Type: not stated
  • Buy an air ticket through the Hong Kong Airlines official website or mobile app for HK$20,000–24,999. Hong Kong Airlines terms apply; linked terms are not included.
  • promotion period: Now – 2026-12-31
Hong Kong Airlines onboard duty-free items: 10% off
10%saving
Discount
  • Eligibility: Audience: all
  • Eligible spending: Applies to: hong kong airlines · Type: merchant
  • Benefit limit: Applies to: offer · Period: not stated · Type: not stated
  • Use the card for onboard duty-free items. Hong Kong Airlines terms apply; linked terms are not included.
Complimentary travel insurance with up to US$100,000 cover
Up to100,000USD
Conditions applyTravelPeriod Limited
  • Eligibility: Audience: all
  • Eligible spending: Applies to: 交通 · Type: category
  • Benefit limit: Applies to: offer · Period: not stated · Type: not stated
  • Application or registration is required.
  • Pay the full cost of common-carrier tickets with the eligible card and complete benefit registration before the trip. Cardholders receive up to US$100,000 cover per trip; family members may receive up to 50% coverage. The offer is provided by Mastercard; insurance is provided by AIG Asia Pacific Insurance Pte Ltd. Coverage, exclusions, limits, and compensation follow the policy terms linked from the page.
  • promotion period: Now – 2026-12-31
Complimentary 12-month HoteLux Elite Membership
12month quantity
Travel
  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: offer · Period: not stated · Type: not stated
  • Membership includes 1,000 HoteLux points, complimentary breakfast, room upgrade, early check-in, late check-out, and up to US$200 hotel dining and spa credits. Room upgrade, early check-in, and late check-out are subject to availability. The offer is provided by Mastercard and subject to linked terms, which are not included in retained HTML.
Luxury hotel stay: one free night(優惠值未列明)
—Value not stated
Discount
  • Eligibility: Audience: all
  • Eligible spending: Applies to: 酒店 · Type: category
  • Benefit limit: Applies to: offer · Period: not stated · Type: not stated
  • The complete list of eligible merchants is not available.
  • Mastercard offers include one free night and other offers at participating luxury hotels. Hotel list and offer details are linked but are not included in retained HTML.
Agoda hotel stays: up to 10% off
Up to10%saving
Discount
  • Eligibility: Audience: all
  • Eligible spending: Applies to: agoda · Type: merchant
  • Benefit limit: Applies to: offer · Period: not stated · Type: not stated
  • Book the stay through Agoda. The offer is provided by Mastercard and subject to linked terms, which are not included in retained HTML.
Merchant Installment Plan(優惠值未列明)
—Value not stated
Financing
  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: offer · Period: not stated · Type: not stated
  • Listed as a card feature. Terms and values are not stated in retained HTML.
Octopus Automatic Add Value Service(優惠值未列明)
—Value not stated
Other
  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: offer · Period: not stated · Type: not stated
  • Listed as a card feature. Terms and values are not stated in retained HTML.
Credit Card Cash-in Installment Program(優惠值未列明)
—Value not stated
Financing
  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: offer · Period: not stated · Type: not stated
  • Listed as a card feature. Terms and values are not stated in retained HTML.
Card Retail Purchase Installment Program(優惠值未列明)
—Value not stated
Financing
  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: offer · Period: not stated · Type: not stated
  • Listed as a card feature. Terms and values are not stated in retained HTML.
Debt Consolidation(優惠值未列明)
—Value not stated
Financing
  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: offer · Period: not stated · Type: not stated
  • Listed as a card feature. Terms and values are not stated in retained HTML.
Apple Pay mobile payment service(優惠值未列明)
—Value not stated
Other
  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: offer · Period: not stated · Type: not stated
  • Listed as a card feature. Terms and values are not stated in retained HTML.
Google Pay mobile payment service(優惠值未列明)
—Value not stated
Other
  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: offer · Period: not stated · Type: not stated
  • Listed as a card feature. Terms and values are not stated in retained HTML.
Hong Kong Airlines Mastercard annual fee waiver(優惠值未列明)
—Value not stated
Fee Waiver
  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: offer · Period: not stated · Type: not stated
  • The first year annual fee is waived. The fee amount and further conditions are not stated in retained HTML.