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Citi Ultima Card

Bank
Citibank
Issuer
Citi
Annual fee
Income requirement
Network
Verified date
Official website

Saving by category

Estimated saving at the selected amount. Conditions apply. Blank values have no supported estimate.

CategorySaved percentageConditions
Dining
Fine dining
Local dining
Fast food
Food delivery
Cafés, bakeries and desserts
Groceries
Markets
Supermarkets
Convenience stores
Shopping10%
Conditions and calculation
  • The source states a 10% discount on the Citi Pay with Points conversion rate. The exact points required still depend on the card rate shown at redemption.
  • Limit applies to: Citi Apple Rewards Store Pay with Points redemption
  • Merchants: citi-apple-rewards-store-hong-kong
  • Eligible merchants: citi-apple-rewards-store-hong-kong
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  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • citi apple rewards store hong kong

Citi Apple Rewards Store: 10% Citi Pay with Points discount: 10%

  • Eligibility: Audience: all
  • Eligible spending: Applies to: citi apple rewards store hong kong · Type: merchant
  • Benefit limit: Applies to: Citi Apple Rewards Store Pay with Points redemption · Period: not stated · Type: not stated
  • Percentage note: The source states a 10% discount on the Citi Pay with Points conversion rate. The exact points required still depend on the card rate shown at redemption.
  • For principal cardholders of eligible Citi cards, including Citi ULTIMA, with a valid account and good credit record during the promotion period 2026-09-21 to 2026-11-30, a 10% discount applies to the Citi Pay with Points conversion rate for an eligible single net transaction at Citibank Apple Rewards Store Hong Kong. A single net transaction is after applicable discounts, reductions and cash vouchers; unposted, cancelled, refunded, falsified or unauthorized transactions are excluded. Cardholders must verify the Citi-registered mobile number by one-time password and finish the redemption; leaving the platform before completion makes that transaction ineligible and requires a new eligible transaction. The redeemable points are limited to the lower of the transaction amount and available points; the minimum is shown at redemption, and statement credit posts within 7 calendar days. The redemption rate varies by card type and may change; the exact amount and points required are shown at redemption. The offer cannot be combined with other special promotions, discounts or promotional coupons. Redemption cannot be cancelled, returned, exchanged or traded for cash or another promotion. If a transaction is returned or cancelled, its statement credit remains and points are not returned; fraud, abuse, reversal or cancellation can also lead to debit, cancellation or reversal of the offer. Keep the registered mobile number current. Statement credits apply to the following statement balance, not an already issued statement or the minimum payment due; the required minimum payment remains due. If the Citi card account closes, remaining points or cash rebate are forfeited. Availability depends on offer and service availability, account status and Citibank acceptance; Citibank may amend or end the offer without notice, and other merchant terms apply. The promotion is not offered to residents outside Hong Kong or where local law prohibits it. It does not apply to residents of the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, Isle of Man, United Kingdom, Brazil, New Zealand, Jamaica, Ecuador, Sri Lanka, Peru, Turkey, United Arab Emirates or Bangladesh; permanent residents of the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, Isle of Man or United Kingdom are also excluded. The English terms prevail over the Chinese version and campaign terms prevail over conflicting promotional materials.
  • Promotion Period: 2026-09-21 – 2026-11-30

Open source offer ↗

Fashion
Sports and outdoors
Department stores
Electronics10%
Conditions and calculation
  • The source states a 10% discount on the Citi Pay with Points conversion rate. The exact points required still depend on the card rate shown at redemption.
  • Limit applies to: Citi Apple Rewards Store Pay with Points redemption
  • Merchants: citi-apple-rewards-store-hong-kong
  • Eligible merchants: citi-apple-rewards-store-hong-kong
  • F
  • o
  • r
  • p
  • i
  • n
  • c
  • a
  • l
  • d
  • h
  • e
  • s
  • f
  • g
  • b
  • C
  • t
  • ,
  • u
  • U
  • L
  • T
  • I
  • M
  • A
  • w
  • v
  • m
  • 2
  • 0
  • 6
  • -
  • 9
  • 1
  • 3
  • %
  • P
  • y
  • k
  • R
  • S
  • H
  • K
  • .
  • ;
  • z
  • x
  • q
  • 7
  • E
  • G
  • J
  • V
  • B
  • N
  • Z
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • citi apple rewards store hong kong

Citi Apple Rewards Store: 10% Citi Pay with Points discount: 10%

  • Eligibility: Audience: all
  • Eligible spending: Applies to: citi apple rewards store hong kong · Type: merchant
  • Benefit limit: Applies to: Citi Apple Rewards Store Pay with Points redemption · Period: not stated · Type: not stated
  • Percentage note: The source states a 10% discount on the Citi Pay with Points conversion rate. The exact points required still depend on the card rate shown at redemption.
  • For principal cardholders of eligible Citi cards, including Citi ULTIMA, with a valid account and good credit record during the promotion period 2026-09-21 to 2026-11-30, a 10% discount applies to the Citi Pay with Points conversion rate for an eligible single net transaction at Citibank Apple Rewards Store Hong Kong. A single net transaction is after applicable discounts, reductions and cash vouchers; unposted, cancelled, refunded, falsified or unauthorized transactions are excluded. Cardholders must verify the Citi-registered mobile number by one-time password and finish the redemption; leaving the platform before completion makes that transaction ineligible and requires a new eligible transaction. The redeemable points are limited to the lower of the transaction amount and available points; the minimum is shown at redemption, and statement credit posts within 7 calendar days. The redemption rate varies by card type and may change; the exact amount and points required are shown at redemption. The offer cannot be combined with other special promotions, discounts or promotional coupons. Redemption cannot be cancelled, returned, exchanged or traded for cash or another promotion. If a transaction is returned or cancelled, its statement credit remains and points are not returned; fraud, abuse, reversal or cancellation can also lead to debit, cancellation or reversal of the offer. Keep the registered mobile number current. Statement credits apply to the following statement balance, not an already issued statement or the minimum payment due; the required minimum payment remains due. If the Citi card account closes, remaining points or cash rebate are forfeited. Availability depends on offer and service availability, account status and Citibank acceptance; Citibank may amend or end the offer without notice, and other merchant terms apply. The promotion is not offered to residents outside Hong Kong or where local law prohibits it. It does not apply to residents of the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, Isle of Man, United Kingdom, Brazil, New Zealand, Jamaica, Ecuador, Sri Lanka, Peru, Turkey, United Arab Emirates or Bangladesh; permanent residents of the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, Isle of Man or United Kingdom are also excluded. The English terms prevail over the Chinese version and campaign terms prevail over conflicting promotional materials.
  • Promotion Period: 2026-09-21 – 2026-11-30

Open source offer ↗

Home and furniture
Jewellery and watches
Books and stationery
Pet supplies
Online shopping
Overseas online shopping
Local online shopping
Online groceries
Online fashion and sports
Transport
Local transport
Parking
Fuel and EV charging
Taxis, rides and car rental
Travel
Hotels
Travel bookings
Airlines
Travel agencies
Entertainment
Cinemas
Games
Streaming
Theme parks and attractions
Concerts and tickets
Bills and utilities
Telecommunications
Government payments
Electricity and gas
Water
Health and wellness
Medical services
Pharmacies and supplements
Fitness
Beauty and personal care
Education
Tuition and courses
Overseas spending
Mainland China spending
Macau spending
E-wallet spending
E-wallet top-ups
WeChat Pay
AlipayHK
Octopus
PayMe
Mobile payments
Google Pay
Apple Pay
Samsung Pay
Insurance
Rent
Charitable donations
Loans and installments
Other

Promotion offers and card offers are separate. Combined eligibility is not assumed.

Promotion offers (50)

Citi cardholders: up to HKD 300 off Business Class
Up to300HKD saving
Discount
  • Eligibility: Audience: all
  • Eligible spending: Applies to: 航空公司 · Type: category
  • Benefit limit: Period: not stated · Type: not stated
  • For Citi cardholders; eligible Citi card products, application steps, and validity are not stated.
Shell V-Power Racing每公升享HK$1 Citi實體信用卡折扣
1HKD saving
DiscountPeriod Limitedphysical credit card
  • Eligibility: Audience: all
  • Eligible spending: Applies to: shell · Type: merchant
  • Requirements: Pay with: physical credit card
  • Benefit limit: Period: not stated · Type: not stated
  • 適用於星期二及星期五在Shell油站購買Shell V-Power Racing，並使用合資格Shell GO+會員汽油優惠；須以Citi實體信用卡付款。
  • 優惠總額標示為每公升最高HK$11.6；本HK$1/L折扣是其中一項，不另列總額。
  • 優惠總額提及V-Power Racing或FuelSave；詳細金額只列明V-Power Racing，FuelSave金額未列明。
  • 所有價格以港幣計算；推廣受條款及細則約束。
  • 以Citi實體信用卡付款的Shell V-Power Racing汽油折扣: Now – 2026-12-31

Open source offer ↗

申請Citi信用卡獲10,000 Club積分
10,000Club reward
Conditions applyPointsother
  • Eligibility: Audience: other
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Club points card application reward · Period: not stated · Type: not stated
  • Application or registration is required.
  • 優惠面向尚未持有Citi信用卡的人士。
  • 成功申請Citi信用卡可獲10,000 Club積分；來源列明相等於HK$2,000價值。

Open source offer ↗

申請Citi信用卡獲The Club白金卡會籍（優惠值未列明）
—Value not stated
Conditions applyLifestyleother
  • Eligibility: Audience: other
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: The Club Platinum membership · Period: not stated · Type: not stated
  • Application or registration is required.
  • 優惠面向尚未持有Citi信用卡的人士。
  • 成功申請Citi信用卡可獲The Club白金卡會籍。

Open source offer ↗

Citi信用卡贈10,000 Club積分
10,000Club reward
Conditions applyPointsother
  • Eligibility: Audience: other
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: points · Period: not stated · Type: not stated
  • Application or registration is required.
  • 須成功申請Citi信用卡。
  • 帖文邀請尚未持有Citi信用卡的人士申請；沒有列明正式的客戶身份條件。
  • 來源稱10,000 Club積分相等於HK$2,000價值；此處保留來源說法，不換算積分價值。

Open source offer ↗

Citi信用卡附送The Club白金卡會籍（優惠值未列明）
—Value not stated
Conditions applyLifestyleother
  • Eligibility: Audience: other
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: membership · Period: not stated · Type: not stated
  • Application or registration is required.
  • 須成功申請Citi信用卡。
  • 帖文邀請尚未持有Citi信用卡的人士申請；沒有列明正式的客戶身份條件。
  • 來源沒有列明會籍期限或會籍價值。

Open source offer ↗

Citi 信用卡成功申請獲 10,000 Club 積分
10,000Club 積分 reward
Conditions applyPoints
  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: 申請獎賞積分上限未列明 · Period: not stated · Type: not stated
  • Application or registration is required.
  • 成功申請 Citi 信用卡可獲積分；申請提示面向尚未持有 Citi 信用卡的人。
  • 原文說明積分相等於 HK$2,000 價值；沒有把積分換算成現金。
  • 原文沒有列出指定卡種或完整資格條件；受條款及細則約束。

Open source offer ↗

Citi 信用卡成功申請獲 The Club 白金會籍（優惠值未列明）
—Value not stated
Conditions applyLifestyle
  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: The Club 白金會籍期限及上限未列明 · Period: not stated · Type: not stated
  • Application or registration is required.
  • 成功申請 Citi 信用卡可獲 The Club 白金會籍；申請提示面向尚未持有 Citi 信用卡的人。
  • 原文沒有列出指定卡種、會籍期限或完整資格條件；受條款及細則約束。

Open source offer ↗

成功申請 Citi 信用卡獲 10,000 Club 積分
10,000Club reward
Conditions applyPointsother
  • Eligibility: Audience: other
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: The Club points reward. · Period: not stated · Type: not stated
  • Application or registration is required.
  • The post addresses people who do not yet have a Citi credit card and says a successful card application earns the points.
  • The source states that the points are equivalent to HK$2,000 in value; the points are not converted to cash.

Open source offer ↗

成功申請 Citi 信用卡獲 The Club 白金會籍（優惠值未列明）
1The Club 白金會籍 reward
Conditions applyGiftother
  • Eligibility: Audience: other
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: The Club Platinum membership. · Period: not stated · Type: not stated
  • Application or registration is required.
  • The post addresses people who do not yet have a Citi credit card and says successful card application earns the membership.

Open source offer ↗

Shell電子禮券兌換額外HK$20獎賞
20HKD reward
Giftother
  • Eligibility: Audience: other
  • Eligible spending: Applies to: shell · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • 推廣系列對象為Citi信用卡客戶及Citi積分使用者。
  • JSON列明7月31日或之前，須在Shell App以Citi積分單次兌換價值至少HK$200的Shell電子禮券，即獲額外HK$20 Shell電子禮券；年份未列明。圖片文字則列明9月30日或之前，日期衝突未能解決。
  • 電子禮券可用於入油、洗車及Shell Select消費。
  • 受條款及細則約束。所有價錢以港幣計算。

Open source offer ↗

Shell汽油每升最高減 HK$11.6
Up to11.6HKD/L saving
Discount
  • Eligibility: Audience: all
  • Eligible spending: Applies to: shell · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Promotion heading: Citi信用卡連環賞; source states Citi credit card customers, but does not name eligible card products.
  • Offer applies on Tuesdays and Fridays at Shell stations for Shell V-Power Racing or Shell FuelSave gasoline.
  • Use an eligible Shell GO+ member gasoline discount coupon.
  • Payment must use a physical Citi credit card.
  • The source states a maximum discount of HK$11.6/L. Its calculation note refers to a HK$10/L Shell GO+ coupon, an additional HK$1/L Citi physical-card discount, and 15 points per litre. The source states that 5,000 points can be redeemed for a HK$200 Shell fuel e-voucher.
  • The source mentions Shell GO+ offer details, but the linked content was not reviewed.
  • Subject to terms and conditions. All prices are in HKD.

Open source offer ↗

Shell Recharge獎賞 HK$30充電券
30HKD reward
GiftMinimum spending: HK$600.00
  • Eligibility: Audience: all
  • Eligible spending: Applies to: shell recharge · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$600.00
  • Benefit limit: Period: not stated · Type: not stated
  • Promotion heading: Citi信用卡連環賞; source states Citi credit card customers, but does not name eligible card products.
  • A single Shell Recharge top-up of at least HK$600 is required.
  • The promotion states that electric-vehicle recharge rewards can reach 11%; this offer is one component, and no separate rate is assigned to it.
  • Subject to terms and conditions. All prices are in HKD.

Open source offer ↗

Shell Recharge HK$190充值獎賞
10%saving
GiftMinimum spending: HK$1,900.00
  • Eligibility: Audience: all
  • Eligible spending: Applies to: shell recharge · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$1,900.00
  • Benefit limit: Period: not stated · Type: not stated
  • Percentage note: Source notation: 9折. Saving = (10 − 9) × 10 = 10%.
  • Promotion heading: Citi信用卡連環賞; source states Citi credit card customers, but does not name eligible card products.
  • A single Shell Recharge top-up of at least HK$1,900 is required.
  • The image describes a HK$190 charging voucher. The JSON describes a recharge prepaid card and says it is equivalent to 9折. The 9折 statement is retained as a description, not counted as a separate discount.
  • The promotion states that electric-vehicle recharge rewards can reach 11%; this offer is one component, and no separate rate is assigned to it.
  • Subject to terms and conditions. All prices are in HKD.

Open source offer ↗

Shell電腦洗車 HK$35優惠券
35HKD reward
GiftMinimum spending: HK$1,900.00
  • Eligibility: Audience: all
  • Eligible spending: Applies to: shell recharge · Type: merchant
  • Minimum requirement: Period: per transaction · Spend: HK$1,900.00
  • Benefit limit: Period: not stated · Type: not stated
  • Promotion heading: Citi信用卡連環賞; source states Citi credit card customers, but does not name eligible card products.
  • A single Shell Recharge top-up of at least HK$1,900 qualifies for the additional HK$35 computer car wash coupon.
  • The Markdown candidate does not state which recharge tier qualifies; the JSON candidate states the HK$1,900 tier.
  • The promotion states that electric-vehicle recharge rewards can reach 11%; no separate rate is assigned to this coupon.
  • Subject to terms and conditions. All prices are in HKD.

Open source offer ↗

Shell電子禮券額外獲 HK$20電子禮券
20HKD reward
Gift
  • Eligibility: Audience: all
  • Eligible spending: Applies to: shell · Type: merchant
  • Benefit limit: Period: not stated · Type: not stated
  • Promotion heading: Citi信用卡連環賞; source states Citi credit card customers, but does not name eligible card products.
  • Use Citi points to redeem a Shell electronic voucher in the Shell App in one transaction.
  • The redeemed voucher must have a value of at least HK$200. A qualifying redemption earns an additional HK$20 Shell electronic voucher.
  • The source states that the Shell electronic voucher can be used for fuel, car wash, or Shell Select purchases.
  • Subject to terms and conditions. All prices are in HKD.

Open source offer ↗

Emirates Business Class fares — up to HKD 300 off
Up to300HKD saving
Discountother
  • Eligibility: Audience: other
  • Eligible spending: Applies to: 航空公司 · Type: category
  • Benefit limit: Applies to: offer · Period: not stated · Type: not stated
  • For Citi cardholders.
  • The discount is on Business Class.
Emirates Business Class flights: save up to HKD300
Up to300HKD saving
Conditions applyDiscountPeriod LimitedCap: HK$300.00 · not stated
  • Eligible spending: Applies to: emirates · Type: merchant
  • Benefit limit: Amount: 300 · Applies to: saving · Currency: HKD · Period: not stated · Type: limited · Unit: currency
  • Application or registration is required.
  • For Citi cardholders only.
  • Applies to Business Class flights.
  • Use promotional code HKCITIY.
  • booking: Now – 2027-08-31
  • travel: Now – 2027-12-31

Open source offer ↗

3HK 網上平台 Citi Pay with Points 賬單信用額（優惠值未列明）
—Value not stated
Discount
  • Eligibility: Audience: all
  • Eligible spending: Applies to: 3hk · Type: merchant
  • Benefit limit: Applies to: 3HK 賬單信用額 · Period: not stated · Type: not stated
  • 適用於 Citi 普通卡、Citi 金卡、Citi HKTVmall 信用卡、Citi Rewards 信用卡、Citi PremierMiles 信用卡、Citi Plus 信用卡、Citi Prestige 信用卡及 Citi Ultima Card 主卡客戶。
  • 只限於 3HK 官方網站或手機應用程式的單一淨額簽賬；淨額須扣除折扣、減價及現金券。未入賬、取消、退款、偽造或未經授權的簽賬不適用。
  • 須以花旗銀行登記的手機號碼接收並輸入一次性密碼。最高兌換額為交易金額或可用 Citi 積分餘額的較低者；最低額及兌換率以兌換頁當時顯示為準，兌換率隨卡種而異並可更改。賬單信用額於兌換日起 7 日內入賬。
  • 中途退出流程後須重新進行合資格交易。兌換不可取消、退還、交換或兌現；交易退貨或撤銷時，信用額保留而積分不退。手機號碼變更時須通知花旗銀行。

Open source offer ↗

Citi 積分兌換 A. Point（優惠值未列明）
—Value not stated
Conditions applyPointsCap: 250,000 point · per day
  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 250000 · Applies to: 同一 AlipayHK 賬戶每日兌換的 A. Point · Period: per day · Type: limited · Unit: point
  • Application or registration is required.
  • 適用於 Citi 普通卡、Citi 金卡、Citi HKTVmall 信用卡、Citi Rewards 信用卡（不包括 Citi Rewards 銀聯信用卡）、Citi PremierMiles 信用卡、Citi Plus 信用卡、Citi Prestige 信用卡及 Citi Ultima 信用卡主卡客戶。
  • 須在 AlipayHK App 綁定至少一張認可信用卡；AlipayHK 登記手機號碼須與花旗銀行登記號碼一致，並須輸入一次性密碼。
  • 每次最少兌換 25,000 A. Point，以每 1,000 點為單位；同一賬戶每日最多 250,000 點。兌換受可用 Citi 積分餘額限制，兌換率隨卡種而異並以 App 當時顯示為準。
  • 確認後不可撤銷、取消、退還、交換或兌現。

Open source offer ↗

Always Pay with Points 合資格零售簽賬賬單信用額（優惠值未列明）
—Value not stated
Conditions applyDiscount
  • Eligibility: Audience: all
  • Eligible spending: Applies to: 購物 · Type: category
  • Benefit limit: Applies to: 所選合資格商戶的自動兌換簽賬 · Period: not stated · Type: not stated
  • Application or registration is required.
  • The complete list of eligible merchants is not available.
  • 適用於 Citi 信用卡基本卡客戶；排除 Citi The Club 信用卡、Citi Rewards 銀聯信用卡、Citi HKTVmall 信用卡、Citi Cash Back 信用卡、Citi 八達通信用卡及 Citi Clear Card。
  • 只適用於花旗銀行指定參與商戶的零售簽賬。須在 Citi Mobile App 的獎賞目錄設定服務，並選擇一個合資格商戶、金額上限及期限；只有低於所選金額上限且在所選期限內的簽賬會自動兌換。設定即時生效。
  • 服務免費。所需積分會在成功兌換後扣除，賬單信用額於自動兌換起 7 個工作日內入賬。兌換比例可由花旗銀行更改；積分不足時服務暫停。
  • 停止服務須在 App 關閉該商戶設定。退貨或撤銷交易時信用額保留且積分不退；信用額抵銷下一期月結單總欠款，不抵銷當期最低或總付款額。使用時信用卡賬戶須有效。

Open source offer ↗

Birdie 網上平台 Citi Pay with Points 賬單信用額（優惠值未列明）
—Value not stated
Discount
  • Eligibility: Audience: all
  • Eligible spending: Applies to: birdie mobile limited · Type: merchant
  • Benefit limit: Applies to: Birdie 賬單信用額 · Period: not stated · Type: not stated
  • 適用於 Citi 普通卡、Citi 金卡、Citi HKTVmall 信用卡、Citi Rewards 信用卡（不包括 Citi Rewards 銀聯信用卡）、Citi PremierMiles 信用卡、Citi Plus 信用卡、Citi Prestige 信用卡及 Citi Ultima Card 主卡客戶。
  • 只限於 Birdie Mobile Limited 網站或手機應用程式的單一淨額簽賬；淨額須扣除折扣、減價及現金券。未入賬、取消、退款、偽造或未經授權的簽賬不適用。
  • 須以花旗銀行登記手機接收並輸入一次性密碼。兌換率隨卡種而異並以兌換頁顯示為準；信用額於兌換日起 7 日內入賬。
  • 手機號碼須保持最新。兌換不可取消、退還、交換或兌現；交易退貨或撤銷時信用額保留且積分不退。條款 5–6 的流程及兌換細節有 OCR 缺漏，見未解條款。

Open source offer ↗

Citi 積分兌換 Circle K 現金券（優惠值未列明）
—Value not stated
GiftCap: HK$500.00 · per day
  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 500 · Applies to: 同一 Circle K 賬戶每日兌換的 Circle K 現金券 · Currency: HKD · Period: per day · Type: limited · Unit: currency
  • 適用於 Citi 普通卡、Citi 金卡、Citi Rewards 信用卡（不包括 Citi Rewards 銀聯信用卡）、Citi PremierMiles 信用卡、Citi Plus 信用卡、Citi Prestige 信用卡及 Citi Ultima 信用卡主卡客戶。
  • 須在 Circle K 的 OK 齊齊印 App 兌換，並以已登記且與花旗銀行相同的手機號碼驗證一次性密碼；同一賬戶以同一認可信用卡作後續兌換時可免再次驗證。
  • 每次兌換至少 HK$50；同一 Circle K 賬戶每日最多兌換 HK$500。受可用 Citi 積分餘額限制；兌換率隨卡種而異並以 App 當時顯示為準。
  • 確認後不可逆轉、取消、退還、交換或兌現；現金券另受 Circle K 條款約束。

Open source offer ↗

Cityline Citi Pay with Points 賬單信用額（優惠值未列明）
—Value not stated
Discount
  • Eligibility: Audience: all
  • Eligible spending: Applies to: cityline · Type: merchant
  • Benefit limit: Applies to: Cityline 賬單信用額 · Period: not stated · Type: not stated
  • 適用於 Citi 普通卡、Citi 金卡、Citi HKTVmall 信用卡、Citi Rewards 信用卡、Citi PremierMiles 信用卡、Citi Plus 信用卡、Citi Prestige 信用卡及 Citi Ultima Card 主卡客戶。
  • 只限於 Cityline 官方網站或手機應用程式的單一淨額簽賬。未入賬、取消、退款、偽造或未經授權的簽賬不適用。
  • 須以花旗銀行登記手機接收並輸入一次性密碼；交易中斷後須重新進行合資格交易。最高兌換額為交易金額或可用積分的較低者；最低兌換額及兌換率以 Cityline 兌換頁顯示為準，兌換率隨卡種而異並可更改。賬單信用額於兌換日起 7 日內入賬。
  • 兌換不可取消、退還、交換或兌現；退貨或撤銷交易時信用額保留且積分不退。條款 3、6、8 有 OCR 缺漏，見未解條款。

Open source offer ↗

豐澤 Citi Pay with Points 賬單信用額（優惠值未列明）
—Value not stated
Discount
  • Eligibility: Audience: all
  • Eligible spending: Applies to: fortress · Type: merchant
  • Benefit limit: Applies to: 豐澤賬單信用額 · Period: not stated · Type: not stated
  • 適用於 Citi 普通卡、Citi 金卡、Citi Rewards 信用卡（不包括 Citi Rewards 銀聯信用卡）、Citi PremierMiles 信用卡、Citi Plus 信用卡、Citi Prestige 信用卡及 Citi Ultima Card 主卡客戶。
  • 只限於豐澤 App 或網站的單一淨額簽賬；淨額須扣除折扣、減價及現金券。未入賬、取消、退款、偽造或未經授權交易不適用。
  • 須以花旗銀行登記手機接收並輸入一次性密碼；同一豐澤賬戶以同一卡作後續兌換時可免再次驗證。最高兌換額為交易金額或可用積分的較低者；最低額及兌換率以兌換頁顯示為準，兌換率隨卡種而異並可更改；信用額於申請日起 7 日內入賬。
  • 中斷後須重新進行合資格交易。手機號碼須更新；兌換不可取消、退還、交換或兌現；退貨或撤銷交易時信用額保留且積分不退。

Open source offer ↗

元気寿司 Citi Pay with Points 賬單信用額（優惠值未列明）
—Value not stated
Discount
  • Eligibility: Audience: all
  • Eligible spending: Applies to: genki sushi · Type: merchant
  • Benefit limit: Applies to: 元気寿司賬單信用額 · Period: not stated · Type: not stated
  • 適用於 Citi 普通卡、Citi 金卡、Citi HKTVmall 信用卡、Citi Rewards 信用卡（不包括 Citi Rewards 銀聯信用卡）、Citi PremierMiles 信用卡、Citi Plus 信用卡、Citi Prestige 信用卡及 Citi Ultima Card 主卡客戶。
  • 只限於元気寿司官方網站或手機應用程式的單一淨額簽賬；淨額須扣除折扣、減價及現金券。未入賬、取消、退款、偽造或未經授權交易不適用。
  • 須以花旗銀行登記手機接收並輸入一次性密碼。最高兌換額為交易金額或可用積分的較低者；最低額及兌換率以平台顯示為準，兌換率隨卡種而異並可更改；賬單信用額於兌換日起 7 日內入賬。
  • 手機號碼變更時須更新。兌換不可取消、退還、交換或兌現；退貨或撤銷交易時信用額保留且積分不退。

Open source offer ↗

HKTVmall Citi Pay with Points 賬單信用額（優惠值未列明）
—Value not stated
Discount
  • Eligibility: Audience: all
  • Eligible spending: Applies to: hktvmall · Type: merchant
  • Benefit limit: Applies to: HKTVmall 賬單信用額 · Period: not stated · Type: not stated
  • 適用於 Citi 普通卡、Citi 金卡、Citi HKTVmall 信用卡、Citi Rewards 信用卡、Citi PremierMiles 信用卡、Citi Plus 信用卡、Citi Prestige 信用卡及 Citi Ultima Card 主卡客戶。
  • 只限於 HKTVmall App 或網站的單一淨額簽賬；淨額須扣除折扣、減價及現金券。未入賬、取消、退款、偽造或未經授權交易不適用。
  • 須以花旗銀行登記手機接收並輸入一次性密碼；同一 HKTVmall 賬戶以同一認可信用卡作後續兌換時可免再次驗證。最高兌換額為交易金額或可用積分的較低者；最低額及兌換率以兌換頁顯示為準，兌換率隨卡種而異並可更改；信用額於申請日起 7 日內入賬。
  • 手機號碼變更時須更新。兌換不可取消、退還、交換或兌現；退貨或撤銷交易時信用額保留且積分不退。

Open source offer ↗

hutchgo.com Citi Pay with Points 賬單信用額（優惠值未列明）
—Value not stated
Discount
  • Eligibility: Audience: all
  • Eligible spending: Applies to: hutchgo · Type: merchant
  • Benefit limit: Applies to: hutchgo.com 賬單信用額 · Period: not stated · Type: not stated
  • 適用於 Citi 普通卡、Citi 金卡、Citi HKTVmall 信用卡、Citi Rewards 信用卡、Citi PremierMiles 信用卡、Citi Plus 信用卡、Citi Prestige 信用卡及 Citi Ultima 信用卡主卡客戶。
  • 只限於 hutchgo.com App 或指定網站的單一淨額簽賬；淨額須扣除折扣、減價及現金券。未入賬、取消、退款、偽造或未經授權交易不適用。
  • 須以認可信用卡末四位及花旗銀行登記手機接收並輸入一次性密碼。若驗證所提供的卡賬戶不是該合資格交易的付款卡，信用額仍會存入所提供的卡賬戶，可抵銷其他消費。最高兌換額為交易金額或該卡可用積分的較低者；最低額及兌換率以平台顯示為準；信用額於申請日起 7 日內入賬。
  • 中斷後須重新進行合資格交易。手機號碼變更時須更新；兌換不可取消、退還、交換或兌現；退貨或撤銷交易時信用額保留且積分不退。

Open source offer ↗

Citi 積分兌換 Citi-ifc 商場電子購物禮券（優惠值未列明）
—Value not stated
GiftCap: HK$3,000.00 · per day
  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 3000 · Applies to: 同一 ifc 商場會員賬戶每日兌換的電子購物禮券 · Currency: HKD · Period: per day · Type: limited · Unit: currency
  • 適用於 Citi 普通卡、Citi 金卡、Citi HKTVmall 信用卡、Citi Rewards 信用卡（不包括 Citi Rewards 銀聯信用卡）、Citi PremierMiles 信用卡、Citi Plus 信用卡、Citi Prestige 信用卡及 Citi ULTIMA 信用卡主卡客戶。
  • 須在 ifc 商場 App 兌換，使用與花旗銀行登記號碼相同的 ifc 商場登記手機號碼接收並輸入一次性密碼。
  • 每次兌換最少 HK$100，以每 HK$100 為單位；同一會員賬戶每日最多 HK$3,000。受可用 Citi 積分餘額限制；兌換率隨卡種而異並以 App 當時顯示為準。
  • 確認後不可逆轉、取消、退還、交換或兌現；手機號碼變更時須更新。

Open source offer ↗

Citi 積分兌換 K Dollar（優惠值未列明）
—Value not stated
PointsCap: 3,000 point · per day
  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 3000 · Applies to: 同一 KDP 賬戶每日兌換的 K Dollar · Period: per day · Type: limited · Unit: point
  • 適用於 Citi 普通卡、Citi 金卡、Citi HKTVmall 信用卡、Citi Plus 信用卡、Citi Rewards 信用卡（不包括 Citi Rewards 銀聯信用卡）、Citi PremierMiles 信用卡、Citi Prestige 信用卡及 Citi ULTIMA 主卡客戶；客戶亦須為 K Dollar 獎賞計劃會員。
  • 須提供認可信用卡末四位及與花旗銀行登記號碼相同的 KDP 登記手機號碼，並輸入一次性密碼。
  • 每次最少兌換 100 K Dollar；同一 KDP 賬戶每日最多 3,000 K Dollar。受可用 Citi 積分餘額限制；兌換率隨卡種而異並以 KDP 平台當時顯示為準。
  • 確認後不可逆轉、取消、退還、交換或兌現；違規、欺詐或濫用兌換可被取消；服務可暫停或終止；K Dollar 計劃條款適用。

Open source offer ↗

Klook Citi Pay with Points 賬單信用額（優惠值未列明）
—Value not stated
Discount
  • Eligibility: Audience: all
  • Eligible spending: Applies to: klook · Type: merchant
  • Benefit limit: Applies to: Klook 賬單信用額 · Period: not stated · Type: not stated
  • 適用於 Citi 普通卡、Citi 金卡、Citi HKTVmall 信用卡、Citi Rewards 信用卡、Citi PremierMiles 信用卡、Citi Plus 信用卡、Citi Prestige 信用卡及 Citi Ultima Card 主卡客戶。
  • 條款 2 的合資格交易描述有 OCR 缺漏；條款 5–6 明確提及 Klook 賬戶及 Klook 網上平台。
  • 須以花旗銀行登記手機接收並輸入一次性密碼；同一 Klook 賬戶以同一認可信用卡作後續兌換時可免再次驗證。最高兌換額為交易金額或可用積分的較低者；最低額及兌換率以平台顯示為準，兌換率隨卡種而異並可更改；信用額於兌換日起 7 日內入賬。
  • 中斷後須重新進行合資格交易。手機號碼變更時須更新；兌換不可取消、退還、交換或兌現；退貨或撤銷交易時信用額保留且積分不退。

Open source offer ↗

Citi 積分兌換 club1933 積分（優惠值未列明）
—Value not stated
PointsCap: 100,000 point · per day
  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 100000 · Applies to: 每日兌換的 club1933 積分 · Period: per day · Type: limited · Unit: point
  • 適用於 Citi 普通卡、Citi 金卡、Citi HKTVmall 信用卡、Citi Rewards 信用卡（不包括 Citi Rewards 銀聯信用卡）、Citi PremierMiles 信用卡、Citi Plus 信用卡、Citi Prestige 信用卡及 Citi Ultima 信用卡主卡客戶。
  • 透過 App1933 將 Citi 積分兌換至 club1933 積分；須提供認可信用卡末四位及與花旗銀行登記號碼相同的 club1933 登記手機號碼並完成一次性密碼驗證。
  • 每日只可兌換一次；每次最少 1,000、最多 100,000 club1933 積分，以每 1,000 點為單位，並受可用 Citi 積分餘額限制。兌換率隨卡種而異並以 App1933 顯示為準。
  • 確認後不可逆轉、取消、退還、交換或兌現；App1933 的 club1933 條款適用。

Open source offer ↗

Pay with Points 手機兌換賬單信用額（優惠值未列明）
—Value not stated
DiscountCap: 5 transaction · per transaction
  • Eligibility: Audience: all
  • Eligible spending: Type: all
  • Benefit limit: Amount: 5 · Applies to: 每次兌換可選取的指定簽賬數目 · Period: per transaction · Type: limited · Unit: transaction
  • 適用於 Citi 信用卡基本卡客戶；排除 Citi Rewards 銀聯信用卡、Citi The Club 信用卡、Citi Cash Back 信用卡、Citi 八達通信用卡及 Citi Clear Card。使用時信用卡賬戶須有效。
  • 須在 Citi Mobile App 兌換；只適用於最多過去 60 日內的認可簽賬。每次最多選取 5 筆指定簽賬，可全額或部分抵銷，最高為簽賬全額或可用積分餘額的較低者。
  • 不適用交易包括現金透支、銀行費用、結餘轉賬、分期及 Quick Cash 計劃、稅款、賭場交易、網上繳款、已取消或退款交易、拆分賬單、Citi PayAll 付款、未經許可或欺詐交易，以及指定電子錢包轉賬或增值交易；花旗銀行可判定交易資格。
  • 兌換率及最低或最高積分限制可由花旗銀行設定，按每次兌換顯示且可更改。信用額於申請日起 2 個工作日內入賬，並抵銷下一期月結單總欠款，不抵銷已發出月結單的最低或總付款額、利息或銀行費用。
  • 交易其後取消時信用額保留且積分不退；信用額不可取消、退還、交換、兌現、轉讓或用作現金透支。

Open source offer ↗

Citi 積分兌換易賞錢積分（優惠值未列明）
—Value not stated
PointsCap: 50,000 point · per day
  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 50000 · Applies to: 每日兌換的易賞錢積分 · Period: per day · Type: limited · Unit: point
  • 適用於 Citi 普通卡、Citi 金卡、Citi Rewards 信用卡（不包括 Citi Rewards 銀聯信用卡）、Citi PremierMiles 信用卡、Citi Plus 信用卡、Citi Prestige 信用卡及 Citi Ultima 信用卡主卡客戶。
  • 須透過易賞錢 App 兌換，並以與花旗銀行登記號碼相同的易賞錢登記手機號碼完成一次性密碼驗證。
  • 每日只可兌換一次；每次最少 5,000、最多 50,000 易賞錢積分，以每 200 點為單位，並受可用 Citi 積分餘額限制。兌換率隨卡種而異並以 App 當時顯示為準。
  • 確認後不可逆轉、取消、退還、交換或兌現；手機號碼變更時須更新。

Open source offer ↗

Citi 積分兌換 MTR 分（優惠值未列明）
—Value not stated
PointsCap: 240,000 point · per day
  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 240000 · Applies to: 同一 MTR Mobile 賬戶每日兌換的 MTR 分 · Period: per day · Type: limited · Unit: point
  • 適用於 Citi 普通卡、Citi 金卡、Citi HKTVmall 信用卡、Citi Rewards 信用卡（不包括 Citi Rewards 銀聯信用卡）、Citi PremierMiles 信用卡、Citi Plus 信用卡、Citi Prestige 信用卡及 Citi ULTIMA 主卡客戶。
  • 須透過 MTR Mobile 兌換，並以認可信用卡末四位及與花旗銀行登記號碼相同的 MTR Mobile 登記手機號碼完成一次性密碼驗證。
  • 每次最少兌換 6,000 MTR 分；同一賬戶每日最多 240,000 分，以每 240 分為單位，並受可用 Citi 積分餘額限制。兌換率隨卡種而異並以 App 當時顯示為準。
  • 確認後不可逆轉、取消、退還、交換或兌現；違規取得的獎賞可不授予或扣除；MTR 分推廣條款適用，服務可更改、暫停或終止。

Open source offer ↗

香港花旗銀行 Apple Rewards Store Citi Pay with Points 賬單信用額（優惠值未列明）
—Value not stated
Discount
  • Eligibility: Audience: all
  • Eligible spending: Applies to: apple rewards store · Type: merchant
  • Benefit limit: Applies to: Apple Rewards Store 賬單信用額 · Period: not stated · Type: not stated
  • 適用於 Citi HKTVmall 信用卡、Citi Rewards 信用卡、Citi PremierMiles 信用卡、Citi Plus 信用卡、Citi Prestige 信用卡及 Citi Ultima Card 主卡客戶。
  • 只限於香港花旗銀行 Apple Rewards Store 的單一淨額簽賬；淨額須扣除折扣、減價及現金券。未入賬、取消、退款、偽造或未經授權交易不適用。
  • 須以花旗銀行登記手機接收並輸入一次性密碼。最高兌換額為交易金額或可用積分的較低者；最低額及兌換率以兌換頁顯示為準，兌換率隨卡種而異並可更改；信用額於兌換日起 7 日內入賬。
  • 中斷後須重新進行合資格交易。手機號碼變更時須更新；兌換不可取消、退還、交換或兌現；退貨或撤銷交易時信用額保留且積分不退。

Open source offer ↗

OpenRice Citi Pay with Points 賬單信用額（優惠值未列明）
—Value not stated
Discount
  • Eligibility: Audience: all
  • Eligible spending: Applies to: openrice · Type: merchant
  • Benefit limit: Applies to: OpenRice 賬單信用額 · Period: not stated · Type: not stated
  • 適用於 Citi 普通卡、Citi 金卡、Citi Rewards 信用卡（不包括 Citi Rewards 銀聯信用卡）、Citi PremierMiles 信用卡、Citi Plus 信用卡、Citi Prestige 信用卡及 Citi Ultima Card 信用卡主卡客戶。
  • 只限於 OpenRice App 或網站的單一淨額簽賬；淨額須扣除折扣、減價及現金券。未入賬、取消、退款、偽造或未經授權交易不適用。
  • 須以花旗銀行登記手機接收並輸入一次性密碼；同一 OpenRice 賬戶以同一認可信用卡作後續兌換時可免再次驗證。最高兌換額為交易金額或可用積分的較低者；最低額及兌換率以平台顯示為準，兌換率隨卡種而異並可更改；信用額於申請日起 7 日內入賬。
  • 中斷後須重新進行合資格交易。手機號碼變更時須更新；兌換不可取消、退還、交換或兌現；退貨或撤銷交易時信用額保留且積分不退。

Open source offer ↗

Pay with Points 推送通知兌換賬單信用額（優惠值未列明）
—Value not stated
Conditions applyDiscount
  • Eligibility: Audience: all
  • Eligible spending: Applies to: 其他 · Type: category
  • Benefit limit: Applies to: 特選簽賬賬單信用額 · Period: not stated · Type: not stated
  • Application or registration is required.
  • The complete list of eligible merchants is not available.
  • 適用於 Citi 信用卡基本卡客戶；排除 Citi Rewards 銀聯信用卡、Citi The Club 信用卡、Citi Cash Back 信用卡、Citi 八達通信用卡及 Citi Clear Card。
  • 只適用於花旗銀行按其酌情權選定的本地商戶或本地商戶類別簽賬；交易類別按 Visa 或 Mastercard 定義及收單行設定。排除現金透支、銀行費用、結餘轉賬、分期及 Quick Cash 計劃、稅款、賭場交易、Citi PayAll 付款、欺詐或未授權交易、指定電子錢包轉賬或增值，以及花旗銀行另行判定的不合資格交易。
  • 須在 Citi Mobile App 啟用推送通知並開啟所有推送通知類別；服務只適用於成功收到相關推送通知的客戶，通知及參與資格由花旗銀行酌情決定。須在通知列明的有效時限內兌換。
  • 最高兌換額為特選簽賬折實金額或該認可信用卡賬戶可用積分的較低者；最低額及兌換率以兌換網站當時顯示為準，兌換率可更改。信用額於兌換日起 7 日內入賬並抵銷下一期月結單總欠款，不抵銷當期最低或總付款額、利息或銀行費用。
  • 使用時積分及認可信用卡賬戶須有效。退貨或撤銷交易時信用額保留且積分不退；兌換不可取消、退還、交換或兌現。

Open source offer ↗

PNS 網購 Citi Pay with Points 賬單信用額（優惠值未列明）
—Value not stated
Discount
  • Eligibility: Audience: all
  • Eligible spending: Applies to: pns · Type: merchant
  • Benefit limit: Applies to: PNS 網購賬單信用額 · Period: not stated · Type: not stated
  • 適用於 Citi 普通卡、Citi 金卡、Citi Rewards 信用卡（不包括 Citi Rewards 銀聯信用卡）、Citi PremierMiles 信用卡、Citi Plus 信用卡、Citi Prestige 信用卡及 Citi ULTIMA 信用卡主卡客戶。
  • 只限於 PNS 網購 App 或網站的單一淨額簽賬；淨額須扣除折扣、減價及現金券。未入賬、取消、退款、偽造或未經授權交易不適用。
  • 須以花旗銀行登記手機接收並輸入一次性密碼；同一 PNS 網購賬戶以同一認可信用卡作後續兌換時可免再次驗證。最高兌換額為交易金額或可用積分的較低者；最低額及兌換率以平台顯示為準，兌換率隨卡種而異並可更改；信用額於申請日起 7 日內入賬。
  • 中斷後須重新進行合資格交易。手機號碼變更時須更新；兌換不可取消、退還、交換或兌現；退貨或撤銷交易時信用額保留且積分不退。

Open source offer ↗

Citi 積分兌換 The Point 積分（優惠值未列明）
—Value not stated
PointsCap: 200,000 point · per day
  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 200000 · Applies to: 每日兌換的 The Point 積分 · Period: per day · Type: limited · Unit: point
  • 適用於 Citi Rewards 信用卡（不包括 Citi Rewards 銀聯信用卡）、Citi PremierMiles 信用卡、Citi Plus 信用卡、Citi Prestige 信用卡及 Citi Ultima 信用卡主卡客戶。
  • 須透過 The Point App 兌換，使用與花旗銀行登記號碼相同的 The Point 登記手機號碼接收並輸入一次性密碼。
  • 每日只可兌換一次；每次最少 20,000、最多 200,000 The Point 積分，以每 1,500 點為單位，並受可用 Citi 積分餘額限制。兌換率隨卡種而異並以 App 當時顯示為準。
  • 確認後不可逆轉、取消、退還、交換或兌現；The Point 條款適用。

Open source offer ↗

RECON 付款平台 Citi Pay with Points 賬單信用額（優惠值未列明）
—Value not stated
Discount
  • Eligibility: Audience: all
  • Eligible spending: Applies to: recon · Type: merchant
  • Benefit limit: Applies to: RECON 賬單信用額 · Period: not stated · Type: not stated
  • 條款 1 的卡名開頭有 OCR 缺漏；可讀部分列出 Citi Rewards 信用卡（不包括 Citi Rewards 銀聯信用卡）、Citi PremierMiles 信用卡、Citi Plus 信用卡、Citi Prestige 信用卡及 Citi Ultima Card 主卡客戶。
  • 只限於 RECON 付款平台的單一淨額簽賬；淨額須扣除折扣、減價及現金券。未入賬、取消、退款、偽造或未經授權交易不適用。
  • 須以花旗銀行登記手機接收並輸入一次性密碼。最高兌換額為交易金額或可用積分的較低者；最低額及兌換率以平台顯示為準，兌換率隨卡種而異並可更改；賬單信用額於兌換日起 7 日內入賬。
  • 中斷後須重新進行合資格交易。手機號碼變更時須更新；兌換不可取消、退還、交換或兌現；退貨或撤銷交易時信用額保留且積分不退。

Open source offer ↗

Citi 積分兌換香格里拉會積分（優惠值未列明）
—Value not stated
PointsCap: 2,000 point · per day
  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 2000 · Applies to: 每日兌換的香格里拉會積分 · Period: per day · Type: limited · Unit: point
  • 適用於 Citi 普通卡、Citi 金卡、Citi HKTVmall 信用卡、Citi Rewards 信用卡（不包括 Citi Rewards 銀聯信用卡）、Citi PremierMiles 信用卡、Citi Plus 信用卡、Citi Prestige 信用卡及 Citi Ultima 信用卡主卡客戶。
  • 須透過香格里拉會網站或指定 App 兌換，使用與花旗銀行登記號碼相同的香格里拉會手機號碼並輸入一次性密碼。
  • 每日只可兌換一次；每次最少 200、最多 2,000 香格里拉會積分，以每 50 點為單位，並受可用 Citi 積分餘額限制。兌換率隨卡種而異並以平台當時顯示為準。
  • 香格里拉會提供並負責其積分資訊及入賬正確性。確認後不可逆轉、取消、退還、交換或兌現；香格里拉會條款及服務供應限制適用。

Open source offer ↗

香港星巴克 Citi Pay with Points 賬單信用額（優惠值未列明）
—Value not stated
Discount
  • Eligibility: Audience: all
  • Eligible spending: Applies to: starbucks · Type: merchant
  • Benefit limit: Applies to: 香港星巴克賬單信用額 · Period: not stated · Type: not stated
  • 適用於 Citi 普通卡、Citi 金卡、Citi HKTVmall 信用卡、Citi Rewards 信用卡、Citi PremierMiles 信用卡、Citi Plus 信用卡、Citi Prestige 信用卡及 Citi Ultima 信用卡主卡客戶。
  • 只限於香港星巴克手機程式的單一淨額簽賬；淨額須扣除折扣、減價及現金券。未入賬、取消、退款、偽造或未經授權交易不適用。
  • 須以花旗銀行登記手機接收並輸入一次性密碼；同一星巴克賬戶以同一認可信用卡作後續兌換時可免再次驗證。最高兌換額為交易金額或可用積分的較低者；最低額及兌換率以平台顯示為準，兌換率隨卡種而異並可更改；信用額於申請日起 7 日內入賬。
  • 中斷後須重新進行合資格交易。手機號碼變更時須更新；兌換不可取消、退還、交換或兌現；退貨或撤銷交易時信用額保留且積分不退。

Open source offer ↗

SUPREME Citi Pay with Points 賬單信用額（優惠值未列明）
—Value not stated
Discount
  • Eligibility: Audience: all
  • Eligible spending: Applies to: supreme · Type: merchant
  • Benefit limit: Applies to: SUPREME 賬單信用額 · Period: not stated · Type: not stated
  • 適用於 Citi 普通卡、Citi 金卡、Citi HKTVmall 信用卡、Citi Rewards 信用卡、Citi PremierMiles 信用卡、Citi Plus 信用卡、Citi Prestige 信用卡及 Citi Ultima Card 主卡客戶。
  • 只限於 SUPREME 官方網站或手機應用程式的單一淨額簽賬；淨額須扣除折扣、減價及現金券。未入賬、取消、退款、偽造或未經授權交易不適用。
  • 須以花旗銀行登記手機接收並輸入一次性密碼。最高兌換額為交易金額或可用積分的較低者；最低額及兌換率以平台當時顯示為準，兌換率隨卡種而異並可更改；信用額於兌換日起 7 日內入賬。
  • 中斷後須重新進行合資格交易。手機號碼變更時須更新；兌換不可取消、退還、交換或兌現；退貨或撤銷交易時信用額保留且積分不退。

Open source offer ↗

Citi 積分兌換 The Club 積分（優惠值未列明）
—Value not stated
PointsCap: 15,000 point · per day
  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 15000 · Applies to: 同一 The Club 賬戶每日兌換的 Club 積分 · Period: per day · Type: limited · Unit: point
  • 適用於 Citi 普通卡、Citi 金卡、Citi Rewards 信用卡（不包括 Citi Rewards 銀聯信用卡）、Citi PremierMiles 信用卡、Citi Plus 信用卡、Citi Prestige 信用卡及 Citi Ultima 信用卡主卡客戶；客戶亦須為 The Club 會員。
  • 須透過 The Club 網站或 App 兌換，使用與花旗銀行登記號碼相同的 The Club 登記手機號碼並輸入一次性密碼。
  • 每日只可兌換一次；每次最少 500、同一賬戶每日最多 15,000 Club 積分，以 20 點為單位，並受可用 Citi 積分餘額限制。兌換率隨卡種而異並以平台當時顯示為準；Club 積分成功兌換後即時入賬。
  • 確認後不可逆轉、取消、退還、交換或兌現；Club 積分受 The Club 條款約束。

Open source offer ↗

Citi 積分兌換時代廣場電子禮券（優惠值未列明）
—Value not stated
GiftCap: HK$3,000.00 · per day
  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Amount: 3000 · Applies to: 同一 TeamTimes 會員賬戶每日兌換的時代廣場電子禮券 · Currency: HKD · Period: per day · Type: limited · Unit: currency
  • 適用於 Citi 普通卡、Citi 金卡、Citi HKTVmall 信用卡、Citi Rewards 信用卡（不包括 Citi Rewards 銀聯信用卡）、Citi PremierMiles 信用卡、Citi Plus 信用卡、Citi Prestige 信用卡及 Citi ULTIMA 信用卡主卡客戶。
  • 透過 TeamTimes 的時代廣場 App 兌換，使用與花旗銀行登記號碼相同的 TeamTimes 手機號碼並輸入一次性密碼。
  • 每次最少兌換 HK$100，以每 HK$100 為單位；同一 TeamTimes 賬戶每日最多 HK$3,000，並受可用 Citi 積分餘額限制。兌換率隨卡種而異並以 App 當時顯示為準。
  • 確認後不可逆轉、取消、退還、交換或兌現；手機號碼變更時須更新。

Open source offer ↗

WPHK 支付平台 Citi Pay with Points 賬單信用額（優惠值未列明）
—Value not stated
Discount
  • Eligibility: Audience: all
  • Eligible spending: Applies to: wphk · Type: merchant
  • Benefit limit: Applies to: WPHK 賬單信用額 · Period: not stated · Type: not stated
  • 適用於 Citi 普通卡、Citi 金卡、Citi HKTVmall 信用卡、Citi Rewards 信用卡、Citi PremierMiles 信用卡、Citi Plus 信用卡、Citi Prestige 信用卡及 Citi Ultima 信用卡主卡客戶。
  • 只限於 WPHK 手機支付平台的單一淨額簽賬；淨額須扣除折扣、減價及現金券。未入賬、取消、退款、偽造或未經授權交易不適用。
  • 須以花旗銀行登記手機接收並輸入一次性密碼；同一 WPHK 賬戶以同一認可信用卡作後續兌換時可免再次驗證。最高兌換額為交易金額或可用積分的較低者；最低額及兌換率以平台顯示為準，兌換率隨卡種而異並可更改；信用額於申請日起 7 日內入賬。
  • 中斷後須重新進行合資格交易。手機號碼變更時須更新；兌換不可取消、退還、交換或兌現；退貨或撤銷交易時信用額保留且積分不退。

Open source offer ↗

友和 YOHO Citi Pay with Points 賬單信用額（優惠值未列明）
—Value not stated
Discount
  • Eligibility: Audience: all
  • Eligible spending: Applies to: yoho · Type: merchant
  • Benefit limit: Applies to: 友和 YOHO 賬單信用額 · Period: not stated · Type: not stated
  • 適用於 Citi 普通卡、Citi 金卡、Citi HKTVmall 信用卡、Citi Rewards 信用卡（不包括 Citi Rewards 銀聯信用卡）、Citi PremierMiles 信用卡、Citi Plus 信用卡、Citi Prestige 信用卡及 Citi Ultima 信用卡主卡客戶。
  • 只限於友和 YOHO 官方網站的單一淨額簽賬；淨額須扣除折扣、減價及現金券。未入賬、取消、退款、偽造或未經授權交易不適用。
  • 須以認可信用卡末四位及花旗銀行登記手機接收並輸入一次性密碼。最高兌換額為交易金額或可用積分的較低者；最低額及兌換率以平台顯示為準，兌換率隨卡種而異並可更改；信用額於兌換日起 7 日內入賬。
  • 中斷後須重新進行合資格交易。手機號碼變更時須更新；兌換不可取消、退還、交換或兌現；退貨或撤銷交易時信用額保留且積分不退。

Open source offer ↗

蘇黎世 Citi Pay with Points 賬單信用額（優惠值未列明）
—Value not stated
Discount
  • Eligibility: Audience: all
  • Eligible spending: Applies to: zurich · Type: merchant
  • Benefit limit: Applies to: 蘇黎世賬單信用額 · Period: not stated · Type: not stated
  • 適用於 Citi 普通卡、Citi 金卡、Citi HKTVmall 信用卡、Citi Rewards 信用卡（不包括 Citi Rewards 銀聯信用卡）、Citi PremierMiles 信用卡、Citi Plus 信用卡、Citi Prestige 信用卡及 Citi Ultima Card 主卡客戶。
  • 只限於蘇黎世指定網站的單一淨額簽賬；淨額須扣除折扣、減價及現金券。未入賬、取消、退款、偽造或未經授權交易不適用。
  • 須以花旗銀行登記手機接收並輸入一次性密碼。最高兌換額為交易金額或可用積分的較低者；最低額及兌換率以兌換頁顯示為準，兌換率隨卡種而異並可更改；賬單信用額於兌換日起 7 日內入賬。
  • 中斷後須重新進行合資格交易。手機號碼變更時須更新；兌換不可取消、退還、交換或兌現；退貨或撤銷交易時信用額保留且積分不退。

Open source offer ↗

Citi Apple Rewards Store: 10% Citi Pay with Points discount
10%saving
PointsPeriod Limited
  • Eligibility: Audience: all
  • Eligible spending: Applies to: citi apple rewards store hong kong · Type: merchant
  • Benefit limit: Applies to: Citi Apple Rewards Store Pay with Points redemption · Period: not stated · Type: not stated
  • Percentage note: The source states a 10% discount on the Citi Pay with Points conversion rate. The exact points required still depend on the card rate shown at redemption.
  • For principal cardholders of eligible Citi cards, including Citi ULTIMA, with a valid account and good credit record during the promotion period 2026-09-21 to 2026-11-30, a 10% discount applies to the Citi Pay with Points conversion rate for an eligible single net transaction at Citibank Apple Rewards Store Hong Kong. A single net transaction is after applicable discounts, reductions and cash vouchers; unposted, cancelled, refunded, falsified or unauthorized transactions are excluded. Cardholders must verify the Citi-registered mobile number by one-time password and finish the redemption; leaving the platform before completion makes that transaction ineligible and requires a new eligible transaction. The redeemable points are limited to the lower of the transaction amount and available points; the minimum is shown at redemption, and statement credit posts within 7 calendar days. The redemption rate varies by card type and may change; the exact amount and points required are shown at redemption. The offer cannot be combined with other special promotions, discounts or promotional coupons. Redemption cannot be cancelled, returned, exchanged or traded for cash or another promotion. If a transaction is returned or cancelled, its statement credit remains and points are not returned; fraud, abuse, reversal or cancellation can also lead to debit, cancellation or reversal of the offer. Keep the registered mobile number current. Statement credits apply to the following statement balance, not an already issued statement or the minimum payment due; the required minimum payment remains due. If the Citi card account closes, remaining points or cash rebate are forfeited. Availability depends on offer and service availability, account status and Citibank acceptance; Citibank may amend or end the offer without notice, and other merchant terms apply. The promotion is not offered to residents outside Hong Kong or where local law prohibits it. It does not apply to residents of the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, Isle of Man, United Kingdom, Brazil, New Zealand, Jamaica, Ecuador, Sri Lanka, Peru, Turkey, United Arab Emirates or Bangladesh; permanent residents of the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, Isle of Man or United Kingdom are also excluded. The English terms prevail over the Chinese version and campaign terms prevail over conflicting promotional materials.
  • Promotion Period: 2026-09-21 – 2026-11-30

Open source offer ↗

Credit card offers (6)

Travel with Points: HK$1 for 150 Citi Points
150Citi Points rate
Conditions applyPointsPeriod LimitedCap: HK$99,999.00 · per statement period
  • Eligibility: Audience: all
  • Eligible spending: Applies to: 旅遊 · Type: category
  • Benefit limit: Amount: 99999 · Applies to: Travel with Points statement credits · Currency: HKD · Period: per statement period · Type: limited · Unit: currency
  • Application or registration is required.
  • The discounted conversion rate is 150 Citi Points per HK$1 for Citi ULTIMA and Citi Prestige from 15 September 2026 to 10 February 2027. Use the Citi Mobile App to offset travel spending, including flights, hotels and other travel costs. The page says there are no airline, date or seat restrictions for flights. The linked Travel with Points - Mobile Redemption Service terms apply: the service runs from 11 February 2026 to 10 February 2027 and is for principal cardholders of Citi ULTIMA, Citi Prestige and Citi PremierMiles. Enrol in Citi Mobile. Only selected transactions qualify: airlines MCC 3000-3350 or 4511; lodging MCC 3501-3999, 7011, 7012 or 7033; or travel agencies and tour operators MCC 4722. Citibank selects eligible transactions, and the acquiring bank's MCC assignment controls. Transactions must be in the current billing period or be unbilled purchases up to 60 days old. Redeem up to the net transaction amount or available points, whichever is lower. Minimum redemption requirements appear in the app; Citibank may set minimum or maximum point requirements. The exact redemption rate appears at redemption and may change. The card account must be in good standing when points are redeemed and when the credit posts. Credit posts within 5 calendar days; up to 5 transactions can be selected in one redemption. The maximum redemption amount is HK$99,999 per statement cycle. There is no service fee. Credits apply to the next statement, not a previously issued statement or minimum payment. They cannot offset interest, fees, charges or minimum payments, or be withdrawn or exchanged for cash or another offer. If a transaction is returned or cancelled, the credit remains and points are not returned. Redemptions cannot be cancelled, returned, exchanged or traded for cash or another promotion. Service depends on device support and network availability. Citibank may change, suspend or end the service without notice; Citi ThankYou Rewards terms also apply.
  • Travel with Points promotion: 2026-09-15 – 2027-02-10

Open source offer ↗

Travel with Points: HK$1 for 165 Citi Points
165Citi Points rate
Conditions applyPointsPeriod LimitedCap: HK$99,999.00 · per statement period
  • Eligibility: Audience: all
  • Eligible spending: Applies to: 旅遊 · Type: category
  • Benefit limit: Amount: 99999 · Applies to: Travel with Points statement credits · Currency: HKD · Period: per statement period · Type: limited · Unit: currency
  • Application or registration is required.
  • The page lists a general travel redemption rate of HK$1 for 165 Citi Points. Citi Points can offset flights, hotels and other travel-related costs. The page says there are no restrictions for flight bookings. Use the Citi Mobile App to select designated travel transactions; up to five transactions can be selected in one redemption. The eligible-card list includes Citi ULTIMA, Citi Prestige and Citi PremierMiles. The linked Travel with Points - Mobile Redemption Service terms apply: the service runs from 11 February 2026 to 10 February 2027 and is for principal cardholders of those cards. Enrol in Citi Mobile. Only selected transactions qualify: airlines MCC 3000-3350 or 4511; lodging MCC 3501-3999, 7011, 7012 or 7033; or travel agencies and tour operators MCC 4722. Citibank selects eligible transactions, and the acquiring bank's MCC assignment controls. Transactions must be in the current billing period or be unbilled purchases up to 60 days old. Redeem up to the net transaction amount or available points, whichever is lower. Minimum redemption requirements appear in the app; Citibank may set minimum or maximum point requirements. The exact redemption rate appears at redemption and may change. The card account must be in good standing when points are redeemed and when the credit posts. Credit posts within 5 calendar days. The maximum redemption amount is HK$99,999 per statement cycle. There is no service fee. Credits apply to the next statement, not a previously issued statement or minimum payment. They cannot offset interest, fees, charges or minimum payments, or be withdrawn or exchanged for cash or another offer. If a transaction is returned or cancelled, the credit remains and points are not returned. Redemptions cannot be cancelled, returned, exchanged or traded for cash or another promotion. Service depends on device support and network availability. Citibank may change, suspend or end the service without notice; Citi ThankYou Rewards terms also apply.
  • Travel with Points - Mobile Redemption Service: 2026-02-11 – 2027-02-10

Open source offer ↗

Citi Apple Rewards Store: 10% Citi Pay with Points discount
10%saving
PointsPeriod Limited
  • Eligibility: Audience: all
  • Eligible spending: Applies to: citi apple rewards store hong kong · Type: merchant
  • Benefit limit: Applies to: Citi Apple Rewards Store Pay with Points redemption · Period: not stated · Type: not stated
  • Percentage note: The source states a 10% discount on the Citi Pay with Points conversion rate. The exact points required still depend on the card rate shown at redemption.
  • For principal cardholders of eligible Citi cards, including Citi ULTIMA, with a valid account and good credit record during the promotion period 2026-09-21 to 2026-11-30, a 10% discount applies to the Citi Pay with Points conversion rate for an eligible single net transaction at Citibank Apple Rewards Store Hong Kong. A single net transaction is after applicable discounts, reductions and cash vouchers; unposted, cancelled, refunded, falsified or unauthorized transactions are excluded. Cardholders must verify the Citi-registered mobile number by one-time password and finish the redemption; leaving the platform before completion makes that transaction ineligible and requires a new eligible transaction. The redeemable points are limited to the lower of the transaction amount and available points; the minimum is shown at redemption, and statement credit posts within 7 calendar days. The redemption rate varies by card type and may change; the exact amount and points required are shown at redemption. The offer cannot be combined with other special promotions, discounts or promotional coupons. Redemption cannot be cancelled, returned, exchanged or traded for cash or another promotion. If a transaction is returned or cancelled, its statement credit remains and points are not returned; fraud, abuse, reversal or cancellation can also lead to debit, cancellation or reversal of the offer. Keep the registered mobile number current. Statement credits apply to the following statement balance, not an already issued statement or the minimum payment due; the required minimum payment remains due. If the Citi card account closes, remaining points or cash rebate are forfeited. Availability depends on offer and service availability, account status and Citibank acceptance; Citibank may amend or end the offer without notice, and other merchant terms apply. The promotion is not offered to residents outside Hong Kong or where local law prohibits it. It does not apply to residents of the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, Isle of Man, United Kingdom, Brazil, New Zealand, Jamaica, Ecuador, Sri Lanka, Peru, Turkey, United Arab Emirates or Bangladesh; permanent residents of the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, Isle of Man or United Kingdom are also excluded. The English terms prevail over the Chinese version and campaign terms prevail over conflicting promotional materials.
  • Promotion Period: 2026-09-21 – 2026-11-30

Open source offer ↗

MCL Cinemas tickets: Citi Points rate as low as 190 per HK$1
At least190Citi Points rate
Points
  • Eligibility: Audience: all
  • Eligible spending: Applies to: mcl cinemas · Type: merchant
  • Benefit limit: Applies to: MCL ticket point redemption · Period: not stated · Type: not stated
  • Use Citi Pay with Points through the MCL App or website to offset ticket transactions. The page describes the discounted redemption rate as low as 190 Citi Points for HK$1; it gives no upper rate. The MCL tutorial requires an eligible Citi Credit Card and identity verification. The FAQ lists Citi ULTIMA as eligible for Pay with Points. Pay with Points redemptions cannot be cancelled. Statement credits apply to the following statement balance, not an already issued statement or the minimum payment due; the required minimum payment remains due. If the Citi credit card account is closed, the remaining points or cash rebate are forfeited.

Open source offer ↗

Citi ULTIMA Points Transfer: 1 airline mile or hotel point per 12 Citi Points
1Airline Miles/Hotel Points reward
Points
  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Points Transfer conversion · Period: not stated · Type: not stated
  • The Points Transfer table lists 12 Citi Points for 1 Airline Mile or Hotel Point for Citi ULTIMA, Citi Prestige and Citi PremierMiles. The minimum conversion amount is 18,000 Citi Points, and each conversion must be a multiple of 18,000. Participating programmes include The British Airways Club, Cathay (instant transfer), Etihad Guest, Eva Air Infinity MileageLands, Flying Blue, IHG Rewards Club, Qantas Frequent Flyer, Qatar Airways Privilege Club, Singapore Airlines KrisFlyer, Thai Airways Royal Orchid Plus and Virgin Atlantic Flying Club; the list may change without notice. Transfers cannot be cancelled. If the Citi credit card account closes, remaining points or cash rebate are forfeited. A HK$200 handling fee applies to specified other cards; the handling fee does not apply to Citi ULTIMA.

Open source offer ↗

Citi ULTIMA Points Transfer: handling fee does not apply（優惠值未列明）
—Value not stated
Fee Waiver
  • Eligibility: Audience: all
  • Eligible spending: Type: not applicable
  • Benefit limit: Applies to: Points Transfer handling fee · Period: not stated · Type: not stated
  • The Points Transfer handling fee does not apply to Citi ULTIMA. The HTML page and formal terms state that HK$200 per redemption is charged only to specified other card variants; they do not state an amount payable or waived for ULTIMA. A minimum conversion of 18,000 Citi Points, in multiples of 18,000, applies to each redemption.

Open source offer ↗