
Chong Hing Mastercard
- Bank
- Chong Hing Bank
- Issuer
- Chong
- Annual fee
- Income requirement
- Network
- Verified date
- Official website
Saving by category
Estimated saving at the selected amount. Conditions apply. Blank values have no supported estimate.
Promotion offers and card offers are separate. Combined eligibility is not assumed.
Promotion offers (0)
Credit card offers (10)
Chong Hing Mastercard Dual Card Programme HK$50 e-Banking e-voucher50HKD rewardConditions applyGiftPeriod Limited
- Eligibility: Audience: all · Customer status: new
- Eligible spending: Type: not applicable
- Benefit limit: Period: not stated · Type: not stated
- Application or registration is required.
- Complete a first-time logon to Chong Hing e-Banking during the promotion period.
- The HTML lists this reward under the programme for applicants who successfully apply for one Chong Hing UnionPay Dual Currency Credit Card and one Chong Hing Mastercard.
- The application form limits the welcome gifts to principal applicants who did not hold a Chong Hing personal credit card, including co-branded cards, in the prior 12 months.
- The voucher redemption deadline is 2026-12-31; an unredeemed voucher is forfeited.
- The page refers to separate welcome-gift terms, and the local source does not state the spending requirement or all other terms.
- e-Banking reward promotion period: 2026-01-01 – 2026-12-31
Chong Hing personal credit card Mobile Banking reward: HK$50 e-voucher50HKD rewardGiftPeriod LimitedCap: 1 item · promotion total
- Eligibility: Audience: all
- Eligible spending: Type: not applicable
- Benefit limit: Amount: 1 · Applies to: per eligible customer · Period: promotion total · Type: limited · Unit: item
- Available to principal and supplementary cardholders of valid Chong Hing personal credit cards who had never logged on to Chong Hing Mobile Banking before 2026-01-01.
- Complete the first-time Mobile Banking logon during the promotion period.
- The credit card account must remain valid and the customer must remain an e-Banking customer throughout the promotion period and when the reward is offered.
- Reward credit dates depend on the quarter of first logon; the last quarter is credited on or before 2027-01-31.
- The Bank may replace the reward with an equivalent or higher-value gift. The reward cannot be transferred, returned, exchanged, or redeemed for cash and is subject to supplier terms.
- The promotion applies in Hong Kong SAR. The Bank may amend, terminate, or suspend the terms.
- The HTML summarizes the e-Banking and Mobile Banking promotions as up to HKD 100; the retained terms state a HKD 50 additional Mobile Banking reward and a separate HKD 50 e-Banking reward. The combined amount is not counted as another offer.
- Mobile Banking promotion period: 2026-01-01 – 2026-12-31
Chong Hing Mastercard Dual Card Programme 9-month interest-free installment loan up to HK$60,000Up to60,000HKDConditions applyFinancing
- Eligibility: Audience: all · Customer status: new
- Eligible spending: Type: not applicable
- Benefit limit: Period: not stated · Type: not stated
- Application or registration is required.
- The applicant must apply successfully for one Chong Hing UnionPay Dual Currency Credit Card and one Chong Hing Mastercard.
- The welcome gift is for principal applicants who did not hold a Chong Hing personal credit card, including co-branded cards, in the prior 12 months.
- The plan term is 9 months. The approved amount is capped at HKD 60,000 and at 80% of the available credit limit, whichever is lower.
- The applicant must select the loan plan on the application form. The form gives a separate account-credit instruction for the approved amount.
- The form refers to a separate promotional leaflet for spending requirements. That leaflet is not in the retained sources.
Chong Hing Mastercard Dual Card Programme up to 80,000 Point-to-Gift bonus pointsUp to80,000Point-to-Gift rewardConditions applyPoints
- Eligibility: Audience: all · Customer status: new
- Eligible spending: Type: not applicable
- Benefit limit: Period: not stated · Type: not stated
- Application or registration is required.
- The applicant must apply successfully for one Chong Hing UnionPay Dual Currency Credit Card and one Chong Hing Mastercard.
- The welcome gift is for principal applicants who did not hold a Chong Hing personal credit card, including co-branded cards, in the prior 12 months.
- The HTML states a value of HKD 400. This value is not converted into cash.
- The form states that the points gift is selected by default when the applicant chooses the Dual Card Programme and does not specify a gift.
- The form refers to a separate promotional leaflet for spending requirements. That leaflet is not in the retained sources.
Chong Hing Mastercard welcome gift: 40,000 Point-to-Gift bonus points40,000Point-to-Gift rewardConditions applyPoints
- Eligibility: Audience: all · Customer status: new
- Eligible spending: Type: not applicable
- Benefit limit: Period: not stated · Type: not stated
- Application or registration is required.
- For an applicant who applies for one Chong Hing Mastercard without the Dual Card Programme.
- The welcome gift is for principal applicants who did not hold a Chong Hing personal credit card, including co-branded cards, in the prior 12 months.
- The form refers to a separate promotional leaflet for spending requirements. That leaflet is not in the retained sources.
Chong Hing Mastercard retail purchases: up to 56-day interest-free periodUp to56days quantityFinancing
- Eligibility: Audience: all
- Eligible spending: Type: not applicable
- Benefit limit: Period: not stated · Type: not stated
- The Key Facts Statement lists an interest-free period of up to 56 days.
- The statement says retail-purchase interest is not charged when the cardholder pays the full balance by the due date. Cash advances accrue interest from the advance date.
- Standard interest rates are not included in this offer.
Chong Hing Mastercard credit card installment plan(優惠值未列明)—Value not statedFinancing
- Eligibility: Audience: all
- Eligible spending: Type: not applicable
- Benefit limit: Period: not stated · Type: not stated
- The Bank offers a credit card installment plan. The local Key Facts Statement does not state the plan amount or term.
- The monthly handling fee and annualized percentage rate vary by customer eligibility; contact the Bank for details.
- The retained source does not confirm whether these standard-plan terms apply to the separate 9-month welcome plan.
Chong Hing Mastercard WeChat Pay Hong Kong Wallet access for red-packet transfers(優惠值未列明)—Value not statedConditions applyLifestyle
- Eligibility: Audience: all
- Eligible spending: Type: not applicable
- Benefit limit: Period: not stated · Type: not stated
- Application or registration is required.
- The guide states that a Chong Hing Visa or Mastercard can be bound to WeChat Pay Hong Kong Wallet and used to send red packets.
- The guide provides card-binding steps. It does not state a reward amount, spending rate, or fee.
Chong Hing Mastercard paper-statement fee waiver of HK$5 per statement5HKD savingFee Waiversenior
- Eligibility: Audience: senior
- Eligible spending: Type: not applicable
- Benefit limit: Period: not stated · Type: not stated
- The paper-statement fee is automatically waived for customers aged 65 or above.
Chong Hing Mastercard paper-statement fee waiver of HK$5 per statement5HKD savingConditions applyFee Waiverother
- Eligibility: Audience: other · Document: Comprehensive Social Security Assistance or Government Disability Allowance documents
- Eligible spending: Type: not applicable
- Benefit limit: Period: not stated · Type: not stated
- Application or registration is required.
- The paper-statement fee is waived for customers who receive Comprehensive Social Security Assistance or Government Disability Allowance when they provide the relevant documents.
