Boc Hk Go Credit Card

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• Cash-equivalent calculation: 3 Gift Points per HK$1 × HK$100 / 25,000 Gift Points = 1.2%. The source-stated cap of 25,000 Gift Points per eligible card account per calendar month converts to HK$100 (25,000 ÷ 25,000 × HK$100). Gift Points are rounded where appropriate and cannot be converted into cash or exchanged for other gifts.
• Limit: 100 HKD · Per Month
• Limit applies to: Extra 3X Gift Points per eligible card account per calendar month; source cap is 25,000 Gift Points
• Merchants: hk-go-online-mall, hk-go-teachers-shopping-mall
• Eligible merchants: hk-go-online-mall, hk-go-teachers-shopping-mall
• The promotion period runs from now through 31 December 2026, inclusive, based on transaction date.
• Extra 3X applies to spending at HK GO Online Mall and HK GO (Teachers’ Shopping Mall) on the 1st and 15th of each calendar month using the eligible card.
• Eligible HK GO Spending must be made directly with the BOC HK GO Credit Card. Transactions made through mobile payment or other third-party payment platforms, including Apple Pay, Google Pay, Samsung Pay, AlipayHK and WeChat Pay, do not count.
• Each eligible card account combines main-card and additional-card spending. The extra 3X tier has a maximum of 25,000 Gift Points per account per calendar month.
• Only transactions successfully posted within 7 days from the transaction date count. Points are rounded to the nearest dollar where appropriate and credited to the main account within 2 months from the transaction month.
• The Company may define or change eligible spending categories and merchant lists. Fraudulent, unauthorised, unposted, cancelled and refunded transactions do not qualify.
• The card account must remain normal, valid and in good credit condition. Gift Points cannot be converted into cash or exchanged for other gifts.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
• Assumes the full reward limit is still available. Extra 3X Gift Points per eligible card account per calendar month; source cap is 25,000 Gift Points
• hk go online mall
• hk go teachers shopping mall

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

Hk Go Online Mall等商戶：Extra 3 Gift Points per HK$1 eligible HK GO spending: 1.2%

• Eligibility: Audience: all
• Eligible spending: Applies to: hk go online mall / hk go teachers shopping mall · Type: merchant
• Benefit limit: Amount: 100 · Applies to: Extra 3X Gift Points per eligible card account per calendar month; source cap is 25,000 Gift Points · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 3 Gift Points per HK$1 × HK$100 / 25,000 Gift Points = 1.2%. The source stated cap of 25,000 Gift Points per eligible card account per calendar month converts to HK$100 (25,000 ÷ 25,000 × HK$100). Gift Points are rounded where appropriate and cannot be converted into cash or exchanged for other gifts.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The promotion period runs from now through 31 December 2026, inclusive, based on transaction date.
• Extra 3X applies to spending at HK GO Online Mall and HK GO (Teachers’ Shopping Mall) on the 1st and 15th of each calendar month using the eligible card.
• Eligible HK GO Spending must be made directly with the BOC HK GO Credit Card. Transactions made through mobile payment or other third-party payment platforms, including Apple Pay, Google Pay, Samsung Pay, AlipayHK and WeChat Pay, do not count.
• Each eligible card account combines main-card and additional-card spending. The extra 3X tier has a maximum of 25,000 Gift Points per account per calendar month.
• Only transactions successfully posted within 7 days from the transaction date count. Points are rounded to the nearest dollar where appropriate and credited to the main account within 2 months from the transaction month.
• The Company may define or change eligible spending categories and merchant lists. Fraudulent, unauthorised, unposted, cancelled and refunded transactions do not qualify.
• The card account must remain normal, valid and in good credit condition. Gift Points cannot be converted into cash or exchanged for other gifts.
• Up to 5X Gift Points Promotion Period: Now – 2026-12-31

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• Cash-equivalent calculation: 3 Gift Points per HK$1 × HK$100 / 25,000 Gift Points = 1.2%. The source-stated cap of 25,000 Gift Points per eligible card account per calendar month converts to HK$100 (25,000 ÷ 25,000 × HK$100). Gift Points are rounded where appropriate and cannot be converted into cash or exchanged for other gifts.
• Limit: 100 HKD · Per Month
• Limit applies to: Extra 3X Gift Points per eligible card account per calendar month; source cap is 25,000 Gift Points
• Merchants: hk-go-online-mall, hk-go-teachers-shopping-mall
• Eligible merchants: hk-go-online-mall, hk-go-teachers-shopping-mall
• The promotion period runs from now through 31 December 2026, inclusive, based on transaction date.
• Extra 3X applies to spending at HK GO Online Mall and HK GO (Teachers’ Shopping Mall) on the 1st and 15th of each calendar month using the eligible card.
• Eligible HK GO Spending must be made directly with the BOC HK GO Credit Card. Transactions made through mobile payment or other third-party payment platforms, including Apple Pay, Google Pay, Samsung Pay, AlipayHK and WeChat Pay, do not count.
• Each eligible card account combines main-card and additional-card spending. The extra 3X tier has a maximum of 25,000 Gift Points per account per calendar month.
• Only transactions successfully posted within 7 days from the transaction date count. Points are rounded to the nearest dollar where appropriate and credited to the main account within 2 months from the transaction month.
• The Company may define or change eligible spending categories and merchant lists. Fraudulent, unauthorised, unposted, cancelled and refunded transactions do not qualify.
• The card account must remain normal, valid and in good credit condition. Gift Points cannot be converted into cash or exchanged for other gifts.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
• Assumes the full reward limit is still available. Extra 3X Gift Points per eligible card account per calendar month; source cap is 25,000 Gift Points
• hk go online mall
• hk go teachers shopping mall

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

Hk Go Online Mall等商戶：Extra 3 Gift Points per HK$1 eligible HK GO spending: 1.2%

• Eligibility: Audience: all
• Eligible spending: Applies to: hk go online mall / hk go teachers shopping mall · Type: merchant
• Benefit limit: Amount: 100 · Applies to: Extra 3X Gift Points per eligible card account per calendar month; source cap is 25,000 Gift Points · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 3 Gift Points per HK$1 × HK$100 / 25,000 Gift Points = 1.2%. The source stated cap of 25,000 Gift Points per eligible card account per calendar month converts to HK$100 (25,000 ÷ 25,000 × HK$100). Gift Points are rounded where appropriate and cannot be converted into cash or exchanged for other gifts.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The promotion period runs from now through 31 December 2026, inclusive, based on transaction date.
• Extra 3X applies to spending at HK GO Online Mall and HK GO (Teachers’ Shopping Mall) on the 1st and 15th of each calendar month using the eligible card.
• Eligible HK GO Spending must be made directly with the BOC HK GO Credit Card. Transactions made through mobile payment or other third-party payment platforms, including Apple Pay, Google Pay, Samsung Pay, AlipayHK and WeChat Pay, do not count.
• Each eligible card account combines main-card and additional-card spending. The extra 3X tier has a maximum of 25,000 Gift Points per account per calendar month.
• Only transactions successfully posted within 7 days from the transaction date count. Points are rounded to the nearest dollar where appropriate and credited to the main account within 2 months from the transaction month.
• The Company may define or change eligible spending categories and merchant lists. Fraudulent, unauthorised, unposted, cancelled and refunded transactions do not qualify.
• The card account must remain normal, valid and in good credit condition. Gift Points cannot be converted into cash or exchanged for other gifts.
• Up to 5X Gift Points Promotion Period: Now – 2026-12-31

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• Cash-equivalent calculation: 3 Gift Points per HK$1 × HK$100 / 25,000 Gift Points = 1.2%. The source-stated cap of 25,000 Gift Points per eligible card account per calendar month converts to HK$100 (25,000 ÷ 25,000 × HK$100). Gift Points are rounded where appropriate and cannot be converted into cash or exchanged for other gifts.
• Limit: 100 HKD · Per Month
• Limit applies to: Extra 3X Gift Points per eligible card account per calendar month; source cap is 25,000 Gift Points
• Merchants: hk-go-online-mall, hk-go-teachers-shopping-mall
• Eligible merchants: hk-go-online-mall, hk-go-teachers-shopping-mall
• The promotion period runs from now through 31 December 2026, inclusive, based on transaction date.
• Extra 3X applies to spending at HK GO Online Mall and HK GO (Teachers’ Shopping Mall) on the 1st and 15th of each calendar month using the eligible card.
• Eligible HK GO Spending must be made directly with the BOC HK GO Credit Card. Transactions made through mobile payment or other third-party payment platforms, including Apple Pay, Google Pay, Samsung Pay, AlipayHK and WeChat Pay, do not count.
• Each eligible card account combines main-card and additional-card spending. The extra 3X tier has a maximum of 25,000 Gift Points per account per calendar month.
• Only transactions successfully posted within 7 days from the transaction date count. Points are rounded to the nearest dollar where appropriate and credited to the main account within 2 months from the transaction month.
• The Company may define or change eligible spending categories and merchant lists. Fraudulent, unauthorised, unposted, cancelled and refunded transactions do not qualify.
• The card account must remain normal, valid and in good credit condition. Gift Points cannot be converted into cash or exchanged for other gifts.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
• Assumes the full reward limit is still available. Extra 3X Gift Points per eligible card account per calendar month; source cap is 25,000 Gift Points
• hk go online mall
• hk go teachers shopping mall

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

Hk Go Online Mall等商戶：Extra 3 Gift Points per HK$1 eligible HK GO spending: 1.2%

• Eligibility: Audience: all
• Eligible spending: Applies to: hk go online mall / hk go teachers shopping mall · Type: merchant
• Benefit limit: Amount: 100 · Applies to: Extra 3X Gift Points per eligible card account per calendar month; source cap is 25,000 Gift Points · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 3 Gift Points per HK$1 × HK$100 / 25,000 Gift Points = 1.2%. The source stated cap of 25,000 Gift Points per eligible card account per calendar month converts to HK$100 (25,000 ÷ 25,000 × HK$100). Gift Points are rounded where appropriate and cannot be converted into cash or exchanged for other gifts.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The promotion period runs from now through 31 December 2026, inclusive, based on transaction date.
• Extra 3X applies to spending at HK GO Online Mall and HK GO (Teachers’ Shopping Mall) on the 1st and 15th of each calendar month using the eligible card.
• Eligible HK GO Spending must be made directly with the BOC HK GO Credit Card. Transactions made through mobile payment or other third-party payment platforms, including Apple Pay, Google Pay, Samsung Pay, AlipayHK and WeChat Pay, do not count.
• Each eligible card account combines main-card and additional-card spending. The extra 3X tier has a maximum of 25,000 Gift Points per account per calendar month.
• Only transactions successfully posted within 7 days from the transaction date count. Points are rounded to the nearest dollar where appropriate and credited to the main account within 2 months from the transaction month.
• The Company may define or change eligible spending categories and merchant lists. Fraudulent, unauthorised, unposted, cancelled and refunded transactions do not qualify.
• The card account must remain normal, valid and in good credit condition. Gift Points cannot be converted into cash or exchanged for other gifts.
• Up to 5X Gift Points Promotion Period: Now – 2026-12-31

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• Cash-equivalent calculation: 3 Gift Points per HK$1 × HK$100 / 25,000 Gift Points = 1.2%. The source-stated cap of 25,000 Gift Points per eligible card account per calendar month converts to HK$100 (25,000 ÷ 25,000 × HK$100). Gift Points are rounded where appropriate and cannot be converted into cash or exchanged for other gifts.
• Limit: 100 HKD · Per Month
• Limit applies to: Extra 3X Gift Points per eligible card account per calendar month; source cap is 25,000 Gift Points
• Merchants: hk-go-online-mall, hk-go-teachers-shopping-mall
• Eligible merchants: hk-go-online-mall, hk-go-teachers-shopping-mall
• The promotion period runs from now through 31 December 2026, inclusive, based on transaction date.
• Extra 3X applies to spending at HK GO Online Mall and HK GO (Teachers’ Shopping Mall) on the 1st and 15th of each calendar month using the eligible card.
• Eligible HK GO Spending must be made directly with the BOC HK GO Credit Card. Transactions made through mobile payment or other third-party payment platforms, including Apple Pay, Google Pay, Samsung Pay, AlipayHK and WeChat Pay, do not count.
• Each eligible card account combines main-card and additional-card spending. The extra 3X tier has a maximum of 25,000 Gift Points per account per calendar month.
• Only transactions successfully posted within 7 days from the transaction date count. Points are rounded to the nearest dollar where appropriate and credited to the main account within 2 months from the transaction month.
• The Company may define or change eligible spending categories and merchant lists. Fraudulent, unauthorised, unposted, cancelled and refunded transactions do not qualify.
• The card account must remain normal, valid and in good credit condition. Gift Points cannot be converted into cash or exchanged for other gifts.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
• Assumes the full reward limit is still available. Extra 3X Gift Points per eligible card account per calendar month; source cap is 25,000 Gift Points
• hk go online mall
• hk go teachers shopping mall

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

Hk Go Online Mall等商戶：Extra 3 Gift Points per HK$1 eligible HK GO spending: 1.2%

• Eligibility: Audience: all
• Eligible spending: Applies to: hk go online mall / hk go teachers shopping mall · Type: merchant
• Benefit limit: Amount: 100 · Applies to: Extra 3X Gift Points per eligible card account per calendar month; source cap is 25,000 Gift Points · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 3 Gift Points per HK$1 × HK$100 / 25,000 Gift Points = 1.2%. The source stated cap of 25,000 Gift Points per eligible card account per calendar month converts to HK$100 (25,000 ÷ 25,000 × HK$100). Gift Points are rounded where appropriate and cannot be converted into cash or exchanged for other gifts.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The promotion period runs from now through 31 December 2026, inclusive, based on transaction date.
• Extra 3X applies to spending at HK GO Online Mall and HK GO (Teachers’ Shopping Mall) on the 1st and 15th of each calendar month using the eligible card.
• Eligible HK GO Spending must be made directly with the BOC HK GO Credit Card. Transactions made through mobile payment or other third-party payment platforms, including Apple Pay, Google Pay, Samsung Pay, AlipayHK and WeChat Pay, do not count.
• Each eligible card account combines main-card and additional-card spending. The extra 3X tier has a maximum of 25,000 Gift Points per account per calendar month.
• Only transactions successfully posted within 7 days from the transaction date count. Points are rounded to the nearest dollar where appropriate and credited to the main account within 2 months from the transaction month.
• The Company may define or change eligible spending categories and merchant lists. Fraudulent, unauthorised, unposted, cancelled and refunded transactions do not qualify.
• The card account must remain normal, valid and in good credit condition. Gift Points cannot be converted into cash or exchanged for other gifts.
• Up to 5X Gift Points Promotion Period: Now – 2026-12-31

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• Cash-equivalent calculation: 3 Gift Points per HK$1 × HK$100 / 25,000 Gift Points = 1.2%. The source-stated cap of 25,000 Gift Points per eligible card account per calendar month converts to HK$100 (25,000 ÷ 25,000 × HK$100). Gift Points are rounded where appropriate and cannot be converted into cash or exchanged for other gifts.
• Limit: 100 HKD · Per Month
• Limit applies to: Extra 3X Gift Points per eligible card account per calendar month; source cap is 25,000 Gift Points
• Merchants: hk-go-online-mall, hk-go-teachers-shopping-mall
• Eligible merchants: hk-go-online-mall, hk-go-teachers-shopping-mall
• The promotion period runs from now through 31 December 2026, inclusive, based on transaction date.
• Extra 3X applies to spending at HK GO Online Mall and HK GO (Teachers’ Shopping Mall) on the 1st and 15th of each calendar month using the eligible card.
• Eligible HK GO Spending must be made directly with the BOC HK GO Credit Card. Transactions made through mobile payment or other third-party payment platforms, including Apple Pay, Google Pay, Samsung Pay, AlipayHK and WeChat Pay, do not count.
• Each eligible card account combines main-card and additional-card spending. The extra 3X tier has a maximum of 25,000 Gift Points per account per calendar month.
• Only transactions successfully posted within 7 days from the transaction date count. Points are rounded to the nearest dollar where appropriate and credited to the main account within 2 months from the transaction month.
• The Company may define or change eligible spending categories and merchant lists. Fraudulent, unauthorised, unposted, cancelled and refunded transactions do not qualify.
• The card account must remain normal, valid and in good credit condition. Gift Points cannot be converted into cash or exchanged for other gifts.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
• Assumes the full reward limit is still available. Extra 3X Gift Points per eligible card account per calendar month; source cap is 25,000 Gift Points
• hk go online mall
• hk go teachers shopping mall

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

Hk Go Online Mall等商戶：Extra 3 Gift Points per HK$1 eligible HK GO spending: 1.2%

• Eligibility: Audience: all
• Eligible spending: Applies to: hk go online mall / hk go teachers shopping mall · Type: merchant
• Benefit limit: Amount: 100 · Applies to: Extra 3X Gift Points per eligible card account per calendar month; source cap is 25,000 Gift Points · Currency: HKD · Period: per month · Type: limited · Unit: currency
• Percentage note: Cash equivalent calculation: 3 Gift Points per HK$1 × HK$100 / 25,000 Gift Points = 1.2%. The source stated cap of 25,000 Gift Points per eligible card account per calendar month converts to HK$100 (25,000 ÷ 25,000 × HK$100). Gift Points are rounded where appropriate and cannot be converted into cash or exchanged for other gifts.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The promotion period runs from now through 31 December 2026, inclusive, based on transaction date.
• Extra 3X applies to spending at HK GO Online Mall and HK GO (Teachers’ Shopping Mall) on the 1st and 15th of each calendar month using the eligible card.
• Eligible HK GO Spending must be made directly with the BOC HK GO Credit Card. Transactions made through mobile payment or other third-party payment platforms, including Apple Pay, Google Pay, Samsung Pay, AlipayHK and WeChat Pay, do not count.
• Each eligible card account combines main-card and additional-card spending. The extra 3X tier has a maximum of 25,000 Gift Points per account per calendar month.
• Only transactions successfully posted within 7 days from the transaction date count. Points are rounded to the nearest dollar where appropriate and credited to the main account within 2 months from the transaction month.
• The Company may define or change eligible spending categories and merchant lists. Fraudulent, unauthorised, unposted, cancelled and refunded transactions do not qualify.
• The card account must remain normal, valid and in good credit condition. Gift Points cannot be converted into cash or exchanged for other gifts.
• Up to 5X Gift Points Promotion Period: Now – 2026-12-31

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗

• Cash-equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source-stated ratio is a cash-equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source-stated cap applies to the basic reward.
• Applies to all eligible spending, subject to the conditions.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.
• No reward limit is stated. Confirm any limits before purchase.
• Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.

積分獎賞：1 Gift Point per HK$1 retail card spending: 0.4%

• Eligibility: Audience: all
• Eligible spending: Type: all
• Benefit limit: Period: not stated · Type: not stated
• Percentage note: Cash equivalent calculation: 1 Gift Point per HK$1 × HK$100 / 25,000 Gift Points = 0.4%. The source stated ratio is a cash equivalent reference for Gift Point valuation and reversals; Gift Points cannot be converted into cash or exchanged for other gifts. No source stated cap applies to the basic reward.
• The card is exclusive to Members of Hong Kong Federation of Education Workers, including Ordinary Member, Permanent Member and Friends of HKFEW.
• The Up to 5X Gift Points Offer includes the basic 1X Gift Point, the extra 3X HK GO offer and the extra 1X payroll-service offer; the components are additive when their conditions are met.
• Eligible customers must settle full payment with the eligible card.
• Eligible spending is retail card spending. Only transactions successfully posted within 7 days from the transaction date count where the formal terms state this.
• Main and additional-card transactions are combined for Gift Point calculation. Points are rounded to the nearest dollar where appropriate and credited to the main card within 2 months from the transaction month.
• Fraudulent, unauthorised, unposted, cancelled or refunded transactions do not qualify. The account must remain normal, valid and in good credit condition during the promotion period and when points are received.
• The Company may define or change eligible spending categories and merchant lists. Transactions outside the eligible categories do not count.
• Gift Points cannot be converted into cash or exchanged for other gifts. The BOC Credit Card Gift Point Rewards Programme terms also apply.

Open source offer ↗