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信用卡精選 / 香港

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為下一次消費選擇合適的信用卡。比較各卡的回贈，並查看計算方式。

比較信用卡

最高回贈

按不包括指定商戶優惠的最高預計回贈，由每行左至右遞減。範圍上限包括指定商戶優惠；須符合各項條款。使用顯示全部按鈕展開目前組別的所有類別。

01 / 比較
02 — 結果
0101/GreaterGreater Bay Area Cup Diamond CardGreater Bay Area Cup Diamond Card · 信用卡示意圖5%HK$50.00
Greater Bay Area Cup Diamond Card · 信用卡示意圖
01Greater

Greater Bay Area Cup Diamond Card

須符合條件

HK$50.005%
Apple Pay
Apple Pay：5% extra spending rebate
HK$50.005%
須符合條件現金回贈最低消費: HK$3,000.00上限: HK$200.00 · 每月
上限HK$50.00 / HK$200.00
計算方式
總回贈HK$50.00
  • Apple Pay：5% extra spending rebate: HK$50.00
條款及細則

計算假設

  • Assumes the full reward limit is still available. eligible Apple Pay spending in each monthly Promotion Phase
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Source-stated 5% extra rebate; HKD3,000 is an eligibility threshold, not the rate.
  • Limit: 200 HKD · Per Month
  • Limit applies to: eligible Apple Pay spending in each monthly Promotion Phase
  • Application, registration or activation required. See conditions.
  • Eligibility: Phase Spend Min: 3000
  • Eligible categories: Apple Pay
  • Register the Promotion during 2026-07-01 to 2026-12-31 through the Bank website or WeChat; the registration quota is 5,000 and each cardholder registers once.
  • After successful registration, accumulate eligible retail spending of HKD3,000 or above in each monthly Promotion Phase using the physical card and/or Apple Pay; receive an extra 5% rebate on eligible Apple Pay spending in that phase.
  • The reward is capped at HKD200 in each Promotion Phase and HKD1,200 for the entire Promotion Period.
  • Eligible transactions are local retail, foreign non-HKD retail, and online retail transactions paid by physical card or Apple Pay.
  • Exclude cash advances, Octopus add-value, UnionPay QR/App transactions, electronic wallets, instalments, MPF/SVC, balance transfers, online bills, casino chips, tax, traveller's cheques, insurance, card charges, other redemption fees, designated RMB categories, and other transactions designated by the Bank.
  • RMB1 spent in Mainland China by a CUP Dual Currency Credit Card equals HKD1 for the spending threshold.
  • Spending on more than one principal card cannot be combined; supplementary-card transactions combine with the principal account but the supplementary card does not receive the reward.
  • Transactions must post before the reward is credited; cancelled, refunded, fraudulent, unauthorized, or unposted transactions do not qualify. The account must remain valid and in good standing.

Apple Pay：5% extra spending rebate

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: Apple Pay · Type: 類別
  • 要求: Period spend ≥: HK$3,000.00
  • 優惠上限: 金額: 200 · 適用範圍: eligible Apple Pay spending in each monthly Promotion Phase · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Source stated 5% extra rebate; HKD3,000 is an eligibility threshold, not the rate.
  • 須申請或登記。
  • Register the Promotion during 2026-07-01 to 2026-12-31 through the Bank website or WeChat; the registration quota is 5,000 and each cardholder registers once.
  • After successful registration, accumulate eligible retail spending of HKD3,000 or above in each monthly Promotion Phase using the physical card and/or Apple Pay; receive an extra 5% rebate on eligible Apple Pay spending in that phase.
  • The reward is capped at HKD200 in each Promotion Phase and HKD1,200 for the entire Promotion Period.
  • Eligible transactions are local retail, foreign non-HKD retail, and online retail transactions paid by physical card or Apple Pay.
  • Exclude cash advances, Octopus add-value, UnionPay QR/App transactions, electronic wallets, instalments, MPF/SVC, balance transfers, online bills, casino chips, tax, traveller's cheques, insurance, card charges, other redemption fees, designated RMB categories, and other transactions designated by the Bank.
  • RMB1 spent in Mainland China by a CUP Dual Currency Credit Card equals HKD1 for the spending threshold.
  • Spending on more than one principal card cannot be combined; supplementary-card transactions combine with the principal account but the supplementary card does not receive the reward.
  • Transactions must post before the reward is credited; cancelled, refunded, fraudulent, unauthorized, or unposted transactions do not qualify. The account must remain valid and in good standing.
  • Apple Pay Promotion Period: 2026-07-01 – 2026-12-31
其他優惠
其他
現金回贈：HKD500 spending rebate
須符合條件現金回贈
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Threshold-equivalent calculation: HKD500 fixed reward ÷ HKD5,000 minimum eligible spending = 10.0% at the threshold. Effective rate changes when eligible spending exceeds the minimum. • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • Applicant must not hold a principal card of any type issued by the Bank in Hong Kong at the time of application or during the past 12 months; supplementary cards are excluded from this test. • Applicable to a successful principal-card applicant for a Greater Bay Area CUP Dual Currency Diamond Card during the Promotion Period. • Accumulate eligible spending of HKD/RMB5,000 or above within the first 3 months from new card issuance; supplementary-card spending combines with the related principal card. • Eligible transactions by physical card or Apple Pay include local, overseas, and online retail transactions, mobile payment including UnionPay App, WeChat Pay HK, PayMe and Alipay, Octopus AAVS transactions, and cash advances. • Exclude cash or purchase instalments, balance transfers, MPF/SVC contributions, Bank online-banking bill payments, casino chips, traveller's cheques, all credit-card charges, and transactions designated by the Bank. • Convert non-HKD transactions at the Visa International or UnionPay International rate; for this card, RMB1 equals HKD1 for eligible retail spending. • Unposted, cancelled, refunded, fraudulent, or otherwise ineligible transactions do not count; eligible transactions must post to the designated account within the first 3 months. • The HKD500 spending rebate is credited to the eligible principal-card HKD account within 2 months after the month in which the requirement is met and is for future retail spending only. • The card account must remain valid and in good credit standing during the Promotion Period and fulfilment period. • The Bank may charge an administrative fee of HKD600 for card cancellation within 13 months, or for an ineligible or duplicate gift, ineligible spending, or fraud or abuse.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: 全部
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: Threshold equivalent calculation: HKD500 fixed reward ÷ HKD5,000 minimum eligible spending = 10.0% at the threshold. Effective rate changes when eligible spending exceeds the minimum.
  • 須申請或登記。
  • Applicant must not hold a principal card of any type issued by the Bank in Hong Kong at the time of application or during the past 12 months; supplementary cards are excluded from this test.
  • Applicable to a successful principal-card applicant for a Greater Bay Area CUP Dual Currency Diamond Card during the Promotion Period.
  • Accumulate eligible spending of HKD/RMB5,000 or above within the first 3 months from new card issuance; supplementary-card spending combines with the related principal card.
  • Eligible transactions by physical card or Apple Pay include local, overseas, and online retail transactions, mobile payment including UnionPay App, WeChat Pay HK, PayMe and Alipay, Octopus AAVS transactions, and cash advances.
  • Exclude cash or purchase instalments, balance transfers, MPF/SVC contributions, Bank online-banking bill payments, casino chips, traveller's cheques, all credit-card charges, and transactions designated by the Bank.
  • Convert non-HKD transactions at the Visa International or UnionPay International rate; for this card, RMB1 equals HKD1 for eligible retail spending.
  • Unposted, cancelled, refunded, fraudulent, or otherwise ineligible transactions do not count; eligible transactions must post to the designated account within the first 3 months.
  • The HKD500 spending rebate is credited to the eligible principal-card HKD account within 2 months after the month in which the requirement is met and is for future retail spending only.
  • The card account must remain valid and in good credit standing during the Promotion Period and fulfilment period.
  • The Bank may charge an administrative fee of HKD600 for card cancellation within 13 months, or for an ineligible or duplicate gift, ineligible spending, or fraud or abuse.
  • principal-card application promotion period: 2026-07-01 – 2026-12-31
Apple Pay
HKD20 spending rebate
須符合條件現金回贈
——

This benefit does not apply to a purchase. • Customer: New customer • Fixed reward; no eligible-spend denominator. • Application, registration or activation required. See conditions. • Register the Apple Pay Promotion through the Bank website or WeChat during the Promotion Period; the registration quota is 5,000 and each cardholder registers once. • During the Promotion Period, a successfully registered cardholder who adds an eligible principal Visa or UnionPay card to Apple Pay receives an HKD20 spending rebate. • The first-time adding reward is not available if the eligible card was added to Apple Pay from 2022-09-26 through 2026-06-30, and each cardholder can receive it once in the Promotion Period. • Eligible cards include principal Visa and UnionPay cards, including virtual cards; supplementary cards, Pacific Internet cards, and gift cards are excluded. • The eligible card must remain valid until the reward is credited; the account must be valid and in good financial standing when the reward is credited. • The reward is credited in March 2027, is for future retail transactions only, and cannot be returned, transferred, exchanged for cash or other products, or withdrawn by cash advance.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: Fixed reward; no eligible spend denominator.
  • 須申請或登記。
  • Register the Apple Pay Promotion through the Bank website or WeChat during the Promotion Period; the registration quota is 5,000 and each cardholder registers once.
  • During the Promotion Period, a successfully registered cardholder who adds an eligible principal Visa or UnionPay card to Apple Pay receives an HKD20 spending rebate.
  • The first-time adding reward is not available if the eligible card was added to Apple Pay from 2022-09-26 through 2026-06-30, and each cardholder can receive it once in the Promotion Period.
  • Eligible cards include principal Visa and UnionPay cards, including virtual cards; supplementary cards, Pacific Internet cards, and gift cards are excluded.
  • The eligible card must remain valid until the reward is credited; the account must be valid and in good financial standing when the reward is credited.
  • The reward is credited in March 2027, is for future retail transactions only, and cannot be returned, transferred, exchanged for cash or other products, or withdrawn by cash advance.
  • Apple Pay Promotion Period: 2026-07-01 – 2026-12-31
中國內地簽賬
中國內地簽賬：5% spending rebate
須符合條件現金回贈最低消費: HK$2,000.00上限: HK$300.00 · 每月
——

Category or merchant does not match. • Source-stated 5% cash rebate; HKD2,000 is an eligibility threshold, not the rate. • Limit: 300 HKD · Per Month • Limit applies to: eligible RMB/MOP retail spending in each promotion phase • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 2000 • Eligible categories: 中國內地簽賬 • Register through the Bank website or WeChat during the Promotion Period; the quota is 5,000 and successful registration once enrolls all eligible cards under the cardholder's HKID. • After registration, accumulate RMB and/or MOP eligible retail transactions of HKD2,000 or more in each promotion phase to receive a 5% cash rebate. • The source phase table lists phases 1-3 in 2026, phases 4-7 in 2025, and phases 8-12 in 2026, while clause 2 states an overall 2026 Promotion Period; this source wording is preserved without date correction. • The rebate is capped at HKD300 in each phase and HKD3,600 for the entire Promotion Period. • Eligible transactions include RMB and/or MOP retail spending, UnionPay QR/App retail spending, online retail spending, and purchases by post, fax, or phone during the Promotion Period. • For an eligible Mainland China transaction, RMB1 equals HKD1 for rebate calculation. • Exclude RMB transportation transactions under the separate Travel & Earn promotion, cash advances, Octopus automatic add value, electronic wallets, instalments, MPF/SVC, balance transfers, online bills, casino chips, tax, traveller's cheques, insurance, card charges, other redemption fees, and designated RMB categories including property, wholesale, hospital, and tuition payments. • Eligible spending is counted by credit-card number and multiple principal-card accounts cannot be combined; supplementary-card transactions combine with the principal account but the supplementary card does not receive the rebate. • Transactions must post within the applicable phase; cancelled, refunded, fraudulent, unauthorized, or unposted transactions do not qualify. The account must be valid and in good financial standing. • The rebate is credited to the principal-card account in the month after the transaction, is rounded to the nearest whole number, and is for future retail spending only; it cannot be transferred, exchanged for cash, or used as a cash advance. • The Bank may debit the rebate value if a related transaction is cancelled after the Promotion Period and may vary or terminate the Promotion without prior notice.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 中國內地簽賬 · Type: 類別
  • 要求: Period spend ≥: HK$2,000.00
  • 優惠上限: 金額: 300 · 適用範圍: eligible RMB/MOP retail spending in each promotion phase · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Source stated 5% cash rebate; HKD2,000 is an eligibility threshold, not the rate.
  • 須申請或登記。
  • Register through the Bank website or WeChat during the Promotion Period; the quota is 5,000 and successful registration once enrolls all eligible cards under the cardholder's HKID.
  • After registration, accumulate RMB and/or MOP eligible retail transactions of HKD2,000 or more in each promotion phase to receive a 5% cash rebate.
  • The source phase table lists phases 1-3 in 2026, phases 4-7 in 2025, and phases 8-12 in 2026, while clause 2 states an overall 2026 Promotion Period; this source wording is preserved without date correction.
  • The rebate is capped at HKD300 in each phase and HKD3,600 for the entire Promotion Period.
  • Eligible transactions include RMB and/or MOP retail spending, UnionPay QR/App retail spending, online retail spending, and purchases by post, fax, or phone during the Promotion Period.
  • For an eligible Mainland China transaction, RMB1 equals HKD1 for rebate calculation.
  • Exclude RMB transportation transactions under the separate Travel & Earn promotion, cash advances, Octopus automatic add value, electronic wallets, instalments, MPF/SVC, balance transfers, online bills, casino chips, tax, traveller's cheques, insurance, card charges, other redemption fees, and designated RMB categories including property, wholesale, hospital, and tuition payments.
  • Eligible spending is counted by credit-card number and multiple principal-card accounts cannot be combined; supplementary-card transactions combine with the principal account but the supplementary card does not receive the rebate.
  • Transactions must post within the applicable phase; cancelled, refunded, fraudulent, unauthorized, or unposted transactions do not qualify. The account must be valid and in good financial standing.
  • The rebate is credited to the principal-card account in the month after the transaction, is rounded to the nearest whole number, and is for future retail spending only; it cannot be transferred, exchanged for cash, or used as a cash advance.
  • The Bank may debit the rebate value if a related transaction is cancelled after the Promotion Period and may vary or terminate the Promotion without prior notice.
  • RMB/MOP Promotion Period: 2026-01-01 – 2026-12-31
澳門簽賬
澳門簽賬：5% spending rebate
須符合條件現金回贈最低消費: HK$2,000.00上限: HK$300.00 · 每月
——

Category or merchant does not match. • Source-stated 5% cash rebate; HKD2,000 is an eligibility threshold, not the rate. • Limit: 300 HKD · Per Month • Limit applies to: eligible RMB/MOP retail spending in each promotion phase • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 2000 • Eligible categories: 澳門簽賬 • Register through the Bank website or WeChat during the Promotion Period; the quota is 5,000 and successful registration once enrolls all eligible cards under the cardholder's HKID. • After registration, accumulate RMB and/or MOP eligible retail transactions of HKD2,000 or more in each promotion phase to receive a 5% cash rebate. • The source phase table lists phases 1-3 in 2026, phases 4-7 in 2025, and phases 8-12 in 2026, while clause 2 states an overall 2026 Promotion Period; this source wording is preserved without date correction. • The rebate is capped at HKD300 in each phase and HKD3,600 for the entire Promotion Period. • Eligible transactions include RMB and/or MOP retail spending, UnionPay QR/App retail spending, online retail spending, and purchases by post, fax, or phone during the Promotion Period. • For an eligible Mainland China transaction, RMB1 equals HKD1 for rebate calculation. • Exclude RMB transportation transactions under the separate Travel & Earn promotion, cash advances, Octopus automatic add value, electronic wallets, instalments, MPF/SVC, balance transfers, online bills, casino chips, tax, traveller's cheques, insurance, card charges, other redemption fees, and designated RMB categories including property, wholesale, hospital, and tuition payments. • Eligible spending is counted by credit-card number and multiple principal-card accounts cannot be combined; supplementary-card transactions combine with the principal account but the supplementary card does not receive the rebate. • Transactions must post within the applicable phase; cancelled, refunded, fraudulent, unauthorized, or unposted transactions do not qualify. The account must be valid and in good financial standing. • The rebate is credited to the principal-card account in the month after the transaction, is rounded to the nearest whole number, and is for future retail spending only; it cannot be transferred, exchanged for cash, or used as a cash advance. • The Bank may debit the rebate value if a related transaction is cancelled after the Promotion Period and may vary or terminate the Promotion without prior notice.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 澳門簽賬 · Type: 類別
  • 要求: Period spend ≥: HK$2,000.00
  • 優惠上限: 金額: 300 · 適用範圍: eligible RMB/MOP retail spending in each promotion phase · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Source stated 5% cash rebate; HKD2,000 is an eligibility threshold, not the rate.
  • 須申請或登記。
  • Register through the Bank website or WeChat during the Promotion Period; the quota is 5,000 and successful registration once enrolls all eligible cards under the cardholder's HKID.
  • After registration, accumulate RMB and/or MOP eligible retail transactions of HKD2,000 or more in each promotion phase to receive a 5% cash rebate.
  • The source phase table lists phases 1-3 in 2026, phases 4-7 in 2025, and phases 8-12 in 2026, while clause 2 states an overall 2026 Promotion Period; this source wording is preserved without date correction.
  • The rebate is capped at HKD300 in each phase and HKD3,600 for the entire Promotion Period.
  • Eligible transactions include RMB and/or MOP retail spending, UnionPay QR/App retail spending, online retail spending, and purchases by post, fax, or phone during the Promotion Period.
  • For an eligible Mainland China transaction, RMB1 equals HKD1 for rebate calculation.
  • Exclude RMB transportation transactions under the separate Travel & Earn promotion, cash advances, Octopus automatic add value, electronic wallets, instalments, MPF/SVC, balance transfers, online bills, casino chips, tax, traveller's cheques, insurance, card charges, other redemption fees, and designated RMB categories including property, wholesale, hospital, and tuition payments.
  • Eligible spending is counted by credit-card number and multiple principal-card accounts cannot be combined; supplementary-card transactions combine with the principal account but the supplementary card does not receive the rebate.
  • Transactions must post within the applicable phase; cancelled, refunded, fraudulent, unauthorized, or unposted transactions do not qualify. The account must be valid and in good financial standing.
  • The rebate is credited to the principal-card account in the month after the transaction, is rounded to the nearest whole number, and is for future retail spending only; it cannot be transferred, exchanged for cash, or used as a cash advance.
  • The Bank may debit the rebate value if a related transaction is cancelled after the Promotion Period and may vary or terminate the Promotion without prior notice.
  • RMB/MOP Promotion Period: 2026-01-01 – 2026-12-31
交通
交通：5% credit rebate
須符合條件現金回贈上限: HK$100.00 · 每月
——

Category or merchant does not match. • Source-stated 5% credit rebate; no minimum spend is stated. • Limit: 100 HKD · Per Month • Limit applies to: eligible GBA travel expenses in each month • Application, registration or activation required. See conditions. • Eligible categories: 交通 • Applicable to principal UnionPay Dual Currency credit cards issued by the Bank; supplementary cards, Pacific Internet cards, and gift cards are excluded. • Register online or through WeChat; eligible expense is counted from the month in which the eligible account successfully registers. • Registered cardholders receive a source-stated 5% credit rebate on any eligible travel expense during 2026. • Eligible travel expense covers Hong Kong, Macau, Mainland China, and cross-border tunnel, highway and bridge tolls; petrol-station fuel; parking; electric-vehicle charging; car repair and maintenance; auto detailing; and designated public transport including MTR, buses, ferries, trams, light rail, high-speed rail, Turbo Jet, water jets, cross-border buses, intercity trains, subways, and Mainland public buses. • Exclude cash advances and related fees, Octopus automatic add value, electronic wallets, instalments, split transactions, balance transfers, tax, traveller's cheques, insurance, credit-card charges, other redemption fees, cancelled, returned, fraudulent, and unposted transactions, and other transactions designated by the Bank. • Supplementary-card travel expense combines with the related principal account. The account maximum is HKD100 credit rebate per month, credited by the end of the following month; rebate is rounded to the nearest integer and amounts below HKD1 are not awarded. • For Mainland China transactions, RMB1 equals HKD1 for this promotion. Multiple eligible credit-card accounts cannot combine spending. • The account must be valid and in good financial standing when the rebate is credited. The Bank may debit the rebate after a cancellation, refund, or fraudulent act and may determine eligibility from its transaction record.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 交通 · Type: 類別
  • 優惠上限: 金額: 100 · 適用範圍: eligible GBA travel expenses in each month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Source stated 5% credit rebate; no minimum spend is stated.
  • 須申請或登記。
  • Applicable to principal UnionPay Dual Currency credit cards issued by the Bank; supplementary cards, Pacific Internet cards, and gift cards are excluded.
  • Register online or through WeChat; eligible expense is counted from the month in which the eligible account successfully registers.
  • Registered cardholders receive a source-stated 5% credit rebate on any eligible travel expense during 2026.
  • Eligible travel expense covers Hong Kong, Macau, Mainland China, and cross-border tunnel, highway and bridge tolls; petrol-station fuel; parking; electric-vehicle charging; car repair and maintenance; auto detailing; and designated public transport including MTR, buses, ferries, trams, light rail, high-speed rail, Turbo Jet, water jets, cross-border buses, intercity trains, subways, and Mainland public buses.
  • Exclude cash advances and related fees, Octopus automatic add value, electronic wallets, instalments, split transactions, balance transfers, tax, traveller's cheques, insurance, credit-card charges, other redemption fees, cancelled, returned, fraudulent, and unposted transactions, and other transactions designated by the Bank.
  • Supplementary-card travel expense combines with the related principal account. The account maximum is HKD100 credit rebate per month, credited by the end of the following month; rebate is rounded to the nearest integer and amounts below HKD1 are not awarded.
  • For Mainland China transactions, RMB1 equals HKD1 for this promotion. Multiple eligible credit-card accounts cannot combine spending.
  • The account must be valid and in good financial standing when the rebate is credited. The Bank may debit the rebate after a cancellation, refund, or fraudulent act and may determine eligibility from its transaction record.
  • GBA Travel Promotion Period: 2026-01-01 – 2026-12-31
海外簽賬
海外簽賬：5% spending rebate
須符合條件現金回贈最低消費: HK$1,000.00上限: HK$300.00 · 每月
——

Category or merchant does not match. • Source-stated 5% rebate; HKD1,000 is an eligibility threshold, not the rate. • Limit: 300 HKD · Per Month • Limit applies to: eligible designated-foreign-currency spending in each monthly phase • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1000 • Eligible categories: 海外簽賬 • Applicable to principal and virtual CUP Dual Currency Credit Cards issued by the Bank; VISA cards, supplementary cards, Pacific Internet cards, and gift cards are excluded. • Register through the Bank website or WeChat during the Promotion Period; the quota is 5,000 and registration is first-come, first-served. The source lists online code 2026006CCD0000106 and WeChat code 202606CCD0000106. • In each monthly phase, accumulate eligible retail spending of HKD1,000 or above in designated foreign currencies of Japan, South Korea, Thailand, and Taiwan, China to receive a 5% rebate. • The rebate is capped at HKD300 in each phase and HKD1,800 for the entire Promotion Period. • Eligible transactions are non-HKD foreign retail spending, UnionPay QR/App retail spending, online retail spending, and purchases by post, fax, or phone; the amount uses the HKD value posted after currency conversion and country or region coding by UnionPay International. • Exclude foreign transactions paid in HKD, local retail spending, RMB transactions, cash advances, Octopus add value, electronic wallets, instalments, MPF/SVC, balance transfers, online bills, casino chips, tax, traveller's cheques, insurance, card charges, other redemption fees, and other transactions designated by the Bank. • Spending is counted by credit-card number and multiple eligible accounts cannot combine. Supplementary-card transactions combine with the principal account but the supplementary card does not receive the rebate; spending from another principal card cannot combine. • The Bank credits Phase 1-3 rebates in November 2026 and Phase 4-6 rebates in February 2027, subject to change; the amount is rounded to the nearest whole number. • Transactions must post before crediting and the account must remain valid and in good financial standing. Fraudulent, false, unauthorized, cancelled, refunded, or unposted transactions do not qualify; the Bank may debit the rebate after later cancellation.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 海外簽賬 · Type: 類別
  • 要求: Period spend ≥: HK$1,000.00
  • 優惠上限: 金額: 300 · 適用範圍: eligible designated foreign currency spending in each monthly phase · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Source stated 5% rebate; HKD1,000 is an eligibility threshold, not the rate.
  • 須申請或登記。
  • Applicable to principal and virtual CUP Dual Currency Credit Cards issued by the Bank; VISA cards, supplementary cards, Pacific Internet cards, and gift cards are excluded.
  • Register through the Bank website or WeChat during the Promotion Period; the quota is 5,000 and registration is first-come, first-served. The source lists online code 2026006CCD0000106 and WeChat code 202606CCD0000106.
  • In each monthly phase, accumulate eligible retail spending of HKD1,000 or above in designated foreign currencies of Japan, South Korea, Thailand, and Taiwan, China to receive a 5% rebate.
  • The rebate is capped at HKD300 in each phase and HKD1,800 for the entire Promotion Period.
  • Eligible transactions are non-HKD foreign retail spending, UnionPay QR/App retail spending, online retail spending, and purchases by post, fax, or phone; the amount uses the HKD value posted after currency conversion and country or region coding by UnionPay International.
  • Exclude foreign transactions paid in HKD, local retail spending, RMB transactions, cash advances, Octopus add value, electronic wallets, instalments, MPF/SVC, balance transfers, online bills, casino chips, tax, traveller's cheques, insurance, card charges, other redemption fees, and other transactions designated by the Bank.
  • Spending is counted by credit-card number and multiple eligible accounts cannot combine. Supplementary-card transactions combine with the principal account but the supplementary card does not receive the rebate; spending from another principal card cannot combine.
  • The Bank credits Phase 1-3 rebates in November 2026 and Phase 4-6 rebates in February 2027, subject to change; the amount is rounded to the nearest whole number.
  • Transactions must post before crediting and the account must remain valid and in good financial standing. Fraudulent, false, unauthorized, cancelled, refunded, or unposted transactions do not qualify; the Bank may debit the rebate after later cancellation.
  • Designated Foreign Currencies Promotion Period: 2026-07-01 – 2026-12-31
0202/BocBoc Go CardBoc Go Card8.8%HK$88.00
Boc Go Card
02Boc

Boc Go Card

須符合條件

HK$88.008.8%
手機支付
BOC Go Card Mainland mobile payments: up to 20X Gift Points
HK$76.007.6%
須符合條件積分
手機支付
BOC Go UnionPay Diamond Card global mobile payments: extra 2 Gift Points per HKD1
HK$8.000.8%
積分上限: HK$100.00 · 每月
上限HK$8.00 / HK$100.00
其他
BOC Go Card basic spending: 1 Gift Point per HKD1 or CNY1
HK$4.000.4%
積分
計算方式
總回贈HK$88.00
  • BOC Go Card Mainland mobile payments: up to 20X Gift Points: HK$76.00
  • BOC Go UnionPay Diamond Card global mobile payments: extra 2 Gift Points per HKD1: HK$8.00
  • BOC Go Card basic spending: 1 Gift Point per HKD1 or CNY1: HK$4.00
條款及細則

計算假設

  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Assumes the full reward limit is still available. total points from this mobile payment promotion, including basic points; 25,000 points equivalent to HKD100
  • Cash-equivalent calculation: the advertised total is up to 20 points per HKD1, including the basic 1 point; this offer is the 19-point bonus. At HKD0.004 per point, 19 points per HKD1 equals 7.6%. The advertised total is 8% including the basic reward. Gift Points are not cash. The detailed linked terms are not retained.
  • Limit applies to: bonus Gift Points
  • Application, registration or activation required. See conditions.
  • Eligible categories: 手機支付
  • Mainland mobile payments only.
  • Successful registration is required by 31 December 2026.
  • The up to 20X headline includes the basic 1X reward; this offer stores the 19X bonus component.
  • Detailed payment channels, caps, and exclusions are not stated in the retained terms.
  • Cash-equivalent calculation: 2 bonus points per HKD1 at HKD0.004 per point equals 0.8%. The total 3X rate includes the basic 1X point. Gift Points are not cash.
  • Limit: 100 HKD · Per Month
  • Limit applies to: total points from this mobile payment promotion, including basic points; 25,000 points equivalent to HKD100
  • Applies to BOC Go UnionPay Diamond Card only.
  • The total is 3X points per HKD1: basic 1X plus this 2X bonus.
  • The monthly cap is 25,000 total points including basic points, equivalent to HKD100.
  • Subject to local eligible spending of HKD1,500 per calendar month; this threshold is waived through 31 December 2026.
  • Selected Go Merchant transactions are excluded. Cannot combine on the same transaction with the overseas 2X point offer.
  • Cash-equivalent calculation: 1 Gift Point per HKD1 or CNY1; 25,000 points equal HKD100, so 1 point equals HKD0.004 and 1 point per HKD1 equals 0.4%. Gift Points are not cash and cannot be converted into cash.
  • Limit applies to: Gift Points earned
  • Applies to all eligible spending, subject to the conditions.
  • The card earns 1 Gift Point for every HKD1 or CNY1 of eligible spending.

BOC Go Card Mainland mobile payments: up to 20X Gift Points

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 手機支付 · Type: 類別
  • 優惠上限: 適用範圍: bonus Gift Points · 期間: 未提供 · Type: 未提供
  • 百分比備註: Cash equivalent calculation: the advertised total is up to 20 points per HKD1, including the basic 1 point; this offer is the 19 point bonus. At HKD0.004 per point, 19 points per HKD1 equals 7.6%. The advertised total is 8% including the basic reward. Gift Points are not cash. The detailed linked terms are not retained.
  • 須申請或登記。
  • Mainland mobile payments only.
  • Successful registration is required by 31 December 2026.
  • The up to 20X headline includes the basic 1X reward; this offer stores the 19X bonus component.
  • Detailed payment channels, caps, and exclusions are not stated in the retained terms.
  • successful registration and promotion: 即日起 – 2026-12-31

開啟優惠來源 ↗

BOC Go UnionPay Diamond Card global mobile payments: extra 2 Gift Points per HKD1

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 手機支付 · Type: 類別
  • 優惠上限: 金額: 100 · 適用範圍: total points from this mobile payment promotion, including basic points; 25,000 points equivalent to HKD100 · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Cash equivalent calculation: 2 bonus points per HKD1 at HKD0.004 per point equals 0.8%. The total 3X rate includes the basic 1X point. Gift Points are not cash.
  • Applies to BOC Go UnionPay Diamond Card only.
  • The total is 3X points per HKD1: basic 1X plus this 2X bonus.
  • The monthly cap is 25,000 total points including basic points, equivalent to HKD100.
  • Subject to local eligible spending of HKD1,500 per calendar month; this threshold is waived through 31 December 2026.
  • Selected Go Merchant transactions are excluded. Cannot combine on the same transaction with the overseas 2X point offer.
  • transaction date: 2026-07-01 – 2026-12-31

開啟優惠來源 ↗

BOC Go Card basic spending: 1 Gift Point per HKD1 or CNY1

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: Gift Points earned · 期間: 未提供 · Type: 未提供
  • 百分比備註: Cash equivalent calculation: 1 Gift Point per HKD1 or CNY1; 25,000 points equal HKD100, so 1 point equals HKD0.004 and 1 point per HKD1 equals 0.4%. Gift Points are not cash and cannot be converted into cash.
  • The card earns 1 Gift Point for every HKD1 or CNY1 of eligible spending.

開啟優惠來源 ↗

其他優惠
手機支付
BOC Go Card local and overseas mobile payments: up to 10X Gift Points
須符合條件積分
HK$36.003.6%

Alternative offer in the same group; only the best group offer is counted. • Cash-equivalent calculation: the advertised total is up to 10 points per HKD1, including the basic 1 point; this offer is the 9-point bonus. At HKD0.004 per point, 9 points per HKD1 equals 3.6%. The advertised total is 4% including the basic reward. Gift Points are not cash. The detailed linked terms are not retained. • Limit applies to: bonus Gift Points • Application, registration or activation required. See conditions. • Eligible categories: 手機支付 • Local and overseas mobile payments only. • Successful registration is required by 31 December 2026. • The up to 10X headline includes the basic 1X reward; this offer stores the 9X bonus component. • Detailed payment channels, caps, and exclusions are not stated in the retained terms.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 手機支付 · Type: 類別
  • 優惠上限: 適用範圍: bonus Gift Points · 期間: 未提供 · Type: 未提供
  • 百分比備註: Cash equivalent calculation: the advertised total is up to 10 points per HKD1, including the basic 1 point; this offer is the 9 point bonus. At HKD0.004 per point, 9 points per HKD1 equals 3.6%. The advertised total is 4% including the basic reward. Gift Points are not cash. The detailed linked terms are not retained.
  • 須申請或登記。
  • Local and overseas mobile payments only.
  • Successful registration is required by 31 December 2026.
  • The up to 10X headline includes the basic 1X reward; this offer stores the 9X bonus component.
  • Detailed payment channels, caps, and exclusions are not stated in the retained terms.
  • successful registration and promotion: 即日起 – 2026-12-31

開啟優惠來源 ↗

手機支付
BOC Go UnionPay Platinum Card global mobile payments: extra 1 Gift Point per HKD1
積分上限: HK$100.00 · 每月
HK$4.000.4%
上限HK$4.00 / HK$100.00

Alternative offer in the same group; only the best group offer is counted. • Cash-equivalent calculation: 1 bonus point per HKD1 at HKD0.004 per point equals 0.4%. The total 2X rate includes the basic 1X point. Gift Points are not cash. • Limit: 100 HKD · Per Month • Limit applies to: total points from this mobile payment promotion, including basic points; 25,000 points equivalent to HKD100 • Eligible categories: 手機支付 • Applies to BOC Go UnionPay Platinum Card only. • The total is 2X points per HKD1: basic 1X plus this 1X bonus. • The monthly cap is 25,000 total points including basic points, equivalent to HKD100. • Subject to local eligible spending of HKD1,500 per calendar month; this threshold is waived through 31 December 2026. • Selected Go Merchant transactions are excluded. Cannot combine on the same transaction with the overseas 2X point offer.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 手機支付 · Type: 類別
  • 優惠上限: 金額: 100 · 適用範圍: total points from this mobile payment promotion, including basic points; 25,000 points equivalent to HKD100 · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Cash equivalent calculation: 1 bonus point per HKD1 at HKD0.004 per point equals 0.4%. The total 2X rate includes the basic 1X point. Gift Points are not cash.
  • Applies to BOC Go UnionPay Platinum Card only.
  • The total is 2X points per HKD1: basic 1X plus this 1X bonus.
  • The monthly cap is 25,000 total points including basic points, equivalent to HKD100.
  • Subject to local eligible spending of HKD1,500 per calendar month; this threshold is waived through 31 December 2026.
  • Selected Go Merchant transactions are excluded. Cannot combine on the same transaction with the overseas 2X point offer.
  • transaction date: 2026-07-01 – 2026-12-31

開啟優惠來源 ↗

海外簽賬
BOC Go Card overseas spending: extra 1 Gift Point per HKD1
積分
——

Category or merchant does not match. • Cash-equivalent calculation: 1 bonus point per HKD1 at HKD0.004 per point equals 0.4%. The total 2X rate includes the basic 1X point. Gift Points are not cash. • Limit: unlimited. • Limit applies to: bonus Gift Points • Eligible categories: 海外簽賬 • The total reward is 2X points per HKD1: basic 1X plus this 1X bonus. • Eligible overseas foreign-currency retail spending only; RMB spending and transactions settled in HKD are excluded. • Selected Go Merchant transactions are excluded. Cannot combine on the same transaction with the global mobile payment offer.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 海外簽賬 · Type: 類別
  • 優惠上限: 適用範圍: bonus Gift Points · 期間: 未提供 · Type: 無上限
  • 百分比備註: Cash equivalent calculation: 1 bonus point per HKD1 at HKD0.004 per point equals 0.4%. The total 2X rate includes the basic 1X point. Gift Points are not cash.
  • The total reward is 2X points per HKD1: basic 1X plus this 1X bonus.
  • Eligible overseas foreign-currency retail spending only; RMB spending and transactions settled in HKD are excluded.
  • Selected Go Merchant transactions are excluded. Cannot combine on the same transaction with the global mobile payment offer.
  • transaction date: 2026-07-01 – 2026-12-31

開啟優惠來源 ↗

其他
BOC Go Card selected Go Merchants: 4.6% extra cash rebate
現金回贈上限: HK$92.00 · 每月
——

Merchant eligibility cannot be established from the incomplete source list. • The source states a 5% combined value: 4.6% cash rebate plus the basic 1 Gift Point per HKD1 (0.4% equivalent). This offer stores only the cash rebate component. • Limit: 92 HKD · Per Month • Limit applies to: cash rebate component; total monthly reward cap is HKD100 including HKD8 equivalent in 2,000 points • Eligible categories: 其他 • Only selected Go Merchant transactions qualify; the complete merchant list is linked but is not in the local package. • The combined 5% includes the basic 1X point reward and the 4.6% cash rebate. • The HKD1,500 monthly local eligible spend threshold is waived through 31 December 2026. • Physical card, card bound to a merchant app, UnionPay QR, Apple Pay, Samsung Pay, and Huawei Pay are supported. BoC Pay and BoC Pay+ are excluded.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 其他 · Type: 類別
  • 優惠上限: 金額: 92 · 適用範圍: cash rebate component; total monthly reward cap is HKD100 including HKD8 equivalent in 2,000 points · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: The source states a 5% combined value: 4.6% cash rebate plus the basic 1 Gift Point per HKD1 (0.4% equivalent). This offer stores only the cash rebate component.
  • 未提供完整適用商戶名單。
  • Only selected Go Merchant transactions qualify; the complete merchant list is linked but is not in the local package.
  • The combined 5% includes the basic 1X point reward and the 4.6% cash rebate.
  • The HKD1,500 monthly local eligible spend threshold is waived through 31 December 2026.
  • Physical card, card bound to a merchant app, UnionPay QR, Apple Pay, Samsung Pay, and Huawei Pay are supported. BoC Pay and BoC Pay+ are excluded.
  • transaction date: 2026-07-01 – 2026-12-31

開啟優惠來源 ↗

海外簽賬
BOC Go Card overseas physical-store foreign-currency transaction fee waiver: 100% rebate
須符合條件Fee Waiver
——

Category or merchant does not match. • The rebate equals 100% of the foreign currency transaction fee for eligible transactions. • Limit: unlimited. • Limit applies to: rebated foreign currency transaction fees • Application, registration or activation required. See conditions. • Eligible categories: 海外簽賬 • Successful registration is required. • Eligible foreign-currency transactions must be made at physical stores overseas. • The rebate is uncapped. Other eligibility limits in the linked terms are not available locally.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 海外簽賬 · Type: 類別
  • 優惠上限: 適用範圍: rebated foreign currency transaction fees · 期間: 未提供 · Type: 無上限
  • 百分比備註: The rebate equals 100% of the foreign currency transaction fee for eligible transactions.
  • 須申請或登記。
  • Successful registration is required.
  • Eligible foreign-currency transactions must be made at physical stores overseas.
  • The rebate is uncapped. Other eligibility limits in the linked terms are not available locally.
  • successful registration and promotion: 即日起 – 2026-12-31

開啟優惠來源 ↗

手機支付
BOC Go Card new customers: 10% mobile-spending welcome rebate up to HKD300
須符合條件現金回贈上限: HK$300.00 · 推廣期總額
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • The source states a 10% cash rebate for eligible mobile spending. • Limit: 300 HKD · Promotion Total • Limit applies to: main and supplementary card account during the spending period • Application, registration or activation required. See conditions. • Eligible categories: 手機支付 • The application must be approved during the promotion period. The cardholder must activate the card and make qualifying mobile spending in the first month and following two calendar months after issuance. • New customer restriction: not available to existing main cardholders of the listed BOC card types or to applicants who held a listed card in the previous 12 months; other exclusions apply. • HKD and RMB spending are combined at 1:1. • Eligible mobile methods include Apple Pay, Huawei Pay, Google Pay, Samsung Pay, and UnionPay App QR. BoC Pay+ and several transaction types are excluded.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: 適用範圍: 手機支付 · Type: 類別
  • 優惠上限: 金額: 300 · 適用範圍: main and supplementary card account during the spending period · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: The source states a 10% cash rebate for eligible mobile spending.
  • 須申請或登記。
  • The application must be approved during the promotion period. The cardholder must activate the card and make qualifying mobile spending in the first month and following two calendar months after issuance.
  • New customer restriction: not available to existing main cardholders of the listed BOC card types or to applicants who held a listed card in the previous 12 months; other exclusions apply.
  • HKD and RMB spending are combined at 1:1.
  • Eligible mobile methods include Apple Pay, Huawei Pay, Google Pay, Samsung Pay, and UnionPay App QR. BoC Pay+ and several transaction types are excluded.
  • card application approval: 即日起 – 2026-12-31

開啟優惠來源 ↗

手機支付
BOC Go Card new customers: extra 10% mobile-spending welcome rebate up to HKD500
須符合條件現金回贈上限: HK$500.00 · 推廣期總額
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • The source states an extra 10% cash rebate, apart from the basic HKD300 rebate. • Limit: 500 HKD · Promotion Total • Limit applies to: main and supplementary card account during the spending period • Application, registration or activation required. See conditions. • Eligible categories: 手機支付 • The application must be approved during the promotion period. The cardholder must activate the card and make qualifying mobile spending in the first month and following two calendar months after issuance. • This extra offer can be combined with the separate basic HKD300 welcome offer. • New customer restrictions and eligible transaction rules from the basic welcome terms also apply.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: 適用範圍: 手機支付 · Type: 類別
  • 優惠上限: 金額: 500 · 適用範圍: main and supplementary card account during the spending period · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: The source states an extra 10% cash rebate, apart from the basic HKD300 rebate.
  • 須申請或登記。
  • The application must be approved during the promotion period. The cardholder must activate the card and make qualifying mobile spending in the first month and following two calendar months after issuance.
  • This extra offer can be combined with the separate basic HKD300 welcome offer.
  • New customer restrictions and eligible transaction rules from the basic welcome terms also apply.
  • card application approval: 2026-07-01 – 2026-12-31

開啟優惠來源 ↗

借貸/分期付款
BOC Go Card three-month statement instalment: handling-fee rebate
須符合條件Fee Waiver
——

This benefit does not apply to a purchase. • The source does not state a fixed rebate amount or fee rate. • Limit applies to: monthly handling fees • Application, registration or activation required. See conditions. • Eligible cards must be applied for, approved, and issued before 30 September 2026. • The validity period is the first month and following three calendar months after card issuance; promotion transactions must be made by 31 December 2026. • The cardholder must apply successfully for a three-month Statement Installment through internet banking, mobile banking, or BoC Pay+. • At least HKD/CNY1,000 of qualifying posted retail spending, online bill payments, and JET payments is required in the current monthly statement. • The monthly and/or upfront fee is variable and shown during application; the qualifying handling fee is rebated within five months.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: monthly handling fees · 期間: 未提供 · Type: 未提供
  • 百分比備註: The source does not state a fixed rebate amount or fee rate.
  • 須申請或登記。
  • Eligible cards must be applied for, approved, and issued before 30 September 2026.
  • The validity period is the first month and following three calendar months after card issuance; promotion transactions must be made by 31 December 2026.
  • The cardholder must apply successfully for a three-month Statement Installment through internet banking, mobile banking, or BoC Pay+.
  • At least HKD/CNY1,000 of qualifying posted retail spending, online bill payments, and JET payments is required in the current monthly statement.
  • The monthly and/or upfront fee is variable and shown during application; the qualifying handling fee is rebated within five months.
  • transaction date; card issued, applied for, and approved before 30 September 2026: 即日起 – 2026-12-31

開啟優惠來源 ↗

其他
BOC Go Card supplementary card: HKD50 cash rebate per card
須符合條件現金回贈上限: HK$100.00 · 推廣期總額
——

This benefit does not apply to a purchase. • A fixed cash rebate has no supported spending denominator. • Limit: 100 HKD · Promotion Total • Limit applies to: each main card account • Application, registration or activation required. See conditions. • Apply for and receive approval of a supplementary card, then make at least one transaction within one month of issuance. • Maximum HKD100 rebate per main card account during the promotion. • Rebate is credited by 31 March 2027.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 金額: 100 · 適用範圍: each main card account · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: A fixed cash rebate has no supported spending denominator.
  • 須申請或登記。
  • Apply for and receive approval of a supplementary card, then make at least one transaction within one month of issuance.
  • Maximum HKD100 rebate per main card account during the promotion.
  • Rebate is credited by 31 March 2027.
  • supplementary card application and approval: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

保險
BOC Go Card GBA travel insurance: up to 35% premium discount
須符合條件折扣
——

Category or merchant does not match. • The page states a premium discount of up to 35%. • Limit applies to: eligible insurance premium • Application, registration or activation required. See conditions. • Eligible categories: 保險 • Apply for designated GBA Travel Insurance through BOCHK mobile app or internet banking, pay with BOC Go Card, and enter code BOCGO. • Detailed plan terms and promotion dates are not stated in the retained page.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 保險 · Type: 類別
  • 優惠上限: 適用範圍: eligible insurance premium · 期間: 未提供 · Type: 未提供
  • 百分比備註: The page states a premium discount of up to 35%.
  • 須申請或登記。
  • Apply for designated GBA Travel Insurance through BOCHK mobile app or internet banking, pay with BOC Go Card, and enter code BOCGO.
  • Detailed plan terms and promotion dates are not stated in the retained page.

開啟優惠來源 ↗

保險
BOC Go Card cross-border motor insurance: HKD50 supermarket coupon
須符合條件Gift上限: 50 item · 推廣期總額
——

Category or merchant does not match. • A fixed coupon has no supported spending denominator. • Limit: 50 item · Promotion Total • Limit applies to: supermarket coupons • Application, registration or activation required. See conditions. • Eligible categories: 保險 • Apply for designated Hong Kong-Guangdong cross-border motor insurance through BOCHK mobile app or internet banking, pay with BOC Go Card, and enter code BOCGO. • Coupon offer has a quota of 50. Detailed terms and promotion dates are not in the retained page.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 保險 · Type: 類別
  • 優惠上限: 金額: 50 · 適用範圍: supermarket coupons · 期間: 推廣期總額 · Type: 有限額 · Unit: item
  • 百分比備註: A fixed coupon has no supported spending denominator.
  • 須申請或登記。
  • Apply for designated Hong Kong-Guangdong cross-border motor insurance through BOCHK mobile app or internet banking, pay with BOC Go Card, and enter code BOCGO.
  • Coupon offer has a quota of 50. Detailed terms and promotion dates are not in the retained page.

開啟優惠來源 ↗

保險
BOC Go Card Universal Smart Travel Insurance single-trip plan: up to 35% first-year premium discount
須符合條件折扣
——

Category or merchant does not match. • The page states up to 35% off the first-year premium. • Limit applies to: first-year single-trip insurance premium • Application, registration or activation required. See conditions. • Eligible categories: 保險 • Apply for the designated single-trip plan through BOCHK mobile app or internet banking, pay with BOC Go Card, and enter code BOCGO. • Detailed plan terms and promotion dates are not stated in the retained page.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 保險 · Type: 類別
  • 優惠上限: 適用範圍: first year single trip insurance premium · 期間: 未提供 · Type: 未提供
  • 百分比備註: The page states up to 35% off the first year premium.
  • 須申請或登記。
  • Apply for the designated single-trip plan through BOCHK mobile app or internet banking, pay with BOC Go Card, and enter code BOCGO.
  • Detailed plan terms and promotion dates are not stated in the retained page.

開啟優惠來源 ↗

保險
BOC Go Card Universal Smart Travel Insurance annual plan: up to 35% first-year premium discount
須符合條件折扣
——

Category or merchant does not match. • The page states up to 35% off the first-year premium. • Limit applies to: first-year annual insurance premium • Application, registration or activation required. See conditions. • Eligible categories: 保險 • Apply for the designated annual plan through BOCHK mobile app or internet banking, pay with BOC Go Card, and enter code BOCGO. • Detailed plan terms and promotion dates are not stated in the retained page.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 保險 · Type: 類別
  • 優惠上限: 適用範圍: first year annual insurance premium · 期間: 未提供 · Type: 未提供
  • 百分比備註: The page states up to 35% off the first year premium.
  • 須申請或登記。
  • Apply for the designated annual plan through BOCHK mobile app or internet banking, pay with BOC Go Card, and enter code BOCGO.
  • Detailed plan terms and promotion dates are not stated in the retained page.

開啟優惠來源 ↗

高級餐廳
BOC Go Card UnionPay SplendorPlus: buy one buffet or afternoon tea, get one free
折扣
——

Merchant eligibility cannot be established from the incomplete source list. • A free-item promotion has no supported comparison price or spending denominator. • Limit applies to: buffet or afternoon tea redemptions • Eligible categories: 高級餐廳 • Buy one buffet or afternoon tea and receive one free at participating luxury hotel restaurants; the page states more than 80 restaurants. • Participating restaurant list and redemption terms are linked but not in the local package.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 高級餐廳 · Type: 類別
  • 優惠上限: 適用範圍: buffet or afternoon tea redemptions · 期間: 未提供 · Type: 未提供
  • 百分比備註: A free item promotion has no supported comparison price or spending denominator.
  • 未提供完整適用商戶名單。
  • Buy one buffet or afternoon tea and receive one free at participating luxury hotel restaurants; the page states more than 80 restaurants.
  • Participating restaurant list and redemption terms are linked but not in the local package.
  • promotion: 即日起 – 2026-12-31

開啟優惠來源 ↗

其他
BOC Go UnionPay Diamond Card main card: first-year annual fee waiver up to HKD3,800
Fee Waiver
——

This benefit does not apply to a purchase. • The offer waives the stated main-card annual membership fee for the first year. • Limit applies to: first-year main-card annual membership fee • For BOC Go UnionPay Diamond main card. • The cardholder must hold a BOCHK savings or current account, single or joint. • The main-card applicant must apply on or after 1 June 2025.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: first year main card annual membership fee · 期間: 未提供 · Type: 未提供
  • 百分比備註: The offer waives the stated main card annual membership fee for the first year.
  • For BOC Go UnionPay Diamond main card.
  • The cardholder must hold a BOCHK savings or current account, single or joint.
  • The main-card applicant must apply on or after 1 June 2025.

開啟優惠來源 ↗

其他
BOC Go UnionPay Diamond Card supplementary card: perpetual annual fee waiver up to HKD1,900 per year
Fee Waiver
——

This benefit does not apply to a purchase. • The offer waives the stated supplementary-card annual membership fee each year. • Limit applies to: supplementary-card annual membership fee each year • For BOC Go UnionPay Diamond supplementary card. • The main cardholder must hold a BOCHK savings or current account, single or joint. • The page states perpetual annual-fee waiver.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: supplementary card annual membership fee each year · 期間: 未提供 · Type: 未提供
  • 百分比備註: The offer waives the stated supplementary card annual membership fee each year.
  • For BOC Go UnionPay Diamond supplementary card.
  • The main cardholder must hold a BOCHK savings or current account, single or joint.
  • The page states perpetual annual-fee waiver.

開啟優惠來源 ↗

其他
BOC Go UnionPay Platinum Card main card: first-year annual fee waiver up to HKD1,600
Fee Waiver
——

This benefit does not apply to a purchase. • The offer waives the stated main-card annual membership fee for the first year. • Limit applies to: first-year main-card annual membership fee • For BOC Go UnionPay Platinum main card. • The cardholder must hold a BOCHK savings or current account, single or joint. • The main-card applicant must apply on or after 1 June 2025.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: first year main card annual membership fee · 期間: 未提供 · Type: 未提供
  • 百分比備註: The offer waives the stated main card annual membership fee for the first year.
  • For BOC Go UnionPay Platinum main card.
  • The cardholder must hold a BOCHK savings or current account, single or joint.
  • The main-card applicant must apply on or after 1 June 2025.

開啟優惠來源 ↗

其他
BOC Go UnionPay Platinum Card supplementary card: perpetual annual fee waiver up to HKD800 per year
Fee Waiver
——

This benefit does not apply to a purchase. • The offer waives the stated supplementary-card annual membership fee each year. • Limit applies to: supplementary-card annual membership fee each year • For BOC Go UnionPay Platinum supplementary card. • The main cardholder must hold a BOCHK savings or current account, single or joint. • The page states perpetual annual-fee waiver.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: supplementary card annual membership fee each year · 期間: 未提供 · Type: 未提供
  • 百分比備註: The offer waives the stated supplementary card annual membership fee each year.
  • For BOC Go UnionPay Platinum supplementary card.
  • The main cardholder must hold a BOCHK savings or current account, single or joint.
  • The page states perpetual annual-fee waiver.

開啟優惠來源 ↗

0303/BocBoc Chill World Master CardBoc Chill World Master Card5%HK$50.00
Boc Chill World Master Card
03Boc

Boc Chill World Master Card

須符合條件

HK$50.005%
手機支付
BOC Chill World Mastercard local mobile payment extra 4.6% cash rebate
HK$46.004.6%
現金回贈apple pay / google pay / samsung pay上限: HK$150.00 · 每月
上限HK$46.00 / HK$150.00
其他
BOC Chill World Mastercard earns 1 Gift Point per HK$1 of eligible spend
HK$4.000.4%
積分
計算方式
總回贈HK$50.00
  • BOC Chill World Mastercard local mobile payment extra 4.6% cash rebate: HK$46.00
  • BOC Chill World Mastercard earns 1 Gift Point per HK$1 of eligible spend: HK$4.00
條款及細則

計算假設

  • Confirm offer eligibility: Document: Original transaction sales slips or official payment records, and further documents if requested for verification..
  • Assumes the full reward limit is still available. Combined extra cashback from the Overseas and Online Spending and Chill Merchant offers per credit card account per calendar month.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Document: Original transaction sales slips or official payment records, and further documents if requested for verification.
  • Limit: 150 HKD · Per Month
  • Limit applies to: Combined extra cashback from the Overseas and Online Spending and Chill Merchant offers per credit card account per calendar month.
  • Eligibility: Payment Methods: apple-pay; google-pay; samsung-pay
  • Eligible categories: 手機支付
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  • Cash-equivalent calculation: 1 Gift Point per HK$1 spend; 25,000 Gift Points = HK$100; HK$100 ÷ 25,000 = HK$0.004 per point; HK$0.004 ÷ HK$1 × 100 = 0.4%. The full Gift Point redemption rules are not included in the retained files.
  • Limit: unlimited.
  • Limit applies to: Base Gift Point cash-equivalent reward per credit card account.
  • Applies to all eligible spending, subject to the conditions.
  • B
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BOC Chill World Mastercard local mobile payment extra 4.6% cash rebate

  • 適用資格: 適用對象: 全部 · Document: Original transaction sales slips or official payment records, and further documents if requested for verification.
  • 適用消費: 適用範圍: 手機支付 · Type: 類別
  • 要求: 付款方式: apple pay / google pay / samsung pay
  • 優惠上限: 金額: 150 · 適用範圍: Combined extra cashback from the Overseas and Online Spending and Chill Merchant offers per credit card account per calendar month. · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • The source-stated extra rebate is 4.6%; the advertised 5% total includes the shared 0.4% Gift Point reward. Do not count 5% as an extra rebate. Local contactless mobile payments are included by the applied clarification. The eligible mobile payment identifiers are Apple Pay, Google Pay and Samsung Pay. The advertised 5% total includes the shared 0.4% Gift Point reward. The monthly HKD150 extra-rebate cap is shared with the Chill Merchant offer; when both promotions qualify, the higher rate applies. The promotion ends on 31 December 2026 by transaction date. Cash rebate is based on net spend. Only eligible transactions posted within 7 days of the transaction date count. Additional-card spending is combined with main-card spending. The account must remain valid and in good standing during the promotion and when the rebate is awarded; fraudulent, unauthorised, unposted, cancelled and refunded transactions are excluded. The terms also exclude e-wallets, instant rewards, cash advances, balance transfers, autopay, Octopus add-value, instalments, annual and finance charges, utility and bill payments, designated online payment systems, stored-value and e-wallet reloads, person-to-person transfers, financial-institution transactions, gambling, donations and other company-designated categories. The Company determines eligible transaction and merchant codes.
  • Eligible transaction date; the source states the promotion runs from now until 31 December 2026.: 即日起 – 2026-12-31

開啟優惠來源 ↗

BOC Chill World Mastercard earns 1 Gift Point per HK$1 of eligible spend

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: Base Gift Point cash equivalent reward per credit card account. · Currency: HKD · 期間: 每月 · Type: 無上限 · Unit: 貨幣
  • 百分比備註: Cash equivalent calculation: 1 Gift Point per HK$1 spend; 25,000 Gift Points = HK$100; HK$100 ÷ 25,000 = HK$0.004 per point; HK$0.004 ÷ HK$1 × 100 = 0.4%. The full Gift Point redemption rules are not included in the retained files.
  • The base point reward is shared across BOC Chill card variants and is counted once. It is already included in the published 5% and 10% cash-rebate totals. Eligible retail transactions and mobile payments are subject to the source terms' exclusions and posting rules. The full Gift Point programme terms are not included in the retained files.
  • Eligible transaction date; the source states the promotion runs from now until 31 December 2026.: 即日起 – 2026-12-31

開啟優惠來源 ↗

其他優惠
網上購物
BOC Chill World Mastercard online spending extra 4.6% cash rebate
現金回贈上限: HK$150.00 · 每月
——

Category or merchant does not match. • Document: Original transaction sales slips or official payment records, and further documents if requested for verification. • Limit: 150 HKD · Per Month • Limit applies to: Combined extra cashback from the Overseas and Online Spending and Chill Merchant offers per credit card account per calendar month. • Eligible categories: 網上購物 • T • h • e • • s • o • u • r • c • e • - • s • t • a • t • e • d • • e • x • t • r • a • • r • e • b • a • t • e • • i • s • • 4 • . • 6 • % • ; • • t • h • e • • a • d • v • e • r • t • i • s • e • d • • 5 • % • • t • o • t • a • l • • i • n • c • l • u • d • e • s • • t • h • e • • s • h • a • r • e • d • • 0 • . • 4 • % • • G • i • f • t • • P • o • i • n • t • • r • e • w • a • r • d • . • • D • o • • n • o • t • • c • o • u • n • t • • 5 • % • • a • s • • a • n • • e • x • t • r • a • • r • e • b • a • t • e • . • • O • n • l • i • n • e • • s • p • e • n • d • i • n • g • • c • o • v • e • r • s • • r • e • t • a • i • l • • t • r • a • n • s • a • c • t • i • o • n • s • • t • h • r • o • u • g • h • • o • n • l • i • n • e • • c • h • a • n • n • e • l • s • , • • r • e • g • a • r • d • l • e • s • s • • o • f • • c • o • u • n • t • r • y • • o • r • • c • u • r • r • e • n • c • y • . • • T • h • e • • a • m • o • u • n • t • • u • s • e • s • • t • h • e • • H • K • D • • a • m • o • u • n • t • • p • o • s • t • e • d • • a • f • t • e • r • • c • o • n • v • e • r • s • i • o • n • . • • T • h • e • • m • o • n • t • h • l • y • • H • K • D • 1 • 5 • 0 • • e • x • t • r • a • - • r • e • b • a • t • e • • c • a • p • • i • s • • s • h • a • r • e • d • • w • i • t • h • • t • h • e • • C • h • i • l • l • • M • e • r • c • h • a • n • t • • o • f • f • e • r • ; • • w • h • e • n • • b • o • t • h • • p • r • o • m • o • t • i • o • n • s • • q • u • a • l • i • f • y • , • • t • h • e • • h • i • g • h • e • r • • r • a • t • e • • a • p • p • l • i • e • s • . • • T • h • e • • p • r • o • m • o • t • i • o • n • • e • n • d • s • • o • n • • 3 • 1 • • D • e • c • e • m • b • e • r • • 2 • 0 • 2 • 6 • • b • y • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • . • • C • a • s • h • • r • e • b • a • t • e • • i • s • • b • a • s • e • d • • o • n • • n • e • t • • s • p • e • n • d • . • • O • n • l • y • • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • p • o • s • t • e • d • • w • i • t • h • i • n • • 7 • • d • a • y • s • • o • f • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • • c • o • u • n • t • . • • A • d • d • i • t • i • o • n • a • l • - • c • a • r • d • • s • p • e • n • d • i • n • g • • i • s • • c • o • m • b • i • n • e • d • • w • i • t • h • • m • a • i • n • - • c • a • r • d • • s • p • e • n • d • i • n • g • . • • T • h • e • • a • c • c • o • u • n • t • • m • u • s • t • • r • e • m • a • i • n • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • • d • u • r • i • n • g • • t • h • e • • p • r • o • m • o • t • i • o • n • • a • n • d • • w • h • e • n • • t • h • e • • r • e • b • a • t • e • • i • s • • a • w • a • r • d • e • d • ; • • f • r • a • u • d • u • l • e • n • t • , • • u • n • a • u • t • h • o • r • i • s • e • d • , • • u • n • p • o • s • t • e • d • , • • c • a • n • c • e • l • l • e • d • • a • n • d • • r • e • f • u • n • d • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • • a • r • e • • e • x • c • l • u • d • e • d • . • • T • h • e • • t • e • r • m • s • • a • l • s • o • • e • x • c • l • u • d • e • • e • - • w • a • l • l • e • t • s • , • • i • n • s • t • a • n • t • • r • e • w • a • r • d • s • , • • c • a • s • h • • a • d • v • a • n • c • e • s • , • • b • a • l • a • n • c • e • • t • r • a • n • s • f • e • r • s • , • • a • u • t • o • p • a • y • , • • O • c • t • o • p • u • s • • a • d • d • - • v • a • l • u • e • , • • i • n • s • t • a • l • m • e • n • t • s • , • • a • n • n • u • a • l • • a • n • d • • f • i • n • a • n • c • e • • c • h • a • r • g • e • s • , • • u • t • i • l • i • t • y • • a • n • d • • b • i • l • l • • p • a • y • m • e • n • t • s • , • • d • e • s • i • g • n • a • t • e • d • • o • n • l • i • n • e • • p • a • y • m • e • n • t • • s • y • s • t • e • m • s • , • • s • t • o • r • e • d • - • v • a • l • u • e • • a • n • d • • e • - • w • a • l • l • e • t • • r • e • l • o • a • d • s • , • • p • e • r • s • o • n • - • t • o • - • p • e • r • s • o • n • • t • r • a • n • s • f • e • r • s • , • • f • i • n • a • n • c • i • a • l • - • i • n • s • t • i • t • u • t • i • o • n • • t • r • a • n • s • a • c • t • i • o • n • s • , • • g • a • m • b • l • i • n • g • , • • d • o • n • a • t • i • o • n • s • • a • n • d • • o • t • h • e • r • • c • o • m • p • a • n • y • - • d • e • s • i • g • n • a • t • e • d • • c • a • t • e • g • o • r • i • e • s • . • • T • h • e • • C • o • m • p • a • n • y • • d • e • t • e • r • m • i • n • e • s • • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • • a • n • d • • m • e • r • c • h • a • n • t • • c • o • d • e • s • .

  • 適用資格: 適用對象: 全部 · Document: Original transaction sales slips or official payment records, and further documents if requested for verification.
  • 適用消費: 適用範圍: 網上購物 · Type: 類別
  • 優惠上限: 金額: 150 · 適用範圍: Combined extra cashback from the Overseas and Online Spending and Chill Merchant offers per credit card account per calendar month. · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • The source-stated extra rebate is 4.6%; the advertised 5% total includes the shared 0.4% Gift Point reward. Do not count 5% as an extra rebate. Online spending covers retail transactions through online channels, regardless of country or currency. The amount uses the HKD amount posted after conversion. The monthly HKD150 extra-rebate cap is shared with the Chill Merchant offer; when both promotions qualify, the higher rate applies. The promotion ends on 31 December 2026 by transaction date. Cash rebate is based on net spend. Only eligible transactions posted within 7 days of the transaction date count. Additional-card spending is combined with main-card spending. The account must remain valid and in good standing during the promotion and when the rebate is awarded; fraudulent, unauthorised, unposted, cancelled and refunded transactions are excluded. The terms also exclude e-wallets, instant rewards, cash advances, balance transfers, autopay, Octopus add-value, instalments, annual and finance charges, utility and bill payments, designated online payment systems, stored-value and e-wallet reloads, person-to-person transfers, financial-institution transactions, gambling, donations and other company-designated categories. The Company determines eligible transaction and merchant codes.
  • Eligible transaction date; the source states the promotion runs from now until 31 December 2026.: 即日起 – 2026-12-31

開啟優惠來源 ↗

海外簽賬
BOC Chill World Mastercard overseas spending extra 4.6% cash rebate
現金回贈上限: HK$150.00 · 每月
——

Category or merchant does not match. • Document: Original transaction sales slips or official payment records, and further documents if requested for verification. • Limit: 150 HKD · Per Month • Limit applies to: Combined extra cashback from the Overseas and Online Spending and Chill Merchant offers per credit card account per calendar month. • Eligible categories: 海外簽賬 • T • h • e • • s • o • u • r • c • e • - • s • t • a • t • e • d • • e • x • t • r • a • • r • e • b • a • t • e • • i • s • • 4 • . • 6 • % • ; • • t • h • e • • a • d • v • e • r • t • i • s • e • d • • 5 • % • • t • o • t • a • l • • i • n • c • l • u • d • e • s • • t • h • e • • s • h • a • r • e • d • • 0 • . • 4 • % • • G • i • f • t • • P • o • i • n • t • • r • e • w • a • r • d • . • • D • o • • n • o • t • • c • o • u • n • t • • 5 • % • • a • s • • a • n • • e • x • t • r • a • • r • e • b • a • t • e • . • • O • v • e • r • s • e • a • s • • r • e • t • a • i • l • • s • p • e • n • d • i • n • g • • m • a • y • • b • e • • p • h • y • s • i • c • a • l • • o • r • • o • n • l • i • n • e • • a • n • d • • m • u • s • t • • s • e • t • t • l • e • • i • n • • f • o • r • e • i • g • n • • c • u • r • r • e • n • c • y • . • • F • o • r • e • i • g • n • - • c • u • r • r • e • n • c • y • • s • p • e • n • d • i • n • g • • s • e • t • t • l • e • d • • i • n • • H • K • D • • i • s • • e • x • c • l • u • d • e • d • . • • T • h • e • • m • o • n • t • h • l • y • • H • K • D • 1 • 5 • 0 • • e • x • t • r • a • - • r • e • b • a • t • e • • c • a • p • • i • s • • s • h • a • r • e • d • • w • i • t • h • • t • h • e • • C • h • i • l • l • • M • e • r • c • h • a • n • t • • o • f • f • e • r • ; • • w • h • e • n • • b • o • t • h • • p • r • o • m • o • t • i • o • n • s • • q • u • a • l • i • f • y • , • • t • h • e • • h • i • g • h • e • r • • r • a • t • e • • a • p • p • l • i • e • s • . • • T • h • e • • p • r • o • m • o • t • i • o • n • • e • n • d • s • • o • n • • 3 • 1 • • D • e • c • e • m • b • e • r • • 2 • 0 • 2 • 6 • • b • y • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • . • • C • a • s • h • • r • e • b • a • t • e • • i • s • • b • a • s • e • d • • o • n • • n • e • t • • s • p • e • n • d • . • • O • n • l • y • • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • p • o • s • t • e • d • • w • i • t • h • i • n • • 7 • • d • a • y • s • • o • f • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • • c • o • u • n • t • . • • A • d • d • i • t • i • o • n • a • l • - • c • a • r • d • • s • p • e • n • d • i • n • g • • i • s • • c • o • m • b • i • n • e • d • • w • i • t • h • • m • a • i • n • - • c • a • r • d • • s • p • e • n • d • i • n • g • . • • T • h • e • • a • c • c • o • u • n • t • • m • u • s • t • • r • e • m • a • i • n • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • • d • u • r • i • n • g • • t • h • e • • p • r • o • m • o • t • i • o • n • • a • n • d • • w • h • e • n • • t • h • e • • r • e • b • a • t • e • • i • s • • a • w • a • r • d • e • d • ; • • f • r • a • u • d • u • l • e • n • t • , • • u • n • a • u • t • h • o • r • i • s • e • d • , • • u • n • p • o • s • t • e • d • , • • c • a • n • c • e • l • l • e • d • • a • n • d • • r • e • f • u • n • d • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • • a • r • e • • e • x • c • l • u • d • e • d • . • • T • h • e • • t • e • r • m • s • • a • l • s • o • • e • x • c • l • u • d • e • • e • - • w • a • l • l • e • t • s • , • • i • n • s • t • a • n • t • • r • e • w • a • r • d • s • , • • c • a • s • h • • a • d • v • a • n • c • e • s • , • • b • a • l • a • n • c • e • • t • r • a • n • s • f • e • r • s • , • • a • u • t • o • p • a • y • , • • O • c • t • o • p • u • s • • a • d • d • - • v • a • l • u • e • , • • i • n • s • t • a • l • m • e • n • t • s • , • • a • n • n • u • a • l • • a • n • d • • f • i • n • a • n • c • e • • c • h • a • r • g • e • s • , • • u • t • i • l • i • t • y • • a • n • d • • b • i • l • l • • p • a • y • m • e • n • t • s • , • • d • e • s • i • g • n • a • t • e • d • • o • n • l • i • n • e • • p • a • y • m • e • n • t • • s • y • s • t • e • m • s • , • • s • t • o • r • e • d • - • v • a • l • u • e • • a • n • d • • e • - • w • a • l • l • e • t • • r • e • l • o • a • d • s • , • • p • e • r • s • o • n • - • t • o • - • p • e • r • s • o • n • • t • r • a • n • s • f • e • r • s • , • • f • i • n • a • n • c • i • a • l • - • i • n • s • t • i • t • u • t • i • o • n • • t • r • a • n • s • a • c • t • i • o • n • s • , • • g • a • m • b • l • i • n • g • , • • d • o • n • a • t • i • o • n • s • • a • n • d • • o • t • h • e • r • • c • o • m • p • a • n • y • - • d • e • s • i • g • n • a • t • e • d • • c • a • t • e • g • o • r • i • e • s • . • • T • h • e • • C • o • m • p • a • n • y • • d • e • t • e • r • m • i • n • e • s • • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • • a • n • d • • m • e • r • c • h • a • n • t • • c • o • d • e • s • .

  • 適用資格: 適用對象: 全部 · Document: Original transaction sales slips or official payment records, and further documents if requested for verification.
  • 適用消費: 適用範圍: 海外簽賬 · Type: 類別
  • 優惠上限: 金額: 150 · 適用範圍: Combined extra cashback from the Overseas and Online Spending and Chill Merchant offers per credit card account per calendar month. · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • The source-stated extra rebate is 4.6%; the advertised 5% total includes the shared 0.4% Gift Point reward. Do not count 5% as an extra rebate. Overseas retail spending may be physical or online and must settle in foreign currency. Foreign-currency spending settled in HKD is excluded. The monthly HKD150 extra-rebate cap is shared with the Chill Merchant offer; when both promotions qualify, the higher rate applies. The promotion ends on 31 December 2026 by transaction date. Cash rebate is based on net spend. Only eligible transactions posted within 7 days of the transaction date count. Additional-card spending is combined with main-card spending. The account must remain valid and in good standing during the promotion and when the rebate is awarded; fraudulent, unauthorised, unposted, cancelled and refunded transactions are excluded. The terms also exclude e-wallets, instant rewards, cash advances, balance transfers, autopay, Octopus add-value, instalments, annual and finance charges, utility and bill payments, designated online payment systems, stored-value and e-wallet reloads, person-to-person transfers, financial-institution transactions, gambling, donations and other company-designated categories. The Company determines eligible transaction and merchant codes.
  • Eligible transaction date; the source states the promotion runs from now until 31 December 2026.: 即日起 – 2026-12-31

開啟優惠來源 ↗

其他
BOC Chill World Mastercard Chill Merchants extra 9.6% cash rebate
現金回贈physical card / apple pay / google pay / samsung pay最低消費: HK$1,500.00上限: HK$150.00 · 每月
——

Merchant eligibility cannot be established from the incomplete source list. • Document: Original transaction sales slips or official payment records, and further documents if requested for verification. • Limit: 150 HKD · Per Month • Limit applies to: Combined extra cashback from the Overseas and Online Spending and Chill Merchant offers per credit card account per calendar month. • Eligibility: Payment Methods: physical-card; apple-pay; google-pay; samsung-pay; Phase Spend Min: 1500 • Eligible categories: 其他 • T • h • e • • s • o • u • r • c • e • - • s • t • a • t • e • d • • e • x • t • r • a • • r • e • b • a • t • e • • i • s • • 9 • . • 6 • % • ; • • t • h • e • • a • d • v • e • r • t • i • s • e • d • • 1 • 0 • % • • t • o • t • a • l • • i • n • c • l • u • d • e • s • • t • h • e • • s • h • a • r • e • d • • 0 • . • 4 • % • • G • i • f • t • • P • o • i • n • t • • r • e • w • a • r • d • . • • D • o • • n • o • t • • c • o • u • n • t • • 1 • 0 • % • • a • s • • a • n • • e • x • t • r • a • • r • e • b • a • t • e • . • • E • l • i • g • i • b • l • e • • C • h • i • l • l • • M • e • r • c • h • a • n • t • • t • r • a • n • s • a • c • t • i • o • n • s • • a • r • e • • a • t • • s • e • l • e • c • t • e • d • • l • o • c • a • l • • a • n • d • • o • n • l • i • n • e • • m • e • r • c • h • a • n • t • s • . • • E • a • c • h • • c • a • l • e • n • d • a • r • • m • o • n • t • h • , • • t • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • a • c • c • u • m • u • l • a • t • e • • a • t • • l • e • a • s • t • • H • K • $ • 1 • , • 5 • 0 • 0 • • o • f • • e • l • i • g • i • b • l • e • • s • p • e • n • d • i • n • g • • w • i • t • h • • a • • p • h • y • s • i • c • a • l • • c • a • r • d • • o • r • • A • p • p • l • e • • P • a • y • , • • G • o • o • g • l • e • • P • a • y • • o • r • • S • a • m • s • u • n • g • • P • a • y • • a • t • • l • o • c • a • l • • o • r • • o • v • e • r • s • e • a • s • • p • h • y • s • i • c • a • l • • m • e • r • c • h • a • n • t • s • . • • T • h • e • • c • u • r • r • e • n • t • • m • e • r • c • h • a • n • t • • l • i • s • t • • i • s • • n • o • t • • p • r • e • s • e • n • t • • i • n • • t • h • e • • r • e • t • a • i • n • e • d • • p • a • g • e • . • • E • - • w • a • l • l • e • t • • t • r • a • n • s • a • c • t • i • o • n • s • • a • t • • d • e • s • i • g • n • a • t • e • d • • m • e • r • c • h • a • n • t • s • • a • r • e • • e • x • c • l • u • d • e • d • , • • a • n • d • • t • h • e • • C • o • m • p • a • n • y • • c • a • n • • c • h • a • n • g • e • • t • h • e • • l • i • s • t • . • • T • h • e • • m • o • n • t • h • l • y • • H • K • D • 1 • 5 • 0 • • e • x • t • r • a • - • r • e • b • a • t • e • • c • a • p • • i • s • • s • h • a • r • e • d • • w • i • t • h • • O • v • e • r • s • e • a • s • • a • n • d • • O • n • l • i • n • e • • S • p • e • n • d • i • n • g • ; • • i • f • • b • o • t • h • • p • r • o • m • o • t • i • o • n • s • • q • u • a • l • i • f • y • , • • t • h • e • • h • i • g • h • e • r • • r • a • t • e • • a • p • p • l • i • e • s • . • • T • h • e • • p • r • o • m • o • t • i • o • n • • e • n • d • s • • o • n • • 3 • 1 • • D • e • c • e • m • b • e • r • • 2 • 0 • 2 • 6 • • b • y • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • . • • C • a • s • h • • r • e • b • a • t • e • • i • s • • b • a • s • e • d • • o • n • • n • e • t • • s • p • e • n • d • . • • O • n • l • y • • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • p • o • s • t • e • d • • w • i • t • h • i • n • • 7 • • d • a • y • s • • o • f • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • • c • o • u • n • t • . • • A • d • d • i • t • i • o • n • a • l • - • c • a • r • d • • s • p • e • n • d • i • n • g • • i • s • • c • o • m • b • i • n • e • d • • w • i • t • h • • m • a • i • n • - • c • a • r • d • • s • p • e • n • d • i • n • g • . • • T • h • e • • a • c • c • o • u • n • t • • m • u • s • t • • r • e • m • a • i • n • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • • d • u • r • i • n • g • • t • h • e • • p • r • o • m • o • t • i • o • n • • a • n • d • • w • h • e • n • • t • h • e • • r • e • b • a • t • e • • i • s • • a • w • a • r • d • e • d • ; • • f • r • a • u • d • u • l • e • n • t • , • • u • n • a • u • t • h • o • r • i • s • e • d • , • • u • n • p • o • s • t • e • d • , • • c • a • n • c • e • l • l • e • d • • a • n • d • • r • e • f • u • n • d • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • • a • r • e • • e • x • c • l • u • d • e • d • . • • T • h • e • • t • e • r • m • s • • a • l • s • o • • e • x • c • l • u • d • e • • e • - • w • a • l • l • e • t • s • , • • i • n • s • t • a • n • t • • r • e • w • a • r • d • s • , • • c • a • s • h • • a • d • v • a • n • c • e • s • , • • b • a • l • a • n • c • e • • t • r • a • n • s • f • e • r • s • , • • a • u • t • o • p • a • y • , • • O • c • t • o • p • u • s • • a • d • d • - • v • a • l • u • e • , • • i • n • s • t • a • l • m • e • n • t • s • , • • a • n • n • u • a • l • • a • n • d • • f • i • n • a • n • c • e • • c • h • a • r • g • e • s • , • • u • t • i • l • i • t • y • • a • n • d • • b • i • l • l • • p • a • y • m • e • n • t • s • , • • d • e • s • i • g • n • a • t • e • d • • o • n • l • i • n • e • • p • a • y • m • e • n • t • • s • y • s • t • e • m • s • , • • s • t • o • r • e • d • - • v • a • l • u • e • • a • n • d • • e • - • w • a • l • l • e • t • • r • e • l • o • a • d • s • , • • p • e • r • s • o • n • - • t • o • - • p • e • r • s • o • n • • t • r • a • n • s • f • e • r • s • , • • f • i • n • a • n • c • i • a • l • - • i • n • s • t • i • t • u • t • i • o • n • • t • r • a • n • s • a • c • t • i • o • n • s • , • • g • a • m • b • l • i • n • g • , • • d • o • n • a • t • i • o • n • s • • a • n • d • • o • t • h • e • r • • c • o • m • p • a • n • y • - • d • e • s • i • g • n • a • t • e • d • • c • a • t • e • g • o • r • i • e • s • . • • T • h • e • • C • o • m • p • a • n • y • • d • e • t • e • r • m • i • n • e • s • • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • • a • n • d • • m • e • r • c • h • a • n • t • • c • o • d • e • s • .

  • 適用資格: 適用對象: 全部 · Document: Original transaction sales slips or official payment records, and further documents if requested for verification.
  • 適用消費: 適用範圍: 其他 · Type: 類別
  • 要求: 付款方式: physical card / apple pay / google pay / samsung pay · Period spend ≥: HK$1,500.00
  • 優惠上限: 金額: 150 · 適用範圍: Combined extra cashback from the Overseas and Online Spending and Chill Merchant offers per credit card account per calendar month. · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 未提供完整適用商戶名單。
  • The source-stated extra rebate is 9.6%; the advertised 10% total includes the shared 0.4% Gift Point reward. Do not count 10% as an extra rebate. Eligible Chill Merchant transactions are at selected local and online merchants. Each calendar month, the cardholder must accumulate at least HK$1,500 of eligible spending with a physical card or Apple Pay, Google Pay or Samsung Pay at local or overseas physical merchants. The current merchant list is not present in the retained page. E-wallet transactions at designated merchants are excluded, and the Company can change the list. The monthly HKD150 extra-rebate cap is shared with Overseas and Online Spending; if both promotions qualify, the higher rate applies. The promotion ends on 31 December 2026 by transaction date. Cash rebate is based on net spend. Only eligible transactions posted within 7 days of the transaction date count. Additional-card spending is combined with main-card spending. The account must remain valid and in good standing during the promotion and when the rebate is awarded; fraudulent, unauthorised, unposted, cancelled and refunded transactions are excluded. The terms also exclude e-wallets, instant rewards, cash advances, balance transfers, autopay, Octopus add-value, instalments, annual and finance charges, utility and bill payments, designated online payment systems, stored-value and e-wallet reloads, person-to-person transfers, financial-institution transactions, gambling, donations and other company-designated categories. The Company determines eligible transaction and merchant codes.
  • Eligible transaction date; the source states the promotion runs from now until 31 December 2026.: 即日起 – 2026-12-31

開啟優惠來源 ↗

其他
BOC Chill World Mastercard welcome offer HK$500 cash rebate
須符合條件現金回贈最低消費: HK$5,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • HK$500 ÷ HK$5,000 × 100 = 10% at the minimum qualifying spend. The effective rate decreases when eligible spend exceeds HK$5,000. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 5000 • Applies to all eligible spending, subject to the conditions. • T • h • e • • c • a • r • d • • a • p • p • l • i • c • a • t • i • o • n • • m • u • s • t • • b • e • • a • p • p • r • o • v • e • d • • d • u • r • i • n • g • • t • h • e • • p • r • o • m • o • t • i • o • n • • p • e • r • i • o • d • • a • n • d • • t • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • a • c • t • i • v • a • t • e • • t • h • e • • c • a • r • d • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • a • c • c • u • m • u • l • a • t • e • • H • K • $ • 5 • , • 0 • 0 • 0 • • o • f • • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • w • i • t • h • i • n • • t • h • e • • f • i • r • s • t • • m • o • n • t • h • • a • n • d • • t • h • e • • f • o • l • l • o • w • i • n • g • • t • w • o • • c • a • l • e • n • d • a • r • • m • o • n • t • h • s • • a • f • t • e • r • • c • a • r • d • • i • s • s • u • a • n • c • e • . • • E • x • i • s • t • i • n • g • • m • a • i • n • • c • a • r • d • h • o • l • d • e • r • s • • o • f • • B • O • C • • C • r • e • d • i • t • • C • a • r • d • • o • r • • B • O • C • • D • u • a • l • • C • u • r • r • e • n • c • y • • C • r • e • d • i • t • • C • a • r • d • , • • s • t • a • f • f • , • • a • n • d • • a • p • p • l • i • c • a • n • t • s • • w • h • o • • c • a • n • c • e • l • l • e • d • • o • r • • h • e • l • d • • t • h • e • • l • i • s • t • e • d • • c • a • r • d • s • • d • u • r • i • n • g • • t • h • e • • p • r • i • o • r • • 1 • 2 • • m • o • n • t • h • s • • a • r • e • • e • x • c • l • u • d • e • d • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • a • r • e • • s • u • b • j • e • c • t • • t • o • • t • h • e • • s • o • u • r • c • e • • t • e • r • m • s • ' • • e • x • c • l • u • s • i • o • n • s • • a • n • d • • p • o • s • t • i • n • g • • r • u • l • e • s • .

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: 全部
  • 要求: Period spend ≥: HK$5,000.00
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: HK$500 ÷ HK$5,000 × 100 = 10% at the minimum qualifying spend. The effective rate decreases when eligible spend exceeds HK$5,000.
  • 須申請或登記。
  • The card application must be approved during the promotion period and the cardholder must activate the card. The cardholder must accumulate HK$5,000 of eligible transactions within the first month and the following two calendar months after card issuance. Existing main cardholders of BOC Credit Card or BOC Dual Currency Credit Card, staff, and applicants who cancelled or held the listed cards during the prior 12 months are excluded. Eligible transactions are subject to the source terms' exclusions and posting rules.
  • Card application approval date; the source states the offer runs from now until 31 December 2026.: 即日起 – 2026-12-31

開啟優惠來源 ↗

借貸/分期付款
Chill Easy Installment 3-month handling fee rebate（優惠值未列明）
須符合條件Financing最低消費: HK$1,000.00
——

This benefit does not apply to a purchase. • The handling-fee rebate amount and rate are not stated. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1000 • A • p • p • l • i • e • s • • t • o • • B • O • C • • C • h • i • l • l • • C • a • r • d • s • • i • s • s • u • e • d • • i • n • • H • o • n • g • • K • o • n • g • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • l • o • g • • i • n • • t • o • • i • n • t • e • r • n • e • t • • o • r • • m • o • b • i • l • e • • b • a • n • k • i • n • g • • a • n • d • • s • u • c • c • e • s • s • f • u • l • l • y • • a • p • p • l • y • • f • o • r • • a • • 3 • - • m • o • n • t • h • • S • t • a • t • e • m • e • n • t • • I • n • s • t • a • l • l • m • e • n • t • • d • u • r • i • n • g • • t • h • e • • s • t • a • t • e • d • • c • a • r • d • - • i • s • s • u • a • n • c • e • • w • i • n • d • o • w • . • • E • l • i • g • i • b • l • e • • s • p • e • n • d • i • n • g • • i • s • • a • c • c • u • m • u • l • a • t • e • d • • s • p • e • n • d • i • n • g • • o • f • • a • t • • l • e • a • s • t • • H • K • $ • 1 • , • 0 • 0 • 0 • • p • o • s • t • e • d • • i • n • • t • h • e • • c • u • r • r • e • n • t • • s • t • a • t • e • m • e • n • t • • a • n • d • • m • a • y • • i • n • c • l • u • d • e • • r • e • t • a • i • l • • s • p • e • n • d • i • n • g • , • • b • a • l • a • n • c • e • • t • r • a • n • s • f • e • r • s • , • • o • n • l • i • n • e • • b • i • l • l • • p • a • y • m • e • n • t • s • • a • n • d • • J • E • T • • p • a • y • m • e • n • t • s • ; • • t • h • e • • s • o • u • r • c • e • • l • i • s • t • s • • e • x • c • l • u • s • i • o • n • s • . • • T • h • e • • h • a • n • d • l • i • n • g • • f • e • e • • i • s • • f • i • r • s • t • • c • h • a • r • g • e • d • • a • n • d • • t • h • e • n • • c • r • e • d • i • t • e • d • • a • s • • c • a • s • h • • r • e • b • a • t • e • • w • i • t • h • i • n • • t • h • r • e • e • • m • o • n • t • h • s • . • • A • n • y • • a • p • p • l • i • c • a • b • l • e • • m • o • n • t • h • l • y • • h • a • n • d • l • i • n • g • • f • e • e • • o • r • • u • p • f • r • o • n • t • • a • d • m • i • n • i • s • t • r • a • t • i • o • n • • f • e • e • • d • e • p • e • n • d • s • • o • n • • t • h • e • • i • n • s • t • a • l • l • m • e • n • t • • a • m • o • u • n • t • , • • r • e • p • a • y • m • e • n • t • • p • e • r • i • o • d • • a • n • d • • a • c • c • o • u • n • t • • s • t • a • t • u • s • . • • T • h • e • • a • p • p • l • i • c • a • t • i • o • n • • s • c • r • e • e • n • • s • t • a • t • e • s • • t • h • e • • a • m • o • u • n • t • • a • n • d • • A • P • R • .

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 要求: Period spend ≥: HK$1,000.00
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The handling fee rebate amount and rate are not stated.
  • 須申請或登記。
  • Applies to BOC Chill Cards issued in Hong Kong. The cardholder must log in to internet or mobile banking and successfully apply for a 3-month Statement Installment during the stated card-issuance window. Eligible spending is accumulated spending of at least HK$1,000 posted in the current statement and may include retail spending, balance transfers, online bill payments and JET payments; the source lists exclusions. The handling fee is first charged and then credited as cash rebate within three months. Any applicable monthly handling fee or upfront administration fee depends on the installment amount, repayment period and account status. The application screen states the amount and APR.

開啟優惠來源 ↗

運動及戶外
Chill Date Pickle & Treat Pickleball Experience Class ticket HK$0
須符合條件Promotional Price最低消費: HK$1,500.00上限: 2 item · 推廣期總額
——

This benefit does not apply to a purchase. • The source states a HK$0 ticket price but does not state a comparison price. • Limit: 2 item · Promotion Total • Limit applies to: Event tickets per eligible credit card account. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1500 • R • e • d • e • e • m • • t • h • r • o • u • g • h • • t • h • e • • d • e • s • i • g • n • a • t • e • d • • H • K • • T • i • c • k • e • t • i • n • g • • p • a • g • e • • f • r • o • m • • 7 • • O • c • t • o • b • e • r • • t • o • • 3 • 1 • • O • c • t • o • b • e • r • • 2 • 0 • 2 • 6 • ; • • t • i • c • k • e • t • s • • a • r • e • • l • i • m • i • t • e • d • • a • n • d • • f • i • r • s • t • • c • o • m • e • , • • f • i • r • s • t • • s • e • r • v • e • d • . • • A • • n • e • w • • H • K • • T • i • c • k • e • t • i • n • g • • a • c • c • o • u • n • t • • i • s • • r • e • q • u • i • r • e • d • . • • T • h • e • • t • i • c • k • e • t • • p • r • i • c • e • • i • s • • H • K • $ • 0 • , • • b • u • t • • t • h • e • • T • i • c • k • e • t • i • n • g • • P • l • a • t • f • o • r • m • • h • a • n • d • l • i • n • g • • f • e • e • • i • s • • p • a • y • a • b • l • e • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • m • a • k • e • • a • t • • l • e • a • s • t • • H • K • $ • 1 • , • 5 • 0 • 0 • • o • f • • r • e • t • a • i • l • • t • r • a • n • s • a • c • t • i • o • n • s • • f • o • r • • e • a • c • h • • e • v • e • n • t • • t • i • c • k • e • t • • w • i • t • h • i • n • • t • w • o • • m • o • n • t • h • s • • a • f • t • e • r • • t • h • e • • e • v • e • n • t • • d • a • t • e • ; • • t • w • o • • t • i • c • k • e • t • s • • r • e • q • u • i • r • e • • H • K • $ • 3 • , • 0 • 0 • 0 • . • • I • f • • t • h • e • • s • p • e • n • d • • c • o • n • d • i • t • i • o • n • • i • s • • n • o • t • • m • e • t • , • • t • h • e • • C • o • m • p • a • n • y • • m • a • y • • d • e • d • u • c • t • • H • K • $ • 3 • 5 • 0 • • p • e • r • • t • i • c • k • e • t • . • • C • h • i • l • d • r • e • n • • u • n • d • e • r • • 1 • 2 • • m • u • s • t • • b • e • • a • c • c • o • m • p • a • n • i • e • d • • b • y • • a • n • • a • d • u • l • t • ; • • a • l • l • • a • t • t • e • n • d • e • e • s • • m • u • s • t • • s • i • g • n • • t • h • e • • a • c • t • i • v • i • t • y • • l • i • a • b • i • l • i • t • y • • w • a • i • v • e • r • , • • a • n • d • • a • • p • a • r • e • n • t • • o • r • • g • u • a • r • d • i • a • n • • m • u • s • t • • c • o • m • p • l • e • t • e • • i • t • • f • o • r • • a • t • t • e • n • d • e • e • s • • u • n • d • e • r • • 1 • 8 • .

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 要求: Period spend ≥: HK$1,500.00
  • 優惠上限: 金額: 2 · 適用範圍: Event tickets per eligible credit card account. · 期間: 推廣期總額 · Type: 有限額 · Unit: item
  • 百分比備註: The source states a HK$0 ticket price but does not state a comparison price.
  • 須申請或登記。
  • Redeem through the designated HK Ticketing page from 7 October to 31 October 2026; tickets are limited and first come, first served. A new HK Ticketing account is required. The ticket price is HK$0, but the Ticketing Platform handling fee is payable. The cardholder must make at least HK$1,500 of retail transactions for each event ticket within two months after the event date; two tickets require HK$3,000. If the spend condition is not met, the Company may deduct HK$350 per ticket. Children under 12 must be accompanied by an adult; all attendees must sign the activity liability waiver, and a parent or guardian must complete it for attendees under 18.
  • Ticket redemption period, inclusive.: 2026-10-07 – 2026-10-31

開啟優惠來源 ↗

0404/BEABEA Goal Credit CardBEA Goal Credit Card4.4%HK$44.00
BEA Goal Credit Card
04BEA

BEA Goal Credit Card

須符合條件

HK$44.004.4%
手機支付
BEA GOAL Credit Card Mobile Payment 4% cash rebate
HK$40.004%
現金回贈apple pay / google pay最低消費: HK$2,000.00上限: HK$200.00 · 每月
上限HK$40.00 / HK$200.00
其他
BEA GOAL Credit Card HK$1 cash rebate
HK$4.000.4%
現金回贈最低消費: HK$250.00上限: HK$40.00 · 每月
上限HK$4.00 / HK$40.00
計算方式
總回贈HK$44.00
  • BEA GOAL Credit Card Mobile Payment 4% cash rebate: HK$40.00
  • BEA GOAL Credit Card HK$1 cash rebate: HK$4.00
條款及細則

計算假設

  • Assumes the full reward limit is still available. Combined Extra Reward cash rebate per Eligible Account across designated categories
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Assumes the full reward limit is still available. Government Department category transactions and Octopus Automatic Added Value Service reloads
  • Limit: 200 HKD · Per Month
  • Limit applies to: Combined Extra Reward cash rebate per Eligible Account across designated categories
  • Eligibility: Payment Methods: apple-pay; google-pay; Phase Spend Min: 2000
  • Eligible categories: 手機支付
  • Monthly Basic Reward Eligible Transactions must reach HK$2,000. The amount is calculated per calendar month and based on transaction date.
  • Each Eligible Account has a combined HK$200 Extra Reward cash rebate limit per calendar month.
  • An eligible transaction earns only the highest rebate once, even if it belongs to more than one eligible spending category.
  • Mobile Payment Extra Reward is for spending through Apple Pay or Google Pay only.
  • Extra Reward transactions are based on transaction date. Eligible transactions are retail spending and are determined by merchant codes or transaction types.
  • Supermarket and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward. Group-buy or other-organization spending is excluded except for source-listed eligible merchants.
  • Unposted, cancelled, refunded or fraudulent transactions are ineligible. The card account must remain valid.
  • Principal and related supplementary card accounts are one Eligible Account.
  • Extra Reward is credited to the principal card account on the 16th of the next calendar month.
  • The Part A exclusions apply to Extra Reward, including cash advances; statement instalments, Cash in Hand, balance transfers and fund transfers; stored-value cards or e-wallet purchases or top-ups except PayMe or Octopus Automatic Added Value Service; Cyberbanking bill payments; casino chips; fees and charges; unposted, cancelled, reserved or refunded payments; card-present transactions at merchants with physical premises, a fixed business address, or business licence in the UK or a country in or joining the EEA after 19 October 2019; and insurance premiums. Cash rebates are rounded down to the nearest Hong Kong dollar. The total Extra Reward is the sum of rebate amounts in each Designated Spending Category, rounded down to the nearest Hong Kong dollar. Rewards on a cancelled account are cancelled and cannot be refunded or transferred.
  • HK$1 ÷ HK$250 × 100 = 0.4% (exact; no rate rounding). The source rounds cash rebates down to the nearest Hong Kong dollar. The HK$40 monthly cap applies only to Government Department transactions and Octopus AVAS reloads. This rate applies for each accumulated HK$250 in a statement cycle.
  • Limit: 40 HKD · Per Month
  • Limit applies to: Government Department category transactions and Octopus Automatic Added Value Service reloads
  • Eligibility: Phase Spend Min: 250
  • Applies to all eligible spending, subject to the conditions.
  • Cardholders earn HK$1 cash rebate for every accumulated HK$250 spent on Basic Reward Eligible Transactions in each statement cycle.
  • Each principal card account and its related supplementary card accounts are one Eligible Account.
  • Basic Reward Eligible Transactions are retail spending, determined by post date. They exclude, but are not limited to: cash advances; statement instalments, Cash in Hand, balance transfers and fund transfers; purchases or stored-value card and e-wallet top-ups except PayMe or Octopus Automatic Added Value Service; Cyberbanking bill payments; casino chips; fees and charges; unposted, cancelled, reserved or refunded payments; card-present transactions at merchants in the United Kingdom or European Economic Area; and insurance premiums.
  • BEA determines eligible transactions using merchant codes or transaction types. Only valid card accounts can receive rewards; unposted, cancelled, refunded or fraudulent transactions are ineligible.
  • For transactions in Government Department categories and Octopus Automatic Added Value Service reloads, the monthly limit is HK$40 cash rebate or 10,000 bonus points per Eligible Account. This cap applies only to those named transaction contexts.
  • The cash rebate is rounded down to the nearest Hong Kong dollar; Basic Reward is credited to the principal card account in the next statement. Rewards on a cancelled account are cancelled and cannot be refunded or transferred.

BEA GOAL Credit Card Mobile Payment 4% cash rebate

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 手機支付 · Type: 類別
  • 要求: 付款方式: apple pay / google pay · Period spend ≥: HK$2,000.00
  • 優惠上限: 金額: 200 · 適用範圍: Combined Extra Reward cash rebate per Eligible Account across designated categories · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • Monthly Basic Reward Eligible Transactions must reach HK$2,000. The amount is calculated per calendar month and based on transaction date.
  • Each Eligible Account has a combined HK$200 Extra Reward cash rebate limit per calendar month.
  • An eligible transaction earns only the highest rebate once, even if it belongs to more than one eligible spending category.
  • Mobile Payment Extra Reward is for spending through Apple Pay or Google Pay only.
  • Extra Reward transactions are based on transaction date. Eligible transactions are retail spending and are determined by merchant codes or transaction types.
  • Supermarket and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward. Group-buy or other-organization spending is excluded except for source-listed eligible merchants.
  • Unposted, cancelled, refunded or fraudulent transactions are ineligible. The card account must remain valid.
  • Principal and related supplementary card accounts are one Eligible Account.
  • Extra Reward is credited to the principal card account on the 16th of the next calendar month.
  • The Part A exclusions apply to Extra Reward, including cash advances; statement instalments, Cash in Hand, balance transfers and fund transfers; stored-value cards or e-wallet purchases or top-ups except PayMe or Octopus Automatic Added Value Service; Cyberbanking bill payments; casino chips; fees and charges; unposted, cancelled, reserved or refunded payments; card-present transactions at merchants with physical premises, a fixed business address, or business licence in the UK or a country in or joining the EEA after 19 October 2019; and insurance premiums. Cash rebates are rounded down to the nearest Hong Kong dollar. The total Extra Reward is the sum of rebate amounts in each Designated Spending Category, rounded down to the nearest Hong Kong dollar. Rewards on a cancelled account are cancelled and cannot be refunded or transferred.
  • Extra Reward Promotional Period: 2025-01-01 – 2026-12-31

開啟優惠來源 ↗

BEA GOAL Credit Card HK$1 cash rebate

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 要求: Period spend ≥: HK$250.00
  • 優惠上限: 金額: 40 · 適用範圍: Government Department category transactions and Octopus Automatic Added Value Service reloads · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: HK$1 ÷ HK$250 × 100 = 0.4% (exact; no rate rounding). The source rounds cash rebates down to the nearest Hong Kong dollar. The HK$40 monthly cap applies only to Government Department transactions and Octopus AVAS reloads. This rate applies for each accumulated HK$250 in a statement cycle.
  • Cardholders earn HK$1 cash rebate for every accumulated HK$250 spent on Basic Reward Eligible Transactions in each statement cycle.
  • Each principal card account and its related supplementary card accounts are one Eligible Account.
  • Basic Reward Eligible Transactions are retail spending, determined by post date. They exclude, but are not limited to: cash advances; statement instalments, Cash in Hand, balance transfers and fund transfers; purchases or stored-value card and e-wallet top-ups except PayMe or Octopus Automatic Added Value Service; Cyberbanking bill payments; casino chips; fees and charges; unposted, cancelled, reserved or refunded payments; card-present transactions at merchants in the United Kingdom or European Economic Area; and insurance premiums.
  • BEA determines eligible transactions using merchant codes or transaction types. Only valid card accounts can receive rewards; unposted, cancelled, refunded or fraudulent transactions are ineligible.
  • For transactions in Government Department categories and Octopus Automatic Added Value Service reloads, the monthly limit is HK$40 cash rebate or 10,000 bonus points per Eligible Account. This cap applies only to those named transaction contexts.
  • The cash rebate is rounded down to the nearest Hong Kong dollar; Basic Reward is credited to the principal card account in the next statement. Rewards on a cancelled account are cancelled and cannot be refunded or transferred.

開啟優惠來源 ↗

其他優惠
其他
BEA GOAL Credit Card welcome gift（優惠值未列明）
須符合條件Gift最低消費: HK$5,000.00
——

This benefit does not apply to a purchase. • Customer: New customer • Limit applies to: Welcome gift • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 5000 • "New Credit Card Customers" are principal applicants who had not held any BEA Credit Card in the six months before the application submission and approval date, excluding the BEA Corporate Card, co-branded or affinity cards, supplementary cards, and selected customers. • Within three months of card issue, new customers must activate the card and reach HK$5,000 or above in Eligible Spending within Spending Period. • BEA permanent staff are not entitled to receive a welcome gift, including BEA Credit Card and co-branded or affinity card gifts.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: not applicable
  • 要求: Period spend ≥: HK$5,000.00
  • 優惠上限: 適用範圍: Welcome gift · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • "New Credit Card Customers" are principal applicants who had not held any BEA Credit Card in the six months before the application submission and approval date, excluding the BEA Corporate Card, co-branded or affinity cards, supplementary cards, and selected customers.
  • Within three months of card issue, new customers must activate the card and reach HK$5,000 or above in Eligible Spending within Spending Period.
  • BEA permanent staff are not entitled to receive a welcome gift, including BEA Credit Card and co-branded or affinity card gifts.

開啟優惠來源 ↗

其他
BEA GOAL Credit Card welcome gift（優惠值未列明）
須符合條件Gift最低消費: HK$2,000.00
——

This benefit does not apply to a purchase. • Customer: Existing customer • Limit applies to: Welcome gift • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 2000 • "Existing Credit Card Customers" are principal applicants who held a principal BEA Credit Card, excluding the BEA GOAL Credit Card, in the six months before the application submission and approval date. • Within two months of card issue, existing customers must activate the card and reach HK$2,000 or above in Eligible Spending within Spending Period. • BEA permanent staff are not entitled to receive a welcome gift, including BEA Credit Card and co-branded or affinity card gifts.

  • 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
  • 適用消費: Type: not applicable
  • 要求: Period spend ≥: HK$2,000.00
  • 優惠上限: 適用範圍: Welcome gift · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • "Existing Credit Card Customers" are principal applicants who held a principal BEA Credit Card, excluding the BEA GOAL Credit Card, in the six months before the application submission and approval date.
  • Within two months of card issue, existing customers must activate the card and reach HK$2,000 or above in Eligible Spending within Spending Period.
  • BEA permanent staff are not entitled to receive a welcome gift, including BEA Credit Card and co-branded or affinity card gifts.

開啟優惠來源 ↗

其他
BEA GOAL Credit Card annual fee waiver（優惠值未列明）
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: First-year annual fee waiver • All customers are entitled to an annual fee waiver for the first year.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: First year annual fee waiver · 期間: 未提供 · Type: 未提供
  • All customers are entitled to an annual fee waiver for the first year.

開啟優惠來源 ↗

網上購物
BEA GOAL Credit Card Online Shopping 4% cash rebate
現金回贈最低消費: HK$2,000.00上限: HK$200.00 · 每月
——

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: Combined Extra Reward cash rebate per Eligible Account across designated categories • Eligibility: Phase Spend Min: 2000 • Eligible categories: 網上購物 • Monthly Basic Reward Eligible Transactions must reach HK$2,000. The amount is calculated per calendar month and based on transaction date. • Each Eligible Account has a combined HK$200 Extra Reward cash rebate limit per calendar month. • An eligible transaction earns only the highest rebate once, even if it belongs to more than one eligible spending category. • Online Shopping Extra Reward is for online retail spending only. • Extra Reward transactions are based on transaction date. Eligible transactions are retail spending and are determined by merchant codes or transaction types. • Supermarket and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward. Group-buy or other-organization spending is excluded except for source-listed eligible merchants. • Unposted, cancelled, refunded or fraudulent transactions are ineligible. The card account must remain valid. • Principal and related supplementary card accounts are one Eligible Account. • Extra Reward is credited to the principal card account on the 16th of the next calendar month. • The Part A exclusions apply to Extra Reward, including cash advances; statement instalments, Cash in Hand, balance transfers and fund transfers; stored-value cards or e-wallet purchases or top-ups except PayMe or Octopus Automatic Added Value Service; Cyberbanking bill payments; casino chips; fees and charges; unposted, cancelled, reserved or refunded payments; card-present transactions at merchants with physical premises, a fixed business address, or business licence in the UK or a country in or joining the EEA after 19 October 2019; and insurance premiums. Cash rebates are rounded down to the nearest Hong Kong dollar. The total Extra Reward is the sum of rebate amounts in each Designated Spending Category, rounded down to the nearest Hong Kong dollar. Rewards on a cancelled account are cancelled and cannot be refunded or transferred.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 網上購物 · Type: 類別
  • 要求: Period spend ≥: HK$2,000.00
  • 優惠上限: 金額: 200 · 適用範圍: Combined Extra Reward cash rebate per Eligible Account across designated categories · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • Monthly Basic Reward Eligible Transactions must reach HK$2,000. The amount is calculated per calendar month and based on transaction date.
  • Each Eligible Account has a combined HK$200 Extra Reward cash rebate limit per calendar month.
  • An eligible transaction earns only the highest rebate once, even if it belongs to more than one eligible spending category.
  • Online Shopping Extra Reward is for online retail spending only.
  • Extra Reward transactions are based on transaction date. Eligible transactions are retail spending and are determined by merchant codes or transaction types.
  • Supermarket and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward. Group-buy or other-organization spending is excluded except for source-listed eligible merchants.
  • Unposted, cancelled, refunded or fraudulent transactions are ineligible. The card account must remain valid.
  • Principal and related supplementary card accounts are one Eligible Account.
  • Extra Reward is credited to the principal card account on the 16th of the next calendar month.
  • The Part A exclusions apply to Extra Reward, including cash advances; statement instalments, Cash in Hand, balance transfers and fund transfers; stored-value cards or e-wallet purchases or top-ups except PayMe or Octopus Automatic Added Value Service; Cyberbanking bill payments; casino chips; fees and charges; unposted, cancelled, reserved or refunded payments; card-present transactions at merchants with physical premises, a fixed business address, or business licence in the UK or a country in or joining the EEA after 19 October 2019; and insurance premiums. Cash rebates are rounded down to the nearest Hong Kong dollar. The total Extra Reward is the sum of rebate amounts in each Designated Spending Category, rounded down to the nearest Hong Kong dollar. Rewards on a cancelled account are cancelled and cannot be refunded or transferred.
  • Extra Reward Promotional Period: 2025-01-01 – 2026-12-31

開啟優惠來源 ↗

娛樂
BEA GOAL Credit Card Entertainment 5% cash rebate
現金回贈最低消費: HK$2,000.00上限: HK$200.00 · 每月
——

Merchant eligibility cannot be established from the incomplete source list. • Limit: 200 HKD · Per Month • Limit applies to: Combined Extra Reward cash rebate per Eligible Account across designated categories • Eligibility: Phase Spend Min: 2000 • Eligible categories: 娛樂 • Monthly Basic Reward Eligible Transactions must reach HK$2,000. The amount is calculated per calendar month and based on transaction date. • Each Eligible Account has a combined HK$200 Extra Reward cash rebate limit per calendar month. • An eligible transaction earns only the highest rebate once, even if it belongs to more than one eligible spending category. • Eligible spending includes tickets to designated local theme parks through official channels and spending within those parks, designated local karaoke merchants, designated local cinemas, and designated local ticket agents. • Group-buy platforms and other agents are not eligible for Entertainment spending outside the listed merchants. • Extra Reward transactions are based on transaction date. Eligible transactions are retail spending and are determined by merchant codes or transaction types. • Supermarket and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward. Group-buy or other-organization spending is excluded except for source-listed eligible merchants. • Unposted, cancelled, refunded or fraudulent transactions are ineligible. The card account must remain valid. • Principal and related supplementary card accounts are one Eligible Account. • Extra Reward is credited to the principal card account on the 16th of the next calendar month. • The Part A exclusions apply to Extra Reward, including cash advances; statement instalments, Cash in Hand, balance transfers and fund transfers; stored-value cards or e-wallet purchases or top-ups except PayMe or Octopus Automatic Added Value Service; Cyberbanking bill payments; casino chips; fees and charges; unposted, cancelled, reserved or refunded payments; card-present transactions at merchants with physical premises, a fixed business address, or business licence in the UK or a country in or joining the EEA after 19 October 2019; and insurance premiums. Cash rebates are rounded down to the nearest Hong Kong dollar. The total Extra Reward is the sum of rebate amounts in each Designated Spending Category, rounded down to the nearest Hong Kong dollar. Rewards on a cancelled account are cancelled and cannot be refunded or transferred.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 娛樂 · Type: 類別
  • 要求: Period spend ≥: HK$2,000.00
  • 優惠上限: 金額: 200 · 適用範圍: Combined Extra Reward cash rebate per Eligible Account across designated categories · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 未提供完整適用商戶名單。
  • Monthly Basic Reward Eligible Transactions must reach HK$2,000. The amount is calculated per calendar month and based on transaction date.
  • Each Eligible Account has a combined HK$200 Extra Reward cash rebate limit per calendar month.
  • An eligible transaction earns only the highest rebate once, even if it belongs to more than one eligible spending category.
  • Eligible spending includes tickets to designated local theme parks through official channels and spending within those parks, designated local karaoke merchants, designated local cinemas, and designated local ticket agents.
  • Group-buy platforms and other agents are not eligible for Entertainment spending outside the listed merchants.
  • Extra Reward transactions are based on transaction date. Eligible transactions are retail spending and are determined by merchant codes or transaction types.
  • Supermarket and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward. Group-buy or other-organization spending is excluded except for source-listed eligible merchants.
  • Unposted, cancelled, refunded or fraudulent transactions are ineligible. The card account must remain valid.
  • Principal and related supplementary card accounts are one Eligible Account.
  • Extra Reward is credited to the principal card account on the 16th of the next calendar month.
  • The Part A exclusions apply to Extra Reward, including cash advances; statement instalments, Cash in Hand, balance transfers and fund transfers; stored-value cards or e-wallet purchases or top-ups except PayMe or Octopus Automatic Added Value Service; Cyberbanking bill payments; casino chips; fees and charges; unposted, cancelled, reserved or refunded payments; card-present transactions at merchants with physical premises, a fixed business address, or business licence in the UK or a country in or joining the EEA after 19 October 2019; and insurance premiums. Cash rebates are rounded down to the nearest Hong Kong dollar. The total Extra Reward is the sum of rebate amounts in each Designated Spending Category, rounded down to the nearest Hong Kong dollar. Rewards on a cancelled account are cancelled and cannot be refunded or transferred.
  • Extra Reward Promotional Period: 2025-01-01 – 2026-12-31

開啟優惠來源 ↗

旅遊
BEA GOAL Credit Card Travel 6% cash rebate
現金回贈最低消費: HK$2,000.00上限: HK$200.00 · 每月
——

Merchant eligibility cannot be established from the incomplete source list. • Limit: 200 HKD · Per Month • Limit applies to: Combined Extra Reward cash rebate per Eligible Account across designated categories • Eligibility: Phase Spend Min: 2000 • Eligible categories: 旅遊 • Monthly Basic Reward Eligible Transactions must reach HK$2,000. The amount is calculated per calendar month and based on transaction date. • Each Eligible Account has a combined HK$200 Extra Reward cash rebate limit per calendar month. • An eligible transaction earns only the highest rebate once, even if it belongs to more than one eligible spending category. • Travel spending includes designated travel agents, hotels and airlines. • Part A §12 excludes transactions at travel agencies from Extra Reward, while the GOAL-specific Travel category includes designated travel agents. This conflict remains unresolved. • Extra Reward transactions are based on transaction date. Eligible transactions are retail spending and are determined by merchant codes or transaction types. • Supermarket and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward. Group-buy or other-organization spending is excluded except for source-listed eligible merchants. • Unposted, cancelled, refunded or fraudulent transactions are ineligible. The card account must remain valid. • Principal and related supplementary card accounts are one Eligible Account. • Extra Reward is credited to the principal card account on the 16th of the next calendar month. • The Part A exclusions apply to Extra Reward, including cash advances; statement instalments, Cash in Hand, balance transfers and fund transfers; stored-value cards or e-wallet purchases or top-ups except PayMe or Octopus Automatic Added Value Service; Cyberbanking bill payments; casino chips; fees and charges; unposted, cancelled, reserved or refunded payments; card-present transactions at merchants with physical premises, a fixed business address, or business licence in the UK or a country in or joining the EEA after 19 October 2019; and insurance premiums. Cash rebates are rounded down to the nearest Hong Kong dollar. The total Extra Reward is the sum of rebate amounts in each Designated Spending Category, rounded down to the nearest Hong Kong dollar. Rewards on a cancelled account are cancelled and cannot be refunded or transferred.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 旅遊 · Type: 類別
  • 要求: Period spend ≥: HK$2,000.00
  • 優惠上限: 金額: 200 · 適用範圍: Combined Extra Reward cash rebate per Eligible Account across designated categories · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 未提供完整適用商戶名單。
  • Monthly Basic Reward Eligible Transactions must reach HK$2,000. The amount is calculated per calendar month and based on transaction date.
  • Each Eligible Account has a combined HK$200 Extra Reward cash rebate limit per calendar month.
  • An eligible transaction earns only the highest rebate once, even if it belongs to more than one eligible spending category.
  • Travel spending includes designated travel agents, hotels and airlines.
  • Part A §12 excludes transactions at travel agencies from Extra Reward, while the GOAL-specific Travel category includes designated travel agents. This conflict remains unresolved.
  • Extra Reward transactions are based on transaction date. Eligible transactions are retail spending and are determined by merchant codes or transaction types.
  • Supermarket and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward. Group-buy or other-organization spending is excluded except for source-listed eligible merchants.
  • Unposted, cancelled, refunded or fraudulent transactions are ineligible. The card account must remain valid.
  • Principal and related supplementary card accounts are one Eligible Account.
  • Extra Reward is credited to the principal card account on the 16th of the next calendar month.
  • The Part A exclusions apply to Extra Reward, including cash advances; statement instalments, Cash in Hand, balance transfers and fund transfers; stored-value cards or e-wallet purchases or top-ups except PayMe or Octopus Automatic Added Value Service; Cyberbanking bill payments; casino chips; fees and charges; unposted, cancelled, reserved or refunded payments; card-present transactions at merchants with physical premises, a fixed business address, or business licence in the UK or a country in or joining the EEA after 19 October 2019; and insurance premiums. Cash rebates are rounded down to the nearest Hong Kong dollar. The total Extra Reward is the sum of rebate amounts in each Designated Spending Category, rounded down to the nearest Hong Kong dollar. Rewards on a cancelled account are cancelled and cannot be refunded or transferred.
  • Extra Reward Promotional Period: 2025-01-01 – 2026-12-31

開啟優惠來源 ↗

本地交通
BEA GOAL Credit Card Local Transport 6% cash rebate
現金回贈最低消費: HK$2,000.00上限: HK$200.00 · 每月
——

Merchant eligibility cannot be established from the incomplete source list. • Limit: 200 HKD · Per Month • Limit applies to: Combined Extra Reward cash rebate per Eligible Account across designated categories • Eligibility: Phase Spend Min: 2000 • Eligible categories: 本地交通 • Monthly Basic Reward Eligible Transactions must reach HK$2,000. The amount is calculated per calendar month and based on transaction date. • Each Eligible Account has a combined HK$200 Extra Reward cash rebate limit per calendar month. • An eligible transaction earns only the highest rebate once, even if it belongs to more than one eligible spending category. • Local Transport spending includes designated local bus companies, taxi apps except Uber, and fuel stations. • Extra Reward transactions are based on transaction date. Eligible transactions are retail spending and are determined by merchant codes or transaction types. • Supermarket and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward. Group-buy or other-organization spending is excluded except for source-listed eligible merchants. • Unposted, cancelled, refunded or fraudulent transactions are ineligible. The card account must remain valid. • Principal and related supplementary card accounts are one Eligible Account. • Extra Reward is credited to the principal card account on the 16th of the next calendar month. • The Part A exclusions apply to Extra Reward, including cash advances; statement instalments, Cash in Hand, balance transfers and fund transfers; stored-value cards or e-wallet purchases or top-ups except PayMe or Octopus Automatic Added Value Service; Cyberbanking bill payments; casino chips; fees and charges; unposted, cancelled, reserved or refunded payments; card-present transactions at merchants with physical premises, a fixed business address, or business licence in the UK or a country in or joining the EEA after 19 October 2019; and insurance premiums. Cash rebates are rounded down to the nearest Hong Kong dollar. The total Extra Reward is the sum of rebate amounts in each Designated Spending Category, rounded down to the nearest Hong Kong dollar. Rewards on a cancelled account are cancelled and cannot be refunded or transferred.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 本地交通 · Type: 類別
  • 要求: Period spend ≥: HK$2,000.00
  • 優惠上限: 金額: 200 · 適用範圍: Combined Extra Reward cash rebate per Eligible Account across designated categories · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 未提供完整適用商戶名單。
  • Monthly Basic Reward Eligible Transactions must reach HK$2,000. The amount is calculated per calendar month and based on transaction date.
  • Each Eligible Account has a combined HK$200 Extra Reward cash rebate limit per calendar month.
  • An eligible transaction earns only the highest rebate once, even if it belongs to more than one eligible spending category.
  • Local Transport spending includes designated local bus companies, taxi apps except Uber, and fuel stations.
  • Extra Reward transactions are based on transaction date. Eligible transactions are retail spending and are determined by merchant codes or transaction types.
  • Supermarket and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward. Group-buy or other-organization spending is excluded except for source-listed eligible merchants.
  • Unposted, cancelled, refunded or fraudulent transactions are ineligible. The card account must remain valid.
  • Principal and related supplementary card accounts are one Eligible Account.
  • Extra Reward is credited to the principal card account on the 16th of the next calendar month.
  • The Part A exclusions apply to Extra Reward, including cash advances; statement instalments, Cash in Hand, balance transfers and fund transfers; stored-value cards or e-wallet purchases or top-ups except PayMe or Octopus Automatic Added Value Service; Cyberbanking bill payments; casino chips; fees and charges; unposted, cancelled, reserved or refunded payments; card-present transactions at merchants with physical premises, a fixed business address, or business licence in the UK or a country in or joining the EEA after 19 October 2019; and insurance premiums. Cash rebates are rounded down to the nearest Hong Kong dollar. The total Extra Reward is the sum of rebate amounts in each Designated Spending Category, rounded down to the nearest Hong Kong dollar. Rewards on a cancelled account are cancelled and cannot be refunded or transferred.
  • Extra Reward Promotional Period: 2025-01-01 – 2026-12-31

開啟優惠來源 ↗

0505/CNCBICNCBI Gba Dual Currency Credit CardCNCBI Gba Dual Currency Credit Card4%HK$40.00
CNCBI Gba Dual Currency Credit Card
05CNCBI

CNCBI Gba Dual Currency Credit Card

須符合條件

HK$40.004%
手機支付
手機支付：4% Cash Rebate
HK$40.004%
須符合條件現金回贈unionpay app上限: HK$150.00 · 每月
上限HK$40.00 / HK$150.00
計算方式
總回贈HK$40.00
  • 手機支付：4% Cash Rebate: HK$40.00
條款及細則

計算假設

  • Assumes the full reward limit is still available. 4% component on eligible RMB and UnionPay App spending; table states a HK$150 maximum per calendar month
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • The source states the 4% component; the maximum wording, combined-program limits, and exclusions remain in constraints.
  • Limit: 150 HKD · Per Month
  • Limit applies to: 4% component on eligible RMB and UnionPay App spending; table states a HK$150 maximum per calendar month
  • Application, registration or activation required. See conditions.
  • Eligibility: Payment Methods: unionpay-app
  • Eligible categories: 手機支付
  • The page gives a guide to add the card to UnionPay App before using UnionPay App spending.
  • Eligible UnionPay App Spending includes retail transactions conducted by Consumer-Presented QR code mode in UnionPay App Mobile Payment.
  • Merchant-Presented QR code mode, bill payment, service and charity payment, transportation payment, and e-commerce or online UnionPay App transactions are excluded.
  • The table lists 4% cash rebate for RMB Spending and UnionPay App Spending, with a maximum HK$150 amount per calendar month for that column.
  • The 4% component includes the Basic Cash Rebate; overlapping eligible RMB and Consumer-Presented QR spending is counted once.
  • Only the source-defined 4% component is emitted; the page's combined up-to-10% headline is not emitted as a second reward.

手機支付：4% Cash Rebate

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 手機支付 · Type: 類別
  • 要求: 付款方式: unionpay app
  • 優惠上限: 金額: 150 · 適用範圍: 4% component on eligible RMB and UnionPay App spending; table states a HK$150 maximum per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: The source states the 4% component; the maximum wording, combined program limits, and exclusions remain in constraints.
  • 須申請或登記。
  • The page gives a guide to add the card to UnionPay App before using UnionPay App spending.
  • Eligible UnionPay App Spending includes retail transactions conducted by Consumer-Presented QR code mode in UnionPay App Mobile Payment.
  • Merchant-Presented QR code mode, bill payment, service and charity payment, transportation payment, and e-commerce or online UnionPay App transactions are excluded.
  • The table lists 4% cash rebate for RMB Spending and UnionPay App Spending, with a maximum HK$150 amount per calendar month for that column.
  • The 4% component includes the Basic Cash Rebate; overlapping eligible RMB and Consumer-Presented QR spending is counted once.
  • Only the source-defined 4% component is emitted; the page's combined up-to-10% headline is not emitted as a second reward.
  • Privilege 1 promotion period; source says from now until 31 December 2026: 即日起 – 2026-12-31
其他優惠
海外簽賬
海外簽賬：10% Cash Rebate
須符合條件現金回贈上限: HK$1,000.00 · 推廣期總額
——

Category or merchant does not match. • Customer: New customer • The source states 10%; the New Cardmember rule and the HK$1,000 maximum remain in constraints. • Limit: 1000 HKD · Promotion Total • Limit applies to: Welcome 10% foreign-currency cash rebate during the first 3 months • Application, registration or activation required. See conditions. • Eligible categories: 海外簽賬 • Available to New Cardmembers who successfully apply for the CNCBI GBA Dual Currency Credit Card. • A New Cardmember is an applicant who does not currently hold and has not cancelled a principal CNCBI Credit Card in the past 12 months from the month of approval. • Eligible foreign-currency spending includes posted retail and online transactions settled in any non-Hong Kong-dollar currency, including RMB. • The Spending Period is the first 3 months starting from the card issuance month, with a maximum HK$1,000 cash rebate during that period. • The Welcome Offers section states that the cardmember must choose 1 from 2 welcome offers. • The page says that the offers are subject to applicable terms and conditions; linked documents are not used as evidence in this local-source run.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: 適用範圍: 海外簽賬 · Type: 類別
  • 優惠上限: 金額: 1000 · 適用範圍: Welcome 10% foreign currency cash rebate during the first 3 months · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: The source states 10%; the New Cardmember rule and the HK$1,000 maximum remain in constraints.
  • 須申請或登記。
  • Available to New Cardmembers who successfully apply for the CNCBI GBA Dual Currency Credit Card.
  • A New Cardmember is an applicant who does not currently hold and has not cancelled a principal CNCBI Credit Card in the past 12 months from the month of approval.
  • Eligible foreign-currency spending includes posted retail and online transactions settled in any non-Hong Kong-dollar currency, including RMB.
  • The Spending Period is the first 3 months starting from the card issuance month, with a maximum HK$1,000 cash rebate during that period.
  • The Welcome Offers section states that the cardmember must choose 1 from 2 welcome offers.
  • The page says that the offers are subject to applicable terms and conditions; linked documents are not used as evidence in this local-source run.
  • Welcome Offer promotion period; source says from now until 31 December 2026: 即日起 – 2026-12-31
其他
現金回贈：HK$600 Cash Rebate
須符合條件現金回贈最低消費: HK$6,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • This is a fixed welcome rebate; the source provides no reward-spend percentage denominator. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 6000 • Applies to all eligible spending, subject to the conditions. • Available to New Cardmembers who successfully apply for the CNCBI GBA Dual Currency Credit Card. • A New Cardmember is an applicant who does not currently hold and has not cancelled a principal CNCBI Credit Card in the past 12 months from the month of approval. • The cardmember must make retail transactions with the card and reach an accumulated HK$6,000 in the first 2 months starting from the card issuance month. • Eligible Retail Transactions include local and overseas retail spending, online retail transactions, and retail transactions incurred by mail or phone order. • The Welcome Offers section states that the cardmember must choose 1 from 2 welcome offers. • The page says that the offers are subject to applicable terms and conditions; linked documents are not used as evidence in this local-source run.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: 全部
  • 要求: Period spend ≥: HK$6,000.00
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: This is a fixed welcome rebate; the source provides no reward spend percentage denominator.
  • 須申請或登記。
  • Available to New Cardmembers who successfully apply for the CNCBI GBA Dual Currency Credit Card.
  • A New Cardmember is an applicant who does not currently hold and has not cancelled a principal CNCBI Credit Card in the past 12 months from the month of approval.
  • The cardmember must make retail transactions with the card and reach an accumulated HK$6,000 in the first 2 months starting from the card issuance month.
  • Eligible Retail Transactions include local and overseas retail spending, online retail transactions, and retail transactions incurred by mail or phone order.
  • The Welcome Offers section states that the cardmember must choose 1 from 2 welcome offers.
  • The page says that the offers are subject to applicable terms and conditions; linked documents are not used as evidence in this local-source run.
  • Welcome Offer promotion period; source says from now until 31 December 2026: 即日起 – 2026-12-31
中國內地簽賬
中國內地簽賬：4% Cash Rebate
現金回贈上限: HK$150.00 · 每月
——

Category or merchant does not match. • The source states the 4% component; the maximum wording, combined-program limits, and exclusions remain in constraints. • Limit: 150 HKD · Per Month • Limit applies to: 4% component on eligible RMB and UnionPay App spending; table states a HK$150 maximum per calendar month • Eligible categories: 中國內地簽賬 • Privilege 1 states up to 10% cash rebate on RMB Spending and a handling-fee waiver for overseas spending. • The table lists 4% cash rebate for RMB Spending and UnionPay App Spending. • Eligible RMB Spending includes retail or online retail transactions posted in Renminbi, based on the credit-card statement. • The table states a maximum extra cash rebate amount of HK$150 per calendar month for the 4% column. • The 4% component includes the Basic Cash Rebate under the CNCBI Dual Currency Credit Card Cash Rebate Rewards Program; the page states that the monthly Basic Cash Rebate is calculated on a statement-cycle basis from the combined credit limit and the Basic Cash Rebate percentage. • The Bank converts total eligible RMB and UnionPay App spending to Hong Kong dollars at CNY1 to HK$1 for the Extra Cash Rebate calculation. • If the same spending is both eligible RMB Spending and eligible UnionPay App Consumer-Presented QR spending, it is counted once under the 10% Cash Rebate Program. • Only the source-defined 4% component is emitted; the page's combined up-to-10% headline is not emitted as a second reward.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 中國內地簽賬 · Type: 類別
  • 優惠上限: 金額: 150 · 適用範圍: 4% component on eligible RMB and UnionPay App spending; table states a HK$150 maximum per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: The source states the 4% component; the maximum wording, combined program limits, and exclusions remain in constraints.
  • Privilege 1 states up to 10% cash rebate on RMB Spending and a handling-fee waiver for overseas spending.
  • The table lists 4% cash rebate for RMB Spending and UnionPay App Spending.
  • Eligible RMB Spending includes retail or online retail transactions posted in Renminbi, based on the credit-card statement.
  • The table states a maximum extra cash rebate amount of HK$150 per calendar month for the 4% column.
  • The 4% component includes the Basic Cash Rebate under the CNCBI Dual Currency Credit Card Cash Rebate Rewards Program; the page states that the monthly Basic Cash Rebate is calculated on a statement-cycle basis from the combined credit limit and the Basic Cash Rebate percentage.
  • The Bank converts total eligible RMB and UnionPay App spending to Hong Kong dollars at CNY1 to HK$1 for the Extra Cash Rebate calculation.
  • If the same spending is both eligible RMB Spending and eligible UnionPay App Consumer-Presented QR spending, it is counted once under the 10% Cash Rebate Program.
  • Only the source-defined 4% component is emitted; the page's combined up-to-10% headline is not emitted as a second reward.
  • Privilege 1 promotion period; source says from now until 31 December 2026: 即日起 – 2026-12-31
中國內地簽賬
中國內地簽賬：Extra 6% Cash Rebate
現金回贈上限: HK$250.00 · 每月
——

Category or merchant does not match. • The source states an extra 6% component; the single-spend condition, maximum wording, and exclusions remain in constraints. • Limit: 250 HKD · Per Month • Limit applies to: Extra 6% cash rebate on eligible RMB spending; table states a HK$250 maximum per calendar month • Eligible categories: 中國內地簽賬 • The extra 6% component applies to RMB Spending with a single spending amount of CNY4,000 or above. • The table states a maximum extra cash rebate amount of HK$250 per calendar month for the extra 6% column. • The RMB spending for the extra 6% cash rebate does not include all WeChat Pay, Alipay, or PayMe transactions. • Eligible RMB Spending includes retail or online retail transactions posted in Renminbi, based on the credit-card statement. • The source states a combined up-to-10% program, but only the source-defined 4% and extra 6% components are emitted as separate rewards. • If the same spending is also eligible UnionPay App Consumer-Presented QR spending, it is counted once under the 10% Cash Rebate Program.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 中國內地簽賬 · Type: 類別
  • 優惠上限: 金額: 250 · 適用範圍: Extra 6% cash rebate on eligible RMB spending; table states a HK$250 maximum per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: The source states an extra 6% component; the single spend condition, maximum wording, and exclusions remain in constraints.
  • The extra 6% component applies to RMB Spending with a single spending amount of CNY4,000 or above.
  • The table states a maximum extra cash rebate amount of HK$250 per calendar month for the extra 6% column.
  • The RMB spending for the extra 6% cash rebate does not include all WeChat Pay, Alipay, or PayMe transactions.
  • Eligible RMB Spending includes retail or online retail transactions posted in Renminbi, based on the credit-card statement.
  • The source states a combined up-to-10% program, but only the source-defined 4% and extra 6% components are emitted as separate rewards.
  • If the same spending is also eligible UnionPay App Consumer-Presented QR spending, it is counted once under the 10% Cash Rebate Program.
  • Privilege 1 promotion period; source says from now until 31 December 2026: 即日起 – 2026-12-31
酒店
Wing On Travel：5% Instant Discount
須符合條件折扣上限: HK$120.00 · 每筆交易
——

The offer is not confirmed active on the snapshot date. • The source states a 5% instant discount; the per-order cap and promotion-code limits remain in constraints. • Limit: 120 HKD · Per Transaction • Limit applies to: Instant 5% off for one hotel-booking order • Application, registration or activation required. See conditions. • Merchants: wing-on-travel • Eligible merchants: wing-on-travel • The offer applies to GBA hotel bookings through the Wing On Travel website or App. • The cardmember must redeem the offer with promotion code CNCBI120H926. • The page states a maximum HK$120 per order under the instant 5% off offer. • The page states a promotion-code valid period from 8 September 2026 10:00 a.m. to 8 October 2026 9:59 a.m.; each GBA cardmember can redeem the code once during that period. • Quota applies on a first-come-first-served basis while quota lasts. • Instant 5% off is provided by Wing On Travel and is subject to the merchant's terms; the page gives the merchant final decision for disputes.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: wing on travel · Type: 商戶
  • 優惠上限: 金額: 120 · 適用範圍: Instant 5% off for one hotel booking order · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: The source states a 5% instant discount; the per order cap and promotion code limits remain in constraints.
  • 須申請或登記。
  • The offer applies to GBA hotel bookings through the Wing On Travel website or App.
  • The cardmember must redeem the offer with promotion code CNCBI120H926.
  • The page states a maximum HK$120 per order under the instant 5% off offer.
  • The page states a promotion-code valid period from 8 September 2026 10:00 a.m. to 8 October 2026 9:59 a.m.; each GBA cardmember can redeem the code once during that period.
  • Quota applies on a first-come-first-served basis while quota lasts.
  • Instant 5% off is provided by Wing On Travel and is subject to the merchant's terms; the page gives the merchant final decision for disputes.
  • GBA hotel-booking promotion period stated in the page: 2026-01-08 – 2027-01-08
  • Promotion-code redemption period; source states 8 September 2026 10:00 a.m. to 8 October 2026 9:59 a.m.: 2026-09-08 – 2026-10-08
酒店
Wing On Travel：Up to 45% Extra Cash Rebate
須符合條件現金回贈上限: HK$360.00 · 每筆交易
——

The offer is not confirmed active on the snapshot date. • The source states up to 45%; the qualifying promotion code, quota, and per-order cap remain in constraints. • Limit: 360 HKD · Per Transaction • Limit applies to: Up to 45% cash rebate for one hotel-booking order • Application, registration or activation required. See conditions. • Merchants: wing-on-travel • Eligible merchants: wing-on-travel • The offer applies to GBA hotel bookings through the Wing On Travel website or App. • The cardmember must redeem the offer with promotion code CNCBI120H926. • The page states a maximum HK$360 per order under the up-to-45% cash rebate offer. • The page states a promotion-code valid period from 8 September 2026 10:00 a.m. to 8 October 2026 9:59 a.m.; each GBA cardmember can redeem the code once during that period. • The source states extra up to 45% cash rebate on top of the 5% instant discount. Quota applies on a first-come-first-served basis while quota lasts. • The cash rebate offer is subject to the applicable merchant and promotion terms stated on the page; linked terms are not used as evidence in this local-source run.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: wing on travel · Type: 商戶
  • 優惠上限: 金額: 360 · 適用範圍: Up to 45% cash rebate for one hotel booking order · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: The source states up to 45%; the qualifying promotion code, quota, and per order cap remain in constraints.
  • 須申請或登記。
  • The offer applies to GBA hotel bookings through the Wing On Travel website or App.
  • The cardmember must redeem the offer with promotion code CNCBI120H926.
  • The page states a maximum HK$360 per order under the up-to-45% cash rebate offer.
  • The page states a promotion-code valid period from 8 September 2026 10:00 a.m. to 8 October 2026 9:59 a.m.; each GBA cardmember can redeem the code once during that period.
  • The source states extra up to 45% cash rebate on top of the 5% instant discount. Quota applies on a first-come-first-served basis while quota lasts.
  • The cash rebate offer is subject to the applicable merchant and promotion terms stated on the page; linked terms are not used as evidence in this local-source run.
  • GBA hotel-booking promotion period stated in the page: 2026-01-08 – 2027-01-08
  • Promotion-code redemption period; source states 8 September 2026 10:00 a.m. to 8 October 2026 9:59 a.m.: 2026-09-08 – 2026-10-08
咖啡店／烘焙／甜品
Haagen Dazs等商戶：CNY10 instant discount
折扣最低消費: HK$30.00
——

Category or merchant does not match. • Threshold-equivalent calculation: CNY10 discount ÷ CNY30 minimum spend = 33.33%; the effective rate decreases when actual spend exceeds the threshold. • Minimum spend: Period: per_transaction; Spend: 30 • Merchants: haagen-dazs, naixue • Eligible merchants: haagen-dazs, naixue • The offer applies to designated spending at the named merchants in mainland China with the card during the promotion period. • Offer details are stated in RMB. • The table lists Häagen-Dazs and Naixue with CNY10 off upon CNY30 spending. • The offer is provided by UnionPay International, subject to relevant terms and conditions and quotas on a first-come-first-served basis. • The page refers to a linked UnionPay page for further details; that linked page is not used as evidence.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: haagen dazs / naixue · Type: 商戶
  • 最低要求: 期間: 每筆交易 · 消費: HK$30.00
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: Threshold equivalent calculation: CNY10 discount ÷ CNY30 minimum spend = 33.33%; the effective rate decreases when actual spend exceeds the threshold.
  • The offer applies to designated spending at the named merchants in mainland China with the card during the promotion period.
  • Offer details are stated in RMB.
  • The table lists Häagen-Dazs and Naixue with CNY10 off upon CNY30 spending.
  • The offer is provided by UnionPay International, subject to relevant terms and conditions and quotas on a first-come-first-served basis.
  • The page refers to a linked UnionPay page for further details; that linked page is not used as evidence.
  • Privilege 3 designated-merchant promotion period; source says from now to 31 December 2026: 即日起 – 2026-12-31
餐飲
Holiland等商戶：CNY30 instant discount
折扣最低消費: HK$200.00
——

Category or merchant does not match. • Threshold-equivalent calculation: CNY30 discount ÷ CNY200 minimum spend = 15%; the effective rate decreases when actual spend exceeds the threshold. • Minimum spend: Period: per_transaction; Spend: 200 • Merchants: holiland, shake-shack • Eligible merchants: holiland, shake-shack • The offer applies to designated spending at the named merchants in mainland China with the card during the promotion period. • Offer details are stated in RMB. • The table lists Holiland and Shake Shack with CNY30 off upon CNY200 spending. • The offer is provided by UnionPay International, subject to relevant terms and conditions and quotas on a first-come-first-served basis. • The page refers to a linked UnionPay page for further details; that linked page is not used as evidence.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: holiland / shake shack · Type: 商戶
  • 最低要求: 期間: 每筆交易 · 消費: HK$200.00
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: Threshold equivalent calculation: CNY30 discount ÷ CNY200 minimum spend = 15%; the effective rate decreases when actual spend exceeds the threshold.
  • The offer applies to designated spending at the named merchants in mainland China with the card during the promotion period.
  • Offer details are stated in RMB.
  • The table lists Holiland and Shake Shack with CNY30 off upon CNY200 spending.
  • The offer is provided by UnionPay International, subject to relevant terms and conditions and quotas on a first-come-first-served basis.
  • The page refers to a linked UnionPay page for further details; that linked page is not used as evidence.
  • Privilege 3 designated-merchant promotion period; source says from now to 31 December 2026: 即日起 – 2026-12-31
餐飲
Zuo Ting You Yuan等商戶：CNY50 instant discount
折扣最低消費: HK$300.00
——

Category or merchant does not match. • Threshold-equivalent calculation: CNY50 discount ÷ CNY300 minimum spend = 16.67%; the effective rate decreases when actual spend exceeds the threshold. • Minimum spend: Period: per_transaction; Spend: 300 • Merchants: zuo-ting-you-yuan, jade-garden, haidilao-hot-pot • Eligible merchants: zuo-ting-you-yuan, jade-garden, haidilao-hot-pot • The offer applies to designated spending at the named merchants in mainland China with the card during the promotion period. • Offer details are stated in RMB. • The table lists Zuo Ting You Yuan, Jade Garden, and Haidilao Hot Pot with CNY50 off upon CNY300 spending. • The offer is provided by UnionPay International, subject to relevant terms and conditions and quotas on a first-come-first-served basis. • The page refers to a linked UnionPay page for further details; that linked page is not used as evidence.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: zuo ting you yuan / jade garden / haidilao hot pot · Type: 商戶
  • 最低要求: 期間: 每筆交易 · 消費: HK$300.00
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: Threshold equivalent calculation: CNY50 discount ÷ CNY300 minimum spend = 16.67%; the effective rate decreases when actual spend exceeds the threshold.
  • The offer applies to designated spending at the named merchants in mainland China with the card during the promotion period.
  • Offer details are stated in RMB.
  • The table lists Zuo Ting You Yuan, Jade Garden, and Haidilao Hot Pot with CNY50 off upon CNY300 spending.
  • The offer is provided by UnionPay International, subject to relevant terms and conditions and quotas on a first-come-first-served basis.
  • The page refers to a linked UnionPay page for further details; that linked page is not used as evidence.
  • Privilege 3 designated-merchant promotion period; source says from now to 31 December 2026: 即日起 – 2026-12-31
本地交通
本地交通：50% OFF
折扣上限: 4 貨幣 · 每筆交易
——

Merchant eligibility cannot be established from the incomplete source list. • The source states 50% OFF; the CNY4 per-transaction maximum and city restriction remain in constraints. • Limit: 4 CNY · Per Transaction • Limit applies to: Each eligible designated metro transaction • Eligible categories: 本地交通 • The table lists 50% OFF up to CNY4 for designated metro in Beijing, Shanghai, Guangzhou, Shenzhen, Foshan, and Dongguang, as spelled in the source. • The offer applies to designated spending in mainland China with the card during the promotion period. • No complete recognizable merchant or metro-operator list is provided; no merchant id is invented. • The offer is provided by UnionPay International, subject to relevant terms and conditions and quotas on a first-come-first-served basis.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 本地交通 · Type: 類別
  • 優惠上限: 金額: 4 · 適用範圍: Each eligible designated metro transaction · Currency: CNY · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: The source states 50% OFF; the CNY4 per transaction maximum and city restriction remain in constraints.
  • 未提供完整適用商戶名單。
  • The table lists 50% OFF up to CNY4 for designated metro in Beijing, Shanghai, Guangzhou, Shenzhen, Foshan, and Dongguang, as spelled in the source.
  • The offer applies to designated spending in mainland China with the card during the promotion period.
  • No complete recognizable merchant or metro-operator list is provided; no merchant id is invented.
  • The offer is provided by UnionPay International, subject to relevant terms and conditions and quotas on a first-come-first-served basis.
  • Privilege 3 designated-metro promotion period; source says from now to 31 December 2026: 即日起 – 2026-12-31
海外簽賬
海外簽賬：No foreign currency transaction handling fee
Fee Waiver
——

Category or merchant does not match. • This is a handling-fee waiver; the source states no spending percentage. • Eligible categories: 海外簽賬 • The Privilege 1 section states that there is no foreign currency transaction handling fee with the card. • The page provides no separate validity period, numeric amount, or cap for this handling-fee waiver.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 海外簽賬 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: This is a handling fee waiver; the source states no spending percentage.
  • The Privilege 1 section states that there is no foreign currency transaction handling fee with the card.
  • The page provides no separate validity period, numeric amount, or cap for this handling-fee waiver.
0606/BEABEA I Titanium CardBEA I Titanium Card4%HK$40.00
BEA I Titanium Card
06BEA

BEA I Titanium Card

須符合條件

HK$40.004%
手機支付
i-Titanium Card mobile payment: 3.6% i-Dollar rebate
HK$36.003.6%
現金回贈mobile payment最低消費: HK$2,000.00上限: HK$300.00 · 每月
上限HK$36.00 / HK$300.00
其他
i-Titanium Card basic reward: 0.4% cash rebate
HK$4.000.4%
現金回贈student上限: HK$40.00 · 每月
上限HK$4.00 / HK$40.00
計算方式
總回贈HK$40.00
  • i-Titanium Card mobile payment: 3.6% i-Dollar rebate: HK$36.00
  • i-Titanium Card basic reward: 0.4% cash rebate: HK$4.00
條款及細則

計算假設

  • Assumes the full reward limit is still available. Combined i-Titanium Extra Reward (i-Dollar) across online-shopping and mobile-payment eligible transactions per Eligible Account
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Confirm offer eligibility: Audience: Student.
  • Assumes the full reward limit is still available. Government Department category transactions and Octopus Automatic Add Value Service reloads
  • Limit: 300 HKD · Per Month
  • Limit applies to: Combined i-Titanium Extra Reward (i-Dollar) across online-shopping and mobile-payment eligible transactions per Eligible Account
  • Eligibility: Payment Methods: mobile-payment; Phase Spend Min: 2000
  • Eligible categories: 手機支付
  • The Eligible Account must reach HK$2,000 of Basic Reward Eligible Transactions in the calendar month.
  • The offer applies to retail spending made by mobile payment. Apple Pay and Google Pay are examples, not an exhaustive list. Extra Reward transactions use transaction date.
  • The HK$300 monthly cap is shared with online-shopping Extra Reward.
  • Supermarket, travel-agency and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward.
  • Only retail transactions qualify. BEA determines eligibility by transaction type and merchant code. Cancelled, refunded, unposted or fraudulent transactions do not qualify; the account must remain valid.
  • Principal and supplementary cards share one Eligible Account. Extra Reward is credited to the principal account on the 16th of the next calendar month. Cash rebate is rounded down to the nearest Hong Kong dollar.
  • Audience: Student
  • Limit: 40 HKD · Per Month
  • Limit applies to: Government Department category transactions and Octopus Automatic Add Value Service reloads
  • Applies to all eligible spending, subject to the conditions.
  • Earn HK$1 for each accumulated HK$250 of Basic Reward Eligible Transactions in each statement cycle.
  • The HK$40 monthly cap applies to Government Department category transactions and Octopus Automatic Add Value Service reloads.
  • Basic Reward Eligible Transactions are retail spending. Exclusions include cash advances; instalments, Cash in Hand, balance transfers and fund transfers; stored-value card and e-wallet purchases or reloads except PayMe and Octopus Automatic Add Value Service; Cyberbanking bill payments; casino chips; fees and charges; cancelled, reserved, refunded, unposted or fraudulent transactions; insurance premiums; and card-present transactions at merchants in the UK or EEA.
  • Transactions are determined by post date. Cash rebate is rounded down to the nearest Hong Kong dollar.
  • Principal and supplementary cards share one Eligible Account. The reward is credited to the principal account in the next statement. The account must remain valid.
  • BEA determines eligibility by transaction type and merchant code. BEA may recover a rebate for a transaction later found ineligible.
  • Applies to all online spending all year round.
  • The source states that the combined 4% consists of the 0.4% Basic Reward and 3.6% Extra Reward; do not add a separate 4% offer.
  • Unknown: The page links to BEA Credit Cards -- Privilege Services and Spending Reward for details; the linked terms are not in the allowed HTML.
  • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.
  • Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.

i-Titanium Card mobile payment: 3.6% i-Dollar rebate

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 手機支付 · Type: 類別
  • 要求: 付款方式: mobile payment · Period spend ≥: HK$2,000.00
  • 優惠上限: 金額: 300 · 適用範圍: Combined i Titanium Extra Reward (i Dollar) across online shopping and mobile payment eligible transactions per Eligible Account · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • The Eligible Account must reach HK$2,000 of Basic Reward Eligible Transactions in the calendar month.
  • The offer applies to retail spending made by mobile payment. Apple Pay and Google Pay are examples, not an exhaustive list. Extra Reward transactions use transaction date.
  • The HK$300 monthly cap is shared with online-shopping Extra Reward.
  • Supermarket, travel-agency and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward.
  • Only retail transactions qualify. BEA determines eligibility by transaction type and merchant code. Cancelled, refunded, unposted or fraudulent transactions do not qualify; the account must remain valid.
  • Principal and supplementary cards share one Eligible Account. Extra Reward is credited to the principal account on the 16th of the next calendar month. Cash rebate is rounded down to the nearest Hong Kong dollar.
  • i-Titanium Extra Reward (i-Dollar): 2025-01-01 – 2026-12-31

i-Titanium Card basic reward: 0.4% cash rebate

  • 適用資格: 適用對象: student
  • 適用消費: Type: 全部
  • 優惠上限: 金額: 40 · 適用範圍: Government Department category transactions and Octopus Automatic Add Value Service reloads · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • Earn HK$1 for each accumulated HK$250 of Basic Reward Eligible Transactions in each statement cycle.
  • The HK$40 monthly cap applies to Government Department category transactions and Octopus Automatic Add Value Service reloads.
  • Basic Reward Eligible Transactions are retail spending. Exclusions include cash advances; instalments, Cash in Hand, balance transfers and fund transfers; stored-value card and e-wallet purchases or reloads except PayMe and Octopus Automatic Add Value Service; Cyberbanking bill payments; casino chips; fees and charges; cancelled, reserved, refunded, unposted or fraudulent transactions; insurance premiums; and card-present transactions at merchants in the UK or EEA.
  • Transactions are determined by post date. Cash rebate is rounded down to the nearest Hong Kong dollar.
  • Principal and supplementary cards share one Eligible Account. The reward is credited to the principal account in the next statement. The account must remain valid.
  • BEA determines eligibility by transaction type and merchant code. BEA may recover a rebate for a transaction later found ineligible.
  • Applies to all online spending all year round.
  • The source states that the combined 4% consists of the 0.4% Basic Reward and 3.6% Extra Reward; do not add a separate 4% offer.
  • Unknown: The page links to BEA Credit Cards -- Privilege Services and Spending Reward for details; the linked terms are not in the allowed HTML.
  • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.
  • Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.
其他優惠
其他
BEA i-Titanium Card welcome cash rebate of HK$200
須符合條件現金回贈student最低消費: HK$2,000.00
——

New-customer offers are excluded from this purchase comparison. • Audience: Student; Customer: New customer • Threshold-equivalent calculation: HK$200 ÷ HK$2,000 × 100 = 10%; no rounding was needed. The HK$2,000 minimum spend applies within 2 months from issuance. The effective rate decreases as qualifying spend exceeds HK$2,000. • Limit applies to: welcome cash rebate • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 2000 • Applies to all eligible spending, subject to the conditions. • Spend HK$2,000 or more with the new card within 2 months from card issuance. • Activate the related BEA Credit Card successfully through BEA Mobile. • Unknown: Terms and conditions apply to the welcome gifts and First Time Log In offer, but the terms are not in the allowed HTML. • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.

  • 適用資格: 適用對象: student · 客戶類別: 新客戶
  • 適用消費: Type: 全部
  • 要求: Period spend ≥: HK$2,000.00
  • 優惠上限: 適用範圍: welcome cash rebate · 期間: 未提供 · Type: 未提供
  • 百分比備註: Threshold equivalent calculation: HK$200 ÷ HK$2,000 × 100 = 10%; no rounding was needed. The HK$2,000 minimum spend applies within 2 months from issuance. The effective rate decreases as qualifying spend exceeds HK$2,000.
  • 須申請或登記。
  • Spend HK$2,000 or more with the new card within 2 months from card issuance.
  • Activate the related BEA Credit Card successfully through BEA Mobile.
  • Unknown: Terms and conditions apply to the welcome gifts and First Time Log In offer, but the terms are not in the allowed HTML.
  • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.
其他
BEA i-Titanium Card first-login rebate of HK$100
現金回贈student
——

This benefit does not apply to a purchase. • Audience: Student • Limit applies to: first-login rebate • Log in to BEA Mobile for the first time within 2 months from the card issue date. • Unknown: Terms and conditions apply to the welcome gifts and First Time Log In offer, but the terms are not in the allowed HTML.

  • 適用資格: 適用對象: student
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: first login rebate · 期間: 未提供 · Type: 未提供
  • Log in to BEA Mobile for the first time within 2 months from the card issue date.
  • Unknown: Terms and conditions apply to the welcome gifts and First Time Log In offer, but the terms are not in the allowed HTML.
其他
BEA i-Titanium Card annual fee waiver（優惠值未列明）
Fee Waiverstudent
——

This benefit does not apply to a purchase. • Audience: Student • Limit applies to: annual fee waiver • The source describes the annual fee waiver as perpetual.

  • 適用資格: 適用對象: student
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: annual fee waiver · 期間: 未提供 · Type: 未提供
  • The source describes the annual fee waiver as perpetual.
咖啡店／烘焙／甜品
BEA Days 12% mobile-payment rebate at local bakeries
須符合條件現金回贈studentmobile payment
——

Category or merchant does not match. • Audience: Student • Limit applies to: BEA Days mobile-payment rebate • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: mobile-payment • Eligible categories: 咖啡店／烘焙／甜品 • Applies to mobile payments at local bakeries. • Registration for BEA Days - mobile payment 12% rebate is required. • Unknown: The page links to more details for the BEA Days mobile-payment rebate; the linked terms are not in the allowed HTML. • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments. • Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 咖啡店／烘焙／甜品 · Type: 類別
  • 要求: 付款方式: mobile payment
  • 優惠上限: 適用範圍: BEA Days mobile payment rebate · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • Applies to mobile payments at local bakeries.
  • Registration for BEA Days - mobile payment 12% rebate is required.
  • Unknown: The page links to more details for the BEA Days mobile-payment rebate; the linked terms are not in the allowed HTML.
  • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.
  • Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.
快餐
BEA Days 12% mobile-payment rebate at fast food restaurants
須符合條件現金回贈studentmobile payment
——

Category or merchant does not match. • Audience: Student • Limit applies to: BEA Days mobile-payment rebate • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: mobile-payment • Eligible categories: 快餐 • Applies to mobile payments at fast food restaurants. • Registration for BEA Days - mobile payment 12% rebate is required. • Unknown: The page links to more details for the BEA Days mobile-payment rebate; the linked terms are not in the allowed HTML. • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments. • Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 快餐 · Type: 類別
  • 要求: 付款方式: mobile payment
  • 優惠上限: 適用範圍: BEA Days mobile payment rebate · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • Applies to mobile payments at fast food restaurants.
  • Registration for BEA Days - mobile payment 12% rebate is required.
  • Unknown: The page links to more details for the BEA Days mobile-payment rebate; the linked terms are not in the allowed HTML.
  • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.
  • Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.
咖啡店／烘焙／甜品
BEA Days 12% mobile-payment rebate at cafes
須符合條件現金回贈studentmobile payment
——

Category or merchant does not match. • Audience: Student • Limit applies to: BEA Days mobile-payment rebate • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: mobile-payment • Eligible categories: 咖啡店／烘焙／甜品 • Applies to mobile payments at cafes. • Registration for BEA Days - mobile payment 12% rebate is required. • Unknown: The page links to more details for the BEA Days mobile-payment rebate; the linked terms are not in the allowed HTML. • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments. • Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 咖啡店／烘焙／甜品 · Type: 類別
  • 要求: 付款方式: mobile payment
  • 優惠上限: 適用範圍: BEA Days mobile payment rebate · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • Applies to mobile payments at cafes.
  • Registration for BEA Days - mobile payment 12% rebate is required.
  • Unknown: The page links to more details for the BEA Days mobile-payment rebate; the linked terms are not in the allowed HTML.
  • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.
  • Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.
本地交通
BEA Days 12% mobile-payment rebate on local transport
須符合條件現金回贈studentmobile payment
——

Category or merchant does not match. • Audience: Student • Limit applies to: BEA Days mobile-payment rebate • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: mobile-payment • Eligible categories: 本地交通 • Applies to mobile payments for local transport. • Registration for BEA Days - mobile payment 12% rebate is required. • Unknown: The page links to more details for the BEA Days mobile-payment rebate; the linked terms are not in the allowed HTML. • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments. • Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 本地交通 · Type: 類別
  • 要求: 付款方式: mobile payment
  • 優惠上限: 適用範圍: BEA Days mobile payment rebate · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • Applies to mobile payments for local transport.
  • Registration for BEA Days - mobile payment 12% rebate is required.
  • Unknown: The page links to more details for the BEA Days mobile-payment rebate; the linked terms are not in the allowed HTML.
  • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.
  • Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.
百貨公司
Extra Bonus Points on department-store spending（優惠值未列明）
積分student
——

Category or merchant does not match. • Audience: Student • Limit applies to: department-store Bonus Points • Eligible categories: 百貨公司 • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments. • Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 百貨公司 · Type: 類別
  • 優惠上限: 適用範圍: department store Bonus Points · 期間: 未提供 · Type: 未提供
  • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.
  • Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.
  • Department-store transactions qualify for extra Bonus Points.: 2021-04-24 – 未提供
演唱會／票務
Priority booking for concerts（優惠值未列明）
Lifestylestudent
——

This benefit does not apply to a purchase. • Audience: Student • Limit applies to: offer benefit

  • 適用資格: 適用對象: student
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: offer benefit · 期間: 未提供 · Type: 未提供
餐飲
Dining discounts at outstanding restaurants（優惠值未列明）
折扣student
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • Limit applies to: dining discounts • Eligible categories: 餐飲 • Participating restaurants, discount values, and detailed terms are not stated in the allowed HTML.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 餐飲 · Type: 類別
  • 優惠上限: 適用範圍: dining discounts · 期間: 未提供 · Type: 未提供
  • 未提供完整適用商戶名單。
  • Participating restaurants, discount values, and detailed terms are not stated in the allowed HTML.
購物
Shopping discounts at shopping hotspots（優惠值未列明）
折扣student
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • Limit applies to: shopping discounts • Eligible categories: 購物 • Participating shops, discount values, and detailed terms are not stated in the allowed HTML.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 購物 · Type: 類別
  • 優惠上限: 適用範圍: shopping discounts · 期間: 未提供 · Type: 未提供
  • 未提供完整適用商戶名單。
  • Participating shops, discount values, and detailed terms are not stated in the allowed HTML.
網上購物
i-Titanium Card online shopping: 3.6% i-Dollar rebate
現金回贈student最低消費: HK$2,000.00上限: HK$300.00 · 每月
——

Category or merchant does not match. • Audience: Student • Limit: 300 HKD · Per Month • Limit applies to: Combined i-Titanium Extra Reward (i-Dollar) across online-shopping and mobile-payment eligible transactions per Eligible Account • Eligibility: Phase Spend Min: 2000 • Eligible categories: 網上購物 • The Eligible Account must reach HK$2,000 of Basic Reward Eligible Transactions in the calendar month. • The offer applies to online retail spending only. Extra Reward transactions use transaction date. • The HK$300 monthly cap is shared with mobile-payment Extra Reward. • Supermarket, travel-agency and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward. • Only retail transactions qualify. BEA determines eligibility by transaction type and merchant code. Cancelled, refunded, unposted or fraudulent transactions do not qualify; the account must remain valid. • Principal and supplementary cards share one Eligible Account. Extra Reward is credited to the principal account on the 16th of the next calendar month. Cash rebate is rounded down to the nearest Hong Kong dollar. • Applies to all online spending all year round. • The source states that the combined 4% consists of the 0.4% Basic Reward and 3.6% Extra Reward; do not add a separate 4% offer. • Unknown: The page links to BEA Credit Cards -- Privilege Services and Spending Reward for details; the linked terms are not in the allowed HTML. • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments. • Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 網上購物 · Type: 類別
  • 要求: Period spend ≥: HK$2,000.00
  • 優惠上限: 金額: 300 · 適用範圍: Combined i Titanium Extra Reward (i Dollar) across online shopping and mobile payment eligible transactions per Eligible Account · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • The Eligible Account must reach HK$2,000 of Basic Reward Eligible Transactions in the calendar month.
  • The offer applies to online retail spending only. Extra Reward transactions use transaction date.
  • The HK$300 monthly cap is shared with mobile-payment Extra Reward.
  • Supermarket, travel-agency and Government Department transactions, recurring transactions and autopay transactions are not eligible for Extra Reward.
  • Only retail transactions qualify. BEA determines eligibility by transaction type and merchant code. Cancelled, refunded, unposted or fraudulent transactions do not qualify; the account must remain valid.
  • Principal and supplementary cards share one Eligible Account. Extra Reward is credited to the principal account on the 16th of the next calendar month. Cash rebate is rounded down to the nearest Hong Kong dollar.
  • Applies to all online spending all year round.
  • The source states that the combined 4% consists of the 0.4% Basic Reward and 3.6% Extra Reward; do not add a separate 4% offer.
  • Unknown: The page links to BEA Credit Cards -- Privilege Services and Spending Reward for details; the linked terms are not in the allowed HTML.
  • Insurance premium transactions are not eligible for Bonus Points or Cash Rebate, except BEA FTLife Credit Card transactions for FTLife premium payments.
  • Transaction categories are determined by merchant codes issued by Mastercard Asia/Pacific.
  • i-Titanium Extra Reward (i-Dollar): 2025-01-01 – 2026-12-31
其他
i-Titanium Card interest-free period up to 56 days
Financing
——

This benefit does not apply to a purchase. • Limit applies to: not stated • No interest is charged when the full balance is paid by the due date each month. • The length of the interest-free period depends on when the purchase is made in the statement cycle.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: 未提供 · 期間: 未提供 · Type: 未提供
  • No interest is charged when the full balance is paid by the due date each month.
  • The length of the interest-free period depends on when the purchase is made in the statement cycle.
0707/BocBoc Chill Platinum MastercardBoc Chill Platinum Mastercard4%HK$40.00
Boc Chill Platinum Mastercard
07Boc

Boc Chill Platinum Mastercard

須符合條件

HK$40.004%
海外簽賬
BOC Chill Platinum Mastercard overseas and online spending extra 3.6% cash rebate
HK$36.003.6%
現金回贈上限: HK$150.00 · 每月
上限HK$36.00 / HK$150.00
其他
BOC Chill Platinum Mastercard earns 1 Gift Point per HK$1 spent
HK$4.000.4%
積分
計算方式
總回贈HK$40.00
  • BOC Chill Platinum Mastercard overseas and online spending extra 3.6% cash rebate: HK$36.00
  • BOC Chill Platinum Mastercard earns 1 Gift Point per HK$1 spent: HK$4.00
條款及細則

計算假設

  • Assumes the full reward limit is still available. Combined extra cashback for Overseas and Online Spending and Chill Merchant offers
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: 150 HKD · Per Month
  • Limit applies to: Combined extra cashback for Overseas and Online Spending and Chill Merchant offers
  • Eligible categories: 海外簽賬, 網上購物, 手機支付
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  • Cash-equivalent calculation: the source states that HK$1 spending earns 1 Gift Point and that this reward is equivalent to a 0.4% cash rebate. The source gives no further point-to-cash ratio, rounding rule, or redemption limit, so no additional conversion was inferred.
  • Limit: unlimited.
  • Limit applies to: Gift Point Rewards
  • Applies to all eligible spending, subject to the conditions.
  • 8
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BOC Chill Platinum Mastercard overseas and online spending extra 3.6% cash rebate

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 海外簽賬 / 網上購物 / 手機支付 · Type: 類別
  • 優惠上限: 金額: 150 · 適用範圍: Combined extra cashback for Overseas and Online Spending and Chill Merchant offers · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • The promotion runs until 31 December 2026, based on transaction date. Eligible overseas retail spending must be made at overseas merchants and settled in foreign currency; foreign-currency transactions settled in Hong Kong dollars are excluded. Eligible online spending may be local or overseas; the amount is the Hong Kong dollar amount posted after conversion. The 4% advertised total includes 1 Gift Point per HK$1 (stated as equivalent to 0.4% cash rebate) and this extra 3.6%; do not count 4% as another offer. Rebate is based on net spending. Eligible transactions must post within 7 days. Supplementary-card spending is combined. The account must remain valid and in good standing. E-wallets, bill payments, instalments, annual fees, finance charges, and other listed excluded transactions do not qualify. The combined extra cash rebate cap and higher-rate rule apply when a transaction also qualifies for the Chill Merchant offer. Local contactless mobile payments are also included in this Platinum 3.6% scope under the matching admin clarification.
  • Eligible transaction date: 即日起 – 2026-12-31

開啟優惠來源 ↗

BOC Chill Platinum Mastercard earns 1 Gift Point per HK$1 spent

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: Gift Point Rewards · 期間: 未提供 · Type: 無上限
  • 百分比備註: Cash equivalent calculation: the source states that HK$1 spending earns 1 Gift Point and that this reward is equivalent to a 0.4% cash rebate. The source gives no further point to cash ratio, rounding rule, or redemption limit, so no additional conversion was inferred.
  • The page states that the card earns 1 Gift Point for each HK$1 spent. The terms describe 1 Gift Point per HK$1 as equivalent to a 0.4% cash rebate. Count this shared basic reward once. The stated 4% and 8% programme totals include this reward; do not count those totals as additional offers. Full Gift Point redemption terms are linked but are not in the retained source files.

開啟優惠來源 ↗

其他優惠
其他
BOC Chill Platinum Mastercard Chill Merchant extra 7.6% cash rebate
現金回贈最低消費: HK$1,000.00上限: HK$150.00 · 每月
——

Merchant eligibility cannot be established from the incomplete source list. • Limit: 150 HKD · Per Month • Limit applies to: Combined extra cashback for Overseas and Online Spending and Chill Merchant offers • Eligibility: Phase Spend Min: 1000 • Eligible categories: 其他 • T • h • e • • p • r • o • m • o • t • i • o • n • • r • u • n • s • • u • n • t • i • l • • 3 • 1 • • D • e • c • e • m • b • e • r • • 2 • 0 • 2 • 6 • , • • b • a • s • e • d • • o • n • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • . • • I • n • • e • a • c • h • • c • a • l • e • n • d • a • r • • m • o • n • t • h • , • • t • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • a • c • c • u • m • u • l • a • t • e • • e • l • i • g • i • b • l • e • • s • p • e • n • d • i • n • g • • o • f • • H • K • $ • 1 • , • 0 • 0 • 0 • • o • r • • a • b • o • v • e • • w • i • t • h • • p • h • y • s • i • c • a • l • • c • a • r • d • s • • o • r • • m • o • b • i • l • e • • p • a • y • m • e • n • t • s • • a • t • • l • o • c • a • l • • o • r • • o • v • e • r • s • e • a • s • • p • h • y • s • i • c • a • l • • m • e • r • c • h • a • n • t • s • . • • T • h • e • • e • x • t • r • a • • 7 • . • 6 • % • • a • p • p • l • i • e • s • • t • o • • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • a • t • • s • e • l • e • c • t • e • d • • l • o • c • a • l • • a • n • d • • o • n • l • i • n • e • • C • h • i • l • l • • M • e • r • c • h • a • n • t • s • . • • T • h • e • • a • d • v • e • r • t • i • s • e • d • • 8 • % • • t • o • t • a • l • • i • n • c • l • u • d • e • s • • t • h • e • • s • e • p • a • r • a • t • e • • 1 • • G • i • f • t • • P • o • i • n • t • • p • e • r • • H • K • $ • 1 • • r • e • w • a • r • d • • ( • e • q • u • i • v • a • l • e • n • t • • t • o • • 0 • . • 4 • % • • c • a • s • h • • r • e • b • a • t • e • ) • ; • • d • o • • n • o • t • • c • o • u • n • t • • 8 • % • • a • s • • a • n • o • t • h • e • r • • o • f • f • e • r • . • • E • - • w • a • l • l • e • t • • t • r • a • n • s • a • c • t • i • o • n • s • • a • t • • d • e • s • i • g • n • a • t • e • d • • m • e • r • c • h • a • n • t • s • • a • r • e • • n • o • t • • e • l • i • g • i • b • l • e • . • • T • h • e • • C • o • m • p • a • n • y • • d • e • t • e • r • m • i • n • e • s • • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • a • n • d • • m • e • r • c • h • a • n • t • • c • o • d • e • s • . • • T • h • e • • c • o • m • p • l • e • t • e • • m • e • r • c • h • a • n • t • • l • i • s • t • • i • s • • n • o • t • • i • n • • t • h • e • • r • e • t • a • i • n • e • d • • f • i • l • e • s • . • • T • h • e • • c • o • m • b • i • n • e • d • • e • x • t • r • a • • c • a • s • h • b • a • c • k • • c • a • p • • i • s • • H • K • $ • 1 • 5 • 0 • • p • e • r • • c • a • l • e • n • d • a • r • • m • o • n • t • h • ; • • w • h • e • r • e • • b • o • t • h • • t • h • i • s • • o • f • f • e • r • • a • n • d • • t • h • e • • O • v • e • r • s • e • a • s • • a • n • d • • O • n • l • i • n • e • • o • f • f • e • r • • a • p • p • l • y • , • • t • h • e • • h • i • g • h • e • r • • r • e • b • a • t • e • • r • a • t • i • o • • i • s • • u • s • e • d • . • • G • e • n • e • r • a • l • • t • r • a • n • s • a • c • t • i • o • n • • e • x • c • l • u • s • i • o • n • s • , • • p • o • s • t • i • n • g • , • • n • e • t • - • s • p • e • n • d • , • • a • n • d • • a • c • c • o • u • n • t • - • g • o • o • d • - • s • t • a • n • d • i • n • g • • t • e • r • m • s • • a • l • s • o • • a • p • p • l • y • .

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 其他 · Type: 類別
  • 要求: Period spend ≥: HK$1,000.00
  • 優惠上限: 金額: 150 · 適用範圍: Combined extra cashback for Overseas and Online Spending and Chill Merchant offers · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 未提供完整適用商戶名單。
  • The promotion runs until 31 December 2026, based on transaction date. In each calendar month, the cardholder must accumulate eligible spending of HK$1,000 or above with physical cards or mobile payments at local or overseas physical merchants. The extra 7.6% applies to eligible transactions at selected local and online Chill Merchants. The advertised 8% total includes the separate 1 Gift Point per HK$1 reward (equivalent to 0.4% cash rebate); do not count 8% as another offer. E-wallet transactions at designated merchants are not eligible. The Company determines eligible transactions and merchant codes. The complete merchant list is not in the retained files. The combined extra cashback cap is HK$150 per calendar month; where both this offer and the Overseas and Online offer apply, the higher rebate ratio is used. General transaction exclusions, posting, net-spend, and account-good-standing terms also apply.
  • Eligible transaction date: 即日起 – 2026-12-31

開啟優惠來源 ↗

學費／課程
BOC Chill Platinum Mastercard designated tuition payments up to 4% cash rebate
現金回贈上限: HK$200.00 · 推廣期總額
——

Category or merchant does not match. • Limit: 200 HKD · Promotion Total • Limit applies to: Each Eligible Credit Card account during the Promotion Period • Merchants: The Chinese University of Hong Kong, UOW College Hong Kong, City University of Hong Kong, The University of Hong Kong, The Hang Seng University of Hong Kong, The Education University of Hong Kong, Hong Kong Shue Yan University, Hong Kong Baptist University, The Hong Kong Academy for Performing Arts, Hong Kong Chu Hai College, The Hong Kong Polytechnic University, The Hong Kong University of Science & Technology, Hong Kong Metropolitan University, Centre for Advanced and Professional Studies (Saint Francis University), Lingnan University, Vocation Training Council • Eligible merchants: the-chinese-university-of-hong-kong, uow-college-hong-kong, city-university-of-hong-kong, the-university-of-hong-kong, the-hang-seng-university-of-hong-kong, the-education-university-of-hong-kong, hong-kong-shue-yan-university, hong-kong-baptist-university, the-hong-kong-academy-for-performing-arts, hong-kong-chu-hai-college, the-hong-kong-polytechnic-university, the-hong-kong-university-of-science-and-technology, hong-kong-metropolitan-university, centre-for-advanced-and-professional-studies-saint-francis-university, lingnan-university, vocation-training-council • T • h • e • • o • f • f • e • r • • a • p • p • l • i • e • s • • t • o • • t • u • i • t • i • o • n • - • f • e • e • • p • a • y • m • e • n • t • s • • t • o • • t • h • e • • d • e • s • i • g • n • a • t • e • d • • m • e • r • c • h • a • n • t • s • • u • n • d • e • r • • b • i • l • l • • p • a • y • m • e • n • t • • t • h • r • o • u • g • h • • B • O • C • H • K • • M • o • b • i • l • e • • A • p • p • , • • P • e • r • s • o • n • a • l • • M • o • b • i • l • e • • B • a • n • k • i • n • g • , • • o • r • • I • n • t • e • r • n • e • t • • B • a • n • k • i • n • g • . • • T • h • e • • s • o • u • r • c • e • • n • a • m • e • s • • T • h • e • • C • h • i • n • e • s • e • • U • n • i • v • e • r • s • i • t • y • • o • f • • H • o • n • g • • K • o • n • g • , • • U • O • W • • C • o • l • l • e • g • e • • H • o • n • g • • K • o • n • g • , • • C • i • t • y • • U • n • i • v • e • r • s • i • t • y • • o • f • • H • o • n • g • • K • o • n • g • , • • T • h • e • • U • n • i • v • e • r • s • i • t • y • • o • f • • H • o • n • g • • K • o • n • g • , • • T • h • e • • H • a • n • g • • S • e • n • g • • U • n • i • v • e • r • s • i • t • y • • o • f • • H • o • n • g • • K • o • n • g • , • • T • h • e • • E • d • u • c • a • t • i • o • n • • U • n • i • v • e • r • s • i • t • y • • o • f • • H • o • n • g • • K • o • n • g • , • • H • o • n • g • • K • o • n • g • • S • h • u • e • • Y • a • n • • U • n • i • v • e • r • s • i • t • y • , • • H • o • n • g • • K • o • n • g • • B • a • p • t • i • s • t • • U • n • i • v • e • r • s • i • t • y • , • • T • h • e • • H • o • n • g • • K • o • n • g • • A • c • a • d • e • m • y • • f • o • r • • P • e • r • f • o • r • m • i • n • g • • A • r • t • s • , • • H • o • n • g • • K • o • n • g • • C • h • u • • H • a • i • • C • o • l • l • e • g • e • , • • T • h • e • • H • o • n • g • • K • o • n • g • • P • o • l • y • t • e • c • h • n • i • c • • U • n • i • v • e • r • s • i • t • y • , • • T • h • e • • H • o • n • g • • K • o • n • g • • U • n • i • v • e • r • s • i • t • y • • o • f • • S • c • i • e • n • c • e • • & • • T • e • c • h • n • o • l • o • g • y • , • • H • o • n • g • • K • o • n • g • • M • e • t • r • o • p • o • l • i • t • a • n • • U • n • i • v • e • r • s • i • t • y • , • • C • e • n • t • r • e • • f • o • r • • A • d • v • a • n • c • e • d • • a • n • d • • P • r • o • f • e • s • s • i • o • n • a • l • • S • t • u • d • i • e • s • • ( • S • a • i • n • t • • F • r • a • n • c • i • s • • U • n • i • v • e • r • s • i • t • y • ) • , • • L • i • n • g • n • a • n • • U • n • i • v • e • r • s • i • t • y • , • • a • n • d • • V • o • c • a • t • i • o • n • • T • r • a • i • n • i • n • g • • C • o • u • n • c • i • l • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • p • o • s • t • • b • y • • 1 • 4 • • J • a • n • u • a • r • y • • 2 • 0 • 2 • 7 • ; • • t • h • e • • r • e • b • a • t • e • • i • s • • c • r • e • d • i • t • e • d • • b • y • • 3 • 1 • • M • a • r • c • h • • 2 • 0 • 2 • 7 • . • • S • u • p • p • l • e • m • e • n • t • a • r • y • - • c • a • r • d • • t • r • a • n • s • a • c • t • i • o • n • s • • a • n • d • • t • h • e • • c • a • r • d • h • o • l • d • e • r • ' • s • • e • l • i • g • i • b • l • e • • a • c • c • o • u • n • t • s • • a • r • e • • c • o • m • b • i • n • e • d • . • • F • r • a • u • d • u • l • e • n • t • , • • u • n • a • u • t • h • o • r • i • s • e • d • , • • u • n • p • o • s • t • e • d • , • • c • a • n • c • e • l • l • e • d • , • • o • r • • r • e • f • u • n • d • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • • a • r • e • • e • x • c • l • u • d • e • d • . • • T • h • e • • s • o • u • r • c • e • • s • t • a • t • e • s • • u • p • • t • o • • 4 • % • ; • • i • t • • g • i • v • e • s • • n • o • • r • a • t • e • • t • i • e • r • s • .

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: the chinese university of hong kong / uow college hong kong / city university of hong kong / the university of hong kong / the hang seng university of hong kong / the education university of hong kong / hong kong shue yan university / hong kong baptist university / the hong kong academy for performing arts / hong kong chu hai college / the hong kong polytechnic university / the hong kong university of science and technology / hong kong metropolitan university / centre for advanced and professional studies saint francis university / lingnan university / vocation training council · Type: 商戶
  • 優惠上限: 金額: 200 · 適用範圍: Each Eligible Credit Card account during the Promotion Period · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • The offer applies to tuition-fee payments to the designated merchants under bill payment through BOCHK Mobile App, Personal Mobile Banking, or Internet Banking. The source names The Chinese University of Hong Kong, UOW College Hong Kong, City University of Hong Kong, The University of Hong Kong, The Hang Seng University of Hong Kong, The Education University of Hong Kong, Hong Kong Shue Yan University, Hong Kong Baptist University, The Hong Kong Academy for Performing Arts, Hong Kong Chu Hai College, The Hong Kong Polytechnic University, The Hong Kong University of Science & Technology, Hong Kong Metropolitan University, Centre for Advanced and Professional Studies (Saint Francis University), Lingnan University, and Vocation Training Council. Eligible transactions must post by 14 January 2027; the rebate is credited by 31 March 2027. Supplementary-card transactions and the cardholder's eligible accounts are combined. Fraudulent, unauthorised, unposted, cancelled, or refunded transactions are excluded. The source states up to 4%; it gives no rate tiers.
  • Eligible tuition-fee transaction date: 2026-07-21 – 2026-12-31

開啟優惠來源 ↗

其他
BOC Chill Platinum Mastercard cash rebate HK$300
須符合條件現金回贈最低消費: HK$3,000.00
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New-customer offers are excluded from this purchase comparison. • Customer: New customer • HK$300 ÷ HK$3000 × 100 = 10%. No rounding is required. This is the effective rate at the minimum qualifying spend; it decreases when eligible spending exceeds HK$3000 because the rebate amount is fixed. • Limit applies to: Not stated by source • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Applies to all eligible spending, subject to the conditions. • T • h • e • • w • e • l • c • o • m • e • • o • f • f • e • r • • i • s • • o • n • l • y • • f • o • r • • B • O • C • • C • h • i • l • l • • P • l • a • t • i • n • u • m • • M • a • s • t • e • r • c • a • r • d • • a • p • p • l • i • c • a • t • i • o • n • s • • a • p • p • r • o • v • e • d • • i • n • • H • o • n • g • • K • o • n • g • • d • u • r • i • n • g • • t • h • e • • P • r • o • m • o • t • i • o • n • • P • e • r • i • o • d • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • a • c • t • i • v • a • t • e • • t • h • e • • c • a • r • d • • a • n • d • • a • c • c • u • m • u • l • a • t • e • • e • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • o • f • • H • K • $ • 3 • , • 0 • 0 • 0 • • o • r • • m • o • r • e • • w • i • t • h • i • n • • t • h • e • • f • i • r • s • t • • m • o • n • t • h • • a • n • d • • f • o • l • l • o • w • i • n • g • • t • w • o • • c • a • l • e • n • d • a • r • • m • o • n • t • h • s • • o • f • • c • a • r • d • • i • s • s • u • a • n • c • e • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • i • n • c • l • u • d • e • • r • e • t • a • i • l • • s • p • e • n • d • i • n • g • • a • n • d • , • • w • h • e • r • e • • a • p • p • l • i • c • a • b • l • e • , • • m • o • b • i • l • e • • p • a • y • m • e • n • t • s • ; • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • p • o • s • t • • w • i • t • h • i • n • • 7 • • d • a • y • s • . • • S • u • p • p • l • e • m • e • n • t • a • r • y • - • c • a • r • d • • s • p • e • n • d • i • n • g • • i • s • • c • o • m • b • i • n • e • d • . • • E • x • i • s • t • i • n • g • • m • a • i • n • • c • a • r • d • h • o • l • d • e • r • s • • o • f • • B • O • C • • C • r • e • d • i • t • • C • a • r • d • • o • r • • B • O • C • • D • u • a • l • • C • u • r • r • e • n • c • y • • C • r • e • d • i • t • • C • a • r • d • , • • s • t • a • f • f • , • • a • n • d • • a • p • p • l • i • c • a • n • t • s • • w • h • o • • c • a • n • c • e • l • l • e • d • • o • r • • h • e • l • d • • t • h • e • • e • x • c • l • u • d • e • d • • c • a • r • d • s • • i • n • • t • h • e • • 1 • 2 • • m • o • n • t • h • s • • b • e • f • o • r • e • • a • p • p • l • i • c • a • t • i • o • n • • a • r • e • • n • o • t • • e • l • i • g • i • b • l • e • . • • A • d • d • i • t • i • o • n • a • l • , • • s • u • p • p • l • e • m • e • n • t • a • r • y • , • • b • u • s • i • n • e • s • s • , • • c • o • m • m • e • r • c • i • a • l • , • • v • i • r • t • u • a • l • , • • U • S • • d • o • l • l • a • r • , • • M • a • c • a • u • - • i • s • s • u • e • d • , • • a • n • d • • p • r • i • v • a • t • e • - • l • a • b • e • l • • c • a • r • d • s • • a • r • e • • e • x • c • l • u • d • e • d • . • • T • h • e • • a • c • c • o • u • n • t • • m • u • s • t • • r • e • m • a • i • n • • n • o • r • m • a • l • , • • v • a • l • i • d • , • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • . • • T • h • e • • r • e • b • a • t • e • • i • s • • c • r • e • d • i • t • e • d • • w • i • t • h • i • n • • t • h • e • • f • o • u • r • • c • a • l • e • n • d • a • r • • m • o • n • t • h • s • • a • f • t • e • r • • t • h • e • • c • a • r • d • - • i • s • s • u • a • n • c • e • • m • o • n • t • h • . • • I • f • • m • u • l • t • i • p • l • e • • c • a • r • d • s • • a • r • e • • a • p • p • r • o • v • e • d • , • • o • n • l • y • • o • n • e • • w • e • l • c • o • m • e • • g • i • f • t • • i • s • • p • r • o • v • i • d • e • d • .

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: 全部
  • 要求: Period spend ≥: HK$3,000.00
  • 優惠上限: 適用範圍: Not stated by source · 期間: 未提供 · Type: 未提供
  • 百分比備註: HK$300 ÷ HK$3000 × 100 = 10%. No rounding is required. This is the effective rate at the minimum qualifying spend; it decreases when eligible spending exceeds HK$3000 because the rebate amount is fixed.
  • 須申請或登記。
  • The welcome offer is only for BOC Chill Platinum Mastercard applications approved in Hong Kong during the Promotion Period. The cardholder must activate the card and accumulate eligible transactions of HK$3,000 or more within the first month and following two calendar months of card issuance. Eligible transactions include retail spending and, where applicable, mobile payments; transactions must post within 7 days. Supplementary-card spending is combined. Existing main cardholders of BOC Credit Card or BOC Dual Currency Credit Card, staff, and applicants who cancelled or held the excluded cards in the 12 months before application are not eligible. Additional, supplementary, business, commercial, virtual, US dollar, Macau-issued, and private-label cards are excluded. The account must remain normal, valid, and in good standing. The rebate is credited within the four calendar months after the card-issuance month. If multiple cards are approved, only one welcome gift is provided.
  • Eligible card application approval date: 即日起 – 2026-12-31

開啟優惠來源 ↗

其他
BOC Chill Platinum Mastercard extra cash rebate HK$300
須符合條件現金回贈最低消費: HK$3,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • HK$300 ÷ HK$3000 × 100 = 10%. No rounding is required. This is the effective rate at the minimum qualifying spend; it decreases when eligible spending exceeds HK$3000 because the rebate amount is fixed. • Limit applies to: Not stated by source • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Applies to all eligible spending, subject to the conditions. • T • h • i • s • • i • s • • a • n • • e • x • t • r • a • • w • e • l • c • o • m • e • • r • e • b • a • t • e • • o • n • • t • o • p • • o • f • • t • h • e • • s • e • p • a • r • a • t • e • • H • K • $ • 3 • 0 • 0 • • P • l • a • t • i • n • u • m • • w • e • l • c • o • m • e • • o • f • f • e • r • ; • • d • o • • n • o • t • • m • e • r • g • e • • t • h • e • • t • w • o • • a • m • o • u • n • t • s • • o • r • • s • t • o • r • e • • H • K • $ • 6 • 0 • 0 • • a • s • • a • n • • a • d • d • i • t • i • o • n • a • l • • o • f • f • e • r • . • • T • h • e • • a • p • p • l • i • c • a • t • i • o • n • • m • u • s • t • • b • e • • m • a • d • e • • t • h • r • o • u • g • h • • t • h • e • • d • e • s • i • g • n • a • t • e • d • • p • r • o • m • o • t • i • o • n • • l • i • n • k • , • • o • r • • b • y • • a • • f • u • l • l • - • t • i • m • e • • s • t • u • d • e • n • t • • o • f • • a • • l • o • c • a • l • • u • n • i • v • e • r • s • i • t • y • • a • t • • a • • B • a • n • k • • o • f • • C • h • i • n • a • • ( • H • o • n • g • • K • o • n • g • ) • • b • r • a • n • c • h • . • • T • h • e • • a • p • p • l • i • c • a • n • t • • m • u • s • t • • n • o • t • • h • a • v • e • • c • a • n • c • e • l • l • e • d • • o • r • • h • e • l • d • • a • • B • O • C • • C • r • e • d • i • t • • C • a • r • d • • i • n • • t • h • e • • 1 • 2 • • m • o • n • t • h • s • • b • e • f • o • r • e • • a • p • p • l • i • c • a • t • i • o • n • . • • T • h • e • • c • a • r • d • • a • p • p • l • i • c • a • t • i • o • n • • m • u • s • t • • b • e • • a • p • p • r • o • v • e • d • • d • u • r • i • n • g • • t • h • e • • P • r • o • m • o • t • i • o • n • • P • e • r • i • o • d • • a • n • d • • t • h • e • • a • p • p • l • i • c • a • n • t • • m • u • s • t • • m • e • e • t • • t • h • e • • H • K • $ • 3 • , • 0 • 0 • 0 • • s • p • e • n • d • i • n • g • • r • e • q • u • i • r • e • m • e • n • t • • f • o • r • • t • h • e • • B • O • C • • C • h • i • l • l • • P • l • a • t • i • n • u • m • • M • a • s • t • e • r • c • a • r • d • • W • e • l • c • o • m • e • • O • f • f • e • r • . • • R • e • b • a • t • e • • i • s • • c • r • e • d • i • t • e • d • • b • y • • 3 • 0 • • J • u • n • e • • 2 • 0 • 2 • 7 • . • • T • h • e • • a • c • c • o • u • n • t • • m • u • s • t • • r • e • m • a • i • n • • n • o • r • m • a • l • , • • v • a • l • i • d • , • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • . • • T • h • e • • r • e • b • a • t • e • • c • a • n • n • o • t • • b • e • • c • o • n • v • e • r • t • e • d • • t • o • • c • a • s • h • • o • r • • t • r • a • n • s • f • e • r • r • e • d • .

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: 全部
  • 要求: Period spend ≥: HK$3,000.00
  • 優惠上限: 適用範圍: Not stated by source · 期間: 未提供 · Type: 未提供
  • 百分比備註: HK$300 ÷ HK$3000 × 100 = 10%. No rounding is required. This is the effective rate at the minimum qualifying spend; it decreases when eligible spending exceeds HK$3000 because the rebate amount is fixed.
  • 須申請或登記。
  • This is an extra welcome rebate on top of the separate HK$300 Platinum welcome offer; do not merge the two amounts or store HK$600 as an additional offer. The application must be made through the designated promotion link, or by a full-time student of a local university at a Bank of China (Hong Kong) branch. The applicant must not have cancelled or held a BOC Credit Card in the 12 months before application. The card application must be approved during the Promotion Period and the applicant must meet the HK$3,000 spending requirement for the BOC Chill Platinum Mastercard Welcome Offer. Rebate is credited by 30 June 2027. The account must remain normal, valid, and in good standing. The rebate cannot be converted to cash or transferred.
  • Eligible card application approval date: 2026-07-21 – 2026-12-31

開啟優惠來源 ↗

其他
BOCHK account opening and BOC Chill Platinum Mastercard extra cash rebate HK$100
須符合條件現金回贈最低消費: HK$500.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • HK$100 ÷ HK$500 × 100 = 20%. No rounding is required. This is the effective rate at the minimum qualifying spend; it decreases when eligible spending exceeds HK$500 because the rebate amount is fixed. • Limit applies to: Not stated by source • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 500 • Applies to all eligible spending, subject to the conditions. • T • h • e • • c • u • s • t • o • m • e • r • • m • u • s • t • • b • e • • a • t • • l • e • a • s • t • • 1 • 8 • , • • o • p • e • n • • a • • n • e • w • • s • i • n • g • l • e • • B • O • C • H • K • • s • a • v • i • n • g • s • • o • r • • c • u • r • r • e • n • t • • a • c • c • o • u • n • t • , • • a • n • d • • a • p • p • l • y • • f • o • r • • t • h • e • • e • l • i • g • i • b • l • e • • c • a • r • d • • w • i • t • h • i • n • • o • n • e • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • o • f • • a • c • c • o • u • n • t • • o • p • e • n • i • n • g • . • • T • h • e • • c • u • s • t • o • m • e • r • • m • u • s • t • • b • e • • a • • n • e • w • • m • a • i • n • • B • O • C • • C • r • e • d • i • t • • C • a • r • d • • c • a • r • d • h • o • l • d • e • r • • a • n • d • • m • u • s • t • • n • o • t • • h • a • v • e • • c • a • n • c • e • l • l • e • d • • o • r • • h • e • l • d • • a • • B • O • C • • C • r • e • d • i • t • • C • a • r • d • • i • n • • t • h • e • • 1 • 2 • • m • o • n • t • h • s • • b • e • f • o • r • e • • a • p • p • l • i • c • a • t • i • o • n • . • • T • h • e • • c • a • r • d • • m • u • s • t • • b • e • • a • p • p • r • o • v • e • d • • b • y • • 3 • 1 • • J • a • n • u • a • r • y • • 2 • 0 • 2 • 7 • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • a • c • t • i • v • a • t • e • • i • t • • a • n • d • • a • c • c • u • m • u • l • a • t • e • • e • l • i • g • i • b • l • e • • s • p • e • n • d • i • n • g • • o • f • • H • K • $ • 5 • 0 • 0 • • o • r • • m • o • r • e • • w • i • t • h • i • n • • o • n • e • • m • o • n • t • h • • a • f • t • e • r • • c • a • r • d • • i • s • s • u • a • n • c • e • . • • E • l • i • g • i • b • l • e • • s • p • e • n • d • i • n • g • • i • s • • g • e • n • e • r • a • l • • r • e • t • a • i • l • • s • p • e • n • d • i • n • g • • s • u • b • j • e • c • t • • t • o • • t • h • e • • l • i • s • t • e • d • • e • x • c • l • u • s • i • o • n • s • ; • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • p • o • s • t • • w • i • t • h • i • n • • 7 • • d • a • y • s • . • • E • a • c • h • • c • a • r • d • h • o • l • d • e • r • • m • a • y • • r • e • c • e • i • v • e • • t • h • i • s • • o • f • f • e • r • • o • n • c • e • . • • T • h • e • • a • c • c • o • u • n • t • • m • u • s • t • • r • e • m • a • i • n • • n • o • r • m • a • l • , • • v • a • l • i • d • , • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • . • • I • f • • t • h • e • • c • u • s • t • o • m • e • r • • h • o • l • d • s • • m • o • r • e • • t • h • a • n • • o • n • e • • e • l • i • g • i • b • l • e • • c • a • r • d • , • • t • h • e • • r • e • w • a • r • d • • g • o • e • s • • t • o • • t • h • e • • h • i • g • h • e • s • t • - • t • i • e • r • • e • l • i • g • i • b • l • e • • c • a • r • d • ; • • B • O • C • • C • h • i • l • l • • P • l • a • t • i • n • u • m • • M • a • s • t • e • r • c • a • r • d • • i • s • • b • e • l • o • w • • B • O • C • • C • h • i • l • l • • W • o • r • l • d • • M • a • s • t • e • r • c • a • r • d • • i • n • • t • h • e • • l • i • s • t • e • d • • t • i • e • r • • o • r • d • e • r • . • • T • h • e • • o • f • f • e • r • • g • i • v • e • s • • H • K • $ • 1 • 0 • 0 • • c • a • s • h • • r • e • b • a • t • e • • t • o • • e • l • i • g • i • b • l • e • • c • a • r • d • s • • o • t • h • e • r • • t • h • a • n • • B • O • C • • C • h • e • e • r • s • • C • a • r • d • .

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: 全部
  • 要求: Period spend ≥: HK$500.00
  • 優惠上限: 適用範圍: Not stated by source · 期間: 未提供 · Type: 未提供
  • 百分比備註: HK$100 ÷ HK$500 × 100 = 20%. No rounding is required. This is the effective rate at the minimum qualifying spend; it decreases when eligible spending exceeds HK$500 because the rebate amount is fixed.
  • 須申請或登記。
  • The customer must be at least 18, open a new single BOCHK savings or current account, and apply for the eligible card within one calendar month of account opening. The customer must be a new main BOC Credit Card cardholder and must not have cancelled or held a BOC Credit Card in the 12 months before application. The card must be approved by 31 January 2027. The cardholder must activate it and accumulate eligible spending of HK$500 or more within one month after card issuance. Eligible spending is general retail spending subject to the listed exclusions; transactions must post within 7 days. Each cardholder may receive this offer once. The account must remain normal, valid, and in good standing. If the customer holds more than one eligible card, the reward goes to the highest-tier eligible card; BOC Chill Platinum Mastercard is below BOC Chill World Mastercard in the listed tier order. The offer gives HK$100 cash rebate to eligible cards other than BOC Cheers Card.
  • BOCHK account-opening period: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

借貸/分期付款
BOC Chill Easy Installment handling fee rebate（優惠值未列明）
須符合條件Fee Waiver最低消費: HK$1,000.00
——

This benefit does not apply to a purchase. • Limit applies to: Not stated by source • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1000 • T • h • e • • f • o • r • m • a • l • • t • e • r • m • s • • s • t • a • t • e • • t • h • a • t • • t • h • e • • p • r • o • m • o • t • i • o • n • • p • e • r • i • o • d • • s • t • a • r • t • s • • i • n • • t • h • e • • f • i • r • s • t • • m • o • n • t • h • • a • n • d • • f • o • l • l • o • w • i • n • g • • t • h • r • e • e • • c • a • l • e • n • d • a • r • • m • o • n • t • h • s • • o • f • • c • a • r • d • • i • s • s • u • a • n • c • e • . • • T • h • e • • p • a • g • e • • s • u • m • m • a • r • y • • s • a • y • s • • t • h • e • • f • i • r • s • t • • t • h • r • e • e • • m • o • n • t • h • s • ; • • t • h • e • • f • o • r • m • a • l • • t • e • r • m • s • • c • o • n • t • r • o • l • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • l • o • g • • i • n • • t • o • • I • n • t • e • r • n • e • t • • o • r • • m • o • b • i • l • e • • b • a • n • k • i • n • g • • a • n • d • • s • u • c • c • e • s • s • f • u • l • l • y • • a • p • p • l • y • • f • o • r • • a • • 3 • - • m • o • n • t • h • • S • t • a • t • e • m • e • n • t • • I • n • s • t • a • l • l • m • e • n • t • . • • E • l • i • g • i • b • l • e • • s • p • e • n • d • i • n • g • • i • s • • a • c • c • u • m • u • l • a • t • e • d • • s • p • e • n • d • i • n • g • • o • f • • H • K • $ • 1 • , • 0 • 0 • 0 • • o • r • • m • o • r • e • • f • r • o • m • • r • e • t • a • i • l • • s • p • e • n • d • i • n • g • , • • b • a • l • a • n • c • e • • t • r • a • n • s • f • e • r • , • • o • n • l • i • n • e • • b • i • l • l • • p • a • y • m • e • n • t • , • • a • n • d • • J • E • T • • p • a • y • m • e • n • t • • t • r • a • n • s • a • c • t • i • o • n • s • • p • o • s • t • e • d • • i • n • • t • h • e • • c • u • r • r • e • n • t • • m • o • n • t • h • l • y • • s • t • a • t • e • m • e • n • t • • a • n • d • • n • o • t • • y • e • t • • d • u • e • . • • T • h • e • • m • i • n • i • m • u • m • • i • n • s • t • a • l • l • m • e • n • t • • a • m • o • u • n • t • • i • s • • H • K • $ • 1 • , • 0 • 0 • 0 • . • • M • o • n • t • h • l • y • • h • a • n • d • l • i • n • g • • f • e • e • s • • a • n • d • / • o • r • • u • p • f • r • o • n • t • • a • d • m • i • n • i • s • t • r • a • t • i • o • n • • f • e • e • s • • d • e • p • e • n • d • • o • n • • t • h • e • • i • n • s • t • a • l • l • m • e • n • t • • a • m • o • u • n • t • , • • r • e • p • a • y • m • e • n • t • • p • e • r • i • o • d • , • • a • n • d • • a • c • c • o • u • n • t • • s • t • a • t • u • s • ; • • t • h • e • • a • m • o • u • n • t • • i • s • • s • h • o • w • n • • d • u • r • i • n • g • • a • p • p • l • i • c • a • t • i • o • n • . • • T • h • e • • f • e • e • • i • s • • d • e • d • u • c • t • e • d • • f • i • r • s • t • • a • n • d • • c • r • e • d • i • t • e • d • • b • a • c • k • • a • s • • c • a • s • h • • r • e • b • a • t • e • • w • i • t • h • i • n • • t • h • r • e • e • • m • o • n • t • h • s • . • • O • t • h • e • r • • l • i • s • t • e • d • • e • x • c • l • u • d • e • d • • i • n • s • t • a • l • l • m • e • n • t • • c • a • t • e • g • o • r • i • e • s • • a • n • d • • a • c • c • o • u • n • t • • r • e • s • t • r • i • c • t • i • o • n • s • • a • p • p • l • y • .

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 要求: Period spend ≥: HK$1,000.00
  • 優惠上限: 適用範圍: Not stated by source · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • The formal terms state that the promotion period starts in the first month and following three calendar months of card issuance. The page summary says the first three months; the formal terms control. The cardholder must log in to Internet or mobile banking and successfully apply for a 3-month Statement Installment. Eligible spending is accumulated spending of HK$1,000 or more from retail spending, balance transfer, online bill payment, and JET payment transactions posted in the current monthly statement and not yet due. The minimum installment amount is HK$1,000. Monthly handling fees and/or upfront administration fees depend on the installment amount, repayment period, and account status; the amount is shown during application. The fee is deducted first and credited back as cash rebate within three months. Other listed excluded installment categories and account restrictions apply.

開啟優惠來源 ↗

借貸/分期付款
BOC Chill Card 36-month installment option
須符合條件Financing最低消費: HK$1,000.00
——

This benefit does not apply to a purchase. • Limit applies to: Not stated by source • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 1000 • T • h • e • • p • r • o • d • u • c • t • • p • a • g • e • • s • t • a • t • e • s • • t • h • a • t • • a • • s • i • n • g • l • e • • t • r • a • n • s • a • c • t • i • o • n • • o • f • • H • K • $ • 1 • , • 0 • 0 • 0 • • o • r • • a • b • o • v • e • • c • a • n • • b • e • • c • o • n • v • e • r • t • e • d • • t • o • • a • • 3 • 6 • - • m • o • n • t • h • • i • n • s • t • a • l • l • m • e • n • t • . • • D • e • t • a • i • l • e • d • • f • e • e • s • , • • A • P • R • , • • f • u • l • l • • e • l • i • g • i • b • i • l • i • t • y • , • • a • n • d • • o • t • h • e • r • • p • l • a • n • • c • o • n • d • i • t • i • o • n • s • • a • r • e • • n • o • t • • i • n • • t • h • e • • r • e • t • a • i • n • e • d • • s • o • u • r • c • e • • f • i • l • e • s • . • • N • o • • f • e • e • • o • r • • r • a • t • e • • i • s • • i • n • f • e • r • r • e • d • .

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 最低要求: 期間: 每筆交易 · 消費: HK$1,000.00
  • 優惠上限: 適用範圍: Not stated by source · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • The product page states that a single transaction of HK$1,000 or above can be converted to a 36-month installment. Detailed fees, APR, full eligibility, and other plan conditions are not in the retained source files. No fee or rate is inferred.

開啟優惠來源 ↗

其他
BOC Chill Platinum Mastercard annual fee waiver（優惠值未列明）
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: Not stated by source • T • h • e • • p • r • o • d • u • c • t • • p • a • g • e • • s • t • a • t • e • s • • a • • p • e • r • p • e • t • u • a • l • • a • n • n • u • a • l • - • f • e • e • • w • a • i • v • e • r • • f • o • r • • m • a • i • n • • a • n • d • • a • d • d • i • t • i • o • n • a • l • • B • O • C • • C • h • i • l • l • • C • a • r • d • s • . • • I • t • • d • o • e • s • • n • o • t • • s • t • a • t • e • • t • h • e • • w • a • i • v • e • d • • a • m • o • u • n • t • s • .

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: Not stated by source · 期間: 未提供 · Type: 未提供
  • The product page states a perpetual annual-fee waiver for main and additional BOC Chill Cards. It does not state the waived amounts.

開啟優惠來源 ↗

借貸/分期付款
BOC Chill Platinum Mastercard up to 56 days interest-free repayment period
Financing
——

This benefit does not apply to a purchase. • Limit applies to: Not stated by source • T • h • e • • p • r • o • d • u • c • t • • p • a • g • e • • l • i • s • t • s • • a • n • • i • n • t • e • r • e • s • t • - • f • r • e • e • • r • e • p • a • y • m • e • n • t • • p • e • r • i • o • d • • o • f • • u • p • • t • o • • 5 • 6 • • d • a • y • s • . • • T • h • e • • K • e • y • • F • a • c • t • s • • S • t • a • t • e • m • e • n • t • • s • a • y • s • • n • o • • i • n • t • e • r • e • s • t • • i • s • • c • h • a • r • g • e • d • • w • h • e • n • • t • h • e • • b • a • l • a • n • c • e • • i • s • • p • a • i • d • • i • n • • f • u • l • l • • b • y • • t • h • e • • d • u • e • • d • a • t • e • • e • a • c • h • • m • o • n • t • h • .

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: Not stated by source · 期間: 未提供 · Type: 未提供
  • The product page lists an interest-free repayment period of up to 56 days. The Key Facts Statement says no interest is charged when the balance is paid in full by the due date each month.

開啟優惠來源 ↗

娛樂
BOC Chill Card Chill Date experience events（優惠值未列明）
Lifestyle
——

This benefit does not apply to a purchase. • Limit applies to: Not stated by source • T • h • e • • p • r • o • d • u • c • t • • p • a • g • e • • l • i • s • t • s • • C • h • i • l • l • • D • a • t • e • • E • x • p • e • r • i • e • n • c • e • • E • v • e • n • t • s • • a • n • d • • d • e • s • c • r • i • b • e • s • • a • • r • a • n • g • e • • o • f • • e • x • p • e • r • i • e • n • c • e • • e • v • e • n • t • s • . • • E • v • e • n • t • • d • a • t • e • s • , • • a • c • c • e • s • s • • r • u • l • e • s • , • • e • l • i • g • i • b • i • l • i • t • y • , • • a • n • d • • v • a • l • u • e • • a • r • e • • n • o • t • • s • t • a • t • e • d • • i • n • • t • h • e • • r • e • t • a • i • n • e • d • • s • o • u • r • c • e • • f • i • l • e • s • . • • L • i • n • k • e • d • • d • e • t • a • i • l • s • • w • e • r • e • • n • o • t • • u • s • e • d • .

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: Not stated by source · 期間: 未提供 · Type: 未提供
  • The product page lists Chill Date Experience Events and describes a range of experience events. Event dates, access rules, eligibility, and value are not stated in the retained source files. Linked details were not used.

開啟優惠來源 ↗

其他
BOC Chill Platinum Mastercard supplementary card application（優惠值未列明）
須符合條件Lifestyle
——

This benefit does not apply to a purchase. • Limit applies to: Not stated by source • Application, registration or activation required. See conditions. • T • h • e • • p • a • g • e • • s • a • y • s • • c • a • r • d • h • o • l • d • e • r • s • • c • a • n • • a • p • p • l • y • • f • o • r • • s • u • p • p • l • e • m • e • n • t • a • r • y • • c • a • r • d • s • • f • o • r • • f • a • m • i • l • y • • o • r • • o • t • h • e • r • • l • o • v • e • d • • o • n • e • s • • a • n • d • • c • a • n • • c • o • m • b • i • n • e • • s • p • e • n • d • i • n • g • • t • o • • e • a • r • n • • r • e • w • a • r • d • s • • s • o • o • n • e • r • . • • T • h • e • • r • e • t • a • i • n • e • d • • s • o • u • r • c • e • • d • o • e • s • • n • o • t • • s • t • a • t • e • • a • n • • a • p • p • l • i • c • a • t • i • o • n • • f • e • e • • o • r • • d • e • t • a • i • l • e • d • • e • l • i • g • i • b • i • l • i • t • y • • t • e • r • m • s • .

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: Not stated by source · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • The page says cardholders can apply for supplementary cards for family or other loved ones and can combine spending to earn rewards sooner. The retained source does not state an application fee or detailed eligibility terms.

開啟優惠來源 ↗

0808/WewaWewa UnionPay Diamond CardWewa UnionPay Diamond Card4%HK$40.00
Wewa UnionPay Diamond Card
08Wewa

Wewa UnionPay Diamond Card

須符合條件

HK$40.004%
手機支付
手機支付額外現金回贈 3.6%
HK$36.003.6%
須符合條件現金回贈apple pay / unionpay quickpass omycard / unionpay qr payment omycard最低消費: HK$1,500.00上限: HK$200.00 · 每月
上限HK$36.00 / HK$200.00
其他
WeWa 基本現金回贈 0.4%
HK$4.000.4%
現金回贈
計算方式
總回贈HK$40.00
  • 手機支付額外現金回贈 3.6%: HK$36.00
  • WeWa 基本現金回贈 0.4%: HK$4.00
條款及細則

計算假設

  • Assumes the full reward limit is still available. One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: 200 HKD · Per Month
  • Limit applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts.
  • Application, registration or activation required. See conditions.
  • Eligibility: Payment Methods: apple-pay; unionpay-quickpass-omycard; unionpay-qr-payment-omycard; Phase Spend Min: 1500
  • Eligible categories: 手機支付
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  • The HTML states that HKD 1 per HKD 250 is equivalent to 0.4%. The formal terms state HKD 1 per HKD 250 and pro-rata calculation below HKD 250, rounded to the nearest cent.
  • Limit: unlimited.
  • Limit applies to: WeWa Cash Rebate Program; the terms state no monthly upper limit.
  • Applies to all eligible spending, subject to the conditions.

手機支付額外現金回贈 3.6%

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 手機支付 · Type: 類別
  • 要求: 付款方式: apple pay / unionpay quickpass omycard / unionpay qr payment omycard · Period spend ≥: HK$1,500.00
  • 優惠上限: 金額: 200 · 適用範圍: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 須申請或登記。
  • This is one of three selectable Fun Categories for each WeWa Credit Card. For this UnionPay card, eligible Mobile Payment transactions use Apple Pay, UnionPay QuickPass in the OmyCard Mobile App, or UnionPay QR payment in the OmyCard Mobile App. Google Pay applies to WeWa Visa Credit Cards only. A selection from July 2025 to September 2026 carries over. If the earlier selection was Overseas Spending, Mobile Payment is set automatically as the selectable category. The cardholder may change the selection from 2026-10-02 to 2026-10-31 by calling or contacting a PrimeCredit customer service officer through PrimeCredit Chatbot. The selection cannot be changed after that period, and October 2026 rebate uses the selection at the end of that period. A person who applies for a WeWa Credit Card during the promotion must select a category on the application form; the selection cannot be changed after submission. If no category is selected, Mobile Payment is selected automatically. Applies to valid WeWa Credit Cards issued by PrimeCredit. The cardholder must have at least HKD 1,500 in Eligible Retail Transactions per calendar month across all WeWa Credit Cards. This HKD 200 cap is shared across Extra Cash Rebate from Overseas Spending and the one selected Fun Category; it is not a separate cap for each category or card. Eligible transactions must be posted within 7 days of the transaction date. They exclude Octopus Automatic Add-Value, stored-value card purchases or reloads (including Octopus top-ups), autopay, Credit-to-Cash, instalment plans, offline transactions, card charges, split transactions, fund investments, casino transactions, cash vouchers, consumer deposits, bill payments, money or electronic-money transfers, e-wallet top-ups, chargeback transactions, unposted, cancelled, returned, counterfeit, and unauthorized transactions. PrimeCredit and the relevant card associations determine eligibility and category by merchant codes or names, which may change without notice. The posted amount prevails over the authorized amount; foreign-currency transactions use the posted amount converted to HKD. PrimeCredit's records and decisions control eligibility and category, and PrimeCredit does not have to confirm eligibility before a transaction. Rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the WeWa card account with the highest eligible spend that month; spend across all WeWa cards is aggregated. All WeWa card accounts must be valid and in good standing when the rebate is credited. Cancellation forfeits uncredited rebate and the account's rebate balance. PrimeCredit may debit rebate for a cancelled or returned transaction. If a transaction falls under more than one Fun Category, PrimeCredit decides its category. Keep original receipts or official transaction records; PrimeCredit may request them or other proof in a dispute. Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. PrimeCredit may recover improperly or fraudulently obtained rebate and take legal action. PrimeCredit's records are conclusive. Communication failures that prevent category selection create no claim. PrimeCredit may amend, cancel, or end the promotion without notice; its decision in a dispute is final. The English terms prevail over the Chinese terms.
  • WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

開啟優惠來源 ↗

WeWa 基本現金回贈 0.4%

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: WeWa Cash Rebate Program; the terms state no monthly upper limit. · Currency: HKD · 期間: 每月 · Type: 無上限 · Unit: 貨幣
  • 百分比備註: The HTML states that HKD 1 per HKD 250 is equivalent to 0.4%. The formal terms state HKD 1 per HKD 250 and pro rata calculation below HKD 250, rounded to the nearest cent.
  • The generic rebate is HKD 1 per HKD 250 for each Eligible Retail Purchase Transaction. A transaction below HKD 250 receives a pro-rata rebate, rounded to the nearest cent. The program applies to valid WeWa Credit Cards. Eligible transactions include posted local and overseas retail purchases, Octopus auto-reload, and online retail purchases. Exclusions include cash advances, card charges, casino transactions, money or electronic-money transfers (including P2P and mobile, app, or electronic-transfer platforms), e-wallet reloads, cash out, cash instalments, instalment amounts, unposted, cancelled, returned, counterfeit, and unauthorized transactions. PrimeCredit and the relevant card associations determine eligible transactions by merchant code; codes may change without notice, and PrimeCredit has final discretion. Rebate is calculated by posting date and settled by statement period; it is credited on the next statement. There is no monthly upper limit. The account must be valid and in good financial standing when the rebate is credited. Account cancellation forfeits uncredited rebate and the rebate balance. PrimeCredit may debit rebate for a cancelled or returned transaction. Rebate is non-transferable, non-exchangeable, non-refundable, and cannot be exchanged for cash. PrimeCredit may recover improperly or fraudulently obtained rebate and take legal action. PrimeCredit may amend or cancel the program without notice; its decision in a dispute is final.

開啟優惠來源 ↗

其他優惠
海外簽賬
海外簽賬額外現金回贈 3.6%
現金回贈最低消費: HK$1,500.00上限: HK$200.00 · 每月
——

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. • Eligibility: Phase Spend Min: 1500 • Eligible categories: 海外簽賬 • A • p • p • l • i • e • s • • t • o • • v • a • l • i • d • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • s • • i • s • s • u • e • d • • b • y • • P • r • i • m • e • C • r • e • d • i • t • . • • O • v • e • r • s • e • a • s • • S • p • e • n • d • i • n • g • • i • s • • t • h • e • • d • e • f • a • u • l • t • • c • a • t • e • g • o • r • y • ; • • n • o • • s • e • l • e • c • t • i • o • n • • o • r • • r • e • g • i • s • t • r • a • t • i • o • n • • i • s • • r • e • q • u • i • r • e • d • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • h • a • v • e • • a • t • • l • e • a • s • t • • H • K • D • • 1 • , • 5 • 0 • 0 • • i • n • • E • l • i • g • i • b • l • e • • R • e • t • a • i • l • • T • r • a • n • s • a • c • t • i • o • n • s • • p • e • r • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • c • r • o • s • s • • a • l • l • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • s • . • • T • h • i • s • • H • K • D • • 2 • 0 • 0 • • c • a • p • • i • s • • s • h • a • r • e • d • • a • c • r • o • s • s • • E • x • t • r • a • • C • a • s • h • • R • e • b • a • t • e • • f • r • o • m • • O • v • e • r • s • e • a • s • • S • p • e • n • d • i • n • g • • a • n • d • • t • h • e • • o • n • e • • s • e • l • e • c • t • e • d • • F • u • n • • C • a • t • e • g • o • r • y • ; • • i • t • • i • s • • n • o • t • • a • • s • e • p • a • r • a • t • e • • c • a • p • • f • o • r • • e • a • c • h • • c • a • t • e • g • o • r • y • • o • r • • c • a • r • d • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • b • e • • p • o • s • t • e • d • • w • i • t • h • i • n • • 7 • • d • a • y • s • • o • f • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • . • • T • h • e • y • • e • x • c • l • u • d • e • • O • c • t • o • p • u • s • • A • u • t • o • m • a • t • i • c • • A • d • d • - • V • a • l • u • e • , • • s • t • o • r • e • d • - • v • a • l • u • e • • c • a • r • d • • p • u • r • c • h • a • s • e • s • • o • r • • r • e • l • o • a • d • s • • ( • i • n • c • l • u • d • i • n • g • • O • c • t • o • p • u • s • • t • o • p • - • u • p • s • ) • , • • a • u • t • o • p • a • y • , • • C • r • e • d • i • t • - • t • o • - • C • a • s • h • , • • i • n • s • t • a • l • m • e • n • t • • p • l • a • n • s • , • • o • f • f • l • i • n • e • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • r • d • • c • h • a • r • g • e • s • , • • s • p • l • i • t • • t • r • a • n • s • a • c • t • i • o • n • s • , • • f • u • n • d • • i • n • v • e • s • t • m • e • n • t • s • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • s • h • • v • o • u • c • h • e • r • s • , • • c • o • n • s • u • m • e • r • • d • e • p • o • s • i • t • s • , • • b • i • l • l • • p • a • y • m • e • n • t • s • , • • m • o • n • e • y • • o • r • • e • l • e • c • t • r • o • n • i • c • - • m • o • n • e • y • • t • r • a • n • s • f • e • r • s • , • • e • - • w • a • l • l • e • t • • t • o • p • - • u • p • s • , • • c • h • a • r • g • e • b • a • c • k • • t • r • a • n • s • a • c • t • i • o • n • s • , • • u • n • p • o • s • t • e • d • , • • c • a • n • c • e • l • l • e • d • , • • r • e • t • u • r • n • e • d • , • • c • o • u • n • t • e • r • f • e • i • t • , • • a • n • d • • u • n • a • u • t • h • o • r • i • z • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • . • • P • r • i • m • e • C • r • e • d • i • t • • a • n • d • • t • h • e • • r • e • l • e • v • a • n • t • • c • a • r • d • • a • s • s • o • c • i • a • t • i • o • n • s • • d • e • t • e • r • m • i • n • e • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • c • a • t • e • g • o • r • y • • b • y • • m • e • r • c • h • a • n • t • • c • o • d • e • s • • o • r • • n • a • m • e • s • , • • w • h • i • c • h • • m • a • y • • c • h • a • n • g • e • • w • i • t • h • o • u • t • • n • o • t • i • c • e • . • • T • h • e • • p • o • s • t • e • d • • a • m • o • u • n • t • • p • r • e • v • a • i • l • s • • o • v • e • r • • t • h • e • • a • u • t • h • o • r • i • z • e • d • • a • m • o • u • n • t • ; • • f • o • r • e • i • g • n • - • c • u • r • r • e • n • c • y • • t • r • a • n • s • a • c • t • i • o • n • s • • u • s • e • • t • h • e • • p • o • s • t • e • d • • a • m • o • u • n • t • • c • o • n • v • e • r • t • e • d • • t • o • • H • K • D • . • • P • r • i • m • e • C • r • e • d • i • t • ' • s • • r • e • c • o • r • d • s • • a • n • d • • d • e • c • i • s • i • o • n • s • • c • o • n • t • r • o • l • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • c • a • t • e • g • o • r • y • , • • a • n • d • • P • r • i • m • e • C • r • e • d • i • t • • d • o • e • s • • n • o • t • • h • a • v • e • • t • o • • c • o • n • f • i • r • m • • e • l • i • g • i • b • i • l • i • t • y • • b • e • f • o • r • e • • a • • t • r • a • n • s • a • c • t • i • o • n • . • • R • e • b • a • t • e • • i • s • • c • a • l • c • u • l • a • t • e • d • • b • y • • t • r • a • n • s • a • c • t • i • o • n • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • n • d • • r • o • u • n • d • e • d • • t • o • • t • w • o • • d • e • c • i • m • a • l • • p • l • a • c • e • s • . • • I • t • • i • s • • c • r • e • d • i • t • e • d • • w • i • t • h • i • n • • 3 • • m • o • n • t • h • s • • a • f • t • e • r • • m • o • n • t • h • - • e • n • d • • t • o • • t • h • e • • W • e • W • a • • c • a • r • d • • a • c • c • o • u • n • t • • w • i • t • h • • t • h • e • • h • i • g • h • e • s • t • • e • l • i • g • i • b • l • e • • s • p • e • n • d • • t • h • a • t • • m • o • n • t • h • ; • • s • p • e • n • d • • a • c • r • o • s • s • • a • l • l • • W • e • W • a • • c • a • r • d • s • • i • s • • a • g • g • r • e • g • a • t • e • d • . • • A • l • l • • W • e • W • a • • c • a • r • d • • a • c • c • o • u • n • t • s • • m • u • s • t • • b • e • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • • w • h • e • n • • t • h • e • • r • e • b • a • t • e • • i • s • • c • r • e • d • i • t • e • d • . • • C • a • n • c • e • l • l • a • t • i • o • n • • f • o • r • f • e • i • t • s • • u • n • c • r • e • d • i • t • e • d • • r • e • b • a • t • e • • a • n • d • • t • h • e • • a • c • c • o • u • n • t • ' • s • • r • e • b • a • t • e • • b • a • l • a • n • c • e • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • d • e • b • i • t • • r • e • b • a • t • e • • f • o • r • • a • • c • a • n • c • e • l • l • e • d • • o • r • • r • e • t • u • r • n • e • d • • t • r • a • n • s • a • c • t • i • o • n • . • • K • e • e • p • • o • r • i • g • i • n • a • l • • r • e • c • e • i • p • t • s • • o • r • • o • f • f • i • c • i • a • l • • t • r • a • n • s • a • c • t • i • o • n • • r • e • c • o • r • d • s • ; • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • r • e • q • u • e • s • t • • t • h • e • m • • o • r • • o • t • h • e • r • • p • r • o • o • f • • i • n • • a • • d • i • s • p • u • t • e • . • • R • e • b • a • t • e • • i • s • • n • o • n • - • t • r • a • n • s • f • e • r • a • b • l • e • , • • n • o • n • - • a • s • s • i • g • n • a • b • l • e • , • • n • o • n • - • e • x • c • h • a • n • g • e • a • b • l • e • , • • a • n • d • • c • a • n • n • o • t • • b • e • • e • x • c • h • a • n • g • e • d • • f • o • r • • c • a • s • h • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • r • e • c • o • v • e • r • • i • m • p • r • o • p • e • r • l • y • • o • r • • f • r • a • u • d • u • l • e • n • t • l • y • • o • b • t • a • i • n • e • d • • r • e • b • a • t • e • • a • n • d • • t • a • k • e • • l • e • g • a • l • • a • c • t • i • o • n • . • • P • r • i • m • e • C • r • e • d • i • t • ' • s • • r • e • c • o • r • d • s • • a • r • e • • c • o • n • c • l • u • s • i • v • e • . • • C • o • m • m • u • n • i • c • a • t • i • o • n • • f • a • i • l • u • r • e • s • • t • h • a • t • • p • r • e • v • e • n • t • • c • a • t • e • g • o • r • y • • s • e • l • e • c • t • i • o • n • • c • r • e • a • t • e • • n • o • • c • l • a • i • m • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • a • m • e • n • d • , • • c • a • n • c • e • l • , • • o • r • • e • n • d • • t • h • e • • p • r • o • m • o • t • i • o • n • • w • i • t • h • o • u • t • • n • o • t • i • c • e • ; • • i • t • s • • d • e • c • i • s • i • o • n • • i • n • • a • • d • i • s • p • u • t • e • • i • s • • f • i • n • a • l • . • • T • h • e • • E • n • g • l • i • s • h • • t • e • r • m • s • • p • r • e • v • a • i • l • • o • v • e • r • • t • h • e • • C • h • i • n • e • s • e • • t • e • r • m • s • .

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 海外簽賬 · Type: 類別
  • 要求: Period spend ≥: HK$1,500.00
  • 優惠上限: 金額: 200 · 適用範圍: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • Applies to valid WeWa Credit Cards issued by PrimeCredit. Overseas Spending is the default category; no selection or registration is required. The cardholder must have at least HKD 1,500 in Eligible Retail Transactions per calendar month across all WeWa Credit Cards. This HKD 200 cap is shared across Extra Cash Rebate from Overseas Spending and the one selected Fun Category; it is not a separate cap for each category or card. Eligible transactions must be posted within 7 days of the transaction date. They exclude Octopus Automatic Add-Value, stored-value card purchases or reloads (including Octopus top-ups), autopay, Credit-to-Cash, instalment plans, offline transactions, card charges, split transactions, fund investments, casino transactions, cash vouchers, consumer deposits, bill payments, money or electronic-money transfers, e-wallet top-ups, chargeback transactions, unposted, cancelled, returned, counterfeit, and unauthorized transactions. PrimeCredit and the relevant card associations determine eligibility and category by merchant codes or names, which may change without notice. The posted amount prevails over the authorized amount; foreign-currency transactions use the posted amount converted to HKD. PrimeCredit's records and decisions control eligibility and category, and PrimeCredit does not have to confirm eligibility before a transaction. Rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the WeWa card account with the highest eligible spend that month; spend across all WeWa cards is aggregated. All WeWa card accounts must be valid and in good standing when the rebate is credited. Cancellation forfeits uncredited rebate and the account's rebate balance. PrimeCredit may debit rebate for a cancelled or returned transaction. Keep original receipts or official transaction records; PrimeCredit may request them or other proof in a dispute. Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. PrimeCredit may recover improperly or fraudulently obtained rebate and take legal action. PrimeCredit's records are conclusive. Communication failures that prevent category selection create no claim. PrimeCredit may amend, cancel, or end the promotion without notice; its decision in a dispute is final. The English terms prevail over the Chinese terms.
  • WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

開啟優惠來源 ↗

旅遊
旅遊簽賬額外現金回贈 3.6%
須符合條件現金回贈最低消費: HK$1,500.00上限: HK$200.00 · 每月
——

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1500 • Eligible categories: 旅遊 • T • h • i • s • • i • s • • o • n • e • • o • f • • t • h • r • e • e • • s • e • l • e • c • t • a • b • l • e • • F • u • n • • C • a • t • e • g • o • r • i • e • s • • f • o • r • • e • a • c • h • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • a • r • e • • a • t • • m • e • r • c • h • a • n • t • s • • c • a • t • e • g • o • r • i • z • e • d • • b • y • • P • r • i • m • e • C • r • e • d • i • t • • o • r • • t • h • e • • r • e • l • e • v • a • n • t • • c • a • r • d • • a • s • s • o • c • i • a • t • i • o • n • • a • s • • t • r • a • v • e • l • • a • g • e • n • c • i • e • s • , • • a • i • r • l • i • n • e • s • , • • o • r • • h • o • t • e • l • s • • f • o • r • • r • o • o • m • • a • c • c • o • m • m • o • d • a • t • i • o • n • • o • n • l • y • . • • A • • s • e • l • e • c • t • i • o • n • • f • r • o • m • • J • u • l • y • • 2 • 0 • 2 • 5 • • t • o • • S • e • p • t • e • m • b • e • r • • 2 • 0 • 2 • 6 • • c • a • r • r • i • e • s • • o • v • e • r • . • • I • f • • t • h • e • • e • a • r • l • i • e • r • • s • e • l • e • c • t • i • o • n • • w • a • s • • O • v • e • r • s • e • a • s • • S • p • e • n • d • i • n • g • , • • M • o • b • i • l • e • • P • a • y • m • e • n • t • • i • s • • s • e • t • • a • u • t • o • m • a • t • i • c • a • l • l • y • • a • s • • t • h • e • • s • e • l • e • c • t • a • b • l • e • • c • a • t • e • g • o • r • y • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • a • y • • c • h • a • n • g • e • • t • h • e • • s • e • l • e • c • t • i • o • n • • f • r • o • m • • 2 • 0 • 2 • 6 • - • 1 • 0 • - • 0 • 2 • • t • o • • 2 • 0 • 2 • 6 • - • 1 • 0 • - • 3 • 1 • • b • y • • c • a • l • l • i • n • g • • o • r • • c • o • n • t • a • c • t • i • n • g • • a • • P • r • i • m • e • C • r • e • d • i • t • • c • u • s • t • o • m • e • r • • s • e • r • v • i • c • e • • o • f • f • i • c • e • r • • t • h • r • o • u • g • h • • P • r • i • m • e • C • r • e • d • i • t • • C • h • a • t • b • o • t • . • • T • h • e • • s • e • l • e • c • t • i • o • n • • c • a • n • n • o • t • • b • e • • c • h • a • n • g • e • d • • a • f • t • e • r • • t • h • a • t • • p • e • r • i • o • d • , • • a • n • d • • O • c • t • o • b • e • r • • 2 • 0 • 2 • 6 • • r • e • b • a • t • e • • u • s • e • s • • t • h • e • • s • e • l • e • c • t • i • o • n • • a • t • • t • h • e • • e • n • d • • o • f • • t • h • a • t • • p • e • r • i • o • d • . • • A • • p • e • r • s • o • n • • w • h • o • • a • p • p • l • i • e • s • • f • o • r • • a • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • • d • u • r • i • n • g • • t • h • e • • p • r • o • m • o • t • i • o • n • • m • u • s • t • • s • e • l • e • c • t • • a • • c • a • t • e • g • o • r • y • • o • n • • t • h • e • • a • p • p • l • i • c • a • t • i • o • n • • f • o • r • m • ; • • t • h • e • • s • e • l • e • c • t • i • o • n • • c • a • n • n • o • t • • b • e • • c • h • a • n • g • e • d • • a • f • t • e • r • • s • u • b • m • i • s • s • i • o • n • . • • I • f • • n • o • • c • a • t • e • g • o • r • y • • i • s • • s • e • l • e • c • t • e • d • , • • M • o • b • i • l • e • • P • a • y • m • e • n • t • • i • s • • s • e • l • e • c • t • e • d • • a • u • t • o • m • a • t • i • c • a • l • l • y • . • • A • p • p • l • i • e • s • • t • o • • v • a • l • i • d • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • s • • i • s • s • u • e • d • • b • y • • P • r • i • m • e • C • r • e • d • i • t • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • h • a • v • e • • a • t • • l • e • a • s • t • • H • K • D • • 1 • , • 5 • 0 • 0 • • i • n • • E • l • i • g • i • b • l • e • • R • e • t • a • i • l • • T • r • a • n • s • a • c • t • i • o • n • s • • p • e • r • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • c • r • o • s • s • • a • l • l • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • s • . • • T • h • i • s • • H • K • D • • 2 • 0 • 0 • • c • a • p • • i • s • • s • h • a • r • e • d • • a • c • r • o • s • s • • E • x • t • r • a • • C • a • s • h • • R • e • b • a • t • e • • f • r • o • m • • O • v • e • r • s • e • a • s • • S • p • e • n • d • i • n • g • • a • n • d • • t • h • e • • o • n • e • • s • e • l • e • c • t • e • d • • F • u • n • • C • a • t • e • g • o • r • y • ; • • i • t • • i • s • • n • o • t • • a • • s • e • p • a • r • a • t • e • • c • a • p • • f • o • r • • e • a • c • h • • c • a • t • e • g • o • r • y • • o • r • • c • a • r • d • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • b • e • • p • o • s • t • e • d • • w • i • t • h • i • n • • 7 • • d • a • y • s • • o • f • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • . • • T • h • e • y • • e • x • c • l • u • d • e • • O • c • t • o • p • u • s • • A • u • t • o • m • a • t • i • c • • A • d • d • - • V • a • l • u • e • , • • s • t • o • r • e • d • - • v • a • l • u • e • • c • a • r • d • • p • u • r • c • h • a • s • e • s • • o • r • • r • e • l • o • a • d • s • • ( • i • n • c • l • u • d • i • n • g • • O • c • t • o • p • u • s • • t • o • p • - • u • p • s • ) • , • • a • u • t • o • p • a • y • , • • C • r • e • d • i • t • - • t • o • - • C • a • s • h • , • • i • n • s • t • a • l • m • e • n • t • • p • l • a • n • s • , • • o • f • f • l • i • n • e • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • r • d • • c • h • a • r • g • e • s • , • • s • p • l • i • t • • t • r • a • n • s • a • c • t • i • o • n • s • , • • f • u • n • d • • i • n • v • e • s • t • m • e • n • t • s • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • s • h • • v • o • u • c • h • e • r • s • , • • c • o • n • s • u • m • e • r • • d • e • p • o • s • i • t • s • , • • b • i • l • l • • p • a • y • m • e • n • t • s • , • • m • o • n • e • y • • o • r • • e • l • e • c • t • r • o • n • i • c • - • m • o • n • e • y • • t • r • a • n • s • f • e • r • s • , • • e • - • w • a • l • l • e • t • • t • o • p • - • u • p • s • , • • c • h • a • r • g • e • b • a • c • k • • t • r • a • n • s • a • c • t • i • o • n • s • , • • u • n • p • o • s • t • e • d • , • • c • a • n • c • e • l • l • e • d • , • • r • e • t • u • r • n • e • d • , • • c • o • u • n • t • e • r • f • e • i • t • , • • a • n • d • • u • n • a • u • t • h • o • r • i • z • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • . • • P • r • i • m • e • C • r • e • d • i • t • • a • n • d • • t • h • e • • r • e • l • e • v • a • n • t • • c • a • r • d • • a • s • s • o • c • i • a • t • i • o • n • s • • d • e • t • e • r • m • i • n • e • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • c • a • t • e • g • o • r • y • • b • y • • m • e • r • c • h • a • n • t • • c • o • d • e • s • • o • r • • n • a • m • e • s • , • • w • h • i • c • h • • m • a • y • • c • h • a • n • g • e • • w • i • t • h • o • u • t • • n • o • t • i • c • e • . • • T • h • e • • p • o • s • t • e • d • • a • m • o • u • n • t • • p • r • e • v • a • i • l • s • • o • v • e • r • • t • h • e • • a • u • t • h • o • r • i • z • e • d • • a • m • o • u • n • t • ; • • f • o • r • e • i • g • n • - • c • u • r • r • e • n • c • y • • t • r • a • n • s • a • c • t • i • o • n • s • • u • s • e • • t • h • e • • p • o • s • t • e • d • • a • m • o • u • n • t • • c • o • n • v • e • r • t • e • d • • t • o • • H • K • D • . • • P • r • i • m • e • C • r • e • d • i • t • ' • s • • r • e • c • o • r • d • s • • a • n • d • • d • e • c • i • s • i • o • n • s • • c • o • n • t • r • o • l • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • c • a • t • e • g • o • r • y • , • • a • n • d • • P • r • i • m • e • C • r • e • d • i • t • • d • o • e • s • • n • o • t • • h • a • v • e • • t • o • • c • o • n • f • i • r • m • • e • l • i • g • i • b • i • l • i • t • y • • b • e • f • o • r • e • • a • • t • r • a • n • s • a • c • t • i • o • n • . • • R • e • b • a • t • e • • i • s • • c • a • l • c • u • l • a • t • e • d • • b • y • • t • r • a • n • s • a • c • t • i • o • n • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • n • d • • r • o • u • n • d • e • d • • t • o • • t • w • o • • d • e • c • i • m • a • l • • p • l • a • c • e • s • . • • I • t • • i • s • • c • r • e • d • i • t • e • d • • w • i • t • h • i • n • • 3 • • m • o • n • t • h • s • • a • f • t • e • r • • m • o • n • t • h • - • e • n • d • • t • o • • t • h • e • • W • e • W • a • • c • a • r • d • • a • c • c • o • u • n • t • • w • i • t • h • • t • h • e • • h • i • g • h • e • s • t • • e • l • i • g • i • b • l • e • • s • p • e • n • d • • t • h • a • t • • m • o • n • t • h • ; • • s • p • e • n • d • • a • c • r • o • s • s • • a • l • l • • W • e • W • a • • c • a • r • d • s • • i • s • • a • g • g • r • e • g • a • t • e • d • . • • A • l • l • • W • e • W • a • • c • a • r • d • • a • c • c • o • u • n • t • s • • m • u • s • t • • b • e • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • • w • h • e • n • • t • h • e • • r • e • b • a • t • e • • i • s • • c • r • e • d • i • t • e • d • . • • C • a • n • c • e • l • l • a • t • i • o • n • • f • o • r • f • e • i • t • s • • u • n • c • r • e • d • i • t • e • d • • r • e • b • a • t • e • • a • n • d • • t • h • e • • a • c • c • o • u • n • t • ' • s • • r • e • b • a • t • e • • b • a • l • a • n • c • e • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • d • e • b • i • t • • r • e • b • a • t • e • • f • o • r • • a • • c • a • n • c • e • l • l • e • d • • o • r • • r • e • t • u • r • n • e • d • • t • r • a • n • s • a • c • t • i • o • n • . • • I • f • • a • • t • r • a • n • s • a • c • t • i • o • n • • f • a • l • l • s • • u • n • d • e • r • • m • o • r • e • • t • h • a • n • • o • n • e • • F • u • n • • C • a • t • e • g • o • r • y • , • • P • r • i • m • e • C • r • e • d • i • t • • d • e • c • i • d • e • s • • i • t • s • • c • a • t • e • g • o • r • y • . • • K • e • e • p • • o • r • i • g • i • n • a • l • • r • e • c • e • i • p • t • s • • o • r • • o • f • f • i • c • i • a • l • • t • r • a • n • s • a • c • t • i • o • n • • r • e • c • o • r • d • s • ; • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • r • e • q • u • e • s • t • • t • h • e • m • • o • r • • o • t • h • e • r • • p • r • o • o • f • • i • n • • a • • d • i • s • p • u • t • e • . • • R • e • b • a • t • e • • i • s • • n • o • n • - • t • r • a • n • s • f • e • r • a • b • l • e • , • • n • o • n • - • a • s • s • i • g • n • a • b • l • e • , • • n • o • n • - • e • x • c • h • a • n • g • e • a • b • l • e • , • • a • n • d • • c • a • n • n • o • t • • b • e • • e • x • c • h • a • n • g • e • d • • f • o • r • • c • a • s • h • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • r • e • c • o • v • e • r • • i • m • p • r • o • p • e • r • l • y • • o • r • • f • r • a • u • d • u • l • e • n • t • l • y • • o • b • t • a • i • n • e • d • • r • e • b • a • t • e • • a • n • d • • t • a • k • e • • l • e • g • a • l • • a • c • t • i • o • n • . • • P • r • i • m • e • C • r • e • d • i • t • ' • s • • r • e • c • o • r • d • s • • a • r • e • • c • o • n • c • l • u • s • i • v • e • . • • C • o • m • m • u • n • i • c • a • t • i • o • n • • f • a • i • l • u • r • e • s • • t • h • a • t • • p • r • e • v • e • n • t • • c • a • t • e • g • o • r • y • • s • e • l • e • c • t • i • o • n • • c • r • e • a • t • e • • n • o • • c • l • a • i • m • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • a • m • e • n • d • , • • c • a • n • c • e • l • , • • o • r • • e • n • d • • t • h • e • • p • r • o • m • o • t • i • o • n • • w • i • t • h • o • u • t • • n • o • t • i • c • e • ; • • i • t • s • • d • e • c • i • s • i • o • n • • i • n • • a • • d • i • s • p • u • t • e • • i • s • • f • i • n • a • l • . • • T • h • e • • E • n • g • l • i • s • h • • t • e • r • m • s • • p • r • e • v • a • i • l • • o • v • e • r • • t • h • e • • C • h • i • n • e • s • e • • t • e • r • m • s • .

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 旅遊 · Type: 類別
  • 要求: Period spend ≥: HK$1,500.00
  • 優惠上限: 金額: 200 · 適用範圍: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 須申請或登記。
  • This is one of three selectable Fun Categories for each WeWa Credit Card. Eligible transactions are at merchants categorized by PrimeCredit or the relevant card association as travel agencies, airlines, or hotels for room accommodation only. A selection from July 2025 to September 2026 carries over. If the earlier selection was Overseas Spending, Mobile Payment is set automatically as the selectable category. The cardholder may change the selection from 2026-10-02 to 2026-10-31 by calling or contacting a PrimeCredit customer service officer through PrimeCredit Chatbot. The selection cannot be changed after that period, and October 2026 rebate uses the selection at the end of that period. A person who applies for a WeWa Credit Card during the promotion must select a category on the application form; the selection cannot be changed after submission. If no category is selected, Mobile Payment is selected automatically. Applies to valid WeWa Credit Cards issued by PrimeCredit. The cardholder must have at least HKD 1,500 in Eligible Retail Transactions per calendar month across all WeWa Credit Cards. This HKD 200 cap is shared across Extra Cash Rebate from Overseas Spending and the one selected Fun Category; it is not a separate cap for each category or card. Eligible transactions must be posted within 7 days of the transaction date. They exclude Octopus Automatic Add-Value, stored-value card purchases or reloads (including Octopus top-ups), autopay, Credit-to-Cash, instalment plans, offline transactions, card charges, split transactions, fund investments, casino transactions, cash vouchers, consumer deposits, bill payments, money or electronic-money transfers, e-wallet top-ups, chargeback transactions, unposted, cancelled, returned, counterfeit, and unauthorized transactions. PrimeCredit and the relevant card associations determine eligibility and category by merchant codes or names, which may change without notice. The posted amount prevails over the authorized amount; foreign-currency transactions use the posted amount converted to HKD. PrimeCredit's records and decisions control eligibility and category, and PrimeCredit does not have to confirm eligibility before a transaction. Rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the WeWa card account with the highest eligible spend that month; spend across all WeWa cards is aggregated. All WeWa card accounts must be valid and in good standing when the rebate is credited. Cancellation forfeits uncredited rebate and the account's rebate balance. PrimeCredit may debit rebate for a cancelled or returned transaction. If a transaction falls under more than one Fun Category, PrimeCredit decides its category. Keep original receipts or official transaction records; PrimeCredit may request them or other proof in a dispute. Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. PrimeCredit may recover improperly or fraudulently obtained rebate and take legal action. PrimeCredit's records are conclusive. Communication failures that prevent category selection create no claim. PrimeCredit may amend, cancel, or end the promotion without notice; its decision in a dispute is final. The English terms prevail over the Chinese terms.
  • WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

開啟優惠來源 ↗

娛樂
線上娛樂額外現金回贈 3.6%
須符合條件現金回贈最低消費: HK$1,500.00上限: HK$200.00 · 每月
——

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1500 • Eligible categories: 娛樂 • T • h • i • s • • i • s • • o • n • e • • o • f • • t • h • r • e • e • • s • e • l • e • c • t • a • b • l • e • • F • u • n • • C • a • t • e • g • o • r • i • e • s • • f • o • r • • e • a • c • h • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • . • • E • l • i • g • i • b • l • e • • m • e • r • c • h • a • n • t • s • • a • r • e • • A • p • p • l • e • • A • p • p • • S • t • o • r • e • • ( • o • n • l • y • • t • r • a • n • s • a • c • t • i • o • n • s • • w • i • t • h • • m • e • r • c • h • a • n • t • • n • a • m • e • • A • P • P • L • E • . • C • O • M • / • B • I • L • L • ) • , • • D • i • s • n • e • y • • P • L • U • S • , • • G • o • o • g • l • e • • P • l • a • y • • S • t • o • r • e • , • • J • O • O • X • , • • K • K • B • O • X • , • • M • Y • T • V • • S • U • P • E • R • , • • N • E • T • F • L • I • X • , • • N • i • n • t • e • n • d • o • , • • P • a • t • r • e • o • n • , • • P • l • a • y • S • t • a • t • i • o • n • , • • S • p • o • t • i • f • y • , • • S • T • E • A • M • , • • X • b • o • x • , • • a • n • d • • Y • o • u • T • u • b • e • , • • a • s • • d • e • t • e • r • m • i • n • e • d • • b • y • • P • r • i • m • e • C • r • e • d • i • t • • o • r • • t • h • e • • r • e • l • e • v • a • n • t • • c • a • r • d • • a • s • s • o • c • i • a • t • i • o • n • . • • A • • s • e • l • e • c • t • i • o • n • • f • r • o • m • • J • u • l • y • • 2 • 0 • 2 • 5 • • t • o • • S • e • p • t • e • m • b • e • r • • 2 • 0 • 2 • 6 • • c • a • r • r • i • e • s • • o • v • e • r • . • • I • f • • t • h • e • • e • a • r • l • i • e • r • • s • e • l • e • c • t • i • o • n • • w • a • s • • O • v • e • r • s • e • a • s • • S • p • e • n • d • i • n • g • , • • M • o • b • i • l • e • • P • a • y • m • e • n • t • • i • s • • s • e • t • • a • u • t • o • m • a • t • i • c • a • l • l • y • • a • s • • t • h • e • • s • e • l • e • c • t • a • b • l • e • • c • a • t • e • g • o • r • y • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • a • y • • c • h • a • n • g • e • • t • h • e • • s • e • l • e • c • t • i • o • n • • f • r • o • m • • 2 • 0 • 2 • 6 • - • 1 • 0 • - • 0 • 2 • • t • o • • 2 • 0 • 2 • 6 • - • 1 • 0 • - • 3 • 1 • • b • y • • c • a • l • l • i • n • g • • o • r • • c • o • n • t • a • c • t • i • n • g • • a • • P • r • i • m • e • C • r • e • d • i • t • • c • u • s • t • o • m • e • r • • s • e • r • v • i • c • e • • o • f • f • i • c • e • r • • t • h • r • o • u • g • h • • P • r • i • m • e • C • r • e • d • i • t • • C • h • a • t • b • o • t • . • • T • h • e • • s • e • l • e • c • t • i • o • n • • c • a • n • n • o • t • • b • e • • c • h • a • n • g • e • d • • a • f • t • e • r • • t • h • a • t • • p • e • r • i • o • d • , • • a • n • d • • O • c • t • o • b • e • r • • 2 • 0 • 2 • 6 • • r • e • b • a • t • e • • u • s • e • s • • t • h • e • • s • e • l • e • c • t • i • o • n • • a • t • • t • h • e • • e • n • d • • o • f • • t • h • a • t • • p • e • r • i • o • d • . • • A • • p • e • r • s • o • n • • w • h • o • • a • p • p • l • i • e • s • • f • o • r • • a • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • • d • u • r • i • n • g • • t • h • e • • p • r • o • m • o • t • i • o • n • • m • u • s • t • • s • e • l • e • c • t • • a • • c • a • t • e • g • o • r • y • • o • n • • t • h • e • • a • p • p • l • i • c • a • t • i • o • n • • f • o • r • m • ; • • t • h • e • • s • e • l • e • c • t • i • o • n • • c • a • n • n • o • t • • b • e • • c • h • a • n • g • e • d • • a • f • t • e • r • • s • u • b • m • i • s • s • i • o • n • . • • I • f • • n • o • • c • a • t • e • g • o • r • y • • i • s • • s • e • l • e • c • t • e • d • , • • M • o • b • i • l • e • • P • a • y • m • e • n • t • • i • s • • s • e • l • e • c • t • e • d • • a • u • t • o • m • a • t • i • c • a • l • l • y • . • • A • p • p • l • i • e • s • • t • o • • v • a • l • i • d • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • s • • i • s • s • u • e • d • • b • y • • P • r • i • m • e • C • r • e • d • i • t • . • • T • h • e • • c • a • r • d • h • o • l • d • e • r • • m • u • s • t • • h • a • v • e • • a • t • • l • e • a • s • t • • H • K • D • • 1 • , • 5 • 0 • 0 • • i • n • • E • l • i • g • i • b • l • e • • R • e • t • a • i • l • • T • r • a • n • s • a • c • t • i • o • n • s • • p • e • r • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • c • r • o • s • s • • a • l • l • • W • e • W • a • • C • r • e • d • i • t • • C • a • r • d • s • . • • T • h • i • s • • H • K • D • • 2 • 0 • 0 • • c • a • p • • i • s • • s • h • a • r • e • d • • a • c • r • o • s • s • • E • x • t • r • a • • C • a • s • h • • R • e • b • a • t • e • • f • r • o • m • • O • v • e • r • s • e • a • s • • S • p • e • n • d • i • n • g • • a • n • d • • t • h • e • • o • n • e • • s • e • l • e • c • t • e • d • • F • u • n • • C • a • t • e • g • o • r • y • ; • • i • t • • i • s • • n • o • t • • a • • s • e • p • a • r • a • t • e • • c • a • p • • f • o • r • • e • a • c • h • • c • a • t • e • g • o • r • y • • o • r • • c • a • r • d • . • • E • l • i • g • i • b • l • e • • t • r • a • n • s • a • c • t • i • o • n • s • • m • u • s • t • • b • e • • p • o • s • t • e • d • • w • i • t • h • i • n • • 7 • • d • a • y • s • • o • f • • t • h • e • • t • r • a • n • s • a • c • t • i • o • n • • d • a • t • e • . • • T • h • e • y • • e • x • c • l • u • d • e • • O • c • t • o • p • u • s • • A • u • t • o • m • a • t • i • c • • A • d • d • - • V • a • l • u • e • , • • s • t • o • r • e • d • - • v • a • l • u • e • • c • a • r • d • • p • u • r • c • h • a • s • e • s • • o • r • • r • e • l • o • a • d • s • • ( • i • n • c • l • u • d • i • n • g • • O • c • t • o • p • u • s • • t • o • p • - • u • p • s • ) • , • • a • u • t • o • p • a • y • , • • C • r • e • d • i • t • - • t • o • - • C • a • s • h • , • • i • n • s • t • a • l • m • e • n • t • • p • l • a • n • s • , • • o • f • f • l • i • n • e • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • r • d • • c • h • a • r • g • e • s • , • • s • p • l • i • t • • t • r • a • n • s • a • c • t • i • o • n • s • , • • f • u • n • d • • i • n • v • e • s • t • m • e • n • t • s • , • • c • a • s • i • n • o • • t • r • a • n • s • a • c • t • i • o • n • s • , • • c • a • s • h • • v • o • u • c • h • e • r • s • , • • c • o • n • s • u • m • e • r • • d • e • p • o • s • i • t • s • , • • b • i • l • l • • p • a • y • m • e • n • t • s • , • • m • o • n • e • y • • o • r • • e • l • e • c • t • r • o • n • i • c • - • m • o • n • e • y • • t • r • a • n • s • f • e • r • s • , • • e • - • w • a • l • l • e • t • • t • o • p • - • u • p • s • , • • c • h • a • r • g • e • b • a • c • k • • t • r • a • n • s • a • c • t • i • o • n • s • , • • u • n • p • o • s • t • e • d • , • • c • a • n • c • e • l • l • e • d • , • • r • e • t • u • r • n • e • d • , • • c • o • u • n • t • e • r • f • e • i • t • , • • a • n • d • • u • n • a • u • t • h • o • r • i • z • e • d • • t • r • a • n • s • a • c • t • i • o • n • s • . • • P • r • i • m • e • C • r • e • d • i • t • • a • n • d • • t • h • e • • r • e • l • e • v • a • n • t • • c • a • r • d • • a • s • s • o • c • i • a • t • i • o • n • s • • d • e • t • e • r • m • i • n • e • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • c • a • t • e • g • o • r • y • • b • y • • m • e • r • c • h • a • n • t • • c • o • d • e • s • • o • r • • n • a • m • e • s • , • • w • h • i • c • h • • m • a • y • • c • h • a • n • g • e • • w • i • t • h • o • u • t • • n • o • t • i • c • e • . • • T • h • e • • p • o • s • t • e • d • • a • m • o • u • n • t • • p • r • e • v • a • i • l • s • • o • v • e • r • • t • h • e • • a • u • t • h • o • r • i • z • e • d • • a • m • o • u • n • t • ; • • f • o • r • e • i • g • n • - • c • u • r • r • e • n • c • y • • t • r • a • n • s • a • c • t • i • o • n • s • • u • s • e • • t • h • e • • p • o • s • t • e • d • • a • m • o • u • n • t • • c • o • n • v • e • r • t • e • d • • t • o • • H • K • D • . • • P • r • i • m • e • C • r • e • d • i • t • ' • s • • r • e • c • o • r • d • s • • a • n • d • • d • e • c • i • s • i • o • n • s • • c • o • n • t • r • o • l • • e • l • i • g • i • b • i • l • i • t • y • • a • n • d • • c • a • t • e • g • o • r • y • , • • a • n • d • • P • r • i • m • e • C • r • e • d • i • t • • d • o • e • s • • n • o • t • • h • a • v • e • • t • o • • c • o • n • f • i • r • m • • e • l • i • g • i • b • i • l • i • t • y • • b • e • f • o • r • e • • a • • t • r • a • n • s • a • c • t • i • o • n • . • • R • e • b • a • t • e • • i • s • • c • a • l • c • u • l • a • t • e • d • • b • y • • t • r • a • n • s • a • c • t • i • o • n • • c • a • l • e • n • d • a • r • • m • o • n • t • h • • a • n • d • • r • o • u • n • d • e • d • • t • o • • t • w • o • • d • e • c • i • m • a • l • • p • l • a • c • e • s • . • • I • t • • i • s • • c • r • e • d • i • t • e • d • • w • i • t • h • i • n • • 3 • • m • o • n • t • h • s • • a • f • t • e • r • • m • o • n • t • h • - • e • n • d • • t • o • • t • h • e • • W • e • W • a • • c • a • r • d • • a • c • c • o • u • n • t • • w • i • t • h • • t • h • e • • h • i • g • h • e • s • t • • e • l • i • g • i • b • l • e • • s • p • e • n • d • • t • h • a • t • • m • o • n • t • h • ; • • s • p • e • n • d • • a • c • r • o • s • s • • a • l • l • • W • e • W • a • • c • a • r • d • s • • i • s • • a • g • g • r • e • g • a • t • e • d • . • • A • l • l • • W • e • W • a • • c • a • r • d • • a • c • c • o • u • n • t • s • • m • u • s • t • • b • e • • v • a • l • i • d • • a • n • d • • i • n • • g • o • o • d • • s • t • a • n • d • i • n • g • • w • h • e • n • • t • h • e • • r • e • b • a • t • e • • i • s • • c • r • e • d • i • t • e • d • . • • C • a • n • c • e • l • l • a • t • i • o • n • • f • o • r • f • e • i • t • s • • u • n • c • r • e • d • i • t • e • d • • r • e • b • a • t • e • • a • n • d • • t • h • e • • a • c • c • o • u • n • t • ' • s • • r • e • b • a • t • e • • b • a • l • a • n • c • e • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • d • e • b • i • t • • r • e • b • a • t • e • • f • o • r • • a • • c • a • n • c • e • l • l • e • d • • o • r • • r • e • t • u • r • n • e • d • • t • r • a • n • s • a • c • t • i • o • n • . • • I • f • • a • • t • r • a • n • s • a • c • t • i • o • n • • f • a • l • l • s • • u • n • d • e • r • • m • o • r • e • • t • h • a • n • • o • n • e • • F • u • n • • C • a • t • e • g • o • r • y • , • • P • r • i • m • e • C • r • e • d • i • t • • d • e • c • i • d • e • s • • i • t • s • • c • a • t • e • g • o • r • y • . • • K • e • e • p • • o • r • i • g • i • n • a • l • • r • e • c • e • i • p • t • s • • o • r • • o • f • f • i • c • i • a • l • • t • r • a • n • s • a • c • t • i • o • n • • r • e • c • o • r • d • s • ; • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • r • e • q • u • e • s • t • • t • h • e • m • • o • r • • o • t • h • e • r • • p • r • o • o • f • • i • n • • a • • d • i • s • p • u • t • e • . • • R • e • b • a • t • e • • i • s • • n • o • n • - • t • r • a • n • s • f • e • r • a • b • l • e • , • • n • o • n • - • a • s • s • i • g • n • a • b • l • e • , • • n • o • n • - • e • x • c • h • a • n • g • e • a • b • l • e • , • • a • n • d • • c • a • n • n • o • t • • b • e • • e • x • c • h • a • n • g • e • d • • f • o • r • • c • a • s • h • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • r • e • c • o • v • e • r • • i • m • p • r • o • p • e • r • l • y • • o • r • • f • r • a • u • d • u • l • e • n • t • l • y • • o • b • t • a • i • n • e • d • • r • e • b • a • t • e • • a • n • d • • t • a • k • e • • l • e • g • a • l • • a • c • t • i • o • n • . • • P • r • i • m • e • C • r • e • d • i • t • ' • s • • r • e • c • o • r • d • s • • a • r • e • • c • o • n • c • l • u • s • i • v • e • . • • C • o • m • m • u • n • i • c • a • t • i • o • n • • f • a • i • l • u • r • e • s • • t • h • a • t • • p • r • e • v • e • n • t • • c • a • t • e • g • o • r • y • • s • e • l • e • c • t • i • o • n • • c • r • e • a • t • e • • n • o • • c • l • a • i • m • . • • P • r • i • m • e • C • r • e • d • i • t • • m • a • y • • a • m • e • n • d • , • • c • a • n • c • e • l • , • • o • r • • e • n • d • • t • h • e • • p • r • o • m • o • t • i • o • n • • w • i • t • h • o • u • t • • n • o • t • i • c • e • ; • • i • t • s • • d • e • c • i • s • i • o • n • • i • n • • a • • d • i • s • p • u • t • e • • i • s • • f • i • n • a • l • . • • T • h • e • • E • n • g • l • i • s • h • • t • e • r • m • s • • p • r • e • v • a • i • l • • o • v • e • r • • t • h • e • • C • h • i • n • e • s • e • • t • e • r • m • s • .

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 娛樂 · Type: 類別
  • 要求: Period spend ≥: HK$1,500.00
  • 優惠上限: 金額: 200 · 適用範圍: One shared cap per cardholder per calendar month for Extra Cash Rebate from Overseas Spending and the one selected Fun Category, aggregated across all WeWa Credit Card accounts. · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 須申請或登記。
  • This is one of three selectable Fun Categories for each WeWa Credit Card. Eligible merchants are Apple App Store (only transactions with merchant name APPLE.COM/BILL), Disney PLUS, Google Play Store, JOOX, KKBOX, MYTV SUPER, NETFLIX, Nintendo, Patreon, PlayStation, Spotify, STEAM, Xbox, and YouTube, as determined by PrimeCredit or the relevant card association. A selection from July 2025 to September 2026 carries over. If the earlier selection was Overseas Spending, Mobile Payment is set automatically as the selectable category. The cardholder may change the selection from 2026-10-02 to 2026-10-31 by calling or contacting a PrimeCredit customer service officer through PrimeCredit Chatbot. The selection cannot be changed after that period, and October 2026 rebate uses the selection at the end of that period. A person who applies for a WeWa Credit Card during the promotion must select a category on the application form; the selection cannot be changed after submission. If no category is selected, Mobile Payment is selected automatically. Applies to valid WeWa Credit Cards issued by PrimeCredit. The cardholder must have at least HKD 1,500 in Eligible Retail Transactions per calendar month across all WeWa Credit Cards. This HKD 200 cap is shared across Extra Cash Rebate from Overseas Spending and the one selected Fun Category; it is not a separate cap for each category or card. Eligible transactions must be posted within 7 days of the transaction date. They exclude Octopus Automatic Add-Value, stored-value card purchases or reloads (including Octopus top-ups), autopay, Credit-to-Cash, instalment plans, offline transactions, card charges, split transactions, fund investments, casino transactions, cash vouchers, consumer deposits, bill payments, money or electronic-money transfers, e-wallet top-ups, chargeback transactions, unposted, cancelled, returned, counterfeit, and unauthorized transactions. PrimeCredit and the relevant card associations determine eligibility and category by merchant codes or names, which may change without notice. The posted amount prevails over the authorized amount; foreign-currency transactions use the posted amount converted to HKD. PrimeCredit's records and decisions control eligibility and category, and PrimeCredit does not have to confirm eligibility before a transaction. Rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the WeWa card account with the highest eligible spend that month; spend across all WeWa cards is aggregated. All WeWa card accounts must be valid and in good standing when the rebate is credited. Cancellation forfeits uncredited rebate and the account's rebate balance. PrimeCredit may debit rebate for a cancelled or returned transaction. If a transaction falls under more than one Fun Category, PrimeCredit decides its category. Keep original receipts or official transaction records; PrimeCredit may request them or other proof in a dispute. Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. PrimeCredit may recover improperly or fraudulently obtained rebate and take legal action. PrimeCredit's records are conclusive. Communication failures that prevent category selection create no claim. PrimeCredit may amend, cancel, or end the promotion without notice; its decision in a dispute is final. The English terms prevail over the Chinese terms.
  • WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

開啟優惠來源 ↗

0909/WewaWewa Visa Signature CardWewa Visa Signature Card4%HK$40.00
Wewa Visa Signature Card
09Wewa

Wewa Visa Signature Card

須符合條件

HK$40.004%
手機支付
Mobile Payment: 3.6% Extra Cash Rebate
HK$36.003.6%
須符合條件現金回贈最低消費: HK$1,500.00上限: HK$200.00 · 每月
上限HK$36.00 / HK$200.00
其他
WeWa Cash Rebate Program: 0.4% basic cash rebate
HK$4.000.4%
現金回贈
計算方式
總回贈HK$40.00
  • Mobile Payment: 3.6% Extra Cash Rebate: HK$36.00
  • WeWa Cash Rebate Program: 0.4% basic cash rebate: HK$4.00
條款及細則

計算假設

  • Assumes the full reward limit is still available. Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: 200 HKD · Per Month
  • Limit applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder
  • Application, registration or activation required. See conditions.
  • Eligibility: Phase Spend Min: 1500
  • Eligible categories: 手機支付
  • Applies only to valid WeWa Credit Cards issued by PrimeCredit.
  • Promotion period: 2026-10-01 through 2027-09-30, inclusive.
  • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month.
  • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period.
  • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment.
  • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions.
  • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions.
  • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance.
  • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount.
  • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category.
  • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash.
  • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute.
  • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice.
  • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records.
  • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection.
  • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it.
  • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version.
  • For this WeWa Visa card, Mobile Payment includes eligible transactions made via Apple Pay or Google Pay.
  • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward.
  • HTML says Mobile Payment includes Apple Pay, Google Pay (Visa only), and OmyCard App QR payments.
  • Limit: unlimited.
  • Limit applies to: Generic Cash Rebate awarded each month
  • Applies to all eligible spending, subject to the conditions.
  • Applies to valid WeWa Credit Card holders.
  • The Generic Cash Rebate is HKD 1 for each HKD 250 Eligible Retail Purchase Transaction. Transactions below HKD 250 earn a pro-rata rebate, rounded to the nearest cent. PrimeCredit may change the rate with prior notice.
  • Eligible amounts include posted local and overseas retail purchases, Octopus automatic reloads, and online retail purchases. Exclusions include cash advances; card fees and charges; casino transactions; money or e-money transfers, including P2P services; e-wallet reloads; cash-out; cash instalments and instalments; unposted, cancelled, returned, counterfeit, and unauthorised transactions.
  • PrimeCredit and related card-association merchant codes determine eligible purchases and may change without notice. PrimeCredit has final discretion; its records control.
  • The rebate is calculated by transaction posting date and settled each monthly statement period. It is credited to the related WeWa card account on the next statement date. There is no monthly upper limit.
  • If a transaction used for an awarded rebate is refunded or cancelled, PrimeCredit may debit the rebate value without notice.
  • The WeWa card account must be valid and in good financial standing at crediting. If it is closed, existing and uncredited rebate is forfeited.
  • The rebate is non-transferable, non-exchangeable, non-refundable, and cannot be exchanged for cash.
  • PrimeCredit may debit rebates obtained through invalid, corrupt, or fraudulent means without notice and may take legal action. It may amend or cancel the program without notice; its decision on disputes is final.
  • 頁面列明每HK$250簽賬可獲HK$1基本現金回贈，相當於0.4%。
  • 此回贈適用於其他簽賬類別。
  • The HTML summary describes 0.4% basic cashback under other spending categories. The formal Generic Cash Rebate terms apply HKD 1 per HKD 250, pro rata, to all eligible purchases; the 0.4% basic rebate combines with the 3.6% extra rebate to produce the advertised up-to-4% total.

Mobile Payment: 3.6% Extra Cash Rebate

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 手機支付 · Type: 類別
  • 要求: Period spend ≥: HK$1,500.00
  • 優惠上限: 金額: 200 · 適用範圍: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 須申請或登記。
  • Applies only to valid WeWa Credit Cards issued by PrimeCredit.
  • Promotion period: 2026-10-01 through 2027-09-30, inclusive.
  • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month.
  • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period.
  • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment.
  • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions.
  • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions.
  • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance.
  • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount.
  • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category.
  • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash.
  • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute.
  • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice.
  • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records.
  • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection.
  • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it.
  • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version.
  • For this WeWa Visa card, Mobile Payment includes eligible transactions made via Apple Pay or Google Pay.
  • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward.
  • HTML says Mobile Payment includes Apple Pay, Google Pay (Visa only), and OmyCard App QR payments.
  • WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

開啟優惠來源 ↗

WeWa Cash Rebate Program: 0.4% basic cash rebate

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: Generic Cash Rebate awarded each month · 期間: 每月 · Type: 無上限
  • Applies to valid WeWa Credit Card holders.
  • The Generic Cash Rebate is HKD 1 for each HKD 250 Eligible Retail Purchase Transaction. Transactions below HKD 250 earn a pro-rata rebate, rounded to the nearest cent. PrimeCredit may change the rate with prior notice.
  • Eligible amounts include posted local and overseas retail purchases, Octopus automatic reloads, and online retail purchases. Exclusions include cash advances; card fees and charges; casino transactions; money or e-money transfers, including P2P services; e-wallet reloads; cash-out; cash instalments and instalments; unposted, cancelled, returned, counterfeit, and unauthorised transactions.
  • PrimeCredit and related card-association merchant codes determine eligible purchases and may change without notice. PrimeCredit has final discretion; its records control.
  • The rebate is calculated by transaction posting date and settled each monthly statement period. It is credited to the related WeWa card account on the next statement date. There is no monthly upper limit.
  • If a transaction used for an awarded rebate is refunded or cancelled, PrimeCredit may debit the rebate value without notice.
  • The WeWa card account must be valid and in good financial standing at crediting. If it is closed, existing and uncredited rebate is forfeited.
  • The rebate is non-transferable, non-exchangeable, non-refundable, and cannot be exchanged for cash.
  • PrimeCredit may debit rebates obtained through invalid, corrupt, or fraudulent means without notice and may take legal action. It may amend or cancel the program without notice; its decision on disputes is final.
  • 頁面列明每HK$250簽賬可獲HK$1基本現金回贈，相當於0.4%。
  • 此回贈適用於其他簽賬類別。
  • The HTML summary describes 0.4% basic cashback under other spending categories. The formal Generic Cash Rebate terms apply HKD 1 per HKD 250, pro rata, to all eligible purchases; the 0.4% basic rebate combines with the 3.6% extra rebate to produce the advertised up-to-4% total.

開啟優惠來源 ↗

其他優惠
海外簽賬
Overseas Spending: 3.6% Extra Cash Rebate
現金回贈最低消費: HK$1,500.00上限: HK$200.00 · 每月
——

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder • Eligibility: Phase Spend Min: 1500 • Eligible categories: 海外簽賬 • Applies only to valid WeWa Credit Cards issued by PrimeCredit. • Promotion period: 2026-10-01 through 2027-09-30, inclusive. • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month. • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period. • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment. • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions. • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions. • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance. • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount. • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category. • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute. • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice. • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records. • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection. • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it. • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version. • Overseas Spending includes eligible transactions at physical overseas merchants settled in a non-HKD currency, as determined by PrimeCredit or card associations. • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 海外簽賬 · Type: 類別
  • 要求: Period spend ≥: HK$1,500.00
  • 優惠上限: 金額: 200 · 適用範圍: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • Applies only to valid WeWa Credit Cards issued by PrimeCredit.
  • Promotion period: 2026-10-01 through 2027-09-30, inclusive.
  • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month.
  • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period.
  • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment.
  • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions.
  • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions.
  • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance.
  • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount.
  • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category.
  • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash.
  • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute.
  • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice.
  • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records.
  • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection.
  • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it.
  • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version.
  • Overseas Spending includes eligible transactions at physical overseas merchants settled in a non-HKD currency, as determined by PrimeCredit or card associations.
  • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward.
  • WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

開啟優惠來源 ↗

旅遊
Travel Spending: 3.6% Extra Cash Rebate
須符合條件現金回贈最低消費: HK$1,500.00上限: HK$200.00 · 每月
——

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1500 • Eligible categories: 旅遊 • Applies only to valid WeWa Credit Cards issued by PrimeCredit. • Promotion period: 2026-10-01 through 2027-09-30, inclusive. • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month. • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period. • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment. • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions. • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions. • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance. • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount. • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category. • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute. • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice. • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records. • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection. • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it. • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version. • Travel Spending includes eligible transactions at travel agencies, airlines, and hotels for room accommodation only, as determined by PrimeCredit or card associations. • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward. • HTML lists airlines, travel agencies, and hotels as examples of Travel Spending; the formal terms restrict hotel transactions to room accommodation.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 旅遊 · Type: 類別
  • 要求: Period spend ≥: HK$1,500.00
  • 優惠上限: 金額: 200 · 適用範圍: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 須申請或登記。
  • Applies only to valid WeWa Credit Cards issued by PrimeCredit.
  • Promotion period: 2026-10-01 through 2027-09-30, inclusive.
  • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month.
  • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period.
  • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment.
  • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions.
  • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions.
  • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance.
  • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount.
  • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category.
  • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash.
  • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute.
  • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice.
  • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records.
  • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection.
  • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it.
  • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version.
  • Travel Spending includes eligible transactions at travel agencies, airlines, and hotels for room accommodation only, as determined by PrimeCredit or card associations.
  • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward.
  • HTML lists airlines, travel agencies, and hotels as examples of Travel Spending; the formal terms restrict hotel transactions to room accommodation.
  • WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

開啟優惠來源 ↗

娛樂
Online Entertainment: 3.6% Extra Cash Rebate
須符合條件現金回贈最低消費: HK$1,500.00上限: HK$200.00 · 每月
——

Category or merchant does not match. • Limit: 200 HKD · Per Month • Limit applies to: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1500 • Eligible categories: 娛樂 • Applies only to valid WeWa Credit Cards issued by PrimeCredit. • Promotion period: 2026-10-01 through 2027-09-30, inclusive. • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month. • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period. • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment. • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions. • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions. • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance. • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount. • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category. • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash. • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute. • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice. • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records. • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection. • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it. • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version. • Online Entertainment includes eligible transactions under merchant names Apple App Store (APPLE.COM/BILL only), Disney PLUS, Google Play Store, JOOX, KKBOX, MYTV SUPER, NETFLIX, Nintendo, Patreon, PlayStation, Spotify, STEAM, Xbox, and YouTube. • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 娛樂 · Type: 類別
  • 要求: Period spend ≥: HK$1,500.00
  • 優惠上限: 金額: 200 · 適用範圍: Extra Cash Rebate across the default Overseas Spending category and selected Fun Category, combined, per cardholder · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 須申請或登記。
  • Applies only to valid WeWa Credit Cards issued by PrimeCredit.
  • Promotion period: 2026-10-01 through 2027-09-30, inclusive.
  • Each calendar month, at least HKD 1,500 in Eligible Retail Transactions across all WeWa Credit Cards is required. The extra rebate is 3.6% on transactions in the default Overseas Spending category and the selected Fun Category. The combined maximum is HKD 200 per cardholder per calendar month.
  • Each card has one selected Fun Category. A category selected under the WeWa Pick 1 of 4 Fun Categories Offer during July 2025-September 2026 carries over. The cardholder may change it by phone or PrimeCredit Chatbot from 2026-10-02 through 2026-10-31; no change is allowed after that, and October 2026 rebate uses the selection at the end of that period.
  • A card application submitted during the Promotion Period must include a Fun Category selection, which cannot be changed after submission. If no category is selected, PrimeCredit selects Mobile Payment.
  • Eligible Retail Transactions are posted retail transactions posted within 7 days of the transaction date. Exclusions include Octopus automatic add-value; stored-value card purchases or reloads; autopay; Credit-to-Cash; instalments; offline transactions; card fees and charges; split transactions; fund investments; casino transactions; cash vouchers; consumer deposits; bill payments; money or e-money transfers; e-wallet top-ups; chargeback, unposted, cancelled, returned, counterfeit, and unauthorised transactions.
  • PrimeCredit and card-association merchant codes or names determine eligibility and may change. The posted amount prevails over the authorised amount. Foreign-currency transactions use the posted amount converted to HKD. PrimeCredit records control, and PrimeCredit has final discretion over eligible transactions and Fun Category definitions.
  • The rebate is calculated by transaction calendar month and rounded to two decimal places. It is credited within 3 months after month-end to the card account with the highest Eligible Retail Transaction amount. All WeWa card accounts must be valid and in good standing when credited. Cancellation of a WeWa card account forfeits uncredited rebate and the account's existing rebate balance.
  • For multiple WeWa cards, transactions aggregate for the monthly qualification threshold. Rebates from all Fun Categories, including default Overseas Spending, share the monthly cap and are credited to the account with the higher total Eligible Retail Transaction amount.
  • If one Eligible Retail Transaction falls under more than one Fun Category, PrimeCredit decides the applicable category.
  • The Extra Cash Rebate is non-transferable, non-assignable, non-exchangeable, and cannot be exchanged for cash.
  • The cardholder must keep original receipts or official transaction records. PrimeCredit may request receipts or other evidence for a dispute.
  • If a transaction used to calculate an awarded rebate is cancelled or returned, PrimeCredit may debit its rebate value from the card account at any time without notice.
  • PrimeCredit decides category-selection eligibility, transaction timing and validity, rebate qualification, and rebate credit amount and timing from its records. Its records prevail over the cardholder's records.
  • No claim or action may be made against PrimeCredit for communication-system failures that prevent category selection.
  • PrimeCredit may debit rebate obtained improperly or through corruption or fraud without notice, and may take legal action to recover it.
  • PrimeCredit may amend, cancel, or terminate the Promotion or its terms without notice. Its decision on disputes is final. The English version prevails if it differs from the Chinese version.
  • Online Entertainment includes eligible transactions under merchant names Apple App Store (APPLE.COM/BILL only), Disney PLUS, Google Play Store, JOOX, KKBOX, MYTV SUPER, NETFLIX, Nintendo, Patreon, PlayStation, Spotify, STEAM, Xbox, and YouTube.
  • HTML advertises up to 4% total including the basic cashback. The formal 2026-27 terms state 3.6% as the extra component; 4% is the combined maximum and is not an additional reward.
  • WeWa Fun Categories Cash Rebate promotion period: 2026-10-01 – 2027-09-30

開啟優惠來源 ↗

借貸/分期付款
WeWa信用卡3個月免息簽賬分期
須符合條件Financing
——

This benefit does not apply to a purchase. • Limit applies to: 3個月免息簽賬分期 • Application, registration or activation required. See conditions. • 須使用OmyCard手機App申請。 • 頁面沒有列明合資格簽賬及其他分期條款。

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: 3個月免息簽賬分期 · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • 須使用OmyCard手機App申請。
  • 頁面沒有列明合資格簽賬及其他分期條款。

開啟優惠來源 ↗

借貸/分期付款
WeWa信用卡月結單分期計劃（優惠值未列明）
須符合條件Financing
——

This benefit does not apply to a purchase. • Limit applies to: 月結單分期計劃 • Application, registration or activation required. See conditions. • 頁面指可透過OmyCard手機App申請，並稱一鍵即批。 • 頁面沒有列明利率、期數、合資格簽賬或其他分期條款。

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: 月結單分期計劃 · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • 頁面指可透過OmyCard手機App申請，並稱一鍵即批。
  • 頁面沒有列明利率、期數、合資格簽賬或其他分期條款。

開啟優惠來源 ↗

1010/CitiCiti Student CardCiti Student Card · 信用卡示意圖1%HK$10.00
Citi Student Card · 信用卡示意圖
10Citi

Citi Student Card

須符合條件

HK$10.001%
手機支付
手機支付：1% Points Rebate
HK$10.001%
積分student
計算方式
總回贈HK$10.00
  • 手機支付：1% Points Rebate: HK$10.00
條款及細則

計算假設

  • Confirm offer eligibility: Audience: Student.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Audience: Student
  • The page states a 1% Points Rebate for all local mobile payments; no cap or detailed payment-method list is stated in the local source.
  • Eligible categories: 手機支付
  • The benefit is displayed for Citi Rewards Card (Student).
  • The source states 1% Points Rebate for all local Mobile payments.
  • The local page does not state a numeric cap or complete programme terms; linked Rewards terms are not used as evidence.

手機支付：1% Points Rebate

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 手機支付 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The page states a 1% Points Rebate for all local mobile payments; no cap or detailed payment method list is stated in the local source.
  • The benefit is displayed for Citi Rewards Card (Student).
  • The source states 1% Points Rebate for all local Mobile payments.
  • The local page does not state a numeric cap or complete programme terms; linked Rewards terms are not used as evidence.
其他優惠
其他
現金回贈：1% spending rebate
現金回贈student
HK$10.001%

Not counted: overlapping total rewards or incompatible transaction scopes are alternatives; only one compatible reward bundle is counted. • Audience: Student • The source states a single 1% spending-rebate rate and no cap. • Limit: unlimited. • Applies to all eligible spending, subject to the conditions. • The benefit is displayed for Citi The Club Credit Card(Student). • The source states 1% spending rebate at other merchants with no cap. • The local page does not define the merchant categories or complete Clubpoints programme terms; linked terms are not used as evidence.

  • 適用資格: 適用對象: student
  • 適用消費: Type: 全部
  • 優惠上限: 期間: 未提供 · Type: 無上限
  • 百分比備註: The source states a single 1% spending rebate rate and no cap.
  • The benefit is displayed for Citi The Club Credit Card(Student).
  • The source states 1% spending rebate at other merchants with no cap.
  • The local page does not define the merchant categories or complete Clubpoints programme terms; linked terms are not used as evidence.
其他
現金回贈：0.5% Octopus Cash Rebate
現金回贈student
HK$5.000.5%

Not counted: overlapping total rewards or incompatible transaction scopes are alternatives; only one compatible reward bundle is counted. • Audience: Student • The page states 0.5% and equates HK$1 Octopus Cash Rebate to every HK$200 spending; no cap or detailed eligibility rule is stated in the local source. • Applies to all eligible spending, subject to the conditions. • The benefit is displayed for Citi Octopus Platinum Card (Student). • The page states 0.5% rebate and Every HK$200 spending = HK$1 Octopus Cash Rebate. • The local page does not state a numeric cap or complete programme exclusions; linked product terms are not used as evidence.

  • 適用資格: 適用對象: student
  • 適用消費: Type: 全部
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The page states 0.5% and equates HK$1 Octopus Cash Rebate to every HK$200 spending; no cap or detailed eligibility rule is stated in the local source.
  • The benefit is displayed for Citi Octopus Platinum Card (Student).
  • The page states 0.5% rebate and Every HK$200 spending = HK$1 Octopus Cash Rebate.
  • The local page does not state a numeric cap or complete programme exclusions; linked product terms are not used as evidence.
八達通
八達通：HK$500 Octopus Automatic Add Value Service (AAVS) embedded
Otherstudent
——

This benefit does not apply to a purchase. • Audience: Student • This is a card-service feature, not a percentage reward or a stated cap. • The benefit is displayed for Citi Octopus Platinum Card (Student). • The page states HK$500 Octopus Automatic Add Value Service, AAVS Embedded. • The local page does not state activation timing or other AAVS terms; linked product details are not used as evidence.

  • 適用資格: 適用對象: student
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: This is a card service feature, not a percentage reward or a stated cap.
  • The benefit is displayed for Citi Octopus Platinum Card (Student).
  • The page states HK$500 Octopus Automatic Add Value Service, AAVS Embedded.
  • The local page does not state activation timing or other AAVS terms; linked product details are not used as evidence.
本地交通
本地交通：15% rebate
須符合條件現金回贈student
——

Category or merchant does not match. • Audience: Student • The page states a 15% rebate on fare payments; no cap or date rule is stated in the local source. • Application, registration or activation required. See conditions. • Eligible categories: 本地交通 • The benefit is displayed for Citi Octopus Platinum Card (Student). • Eligible fare examples listed by the source are MTR, bus, ferry, tram, green minibus and taxi. • The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 本地交通 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The page states a 15% rebate on fare payments; no cap or date rule is stated in the local source.
  • 須申請或登記。
  • The benefit is displayed for Citi Octopus Platinum Card (Student).
  • Eligible fare examples listed by the source are MTR, bus, ferry, tram, green minibus and taxi.
  • The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.
交通
交通：5% rebate
須符合條件現金回贈student
——

Category or merchant does not match. • Audience: Student • The page states a 5% rebate on Tunnel Tolls; no cap or date rule is stated in the local source. • Application, registration or activation required. See conditions. • Eligible categories: 交通 • The benefit is displayed for Citi Octopus Platinum Card (Student). • The source lists Tunnel Tolls as a 5% rebate service. • The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 交通 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The page states a 5% rebate on Tunnel Tolls; no cap or date rule is stated in the local source.
  • 須申請或登記。
  • The benefit is displayed for Citi Octopus Platinum Card (Student).
  • The source lists Tunnel Tolls as a 5% rebate service.
  • The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.
停車場／泊車
停車場／泊車：5% rebate
須符合條件現金回贈student
——

Category or merchant does not match. • Audience: Student • The page states a 5% rebate on Parking; no cap or date rule is stated in the local source. • Application, registration or activation required. See conditions. • Eligible categories: 停車場／泊車 • The benefit is displayed for Citi Octopus Platinum Card (Student). • The source lists Parking as a 5% rebate service. • The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 停車場／泊車 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The page states a 5% rebate on Parking; no cap or date rule is stated in the local source.
  • 須申請或登記。
  • The benefit is displayed for Citi Octopus Platinum Card (Student).
  • The source lists Parking as a 5% rebate service.
  • The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.
汽油／電動車充電
汽油／電動車充電：5% rebate
須符合條件現金回贈student
——

Category or merchant does not match. • Audience: Student • The page states a 5% rebate on Electric Vehicle Charge Fees; no cap or date rule is stated in the local source. • Application, registration or activation required. See conditions. • Eligible categories: 汽油／電動車充電 • The benefit is displayed for Citi Octopus Platinum Card (Student). • The source lists Electric Vehicle Charge Fees as a 5% rebate service. • The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 汽油／電動車充電 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The page states a 5% rebate on Electric Vehicle Charge Fees; no cap or date rule is stated in the local source.
  • 須申請或登記。
  • The benefit is displayed for Citi Octopus Platinum Card (Student).
  • The source lists Electric Vehicle Charge Fees as a 5% rebate service.
  • The local page does not state a numeric cap, registration step or complete programme terms; linked product details are not used as evidence.
購物
購物：Up to 3% Points Rebate
積分student
——

Category or merchant does not match. • Audience: Student • The source states an up-to maximum of 3% but gives no qualifying tier or resolved component rate in the local source. • Eligible categories: 購物 • The benefit is displayed for Citi Rewards Card (Student). • The source states up to 3% Points Rebate for Shopping & Entertainment spend. • The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 購物 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states an up to maximum of 3% but gives no qualifying tier or resolved component rate in the local source.
  • The benefit is displayed for Citi Rewards Card (Student).
  • The source states up to 3% Points Rebate for Shopping & Entertainment spend.
  • The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.
娛樂
娛樂：Up to 3% Points Rebate
積分student
——

Category or merchant does not match. • Audience: Student • The source states an up-to maximum of 3% but gives no qualifying tier or resolved component rate in the local source. • Eligible categories: 娛樂 • The benefit is displayed for Citi Rewards Card (Student). • The source states up to 3% Points Rebate for Shopping & Entertainment spend. • The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 娛樂 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states an up to maximum of 3% but gives no qualifying tier or resolved component rate in the local source.
  • The benefit is displayed for Citi Rewards Card (Student).
  • The source states up to 3% Points Rebate for Shopping & Entertainment spend.
  • The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.
購物
購物：Up to 3% Points Rebate
積分student
——

Category or merchant does not match. • Audience: Student • The source states an up-to maximum of 3% but gives no qualifying tier or resolved component rate in the local source. • Eligible categories: 購物 • The benefit is displayed for Citi Rewards UnionPay Card(Student). • The source states up to 3% Points Rebate for Shopping & Entertainment spend. • The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 購物 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states an up to maximum of 3% but gives no qualifying tier or resolved component rate in the local source.
  • The benefit is displayed for Citi Rewards UnionPay Card(Student).
  • The source states up to 3% Points Rebate for Shopping & Entertainment spend.
  • The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.
娛樂
娛樂：Up to 3% Points Rebate
積分student
——

Category or merchant does not match. • Audience: Student • The source states an up-to maximum of 3% but gives no qualifying tier or resolved component rate in the local source. • Eligible categories: 娛樂 • The benefit is displayed for Citi Rewards UnionPay Card(Student). • The source states up to 3% Points Rebate for Shopping & Entertainment spend. • The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 娛樂 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states an up to maximum of 3% but gives no qualifying tier or resolved component rate in the local source.
  • The benefit is displayed for Citi Rewards UnionPay Card(Student).
  • The source states up to 3% Points Rebate for Shopping & Entertainment spend.
  • The local page does not state the qualifying tier, cap or detailed merchant rules. The linked Rewards terms are not used as evidence.
海外簽賬
海外簽賬：2% rebate
現金回贈student
——

Category or merchant does not match. • Audience: Student • The page states a 2% rebate on foreign-currency spending; the same card block states unlimited automatic rebate and no numeric limit is given. • Limit: unlimited. • Eligible categories: 海外簽賬 • The benefit is displayed for Citi Cash Back Card(Student). The page states 2% rebate for foreign currency, local dining and hotel spendings and separately states unlimited automatic rebate. • The local page identifies foreign-currency spending as part of the 2% rebate benefit. • The local page does not state a complete merchant-code definition, exclusion list or date rule; linked product terms are not used as evidence.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 海外簽賬 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 無上限
  • 百分比備註: The page states a 2% rebate on foreign currency spending; the same card block states unlimited automatic rebate and no numeric limit is given.
  • The benefit is displayed for Citi Cash Back Card(Student). The page states 2% rebate for foreign currency, local dining and hotel spendings and separately states unlimited automatic rebate.
  • The local page identifies foreign-currency spending as part of the 2% rebate benefit.
  • The local page does not state a complete merchant-code definition, exclusion list or date rule; linked product terms are not used as evidence.
本地餐飲
本地餐飲：2% rebate
現金回贈student
——

Category or merchant does not match. • Audience: Student • The page states a 2% rebate on local dining spending; the same card block states unlimited automatic rebate and no numeric limit is given. • Limit: unlimited. • Eligible categories: 本地餐飲 • The benefit is displayed for Citi Cash Back Card(Student). The page states 2% rebate for foreign currency, local dining and hotel spendings and separately states unlimited automatic rebate. • The local page identifies local dining spending as part of the 2% rebate benefit. • The local page does not state a complete merchant-code definition, exclusion list or date rule; linked product terms are not used as evidence.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 本地餐飲 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 無上限
  • 百分比備註: The page states a 2% rebate on local dining spending; the same card block states unlimited automatic rebate and no numeric limit is given.
  • The benefit is displayed for Citi Cash Back Card(Student). The page states 2% rebate for foreign currency, local dining and hotel spendings and separately states unlimited automatic rebate.
  • The local page identifies local dining spending as part of the 2% rebate benefit.
  • The local page does not state a complete merchant-code definition, exclusion list or date rule; linked product terms are not used as evidence.
酒店
酒店：2% rebate
現金回贈student
——

Category or merchant does not match. • Audience: Student • The page states a 2% rebate on hotel spending; the same card block states unlimited automatic rebate and no numeric limit is given. • Limit: unlimited. • Eligible categories: 酒店 • The benefit is displayed for Citi Cash Back Card(Student). The page states 2% rebate for foreign currency, local dining and hotel spendings and separately states unlimited automatic rebate. • The local page identifies hotel spending as part of the 2% rebate benefit. • The local page does not state a complete merchant-code definition, exclusion list or date rule; linked product terms are not used as evidence.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 酒店 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 無上限
  • 百分比備註: The page states a 2% rebate on hotel spending; the same card block states unlimited automatic rebate and no numeric limit is given.
  • The benefit is displayed for Citi Cash Back Card(Student). The page states 2% rebate for foreign currency, local dining and hotel spendings and separately states unlimited automatic rebate.
  • The local page identifies hotel spending as part of the 2% rebate benefit.
  • The local page does not state a complete merchant-code definition, exclusion list or date rule; linked product terms are not used as evidence.
海外簽賬
海外簽賬：Up to HK$3 = 1 mile
積分student
——

Category or merchant does not match. • Audience: Student • The source states a points-to-mile earning ratio, not a cash-equivalent percentage. • Eligible categories: 海外簽賬 • The benefit is displayed for Citi PremierMiles Card(Student). • The page states Up to HK$3 = 1 mile for overseas spending. • The local page does not state the exact qualifying tier, cap or detailed programme terms; linked PremierMiles terms are not used as evidence.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 海外簽賬 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states a points to mile earning ratio, not a cash equivalent percentage.
  • The benefit is displayed for Citi PremierMiles Card(Student).
  • The page states Up to HK$3 = 1 mile for overseas spending.
  • The local page does not state the exact qualifying tier, cap or detailed programme terms; linked PremierMiles terms are not used as evidence.
其他
積分獎賞：5X points
積分student
——

The offer is not available on the snapshot weekday or date. • Audience: Student • The source states a points multiplier, not a cash-equivalent percentage. • Applies to all eligible spending, subject to the conditions. • The benefit is displayed for Citi HKTVmall Card(Student). • The source states 5X points for non-HKTVmall spending every Monday. • The local page does not state the base-points definition, cap or detailed eligibility terms; linked programme details are not used as evidence.

  • 適用資格: 適用對象: student
  • 適用消費: Type: 全部
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states a points multiplier, not a cash equivalent percentage.
  • The benefit is displayed for Citi HKTVmall Card(Student).
  • The source states 5X points for non-HKTVmall spending every Monday.
  • The local page does not state the base-points definition, cap or detailed eligibility terms; linked programme details are not used as evidence.
本地網購
Hktvmall：5% instant discount
須符合條件折扣studentciti hktvmall card payment channel
——

The offer is not available on the snapshot weekday or date. • Audience: Student • The source states a 5% instant discount; no numeric cap is stated. • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: citi-hktvmall-card-payment-channel • Merchants: hktvmall • Eligible merchants: hktvmall • The benefit is displayed for Citi HKTVmall Card(Student). • The discount applies every Thursday at HKTVmall. • The footnote states that the discount is reflected instantly after selecting the Citi HKTVmall Card Payment Channel and entering the relevant coupon code; the code is communicated through the HKTVmall app or other channels. • The local source does not state an expiry date or excluded-item list.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: hktvmall · Type: 商戶
  • 要求: 付款方式: citi hktvmall card payment channel
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states a 5% instant discount; no numeric cap is stated.
  • 須申請或登記。
  • The benefit is displayed for Citi HKTVmall Card(Student).
  • The discount applies every Thursday at HKTVmall.
  • The footnote states that the discount is reflected instantly after selecting the Citi HKTVmall Card Payment Channel and entering the relevant coupon code; the code is communicated through the HKTVmall app or other channels.
  • The local source does not state an expiry date or excluded-item list.
電子產品
電子產品：5%
折扣student上限: HK$650.00 · 推廣期總額
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • The source states 5% off Apple Products and a maximum saving of HK$650. • Limit: 650 HKD · Promotion Total • Limit applies to: Apple Products saving under the 2026 Campus Perk • Eligible categories: 電子產品 • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants. • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website. • Quota availability applies on a first-come-first-served basis while the quota lasts. • This Apple Products rule is shown for the following listed institutions: The University of Hong Kong, The Hong Kong University of Science and Technology, HKU SPACE, Hong Kong Baptist University, The Hong Kong Polytechnic University, The Hong Kong Metropolitan University, Hong Kong Shue Yan University, PolyU HKCC / SPEED, Tung Wah College. • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred. • The Apple Products panel requires spending HK$3,500 or above for 5% off and states save up to HK$650.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 電子產品 · Type: 類別
  • 優惠上限: 金額: 650 · 適用範圍: Apple Products saving under the 2026 Campus Perk · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: The source states 5% off Apple Products and a maximum saving of HK$650.
  • 未提供完整適用商戶名單。
  • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants.
  • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website.
  • Quota availability applies on a first-come-first-served basis while the quota lasts.
  • This Apple Products rule is shown for the following listed institutions: The University of Hong Kong, The Hong Kong University of Science and Technology, HKU SPACE, Hong Kong Baptist University, The Hong Kong Polytechnic University, The Hong Kong Metropolitan University, Hong Kong Shue Yan University, PolyU HKCC / SPEED, Tung Wah College.
  • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred.
  • The Apple Products panel requires spending HK$3,500 or above for 5% off and states save up to HK$650.
  • 2026 Campus Perk Apple Products discount: 即日起 – 2026-10-31
電子產品
電子產品：HK$175 csl e-Voucher
Giftstudent最低消費: HK$3,500.00上限: HK$175.00 · 每筆交易
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • The source states a fixed e-voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table. • Limit: 175 HKD · Per Transaction • Limit applies to: HK$3,500-HK$3,999 Apple Products csl e-Voucher • Minimum spend: Period: per_transaction; Spend: 3500 • Eligibility: Transaction Spend Below: 4000 • Eligible categories: 電子產品 • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants. • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website. • Quota availability applies on a first-come-first-served basis while the quota lasts. • This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council. • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred. • The Apple Products table awards HK$175 in csl e-Vouchers for a single net transaction amount of HK$3,500-HK$3,999. • The table also describes the voucher distribution; the local source gives no additional redemption conditions.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 電子產品 · Type: 類別
  • 最低要求: 期間: 每筆交易 · 消費: HK$3,500.00
  • 要求: Transaction Spend Below Cents: HK$4,000.00
  • 優惠上限: 金額: 175 · 適用範圍: HK$3,500 HK$3,999 Apple Products csl e Voucher · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: The source states a fixed e voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table.
  • 未提供完整適用商戶名單。
  • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants.
  • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website.
  • Quota availability applies on a first-come-first-served basis while the quota lasts.
  • This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council.
  • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred.
  • The Apple Products table awards HK$175 in csl e-Vouchers for a single net transaction amount of HK$3,500-HK$3,999.
  • The table also describes the voucher distribution; the local source gives no additional redemption conditions.
  • 2026 Campus Perk Apple Products csl e-Voucher offer: 即日起 – 2026-11-30
電子產品
電子產品：HK$200 csl e-Voucher
Giftstudent最低消費: HK$4,000.00上限: HK$200.00 · 每筆交易
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • The source states a fixed e-voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table. • Limit: 200 HKD · Per Transaction • Limit applies to: HK$4,000-HK$7,999 Apple Products csl e-Voucher • Minimum spend: Period: per_transaction; Spend: 4000 • Eligibility: Transaction Spend Below: 8000 • Eligible categories: 電子產品 • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants. • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website. • Quota availability applies on a first-come-first-served basis while the quota lasts. • This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council. • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred. • The Apple Products table awards HK$200 in csl e-Vouchers for a single net transaction amount of HK$4,000-HK$7,999. • The table also describes the voucher distribution; the local source gives no additional redemption conditions.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 電子產品 · Type: 類別
  • 最低要求: 期間: 每筆交易 · 消費: HK$4,000.00
  • 要求: Transaction Spend Below Cents: HK$8,000.00
  • 優惠上限: 金額: 200 · 適用範圍: HK$4,000 HK$7,999 Apple Products csl e Voucher · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: The source states a fixed e voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table.
  • 未提供完整適用商戶名單。
  • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants.
  • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website.
  • Quota availability applies on a first-come-first-served basis while the quota lasts.
  • This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council.
  • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred.
  • The Apple Products table awards HK$200 in csl e-Vouchers for a single net transaction amount of HK$4,000-HK$7,999.
  • The table also describes the voucher distribution; the local source gives no additional redemption conditions.
  • 2026 Campus Perk Apple Products csl e-Voucher offer: 即日起 – 2026-11-30
電子產品
電子產品：HK$400 csl e-Voucher
Giftstudent最低消費: HK$8,000.00上限: HK$400.00 · 每筆交易
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • The source states a fixed e-voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table. • Limit: 400 HKD · Per Transaction • Limit applies to: HK$8,000-HK$12,999 Apple Products csl e-Voucher • Minimum spend: Period: per_transaction; Spend: 8000 • Eligibility: Transaction Spend Below: 13000 • Eligible categories: 電子產品 • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants. • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website. • Quota availability applies on a first-come-first-served basis while the quota lasts. • This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council. • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred. • The Apple Products table awards HK$400 in csl e-Vouchers for a single net transaction amount of HK$8,000-HK$12,999. • The table also describes the voucher distribution; the local source gives no additional redemption conditions.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 電子產品 · Type: 類別
  • 最低要求: 期間: 每筆交易 · 消費: HK$8,000.00
  • 要求: Transaction Spend Below Cents: HK$13,000.00
  • 優惠上限: 金額: 400 · 適用範圍: HK$8,000 HK$12,999 Apple Products csl e Voucher · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: The source states a fixed e voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table.
  • 未提供完整適用商戶名單。
  • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants.
  • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website.
  • Quota availability applies on a first-come-first-served basis while the quota lasts.
  • This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council.
  • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred.
  • The Apple Products table awards HK$400 in csl e-Vouchers for a single net transaction amount of HK$8,000-HK$12,999.
  • The table also describes the voucher distribution; the local source gives no additional redemption conditions.
  • 2026 Campus Perk Apple Products csl e-Voucher offer: 即日起 – 2026-11-30
電子產品
電子產品：HK$650 csl e-Voucher
Giftstudent最低消費: HK$13,000.00上限: HK$650.00 · 每筆交易
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • The source states a fixed e-voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table. • Limit: 650 HKD · Per Transaction • Limit applies to: HK$13,000 or above Apple Products csl e-Voucher • Minimum spend: Period: per_transaction; Spend: 13000 • Eligible categories: 電子產品 • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants. • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website. • Quota availability applies on a first-come-first-served basis while the quota lasts. • This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council. • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred. • The Apple Products table awards HK$650 in csl e-Vouchers for a single net transaction amount of HK$13,000 or above. • The table also describes the voucher distribution; the local source gives no additional redemption conditions.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 電子產品 · Type: 類別
  • 最低要求: 期間: 每筆交易 · 消費: HK$13,000.00
  • 優惠上限: 金額: 650 · 適用範圍: HK$13,000 or above Apple Products csl e Voucher · Currency: HKD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: The source states a fixed e voucher amount for a single net transaction tier; no percentage basis is inferred from the voucher table.
  • 未提供完整適用商戶名單。
  • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants.
  • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website.
  • Quota availability applies on a first-come-first-served basis while the quota lasts.
  • This Apple Products rule is shown for the following listed institutions: The Hang Seng University of Hong Kong, Lingnan University, Vocational Training Council.
  • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred.
  • The Apple Products table awards HK$650 in csl e-Vouchers for a single net transaction amount of HK$13,000 or above.
  • The table also describes the voucher distribution; the local source gives no additional redemption conditions.
  • 2026 Campus Perk Apple Products csl e-Voucher offer: 即日起 – 2026-11-30
電子產品
電子產品：5%
折扣student最低消費: HK$5,500.00上限: HK$400.00 · 推廣期總額
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • The source states 5% off Windows Products and a maximum saving of HK$400. • Limit: 400 HKD · Promotion Total • Limit applies to: Standard Windows Products saving under the 2026 Campus Perk • Minimum spend: Period: per_transaction; Spend: 5500 • Eligible categories: 電子產品 • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants. • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website. • Quota availability applies on a first-come-first-served basis while the quota lasts. • This Windows Products rule is shown for the following listed institutions: Canadian University Association, Caritas Institute of Community Education, City University of Hong Kong, Gratia Christian College, HKU SPACE, Hong Kong Baptist University, Hong Kong Chu Hai College, Hong Kong College of Technology, Hong Kong Institute of Construction, Hong Kong Nang Yan College of Higher Education, Hong Kong Shue Yan University, Lingnan University, PolyU HKCC / SPEED, RSEFHK Maria College, Saint Francis University, The Chinese University of Hong Kong, The Education University of Hong Kong, The Hang Seng University of Hong Kong, The Hong Kong Academy for Performing Arts, The Hong Kong Metropolitan University, The Hong Kong Polytechnic University, The Hong Kong University of Science and Technology, The University of Hong Kong, Tung Wah College, UOW College Hong Kong, Vocational Training Council, Yew Chung College of Early Childhood Education. • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred. • The standard Windows Products panel requires spending HK$5,500 or above for 5% off and states save up to HK$400.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 電子產品 · Type: 類別
  • 最低要求: 期間: 每筆交易 · 消費: HK$5,500.00
  • 優惠上限: 金額: 400 · 適用範圍: Standard Windows Products saving under the 2026 Campus Perk · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: The source states 5% off Windows Products and a maximum saving of HK$400.
  • 未提供完整適用商戶名單。
  • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants.
  • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website.
  • Quota availability applies on a first-come-first-served basis while the quota lasts.
  • This Windows Products rule is shown for the following listed institutions: Canadian University Association, Caritas Institute of Community Education, City University of Hong Kong, Gratia Christian College, HKU SPACE, Hong Kong Baptist University, Hong Kong Chu Hai College, Hong Kong College of Technology, Hong Kong Institute of Construction, Hong Kong Nang Yan College of Higher Education, Hong Kong Shue Yan University, Lingnan University, PolyU HKCC / SPEED, RSEFHK Maria College, Saint Francis University, The Chinese University of Hong Kong, The Education University of Hong Kong, The Hang Seng University of Hong Kong, The Hong Kong Academy for Performing Arts, The Hong Kong Metropolitan University, The Hong Kong Polytechnic University, The Hong Kong University of Science and Technology, The University of Hong Kong, Tung Wah College, UOW College Hong Kong, Vocational Training Council, Yew Chung College of Early Childhood Education.
  • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred.
  • The standard Windows Products panel requires spending HK$5,500 or above for 5% off and states save up to HK$400.
  • 2026 Campus Perk Windows Products standard discount: 即日起 – 2026-11-30
電子產品
電子產品：5%
折扣student最低消費: HK$3,500.00上限: HK$650.00 · 推廣期總額
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Student • The source states 5% off Windows Products in a Flash Deal and a maximum saving of HK$650. • Limit: 650 HKD · Promotion Total • Limit applies to: Windows Products Flash Deal saving • Minimum spend: Period: per_transaction; Spend: 3500 • Eligible categories: 電子產品 • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants. • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website. • Quota availability applies on a first-come-first-served basis while the quota lasts. • This Windows Products rule is shown for the following listed institutions: Canadian University Association, Caritas Institute of Community Education, City University of Hong Kong, Gratia Christian College, HKU SPACE, Hong Kong Baptist University, Hong Kong Chu Hai College, Hong Kong College of Technology, Hong Kong Institute of Construction, Hong Kong Nang Yan College of Higher Education, Hong Kong Shue Yan University, Lingnan University, PolyU HKCC / SPEED, RSEFHK Maria College, Saint Francis University, The Chinese University of Hong Kong, The Education University of Hong Kong, The Hang Seng University of Hong Kong, The Hong Kong Academy for Performing Arts, The Hong Kong Metropolitan University, The Hong Kong Polytechnic University, The Hong Kong University of Science and Technology, The University of Hong Kong, Tung Wah College, UOW College Hong Kong, Vocational Training Council, Yew Chung College of Early Childhood Education. • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred. • The Flash Deal requires spending HK$3,500 or above for 5% off and states save up to HK$650. • The Flash Deal also includes a free Starbucks tall-sized beverage. The local source gives no beverage value, quantity or redemption rule, so it is preserved as a constraint and not a separate countable reward.

  • 適用資格: 適用對象: student
  • 適用消費: 適用範圍: 電子產品 · Type: 類別
  • 最低要求: 期間: 每筆交易 · 消費: HK$3,500.00
  • 優惠上限: 金額: 650 · 適用範圍: Windows Products Flash Deal saving · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: The source states 5% off Windows Products in a Flash Deal and a maximum saving of HK$650.
  • 未提供完整適用商戶名單。
  • University and college students can use a Citi Mastercard Credit Card to purchase designated smart devices at participating merchants.
  • The page states that eligible institutions and participating computer brands should be checked against the latest lists on each participating merchant website.
  • Quota availability applies on a first-come-first-served basis while the quota lasts.
  • This Windows Products rule is shown for the following listed institutions: Canadian University Association, Caritas Institute of Community Education, City University of Hong Kong, Gratia Christian College, HKU SPACE, Hong Kong Baptist University, Hong Kong Chu Hai College, Hong Kong College of Technology, Hong Kong Institute of Construction, Hong Kong Nang Yan College of Higher Education, Hong Kong Shue Yan University, Lingnan University, PolyU HKCC / SPEED, RSEFHK Maria College, Saint Francis University, The Chinese University of Hong Kong, The Education University of Hong Kong, The Hang Seng University of Hong Kong, The Hong Kong Academy for Performing Arts, The Hong Kong Metropolitan University, The Hong Kong Polytechnic University, The Hong Kong University of Science and Technology, The University of Hong Kong, Tung Wah College, UOW College Hong Kong, Vocational Training Council, Yew Chung College of Early Childhood Education.
  • The local source does not provide a complete recognizable merchant list, so no merchant ID is inferred.
  • The Flash Deal requires spending HK$3,500 or above for 5% off and states save up to HK$650.
  • The Flash Deal also includes a free Starbucks tall-sized beverage. The local source gives no beverage value, quantity or redemption rule, so it is preserved as a constraint and not a separate countable reward.
  • 2026 Campus Perk Windows Products Flash Deal: 即日起 – 2026-10-31
其他
分期優惠：Interest-free period up to 58 days
Financingstudent
——

This benefit does not apply to a purchase. • Audience: Student • This is a financing term; the local KFS gives no percentage or fixed cash-equivalent comparison basis. • The Citi Credit Card Key Facts Statement and Fees Schedule states an effective date of December 1, 2025. • The KFS states an interest-free period of up to 58 days for retail purchases. • The local KFS does not name each student-card variant separately; it presents the term for Other Citi Credit Cards.

  • 適用資格: 適用對象: student
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: This is a financing term; the local KFS gives no percentage or fixed cash equivalent comparison basis.
  • The Citi Credit Card Key Facts Statement and Fees Schedule states an effective date of December 1, 2025.
  • The KFS states an interest-free period of up to 58 days for retail purchases.
  • The local KFS does not name each student-card variant separately; it presents the term for Other Citi Credit Cards.
1111/BEABEA JCB Platinum CardBEA JCB Platinum Card · 信用卡示意圖10.4%HK$104.00
BEA JCB Platinum Card · 信用卡示意圖
11BEA

BEA JCB Platinum Card

須符合條件

HK$104.0010.4%
其他
BEA JCB Platinum local and Macau contactless cashback: 10% (phase 1)
HK$100.0010%
須符合條件現金回贈contactless最低消費: HK$500.00上限: HK$100.00 · 每月
上限HK$100.00 / HK$100.00
其他
BEA JCB Platinum retail spending cash rebate: HK$1 per HK$250
HK$4.000.4%
現金回贈
計算方式
總回贈HK$104.00
  • BEA JCB Platinum local and Macau contactless cashback: 10% (phase 1): HK$100.00
  • BEA JCB Platinum retail spending cash rebate: HK$1 per HK$250: HK$4.00
條款及細則

計算假設

  • Assumes the full reward limit is still available. Cash rebate for each eligible card account in a calendar month
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • No reward limit is stated. Confirm any limits before purchase.
  • Limit: 100 HKD · Per Month
  • Limit applies to: Cash rebate for each eligible card account in a calendar month
  • Application, registration or activation required. See conditions.
  • Eligibility: Payment Methods: contactless; Phase Spend Min: 500
  • Applies to all eligible spending, subject to the conditions.
  • Applies to eligible local HKD and Macau MOP retail spending at physical merchants, paid by contactless card transaction.
  • Register an eligible principal card in the BEA Mall App; the first 5,000 registered cardholders qualify.
  • Accumulated eligible spending must reach HK$500 per calendar month for each eligible account.
  • Maximum rebate is HK$300 in phase 1 and HK$600 across the full promotion for each eligible card account.
  • Phase 1 registration also qualifies the cardholder to earn in phase 2 without registering again.
  • Supplementary-card spending is counted in a separate account.
  • Rebate is rounded down to the nearest Hong Kong dollar. The account must be valid and in good standing when the rebate is credited.
  • MOP-to-HKD conversion method is not stated.
  • Terms-defined spending exclusions apply, including insurance premiums, government payments, tax, recurring payments, digital wallets, and Octopus top-ups.
  • Cash-equivalent calculation: HK$1 / HK$250 × 100 = 0.4%. This is the stated cash rebate ratio; the source requires rounding down by statement cycle.
  • Earn HK$1 for each accumulated HK$250 of eligible retail spending in each statement cycle.
  • Cash rebate is rounded down.
  • Insurance premium transactions are not eligible.
  • A HK$40 monthly cap applies only to government department and Octopus AAVS transactions; it is not a cap on all retail cash rebates.
  • Valid-account and programme terms apply.

BEA JCB Platinum local and Macau contactless cashback: 10% (phase 1)

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 要求: 付款方式: contactless · Period spend ≥: HK$500.00
  • 優惠上限: 金額: 100 · 適用範圍: Cash rebate for each eligible card account in a calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 須申請或登記。
  • Applies to eligible local HKD and Macau MOP retail spending at physical merchants, paid by contactless card transaction.
  • Register an eligible principal card in the BEA Mall App; the first 5,000 registered cardholders qualify.
  • Accumulated eligible spending must reach HK$500 per calendar month for each eligible account.
  • Maximum rebate is HK$300 in phase 1 and HK$600 across the full promotion for each eligible card account.
  • Phase 1 registration also qualifies the cardholder to earn in phase 2 without registering again.
  • Supplementary-card spending is counted in a separate account.
  • Rebate is rounded down to the nearest Hong Kong dollar. The account must be valid and in good standing when the rebate is credited.
  • MOP-to-HKD conversion method is not stated.
  • Terms-defined spending exclusions apply, including insurance premiums, government payments, tax, recurring payments, digital wallets, and Octopus top-ups.
  • Phase 1 local and Macau contactless spending: 2026-10-15 – 2026-12-31

BEA JCB Platinum retail spending cash rebate: HK$1 per HK$250

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: Cash equivalent calculation: HK$1 / HK$250 × 100 = 0.4%. This is the stated cash rebate ratio; the source requires rounding down by statement cycle.
  • Earn HK$1 for each accumulated HK$250 of eligible retail spending in each statement cycle.
  • Cash rebate is rounded down.
  • Insurance premium transactions are not eligible.
  • A HK$40 monthly cap applies only to government department and Octopus AAVS transactions; it is not a cap on all retail cash rebates.
  • Valid-account and programme terms apply.
其他優惠
其他
BEA JCB Platinum welcome cash rebate: HK$200
須符合條件現金回贈最低消費: HK$2,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Fixed HK$200 rebate; no percentage is stated. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 2000 • Applies to all eligible spending, subject to the conditions. • Activate the principal card and reach at least HK$2,000 in eligible spending within two months of issue. • An eligible customer must not have held a principal BEA JCB Platinum Card or other BEA credit card in the six months before application and approval, subject to the stated exclusions. • Each eligible customer can receive this offer once only. • Supplementary-card spending, cash advances, Octopus top-ups, digital-wallet transactions, supermarket spending, government payments, recurring transactions, tax payments, and other terms-defined ineligible transactions do not count. • The account must remain valid during the promotion and when the rebate is credited. • If the principal card is cancelled within 12 months after account opening, BEA may debit the value of the offer. • The rebate is credited by 2027-06-30 and can only offset the relevant card account balance. • The offer cannot be combined with other promotional offers unless the relevant terms allow it.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: 全部
  • 要求: Period spend ≥: HK$2,000.00
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: Fixed HK$200 rebate; no percentage is stated.
  • 須申請或登記。
  • Activate the principal card and reach at least HK$2,000 in eligible spending within two months of issue.
  • An eligible customer must not have held a principal BEA JCB Platinum Card or other BEA credit card in the six months before application and approval, subject to the stated exclusions.
  • Each eligible customer can receive this offer once only.
  • Supplementary-card spending, cash advances, Octopus top-ups, digital-wallet transactions, supermarket spending, government payments, recurring transactions, tax payments, and other terms-defined ineligible transactions do not count.
  • The account must remain valid during the promotion and when the rebate is credited.
  • If the principal card is cancelled within 12 months after account opening, BEA may debit the value of the offer.
  • The rebate is credited by 2027-06-30 and can only offset the relevant card account balance.
  • The offer cannot be combined with other promotional offers unless the relevant terms allow it.
  • Welcome cash rebate offer: 2026-04-01 – 2027-01-13
其他
BEA JCB Platinum local and Macau contactless cashback: 10% (phase 2)
須符合條件現金回贈contactless最低消費: HK$500.00上限: HK$100.00 · 每月
——

The offer is not confirmed active on the snapshot date. • Limit: 100 HKD · Per Month • Limit applies to: Cash rebate for each eligible card account in a calendar month • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: contactless; Phase Spend Min: 500 • Applies to all eligible spending, subject to the conditions. • Applies to eligible local HKD and Macau MOP retail spending at physical merchants, paid by contactless card transaction. • Register an eligible principal card in the BEA Mall App; the first 5,000 registered cardholders qualify. • Accumulated eligible spending must reach HK$500 per calendar month for each eligible account. • Maximum rebate is HK$300 in phase 2 and HK$600 across the full promotion for each eligible card account. • Phase 1 registration also qualifies the cardholder to earn in phase 2 without registering again. A phase 2 registration does not include phase 1 spending. • Supplementary-card spending is counted in a separate account. • Rebate is rounded down to the nearest Hong Kong dollar. The account must be valid and in good standing when the rebate is credited. • MOP-to-HKD conversion method is not stated. • Terms-defined spending exclusions apply, including insurance premiums, government payments, tax, recurring payments, digital wallets, and Octopus top-ups.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 要求: 付款方式: contactless · Period spend ≥: HK$500.00
  • 優惠上限: 金額: 100 · 適用範圍: Cash rebate for each eligible card account in a calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 須申請或登記。
  • Applies to eligible local HKD and Macau MOP retail spending at physical merchants, paid by contactless card transaction.
  • Register an eligible principal card in the BEA Mall App; the first 5,000 registered cardholders qualify.
  • Accumulated eligible spending must reach HK$500 per calendar month for each eligible account.
  • Maximum rebate is HK$300 in phase 2 and HK$600 across the full promotion for each eligible card account.
  • Phase 1 registration also qualifies the cardholder to earn in phase 2 without registering again. A phase 2 registration does not include phase 1 spending.
  • Supplementary-card spending is counted in a separate account.
  • Rebate is rounded down to the nearest Hong Kong dollar. The account must be valid and in good standing when the rebate is credited.
  • MOP-to-HKD conversion method is not stated.
  • Terms-defined spending exclusions apply, including insurance premiums, government payments, tax, recurring payments, digital wallets, and Octopus top-ups.
  • Phase 2 local and Macau contactless spending: 2027-01-01 – 2027-03-31
旅遊
Japan and Hawaii airport lounge fee waiver: HK$78 per visit
Fee Waiver上限: 6 times · 推廣期總額
——

This benefit does not apply to a purchase. • Limit: 6 times · Promotion Total • Limit applies to: Japan and Hawaii lounge visits during the service period • A qualifying visit requires at least one retail transaction in Japanese Yen at a physical store in Japan during the corresponding transaction period, regardless of spend amount. • Usage periods are 2026-04-01 to 2026-06-30, 2026-07-01 to 2026-09-30, 2026-10-01 to 2026-12-31, and 2027-01-01 to 2027-03-31. • The corresponding transaction periods are 2026-03-01 to 2026-06-30, 2026-06-01 to 2026-09-30, 2026-09-01 to 2026-12-31, and 2026-12-31 to 2027-03-31. • Without the eligible transaction, HK$78 is charged per visit. • Visits after the six-visit allowance are charged at the standard price; the amount is not stated.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 金額: 6 · 適用範圍: Japan and Hawaii lounge visits during the service period · 期間: 推廣期總額 · Type: 有限額 · Unit: times
  • A qualifying visit requires at least one retail transaction in Japanese Yen at a physical store in Japan during the corresponding transaction period, regardless of spend amount.
  • Usage periods are 2026-04-01 to 2026-06-30, 2026-07-01 to 2026-09-30, 2026-10-01 to 2026-12-31, and 2027-01-01 to 2027-03-31.
  • The corresponding transaction periods are 2026-03-01 to 2026-06-30, 2026-06-01 to 2026-09-30, 2026-09-01 to 2026-12-31, and 2026-12-31 to 2027-03-31.
  • Without the eligible transaction, HK$78 is charged per visit.
  • Visits after the six-visit allowance are charged at the standard price; the amount is not stated.
  • Japan and Hawaii lounge service period: 2026-04-01 – 2027-03-31
旅遊
LoungeKey overseas lounges: 2 complimentary visits
Travel上限: 2 times · 推廣期總額
——

This benefit does not apply to a purchase. • Limit: 2 times · Promotion Total • Limit applies to: LoungeKey visits outside Japan and Hawaii during 2026 • Access is to LoungeKey Services lounges outside Japan and Hawaii. • Principal and supplementary cardholder visits have separate allowances. • Linked Chinese terms were unavailable; additional access conditions are unknown.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 金額: 2 · 適用範圍: LoungeKey visits outside Japan and Hawaii during 2026 · 期間: 推廣期總額 · Type: 有限額 · Unit: times
  • Access is to LoungeKey Services lounges outside Japan and Hawaii.
  • Principal and supplementary cardholder visits have separate allowances.
  • Linked Chinese terms were unavailable; additional access conditions are unknown.
  • LoungeKey overseas lounge access outside Japan and Hawaii: 2026-01-01 – 2026-12-31
的士／網約車／租車
TOYOTA Rent a Car basic rental fee: 5% off
折扣
——

Category or merchant does not match. • Merchants: toyota-rent-a-car • Eligible merchants: toyota-rent-a-car • Discount applies to the basic rental fee and excludes tax. • Book on the corresponding TOYOTA Rent a Car campaign page and pay locally. • Campaign details are linked but not retained.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: toyota rent a car · Type: 商戶
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • Discount applies to the basic rental fee and excludes tax.
  • Book on the corresponding TOYOTA Rent a Car campaign page and pay locally.
  • Campaign details are linked but not retained.
藥房／保健品
Japan major drugstores: up to 7% off
折扣
——

Merchant eligibility cannot be established from the incomplete source list. • Eligible categories: 藥房／保健品 • Applies at major drugstores in Japan. • The source does not provide a complete drugstore list.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 藥房／保健品 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 未提供完整適用商戶名單。
  • Applies at major drugstores in Japan.
  • The source does not provide a complete drugstore list.
咖啡店／烘焙／甜品
Starbucks at Hong Kong International Airport: HK$50 discount
折扣最低消費: HK$100.00
——

Category or merchant does not match. • HK$50 / HK$100 × 100 = 50.00%, rounded to two decimal places (shown as 50%). This is a threshold-equivalent rate; the effective rate decreases above HK$100 because the discount remains fixed at HK$50. • Minimum spend: Period: per_transaction; Spend: 100 • Merchants: starbucks • Eligible merchants: starbucks • Applies to handcrafted beverage or food purchases at Starbucks inside Hong Kong International Airport. • A qualifying purchase must be at least HK$100 and include one tall-sized or larger handcrafted beverage. • Detailed information is linked in Chinese and was not retained.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: starbucks · Type: 商戶
  • 最低要求: 期間: 每筆交易 · 消費: HK$100.00
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: HK$50 / HK$100 × 100 = 50.00%, rounded to two decimal places (shown as 50%). This is a threshold equivalent rate; the effective rate decreases above HK$100 because the discount remains fixed at HK$50.
  • Applies to handcrafted beverage or food purchases at Starbucks inside Hong Kong International Airport.
  • A qualifying purchase must be at least HK$100 and include one tall-sized or larger handcrafted beverage.
  • Detailed information is linked in Chinese and was not retained.
演唱會／票務
Concert priority booking service（優惠值未列明）
Lifestyle
——

This benefit does not apply to a purchase. •

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
其他
BEA JCB Platinum first-year annual fee waiver（優惠值未列明）
Fee Waiver
——

This benefit does not apply to a purchase. • All customers are entitled to an annual fee waiver for the first year. • The offer page does not state the waived amount.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • All customers are entitled to an annual fee waiver for the first year.
  • The offer page does not state the waived amount.
借貸/分期付款
BEA JCB Platinum interest-free period: up to 56 days
Financing
——

This benefit does not apply to a purchase. • No interest is charged if the statement balance is paid in full by the due date. • The interest-free period depends on the purchase date within the statement cycle.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • No interest is charged if the statement balance is paid in full by the due date.
  • The interest-free period depends on the purchase date within the statement cycle.
1212/CCBCCB Asia Eye Credit CardCCB Asia Eye Credit Card3%HK$30.00
CCB Asia Eye Credit Card
12CCB

CCB Asia Eye Credit Card

須符合條件

HK$30.003%
其他
eye+ Visa Signature Contactless Retail Spending 7.5X Bonus Points
HK$30.003%
積分contactless payment上限: HK$208.00 · 每月
上限HK$30.00 / HK$208.00
計算方式
總回贈HK$30.00
  • eye+ Visa Signature Contactless Retail Spending 7.5X Bonus Points: HK$30.00
條款及細則

計算假設

  • Assumes the full reward limit is still available. Cash-equivalent value of the extra points cap per cardmember per calendar month
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Cash-equivalent calculation: 60,000 points ÷ 25,000 points × HK$100 = HK$240; HK$240 ÷ HK$8,000 eligible spend × 100 = 3%. The source caps extra points at 52,000 per calendar month, which converts to HK$208 (52,000 ÷ 25,000 × HK$100); its example includes 8,000 basic points in the 60,000 total. No rounding is needed for these amounts. The source supports redemption in blocks of 25,000 points; it does not state how a partial block can be redeemed. The page advertises up to 3% for contactless spending as this points component.
  • Limit: 208 HKD · Per Month
  • Limit applies to: Cash-equivalent value of the extra points cap per cardmember per calendar month
  • Eligibility: Payment Methods: contactless-payment
  • Applies to all eligible spending, subject to the conditions.
  • The source states 7.5X bonus points, including basic bonus points. Extra points are capped at 52,000 per cardmember per calendar month and up to 312,000 during the promotion. The displayed eligible spend cap is HK$8,000 per month.
  • Eligible retail spending must be made by contactless payment; the page lists Visa payWave, Apple Pay and Google Pay as included methods.
  • The page refers to separate points terms. Those terms are not in source_folder.

eye+ Visa Signature Contactless Retail Spending 7.5X Bonus Points

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 要求: 付款方式: contactless payment
  • 優惠上限: 金額: 208 · 適用範圍: Cash equivalent value of the extra points cap per cardmember per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Cash equivalent calculation: 60,000 points ÷ 25,000 points × HK$100 = HK$240; HK$240 ÷ HK$8,000 eligible spend × 100 = 3%. The source caps extra points at 52,000 per calendar month, which converts to HK$208 (52,000 ÷ 25,000 × HK$100); its example includes 8,000 basic points in the 60,000 total. No rounding is needed for these amounts. The source supports redemption in blocks of 25,000 points; it does not state how a partial block can be redeemed. The page advertises up to 3% for contactless spending as this points component.
  • The source states 7.5X bonus points, including basic bonus points. Extra points are capped at 52,000 per cardmember per calendar month and up to 312,000 during the promotion. The displayed eligible spend cap is HK$8,000 per month.
  • Eligible retail spending must be made by contactless payment; the page lists Visa payWave, Apple Pay and Google Pay as included methods.
  • The page refers to separate points terms. Those terms are not in source_folder.
  • eye+ Credit Card extra bonus points and cash rebate promotion: 2026-10-01 – 2027-03-31

開啟優惠來源 ↗

其他優惠
其他
CCB (Asia) eye+ Visa Signature Annual Fee Waiver（優惠值未列明）
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: not stated • The KFS lists the Visa Signature principal and supplementary annual membership fees as waived. Any relevant terms, if any, continue to apply; the retained source gives no further Signature-specific condition.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: 未提供 · 期間: 未提供 · Type: 未提供
  • The KFS lists the Visa Signature principal and supplementary annual membership fees as waived. Any relevant terms, if any, continue to apply; the retained source gives no further Signature-specific condition.

開啟優惠來源 ↗

本地餐飲
eye+ Visa Signature Local Dining Cash Rebate（優惠值未列明）
現金回贈
——

Category or merchant does not match. • The retained page states a combined program maximum of up to 11%, but it does not state the Local Dining component rate. • Limit applies to: not stated • Eligible categories: 本地餐飲 • The retained page names Local Dining as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 本地餐飲 · Type: 類別
  • 優惠上限: 適用範圍: 未提供 · 期間: 未提供 · Type: 未提供
  • 百分比備註: The retained page states a combined program maximum of up to 11%, but it does not state the Local Dining component rate.
  • The retained page names Local Dining as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

開啟優惠來源 ↗

外賣平台
eye+ Visa Signature Delivery Platform Cash Rebate（優惠值未列明）
現金回贈
——

Category or merchant does not match. • The retained page states a combined program maximum of up to 11%, but it does not state the Delivery Platform component rate. • Limit applies to: not stated • Eligible categories: 外賣平台 • The retained page names Delivery Platform as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 外賣平台 · Type: 類別
  • 優惠上限: 適用範圍: 未提供 · 期間: 未提供 · Type: 未提供
  • 百分比備註: The retained page states a combined program maximum of up to 11%, but it does not state the Delivery Platform component rate.
  • The retained page names Delivery Platform as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

開啟優惠來源 ↗

本地交通
eye+ Visa Signature Local Transport Cash Rebate（優惠值未列明）
現金回贈
——

Category or merchant does not match. • The retained page states a combined program maximum of up to 11%, but it does not state the Local Transport component rate. • Limit applies to: not stated • Eligible categories: 本地交通 • The retained page names Local Transport as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 本地交通 · Type: 類別
  • 優惠上限: 適用範圍: 未提供 · 期間: 未提供 · Type: 未提供
  • 百分比備註: The retained page states a combined program maximum of up to 11%, but it does not state the Local Transport component rate.
  • The retained page names Local Transport as part of a combined Local Dining, Delivery Platform and Transport program and advertises up to 11% cash rebate. It does not state this category's rate, cap, validity period, spend threshold or full eligibility. The linked detailed terms are not in source_folder.

開啟優惠來源 ↗

網上購物
eye+ Visa Signature Eligible Online Retail Spending 7.5X Bonus Points
積分上限: HK$208.00 · 每月
——

Category or merchant does not match. • Cash-equivalent calculation: 60,000 points ÷ 25,000 points × HK$100 = HK$240; HK$240 ÷ HK$8,000 eligible spend × 100 = 3%. The source caps extra points at 52,000 per calendar month, which converts to HK$208 (52,000 ÷ 25,000 × HK$100); its example includes 8,000 basic points in the 60,000 total. No rounding is needed for these amounts. The source supports redemption in blocks of 25,000 points; it does not state how a partial block can be redeemed. The page advertises up to 5% for online spending when this point component combines with the separate 2% cash rebate. • Limit: 208 HKD · Per Month • Limit applies to: Cash-equivalent value of the extra points cap per cardmember per calendar month • Eligible categories: 網上購物 • The source states 7.5X bonus points, including basic bonus points. Extra points are capped at 52,000 per cardmember per calendar month and up to 312,000 during the promotion. The displayed eligible spend cap is HK$8,000 per month. • The campaign summary advertises up to 5% for online spending. This offer records only the 7.5X points component, not the separate 2% cash rebate. • The page refers to separate definitions for eligible online retail spending and points terms. Those terms are not in source_folder.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 網上購物 · Type: 類別
  • 優惠上限: 金額: 208 · 適用範圍: Cash equivalent value of the extra points cap per cardmember per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Cash equivalent calculation: 60,000 points ÷ 25,000 points × HK$100 = HK$240; HK$240 ÷ HK$8,000 eligible spend × 100 = 3%. The source caps extra points at 52,000 per calendar month, which converts to HK$208 (52,000 ÷ 25,000 × HK$100); its example includes 8,000 basic points in the 60,000 total. No rounding is needed for these amounts. The source supports redemption in blocks of 25,000 points; it does not state how a partial block can be redeemed. The page advertises up to 5% for online spending when this point component combines with the separate 2% cash rebate.
  • The source states 7.5X bonus points, including basic bonus points. Extra points are capped at 52,000 per cardmember per calendar month and up to 312,000 during the promotion. The displayed eligible spend cap is HK$8,000 per month.
  • The campaign summary advertises up to 5% for online spending. This offer records only the 7.5X points component, not the separate 2% cash rebate.
  • The page refers to separate definitions for eligible online retail spending and points terms. Those terms are not in source_folder.
  • eye+ Credit Card extra bonus points and cash rebate promotion: 2026-10-01 – 2027-03-31

開啟優惠來源 ↗

網上購物
eye+ Visa Signature Eligible Online Retail Spending 2% Cash Rebate
現金回贈上限: HK$160.00 · 每月
——

Category or merchant does not match. • Limit: 160 HKD · Per Month • Limit applies to: Cash rebate per cardmember per calendar month • Eligible categories: 網上購物 • The source requires HK$3,000 in eligible retail spending per calendar month and shows an eligible monthly spend cap of HK$8,000. • The cash rebate is capped at HK$160 per calendar month and up to HK$960 during the promotion. • The campaign summary advertises up to 5% for online spending. This offer records only the separate 2% cash rebate. • The page refers to separate definitions for eligible online retail spending. Those terms are not in source_folder.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 網上購物 · Type: 類別
  • 優惠上限: 金額: 160 · 適用範圍: Cash rebate per cardmember per calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • The source requires HK$3,000 in eligible retail spending per calendar month and shows an eligible monthly spend cap of HK$8,000.
  • The cash rebate is capped at HK$160 per calendar month and up to HK$960 during the promotion.
  • The campaign summary advertises up to 5% for online spending. This offer records only the separate 2% cash rebate.
  • The page refers to separate definitions for eligible online retail spending. Those terms are not in source_folder.
  • eye+ Credit Card extra bonus points and cash rebate promotion: 2026-10-01 – 2027-03-31

開啟優惠來源 ↗

其他
eye+ Visa Signature Foreign Currency Rebate Equivalent to HK$800
須符合條件現金回贈最低消費: HK$60,000.00上限: HK$800.00 · 推廣期總額
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • HK$800 equivalent ÷ HK$60,000 minimum phase spend × 100 = 1.3333%, rounded to four decimal places. The effective rate decreases when qualifying spend exceeds HK$60,000. The rebate is paid in one selected foreign currency. • Limit: 800 HKD · Promotion Total • Limit applies to: Foreign Currency Rebate for this phase • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 60000 • Applies to all eligible spending, subject to the conditions. • Both local and overseas spending count toward HK$60,000 per phase. • Choose one currency for the phase: AUD140, CNH680, USD100 or JPY16,320, each shown as equivalent to HK$800. • Register once per phase. The quota is 4,000 per phase on a first-come, first-served basis. • The source uses closing exchange rates on 1 September 2026. It rounds rebate amounts down to the nearest ten dollars and disregards amounts below ten dollars. • The exact registration window and all transaction exclusions are not stated in the retained files.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 要求: Period spend ≥: HK$60,000.00
  • 優惠上限: 金額: 800 · 適用範圍: Foreign Currency Rebate for this phase · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: HK$800 equivalent ÷ HK$60,000 minimum phase spend × 100 = 1.3333%, rounded to four decimal places. The effective rate decreases when qualifying spend exceeds HK$60,000. The rebate is paid in one selected foreign currency.
  • 須申請或登記。
  • Both local and overseas spending count toward HK$60,000 per phase.
  • Choose one currency for the phase: AUD140, CNH680, USD100 or JPY16,320, each shown as equivalent to HK$800.
  • Register once per phase. The quota is 4,000 per phase on a first-come, first-served basis.
  • The source uses closing exchange rates on 1 September 2026. It rounds rebate amounts down to the nearest ten dollars and disregards amounts below ten dollars.
  • The exact registration window and all transaction exclusions are not stated in the retained files.
  • Foreign Currency Rebate, Phase 1: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

其他
eye+ Visa Signature Foreign Currency Rebate Equivalent to HK$800
須符合條件現金回贈最低消費: HK$60,000.00上限: HK$800.00 · 推廣期總額
——

The offer is not confirmed active on the snapshot date. • HK$800 equivalent ÷ HK$60,000 minimum phase spend × 100 = 1.3333%, rounded to four decimal places. The effective rate decreases when qualifying spend exceeds HK$60,000. The rebate is paid in one selected foreign currency. • Limit: 800 HKD · Promotion Total • Limit applies to: Foreign Currency Rebate for this phase • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 60000 • Applies to all eligible spending, subject to the conditions. • Both local and overseas spending count toward HK$60,000 per phase. • Choose one currency for the phase: AUD140, CNH680, USD100 or JPY16,320, each shown as equivalent to HK$800. • Register once per phase. The quota is 4,000 per phase on a first-come, first-served basis. • The source uses closing exchange rates on 1 September 2026. It rounds rebate amounts down to the nearest ten dollars and disregards amounts below ten dollars. • The exact registration window and all transaction exclusions are not stated in the retained files.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 要求: Period spend ≥: HK$60,000.00
  • 優惠上限: 金額: 800 · 適用範圍: Foreign Currency Rebate for this phase · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: HK$800 equivalent ÷ HK$60,000 minimum phase spend × 100 = 1.3333%, rounded to four decimal places. The effective rate decreases when qualifying spend exceeds HK$60,000. The rebate is paid in one selected foreign currency.
  • 須申請或登記。
  • Both local and overseas spending count toward HK$60,000 per phase.
  • Choose one currency for the phase: AUD140, CNH680, USD100 or JPY16,320, each shown as equivalent to HK$800.
  • Register once per phase. The quota is 4,000 per phase on a first-come, first-served basis.
  • The source uses closing exchange rates on 1 September 2026. It rounds rebate amounts down to the nearest ten dollars and disregards amounts below ten dollars.
  • The exact registration window and all transaction exclusions are not stated in the retained files.
  • Foreign Currency Rebate, Phase 2: 2027-01-01 – 2027-03-31

開啟優惠來源 ↗

借貸/分期付款
eye+ Visa Signature Chill Spending Installment HK$800 Cash Rebate
須符合條件現金回贈
——

This benefit does not apply to a purchase. • Customer: New customer • Limit applies to: not stated • Application, registration or activation required. See conditions. • The applicant must not have held a principal CCB (Asia) credit card at any time in the 12 months before the application. • To receive HK$800, successfully apply for the Chill Spending Installment Program with a tenor of at least 6 months and a total installment amount of at least HK$15,000 within the first 3 months after card issuance. • The retained sources do not state a validity period or all linked terms.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: 未提供 · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • The applicant must not have held a principal CCB (Asia) credit card at any time in the 12 months before the application.
  • To receive HK$800, successfully apply for the Chill Spending Installment Program with a tenor of at least 6 months and a total installment amount of at least HK$15,000 within the first 3 months after card issuance.
  • The retained sources do not state a validity period or all linked terms.

開啟優惠來源 ↗

其他
eye+ Visa Signature Welcome HK$600 Cash Rebate
現金回贈最低消費: HK$6,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • HK$600 ÷ HK$6,000 minimum total spend × 100 = 10%. No rounding is needed. The effective rate decreases when qualifying spend exceeds HK$6,000. • Limit applies to: not stated • Eligibility: Phase Spend Min: 6000 • Applies to all eligible spending, subject to the conditions. • The applicant must not have held a principal CCB (Asia) credit card at any time in the 12 months before the application. • To receive HK$600, make at least HK$6,000 in total spending within the first 2 months after card issuance. • The retained sources do not state a validity period or all linked terms.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: 全部
  • 要求: Period spend ≥: HK$6,000.00
  • 優惠上限: 適用範圍: 未提供 · 期間: 未提供 · Type: 未提供
  • 百分比備註: HK$600 ÷ HK$6,000 minimum total spend × 100 = 10%. No rounding is needed. The effective rate decreases when qualifying spend exceeds HK$6,000.
  • The applicant must not have held a principal CCB (Asia) credit card at any time in the 12 months before the application.
  • To receive HK$600, make at least HK$6,000 in total spending within the first 2 months after card issuance.
  • The retained sources do not state a validity period or all linked terms.

開啟優惠來源 ↗

1313/ICBCICBC Wise Gold Dual Currency Credit Card UnionPay DiamondICBC Wise Gold Dual Currency Credit Card UnionPay Diamond2%HK$20.00
ICBC Wise Gold Dual Currency Credit Card UnionPay Diamond
13ICBC

ICBC Wise Gold Dual Currency Credit Card UnionPay Diamond

須符合條件

HK$20.002%
其他
現金回贈：2% cash rebate
HK$20.002%
現金回贈resident
計算方式
總回贈HK$20.00
  • 現金回贈：2% cash rebate: HK$20.00
條款及細則

計算假設

  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Audience: Resident
  • Applies to all eligible spending, subject to the conditions.
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.

現金回贈：2% cash rebate

  • 適用資格: 適用對象: resident
  • 適用消費: Type: 全部
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The 2% cash rebate is equivalent to 4X bonus points. The rebate is calculated automatically each month, credited to the HKD account and shown on the statement.
  • Cash rebate and bonus points do not apply to cash advances, balance transfers, cash/tax/personal/merchant instalment loans, repayments, e-wallet purchase/reload/transfer including Alipay, PayMe, Tap & Go and WeChat Pay, financial institutions, Octopus add-value, donations, casino or gambling transactions, unauthorised or autopay transactions, video game arcades, cinemas, parking, automobile rentals, fuel, transport fees, financial or service charges, telecommunications, membership, insurance or utilities payments, charitable or non-profit transactions, tax, MPF contributions, or other bank-defined categories.
  • The rewards also exclude supermarkets, property, motor vehicles, wholesale, hospitals, tuition and related merchants in China. Unposted, cancelled, refunded or unauthorised transactions are not eligible.
其他優惠
旅遊
旅遊：designated airport and high speed rail lounge services
須符合條件Travelresident
——

This benefit does not apply to a purchase. • Audience: Resident • Limit: unlimited. • Application, registration or activation required. See conditions. • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • The formal DragonPass guide sets the promotion period as 2026-04-01 to 2027-03-31; the Wise Gold promotion page states a 2026-07-01 start, and the formal guide controls the resolved date. • The benefit applies to the ICBC Wise Gold Dual Currency Credit Card - UnionPay Diamond Card. Primary and supplementary card lounge services are calculated separately. • Register with the cardholder's reserved mobile number. Benefits from multiple ICBC (Asia) cards cannot be accumulated and only one card can be used for registration. • Activation requires the DragonPass website or app and RMB3 card validation. The cardholder must present the DragonPass card or benefit link, scan the QR code and verify the information. • The service is for the cardholder only and cannot be transferred or lent. Companion service for the Wise Gold cards is not available from 2026-02-01. • Lounge entry may be restricted when airports or high-speed railway stations are overcrowded. Service availability and operating hours vary by lounge and follow DragonPass rules. • The Bank may disqualify the benefit when DragonPass data does not match Bank records, card validity is not recognised, or fraudulent, abusive or malicious arbitrage activity is found.

  • 適用資格: 適用對象: resident
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 無上限
  • 須申請或登記。
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The formal DragonPass guide sets the promotion period as 2026-04-01 to 2027-03-31; the Wise Gold promotion page states a 2026-07-01 start, and the formal guide controls the resolved date.
  • The benefit applies to the ICBC Wise Gold Dual Currency Credit Card - UnionPay Diamond Card. Primary and supplementary card lounge services are calculated separately.
  • Register with the cardholder's reserved mobile number. Benefits from multiple ICBC (Asia) cards cannot be accumulated and only one card can be used for registration.
  • Activation requires the DragonPass website or app and RMB3 card validation. The cardholder must present the DragonPass card or benefit link, scan the QR code and verify the information.
  • The service is for the cardholder only and cannot be transferred or lent. Companion service for the Wise Gold cards is not available from 2026-02-01.
  • Lounge entry may be restricted when airports or high-speed railway stations are overcrowded. Service availability and operating hours vary by lounge and follow DragonPass rules.
  • The Bank may disqualify the benefit when DragonPass data does not match Bank records, card validity is not recognised, or fraudulent, abusive or malicious arbitrage activity is found.
  • promotion: 2026-04-01 – 2027-03-31
保險
保險：up to US$500,000 personal accident insurance
Travelresident上限: 500,000 貨幣 · 未提供
——

This benefit does not apply to a purchase. • Audience: Resident • Limit: 500000 USD • Limit applies to: personal accident insurance indemnity • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • The card page states coverage for accidental death or permanent disablement, loss of limb, loss of sight, loss of speech and loss of hearing during a journey on public conveyance. • Coverage, exclusions, indemnity limits and compensation are subject to the AXA group insurance policy and related terms. Aon Hong Kong Limited is the insurance broker for enquiries and claims support.

  • 適用資格: 適用對象: resident
  • 適用消費: Type: not applicable
  • 優惠上限: 金額: 500000 · 適用範圍: personal accident insurance indemnity · Currency: USD · 期間: 未提供 · Type: 有限額 · Unit: 貨幣
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The card page states coverage for accidental death or permanent disablement, loss of limb, loss of sight, loss of speech and loss of hearing during a journey on public conveyance.
  • Coverage, exclusions, indemnity limits and compensation are subject to the AXA group insurance policy and related terms. Aon Hong Kong Limited is the insurance broker for enquiries and claims support.
交通
交通：Greater Bay Area payment and travel convenience
Lifestyleresident
——

This benefit does not apply to a purchase. • Audience: Resident • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • This UnionPay Diamond card feature covers payment and travel services in the Greater Bay Area, including Hong Kong-Zhuhai-Macao Bridge tolls and shuttle bus, the Hong Kong section of Guangzhou-Shenzhen-Hong Kong High-speed Rail, Guangzhou-Shenzhen intercity trains, Railway 12306, selected Mainland metro and taxi services, MTR, KMB, Long Win Bus, Citybus, selected taxis, toll tunnels and highways.

  • 適用資格: 適用對象: resident
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • This UnionPay Diamond card feature covers payment and travel services in the Greater Bay Area, including Hong Kong-Zhuhai-Macao Bridge tolls and shuttle bus, the Hong Kong section of Guangzhou-Shenzhen-Hong Kong High-speed Rail, Guangzhou-Shenzhen intercity trains, Railway 12306, selected Mainland metro and taxi services, MTR, KMB, Long Win Bus, Citybus, selected taxis, toll tunnels and highways.
海外簽賬
海外簽賬：waiver of foreign exchange fee on spending in CNY and foreign currencies
Fee Waiverresident
——

Category or merchant does not match. • Audience: Resident • Eligible categories: 海外簽賬 • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • The card has HKD and RMB accounts. Cardholders can spend in local currency across the Chinese Mainland and Hong Kong, with a foreign-exchange-fee waiver for spending in CNY and foreign currencies.

  • 適用資格: 適用對象: resident
  • 適用消費: 適用範圍: 海外簽賬 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The card has HKD and RMB accounts. Cardholders can spend in local currency across the Chinese Mainland and Hong Kong, with a foreign-exchange-fee waiver for spending in CNY and foreign currencies.
手機支付
手機支付：QR code payment convenience
須符合條件Lifestyleresident
——

This benefit does not apply to a purchase. • Audience: Resident • Application, registration or activation required. See conditions. • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • Download the UnionPay App and bind the ICBC Dual Currency Credit Card to use QR-code payment and access Hong Kong, Macau and cross-border privileges.

  • 適用資格: 適用對象: resident
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • Download the UnionPay App and bind the ICBC Dual Currency Credit Card to use QR-code payment and access Hong Kong, Macau and cross-border privileges.
其他
卡片禮遇：exclusive UnionPay premium privileges
Lifestyleresident
——

This benefit does not apply to a purchase. • Audience: Resident • Available only to invited persons. • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account. • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available. • The source lists UnionPay premium privileges such as entertainment, travel, dining and shopping. The linked UnionPay page is not used as evidence.

  • 適用資格: 適用對象: resident
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • Available only to invited persons.
  • The principal card applicant must be a Hong Kong resident over 18 and hold an ICBC Wise Gold integrated account.
  • If the ICBC Wise Gold account is cancelled, the related card becomes invalid and its exclusive offers are no longer available.
  • The source lists UnionPay premium privileges such as entertainment, travel, dining and shopping. The linked UnionPay page is not used as evidence.
1414/ICBCICBC Essence Credit Card Visa InfiniteICBC Essence Credit Card Visa Infinite2%HK$20.00
ICBC Essence Credit Card Visa Infinite
14ICBC

ICBC Essence Credit Card Visa Infinite

須符合條件

HK$20.002%
其他
現金回贈：2% cash rebate
HK$20.002%
現金回贈
計算方式
總回贈HK$20.00
  • 現金回贈：2% cash rebate: HK$20.00
條款及細則

計算假設

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Source-stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1.
  • Limit: unlimited.
  • Applies to all eligible spending, subject to the conditions.
  • The cash rebate applies to spending without an upper limit.
  • HKD and RMB spending are combined for accumulated transaction amount calculation.
  • RMB1 spending is calculated as HKD1.
  • The rebate is calculated monthly, credited to the HKD account, and shown on the statement.

現金回贈：2% cash rebate

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 期間: 未提供 · Type: 無上限
  • 百分比備註: Source stated 2%; HKD and RMB spending are combined and RMB1 is counted as HKD1.
  • The cash rebate applies to spending without an upper limit.
  • HKD and RMB spending are combined for accumulated transaction amount calculation.
  • RMB1 spending is calculated as HKD1.
  • The rebate is calculated monthly, credited to the HKD account, and shown on the statement.
其他優惠
其他
卡片優惠：Up to 3 supplementary cards under the same credit limit
須符合條件Lifestyle上限: 3 cards · 未提供
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 3 cards • Limit applies to: Supplementary Cards • Application, registration or activation required. See conditions. • The Principal Cardholder is entitled to 3 Supplementary Cards under the same credit limit. • Supplementary Card application is available only to the spouse or children of the Principal Cardholder. • Supplementary Cards terminate if the Principal Cardholder no longer holds a valid ICBC Essence Credit Card.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 金額: 3 · 適用範圍: Supplementary Cards · 期間: 未提供 · Type: 有限額 · Unit: cards
  • 百分比備註: No source supported spending percentage applies.
  • 須申請或登記。
  • The Principal Cardholder is entitled to 3 Supplementary Cards under the same credit limit.
  • Supplementary Card application is available only to the spouse or children of the Principal Cardholder.
  • Supplementary Cards terminate if the Principal Cardholder no longer holds a valid ICBC Essence Credit Card.
其他
費用豁免：Waiver of HK$6,800 annual fee
Fee Waiver
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • The chargeable annual fee for each Principal Card issued is HK$6,800. • Selected customers who hold a valid ICBC Essence Credit Card Principal Card enjoy the annual fee waiver.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: No source supported spending percentage applies.
  • The chargeable annual fee for each Principal Card issued is HK$6,800.
  • Selected customers who hold a valid ICBC Essence Credit Card Principal Card enjoy the annual fee waiver.
其他
費用豁免：Waiver of HK$3,000 annual fee
Fee Waiver
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • The chargeable annual fee for each Supplementary Card issued is HK$3,000. • Selected customers who hold a valid ICBC Essence Credit Card Principal Card enjoy the annual fee waiver for Supplementary Cards.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: No source supported spending percentage applies.
  • The chargeable annual fee for each Supplementary Card issued is HK$3,000.
  • Selected customers who hold a valid ICBC Essence Credit Card Principal Card enjoy the annual fee waiver for Supplementary Cards.
其他
分期優惠：0.235% monthly flat rate
須符合條件Financing
——

This benefit does not apply to a purchase. • Financing rate is not a reward percentage; the source-stated APR is preserved in constraints. • Application, registration or activation required. See conditions. • No documents are required for the Credit Card Spending Installment Plan. • The 12-month tenor is one of the available installment-plan choices. • The monthly flat rate is 0.235%. • The stated APR for the 12-month tenor is 5.29%, based on the source's HK$10,000 example where applicable. • Terms, fees, and the Code of Banking Practice disclosures apply. • The application hotline is 2533 8686.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: Financing rate is not a reward percentage; the source stated APR is preserved in constraints.
  • 須申請或登記。
  • No documents are required for the Credit Card Spending Installment Plan.
  • The 12-month tenor is one of the available installment-plan choices.
  • The monthly flat rate is 0.235%.
  • The stated APR for the 12-month tenor is 5.29%, based on the source's HK$10,000 example where applicable.
  • Terms, fees, and the Code of Banking Practice disclosures apply.
  • The application hotline is 2533 8686.
其他
分期優惠：0.235% monthly flat rate
須符合條件Financing
——

This benefit does not apply to a purchase. • Financing rate is not a reward percentage; the source-stated APR is preserved in constraints. • Application, registration or activation required. See conditions. • No documents are required for the Credit Card Spending Installment Plan. • The 24-month tenor is one of the available installment-plan choices. • The monthly flat rate is 0.235%. • The stated APR for the 24-month tenor is 5.46%, based on the source's HK$10,000 example where applicable. • Terms, fees, and the Code of Banking Practice disclosures apply. • The application hotline is 2533 8686.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: Financing rate is not a reward percentage; the source stated APR is preserved in constraints.
  • 須申請或登記。
  • No documents are required for the Credit Card Spending Installment Plan.
  • The 24-month tenor is one of the available installment-plan choices.
  • The monthly flat rate is 0.235%.
  • The stated APR for the 24-month tenor is 5.46%, based on the source's HK$10,000 example where applicable.
  • Terms, fees, and the Code of Banking Practice disclosures apply.
  • The application hotline is 2533 8686.
其他
分期優惠：0.235% monthly flat rate
須符合條件Financing
——

This benefit does not apply to a purchase. • Financing rate is not a reward percentage; the source-stated APR is preserved in constraints. • Application, registration or activation required. See conditions. • No documents are required for the Credit Card Spending Installment Plan. • The 36-month tenor is one of the available installment-plan choices. • The monthly flat rate is 0.235%. • The stated APR for the 36-month tenor is 5.48%, based on the source's HK$10,000 example where applicable. • Terms, fees, and the Code of Banking Practice disclosures apply. • The application hotline is 2533 8686.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: Financing rate is not a reward percentage; the source stated APR is preserved in constraints.
  • 須申請或登記。
  • No documents are required for the Credit Card Spending Installment Plan.
  • The 36-month tenor is one of the available installment-plan choices.
  • The monthly flat rate is 0.235%.
  • The stated APR for the 36-month tenor is 5.48%, based on the source's HK$10,000 example where applicable.
  • Terms, fees, and the Code of Banking Practice disclosures apply.
  • The application hotline is 2533 8686.
其他
卡片禮遇：Visa Concierge 24/7 support, services, and exclusive privileges
Lifestyle
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Visa Concierge provides 24/7 support. • Services include emergency support, travel and medical assistance, business and leisure assistance, restaurant and getaway reservations, local recommendations, and virtual or outdoor experiences. • Visa Concierge app and phone access are subject to Visa service terms.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: No source supported spending percentage applies.
  • Visa Concierge provides 24/7 support.
  • Services include emergency support, travel and medical assistance, business and leisure assistance, restaurant and getaway reservations, local recommendations, and virtual or outdoor experiences.
  • Visa Concierge app and phone access are subject to Visa service terms.
旅遊
旅遊：designated airport lounge services for the cardholder
須符合條件Travel
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: unlimited. • Application, registration or activation required. See conditions. • From 1 April 2026 to 31 March 2027, both dates inclusive, eligible Essence customers receive unlimited designated lounge services. • The unlimited entitlement applies to the cardholder's designated airport lounge services. • DragonPass registration and activation are required; one card registration is used for the service. • Lounge capacity, operating hours, network changes, and DragonPass terms apply.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 無上限
  • 百分比備註: No source supported spending percentage applies.
  • 須申請或登記。
  • From 1 April 2026 to 31 March 2027, both dates inclusive, eligible Essence customers receive unlimited designated lounge services.
  • The unlimited entitlement applies to the cardholder's designated airport lounge services.
  • DragonPass registration and activation are required; one card registration is used for the service.
  • Lounge capacity, operating hours, network changes, and DragonPass terms apply.
  • DragonPass promotion period: 2026-04-01 – 2027-03-31
旅遊
旅遊：designated high-speed rail lounge services for the cardholder
須符合條件Travel
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: unlimited. • Application, registration or activation required. See conditions. • From 1 April 2026 to 31 March 2027, both dates inclusive, eligible Essence customers receive unlimited designated lounge services. • The unlimited entitlement applies to the cardholder's designated high-speed rail lounge services. • DragonPass registration and activation are required; one card registration is used for the service. • Lounge capacity, operating hours, network changes, and DragonPass terms apply.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 無上限
  • 百分比備註: No source supported spending percentage applies.
  • 須申請或登記。
  • From 1 April 2026 to 31 March 2027, both dates inclusive, eligible Essence customers receive unlimited designated lounge services.
  • The unlimited entitlement applies to the cardholder's designated high-speed rail lounge services.
  • DragonPass registration and activation are required; one card registration is used for the service.
  • Lounge capacity, operating hours, network changes, and DragonPass terms apply.
  • DragonPass promotion period: 2026-04-01 – 2027-03-31
旅遊
旅遊：Up to 10 free designated airport lounge visits
須符合條件Travel上限: 10 visits · 推廣期總額
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 10 visits · Promotion Total • Limit applies to: Companion visits to designated airport lounges • Application, registration or activation required. See conditions. • A companion may use designated airport lounges up to 10 times free during the promotion period. • Plaza Premium First is included among the designated airport lounges stated in the HTML summary. • The service applies to eligible Essence cardholders and requires DragonPass registration and activation. • Cardholder and supplementary-card entitlements are calculated separately; service is personal and non-transferable. • Lounge capacity, operating hours, network changes, and DragonPass terms apply.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 金額: 10 · 適用範圍: Companion visits to designated airport lounges · 期間: 推廣期總額 · Type: 有限額 · Unit: visits
  • 百分比備註: No source supported spending percentage applies.
  • 須申請或登記。
  • A companion may use designated airport lounges up to 10 times free during the promotion period.
  • Plaza Premium First is included among the designated airport lounges stated in the HTML summary.
  • The service applies to eligible Essence cardholders and requires DragonPass registration and activation.
  • Cardholder and supplementary-card entitlements are calculated separately; service is personal and non-transferable.
  • Lounge capacity, operating hours, network changes, and DragonPass terms apply.
  • DragonPass promotion period: 2026-04-01 – 2027-03-31
旅遊
旅遊：Up to 20 free designated high-speed rail lounge visits
須符合條件Travel上限: 20 visits · 推廣期總額
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 20 visits · Promotion Total • Limit applies to: Companion visits to designated high-speed rail lounges • Application, registration or activation required. See conditions. • A companion may use designated high-speed rail lounges up to 20 times free during the promotion period. • The service applies to eligible Essence cardholders and requires DragonPass registration and activation. • Cardholder and supplementary-card entitlements are calculated separately; service is personal and non-transferable. • Lounge capacity, operating hours, network changes, network changes, and DragonPass terms apply.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 金額: 20 · 適用範圍: Companion visits to designated high speed rail lounges · 期間: 推廣期總額 · Type: 有限額 · Unit: visits
  • 百分比備註: No source supported spending percentage applies.
  • 須申請或登記。
  • A companion may use designated high-speed rail lounges up to 20 times free during the promotion period.
  • The service applies to eligible Essence cardholders and requires DragonPass registration and activation.
  • Cardholder and supplementary-card entitlements are calculated separately; service is personal and non-transferable.
  • Lounge capacity, operating hours, network changes, network changes, and DragonPass terms apply.
  • DragonPass promotion period: 2026-04-01 – 2027-03-31
的士／網約車／租車
King S Limousine：Two complimentary one-way Hong Kong International Airport limousine transfer services
須符合條件Travelessence ceramic card上限: 2 services · 推廣期總額
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 2 services · Promotion Total • Limit applies to: One-way airport limousine transfer services • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: essence-ceramic-card • Merchants: king-s-limousine • The offer is for ICBC Essence Ceramic Cardholders only. • The first two one-way charges for transfer to or from Hong Kong International Airport are refunded as free credit-card spending limit. • The customer must book the service and pay with the Essence Ceramic Card. • The refund is made 6 to 8 weeks after the first working day of the following month and is not cash. • Bookings must be made at least 48 hours in advance; the supplier accepts bookings from 48 hours to 60 days before travel. • King's Limousine is the service provider. One destination, baggage, tunnel and bridge tolls, and stated early-morning surcharge treatment apply. • Changes and cancellations, waiting time, extra stops, child restraints, bad weather, and other supplier charges follow the formal service terms.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 要求: 付款方式: essence ceramic card
  • 優惠上限: 金額: 2 · 適用範圍: One way airport limousine transfer services · 期間: 推廣期總額 · Type: 有限額 · Unit: services
  • 百分比備註: No source supported spending percentage applies.
  • 須申請或登記。
  • The offer is for ICBC Essence Ceramic Cardholders only.
  • The first two one-way charges for transfer to or from Hong Kong International Airport are refunded as free credit-card spending limit.
  • The customer must book the service and pay with the Essence Ceramic Card.
  • The refund is made 6 to 8 weeks after the first working day of the following month and is not cash.
  • Bookings must be made at least 48 hours in advance; the supplier accepts bookings from 48 hours to 60 days before travel.
  • King's Limousine is the service provider. One destination, baggage, tunnel and bridge tolls, and stated early-morning surcharge treatment apply.
  • Changes and cancellations, waiting time, extra stops, child restraints, bad weather, and other supplier charges follow the formal service terms.
  • 2026-2027 Q1 complimentary airport limousine service period: 2026-07-15 – 2027-03-31
酒店
酒店：Discounts and VIP privileges at 900+ global luxury hotels and resorts with best-rate guarantee
Travel
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 酒店 • Visa partner offers cover more than 900 global luxury hotels and resorts. • The stated benefit includes discounts, VIP privileges, and a best-rate guarantee. • Availability, booking channel, participating properties, and Visa partner terms apply.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 酒店 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: No source supported spending percentage applies.
  • 未提供完整適用商戶名單。
  • Visa partner offers cover more than 900 global luxury hotels and resorts.
  • The stated benefit includes discounts, VIP privileges, and a best-rate guarantee.
  • Availability, booking channel, participating properties, and Visa partner terms apply.
的士／網約車／租車
的士／網約車／租車：Up to 48% off
折扣
——

Merchant eligibility cannot be established from the incomplete source list. • Source-stated maximum; eligible Visa partner terms apply. • Eligible categories: 的士／網約車／租車 • The source states a maximum discount of up to 48% for limousine services. • Eligible Visa partner services, booking conditions, availability, and partner terms apply.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 的士／網約車／租車 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: Source stated maximum; eligible Visa partner terms apply.
  • 未提供完整適用商戶名單。
  • The source states a maximum discount of up to 48% for limousine services.
  • Eligible Visa partner services, booking conditions, availability, and partner terms apply.
的士／網約車／租車
Hertz car-rental offers including one-day complimentary rental
Travel
——

Category or merchant does not match. • No source-supported spending percentage applies. • Merchants: hertz • Eligible merchants: hertz • The source names Hertz and states car-rental offers including one-day complimentary rental. • Eligible locations, booking conditions, vehicle rules, availability, and Visa partner terms apply.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: hertz · Type: 商戶
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: No source supported spending percentage applies.
  • The source names Hertz and states car-rental offers including one-day complimentary rental.
  • Eligible locations, booking conditions, vehicle rules, availability, and Visa partner terms apply.
保險
保險：Travel accidental medical insurance up to US$25,000 per insured person
Traveldesignated card上限: 25,000 貨幣 · 每筆交易
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 25000 USD · Per Transaction • Limit applies to: Travel medical and related expenses per insured person • Eligibility: Payment Methods: designated-card • The insurance period is 24 June 2026 to 23 June 2027. • Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply. • At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card. • No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value. • The AXA policy and certificate terms control coverage, exclusions, and claims. • The medical and related expense limit is US$25,000 per insured person.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 要求: 付款方式: designated card
  • 優惠上限: 金額: 25000 · 適用範圍: Travel medical and related expenses per insured person · Currency: USD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: No source supported spending percentage applies.
  • The insurance period is 24 June 2026 to 23 June 2027.
  • Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply.
  • At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card.
  • No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value.
  • The AXA policy and certificate terms control coverage, exclusions, and claims.
  • The medical and related expense limit is US$25,000 per insured person.
  • Private Bank Travel Insurance Benefit insurance period: 2026-06-24 – 2027-06-23
保險
保險：Travel personal accident insurance up to US$1,000,000 per insured person
Traveldesignated card上限: 1,000,000 貨幣 · 每筆交易
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Limit: 1000000 USD · Per Transaction • Limit applies to: Travel personal accident insurance per insured person • Eligibility: Payment Methods: designated-card • The insurance period is 24 June 2026 to 23 June 2027. • Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply. • At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card. • No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value. • The AXA policy and certificate terms control coverage, exclusions, and claims. • The personal accident limit is US$1,000,000 per insured person.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 要求: 付款方式: designated card
  • 優惠上限: 金額: 1000000 · 適用範圍: Travel personal accident insurance per insured person · Currency: USD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: No source supported spending percentage applies.
  • The insurance period is 24 June 2026 to 23 June 2027.
  • Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply.
  • At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card.
  • No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value.
  • The AXA policy and certificate terms control coverage, exclusions, and claims.
  • The personal accident limit is US$1,000,000 per insured person.
  • Private Bank Travel Insurance Benefit insurance period: 2026-06-24 – 2027-06-23
保險
保險：Worldwide emergency assistance services with costs fully covered
Traveldesignated card
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Eligibility: Payment Methods: designated-card • The insurance period is 24 June 2026 to 23 June 2027. • Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply. • At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card. • No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value. • The AXA policy and certificate terms control coverage, exclusions, and claims. • Worldwide emergency assistance is fully covered, including the stated 24-hour hotline and emergency medical evacuation or repatriation support.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 要求: 付款方式: designated card
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: No source supported spending percentage applies.
  • The insurance period is 24 June 2026 to 23 June 2027.
  • Eligible designated Private Banking Visa Infinite Essence cardholders are covered; spouse and unmarried-child age rules in the factsheet apply.
  • At least 50% of the public conveyance fare must be charged to the designated Visa Infinite Essence Card.
  • No cover applies when the passenger fare is paid through built-in Octopus Automatic Add Value.
  • The AXA policy and certificate terms control coverage, exclusions, and claims.
  • Worldwide emergency assistance is fully covered, including the stated 24-hour hotline and emergency medical evacuation or repatriation support.
  • Private Bank Travel Insurance Benefit insurance period: 2026-06-24 – 2027-06-23
高級餐廳
高級餐廳：Dining privileges at global top restaurants and hotel chains
Travel
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 高級餐廳 • The source describes global top restaurants and hotel chains; participating venues, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 高級餐廳 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: No source supported spending percentage applies.
  • 未提供完整適用商戶名單。
  • The source describes global top restaurants and hotel chains; participating venues, availability, and Visa partner terms apply.
  • The page gives service classes and examples, not a complete local merchant list.
購物
購物：Premium shopping privileges
Lifestyle
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 購物 • The source describes premium shopping offers; participating retailers, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 購物 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: No source supported spending percentage applies.
  • 未提供完整適用商戶名單。
  • The source describes premium shopping offers; participating retailers, availability, and Visa partner terms apply.
  • The page gives service classes and examples, not a complete local merchant list.
高級餐廳
高級餐廳：Premium dining privileges
Lifestyle
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 高級餐廳 • The source describes global top restaurants and hotel chains; participating venues, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 高級餐廳 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: No source supported spending percentage applies.
  • 未提供完整適用商戶名單。
  • The source describes global top restaurants and hotel chains; participating venues, availability, and Visa partner terms apply.
  • The page gives service classes and examples, not a complete local merchant list.
網上購物
網上購物：Special discounts
折扣
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 網上購物 • The source describes online shopping offers; participating merchants, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 網上購物 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: No source supported spending percentage applies.
  • 未提供完整適用商戶名單。
  • The source describes online shopping offers; participating merchants, availability, and Visa partner terms apply.
  • The page gives service classes and examples, not a complete local merchant list.
百貨公司
百貨公司：Special discounts
折扣
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 百貨公司 • The source describes local and international department-store offers; participating stores, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 百貨公司 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: No source supported spending percentage applies.
  • 未提供完整適用商戶名單。
  • The source describes local and international department-store offers; participating stores, availability, and Visa partner terms apply.
  • The page gives service classes and examples, not a complete local merchant list.
珠寶／鐘錶
珠寶／鐘錶：Special discounts at jewelers
折扣
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 珠寶／鐘錶 • The source describes jeweler offers; participating merchants, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 珠寶／鐘錶 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: No source supported spending percentage applies.
  • 未提供完整適用商戶名單。
  • The source describes jeweler offers; participating merchants, availability, and Visa partner terms apply.
  • The page gives service classes and examples, not a complete local merchant list.
美容／個人護理
美容／個人護理：Special discounts at cosmetics stores
折扣
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 美容／個人護理 • The source describes cosmetics offers; participating merchants, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 美容／個人護理 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: No source supported spending percentage applies.
  • 未提供完整適用商戶名單。
  • The source describes cosmetics offers; participating merchants, availability, and Visa partner terms apply.
  • The page gives service classes and examples, not a complete local merchant list.
時裝
時裝：Special discounts at apparel stores
折扣
——

Merchant eligibility cannot be established from the incomplete source list. • No source-supported spending percentage applies. • Eligible categories: 時裝 • The source describes apparel offers; participating merchants, availability, and Visa partner terms apply. • The page gives service classes and examples, not a complete local merchant list.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 時裝 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: No source supported spending percentage applies.
  • 未提供完整適用商戶名單。
  • The source describes apparel offers; participating merchants, availability, and Visa partner terms apply.
  • The page gives service classes and examples, not a complete local merchant list.
網上購物
網上購物：Online shopping insurance
Travel
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • The page lists online shopping insurance as a card benefit. • Coverage, eligibility, exclusions, and claims follow the applicable insurance terms.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: No source supported spending percentage applies.
  • The page lists online shopping insurance as a card benefit.
  • Coverage, eligibility, exclusions, and claims follow the applicable insurance terms.
購物
購物：SUPREME membership for Chinese Arts & Crafts
Lifestyle
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • The source lists SUPREME membership for Chinese Arts & Crafts. • Membership eligibility, privileges, and provider terms apply.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: No source supported spending percentage applies.
  • The source lists SUPREME membership for Chinese Arts & Crafts.
  • Membership eligibility, privileges, and provider terms apply.
珠寶／鐘錶
Shopping privileges and 1-on-1 personal service with Memorigin brand representatives
Lifestyle
——

Category or merchant does not match. • No source-supported spending percentage applies. • Merchants: memorigin • Eligible merchants: memorigin • The source names Memorigin and lists shopping privileges and one-to-one service with brand representatives. • Provider availability and terms apply.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: memorigin · Type: 商戶
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: No source supported spending percentage applies.
  • The source names Memorigin and lists shopping privileges and one-to-one service with brand representatives.
  • Provider availability and terms apply.
時裝
Prestigious offers in sartorial suit tailoring at Tai Pan Row（優惠值未列明）
Lifestyle
——

Category or merchant does not match. • No source-supported spending percentage applies. • Merchants: tai-pan-row • Eligible merchants: tai-pan-row • The source names Tai Pan Row and lists prestigious suit-tailoring offers. • Provider availability and terms apply.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: tai pan row · Type: 商戶
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: No source supported spending percentage applies.
  • The source names Tai Pan Row and lists prestigious suit-tailoring offers.
  • Provider availability and terms apply.
其他
卡片禮遇：Invitation-only private banking value-added services
Lifestyle
——

This benefit does not apply to a purchase. • No source-supported spending percentage applies. • Personalized value-added services are available by invitation only. • Customers should contact their designated relationship manager for details.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: No source supported spending percentage applies.
  • Personalized value-added services are available by invitation only.
  • Customers should contact their designated relationship manager for details.
1515/ICBCICBC Wise Gold Credit Card World MastercardICBC Wise Gold Credit Card World Mastercard2%HK$20.00
ICBC Wise Gold Credit Card World Mastercard
15ICBC

ICBC Wise Gold Credit Card World Mastercard

須符合條件

HK$20.002%
其他
ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate
HK$20.002%
現金回贈
計算方式
總回贈HK$20.00
  • ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate: HK$20.00
條款及細則

計算假設

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Limit: unlimited.
  • Limit applies to: cash rebate on eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.

ICBC Wise Gold World Mastercard Local and Overseas Spending: 2% Cash Rebate

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: cash rebate on eligible local and overseas spending · Currency: HKD · 期間: 未提供 · Type: 無上限 · Unit: 貨幣
  • 百分比備註: The source states a 2% cash rebate, equivalent to 4X bonus points; no calculation was applied.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. Applies to eligible local and overseas card spending.
  • The Bank calculates the rebate monthly without a conversion step, credits it to the HKD account, and shows it on the statement.
  • Rebates are excluded for cash advances, balance transfers, loan or instalment amounts and repayments, e-wallet purchases or transfers, financial institution transactions including securities brokers, Octopus add-value, donations, gambling, unauthorised or autopay transactions, video game arcades, cinemas, parking, car rental, fuel, transport, card charges, financial or account-service charges, telecommunications, memberships, insurance, utilities, charity, tax, MPF, and other Bank-determined categories. Mainland supermarket, property, motor vehicle, wholesale, hospital, tuition, and related merchant categories are also excluded. Unposted, cancelled, refunded, and unauthorised transactions are ineligible.
  • The source states the rebate is equivalent to 4X bonus points. It does not state an end date.

開啟優惠來源 ↗

其他優惠
其他
Wise Gold Account Opening Reward: HK$25,000 Free Card Spending Limit
須符合條件Other
——

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets of HK$8,000,000 or more for the first three consecutive months after account opening. • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading. • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed. • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card. • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027. • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: A fixed spending limit reward has no eligible card spend denominator.
  • 須申請或登記。
  • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets of HK$8,000,000 or more for the first three consecutive months after account opening.
  • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading.
  • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed.
  • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card.
  • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated.
  • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
  • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027.
  • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
  • Wise Gold account opening reward: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

其他
Wise Gold Account Opening Reward: HK$16,000 Free Card Spending Limit
須符合條件Other
——

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets from HK$5,000,000 to below HK$8,000,000 for the first three consecutive months after account opening. • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading. • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed. • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card. • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027. • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: A fixed spending limit reward has no eligible card spend denominator.
  • 須申請或登記。
  • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets from HK$5,000,000 to below HK$8,000,000 for the first three consecutive months after account opening.
  • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading.
  • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed.
  • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card.
  • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated.
  • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
  • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027.
  • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
  • Wise Gold account opening reward: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

其他
Wise Gold Account Opening Reward: HK$12,000 Free Card Spending Limit
須符合條件Other
——

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets from HK$3,000,000 to below HK$5,000,000 for the first three consecutive months after account opening. • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading. • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed. • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card. • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027. • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: A fixed spending limit reward has no eligible card spend denominator.
  • 須申請或登記。
  • Requires a newly opened Wise Gold account and designated average daily Total Liquid Assets from HK$3,000,000 to below HK$5,000,000 for the first three consecutive months after account opening.
  • Complete one eligible investment transaction of HK$100,000 or equivalent in the designated period. Eligible products are investment fund subscription, currency-linked contract, structured deposit, eligible stock trading, investment fund transfer-in, or FX trading.
  • Fund subscription must be a lump-sum purchase with a subscription fee of at least 0.6%; money market funds, switching, redemption, and Fund Monthly Saving Plan subscriptions are excluded. A currency-linked contract must have a tenor of at least two weeks. Stock trades must meet the stated HKEX or Stock Connect rules; transfer-in funds must be distributed by the Bank; FX trading must be completed.
  • Successfully apply for or hold either the ICBC Wise Gold Credit Card (World Mastercard) or ICBC Wise Gold Dual Currency Credit Card.
  • A new customer is one who held no Bank account in sole or joint name during the 12 months before opening, except a customer who held only a credit card. One reward per customer; joint accounts count as one and the primary account holder receives the reward. The reward cannot combine with other account-opening promotions unless stated.
  • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
  • The first-three-month asset period, eligible transaction period, and reward period depend on the account-opening month. For October openings, the asset period is November 2026–January 2027 and the reward is due by the end of March 2027; for November openings, the periods are December 2026–February 2027 and by the end of April 2027; for December openings, they are January–March 2027 and by the end of May 2027.
  • The customer must hold a valid Wise Gold account when the reward is credited. The reward is a free card spending limit for card purchases only, not cash advances or card balances. A customer without the specified card must apply; if the card application is declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
  • Wise Gold account opening reward: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

其他
Wise Gold Account Opening Bonus: HK$100 Free Card Spending Limit
須符合條件Other
——

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • This bonus is additional to one eligible new-customer account-opening tier. The customer must agree to receive the Bank's SMS or email marketing for all product types when opening the account and keep that preference until the reward redemption date. • One bonus per eligible customer. The underlying account-opening reward requires a new Wise Gold account, the applicable average daily Total Liquid Assets tier, one eligible transaction of HK$100,000 or equivalent, and successful application for or holding of either Wise Gold card. • The reward timing depends on the account-opening month and the customer must hold a valid Wise Gold account when credited. If the card application is declined, the customer can notify staff to receive the amount in the Wise Gold HKD savings account. The free spending limit can be used for card purchases only, not cash advances or card balances. Bank staff are not eligible.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: A fixed spending limit reward has no eligible card spend denominator.
  • 須申請或登記。
  • This bonus is additional to one eligible new-customer account-opening tier. The customer must agree to receive the Bank's SMS or email marketing for all product types when opening the account and keep that preference until the reward redemption date.
  • One bonus per eligible customer. The underlying account-opening reward requires a new Wise Gold account, the applicable average daily Total Liquid Assets tier, one eligible transaction of HK$100,000 or equivalent, and successful application for or holding of either Wise Gold card.
  • The reward timing depends on the account-opening month and the customer must hold a valid Wise Gold account when credited. If the card application is declined, the customer can notify staff to receive the amount in the Wise Gold HKD savings account. The free spending limit can be used for card purchases only, not cash advances or card balances. Bank staff are not eligible.
  • Wise Gold account opening reward: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

其他
Wise Gold Account Upgrade Reward: HK$4,000 Free Card Spending Limit
須符合條件Other
——

This benefit does not apply to a purchase. • Customer: Existing customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a successful Wise Gold account upgrade during the promotion period and an average daily Total Liquid Assets balance of at least HK$3,000,000 for the first three consecutive months after upgrade. • This HK$4,000 tier requires the average daily Total Liquid Assets to increase by HK$3,000,000 or more over the September 2026 average during the first-three-month calculation period. • An eligible existing customer held a Bank deposit account in sole or joint name before 1 October 2026 and, in the 12 months before the upgrade, had not upgraded to Wise Gold or received a Wise Gold account-opening or upgrade reward. The Bank's system record determines the successful upgrade date; signing the Account Amendment Form starts a 4–5 working-day processing period. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • One upgrade reward per customer. A customer cannot receive another upgrade reward by upgrading another account after a successful upgrade. The reward cannot combine with other account-opening promotions unless stated. • The calculation and reward periods depend on the successful upgrade month: October upgrades use November 2026–January 2027 and reward by end-March 2027; November upgrades use December 2026–February 2027 and reward by end-April 2027; December upgrades use January–March 2027 and reward by end-May 2027. September 2026 assets are the comparison baseline. • The customer must hold a valid Wise Gold account when credited. The free spending limit is credited to an ICBC card account and can be used for card purchases only, not cash advances or card balances. A customer without an ICBC card must apply; if declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

  • 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: A fixed spending limit reward has no eligible card spend denominator.
  • 須申請或登記。
  • Requires a successful Wise Gold account upgrade during the promotion period and an average daily Total Liquid Assets balance of at least HK$3,000,000 for the first three consecutive months after upgrade.
  • This HK$4,000 tier requires the average daily Total Liquid Assets to increase by HK$3,000,000 or more over the September 2026 average during the first-three-month calculation period.
  • An eligible existing customer held a Bank deposit account in sole or joint name before 1 October 2026 and, in the 12 months before the upgrade, had not upgraded to Wise Gold or received a Wise Gold account-opening or upgrade reward. The Bank's system record determines the successful upgrade date; signing the Account Amendment Form starts a 4–5 working-day processing period.
  • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
  • One upgrade reward per customer. A customer cannot receive another upgrade reward by upgrading another account after a successful upgrade. The reward cannot combine with other account-opening promotions unless stated.
  • The calculation and reward periods depend on the successful upgrade month: October upgrades use November 2026–January 2027 and reward by end-March 2027; November upgrades use December 2026–February 2027 and reward by end-April 2027; December upgrades use January–March 2027 and reward by end-May 2027. September 2026 assets are the comparison baseline.
  • The customer must hold a valid Wise Gold account when credited. The free spending limit is credited to an ICBC card account and can be used for card purchases only, not cash advances or card balances. A customer without an ICBC card must apply; if declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
  • successful Wise Gold account upgrade: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

其他
Wise Gold Account Upgrade Reward: HK$2,000 Free Card Spending Limit
須符合條件Other
——

This benefit does not apply to a purchase. • Customer: Existing customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Requires a successful Wise Gold account upgrade during the promotion period and an average daily Total Liquid Assets balance of at least HK$3,000,000 for the first three consecutive months after upgrade. • This HK$2,000 tier requires the average daily Total Liquid Assets to increase by at least HK$1,500,000 and less than HK$3,000,000 over the September 2026 average during the first-three-month calculation period. • An eligible existing customer held a Bank deposit account in sole or joint name before 1 October 2026 and, in the 12 months before the upgrade, had not upgraded to Wise Gold or received a Wise Gold account-opening or upgrade reward. The Bank's system record determines the successful upgrade date; signing the Account Amendment Form starts a 4–5 working-day processing period. • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only. • One upgrade reward per customer. A customer cannot receive another upgrade reward by upgrading another account after a successful upgrade. The reward cannot combine with other account-opening promotions unless stated. • The calculation and reward periods depend on the successful upgrade month: October upgrades use November 2026–January 2027 and reward by end-March 2027; November upgrades use December 2026–February 2027 and reward by end-April 2027; December upgrades use January–March 2027 and reward by end-May 2027. September 2026 assets are the comparison baseline. • The customer must hold a valid Wise Gold account when credited. The free spending limit is credited to an ICBC card account and can be used for card purchases only, not cash advances or card balances. A customer without an ICBC card must apply; if declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.

  • 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: A fixed spending limit reward has no eligible card spend denominator.
  • 須申請或登記。
  • Requires a successful Wise Gold account upgrade during the promotion period and an average daily Total Liquid Assets balance of at least HK$3,000,000 for the first three consecutive months after upgrade.
  • This HK$2,000 tier requires the average daily Total Liquid Assets to increase by at least HK$1,500,000 and less than HK$3,000,000 over the September 2026 average during the first-three-month calculation period.
  • An eligible existing customer held a Bank deposit account in sole or joint name before 1 October 2026 and, in the 12 months before the upgrade, had not upgraded to Wise Gold or received a Wise Gold account-opening or upgrade reward. The Bank's system record determines the successful upgrade date; signing the Account Amendment Form starts a 4–5 working-day processing period.
  • Total Liquid Assets include Bank deposit balances and investment market value. For a sole-name account, the customer's other joint-account balances also count; joint-account assets count for the primary account holder only.
  • One upgrade reward per customer. A customer cannot receive another upgrade reward by upgrading another account after a successful upgrade. The reward cannot combine with other account-opening promotions unless stated.
  • The calculation and reward periods depend on the successful upgrade month: October upgrades use November 2026–January 2027 and reward by end-March 2027; November upgrades use December 2026–February 2027 and reward by end-April 2027; December upgrades use January–March 2027 and reward by end-May 2027. September 2026 assets are the comparison baseline.
  • The customer must hold a valid Wise Gold account when credited. The free spending limit is credited to an ICBC card account and can be used for card purchases only, not cash advances or card balances. A customer without an ICBC card must apply; if declined, the customer can notify staff to receive the reward in the Wise Gold HKD savings account. Bank staff are not eligible.
  • successful Wise Gold account upgrade: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

其他
ICBC Wise Gold World Mastercard Welcome Offer: HK$300 Free Card Spending Limit
須符合條件Other
——

This benefit does not apply to a purchase. • Customer: New customer • A fixed spending-limit reward has no eligible card-spend denominator. • Application, registration or activation required. See conditions. • Available to a Wise Gold account customer who successfully applies for the principal ICBC Wise Gold World Mastercard during the promotion period. • Make one retail purchase or cash advance with the card within the first two months after card issuance. • Not available to a customer who holds any ICBC (Asia) credit card or cancelled any ICBC (Asia) credit card, including an affinity card, during the previous 12 months. • The designated spending requirement excludes balance transfers, cash instalment and loan amounts or repayments, e-wallet reloads or transfers, Octopus add-value transactions, donations, casino chips, gambling, unauthorised or unposted transactions, autopay, and the other transaction types listed in remark 11. Mainland merchant-category exclusions also apply.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: A fixed spending limit reward has no eligible card spend denominator.
  • 須申請或登記。
  • Available to a Wise Gold account customer who successfully applies for the principal ICBC Wise Gold World Mastercard during the promotion period.
  • Make one retail purchase or cash advance with the card within the first two months after card issuance.
  • Not available to a customer who holds any ICBC (Asia) credit card or cancelled any ICBC (Asia) credit card, including an affinity card, during the previous 12 months.
  • The designated spending requirement excludes balance transfers, cash instalment and loan amounts or repayments, e-wallet reloads or transfers, Octopus add-value transactions, donations, casino chips, gambling, unauthorised or unposted transactions, autopay, and the other transaction types listed in remark 11. Mainland merchant-category exclusions also apply.
  • successful principal card application: 2026-10-01 – 2026-12-31

開啟優惠來源 ↗

旅遊
ICBC Wise Gold World Mastercard: Unlimited DragonPass Lounge Services
Travel
——

This benefit does not apply to a purchase. • The source states unlimited lounge access but no percentage rate. • Limit: unlimited. • Limit applies to: designated airport and high-speed rail lounge services • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. DragonPass provides the designated airport and high-speed rail lounge services. • The service network covers more than 140 countries and regions, including Mainland China, Hong Kong, Macau, and Western countries. The source states unlimited service access during the promotion period. • Cardholders can use the DragonPass website or app to check the service network and lounge locations. DragonPass terms apply; the Bank is not the service provider and is not responsible for its service obligations. Additional Bank and Mastercard terms also apply.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: designated airport and high speed rail lounge services · 期間: 推廣期總額 · Type: 無上限 · Unit: service
  • 百分比備註: The source states unlimited lounge access but no percentage rate.
  • Available to Wise Gold account customers who hold the ICBC Wise Gold World Mastercard. DragonPass provides the designated airport and high-speed rail lounge services.
  • The service network covers more than 140 countries and regions, including Mainland China, Hong Kong, Macau, and Western countries. The source states unlimited service access during the promotion period.
  • Cardholders can use the DragonPass website or app to check the service network and lounge locations. DragonPass terms apply; the Bank is not the service provider and is not responsible for its service obligations. Additional Bank and Mastercard terms also apply.
  • designated airport and high-speed rail lounge services: 2026-10-01 – 2027-03-31

開啟優惠來源 ↗

1616/MoxMox Credit CardMox Credit Card2%HK$20.00
Mox Credit Card
16Mox

Mox Credit Card

須符合條件

HK$20.002%
其他
Mox Credit Card 2% CashBack with Mox+
HK$20.002%
現金回贈
計算方式
總回贈HK$20.00
  • Mox Credit Card 2% CashBack with Mox+: HK$20.00
條款及細則

計算假設

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: unlimited.
  • Limit applies to: CashBack from eligible Mox Credit Card transactions
  • Applies to all eligible spending, subject to the conditions.
  • Requires Mox+ and the CashBack Spending Rewards Scheme.
  • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together.
  • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.

Mox Credit Card 2% CashBack with Mox+

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: CashBack from eligible Mox Credit Card transactions · 期間: 未提供 · Type: 無上限
  • Requires Mox+ and the CashBack Spending Rewards Scheme.
  • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together.
  • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.
  • Eligible Mox Credit Card transactions: 2026-09-01 – 未提供

開啟優惠來源 ↗

其他優惠
其他
Mox Credit Card 1% CashBack without Mox+
現金回贈
HK$10.001%

Alternative offer in the same group; only the best group offer is counted. • Limit: unlimited. • Limit applies to: CashBack from eligible Mox Credit Card transactions • Applies to all eligible spending, subject to the conditions. • Requires no Mox+ and the CashBack Spending Rewards Scheme. • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together. • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: CashBack from eligible Mox Credit Card transactions · 期間: 未提供 · Type: 無上限
  • Requires no Mox+ and the CashBack Spending Rewards Scheme.
  • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together.
  • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.
  • Eligible Mox Credit Card transactions: 2026-09-01 – 未提供

開啟優惠來源 ↗

電子產品
Xiaomi monthly spending rebate HKD30
須符合條件現金回贈最低消費: HK$1,500.00上限: HK$450.00 · 每月
——

Category or merchant does not match. • Document: Invitation to register for the promotion in the Mox app. • Threshold-equivalent calculation: HKD 30 / HKD 1,500 × 100 = 2%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 450 HKD · Per Month • Limit applies to: Combined Xiaomi Spending Promotion rewards for the calendar month • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1500 • Merchants: mi.com (Hong Kong), Xiaomi Stores (Hong Kong) • Eligible merchants: mi-com-hong-kong, xiaomi-stores-hong-kong • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD1,500 in the month. • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served. • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31. • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed. • The account and card must remain open and in good standing when the reward is delivered. • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.

  • 適用資格: 適用對象: 全部 · Document: Invitation to register for the promotion in the Mox app.
  • 適用消費: 適用範圍: mi com hong kong / xiaomi stores hong kong · Type: 商戶
  • 要求: Period spend ≥: HK$1,500.00
  • 優惠上限: 金額: 450 · 適用範圍: Combined Xiaomi Spending Promotion rewards for the calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Threshold equivalent calculation: HKD 30 / HKD 1,500 × 100 = 2%; rounded to 2 decimal places; the rate decreases above the minimum spend.
  • 須申請或登記。
  • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD1,500 in the month.
  • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served.
  • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31.
  • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed.
  • The account and card must remain open and in good standing when the reward is delivered.
  • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement.
  • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
  • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • Eligible Xiaomi transactions and promotion registration: 2026-10-01 – 2026-10-31

開啟優惠來源 ↗

電子產品
Xiaomi monthly spending rebate HKD120
須符合條件現金回贈最低消費: HK$3,000.00上限: HK$450.00 · 每月
——

Category or merchant does not match. • Document: Invitation to register for the promotion in the Mox app. • Threshold-equivalent calculation: HKD 120 / HKD 3,000 × 100 = 4%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 450 HKD · Per Month • Limit applies to: Combined Xiaomi Spending Promotion rewards for the calendar month • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Merchants: mi.com (Hong Kong), Xiaomi Stores (Hong Kong) • Eligible merchants: mi-com-hong-kong, xiaomi-stores-hong-kong • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD3,000 in the month. • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served. • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31. • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed. • The account and card must remain open and in good standing when the reward is delivered. • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.

  • 適用資格: 適用對象: 全部 · Document: Invitation to register for the promotion in the Mox app.
  • 適用消費: 適用範圍: mi com hong kong / xiaomi stores hong kong · Type: 商戶
  • 要求: Period spend ≥: HK$3,000.00
  • 優惠上限: 金額: 450 · 適用範圍: Combined Xiaomi Spending Promotion rewards for the calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Threshold equivalent calculation: HKD 120 / HKD 3,000 × 100 = 4%; rounded to 2 decimal places; the rate decreases above the minimum spend.
  • 須申請或登記。
  • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD3,000 in the month.
  • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served.
  • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31.
  • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed.
  • The account and card must remain open and in good standing when the reward is delivered.
  • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement.
  • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
  • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • Eligible Xiaomi transactions and promotion registration: 2026-10-01 – 2026-10-31

開啟優惠來源 ↗

電子產品
Xiaomi monthly spending rebate HKD300
須符合條件現金回贈最低消費: HK$6,000.00上限: HK$450.00 · 每月
——

Category or merchant does not match. • Document: Invitation to register for the promotion in the Mox app. • Threshold-equivalent calculation: HKD 300 / HKD 6,000 × 100 = 5%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 450 HKD · Per Month • Limit applies to: Combined Xiaomi Spending Promotion rewards for the calendar month • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 6000 • Merchants: mi.com (Hong Kong), Xiaomi Stores (Hong Kong) • Eligible merchants: mi-com-hong-kong, xiaomi-stores-hong-kong • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD6,000 in the month. • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served. • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31. • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed. • The account and card must remain open and in good standing when the reward is delivered. • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.

  • 適用資格: 適用對象: 全部 · Document: Invitation to register for the promotion in the Mox app.
  • 適用消費: 適用範圍: mi com hong kong / xiaomi stores hong kong · Type: 商戶
  • 要求: Period spend ≥: HK$6,000.00
  • 優惠上限: 金額: 450 · 適用範圍: Combined Xiaomi Spending Promotion rewards for the calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Threshold equivalent calculation: HKD 300 / HKD 6,000 × 100 = 5%; rounded to 2 decimal places; the rate decreases above the minimum spend.
  • 須申請或登記。
  • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD6,000 in the month.
  • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served.
  • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31.
  • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed.
  • The account and card must remain open and in good standing when the reward is delivered.
  • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement.
  • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
  • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • Eligible Xiaomi transactions and promotion registration: 2026-10-01 – 2026-10-31

開啟優惠來源 ↗

電子產品
Xiaomi monthly spending rebate HKD450
須符合條件現金回贈最低消費: HK$9,000.00上限: HK$450.00 · 每月
——

Category or merchant does not match. • Document: Invitation to register for the promotion in the Mox app. • Threshold-equivalent calculation: HKD 450 / HKD 9,000 × 100 = 5%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 450 HKD · Per Month • Limit applies to: Combined Xiaomi Spending Promotion rewards for the calendar month • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 9000 • Merchants: mi.com (Hong Kong), Xiaomi Stores (Hong Kong) • Eligible merchants: mi-com-hong-kong, xiaomi-stores-hong-kong • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD9,000 in the month. • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served. • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31. • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed. • The account and card must remain open and in good standing when the reward is delivered. • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.

  • 適用資格: 適用對象: 全部 · Document: Invitation to register for the promotion in the Mox app.
  • 適用消費: 適用範圍: mi com hong kong / xiaomi stores hong kong · Type: 商戶
  • 要求: Period spend ≥: HK$9,000.00
  • 優惠上限: 金額: 450 · 適用範圍: Combined Xiaomi Spending Promotion rewards for the calendar month · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: Threshold equivalent calculation: HKD 450 / HKD 9,000 × 100 = 5%; rounded to 2 decimal places; the rate decreases above the minimum spend.
  • 須申請或登記。
  • Cumulative eligible Mox Credit Card spend at Xiaomi must reach HKD9,000 in the month.
  • Register in the Mox app during the registration period; the registration quota is 10,000 and is first come, first served.
  • Spend at mi.com (Hong Kong) or Xiaomi Stores (Hong Kong); eligible transactions must settle by 2026-10-31.
  • Spend Rewards are quota-limited and distributed first come, first served; only one participation is allowed.
  • The account and card must remain open and in good standing when the reward is delivered.
  • Alipay and WeChat Pay e-payments and e-wallet top-ups do not count toward the spending requirement.
  • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
  • Mox may deduct the reward value if a qualifying transaction is later reversed, cancelled, or refunded and the spending requirement is no longer met.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • Eligible Xiaomi transactions and promotion registration: 2026-10-01 – 2026-10-31

開啟優惠來源 ↗

其他
MOXMI26 card-spend reward HKD330
須符合條件現金回贈最低消費: HK$1,500.00上限: 1 獎賞 · 推廣期總額
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer; Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code. • Threshold-equivalent calculation: HKD 330 / HKD 1,500 × 100 = 22%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 1 reward · Promotion Total • Limit applies to: Spending Reward under the MOXMI26 promotion • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 1500 • Applies to all eligible spending, subject to the conditions. • Eligible Mox Credit Card spending must total at least HKD1,500 within the 60-day Reward Period. • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time. • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time. • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met. • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used. • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts. • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default. • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel. • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶 · Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code.
  • 適用消費: Type: 全部
  • 要求: Period spend ≥: HK$1,500.00
  • 優惠上限: 金額: 1 · 適用範圍: Spending Reward under the MOXMI26 promotion · 期間: 推廣期總額 · Type: 有限額 · Unit: 獎賞
  • 百分比備註: Threshold equivalent calculation: HKD 330 / HKD 1,500 × 100 = 22%; rounded to 2 decimal places; the rate decreases above the minimum spend.
  • 須申請或登記。
  • Eligible Mox Credit Card spending must total at least HKD1,500 within the 60-day Reward Period.
  • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time.
  • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time.
  • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met.
  • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used.
  • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts.
  • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period.
  • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
  • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default.
  • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.
  • MOXMI26 promotion enrolment and offer selection: 2026-05-04 – 2026-12-31

開啟優惠來源 ↗

其他
MOXMI26 card-spend reward HKD390
須符合條件現金回贈最低消費: HK$3,000.00上限: 1 獎賞 · 推廣期總額
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer; Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code. • Threshold-equivalent calculation: HKD 390 / HKD 3,000 × 100 = 13%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 1 reward · Promotion Total • Limit applies to: Spending Reward under the MOXMI26 promotion • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Applies to all eligible spending, subject to the conditions. • Eligible Mox Credit Card spending must total at least HKD3,000 within the 60-day Reward Period. • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time. • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time. • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met. • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used. • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts. • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default. • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel. • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶 · Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code.
  • 適用消費: Type: 全部
  • 要求: Period spend ≥: HK$3,000.00
  • 優惠上限: 金額: 1 · 適用範圍: Spending Reward under the MOXMI26 promotion · 期間: 推廣期總額 · Type: 有限額 · Unit: 獎賞
  • 百分比備註: Threshold equivalent calculation: HKD 390 / HKD 3,000 × 100 = 13%; rounded to 2 decimal places; the rate decreases above the minimum spend.
  • 須申請或登記。
  • Eligible Mox Credit Card spending must total at least HKD3,000 within the 60-day Reward Period.
  • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time.
  • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time.
  • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met.
  • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used.
  • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts.
  • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period.
  • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
  • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default.
  • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.
  • MOXMI26 promotion enrolment and offer selection: 2026-05-04 – 2026-12-31

開啟優惠來源 ↗

其他
MOXMI26 card-spend reward HKD780
須符合條件現金回贈最低消費: HK$6,000.00上限: 1 獎賞 · 推廣期總額
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer; Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code. • Threshold-equivalent calculation: HKD 780 / HKD 6,000 × 100 = 13%; rounded to 2 decimal places; the rate decreases above the minimum spend. • Limit: 1 reward · Promotion Total • Limit applies to: Spending Reward under the MOXMI26 promotion • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 6000 • Applies to all eligible spending, subject to the conditions. • Eligible Mox Credit Card spending must total at least HKD6,000 within the 60-day Reward Period. • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time. • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time. • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met. • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used. • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts. • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default. • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel. • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶 · Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code.
  • 適用消費: Type: 全部
  • 要求: Period spend ≥: HK$6,000.00
  • 優惠上限: 金額: 1 · 適用範圍: Spending Reward under the MOXMI26 promotion · 期間: 推廣期總額 · Type: 有限額 · Unit: 獎賞
  • 百分比備註: Threshold equivalent calculation: HKD 780 / HKD 6,000 × 100 = 13%; rounded to 2 decimal places; the rate decreases above the minimum spend.
  • 須申請或登記。
  • Eligible Mox Credit Card spending must total at least HKD6,000 within the 60-day Reward Period.
  • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time.
  • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time.
  • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met.
  • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used.
  • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts.
  • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period.
  • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
  • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default.
  • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.
  • MOXMI26 promotion enrolment and offer selection: 2026-05-04 – 2026-12-31

開啟優惠來源 ↗

其他
MOXMI26 card-spend reward HKD750
須符合條件現金回贈最低消費: HK$9,000.00上限: 1 獎賞 · 推廣期總額
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer; Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code. • Threshold-equivalent calculation: HKD 750 / HKD 9,000 × 100 = 8.3333…%, rounded to 8.33% (2 decimal places); the rate decreases above the minimum spend. • Limit: 1 reward · Promotion Total • Limit applies to: Spending Reward under the MOXMI26 promotion • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 9000 • Applies to all eligible spending, subject to the conditions. • Eligible Mox Credit Card spending must total at least HKD9,000 within the 60-day Reward Period. • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time. • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time. • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met. • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used. • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts. • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period. • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay. • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default. • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel. • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶 · Document: Use the MOXMI26 invitation code or a referral code to open a Mox Account; select this welcome offer when using a referral code.
  • 適用消費: Type: 全部
  • 要求: Period spend ≥: HK$9,000.00
  • 優惠上限: 金額: 1 · 適用範圍: Spending Reward under the MOXMI26 promotion · 期間: 推廣期總額 · Type: 有限額 · Unit: 獎賞
  • 百分比備註: Threshold equivalent calculation: HKD 750 / HKD 9,000 × 100 = 8.3333…%, rounded to 8.33% (2 decimal places); the rate decreases above the minimum spend.
  • 須申請或登記。
  • Eligible Mox Credit Card spending must total at least HKD9,000 within the 60-day Reward Period.
  • Use the invitation or referral code during the Promotion Period, complete Mox account opening within 15 days, and complete the Mox Credit application within 30 days of the Joining Day or Enrollment Time.
  • The Reward Period starts on the later of the Mox Credit Approval Day or Enrollment Time.
  • Only one Spending Reward is allowed. The terms do not state which tier applies when more than one threshold is met.
  • The page shows a different amount for some new-customer tiers; the formal dated PDF reward amount is used.
  • A New Customer has not held a Mox Account in the 12 months before the Joining Day; an unused prior account also counts.
  • Each Eligible Spending Transaction must be settled by the merchant and shown as completed in the Mox app by the end of the Reward Period.
  • Transactions ineligible for Mox Card Rewards do not count; examples include e-wallet top-ups and Octopus top-ups through Apple Pay.
  • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default.
  • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.
  • MOXMI26 promotion enrolment and offer selection: 2026-05-04 – 2026-12-31

開啟優惠來源 ↗

其他
Mox Credit Card Asia Miles at HKD10 per mile without Mox+
積分
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Limit applies to: Asia Miles earned from eligible Mox Credit Card transactions • Applies to all eligible spending, subject to the conditions. • Requires no Mox+ and the Asia Miles Spending Rewards Scheme; HKD10 of eligible transaction amount earns 1 Asia Mile. • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together. • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: Asia Miles earned from eligible Mox Credit Card transactions · 期間: 未提供 · Type: 未提供
  • Requires no Mox+ and the Asia Miles Spending Rewards Scheme; HKD10 of eligible transaction amount earns 1 Asia Mile.
  • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together.
  • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.
  • Eligible Mox Credit Card transactions: 2026-09-01 – 未提供

開啟優惠來源 ↗

其他
Mox Credit Card Asia Miles at HKD5 per mile with Mox+
積分
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Limit applies to: Asia Miles earned from eligible Mox Credit Card transactions • Applies to all eligible spending, subject to the conditions. • Requires Mox+ and the Asia Miles Spending Rewards Scheme; HKD5 of eligible transaction amount earns 1 Asia Mile. • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together. • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: Asia Miles earned from eligible Mox Credit Card transactions · 期間: 未提供 · Type: 未提供
  • Requires Mox+ and the Asia Miles Spending Rewards Scheme; HKD5 of eligible transaction amount earns 1 Asia Mile.
  • CashBack and Asia Miles are alternatives under the selected Spending Rewards Scheme; do not add them together.
  • The page refers to the Mox Rewards for Cards Schedule for eligibility and exclusions; that schedule is not in the retained source files.
  • Eligible Mox Credit Card transactions: 2026-09-01 – 未提供

開啟優惠來源 ↗

電子產品
Selected Xiaomi Stores mystery gift（優惠值未列明）
Gift
——

Category or merchant does not match. • Limit applies to: Mystery gift at selected Xiaomi Stores • Merchants: Xiaomi Causeway Bay Store, Xiaomi YOHO MALL Store, Xiaomi Mong Kok Chong Hing Plaza Store • Eligible merchants: xiaomi-causeway-bay-store, xiaomi-yoho-mall-store, xiaomi-mong-kok-chong-hing-plaza-store • Available while stocks last; ask store staff for details. The item value and other eligibility terms are not stated. • The gift quota is limited and allocated first come, first served; Mox will announce when the quota is full.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: xiaomi causeway bay store / xiaomi yoho mall store / xiaomi mong kok chong hing plaza store · Type: 商戶
  • 優惠上限: 適用範圍: Mystery gift at selected Xiaomi Stores · 期間: 未提供 · Type: 未提供
  • Available while stocks last; ask store staff for details. The item value and other eligibility terms are not stated.
  • The gift quota is limited and allocated first come, first served; Mox will announce when the quota is full.

開啟優惠來源 ↗

借貸/分期付款
Xiaomi Split Purchase 0% interest financing
須符合條件Financing最低消費: HK$3,000.00上限: 10,000 transaction · 推廣期總額
——

This benefit does not apply to a purchase. • Limit: 10000 transaction · Promotion Total • Limit applies to: Approved Split Purchases under the Xiaomi promotion • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 3000 • Merchants: mi.com (Hong Kong), Participating Xiaomi Stores (Hong Kong) • One eligible transaction of at least HKD3,000 at mi.com (Hong Kong) or a participating Xiaomi Store (Hong Kong). • Split Purchase tenor must be 3 to 12 months. • Mox must approve and set up the Split Purchase by 2027-01-07; a cancelled Split Purchase is not eligible. • Quota: 10,000 Approved Split Purchases, first come, first served. • Pay the full Mox Credit statement balance by its due date to avoid finance charges on the instalments.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 最低要求: 期間: 每筆交易 · 消費: HK$3,000.00
  • 優惠上限: 金額: 10000 · 適用範圍: Approved Split Purchases under the Xiaomi promotion · 期間: 推廣期總額 · Type: 有限額 · Unit: transaction
  • 須申請或登記。
  • One eligible transaction of at least HKD3,000 at mi.com (Hong Kong) or a participating Xiaomi Store (Hong Kong).
  • Split Purchase tenor must be 3 to 12 months.
  • Mox must approve and set up the Split Purchase by 2027-01-07; a cancelled Split Purchase is not eligible.
  • Quota: 10,000 Approved Split Purchases, first come, first served.
  • Pay the full Mox Credit statement balance by its due date to avoid finance charges on the instalments.
  • Eligible Xiaomi purchase and Split Purchase application: 2026-06-01 – 2026-12-31

開啟優惠來源 ↗

借貸/分期付款
Xiaomi Split Purchase monthly and one-off fee waiver（優惠值未列明）
須符合條件Fee Waiver上限: 10,000 transaction · 推廣期總額
——

This benefit does not apply to a purchase. • Limit: 10000 transaction · Promotion Total • Limit applies to: Approved Split Purchases under the Xiaomi promotion • Application, registration or activation required. See conditions. • No monthly fee or one-off fee applies for the full Approved Split Purchase tenor. The normal fee amounts are not stated.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 金額: 10000 · 適用範圍: Approved Split Purchases under the Xiaomi promotion · 期間: 推廣期總額 · Type: 有限額 · Unit: transaction
  • 須申請或登記。
  • No monthly fee or one-off fee applies for the full Approved Split Purchase tenor. The normal fee amounts are not stated.
  • Approved Xiaomi Split Purchases: 2026-06-01 – 2026-12-31

開啟優惠來源 ↗

借貸/分期付款
Selected-customer Split Purchase HKD200 cash reward
須符合條件現金回贈other上限: 1 獎賞 · 推廣期總額
——

Category or merchant does not match. • Audience: other; Document: Direct invitation from Mox to participate in the selected-customer promotion. • Limit: 1 reward · Promotion Total • Limit applies to: Reward under the selected-customer Split Purchase promotion • Application, registration or activation required. See conditions. • Eligible categories: 借貸/分期付款 • The customer must have no previously approved Split Purchase. • Apply during the Promotion Period for one or more eligible Mox Credit transactions or an eligible statement balance, with total principal of at least HKD5,000 and a tenor of at least 6 months. • Mox must approve the Split Purchase by 2027-01-01. Only one reward is allowed and it is based on the first eligible Split Purchase approved. • The customer must receive a direct Mox invitation to participate. • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; no Mox account may be suspended, in arrears, or in default. • The eligible Split Purchase must not be cancelled. • Mox will pay the reward by the last day of the second calendar month after approval.

  • 適用資格: 適用對象: other · Document: Direct invitation from Mox to participate in the selected customer promotion.
  • 適用消費: 適用範圍: 借貸/分期付款 · Type: 類別
  • 優惠上限: 金額: 1 · 適用範圍: Reward under the selected customer Split Purchase promotion · 期間: 推廣期總額 · Type: 有限額 · Unit: 獎賞
  • 須申請或登記。
  • The customer must have no previously approved Split Purchase.
  • Apply during the Promotion Period for one or more eligible Mox Credit transactions or an eligible statement balance, with total principal of at least HKD5,000 and a tenor of at least 6 months.
  • Mox must approve the Split Purchase by 2027-01-01. Only one reward is allowed and it is based on the first eligible Split Purchase approved.
  • The customer must receive a direct Mox invitation to participate.
  • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; no Mox account may be suspended, in arrears, or in default.
  • The eligible Split Purchase must not be cancelled.
  • Mox will pay the reward by the last day of the second calendar month after approval.
  • Split Purchase application: 2026-01-01 – 2026-12-31

開啟優惠來源 ↗

其他
MOXMI26 HKD500 savings reward
須符合條件現金回贈上限: 1 獎賞 · 推廣期總額
——

This benefit does not apply to a purchase. • Customer: New customer; Document: Use the MOXMI26 invitation code or a referral code to open a new Mox Account. • Limit: 1 reward · Promotion Total • Limit applies to: Savings Reward under the MOXMI26 promotion • Application, registration or activation required. See conditions. • Complete Mox account opening within 15 days after using the invitation or referral code. • Transfer at least HKD50,000 to a Mox HKD savings account by the end of the 7-day fund-in period after the Joining Day or Enrollment Time. • Maintain at least HKD50,000 in Mox HKD savings accounts on every calendar day during the 29-day hold period after the fund-in period; time deposits do not count. • If the balance falls below HKD50,000 at any point in the hold period, the reward is not payable. Only one Savings Reward is allowed; delivery is due by 2027-03-31. • The new-customer rule excludes a Mox Account held in the customer's name during the 12 months before the Joining Day. • Complete the Mox Credit application and receive approval within 30 days after the Joining Day or Enrollment Time, as applicable. • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default. • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served. • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel. • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶 · Document: Use the MOXMI26 invitation code or a referral code to open a new Mox Account.
  • 適用消費: Type: not applicable
  • 優惠上限: 金額: 1 · 適用範圍: Savings Reward under the MOXMI26 promotion · 期間: 推廣期總額 · Type: 有限額 · Unit: 獎賞
  • 須申請或登記。
  • Complete Mox account opening within 15 days after using the invitation or referral code.
  • Transfer at least HKD50,000 to a Mox HKD savings account by the end of the 7-day fund-in period after the Joining Day or Enrollment Time.
  • Maintain at least HKD50,000 in Mox HKD savings accounts on every calendar day during the 29-day hold period after the fund-in period; time deposits do not count.
  • If the balance falls below HKD50,000 at any point in the hold period, the reward is not payable. Only one Savings Reward is allowed; delivery is due by 2027-03-31.
  • The new-customer rule excludes a Mox Account held in the customer's name during the 12 months before the Joining Day.
  • Complete the Mox Credit application and receive approval within 30 days after the Joining Day or Enrollment Time, as applicable.
  • At reward delivery, the customer must hold a valid Mox Account and Mox Credit; the account must not be suspended, in arrears, or in default.
  • The Invitation Code has a 10,000-use quota; selection of this offer with a Referral Code has a separate 10,000-selection quota. Both quotas are first come, first served.
  • Mox may decide whether this promotion can combine with other offers and will notify customers through the Mox app, website, or another channel.
  • If the customer closes the Mox Account within 12 months of opening it after receiving a benefit, Mox may deduct the benefit value before closure.
  • MOXMI26 promotion account opening: 2026-05-04 – 2026-12-31

開啟優惠來源 ↗

1717/StandardStandard Chartered Simply Cash Visa CardStandard Chartered Simply Cash Visa Card2%HK$20.00
Standard Chartered Simply Cash Visa Card
17Standard

Standard Chartered Simply Cash Visa Card

須符合條件

HK$20.002%
其他
Simply Cash Visa Card non-HKD-posted eligible spending 2% CashBack
HK$20.002%
現金回贈
計算方式
總回贈HK$20.00
  • Simply Cash Visa Card non-HKD-posted eligible spending 2% CashBack: HK$20.00
條款及細則

計算假設

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Source-stated rate for eligible transactions posted in a currency other than Hong Kong dollars.
  • Limit: unlimited.
  • Limit applies to: CashBack on eligible card spending
  • Applies to all eligible spending, subject to the conditions.
  • Eligible retail transactions include online purchases and interest-free monthly instalments; CashBack for an instalment is awarded only on the amount posted in that month.
  • Excludes transfers or top-ups to designated accounts, insurance, specified bill payments, phone or mail orders, gambling, securities, specified non-financial or financial institution transactions, wire transfers, money orders, wholesale precious stones, metals, watches or jewellery, charitable or government transactions, Octopus Automatic Add Value, cash advances, balance transfers, Instalment Credit, Credit-to-Cash, tax, charges and fees, and unposted, cancelled, refunded, falsified or unauthorised transactions.
  • Account must be valid and in good financial standing; the Bank may withhold CashBack if a minimum payment was missed in the prior 12 months. CashBack is shown on 360 Rewards, is not automatically credited to the card, and has a HKD50 minimum redemption. Amounts round down to the nearest cent.

Simply Cash Visa Card non-HKD-posted eligible spending 2% CashBack

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: CashBack on eligible card spending · 期間: 每年 · Type: 無上限
  • 百分比備註: Source stated rate for eligible transactions posted in a currency other than Hong Kong dollars.
  • Eligible retail transactions include online purchases and interest-free monthly instalments; CashBack for an instalment is awarded only on the amount posted in that month.
  • Excludes transfers or top-ups to designated accounts, insurance, specified bill payments, phone or mail orders, gambling, securities, specified non-financial or financial institution transactions, wire transfers, money orders, wholesale precious stones, metals, watches or jewellery, charitable or government transactions, Octopus Automatic Add Value, cash advances, balance transfers, Instalment Credit, Credit-to-Cash, tax, charges and fees, and unposted, cancelled, refunded, falsified or unauthorised transactions.
  • Account must be valid and in good financial standing; the Bank may withhold CashBack if a minimum payment was missed in the prior 12 months. CashBack is shown on 360 Rewards, is not automatically credited to the card, and has a HKD50 minimum redemption. Amounts round down to the nearest cent.

開啟優惠來源 ↗

其他優惠
其他
Simply Cash Visa Card HKD-posted eligible spending 1.5% CashBack
現金回贈
HK$15.001.5%

Alternative offer in the same group; only the best group offer is counted. • Source-stated rate for eligible transactions posted in Hong Kong dollars. • Limit: unlimited. • Limit applies to: CashBack on eligible card spending • Applies to all eligible spending, subject to the conditions. • Eligible retail transactions include online purchases and interest-free monthly instalments; CashBack for an instalment is awarded only on the amount posted in that month. • Excludes transfers or top-ups to designated accounts, insurance, specified bill payments, phone or mail orders, gambling, securities, specified non-financial or financial institution transactions, wire transfers, money orders, wholesale precious stones, metals, watches or jewellery, charitable or government transactions, Octopus Automatic Add Value, cash advances, balance transfers, Instalment Credit, Credit-to-Cash, tax, charges and fees, and unposted, cancelled, refunded, falsified or unauthorised transactions. • Account must be valid and in good financial standing; the Bank may withhold CashBack if a minimum payment was missed in the prior 12 months. CashBack is shown on 360 Rewards, is not automatically credited to the card, and has a HKD50 minimum redemption. Amounts round down to the nearest cent.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: CashBack on eligible card spending · 期間: 每年 · Type: 無上限
  • 百分比備註: Source stated rate for eligible transactions posted in Hong Kong dollars.
  • Eligible retail transactions include online purchases and interest-free monthly instalments; CashBack for an instalment is awarded only on the amount posted in that month.
  • Excludes transfers or top-ups to designated accounts, insurance, specified bill payments, phone or mail orders, gambling, securities, specified non-financial or financial institution transactions, wire transfers, money orders, wholesale precious stones, metals, watches or jewellery, charitable or government transactions, Octopus Automatic Add Value, cash advances, balance transfers, Instalment Credit, Credit-to-Cash, tax, charges and fees, and unposted, cancelled, refunded, falsified or unauthorised transactions.
  • Account must be valid and in good financial standing; the Bank may withhold CashBack if a minimum payment was missed in the prior 12 months. CashBack is shown on 360 Rewards, is not automatically credited to the card, and has a HKD50 minimum redemption. Amounts round down to the nearest cent.

開啟優惠來源 ↗

其他
Simply Cash Visa Card HKD1,200 welcome CashBack
須符合條件現金回贈最低消費: HK$3,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • HKD1,200 / HKD3,000 * 100 = 40.00%, rounded to 40%. This threshold equivalent uses the minimum eligible spend; the effective rate decreases as spend exceeds HKD3,000. • Limit applies to: welcome CashBack • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Applies to all eligible spending, subject to the conditions. • Apply for Simply Cash Visa Card on the Bank website during the promotion period and receive the principal card by 2027-04-30. New Cardholder means no current principal Standard Chartered or MANHATTAN card and no such card cancelled in the prior six months. • Hold a Premium Banking, Priority Banking or Priority Private Banking plan and maintain Total Balance of at least HKD100,000 until the reward is credited. Total Balance includes qualifying deposits, investments and selected insurance premiums under a personal account as primary holder; Manulife Global Select MPF balance is excluded. • Spend at least HKD3,000 on eligible transactions within the first two months after card issue. The offer is credited within five months to 360 Rewards, not automatically to the card. Joint accounts qualify only for the primary holder; closure of the card or eligible banking plan before fulfilment forfeits the reward. • Section A.5 says a Welcome Offer is not redeemable for cash; Section F.6 says this CashBack can be redeemed for cash through 360 Rewards, with a HKD50 minimum and multiples of HKD50. This conflict remains unresolved. • The page summary names Premium Banking; the detailed Section F terms also name Priority Banking and Priority Private Banking. Detailed terms are used for eligibility.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: 全部
  • 要求: Period spend ≥: HK$3,000.00
  • 優惠上限: 適用範圍: welcome CashBack · 期間: 未提供 · Type: 未提供
  • 百分比備註: HKD1,200 / HKD3,000 * 100 = 40.00%, rounded to 40%. This threshold equivalent uses the minimum eligible spend; the effective rate decreases as spend exceeds HKD3,000.
  • 須申請或登記。
  • Apply for Simply Cash Visa Card on the Bank website during the promotion period and receive the principal card by 2027-04-30. New Cardholder means no current principal Standard Chartered or MANHATTAN card and no such card cancelled in the prior six months.
  • Hold a Premium Banking, Priority Banking or Priority Private Banking plan and maintain Total Balance of at least HKD100,000 until the reward is credited. Total Balance includes qualifying deposits, investments and selected insurance premiums under a personal account as primary holder; Manulife Global Select MPF balance is excluded.
  • Spend at least HKD3,000 on eligible transactions within the first two months after card issue. The offer is credited within five months to 360 Rewards, not automatically to the card. Joint accounts qualify only for the primary holder; closure of the card or eligible banking plan before fulfilment forfeits the reward.
  • Section A.5 says a Welcome Offer is not redeemable for cash; Section F.6 says this CashBack can be redeemed for cash through 360 Rewards, with a HKD50 minimum and multiples of HKD50. This conflict remains unresolved.
  • The page summary names Premium Banking; the detailed Section F terms also name Priority Banking and Priority Private Banking. Detailed terms are used for eligibility.
  • Application submission: 2026-09-21 – 2027-01-17

開啟優惠來源 ↗

借貸/分期付款
Simply Cash Visa Card 3-month statement instalment plan with 0% handling fee
須符合條件Financing
——

This benefit does not apply to a purchase. • Customer: New customer • Source states a 0% handling fee for the 3-month plan. • Limit: unlimited. • Limit applies to: Eligible 3-month instalment plans • Application, registration or activation required. See conditions. • New Cardholder must not currently hold or have cancelled a principal Standard Chartered or MANHATTAN card in the six months before approval. • Simply Cash Visa principal card must be issued by 2026-10-31. Apply for an eligible statement instalment plan within two months after card issue and no later than 2026-10-31. • Apply through SC Mobile App or online. Plan must have a three-month tenor and receive instant approval without manual intervention. Terms permit unlimited eligible plans.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: Eligible 3 month instalment plans · 期間: 推廣期總額 · Type: 無上限
  • 百分比備註: Source states a 0% handling fee for the 3 month plan.
  • 須申請或登記。
  • New Cardholder must not currently hold or have cancelled a principal Standard Chartered or MANHATTAN card in the six months before approval.
  • Simply Cash Visa principal card must be issued by 2026-10-31. Apply for an eligible statement instalment plan within two months after card issue and no later than 2026-10-31.
  • Apply through SC Mobile App or online. Plan must have a three-month tenor and receive instant approval without manual intervention. Terms permit unlimited eligible plans.
  • Promotion period, card issue and plan application deadlines: 2026-10-01 – 2026-10-31

開啟優惠來源 ↗

借貸/分期付款
Simply Cash Visa Card up to 56-day interest-free period
Financing
——

This benefit does not apply to a purchase. • Limit applies to: interest-free period • KFS states no purchase interest is charged when the balance is paid in full by the due date each month.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: interest free period · 期間: 未提供 · Type: 未提供
  • KFS states no purchase interest is charged when the balance is paid in full by the due date each month.

開啟優惠來源 ↗

其他
Simply Cash Visa Card HKD2,000 principal annual-fee waiver
Fee Waiverother
——

This benefit does not apply to a purchase. • Audience: other • Limit applies to: principal annual fee • Available to Priority Banking or Premium Banking clients who meet the relevant Minimum Relationship Balance requirement, or payroll account clients. • Waiver covers one year from the card anniversary. The cardholder must meet the conditions in the annual-fee billing month.

  • 適用資格: 適用對象: other
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: principal annual fee · 期間: 未提供 · Type: 未提供
  • Available to Priority Banking or Premium Banking clients who meet the relevant Minimum Relationship Balance requirement, or payroll account clients.
  • Waiver covers one year from the card anniversary. The cardholder must meet the conditions in the annual-fee billing month.

開啟優惠來源 ↗

其他
Simply Cash Visa Card supplementary-card annual-fee waiver（優惠值未列明）
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: supplementary annual fee • KFS lists the supplementary-card annual fee as waived. It does not state the fee amount.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: supplementary annual fee · 期間: 未提供 · Type: 未提供
  • KFS lists the supplementary-card annual fee as waived. It does not state the fee amount.

開啟優惠來源 ↗

其他
Simply Cash Visa Card late-fee waiver after 3 consecutive missed payments（優惠值未列明）
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: late fee • KFS states the late fee is waived after failure to pay the Minimum Payment Due for three consecutive months or more. This is separate from the standard late-payment fee.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: late fee · 期間: 未提供 · Type: 未提供
  • KFS states the late fee is waived after failure to pay the Minimum Payment Due for three consecutive months or more. This is separate from the standard late-payment fee.

開啟優惠來源 ↗

其他
Simply Cash Visa Card delinquent APR/default-rate waiver（優惠值未列明）
Financing
——

This benefit does not apply to a purchase. • Limit applies to: delinquent APR/default charge • KFS states “Delinquent APR/Default rate: Waived”. The rate and monetary value are not stated. Classified as a fee waiver because it waives a named charge; no numeric value is inferred.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: delinquent APR/default charge · 期間: 未提供 · Type: 未提供
  • KFS states “Delinquent APR/Default rate: Waived”. The rate and monetary value are not stated. Classified as a fee waiver because it waives a named charge; no numeric value is inferred.

開啟優惠來源 ↗

1818/ICBCICBC Digital Credit CardICBC Digital Credit Card1.5%HK$15.00
ICBC Digital Credit Card
18ICBC

ICBC Digital Credit Card

須符合條件

HK$15.001.5%
其他
ICBC Credit Card / Dual Currency Credit Card Virtual Card 1.5% cash rebate
HK$15.001.5%
須符合條件現金回贈
計算方式
總回贈HK$15.00
  • ICBC Credit Card / Dual Currency Credit Card Virtual Card 1.5% cash rebate: HK$15.00
條款及細則

計算假設

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: unlimited.
  • Limit applies to: cash rebate
  • Application, registration or activation required. See conditions.
  • Applies to all eligible spending, subject to the conditions.
  • The source says terms and conditions apply and directs readers to Spending Rewards for details. Eligible transaction types and the rebate calculation period are not stated on this page.
  • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or services related to automated teller machines.

ICBC Credit Card / Dual Currency Credit Card Virtual Card 1.5% cash rebate

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: cash rebate · 期間: 未提供 · Type: 無上限
  • 須申請或登記。
  • The source says terms and conditions apply and directs readers to Spending Rewards for details. Eligible transaction types and the rebate calculation period are not stated on this page.
  • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or services related to automated teller machines.

開啟優惠來源 ↗

其他優惠
其他
ICBC Virtual Card simplified application（優惠值未列明）
須符合條件Lifestyle
——

This benefit does not apply to a purchase. • Customer: Existing customer • Limit applies to: card application service • Application, registration or activation required. See conditions. • Selected customers can apply through the ICBC (Asia) website, online banking, WeChat Official Account, or Mobile Banking App. New customers can apply through Mobile Banking App. • Selected customers are existing ICBC (Asia) credit card customers, existing Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above. Selected customers do not need to submit income and address proof again. Non-selected customers need income and address proof. New customers must scan a Hong Kong identity card, complete facial recognition and the application form, and upload income and address proof.

  • 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: card application service · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • Selected customers can apply through the ICBC (Asia) website, online banking, WeChat Official Account, or Mobile Banking App. New customers can apply through Mobile Banking App.
  • Selected customers are existing ICBC (Asia) credit card customers, existing Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above. Selected customers do not need to submit income and address proof again. Non-selected customers need income and address proof. New customers must scan a Hong Kong identity card, complete facial recognition and the application form, and upload income and address proof.

開啟優惠來源 ↗

其他
ICBC Virtual Card ready for use（優惠值未列明）
須符合條件Lifestyle
——

This benefit does not apply to a purchase. • Limit applies to: virtual card access • Application, registration or activation required. See conditions. • The card is ready to use upon approval. The page also describes viewing or activating the virtual card in Mobile Banking App or online banking after customer identity verification.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: virtual card access · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • The card is ready to use upon approval. The page also describes viewing or activating the virtual card in Mobile Banking App or online banking after customer identity verification.

開啟優惠來源 ↗

其他
ICBC Virtual Card dynamic-password payments（優惠值未列明）
須符合條件Lifestyle
——

This benefit does not apply to a purchase. • Limit applies to: dynamic-password payment feature • Application, registration or activation required. See conditions.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: dynamic password payment feature · 期間: 未提供 · Type: 未提供
  • 須申請或登記。

開啟優惠來源 ↗

網上購物
ICBC Virtual Card cardless online shopping（優惠值未列明）
須符合條件Lifestyle
——

This benefit does not apply to a purchase. • Limit applies to: cardless online shopping feature • Application, registration or activation required. See conditions. • The page states that customers can use the virtual card for online shopping.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: cardless online shopping feature · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • The page states that customers can use the virtual card for online shopping.

開啟優惠來源 ↗

Apple Pay
ICBC Visa and UnionPay Virtual Cards support Apple Pay（優惠值未列明）
須符合條件Lifestyle
——

This benefit does not apply to a purchase. • Limit applies to: Apple Pay card feature • Application, registration or activation required. See conditions. • Apple Pay is applicable only to ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card and ICBC Credit Card - Visa Platinum Virtual Card. • The card must be bound to Apple Pay. It can be used on designated Apple devices at stores, apps, and websites that accept Apple Pay. The page says separate terms apply; the linked terms are not in this source package.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: Apple Pay card feature · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • Apple Pay is applicable only to ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card and ICBC Credit Card - Visa Platinum Virtual Card.
  • The card must be bound to Apple Pay. It can be used on designated Apple devices at stores, apps, and websites that accept Apple Pay. The page says separate terms apply; the linked terms are not in this source package.

開啟優惠來源 ↗

1919/ICBCICBC Horoscope Dual Currency Credit Card UnionPay DiamondICBC Horoscope Dual Currency Credit Card UnionPay Diamond1.5%HK$15.00
ICBC Horoscope Dual Currency Credit Card UnionPay Diamond
19ICBC

ICBC Horoscope Dual Currency Credit Card UnionPay Diamond

須符合條件

HK$15.001.5%
其他
現金回贈：1.5% cash rebate
HK$15.001.5%
現金回贈
計算方式
總回贈HK$15.00
  • 現金回贈：1.5% cash rebate: HK$15.00
條款及細則

計算假設

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • The source states a 1.5% cash rebate for the ICBC Horoscope Dual Currency Credit Card - UnionPay Diamond Card. HKD and RMB spending are combined for accumulated transaction-amount calculation; RMB¥1 is calculated as HK$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement.
  • Limit: unlimited.
  • Applies to all eligible spending, subject to the conditions.
  • The offer applies to the ICBC Horoscope Dual Currency Credit Card - UnionPay Diamond Card; the same page also identifies separate Visa Signature and UnionPay Platinum variants.
  • HKD and RMB spending are combined for accumulated transaction-amount calculation, and RMB¥1 spending is calculated as HK$1.
  • The rebate is calculated automatically each month, credited to the HKD account, and shown on the statement.
  • The page states without upper limit and Unlimited Cash Rebate. Terms and conditions apply.
  • The page separately states that local spending with the UnionPay Platinum Card earns 1%; that statement does not apply to the UnionPay Diamond Card.
  • The local HTML directs the reader to the Spending Rewards page for details; that linked page is not used as evidence in this run.

現金回贈：1.5% cash rebate

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 期間: 未提供 · Type: 無上限
  • 百分比備註: The source states a 1.5% cash rebate for the ICBC Horoscope Dual Currency Credit Card UnionPay Diamond Card. HKD and RMB spending are combined for accumulated transaction amount calculation; RMB¥1 is calculated as HK$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement.
  • The offer applies to the ICBC Horoscope Dual Currency Credit Card - UnionPay Diamond Card; the same page also identifies separate Visa Signature and UnionPay Platinum variants.
  • HKD and RMB spending are combined for accumulated transaction-amount calculation, and RMB¥1 spending is calculated as HK$1.
  • The rebate is calculated automatically each month, credited to the HKD account, and shown on the statement.
  • The page states without upper limit and Unlimited Cash Rebate. Terms and conditions apply.
  • The page separately states that local spending with the UnionPay Platinum Card earns 1%; that statement does not apply to the UnionPay Diamond Card.
  • The local HTML directs the reader to the Spending Rewards page for details; that linked page is not used as evidence in this run.
其他優惠
其他
卡片優惠：Choice of horoscope cardface design when applying
須符合條件Other
——

This benefit does not apply to a purchase. • This is a card design feature, not a percentage reward. • Application, registration or activation required. See conditions. • The customer can select a preferred horoscope cardface design when applying for the card. • If the customer gives no indication, the Bank assigns the horoscope cardface design according to the date of birth. • The page lists the twelve horoscope signs and their date ranges for the cardface designs.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: This is a card design feature, not a percentage reward.
  • 須申請或登記。
  • The customer can select a preferred horoscope cardface design when applying for the card.
  • If the customer gives no indication, the Bank assigns the horoscope cardface design according to the date of birth.
  • The page lists the twelve horoscope signs and their date ranges for the cardface designs.
其他
分期優惠：12-, 24- or 36-month Credit Card Spending Installment Plan at a 0.235% monthly flat rate
須符合條件Financing
——

The source calendar restrictions cannot be confirmed for this date. • The source states a financing flat rate and APR, not a spending reward percentage. • Application, registration or activation required. See conditions. • The source states that no documents are required for the credit-card spending installment plan. • The cardholder can choose a 12-, 24- or 36-month installment plan. • The monthly flat rate is 0.235%. • APR is 5.29% based on a HK$10,000 spending-installment amount, a 0.235% monthly flat rate and a 12-month repayment tenor; APR for 24- and 36-month tenors is 5.46% and 5.48% respectively. • APR is calculated under the guidelines in the Code of Banking Practice. • The Bank may apportion each installment payment between interest and principal at its discretion. • APR is a reference rate that includes the basic interest rate and other fees and charges of the product. • Terms and conditions and relevant fees and charges apply; the page directs the customer to the Bank website or hotline for details. • Application hotline: 2533 8686. Office hours are Monday to Friday, 10am to 6pm, except public holidays; after selecting a language, press 9 to speak to a representative.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states a financing flat rate and APR, not a spending reward percentage.
  • 須申請或登記。
  • The source states that no documents are required for the credit-card spending installment plan.
  • The cardholder can choose a 12-, 24- or 36-month installment plan.
  • The monthly flat rate is 0.235%.
  • APR is 5.29% based on a HK$10,000 spending-installment amount, a 0.235% monthly flat rate and a 12-month repayment tenor; APR for 24- and 36-month tenors is 5.46% and 5.48% respectively.
  • APR is calculated under the guidelines in the Code of Banking Practice.
  • The Bank may apportion each installment payment between interest and principal at its discretion.
  • APR is a reference rate that includes the basic interest rate and other fees and charges of the product.
  • Terms and conditions and relevant fees and charges apply; the page directs the customer to the Bank website or hotline for details.
  • Application hotline: 2533 8686. Office hours are Monday to Friday, 10am to 6pm, except public holidays; after selecting a language, press 9 to speak to a representative.
其他
卡片優惠：Payment and travel convenience across the Greater Bay Area
Lifestyle
——

This benefit does not apply to a purchase. • Non-spending payment and travel convenience feature; no numeric rate is stated. • The benefit appears under ICBC Horoscope Dual Currency Credit Card Offers and applies to the UnionPay Diamond Card. • Cardholders can enjoy a hassle-free journey across the Greater Bay Area through a series of convenient payment services with the card. • The named services are designated Hong Kong taxis, the Hong Kong-Zhuhai-Macau Bridge cross-bridge fare, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket vending machine, Shenzhen taxis and Guangzhou public buses. • The source states payment convenience only; it does not state a discount, rebate, cap or travel-insurance benefit.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: Non spending payment and travel convenience feature; no numeric rate is stated.
  • The benefit appears under ICBC Horoscope Dual Currency Credit Card Offers and applies to the UnionPay Diamond Card.
  • Cardholders can enjoy a hassle-free journey across the Greater Bay Area through a series of convenient payment services with the card.
  • The named services are designated Hong Kong taxis, the Hong Kong-Zhuhai-Macau Bridge cross-bridge fare, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket vending machine, Shenzhen taxis and Guangzhou public buses.
  • The source states payment convenience only; it does not state a discount, rebate, cap or travel-insurance benefit.
其他
卡片優惠：HKD and RMB accounts in one card
Other
——

This benefit does not apply to a purchase. • Non-spending dual-currency card feature; no numeric rate is stated. • The card has both HKD and RMB accounts in one card. • Cardholders can spend with the local currency across Mainland China and Hong Kong. • This is a card feature, not a transaction reward.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: Non spending dual currency card feature; no numeric rate is stated.
  • The card has both HKD and RMB accounts in one card.
  • Cardholders can spend with the local currency across Mainland China and Hong Kong.
  • This is a card feature, not a transaction reward.
手機支付
手機支付：UnionPay App binding for Hong Kong, Macao and cross-border privileges
須符合條件Lifestyleunionpay app
——

This benefit does not apply to a purchase. • Non-spending mobile-payment feature; no numeric rate is stated. • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: unionpay-app • The cardholder must download the UnionPay App with a mobile phone and bind it with the ICBC Dual Currency Credit Card - UnionPay Diamond Card. • The source states access to numerous Hong Kong, Macao and cross-border privileges but gives no specific privilege rate or cap; linked UnionPay details are not used as evidence.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 要求: 付款方式: unionpay app
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: Non spending mobile payment feature; no numeric rate is stated.
  • 須申請或登記。
  • The cardholder must download the UnionPay App with a mobile phone and bind it with the ICBC Dual Currency Credit Card - UnionPay Diamond Card.
  • The source states access to numerous Hong Kong, Macao and cross-border privileges but gives no specific privilege rate or cap; linked UnionPay details are not used as evidence.
2020/ICBCICBC Sup Dual Currency Credit Card UnionPay DiamondICBC Sup Dual Currency Credit Card UnionPay Diamond1.5%HK$15.00
ICBC Sup Dual Currency Credit Card UnionPay Diamond
20ICBC

ICBC Sup Dual Currency Credit Card UnionPay Diamond

須符合條件

HK$15.001.5%
其他
現金回贈：1.5% cash rebate
HK$15.001.5%
現金回贈
計算方式
總回贈HK$15.00
  • 現金回贈：1.5% cash rebate: HK$15.00
條款及細則

計算假設

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • The source states a 1.5% cash rebate. No calculation was used.
  • Limit: unlimited.
  • Applies to all eligible spending, subject to the conditions.
  • The Spending Reward table assigns a 1.5% cash rebate to the ICBC SUP Dual Currency Credit Card - UnionPay Diamond Card for every dollar spent in HKD or RMB on local and overseas spending.
  • HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
  • The rebate is calculated monthly, credited to the HKD account and shown on the statement. The source states that the spending reward is without limit.
  • The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
  • The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
  • Unposted, cancelled, refunded or unauthorised transactions are not eligible.

現金回贈：1.5% cash rebate

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 期間: 未提供 · Type: 無上限
  • 百分比備註: The source states a 1.5% cash rebate. No calculation was used.
  • The Spending Reward table assigns a 1.5% cash rebate to the ICBC SUP Dual Currency Credit Card - UnionPay Diamond Card for every dollar spent in HKD or RMB on local and overseas spending.
  • HKD and RMB spending are combined for accumulated-transaction calculation, and RMB¥1 spending is calculated as HKD$1.
  • The rebate is calculated monthly, credited to the HKD account and shown on the statement. The source states that the spending reward is without limit.
  • The reward excludes cash advances, balance transfers, cash or tax or personal loans, merchant instalment amounts and repayments, e-wallet reloads or transfers including Alipay, PayMe, Tap & Go and WeChat Pay, donations, casino chips, gambling, unauthorised transactions, card or financial charges, overdue or account-service charges, online-banking or ATM settlement payments for insurance or utilities, tax, MPF contributions and other bank-defined payment types.
  • The reward also excludes supermarkets, fuel, transportation fees, property, motor vehicles, wholesale, hospitals and tuition in China. Merchant-category definitions may change under Visa, Mastercard, UnionPay or ICBC rules.
  • Unposted, cancelled, refunded or unauthorised transactions are not eligible.
其他優惠
其他
禮品優惠：HK$300 SUP Retail eVoucher
須符合條件Gift最低消費: HK$3,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • This is a fixed voucher reward with no percentage denominator. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Applies to all eligible spending, subject to the conditions. • New customers who successfully apply for the ICBC SUP Credit Card or Dual Currency Credit Card and meet the designated spending requirement are eligible. • Spend HK$/RMB 3,000 on purchases or cash advances within the first 2 months of new card issuance to receive the HK$300 SUP Retail eVoucher. • Each applicant may receive only one application gift, card activation gift and/or welcome offer for the first ICBC Credit Card, regardless of the number of successful applications. • The offer is first-come-first-served and subject to available stock.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: 全部
  • 要求: Period spend ≥: HK$3,000.00
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: This is a fixed voucher reward with no percentage denominator.
  • 須申請或登記。
  • New customers who successfully apply for the ICBC SUP Credit Card or Dual Currency Credit Card and meet the designated spending requirement are eligible.
  • Spend HK$/RMB 3,000 on purchases or cash advances within the first 2 months of new card issuance to receive the HK$300 SUP Retail eVoucher.
  • Each applicant may receive only one application gift, card activation gift and/or welcome offer for the first ICBC Credit Card, regardless of the number of successful applications.
  • The offer is first-come-first-served and subject to available stock.
書店／文具
書店／文具：15% off
須符合條件折扣上限: 1 transactions · per day
——

Merchant eligibility cannot be established from the incomplete source list. • Source-stated 15% discount. • Limit: 1 transactions · Per Day • Limit applies to: One use of the SUP spending privilege per cardholder per day • Application, registration or activation required. See conditions. • Eligible categories: 書店／文具 • From 2026-04-01 to 2028-03-31, inclusive, the ICBC SUP Dual Currency Credit Card - UnionPay Diamond Card receives 15% off General Books published by SUP at SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press. • Each cardholder may use the SUP spending privilege once per day. • The source footnote lists restrictions and eligible item classes, including non-book products, sale and yellow-tag products, magazines, textbooks, reference books, academic publications, supplementary exercises, designated professional law books, Jin Yong novels, multimedia products, book vouchers, gift cards, workshop or event registration fees, designated-partner merchandise, café F&B items, Afterword Lounge admission fees, plastic shopping-bag levy payments, One Book Club activation cards and specified products. • The privileges are provided by SUP and are subject to its terms. The source gives named shop examples but not a complete local merchant list.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 書店／文具 · Type: 類別
  • 優惠上限: 金額: 1 · 適用範圍: One use of the SUP spending privilege per cardholder per day · 期間: per day · Type: 有限額 · Unit: transactions
  • 百分比備註: Source stated 15% discount.
  • 須申請或登記。
  • 未提供完整適用商戶名單。
  • From 2026-04-01 to 2028-03-31, inclusive, the ICBC SUP Dual Currency Credit Card - UnionPay Diamond Card receives 15% off General Books published by SUP at SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press.
  • Each cardholder may use the SUP spending privilege once per day.
  • The source footnote lists restrictions and eligible item classes, including non-book products, sale and yellow-tag products, magazines, textbooks, reference books, academic publications, supplementary exercises, designated professional law books, Jin Yong novels, multimedia products, book vouchers, gift cards, workshop or event registration fees, designated-partner merchandise, café F&B items, Afterword Lounge admission fees, plastic shopping-bag levy payments, One Book Club activation cards and specified products.
  • The privileges are provided by SUP and are subject to its terms. The source gives named shop examples but not a complete local merchant list.
  • SUP Spending and Year-round dining offers: 2026-04-01 – 2028-03-31
本地餐飲
本地餐飲：30% off
折扣上限: 1 transactions · per day
——

Merchant eligibility cannot be established from the incomplete source list. • Source-stated 30% discount. • Limit: 1 transactions · Per Day • Limit applies to: One use of the SUP dining privilege per cardholder per day • Eligible categories: 本地餐飲 • From 2026-04-01 to 2028-03-31, inclusive, the ICBC SUP Dual Currency Credit Card - UnionPay Diamond Card receives 30% off the SUP year-round dining offer at SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press. • The offer applies to regular-price a la carte dine-in or takeaway dining orders. • The offer does not apply to fixed meals, set menus, other non-dine-in or takeaway consignment items, dining services operated by Pacific Coffee, or government plastic bags and related environmental charges. • Each cardholder may use the privilege once per day. The privileges are provided by SUP and are subject to its terms; the source gives named shop examples but not a complete local merchant list.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 本地餐飲 · Type: 類別
  • 優惠上限: 金額: 1 · 適用範圍: One use of the SUP dining privilege per cardholder per day · 期間: per day · Type: 有限額 · Unit: transactions
  • 百分比備註: Source stated 30% discount.
  • 未提供完整適用商戶名單。
  • From 2026-04-01 to 2028-03-31, inclusive, the ICBC SUP Dual Currency Credit Card - UnionPay Diamond Card receives 30% off the SUP year-round dining offer at SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press.
  • The offer applies to regular-price a la carte dine-in or takeaway dining orders.
  • The offer does not apply to fixed meals, set menus, other non-dine-in or takeaway consignment items, dining services operated by Pacific Coffee, or government plastic bags and related environmental charges.
  • Each cardholder may use the privilege once per day. The privileges are provided by SUP and are subject to its terms; the source gives named shop examples but not a complete local merchant list.
  • SUP Spending and Year-round dining offers: 2026-04-01 – 2028-03-31
其他
折扣優惠：HK$30 discount
折扣physical card上限: 1 transactions · per day
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • This is a fixed discount; the source does not state a fixed comparison price for calculation. • Limit: 1 transactions · Per Day • Limit applies to: One selected instant discount per cardholder per day • Eligibility: Payment Methods: physical-card • Applies to all eligible spending, subject to the conditions. • From 2026-04-01 to 2027-03-31, inclusive, physical-card holders may select only one of the two instant-discount choices. • Each cardholder may use the selected discount at most once per day. The source does not state that the two choices can be combined. • The offers are subject to the source terms and conditions and available stock.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 要求: 付款方式: physical card
  • 優惠上限: 金額: 1 · 適用範圍: One selected instant discount per cardholder per day · 期間: per day · Type: 有限額 · Unit: transactions
  • 百分比備註: This is a fixed discount; the source does not state a fixed comparison price for calculation.
  • From 2026-04-01 to 2027-03-31, inclusive, physical-card holders may select only one of the two instant-discount choices.
  • Each cardholder may use the selected discount at most once per day. The source does not state that the two choices can be combined.
  • The offers are subject to the source terms and conditions and available stock.
  • Instant Discount Offer: 2026-04-01 – 2027-03-31
其他
折扣優惠：HK$100 discount on a purchase up to HK$2,000
折扣physical card上限: 1 transactions · per day
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • This is a fixed discount; the source does not state a fixed comparison price for calculation. • Limit: 1 transactions · Per Day • Limit applies to: One selected instant discount per cardholder per day • Eligibility: Payment Methods: physical-card • Applies to all eligible spending, subject to the conditions. • From 2026-04-01 to 2027-03-31, inclusive, physical-card holders may select only one of the two instant-discount choices. • Each cardholder may use the selected discount at most once per day. The source does not state that the two choices can be combined. • The offers are subject to the source terms and conditions and available stock.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 要求: 付款方式: physical card
  • 優惠上限: 金額: 1 · 適用範圍: One selected instant discount per cardholder per day · 期間: per day · Type: 有限額 · Unit: transactions
  • 百分比備註: This is a fixed discount; the source does not state a fixed comparison price for calculation.
  • From 2026-04-01 to 2027-03-31, inclusive, physical-card holders may select only one of the two instant-discount choices.
  • Each cardholder may use the selected discount at most once per day. The source does not state that the two choices can be combined.
  • The offers are subject to the source terms and conditions and available stock.
  • Instant Discount Offer: 2026-04-01 – 2027-03-31
學費／課程
學費／課程：2.5% extra free credit-card spending limit (Rebate Offer)
現金回贈mobile banking / online banking最低消費: HK$1,000.00上限: HK$500.00 · 推廣期總額
——

The offer is not confirmed active on the snapshot date. • The source states 2.5%; no calculation was used. • Limit: 500 HKD · Promotion Total • Limit applies to: Rebate Offer across both phases; maximum HK$250 in each phase • Eligibility: Payment Methods: mobile-banking; online-banking; Phase Spend Min: 1000 • Eligible categories: 學費／課程 • The promotion runs from 2026-04-01 to 2027-03-31, inclusive, and is divided into Phase 1 (2026-04-01 to 2026-09-30) and Phase 2 (2026-10-01 to 2027-03-31). • The cardholder must be an ICBC SUP Credit Card or Dual Currency Credit Card principal cardholder and pay HK$1,000 or more of designated-school tuition through ICBC Mobile Banking or Online Banking. • A designated school is a school whose tuition can be paid through the Bill Payment function of ICBC Mobile Banking or ICBC Online Banking. • The source calls the benefit an extra 2.5% free credit-card spending limit and the formal terms call it a Rebate Offer credited to the card account. • The maximum Rebate Offer is HK$250 in each phase and HK$500 across both phases. Phase 1 crediting is in November 2026 and Phase 2 crediting is in May 2027. • The offer is limited to 1,000 principal cardholders on a first-come-first-served basis and is subject to available quota. Fraudulent or abusive transactions can disqualify the cardholder, and the Bank may change or terminate the promotion.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 學費／課程 · Type: 類別
  • 要求: 付款方式: mobile banking / online banking · Period spend ≥: HK$1,000.00
  • 優惠上限: 金額: 500 · 適用範圍: Rebate Offer across both phases; maximum HK$250 in each phase · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: The source states 2.5%; no calculation was used.
  • The promotion runs from 2026-04-01 to 2027-03-31, inclusive, and is divided into Phase 1 (2026-04-01 to 2026-09-30) and Phase 2 (2026-10-01 to 2027-03-31).
  • The cardholder must be an ICBC SUP Credit Card or Dual Currency Credit Card principal cardholder and pay HK$1,000 or more of designated-school tuition through ICBC Mobile Banking or Online Banking.
  • A designated school is a school whose tuition can be paid through the Bill Payment function of ICBC Mobile Banking or ICBC Online Banking.
  • The source calls the benefit an extra 2.5% free credit-card spending limit and the formal terms call it a Rebate Offer credited to the card account.
  • The maximum Rebate Offer is HK$250 in each phase and HK$500 across both phases. Phase 1 crediting is in November 2026 and Phase 2 crediting is in May 2027.
  • The offer is limited to 1,000 principal cardholders on a first-come-first-served basis and is subject to available quota. Fraudulent or abusive transactions can disqualify the cardholder, and the Bank may change or terminate the promotion.
  • Tuition promotion Phase 1: 2026-04-01 – 2026-09-30
  • Tuition promotion Phase 2: 2026-10-01 – 2027-03-31
旅遊
旅遊：Exclusive courtesy VIP lounge access
Travel
——

This benefit does not apply to a purchase. • The source provides a service heading without a numeric percentage. • The ICBC (Asia) Credit Card page lists exclusive courtesy VIP lounges as an ICBC SUP Dual Currency Credit Card benefit heading. • The local page links to a separate shopping and dining promotion page; detailed lounge eligibility is not included in the local source.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source provides a service heading without a numeric percentage.
  • The ICBC (Asia) Credit Card page lists exclusive courtesy VIP lounges as an ICBC SUP Dual Currency Credit Card benefit heading.
  • The local page links to a separate shopping and dining promotion page; detailed lounge eligibility is not included in the local source.
其他
分期優惠：Credit Card Spending Installment Plan at a 0.235% monthly flat rate
須符合條件Financing
——

The source calendar restrictions cannot be confirmed for this date. • The source states financing rates and repayment tenors, not a spending-reward percentage. • Application, registration or activation required. See conditions. • No documents are required for the Credit Card Spending Installment Plan. • The cardholder can choose a 12-, 24- or 36-month installment plan. • The monthly flat rate is 0.235%. APR is 5.29% for a 12-month tenor based on a HK$10,000 installment amount; APR for 24- and 36-month tenors is 5.46% and 5.48% respectively. • APR is calculated under the Code of Banking Practice. The Bank may apportion each installment payment between interest and principal at its discretion. • APR is a reference rate that includes the basic interest rate and other fees and charges. Terms and conditions and relevant fees and charges apply. • Application hotline: 2533 8686. Office hours are Monday to Friday, 10am to 6pm, except public holidays; after the language option is selected, press 9 to speak to a representative.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states financing rates and repayment tenors, not a spending reward percentage.
  • 須申請或登記。
  • No documents are required for the Credit Card Spending Installment Plan.
  • The cardholder can choose a 12-, 24- or 36-month installment plan.
  • The monthly flat rate is 0.235%. APR is 5.29% for a 12-month tenor based on a HK$10,000 installment amount; APR for 24- and 36-month tenors is 5.46% and 5.48% respectively.
  • APR is calculated under the Code of Banking Practice. The Bank may apportion each installment payment between interest and principal at its discretion.
  • APR is a reference rate that includes the basic interest rate and other fees and charges. Terms and conditions and relevant fees and charges apply.
  • Application hotline: 2533 8686. Office hours are Monday to Friday, 10am to 6pm, except public holidays; after the language option is selected, press 9 to speak to a representative.
其他
卡片優惠：Payment and travel convenience in the Greater Bay Area
Lifestyle
——

This benefit does not apply to a purchase. • The source lists participating transport and payment channels without a numeric percentage. • The source lists designated Hong Kong taxis, Hong Kong-Zhuhai-Macau Bridge fare, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket machines, Shenzhen taxis and Guangzhou public buses.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source lists participating transport and payment channels without a numeric percentage.
  • The source lists designated Hong Kong taxis, Hong Kong-Zhuhai-Macau Bridge fare, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket machines, Shenzhen taxis and Guangzhou public buses.
其他
卡片優惠：HKD and RMB accounts with local-currency spending in Mainland China and Hong Kong
Other
——

This benefit does not apply to a purchase. • The source describes account and currency handling without a numeric percentage. • The card has HKD and RMB accounts. Local-currency spending in Mainland China and Hong Kong is settled from the corresponding account, and the source states that foreign-exchange fees are waived for spending in CNY and foreign currencies.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source describes account and currency handling without a numeric percentage.
  • The card has HKD and RMB accounts. Local-currency spending in Mainland China and Hong Kong is settled from the corresponding account, and the source states that foreign-exchange fees are waived for spending in CNY and foreign currencies.
手機支付
手機支付：Bind the card with the UnionPay App for Hong Kong, Macau and cross-border privileges
須符合條件Lifestyleunionpay app
——

This benefit does not apply to a purchase. • The source describes an app-binding feature without a numeric percentage. • Application, registration or activation required. See conditions. • Eligibility: Payment Methods: unionpay-app • Download the UnionPay App and bind it with the ICBC Dual Currency Credit Card to access Hong Kong, Macau and cross-border privileges. The source does not enumerate the linked QR-code privileges.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 要求: 付款方式: unionpay app
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source describes an app binding feature without a numeric percentage.
  • 須申請或登記。
  • Download the UnionPay App and bind it with the ICBC Dual Currency Credit Card to access Hong Kong, Macau and cross-border privileges. The source does not enumerate the linked QR-code privileges.
海外簽賬
海外簽賬：Waiver of overseas handling fees and extra exchange-fluctuation charges
Fee Waiver
——

Category or merchant does not match. • The source states a fee waiver but provides no percentage. • Eligible categories: 海外簽賬 • When spending overseas with the ICBC SUP Dual Currency Credit Card, the cardholder can receive a handling-fee waiver and exemption from extra charges caused by exchange fluctuation. The source does not state a monetary limit.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 海外簽賬 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states a fee waiver but provides no percentage.
  • When spending overseas with the ICBC SUP Dual Currency Credit Card, the cardholder can receive a handling-fee waiver and exemption from extra charges caused by exchange fluctuation. The source does not state a monetary limit.
2121/DahDah Sing Doraemon Platinum CardDah Sing Doraemon Platinum Card1.5%HK$15.00
Dah Sing Doraemon Platinum Card
21Dah

Dah Sing Doraemon Platinum Card

須符合條件

HK$15.001.5%
其他
現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1)
HK$15.001.5%
現金回贈senior最低消費: HK$200.00
計算方式
總回贈HK$15.00
  • 現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1): HK$15.00
條款及細則

計算假設

  • Confirm offer eligibility: Audience: Senior.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Audience: Senior
  • Cash-equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward.
  • Minimum spend: Period: per_transaction; Spend: 200
  • Applies to all eligible spending, subject to the conditions.
  • The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction.
  • The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays.
  • The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card.
  • Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only.
  • Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions.
  • Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible.
  • Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account.
  • If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice.
  • Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount.
  • The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted.
  • The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000.

現金回贈：Birthday cash reward: HKD3 per HKD200 Eligible Transaction (1.5%; HKD2 base plus extra HKD1)

  • 適用資格: 適用對象: senior
  • 適用消費: Type: 全部
  • 最低要求: 期間: 每筆交易 · 消費: HK$200.00
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: Cash equivalent calculation: (HKD2 base cash reward + HKD1 birthday extra) ÷ HKD200 Eligible Transaction × 100 = 1.5%. The extra applies on the cardholder's own birthday; each transaction below HKD200 earns no cash reward.
  • The birthday tier pays the HKD2 base cash reward plus an extra HKD1 for every HKD200 Eligible Transaction made on the cardholder's own birthday, for HKD3 total per HKD200 transaction.
  • The extra birthday reward is calculated per cardholder. Principal and supplementary cardholders may receive it on their respective birthdays, not on each other's birthdays.
  • The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card.
  • Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only.
  • Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions.
  • Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible.
  • Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account.
  • If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice.
  • Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount.
  • The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted.
  • The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000.
其他優惠
其他
現金回贈：Base cash reward: HKD2 per HKD200 Eligible Transaction (1%)
現金回贈senior最低消費: HK$200.00
HK$10.001%

Alternative offer in the same group; only the best group offer is counted. • Audience: Senior • Cash-equivalent calculation: HKD2 cash reward ÷ HKD200 Eligible Transaction × 100 = 1%. The amount is calculated per eligible transaction up to the last integer; each transaction below HKD200 earns no cash reward. • Minimum spend: Period: per_transaction; Spend: 200 • Applies to all eligible spending, subject to the conditions. • The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card. • Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only. • Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. • Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible. • Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account. • If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice. • Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount. • The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted. • The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000.

  • 適用資格: 適用對象: senior
  • 適用消費: Type: 全部
  • 最低要求: 期間: 每筆交易 · 消費: HK$200.00
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: Cash equivalent calculation: HKD2 cash reward ÷ HKD200 Eligible Transaction × 100 = 1%. The amount is calculated per eligible transaction up to the last integer; each transaction below HKD200 earns no cash reward.
  • The Cash Reward Scheme applies to principal and supplementary cardholders of the Dah Sing DORAEMON Credit Card.
  • Eligible Transactions are retail purchase amounts and Octopus Automatic Add Value Service amounts only.
  • Eligible Transactions exclude cash advances, autopay, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, Stocks Investment Savings Plans, PayEasy Bill Payment amounts, JET Payment amounts, tax payments, interest-free monthly instalment amounts, cheque payment amounts if applicable, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions.
  • Cash reward is calculated for each Eligible Transaction up to the last integer shown on the monthly statement. A transaction below HKD200 does not receive cash reward. The Bank has the final decision on whether a transaction is eligible.
  • Cash reward is credited monthly. If a DORAEMON Kids Savings Account was successfully applied for together with an Eligible Card, rewards for principal and supplementary cardholders are credited to designated account or accounts, divided proportionally across a maximum of three accounts; otherwise rewards are credited to the respective Eligible Card account.
  • If a relevant Eligible Transaction is cancelled or charged off after the reward is distributed, the Bank may debit the equivalent reward value from the Eligible Card account without prior notice.
  • Cash reward is for settling new purchases only. It is not transferable and cannot be redeemed for cash, withdrawn as a cash advance, or exchanged for a gift or discount.
  • The HTML lists Rewards Through Octopus Auto-reload and says bonus points. The dated formal terms define Octopus AAVS amounts as Eligible Transactions under the Cash Reward Scheme; the formal terms control and no separate points rate is emitted.
  • The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000.
其他
禮品優惠：Limited Edition Doraemon Folded Umbrella
須符合條件Giftsenior最低消費: HK$3,000.00
——

New-customer offers are excluded from this purchase comparison. • Audience: Senior; Customer: New customer • Fixed welcome gift; the local source states no cash value or comparison denominator, so no percentage is calculated. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Applies to all eligible spending, subject to the conditions. • The offer applies to a new principal card applicant who did not hold any principal or supplementary card of any card type issued by the Bank in the 12 months before the card opening date. • The applicant must successfully apply for an Eligible Card from 1 January 2026 to 31 December 2026. Each New Cardholder may apply for one Eligible Card and receive the welcome offer once only; if other Dah Sing Credit Cards are also applied for, only the first approved Dah Sing Credit Card welcome offer applies. • Eligible Spending of HKD3,000 or above must be accumulated within the first two months from the card issuance date. Supplementary-card Eligible Spending is combined with the corresponding principal Eligible Card. • Eligible Spending includes retail purchases, online transactions, cash advances, autopay, recurring payments, designated mobile-payment transactions including Apple Pay, Google Pay and Samsung Pay, interest-free monthly instalments, gift-redemption fees if applicable, and cheque payments if applicable. • Eligible Spending excludes Stocks Investment Savings Plans, Octopus Automatic Add Value Service amounts, mobile-wallet top-ups including Octopus top-ups through mobile payment, adding a new Octopus through mobile payment, mobile transfers and top-ups including PayMe, TNG and Tap & Go, WeChat Pay HK, AlipayHK, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, Pay Easy Bill Payment amounts, JET Payment amounts, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. • The Bank decides eligibility from its records. Eligible Spending uses the relevant transaction dates and decimal places are rounded down to the nearest integer. • After the spending requirement is met, the Bank will notify the New Cardholder of delivery or redemption arrangements within three months. The Eligible Card account must be valid and in good standing when notification is issued. Delivery is to the statement mailing address and the Bank will not reissue or redeliver an unreceived gift. • If redemption by letter is required, the New Cardholder must bring the letter to the designated redemption centre. The Bank will not reissue a letter that is damaged, lost, stolen or expired; centre details are in the letter. • The New Cardholder must keep original sales slips. The Bank may request original slips or other documents for verification, and submitted documents will not be returned. • For fraud, abuse, reversal or cancellation of qualifying transactions, the Bank may debit the equivalent gift value from the New Cardholder's card or linked bank account without prior notice. • Gift photos and product information are for reference. The Bank is not the gift supplier and gives no representation or guarantee about gift quality. • The gift is not transferable or refundable and cannot be exchanged for cash, another gift or a discount. It is available first come first served while stocks last; the Bank may substitute another gift, and the gift cannot be changed, cancelled or returned once provided. • If the New Cardholder cancels the principal Eligible Card within 13 months from the card issuance date after receiving the gift, the Bank will charge a handling fee of HKD200. • The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000.

  • 適用資格: 適用對象: senior · 客戶類別: 新客戶
  • 適用消費: Type: 全部
  • 要求: Period spend ≥: HK$3,000.00
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: Fixed welcome gift; the local source states no cash value or comparison denominator, so no percentage is calculated.
  • 須申請或登記。
  • The offer applies to a new principal card applicant who did not hold any principal or supplementary card of any card type issued by the Bank in the 12 months before the card opening date.
  • The applicant must successfully apply for an Eligible Card from 1 January 2026 to 31 December 2026. Each New Cardholder may apply for one Eligible Card and receive the welcome offer once only; if other Dah Sing Credit Cards are also applied for, only the first approved Dah Sing Credit Card welcome offer applies.
  • Eligible Spending of HKD3,000 or above must be accumulated within the first two months from the card issuance date. Supplementary-card Eligible Spending is combined with the corresponding principal Eligible Card.
  • Eligible Spending includes retail purchases, online transactions, cash advances, autopay, recurring payments, designated mobile-payment transactions including Apple Pay, Google Pay and Samsung Pay, interest-free monthly instalments, gift-redemption fees if applicable, and cheque payments if applicable.
  • Eligible Spending excludes Stocks Investment Savings Plans, Octopus Automatic Add Value Service amounts, mobile-wallet top-ups including Octopus top-ups through mobile payment, adding a new Octopus through mobile payment, mobile transfers and top-ups including PayMe, TNG and Tap & Go, WeChat Pay HK, AlipayHK, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, Pay Easy Bill Payment amounts, JET Payment amounts, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions.
  • The Bank decides eligibility from its records. Eligible Spending uses the relevant transaction dates and decimal places are rounded down to the nearest integer.
  • After the spending requirement is met, the Bank will notify the New Cardholder of delivery or redemption arrangements within three months. The Eligible Card account must be valid and in good standing when notification is issued. Delivery is to the statement mailing address and the Bank will not reissue or redeliver an unreceived gift.
  • If redemption by letter is required, the New Cardholder must bring the letter to the designated redemption centre. The Bank will not reissue a letter that is damaged, lost, stolen or expired; centre details are in the letter.
  • The New Cardholder must keep original sales slips. The Bank may request original slips or other documents for verification, and submitted documents will not be returned.
  • For fraud, abuse, reversal or cancellation of qualifying transactions, the Bank may debit the equivalent gift value from the New Cardholder's card or linked bank account without prior notice.
  • Gift photos and product information are for reference. The Bank is not the gift supplier and gives no representation or guarantee about gift quality.
  • The gift is not transferable or refundable and cannot be exchanged for cash, another gift or a discount. It is available first come first served while stocks last; the Bank may substitute another gift, and the gift cannot be changed, cancelled or returned once provided.
  • If the New Cardholder cancels the principal Eligible Card within 13 months from the card issuance date after receiving the gift, the Bank will charge a handling fee of HKD200.
  • The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000.
  • DORAEMON Credit Card Welcome Offer Promotion Period: 2026-01-01 – 2026-12-31
其他
現金回贈：Limited Edition Doraemon Crossbody Bag
須符合條件Giftsenior最低消費: HK$3,000.00
——

New-customer offers are excluded from this purchase comparison. • Audience: Senior; Customer: New customer • Fixed welcome gift; the local source states no cash value or comparison denominator, so no percentage is calculated. • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Applies to all eligible spending, subject to the conditions. • The offer applies to a new principal card applicant who did not hold any principal or supplementary card of any card type issued by the Bank in the 12 months before the card opening date. • The applicant must successfully apply for an Eligible Card from 1 January 2026 to 31 December 2026. Each New Cardholder may apply for one Eligible Card and receive the welcome offer once only; if other Dah Sing Credit Cards are also applied for, only the first approved Dah Sing Credit Card welcome offer applies. • Eligible Spending of HKD3,000 or above must be accumulated within the first two months from the card issuance date. Supplementary-card Eligible Spending is combined with the corresponding principal Eligible Card. • Eligible Spending includes retail purchases, online transactions, cash advances, autopay, recurring payments, designated mobile-payment transactions including Apple Pay, Google Pay and Samsung Pay, interest-free monthly instalments, gift-redemption fees if applicable, and cheque payments if applicable. • Eligible Spending excludes Stocks Investment Savings Plans, Octopus Automatic Add Value Service amounts, mobile-wallet top-ups including Octopus top-ups through mobile payment, adding a new Octopus through mobile payment, mobile transfers and top-ups including PayMe, TNG and Tap & Go, WeChat Pay HK, AlipayHK, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, Pay Easy Bill Payment amounts, JET Payment amounts, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions. • The Bank decides eligibility from its records. Eligible Spending uses the relevant transaction dates and decimal places are rounded down to the nearest integer. • After the spending requirement is met, the Bank will notify the New Cardholder of delivery or redemption arrangements within three months. The Eligible Card account must be valid and in good standing when notification is issued. Delivery is to the statement mailing address and the Bank will not reissue or redeliver an unreceived gift. • If redemption by letter is required, the New Cardholder must bring the letter to the designated redemption centre. The Bank will not reissue a letter that is damaged, lost, stolen or expired; centre details are in the letter. • The New Cardholder must keep original sales slips. The Bank may request original slips or other documents for verification, and submitted documents will not be returned. • For fraud, abuse, reversal or cancellation of qualifying transactions, the Bank may debit the equivalent gift value from the New Cardholder's card or linked bank account without prior notice. • Gift photos and product information are for reference. The Bank is not the gift supplier and gives no representation or guarantee about gift quality. • The gift is not transferable or refundable and cannot be exchanged for cash, another gift or a discount. It is available first come first served while stocks last; the Bank may substitute another gift, and the gift cannot be changed, cancelled or returned once provided. • If the New Cardholder cancels the principal Eligible Card within 13 months from the card issuance date after receiving the gift, the Bank will charge a handling fee of HKD200. • The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000.

  • 適用資格: 適用對象: senior · 客戶類別: 新客戶
  • 適用消費: Type: 全部
  • 要求: Period spend ≥: HK$3,000.00
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: Fixed welcome gift; the local source states no cash value or comparison denominator, so no percentage is calculated.
  • 須申請或登記。
  • The offer applies to a new principal card applicant who did not hold any principal or supplementary card of any card type issued by the Bank in the 12 months before the card opening date.
  • The applicant must successfully apply for an Eligible Card from 1 January 2026 to 31 December 2026. Each New Cardholder may apply for one Eligible Card and receive the welcome offer once only; if other Dah Sing Credit Cards are also applied for, only the first approved Dah Sing Credit Card welcome offer applies.
  • Eligible Spending of HKD3,000 or above must be accumulated within the first two months from the card issuance date. Supplementary-card Eligible Spending is combined with the corresponding principal Eligible Card.
  • Eligible Spending includes retail purchases, online transactions, cash advances, autopay, recurring payments, designated mobile-payment transactions including Apple Pay, Google Pay and Samsung Pay, interest-free monthly instalments, gift-redemption fees if applicable, and cheque payments if applicable.
  • Eligible Spending excludes Stocks Investment Savings Plans, Octopus Automatic Add Value Service amounts, mobile-wallet top-ups including Octopus top-ups through mobile payment, adding a new Octopus through mobile payment, mobile transfers and top-ups including PayMe, TNG and Tap & Go, WeChat Pay HK, AlipayHK, Happy Installment payments, Cash-In Plan payments, branch cash-in payments, Smart Choice Balance Transfer Program payments, Cash Conversion Plan payments, bank handling fees including annual fees, financial charges, late fees and cash-advance handling fees, Pay Easy Bill Payment amounts, JET Payment amounts, casino transactions, and unposted, cancelled, refunded, unauthorised or chargeback transactions.
  • The Bank decides eligibility from its records. Eligible Spending uses the relevant transaction dates and decimal places are rounded down to the nearest integer.
  • After the spending requirement is met, the Bank will notify the New Cardholder of delivery or redemption arrangements within three months. The Eligible Card account must be valid and in good standing when notification is issued. Delivery is to the statement mailing address and the Bank will not reissue or redeliver an unreceived gift.
  • If redemption by letter is required, the New Cardholder must bring the letter to the designated redemption centre. The Bank will not reissue a letter that is damaged, lost, stolen or expired; centre details are in the letter.
  • The New Cardholder must keep original sales slips. The Bank may request original slips or other documents for verification, and submitted documents will not be returned.
  • For fraud, abuse, reversal or cancellation of qualifying transactions, the Bank may debit the equivalent gift value from the New Cardholder's card or linked bank account without prior notice.
  • Gift photos and product information are for reference. The Bank is not the gift supplier and gives no representation or guarantee about gift quality.
  • The gift is not transferable or refundable and cannot be exchanged for cash, another gift or a discount. It is available first come first served while stocks last; the Bank may substitute another gift, and the gift cannot be changed, cancelled or returned once provided.
  • If the New Cardholder cancels the principal Eligible Card within 13 months from the card issuance date after receiving the gift, the Bank will charge a handling fee of HKD200.
  • The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000.
  • DORAEMON Credit Card Welcome Offer Promotion Period: 2026-01-01 – 2026-12-31
其他
費用豁免：First 2 years annual fee waiver
Fee Waiversenior
——

This benefit does not apply to a purchase. • Audience: Senior • This is an annual-fee waiver, not a spending percentage. • The product page lists First 2 Years Annual Fee Waiver for the Dah Sing Doraemon Platinum Card. • The page does not state a separate application step, spending threshold, start date or supplementary-card scope for the waiver. • The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000.

  • 適用資格: 適用對象: senior
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: This is an annual fee waiver, not a spending percentage.
  • The product page lists First 2 Years Annual Fee Waiver for the Dah Sing Doraemon Platinum Card.
  • The page does not state a separate application step, spending threshold, start date or supplementary-card scope for the waiver.
  • The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000.
其他
分期優惠：Up to 60 days interest-free period
Financingsenior
——

This benefit does not apply to a purchase. • Audience: Senior • This is a time-based repayment feature, not a spending percentage. • The card-specific terms and the standalone Key Facts Statement state an interest-free period of up to 60 days. • No interest is charged when the monthly statement balance is paid in full by the due date. The period length depends on when the purchase is made within the statement cycle. • There is no interest-free period for Cash Advance, Smart Choice Balance Transfer Program or Cash Conversion Plan transactions. • The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000.

  • 適用資格: 適用對象: senior
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: This is a time based repayment feature, not a spending percentage.
  • The card-specific terms and the standalone Key Facts Statement state an interest-free period of up to 60 days.
  • No interest is charged when the monthly statement balance is paid in full by the due date. The period length depends on when the purchase is made within the statement cycle.
  • There is no interest-free period for Cash Advance, Smart Choice Balance Transfer Program or Cash Conversion Plan transactions.
  • The product page requires the applicant to be aged 18 or above, be a Hong Kong resident, and meet an annual income requirement of HKD150,000.
2222/ICBCICBC Credit Card Platinum Mastercard Virtual CardICBC Credit Card Platinum Mastercard Virtual Card · 信用卡示意圖1.5%HK$15.00
ICBC Credit Card Platinum Mastercard Virtual Card · 信用卡示意圖
22ICBC

ICBC Credit Card Platinum Mastercard Virtual Card

須符合條件

HK$15.001.5%
其他
ICBC Credit Card - Platinum Mastercard Virtual Card 1.5% cash rebate
HK$15.001.5%
須符合條件現金回贈
計算方式
總回贈HK$15.00
  • ICBC Credit Card - Platinum Mastercard Virtual Card 1.5% cash rebate: HK$15.00
條款及細則

計算假設

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: unlimited.
  • Limit applies to: cash rebate
  • Application, registration or activation required. See conditions.
  • Applies to all eligible spending, subject to the conditions.
  • The retained page says terms apply and refers to Spending Rewards for full conditions; eligible transaction types and other conditions are not stated here.
  • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

ICBC Credit Card - Platinum Mastercard Virtual Card 1.5% cash rebate

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: cash rebate · 期間: 未提供 · Type: 無上限
  • 須申請或登記。
  • The retained page says terms apply and refers to Spending Rewards for full conditions; eligible transaction types and other conditions are not stated here.
  • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

開啟優惠來源 ↗

其他優惠
其他
ICBC Credit Card - Platinum Mastercard Virtual Card simplified application（優惠值未列明）
須符合條件Lifestyle
——

This benefit does not apply to a purchase. • Customer: Existing customer • Limit applies to: application service • Application, registration or activation required. See conditions. • Applies to selected ICBC (Asia) customers: existing credit-card customers, existing Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above. • Selected customers can apply through the website, online banking, WeChat Official Account, or Mobile Banking App without resubmitting income and address proof. • Non-selected applicants must provide income and address proof; new ICBC (Asia) customers apply through Mobile Banking App and must submit Hong Kong identity, income, and address proof. • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

  • 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: application service · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • Applies to selected ICBC (Asia) customers: existing credit-card customers, existing Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above.
  • Selected customers can apply through the website, online banking, WeChat Official Account, or Mobile Banking App without resubmitting income and address proof.
  • Non-selected applicants must provide income and address proof; new ICBC (Asia) customers apply through Mobile Banking App and must submit Hong Kong identity, income, and address proof.
  • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

開啟優惠來源 ↗

其他
ICBC Credit Card - Platinum Mastercard Virtual Card ready for use（優惠值未列明）
須符合條件Lifestyle
——

This benefit does not apply to a purchase. • Limit applies to: digital-card availability • Application, registration or activation required. See conditions. • The card is ready to use after the application is approved. • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: digital card availability · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • The card is ready to use after the application is approved.
  • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

開啟優惠來源 ↗

其他
ICBC Credit Card - Platinum Mastercard Virtual Card dynamic-password payment security（優惠值未列明）
須符合條件Lifestyle
——

This benefit does not apply to a purchase. • Limit applies to: payment-security feature • Application, registration or activation required. See conditions. • Payments use a dynamic password. • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: payment security feature · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • Payments use a dynamic password.
  • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

開啟優惠來源 ↗

其他
ICBC Credit Card - Platinum Mastercard Virtual Card shared credit limit up to HK$30,000
須符合條件Financing
——

This benefit does not apply to a purchase. • Limit applies to: credit facility • Application, registration or activation required. See conditions. • The maximum shared credit limit across Hong Kong Dollar and Renminbi is HK$30,000; each customer's approved limit is not stated. • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: credit facility · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • The maximum shared credit limit across Hong Kong Dollar and Renminbi is HK$30,000; each customer's approved limit is not stated.
  • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

開啟優惠來源 ↗

其他
ICBC Credit Card - Platinum Mastercard Virtual Card online cardless payments（優惠值未列明）
須符合條件Lifestyle
——

This benefit does not apply to a purchase. • Limit applies to: online-payment feature • Application, registration or activation required. See conditions. • The virtual card can be used for online shopping and cardless payment. • Apple Pay is available only for the Visa Platinum Virtual Card and UnionPay Platinum Virtual Card, not the target Platinum Mastercard Virtual Card. • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: online payment feature · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • The virtual card can be used for online shopping and cardless payment.
  • Apple Pay is available only for the Visa Platinum Virtual Card and UnionPay Platinum Virtual Card, not the target Platinum Mastercard Virtual Card.
  • The virtual card is not applicable to cash advances, supplementary-card applications, replacement or re-issuance, or ATM-related services.

開啟優惠來源 ↗

2323/ICBCICBC Credit Card Visa Platinum Virtual CardICBC Credit Card Visa Platinum Virtual Card1.5%HK$15.00
ICBC Credit Card Visa Platinum Virtual Card
23ICBC

ICBC Credit Card Visa Platinum Virtual Card

須符合條件

HK$15.001.5%
其他
ICBC Visa Platinum Virtual Card 1.5% cash rebate
HK$15.001.5%
現金回贈
計算方式
總回贈HK$15.00
  • ICBC Visa Platinum Virtual Card 1.5% cash rebate: HK$15.00
條款及細則

計算假設

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Source did not include full programme terms in the supplied files.
  • Limit: unlimited.
  • Limit applies to: cash rebate
  • Applies to all eligible spending, subject to the conditions.
  • Terms and conditions apply. Footnote 1 refers readers to Spending Rewards; eligible transactions and rebate details are not stated in this HTML.
  • The page says the virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.

ICBC Visa Platinum Virtual Card 1.5% cash rebate

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: cash rebate · 期間: 未提供 · Type: 無上限
  • 百分比備註: Source did not include full programme terms in the supplied files.
  • Terms and conditions apply. Footnote 1 refers readers to Spending Rewards; eligible transactions and rebate details are not stated in this HTML.
  • The page says the virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.

開啟優惠來源 ↗

其他優惠
其他
ICBC Visa Platinum Virtual Card simplified application（優惠值未列明）
須符合條件Lifestyle
——

This benefit does not apply to a purchase. • Customer: Existing customer • Application, registration or activation required. See conditions. • Applies to selected existing ICBC (Asia) customers: existing credit card customers, existing Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above. • New customers must apply through Mobile Banking App, scan a Hong Kong identity card, complete facial recognition and the form, and upload income and address proof. Non-selected customers must provide income and address proof.

  • 適用資格: 適用對象: 全部 · 客戶類別: 現有客戶
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • Applies to selected existing ICBC (Asia) customers: existing credit card customers, existing Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above.
  • New customers must apply through Mobile Banking App, scan a Hong Kong identity card, complete facial recognition and the form, and upload income and address proof. Non-selected customers must provide income and address proof.

開啟優惠來源 ↗

其他
ICBC Visa Platinum Virtual Card ready for use（優惠值未列明）
須符合條件Lifestyle
——

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • Use is available after the card application is approved.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • Use is available after the card application is approved.

開啟優惠來源 ↗

其他
ICBC Visa Platinum Virtual Card dynamic-password payment（優惠值未列明）
Lifestyle
——

This benefit does not apply to a purchase. •

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供

開啟優惠來源 ↗

其他
ICBC Visa Platinum Virtual Card online shopping（優惠值未列明）
Lifestyle
——

This benefit does not apply to a purchase. • The page states that the virtual card can pay for online shopping.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • The page states that the virtual card can pay for online shopping.

開啟優惠來源 ↗

其他
ICBC Visa Platinum Virtual Card Apple Pay convenience（優惠值未列明）
須符合條件Lifestyle
——

This benefit does not apply to a purchase. • Application, registration or activation required. See conditions. • The card must be bound to Apple Pay. Payment is available on designated Apple devices at stores, apps, or websites that accept Apple Pay. • Apple Pay applies to the Visa Platinum Virtual Card. Terms and conditions apply; full terms are not present in this HTML.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • The card must be bound to Apple Pay. Payment is available on designated Apple devices at stores, apps, or websites that accept Apple Pay.
  • Apple Pay applies to the Visa Platinum Virtual Card. Terms and conditions apply; full terms are not present in this HTML.

開啟優惠來源 ↗

2424/ICBCICBC Digital Dual Currency Credit CardICBC Digital Dual Currency Credit Card1.5%HK$15.00
ICBC Digital Dual Currency Credit Card
24ICBC

ICBC Digital Dual Currency Credit Card

須符合條件

HK$15.001.5%
其他
ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% Cash Rebate
HK$15.001.5%
須符合條件現金回贈
計算方式
總回贈HK$15.00
  • ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% Cash Rebate: HK$15.00
條款及細則

計算假設

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: unlimited.
  • Limit applies to: cash rebate
  • Application, registration or activation required. See conditions.
  • Applies to all eligible spending, subject to the conditions.
  • Apply for the virtual card; it is ready to use after approval.
  • Selected ICBC (Asia) customers can apply through the website, online banking, WeChat Official Account, or Mobile Banking App. New customers apply through the Mobile Banking App.
  • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.
  • Terms and conditions apply. Detailed cash rebate conditions are referred to Spending Rewards and are not present in this HTML.
  • Eligible spending rules are not stated in this HTML.

ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% Cash Rebate

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: cash rebate · 期間: 未提供 · Type: 無上限
  • 須申請或登記。
  • Apply for the virtual card; it is ready to use after approval.
  • Selected ICBC (Asia) customers can apply through the website, online banking, WeChat Official Account, or Mobile Banking App. New customers apply through the Mobile Banking App.
  • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.
  • Terms and conditions apply. Detailed cash rebate conditions are referred to Spending Rewards and are not present in this HTML.
  • Eligible spending rules are not stated in this HTML.

開啟優惠來源 ↗

2525/ICBCICBC Dual Currency Credit Card UnionPay Platinum Virtual CardICBC Dual Currency Credit Card UnionPay Platinum Virtual Card1.5%HK$15.00
ICBC Dual Currency Credit Card UnionPay Platinum Virtual Card
25ICBC

ICBC Dual Currency Credit Card UnionPay Platinum Virtual Card

須符合條件

HK$15.001.5%
其他
ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% cash rebate
HK$15.001.5%
現金回贈
計算方式
總回贈HK$15.00
  • ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% cash rebate: HK$15.00
條款及細則

計算假設

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: unlimited.
  • Limit applies to: cash rebate
  • Applies to all eligible spending, subject to the conditions.
  • The rebate details are referred to the linked Spending Rewards page; those details are not in the retained HTML.
  • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.

ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card 1.5% cash rebate

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: cash rebate · 期間: 未提供 · Type: 無上限
  • The rebate details are referred to the linked Spending Rewards page; those details are not in the retained HTML.
  • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.
其他優惠
其他
ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card ready to use upon approval（優惠值未列明）
須符合條件Lifestyle
——

This benefit does not apply to a purchase. • Limit applies to: card readiness • Application, registration or activation required. See conditions. • The card is ready to use after application approval. • Selected customers can apply through the website, online banking, WeChat Official Account, or mobile app. Other customers can apply through the mobile app. • Selected customers do not need to resubmit income and address proof. New customers must scan a Hong Kong identity card, complete facial recognition and the application form, and upload income and address proof. • Selected customers are existing ICBC (Asia) credit card customers, existing ICBC (Asia) Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above in ICBC (Asia); non-selected customers must provide income and address proof.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: card readiness · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • The card is ready to use after application approval.
  • Selected customers can apply through the website, online banking, WeChat Official Account, or mobile app. Other customers can apply through the mobile app.
  • Selected customers do not need to resubmit income and address proof. New customers must scan a Hong Kong identity card, complete facial recognition and the application form, and upload income and address proof.
  • Selected customers are existing ICBC (Asia) credit card customers, existing ICBC (Asia) Auto-Payroll Service customers, or existing customers with total assets of HK$20,000 or above in ICBC (Asia); non-selected customers must provide income and address proof.
其他
ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card dynamic-password payments（優惠值未列明）
Lifestyle
——

This benefit does not apply to a purchase. • Limit applies to: dynamic-password payment feature

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: dynamic password payment feature · 期間: 未提供 · Type: 未提供
其他
ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card shared credit limit up to HK$30,000
Financing
——

This benefit does not apply to a purchase. • Limit applies to: credit limit • The maximum shared credit limit is among Hong Kong Dollar and Renminbi.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: credit limit · 期間: 未提供 · Type: 未提供
  • The maximum shared credit limit is among Hong Kong Dollar and Renminbi.
其他
ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card cardless online and Apple Pay payments（優惠值未列明）
須符合條件Lifestyle
——

This benefit does not apply to a purchase. • Limit applies to: cardless payment service • Application, registration or activation required. See conditions. • Apple Pay applies to the UnionPay Platinum Virtual Card and Visa Platinum Virtual Card. • Apple Pay use requires binding the card and is limited to designated Apple devices and stores, apps, or websites that accept Apple Pay. • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: cardless payment service · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • Apple Pay applies to the UnionPay Platinum Virtual Card and Visa Platinum Virtual Card.
  • Apple Pay use requires binding the card and is limited to designated Apple devices and stores, apps, or websites that accept Apple Pay.
  • The virtual card is not applicable to cash advances, supplementary card applications, replacement or re-issuance, or ATM-related services.
2626/ICBCICBC Elite Club Credit Card Platinum MastercardICBC Elite Club Credit Card Platinum Mastercard1.5%HK$15.00
ICBC Elite Club Credit Card Platinum Mastercard
26ICBC

ICBC Elite Club Credit Card Platinum Mastercard

須符合條件

HK$15.001.5%
其他
現金回贈：Up to 1.5% cash rebate
HK$15.001.5%
現金回贈resident
計算方式
總回贈HK$15.00
  • 現金回贈：Up to 1.5% cash rebate: HK$15.00
條款及細則

計算假設

  • Confirm offer eligibility: Audience: Resident.
  • No reward limit is stated. Confirm any limits before purchase.
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Audience: Resident
  • The HTML page states up to 1.5% cash rebate. It also describes the spending reward as equivalent to 3X bonus point. No cap or additional cash-equivalent conversion is stated in the allowed local source.
  • Applies to all eligible spending, subject to the conditions.
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • The Spending Reward is for local and overseas spending with the ICBC Elite Club Credit Card - Platinum Mastercard.
  • The page describes the Spending Reward as equivalent to 3X bonus point.
  • The page marks the cash-rebate statement as subject to terms and conditions; the linked Spending Rewards page is not included in this local source set.
  • The wording up to 1.5% is retained as a maximum qualification, not as an unrestricted fixed rate.

現金回贈：Up to 1.5% cash rebate

  • 適用資格: 適用對象: resident
  • 適用消費: Type: 全部
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The HTML page states up to 1.5% cash rebate. It also describes the spending reward as equivalent to 3X bonus point. No cap or additional cash equivalent conversion is stated in the allowed local source.
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • The Spending Reward is for local and overseas spending with the ICBC Elite Club Credit Card - Platinum Mastercard.
  • The page describes the Spending Reward as equivalent to 3X bonus point.
  • The page marks the cash-rebate statement as subject to terms and conditions; the linked Spending Rewards page is not included in this local source set.
  • The wording up to 1.5% is retained as a maximum qualification, not as an unrestricted fixed rate.
其他優惠
餐飲
餐飲：Complimentary main course
Lifestyleresident
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Resident • The source states a complimentary main course, not a percentage or cash comparison. • Eligible categories: 餐飲 • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club. • The card is offered to ICBC (Asia) Elite Club customers only. • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available. • Cardholders book a table through www.onedinesfree.com to enjoy a complimentary main course. • The offer is available at selected restaurants in Hong Kong and Asia. • The local source does not state the promotion period or provide a complete restaurant list. The linked promotion page is not used as evidence. • The offer is subject to the relevant terms and conditions.

  • 適用資格: 適用對象: resident
  • 適用消費: 適用範圍: 餐飲 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states a complimentary main course, not a percentage or cash comparison.
  • 未提供完整適用商戶名單。
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • Cardholders book a table through www.onedinesfree.com to enjoy a complimentary main course.
  • The offer is available at selected restaurants in Hong Kong and Asia.
  • The local source does not state the promotion period or provide a complete restaurant list. The linked promotion page is not used as evidence.
  • The offer is subject to the relevant terms and conditions.
餐飲
餐飲：Exclusive delicacies offers（優惠值未列明）
Lifestyleresident
——

Merchant eligibility cannot be established from the incomplete source list. • Audience: Resident • The source states dining offers but no numeric rate or fixed comparison basis. • Eligible categories: 餐飲 • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club. • The card is offered to ICBC (Asia) Elite Club customers only. • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available. • The cardholder must spend with the card at selected restaurants and bars in various districts in Hong Kong. • The local source does not state the offer rate, promotion period, or a complete list of participating restaurants and bars; the linked Mastercard page is not used as evidence. • The offer is subject to the relevant terms and conditions.

  • 適用資格: 適用對象: resident
  • 適用消費: 適用範圍: 餐飲 · Type: 類別
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states dining offers but no numeric rate or fixed comparison basis.
  • 未提供完整適用商戶名單。
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • The cardholder must spend with the card at selected restaurants and bars in various districts in Hong Kong.
  • The local source does not state the offer rate, promotion period, or a complete list of participating restaurants and bars; the linked Mastercard page is not used as evidence.
  • The offer is subject to the relevant terms and conditions.
保險
保險：E-Commerce Purchase Protection
Otherresident上限: 200 貨幣 · 每筆交易
——

This benefit does not apply to a purchase. • Audience: Resident • The source states insurance protection and benefit limits, not a percentage reward. • Limit: 200 USD · Per Transaction • Limit applies to: E-Commerce Purchase Protection per occurrence • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club. • The card is offered to ICBC (Asia) Elite Club customers only. • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available. • The page states worldwide coverage for online purchases made with the card. • Covered cases include goods not delivered successfully or delivered by mistake, improper functioning due to physical damage to the delivered item, and non-delivery after 30 days from the scheduled delivery date. • The summary table states a maximum benefit amount of USD200 per occurrence and an annual aggregate of USD200. • The local source does not state the full policy exclusions, claim process, or other eligibility terms; relevant terms and conditions apply.

  • 適用資格: 適用對象: resident
  • 適用消費: Type: not applicable
  • 優惠上限: 金額: 200 · 適用範圍: E Commerce Purchase Protection per occurrence · Currency: USD · 期間: 每筆交易 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: The source states insurance protection and benefit limits, not a percentage reward.
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • The page states worldwide coverage for online purchases made with the card.
  • Covered cases include goods not delivered successfully or delivered by mistake, improper functioning due to physical damage to the delivered item, and non-delivery after 30 days from the scheduled delivery date.
  • The summary table states a maximum benefit amount of USD200 per occurrence and an annual aggregate of USD200.
  • The local source does not state the full policy exclusions, claim process, or other eligibility terms; relevant terms and conditions apply.
酒店
酒店：Mastercard Luxury Hotel and Resort Offers including daily breakfast, special facilities, room upgrades and early or late check-in or check-out（優惠值未列明）
Travelresident上限: 100 貨幣 · 未提供
——

This benefit does not apply to a purchase. • Audience: Resident • The source states hotel privileges and a facility value limit, not a percentage reward. • Limit: 100 USD • Limit applies to: Special facilities in Mastercard Luxury Hotel and Resort Offers • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club. • The card is offered to ICBC (Asia) Elite Club customers only. • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available. • Mastercard Travel & Lifestyle Services cover privileges at many 4-star and 5-star hotels and resorts around the world. • The Luxury Hotel and Resort Offers include daily free breakfast, special facilities worth up to USD100, room upgrades, and early check-in or late check-out, subject to room availability. • The local source does not provide the participating-hotel list or promotion period; the linked Mastercard page is not used as evidence. • The offer is subject to the relevant terms and conditions.

  • 適用資格: 適用對象: resident
  • 適用消費: Type: not applicable
  • 優惠上限: 金額: 100 · 適用範圍: Special facilities in Mastercard Luxury Hotel and Resort Offers · Currency: USD · 期間: 未提供 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: The source states hotel privileges and a facility value limit, not a percentage reward.
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • Mastercard Travel & Lifestyle Services cover privileges at many 4-star and 5-star hotels and resorts around the world.
  • The Luxury Hotel and Resort Offers include daily free breakfast, special facilities worth up to USD100, room upgrades, and early check-in or late check-out, subject to room availability.
  • The local source does not provide the participating-hotel list or promotion period; the linked Mastercard page is not used as evidence.
  • The offer is subject to the relevant terms and conditions.
酒店
酒店：Mastercard Lowest Rate Guarantee
Travelresident
——

This benefit does not apply to a purchase. • Audience: Resident • The source states a price-difference guarantee, not a percentage reward. • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club. • The card is offered to ICBC (Asia) Elite Club customers only. • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available. • The cardholder must use Mastercard to book qualified hotel accommodation under Prepaid Hotel Prices or Pay at the Local Hotel Price through Mastercard Travel & Lifestyle Services online or an authorised-plan intermediary. • If the cardholder finds a lower online price excluding taxes and fees for the same room type, hotel, date, and number of children and adults, Mastercard will refund the difference. • The local source does not state the claim process, promotion period, or other guarantee terms; relevant terms and conditions apply.

  • 適用資格: 適用對象: resident
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states a price difference guarantee, not a percentage reward.
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • The cardholder must use Mastercard to book qualified hotel accommodation under Prepaid Hotel Prices or Pay at the Local Hotel Price through Mastercard Travel & Lifestyle Services online or an authorised-plan intermediary.
  • If the cardholder finds a lower online price excluding taxes and fees for the same room type, hotel, date, and number of children and adults, Mastercard will refund the difference.
  • The local source does not state the claim process, promotion period, or other guarantee terms; relevant terms and conditions apply.
旅遊
旅遊：Car rental and air-ticket booking privileges through Mastercard Travel & Lifestyle Services
Travelresident
——

This benefit does not apply to a purchase. • Audience: Resident • The source states travel-service privileges, not a percentage reward. • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club. • The card is offered to ICBC (Asia) Elite Club customers only. • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available. • Mastercard Travel & Lifestyle Services provide prestigious privileges such as car rental and air-ticket booking to cardholders. • The service description also refers to 4-star and 5-star hotels and resorts; the hotel-specific privileges are recorded in separate offers. • The local source does not state the booking terms, promotion period, or a complete service list; the linked Mastercard page is not used as evidence. • The offer is subject to the relevant terms and conditions.

  • 適用資格: 適用對象: resident
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states travel service privileges, not a percentage reward.
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • Mastercard Travel & Lifestyle Services provide prestigious privileges such as car rental and air-ticket booking to cardholders.
  • The service description also refers to 4-star and 5-star hotels and resorts; the hotel-specific privileges are recorded in separate offers.
  • The local source does not state the booking terms, promotion period, or a complete service list; the linked Mastercard page is not used as evidence.
  • The offer is subject to the relevant terms and conditions.
其他
卡片優惠：Mastercard contactless payment at supported terminals
Otherresident
——

This benefit does not apply to a purchase. • Audience: Resident • This is a card payment feature, not a percentage reward. • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club. • The card is offered to ICBC (Asia) Elite Club customers only. • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available. • The cardholder can use the card at any terminal with the Mastercard Contactless payment function and pay with one tap. • The local source does not state a transaction amount limit for contactless payment.

  • 適用資格: 適用對象: resident
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: This is a card payment feature, not a percentage reward.
  • The principal card applicant must be a Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) Elite Club.
  • The card is offered to ICBC (Asia) Elite Club customers only.
  • If the ICBC (Asia) Elite Club account is cancelled, the card becomes invalid and the exclusive offers available through the card are no longer available.
  • The cardholder can use the card at any terminal with the Mastercard Contactless payment function and pay with one tap.
  • The local source does not state a transaction amount limit for contactless payment.
旅遊
旅遊：designated airport and high speed rail lounge services
Travel
——

This benefit does not apply to a purchase. • The source states unlimited lounge services, not a percentage reward. • Limit: unlimited. • The upgrade notice comparison table states that unlimited designated airport and high speed rail lounge services remain unchanged for the Elite Club World Card and Wise Gold Card. • The notice does not state a usage period, designated-lounge list, or access procedure. • The notice is subject to the bank's card-service arrangement and terms.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 無上限
  • 百分比備註: The source states unlimited lounge services, not a percentage reward.
  • The upgrade notice comparison table states that unlimited designated airport and high speed rail lounge services remain unchanged for the Elite Club World Card and Wise Gold Card.
  • The notice does not state a usage period, designated-lounge list, or access procedure.
  • The notice is subject to the bank's card-service arrangement and terms.
2727/ICBCICBC Greater Bay Area Dual Currency Credit Card UnionPay DiamondICBC Greater Bay Area Dual Currency Credit Card UnionPay Diamond1.5%HK$15.00
ICBC Greater Bay Area Dual Currency Credit Card UnionPay Diamond
27ICBC

ICBC Greater Bay Area Dual Currency Credit Card UnionPay Diamond

須符合條件

HK$15.001.5%
其他
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card local and overseas spending 1.5% cash rebate
HK$15.001.5%
現金回贈
計算方式
總回贈HK$15.00
  • ICBC Greater Bay Area Dual Currency UnionPay Diamond Card local and overseas spending 1.5% cash rebate: HK$15.00
條款及細則

計算假設

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: unlimited.
  • Limit applies to: Cash rebate on local or overseas card spending
  • Applies to all eligible spending, subject to the conditions.
  • The cardholder can choose cash rebate as the spending reward. The source states a general 0.5% rebate and a 3X Diamond Card reward equivalent to a 1.5% cash rebate.
  • Local or overseas card spending is eligible. HKD and RMB spending are combined for accumulated transactions; RMB 1 is calculated as HKD 1. Rebate is calculated monthly and credited to the HKD account.

ICBC Greater Bay Area Dual Currency UnionPay Diamond Card local and overseas spending 1.5% cash rebate

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: Cash rebate on local or overseas card spending · 期間: 未提供 · Type: 無上限
  • The cardholder can choose cash rebate as the spending reward. The source states a general 0.5% rebate and a 3X Diamond Card reward equivalent to a 1.5% cash rebate.
  • Local or overseas card spending is eligible. HKD and RMB spending are combined for accumulated transactions; RMB 1 is calculated as HKD 1. Rebate is calculated monthly and credited to the HKD account.

開啟優惠來源 ↗

其他優惠
其他
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card spending earns 3X bonus points
積分
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Limit: unlimited. • Limit applies to: 3X bonus-point reward on local or overseas card spending • Applies to all eligible spending, subject to the conditions. • This is the alternative to the 1.5% cash rebate. The source does not state the points programme name or the cash value of points. • The reward applies to local or overseas card spending without a stated limit.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: 3X bonus point reward on local or overseas card spending · 期間: 未提供 · Type: 無上限
  • This is the alternative to the 1.5% cash rebate. The source does not state the points programme name or the cash value of points.
  • The reward applies to local or overseas card spending without a stated limit.

開啟優惠來源 ↗

借貸/分期付款
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card spending instalment plan at 0.235% monthly flat rate, 12-month option
須符合條件Financing
——

No comparable purchase saving is specified for this benefit type. • Limit applies to: No cap or limit is stated. • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • Monthly flat rate is 0.235%. The source states an APR of 5.29% for this repayment tenor. APR calculations use a HK$10,000 installment amount; the page gives 12-month APR as 5.29%, 24-month APR as 5.46%, and 36-month APR as 5.48%. • No documents are required. The source lists an application hotline and states that the Bank may apportion installment payments between interest and principal.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: No cap or limit is stated. · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • Monthly flat rate is 0.235%. The source states an APR of 5.29% for this repayment tenor. APR calculations use a HK$10,000 installment amount; the page gives 12-month APR as 5.29%, 24-month APR as 5.46%, and 36-month APR as 5.48%.
  • No documents are required. The source lists an application hotline and states that the Bank may apportion installment payments between interest and principal.

開啟優惠來源 ↗

借貸/分期付款
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card spending instalment plan at 0.235% monthly flat rate, 24-month option
須符合條件Financing
——

No comparable purchase saving is specified for this benefit type. • Limit applies to: No cap or limit is stated. • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • Monthly flat rate is 0.235%. The source states an APR of 5.46% for this repayment tenor. APR calculations use a HK$10,000 installment amount; the page gives 12-month APR as 5.29%, 24-month APR as 5.46%, and 36-month APR as 5.48%. • No documents are required. The source lists an application hotline and states that the Bank may apportion installment payments between interest and principal.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: No cap or limit is stated. · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • Monthly flat rate is 0.235%. The source states an APR of 5.46% for this repayment tenor. APR calculations use a HK$10,000 installment amount; the page gives 12-month APR as 5.29%, 24-month APR as 5.46%, and 36-month APR as 5.48%.
  • No documents are required. The source lists an application hotline and states that the Bank may apportion installment payments between interest and principal.

開啟優惠來源 ↗

借貸/分期付款
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card spending instalment plan at 0.235% monthly flat rate, 36-month option
須符合條件Financing
——

No comparable purchase saving is specified for this benefit type. • Limit applies to: No cap or limit is stated. • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • Monthly flat rate is 0.235%. The source states an APR of 5.48% for this repayment tenor. APR calculations use a HK$10,000 installment amount; the page gives 12-month APR as 5.29%, 24-month APR as 5.46%, and 36-month APR as 5.48%. • No documents are required. The source lists an application hotline and states that the Bank may apportion installment payments between interest and principal.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: No cap or limit is stated. · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • Monthly flat rate is 0.235%. The source states an APR of 5.48% for this repayment tenor. APR calculations use a HK$10,000 installment amount; the page gives 12-month APR as 5.29%, 24-month APR as 5.46%, and 36-month APR as 5.48%.
  • No documents are required. The source lists an application hotline and states that the Bank may apportion installment payments between interest and principal.

開啟優惠來源 ↗

交通
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card designated transport payment and travel convenience（優惠值未列明）
Travel
——

This benefit does not apply to a purchase. • Limit applies to: No cap or limit is stated. • The card supports payment at designated Hong Kong taxis, Hong Kong-Zhuhai-Macau Bridge fares, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket vending machines, Shenzhen taxis, and Guangzhou public buses. • The source states payment and travel convenience but gives no monetary value, discount, or access limit.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: No cap or limit is stated. · 期間: 未提供 · Type: 未提供
  • The card supports payment at designated Hong Kong taxis, Hong Kong-Zhuhai-Macau Bridge fares, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket vending machines, Shenzhen taxis, and Guangzhou public buses.
  • The source states payment and travel convenience but gives no monetary value, discount, or access limit.

開啟優惠來源 ↗

海外簽賬
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card foreign-exchange handling-fee waiver（優惠值未列明）
Fee Waiver
——

Category or merchant does not match. • Limit applies to: No cap or limit is stated. • Eligible categories: 海外簽賬, 中國內地簽賬 • The card has HKD and RMB accounts. The source states a waiver of foreign-exchange fees for spending in CNY and foreign currencies, and a handling-fee waiver for overseas spending. The fee amount or percentage is not stated.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 海外簽賬 / 中國內地簽賬 · Type: 類別
  • 優惠上限: 適用範圍: No cap or limit is stated. · 期間: 未提供 · Type: 未提供
  • The card has HKD and RMB accounts. The source states a waiver of foreign-exchange fees for spending in CNY and foreign currencies, and a handling-fee waiver for overseas spending. The fee amount or percentage is not stated.

開啟優惠來源 ↗

其他
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card QR-code payment via UnionPay App（優惠值未列明）
須符合條件Other
——

This benefit does not apply to a purchase. • Limit applies to: No cap or limit is stated. • Application, registration or activation required. See conditions. • The cardholder must download the UnionPay App and bind the ICBC Greater Bay Area Dual Currency Card. The page mentions other Hong Kong, Macau, and cross-border privileges but does not list them.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: No cap or limit is stated. · 期間: 未提供 · Type: 未提供
  • 須申請或登記。
  • The cardholder must download the UnionPay App and bind the ICBC Greater Bay Area Dual Currency Card. The page mentions other Hong Kong, Macau, and cross-border privileges but does not list them.

開啟優惠來源 ↗

其他
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card UnionPay global discounts（優惠值未列明）
折扣
——

Merchant eligibility cannot be established from the incomplete source list. • Limit applies to: No cap or limit is stated. • Eligible categories: 其他 • The page directs cardholders to UnionPay's cross-border marketing platform for global discounts and lists Mainland China, Hong Kong, Macau, Taiwan, Japan, Korea, Southeast Asia, Europe, and the United States. The retained page does not state the discount values, merchants, or detailed eligibility.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 其他 · Type: 類別
  • 優惠上限: 適用範圍: No cap or limit is stated. · 期間: 未提供 · Type: 未提供
  • 未提供完整適用商戶名單。
  • The page directs cardholders to UnionPay's cross-border marketing platform for global discounts and lists Mainland China, Hong Kong, Macau, Taiwan, Japan, Korea, Southeast Asia, Europe, and the United States. The retained page does not state the discount values, merchants, or detailed eligibility.

開啟優惠來源 ↗

其他
ICBC Greater Bay Area Dual Currency UnionPay Diamond Card mobile-payment spending in Mainland China or overseas up to 5% extra cash rebate
須符合條件現金回贈最低消費: HK$1,000.00上限: HK$200.00 · 每月
——

Merchant eligibility cannot be established from the incomplete source list. • Limit: 200 HKD · Per Month • Limit applies to: Additional promotional cash rebate per customer • Application, registration or activation required. See conditions. • Minimum spend: Period: per_transaction; Spend: 1000 • Eligibility: Phase Spend Min: 4000 • Eligible categories: 中國內地簽賬, 海外簽賬 • The card must be bound to Apple Pay, ICBC Pay, or UnionPay App. An individual transaction must reach RMB/HK$1,000 or equivalent, and monthly accumulated eligible spending must reach RMB/HK$4,000 or equivalent. • The promotion page headline combines the additional up-to-5% offer with a generic basic reward of up to 2%. The target-card page states a 1.5% basic cash rebate for this Diamond Card; the 2% basic rate is not confirmed for this card. • Eligible transactions are RMB or foreign-currency retail spending at merchants in Mainland China or overseas regions, excluding Hong Kong and corporate cards. Exclusions include cash advances, transfers and repayments, e-wallet reloads/transfers, donations, gambling, supermarkets, fuel, transport, property, motor vehicles, wholesale, hospitals, and tuition in China. Other exclusions and the Bank's transaction classification rules also apply. • The per-customer promotional cap is HK$200 per month and HK$600 for the full promotion. The promotion fund is capped at HK$400,000 and availability is limited by quota. • Spending is based on transaction date and must post no later than seven days after the promotion period. Principal and supplementary card spending is combined by customer. The card account must remain valid and have no arrears when rebate is credited. Rebate is credited to the principal cardholder's HKD account by the end of February 2027. • RMB spending is counted at HK$1 for RMB1; overseas spending is converted using the HKD amount posted by the Bank. This offer cannot be combined with other Bank promotions or offers. The Bank may deduct rewards for ineligible transactions, change or suspend the offer, and disqualify fraud. The page also includes standard dispute and system-failure terms. • The campaign page states that no handling fees are required for spending in Mainland China or overseas, but it does not define the fee or clarify whether this statement is limited to the promotion period.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 中國內地簽賬 / 海外簽賬 · Type: 類別
  • 最低要求: 期間: 每筆交易 · 消費: HK$1,000.00
  • 要求: Period spend ≥: HK$4,000.00
  • 優惠上限: 金額: 200 · 適用範圍: Additional promotional cash rebate per customer · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 須申請或登記。
  • 未提供完整適用商戶名單。
  • The card must be bound to Apple Pay, ICBC Pay, or UnionPay App. An individual transaction must reach RMB/HK$1,000 or equivalent, and monthly accumulated eligible spending must reach RMB/HK$4,000 or equivalent.
  • The promotion page headline combines the additional up-to-5% offer with a generic basic reward of up to 2%. The target-card page states a 1.5% basic cash rebate for this Diamond Card; the 2% basic rate is not confirmed for this card.
  • Eligible transactions are RMB or foreign-currency retail spending at merchants in Mainland China or overseas regions, excluding Hong Kong and corporate cards. Exclusions include cash advances, transfers and repayments, e-wallet reloads/transfers, donations, gambling, supermarkets, fuel, transport, property, motor vehicles, wholesale, hospitals, and tuition in China. Other exclusions and the Bank's transaction classification rules also apply.
  • The per-customer promotional cap is HK$200 per month and HK$600 for the full promotion. The promotion fund is capped at HK$400,000 and availability is limited by quota.
  • Spending is based on transaction date and must post no later than seven days after the promotion period. Principal and supplementary card spending is combined by customer. The card account must remain valid and have no arrears when rebate is credited. Rebate is credited to the principal cardholder's HKD account by the end of February 2027.
  • RMB spending is counted at HK$1 for RMB1; overseas spending is converted using the HKD amount posted by the Bank. This offer cannot be combined with other Bank promotions or offers. The Bank may deduct rewards for ineligible transactions, change or suspend the offer, and disqualify fraud. The page also includes standard dispute and system-failure terms.
  • The campaign page states that no handling fees are required for spending in Mainland China or overseas, but it does not define the fee or clarify whether this statement is limited to the promotion period.

開啟優惠來源 ↗

2828/ICBCICBC Horoscope Credit Card Visa SignatureICBC Horoscope Credit Card Visa Signature1.5%HK$15.00
ICBC Horoscope Credit Card Visa Signature
28ICBC

ICBC Horoscope Credit Card Visa Signature

須符合條件

HK$15.001.5%
其他
現金回贈：1.5% cash rebate
HK$15.001.5%
現金回贈
計算方式
總回贈HK$15.00
  • 現金回贈：1.5% cash rebate: HK$15.00
條款及細則

計算假設

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • The source states a 1.5% cash rebate for the ICBC Horoscope Credit Card - Visa Signature Card. HKD and RMB spending are combined for accumulated transaction-amount calculation; RMB¥1 is calculated as HK$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement.
  • Limit: unlimited.
  • Applies to all eligible spending, subject to the conditions.
  • The offer applies to the ICBC Horoscope Credit Card - Visa Signature Card; the same page also identifies a separate UnionPay Diamond variant with the same rate.
  • HKD and RMB spending are combined for accumulated transaction-amount calculation, and RMB¥1 spending is calculated as HK$1.
  • The rebate is calculated automatically each month, credited to the HKD account, and shown on the statement.
  • The page states without upper limit and Unlimited Cash Rebate. Terms and conditions apply.
  • The local HTML directs the reader to the Spending Rewards page for details; that linked page is not used as evidence in this run.

現金回贈：1.5% cash rebate

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 期間: 未提供 · Type: 無上限
  • 百分比備註: The source states a 1.5% cash rebate for the ICBC Horoscope Credit Card Visa Signature Card. HKD and RMB spending are combined for accumulated transaction amount calculation; RMB¥1 is calculated as HK$1. The rebate is calculated monthly, credited to the HKD account, and shown on the statement.
  • The offer applies to the ICBC Horoscope Credit Card - Visa Signature Card; the same page also identifies a separate UnionPay Diamond variant with the same rate.
  • HKD and RMB spending are combined for accumulated transaction-amount calculation, and RMB¥1 spending is calculated as HK$1.
  • The rebate is calculated automatically each month, credited to the HKD account, and shown on the statement.
  • The page states without upper limit and Unlimited Cash Rebate. Terms and conditions apply.
  • The local HTML directs the reader to the Spending Rewards page for details; that linked page is not used as evidence in this run.
其他優惠
其他
卡片優惠：Choice of horoscope cardface design when applying
須符合條件Other
——

This benefit does not apply to a purchase. • This is a card design feature, not a percentage reward. • Application, registration or activation required. See conditions. • The customer can select a preferred horoscope cardface design when applying for the card. • If the customer gives no indication, the Bank assigns the horoscope cardface design according to the date of birth. • The page lists the twelve horoscope signs and their date ranges for the cardface designs.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: This is a card design feature, not a percentage reward.
  • 須申請或登記。
  • The customer can select a preferred horoscope cardface design when applying for the card.
  • If the customer gives no indication, the Bank assigns the horoscope cardface design according to the date of birth.
  • The page lists the twelve horoscope signs and their date ranges for the cardface designs.
其他
分期優惠：12-, 24- or 36-month Credit Card Spending Installment Plan at a 0.235% monthly flat rate
須符合條件Financing
——

The source calendar restrictions cannot be confirmed for this date. • The source states a financing flat rate and APR, not a spending reward percentage. • Application, registration or activation required. See conditions. • The source states that no documents are required for the credit-card spending installment plan. • The cardholder can choose a 12-, 24- or 36-month installment plan. • The monthly flat rate is 0.235%. • APR is 5.29% based on a HK$10,000 spending-installment amount, a 0.235% monthly flat rate and a 12-month repayment tenor; APR for 24- and 36-month tenors is 5.46% and 5.48% respectively. • APR is calculated under the guidelines in the Code of Banking Practice. • The Bank may apportion each installment payment between interest and principal at its discretion. • APR is a reference rate that includes the basic interest rate and other fees and charges of the product. • Terms and conditions and relevant fees and charges apply; the page directs the customer to the Bank website or hotline for details. • Application hotline: 2533 8686. Office hours are Monday to Friday, 10am to 6pm, except public holidays; after selecting a language, press 9 to speak to a representative.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states a financing flat rate and APR, not a spending reward percentage.
  • 須申請或登記。
  • The source states that no documents are required for the credit-card spending installment plan.
  • The cardholder can choose a 12-, 24- or 36-month installment plan.
  • The monthly flat rate is 0.235%.
  • APR is 5.29% based on a HK$10,000 spending-installment amount, a 0.235% monthly flat rate and a 12-month repayment tenor; APR for 24- and 36-month tenors is 5.46% and 5.48% respectively.
  • APR is calculated under the guidelines in the Code of Banking Practice.
  • The Bank may apportion each installment payment between interest and principal at its discretion.
  • APR is a reference rate that includes the basic interest rate and other fees and charges of the product.
  • Terms and conditions and relevant fees and charges apply; the page directs the customer to the Bank website or hotline for details.
  • Application hotline: 2533 8686. Office hours are Monday to Friday, 10am to 6pm, except public holidays; after selecting a language, press 9 to speak to a representative.
保險
保險：Personal Accident Insurance up to US$500,000 per insured person
Travel上限: 500,000 貨幣 · 未提供
——

This benefit does not apply to a purchase. • This is an insurance coverage benefit, not a percentage reward. • Limit: 500000 USD • Limit applies to: Personal accident insurance limit per insured person • The benefit applies to eligible cardholders holding the ICBC Horoscope Credit Card - Visa Signature Card, subject to the group insurance terms and policy terms. • The page describes cover for accidental death, permanent disablement, loss of limb, loss of sight, loss of speech, and loss of hearing during a journey on public conveyance. • AXA underwrites the group insurance contract and ICBC (Asia) is the policyholder; claims and disputes are referred to AXA. • The page states that the coverage scope, exclusions, indemnity limits, and compensation are subject to the detailed group insurance policy. • Eligible persons are designated corporate card, World Mastercard, or personal Visa Signature cardholders of ICBC (Asia) who are aged 18 to 85 inclusive. • The covered event is accidental injury or death while riding as a passenger, boarding, alighting from, or being struck by a licensed air, land, or water public conveyance; the cardholder must not be the pilot or crew member. • For an air trip, the stated cover also includes the specified direct journey to an airport, the airport or cruise terminal, and the direct journey from the airport after alighting until the next destination. • A travel-package public-conveyance ticket is covered when at least 50% of the travel-package fare is charged to the designated card. • The condition requires at least 50% of the public-conveyance fare to be charged to the designated card. There is no cover when the fare is paid through the card account's built-in Octopus Automatic Add Value Service. • The limit of indemnity is USD500,000 per insured person. The fact sheet lists the compensation scale for accidental death, permanent disablement, loss of sight, loss of limbs, loss of speech or hearing, and other stated permanent disabilities. • The fact sheet is a brief outline and is subject to the AXA policy terms, conditions, and exclusions. The local policy includes a free worldwide 24-hour AXA Assistance hotline with medical advice or referral, evacuation, repatriation, hospital-admission, and travel-assistance services; related expenses are subject to the policy terms.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 金額: 500000 · 適用範圍: Personal accident insurance limit per insured person · Currency: USD · 期間: 未提供 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: This is an insurance coverage benefit, not a percentage reward.
  • The benefit applies to eligible cardholders holding the ICBC Horoscope Credit Card - Visa Signature Card, subject to the group insurance terms and policy terms.
  • The page describes cover for accidental death, permanent disablement, loss of limb, loss of sight, loss of speech, and loss of hearing during a journey on public conveyance.
  • AXA underwrites the group insurance contract and ICBC (Asia) is the policyholder; claims and disputes are referred to AXA.
  • The page states that the coverage scope, exclusions, indemnity limits, and compensation are subject to the detailed group insurance policy.
  • Eligible persons are designated corporate card, World Mastercard, or personal Visa Signature cardholders of ICBC (Asia) who are aged 18 to 85 inclusive.
  • The covered event is accidental injury or death while riding as a passenger, boarding, alighting from, or being struck by a licensed air, land, or water public conveyance; the cardholder must not be the pilot or crew member.
  • For an air trip, the stated cover also includes the specified direct journey to an airport, the airport or cruise terminal, and the direct journey from the airport after alighting until the next destination.
  • A travel-package public-conveyance ticket is covered when at least 50% of the travel-package fare is charged to the designated card.
  • The condition requires at least 50% of the public-conveyance fare to be charged to the designated card. There is no cover when the fare is paid through the card account's built-in Octopus Automatic Add Value Service.
  • The limit of indemnity is USD500,000 per insured person. The fact sheet lists the compensation scale for accidental death, permanent disablement, loss of sight, loss of limbs, loss of speech or hearing, and other stated permanent disabilities.
  • The fact sheet is a brief outline and is subject to the AXA policy terms, conditions, and exclusions. The local policy includes a free worldwide 24-hour AXA Assistance hotline with medical advice or referral, evacuation, repatriation, hospital-admission, and travel-assistance services; related expenses are subject to the policy terms.
  • Personal Accident Benefit insurance period: 2026-06-24 – 2027-06-23
其他
卡片優惠：Visa Contactless Payment by tapping the card
Other
——

This benefit does not apply to a purchase. • This is a card payment feature, not a percentage reward. • The cardholder can tap and pay with the ICBC Horoscope Credit Card - Visa Signature Card on a terminal that supports contactless payment. • The local source describes the feature as fast and convenient and does not state a transaction amount limit or other numeric cap.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 期間: 未提供 · Type: 未提供
  • 百分比備註: This is a card payment feature, not a percentage reward.
  • The cardholder can tap and pay with the ICBC Horoscope Credit Card - Visa Signature Card on a terminal that supports contactless payment.
  • The local source describes the feature as fast and convenient and does not state a transaction amount limit or other numeric cap.
2929/ICBCICBC Sup Credit Card Visa SignatureICBC Sup Credit Card Visa Signature1.5%HK$15.00
ICBC Sup Credit Card Visa Signature
29ICBC

ICBC Sup Credit Card Visa Signature

須符合條件

HK$15.001.5%
其他
ICBC SUP Visa Signature Card: 1.5% cash rebate on local and overseas spending
HK$15.001.5%
現金回贈
計算方式
總回贈HK$15.00
  • ICBC SUP Visa Signature Card: 1.5% cash rebate on local and overseas spending: HK$15.00
條款及細則

計算假設

  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • Limit: unlimited.
  • Limit applies to: Cash rebate for eligible local and overseas spending
  • Applies to all eligible spending, subject to the conditions.
  • HKD and RMB spending are combined; RMB1 counts as HKD1. Rebate is calculated monthly, credited to the HKD account and shown on the statement. Excludes cash advances, balance transfers, cash-installment, tax-loan, personal-loan and merchant-installment amounts and repayments; e-wallet reloads or transfers; donations; casino chips; gambling; unauthorized, unposted, cancelled, refunded or unauthorized transactions; card charges, cash installments, financial and overdue charges, account service charges, specified insurance, utility, tax and MPF payments; and supermarket, fuel, transport, property, motor-vehicle, wholesale, hospital and tuition transactions in China. ICBC may determine other excluded transaction categories.

ICBC SUP Visa Signature Card: 1.5% cash rebate on local and overseas spending

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: Cash rebate for eligible local and overseas spending · 期間: 未提供 · Type: 無上限
  • HKD and RMB spending are combined; RMB1 counts as HKD1. Rebate is calculated monthly, credited to the HKD account and shown on the statement. Excludes cash advances, balance transfers, cash-installment, tax-loan, personal-loan and merchant-installment amounts and repayments; e-wallet reloads or transfers; donations; casino chips; gambling; unauthorized, unposted, cancelled, refunded or unauthorized transactions; card charges, cash installments, financial and overdue charges, account service charges, specified insurance, utility, tax and MPF payments; and supermarket, fuel, transport, property, motor-vehicle, wholesale, hospital and tuition transactions in China. ICBC may determine other excluded transaction categories.

開啟優惠來源 ↗

其他優惠
其他
ICBC SUP Credit Card annual fee waiver（優惠值未列明）
Fee Waiver
——

This benefit does not apply to a purchase. • Limit applies to: Annual fee waiver • Waiver applies for the first 3 years. The page does not state the annual fee amount.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: Annual fee waiver · 期間: 未提供 · Type: 未提供
  • Waiver applies for the first 3 years. The page does not state the annual fee amount.

開啟優惠來源 ↗

書店／文具
ICBC SUP Credit Card welcome offer: HK$300 SUP Retail eVoucher
須符合條件Gift最低消費: HK$3,000.00上限: 1 item · lifetime
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Limit: 1 item · Lifetime • Limit applies to: One welcome offer per applicant for their first ICBC Credit Card • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 3000 • Applies to all eligible spending, subject to the conditions. • A new customer must apply successfully and spend HKD 3,000 or RMB 3,000 on purchases or cash advances within the first two months after card issue. • Each applicant can receive one welcome offer for their first ICBC credit card. The offer is first come, while stocks last. • The carousel calls the voucher an e-Book Voucher. The offer section calls it a SUP Retail eVoucher.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: 全部
  • 要求: Period spend ≥: HK$3,000.00
  • 優惠上限: 金額: 1 · 適用範圍: One welcome offer per applicant for their first ICBC Credit Card · 期間: lifetime · Type: 有限額 · Unit: item
  • 須申請或登記。
  • A new customer must apply successfully and spend HKD 3,000 or RMB 3,000 on purchases or cash advances within the first two months after card issue.
  • Each applicant can receive one welcome offer for their first ICBC credit card. The offer is first come, while stocks last.
  • The carousel calls the voucher an e-Book Voucher. The offer section calls it a SUP Retail eVoucher.

開啟優惠來源 ↗

書店／文具
SUP book shop spending: 15% off
折扣上限: 1 transaction · per day
——

Merchant eligibility cannot be established from the incomplete source list. • Limit: 1 transaction · Per Day • Limit applies to: Each cardholder • Eligible categories: 書店／文具 • The 15% offer applies at SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press. • The table says the offer applies to general books published by SUP. Footnote 3 lists non-book items and excludes many book types. The eligible item scope is unclear. • Each cardholder can use the offer once per day.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 書店／文具 · Type: 類別
  • 優惠上限: 金額: 1 · 適用範圍: Each cardholder · 期間: per day · Type: 有限額 · Unit: transaction
  • 未提供完整適用商戶名單。
  • The 15% offer applies at SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press.
  • The table says the offer applies to general books published by SUP. Footnote 3 lists non-book items and excludes many book types. The eligible item scope is unclear.
  • Each cardholder can use the offer once per day.
  • ICBC SUP Credit Card - Visa Signature Card: 2026-04-01 – 2028-03-31

開啟優惠來源 ↗

餐飲
SUP year-round dining: 30% off
折扣上限: 1 transaction · per day
——

Merchant eligibility cannot be established from the incomplete source list. • Limit: 1 transaction · Per Day • Limit applies to: Each cardholder • Eligible categories: 餐飲 • At SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press. Applies to regular-price à la carte dine-in or takeaway orders. Excludes fixed meals, set menus, other non-dine-in or takeaway consignment items, dining services operated by Pacific Coffee, government plastic bag charges and related environmental charges. Once per day per cardholder. SUP provides the offer; ICBC (Asia) is not the service provider.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 餐飲 · Type: 類別
  • 優惠上限: 金額: 1 · 適用範圍: Each cardholder · 期間: per day · Type: 有限額 · Unit: transaction
  • 未提供完整適用商戶名單。
  • At SUP book shops, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press. Applies to regular-price à la carte dine-in or takeaway orders. Excludes fixed meals, set menus, other non-dine-in or takeaway consignment items, dining services operated by Pacific Coffee, government plastic bag charges and related environmental charges. Once per day per cardholder. SUP provides the offer; ICBC (Asia) is not the service provider.
  • ICBC SUP Credit Card - Visa Signature Card: 2026-04-01 – 2028-03-31

開啟優惠來源 ↗

其他
ICBC instant discount: HK$30 off
折扣上限: HK$30.00 · per day
——

No usable purchase percentage; threshold comparison rates are not flat rewards. • Limit: 30 HKD · Per Day • Limit applies to: Discount 1 • Applies to all eligible spending, subject to the conditions. • Payment must be made by physical card. One-time HK$30 discount per day for a purchase up to HK$300. Each cardholder may use discount 1 or discount 2 up to once per day. First come, while stocks last.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 金額: 30 · 適用範圍: Discount 1 · Currency: HKD · 期間: per day · Type: 有限額 · Unit: 貨幣
  • Payment must be made by physical card. One-time HK$30 discount per day for a purchase up to HK$300. Each cardholder may use discount 1 or discount 2 up to once per day. First come, while stocks last.
  • ICBC SUP Credit Card / Dual Currency Credit Card cardholders: 2026-04-01 – 2027-03-31

開啟優惠來源 ↗

書店／文具
ICBC instant discount: HK$100 off
折扣最低消費: HK$2,000.00上限: HK$100.00 · per day
——

Merchant eligibility cannot be established from the incomplete source list. • HK$100 ÷ HK$2,000 × 100 = 5%. No rounding is needed. The effective rate decreases above HK$2,000. • Limit: 100 HKD · Per Day • Limit applies to: Discount 2 • Minimum spend: Period: per_transaction; Spend: 2000 • Eligible categories: 書店／文具 • For a single purchase of HK$2,000 or more, including exactly HK$2,000; this is not an accumulated spending requirement. The offer applies at SUP bookshops in Hong Kong, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press. Payment must be made by physical card. The promotion period is 2026-04-01 to 2027-03-31. Each cardholder may use only one of Discount 1 and Discount 2 once per day. First come, while stocks last.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 書店／文具 · Type: 類別
  • 最低要求: 期間: 每筆交易 · 消費: HK$2,000.00
  • 優惠上限: 金額: 100 · 適用範圍: Discount 2 · Currency: HKD · 期間: per day · Type: 有限額 · Unit: 貨幣
  • 百分比備註: HK$100 ÷ HK$2,000 × 100 = 5%. No rounding is needed. The effective rate decreases above HK$2,000.
  • 未提供完整適用商戶名單。
  • For a single purchase of HK$2,000 or more, including exactly HK$2,000; this is not an accumulated spending requirement. The offer applies at SUP bookshops in Hong Kong, including Joint Publishing, Chung Hwa Book Co. and The Commercial Press. Payment must be made by physical card. The promotion period is 2026-04-01 to 2027-03-31. Each cardholder may use only one of Discount 1 and Discount 2 once per day. First come, while stocks last.
  • ICBC SUP Credit Card / Dual Currency Credit Card cardholders: 2026-04-01 – 2027-03-31

開啟優惠來源 ↗

其他
Visa Signature Concierge digital assistant and lifestyle guide（優惠值未列明）
Lifestyle
——

This benefit does not apply to a purchase. • Limit applies to: Visa Signature Concierge service • The page describes a 24/7 digital personal assistant and lifestyle guide with access to experiences and privileges. Visa provides the service under its terms; ICBC (Asia) is not the provider. Further terms are on the linked Visa page, which was not read.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: Visa Signature Concierge service · 期間: 未提供 · Type: 未提供
  • The page describes a 24/7 digital personal assistant and lifestyle guide with access to experiences and privileges. Visa provides the service under its terms; ICBC (Asia) is not the provider. Further terms are on the linked Visa page, which was not read.

開啟優惠來源 ↗

購物
ZALORA: up to 15% off with Visa
折扣
——

Category or merchant does not match. • Limit applies to: ZALORA offer • Merchants: zalora • Eligible merchants: zalora • Pay with Visa. Visa provides this offer under its terms; ICBC (Asia) is not the provider. The page refers to Visa for further details; the linked page was not read.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: zalora · Type: 商戶
  • 優惠上限: 適用範圍: ZALORA offer · 期間: 未提供 · Type: 未提供
  • Pay with Visa. Visa provides this offer under its terms; ICBC (Asia) is not the provider. The page refers to Visa for further details; the linked page was not read.

開啟優惠來源 ↗

旅遊
Agoda flight tickets: 10% off with Visa
折扣
——

Category or merchant does not match. • Limit applies to: Agoda flight-ticket offer • Merchants: agoda • Eligible merchants: agoda • Pay with Visa for flight-ticket purchases. Visa provides this offer under its terms; ICBC (Asia) is not the provider. The page refers to Visa for further details; the linked page was not read.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: agoda · Type: 商戶
  • 優惠上限: 適用範圍: Agoda flight ticket offer · 期間: 未提供 · Type: 未提供
  • Pay with Visa for flight-ticket purchases. Visa provides this offer under its terms; ICBC (Asia) is not the provider. The page refers to Visa for further details; the linked page was not read.

開啟優惠來源 ↗

酒店
Agoda worldwide hotel bookings: 7% off with Visa
折扣
——

Category or merchant does not match. • Limit applies to: Agoda hotel-booking offer • Merchants: agoda • Eligible merchants: agoda • Pay with Visa for worldwide hotel bookings. Visa provides this offer under its terms; ICBC (Asia) is not the provider. The page refers to Visa for further details; the linked page was not read.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: agoda · Type: 商戶
  • 優惠上限: 適用範圍: Agoda hotel booking offer · 期間: 未提供 · Type: 未提供
  • Pay with Visa for worldwide hotel bookings. Visa provides this offer under its terms; ICBC (Asia) is not the provider. The page refers to Visa for further details; the linked page was not read.

開啟優惠來源 ↗

旅遊
ICBC (Asia) credit-card courtesy VIP lounge access（優惠值未列明）
Travel
——

This benefit does not apply to a purchase. • Limit applies to: ICBC (Asia) Credit Card VIP lounge privilege • The page states that ICBC (Asia) credit-card holders can access courtesy VIP lounges. It says the privilege will launch based on market promotion and business plans. Further details are on a referenced promotion, which was not read.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: ICBC (Asia) Credit Card VIP lounge privilege · 期間: 未提供 · Type: 未提供
  • The page states that ICBC (Asia) credit-card holders can access courtesy VIP lounges. It says the privilege will launch based on market promotion and business plans. Further details are on a referenced promotion, which was not read.

開啟優惠來源 ↗

借貸/分期付款
ICBC (Asia) card installment plan: 12 months at 5.29% APR
須符合條件Financing
——

No comparable purchase saving is specified for this benefit type. • Source states a monthly flat rate of 0.235%. The 12-month APR is 5.29%, based on a HK$10,000 installment amount. • Limit applies to: 12-month installment plan • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • No documents are required. The customer can choose an installment plan for spending. Application hotline: 2533 8686. Terms and relevant fees and charges apply.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: 12 month installment plan · 期間: 未提供 · Type: 未提供
  • 百分比備註: Source states a monthly flat rate of 0.235%. The 12 month APR is 5.29%, based on a HK$10,000 installment amount.
  • 須申請或登記。
  • No documents are required. The customer can choose an installment plan for spending. Application hotline: 2533 8686. Terms and relevant fees and charges apply.

開啟優惠來源 ↗

借貸/分期付款
ICBC (Asia) card installment plan: 24 months at 5.46% APR
須符合條件Financing
——

No comparable purchase saving is specified for this benefit type. • Source states a monthly flat rate of 0.235% and a 24-month APR of 5.46%, based on a HK$10,000 installment amount. • Limit applies to: 24-month installment plan • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • No documents are required. The customer can choose an installment plan for spending. Application hotline: 2533 8686. The bank may allocate installment payments between interest and principal at its discretion. Terms and relevant fees and charges apply.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: 24 month installment plan · 期間: 未提供 · Type: 未提供
  • 百分比備註: Source states a monthly flat rate of 0.235% and a 24 month APR of 5.46%, based on a HK$10,000 installment amount.
  • 須申請或登記。
  • No documents are required. The customer can choose an installment plan for spending. Application hotline: 2533 8686. The bank may allocate installment payments between interest and principal at its discretion. Terms and relevant fees and charges apply.

開啟優惠來源 ↗

借貸/分期付款
ICBC (Asia) card installment plan: 36 months at 5.48% APR
須符合條件Financing
——

No comparable purchase saving is specified for this benefit type. • Source states a monthly flat rate of 0.235% and a 36-month APR of 5.48%, based on a HK$10,000 installment amount. • Limit applies to: 36-month installment plan • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • No documents are required. The customer can choose an installment plan for spending. Application hotline: 2533 8686. The bank may allocate installment payments between interest and principal at its discretion. Terms and relevant fees and charges apply.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: 36 month installment plan · 期間: 未提供 · Type: 未提供
  • 百分比備註: Source states a monthly flat rate of 0.235% and a 36 month APR of 5.48%, based on a HK$10,000 installment amount.
  • 須申請或登記。
  • No documents are required. The customer can choose an installment plan for spending. Application hotline: 2533 8686. The bank may allocate installment payments between interest and principal at its discretion. Terms and relevant fees and charges apply.

開啟優惠來源 ↗

學費／課程
Designated-school tuition payments: 2.5% cash rebate
現金回贈icbc mobile banking / icbc online banking最低消費: HK$1,000.00上限: HK$250.00 · 推廣期總額
——

Merchant eligibility cannot be established from the incomplete source list. • Limit: 250 HKD · Promotion Total • Limit applies to: Per principal cardholder during Phase 2 • Minimum spend: Period: per_transaction; Spend: 1000 • Eligibility: Payment Methods: icbc-mobile-banking; icbc-online-banking • Eligible categories: 學費／課程 • Only principal cardholders of the ICBC SUP Credit Card or Dual Currency Credit Card qualify. • A transaction must be HKD 1,000 or more. It must pay tuition for a designated school through the ICBC Mobile Banking or Online Banking bill-payment function. • A designated school is a school whose tuition can be paid through the ICBC Mobile Banking or Online Banking bill-payment function. • The offer is 2.5% for Phase 2, from 1 October 2026 to 31 March 2027. The Phase 2 maximum rebate is HKD 250 per principal cardholder; the stated maximum for both phases is HKD 500. • The rebate is credited in May 2027. The quota is 1,000 principal cardholders on a first-come, first-served basis. • Fraud or abuse can remove eligibility. The Bank may deduct a credited rebate, change the terms, or end the offer. The Chinese terms prevail if the language versions differ. • The HTML calls the benefit an extra 2.5% free credit-card spending limit. The formal terms call it a Rebate Offer credited to the card account. The merged benefit is classified as cashback.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 學費／課程 · Type: 類別
  • 最低要求: 期間: 每筆交易 · 消費: HK$1,000.00
  • 要求: 付款方式: icbc mobile banking / icbc online banking
  • 優惠上限: 金額: 250 · 適用範圍: Per principal cardholder during Phase 2 · Currency: HKD · 期間: 推廣期總額 · Type: 有限額 · Unit: 貨幣
  • 未提供完整適用商戶名單。
  • Only principal cardholders of the ICBC SUP Credit Card or Dual Currency Credit Card qualify.
  • A transaction must be HKD 1,000 or more. It must pay tuition for a designated school through the ICBC Mobile Banking or Online Banking bill-payment function.
  • A designated school is a school whose tuition can be paid through the ICBC Mobile Banking or Online Banking bill-payment function.
  • The offer is 2.5% for Phase 2, from 1 October 2026 to 31 March 2027. The Phase 2 maximum rebate is HKD 250 per principal cardholder; the stated maximum for both phases is HKD 500.
  • The rebate is credited in May 2027. The quota is 1,000 principal cardholders on a first-come, first-served basis.
  • Fraud or abuse can remove eligibility. The Bank may deduct a credited rebate, change the terms, or end the offer. The Chinese terms prevail if the language versions differ.
  • The HTML calls the benefit an extra 2.5% free credit-card spending limit. The formal terms call it a Rebate Offer credited to the card account. The merged benefit is classified as cashback.
  • Phase 2 tuition payments: 2026-10-01 – 2027-03-31

開啟優惠來源 ↗

旅遊
Public-conveyance personal accident cover up to USD 500,000
Travel上限: 500,000 貨幣 · 未提供
——

This benefit does not apply to a purchase. • The source gives multiple compensation percentages for specific injuries, not one offer rate. • Limit: 500000 USD • Limit applies to: Per insured person • Cover applies to the target ICBC (Asia) Personal Visa Signature cardholder. • The cardholder must be a passenger, not a pilot or crew member, on a licensed public conveyance. Cover includes injury or death while riding, boarding, alighting, or being struck by the conveyance. • For an air trip, cover can also apply in a private registered four-wheeled vehicle or licensed public conveyance when travelling directly to the airport, at the airport or cruise terminal, or travelling directly from the airport to the next destination. • At least 50% of the cardholder's public-conveyance fare must be charged to the designated card. For public-conveyance tickets included in a travel package, at least 50% of the package fare must be charged to the card. • There is no cover when the passenger fare is paid through built-in Octopus Automatic Add Value Service. • The factsheet states an age range of 18 to 85 inclusive. The policy definition states 16 to 65 unless changed by the Schedule. The Schedule is absent, so the applicable age range is unresolved. • The limit is USD 500,000 per insured person. Compensation percentages vary by listed injury; the insurer sets the percentage for an unlisted permanent disability. • The policy terms and exclusions apply. The policy lists exclusions for unlawful acts, wilful danger, self-injury or suicide, illness and pre-existing conditions, certain medical conditions and treatments, pregnancy, non-prescribed alcohol or drugs, non-qualifying aircraft travel, military or emergency-service duties, war or civil unrest, nuclear risks, professional sports, racing, disease-related injury, non-medically necessary checks, and sanctions. • The policy wording requires written notice within 30 days after a loss and requested claim documents. • The policy wording describes temporary disablement, medical indemnity, and 24-hour assistance benefits. The card factsheet does not confirm their applicability, and the Schedule is absent. These benefits are not added. • AXA underwrites the group policy. ICBC (Asia) is the policyholder, not the insurer or agent. Claims, disputes, and complaints go to AXA. Aon Hong Kong is the insurance broker.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 金額: 500000 · 適用範圍: Per insured person · Currency: USD · 期間: 未提供 · Type: 有限額 · Unit: 貨幣
  • 百分比備註: The source gives multiple compensation percentages for specific injuries, not one offer rate.
  • Cover applies to the target ICBC (Asia) Personal Visa Signature cardholder.
  • The cardholder must be a passenger, not a pilot or crew member, on a licensed public conveyance. Cover includes injury or death while riding, boarding, alighting, or being struck by the conveyance.
  • For an air trip, cover can also apply in a private registered four-wheeled vehicle or licensed public conveyance when travelling directly to the airport, at the airport or cruise terminal, or travelling directly from the airport to the next destination.
  • At least 50% of the cardholder's public-conveyance fare must be charged to the designated card. For public-conveyance tickets included in a travel package, at least 50% of the package fare must be charged to the card.
  • There is no cover when the passenger fare is paid through built-in Octopus Automatic Add Value Service.
  • The factsheet states an age range of 18 to 85 inclusive. The policy definition states 16 to 65 unless changed by the Schedule. The Schedule is absent, so the applicable age range is unresolved.
  • The limit is USD 500,000 per insured person. Compensation percentages vary by listed injury; the insurer sets the percentage for an unlisted permanent disability.
  • The policy terms and exclusions apply. The policy lists exclusions for unlawful acts, wilful danger, self-injury or suicide, illness and pre-existing conditions, certain medical conditions and treatments, pregnancy, non-prescribed alcohol or drugs, non-qualifying aircraft travel, military or emergency-service duties, war or civil unrest, nuclear risks, professional sports, racing, disease-related injury, non-medically necessary checks, and sanctions.
  • The policy wording requires written notice within 30 days after a loss and requested claim documents.
  • The policy wording describes temporary disablement, medical indemnity, and 24-hour assistance benefits. The card factsheet does not confirm their applicability, and the Schedule is absent. These benefits are not added.
  • AXA underwrites the group policy. ICBC (Asia) is the policyholder, not the insurer or agent. Claims, disputes, and complaints go to AXA. Aon Hong Kong is the insurance broker.
  • Insurance period for designated card members: 2026-06-24 – 2027-06-23

開啟優惠來源 ↗

3030/CNCBICNCBI Jewel World MastercardCNCBI Jewel World Mastercard1.5%HK$15.00
CNCBI Jewel World Mastercard
30CNCBI

CNCBI Jewel World Mastercard

須符合條件

HK$15.001.5%
其他
Jewel World Mastercard 1.1% extra cash rebate on eligible retail spending
HK$11.001.1%
須符合條件現金回贈上限: HK$1,000.00 · 每月
上限HK$11.00 / HK$1,000.00
其他
Jewel World Mastercard 0.4% basic cash rebate on eligible retail spending
HK$4.000.4%
現金回贈
計算方式
總回贈HK$15.00
  • Jewel World Mastercard 1.1% extra cash rebate on eligible retail spending: HK$11.00
  • Jewel World Mastercard 0.4% basic cash rebate on eligible retail spending: HK$4.00
條款及細則

計算假設

  • Assumes the full reward limit is still available. 1.1% extra cash rebate per Eligible Account
  • Potential saving only: confirm all offer conditions, merchant eligibility and activation before purchase.
  • No reward limit is stated. Confirm any limits before purchase.
  • Limit: 1000 HKD · Per Month
  • Limit applies to: 1.1% extra cash rebate per Eligible Account
  • Application, registration or activation required. See conditions.
  • Applies to all eligible spending, subject to the conditions.
  • To qualify, the cardmember must register a PAYROLLplus Account and arrange monthly salary payments by Automated Payroll Payments into that account.
  • The 1.1% extra rebate is counted for a month only when salary of at least HK$12,000 is successfully paid into the PAYROLLplus Account.
  • The monthly maximum is HK$1,000 per Eligible Account, based on transaction dates shown on the monthly card statement.
  • The 1.5% headline combines this 1.1% extra rebate with the 0.4% basic rebate; it is not a separate reward.
  • Eligible retail transactions must be posted. The source includes retail purchases, cash advances, and retail transactions made by mail or phone order.
  • Further program terms are linked but are not included in the retained source.
  • Limit applies to: basic cash rebate
  • The 1.5% headline combines the 0.4% basic rebate and a conditional 1.1% extra rebate; it is not a separate reward.
  • The monthly maximum for the basic rebate is stated as the member's approved credit limit multiplied by the applicable rebate percentage, currently 0.4%; the retained source does not give a fixed amount.
  • If the Bank treats a transaction as ineligible, it may debit an amount equal to the 1.5% cash rebate.

Jewel World Mastercard 1.1% extra cash rebate on eligible retail spending

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 金額: 1000 · 適用範圍: 1.1% extra cash rebate per Eligible Account · Currency: HKD · 期間: 每月 · Type: 有限額 · Unit: 貨幣
  • 須申請或登記。
  • To qualify, the cardmember must register a PAYROLLplus Account and arrange monthly salary payments by Automated Payroll Payments into that account.
  • The 1.1% extra rebate is counted for a month only when salary of at least HK$12,000 is successfully paid into the PAYROLLplus Account.
  • The monthly maximum is HK$1,000 per Eligible Account, based on transaction dates shown on the monthly card statement.
  • The 1.5% headline combines this 1.1% extra rebate with the 0.4% basic rebate; it is not a separate reward.
  • Eligible retail transactions must be posted. The source includes retail purchases, cash advances, and retail transactions made by mail or phone order.
  • Further program terms are linked but are not included in the retained source.
  • extra cash rebate promotion period: 即日起 – 2026-12-31

Jewel World Mastercard 0.4% basic cash rebate on eligible retail spending

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: 全部
  • 優惠上限: 適用範圍: basic cash rebate · 期間: 未提供 · Type: 未提供
  • The 1.5% headline combines the 0.4% basic rebate and a conditional 1.1% extra rebate; it is not a separate reward.
  • The monthly maximum for the basic rebate is stated as the member's approved credit limit multiplied by the applicable rebate percentage, currently 0.4%; the retained source does not give a fixed amount.
  • Eligible retail transactions must be posted. The source includes retail purchases, cash advances, and retail transactions made by mail or phone order.
  • If the Bank treats a transaction as ineligible, it may debit an amount equal to the 1.5% cash rebate.
  • Further program terms are linked but are not included in the retained source.
  • cash rebate promotion period: 即日起 – 2026-12-31
其他優惠
餐飲
Jewel World Mastercard dining offers at a wide range of restaurants（優惠值未列明）
Lifestyle
——

Category or merchant does not match. • The retained page does not state a benefit amount or percentage. • Limit applies to: dining offers • Eligible categories: 餐飲 • The page describes dining offers at a wide range of restaurants, including LUBUDS Group brands. • Offer values, participating restaurants, eligibility, and dates are not stated on the retained page. • The page links to Mastercard terms; the linked page was not used as evidence.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 餐飲 · Type: 類別
  • 優惠上限: 適用範圍: dining offers · 期間: 未提供 · Type: 未提供
  • 百分比備註: The retained page does not state a benefit amount or percentage.
  • The page describes dining offers at a wide range of restaurants, including LUBUDS Group brands.
  • Offer values, participating restaurants, eligibility, and dates are not stated on the retained page.
  • The page links to Mastercard terms; the linked page was not used as evidence.
旅遊
Jewel World Mastercard travel insurance with up to US$100,000 coverage per trip
須符合條件Travel
——

This benefit does not apply to a purchase. • The source states a coverage amount, not a percentage reward. • Limit applies to: insurance coverage • Application, registration or activation required. See conditions. • The page states coverage up to US$100,000 per trip for cardholders and up to 50% coverage for family members. • The cardmember must pay the full cost of common-carrier tickets with an eligible card and complete benefit registration before the trip begins. • The stated protection is overseas medical coverage. • AIG Asia Pacific Insurance Pte Ltd provides the service. Coverage scope, exclusions, limits, and compensation depend on the insurance policy. • The Bank states that it is not the insurance service provider and is not responsible for the insurance service.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: insurance coverage · 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states a coverage amount, not a percentage reward.
  • 須申請或登記。
  • The page states coverage up to US$100,000 per trip for cardholders and up to 50% coverage for family members.
  • The cardmember must pay the full cost of common-carrier tickets with an eligible card and complete benefit registration before the trip begins.
  • The stated protection is overseas medical coverage.
  • AIG Asia Pacific Insurance Pte Ltd provides the service. Coverage scope, exclusions, limits, and compensation depend on the insurance policy.
  • The Bank states that it is not the insurance service provider and is not responsible for the insurance service.
  • travel insurance offer: 即日起 – 2026-12-31
交通
Jewel World Mastercard airport limousine service at HK$350 per one-way ride
須符合條件Promotional Price上限: 2 uses · 推廣期總額
——

This benefit does not apply to a purchase. • The source states a preferential price but gives no comparison price. • Limit: 2 uses · Promotion Total • Limit applies to: preferential-price one-way airport limousine service • Application, registration or activation required. See conditions. • Only a CITICfirst client who is a CNCBI Jewel World Mastercard cardmember can use the offer. • The cardmember can use the HK$350 one-way service twice. • Reservations are required at least 3 working days in advance and can be made up to 90 days in advance. • The service must be used by 31 December 2026. Monthly quotas apply on a first-come, first-served basis while places last. • The cardmember must send a booking request to the service provider by email or telephone.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 金額: 2 · 適用範圍: preferential price one way airport limousine service · 期間: 推廣期總額 · Type: 有限額 · Unit: uses
  • 百分比備註: The source states a preferential price but gives no comparison price.
  • 須申請或登記。
  • Only a CITICfirst client who is a CNCBI Jewel World Mastercard cardmember can use the offer.
  • The cardmember can use the HK$350 one-way service twice.
  • Reservations are required at least 3 working days in advance and can be made up to 90 days in advance.
  • The service must be used by 31 December 2026. Monthly quotas apply on a first-come, first-served basis while places last.
  • The cardmember must send a booking request to the service provider by email or telephone.
  • airport limousine service: 即日起 – 2026-12-31
酒店
Jewel World Mastercard complimentary 12-month HoteLux Elite membership
Travel
——

This benefit does not apply to a purchase. • The source states a membership duration, not a percentage reward. • Limit applies to: HoteLux Elite membership • The page says the membership includes 1,000 HoteLux points, complimentary breakfast, room upgrade, early check-in, late check-out, and up to US$200 in hotel dining and spa credits. • Room upgrade, early check-in, and late check-out are subject to availability. • The page says Mastercard terms apply; linked terms were not used as evidence.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: HoteLux Elite membership · 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states a membership duration, not a percentage reward.
  • The page says the membership includes 1,000 HoteLux points, complimentary breakfast, room upgrade, early check-in, late check-out, and up to US$200 in hotel dining and spa credits.
  • Room upgrade, early check-in, and late check-out are subject to availability.
  • The page says Mastercard terms apply; linked terms were not used as evidence.
酒店
One free night at participating luxury hotels with Jewel World Mastercard
折扣
——

Merchant eligibility cannot be established from the incomplete source list. • The source states one free night, not a percentage or cash amount. • Limit applies to: participating luxury hotel offer • Eligible categories: 酒店 • The page says the offer includes one free night and other offers at participating luxury hotels. • The participating hotel list, eligibility details, redemption rules, and dates are not stated on the retained page. • The offer is provided by Mastercard and is subject to related terms.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 酒店 · Type: 類別
  • 優惠上限: 適用範圍: participating luxury hotel offer · 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states one free night, not a percentage or cash amount.
  • 未提供完整適用商戶名單。
  • The page says the offer includes one free night and other offers at participating luxury hotels.
  • The participating hotel list, eligibility details, redemption rules, and dates are not stated on the retained page.
  • The offer is provided by Mastercard and is subject to related terms.
酒店
Up to 10% off a hotel stay booked through Agoda with Jewel World Mastercard
折扣
——

Category or merchant does not match. • Limit applies to: Agoda hotel stay discount • Merchants: Agoda • Eligible merchants: agoda • The page says to book a stay through Agoda to receive the discount. • The retained page does not state card-payment rules, eligible stays, a promo code, or a validity period.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: agoda · Type: 商戶
  • 優惠上限: 適用範圍: Agoda hotel stay discount · 期間: 未提供 · Type: 未提供
  • The page says to book a stay through Agoda to receive the discount.
  • The retained page does not state card-payment rules, eligible stays, a promo code, or a validity period.
運動及戶外
50% off green fees at participating golf clubs with Jewel World Mastercard
折扣
——

Merchant eligibility cannot be established from the incomplete source list. • Limit applies to: green fee discount • Eligible categories: 運動及戶外 • The offer applies only to CNCBI Jewel World Mastercard cards issued in Hong Kong. • The offer is available at 48 premium golf clubs across 15 regions in Asia Pacific; the club list is not stated on the retained page. • The offer is provided by Mastercard and is subject to terms not included in the retained source.

  • 適用資格: 適用對象: 全部
  • 適用消費: 適用範圍: 運動及戶外 · Type: 類別
  • 優惠上限: 適用範圍: green fee discount · 期間: 未提供 · Type: 未提供
  • 未提供完整適用商戶名單。
  • The offer applies only to CNCBI Jewel World Mastercard cards issued in Hong Kong.
  • The offer is available at 48 premium golf clubs across 15 regions in Asia Pacific; the club list is not stated on the retained page.
  • The offer is provided by Mastercard and is subject to terms not included in the retained source.
  • green fee offer: 即日起 – 2026-12-31
其他
Jewel World Mastercard new-cardmember HK$1,000 welcome cash rebate
須符合條件現金回贈最低消費: HK$10,000.00
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • Threshold-equivalent calculation: HK$1,000 / HK$10,000 × 100 = 10%. The effective rate decreases when qualifying spend exceeds HK$10,000. The source states the HK$10,000 accumulated-spend condition in the first 2 months; the HK$1,000 rebate remains the benefit value. • Limit applies to: welcome cash rebate • Application, registration or activation required. See conditions. • Eligibility: Phase Spend Min: 10000 • Applies to all eligible spending, subject to the conditions. • New Cardmembers must successfully apply and choose this offer instead of the alternative Motion$ offer. • Eligible retail transactions must reach an accumulated HK$10,000 in the first 2 months from card issuance. • New Cardmembers are applicants who do not currently hold and have not cancelled any principal CNCBI credit card in the 12 months before the month their current principal-card application is approved. • Eligible retail transactions include local and overseas retail spending, online retail transactions, and retail transactions made by mail or phone order. • Credit card applicants must be aged 18 or above. • Application and approval times may vary; the Bank may request supporting documents.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: 全部
  • 要求: Period spend ≥: HK$10,000.00
  • 優惠上限: 適用範圍: welcome cash rebate · 期間: 未提供 · Type: 未提供
  • 百分比備註: Threshold equivalent calculation: HK$1,000 / HK$10,000 × 100 = 10%. The effective rate decreases when qualifying spend exceeds HK$10,000. The source states the HK$10,000 accumulated spend condition in the first 2 months; the HK$1,000 rebate remains the benefit value.
  • 須申請或登記。
  • New Cardmembers must successfully apply and choose this offer instead of the alternative Motion$ offer.
  • Eligible retail transactions must reach an accumulated HK$10,000 in the first 2 months from card issuance.
  • New Cardmembers are applicants who do not currently hold and have not cancelled any principal CNCBI credit card in the 12 months before the month their current principal-card application is approved.
  • Eligible retail transactions include local and overseas retail spending, online retail transactions, and retail transactions made by mail or phone order.
  • Credit card applicants must be aged 18 or above.
  • Application and approval times may vary; the Bank may request supporting documents.
  • welcome offer promotion period: 即日起 – 2026-12-31
其他
Jewel World Mastercard new-cardmember welcome earning of M$1 per HK$1 spent
須符合條件積分上限: 10,000 Motion$ · 推廣期總額
——

New-customer offers are excluded from this purchase comparison. • Customer: New customer • The source states an earning ratio of M$1 per HK$1, not a percentage or cash-equivalent rate. • Limit: 10000 Motion$ · Promotion Total • Limit applies to: Motion$ earned from eligible retail transactions in the first 2 months • Application, registration or activation required. See conditions. • Applies to all eligible spending, subject to the conditions. • The offer is an alternative to the HK$1,000 welcome cash rebate; only one of the two welcome offers can be selected. • Eligible transactions must be made in the first 2 months from card issuance. • The maximum is M$10,000, convertible to 10,000 Miles. • New Cardmembers are applicants who do not currently hold and have not cancelled any principal CNCBI credit card in the 12 months before the month their current principal-card application is approved. • Eligible retail transactions include local and overseas retail spending, online retail transactions, and retail transactions made by mail or phone order. • Motion$ reward types and redemption amounts may change; the source directs customers to inMotion for current reward details. • Credit card applicants must be aged 18 or above. • Application and approval times may vary; the Bank may request supporting documents.

  • 適用資格: 適用對象: 全部 · 客戶類別: 新客戶
  • 適用消費: Type: 全部
  • 優惠上限: 金額: 10000 · 適用範圍: Motion$ earned from eligible retail transactions in the first 2 months · 期間: 推廣期總額 · Type: 有限額 · Unit: Motion$
  • 百分比備註: The source states an earning ratio of M$1 per HK$1, not a percentage or cash equivalent rate.
  • 須申請或登記。
  • The offer is an alternative to the HK$1,000 welcome cash rebate; only one of the two welcome offers can be selected.
  • Eligible transactions must be made in the first 2 months from card issuance.
  • The maximum is M$10,000, convertible to 10,000 Miles.
  • New Cardmembers are applicants who do not currently hold and have not cancelled any principal CNCBI credit card in the 12 months before the month their current principal-card application is approved.
  • Eligible retail transactions include local and overseas retail spending, online retail transactions, and retail transactions made by mail or phone order.
  • Motion$ reward types and redemption amounts may change; the source directs customers to inMotion for current reward details.
  • Credit card applicants must be aged 18 or above.
  • Application and approval times may vary; the Bank may request supporting documents.
  • welcome offer promotion period: 即日起 – 2026-12-31
其他
CNCBI Jewel World Mastercard perpetual annual fee waiver（優惠值未列明）
Fee Waiver
——

This benefit does not apply to a purchase. • The source states a perpetual annual fee waiver but gives no fee amount. • Limit applies to: annual fee waiver • The page describes the annual fee waiver as perpetual.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: annual fee waiver · 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states a perpetual annual fee waiver but gives no fee amount.
  • The page describes the annual fee waiver as perpetual.
借貸/分期付款
Jewel World Mastercard merchant installment plan（優惠值未列明）
Financing
——

This benefit does not apply to a purchase. • No financing amount, rate, or term is stated on the retained page. • Limit applies to: merchant installment plan • The page lists a Merchant Installment Plan as a card feature. The linked page and plan terms were not used as evidence.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: merchant installment plan · 期間: 未提供 · Type: 未提供
  • 百分比備註: No financing amount, rate, or term is stated on the retained page.
  • The page lists a Merchant Installment Plan as a card feature. The linked page and plan terms were not used as evidence.
八達通
Jewel World Mastercard Octopus Automatic Add Value Service（優惠值未列明）
Lifestyle
——

This benefit does not apply to a purchase. • The retained page names a service but states no amount or percentage benefit. • Limit applies to: Octopus Automatic Add Value Service • The page lists Octopus Automatic Add Value Service as a card feature. The linked page and service terms were not used as evidence.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: Octopus Automatic Add Value Service · 期間: 未提供 · Type: 未提供
  • 百分比備註: The retained page names a service but states no amount or percentage benefit.
  • The page lists Octopus Automatic Add Value Service as a card feature. The linked page and service terms were not used as evidence.
借貸/分期付款
Jewel World Mastercard credit card cash-in installment program（優惠值未列明）
Financing
——

This benefit does not apply to a purchase. • No financing amount, rate, or term is stated on the retained page. • Limit applies to: cash-in installment program • The page lists a Credit Card Cash-in Installment Program as a card feature. The linked page and plan terms were not used as evidence.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: cash in installment program · 期間: 未提供 · Type: 未提供
  • 百分比備註: No financing amount, rate, or term is stated on the retained page.
  • The page lists a Credit Card Cash-in Installment Program as a card feature. The linked page and plan terms were not used as evidence.
借貸/分期付款
Jewel World Mastercard retail purchase installment program（優惠值未列明）
Financing
——

This benefit does not apply to a purchase. • No financing amount, rate, or term is stated on the retained page. • Limit applies to: retail purchase installment program • The page lists a Card Retail Purchase Installment Program as a card feature. The linked page and plan terms were not used as evidence.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: retail purchase installment program · 期間: 未提供 · Type: 未提供
  • 百分比備註: No financing amount, rate, or term is stated on the retained page.
  • The page lists a Card Retail Purchase Installment Program as a card feature. The linked page and plan terms were not used as evidence.
Apple Pay
Jewel World Mastercard mobile payment service with Apple Pay（優惠值未列明）
Lifestyle
——

This benefit does not apply to a purchase. • The retained page names a mobile payment service but states no amount or percentage benefit. • Limit applies to: Apple Pay service • The page lists Apple Pay as a mobile payment service. The linked page and service terms were not used as evidence.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: Apple Pay service · 期間: 未提供 · Type: 未提供
  • 百分比備註: The retained page names a mobile payment service but states no amount or percentage benefit.
  • The page lists Apple Pay as a mobile payment service. The linked page and service terms were not used as evidence.
Google Pay
Jewel World Mastercard mobile payment service with Google Pay（優惠值未列明）
Lifestyle
——

This benefit does not apply to a purchase. • The retained page names a mobile payment service but states no amount or percentage benefit. • Limit applies to: Google Pay service • The page lists Google Pay as a mobile payment service. The linked page and service terms were not used as evidence.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: Google Pay service · 期間: 未提供 · Type: 未提供
  • 百分比備註: The retained page names a mobile payment service but states no amount or percentage benefit.
  • The page lists Google Pay as a mobile payment service. The linked page and service terms were not used as evidence.
借貸/分期付款
Jewel World Mastercard up to 57-day interest-fee repayment period
Financing
——

This benefit does not apply to a purchase. • The source gives a repayment-period duration but no interest rate or percentage benefit. • Limit applies to: repayment period • The retained page uses the wording 'interest-fee repayment period' and gives no further terms; the exact interest treatment cannot be determined from this source.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: repayment period · 期間: 未提供 · Type: 未提供
  • 百分比備註: The source gives a repayment period duration but no interest rate or percentage benefit.
  • The retained page uses the wording 'interest-fee repayment period' and gives no further terms; the exact interest treatment cannot be determined from this source.
酒店
Complimentary 1,000 HoteLux points with Jewel World Mastercard membership
積分
——

This benefit does not apply to a purchase. • The source states a points amount, not a percentage rate. • Limit applies to: Complimentary 1,000 HoteLux points with Jewel World Mastercard membership • Included in the complimentary 12-month HoteLux Elite membership. • The retained page does not state redemption terms or a cash conversion.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: Complimentary 1,000 HoteLux points with Jewel World Mastercard membership · 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states a points amount, not a percentage rate.
  • Included in the complimentary 12-month HoteLux Elite membership.
  • The retained page does not state redemption terms or a cash conversion.
酒店
Complimentary HoteLux Elite breakfast（優惠值未列明）
Travel
——

This benefit does not apply to a purchase. • The source states a hotel benefit, not a percentage rate. • Limit applies to: Complimentary HoteLux Elite breakfast（優惠值未列明） • Included in the complimentary HoteLux Elite membership. • The retained page does not state the number of breakfasts or booking conditions.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: Complimentary HoteLux Elite breakfast（優惠值未列明） · 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states a hotel benefit, not a percentage rate.
  • Included in the complimentary HoteLux Elite membership.
  • The retained page does not state the number of breakfasts or booking conditions.
酒店
Complimentary HoteLux Elite room upgrade（優惠值未列明）
Travel
——

This benefit does not apply to a purchase. • The source states a hotel benefit, not a percentage rate. • Limit applies to: Complimentary HoteLux Elite room upgrade（優惠值未列明） • Included in the complimentary HoteLux Elite membership. • Room upgrades are subject to availability.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: Complimentary HoteLux Elite room upgrade（優惠值未列明） · 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states a hotel benefit, not a percentage rate.
  • Included in the complimentary HoteLux Elite membership.
  • Room upgrades are subject to availability.
酒店
HoteLux Elite early check-in（優惠值未列明）
Travel
——

This benefit does not apply to a purchase. • The source states a hotel benefit, not a percentage rate. • Limit applies to: HoteLux Elite early check-in（優惠值未列明） • Included in the complimentary HoteLux Elite membership. • Early check-in is subject to availability.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: HoteLux Elite early check in（優惠值未列明） · 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states a hotel benefit, not a percentage rate.
  • Included in the complimentary HoteLux Elite membership.
  • Early check-in is subject to availability.
酒店
HoteLux Elite late check-out（優惠值未列明）
Travel
——

This benefit does not apply to a purchase. • The source states a hotel benefit, not a percentage rate. • Limit applies to: HoteLux Elite late check-out（優惠值未列明） • Included in the complimentary HoteLux Elite membership. • Late check-out is subject to availability.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: HoteLux Elite late check out（優惠值未列明） · 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states a hotel benefit, not a percentage rate.
  • Included in the complimentary HoteLux Elite membership.
  • Late check-out is subject to availability.
酒店
Up to US$200 in HoteLux hotel dining and spa credits
Gift
——

This benefit does not apply to a purchase. • The source states a hotel benefit, not a percentage rate. • Limit applies to: Up to US$200 in HoteLux hotel dining and spa credits • Included in the complimentary HoteLux Elite membership. • The retained page does not state redemption rules, eligible hotels, or whether the credit applies to dining, spa, or both in each booking.

  • 適用資格: 適用對象: 全部
  • 適用消費: Type: not applicable
  • 優惠上限: 適用範圍: Up to US$200 in HoteLux hotel dining and spa credits · 期間: 未提供 · Type: 未提供
  • 百分比備註: The source states a hotel benefit, not a percentage rate.
  • Included in the complimentary HoteLux Elite membership.
  • The retained page does not state redemption rules, eligible hotels, or whether the credit applies to dining, spa, or both in each booking.

本頁用途與使用指南

本頁的信用卡比較有甚麼用途？

本頁比較「Apple Pay」的信用卡回贈，以 HK$1,000 消費為情境，協助你選擇有資料支持的較佳付款方式。優惠地圖透過 AI 輔助整理及分析優惠與信用卡資訊，再按既有規則計算節省估算。你可查看回贈金額、百分比、適用商戶及相關條款，了解結果的依據。

哪張信用卡最慳錢？

答案取決於消費類別、商戶、付款方式、最低簽賬、登記要求及剩餘回贈上限。預設次序按相關程度排列；如需比較最大估算，請使用節省金額排序。分類捷徑的範圍分別反映不包含與包含指定商戶優惠的估算，並非所有商戶都適用最高值。

折扣與信用卡回贈如何比較？

即時折扣可減少付款金額，信用卡回贈則可能稍後入賬。只有資料支持兼容的優惠才可一併比較；多張信用卡是不同付款選擇，不能把各卡回贈相加。未能可靠換算的積分或里數，不應當作保證現金收入。

使用比較結果前應核對甚麼？

請開啟來源連結，核對有效日期、指定信用卡、網上或實體交易限制、名額及回贈上限。頁面顯示計算日期，並不代表銀行已確認你的個別資格。資料覆蓋及條件可能改變；節省金額是估算，最高結果只適用於所比較及可支持的情境。

優惠地圖 · 消費前請查看優惠條款。來源日期: 未提供信用卡來源日期 · 計算日期: 2026-10-20