Cmb Wing Lung UnionPay Dual Currency Platinum Card

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Amount: 600 · Applies to: 現金回贈 · Currency: HKD · Period: not stated · Type: limited · Unit: currency
• 標題指定招商永隆銀聯雙幣白金卡。
• 標題未列明合資格簽賬類別、回贈條件、日期或其他條款。

• Eligibility: Audience: other
• Eligible spending: Applies to: 摩卡咖啡 · Type: merchant
• Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
• Percentage note: 表列參考價人民幣58元及優惠價人民幣9.9元；(58−9.9) / 58 × 100 = 82.931…%，四捨五入至小數一位為82.9%。來源另列17折，數值超出0–10範圍；此率只按表列價格計算，不推定折扣欄含義。另收服務費及增值稅，均以原價計算；此率只反映表列餐價。
• Application or registration is required.
• 適用對象為招商永隆銀行客戶。
• 付款限制：招商永隆信用卡或提款卡持卡人必須以有效的招商永隆信用卡或提款卡付款。
• 客戶須在摩卡咖啡掃碼加入香格里拉會，成為會員後才可享優惠。
• 店址：中國深圳市建設路1002號火車站東側；摩卡咖啡位於1樓，營業時間為09:00–19:00。
• 優惠以原價計算；另收10%服務費及6%增值稅，兩者均以原價計算。
• 優惠不可與其他優惠同時使用；不可兌換現金、其他產品或服務、折扣，亦不可轉讓。
• 招商永隆銀行及深圳香格里拉可不作事前通知而更改或終止優惠；銀行及深圳香格里拉對爭議保留最終及具約束力的決定權。
• 銀行不是產品或服務供應商。客戶與深圳香格里拉的產品或服務糾紛須直接向深圳香格里拉聯絡。
• 中英文條款如有差異，以中文版本為準。人民幣受匯率風險影響。
• 深圳香格里拉餐飲優惠: 2026-04-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: other
• Eligible spending: Applies to: 香咖啡 · Type: merchant
• Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
• Percentage note: 來源列出5折；(10 5) × 10 = 50% 節省。
• 適用對象為招商永隆銀行客戶。
• 付款限制：招商永隆信用卡或提款卡持卡人必須以有效的招商永隆信用卡或提款卡付款。
• 只適用於週三自助晚餐；參考價人民幣358元，優惠價人民幣179元。
• 只限堂食；自助餐須至少提前24小時預訂。
• 香咖啡自助午餐或晚餐如遇節假日推廣，可能需要補差價；詳情須向餐廳查詢。來源列出的節假日包括春節、情人節、元宵節、清明節、勞動節、端午節、七夕、中秋節、國慶節、聖誕節及元旦等。
• 店址：中國深圳市建設路1002號火車站東側；香咖啡位於2樓，營業時間為12:00–14:30及17:30–21:30。
• 優惠以原價計算；另收10%服務費及6%增值稅，兩者均以原價計算。
• 優惠不可與其他優惠同時使用；不可兌換現金、其他產品或服務、折扣，亦不可轉讓。
• 招商永隆銀行及深圳香格里拉可不作事前通知而更改或終止優惠；銀行及深圳香格里拉對爭議保留最終及具約束力的決定權。
• 銀行不是產品或服務供應商。客戶與深圳香格里拉的產品或服務糾紛須直接向深圳香格里拉聯絡。
• 中英文條款如有差異，以中文版本為準。人民幣受匯率風險影響。
• 深圳香格里拉餐飲優惠: 2026-04-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: other
• Eligible spending: Applies to: 香咖啡 · Type: merchant
• Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
• Percentage note: 來源列出83折；(10 8.3) × 10 = 17% 節省。
• 適用對象為招商永隆銀行客戶。
• 付款限制：招商永隆信用卡或提款卡持卡人必須以有效的招商永隆信用卡或提款卡付款。
• 只適用於週二及週四自助晚餐；參考價人民幣358元，優惠價人民幣298元。
• 只限堂食；自助餐須至少提前24小時預訂。
• 香咖啡自助午餐或晚餐如遇節假日推廣，可能需要補差價；詳情須向餐廳查詢。來源列出的節假日包括春節、情人節、元宵節、清明節、勞動節、端午節、七夕、中秋節、國慶節、聖誕節及元旦等。
• 店址：中國深圳市建設路1002號火車站東側；香咖啡位於2樓，營業時間為12:00–14:30及17:30–21:30。
• 優惠以原價計算；另收10%服務費及6%增值稅，兩者均以原價計算。
• 優惠不可與其他優惠同時使用；不可兌換現金、其他產品或服務、折扣，亦不可轉讓。
• 招商永隆銀行及深圳香格里拉可不作事前通知而更改或終止優惠；銀行及深圳香格里拉對爭議保留最終及具約束力的決定權。
• 銀行不是產品或服務供應商。客戶與深圳香格里拉的產品或服務糾紛須直接向深圳香格里拉聯絡。
• 中英文條款如有差異，以中文版本為準。人民幣受匯率風險影響。
• 深圳香格里拉餐飲優惠: 2026-04-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: other
• Eligible spending: Applies to: 香咖啡 · Type: merchant
• Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
• Percentage note: 來源列出77折；(10 7.7) × 10 = 23% 節省。
• 適用對象為招商永隆銀行客戶。
• 付款限制：招商永隆信用卡或提款卡持卡人必須以有效的招商永隆信用卡或提款卡付款。
• 只適用於週五及週六自助晚餐；參考價人民幣428元，優惠價人民幣328元。
• 只限堂食；自助餐須至少提前24小時預訂。
• 香咖啡自助午餐或晚餐如遇節假日推廣，可能需要補差價；詳情須向餐廳查詢。來源列出的節假日包括春節、情人節、元宵節、清明節、勞動節、端午節、七夕、中秋節、國慶節、聖誕節及元旦等。
• 店址：中國深圳市建設路1002號火車站東側；香咖啡位於2樓，營業時間為12:00–14:30及17:30–21:30。
• 優惠以原價計算；另收10%服務費及6%增值稅，兩者均以原價計算。
• 優惠不可與其他優惠同時使用；不可兌換現金、其他產品或服務、折扣，亦不可轉讓。
• 招商永隆銀行及深圳香格里拉可不作事前通知而更改或終止優惠；銀行及深圳香格里拉對爭議保留最終及具約束力的決定權。
• 銀行不是產品或服務供應商。客戶與深圳香格里拉的產品或服務糾紛須直接向深圳香格里拉聯絡。
• 中英文條款如有差異，以中文版本為準。人民幣受匯率風險影響。
• 深圳香格里拉餐飲優惠: 2026-04-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: other
• Eligible spending: Applies to: 香咖啡 · Type: merchant
• Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
• Percentage note: 來源列出72折；(10 7.2) × 10 = 28% 節省。
• 適用對象為招商永隆銀行客戶。
• 付款限制：招商永隆信用卡或提款卡持卡人必須以有效的招商永隆信用卡或提款卡付款。
• 只適用於週六及週日自助午餐；參考價人民幣358元，優惠價人民幣258元。
• 只限堂食；自助餐須至少提前24小時預訂。
• 香咖啡自助午餐或晚餐如遇節假日推廣，可能需要補差價；詳情須向餐廳查詢。來源列出的節假日包括春節、情人節、元宵節、清明節、勞動節、端午節、七夕、中秋節、國慶節、聖誕節及元旦等。
• 店址：中國深圳市建設路1002號火車站東側；香咖啡位於2樓，營業時間為12:00–14:30及17:30–21:30。
• 優惠以原價計算；另收10%服務費及6%增值稅，兩者均以原價計算。
• 優惠不可與其他優惠同時使用；不可兌換現金、其他產品或服務、折扣，亦不可轉讓。
• 招商永隆銀行及深圳香格里拉可不作事前通知而更改或終止優惠；銀行及深圳香格里拉對爭議保留最終及具約束力的決定權。
• 銀行不是產品或服務供應商。客戶與深圳香格里拉的產品或服務糾紛須直接向深圳香格里拉聯絡。
• 中英文條款如有差異，以中文版本為準。人民幣受匯率風險影響。
• 深圳香格里拉餐飲優惠: 2026-04-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: other
• Eligible spending: Applies to: 香宮 · Type: merchant
• Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
• Percentage note: 來源列出9折；(10 9) × 10 = 10% 節省。
• 適用對象為招商永隆銀行客戶。
• 付款限制：招商永隆信用卡或提款卡持卡人必須以有效的招商永隆信用卡或提款卡付款。
• 只限堂食；9折只適用於單點食品，特殊套餐不適用。
• 表格參考價及優惠價欄分別辨識為「I」及「1」；不據此推定金額。
• 店址：中國深圳市建設路1002號火車站東側；香宮位於2樓，營業時間為11:00–14:30及17:30–21:30。
• 優惠以原價計算；另收10%服務費及6%增值稅，兩者均以原價計算。
• 優惠不可與其他優惠同時使用；不可兌換現金、其他產品或服務、折扣，亦不可轉讓。
• 招商永隆銀行及深圳香格里拉可不作事前通知而更改或終止優惠；銀行及深圳香格里拉對爭議保留最終及具約束力的決定權。
• 銀行不是產品或服務供應商。客戶與深圳香格里拉的產品或服務糾紛須直接向深圳香格里拉聯絡。
• 中英文條款如有差異，以中文版本為準。人民幣受匯率風險影響。
• 深圳香格里拉餐飲優惠: 2026-04-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: other
• Eligible spending: Applies to: 360°酒吧 · Type: merchant
• Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
• Percentage note: 表列參考價人民幣1,328元及優惠價人民幣688元；(1,328−688) / 1,328 × 100 = 48.192…%，四捨五入至小數一位為48.2%。來源另列52折，數值超出0–10範圍；此率只按表列價格計算，不推定折扣欄含義。另收服務費及增值稅，均以原價計算；此率只反映表列套餐價格。
• 適用對象為招商永隆銀行客戶。
• 付款限制：招商永隆信用卡或提款卡持卡人必須以有效的招商永隆信用卡或提款卡付款。
• 優惠適用於雲端雙人套餐；表列參考價人民幣1,328元及優惠價人民幣688元。
• 只限堂食；套餐須至少提前24小時預訂。
• 9折只適用於單點食品，特殊套餐不適用；本套餐表列為獨立優惠。
• 店址：中國深圳市建設路1002號火車站東側；360°酒吧位於31樓，營業時間17:30–23:00。
• 優惠以原價計算；另收10%服務費及6%增值稅，兩者均以原價計算。
• 優惠不可與其他優惠同時使用；不可兌換現金、其他產品或服務、折扣，亦不可轉讓。
• 招商永隆銀行及深圳香格里拉可不作事前通知而更改或終止優惠；銀行及深圳香格里拉對爭議保留最終及具約束力的決定權。
• 銀行不是產品或服務供應商。客戶與深圳香格里拉的產品或服務糾紛須直接向深圳香格里拉聯絡。
• 中英文條款如有差異，以中文版本為準。人民幣受匯率風險影響。
• 深圳香格里拉餐飲優惠: 2026-04-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: other
• Eligible spending: Applies to: 餐飲 · Type: category
• Benefit limit: Applies to: 優惠 · Period: not stated · Type: not stated
• Percentage note: 來源列出9折；(10 9) × 10 = 10% 節省。
• The complete list of eligible merchants is not available.
• 適用對象為招商永隆銀行客戶。
• 付款限制：招商永隆信用卡或提款卡持卡人必須以有效的招商永隆信用卡或提款卡付款。
• 只限堂食；9折只適用於餐廳及酒廊的單點食品，特殊套餐不適用。
• 表格參考價及優惠價欄均辨識為「一」；不據此推定金額。
• 店址：中國深圳市建設路1002號火車站東側；餐廳及酒廊位於31樓，營業時間17:30–23:00。
• 優惠以原價計算；另收10%服務費及6%增值稅，兩者均以原價計算。
• 優惠不可與其他優惠同時使用；不可兌換現金、其他產品或服務、折扣，亦不可轉讓。
• 招商永隆銀行及深圳香格里拉可不作事前通知而更改或終止優惠；銀行及深圳香格里拉對爭議保留最終及具約束力的決定權。
• 銀行不是產品或服務供應商。客戶與深圳香格里拉的產品或服務糾紛須直接向深圳香格里拉聯絡。
• 中英文條款如有差異，以中文版本為準。人民幣受匯率風險影響。
• 深圳香格里拉餐飲優惠: 2026-04-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$2,000.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Threshold equivalent calculation: HKD200 fixed cash rebate / HKD2,000 minimum eligible spending = 10% at the inclusive threshold; the effective rate can be lower when spending exceeds HKD2,000. RMB spending is converted at RMB1 = HKD1 for this programme.
• Application or registration is required.
• The programme is for eligible existing CMB Wing Lung Bank account customers whose principal CMB Wing Lung UnionPay Dual Currency Platinum Card account is applied for and approved from 1 July 2026 through 31 December 2026.
• Eligible Bank Account includes personal banking, private banking, private wealth management, Sunflower Service and related savings or current deposit accounts opened with the Bank.
• Applicants who held a UnionPay Dual Currency Card, including a principal or supplementary card, in the previous 12 months are not eligible.
• The eligible principal cardholder must accumulate at least HKD2,000 in Eligible Spending during the first three consecutive months after card issuance.
• Eligible Spending is posted retail purchase, online purchase, and mail or phone orders. The source excludes e-wallet top-ups, cash advances, autopay, credit to cash, foreign exchange, traveller's cheques, Octopus Automatic Add-Value Service, online bill payment, gambling chips, securities transactions, finance or handling fees, annual fees, account service fees, late-payment charges, reversals, personalised Octopus application fees, cancelled or reimbursed transactions, fraudulent or unauthorised transactions, and other transactions defined by the Bank.
• Eligible spending is based on the HKD amount after conversion posted in the statement; each RMB1 spent through the RMB account counts as HKD1.
• Cash rebate is posted to the eligible principal cardholder's card account within 60 days after the Spending Period. The card account must remain valid and in good standing when the rebate is received.
• The Bank may change the terms, and its decision on eligibility is final. The Chinese version prevails if inconsistent.
• HKD200 Incentive Program Promotion Period: 2026-07-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No percentage is stated.
• Application or registration is required.
• The waiver applies to eligible existing CMB Wing Lung Bank account customers who apply for and are successfully approved for the UnionPay Dual Currency Card from 1 July 2026 through 31 December 2026.
• The source states that the waiver is permanent after the qualifying application and approval; it does not separately state supplementary-card treatment.
• The applicant must satisfy the programme's eligible-bank-account and previous-card conditions.
• Application and approval during the Incentive Program Promotion Period: 2026-07-01 – 2026-12-31

Open source offer ↗

• Eligibility: Audience: all · Customer status: new
• Eligible spending: Type: all
• Requirements: Period spend ≥: HK$2,800.00
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No percentage is stated.
• Application or registration is required.
• The undated welcome-gift terms apply only to new principal cardholders of the CMB Wing Lung UnionPay Dual Currency Platinum Card.
• Supplementary cardholders and applicants who held any CMB Wing Lung Credit Card or Affinity Card, including a principal or supplementary card, during the previous 12 months are excluded.
• Each eligible principal cardholder may receive the welcome gift once only. If another concurrent Bank promotion also applies, only one promotional offer may be received at the Bank's discretion.
• The welcome gift must be indicated on the application form, cannot be changed, and is available while stocks last; the Bank may provide an alternative gift if the selected product is unavailable.
• Eligible transactions include retail purchases, cash advances, online purchases, mail or phone orders, and posted instalment-purchase amounts. The source excludes autopay, credit to cash, balance transfer, flexible instalment, interest-free tuition loan, Octopus auto reload, online bill payment, gambling chips, securities, foreign exchange, traveller's cheques, finance or handling fees, annual or account service fees, late-payment charges, reversals, personalised Octopus application fees, cancelled or reimbursed transactions, fraud, real estate, vehicles, fuel, wholesale, supermarkets, hospitals, academic fees, donations, government services, parking, transportation, utilities, insurance, new agents and newsstands, and other transactions designated by the Bank.
• RMB1 counts as HK$1 for RMB transactions. The 60,000 points are credited within two months after the spending condition is fulfilled.
• The account must remain valid and in good standing during the promotion and redemption periods. Cancelling the new card within one year may result in a HK$200 administration fee.

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No percentage is stated.
• Hong Kong and overseas spending is billed in HKD, while spending in Chinese Mainland is billed in CNY.
• The page states that the dual-currency arrangement reduces the need to carry cash and can reduce foreign-exchange expenses.

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No percentage is stated.
• The page states that UnionPay Credit Card merchant coverage reaches 92% in Hong Kong and Macau.
• This is an acceptance-network feature, not a cash rebate or discount.

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No percentage is stated.
• ATM service terms and any cash-advance charges apply. The source does not state a free-withdrawal limit.

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Applies to: 中國內地簽賬 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No percentage is stated.
• Application or registration is required.
• The page states an Overseas Transaction Handling Fee Waiver for spending at China or overseas locations.
• The source does not state the fee percentage, a monetary cap, or a separate registration step.

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Applies to: 海外簽賬 · Type: category
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No percentage is stated.
• Application or registration is required.
• The page states an Overseas Transaction Handling Fee Waiver for spending at China or overseas locations.
• The source does not state the fee percentage, a monetary cap, or a separate registration step.

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No percentage is stated.
• The source states that the points can be redeemed for cash coupons and gifts.
• The page refers to related bonus-point terms; linked pages were not used as evidence.
• The source does not state a spending-period cap or a cash redemption rate. The Bank may change the offer or its terms.

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No percentage is stated.
• The page gives restaurants, hotels and entertainment as examples.
• No complete merchant list, rate, cap, validity period or detailed terms are present in the allowed source set; linked promotional pages were not used as evidence.

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No percentage is stated.
• Cardholders can use accumulated Asia Miles for flight awards to over 900 destinations with over 20 airline partners.
• The page also lists hotel stays, culinary delights, electronic gadgets, concert tickets and other lifestyle awards.
• The page refers to relevant promotional materials for terms and conditions; linked pages were not used as evidence.

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No percentage is stated.
• The June 2025 KFS states up to 54 days and no interest-free period on cash advances.
• The KFS states that interest is not charged when the statement balance is paid in full by the due date; the period depends on when the purchase is made within the statement cycle.
• The general credit-card information also states an interest-free repayment period up to 54 days for the CUP Dual Currency Card HKD and CNY accounts and describes the full-payment condition.

Open source offer ↗

• Eligibility: Audience: all
• Eligible spending: Type: not applicable
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: No percentage is stated.
• Application or registration is required.
• The terms state that the programme applies only to cards designated by the Bank from time to time and to purchases from specific merchants; the source set does not identify a complete designated-card or merchant list for this target.
• The cardholder must apply for the instalment loan, and Bank approval is required.
• The loan amount equals the product purchase price and is repaid by monthly instalments. No finance charge is payable under the instalment loan, but finance charges apply to unpaid balances or unpaid instalments.
• Early repayment, termination or card cancellation requires settlement of outstanding instalments and a HK$150 termination fee.
• The terms are effective from 1 July 2011 and may be changed or terminated by the Bank.
• Interest-Free Instalment Loan Program terms: 2011-07-01 – Not stated

Open source offer ↗